#kind of shocked that the estate approved this tbh

[mbbookblr]

""Hill House neither sleeps nor dreams. Shrouded within its overgrown lawns and sprawling woodlands, the long shadow of mountains and ancient oaks, Hill House watches. Hill House wakes."

[shoutaaizawas]

Hey I saw your Dabi fics and I really love it 💕💕 For the event, can I please have Dabi with fake dating au and “Look at you... Goodness, you’re so cute.”?? Thank you so much 💗

thank you for this, i hope you don’t mind i went for a touya dabi for the sake of the plot here. hope you enjoy 💖

↳ dabi/touya todoroki x reader → “not real”

event: au prompt event summary: touya wants to bring you to dinner to pretend to be his girlfriend to upset his father. it doesn’t go quite as planned. word count: 1,942 tags/warnings: -light angst a/n: so on top of fake dating this is an au where the todoroki family is more functional that in the show but still messed up if that makes sense. writing dabi as touya was really fun tbh. also i lowkey ship fuyumi x hawks if i haven’t mentioned that before  👉👈🥺 (it’s only mentioned in this story)

Touya Todoroki was your friend, you had known him a long time. You were very close, you not only did a lot together but you shared a lot with each other. You knew about his family life and why avoided home so often so you were shocked when he told you he would be going to dinner at his family’s house.

“Will you pretend to be my girlfriend?” His words caught you off guard, you almost spit out your drink.

“What?” You asked. It would have been shocking regardless but you happened to have a crush on your best friend as well.

“I’m stuck going to this thing I might as well have some fun with it.” He said putting his hands behind his head as he stretched out on the couch. “My dad will be pissed that your quirkless it’ll be hilarious.”

“Are you sure it’s worth it stirring up trouble?” You asked. Being quirkless was a bit of a sensitive subject, not that you talked about it a lot.

“Yeah. And it would be nice having my best friend there to keep me sane.” He said with a smirk.

“Okay, if you want me to.” You told him. You knew it might be a bad idea but you wanted to help Touya out.

That’s how you ended up standing in front of the Todoroki estate wearing the nicest dress you had in your closet even though Touya tried to convince you to wear sweatpants. You convinced him to wear something normal, telling him that he was trying to make his dad mad not upset his mother. That shut him up pretty quickly.

You were nervous, to say the least, his family was intimidating, not only their high-class standing but knowing their personal history added another layer.

Touya’s hand enveloped yours as you waited for someone to answer the door and your heart nearly stopped. You had to remind yourself in your head that this wasn’t real. You weren’t Touya’s girlfriend. You were just here to upset his Dad. How did you get yourself into this?

The door opened and Enji Todoroki stood in the doorway nearly taking up all the space there. You gulped silently. You had seen the man on TV but in person, he was far more intimidating. This was a bad idea.

Enji looked at you for a moment before looking at his son.

“Who’s that?” He asked not even directing the question to you.

“My girlfriend. Move.” He said, pushing past his father and pulling you behind him. Touya’s words sent your heart fluttering and you had to repeat your mantra. This isn’t real.

Touya lead you into the kitchen where his mom was working on dinner. You had met her once before, she was sweet. You had been at Touya’s house and she stopped by to bring him some groceries.

“Touya.” She said with a big smile on her face as she set down the knife she was using to chop vegetables. “You brought your friend, it’s so good to see you again.” She said before giving you both hugs.

“My girlfriend.” He corrected. This wasn’t real.

“Oh, how lovely. I thought you two would end up together.” She says with a smile. This isn’t real. You notice an odd expression on his face. He probably feels bad lying to her.

His sister, Fuyumi joins the conversation.

“Wow, Touya brought his first girl home. She must be a brave soul to face this family.” She jokes. This isn’t real.

Rei gives her a look that’s familiar to anyone who’s ever said anything that has annoyed their mother.

“Can’t say the same for your bird-brain boyfriend.” Touya shoots back at his sister.

“Keigo is a very busy man, he doesn’t have a lot of free time.” She says folding her arms.

“Good excuse.” He returns.

“Okay, that’s enough of that,” Rei says, giving you an apologetic look.

“Sorry, mom.” They said in unison.

“Do you need any help with dinner?” You asked Rei.

“Oh, thank you for the offering. But everything is almost done.” She said with a smile. “You guys can go wait in the living room with Shoto and Natsuo.”

With that, you followed Touya and Fuyumi to the living room.

“It’s nice to meet you, I’m sorry about that. Not the best introduction but I can never miss an opportunity to get on Touya’s nerves.” Fuyumi said giving you a smile.

“Understandable.” You joked.

The living room was large and fancy, you had a feeling the furniture in this room alone was worth more than everything in your apartment. Including the apartment. Shoto and Natsuo sat there watching TV. You had met Natsuo and Shoto before so they weren’t unfamiliar. You knew Touya and Natsuo were very close, in fact, Natsuo knew of Touya’s plans tonight. Not that he approved of them but he wouldn’t spoil it.

Natsuo gave Touya a disapproving look before smiling at you. Shoto nodded in your direction. All of you made idle conversation until Rei told everyone dinner was ready.

Stepping into the dining room was terrifying. Enji sat at the head of the table and Rei sat down beside him. You followed Touya sitting as far away from Enji as you could. You shouldn’t have agreed to this. You prayed the focus would stay off of you but you knew it wouldn’t. There was a reason Touya brought you, he knew his family well. Enji was predictable.

The conversation went well for a while. Rei asked polite questions every once and a while in between everything. Just when you thought you’d get through the dinner without anything happening Enji looked to you.

“What quirk do you have?” The man cut to the chase. You gulped before answering.

“I don’t have a quirk, sir.” You answered.

Growing up wasn’t easy being quirkless. You had other children bullying you, teasing you, saying horrible things all because you didn’t have a quirk. But most of the time you were your own worst enemy. It hurt watching everyone around you getting exciting quirks while you waited and waited only to find that you didn’t have one.

Not to mention you always dreamed of being a hero but that dream was quickly ended. It was bad enough what you thought about yourself, you didn’t need others saying the same things confirming the truth.

“Touya, you dare to bring this worthless girl into our house.” Enji started. “Do you think I’d ever allow you to waste your time with someone who would only make this family worse?”

It was pitiful, you weren’t proud but tears started streaming down your face. You stood up and ran to the bathroom, locking the door behind you before sliding to the ground. You covered your face with your hands, trying to stop the tears. You could hear the stunned silence outside the door before chaos broke out.

“What is wrong with you? How could you say that to a guest at dinner?” Rei scolded, sounding far angrier than you thought possible. “You made her cry!”

“What the hell!” Touya yelled and you could hear his chair fall over as you assumed he stood up.

“What the hell?” Natsuo chimed in. “You’re the one who thought it’d be fun to have her pretend to be your girlfriend. You really didn’t think this would happen? What kind of friend are you? Did you even think about her feelings?”

“What kind of joke were you trying to pull?” Fuyumi jumped in sounding upset.

It was hard to make out what was being said as everyone was talking at the same time. After a few moments it died down and you heard footsteps approach. You looked around the bathroom praying there would be a window you could squeeze out of. Sadly the only window was far too small to get through.

There was a knock on the door.

“I know you’re in there.” Touya’s voice was soft. “Please. Let me in.”

You considered letting him stay out there for a bit but decided against it. You opened the door from your position on the floor, just enough for him to get in. Touya looked at you with a sad expression before sitting down next to you, the side of his thigh against yours.

“I’m sorry isn’t enough.” He said.

“I agreed to this.” You said quietly.

“He’s my father. I knew how awful he was and I never once thought about how you could get hurt. I was being selfish.” He said with a sigh. “I was too busy being an idiot.”

“That’s nothing new.” You teased, giving a sad laugh.

“I didn’t know that it was a sensitive topic. I should have, you’re my best friend. I lo-” Touya cut himself off. “I should have been better to you.”

“I know you didn’t mean it.” You say. Touya could be an idiot but he had never been cruel intentionally to you. “I should have said no, I didn’t tell you.”

“Why didn’t you say no?” He asks.

“I just wanted to help you.” You say. Because I love you, is what you meant.

“I didn’t just ask you piss my dad off.” He says and you look over at him. He lets out a breath before continuing. “I guess I just wanted one night where I could pretend you were my girlfriend.”

That wasn’t what you expected him to say. Your eyes widen.

“W-What?”

“I’ve liked you, for a long time.” He explains with an intense look in his piercing blue eyes. “You’re my best friend, you’re always there for me. You help me when I need it, you make me laugh and I love being around you. Most people I get sick of being around in a few hours but with you, I could spend every minute of my life with you and it still wouldn’t be enough.”

This feels like a dream, suddenly you feel like you can’t breathe and like your hearts going to beat out of your chest.

“Touya, I-” You start but he cuts you off.

“It’s okay if you don’t feel the same, I just hope we can still be friends.” He says.

“But I-”

“You really mean so much to me, I would hate to lose you because I-”

This time you cut him off, leaning in to kiss him, silencing his words. Touya catches on quickly and wraps his arms around your waist nearly pulling you onto his lap. You pull back when you need a breath.

“So I take it you feel the same way?” He questions, an eyebrow raised.

“If you stopped cutting me off I was trying to say that, idiot.” You scold.

“Sorry, you know me.” He said before leaning in for another kiss.

You sit there, arms around his neck staring at him with a goofy grin unable to contain the happiness you feel.

“Look at you… Goodness, you’re so cute.” Touya says returning your grin. “How did I get so lucky?”

“I could ask the same.” You smile.

The realization hits that you’re sitting in his family’s bathroom after running out of a family dinner crying. Touya notices your drop-in demeanor.

“Want me to sneak you out and we can get junk food and watch Avatar: The Last Airbender and cuddle till we pass out on your couch?” He asks.

“I sweat you’re the perfect man, even if you are an idiot sometimes.”

taglist:  @sugarmaplewings-fics @lilkiwisfinest @ewwis @kandy1410 @moonlightaangel @winnies-headcannons @bakugousidehoe @paintedr0ses1 @toobsessedsstuff @spellboundxizi @softkatsuki @x0doodlebug0x @katsuhoee

[coldshrugs]

thank you for this blessed template, @possumsunshine. this was so fun and cute, i couldn't resist after seeing it on my dash 💗

pulled a couple of answers from oc asks i've done recently because oof this got long.

QUICK READ OF YOUR DETECTIVE

Name: alma greene

Pronouns: she/her

Sexuality: bisexual

Love interest: mason

Best friend: felix but also nate

Main skill: science/tech

Secondary skill: people/psychology

Main personality trait: tied for impulsive and sarcastic

Secondary personality trait: stubborn

Why did they join the Wayhaven PD?: she’s not a detective, but science skills

Relationship with Rebecca: very close, even with absences, but waning

Relationship with Bobby: college friend, currently hates him

Verda or Tina?: both

Murphy bite?: wrist

Murphy’s fate?: at large, babyyy

Rescue LI or Rescue Sanja?: sanja

GENERAL

Name: alma eloise greene

Nickname: sweetheart/space girl by mason; sweetie by rebecca

Birthday: june 12th

Age: 29

Pronouns: she/her

Sexuality: bisexual (demiromantic??)

Hair color: dark brown

Eye color: dark brown, nearly black

Height: 5’1”

Piercings: ears, former nostril piercings

Tattoos: a small snail on her right arm, super cartoony spaceship and tractor beam over the words “i want to believe” on the back of her left calf

Clothing Style: “modern” i guess, according to the game. tbh i usually describe it as “too old to be an e-girl but too cute to care.” bleached denim, dark plaid, graphic crop tops, black vans or converse, thigh-high tights, etc etc

Apartment Style: cozy. did she find it on the side of the road or goodwill or an estate sale? if not, it’s probably not in her apartment.

STATS

Personality:

Charming | Intimidating

Impulsive | Cautious

Sarcastic | Genuine

Friendly | Stoic

Easygoing | Stubborn

Traits:

Heart | Mind

Optimist | Pessimist

Team Player | Independent

Skills:

Main Skill: science/tech

Second Skill: people/psychology

By the Book | Bend the Rules

KEY DECISIONS

Reason for joining the Wayhaven PD: alma is wayhaven’s only forensic analyst because i refuse to let my black oc be a cop

¯\_(ツ)_/¯ in-game, she’s 100% there for her scientific prowess.

Murphy bite: Wrist | Neck | None

Murphy’s Fate: Captured | Escaped

Rescued: Love Interest | Sanja

ROMANTIC RELATIONSHIP

Love Interest: mason

Why them?: on a meta level: oh no he’s hot

but alma’s reasoning is that he’s very upfront about what he wants in the beginning and she’s never been pursued in such a way. It’s a bit of a rush and an ego boost for her at first. but mason’s loyalty very quickly becomes the steadiness alma’s been missing for most of her life and she latches on to that. she’s not had someone so dependable around in… well, ever. and her physical attraction becomes emotional VERY quickly.

Bold, shy, or mixed?: shy until they sleep together, then a mix of bold and genuine afterward.

What were their first impressions of each other?:

alma on mason: thought he was super attractive but that was quickly pushed aside by “holy shit, this guy’s an ass.” she thinks he’s an uncooperative jerk that only cares about himself for quite a while, honestly. she asks him along for things she wants to do alone precisely because she thinks he’ll be the most likely to just stay out of her way. she’s surprised by his attitudes and opinions, and her incorrect assumptions about them, during those times.

mason on alma: would never, ever, ever admit that his first thought upon meeting Alma was simply “cute.” he quickly found parts of her to assess individually. those first few days were mostly spent appraising her physical attributes and watching her back when she needed it. mason did find her funny right away, but he wasn’t willing to trust someone new, regardless of that person being their handler’s daughter or not.

What do they find attractive about each other, mentally or physically?:

alma on mason: his eyes, freckles, and every single version of his smile. his decisiveness, differentially, and willingness to stab as a warning.

mason on alma: her hair tbh, there’s just… a lot of it. her hips, her eyelashes. He also likes her adaptability, sense of humor, and the warmth she gives with no expectation of reciprocation.

What do they do to spend time together?: lots of stargazing, lots of watching tv very quietly and making fun of the storylines they don’t understand until they get bored and make out instead, walking around the quieter parts of wayhaven or taking late-night drives.

What is their favorite memory together?: i like to think mason finds the carnival photo of them after the place has been sacked and gives it to alma sometime later. both the taking of the photo and the giving of it are very fond memories for both of them.

What are their love languages?: touch, quality time.

How do they handle being apart from one another?: badly. mason absolutely hates it after a time. if alma’s out of town, he’s in her apartment with the excuse of feeding her cat, but it’s 100% just to sleep in her bed and be around all the things that make her, her. alma does a little better. she’s used to having folks sort of come and go and come again, but she gets almost hyper-insecure?? it’s nothing she’d admit openly, but she’s second-guessing herself in totally unrelated aspects of her life until they’re reunited.

Do they argue? How do they handle arguments and disagreements? How do they make up?: they don’t necessarily argue, but they disagree with the intent to problem solve. alma is pretty flexible and as long as she can understand why someone might feel the way they feel, she’s willing to hear them out or go along with their plan. if an argument does get out of hand, they need space from it for a while. they each have places to retreat for those times, and they wait for the “hey” text to come through to know it’s time to talk about it.

What does their future look like?: alma becomes a vampire two years into their relationship. they move into a quiet, old house on the edge of town until the whole team moves elsewhere. mason has to get used to having a cat because october has several years left in him. they don’t get married, but they’re inseparable.

Anything else you’d like to share: in the time before alma turns, mason learns to perfect making grilled cheese because it’s what alma craves when she’s not feeling well. He makes the grilled cheese then he immediately showers to get the smell off him but he makes it regardless.

BEST FRIEND RELATIONSHIP

Best friend: depending on the playthrough it swaps between felix and nate, but felix feels more in character

Why them?: alma loves felix’s sense of adventure and nosiness. Most of all she loves that he won’t judge her for pulling the same shit every now and then.

What were their first impressions of each other?: alma was super thrown off by that hand kiss. “who the fuck is this mischief-maker?” while nate was very kind and warm, felix (surprisingly) was the UB teammate that really humanized the rest of the team for alma. he’s fun and genuine and wants everyone else to be happy together. felix was incredibly interested to learn more about alma, as a human, as his boss’s daughter, and then as a friend when she readily accepted the supernatural and, by extension, him as a vampire. The fact that she’s easily flustered or surprised really works in his favor because he lives for being the most shocking person in the room.

What do they do to spend time together?: they share music, they dance, and they text A LOT. lots of memes, lots of “what does [x] mean?” “oh nice” “[proceeds to use the thing they just learned incorrectly]”. they also compare and share hair products.

Anything else you’d like to share: they each have a tamagotchi named after the other (baby felix and baby alma) and they compete to see who can keep theirs alive the longest. everyone loses.

OTHER RELATIONSHIPS (Feel free to go in-depth!)

Relationship with Rebecca: oof okay. alma seeks rebecca’s approval and depends on her for a sense of safety and “stability.” in some ways, she wants to be exactly like her mom: strong, independent, unbothered, worldly. but a lot of that shatters the longer alma works professionally with rebecca and with the revelations surrounding rook. alma sees how much rebecca uses her as a crutch, projects her perceived failures onto alma’s life, and over-shelters her.

Relationship with Rook: alma doesn’t remember him and tries not to think of him often or fondly or at all BUT she has so many of his things. his flannels, his detective badge, his ancient comic book collection (which is the only reason she has her own). she has his eyes and his impulsive streak, his care for people of all varieties. she IS rook’s daughter and she ignores that fact so it doesn’t hurt her.

Relationship with Bobby: they used to be very close, slightly flirty friends but there’s no way in hell alma can trust him now. (i originally had bobby as alma’s ex but it was all getting a little too Bella Swan for me. like bobby, douglas, the werewolves, falk, and mason like????? it was a bit much so bobby’s just an old ex-friend)

Relationship with Verda: alma fucking loves verda. that’s her mentor, that’s her dad friend. she feels a sense of Pride and Accomplishment when she can make verda laugh or impress him in the lab, or both. alma’s fond of spending evenings over his place with eric and the kids, making dinner, or just hanging out.

Relationship with Tina: tina was alma’s first friend as a kid. they lost touch in high school because tina was bubbly and cute and popular, while alma was… not. but the summer before they left for college they ran into each other at a house party and since that reconnection, they’ve been thick as thieves. it was like nothing had changed. tina is a light in alma’s life, and alma lets tina lean into the stranger parts of herself without judgment.

Relationship with the Mayor: thinks he’s a creep and a bad parent.

Relationship with Capt. Sung: appreciates how he prioritizes the town and its people, but thinks he could loosen up a bit.

Relationship with Haley: haley is a couple of years older than alma but they’ve known each other forever. alma admires haley’s work ethic and cheery attitude.

Relationship with Elidor: oh man, alma is absolutely stunned by elidor. he’s beautiful, kind, and knowledgeable. in those early days, elidor is responsible for quite a bit of her supernatural education. alma grills him while he nurses her back to health. her curiosity is refreshing to him.

Relationship with Tapeesa/Vieno: alma thinks vieno is cute and funny, says hi when she sees them around, but they’re not best friends or anything. she can’t shake the thought that they’re basically a fae version of danny devito.

Relationship with Unit Alpha: absolutely smitten with lesedi. she’s never seen a more beautiful woman. tamiko ends up being a pretty good friend. the twins are on her social periphery but alma’s not close with them.

Relationship with the Maa-alused: alma sincerely wants to help them adjust to life in this world and takes that goal very seriously. at the same time she really really wishes falk hadn’t developed this weird attachment to her.

Do they have any other important relationships, past or present? (Relatives, friends, etc.?): YES. i’ve thrown another oc in wayhaven for the express purpose of being The Detective. His name is javi. alma met him in college and they were fast friends. alma convinced him to try out wayhaven after graduation. They lived together for a while and now they, along with tina, can often be seen in the corner booth of chen’s pub.

she was also very close with her maternal grandmother before she died. she was raised by her while rebecca was absent, but i need to develop this more.

her cat, october, whom she’s had for five years. he’s a sweet, mostly black tortie that can hardly meow. alma adopted him as an adult when she got her own place.

PERSONAL BIO

Describe their personality: alma is so open and ready to accept new possibilities. she’s the sort of person that embraces what scares her, finds beauty in it, and loves it intensely. she’s sharp and resourceful. i wouldn’t exactly describe her as hard-working, but she’s knowledgeable about her field and tries to be helpful when she has a goal in mind.

she’s quite tactile. touchy with other people. likes to use her hands for work or hobbies. she doesn’t really mind being alone for long stretches of time but would prefer not to be. she wants others to want to be around her.

she’s also terrible at being honest about her trauma. everything is fine, she’s fine, she doesn’t need to talk about this :) :) :) she will handle the breakdown when it happens and not one second before. also, with quick wit comes uncontrollable sarcasm and it does not always hit well.

Strengths: the only person in unit bravo that knows how to use google

Weaknesses: squishy

Where in the world is their Wayhaven?: super torn here because wayhaven feels inland to me, but i think i’ve finally settled on the north carolina coast but not like the outer banks area. If not there, then maybe virginia, closer to the chesapeake bay.

What is their personal history?: alma is born to rook and rebecca in wayhaven. spends her childhood being raised mostly by her grandmother, idolizes rebecca. academic success comes easily for her; a heavy interest in science leads to a scholarship at a university just far away enough to feel like she’s Leaving The Nest. alma dates a bit in college but she’s the type to end up becoming friends with everyone she sleeps with and romance is difficult for her to cultivate. when she does date, the relationships are short-lived. she returns to wayhaven after school and puts her degree to work in wayhaven’s police department. she wishes she’d applied for a position in the city but craves the comfort (and tbh, the low stakes) of home.

If they weren’t a detective, what would their dream job be?: she’s a forensic analyst and honestly?? it’s a pretty dreamy job for her. she loves being a scientist, loves helping people, and isn’t easily grossed out.

Anything else you’d like to share: has tried to stay overnight in an ikea. did not succeed.

RANDOM FACTS

Zodiac sign: gemini

Hobbies: reading peer-reviewed journals, watching terrible sci-fi, collecting comic books and mugs, thrift shopping

Likes: good hair days, denim jackets, vanilla candles, halloween, unflavored lipbalm, driving at night, that warm “surrounded by love” feeling, snails, fuzzy socks

Dislikes: the lights while driving at night, winter, dry skin, minimalist decor, smudged glasses, being overwhelmed with choices

Drink of choice: white wine usually, white russians if she’s out at chen’s, or shots of jaeger if she’s feeling trashy

Starbucks order: grande flat white with 3 pumps of toffee nut syrup and a sprinkle of cinnamon

Favorite food: a simple, fresh spaghetti pomodoro OR lemon meringue pie

Favorite color: golden mustard yellow

Favorite music: she loves just about everything and it’s heavily dependant on her mood. (this is actually really difficult to think about without feeling like i'm giving her my exact taste in music but here's a little playlist that fits her vibe)

Favorite genre (and favorite movie/book/etc): science fiction or psychological thrillers, but her favorite movie is oliver and company.

Favorite season: fall

Anything else you’d like to share: has a stupid amount of blankets stashed around her apartment. she really does not like being cold.

[mostlysignssomeportents]

Private equity looting public health in a pandemic

During a 2007 trip to NYC, while taking long walks from one indie bookstore to the next, lugging increasingly heavy bags of pressed vegetable matter, I stumbled on Simon Lovell's HOW TO CHEAT AT EVERYTHING at the St Mark's Bookshop.

https://www.runningpress.com/titles/simon-lovell/how-to-cheat-at-everything/9781560259732/

Despite the title, its really about about NOT getting cheated: anatomical dissections of scams that show you how they work. One thing that stuck with me from all that is how to spot a dirty "proposition" bet, a variable-odds bet on a specific outcome from a range of outcomes.

Lovell's rule of thumb is the more complicated a bet is, the scammier it is. If it pays 2:1 for one outcome, 5:1 for another, and 100:1 for a third, it's probably a scam. Complexity confounds your ability to match odds to payouts - to intuit whether it's a good bet.

I remember being at Defcon one year and going into a Vegas casino and asking a craps croupier to explain how the game worked, and as he rattled off the different odds on the different paylines, I was like, Ohhhhh, I get this. This is a scam.

The next time I had that feeling was during the financial crisis, when I started to learn about CDOs and other complex derivatives, and how their originators presented them to investors, using esoteric math to prove they were safe. Ohhh, I thought. Oh, I get it.

The more I learned about finance, the more this insight came back to me. Because so often the complexity was revealed to be an ornament, a form of dazzle there to confuse the eye about the true shape of the transaction.

The rococo equations where set-dressing to support the idea that mere mortals are disqualified from discussing,  understanding, or regulating the finance industry. And nowhere is that more in evidence than in the private equity world.

Because the underlying scam is pretty simple, tbh. Borrow money using the company you're acquiring as collateral (that's right: you're using an asset you don't own as collateral to acquire it - like a mortgage, except the transaction is nonconsensual for the "seller").

Sell off the company's assets, especially real-estate holdings, so the company now has to pay rent for its own buildings (this is very popular with PE takeovers of chain restaurants, exposing them to rent-shocks).

Eliminate cost-centers that provide long-term value to the company, but whose absence isn't felt in the short term - like buying up newspapers and firing the local sales staff who know local merchants, consolidating sales to a national office.

(If you think Google and Facebook killed newspapers, you're not wrong, but you're not right either: they'd been consolidated and asset stripped for decades, had their cash reserves, plant and real estate sold off, and were weak and flailing when the internet came along)

Declare a special dividend for the PE owners and their investors, in which the cash you realize from the selloffs disappears into offshore tax-havens, leaving behind a damaged, failing business.

When the company fails, restructure it through bankruptcy. Take special care to zero out obligations to suppliers (the entire US independent toy industry was annihilated by the PE shutdown of Toys R Us) and workers (bye, Sears pensions).

Engage in predatory conduct. Buy doctors' groups that serve hospital emergency rooms and opt them out of all insurance plans. Stick people who show up in ambulances, unconscious or in extremis, with titanic bills. $5k for an icepack? Why not!

Make minimal payments to the creditors who loaned you the money to do the leveraged buyout. Maybe buy the debt from them at pennies on the dollar and start extracting debt payments from the company - predatory behavior can help with this!

Hospitals and newspapers are really great for this, because they're important so they get bailouts. Canada's giant newspaper bailout will direct millions in taxpayer funds to the US vulture capitalists who tanked Postmedia and the National Post.

Hospitals are an AMAZING storefront for this kind of long-con, especially in a crisis. There are so many ways to cash out. They're like the craps-table of The Pandemic Casino, a moneyspinner for the casino boss.

Like, if you happen to own a beloved low-income hospital that has served poor people in a city with some of the worst poverty in America, you can offer to rent it to the city for $1m/month!

https://pluralistic.net/2020/04/02/eff-livestream-today/#joel-kills

Or if you're a PE company that staffs about half of the country's hospitals (especially their front-line ER docs and nurses), you can slash their pay and benefits and they'll keep showing up for work!

https://pluralistic.net/2020/04/01/pluralistic:-01-apr-2020/#private-equity

Or you can just demand a bailout. Steward is a PE-backed hospital chain whose debt-loaded acquisition of Easton Hospital in Lehigh Valley (PA) left the region's major hospital saddled with so much debt it was already on the brink of collapse.

https://www.counterpunch.org/2020/04/03/hospital-bailouts-begin-for-those-owned-by-private-equity-firms/

It's owned by Cerberus, a giant and notorious PE looter. Cerebus is about to pocket $8m in bailout money approved by PA governor Tom Wolf, who was responding to Steward's threat to shut down the hospital effective Mar 27 if it didn't get a payout.

https://www.lehighvalleylive.com/coronavirus/2020/03/easton-hospital-owner-to-proceed-immediately-on-closure-without-state-takeover-by-midnight.html

The $8m is a downpayment, and there's $24m more to come. It's true that when Cerebus bought Easton Hospital, it was struggling...because it had ALREADY been debt-loaded by another PE looter, Forstmann Little & Co.

And while Cerebus's investors have made huge profits from the transaction, the Steward hospitals are the worst-performing in PA, with $592m in losses in 2017/8.

http://www.chiamass.gov/assets/Uploads/mass-hospital-financials/2018-annual-report/Acute-Hospital-Health-System-Financial-Performance-Report-FY2018.pdf

When PE companies acquire doctors' groups, they argue that they're merely investing in the front-line caregivers, and that these are still owned and representative of those doctors who save our lives. But that's a lie.

Dr Ming Lin is a 17-year ER veteran who was just fired from Bellingham, WA's  Peacehealth St. Joseph Medical Center after going public about the lack of PPE and the unsafe conditions for caregivers and patients at his hospital.

The company that fired him is Teamhealth, owned by Blackstone. the largest PE company in the world. Teamhealth says that the doctor's practices it owns are actually run by doctors, but has refused to publish the operating agreements it has with those docs.

Docs like Ming Lin. If you believe Teamhealth practices are run by docs, then you have to believe that Ming Lin fired himself. Otherwise, Blackstone fired him.

https://www.nakedcapitalism.com/2020/04/what-wall-street-doesnt-want-you-to-know-about-hospital-emergency

Blackstone has ordered ALL of its docs to be silent on lack of PPE, on pain of immediate dismissal. Its CEO, Stephen Schwarzman, is a Trump insider, and the order protects Trump from negative news stories that reveal his complicity in the negligent homicide of Americans.

Private equity is a scam. The math that shows that it's providing value - as opposed to helping socially useless parasites loot real businesses that provide real value - is a window-dressing, like fraudulent bond ratings that were used to sell CDOs.

Image: Lisa Brewster https://www.flickr.com/photos/sophistechate/2670946312

CC BY-SA https://creativecommons.org/licenses/by-sa/2.0/

[oofluc]

⌠ AXEL AURIANT, 20, CISMALE, HE/HIM ⌡ welcome back to gallagher academy, LUC MONTAGNIER! according to their records, they’re a FIRST year, specializing in AWARENESS TRAINING, BREATH CONTROL, HAND TO HAND COMBAT + KNIFE FIGHTING SKILLS, SWORD TRAINING, PRECISION SHOOTING, FIREARMS & SWAT TRAINING; and they DID go to a spy prep high school. when i see them walking around in the halls, i usually see a flash of ( dried blood on busted knuckles, forced smiles and sweat drenched after training ). when it’s the (virgo)’s birthday on 09/17/1999, they always request their SEARED SCALLOPS from the school’s chefs. looks like they’re well on their way to graduation. ⌿ ooc mochi, 23, she/her, gmt ⍀  

slight warning to those who saw i originally planned him to be an anxious soft boi … i was wrong also there is a suicide mention & some subtle child abuse maybe... plus it’s kind of long ? and an incoherent mess but whatever !! plotting is welcome either on tumblr or on discord which you can find me at mochi#7066 !! his pinterest is here yes i went overboard with sections esp bc im gonna add more hdjf !! stats here and a full connection page here with most stuff i have so far ! @gallagherintro​

PARALLELS

fred jones | scooby doo

stefan salvatore | the vampire diaries

hatsuharu sohma | fruits basket

noatak | avatar: the legend of korra

FAMILY

phillipe montagnier | 54

ameline montagnier | 46

marc montagnier | ✝

luc montagnier | 20

charles montagnier | 18

elias montagnier | 18

HISTORY

the montagnier family was originally located in the south of france until luc’s grandfather moved them to quebec. their empire was in manufacturing all kinds of weaponry and selling them to governments and other spy families and organisations. if you needed something a bit obscure or unique, this was the family you'd come to.

luc grew up in a fairly isolated countryside area in a family of four brothers who he loved for the first few years of his life. first was marc, shy and respectful, luc himself two years behind, and then another two years graced the family with twins; charles and elias who lived by their own rules. marc and luc had always been close, marc was the best big brother possible and luc loved him a lot.

eventually after being pitted and forced to compete against each other for so long, it got quite personal and their bonds started being tested. their mother turned a blind eye to their father's borderline abusive methods when luc overtook his older brother in their father’s tests and training. bruises and broken bones were only natural in training so there wasn't much she could say even if she wanted to.

from as long as he could remember, he'd been firing guns. there was a shooting range on their estate and they went on hunting trips, too. his dad often had him show customers the potential of their weaponry and so he'd always been thrusted into that life whether he wanted a say or not. it’s been clear since he was around fourteen that if anyone was taking over the family business it'd be him, not his older brother, marc.

this definitely caused somewhat of a rift between him and marc, as he'd end up getting much harsher punishments when luc would disarm or ground him.

luckily for luc, he did enjoy fighting and was exceptionally gifted in the life planned out for him. he was always the most determined to gain their father's approval, which definitely showed in their results and how obedient he was in front of the man. when he finally got what he wanted, he didn't quite expect it to mean what it did. it was rare but every now and then he would kill for his dad. whether it was someone who betrayed the family or a potential threat to their business, if his dad told him to, he would, no questions asked. it was during this time he was more excluded from training with his brothers since he would be with his dad instead.

SUICIDE TW !!!!!!

his oldest brother marc was sent to blackthorne once he was eighteen and ended up committing suicide at the end of his second year, with luc set to follow the next year. this news was shocking for the montagnier family as luc's father was bitterly embarrassed and disappointed by his firstborns' death, wanting to cover it up as a murder so it couldn't be tied to the family name with such dishonour. it quickly created a divide as charles and elias defended marc's actions and revealed he'd been struggling with depression for the majority of his life, much like they did, which was all unknown to luc, who, for the first time, felt the repercussions of his father's favouritism. he had a new found rebellion against him that was violent with them going at each other's throats for the foreseeable future. luc ended up avoiding his place at blackthorne in hopes to piss off his dad and becoming more reclusive and bitter as time went on.

he really took his brother's death personally, believing he was a factor in it and wishing he'd been there for him more closely. if anyone so much as mentions marc to him he will be on guard and very easily angered. i think before marc died he was very charismatic, egotistical at times and driven whereas now he’s lost a lot of his energy and is more negative & aloof.

the following year was Rough™. he was no longer his dad's golden boy and the family dynamic shifted a lot with marc's death as luc ended up protecting his younger twin brothers instead of beating them for their dad's favour. he's certain he'd have been disowned had his mother not aligned herself with the kids as well.

i think their family dynamic is kinda like the cha family from sky castle if anyone has seen it !

luc eventually decided to enrol in school late, only to end up at gallagher instead. which... i mean, i think before marc died he was excited about attending blackthorne. so he’s bit ??? uncertain about the girls school.

PERSONALITY

genuinely i think it comes down to so many factors, whether he’s in a good mood, who’s speaking to him etc but neutrally he’s quite charming, happy to mess about a bit but more or less takes most stuff too seriously. since he’s not around his dad i do think he will explore a lot more and seek out adventure and fun but if he’s got a test or something due the next day then he’ll bail early since he is defo the type to never let his grades or performance be ruined

he’s quite cocky + likes to win no matter what so yes he will ruin a friendship to beat u at monopoly. second place is last place in his head.

at his best he can be confident, alluring, courteous, loyal… at his worst he's aggressive, destructive, apathetic and always says shit he doesn't mean !!!! will he apologize ?? unlikely but he'll try n make it right once he’s calmed down

thinks the best way to deal with things is with his fists, he’s so EASY to snap and start a fight n he’ll.... maybe apologise for it

i think he defo likes to pretend he’s got no problems and so reverts to a social, supportive friend every once in a while. the type to be brutally honest !!

he’s a definite know it all, thinks he’s the dog’s bollocks, gods gift etc !!!!! doesn’t believe in god but still. I kinda see him a bit jocky idk why but more brooding n isolating 70% of the time bc he’s easily pissed off but when he’s having fUNNNNN he’s ok like a solid guy at times just easily angered

very flirty, he's a major ladies man despite actually being GAY. which is a secret. sh. only two people know he’s gay and that’s his current beard girlfriend ellie cavanagh and childhood friend regine ren. more ppl can defo find out in time and i’m sure ppl have speculations ? maybe have seen him hooking up with guys or something when he thought no one was looking etc probs think he’s bi who knows!!! but for now those two are the only people he’s actually spoken to about it!!!! so if anyone else tries he will deny it as he’s very against the idea of coming out so will not discuss it ty pls.

and it’s not that he doesn’t enjoy sleeping with girls, he’ll be having a great time regardless but he just aint abt to love them like that pls understand

still, he is in a current relationship with ellie who is acting as his beard for him. they have ‘ dated ’ before and are off and on a lot, so they probably seem pretty toxic tbh since ellie n him can clash n argue and he defo still hooks up with other girls despite being in a relationship so feel free to kill him for cheating !

wanted connections !!!

going off the last point, maybe some of ellie’s friends who come at him for how he seemingly treats her !!!

i'd love for blackthorne ppl to have known his brother, he'd have been around about 22/23 and a fourth year now if he was still alive so ?? it might help luc with some closure if he could talk about him since it happened at blackthorne

ppl to know the family, some family friends would be amazing !!! i feel regardless of alliances etc their family would have stayed as neutral as possible since they're selling weapons so they want all the customers.

so people that know HIM while he was growing up would be interesting esp those expecting him to have joined blackthorne when he was supposed to 2 years ago, and obvs him probably changing from who they knew him as to a more negative version now

might put a wc for his twin bros as they potentially joined his arrival at gallagher as first years too but who knows. they’d be 18 so if anyone wants a family friend connection that is around that age, maybe they were closer to the twins than luc ??

he sleeps with a lot of girls to kinda ‘make sure’ no one knows he’s gay as he defo doesn't feel comfortable with being out. the guys that he sleeps with he'll always pin it on being too drunk to remember or he'll threaten them if they told etc ?? he's very on edge about it and would only hook up super secretly sooo if anyone’s down for that with him

and then obvs need a lot of ladies he’d wanna sleep with to keep his image

previous ex gfs ?? from prep schools !!!!!!!

some positive influences would be good

bad influences as well bc tho he is a bit of a party guy, he doesn’t drink loads and he doesn’t do drugs !!!!!!!!!!!!!! but…. I mean i bet he could be convinced now he’s away from home so

study / sparring buddies !!

i’d love someone to teach him pop culture n normality !! his childhood was training and competing with his bros so he defo doesn’t watch many movies or tv or play games etc so ? someone making him watch all the harry potters ?? binging parks and rec ?? he’d find it so dumb but who wouldnt enjoy it ??

[denouxments]

amber heard. cisfemale. she/her. — did you see { elizabeth trevor }, i haven’t seen the { thirty-one } year old in a while! you know, they’re a { fashion designer }, and have been living in jersey city for { eight years }. some say they’re { fussy & fanciful }, but i think they’re { vivacious & compassionate }. regardless, i’m glad { eliza } is here.

backstory

here comes my actual waifu for laifu, eliza ( i would actually die for her, okay ) ! you can find her dossier page HERE and her pinterest board HERE ( she’s one of the muses i’ve had for a literal decade, so why there isn’t more stuff in here ? couldn’t tell ya )

okay so she’s kind of a princess. okay not really, but she is the only scion to a very wealthy family in the drilling & realty business in london. they’re essentially right on the cusp of being granted a dukedom. so, yeah, a pretty deep money line there, and everyone thought the line was going to die because her mom was told she couldn’t have kids. but then eliza showed up and they loved her !!

they loved her a little too much tbh. they weren’t around a whole lot due to business, so she was primarily left in the care of nannies in the estate. they had strict rules: she was to be homeschooled. her parents dictated everything she watched and all the books she consumed. she was not allowed out unsupervised, and all of her friends were picked out, in a sense. 

they expected eliza to be happy with this life, but unfortunately the trevors were granted with a social creature of a daughter, and all she wanted was to roam away from the gilded cage she was placed in. she wanted friends that she chose. she wanted the ability to go to public school. she didn’t care for trinkets or material possessions; she wanted freedom 

it took a long time, but eventually she convinced her parents to let her attend a private, all-girls boarding school so that she could have . . . some form of a social life.

she made a couple genuine friends, but for the most part the other girls didn’t take too kindly to her. she never returned their cruelty, but that was mostly because she didn’t understand that it was cruelty. that’s just how friends talked to each other, right ?

eliza essentially took all the prim and proper training she had gotten and threw it in the trash. she was still sweet and courteous, but her curious nature made it so she wasn’t the best at following the rules, and she really had an issue with social cues and personal space

she had . . . okay grades. she was really more focused on finally able to be social

across the lake from this boarding school was the all-boys sister school. ( there’s a movie i i was inspired from, but i can’t remember what it was rip ) there were occasional late night rendezvous between some adventurous girls and some adventurous boys. it was one of these rendezvous that allowed eliza to meet aiden gallagher.

aiden was everything eliza had read in fairytales. he was princely and charming and 3 years older and so, so handsome. he was always 2nd best to his best friend, but to eliza he was everything

aiden and eliza spent the better part of their upper-secondary years together, but of course her parents wouldn’t approve, seeing as they were surely planning to marry her off to a duke or something, so they had to keep it secret. 

then the two became engaged and she couldn’t keep it a secret anymore. unfortunately, her fears were correct. not only did her parents not approve, but they forbade her from seeing aiden ever again. 

welp, too bad mum and dad, cuz eliza ran away with aiden to the united states, leaving her fortune, her family, and everything else behind for a grungy little apartment in nyc

most would say that having to start over would be difficult as hell, but for eliza it was just another adventure. she was finally free from the gilded cage she was set in and she was ready to live her life to the fullest. aiden followed his dreams of starting a bar in the hustle and bustle, meanwhile eliza landed a job as a model. it was good money, and the 2 managed to be okay

after 3 years of being engaged, eliza was starting to get a bit antsy. whenever she asked, aiden would always say that they’d get married when they were ready. well dude ! she was ready ! after a few sets of bickering and perseverance, she finally managed to get a date out of him

girl went ALL THE FUCK OUT. by this point she’d gotten a more 9-5 job as an assistant contemporary and ballroom dance instructor, so she started saving up money from that and modeling for the big, fabulous wedding she so wanted. she probably spent a small fortune on planning for this wedding

big day comes, okay. she’s got her dream venue, her dream dress, a prince charming, she is READY. but you know who isn’t? aiden. he’s not ready. not only is he not ready, but he fell in love with someone else. he leaves eliza at the alter and she doesn’t know What To Do

she doesn’t even get her stuff from his place. she just goes and stays at one of her bridesmaid’s place. 

she’s in a state of shock for weeks, and its during this period of time that she realizes that she literally does not know what her dreams were besides living happily ever after with this guy. she doesn’t know what she’s doing, where she’s going to go. she’s totally lost at this point

feeling like she doesn’t have anything else, she goes back home. its rough, especially not being in contact with her parents for 4 years. she’s their only baby and they love her, so of course they let her back ( though there are plenty of ‘told you so’s’ tacked on )

she goes back to studying for her role to take over as the heiress to the family fortune. she’s miserable, but she doesn’t know what else to do so she just accepts her lot in life

during her free time, she sneaks away to work at charity events under the guise of good public relations. she also finds herself doodling fashion designs, as she’d always enjoyed that realm of life. the hobby gradually becomes a passion, but she doesn’t realize that its something she could see herself doing for forever until . . .

she’s with her family for 2 years when she finds out that her fears from years ago are more true than she could have ever realized. not long after her 23rd birthday, her family gets into a bit of a scandal with their drilling business. its pretty bad. looks like the money vat they’ve got going is going to dry up. as a way to try and salvage something, her parents call on an old friend who is part of a minor dukedom asking if maybe they’d be willing to marry off their son to eliza.

eliza does NOT like this. she’s always wanted to marry for love, not for money, but her parents need her and she’s still super Lost so . . . fuck it right ?

not fuck it. she hates the guy. she’s trying so hard to resign herself but he’s infuriating and she just needs to Go so, uh, guess it’s her turn to run from the alter !! its like this whole eye opening experience for her. like she Wakes Up and realizes what she wants. while she does definitely want to get married, she definitely down’t want This. 

so she’s Gone and this time she’s definitely not coming back. she’s essentially ruined her family’s life in her eyes and she really cannot handle that shame. 

she moves back to the east coast, but this time she crashes with an old friend that has found her way to jersey city. eventually she gets her own place though, a nice apartment in a highrise. its very different from the estate she grew up in, but its better because it isn’t a cage

she gets back into the fashion industry, but this time its moreso in the designer aspect. her modeling turns into helping the other girls look 10/10 and its Nice. she’s pretty sure she’s found what she wants to do. so much so that she winds up starting her own brand

that’s been going on for about 5 years now, and its going pretty freaking swell !!

its been 8 years since her last near marriage, and to be honest she hasn’t had any truly serious relationships since aiden, which was almost 17 years ago. she’s dated and been with folks, but nothing that’s made her feel the way he did. its kind of a bummer because she always planned to be married before 30, but its fine, yknow !! she can just be a . . . successful career woman. she’s definitely NOT sad about it ( she is rip. she wants kids and a white picket fence and a guy that makes her feel like a PRINCESS )

that was a LOT i am SO SORRY

personality

an actual fucking sundrop okay. she brings so much light into my life and she’d probably bring a lot of light into your muses’ lives

super generous and kind. super charitable and wants everyone to be happy and smiling

still doesn’t get a lot of social cues and still kinda has that personal space issue when she gets super excited ( loves to hug and hold hands. physical touch is . . . so important )

honestly think like . . . giselle from enchanted at the end of the movie and also rapunzel from tangled. elle woods is also pretty accurate for certain moments. but with Sleek Business Woman Aesthetic

honestly if it was up to her she’d show up to work in a cute blouse and skirt combo but bare feet :/

if you couldn’t tell, she’s a horribly hopeless romantic. she wants a prince charming so bad, but due to her previous romantic experiences she’s more careful and doesn’t fall in love as easily as she used to

can be kinda judgy of others sometimes, especially about their fashion sense ( the actual fashion police has arrived )

doesn’t do well with people that try to get rises out of people for fun

determined to a fault, considering a lot of her ideas are unrealistic. 

sometimes she makes it work and then other times she can be found crying in the bathroom of her office because everything fell through

can sometimes get her priorities backwards :/ can blow off important things, or push the work onto other people because she has other things she’d rather do or thinks are more important ( even though they really aren’t )

has all the proper training to be a debonair, posh woman, but chooses instead to be as down to earth as possible. you can’t take the fashion style away from her though

has quite a few hobbies due to her time alone. her favorite hobbies are fashion design ( her passion ! ), dancing, and sfx makeup ( yes, you read that right. special effects makeup )

you’d think because of her disney princess aesthetic she’d be a charming singer . . . no. she is tone deaf. can’t even play instruments. would literally fuck up the triangle. its bad.

she can be coordinated in dancing and stitching, but in her day-to-day life she is SO clumsy

loves kids ! loves family ! loves so much ! wants that life so bad !

gives off such an intimidating vibe nowadays but is literally just . . . a marshmallow

kinda misses her parents, kinda doesn’t. mostly just . . . ignores that she ever even had parents

she has a pet cat named leia who is the best and looks like the cat from this instagram

does not at all ever talk about her background. if someone were to recognize her she’d rather they just . . . shhhhhh please ( actually highkey using a fake surname asdjflasj )

she cured my depression, okay

connections

an assistant at work for her to use and abuse but for her to not realize she’s doing it because she’s kinda nice about it but yeah there are some Issues there

PALS. GOOD FRIENDS. A GREAT SQUAD. SHE NEEDS BUDS

maybe the old bridesmaid that moved to jersey city that she moved in with after the duke incident

some exes that lasted a couple months

some dudes that finally showed her just how dickish some guys could be :/

coffee catchup friends~

someone she just Does Not get along with, really brings out the mean bitch in her

someone she’s tutoring in dance ( cuz she still tries to fit that hobby into her schedules like a Fool )

ride or die bff

someone she’s friendzoned

maybe someone she’s interested in and they’re also interested in her but because of Reasons they’re not together and its just a lot of back and forth and AHHH will they won’t they basically

a pal that gets her out for some drinks and dancing and tries to get her to flirt around but she just Can’t

if your muse has kids plz let her near them so she can cry and go through 20 midlife crisis. also works for her to know your muses’ parents if your muse is on the younger side. she just needs to cry

if someone wanted to bring in aiden or the girl he left her at the alter for i would literally cry great tears of joy. just hmu before you do so obvi

anything please i just want everything thank you <3

[oofluc]

⌠ AXEL AURIANT, 20, CISMALE, HE/HIM ⌡ welcome back to gallagher academy, LUC MONTAGNIER! according to their records, they’re a FIRST year, specializing in AWARENESS TRAINING, BREATH CONTROL, HAND TO HAND COMBAT + KNIFE FIGHTING SKILLS, SWORD TRAINING, PRECISION SHOOTING, FIREARMS & SWAT TRAINING; and they DID go to a spy prep high school. when i see them walking around in the halls, i usually see a flash of ( dried blood on busted knuckles, forced smiles and sweat drenched after training ). when it’s the (virgo)’s birthday on 09/17/1999, they always request their SEARED SCALLOPS from the school’s chefs. looks like they’re well on their way to graduation.

PARALLELS

fred jones | scooby doo

stefan salvatore | the vampire diaries

hatsuharu sohma | fruits basket

noatak | avatar: the legend of korra

five hargreeves | the umbrella academy

FAMILY

phillipe montagnier | 54

ameline montagnier | 46

marc montagnier | ✝

luc montagnier | 20

charles montagnier | 18

elias montagnier | 18

HISTORY

the montagnier family was originally located in the south of france until luc’s grandfather moved them to quebec. their empire was in manufacturing all kinds of weaponry and selling them to governments and other spy families and organisations. if you needed something a bit obscure or unique, this was the family you’d come to.

luc grew up in a fairly isolated countryside area in a family of four brothers who he loved for the first few years of his life. first was marc, shy and respectful, luc himself two years behind, and then another two years graced the family with twins; charles and elias who lived by their own rules. marc and luc had always been close, marc was the best big brother possible and luc loved him a lot.

eventually after being pitted and forced to compete against each other for so long, it got quite personal and their bonds started being tested. their mother turned a blind eye to their father’s borderline abusive methods when luc overtook his older brother in their father’s tests and training. bruises and broken bones were only natural in training so there wasn’t much she could say even if she wanted to.

from as long as he could remember, he’d been firing guns. there was a shooting range on their estate and they went on hunting trips, too. his dad often had him show customers the potential of their weaponry and so he’d always been thrusted into that life whether he wanted a say or not. it’s been clear since he was around fourteen that if anyone was taking over the family business it’d be him, not his older brother, marc.

this definitely caused somewhat of a rift between him and marc, as he’d end up getting much harsher punishments when luc would disarm or ground him.

luckily for luc, he did enjoy fighting and was exceptionally gifted in the life planned out for him. he was always the most determined to gain their father’s approval, which definitely showed in their results and how obedient he was in front of the man. when he finally got what he wanted, he didn’t quite expect it to mean what it did. it was rare but every now and then he would kill for his dad. whether it was someone who betrayed the family or a potential threat to their business, if his dad told him to, he would, no questions asked. it was during this time he was more excluded from training with his brothers since he would be with his dad instead.

SUICIDE TW !!!!!!

his oldest brother marc was sent to blackthorne once he was eighteen and ended up committing suicide at the end of his second year, with luc set to follow the next year. this news was shocking for the montagnier family as luc’s father was bitterly embarrassed and disappointed by his firstborns’ death, wanting to cover it up as a murder so it couldn’t be tied to the family name with such dishonour. it quickly created a divide as charles and elias defended marc’s actions and revealed he’d been struggling with depression for the majority of his life, much like they did, which was all unknown to luc, who, for the first time, felt the repercussions of his father’s favouritism. he had a new found rebellion against him that was violent with them going at each other’s throats for the foreseeable future. luc ended up avoiding his place at blackthorne in hopes to piss off his dad and becoming more reclusive and bitter as time went on.

he really took his brother’s death personally, believing he was a factor in it and wishing he’d been there for him more closely. if anyone so much as mentions marc to him he will be on guard and very easily angered. i think before marc died he was very charismatic, egotistical at times and driven whereas now he’s lost a lot of his energy and is more negative & aloof.

the following year was Rough™. he was no longer his dad’s golden boy and the family dynamic shifted a lot with marc’s death as luc ended up protecting his younger twin brothers instead of beating them for their dad’s favour. he’s certain he’d have been disowned had his mother not aligned herself with the kids as well.

i think their family dynamic is kinda like the cha family from sky castle if anyone has seen it !

luc eventually decided to enrol in school late, only to end up at gallagher instead. which… i mean, i think before marc died he was excited about attending blackthorne. so he’s bit ??? uncertain about the girls school.

PERSONALITY

genuinely i think it comes down to so many factors, whether he’s in a good mood, who’s speaking to him etc but neutrally he’s quite charming, happy to mess about a bit but more or less takes most stuff too seriously. since he’s not around his dad i do think he will explore a lot more and seek out adventure and fun but if he’s got a test or something due the next day then he’ll bail early since he is defo the type to never let his grades or performance be ruined

he’s quite cocky + likes to win no matter what so yes he will ruin a friendship to beat u at monopoly. second place is last place in his head.

at his best he can be confident, alluring, courteous, loyal… at his worst he’s aggressive, destructive, apathetic and always says shit he doesn’t mean !!!! will he apologize ?? unlikely but he’ll try n make it right once he’s calmed down

thinks the best way to deal with things is with his fists, he’s so EASY to snap and start a fight n he’ll…. maybe apologise for it

i think he defo likes to pretend he’s got no problems and so reverts to a social, supportive friend every once in a while. the type to be brutally honest !!

he’s a definite know it all, thinks he’s the dog’s bollocks, gods gift etc !!!!! doesn’t believe in god but still. I kinda see him a bit jocky idk why but more brooding n isolating 70% of the time bc he’s easily pissed off but when he’s having fUNNNNN he’s ok like a solid guy at times just easily angered

within the first year at gallagher he did assume a fake relationship with ellie cavanagh to hide his sexuality but they’ve ended things and while he hasn’t openly come out officially, quite a few people know and he’s not so secretive about it ! 

pretty much avoids making new relationships but isn’t the worst person to get to know ? once he’s comfortable with you he’s a completely different person tbh