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tysonrunningfox · 6 years ago

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Ripped: Part 5

Hey so....y’all buckled in? Like, we’re going with this, apparently, we’re just...fucking going

AO3 (It’s just easier but I’m posting both places)

“How’s the book?”

“Awful,” Astrid answers Fishlegs’s question without looking up, crossing her ankle over her knee, “it doesn’t make any sense.”

“Oh,” he starts typing something but she can still feel his eyes on the top of her head, “since you skipped lunch to read it, I figured it must be good.”

“It’s idiotic,” she finds the end of a sentence and sets it down, almost vindictively splitting the binding by pressing its open pages into her desk, “and I skipped lunch because I’m meeting a friend after work and was going to slip out early.”

“Not because of the book?” He raises an eyebrow, “because I thought you were in this to avoid Grimborn-ology.”

Astrid laughs, “Fish, you of all people know what I think of Grimborn-ology, but this isn’t even scientific enough to earn that bogus title.” She clears her throat and flips a couple of pages back, “and I quote ‘the most damning connection between the young Hiccup Haddock and the murders happens to be an old academy racing song with the lyric: ‘I’ve got my sword and I’ve got my mace and I’ve got my wife with the ugly face’. At first pass, this seems like standard Viking brashness, but looking at the year the song was first played by the academy band, eighteen-eighty-two, the same year the proposed connection between Hiccup Haddock and Mary Johnson occurred, the connection becomes clear’.”

“What connection?” Fishlegs frowns.

“There is none, it’s idiotic.”

“You’re more than two-thirds of the way through it,” he points out and Astrid shuts the book, nostrils flaring as she shoves it in her bag. It’s not any of his business. “Where did you get that anyway? It looks old.”

“Hiccup gave it to me,” she sighs, squinting at her computer screen and trying to remember what she was doing. Right, she was helping find some file for her advisor’s research, but she kept drifting across Grimborn articles and distracting herself.

“Admiral Hiccup Haddock?” There’s something about Fishlegs’s always teasing snort that makes her answer even when she wants to ignore him and while it’s led to some great discoveries these last few weeks, right now it’s beyond obnoxious.

“No, the one who gives Grimborn tours outside of my apartment. Apparently, they’re related.” Astrid thought he was lying about that at first, but from the official portrait of Admiral Haddock in the book, it’s maybe the only part that’s true. They have the same long nose and straight eyebrows, although Admiral Haddock’s eyes match his face’s naturally stern expression while Hiccup’s have always been a bit more hectically excited. A younger photo of the man shows his straight, angled jaw without the graying beard, very similar to Hiccup’s jaw, which was unfortunately accentuated without the stupid hat.

Fishlegs must notice her blushing, feeling stupid about noticing once again how decently cute Hiccup is without the period garb, and he raises a judgemental eyebrow.

“He brought me the book after I explained what we found about the first victim to him,” she sighs, “and he invited me on a private tour, at three in the morning, like that’s not a really good way to get murdered.”

“He asked you out?” Fishlegs is surprisingly excited by the information, leaning forward over his desk.

“No, he asked me on a creepy private murder tour.” She rubs her forehead, attempting to get rid of her blush with the power of wishful thinking. Maybe he was kind of cute when he muddled through some absolute bullshit explanation of the difference between late and early, but that doesn’t make it a date and it doesn’t make it any less weird.

“What did you say?”

“I said…I’d let him know.”

“Right,” Fishlegs rolls his eyes goes back to work, “I’m sure you will.”

Astrid tells Ruffnut about the conversation the second she plops into the booth across from her and Tuffnut, pausing briefly to order a drink and finishing with, “what do you think he meant by that?”

“I don’t know, maybe he picked up on how weird you’re being about this tour,” Ruffnut shrugs, “which is still going on, by the way, despite all your research to stop it.”

“I’m not being weird,” Astrid scoffs.

“You’re being a little weird for not handing forward my dossier,” Tuffnut points at a thick binder on the table between them, scooting it an inch closer to her with one finger, “I think you’re both just scared of the truth.”

“Theodore Roosevelt was not the Grimborn Killer, Tuff,” Astrid takes a sip of her drink when it arrives.

“Right, and his wife wasn’t the secret fourth victim of a total of eight,” Tuffnut rolls his eyes, “and hunting wasn’t an alibi. The national parks weren’t a hopeful precursor of the future where he could set up human game preserves—”

Ruffnut cuts him off by shoving a jalapeno popper in his mouth, “has he texted you?”

“Hiccup?”

“No, the ghost of Theodore Roosevelt after being discovered for his crimes.” She shakes her head, “of course I mean Hiccup, who else are we always talking about these days?”

“How are things at work?” Astrid tries to change the subject but when it doesn’t work, she distracts herself with Tuffnut’s binder, opening it to the middle. “No, he hasn’t texted, not since the one message to get me his number.”

“Here, let me show you this one thing,” Tuffnut flips to a purple tab in the back of the binder and grins excited.

“This is a crossword puzzle that you filled out entirely wrong,” Astrid blinks at him, “or are you saying you actually think ‘bull moose party’ is another word for ‘unsolved murder’? It was supposed to be cold case, you crammed multiple letters into every square.”

“Or did I?”

“Yes, you clearly did.” She laughs, “you know, Tuff, I didn’t think it was possible, but this might be a bigger load of crap than the Admiral Haddock book that Hiccup gave me.”

“Which you read,” Ruffnut adds with a shrug and a knowing look.

“Ok, what do you think I should do? Since you seem to have so many opinions about this.”

“I think you should go on the private murder tour with the cute weirdo who you’ve been flirting with for weeks,” she says it like it’s the most obvious thing in the world and Astrid frowns.

“I’m not flirting with him, I’m…reminding him that trespassing is illegal.”

“Right, by reading the books he gives you and engaging with his interests—”

“Why does the private tour have to be at three in the morning?” Astrid interrupts because she doesn’t really have a retort for that.

“Obviously so you can have hot sex in a murder alley without worrying about anyone interrupting you.” Ruffnut shrugs off Astrid’s glare. “Like against the wall. I bet he’d be super into that and maybe you’d stop being so obsessive if you got laid.”

Tuffnut nods sagely and Astrid kicks his shin under the table.

“If you’re so into the idea, you go on the stupid tour.”

“He didn’t ask me, though, he asked you.” Ruffnut looks worried, and worse, quietly worried. Years of friendship has taught Astrid that if Ruffnut wants to do anything but set the room on fire and watch it burn, there’s probably something going on that’s worth taking seriously. “Would you go if it were at a different time?”

Astrid shakes her head, emphatic, “no. I don’t know. Maybe.” She sighs pulls Tuffnut’s binder towards herself, flipping through pages of nonsense, “I have questions, I guess.”

“He’s tall right?” Ruffnut grins, “I don’t think the wall would be too difficult to figure out—”

“No, questions about Viggo Grimborn and why so many people are so invested in him. Or the concept of him, because there’s so little real information out there.”

“If only you knew someone offering you a private tour where you could ask those questions.” Ruffnut pushes more gently than normal and Astrid can’t help but see the logic in what she’s saying.

“And deliver a very well put together dossier to someone who should really know the truth before he teaches the masses,” Tuffnut wiggles his eyebrows.

“Now, there’s an idea. You really want me to deliver this to him?” She holds up the binder and he nods.

Well, Hiccup made her read garbage, she can at least return the favor.

“Wait, are you actually going to go?” Ruffnut laughs, “you know, Astrid, this is a pretty bold move. What will you do if you end up having fun? How would you handle that?”

“Very funny.” She scrolls through her contacts and opens a new text thread.

“Are you texting him now?”

“In a minute.”

Astrid (4:52pm): hey so if I told you that I’m going on a 3am murder tour with your cousin, you’d be legally responsible to pass that information along if I show up missing, correct?

Officer Snotlout Jorgenson (4:53pm): if u think ur gonna end up missing maybe dont go

“You’re texting the hot cop?” Ruffnut leans over the table to see, “tell him I say hi.”

“Stop being so nosy,” Astrid hides her screen.

Astrid (4:54pm): no, I’m going to go, just checking

Officer Snotlout Jorgenson (4:54pm): u were so normal

That’s a release, in a way, hearing that she’s not acting normally after she’s committed to what she’s doing. Maybe Ruffnut’s right, maybe she’ll have fun. Maybe it’ll be miserable, but she’ll get her answers about Grimborn-ology answered and she can spend the rest of the time haggling with Hiccup about buying her sound-proof curtains.

She opens up the single text he sent her, a simple ‘hey, this is Hiccup’, and her stomach does a stupid, irrational flip as she answers.

Astrid (4:55pm): Just letting you know I’m ready for that tour.

She’s just getting home from the bar when he responds, a string of texts coming in all at once while she’s trying to set her bag down and get her phone out of her pocket.

Hiccup (6:02pm): Really? Hiccup (6:02pm): I don’t know why I said that, of course you wouldn’t be texting me if you didn’t mean it Hiccup (6:02pm): unless this is a joke and I’m ruining the laugh you were going to get out of it, in which case, gotcha Hiccup (6:03pm): But assuming you’re being serious and that I didn’t deter you by accusing you of lying for no reason, does Saturday work? Hiccup (6:04pm): oh and sorry for not responding right away

Astrid (6:05pm): To clarify, you mean Saturday at 3am, as in three hours into the day

Hiccup (6:06pm): Yes, the very early part of Saturday that can be reached by staying up very late on Friday night Hiccup (6:06pm): see? It is an early date Hiccup (6:07pm): not that it’s a date, I didn’t say that

Astrid’s glad that no one can see her blush when he says that, because her head is still full of all the stupid things Ruffnut said to get a rise out of her. It seems to have worked, unfortunately, because she’s remembering how stunned she was when Hiccup showed up outside her apartment in normal clothes, looking taller and more striking than she remembered.

Astrid (6:08pm): Saturday works

Hiccup (6:09pm): Great! I figure it makes sense to start at your apartment anyway so I’ll meet you there?

Astrid (6:09pm): Sure.

Friday night, Astrid attempts to doze off in front of a movie to at least get a few hours of sleep before whatever idiocy she signed herself up for, but she doesn’t have any luck. Hiccup’s usual eight o’clock tour of the courtyard happened on schedule, but the light drizzle picked up enough he must have had to cancel later tours because she doesn’t hear anyone come by. She half expects him to cancel on her too, maybe even wants him to, but the rain dries up a little past one and she gives up on sleeping.

It’s still cold even if it’s not raining and Astrid layers up, sipping on coffee as she sets Tuffnut’s binder by the door. The knock at 2:57 catches her off guard, and she quickly yanks her boots on before answering.

“Hey!” Hiccup greets in an excited whisper before clearing his throat and continuing in a low voice, “I don’t know if you have any neighbors on this floor, but—”

“Oh, I don’t,” Astrid’s heart stumbles over a beat as this feel stupid all over again, “which I shouldn’t have told you if you’re planning on murdering me.”

“I’m not,” he takes a step back, hands raised, “I meant it when I said you could take me and plus, I’d like to think I’m more creative than that. You know, since you live at the first Grimborn murder site.” He laughs, “not interested in retracing those steps.”

Everything about this is a bad idea.

But like with cheap apartments, Astrid feels better diving in headfirst and committing to the consequences.

“I got you something.”

“What? You really didn’t have to do that.”

“No, I definitely did,” she grabs Tuffnut’s binder and holds it out to him, “one of my friends is apparently interested in the Grimborn murders and he was kind enough to put all his theories in one place. I figured since you made me read about Admiral Haddock, I should return the favor.”

“You read it?” His surprised smile is wide enough that she notices slightly crooked front teeth that only add to the boyish excitement in his eyes. “What did you think?”

“It’s awful, I’m almost finished.” She taps on the binder, “but I think this is likely just as bad, open it.”

“Theodore Roosevelt?” He frowns at a random newspaper clipping about a third of the way in. Something is highlighted and there’s a gold star on the page protector next to the title. “As in the president of the United States?”

“Yep, apparently he’s Viggo Grimborn, his wife was a secret fourth victim, it’s all in there.” She puts on her rain jacket and makes sure her keys are still in the pocket.

“I…can’t wait,” he shuts the binder, grinning wider and tucking it under his arm. Then he fidgets and clears his throat again, “would you mind if I left it here for the tour though?”

“You think you’re coming up here after the tour?” She raises an eyebrow and his eyes widen.

“To be fair, I did say this isn’t a date, so coming back up to your apartment to collect that lovely binder doesn’t mean anything. Maybe.”

“Sure,” Astrid takes it back and sets it inside before locking up, “you can leave it here. I’m just messing with you.”

“I probably deserve that,” he claps his hands together, “ok, so tour. I was going to assume you’re solid on Elizabeth Smith, given that amazing picture you gave me a copy of, so should we head to the second site?”

“It’s your tour,” she waves him ahead of her on the stairs.

“Eh, since it’s a private tour, it’s more like it’s your tour.” Hiccup holds the door for her anyway and she tucks her hands in her pockets, looking up at her apartment window from the courtyard. It’s quiet, the air still and heavy on the damp, frigid pavement and Astrid shrugs against a rebellious shiver running up her spine.

“You should have let me know, I would have specified that you wear the hat,” she nods at his messy hair and he might blush, or it might be a trick of the moonlight. The street lights went out hours ago and she resists the urge to step closer to pick out the nuances in his expressions. If she got closer, he could see her face too, and she’s not quite sure what it’s saying right now.

“Yeah, that’s kind of just a gimmick,” he grins, “plus, it needs dry cleaning since someone threw a toothbrush at it.”

“I didn’t throw it, for the record.” She cocks her head towards the gate, “onto site two?”

Hiccup is a good tour guide, she’ll give him that. Apparently, she’ll give him more than that since she’s out here in the cold at three in the morning, but he’s making it entertaining. They aren’t twenty yards down the street before he’s listing facts about every doorway and alcove and filling in bits of information she wouldn’t have known to ask for. She keeps expecting to yawn, but the cold and the movement is enough to stave that off. Well, the cold and the entertainment.

“And that brings us to December eighteen eighty-three, where most of Berk had forgotten the trauma of the Smith murder in the rest of the trauma of being a late Victorian slum, that is until the night of the eleventh when a carpenter by the name of Howard Strum heard a shuffle beneath his back window. He thought he heard a woman cry out, but when he asked if anyone was out there, he got no answer,” Hiccup backs up to a hip high gate across a narrow alleyway and offers Astrid his hand, “help over?”

“We’re going back there?” She balks, arms crossed.

“I can’t take usual tours because of the gate, but two people in the middle of the night when everyone’s asleep is a lot less conspicuous,” he climbs over himself, bracing his weight on the gate and making it creak when he stumbles on his left foot, “the carpenter’s house is remodeled but the alley is still the same.”

“Isn’t that trespassing?” Astrid is good about people, it’s one of the things that led her down her path in criminology. She kept wondering how obviously awful people got away with things when just being around them set her teeth on edge, and she waits for that instinct to kick in now.

She’s stupid enough to be alone with a guy she hardly knows, trespassing into a dark alleyway to check out a murder sight, every bone in her body should be telling her to run, every hair on the back of her neck should be at attention. Really though, her heartbeat is calm and she’s more worried about getting caught than anything as she looks up and down the street, half ready to see Snotlout in a police cruiser coming to inform her once again that she’s being stupid.

“There’s no ‘No Trespassing’ sign.” Hiccup shrugs a lanky shoulder, “well, not after the apartment block’s HOA made the guy living down here take it down.”

“There’s a padlock.”

“I didn’t see it if you didn’t,” he offers her his hand again and she stares at it. Long fingers, red from cold, seemingly made for gesturing.

“One condition,” she leans on the other side of the gate, checking the street again for cars. “You answer some questions.”

“About trespassing sign laws on this block or about Viggo Grimborn?”

“About you,” she swings her leg over the gate, proud when she doesn’t make it squeak, “and why you think Grimborn is so interesting.”

“About me?”

She didn’t realize he was slouching until he stands up straight, running his hand back through his hair like he wants her to be aware how narrow the alley is, his elbow right in front of her face in the darkness. She steps further into the alley to regain some space, because why not amid all of these other brilliant decisions not unlike those made by people before they get murdered.

“You said it was my tour.”

“I did, I did definitely say that,” his smile is sheepish, teeth white in the last licks of moonlight from the sidewalk as he starts leading her deeper into the alley. Everything about him is confusing, from the shy duck of his head while he taps an obvious padlock with a long finger to the way she feels completely comfortable while everything about this should be threatening. “Usually this stage of the private tour means unlocking Catherine Whittaker’s tragic past and not mine, but…here it is, by the way,” he pauses, pointing down at the ground and up at a new apartment block window. “Where her body was found in the morning by the carpenter who’d heard a bump the night before. Mutilated like Elizabeth’s Smith’s had been.”

Astrid didn’t think Hiccup could do anything more annoying than lead tour groups of murder enthusiasts to look inside her apartment, but in the moment, avoiding eye contact with her is up there.

“Ok, let’s keep moving,” he waves her along with him, taking an abrupt left into another, even narrower alley, hazily lit by outdoor fire alarms near the roofline of two old apartment buildings. “You said you had questions.”

“Yeah,” she nods, “you said usually, how many of these private tours do you give?”

Even though he specified that this wasn’t a date, she could see how that would work. He’s making her feel plenty comfortable when she’s practically trying to be on edge, there’s plenty of time to talk, plenty of privacy in dark alleys. Maybe Ruffnut is more right than she knows.

“This is the third?” He laughs, still awkward, no doubt waiting for her to circle back to his tragic past comment, aware that she’s trying to stall. “The first was Gobber, actually.”

“As in my landlord?” She cocks her head, “so it’s not a move you do or—”

“What? No, unless I was making a move on that condo security guy who paid me quadruple for one a couple years ago, before they put up that monstrosity,” he points behind them at the new apartment block they just turned away from. “Which, come to think of it, he might have thought I was because he kept getting real close to me through here. I don’t think so though, I think he might have just been one of the real weird Grimborn-ologists.”

“There are not weird people who call themselves Grimborn-ologists?”

“You’re looking at one,” he points to his chest with both thumbs as they move out of the alley and back onto a sidewalk. He turns right without thinking and points at a fire hydrant, “that hydrant was used to clean off the alley after Catherine Whittaker’s body was taken to the morgue that used to be in what is now the sheriff’s office.”

“Right, you aren’t weird at all for knowing that.”

“Oh, I am, but by Grimborn standards, I’m positively well-adjusted.”

“You take tours of people to inhabited apartments,” Astrid smacks his upper arm with the back of her hand and it’s not until he’s brushing her off that she realizes how it felt like a habit.

“Ok, this is a story, this is a good one. So, this one time, I got a message from a guy who I’d just been in an online bidding war with for an original Grimborn letter—”

“So normal.”

“I am, just listen, so I get this message and he’s asking if I want to ‘see his collection’,” Hiccup frames the phrase with air quotes, turning to walk backwards while facing her, his hands waving around while he talks, “and I say sure, because I love people’s collections, or I thought I did until this happened. But anyway, I go to this guy’s house and his collection is just…grotesque crime scene photos, but they’re all framed in these fancy custom frames covering a whole wall of his living room and I’m looking at them and he comes up behind me and is breathing over my shoulder and he says, and I quote, ‘I’ve always wanted to see a dead body’.”

“What did you do?”

“Ran,” he laughs, “like I said, noodle arms,” he pats his bicep through his jacket and turns back around to walk next to Astrid, shaking his head, “and that’s an extreme story but a lot of people are actually off their rocker for Viggo Grimborn. There have been copy cat killers and all sorts of people committed for idolizing him, which is absolutely not my thing.”

“Are we um,” she clears her throat, tucking some hair behind her ear and looking up at him from the corner of her eye, “back around to me accidentally uncovering your tragic past?”

“You wanted to know what I find so fascinating about Viggo Grimborn.”

“Well, yeah, because you’re the one giving me a private tour so you’re the one I can ask but just…out of all the cold cases in the world, out of all the unsolved murders, why this one? Why is this the place with tours?”

“I can’t answer that overarching question for you, but I can tell you why I’m so interested,” he licks his lips, looking from her face to the wall above her head, apparently struggling for the words.

“You don’t have to—”

“No, it’s your tour and I don’t know, you do seem to be more directly impacted by my interest than most.” He grins briefly when she laughs before turning serious again, “my dad was a Captain in the Berk police force when he was killed in the line of duty. I’d been living with my mom and was planning on moving in with him to transfer schools and I came anyway, it was too late to change anything. And yeah, he’d complained about tourists and whackos on the phone, but I didn’t get why he was so annoyed until I found the book that I gave you in his study and saw my name on the cover.”

“So, you are named after Admiral Haddock?”

“Oh yeah, my dad was big into genealogy and fought to give me that family name, I think my mom is still annoyed about it, honestly.” He lights up when he talks about his dad, smile boyish above that stark jawline as he pauses to gesture to an obviously closed frozen yogurt shop, “right here used to be the entry to the alley to the third site, but a few years ago, it got rezoned when the fire hazard law requiring a three foot alley between shale roof buildings was repealed, and obviously that meant it was time for frozen yogurt. And as if that weren’t bad enough, this alley used to be the most crime ridden place in Downtown Berk, it’s said that even police officers wouldn’t walk down it after dark.”

“That’s where all these alleys come from? Fire hazard laws?” Astrid doesn’t think twice before following Hiccup across the street and down another alley path. He turns right then left, trailing his hand along the bricks like he’s checking in on them.

“Yep, and you can imagine how hard it made it to chase a murderer down, or anyone down for that matter.” He pauses, “my dad was a big guy, he used to bitch about trying to fit down here. They’re why to this day Berk has such a large homeless population, there are so many nooks and crannies protected from the elements.”

“Huh,” Astrid rests her hand on the building to her right, the way Hiccup is doing, and tries to imagine if this was where she had to sleep. The ground is mostly dry, at least, but the wind that occasionally whips past their ankles is brutal.

“Between you and me, that was the reason for the rezoning, it doesn’t have anything to do with fire.” He says in a low voice, leaning in what should be a little too close, his breath warm on her cheek. When the hair on the back of her neck stands up, it’s not because she’s scared, and she puts her hands back in her pockets.

“So, for you, being here and doing this makes you feel close to your dad?”

“It’s comforting that not everything has to be solved,” he shrugs, “you can learn about it, you can exist within it, you can try to understand it but sometimes, some things just don’t have a solution.” Hiccup’s sad smile is optimistic and habitual, one he’s used hundreds of times to move forward when there’s no other option. “Well, again, I have to commend you on getting to the base of my tragic past in record time, is it my turn?”

“You’re out of luck there, I don’t have a tragic past,” she shakes her head, “just a present merging with a bunch of other tragedy.”

“You’re absolutely right there,” he turns another corner and knocks on the back of what she recognizes as the frozen yogurt shop. “Because right here was where a witness watched a young prostitute named Margaret George lead a tall man in a black hat into her apartment, which was right over here,” he steps up to the base of new condos and gestures beyond the wall. “About twenty feet down the sketchiest alley in Berk, she was barely scraping by affording a single room. This was when the case got really famous as she was a young actress running away from an arranged marriage. And, because nothing about the way that humans behave has ever really changed, a pretty face made the case blow up. Her ex-fiance didn’t help, skulking around in black hats and making everyone generally uncomfortable. It also didn’t help that he was a medical student rumored to sell specimens to the anatomy lab.”

“That sounds pretty damning.”

“Maybe that’s the thing about the Grimborn case, there are so many suspects that all make sense. Or as much sense as you can make out of things with very little physical evidence and across more than a hundred years.”

The walk towards the fourth site is through more alleys, all of which Hiccup navigates without thought, pointing out landmarks, hemming and hawing across descriptions of mutilations he seems to know better than to offer to show Astrid pictures of.

“You must think I’m a wimp for not wanting to see the gore,” she elbows him in the ribs, not quite sure when she started walking close enough to do so.

“No, not at all, I’m not so into it myself. That’s where a lot of people get hung up, the mutilating part of the murders that is, but focusing on it too much just seems cruel to me. They were people,” he shudders, “plus, I can’t say I have the best experience with women who really want to see the pictures.”

“What does that mean?”

“I mean they’re out here looking for their Johnny Depp, or something,” he shuffles back when he laughs, wheezy, quiet enough that she wouldn’t hear it if she still weren’t standing far too close, “although how anyone romanticizes being strangled—”

Astrid jumps at the scream that cuts him off, wincing at the thud that follows. Heavy, intentional. There’s a rustle and then obvious, heavy silence sets in, only interrupted by Hiccup’s arm curling around her shoulders.

She looks up, embarrassed for hiding in his neck, itching to shrug his arm off but frozen in place by something she can’t quite place. Maybe it’s his expression, hard and focused, straight jaw at eye level while his eyebrows knit together, electric eyes honed to a deadly, perceptive current. He’s warm, especially for how skinny he is, and it makes her feel cold enough to want to get closer.

“Well,” she clears her throat, “you really went all out on the ambiance for this not a date.”

“I have no idea what that was,” he mutters, voice low and careful, “we should get out of here. Now.”

#ripped #httyd fic #hiccstrid #modern au #hiccstrid fic #serial killer tour guide au #ok but so much #just happened #i just...

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dearartdirector · 6 years ago

Note

Hi DAD. Cartoon Network is currently accepting applications for their paid storyboard trainee program. However, their FAQ prohibits fanart (even fanart of their shows) in a submitted portfolio. My heart is crushed because their program would be perfect for me, but all I draw is fanart. So I have two questions: why do you think that is? And should I submit my portfolio anyway with a strong persuasive letter (the application requires a personal letter anyway) as to why I think that rule is bogus?

First of all, NO, DO NOT IGNORE AN EXPRESS REQUEST. Consider it a following-directions test.

There are a few reasons I can think of to request no fan art in an in-house submission, even for a trainee position.

1) They’ve had to deal with litigation in the past.

Book publishers often require authors to avoid fanfiction of their IPs, because in the past some fanfic authors have sued because they believed that the author of the primary work stole their writing for later works. Game publishers very often don’t want to see the game you built for similar reasons. It could very well be that Cartoon Network has a blanket policy about fanworks to avoid potential legal trouble down the line.

2) It narrows the application pool.

A position like this is going to have THOUSANDS of applicants. Adding a parameter like “no fan art” automatically narrows the pool of potential applicants significantly. And although they might miss out on a few artist gems, they’ve weighed that against person-hours going through submissions and decided it’s worth it. HOWEVER, it says no fan art, but they also request no commercial work, so I think it’s most likely…..

3) They want to see how YOUR brain works.

Especially for a storyboarding position, they want to see how YOU process storyboarding and visual narrative. Not Rebecca Sugar, not Genndy Tartakovsky: you. There’s a developmental stage in art where artists learn by copying, and en mass the fastest, cleanest way to make sure that they’re seeing portfolios that are past that stage is to say “No Fan Art”.

Now, all this is not to say that there is anything wrong with fan art. Many many AMAZING artists make fan art that is original, fresh, and waaaaaay past the copying stage of learning. So MUCH of art history is made up of celebrations of other established works. Cartoon Network knows this. My guess this is primarily a coping strategy for the immense undertaking of filling a position (ask anyone in HR…the hiring (or admissions) process is a crazy long, crazy time-consuming, crazy expensive thing for a company to do).

My recommendation is this: if this is something that you really, REALLY really want, and want to go for, put together a portfolio specifically for it. They want to see your drawing skills, how you think about shape, and how you process motion and narrative with sequential still images. They give you tips right in the application! https://www.cartoonnetworkstudios.com/cnsacademy/open/faq

Submissions just opened on the 17th (it’s the 20th of September at the time of this posting.). You have until October 14 to show them you can bring it and deserve a spot: you can do this! And then you also automagically have an awesome thing to talk about in your required essay! Also consider applying next year, if this feels like too short a time to reach the goal (and there would be no shame in that).

You’ve got this!

-Agent Critique

#AgentCritique #Cartoon Network #Applying for positions #Storyboarding #Fanart

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boogiewrites · 7 years ago

Text

Before & After Ch. 9

Ch. 9 - Figuring It Out

Characters: Jim Hopper x OFC Brandi

Summary: Becoming increasingly aware of your growing feelings, you find yourself reacting in the strangest possible way to feeling so connected to Hopper. Can you beat this if you fight it together?

Words: 3700+

Warnings: Angst. Fluff. Mental illness. Psychic Powers. Suggestive Dialog. Dealing with trauma.

All other chapters on my Masterlist.

You ask Hopper for some time to gather your thoughts, you just need to think this out. He gives you this without hesitation, but under one condition.

Yes, it's fast, but he already has a key. It's too soon but you've both played it safe before and it's ended in flames, so why wouldn't you try following your instincts for once? Your lives clearly weren't normal anymore, so why should you hold yourself to other peoples standards anymore? It was a real unifying moment of saying "Fuck it." together and letting the cards fall where they may. He can't stand to be away from you because he worries, feel's responsible for your problems. You can't stand to be away from him because he grounds you, his touch makes everything hurt less. It's a smidge co-dependent, sure, but for right now it's working. You move in together. There hasn't been a night yet where you'd crawled into bed that you'd regretted the decision.

Over the next few days, you read. You read so much your eyes cross and you fall asleep with a book open in your hands. You call old college friends for information, you go to the school's libraries that are close enough to drive to do research. The Hawkins librarian is weirdly rude to you but you get what you came for anyway. You even write letters to a few promising parapsychology researchers. You've been focused on yourself, your problems at hand. In the back of your mind, you felt bad for ignoring Jim, but he said he understood and continued taking care of you. You needed to remember how supportive he'd been through all this to thank him later.

You think you've come to some conclusions. The academic part of your brain was frustrated by your lack of solid conclusion. It all felt so flimsy and whimsical and just not...real. You decide to sit Hopper down and give him what little information you had. He liked to work in facts, just like you, but there wasn't any science you had access to, to explain what was happening between the two of you.

The only science-based evidence you could conjure up was how you physically started being able to do this. You checked out a book on brain anatomy and function, getting lost in huge volumes with a highlighter and your notebook for days on end. But it turns out for as much as we do know about the human brain, that there is that much and more we don't know. That didn't take into account the ideas of the human soul and consciousness. That was a whole other can of worms that you had held off on deep diving into because you didn't know if you could take on more questions and even fewer answers.

You have your notebook dedicated to your ailment. If that's what you wanted to call it. Some called it a power, a unique ability. You'd heard of psychics before sure. But you thought it was all bogus. It's all con artists who are good at reading body language and putting together environmental factors to fool people. But you weren't doing that. You didn't want to even do it, but you couldn't help it. You weren't draining people of their money to give them a chance to speak to their dead relatives, no, your particular set of skills was different.

Over the past week or so, while doing research your episodes stalled. You'd stayed calm and distracted. You'd not passed out again or thought you were going to die from pain and that was a nice change of pace. You had however started having the same dream. Every night. You knew what this meant. This time, it wasn't you climbing into a memory of Jims, you were in one of your memories again. One that you still couldn't remember fully. Each night you got farther and farther into your dream, closer to the goal you wanted to reach. You knew some night you'd finally get to the end of it. Your progress felt slow but you had other things to worry about besides your own repressed memories. How quickly your priorities had shifted. You had to figure this out for Jim, not just yourself. He'd carried that heavy weight of guilt around with him over the week he'd staying here with you. You didn't even know why. You'd catch him staring at you as you read, he kept bringing you sweets for no reason when he'd come home from work, but this wasn't the leftover baby love between the two of you. His eyes were sad behind his half-hearted smiles and it broke your heart everytime you noticed it. You knew you had to push through to understand what was going on, to help both of you.

One night you throw all your notes onto the coffee table. You stand over the books and papers, a pencil behind your ear, chewing your bottom lip. This was as far as you were getting on your own. Jim looks at you, his eyebrows raised from his sitting position o the couch.

"I'd like to present my evidence, Chief." you say with a nervous laugh.

"This what you've been working on?" he asks, leaning forward and picking up a paperclipped group of papers, scribbled and highlighted.

"Yeah." you say hesitantly, rubbing the back of your neck. "For what good it all did me." you sigh, your hand on your hip. "It's been so long since I've done research." you rub your forehead with the palm of your hand. "Forgot how crazy it'll make you feel." you let out a small laugh. "Not that I need help in that area." you roll your eyes at yourself and grab your legal pad and sit next to Jim.

"You've even got notes to talk to me?" his voice has a hint of teasing to it.

"Uh, yeah. Of course. Why?"

"Nothin'." he says a small smile on his face at your expense.

"No nothin'. What?" you shake your hand at him for an answer.

"It's just, it's cute." he lets out a low laugh.

"Cute?" you act offended. "I'll have you know I'm a professional, Hop." you say sarcastically, hugging the papers to your chest.

"Alright, Professor, what's the prognosis on that pretty head of yours?" he says, his expression purely affectionate and supportive.

You take a deep breath and widen your eyes in preparation, your lips in a tight line as your hands hold the sides of your notepad in your lap as a way to focus.

"I want to preface this all with, it's...well, it's all fucking crazy. I don't know how else to put it. It just sounds so improbable to my sense of reason and logic." you bite your lip and let out another deep breath. "We aren't working with facts and proven science here. This is all theoretical so I'm afraid none of it is any more than a hunch as to what is happening to me."

"I had assumed as much. But you're smart, I'm sure it's the best theory anyone could come up with in your situation." he smiles softly at you, leaning in closer, you sit side by side and he looks at your notes as you look up at his face and start to attempt to explain behavior.

"Thanks." you mumble at him, caught off guard by his charm. You watch his eyes move over your handwriting. "Apparently what I have is a sort of extrasensory perception. Which just means I can sense or know things that should be out of my realm of understanding. Things I shouldn't be able to know or do." you watch his face follow the corresponding words on the pad he's taken into his own hand to hold between the two of you. "I've shown some potential with psychometry from your experience with Sarah's hair tie. That's picking up on energies, vibes, memories from objects." you move your hand while you speak, sometimes pointing to the paper. "Some readings say I'm Clairvoyant, or I can gain information on a person or thing through unnatural means." you say entirely too casually like this was getting to be boring at this point because you'd read so much about it. "I seem to be particularly skilled in retrocognition or seeing things that have already happened." you look back up to him and he moves his eyes from the sheet and looks at you.

"I've heard a few stories of police having psychics solve disappearances before. So it's within that category?" he asks, showing he's trying to understand and help.

"Exactly." you smile up at him. "But most importantly, it seems I'm connected to you and your memories." you pause and give a subtle shrug. "Which isn't specifically addressed in any peer-reviewed pieces I could find." you snort at the understatement. "I dabbled in some New Age readings that mentioned it but it's all very whimsical in nature. So I'm no help there." you chew the inside of your cheek in thought.

"New Age stuff?" he asks, his brow furrowing in question.

"Yeah, you know, uh, crystals and energy and soul mates, that sorta thing." you dismiss it with your hand as you speak, looking at the paper again.

"Soul mates?" he says, both teasing and with a hint of curiosity. You're taken off guard by him again, as you stop and smile up at him, indulging him.

"You know," you shrug and smile sheepishly, "Two people that are connected by some supernatural means." you say plainly explain.

"I'm familiar with the idea, sweetheart, I meant what about that has to do with this specifically?" he corrects you without sounding condescending, motioning to your head.

"It was the stories about how some are so connected that they gain telepathy and feel the others pain." he raises an eyebrow at you suppressed and you blush at the suggestion. "Or that's what I read that might apply to this situation anyway." you smirk, looking away from him, still feeling the heat in your face.

"That's all I really found as far as explaining what's happening by relating it to other things that have been previously recorded." you frown slightly.

"This is a ton of information, why are you frowning?" he asks, raising your chin up to him.

"It was a lot of work for nothing it feels like. There are no real answers just a pseudoscience that technically doesn't even exist." you explain, he moves his hand from your chin to your hair.

"Well, if you didn't learn anything new, I certainly did." he shrugs in defense of your work. You sigh up at him. He's so sweet. You kiss his cheek before you flip the page on the legal pad, showing another bulleted page of notes. "Oh there's more." he says surprised, chuckling and moving his arm around the back of the couch, over your shoulders as you instinctually shift closer into his chest, your temple so close to his jaw you can feel the tickle of his beard when he gets too close. He holds the paper in one hand as you rest your hand on his stomach.

"There's always more with me." you joke. He kisses the top of your head. "This is the physical aspect." you motion with a pointed finger the words you've written. "From what my doctors have told me, and from what I've learned on TBI's, I have a hunch as to how this could happen. Even though it sounds like a sci-fi movie pitch." you let out a huff of a laugh. "Since my frontal lobe was what was compromised in the accident, that's where I started." You tap the sheet and return to look up at him as you freestyle the rest of the information. "It controls...well, a lot, put it that way. Most importantly in my case, it affects memory, and that's something I've struggled with since the accident. We've been told my brain is healing exceptionally well..." you pause and wait for him to notice, for him to look at you. "The next bit of information is where my hunch comes in." you frown slightly, this is where you started to feel like you were losing it when you explained it. "What if my brain healed too well?" his brow furrows subtly, thinking. "What if somehow, while it's been healing, it made a new connection somewhere it didn't have before?" his face is still intent on listening, no surprise reactions so far, you decide to continue. It all flows out of you in a passionate sale pitch for your ability as you try to make sense. "Or what if this ability is existent, but under normal circumstances that we understand, you can't access it without some sort of, anomaly. In my case, that would be the injury and re-connecting of my brain. If during the healing process, something that couldn't show up on any test, any MRI happened, causing this. If extrasensory perception is a science we don't have the tools to understand, then something like this wouldn't show up on any test that we currently have the technology to interpret." You stop as you realize he hasn't said anything. His face is still indifferent. As you look back up at him, reeling yourself back in after your short presentation on your brain.

"I thought you said this would make you sound crazy?" a relieved smile falls across his face. Your mouth opens with surprise, your eyelashes flutter with shock. "Although under any other circumstances you talking smart like that would really do it for me." he lets out a low huff of a laugh, kissing your cheek. Finding your wide eyes filled with relief and surprise at his reaction, a bit stunned. You blush at his words and he moves his hand down to your shoulder to rub it comfortingly.

You let out a small girlish noise, grateful he's so graceful with his actions in dealing with this.

"Although it's not based in science exactly, like you said, I understand your ideas." he shrugs and looks down at you so casually. "I mean, all that was honestly the most sense things have made since this has happened. You've got a theory and that's something."

"Ugh." you can't help to let out the noise. You're looking at him, empathetic and tactful. So loving and giving, your heart thumped. You were frustrated in a strange way at his responses. You felt your pulse between your legs awaken after being suppressed for the entirety of your research.

His face is confused as he lets out a laugh at your reaction.

"You're so..." you sigh, your hand moves up to his chest. You look him over, thinking about the personality traits you want to list off, you find your mood switching over to something less innocent. You settle for the word, "Good." because you feel it encompasses enough to cover sincerity and innuendo. It comes out breathier than intended but you're pleased with the results as a smirk appears on his face as he watches you absentmindedly bite your lip.

"Good?" he asks for clarification, his eyebrows raised and voice low. He could see your half-lidded eyes switch from bright to dark. He was also suddenly very aware of how hard it'd been to not touch you during this whole project of yours.

"Yeah." you say with a nod of your head, you let the mischievous grin spread across your face. He doesn't respond and you sit with that electricity you feel between the two of you in the suspense. You toss the notepad onto the table and straddle his lap, much to his surprise and delight.

"Did I miss something?" he asks in a low laugh, his arms instinctually move to your hips and you rest yours on his chest.

"Apparently," you tilt your head to the side at him. "When you're deeply supportive and understanding it turns me on." you say with a soft laugh. His brow lowers immediately at your words.

"Wouldn't have anything to do with how long it's been since I've got to touch you, would it?" he asks, his voice has a hint of playfulness but mostly of a deeper motive, his face leaning into yours.

You let out a content hum of agreement. "It might." you bite your lower lip as you smile at him. You run your hands up his chest and to his shoulders. "I didn't realize how much I missed you until right now." you whisper, eye trailing over his face to his lips.

"Well I'm right here, you don't gotta miss me." he says smoothly, moving his hand to the back of your head. Reassuring you that your change in mood was a welcome one. You kiss him softly. He never pushes, he never rushes. Your rock in the turbulent stream, you hold him and move against him slowly, showing restraint.

"I've got another proposition for ya tonight, Hop." you grin at him, nuzzling your nose against his neck.

"Mmm?" he grunts out, eyes shut and lazy smirk as you pecked along his jaw.

"You've been workin' all day, and so have I in my own way..." you drag the last part of your sentence out in a soft tone.

"Your brain's been workin' harder than I have." he says in a deep rumble of a tone, chuckling at himself.

"It's been a rough week on both of us babe..." you drag out leaving a peck on his cheek. "But you've been takin' care of me so good, ain't ya?" you kiss his lips as his eyes lazily follow yours as you kiss his face, playing up your accent that makes the corners of his mouth pull back into that doofy looking smile of his you love.

"Mmm Hmm" he nods, planting a kiss in the corner of your mouth.

"So how about we go bed..." you tilt your head at him. "and actually get some sleep." you say with a lilt, he pouts but you laugh and kiss it away. "But we will be sleeping naked together if that makes you feel any better about it." you grin at him, fingers scratching in his beard.

"It does." he says in a muffled tone as he stretches his neck to let you scratch him.

"And in the morning, when you don't have to go to work we'll sleep in and fuck..." you whisper to him, nose to nose.

"Making me feel much better about it." he says with a groan, as he thrusts his hips up under you to bounce you, hands patting your thighs.

"Then we fall back asleep and wake up and fool around before we eat and after that who knows." you say with a feminine chuckle, hands rubbing up and down his chest, as he sighs and holds a face of contemplation.

"I've waited longer for less." he says in a charming grin, hands splayed across your thighs, thumbs rubbing lazily back and forth.

"Yeah...Well you've earned what's coming to you in the mornin' you big, "You kiss his cheek. "...sweet," you smooch his other check. "...handsome," you return to the other side of his face again, "tall drink of water you." your hands rest on his cheeks mushing them slightly.

"You must be tired you're being awfully nice." he says with a laugh, grabbing you under your thighs and pulling you towards him, lifting you off the couch. You arch your back to hold onto him by the neck.

"Always nice." you murmur against his hair.

"Uh huh. Sure." he snickers. You grin into the fluff of his hair. "Let's get this sleepin' started baby, got a big mornin' planned." he says as you push the bedroom door shut behind him, his face going between your breasts and noisily kissing and nibbling away as lightly tosses you onto the bed with a pleasant bounce.

"Let's not skip over the gettin' naked part, now." you say with a mischievous grin, nose wrinkled as your hands made their way to the waistband of your pants.

"Very important step." you say as you both shed the last layers between the two of you.

"Obviously." he lets out that rumbling chuckle that sends shudders down your spine when it hits your ears.

You crawl to the head of the bed and yank the covers back, he slides in from the side of the bed as you shimmy straight down into the comforter. It doesn't take long for his hands to find your bare body, pulling your chest to his. His face finds it's way to the bend of your neck as it always has when his fingertips started to trace back and forth over the curve of your ribs to your hips.

"Mmmph." you grunt, giving him a wiggle to deter his efforts. "In the mornin' baby."

"'kay." he grumbles, holding his arm up and you turn to place your back against his chest, the arm slowly weighs down on your hip. "Mornin'." he says, a kiss to your shoulder in acknowledgment of your words.

You get to do your new favorite thing. The best thing to come out of living together and this whole ordeal. You get to lace your fingers into his, holding him against your chest, you can hear the snoring thinking of creeping out of his throat already as you feel his muscles relax. "Love ya." you get to mumble into his fingers, giving them a kiss before you rub your face into your pillow.

"Love you." you get to hear back in response, a grunt of sleepy enthusiasm follows his words, a sign to expect a kiss somewhere in your hair and as always you feel his breath exhales across your scalp as he does just that. Such a simple thing you'd been missing before. And now that you had it, this feeling that could almost fill up the void in your heart, you didn't know if you could live without again. And that the electrical storm of desperation to find answers and the impending doom of his possible rejection had passed and left in it's wake a calm serene sea horizon line. You pull his hand closer to you, recognizing the importance of a solid anchor when you experienced rough seas as often as you did.

My Masterlist.

@whatmakesmebeme-tblr @sleepylunarwolf @elevenofmages @alahmorah @norcula @undiscl0sed-desir3s @atari-writes@jobean12-blog@missharleenquinzel-blog @kiwiphroot@ashphoenix105 @ambeazyyy @riotguuuurl @warriorqueen1991 @misbehaving-f0r-days @divadinag @wefracturedmotivation@flamehairedwritings @earinafae @beltzboys2015-blog@gettinjoyful @lucifer-in-leather @nerdysuperchick @kathrinebutterlover @dragongirl420 @fangirlinginspace@xxdragonagequeenxx @the-bitch-gotham-deserves @hopperholland @lil-tea-cup @darthnerd25@davidkharbours @mrslydiaholden @tit-punch02@thedaydreamerrrrr @yedi16 @jess2464 @scrunchinn@thatisthemagic @maddieisaboredable @bloom005-blog @mcxmarti

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reversemortgagebakersfield-blog · 6 years ago

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One of those earliest and biggest South Carolina mortgage fraud prosecutions happened from the Charleston Division in the 1990's.

It involved nominee borrowers and subprime loans produced from Citadel Federal Saving and Loan. Over 10 straw purchasers were enticed in to the real estate loans by getting paid fees for registering to the loans. They failed to put up any of their money included in the deal and when the loans went sour the bank had been left with properties which were up side down, in other words, the actual estate was worth less the amount of the mortgage. Some bank insiders were a portion of the scheme and got convicted for their various roles. The array of defendants that a SC Criminal-Lawyer will represent in an ordinary mortgage fraud instance could include straw borrowers or nominee creditors, realtors, developers, appraisers, mortgage brokers, and sometimes even closing bankers and attorneys. Bankers often get involved with mortgage fraud scams as they're receiving kickbacks from the creditors or are paid bonuses for the volume of loans made and thus ignore appropriate banking loan requirements and protocols in order to make more cash. Close scrutiny should be awarded to bank applications, appraisals, HUD-1 closing invoices, debtor's W-2 and taxation yields when assessing a possible mortgage fraud case to get a prospective client. Nominee Loans/Straw buyers. One of the most frequent kinds of mortgage fraud occurs when a"straw buyer" can be used to cover the identity of their real borrower who would not be eligible for that mortgage. The scam artist usually fills the application for the loan to get the brand new buyer, also falsifies the income and net worth of the straw buyer in order to be eligible for the mortgage. These fraud scams were popularized with the advent of this"stated income" loans that did not require a borrower to show his real earnings and net worth - the bank simply believed the income and net worth which was"stated" on the loan application. Straw buyers are often duped into thinking that they're investing in real estate that will be rented out, even with the leasing obligations paying the mortgageand are paid a nominal fee outside of closing. In most case, no payments are made along with the creditor forecloses on the loan. Some times straw buyers are in reality in on the scam and are receiving a cut of the profits. Appraisal fraud. Appraisal fraud is often an integral part of the majority of mortgage fraud scams and also does occur when a dishonest appraiser fraudulently appraises home by inflating its value. In most cases, following owner receives the final proceeds, he will pay a kickback into the appraiser like a quid pro quo for its fake evaluation. Typically, the borrower will not make any loan obligations and your house or property goes into foreclosure. An important practice tip for South Carolina lawyers representing clients that decided to testify before the grand jury would be to accompany your client to the grand jury court room. While not allowed in the grand jury proceeding itself, the attorney can wait just outside of the court room and the client is allowed to check with the attorney for virtually any question which is posed to the client by prosecutors or grand jurors. This is an efficient means to help minimize any possible harmful bills by the client, and also a great way to learn about the focus of the prosecutor's case. This method makes it easier to gain insights from your customer as to the questions asked during the grand jury proceeding rather than debriefing the client Reverse Mortgage Bakersfield CA after a sometimes long and grueling question and answer session which can last all day. Flipping. A flipping scheme occurs when the seller intentionally misrepresents the price of home so as to induce a buyer's purchase. Flipping mortgage fraud approaches usually demand a fraudulent appraisal and also a grossly inflated sales price. There are always a huge variety of approaches, artifices and conspiracies to perpetrate mortgage frauds and band frauds together with which the South Carolina white collar criminal defense lawyer and consumers must be familiar. Frequently targets of a mortgage fraud prosecution have been invited by the prosecution to avail themselves from the grand jury procedure and to testify in the front of the grand jury. Generally, a South Carolina criminal defense attorney should not permit a termed target of a federal criminal mortgage-fraud evaluation to testify before the grand jury. Subjects and witnesses at a mortgage fraud prosecution would be often subpoenaed by the prosecutors to testify before the grand jury. A criminal defense lawyer should additionally generally advise a witness or subject to never testify whether any portion of the testimony could possibly incriminate the client. With respect to a federal mortgage fraud investigation, when a citizen receives a target letter, subject correspondence, or perhaps a subpoena to testify before the grand jury, or is contacted personally by a police officer like an FBI special agent, a sc criminal lawyer who is experienced in national prosecutions should be consulted immediately. Certainly one of the main mistakes that a mortgage fraud objective, topic or opinion can make is to testify before the grand jury or talk with criminal researchers prior to consulting with a legal defense attorney. The 5th Amendment to the Constitution allows any individual, for example a target, subject or witness at a mortgage fraud prosecution, so never to incriminate himself or herself. Interestingly, there's absolutely no 5th Amendment coverage for a corporation. Evidently, if a defendant was detained or imprisoned for a national mortgage-fraud offense in sc, a seasoned SC mortgage-fraud lawyer should be consulted immediately. Air Loans. The atmosphere loan mortgage fraud strategy is a loan obtained within a non existent property or for a non refundable debtor. Skilled scam artists often work together to produce a bogus debtor and a bogus chain of title on a nonexistent property. They then obtain a name and property insurance policy adjuster to present to the financial institution. The scam artists often set up bogus telephone banks and mail boxes in order to create fake employment verifications and W-2s, home addresses and borrower telephone amounts. Phone banks are used to portray an employer, an appraiser, a credit agency, a lawyer, an accountant, etc.. . , for bank verification purposes. The air loan scam artists obtain the loan profits without a land has been purchased or sold, and the lender is left with an outstanding loan which never needed some security. Even the FBI has identified a number of indications of mortgage fraud where the South Carolina criminal white collar lawyer needs to be aware. These include inflated evaluations or even the exclusive usage of one employee, raised commissions or bonuses for both brokers and appraisers, bonuses paid (out or at settlement) for fee-based services, more than standard fees, falsifications on loan applications, grounds to buyers about the best way to falsify the mortgage program, asks for borrowers to register a blank loan application, fake supporting loan documentation, asks to sign blank employee forms, credit forms or alternative styles, purchase loans that are disguised as refinance loans, investors that are guaranteed a repurchase of the property, investors who are paid a fixed percentage to offer or flip home, so when multiple"Holding Companies" are utilised to increase real estate values. Some of the relevant national criminal statutes which may be charged in mortgage fraud indictments include, but are not limited to, the following: A mortgage fraud is usually reported on the FBI by the lender upon which the fraud has been committed. A bank must file a SAR no later than 30 calendar days after the date of initial detection by the financial institution of facts that could constitute a basis for filing a SAR, unless no suspect was identified on the date of this detection, in which event the bank gets up to 60 days to file the SAR. See 3 1 C.F.R. § 103.18(b). Once FinCEN has examined the data contained in the SAR, in the event the criminal activity is found to have occurred, then your situation is turned over to the FBI and the DOJ or AUSO for investigation and prosecution. The development in FBI SARs accounts between mortgage-fraud went from approximately 2000 in 1996 to over 25,000 in 2005. Of the 2005 SARs reports, 20,000 of involved borrower fraud, approximately 7,000 involved brokerage fraud, and approximately 2000 involved appraiser fraud. Quiet Secondly. From the silent 2nd mortgage fraud strategy, the buyer borrows the down payment for buying the property by the seller throughout the implementation of another mortgage which is not disclosed to the lending bank. The lending bank is led to believe that the debtor has spent their or her own money for the down payment, when in reality, it's borrowed. The next mortgage is generally not listed to conceal its status from the primary financing lender. There are some essential strategic decisions that need to be created for the defendant who was charged or indicted for fraud. The defendant and his attorney needs to seriously look at the consequences of pleading guilty when he's actually committed the offense. A mortgage fraud defendant can receive up to a 3 degree downward departure for begging. An legal lawyer representing a mortgage-fraud defendant may also file a motion for a downward death and/or a motion for a variance and argue facets to the court in support of an additional reduction at a defendant's sentence. The mortgage fraud suspect's criminal attorney should closely scrutinize the circumstances of the claim and the suspect's background and criminal history so as to greatly reduce the period of time for you to be served. A valuable tip for a lawyer representing a legal mortgage fraud defendant in sc is to consider mitigating factors such as disparate paragraphs, 5-k departures such as cooperation, aberrant behaviour, property values, family ties, outstanding rehabilitation, diminished mental capacity, extraordinary restitution should be thought to be potential justifications to get a smaller sentence. Foreclosure schemes. Foreclosure plot scam artists prey on people who have mounting financial problems that that place them in peril of losing their home. Homeowners in early phases of foreclosure may be reached with a fraudster who symbolizes to the homeowner that he will eliminate his debt and rescue his house for an upfront fee, which the scam artist chooses and subsequently disappears. At a similar foreclosure scheme, Homeowners are approached with a scam artist who offers to help them re finance the mortgage. The homeowners are fraudulently induced to sign alleged"refinance" documents just to later determine they actually transferred title to the home to the fraudster and face eviction. Sc white collar criminal attorneys will need to know about the kinds of mortgage fraud that are commonplace from the nation so as to effectively identify and represent customers who are involved in mortgage fraud pursuits. Consumers need to be aware of the variations of loan fraud that they do not unknowingly be a part of a scheme to defraud a bank or federally backed lending institution. Federal mortgage fraud crimes in sc are punishable by as much as 30 years imprisonment in federal prison or $1,000,000 fine, or both. It is unlawful and deceptive to get a individual to make a false statement about his or her income, debt, assets, or matters of investigation, or even to overvalue any land or property, at a credit or loan application with the aim of affecting in any way the actions of a backed financial institution. Back in South Carolina, a disproportionate quantity of mortgage fraud cases have occurred in the coastal region. The reason for the higher number of mortgage fraud and bank fraud criminal prosecutions in these areas is due to large number of condo, condotels, town house and similar real estate projects that proliferated in these areas. These property improvements were widely popular in areas near the shore and bank creditors were willing to loan money at a furious pace due to a perceived tremendous need. Reverse Mortgage Bakersfield 1709 16th St #38, Bakersfield, CA 93301, USA 661-210-3080 Mortgage-fraud is problem that's now already reached epidemic proportions within the USA (US) in general and in South Carolina (SC) particularly. The white collar specialist should click for more bear in mind that mortgage fraud is generally researched by the United States Federal Bureau of Investigation (FBI), but other bureaus routinely assist the FBI and/or simply take the lead in exploring a case. In South Carolina, mortgage fraud is generally prosecuted by federal prosecutors. At the investigation stage, a individual with potential knowledge or participation in a mortgage fraud may be considered a witness, subject or purpose of this investigation. An issue is generally a man the prosecutor believes might have committed a mortgage fraud crime, where as a target can be an individual the prosecutor believes has committed a crime like mortgage fraud and the prosecutor has substantial evidence to support a legal prosecution. Criminal prosecutions of mortgage fraud felony cases usually are initiated throughout the entire national grand jury process. A federal grand jury includes between 16 and 23 grand jurors who are presented signs of alleged criminal activity by the federal prosecutors with the aid of police representatives, usually FBI special agents. Sc criminal defense attorneys aren't allowed entry into the grand jury at any time, and prosecutors rarely don't obtain an indictment after presentment of these case to the jury. The FBI works extensively using the Financial Crimes Enforcement Network (FinCEN). 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Generally, the additional money which is lost in a mortgage fraud scam, the greater the sentence the defendant receives. Sometimes, a defendant could be exposed to sentencing enhancements which means the defendant receives a larger sentence. A defendant could get an enhancement for the part from the crime if the court determines that the defendant was an organizer, supervisor, or even a recruiter, or even used a sophisticated ways to facilitate a crime, abused a situation an trust, or even targeted a vulnerable victim such as a disabled or elderly person. Equity Skimming. In an equity skimming mortgage fraud scheme, an investor often uses a brand new buyer, false income records, and false credit file to get a home mortgage from the straw purchaser's name. Subsequent to the final, the property buyer signs the property to the investor in a quit claim deed that relinquishes all rights to the property and provides no guaranty to title. The investor doesn't make any mortgage payments, and rents the property until foreclosure happens several months after. Equity skimming also happens when a scam-artist purchases a residential property that the owner is in default on his mortgage or his property taxation, after which diverts rental income against the house for private profit and will not enforce this leasing income toward mortgage payments, the payment of taxes and other property-related expenses. A white collar criminal defense attorney in South Carolina must get an awareness of the basics of the mortgage fraud so as to adequately represent clients that were charged or charged with mortgage fraud violations. Recognizing the gap between your status of being a target, subject or witness can have crucial consequences in the way the situation is managed. A white-collar bank fraud or mortgage-fraud criminal conviction can have life changing consequences for those defendants convicted of the same. A suspect who is charged or indicted with the federal offense of mortgage fraud should consult a SC criminal lawyer who's knowledgeable regarding different types of these scams, and how the scams have been carried out, the law enforcement investigatory process, the grand jury procedure, substantive law regarding mortgage fraud, and the most pertinent federal sentencing recommendations and procedures available to minmise a defendant's potential sentence.

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247newsgh-blog · 6 years ago

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FULL SPEECH: NAM1 officially speaks first time after arrest, return from Dubai

Good morning Ladies and Gentlemen of the Press. Thank you for coming to this event meant to provide you with the detailed state of our companies especially, what has bedeviled Menzgold for the past twelve months and the way forward. May I state humbly that, this communication is without Prejudice. First of all, let me start by praying the almighty God for grace today and to thank him gratefully as we count our many blessings. Let me also take the opportunity to thank the Government of Ghana; Ambassador of Ghana to the United Arab Emirates; His Excellency Alhaji Ahmed Ramadan, for the consular services extended to me during my eight months detention in Dubai. I thank the Ghana Police Service for the warm reception and the exhibit of professionalism in the discharge of their duty on my arrival to Ghana on the 11th July, 2019. I express my greatest form of immense gratitude to the ruler of Dubai, His Royal Highness Sheik Mohammed bin Rashid Al Maktoum, in his gracious name the Dubai Prosecutions and the Dubai Courts exhibited the highest form of integrity, by boldly upholding the rule of law, handing me justice before the Dubai first instance and superior Courts in the case number 68807/2018, an acquittal and discharge. May Allah, ever merciful, most compassionate bless and prosper Dubai forever. Allah Kareem. I owe an immense debt of gratitude to the people of Ghana, our legal team abroad and in Ghana, led by Mr. Kwame Boafo Akuffo, my brother and my good friend; who has been resolute, exhibited loyalty and courage in the face our adversity, exhibiting his service and commitment to nothing but the law. Today, I cannot forget to bless the over one thousand staff of Menzgold, Zylofon Media, Brew Marketing Consult and all our other companies in Ghana, as well as our families for their unwavering support, since the unfortunate events of the past few months. To you all I say; you made a good choice which would be well rewarded by God almighty, especially Mr. Kwame Boafo, like the biblical Moses, you chose to side and share in the afflicting of God’s people, instead of enjoying the temporary pleasures of sin. Thank you so much. I also reserve my biggest gratitude to our cherished Menzgold customers for their continued support, encouragement, loyalty and prayers through the trying times. Thank you. Even though I am still receiving the much-needed medical attention, swellings-blood clots in my pelvic region and knees with excruciating pains following a past surgical procedure, due to my well-publicized long nine-months detention in Dubai and Ghana. Regardless, I deem it very fit to make this address to the general public, especially to Menzgold customers in a bid to keep them abreast with the on goings. Menzgold Ghana Company Limited is a licensed reputable Ghanaian gold dealership firm, with six years of impeccable and enviable service delivery and gold trading record. It would interest you to know that in five years, Menzgold consistently met the demands of its customers, suppliers and foreign partners who do business with us, but for the force majeure; the regulatory questions raised by the Bank of Ghana and the Securities and Exchange Commission; regulatory intervention of which we respectfully contested and is still before the Ghanaian courts of law. A question of statutory interpretation of; as to whether or not the trading of gold collectibles or jewelry and the return of monthly profits on same to traders is, “Deposits-Taking” or “Deposits Mobilization” Activity or “trade in Securities”. As to whether or not the exports of tons of gold dore bars of very fine percentage purity, with many evidence of inflows in forex via the bank of Ghana is a “Ponzi scheme?”, praying the just and august Ghanaian Courts to make consequential orders to repair Menzgold damage, if any. Ladies and Gentlemen, Menzgold got very successful with its gold dealership business, resulting in the buying of gold, exports and the produce of fine gold collectibles (jewelries) to satisfy the domestic market, an innovative drive in adherence to the government’s campaign for made in Ghana goods. We saw the need to embark on a drive for international expansion in a quest to broaden our market share size, which saw the openings of some international outlets in Madrid, London and Lagos. The famous “shut-down” letter landed our business, staff, customers and shareholders a catastrophic blow, which sadly led to many very horrific occurrences that brought untold economic hardship to our families, our dear customers and the staff body of all our companies, many of whom are customers too due to the reputable nature of our business. To you all who suffered various degrees of upsets, being it directly or indirectly, we share equally in your pain. With God on our side, we shall soon change this sad Menzgold tale to a very happy narrative, as i grasp a resolve now to drive Menzgold from good to great. The Menzgold product line that has been questioned, is one that is just an act of innovation characterized by most businesses worldwide. We sought to build a word processor out of a typewriter in our line of business, with the hope of being encouraged to create wealth in the face of globalization. I noticed that, the 21st century witnesses a blowing wave of globalization, yet Africa has seen limited technological innovative advancements, which stifle our economic growth and lame our progress due to lack of will to invest in the difficult task of creating new things, this turn to make companies in Africa fail in the future, no matter how big a company’s stated capital is or who is in the helm of affairs. With this background juxtaposed with my vision and drive to build a business that would surpass our generation, innovation was the only option. As it turned out with the “cease and desist” directive from the Securities and Exchange Commission, the need arose for us to mobilize Company assets, especially outstanding payments due to our company from several companies and individual buyers in several countries, particularly in the United Arab Emirates to meet the payment obligations owed to Menzgold traders/customers and other business associates. It was in this regard that I embarked on the pursuit of Company assets/debt recovery overseas. In the course of my pursuits, upon my arrival in Dubai on the 7th December, 2017, I was framed by one of the companies; Horizon Royal Diamond, which owes our Company 750kgs of gold, valued at usd$39,000,000 dollars, believing that Menzgold is doomed for closure, due to the unfavorable media reportage and customers protests in Ghana, hence, tabled a bogus claim that they have been defrauded by another Ghanaian Company; Just Gold Company Linited, with frivolous claims of the Just Gold limited having associations with our Company, which is very false. The subsequent action by the Economic and Organised Crime Office (EOCO) to freeze Menzgold and my personal assets further hardened the resolve of some of our debtors who thought Menzgold was a thing of the past. Following my graceful acquittal and discharge in the Dubai Superior Court, the need arose for me to return to Ghana immediately on the call of the Interpol red notice, to answer criminal charges on the same customers debt portfolio before the Ghanaian Court, the very reason why I went to Dubai in the first place. A call that restrained me from laying claim to the funds I went to the UAE to recoup. All companies worldwide have liabilities in its books and so do Menzgold. Business in summary is all about owing and being owed. We at Menzgold are committed and do express our willingness to service our debts portfolios to our customers and business associates as soon as we can with a given opportunity. We respectfully pray the Ghanaian authorities to cooperate with us to achieve the following; 1. To assist us make full recovery of the amount owed Menzgold by Horizon Royal Diamond in Dubai. As an act of good faith, we are willing to engage the Attorney General’s office on the best possible way for the them to aid Menzgold by employing international law and diplomatic relations to ensure we achieve this objective. 2. To unfreeze our Companies and my personal bank accounts and assets for us to utilize these as vehicles to get productive in other to meet our liabilities, owed to our customers and some business associates in our bid to resolve our liabilities immediately. As of now, Brew Marketing Consult, Menzgold and I cannot credit or debit any bank account in Ghana. This is why it is highly imperative to consider this kind request, as I believe, government shares in our resolve and would do all that which is needful in our quest to satisfy the populace, who are our customers. SWAT, Police throng East Legon ahead of NAM1’s meeting with customers 3. To clearly give direction as to which government agent or agency has jurisdiction to regulate the activity of a “gold collectible/jewelry trade” in Ghana, just so we can apply for the necessary certifications in other to proceed with our business in a fair and sound manner. As we have publicly demonstrated, we are open to fair supervision and are opposed to no supervision, misconceived supervision or supervision with malicious intents, respectfully. The founders of PayPal; Elon Musk and co.; set out to create a new internet currency to replace the US Dollar, Facebook’s Mark Zuckerberg’s first product was designed to only get his classmates signed up, not the earth’s population, Travis Kalanick and Garrett Camp’s Uber, started only to supplement the taxi fleet in San Francisco, Brian Chesky, Joe and Nathan started Airbnb as a means to rent out an unused space in their abode to get income to supplement a deficit for a pending event, Evan Spiegel, Bobby and Reggie started what came to be known today as SnapChat, as sending naughty disappearing fun photos when they were all student at Stanford University. America’s media called it a “sexting App”, Jeff Bezos started Amazon as a digital bookstore in a garage, was heckled by the big players in the books retailing business, Jack Ma fought through and achieved Alibaba in China and the list goes on. All of these innovative breakthroughs had regulatory questions, suffered bad press. Uber and Airbnb particularly have suffered global protests, Travis Kalanick; founder and first CEO of Uber especially, fought many regulatory and legal battles. Today, these great Innovative Companies are pillars of the great Silicon Valley, receiving global tributes for the United States of America. These are just symptoms of disruptive business ideas. Menzgold is today characterized by same traits and I have no doubt in mind that, our company is on the path to greatness and global prominence. IF these three propositions are reviewed and considered, we shall confidently proceed to make the necessary arrangements to start paying our customers immediately under my watch. This i say with my personal guarantee. While my detention in Dubai was a harrowing, daunting, terrific and horrific experience, I am grateful to God because I feel very refined. It has made me older than my age as we grow in our experiences and not in years. I am fulfilled and ready for greater exploits, highly motivated to add up to our previous gain. I am happy about the disruption, a key trait about a successful business prospect in this information age, is the ability to scale. As Mario Andretti, a champion car racer rightly puts it, “If everything is under control, you’re just not going fast enough”. Zylofon Media is an entertainment media business built upon technical expertise such as creating, composing, storytelling and performance. It’s also built on innovation just like Menzgold, employing technology to develop new breakthroughs in arts, traditional and digital media products. Tomorrow would witness a Zylofon Media that can be described as a multifunctional media in the digital space, which would cater for a wide variety of international interest and needs. It would comfort you to note, that Zylofon Media is not just another media firm; we are a media and Arts technology company. Our competitors are not in Ghana, they are far away in the Silicon Valley, California. To you I say, Ants that unite can beat an elephant. Admittedly, we have made some pretty good losses. We are happy about our loss having been a disruptive art and media business. We wear our loss as a badge of honor. Our loss depicts our grand ambition. By natural law, you have to go through a thunder storm to see the rainbow. Our eyes are still set on the colorful rainbow. We shall succeed. Brew Marketing Consult Co. limited is a marketing company. A Commodity broker of a sort, which works for commissions by matching selling and buying leads. I encourage Companies worldwide with marketing needs in Ghana and Africa to take advantage of Brew Marketing’s great professional marketing prowess, as the company did for Menzgold, resulting in Menzgold’s mighty growth. To the staff body of all our companies, I couldn't have been more proud of you for standing resolute in the face of adversity. I encourage you to continue to stand strong as we navigate the path of soon meeting up to the demands of our cherished customers. To our Menzgold customers, we note that you have experienced an increased level of anxiety and concern, but have been extremely understanding and patient with us through these trying times. We continue to recognize and respect your sacrifice, please remember that your patience and support for us is not an entitlement, but something we earned by the way we worked with you diligently over the past years. I can assure you that, it would pay off favorably soon. Together, we are very conscious of our responsibilities towards you our cherished esteemed customers and we will do everything we can to individually and collectively meet your expectations. To the government of Ghana, we applaud you for not “sparing the rod and spoiling the child”, we’ve got your message, we’ve grown and are ready to accept and take up responsibility, if any. I want to reiterate, that I do not seek political office or power, My goal towards contributing for the good of Ghana and Africa, is missionary and not mercenary. Clearly, my willingness to be misunderstood is the basis of our many criticisms and the exercise of brute force and skewed media reportage witnessed against our outfits in the last twelve months. I am an entrepreneur and remains as such. Last but not the least, to the many Ghanaian and African youth, as well as the aged who believes in me and the Nam Mission. We shall continue to contribute to those in authority, for creation of the new Ghana and the new Africa for the new Ghanaian and the new African, in the new African socio-economic front. I am well aware, that many of you crave African posterity, to you all I ask; The Egyptian who conceived the idea of the pyramid and actually built it, had same natural abilities we have with less access to information than we do today, yet succeeded. Which African would build the next “Egypthian pyramid”? Ghana Shall Prosper, Africa would be great again. Ladies and Gentlemen, thank you all for coming. Read the full article

#FULLSPEECH:NAM1officiallyspeaksfirsttimeafterarrest #returnfromDubai

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airoasis · 6 years ago

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MyDigital6 Bitcoin Program-Official MD6 Intro Video 1 (of 2).

New Post has been published on https://hititem.kr/mydigital6-bitcoin-program-official-md6-intro-video-1-of-2/

MyDigital6 Bitcoin Program-Official MD6 Intro Video 1 (of 2).

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These typically hollow and 0 product-backed opportunities erode from the backside upwards over a brief interval of time or are without difficulty shut down through the powers that be. As good they should be too – they where unwell-conceived proper from the commonly benefiting the higher tiers of its infrastructure or worse yet, a sole operator perched up excessive atop its pyramid design, If one is to think the universal legal guidelines of appeal then one knows the creators of such packages will get what they have got coming to them. The existence force of our planet guarantees steadiness and justification to every being that exists upon it. Constant optimistic or poor movements regardless of the size, assemble the trail that each and every of us are on-founded on how we behave and treat our fellow man from daily. 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In video number 2 i will share how it’s that our individuals take full potential of the legal guidelines of exponential mathematics to generate potentially tens of enormous quantities in Bitcoin and considering the fact that coin arrive to them within as little as 36 hours of getting concerned. Sure I did say 36 hours. Some will say coin in a matter of minutes of sharing this Bitcoin incomes opportunity in all fact. And that’s how fast it is buddy. Anyway i’ve some earnings state of affairs charts to share with you in the subsequent video which can be distinct to get you radically excited and puzzling over all of the methods you’re going to look your wildest dreams subsequently coming authentic. When you have struggled in the past to dig your claws into whatever that truly labored wonders for you and yours – ready of producing revenue ongoing with no end in sight, you relatively owe it to yourself to come see how this inspiration can go to give you the results you want, If you know how to ship a easy e mail or drop a mobile name to a handful of context then your lifestyles is ready to vary and in the grandest of ways. I am hoping to peer you over at mydigital6.Is right now. It is now easier than in all of historical past to earn bitcoins. .

#bitcoin program #digital product program #md6 #mydigital6.com #mydigital6.is #mydigtital6

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batterymonster2021 · 6 years ago

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MyDigital6 Bitcoin Program-Official MD6 Intro Video 1 (of 2).

New Post has been published on https://hititem.kr/mydigital6-bitcoin-program-official-md6-intro-video-1-of-2/

MyDigital6 Bitcoin Program-Official MD6 Intro Video 1 (of 2).

#bitcoin program #digital product program #md6 #mydigital6.com #mydigital6.is #mydigtital6

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sphynxtee · 5 years ago

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Legalize to go margaritas forever shirt

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