#kisan credit card yojana

[techandtravel]

Kisan credit card yojana -A Comprehensive Guide

kisan credit card Yojana  A Kisan credit card Yojana is a special type of credit card designed for farmers in India. What is a Kisan Credit Card? It is provided by banks and other financial institutions to help farmers with their agricultural and financial needs. It’s like having a single card that combines different financial services and products for farmers. Key Features and Benefits Easy…

[random2023reviews]

"Union Budget 2025 Highlights: Key Announcements, Tax Reliefs, and Economic Impact"

On February 1, 2025, Finance Minister Nirmala Sitharaman presented her eighth consecutive Union Budget, marking a historic milestone in India’s fiscal chronicles. This budget, crafted under the guiding principle of “GYAN”—an acronym for Garib (poor), Yuva (youth), Annadata (farmers), and Nari Shakti (women empowerment)—aims to address the multifaceted needs of the nation.   Key Highlights of the…

[umangharyana]

किसान क्रेडिट कार्ड का कर्ज होगा माफ, जानिए कौन उठा सकता है योजना का लाभ

न�� दिल्ली: देशभर के किसानों के लिए अच्छी खबर है। सरकार ने किसानों की आर्थिक परेशानियों को कम करने के लिए किसान क्रेडिट कार्ड (KCC) लोन माफी योजना शुरू की है। इस योजना के तहत छोटे और सीमांत किसानों का कर्ज माफ किया जा रहा है। अगर आपने भी किसान क्रेडिट कार्ड के तहत लोन लिया है, तो तुरंत लिस्ट में अपना नाम चेक करें। किन किसानों का कर्ज हो रहा माफ? सरकार ने इस योजना के तहत मुख्य रूप से छोटे और सीमांत…

[jjtax]

Union Budget 2025-26: The Union Minister for Finance, Smt. Nirmala Sitharaman unveiled the Union Budget 2025-26 on February 1, 2025. This year’s budget focuses on economic growth through four major pillars: Agriculture, MSMEs, Investment, and Exports. Here are the highlights:

A. Agriculture

Launch of Prime Minister Dhan-Dhaanya Krishi Yojana to uplift 1.7 crore farmers in 100 low-productivity districts.

National Mission on High-Yielding Seeds to enhance agricultural research and productivity.

Increased loan limit for Kisan Credit Cards (KCC) to ₹5 lakh.

B. MSMEs

Revised MSME classification with higher turnover and investment limits.

₹10,000 crore Fund of Funds to support startups.

Loans up to ₹2 crore for first-time entrepreneurs, with a focus on women and marginalized communities.

C. Investment

People Investments: Advanced skill centers, digital learning initiatives, expanded rural broadband, and enhanced medical education.

Economic Investments: Infrastructure development, Jal Jeevan Mission expansion, and urban growth projects.

D. Exports

Launch of Export Promotion Mission with targeted sector growth.

BharatTradeNet: A new platform for simplifying trade paperwork and financing.

Taxation Highlights

Income Tax Relief: No personal income tax up to ₹12 lakh under the new regime, rising to ₹12.75 lakh for salaried taxpayers.

Revised Tax Slabs (New Regime):

₹0-4,00,000: 0%

₹4,00,001-8,00,000: 5%

₹8,00,001-12,00,000: 10%

₹12,00,001-16,00,000: 15%

₹16,00,001-20,00,000: 20%

₹20,00,001-24,00,000: 25%

Above ₹24,00,000: 30%

Other notable updates:

Higher TDS limit on rent (₹6 lakh annually).

TCS threshold for LRS remittances increased to ₹10 lakh.

Decriminalization of delayed TCS payments (if paid by the filing due date).

Impact on Individuals and Businesses

For Individuals:

More disposable income with higher tax-free thresholds and revised slabs.

Employment opportunities via infrastructure projects.

Better healthcare access and affordability through expanded National Digital Health Mission.

Focus on skill development and digital learning for an employable workforce.

For Businesses:

Simplified GST compliance and “ease of doing business” initiatives, especially for MSMEs.

Investments in infrastructure and “Make in India” to boost growth.

A Deep Tech Fund to support innovation in AI, ML, and advanced technologies.

Have queries about how this budget affects you or your business? 🧐 Our expert CAs at JJ Tax are here to help!

JJ Tax would love to hear any queries you may have about the union budget. Consider our team of expert CAs at your disposal when you book a FREE 15-minute call from our website at www.jjfintax.com. Download JJ TAX APP

[allhindinews24h]

Farmer ID Rajasthan Registration: राजस्थान किसान फार्मर आईडी के फायदे और आवेदन प्रक्रिया

राजस्थान सरकार ने किसानों के लिए एक महत्वपूर्ण पहल की है। अब PM Kisan Yojana, Fasal Bima Yojana, Kisan Credit Card (KCC) जैसी प्रमुख सरकारी योजनाओं का लाभ लेने के लिए किसानों को Farmer ID Rajasthan बनवाना अनिवार्य होगा। यह 11 अंकों की एक विशिष्ट पहचान संख्या होगी, जो किसानों को सरकारी योजनाओं का लाभ आसानी से और पारदर्शी तरीके से पहुंचाने में मदद करेगी। Farmer ID Rajasthan राजस्थान फार्मर आईडी एक…

[hiiimanshii123]

Best Agriculture Loan Services of Khonsa, Arunachal Pradesh

Best Agriculture Loan Services of Arunachal Pradesh: Empowering Farmers for Growth and Sustainability

Agriculture has always been the backbone of Arunachal Pradesh’s economy. With its rich natural resources and diverse agro-climatic conditions, the state is blessed with the potential to be a major agricultural hub in the region. However, despite its vast potential, farmers in Arunachal Pradesh continue to face numerous challenges, especially when it comes to accessing adequate financial support. One of the critical aspects of overcoming these barriers is the availability of agriculture loans that provide essential financial assistance to farmers.

In this article, we will explore the best agriculture loan services available in Arunachal Pradesh. These services aim to provide farmers with the much-needed capital to invest in better farming equipment, purchase seeds, manage irrigation systems, and improve overall productivity.

The Importance of Agriculture Loans in Arunachal Pradesh

Agriculture is not just a livelihood for the people of Arunachal Pradesh—it is a way of life. The state’s economy is primarily driven by agriculture and allied sectors, with rice, maize, and horticultural crops being significant contributors. Despite its potential, farmers often face difficulties in accessing the necessary financial resources to enhance productivity. These issues stem from a variety of factors such as limited access to banks, inadequate financial literacy, and high-interest rates on loans.

This is where the best agriculture loan services come into play. Agriculture loans provide farmers with the financial resources they need to improve their farm operations, acquire quality inputs, and boost their overall output. These loans are typically offered by banks, financial institutions, and government schemes aimed at helping farmers in need.

Government-Supported Agriculture Loan Schemes

In India, the government plays a pivotal role in supporting farmers through various loan schemes. Arunachal Pradesh, being one of the states that heavily depend on agriculture, benefits from such government-backed financial initiatives. These schemes aim to provide affordable credit to farmers for purchasing agricultural equipment, seeds, fertilizers, and irrigation infrastructure.

One such scheme is the Pradhan Mantri Kisan Credit Card (PM-KCC), which is a vital loan service available for farmers in Arunachal Pradesh. Under the PM-KCC scheme, farmers can access short-term credit for working capital requirements, crop loans, and other agricultural needs. The government provides a credit limit to eligible farmers, with low-interest rates and flexible repayment terms. This scheme has proven to be a game-changer for many farmers in Arunachal Pradesh, as it helps them secure timely funds for sowing, irrigation, and crop protection.

Another important government initiative is the Rashtriya Krishi Vikas Yojana (RKVY), which focuses on the overall development of the agriculture sector. Through this scheme, farmers can avail loans to enhance productivity, improve irrigation systems, and increase income. By making financial assistance available for both major and minor farming operations, RKVY has become a crucial source of support for farmers in Arunachal Pradesh.

Role of Banks and Financial Institutions

Apart from government schemes, many nationalized and regional banks, as well as financial institutions, offer agriculture loans in Arunachal Pradesh. These institutions provide farmers with various loan products tailored to their specific needs. One of the most common types of agricultural loans is the crop loan, which helps farmers cover the costs associated with planting, maintaining, and harvesting crops.

[hiiimanshii]

Best Agriculture Loan Services in Vadodara, Gujarat

Agriculture plays a crucial role in the economy of Gujarat, with the state being one of the largest contributors to the agricultural sector in India. Vadodara, a prominent city in Gujarat, is known for its rich agricultural landscape. Farmers and agribusiness owners in this region often require financial assistance to improve their agricultural practices, expand their operations, or invest in modern equipment. This is where agriculture loans come into play. If you're a farmer or an entrepreneur in the agricultural sector, securing the right loan can make all the difference in your success. In this article, we explore the best agriculture loan services available in Vadodara, Gujarat.

Importance of Agriculture Loans in Vadodara, Gujarat

Agriculture loans are designed to support farmers in purchasing essential resources such as seeds, fertilizers, machinery, and equipment. These loans also provide funds for land development, irrigation, and post-harvest processing. In Vadodara, where agriculture is a significant part of the economy, these loans are essential for ensuring that the farming community thrives and adapts to changing demands.

The agricultural sector in Gujarat is diverse, ranging from crop cultivation to dairy farming, horticulture, and floriculture. Therefore, different types of loans cater to the varied needs of the farmers. The best agriculture loan services in Vadodara understand the local needs and provide tailored financial solutions that empower farmers to increase productivity and improve their standard of living.

Key Features of Agriculture Loan Services in Vadodara

When looking for the best agriculture loan services in Vadodara, there are several factors to consider. The ideal loan service should offer:

Flexible Loan Options: The loan amount, repayment period, and interest rates should be flexible and customized to meet the specific needs of farmers and agribusiness owners. Whether it's a short-term loan for seasonal crops or a long-term loan for setting up a farm, the best services will have options for various purposes.

Affordable Interest Rates: One of the most important aspects of agriculture loans is the interest rate. The best agriculture loan services in Vadodara offer competitive interest rates, which ensure that farmers can repay the loan without excessive financial burden. Low-interest rates are especially beneficial for small-scale farmers who may struggle with higher repayment amounts.

Easy Application Process: Applying for an agriculture loan should be a simple and hassle-free process. The best loan services in Vadodara provide easy-to-understand loan application forms, and many even offer online applications for added convenience. A smooth application process is key to ensuring that farmers can access funds quickly when they need them.

Quick Disbursement: Farmers often require immediate access to funds to take advantage of seasonal opportunities or purchase essential resources. Therefore, the best agriculture loan services in Vadodara prioritize fast disbursement, ensuring that the funds are available in the shortest possible time.

Government-backed Schemes: Many financial institutions in Vadodara provide agriculture loans under government-backed schemes such as the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) or the Kisan Credit Card (KCC) scheme. These schemes offer benefits such as lower interest rates and extended repayment periods, making them an excellent option for farmers.

Personalized Support: A strong customer service team that understands the agricultural sector is essential. The best agriculture loan services in Vadodara provide personalized support, offering guidance throughout the loan process. This includes assistance with documentation, loan selection, and repayment planning.

Types of Agriculture Loans in Vadodara

There are various types of agriculture loans available in Vadodara, each designed to meet specific needs. Some of the most common types include:

Crop Loans: These loans are provided to farmers for the cultivation of crops. They cover the costs of seeds, fertilizers, pesticides, and other essential farming inputs.

Farm Equipment Loans: For farmers looking to purchase machinery or equipment such as tractors, harvesters, or irrigation systems, these loans provide the necessary funds.

Dairy and Animal Husbandry Loans: These loans are specifically for farmers involved in livestock farming, providing funds for purchasing cattle, poultry, or setting up dairy farms.

Land Development Loans: These loans are used for improving farm infrastructure, including irrigation systems, land leveling, and construction of storage facilities.

Post-Harvest Loans: These loans help farmers manage the costs associated with storing, processing, and marketing their produce after the harvest.

Why Choose Agriculture Loans in Vadodara?

Vadodara’s agriculture sector is thriving, and there are several reasons why farmers in the region opt for agriculture loans:

Rural and Urban Accessibility: Vadodara is a well-connected city, making it easy for farmers from both rural and urban areas to access agriculture loan services.

Diverse Agricultural Practices: With a wide variety of agricultural activities, from traditional crop farming to dairy and floriculture, the loan services cater to different agricultural needs, ensuring that farmers get the right financial support.

Government Initiatives: With the government offering various subsidies and schemes for farmers, agriculture loans in Vadodara are highly beneficial, offering additional financial support for farmers.

Conclusion

For farmers in Vadodara, Gujarat, agriculture loans are a lifeline that enables them to grow their business, invest in modern farming techniques, and increase their productivity. By choosing the best agriculture loan services, farmers can secure the funds they need at affordable rates, with the added benefit of expert support and personalized loan options. Whether you are involved in crop farming, animal husbandry, or any other agricultural activity, the right loan can make a significant difference in achieving success and sustainability in your farming venture. Always research and choose the best agriculture loan service that aligns with your needs and long-term goals.

[krishitek-industries]

Government Schemes for Farmers to Buy Agricultural Machinery: A 2024 Guide

Farmers across India are the backbone of our economy, and as the years go by, the challenges they face continue to evolve. From climate change to labor shortages, these hurdles are making it difficult for farmers to thrive using traditional methods. That’s where agricultural machinery comes in – it’s no longer a luxury, it’s a necessity. However, the cost of agricultural machinery and equipment can be a real burden for many farmers, and that’s why the government has stepped in with several schemes designed to ease the financial strain.

In 2024, if you’re looking to buy efficient machines like self propelled power reapers, power reaper cum weeders, tractor operated hydraulic reapers, and others, government assistance is something you can’t afford to miss out on. Let’s dive into some of the major government schemes helping farmers make these investments more affordable and practical.

1. The Sub-Mission on Agricultural Mechanization (SMAM)

SMAM is a flagship scheme launched to boost farm mechanization across India. The government understands that the use of efficient farm machinery and equipment can significantly reduce labor costs and increase productivity, so this scheme provides subsidies to farmers for purchasing various types of agricultural machinery, including those crucial for small and marginal farmers.

Under SMAM, farmers can receive up to 50% subsidies on the purchase of machinery like power reapers and power weeders. Even better, specific categories such as women farmers, SC/ST farmers, and farmers in the northeastern states can enjoy subsidies of up to 80%.

Key benefits for reaper-related purchases:

Self Propelled Power Reaper: This agricultural machinery is engineered to facilitate crop harvesting while significantly reducing the need for manual labor. It represents a substantial advantage for small-scale farmers.

Tractor Operated Hydraulic Reaper: SMAM endorses this machinery, which significantly minimizes manual labor by automating the harvesting process. Its capacity to manage a greater volume of harvesting tasks makes it particularly advantageous for large-scale agricultural producers.

If you haven’t explored SMAM yet, it’s worth your time. Get in touch with leading agricultural machinery providers like Krishitek or check the SMAM portal for more information on eligibility and how to apply.

2. PM Kisan Samman Nidhi Yojana (PM-Kisan)

PM-Kisan is primarily a scheme that provides income support to farmers, but here’s how it can tie into your need for agricultural machinery. Through the direct financial support of Rs. 6,000 annually, farmers can pool these funds toward a power weeder cum reaper or reaper attachments. It might not sound like much, but for smaller farmers, this financial aid can be a lifesaver when clubbed with other subsidies or savings.

While PM-Kisan itself isn’t a machinery-specific scheme, you can channel the funds toward modernizing your farm operations, and it’s always wise to keep an eye on how every rupee helps!

https://www.krishitek.com/wp-content/uploads/2024/11/Top-5-Schemes-Supporting-Farmers-with-Agricultural-Machinery.jpg

3. National Bank for Agriculture and Rural Development (NABARD) Assistance

NABARD is another major player when it comes to financial support for farmers. The bank offers loans and credits at subsidized interest rates specifically designed for agricultural machinery purchases. Whether you’re buying a power weeder attachment or a tractor operated hydraulic reaper, NABARD’s loan schemes come with reasonable repayment options that won’t leave you financially strained.

NABARD also partners with various other schemes to provide farmers with combined benefits like loans plus government subsidies. This is ideal for farmers who are looking to purchase high-cost agricultural machinery but need extended financing options.

4. Kisan Credit Card (KCC)

While the Kisan Credit Card (KCC) is widely known for providing short-term credit to farmers, it’s also an excellent way to finance the purchase of agricultural machinery. Farmers can use the credit from their KCC to buy equipment like reaper attachments or power weeders.

Loan Amount: Depending on the farmer’s landholding and cultivation needs, loans up to Rs. 3 lakh can be sanctioned.

Interest Rate: The government provides interest subvention (lower interest rates), reducing the financial burden on farmers.

Using the KCC for purchasing farm machinery and equipment allows farmers to make high-end machines more affordable.

5. National Food Security Mission (NFSM)

Under the National Food Security Mission, there’s a strong emphasis on improving crop productivity through better technology. Farmers can receive subsidies for agricultural machinery that enhances efficiency and reduces labor dependency.

Who Can Benefit: All farmers growing targeted crops, particularly those in regions designated by the NFSM.

The NFSM is ideal for farmers who want to invest in efficient harvesting tools like reaper attachments without the full upfront cost.

How to Apply for These Schemes

Farmers looking to take advantage of these schemes can apply through their respective state agricultural departments or visit the official websites for schemes like SMAM and PM-Kisan. In some cases, applications can be made online, making the process quick and hassle-free. Keep an eye out for special notifications or contact local authorities for help in the application process.

Krishitek: The Leading Agricultural Machinery Manufacturer in India

If you’re looking for high-quality, durable agricultural machinery, Krishitek is your go-to brand. With a wide range of products including self propelled power reapers, power weeders, tractor operated hydraulic reapers, reaper attachments, and weeder attachments, Krishitek ensures that you get the best equipment designed to handle Indian farming conditions. Our machines are crafted with the latest technology, ensuring high performance and long-lasting durability.

What sets Krishitek apart is our commitment to providing solutions that cater to the unique challenges of Indian farmers. Our machines are reliable, affordable, and come with excellent after-sales service. We also offer assistance to farmers in availing maximum benefits of government subsidies and schemes. 

If you want to take your farming operations to the next level, our agricultural machinery and equipment are always ready to give you the competitive edge you need.

Conclusion

In 2024, government schemes like SMAM, PM-Kisan, and more are making agricultural machinery more accessible to farmers, easing the financial burden and promoting mechanization. By leveraging these programs, farmers can invest in efficient equipment like power reapers and power weeders to boost productivity and reduce labor costs. 

For high-quality agricultural machinery that meets Indian farming needs, Krishitek stands out as the trusted partner, offering durable, advanced equipment along with guidance on availing subsidies. Take advantage of these schemes and enhance your farm’s efficiency today!

[pmoyojana]

PM Kisan Credit Card Yojana: इस तरह आप भी ले सकते हैं 3 लाख तक का लोन, जानिए पूरी प्रक्रिया

[lallulalnews]

#lallulal #lallulalnews @lallulalnews किसान क्रेडिट कार्ड 2024: ऑनलाइन अप्लाई कैसे करें, ब्याज दर, ज़रूरी दस्तावेज #kisancreditcard  #kisancreditcardonlineapply #kisancreditcardloan #kisancreditcardscheme #kisancreditcardkaisebanaye किसान क्रेडिट कार्ड बनवाने के लिए चाहिए ये जरूरी दस्तावेज, एक भी कम होने पर हो सकती है दिक्कत भारत में किसान क्रेडिट कार्ड के लिए ऑनलाइन आवेदन करें किसान क्रेडिट कार्ड 2024: ऑनलाइन अप्लाई कैसे करें, ब्याज दर, ज़रूरी दस्तावेज सरकार द्वारा किसानों की आय को दोगुनी करने का लक्ष्य निर्धारित किया गया है। इसी बात को ध्यान में रखते हुए केंद्र सरकार ने किसान क्रेडिट कार्ड योजना का आरंभ किया है। आज हम आपको इस लेख के माध्यम से किसान क्रेडिट कार्ड योजना से संबंधित सभी महत्वपूर्ण जानकारी प्रदान करने जा रहे हैं। इस लेख को पढ़कर आपको इस योजना से संबंधित संपूर्ण जानकारी प्राप्त होगी। जैसे कि किसान क्रेडिट कार्ड योजना क्या है?, इसके लाभ, उद्देश्य, विशेषताएं, पात्रता, महत्वपूर्ण दस्तावेज, आवेदन प्रक्रिया आदि। तो दोस्तों यदि आप Kisan Credit Card Yojana से संबंधित संपूर्ण जानकारी प्राप्त करना चाहते हैं kisan credit card,kisaan credit card,pm kisan credit card,kishan credit card,kisan credit card loan,kisan credit card upsc,kisan kredit card,kisan credit card apply,pashu kisan credit card,kisan credit card tamil,kisan credit card hindi,apply kisan credit card,kisan credit card (kcc),nepal kisan credit card,kisan credit card scheme,kisan credit card yojana,kisan credit card kya hai,about kissan credit card,kisan credit card online #viralvideo   #pmmodi #bjp #congressparty #priyankagandhi #rahulgandhi    #aap #aapneta #delhiaap Lallu Lal (लल्लू लाल)- हे भैया सच्ची खबर तो लल्लू लाल ही देंगे..भारत के हर कोने से चुनी गई खबरों का संग्रह। भारत के राजनैतिक, सामाजिक और आर्थिक मुद्दों पर गहराई से जानकारी देना हमारा लक्ष्य है। हम यहाँ पर हर विषय को गहराई से देखते हैं, ताकि भारत के करोड़ों Online User के पास सही खबर मिले।

[gadgetsforusesblog]

PM Kisan KCC Apply: Under the PM Kisan Yojana, the government is giving a loan of full ₹ 3 lakh, know what is the application process for KCC card and KCC loan?

PM Kisan KCC Apply: All our farmers who are PM Kisan Yojana Of Beneficiaries which is, not only for agricultural needs in order to fulfil the rather better production for doing Loan We want to receive them, we want to tell them that, Central government ne, for you Kisan credit card has launched with the help of which Up to ₹3 lakh with a hefty interest rate discount of 3% Of Loan you can get it…

[malavijhani786]

Our Honourable PMO interacted with beneficiaries of various GoI schemes in Lakshadweep. A group of women talked about how their SHG worked towards starting a restaurant, thus becoming self-reliant; an elderly person shared how Ayushman Bharat helped in treating a heart ailment, and a woman farmer’s life changed due to PM-KISAN. Others talked about free ration, benefits for Divyangs, PM-AWAS, Kisan Credit Cards, Ujjwala Yojana and more. It is indeed satisfying to see the fruits of development reach a cross section of people, even in the more remote areas.

Jai Hind Jai Bharat!

[hindusanatanisadhu]

It was a delight to interact with beneficiaries of various GoI schemes in Lakshadweep. A group of women talked about how their SHG worked towards starting a restaurant, thus becoming self-reliant; an elderly person shared how Ayushman Bharat helped in treating a heart ailment, and a woman farmer’s life changed due to PM-KISAN. Others talked about free ration, benefits for Divyangs, PM-AWAS, Kisan Credit Cards, Ujjwala Yojana and more. It is indeed satisfying to see the fruits of development reach a cross section of people, even in the more remote areas : PM Modi

[swaniti-initiative]

Jaano - Community Help: A One-Stop Solution for Government Schemes and Documentation

Jaano - Community Help: A One-Stop Solution for Government Schemes and Documentation

Jaano is a community help website that aims to provide citizens with all the information they need about government schemes, housing schemes, education schemes, insurance, agriculture, senior citizens, finance, women, youth, and documentation. With a wide range of services, Jaano has become a one-stop solution for individuals seeking assistance with various official procedures. Jaano aims to cut out the middle man who takes a lot of money to help citizens for basic requirements.

Services Offered

Jaano offers a plethora of services to cater to the diverse needs of its users. Some of the key services provided by Jaano include:

Free Services

One can find information about various government related schemes  on the website. Here is a list of all the scheme information available:

Food

Ration Shop

E-mitra

Aadhar Card

Voter Card

Ration Card

Pan Card

Government Schemes

PM Jan Arogya Yojana

PMAY

PM Kisan Yojana

Jan Dhan Yojana

Sukanya Samriddhi Yojana

Atal Pension Yojana

MGNREGA

Pradhan Mantri Kaushal Vikas Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Mudra Yojana

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Fasal Bima Yojana

OBC Certificate

Samagra Shiksha Abhiyan

Housing Schemes

Affordable Rental Housing Complexes (ARHC) Scheme

Health care

Rashtriya Kishor Swasthya Karyakram (RKSK)

Central Government Health Scheme

Education Schemes

CBSE Single Girl Child Scholarship

Kishore Vaigyanik Protsahan Yojana

Insurance

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Rashtriya Swasthya Bima Yojana (RSBY)

Jan shree Bima Yojna

Varishta Mediclaim Policy

Varishta Pension Bima Yojana

Agriculture (Farmers )

PM Kusum Scheme

Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

Rashtriya Krishi Vikas Yojana (RKVY)

Pashu Kisan Credit Card Yojana (PKCC)

Kisan VikasPatra

National Mission on Oilseeds and Oil Palm

Soil Health Card Scheme

Animal Husbandry Infrastructure Development Fund

Women schemes

PM Balika Anudan Yojana

Swadher greh

Ladli Scheme

Mahila shakti kendra

Mahila Samriddhi Yojna

Rajiv gandhi creche scheme

Beti bachao Beti Padhao

Senior citizens scheme

Senior Citizen Savings Scheme

Rashtriya Vayoshri Yojana

Reverse Mortgage Scheme

Finance

Stand UP India

PM SVANidhi Yojana

Credit Guarantee Trust Fund for Micro & Small Enterprises (CGTSME)

DDUY

Income Tax Return

Scheme of Fund for Regeneration of Traditional Industries(SFURTI)

BHIM App

Youth

PM Employment Generation Programme (PMEGP)

PM YUVA Yojana

Digilocker

Skill India

ASPIRE scheme

Labor

Mukhyamantri Gramodyog Rojgar Yojana

E-shram portal

National SC-ST Hub Scheme

Pradhan Mantri Shram Yogi Maandhan Yojana

Fuel (Cooking Gas)

PMUY 2.1

Nandurbar - Nrega

Community Work Demand

Payments

Other Nrega Benefits

Job Card Demand

Users can access detailed information about these schemes on Jaano’s website. New schemes are updated as soon as they are released so the citizens are aware of the latest developments.

Paid Services

In addition to free information, Jaano provides paid services to assist users with essential documentation processes. Some of the paid services offered by Jaano include:

Aadhar Card Update and Application: Users can avail themselves of Jaano’s services to update their Aadhar card details or apply for a new card.

Pan Card Update and Application: Jaano simplifies the process of updating Pan card details or applying for a new card.

Ration Card Update and Application: Users can rely on Jaano’s expertise to update their ration card details or apply for a new card.

Voter Card Update and Application: Jaano helps users update their voter card details or apply for a new card.

These paid services are facilitated through government-registered e-mitras to ensure accuracy and reliability at a nominal cost.

The Goal

Many people from various backgrounds from different parts of the country have difficulty understanding government schemes and Jaano is a platform that aims to help the citizens get empowered by knowing what the government can offer and what are their benefits. The government scheme space is often filled with misinformation and often lies by individuals who are willing to profit from ill informed people.  This is where Jaano comes in and takes a step in the right direction by helping citizens to stay informed and assist them.

Jaano has recorded that many individuals were facing issues filling out forms for voter id and they also had wrong information. Jaano assisted them and helped them apply for their voter id. They were contacted by Jaano after 45 days and they admit that they were satisfied.

Several people were not informed that the Ayushman card was replaced by Abha Card and so wanted to apply for the Ayushman Card but Jaano informed the individuals that in reality both cards were no longer available.

The Process

One out of many instances where individuals faced issues with government schemes and Jaano assisted them is when Pan Card and Aadhar Card linking was needed. The CSE charges 1100 INR and in some places even more. Jaano provides help with the assistance of government registered E-Mitras and reduces the cost of the  service to about 800 INR.

An individual can use the app (available on the playstore and appstore) and request a service request. The service request can be created and then the customer pays for the service which is much less than the typical charges for the service outside Jaano network. Jaano sends the contact details of the government registered E-Mitra who will assist the customer with his/her request. In the case a customer is unable to contact the E-Mitra, a Jaano representative will contact the customer and assist him/her further.

Customer Satisfaction

Jaano takes pride in its commitment to customer satisfaction. With over 1 lac satisfied customers. The platform is fast and serves the visitors in a matter of seconds. Jaano has established itself as a reliable platform for individuals seeking assistance with government schemes and documentation. With a customer first approach, Jaano can easily state that they can satisfy their customers. Customers can easily raise concerns about the services and her almost immediate assistance.

Efficiency and Effectiveness

Jaano handles more than 500 requests daily, showcasing its efficiency in providing prompt solutions to its users. The platform’s user-friendly interface ensures that individuals can easily navigate through the website and access the required information without any hassle.

Conclusion

Jaano is revolutionizing the way citizens interact with government schemes and documentation. By offering comprehensive services, Jaano has become a trusted platform for individuals seeking assistance with various official procedures. With its commitment to customer satisfaction, efficiency, and effectiveness, Jaano continues to make a positive impact on the lives of countless individuals.

For more information about Jaano’s services, visit their official website at https://jaano.swaniti.org/home

Remember, Jaano is here to help you navigate through the complexities of government schemes and documentation!

[news-venue]

Nirmala Sitharaman to review public sector banks’ performance on July 6

This is the first review meeting by Sitharaman in the current fiscal after the review of the FY23 financial results of banks.

NEW DELHI: Finance minister Nirmala Sitharaman on Thursday (July 6) will meet the heads of public sector banks (PSBs) to take stock of their overall performance. She will review the credit growth, asset quality, capital requirement and overall profitability.

Besides this, she will also take feedback about the various government schemes, including Kisan Credit Card (KCC), Stand-Up India, Pradhan Mantri Mudra Yojana (PMMY) and emergency credit line guarantee scheme (ECLGS) to help businesses impacted by Covid-19.

This is the first review meeting by Sitharaman in the current fiscal after the review of the FY23 financial results of banks. “Finance minister will also discuss the bad loan situation in the banking sector. Though there has been a significant improvement in asset quality of banks, there are some sectors like gems and jewellery, textiles, construction and food processing which need attention,” a top official told this newspaper.

As per the Financial Stability Report of the RBI, the gross non-performing assets (GNPA) of the scheduled commercial banks fell to a 10-year low of 3.9 % in March 2023. These are likely to decrease further to 3.6% by March 2024, as per its report. The RBI conducted stress tests to assess the resilience of SCBs, which revealed that they are well-capitalised and capable of absorbing macroeconomic shocks.

Meanwhile, FM chaired a review meeting on the implementation of various Budget announcements with the Secretary, Department of Economic Affairs, Disinvestment Secretary, Banking Secretary, Corporate Affairs Secretary and other senior officials of the Finance Ministry in New Delhi on Tuesday.