#ive been trying to search online for answers for 20 minutes and i feel my brain melting | Explore Tumblr posts and blogs

splendidlyimperfect · 6 years ago

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Gray hasn’t seen Natsu in years - not since he moved away with his boyfriend Joel and Natsu stopped texting him. A chance run-in at a bar brings Natsu back into Gray’s life, but the encounter puts Gray in danger when Joel finds out. Natsu quickly realizes that Gray’s stuck in a cycle of violence, and wants to help him escape. But leaving isn’t that easy, and sometimes loving someone might not be enough.

Chapter Summary: Joel's jealous of how much Gray texts Natsu, and Natsu and Erza are concerned about how much time Gray's spending with Joel.

Chapters (9/21): 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 Rating: Mature Warnings: Creator Chose Not To Use Archive Warnings Relationships: Natsu Dragneel/Gray Fullbuster, Gray Fullbuster/Original Male Character(s) Tags: Alternate Universe - Modern Setting, Angst and Hurt/Comfort, Emotional Hurt/Comfort, Abuse, Abusive Relationships, Rape/Non-con Elements, Rape Aftermath, Unhealthy Coping Mechanisms, Natsu just wants to help, but Gray feels like he can’t leave, Non-Linear Narrative, Trans Character, Tumblr: FTLGBTales, ftlgbtpride2019, Coming Out, First Love, Angst with a Happy Ending, I promise

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sleepovers

in·fat·u·a·tion | \ in-ˌfa-chə-ˈwā-shən noun : a feeling of foolish or obsessively strong love for, admiration for, or interest in someone or something : strong and unreasoning attachment

iv april five years ago

“Why are you always on your phone?”

Joel’s voice is sullen, and when Gray looks up, Joel’s brow is furrowed in annoyance. Gray glances over at the TV where Joel’s playing ‘Halo,’ then back down at his screen.

“Sorry,” he says, “I’m just texting Natsu, I wasn—”

Joel reaches over and grabs the phone from Gray’s hands, tossing it to the end of the couch. Gray sits there for a moment, stunned.

“What the hell?” Gray asks after a second. He tries to reach out and pick up the phone, but Joel’s legs are over his, and Joel shifts so that Gray can’t move away. “What’s your deal?”

There’s a tense moment before Joel sighs, and Gray watches his expression turn from irritated to disappointed. “You’d rather talk to him than me,” Joel says, looking away from Gray and down at the controller on his lap.

“Hey, no, that’s not true,” Gray says, anger immediately dissipating. He reaches over and grabs Joel’s hand, squeezing it tightly. “I’m sorry, I just thought—I haven’t talked to him in a while.”

It’s true. Since Joel and Gray started dating three months ago, it’s been harder and harder for Gray to make time for Natsu. Joel likes to hang out with Gray in the evenings, and Gray doesn't blame him – they're both in school all day long, and it’s nice to relax together.

“I know,” Joel says, running his fingers over Gray’s. “It just feels like... you wish you were still with him, not me.”

Continue reading on AO3

The statement hits harder than Gray would like to admit. Joel is amazing, and he makes Gray feel special and loved, but there’s a tiny part of Gray that still lights up every time he gets a text or e-mail from Natsu.

“He’s my best friend,” Gray insists, trying to push those thoughts away. Joel deserves better than that.

“But I’m your boyfriend,” Joel says, and Gray’s stomach immediately twists with guilt. “It makes me feel shitty when you text him instead of talking to me.”

Gray looks down at the discarded phone, then back at Joel, whose expression is downcast. “I’m sorry,” he says again.

Joel’s eyes search Gray’s face, and then he picks up the phone and opens it to Gray’s message history with Natsu. Gray’s eyes widen and he reaches out unconsciously to take the phone back.

“You have something to hide?” Joel asks, looking at him suspiciously, and just like that, the edge is back to his voice. Gray shakes his head and Joel turns back to the phone. His face hardens as he reads back through the messages, and Gray desperately tries to think of what could be in there that’s making Joel upset.

“What’s wrong?” he asks as Joel’s hand tightens around his.

“He’s still in love with you,” Joel says, voice low. He flips the phone around to Gray and points to a text from a few weeks ago.

we went to the lake here last night and watched the stars. thought of you, i miss u so much xo

“W-we...” Gray’s about to explain about the stars and the lake and their old summer traditions, but Joel’s not listening, just scrolling back through message after message. The further back he goes, the tighter his grip becomes on Gray’s hand.

“Are you still in love with him?” Joel asks eventually.

Gray shakes his head vehemently. “No, I—I love you, we’ve just...”

“This doesn’t feel like you love me,” Joel says softly. He scrolls back down to the last few messages and re-reads them.

Natsu: i got a summer job here but i talked to erza about coming back to visit in june after my exams

Gray: Really?

Natsu: yeah : ) maybe we can go out to the lake or something <3

Gray: That would be awesome. I miss you so much.

Gray frowns, looking between the phone and Joel. “I don’t unders—”

“You didn’t tell me about this.” Joel’s squeezing Gray’s hand so tightly that it’s starting to hurt. “You’re making plans with him behind my back?”

“What?” Gray winces, trying to pull his hand away, but Joel won’t let go. “That’s not for another two months, nothing’s for sure, why—”

“You’re supposed to tell me these things!” Joel protests, face drawn in disappointment. “How can I trust you if you’re keeping secrets from me with your ex?”

“I didn’t—”

“You did, don’t lie to me!” Joel tosses the phone onto the floor and digs his fingers dig harder into the back of Gray’s hand.

“Joel, stop it, you’re hurting me!”

Joel immediately lets go of Gray’s hand and Gray pulls back from him, staring down at the bright red marks on his hand and wrist as the blood rushes back to the skin.

“Gray, baby, I’m sorry,” Joel says gently, reaching out to take Gray’s hand. “Hey, c’mon, lemme see.” He runs his thumb over the marks, then brings Gray’s fingers to his lips and kisses the marks. “It’s not that bad, honey.”

“I...”

Joel sighs. “I didn’t mean to,” he murmurs. He pulls Gray into his arms and rubs his thumb over the back of Gray’s hand. “I just get so upset, I… I don’t wanna lose you, and when you do stuff like that, it makes me feel…”

A wave of guilt rushes over Gray. “I’m sorry,” he says softly, pressing his forehead to Joel’s shoulder. “I should have said something.”

“It’s okay,” Joel says, kissing Gray’s head and running a hand down his back. “Just don’t lie to me, okay? I love you. I don’t wanna get upset.”

“I love you, too,” Gray says, wrapping his arms around Joel’s waist and snuggling up to him.

They sit like that for a long time, and eventually Joel reaches down and passes Gray’s phone back to him. He doesn’t say anything about the crack across the screen, and Gray doesn’t mention it.

-----

Natsu [11:38] i think i can drive up on the 13th, does that work for you? xo

Gray [12:20] I think so, let me talk to Joel.

-----

“You’re bailing on movie night again?”

Erza stands in the door to the kitchen, hair pulled up in a messy bun, arms crossed over her chest. Gray hates the look she’s giving him, and he forces himself to ignore it and focus on tying his laces.

“I’m sorry,” he says, looking at his watch. “I know it’s really last-minute, but Joel asked me to—”

“It’s always last minute,” Erza interrupts. “I feel like I haven’t seen you in forever.”

Gray sighs, standing up and running his fingers through his hair. “Erza, I live here,” he says patiently, gesturing down the hallway to his room. “I see you every day.”

“Saying hey, have a good day while you’re staring at your phone and leaving the apartment doesn’t count as seeing you,” Erza says, shaking her head. “I miss you.”

“You have Jellal,” Gray says sullenly, leaning back against the door. He’s supposed to meet Joel in twenty minutes, and Joel hates being late.

“Ellie.” Erza’s voice is kinder than Gray expects, and when he looks up at her, he can’t really read her expression. “You’re one of my best friends. I just miss spending time with you.”

Gray fiddles with the buttons on his shirt – it was a birthday gift from Joel, a dark blue that matches his eyes. It fits just right over the binder they ordered online, and it makes Gray feel right.

“Does Joel... not like us?” Erza asks gently, and Gray looks up at her quickly.

“What? Why would you ask that?” Gray asks, frowning.

“He just doesn’t seem to want to come over here,” Erza says, pulling her hair out of its bun and combing it out, then starting to braid it. “I mean, you guys have been dating for what – four months? And I feel like we’ve seen him maybe twice?”

Gray groans, tipping his head back and staring at the patterns on the ceiling. “Please don’t lecture me, I’m getting enough of that from Natsu.” Erza gives Gray a look and he rolls his eyes. “You’re moving so fast, we never talk anymore, blah blah blah – look, he left. You wanted me to move on, and I am, and now you’re giving me shit about it!”

Erza gives Gray a look that, a year ago, would have had him cowering. Now he glares right back at her, shoving his hands in his pockets.

“I’m not giving you shit about anything,” Erza says, stepping forward and reaching out for Gray. He grumbles, but lets her pull him closer. “I’m happy that you’re happy. So’s Natsu.”

“Doesn’t feel like it,” Gray mumbles.

Erza doesn’t say anything, just hugs him tighter and presses a kiss to his head. She smells like popcorn, and for a minute, Gray feels guilty. Then he remembers that Joel is waiting for him.

“I’m sorry, I gotta go,” he says, pulling back and squeezing Erza’s hands. “Next weekend we’ll do movie night, okay?”

“Promise?” Erza asks, and Gray nods absently.

“Yeah. Promise.”

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Natsu [13:49] hey, how’d your calc test go? we still good to talk tmw? xo

Natsu [18:33] elllllllie. ells. ell-e-phant. answer your phooooone.

Natsu [20:14] seriously, whats up with you? i miss you

Natsu [21:22] erza says you bailed on her again – dude, whats going on?

Natsu [23:56] im gonna spam you with cute kittens until you answer me

Natsu [22:57] attachment .gif

Natsu [22:58] attachment .gif

Natsu [22:59] attachment .gif

Natsu [23:00] attachment .gif

Natsu [23:23] its 11:11 so i wished for my best friend to text me... <3

Gray [01:34] Heyy sry was at a partty, dunno if we can call tmw but I miss you too <3

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By the time they leave the party, it’s almost two in the morning, so Gray crashes at Joel’s place. His roommates are both asleep, and as soon as Joel closes the bedroom door behind them, he grabs Gray around the waist and nudges him onto the bed.

“You look fuckin’ hot as hell,” Joel murmurs against Gray’s skin, hands slipping up under Gray’s shirt and rubbing circles on his back. Gray’s exhausted and still pretty drunk, but he hums and lets Joel kiss his neck. “All my friends are jealous, y’know.”

“Hmm?” Gray blinks at Joel blearily as Joel pushes him back and hovers over him, fingers tugging at the buttons of Gray’s shirt.

“I saw Seth staring at your ass,” Joel says, settling between Gray’s legs and pressing down against him. “He was checkin’ you out all night.”

“’s cause you bought me nice jeans,” Gray mumbles, rubbing his eyes and yawning. Then he frowns, tipping his head back so he can see Joel’s face a bit clearer. “Do… do any of them know I’m…”

Joel shakes his head. “Babe, nobody thinks you’re a girl.” He runs his fingers through Gray’s close-cropped hair and tugs on it gently, tipping his head to the side to press kisses across his throat. “You’re not a girl.”

Gray nods, then runs his hands down to Joel’s hips, stilling the way he’s grinding against Gray.

“What’s wrong?” Joel asks, pulling back and frowning.

“I…” Gray chews his lip. “I’ve been thinking.” He hesitates. “About, like… hormones and stuff. Or surgery, I dunno.”

Joel sits up, studying Gray’s face before running his hands up Gray’s stomach to the edge of his binder. “You wanna get rid of these?” he teases, slipping his fingers under the tight fabric. Gray gives him a half-hearted glare and knees him gently in the ribs.

“Yeah,” he says. “I just… I dunno how to talk to my dad about it.”

Gray’s parents still think he’s a girl, and Gray doesn’t know if he can tell them. His dad’s the pastor in Magnolia now, and Gray’s pretty sure his sermons don’t include love for people like Gray.

“Fuck ‘em,” Joel says. His words are slurred from drinking but his gaze is intent. Gray frowns. Joel’s met his parents, once, and Gray’s mom adored him. “They… if they don’t like who you are, then they shouldn’t be in your life.”

“But…” Gray pushes himself up on his elbows and shakes his head, trying to clear it. “They’re my parents.”

“If they don’t love you for who you are, who cares what they think?” Joel argues. He runs his hands back down to Gray’s sides and squeezes. “I love you just like this.”

“I know,” Gray says softly, tugging Joel down for a kiss. “And I wanna be me, all the time.”

Gray hasn’t really mentioned the idea of actually transitioning to anyone else. With everyone other than Joel, he’s still Ellie, even though he's tried over and over again to tell Natsu. It just never comes out right, and he ends up deleting the words before he can send them.

“You can always be who you are with me,” Joel says, pressing their foreheads together. “Hey, y’know... y’know what? We should live together. Then... you can be you all the time.”

Gray blinks in surprise, trying to pull back to look at Joel, but Joel shakes his head and kisses Gray again instead. He tastes like cheap beer and cigarettes, and his stubble scratches Gray’s bottom lip. Gray sighs, sinking back into the mattress.

“Okay,” he says against Joel’s lips. “Yeah. Let’s... talk about it in the mornin’.”

-----

Natsu – 2hrs ago Missed Call

Natsu – 1hr ago Missed Call

Natsu – 38min ago Missed Call

Natsu – 12min ago 12 Messages

Natsu – 2min ago Missed Call

#fairy tail #ftlgbtales #ftlgbtfics #ftlgbtpride2019 #day 11 #gratsu #natray #gray x natsu #gray fullbuster #natsu dragneel #angst #mind the warnings #update #new chapter #prompt #my fic

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niladmirai · 7 years ago

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Do all the numbers. Do them all. I want every answer.

Geez, thats a tall order

1: NameDavid

2: AgeTurning 23 in March

3: 3 FearsHeightsRejection from family/friendsFailure

4: 3 things I loveMy loved onesVideo GamesArt

5: 4 turns onIntelligenceCommon interestsGenuine joy and happinessGreat listener

6: 4 turns offSmokingAsshole attitudeIgnoranceDisrespect

7: My best friendAt this point in time, it’s hard to say…

8: Sexual orientationStraight

9: My best first dateNever went out on a date ¯\_(ツ)_/¯

10: How tall am I5'6"

11: What do I missNot being tied down by the pressure of being an adult

12: What time were I bornExact time, 9:11AM; The date, March 12th

13: Favorite colorBlue

14: Do I have a crushLmao not at the moment

15: Favorite quote“Do or do not. There is no try.” -Yoda

16: Favorite placeMy hometown of NYC

17: Favorite foodFrench Fries

18: Do I use sarcasmWhen do I not?

19: What am I listening to right nowNothing. Its 8:30AM as I type this lol

20: First thing I notice in new personTheir face and hair

21: Shoe size11

22: Eye colorBrown

23: Hair colorBlack

24: Favorite style of clothingJacket, hoodie and jeans

25: Ever done a prank call?Once

27: Meaning behind my URLBased on the phrase ‘nil admirari’ but i missed the last ‘r’ lmao

28: Favorite movieBetween Scott Pilgrim Vs. The World and Speed Racer

29: Favorite songTo Zanarkand

30: Favorite bandNone in particular. But favorite musician would be Bruno Mars

31: How I feel right nowTo be honest, mostly indifferent about a lot of things

32: Someone I loveMy older cousin for being an awesome guy to hang around with

33: My current relationship statusSingle

34: My relationship with my parentsLove them to death!

35: Favorite holidayChristmas mostly for Christmas music

36: Tattoos and piercing i haveNada. If i did, my dad would flip and rip em

37: Tattoos and piercing i wantIf i was allowed to, a pink star on my neck like the Joestars or the Zanarkand Abes logo on my arm

38: The reason I joined TumblrFriend mentioned it when I was at a retreat and was curious to what it is.

39: Do I and my last ex hate each other?Nah, we ended on good terms

40: Do I ever get “good morning” or “good night ” texts?Nope lol

41: Have I ever kissed the last person you texted?No lmao

42: When did I last hold hands?Yesterday during Mass

43: How long does it take me to get ready in the morning?Thirty Minutes tops

44: Have I shaved your legs in the past three days?How bout my whole life

45: Where am I right now?In my room on my bed

46: If I were drunk & can’t stand, who’s taking care of me?My cousin and brother

47: Do I like my music loud or at a reasonable level?Resonable so its actually audible

48: Do I live with my Mom and Dad?Yea

49: Am I excited for anything?My said cousin before is coming to visit!

50: Do I have someone of the opposite sex I can tell everything to?Yes

51: How often do I wear a fake smile?Usually half the time

52: When was the last time I hugged someone?Yesterday

53: What if the last person I kissed was kissing someone else right in front of me?I could care less at this point in time

54: Is there anyone I trust even though I should not?Nope

55: What is something I disliked about today?It’s 8:30am. I didnt sleep yet.

56: If I could meet anyone on this earth, who would it be?My japanese cousins whom ive never seen or met

57: What do I think about most?Fire Emblem Heroes

58: What’s my strangest talent?My thumb is double jointed

59: Do I have any strange phobias?Nah all are kind normal

60: Do I prefer to be behind the camera or in front of it?Both

61: What was the last lie I told?'I’m going to the car to get something’

62: Do I prefer talking on the phone or video chatting online?Talking on the phone

63: Do I believe in ghosts? How about aliens?Both

64: Do I believe in magic?Nope

65: Do I believe in luck?Yea

66: What’s the weather like right now?Clear

67: What was the last book I’ve read?Something in my college class 3 years ago

68: Do I like the smell of gasoline?Hell no

69: Do I have any nicknames?Dabid or bid

70: What was the worst injury I’ve ever had?My right index finger nail came off

71: Do I spend money or save it?Spend sadly. Its a bad habit.

72: Can I touch my nose with a tongue?Nope

73: Is there anything pink in 10 feet from me?My RWBY Vol. 5 poster

74: Favorite animal?Birda

75: What was I doing last night at 12 AM?Playing Fire Emblem Heroes

76: What do I think is Satan’s last name is?Hercule’s last name is Satan

77: What’s a song that always makes me happy when I hear it?Right now, the Finesse with Cardi B

78: How can you win my heart?If we share some interests, maybe thats hos

79: What would I want to be written on my tombstone?A beloved by many, and loved to play games

80: What is my favorite word?Free

81: My top 5 blogs on tumblrLmao never cared about favorite blogs

82: If the whole world were listening to me right now, what would I say?The world will be ruined if we continue the path we follow. We need to change.

83: Do I have any relatives in jail?Thankfully no

84: I accidentally eat some radioactive vegetables. They were good, and what’s even cooler is that they endow me with the super-power of my choice! What is that power?The power of luck manipulation

85: What would be a question I’d be afraid to tell the truth on?How’s the job search going?

86: What is my current desktop picture?The intro screen of Xenoblade Chronicles

87: Had sex?Never haha

88: Bought condoms?From my brother LOL

89: Gotten pregnant?Im a guy

90: Failed a class?Yes

91: Kissed a boy?On the cheek

92: Kissed a girl?Yes

93: Have I ever kissed somebody in the rain?Lmao no

94: Had job?Nope

95: Left the house without my wallet?Yes…

96: Bullied someone on the internet?No

97: Had sex in public?Still no

98: Played on a sports team?Yeah, bowling back in elementary school

99: Smoked weed?Nope

100: Did drugs?Perscription drugs

101: Smoked cigarettes?Nope

102: Drank alcohol?Hella

103: Am I a vegetarian/vegan?No

104: Been overweight?I currently am lol

105: Been underweight?No

106: Been to a wedding?Loads of times

107: Been on the computer for 5 hours straight?Five is an understatement

108: Watched TV for 5 hours straight?F I V E I S A N U N D E R S T A T E M E N T

109: Been outside my home country?Yea

110: Gotten my heart broken?Of course

111: Been to a professional sports game?Yeah!

112: Broken a bone?No

113: Cut myself?Papercuts

114: Been to prom?Yep. Loved it.

115: Been in airplane?Yeah

116: Fly by helicopter?Not yet

117: What concerts have I been to?The Eagles, Air Supply, my high school’s band

118: Had a crush on someone of the same sex?Admired, not crush

119: Learned another language?Java

120: Wore make up?Just nail polish

121: Lost my virginity before I was 18?No lmaooo

122: Had oral sex?No

123: Dyed my hair?Nah

124: Voted in a presidential election?Yes. Still upset about the end result.

125: Rode in an ambulance?No

126: Had a surgery?On my tonsils

127: Met someone famous?Yeah! I met Julius Erving as a kid and recently Pewdiepie a few years back.

128: Stalked someone on a social network?Who hasnt lol

129: Peed outside?Had no choice

130: Been fishing?Yep! I wanna do it again!

131: Helped with charity?Yeah

132: Been rejected by a crush?All thd time

133: Broken a mirror?Naw

134: What do I want for birthday?Money, a Switch, games to play on the Switch, games to play on my PS4, and most importantly, happiness

Whew that took awhile!

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gocasualrunawaycollection-blog · 6 years ago

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OK from what I have seen from my friends they have been getting car insurance for there cars for about 1000 a year, now when I check on gocompare.com the cheapest quote is around 7000, what is wrong I've only been searching a vauxhall corsa 1.2l. I don't see why it would be that much.""

What would be cheaper to insure for a 16 year old 2003 lancer evo or a 2008 subaru wrx?

what would be cheaper to insure for a 16 year old 2003 lancer evo or a 2008 subaru wrx i get good grades i live with my parents and i could raise the deductible if needed what one would be cheaper to insure.

Insurance companies that insure homes?

Do not have change&a was wondering insurance companies that will insure my home in Alabama

Can I drive my friend's car if I am NOT on their insurance?

In the state of OHIO, I want to know would I be able to drive a friend's car if I am NOT on their insurance, but I have my own insurance?""

Chelsea Oklahoma Cheap car insurance quotes zip 74016

How much woul i pay for auto insurance on 2007 Hyundai Tiburon?

V6 2 door coupe. Im 18. 2 tickets, 1 for running a red light. Other was a car accident, 9000$ cost to insurance on property damage. No injuries, or if anybody owns one let me kno hoe ...show more""

Massachusetts car registration/insurance?

I need a bit of help here people. Most likely from someone in the Mass area. I just bought a car in RI (Private deal, used). I have a Mass license, so that's where it will be registered. My question is pertaining to where the car is being kept. I work and attend college in RI, so that is where my current residence is. Can I set my insurance to RI where I get my mail, and still have it registered in Ma? Or do I need to use a Mass address for my insurance as well? I called the insurance company and they did not have a clue, and I also called the RMV who just put me on hold for 40 minutes.""

What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?

I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood ...show more

Auto Insurance Question: Please help!!!!!?

I asked this yesterday too, but did not get any responses; so if you have any information at all, or this has happened to you, please list an answer! I just recently lost my beautiful 1977 Monte Carlo to a fire! It was all original, and the adjuster found it to be worth between $12,000 and $13,000. Due to my ignorance of insurance, we were put into a stated value insurance policy worth $6,000, and now, I am only getting $6,000 for my car. I feel ripped off. I am young, and don't know anything about insurance, but trusted my agent. The car has been in my family and was gifted to me from my dad a little less than one year ago. My agent asked for photos, and a letter from my parents with what they thought the worth of the car was, signed saying it was a gift. So, that's what we gave him. They stated in the letter they paid $6000 for it 8 years ago. We were never told to get the car appraised, or that we had to keep up on checking to see if the value had gone up so we could change our policy. Do any of you have any advice on how I can get the insurance company to give me all the money? Is there anything I can do at all? Thank You so much!""

Will an insurance company know if I leave another insurance company without paying?

I am actually on my mom's policy, (we split the bill) and we are unable to come up with all the money they want(two months payments) totaling $1200.00. today is the cutoff day on our insurance now. she told me just to go to a different insurance company. her name is the name on the insurance we have now, so i don't think they will find out, or will they? please help!""

""Where can I find the absolute cheapest auto insurance in Kennwick, WA?""

I need cheap basic liability auto insurance for my car, who can help?""

What does liability mean when getting auto insurance?

""Looking for good Health Care Insurance, that covers pre-exisitng illness?""

Looking for good Health Care Insurance, that covers pre-exisitng illness?""

Average cost for motorcycle insurance in massachusetts?

Does any one know what the average cost is to insure a motorcycle with normal driving record

NY parked car accident insurance laws.?

Some guy hit my car while it was parked in the road. He knocked on the door and gave me his insurance policy and other information. I live in Rochester, NY and my insurance provider is AIG. If i file a claim, who's insurance pays for the damages (new fender and door)? Will there be a deductible on my part? Will my premiums go up? Doesn't NY have some stupid no-fault law? Or should i just make him pay for everything out of pocket?""

How much to insure a 20 year old female learner on mothers insurance for one month in ireland?

i am 20 and want to learn to drive in my mums car (citron saxo 2001) how much roughly would it be to add me to the insurance for one month if ive never had lessons and have only had a provisional licence for 2 months? i live in ireland thanks

How much is car insurance for a 97 corolla?

please don't say ask your insurance company because i wont know until a couple days later. i just got my license and im 17 years old and i have a 97 corolla. The car isnt in the BEST condition but its still in pretty good condition and i was wondering how much would the insurance be considering i took driving classes at the school and am dadap certified (that alcohol lesson thing) thanks

Is there anyway to get health insurance for a part-time student in Massachusetts?

I'm a part time student in Massachusetts and I need health insurance. I was wondering if anyone knows of any affordable health insurance that covers part time students. Thanks in advance!

""Insurance price for dui, speeding and driving w/o license?

big predicament i got myself into... now i would like an estimate if u know how much insurance would be with these convictions. my previous premium for my 2006 car was approx. 800 for 6 months... thats with clean record... now how much u think it would be now? if im going to do this legitimate i know im gonna have to pay an arm and 2 legs...crap.. any suggestions at all would be very helpful...

How come I can't medical or insurance ???!?

Hello I'm a 20 year old and I live on my own. I use to have medical Owen I was under 18 && lived with. Y moon but now I'm 20&& live on my own. I tried applying for medical and I got denied because I make like 100 more than the limit. Where can I can I apply for a low healthy plan . I do live on my own and have bills to may. It I wanna be healthy. Someone please help no d mb answes (you don't look cool) I live in California San Diego.

Car insurance.......?

I'm 25 years old and a first time driver and I am currently looking at car insurance and have some questions: SKODA FABIA 1 (60) 1198cc What does the (60) mean, is that the top engine speed? Also I was on Gocompare's car insurance website and I was wondering if the 'Proposer Excess' was added into the Annual Premium price or if it is to be added on top of it. I know these might sound like silly questions but I am new to this and any help would be appreciated. If you need more information just ask.""

""Lost heath/dental insurance, anything more affordable than COBRA?

I just graduated from college and have 30 days to determind if I stay with the COBRA plan (about $350 a month) or find other insurance. I don't mind having to use in-network doctors. I'm also based in NJ if that makes a difference. Any ideas on what I can use? Much appreciated.

""Car insurance just went up 30-50% in Cal, why would that happen ...?""

...if it were'nt as a result of more accidents, due to more populace/ people, poorer drivers, drivers who weren't licensed; don't know rules and laws of the road in this country, are stealing more vehicles, or just don't care what happens here. Think there's a correlation between the large population of illegals or ...that the folks of California are just becoming worse drivers all of a sudden? Just the start of what is going to be our future here in Cal/USA if we don't remove these people who have no investment or care about what goes on in Cal. or the US. Hint: 50% of criminals in California prisons are illegal aliens. In fairness; there are a small % of that 50%, who are not of Hispanic descent. Hmmmmm 50% increase in insurance? 50% of all prisoners are ...Must just be a coincedence.""

Comparing and contrasting life insurance?

was looking for some experianced and educated perspectives on taking the best approach considering life insurance for the first time at age 28 with 3 kids?

How long do I need to keep Full Coverage insurance on my vehicle if I am financing?

I dont want FULL coverage. I'd rather pay for partial coverage. How long do I need full for? Will they repossess the vehicle if it is not fully covered?

What happens if you don't pay your car insurance?

how important is it every month to pay your car insurance? what could happen if you don't

Where can I find affordable health insurance with no waiting period for maternity coverage?

We're residents of Virginia, but use a doctor and hospital in North Carolina, and can't seem to find a thing. Doesn't need to pick it up as a pre-existing condition. Ehealthinsurance.com didn't find a thing for us. Any help is appreciated.""

What are some good California medical insurance options?

""How much does car insurance usually cost for a 17 year old in Ontario, Canada?

a 17 year old brand new driver (Girl) owning her first car? (a pontiac sunfire) IN CANADA !! NOT THE US

How much will car insurance give me for my totaled car?

made a bad decision basically and after losing control and flipping into a pole im left wondering what I'll get for my car. 2000 honda accord ex coupe 3 liter v6 83000 miles leather powered seats moon roof etc...

Chelsea Oklahoma Cheap car insurance quotes zip 74016

""50cc Scooter, insurance?""

Hi, I have just passed my CBT for a 50cc scooter and hold a provisional licence for the UK. I am 16 and passed the CBT on 24th August. I am looking to buy a 49/50cc scooter but I have found that the insurance is extremeley expensive. I have looked around and filled in quotes from comparethemarket.com and the Post Office but the insurance I want (third party fire and theft) always seems to come out at around 300 a year! I know that some people pay only 50 a year for their 50cc insurance. Does anyone know where to get a better deal? Or does anyone have any tips? Thanks""

""An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the com?""

An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the company spends $30 per year to service such a policy, the probability of total loss for such a home in a given year is 0.001 and you assume either total loss or no loss will occur, what is the company's expected annual gain (or profit) on each such policy? I think maybe 300$?""

What is general insurance?

i want to know abt general insurance.

Cheap cars and places to get car insurance for 17 year old ?

My 17 year old son has recently passed his driving test, we live in england in surrey and i want to know what the cheapest cars to insure are and what companies are cheapest to insure with?""

Affordable health insurance in California for a family of 5?

Ticket and insurance rates?

My parents have 3 cars all insured in their names. I am 18 and I have my license but they never put me on the insurance because I almost never drive I usually just bike or get rides so it would be a waste of money putting me on. But recently I had to drive and I got a ticket driving for the first time in about 6 months. I am trying to get my ticket taken off my record but if I can't and it stays on then whats next? will it affect my parents insurance? or will I be forced to get on the insurance too? Is there anything I can do since I'm most likely not going to drive again until I go out and buy my own car later on.

Insurance cost on Audi TT 16yr?

I currently drive a Jeep Grand Cherokee (2002) to and from school but im in need of something that gets better gas mileage... I am currently very interested in an Audi TT because it is an inexpensive fun looking car and gets approx 28mpg. I am looking for around a 2000-2002 model Hard Top. How much would insurance cost for a 16yr Male Good Student while driving an Audi TT? Is there a huge difference between that and driving a Jeep Grand Cherokee? Thank You

How much would it cost to insure an infiniti g35?

Im a 16 year old boy, and Im buying an 2004 infiniti for 2,350 from my dads friend with 112k mileages on it, and I'm wondering what the insurance rate would be in NYC? Im paying for the car, my dad is paying for the insurance""

Would it be the cheapest sports car for a teen?

Yes I know insurance is not cheap for 16 year olds but I saw the 4 cheapest sports cars to insure I saw a pontiac solstic and a mazda mx5 would these 2 be the cheapest for me to drive then if there the cheapest sports cars to insure I will be 16 soon and I live in nebraska

What health insurance is best and affordable for my wife?

We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?""

Maternity Health Insurance?

We live in Santa Clara California; My wife is pregnant with our first child. I am a self employed contractor and she lost her job couple of month ego as a result we lost our health insurance. I am paying $600.00 a month for COBRA and it does not cover all the medical expenses. Any body knows reasonable health insurance that covers maternity expenses.

Car reg not bringing up my car on insurance companys?

hi iv been looking at buying a 1.4 clio 3 door but when iv been online to get a quote for the insurance when i put the registration in it brings up a 1.2 clio 5 door... what does this mean is it normal that they sometimes get that wrong or could the registration plates have been swapped it just seems a bit weird so would like some opinions, thanks :-)""

Where is the best place to get an online car insurance quote?

Well, I just got a new car and need to get insurance. I was wondering what the best site is for insurance quotes and where I can get the cheapest insurance? Thank you in advance!""

Insurance friendly car modifications?

Given the cost of insanely expensive car insurance, I have put off modifying my car for the forseeable future. However, I want to know if there are any modifications I can do that will not affect my insurance premium. For example, do I need to tell the insurance company if I respary my standard wheels in a different colour? Thanks.""

Pregnant switching health insurance?

i'm going to be added to my husbands health insurance plan in november. is job told us i can't be added until then because that is there enrollment period. so i went and got my own health insurance to cover the period in between now and november (i havent actually gotten it yet, i'm still going over the details, its very expensive). anyway i wanted to know that if i get pregnant before november will i still be covered for the pregnancy when i switch to his insurance in november?... for example lets say i have health insurance and in august i find out im pregnant, then in november i switch to my husbands health insurance, will my new health insurance cover the pregnancy? thanks.""

Where can a 29 year old student find health insurance?

I am a 29 year old substitute teacher and part time student. I am looking for some type of affordable health isurance and prescription plan. I am in need of some help...I have no idea where to look. Can anyone please point me in the right direction? Any help would be appreciated. Thanks so much!

Enquiry about car insurance and how it works?

Okay, the question is worded wierdly, but you'll get it :P. Anyway, I have my driving test coming up in April, so I have to be thinking about a car, insurance etc. I was wondering if there was an average of how much car insurance is for the first month after you pass, and how long it stays like this till it starts too go down. Also, is there anyway I can reduce it? I plan on making parents named drivers etc, will this help reduce?""

Best insurance companies for 18 year old passed my tes?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 18 year old have and who is it with, please :)""

""Considering how big a money making racket Healthcare, and Insurance is?

Is it any wonder how bad republiklans would try to sabotage the Affordable Health care act? It's such a racket the Mafia is in on it..Florida.. woooowoooo lets stay together..

What is the name of the cheapest possible car insurance ? and how much ?

i need full coverage cost on two cars

Diminished Value - Dealing with Car Insurance?

I was in an accident where someone side swiped me ($5.5k worth of damage). Their insurance company paid and I just got my car back (2007 Lexus IS 250 - 29k miles). I had just purchased the car 4 weeks prior to the accident from CarMax for $27k. Out of curiosity I went back to see what CarMax would give me and they offered $18k. The car is now only 7 weeks old in my name and 3 weeks of it was in the repair shop! Does anyone have experience with dealing with car insurance companies and diminished value? I live in NC and know that it is one of the states that has diminished value. I want to recoup as much of the difference as possible and since the car is so new (to me), I am willing to get rid of it to show the loss so I don't deal with this years from now. Any advice is appreciated.""

Will Homeowners Insurance cover fallen tree?

I cut down a tree in my back yard and yes it fell the wrong way taking out my porch. Will homeowners insurance cover this???

How much insurance costs for Yamaha YZF-R125?

for 21 old male as a learner in uk ..

What happen if I don't pay my car insurance?

I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).""

How much would it cost me to get a basic insurance for an used R1?

In London?I' m 41 years old,i ' ve hold my driving licence since 1994 and i'm getting it converted into the UK one .""

Chelsea Oklahoma Cheap car insurance quotes zip 74016

How much would it cost to get a car?

Im 17 and have applied for my practical test but once i pass how much will it cost to get a car, insurance, tax and MOT. im not looking for a great car just a small car, a polo would be nice.""

Does gender affect car insurance prices?

I have heard being female means you get lower rates. Is this true? Do you pay a lot for insurance?

Buying insurance for an old car -- collision option - worth it?

I'm buying a 1995 car for about $3,000. The insurance company said it isn't worth buying collision insurance because the car is worth so little. They also said if in an accident, the repairs needed are more than the car is worth, they won't repair it. Instead, they'll pay book value. So, if my car got in an accident that would cost $4,000 to fix, which is more than the car is worth, would they pay for the car's value at $3,000 or for its value based on how much it's worth after the damage? So, if the car is worth $500 as is after an accident, is that how much I'd get? thanks""

Car Insurance and Driving Restrictions?

Hey! I pay car insurance under both of my parents vehicles but don't actually own one myself. The cars are not registered in my name or anything, I just want to specify that I AM on the insurance and that I PAY for it (I literally use my own money) myself. My question is: If I pay to be on the insurance, am I legally allowed to drive the vehicle without permission from the owner, since I pay for the insurance. Any response will be much appreciated. Thanks!""

Cheap auto insurance safe to have?

I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that? Thanks :)""

21stcentury insurance?

What is an affordable insurance for my child?

Im looking for an affordable insurance company for my daughter that has decent copays and covers dental, eye, meds etc. Ive been looking online but cant seem to find what im looking for. If anyone has any experience or suggestions your help is appreciated. Thank you!""

Does Bank of America Visa provide auto insurance?

When I rent a car I have heard that if I use my Bank of America Visa card that I do not need to purchase the rental car companies insurance because it is provided by using the Visa Card. Is this true? Thanks very much for your help

Pregnant with no insurance in houston?

Im married so i dont know if i can even get medicare and i also know that is a process that takes time and if my calculations are right i should be close or in the 3rd month already. it might be a complicated pregnancy because of the fact that four months before this i had a miscarriage at 4 mnths so i need to see a doctor soon. any help would be greatly appreciated! thanks.

Can people under 18 get their own car insurance?

My stepdad does not want to let me onto his car insurance because he doesn't trust me. Can I even get my own insurance before I turn 18?

Insurance high for red cars?

Is it true that Car insurance is higher for red cars? if so, how much more expensive is it?""

Help deciding which sporty car or convertible?

I want a convertible or sporty car and am on a budget of $20,000. so I've got a few options that I have been considering. New Mazda Miata-I have heard great things about Miatas, the one thing I'm worried about is it maybe feeling a bit underpowered, although I am coming from a 2008 Honda civic sedan. how do those compare? Used Porsche Boxster-this would solve the potential underpowered problem of the miata, however I have heard a mixed bag of responses regarding the reliability of these, and I know that any repairs that are needed will be absurdly expensive. Used Honda S2000-this car seems great, the things that worry me are possibly a lack of low end torque, and I have never driven a manual before, and the other options can be found as automatics. Volkswagen GTI or Golf TDI-these seem like excellent cars, but the one downside is the lack of convertible top-I really like that open road feeling Mini Cooper S-This is sporty and can be a convertible, but I've heard bad things regarding reliability and parts/maintenance costs, also the interior seems to be disliked by alot of people. other pertinent info- I live in the Sacramento area, so weather problems shouldn't be as significant. How do the insurance costs compare of these 3? I'm 18 but have a clean driving record, good grades, etc Does anyone know how the fuel economy of these cars compare from experience? I know the EPA estimates, but real world mileage is different, especially because I'm an enthusiastic driver (I only get about 26mpg in my civic) One of the main things I want to know is how these will drive compared to each other and my current civic. Anyone with experience with multiple of these cars? any help or advice would be appreciated!""

Which would have higher insurance?

I don't have my license yet so my parents can't call their insurance company and ask for a quote but I'm just curious about insurance. Out of these 3 cars, which would have the highest insurance, which would have the lowest, and what do you estimate. I will be getting my license soon so I'm looking for cars. My parents want me to get a car that they can afford but i would be proud of driving, that's why im looking at these nice cars. Heres the list of cars that i need insurance estimates for 1. 2007 Honda Civic Si -Manual Transmission -106,000 -$12000 -All tinted windows -Will be kept in a garage http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=296160990&dealer_id=65234215&car_year=2007&systime=&doors=&model=CIVIC&search_lang=en&start_year=1981&body_style=SEDAN&keywordsfyc=__c2k%2C__&keywordsrep=115105&highlightFirstMakeModel=&search_type=both&distance=25&min_price=&rdm=1302370333852&drive=&marketZipError=false&advanced=y&fuel=&keywords_display=si&sownerid=565766&lastBeginningStartYear=1981&end_year=2012&showZipError=y&make2=&certified=&engine=&page_location=findacar%3A%3Aispsearchform&body_code=8&transmission=&default_sort=newsortbyprice_DESC&max_mileage=&color=&address=28277&sort_type=priceDESC&max_price=14000&awsp=false&make=HONDA&seller_type=d&num_records=25&cardist=14&standard=false 2. 2006 Acura TL -Automatic Transmission -59,000 Miles -$15000 -http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=296199939&dealer_id=66118955&start_year=2006&advanced=y&make2=ACURA&transmission=Automatic&max_price=15000&make=ACURA&model=TSX&body_style=SEDAN&search_type=both&distance=25&end_year=2012&default_sort=newsortbyprice_DESC&max_mileage=60000&address=28277&model2=TL_MODELSCLASS_SERIES&seller_type=d 3. Any car of your choice. Give me any suggestions. I want it to be sporty but 4dr""

Can u recommend any car insurance for 6 months rather then 1 year ?

i may need to sell car after 6 months and that's why i do not want to pay insurance for 12 months upfront

Does the Lexus IS 300 have high insurance rates?

compared to a honda accord sedan.

Can someone help me with a Corporate Insurance estimate?

I'm creating a business proposal and business plan for some investors, and I need a estimate on how much insurance does the business I'm creating would need. Some of the stats: - Its a new business so 0 years in experience, but the administrators and owners will have over 10 years exp. - Its a game that can be played all around the country, via portals much like slot machines. Each one is estimated in costing 6,700 dollars. We want to implement 1000 units. - It can generate over 100 million dollars in a single year. - The main office is going to be purchased, and it's value is of 1.3 Million. 3 floors 6000sq feet. - We are estimating around 30 full time employees. We want health and workers comp with all of the benefits. - We are going to have 5 corporate cars 2 Pickups 09 Tacoma valued at $28,625 and 3 Yaris valued at $15,980. - We want Liability, Fire, Burglary, Theft, the works. In terms of Liability estimated around $2,000,000 - $10,000,000. Hope you guys can help me out. And thank you in advance for your response!""

Cheap or free help with medical insurance?

I need health insurance for myself my children are covered under medicade and I need health insurance that is free or cheap

Scion tC...how much woul i pay monthly with car & insurance?

Im 19, been driving for two years, no accidents, no tickets or anything like that. I juss ont know how muc it woud be monthly. if anyone knows please.""

How much would i pay for car insurance?

Im 17 and i had my g2 for about 9 months now. No accidents no tickets no nothing. I'm a good respectful driver. I drive my moms car which is automatic. its a rav 4. my dad has a van and doesn't want to drive manual. I really want to get a car because i like manual and i want to get experience with it. I would like it really soon. If i were to get an older honda civic or toyota corolla manual 5 sp, How much do u think i would pay for primary.""

Does your car insurance go up if you had an accident falling asleep at the wheel?

I just had an accident where I fell asleep at the wheel and ran into a cement barrier, thank god no one was hurt and there was no destruction to public property, the cement barrier was just dandy. But I wanted to know if your insurance rate goes up if something like this happens. Aside from this I'm a good driver and the only other accident I had involved a drunk driver hitting my car.""

How much would car insurance range for a 16 year old?

I am 16 years old, going to be driving a 1992 Ford F-150, I don't have great grades, I just wanted to get an idea of what I looking at for insurance.""

Can a home insurance company increase the amount of insurance on your house without your request?

Of course when the amount of insurance in increased, the insurance premium also increases. I have only $125,000 left on the mortgage and insurance company has increased the insurance to cover a value of $305,000. Real estate value of the home is $450,000. My credit rating is excellent and I have not had any insurance claims""

Roughly how much is car insurance for a peugeot??

please help, i only want roughly""

Whats the estimated cost of car insurance for an 18 year old?

Motorcyle prices?

IM thinking about buying a crockrocket. What are the average monthly payments.......ball park... And also, what is an average montly insurance payment?""

Chelsea Oklahoma Cheap car insurance quotes zip 74016

https://www.linkedin.com/pulse/aflac-insurance-stock-quote-landon-yates/"

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cartzypage · 6 years ago

Text

ATLANTIC-PACIFIC Q&A BLAIR EADIE

Atlantic-Pacific Q&A

I introduced a new daily section on my site this year, Notepad. It’s a place for me to answer reader questions and hopefully allows you to get to know me a bit better. Now that we are half way through the year, and having completed 100+ Notepads posts, I though I would round up the most asked questions – all answered below!

Hat: The Webster // Dress: Doen. // Shoes: Gucci (in 6 colors) // Bag, sold out very similar here under $50

Question: How would you describe your personal style in a few sentences?

Answer: The way to think of yourself or describe yourself is not always the most accurate

, but I’ll try my best. I would describe my personal style as quirky, yet elegant, and almost always colorful! Even in a minimalist cycle I still believe more is more and always encourage layering and risk taking.

Question: Do you mind me asking how tall you are and what sizes you typically wear in your favorite brands?

Answer: I am 5’7″ and wear the following: XS/0 J.Crew, size 4 ASOS (sometimes a size 6), size 25 in almost all denim, Madewell included, size 0 in tibi, size S/2 in Zara and size 8 or 10 in almost all UK brands (self portrait).

Question: Do you really wear all of the outfits you post?

Answer: Yes! My fashion career, with very few work wardrobe rules, has always allowed me to dress as I please. I have also been so fortunate over the years to be invited to some amazing events that afford me the right to wear some of my kookier/more over the top looks. I do walk A LOT living in NYC, so while I may wear some crazy heels at an event or in the office, I typically always have a pair of flats with me! And, with some of the outfits I post during the winter months, you may not see the second bulkier coat I am wearing over my look, chunky scarf, or gloves as oftentimes I ditch them for the photos (but not always)!

Question: What hair tools do you use, specifically your curling iron and blow dryer?

Answer: For a curling iron, I use the T3 interchangeable styling wand with the 1.5” curling barrel. I love this wand because it heats quickly and has auto turn off, which saves me a lot of worry! And for a blow dryer, I use the GHD Air Professional blow dryer. It delivers high heat and enough air pressure to dry my hair in about 3-5 minutes, which save me a lot of time!

Question: What are your views on trends and when to embrace or not embrace a new one?

Answer: Fast fashion, the internet, and ‘wear now, buy now’ marketing tactics have all dramatically accelerated the trend cycle. I believe the amount of trend you choose to embrace largely depends on how adventurous you are with your wardrobe, practicality, and, of course, your clothing budget. When I was in my 20’s I was more willing to try new trends each season as I was continuing to search for what worked for me. As I have gotten older, I’ve shaped and defined my personal style largely by increasing my confidence and providing a more edited point of view. With that being said, I still have what I would describe as a wide range of fashion interests, and do embrace trends more so than say the super chic minimalist woman who may be known for a killer ‘uniform’. Embracing trends is simply a personal take on what is right for you. Fashion is about being and feeling creative through expression! So, if there is something about a trend you find intriguing, I say go for it. You may look back and regret a trend or two that you tried out (I certainly have), but oftentimes the road to finding your fashion voice is more shaped through discovering what doesn’t work for you versus already knowing what does.

Question: What type of camera do you use and any tips on how to take better photos?

Answer: I currently use a Canon 5D mark iv camera with 50mm f/1.2 and 35 mm f/1.4 lenses. I have always used Canon and have been very happy with the results. I typically only buy Canon lenses but have also used Sigma in the past. I am no photography expert, but my advice is to learn as much as you can by watching and reading the many high quality, free tutorials available online. Anytime I can’t quite figure something out I describe the problem or the shot I want and 9 times out of 10 I find what I am looking for on the web. It’s really that simple. When learning, it is also crucial t to practice, practice, practice – both the technical side and the creative side on photography. Try and do this during the best lighting, which is normally in the mornings or a few hours before sunset. Also, recognize that a lot of the amazing shots you may see on IG or on your favorite sites have either been altered, or a filter has been used. Post editing is really important when trying to create amazing photos – but I will save that for another day!

Question: Do you think it is too late to start a fashion blog or fashion instagram handle? I feel like the market is oversaturated and there isn’t room for new talent.

Answer: While I wouldn’t disagree the market is a very crowded place right now, I don’t think it is ever too late to start something you are truly passionate about. You’ll also need to ask yourself why you are starting it in the first place. Is it because you truly enjoy it and want to share your passion with the world? Is it for monetary gain and popularity? Starting a blog or instagram handle for monetary gain is very difficult and I wouldn’t recommend starting a creative endeavor with money being your end goal. With that being said, I don’t think the influencers who are popular now, or have amazing content and engaged audiences, are going to be the last influencers to exist. There will always be an influx of new talent. I think there is room for everyone and in two or three years from now there will be influencers owning niches within the market who just got started with their accounts this year!

Question: When starting your blog and instagram account what types of goals did you set? What advice do you have around goal setting for people starting now?

Answer: When I first started my site I did set a number of goals. All of my goals were around consistency in posting, differentiated content, and learning news skills. At the time, I was trying to tackle how to set up and code a website template, learn more about photography, and simply just get in the habit of posting regularly while still working 55+ hours a week! While I think it is great to set goals that may be tied to traffic, followers, or monetary gain, those are all hard to predict and difficult to control. I believe the most productive and actionable goals when starting out should be about you, your content, and your learning – pushing yourself to think differently and try new things.

Question: How do you choose who to partner with on Atlantic-Pacific?

Answer: I typically filter partnerships through the following criteria – the brand, the creative, the timing, and the message. Is this a brand that I love and admire? It may be a brand I have worn or used again and again, but sometimes it can be a new-to-me product that I have fallen for. Will the brand allow me putting my own creative spin on the product and/or message to make the creative more unique to my style and aesthetic? Does the timing make sense? Does it work within my schedule with travel commitments and the existing partnerships I have committed to? I always want to strike a balance on Atlantic-Pacific between thoughtful sponsored content and my own point of view. How many other influencers will be pushing this product or message at the same time? I want to feel as though you do not come to my site and see ‘all the same things’ that you may see elsewhere on the web or your social channels. While I do take on a very select number of thoughtfully considered lifestyle, beauty, and spirit sponsors, the message of fashion and style always needs resonate first and foremost. That is the cornerstone of Atlantic-Pacific and always has been. I have been so unbelievably fortunate to establish lasting and trusting relationships with many of my incredible brand partners and cherish the collaborative effort to continue creating content together. I hope that gives you a little insight!

Question: How do you deal with negative comments?

Answer: I have been very fortunate that most of my readers and followers are incredibly kind, thoughtful people. Here and there I may get a negative comment. I have always tried to spend time responding to and thanking those who leave positive comments. I feel responding only to a negative comment when there are a disproportionate number of positive ones sends a bad message. I typically never delete comments (I have deleted a handful that have either been threatening, or so far off base that they are extremely offensive not only to me, but to my family, friends or fellow readers). As I mentioned, with a very bland negative comment such as ‘I hate that outfit’, I simply scroll on by. If a comment is being critical, yet thoughtful, I do spend time responding as I do think I can grow from feedback that is constructive and do enjoy dialogue with readers even when the conversation is tough. A negative or critical comment can sting – badly – but over time, and as I have matured, I take very few things personally and rather try to see where the reader is coming and how I can grow from the feedback. I try to be extremely mindful when approaching my response to negative comments to respond, not to react (the two are very, very different). Everyone will not like everything that I say or do, so I set realistic expectations for myself. If I need to take a step back, or feel myself getting worked up, I just walk around the block and cool off. I recognize that in putting myself out there I will be exposed to both positive and negative comments (I wish it could all be rainbows and butterflies). While I don’t think anyone on the internet should be subject to cyber bullying or hate speech, negative feedback comes with the territory.

Question: What did you do working at Tory Burch? What did you study in school?

Answer: I attended the University of Florida (Go Gators!) and studied Political Science and Business. I’ve always had an interest in fashion and retail, but at the time, was not quite sure of how to make a career out of it. During my senior year of college, on a hunch, I applied to Gap Inc.’s Retail Management Program. After a very long interview process I was awarded a spot and soon after moved to San Francisco. I spent a year rotating through the program, doing hands on training to learn product development/production, inventory management/planning, and merchandising. Upon completion of the program, I went on to hold various positions within Old Navy HQ in merchandising. In 2012, I move to NYC and took a similar role at Tory Burch working in ready-to-wear. I ultimately became the Director of Merchandising for Accessories at Tory Burch and also later consulted with the Digital teams.

Question: What made you make the leap and leave corporate fashion and merchandising?

Answer: There were a lot of different factors in play when it came to making the difficult decision to leave the corporate world. For over the ten years, I had built up my career in merchandising, and I felt that there would be a place for me if I wanted to go back. That was certainly reassuring. On the other hand, doing my own thing felt like something that was an opportunity right now, but may not necessarily be in the future. I had reached a point where I was no longer able to focus on both to the degree that I wanted to, and due to that, I was only disappointing myself in both merchandising and blogging. I needed to focus and make a choice. I saw blogging, and building opportunities around and outside of that, as something new and independent, but knew it may not last forever. After thinking seriously about my long term goals, I made the leap and left the corporate world!

Question: Is there are reason you do not share much about your personal life? Or don’t share more lifestyle/everyday content? I feel like I have followed you for years and know so little about you!

Answer: I started Atlantic-Pacific with the very clear vision of it being a fashion destination. Sure, there have been many moments along the way where I felt compelled to do the next ‘big thing’ in content, be it beauty, home, lifestyle etc., but I simply did not want to become everything to everyone (I have talked about this in the past on Notepad). When it comes to opening up on social media I am quite hesitant. I feel that next to time, privacy is one of the most precious things we have. I hold my personal relationships very near and dear, and would never inadvertently subject anyone to any social media criticism or unwanted commentary. Those relationships will always come before my content. With that being said, I do recognize that within this space, nearly every platform content creators use seem to be moving in the opposite direction that I am. The emphasis appears to be on more overt sharing, with a preference for grittier ‘of-the-moment’ iphone photos and more realtime video, over well curated and crafted stories. People are now looking to connect online with an influencer by getting to know their family life, their struggles, and their thoughts on current events, versus simply looking at pretty photos for inspiration or styling cues. While the format is changing and evolving, I still believe there is a space for everyone, particularly those with a clear point of view, and hopefully that means Atlantic-Pacific is still relevant to those who love fashion and style!

Question: I know you started Atlantic-Pacific in San Francisco (where I live!). Do you ever miss it or do you think you will move back west at some point?

Answer: I did start Atlantic-Pacific in San Francisco – hence the coast to coast reference! I lived in SF for nearly five years from 2007-2012. There were so many things that I loved about the city – the incredible views, the architecture, how forward thinking the people are, and all the dear friends that I made. I also fell in love, perhaps more so, with the areas surrounding the city – Napa and Sonoma Valley, Point Reyes, Monterey Bay, Lake Tahoe – there was always endless activity. I still love and admire SF, a city where I have so many found memories. It is where I met my fiancé, made lifelong friends, and had my first corporate job! I actually made a point to pass by my first apartment (in Nob Hill) during a visit last spring and couldn’t help but get emotional remembering how equally scared and excited I was to move 3,000 miles away despite not knowing a single person. The city will always have a special place in my heart. All of that being said, despite how many things I enjoyed about being out west, it never truly felt like home. Originally being from Virginia, going to school in Florida, and having all my family on the east coast, moving back felt more like a homecoming. Plus, NYC is really hard to beat. Will I ever move back west? Never say never, but I believe that I am an east coaster from here on out!

Question: What did you find to be the hardest thing about moving to NYC?

Answer: I had already lived in San Francisco for about five years so I was pretty accustom to ‘city life’. Making new friends, seasons (read winter), and the amount of visitors, were all overwhelming. At 28, I wasn’t going out as much, and didn’t have a network in NYC when I arrived, so meeting new people was, well, work. I needed to put in a lot more effort to make and foster connections to create real, meaning relationships. I loved my first few months in NYC, heading into summer and experiencing the fall bliss! When winter came I wasn’t prepared for how annoying it was to get around at times (an 8 block walk to the subway felt life threatening) and the overall lack of activity. Lastly, living in San Francisco, I rarely got visitors, but being back on the east coast, I was shocked (SHOCKED) at how many people I knew who were coming in and out of NYC for business trips, quick weekends, and weddings/events. The first year I felt excited, yet obligated, each time an old friend reached out to say they would be in town for 2 days. ‘Let’s grab drink!’, or ‘Do you have time for a quick lunch?’ became almost daily requests. Of course I wanted to, but when it was happening so often, I started to get burnt out! I was so happy to have the opportunity to see more friends who did not live in the city, but I needed to completely recharge after those first few months!

Question: What is some of the best advice you have ever received?

Answer: I have been so fortunate in my life to have incredible bosses, amazing friends, supportive family members, and so many more humans who have challenged me, guided me, and also given me much needed reality checks from time to time. I think one of the most important pieces of advice I have ever received is quite simple: until you believe in yourself, no one else will. I have a tricky relationship with confidence, and at times I don’t believe I am worthy, good enough, or am simply afraid of overselling myself. I think humility is an extremely important trait, but I also know that if you truly believe in yourself, and there is something specific that you want to do, you absolutely need to believe it. If you don’t, no one else will.

Question: How do you stay motivated being self-employed?

Answer: At times, it can be difficult to stay motivated. Coming from a corporate background, I knew that becoming self-employed would be a huge change. I structure my weekdays as if I am in an office, complete with a Monday morning meeting to set goals, and a Friday check-in on the status of all projects. Having structure and a schedule certainly allows me to focus, but I also carve out breaks in each day to walk and get coffee and step away from the computer and re-set. I also take time to celebrate hitting milestones or completing big projects. These serve as moments in time when I can reflect on what has been accomplished – I think that is so important in any work environment. I also find a lot of motivation in the meetings I keep with likeminded friends. It helps a lot to get outside yourself and connect with others to discuss work challenges and opportunities. I think the biggest shock to my new way of working was how isolated I felt, so allowing myself to connect with people throughout the week has been crucial to my success.

There are absolutely times I don’t feel motivated or am downright discouraged (getting passed over for a big partnership, feeling like I am not progressing, being misunderstood), but it’s critical for me to remember that it isn’t all about me and my individual accomplishments- there is a bigger picture. If an annoying email or tech issue puts me in a tough mood (and I can get put in a MOOD), I try to re-focus and put out the energy that I would want to get back. So if someone or something gets me down, I try to do the opposite for someone else: being super friendly to a waiter or waitress, writing a nice review for someone who helped me in a store, complimenting a stranger, or finding time to volunteer in the community. In the end you have good days and bad days, but remembering that you can create someone’s good day or bad day is huge. Stepping outside myself and finding the bigger picture always helps me to re-focus and gain the confidence and motivation that I need to move forward.

The post ATLANTIC-PACIFIC Q&A BLAIR EADIE appeared first on Atlantic-Pacific.

ATLANTIC-PACIFIC Q&A BLAIR EADIE published first on https://medium.com/@GoShopSingapore

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Looking for Health Insurance that allows 5 year old as primary member?

We live in Texas, I'm looking for health insurance for our 5 year old daughter. My husband has coverage through his employer and I have the option of being covered under his plan as well. However, our premium would increase by $400 a month if we add her to that plan. I am looking for an inidividual plan that will allow only her to be covered. So far I've found that the primary member must be over 18. Anyone know of a company that offers this? We can't afford the extra $400 but we wouldn't qualify for any government assistance program. She has no illness and she had tubes put in her ears a few years back, that about covers her medical history. Thanks in advance for any info!""

Does it make sense to use a local car insurance company instead of a big national one?

Please tell me the insurance companies that would take my car insurance payments through a bank standing order

Because of my credit low rating, I have been paying regularly my creditors such as phones providers, professional bodies and charities through standing orders. But the insurance companies insisted on Direct Debt or Credit cards which I cannot use as of now. Please assist in finding any car insurance company that would take a bank standing order. Thanks.""

Which state does someone have to live in for cheap car insurance?

Will i be double paying for house insurance?

I have had a 3 year personal loan on my house with a balloon payment on the end, and i am Re-financing the house to include my taxes/insurance with a conventional 30 year note. I have already paid my 2010 property Tax, and my 2011 house insurance is due March 21st. I am going to the bank today, will i actually have to pay my insurance come March 21st or is that something the bank does?""

How can i get cheaper car insurance?

Why is car insurance so expensive in the U.K.?

I often see U.K citizens complaining about how expensive car insurance is. I understand that many factors make up the cost of car insurance, but is there anything in particular that makes it so expensive? In the U.S. I'm rated as a single female under 25, no tickets or accidents, driving a 2010 Ford F100 pickup truck. My car insurance runs about $1600 a year (roughly 1000 GBP). Also, just curious. If I lived in England, just a close ballpark guess, what would I pay using that criteria""

Hoe much would my bike insurance cost?

Hi im 18 years old I got my motorcycle license on august 2013 and i bought a 2011 ninja 250 I was wondering how much my bike insurance would cost? I will call the insurance company in may but I want to know now how much it will cost please answer if you know thenx :)

Cheapest car for a 17 year old girl?

What's the cheapest car to buy and on insurance for a new driver of 17? I've been told an old car with small engine but that's coming out 4,000 on insurance surely that isn't right?""

Insurance quotes and maintenance cost for these cars?

1.Audi rs4 2.audi a8 3.audi r8 4.ferrari 458 italia 5.lamborghini aventador provide legit answers and not bullshit such as if you can afford it why you ask and so on

Does a ticket for not wearing a seatbelt increase auto insurance?

I am 18 years old. I have had my license for almost 2 years, and I have never gotten a ticket-until last Sunday. I was one of 4 people sitting across 3 rear seats in a car without our seat belts on. I live in CA and I have AAA insurance. Does anyone know how much this ticket is likely to cost and whether or not I will receive a point on my license? And most importantly if the rates will go up?""

Car insurance: how to save if i have 2 cars?

i am with AAA and been with them for 5 years, full coverage on my honda civic 2004. i bought a new miata 2011 convertible the other night. how do i save on my car insurance now that i have 2 cars? i am very happy with my new car and so with my old honda. just want to save on my insurance. thanks!""

Can i have two different Auto Insurance policies?

I have two different cars can i have two different policies on each vehicle in the state of kentucky?

Insurance on a 2007-2009 Honda Civic SI coupe?

I am 18 years old and I have had my license for just over a year with a clean record (no tickets, crash, etc.), I was wondering how much full coverage insurance would be on 2007-2009 Honda Civic Si coupe, the insurance will be under my father as primary and me as either secondary or occasional, my father has a clean 15 year driving record. How much will insurance be monthly?""

Are VW Beetles cheap or expensive to insure?

I've been looking into getting a car (I'm 25, female and it will be my first car) and I'm really loving VW Beetles. I'm leaning more towards getting an old one (say around 1970), maybe the convertible version, if I can find one. Either I would restore it myself or buy it already restored... it depends what I can find. On one hand it would be fun to restore it myself and I'd learn a lot, but on the other hand it could become quite costly. I'm just wondering whether or not they are cheap or expensive to insure? I'm thinking they would be fairly cheap? The reason the beetle appeals to me is it's very cute and also they get great gas mileage. I only really drive to and from work, which is about 20 - 30 mins each way. I don't drive long distances. Any info you can give me about beetles, I appreciate it :-) Thank you! (I want a red one!)""

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I have been considering purchasing an older car for about a year. I've done a little research during that time and narrowed down what I want. Last week, I found a car that I really like, a '62 Lincoln. However, I have some concerns about having a car like this and wanting to get some feedback from someone with the knowledge/experience/wisdom in this area. Firstly, I am not rich and getting this car would mean borrowing money. My intent was to sell my current car once I have this car to cover most of the cost of the classic. Would that be a mistake? My current car is paid off, so money-wise it would be a question of insurance costs and taxes/tags every year (if I were to keep my current car). Second, the car I'm looking at is pretty authentic, meaning it has almost all its original parts and accessories. Would it be a mistake to modify it? I mean, repainting it (down the road), having the upholstery redone, installing a current radio and speakers, putting on modern-style tires, etc. Will this change its value negatively? I do like the car as it is, but I'd really like to put modern-style tires on it and put in a modern stereo, at least. Repainting and such would be probably 5+ years down the road, if I decided to do this. Probably, I'd want to reupholster the seats before painting it. And, since I am not rich nor a moneyed individual, I don't have a storage place to park it at my place. I mean, I have a garage, but my house is old, the garage is narrow, and I use it as my workshop. If I were to park the car in it, that would be I'd have to pack up my workshop and remove the shelves to make it fit. Do I need to keep it in a garage? Would that be smart? Does it matter since it's intended to be my primary vehicle? I can't think of anything else to ask at the moment, so if you have any other advice or insights, I'd certainly appreciate them!""

18 year old motorcycle insurance Toronto Canada?

Hi, I am 18 years old, I passed my M1 2 days ago and i have no driving record. My motorcycle is a hyosung gt250 (250cc) and I am looking for insurance. However I'm having the hardest time finding anyone to insure me. So my question is does anyone know an insurance company that will insure an 18 year old with no driving record, no safety course (I've been riding motorcycles (dirt bikes) ever since i was 8 so i don't need it) and an M1 licence? thanks Location: Toronto Ontario""

""Rover car 1996 and 1989ford transit van, one insurance?""

how much for comprehensive 1years Insurance for 40year's no claims, now aged 66years old.""

How cheap can you get car insurance for if you teach drivers ed?

I'm going to school for Health and Physical Education, definitely thinking about minoring in Drivers Ed. to add a little something extra to my resume. The course seems easy enough and I'll be able to make money during the summer while my other teacher friends are painting houses. I'm curious how much of a deduction on car insurance these guys get. Anyone know?""

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I have State Farm Insurance, Comp and Collision, New Vehicle in New Jersey""

Best place for car insurance? (uk)?

I passed my driving test a couple of days ago and i need to insure my car. I realise the insurance is going to be 'through the roof', but can anybody reccomend places worth trying where i might get the best quote? thankoooooou""

Lower insurance for young driver?

so i know when you are under your parents it isn't as high i know people paying 50 dollars a month or something like that my situation though i just turned 21 im in need of a car but im the only driver in my family (single mom never got her license) i know that one-way coverage is about 300 something a month but if i finance a car i need full coverage which the price is crazy expensive something like 800-1100 a month is there anyway i can get lower insurance rate or something of the sort ?

Can I sue Insurance company for not insuring my husband as agreed on the phone?

I didn't receive the policy and my husband drove unknowingly uninsured as a named driver. The police stopped him and took the car. Could I claim breach of contract? How much compensation would I get? What kind of solicitors should I contact - no win no fee type preferably....

How much is the average costs for running a 125cc motorbike/Moped?

i.e. average insurance/ MOT/ fuel consumption as a provisional Motorcycle license but full driving license. I need this to somewhat give me a idea of commuting benefits of biking to work from zone 4 - 1 London. Thanks in advance

Motorcycle insurance quote?

can you get a quote without entering a social security number? i dont want to give it out

What is the approximate cost of car insurance in Germany? Is it possible to get insurance for only one month?

#NAME?

Can group health insurance deny for Pre existing?

I'm on my moms insurance and she's moving jobs and her new insurance is going to be group coverage blue cross, can group coverage deny you coverage for Pre existing or only private? Why's the difference between group and private? Thanks!""

Where can i get fish tank insurance?

My landlord wants me to get a liability insurance for my fish tank. What can I do? Thanks

What is the best car insurance company for a first time driver?

How do I know what value to put on my home insurance?

I have a flat in London that I want to insure. The flat is 64 metres squared and is 100 years old. The market value is about 200,000 to 210,000. A similar flat, in my town, in the North is valued at about 100 000 One would assume that the insurable value would be less for than the market value in London. My question is for what value should I insure the flat in London?""

First car?? very cheap budget wear and what should i be looking to purchase?

ok im in uk got a budget of around 500 max im 17 so insurance will be bowt 1k third party what ever car i get i need simple ideas on a how to get a small cheap first car if you know anything about insurance then i want it cheap and yes i am short of cash as u may have gatherd also what good sound systems should i look to get once ive paid for everything thats what ill be saving for next....

How do insurance companies classify sports cars?

I plan on buying a scion tc, but I want to know if state farm considers this a sports car. and if so, how much will more will insurance cost? I am a teenager, so i know it will be high to begin with, but will having a sports car make it much higher?""

What's a good auto insurance company that has a good rating?

I have four cars.... no tickets or claims in years.. I have insurance now, but I think I am paying too much. Only one of them is driven on a daily basis..... the others very infrequently.""

Do you know of any affordable dentist in San Diego?

We have no insurance and my gf is having a toothache and a cracked tooth. We checked out one Vietnamese dentist and he wanted almost 2000 dollars. My God! That is a lot of money. So, if you know any affordable dentist any where, please let me know. We'll be paying cash. I suggested Tijuana, but she's afraid of going there. Thank you in advance.""

Any good dental insurance?

We live in the awesome country of America, oh wait, healthcare here sucks, so we need insurance. My family and I need some type of dental and health insurance, any good ones?""

I've just bought a car and am going to drive it home. Can I get done for driving without insurance?

I was wondering if it would be an offence to drive a car without insurance after buying it as I will sort out all the insurance stuff once I get home.

Will court ask for insurance with guilty plea?

My fiancee just got a ticket. She just recently lost her insurance so she had none at the time she was pulled over. If she goes into court and pleads guilty will the court check to see if she had insurance or not? I live in California.

Who is the best auto insurance agency?

Currently have USAA, but it seems that they just charge for the general population rather than going into more personal charges. Since they are not locally based in NV, they charge for all the other boneheads out here rather than my own driving record.""

What percent of damage will Infinity Insurance total a car in california?

according to kelly blue book, car is valued at 15,660 for private party sale damages came out to 8,566 that is about 54% in damages i dont want to drive a car that is this damaged, because it wont be as safe, even after repair. if its not quite at their totaling percentage, is there a way i can insist or push the insurance into totaling the car? and would the fact that Infinity is a real cheap insurance effect their percentage to total?""

How much does the insurance usually go up on a 2door car?

rhode island flood insurance rate map

https://www.linkedin.com/pulse/gadget-insurance-quote-danielle-elmers/"

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yourrainycollectorhologram-blog · 6 years ago

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Can you have life insurance while your on ssdi (disability)?

"Can you have life insurance while your on ssdi (disability)?

I'm trying to find out if I can have life insurance while your on disability. I was looking into it and called place to get a quote but they were clueless,I'm not going there to purchase it lol. I've heard you can but has to be under 25k? I've heard someone has to cosign it! That one I don't believe. I'd call the ssi office but good luck getting a response and sometimes the local offices do not have an answer to some things. I didn't know if anyone knew if there was a link on the Soc. Sec. Site that says anything? I looked but no luck. Thank you

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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I would like to know how much the insurance for a 1999 Chevy Cavalier convertible would be for a 17 year old driver with no tickets or accidents! Please help me out.

Insurance company charging my PARENTS?

i recently got my license and the insurance company called my parents (21-century), and told them that the have to pay a ridiculous amount of money because I live in their house and I have a license. I don't even have a car. I thought u had to have a car to pay for car insurance. They guy who spoke to my mom told her it was a new law even if i don't have a car. By the way i live in california.Do i have to pay insurance just because i got a license? Do i have to forfeit my license in order to live with my parents without getting charged for insurance?""

How much can I expect to get back from a written off car?

I wrote my peugeot 206 off last week the insurance are sending out a settlement figure as soon as they have valued it etc I was just wondering what sort of pay back you get im not expecting much but am hoping to get a new car with some of the insurance money the value of the car is about 2,500 before the crash.""

How much will my insurance go up after dui in ny?

OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""

Can you have life insurance while your on ssdi (disability)?

""State farm just dropped me for poor driving history, what insurance company should i go to now?

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Insurance questions?

Insurance questions? I got into an accident yesterday but my insurance was cancelled because i missed the last Three month's payment. Do u think they will cover the other Guy damaged vehicle? if not would he come after me , or would he be able to sue me?, it was my mistake to cause the accident.?""

Which insurance company is the cheapest for a 18 year old?

iv just passed my test, and bought a citreon saxo 1.1, iv been on many comparison sites and the best quote i get is 3500 third party only which is way too much. Can anyone help me find a better quote Thanks""

How much is it going to cost to add a new 18 year old driver to car insurance?

my mom said its going to cost about 200 bucks a month. thats too much. >_< i live in california.

Does anyone know anything about insurance?

just brought a car but im not insured on it yet as i only have a provisional license. Ive got my test the end of this month and this will sound cocky but i ave a feeling i will pass it ok. But if i get insurance now with a provisional license and pay it in installments, if and when i pass my test, Do people usualy have to pay the following 11 months of provisional insurance (at a higher cost) instead of the full license cost, do you get me? kinda confusing..but if you know anything about it from your own experience or something, wil you tell me what insurance people you r with so i can check them out..i live in ireland by the way so dont tell me about english companies please :) like eg.. my insurance is 1500e, i pay say 30e a week or something on a provisional license. opposed to: my insurance is 800e, i pay just 20e a week or something on a full license.. Do i still have to finish paying 1500e instead of 800e? i cant explain it anymore sorry if it not clear..? thanks x""

""Home insurance costs in Slidell, LA?""

Does anybody have a rough idea of the average home insurance prices for home in Slidell, LA above Interstate 12?""

USAA Insurance on an RX8?

I am currently 19 years old and have a license with no infractions or anything like that. How much around would the insurance cost for a Mazda RX8, any of these years (2006-2010), for USAA?""

How much would it cost for car insurance for someone that's 19 years old?

just liability?

Cheap car insurance in PA?

I'm 17 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be?

What is the cheapest car to insure for a 17 year old girl?

My daughter has started driving lessons and will soon be looking to take her driving test, we are looking to buy a car for her, but want to start with what are the cheapest cars to insure""

How much do you pay for car insurance and does it cover both you and the other driver in an accident?

Now before you answer the question please make sure and find out if your really covered.............because if your paying something less than $140 a month than most likely your only covering the other car in an accident. If possible answer my previous question. http://answers.yahoo.com/question/index;_ylt=Asd8meepYLHdCri7Gn6VxzXsy6IX;_ylv=3?qid=20090607110936AARsYEy

""What is the cheapest car insurance place in the Farmington, New Mexico area?""

I've tried Farmers insurance and Geico. Both places quoted around $240-$280 every 6 months (or monthly payments). I did an online quote at Progressive and got a quote for around $180.00 (which was much cheaper). But I don't know if I filled the information out right? Oh btw, I'm trying to insure my 1995 Ford F-150 pickup. The insurance seems much more expensive on this vehicle than with other cars in my family.""

What's the Fastest way to be approved for disability in MA?

And for God sakes don't answer - to be legitimately disabled. That's obvious!!! I have chronic colitis, I'm frequently sick to my stomach and don't have insurance yet. I go to food banks to eat and can barely afford to even live much less do anything slightly fun. I really need disability and know people that have got it because they say they're depressed when their fine (as they told me). So please don't be cruel with a stupid answer. Any real tips?""

Car Insurance rate increased when I moved????

I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my old house....

Can you add you unborn child to your insurance?

well, I would like to add my baby to my boyfriend's insurance (the daddy) can he do it now or we need to wait until the baby is born?""

Motorcycle Insurance?

My father has his own motorcycle. I just got my motorcycle permit. Am I legally allowed to drive it (following the rules of my permit, of course) although the insurance is in his name? State: New Jersey""

What probably are the causes for increasing health insurance rates?

Is it due to inflation, lowering standards of medical care, insufficient government control, deteriorating human health, environmental degradation or other factors?""

Anyone know any sites I can go to to get life insurance and car insurance quotes? I don't want to give my?

phone number to any company because they hound you forever, I just don't need all the phone calls and presser.""

Average insurance costs in the UK on a Porsche 911 Carrera??

Does anyone with a Porsche..any model but preferably one of the 911 series..know how much the average insurance cost is in the UK and can anyone recommend cheap porsche insurers? THANX

Do you have health insurance?

what kind of deducatable do you have?? how much per month? how old are you?

How much would it cost to insure a large SUV for a 16 year old?

I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that.""

Car insurance without a license?

Hi! I'm going to get a used car next month. I've had my permit for over a year so that means I have to take the written test again. I'm planning on taking it this month, then getting the car next month, then a few months later taking the road test. I have to practice driving in the car that I'm gonna get so my question is, can I get insurance on the car without having a license yet? My parents don't drive, so I cant get on their insurance. So what do you think is the best thing for me to do and what would be the cheapest? Thanks in advance to anyone kind enough to answer my question.:D""

Looking for a good insurance company?

Im barley getting by as it is so i need an insurance company that can help pay for expensive monthly inhalers, and i need dental insurance. But like i said im barley making it as it is, is there anyone out there that is paying for there on plan and what are you paying? Im 19 my moms 55 and we both need coverage. Any suggestions would be really appreciated.""

Car insurance help ok so i am going to be a first year driver?

ok so i am going to be a first year driver what insurance company should i get since the are a lot of them out there and how much do u think i will be paying per month in joliet IL i am a male and 18 years old

Canceling car insurance?

im with hastings direct car insurance and my 1st payment i due on the 20th and i was wondering if i was to phone up and cancel my insurance will i still have to pay it all or will i just have to pay a small fee?

Can you have life insurance while your on ssdi (disability)?

Help me lower my car insurance!?

im a 17 year old male driver, i was thinking of buying my neighbors 2001 car, but apparently insurance is gonna be 6000 a year with me as a primary driver. my parents both drive and both have vehicles, is it possible for them to be the primary driver on 2 vehicles if we say its for work/convenience and myself as the occasional driver on one car? my friend said i can if my parents list the honda as a secondary vehicle and their the primary. is this true/possible? orrr if anyone else knows any way to lower insurance in past experiences or just know help please! :)""

Why is my car insurance so expensive? Can someone who knows the facts please explain?

I am 19 I drive an old 1997 Nissan I've only been in one wreck but that was over 3 years ago. I've been driving since I was 16. My mom is now making me pay my own insurance, and she said it would be around $600. This is insane to me. I don't understand why insurance is so expensive especially if you have been a safe driver for years. I feel like you are just throwing away money for nothing. Could someone explain why car insurance is so expensive and why do you think mine is so high?""

How much would insurance be on a Pontiac Grand Prix GT or Grand AM GT for a 16 year old boy?

I'm getting my license soon and was wondering how much insurance rates would be for a 16 yr old boy with a Pontiac Grand Prix GT or Grand AM GT

Advantages of IT on insurance?

I had got the topic Advantages of Information Technology on Insurance , please tell me what points i can say on this topic ... the main points that i should mention will be pleased if you could give me a few 10, 12 lines of speech on the topic ...in simple English""

What's the cheapest deal/ car insurance i can get as an 18 year old girl (just passed)?

Passed my test yesterday. Which car/ which insurers would be the cheapest. I would happily have a black box etc. Might it be cheaper to have a parent as the named driver? I need to find insurance for around 1000 ideally. (Less would be great but don't think its likely). Thank you

Insurance Savings Plan?

What types of these are available at insurance companies?

Cheapest Car Insurance in California?

I just moved to Los Angeles and I'm wondering what is the cheapest car insurance company in general? Thanks in advance!

Does not having license on you affect insurance?

My brother was returning home one evening last week and thought that the speed limit increased before it did, so he was pulled over for speeding. He was let off for that, but given a ticket because he didn't have his license on his person. He has one, but he left his wallet at home. Now he is worried this will affect his insurance. Does anyone know? Does he have a rap sheet or anything now? This is his first ticket. I have no experience with this now.""

""Annuities and life insurance, please help?""

I am 35 yrs old and I recently purchased Index Universal Life insurance for the tax free money, guarantee return flat rate, and protection from market loss. I also have $100k in my 401k and my insurance agent suggest I rollover to an index annuity to get the best maximum return. I will get a 10% bonus and both the interest and 10% bonus will be compounded for next 30 yrs. If I withdraw at age 55 at 4%, my yearly index return rate is $9.261. I can see for the first 11 years, the annuity company is giving back my original amount. If I live through age 86, I would have withdraw total amount $185,200. Everyone keeps telling me life insurance is a bad investment because of fees and the agent is trying to get a big commission off me. After running and looking at the numbers, it seems annuities and life insurance are the best savings program. Is there something else about the numbers quoted I should be aware of?""

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I am 18 years old and I want to get a car insurance... where can I get the CHEAPEST but safe car insurance??? THank you... how much is the car insurance for 18-year-old boy???

How old does the bike have to be for classical insurance?

ive been told that my bike (86) should be put under the classical insurance for motorbikes, how old is it? please and thank you. (p.s. this is in the UK)""

What is the best insurance in FLorida for a small child that is not hugely expensive?

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""What is the average cost of home owner insurance in Houston, Texas?

I know this varies and are based on different factors. I am just seeking an average - thanks!

Help finding a car insurance quote?

I'm doing a project for my economics class where I have to pretend to be a 22 year old living on my own and make a monthly budget for myself. I have to find a car insurance and health insurance quote, but everywhere I search asks for personal information and has to search through my records and credit to give me the right quote. I'm only 17 so they wouldn't find anything on me. I need it for a 22 year old making 27,000 a year. Please help me! 10 points to the best answer :)""

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On the morning of Sept 14, 2011 my sister woke me up at home asking me where my car was. I went outside to discover my vehicle was gone. So I call the police to come and take a report but of course there wasn't enough officers on duty to send one out so I wake up my brother to get a ride to the station. Keep in mind this is between 2:30-5:00am and the last time I actually saw my car was Sept 13, 2011 at approx 11pm. I arrive at the police station where I make a report, they take down all the info and send me home with the report. Approx 1 hour later they call me and say my vehicle was recovered in a nearby city and they gave me the number to that police station. So I hurry to call them but of course they were closed until 8am. At 8am I call them they said bring my ID and insurance info to recover the vehicle. I go down there and ask questions but they told me they weren't allowed to disclose any information about who, what, were, or when the incident occurred because of confidentiality. They told me I would have to pay the towing and storage fee to recover my car from the impound. So I left and went to the impound paid $218.00 to discover that my vehicle had been totaled. So I had it towed to my house where I called the insurance company to report this. After I reported this incident they took a recorded statement and gave me a claim number. I waited for 2days for my adjuster to call me back and he never did. about 2 weeks later my adjuster calls and leaves me a message saying he needed another recorded statement and to call him back. I call back and got his voice mail. I spoke to one of his colleagues and they said they would send him and his manager a memo to call me back..well that never happened. 1 week after that I get a packet in the mail asking for my cell phone records, keys to the vehicle, and a notarized affidavit. I sent these things back and then a detective from the insurance company calls me and said there were red flags and he needed to get a video recorded statement. I agreed and went to give the statement. A few days later a detective from the police department where my car was recovered from calls me and tells me that my youngest son's father was with some friends at a nightclub were a drive-by shooting occurred and my son's father wasn't shot but the young man he was with was and as a result of them trying to escape the scene my car was crashed. As they arrived to the scene and asked questions about what happened my son's father would not admit he was driving the vehicle, and because they didn't actually see him driving or pull him over they could not prosecute. The detective asked me did I know anything about this incident and I replied hell no! The night of the incident my son's father had came to my house around 3am but never mentioned anything of course because he knows I would have tried to kill him. He also knows I would have been pissed because I never let him drive my car for the 3 years that I have known him, he has never had a license. She ask me was it ok to list him as a suspect and I told her Yes! I let her know that he did not have permission to drive my car under any circumstances. The very next day the detective from the insurance company called me and ask me what was my son's father name and what where the numbers that where called on my cell phone records. He asked why did he call me at 2:54am, I explained he wanted to let me know he was on his way over which wasn't out of the ordinary for him to do. So then the detective tells me my story stinks and I need to withdraw my claim because on my interview I didn't disclose that my boyfriend had come to my house. I told him why did I need to disclose who was sleeping in my bed if it had nothing to do with my car. I mean we know now he had something to do with it but I didn't know then. He told me the police detective also had the keys to my car which was a lie. It clearly states on the impound record that they had no keys. Not to mention the car has broken locks and loose wires I guess he didn't read that part of the report. He also told me I was trying to cover for my son's dad to get the car covered. I told him he could arrest him for GTA for all I care. My car was stolen and no matter who stole it I'm the victim and of course I want my car covered. He then said he was denying the claim and sending the case to the Department of Insurance to see if fraud was committed. Im beyond frustrated because I have nothing to do with what my son's dad did. Should I sue?""

I have my own health insurance. How will these proposed Healthcare reform measures affect me?

Am I going to have to pay more now?

California State Disability and Insurance?

Hi, I am trying to figure out how much of a % I will be getting back from the state. I have short term disability but I havent called them yet to figure out how much I will get every month. Also, I have insurance through work and apparently not all the hospital fees are paid for. For example, my coworker just had a baby and cost her about $1500 out of her own pocket. Altogether was $9000 (rest was billed to the insurance). My doc is telling me I might have to have a C-Section. How much do those usually cost? What the heck is the point of having insurance if there not even going to pay for crap! BTW I am 29 weeks""

Can you register a vehicle and get liability insurance in Texas without a driver's license?

In the near future I'll be moving back to Texas, I'm currently out of the country and I'm a 20 year old US citizen. Anyway, I don't know if this makes sense but is it possible to buy, register a vehicle and get liability insurance in Texas without a driver's license? According to dmv.com to get a first time driver's license in Texas you need the following: -Provide proof of identity. -Provide proof of Social Security number. -Provide proof of Texas vehicle registration and liability insurance, if you own a vehicle. -Complete required application forms available at any Texas driver license office. -Pay the required fee. -Pass the written, driving, and vision examinations. The applicant must provide the vehicle for the driving test. -Your application must include a photograph and thumbprint. The main reason I ask this is because it says that I need to provide a vehicle for the test with insurance obviously, so does this mean that I can buy, register, and insure my vehicle before I take the driving test to get my driver's license? I do have an out of country driver's license, but I don't know if that will work. I have been driving since I was 15, but now I need my Texas driver's license. I still don't know anyone who could lend me their car for the test. Any suggestions??? Thanks.""

How much does health insurance cost?

18 year old, no dependents, on my own, no parental support. Tell me the cost of buying it myself.""

I have already asked if i can get car insurance without license someone said put it in my name is that the car

put car in my name or insurance in my name?

I was wondering how much insurance would be for camaro?

I am a 17 year old male (I know :( ) it would be a z28 I would only want insurance for like 3 months( is that possible) Only liability insurance too or the cheapest one and still be legal.

Insurance low balling me?

The top of a dead tree fell from neighbor's yard, onto my car. Speared the back window and ruined my back seat. Large dent on the roof. Random dents and scratches all over the car. My full coverage insurance company, USAA, declared the accident covered under comprehensive insurance. Deemed unrepairable. I purchased my car for $5k, near $6k after 2years of financing is paid off. This accident just happened after 4 months of payment on the car. I have $3k left to pay. 1999 Honda Civic EX Coupe. KBB valued at: retail, $5.1k. private party, $3.3k. My insurance claim payout will be $2.6k. Which leaves me roughly $500 in the hole. I do not have gap insurance, and I wasn't even aware of gap insurance until this accident (at which point I came across that service while researching insurance info). It would cost me upwards of $5k easy to replace my Honda with a same or similar model from a car dealer. Is there any way to get more from my insurance claim? Is there any way to get more from my insurance claim?""

If I buy a new car will my auto insurance run my driving record again?

My husband and I currently own a truck and have an exisiting comprehensive auto insurance policy in Texas. If we buy a new car (thereby removing the truck and adding the new car to our policy but not changing anything else) will the insurance company run his driving record again?

Is pregnancy considered a pre-existing condition in florida?

IM PREGNANT!!!! I am 7 weeks along and just found out! The problem is I start a new job next week and will not be eligible for insurance until after 90 days.. By then I will be over four months along and I'm not quite sure if they will accept me or if they will say that it is a pre-existing condition? So, my dilemma is either: pay out of pocket until my 90 days are up and hope they accept me OR apply for medicaid and use the health department? If it changes anything the insurance I would be applying for is Florida Hospital private owned insurance.""

Do i have to be on my dads insurance to take the road test?please answer im desperate:(?

Hi, i live in Florida,im 18 no matter what im trying to do my dad finds a way to not make it happen,and im starting college Monday and i have to drive myself and i made an apponitment for this Friday to take the written exam and the road test,my dad went to go put me on the insurance today, and he told me that they told him i cant be on his insurance because quote from my dad that he was told by the insurance ladie im a girl,im under 21, and i live with them. or they have to pay $3,000 he said its florida direct or florida no-fault for his insurance. does this sound like hes lying to me or is this all true? Thank you.""

Can you have life insurance while your on ssdi (disability)?

https://www.linkedin.com/pulse/insurance-claim-question-richard-castillo/"

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angrybelieverconnoisseur-blog · 7 years ago

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Scotrun Pennsylvania Cheap car insurance quotes zip 18355

"Scotrun Pennsylvania Cheap car insurance quotes zip 18355

Scotrun Pennsylvania Cheap car insurance quotes zip 18355

BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr

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""If i become knighted, will my car insurance costs be lower?""

If i become knighted, will my car insurance costs be lower?""

Getting a license increases car insurance?

When applying for a drivers license for the first time, i was wondering if it increases a person's car insurance; even if the person that is getting the license doesnt have a car, and is under the age of 18.""

""What would be 15,000 pounds after tax and insurance for one month?""

What would be 15,000 pounds after tax and insurance for one month?""

Car Insurance Groups?

I've noticed that Car's fall into different Insurance Groups. For example a Peugeot 206 (2001 reg) falls into Insurance Group 8. What do the different Insurance Groups define? The Cost.. or are they just to categorize the car?

How much is your car insurance?

Just trying to get an idea of how much everyone pays...all my friends seem to pay less than me. I am 26, female. One speeding ticket and one DUI (in the state where I'm licensed)...both from 7 years ago. No accidents. I live in an urban area, a midwestern city with probably 200,000 people. I have a 2007 suzuki reno, base package, I have not made any insurance claims. The cheapest I've found is progressive at $110/month...I can't use places like The General or Safe Auto because my state doesn't allow it. When I get quotes from big companies, like state farm, the monthly cost is about $200...my coverage is probably fairly standard, if not on the low side, but meets state guidelines.""

Car insurance?

Is insurance cheaper on older cars?

Car insurance cover needed?

I need to get car insurance. I am a 23 year old guy. Anybody recommend good cover which will not leave a hole in my bank balance?

How much does Mexican auto insurance cost?

I live in the U.S. and 'm going to be renting a car in Cancun for about a week on vacation so I am wondering how much an economy car or a van costs...? There is going to be six of us so either 2 economy cars or 1 van/suv.

""Why can't we have Geiko,State Farm, or Progressive auto insurance in the state of Ma?.?""

I always see t.v. commercials for them but at the bottom of the screen it says not available in Ma. and a few other states that I can't remember. If I could save money buy switching to one of those companies I would but I can't , so I have to pick from Commerce or Metropolitan. My car insurance is really expensive (I pay over $300 a month) I have only had my license for a couple years so I under stand the whole new driver thing and my car was new when I bought it so I have full coverage but the car is only a Kia Rio, far from a sports car or luxury car. I pay more for my insurance than for the car payments.""

""Flipped over my car, how much will insurance be now?""

I'm 16, I got in a big car accident.. I flipped over my car twice. Fortunately, I was untouched and I was the only one involved. Naturally, I was taken off the insurance policy and lost my car. Before, I had the good student discount so we paid $350 for half a year as a full time driver. How much would I have to pay to be a full time driver now after the accident? My dad said $2000 for a full year but it can't be that much? Will they strip me of my good student discount? How much will it cost to be put on as a part time driver now? Will it go down after a year? Will the insurance go up a lot? It won't go up as much as it would otherwise since I was the only one involved and there was no property damage, right? I don't understand how it could happen to me, I'm a model student, I have straight A pluses in all advanced and AP classes and I was even following the law when I had my accident. =/""

Does anyone know who is the cheapest for insurance for piaggio zip 50cc scooter?

Insurance payments on a car?

Okay so to start off i am 16 as of today. I will get my permit today and in one year I will turn 17. I will then have my license. So when I turn 17 i will be able to buy my own car with a $5000 down payment with the choice of a car. But here is where I am stuck. I do not know too much on information on car insurance. I know that I will be under my parents policy from here until I am 17. Lets say that there is 5 of us under this car insurance, no one has a separate policy, all under one umbrella. What happens when I buy a car, I get insured with a new car, my own car, and still under the policy things with my family. How much is it going to be per month? Can you average it? Here is a list of cars I will choose from, and if you can, provide estimated prices per month I will have to pay. - (2008-2010) BMW 3 Series Sedan (No mods or extra horsepower, plain performance) - (2006-2011) Mazda RX-8 Coupe (same, no mods or any fancy performance stuff) - (2008-2011) Mazda 3 or MazdaSpeed3 (sedan) - (2008-2011) Volkswagen Jetta (sedan) - (2008-2011) Subaru Impreza (hatchback) Also I am an A-B student with an above 3.5 GPA Also I will take a drivers ed course at school""

How much would insurance be for a road/offroad dirtbike?

I'm looking into buying a honda CRF 230 that has headlights, breaklights etc.. everything it needs to be road legal. I'm wanting it because I ride alot of trails that you need to get on the road for so long to get on the next trail and I'd figure id license it so I dont have to worry about outrunning the cops but if the insurance would be high, I'd just forget it so whats the cheapest you can get insurance for that and by the way I'm 19 and have my motorcycle permit.""

Teenage insurance?

Id there any way how you can avoid paying for teen insurance? (Because the family insurer usually raises price as soon as the teen in the family gets license) If not, how to get cheap insurance?""

""Life Insurance -- Is a 78 year old woman too old to get life insurance? If not, who are the better providers?""

I've made preliminary inquiries to get life insurance for a 78 year-old female, however, I get the standard response of no because of her age and the fact that she has been hospitalized in the last year and has pre-existing conditions (COPD, high blood pressure, arhythmia). My sense, however, is that there may be life insurance companies out there with more accomodating terms for senior citizens. If you know of any such companies, or are experienced enough in life insurance to give a definitive no- it's not possible response, please let me know. What are our alternatives, if any?""

Question regarding life insurance for children?

I have 6 children between the ages of 19 and 3..so i am interested in buying a life insurance that will cover college expenses, but i don't know which one to go for..does anyone know if gerber life insurance would be a good option?""

How to convince my dad to insure the car? Thanks?

I had a car accident in my 2004 Honda under my dads insurance. Im 19 and I didnt get dropped from insurance. The accident had 3 claims of bodily injuries and a total loss car & I was at fault. I have the money to buy another vehicle but my dad wont insure it till the case settles. How do I convince him to insure me now while the case is settling? Hes afraid I might crash before the case is settled but I learned from my car mistake. What do I say? Thanks

Car Insurance Question - diminished value?

My car was struck form the rear, while parked. How can I make sure that I am able to collect the diminished value , caused by the accident. It looks like I have to hire an appraiser, how much do they charge? Do you have recommendation for a specific appraiser? I live in NJ. Thanks""

Car insurance policies !?

a friend of mine said she had light house insurance.. she claims she pays X amount of money for a basic car insurance policy every 6 months.. keep in mind, i live on long island.. what kind of car insurance company offers a 1 payment policy every 6 months ?? my current insurance policy is expensive, i feel like theyre stealing from me.. please help out, i know there are A LOT of insurance companys..""

Question about car Insurance.?

I live in Canada, Ontario. My question is, if I am 16 years old, can I call insurance companies for insurance quotes? Of course if I have my license and tell them everything honestly and truthfully. Do I have to be 18 or above to do this? Just please tell me if I am eligible to call insurance companies on my own to gather quotes. Thank you""

How much do you think it would cost a 16 year old on insurance for a 1993 Honda Accord?

Cheapest insurance online?

Can anyone point me to the cheapest insurance companies online? Been quoted some ridicules prices. Thanks

Cheapest insurance company?

I want the cheapest no fault insurance for my car, 1994 beretta""

How much more is insurance if I don't take Driver's Ed.?

I'm nearly seventeen, and I don't even have a permit :X, I was never able to find my proper documentation (no, I'm not illegal, I just HATE going through beurocracy). I live in Iowa, and I have to wait six months before I can get my license. But it'll be a limited license, and in order to get it I have to take three months of driver's ed. and do twenty hours of independent driving. So if I got it in March, the earliest I could drive would be September. But I won't have a car, and I don't need a car; and I don't have the money for a car. So I figured I'd wait until I was eighteen, which would be in May of 2011, because I wouldn't need any needless requirements, and I wouldn't have to take driver's ed. But my question is; how much more would car insurance be if I didn't take driver's ed, and just went for my full license when I was eighteen?""

Scotrun Pennsylvania Cheap car insurance quotes zip 18355

Insurance and tottalling cars.?

well my husband totaled our car and we havent done anything with the insurance people yet and im wondering are they going to cover losing our car if we have the lowest insurance on a car that we are still paying payments on??

Best Dental Insurance Plan?

Hey Yahoo! Answers Readers, I am 26 years-old and unfortunately have a terrible smile with bad teeth. I am in need of major dental work. [Fillings, crowns, extractions, etc.] Does anyone know of what the best insurance plan would be for me? Please help me find plans that do not require waiting periods, so I can get work done ASAP! I live in Florida. I briefly checked out the new Government Marketplace, but I wasn't sure if any of the dental plans allowed immediate restorative services. Also, from what I briefly read, most of the plans only pay like a Maximum of $1000 per calendar year, which really isn't very much. Dental work costs a lot of money! Thanks for your help guys! -Zach :)""

""If u have state farm and ur wanting to get ur hardship license at 15, how much a month would insurance cost?

i am about to be 14 and in a year i want to get my hardship license and i REALLY want a camero..... i have been dreaming about mustangs and cameros and chargers in general for as long as i can remember..... my parents say that i cant get a camero or any sports car bc the insurance rate will be raging!!!! but i really wanna work this out so can you please tell me about how much More it would cost a month for insurance when i turn 15?

Who is looking for affordable health insurance?

life insurance, health insurance, long term care""

Anyone have an idea about Car Insurance Rates?

Anyone have an idea of car insurance rates in Texas on a camaro for a 16 year old female beginner driver??

Car Insurance... help?

hey.. I have zen 2004 model, i pay insurance premium of 12k at bajaj allaince I want to lower the premium, can it be done to the same policy or should i take a diff policy, at maruthi service center they told they can get me insurance at National Insurance for a premium of 5k .... does the premium amount have any effect on claims ...plz explain one more thing if i make a claim in an insurance company and the after some time if i ask for cancellation of my policy .... will they charge anything .... is it better to abandon my old policy and switch to new company or ask for formal cancellation""

Insurance rates after being cauught with someone in my car?

im 16, i was pulled over and issued a ticket for driving another person while only having a provisional liscnse. my dad is selling my car becuase he thinks my insurance will double. there is no ticket yet im still going to court. can somebody give me advice / details.""

What is a car that will have low(er) insurance rates for a new 16 yr old driver??

So i just turned 16 and i didnt get my license yet but i am soon and my parents insurance agent said different cars have higher or lower prices on insurance, he said maybe a mid-size sedan or a small suv or minivan. but... i dont know. Anyone with experience with this cause i'm in need of a car!!""

Top 10 low insurance and tax cars in insurance group 1?

just wanted little info about top 10 cars that are: 1.0 - 1.2 litre engine Insurance group 1 Low road tax

Would a 1972 Monte Carlo be expensive to insure?

Someone said it may be expensive to insure this kind of car. Could he be referring to just this one particular car or all muscle cars from the early 70's? keep in mind i am 18 years old if that makes any difference.

""If minors can't sign contracts, why can they get their own car insurance?""

If minors can't legally sign contracts, then why can we get our own insurance policies? The policies are way higher in price, but in Virginia, where I live, you can legally have your own insurance policy and insurance, separate from your parents. They don't have to sign anything, they don't even have to know that you have the policy. Statefarm, Progressive, Allstate, all of them do it.""

Car insurance/non valid?

i GOT PULLED OVER FOR SPEEDING( WHICH I'M GUILTY FOR) HOWEVER I DID HAVE INSURANCE WHICH THE CARD SAID IT EXPIRED 7/30 I GOT PULLED OVER ON 7/16. i GOT A LETTER IN THE MAIL SAYING MY INSURANCE ISN'T VALID. I DON'T HAVE INSURANCE RIGHT NOW BUT THE CARD SAID IT WAS STILL GOOD.. THE LETTER FROM THE D.M.V SAYS MY LICENSE IS GOING TO BE SUSPENDED... IF I GO AND BUY INSURANCE RIGHT NOW WILL I BE OK AND SHOW IT TO THE COURT THAT I DO HAVE INSURANCE? HOW DO I GET OUT OF THIS MESS? BTW I LIVE IN CALIFORNIA

Where to Find Really Cheap Health Care Insurance?

I know a lot of sites that offer health insurance, but need to know really cheap health care insurance.Thank you in advance.""

Cheapest car insurance in usa?

im 18. my parents now have a plan in Geico. I was to sign in also in a plan but I think Geico is too expensive. Which car insurance company is the CHEAPEST ( Allstate, 21st etc. ) ? idk if it matters but the place of living is in Virginia.""

""Is a motorcycle cheaper than a car in terms of maintenance, fuel and insurance?""

No matter what I get, my budget most likely will be $5000. But i'm talking about other costs like maintenance, fuel and insurance. I know fuel obviously is much less than a car for motorcycles, but how about maintenance and insurance? Basically i'm a highschool student, I'll be going to college next year, its a 50 km ride one way. Public transit would take me 2 hours...so If possible, i'd like to get a car or motorcycle. I already passed my first road test, but I don't have a motorcycle licence, but I'd like to. Infact the college i'm planning on attending does motorcycle courses and licencing. I'm thinking that If I do get a bike, i'd ride it for september- early november, store it for the winter, then spring till the end of the school year. Obviously I'd ride it during the summer too! I dunno, what do you experts think? You think its a good game plan or am I just in over my head? Which should I get?""

How much is the townhouse insurance in South Florida for a 3/3?

The HOA does not include insurance.

""In California, is there a penalty for not having car insurance, even if it's temporarily?""

The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don't intend to drive car #1 while it's not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don't drive it. Is that the case for California?""

GMAC Auto Insurance Experience?

Anyone have GMAC auto insurance? If you do, please share your experience on how they apply discount and handle claims. I ask around for quotes online and the 2 insurance that gave me good quotes are Wawanesa and GMAC. Both seems to be good company but I would like to get some input from my fellow yahoo users. I currently have Allstate but their prices keeps going up instead of going down for all the discounts they put on my record ie. good driver, Home Owners, multiple policy and renewal. I ask the agent every renewal but they keep telling me that the insurance rate is going up in California which I doubt should happen every 6 months. Please no advertisement.""

How much will my insurance go up after a DUI??

I got a D.U.I. and i am going to get my license back soon and i am wondering how much my insurance will be compared to before.

Insurance Cost for Hyundai Elantra in Canada?

I'm 23 years old living in ontario canada, and I'm planning on buying a used 2004 hyundai elantra. I've taken driving school and now have g2 driving license. I'm looking for other people who have also bought the same car and around the same age as me, and I just wanna ask how much do you pay for your car insurance and what's the best (cheaper) company i should go for? Thanks =]""

Do i need car insurance while im not using the car?

Im due to renew my car insurance. Ive 6 days after my motor insurance policy ends where i will not be using the car. Do i need to be insured for these 6 days despite not using or moving the car.? thanks

""I crashed my car, and Got a DUI. Will my insurance pay for repairs?""

I crashed my car into a tree, and got an OWI (more commonly known as a DUI in most states) My insurance (USAA) will request a police report, i know that much. But I want to know if they are obligated to pay for repairs, regardless of the circumstances? Yes, i know my rates are going up. Yes, I know about SR22. \thanks""

How much would insurance be?

In the next couple months I'll be in the market for a 2006-2008 7series BMW. I'm 17 and this would be my second car. Approximately how much would I be paying a month for the insurance? Thanks in advance.

Insurance on Mitsubishi Eclipse RS?

Right now Im a 17 year old male. I just got my stage 2 license so I can finally drive alone=D Now I'm looking to get a car. Right now I have my eyes set on a Mitsubishi Eclipse RS for the nice look, but not having too much power that would boost my insurance. I was suppose to get a mustang GT form my step dad but thats WAY too steep for me. The Mitsubishi RS has 140 HP w/ a 4cyclinder 2.0 lit engine. Would this be a good car to start with on insurance rates/would being in the national guard reduce my rates?""

""How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid?""

How much cash on hand is needed after one has rent, utilities, food, gas, car payment and insurance paid?""

Scotrun Pennsylvania Cheap car insurance quotes zip 18355

Does California vehicle insurance cover broken windshields?

A turkey vulture smashed my windshield yesterday. I have full coverage insurance and they told me I would have to pay my $500 deductible. In other states I've had windshields covered for free. *ONLY the windshield was damaged*. No other parts

How much is a moped? Test and insurance?

Struggling to afford a car, so looking at buying a mope until I have a decent wage to afford a car. How much would the test be and on average how much would insurance be?""

""Someone backed into me in a parking lot, is this insurance company lying?""

Foreigners backed into my car in the parking lot, they had insurance, I called the insurance company and they asked for an estimate on how much it would cost to fix it, I did, and they said okay and that they would mail it on Friday morning. It's now Monday and I haven't gotten it. They are in a state not far from us. Is this insurance company full of crap or do I just need to wait longer? Thanks :)""

How much is the cost one day car insurance?

Buyer wants to buy my car but has no driver license & insurance?

Hello, I listed my car on craiglist a week ago and now just got a buyer who wants to buy it. The problem is this person has no driver license and proof of insurance. He's only 19 years old. I have the pink slip with me and also written a bill of sale. What should I do? I don't want to be liable if this buyer gets into car accident or traffic tickets. I was told to remove the license plates and notify the DMV ASAP. I'm from California by the way. Thanks""

""A $26,000 car got stolen with no insurance, what can I do?""

I financed a car through nissan around Nov. 1st, at payments of 436.29 I financed 26,000. I'm 19 years old, my mother co signed for me. to start building my credit. I had a full time job etc and could easily make payments well shortly after- i loss my job. (a month after) I posted online looking for a third party to do a credit application and take over the payments. I found someone, we went through the paper work etc, and i was stupid/naive enough to let him hold onto the car before seeing if he was approved, to see if he likes it etc, long story short, he never came back with my car, changed his phone and gave me a phony address. My car was stolen. I drove off the lot at nissan without any insurance on it yet, because they let me. (again im new at this and so naive) i was waiting on good quotes on insurance , then my car got stolen before i could get insurance on it. I owe 800 dollars now, and my account is going into collections in 3 days. whats going to happen? I called the police departement, they said they cant file the car stolen because i was in the process of making a civil agreement with him before he just drove off with it. i would have to go to court and file a judgement againist for the car, or 26,000 etc. but i called the courts they said i need a lawyer, i dont have ANY money at all, no job, nothing for a lawyer etc. i dont know what to do. what im mostly scared of is, collections going after my mom for the 26,000 and she owns a mobile home that she bought for 49,000 and pays lot rent on it, and owns a little ford truck , will they put a lien on her house and take it away? what are my options? i dont want to pay this car off for this guy, who took it, the title and everything is under my name, but how can i find it without cops helping? im just scared and crying, i dont know whats going to happen, im scared for my mom. could she file bankruptcy if they come after her? will that save her home? please, just anyone help . i know nissan is going to come after me for repossession but i dont have the car, i dont know where it is. im so scared. 26,000 is a lot owed. any advice is appreciated thanks.""

Question about insurance liabilty when driving a drunk friend home in his car?

My friend asked me to drive his car for him to pick him up because he was drinking. I picked him up and on the way home got into a fender bender at my fault. His insurance paid for the damages done to the other vehicle, but he does not have complete coverage for his car and wants me to cover 800 dollars in damages done to his vehicle. I do not feel responsible for this. I have minimum coverage. Will he be able to take me to claims court? Am I liable for his damages?""

Best optical insurance?

Which insurance is accepted at the most places?

What is the best life insurance for a 77 year old man?

Insurance Question - cash insurance check and pay doctor within 30 days?

I keep receiving these huge checks from my insurance company and have paid the doctors 100% of what I owe - except one - where i sent the check back because of GROSS and large billing error ($21,000 worth). I did not want any liability for the error of this claim, therefore am I liable? Also, when I received the other checks - I paid the doctors within 30 days of receiving the money. Is this legal? Why is the insurance sending me these huge checks to deal with? I have enough on my plate with my own medical issues.""

I live in California and was involved in a car accident. My insurance had lapsed prior to the accident.?

I was behind on my insurance because I don't have much money. I actually was going to pay it this week since I just got paid, regardless the accident happened last week. I pulled out in front of a lady and her car t-boned my car. Her and her passengers were injured and were taken to the hospital for minor airbag related injures. I had minor whiplash. I was given a citation for failure to yield to oncoming traffic (vc 21804 (a)) and for no proof of insurance (vc 16028 (c)). What kind of fines/penalties should I expect when I appear in court. Also, if the other driver didn't have insurance can she still sue me for her medical bills?""

What is the average cost for General Liability Insurance for a Security Guard Company in California.?

I'm trying to get an idea of how much a 1,000,000,000 Liability Insurance Policy would cost for a Security Company in California""

How much does insurance typicly cost for an 2003 kawisaki ninja 636?

i have my m2 (just got it) and i have full G car licence.. i just wanted to no around how much insurance i would have to pay for the bike for 3 months durring the summer. btw i am 18, and i have never been insured, i would just like a really rough estimate range""

Is there any health care ins.that is affordable.

because of my b.p.

What do you pay for car insurance?

I have 3 cars and paid $1600/year. I had a speeding ticket 15 miles per over and now my insurance has been raised to $2600/yr. I've quoted other insurances and they are all about the same.

Insurance for a 125cc ?

I am 22 years old with 2 years no claims on a bike (50cc) and have had a full uk driving licence for 5 years how much roughly would it cost to insure a 125cc bike?

Can 20 year old go under classic car insurance in ontario?

I keep hearing different answers from everyone i ask. Im looking to get an older camaro (78-81) but im worried i wont be able to get insured as a classic. If so is there any companies in ontario anyone recommends?

I had a car accident but insurance info exchanged what to do?

Ok today while leaving grocery store I was driving so on the middle of the stope light it turn green the car in front of me start moving than stopped all of the sudden I was about to drive and than slammed my breakes I barely touched the car in front of me he stooped came outside the car and said u scratched my car I told him I don't think that's my car . He asked for my insurance and I asked for his he said he didn't have them in the car so I refused to give him my insurance info .. I took aspic of the car plate and the damaged also he did I the same Gave home my name and my number .. Told him whenever u got the insurance info he can call me ... The problem the car is under my brother name and insured under his name as my name is not in nether of the car or the insurance.. What to do ?? My brother can't afford to add me on .. And I know the damaged wisent that much .. Please help should I call back with the insurance or just ignore ???

Why should we pay CAR insurance?

I know it is made to protect us from being sue, I understand this. BUT if we are MADE to pay insurance to drive a car then the Car insurance companies should be MADE to include Car replacement as a STANDARD pack for both Full and Liability coverage(Why should I lose my car because of a BAD driver) If your car is totaled and you are still making payments then you lose a car. If you paid off your car and it is totaled, you lose a car. Lastly, we who pay insurance and don't have an accident in six months(or one year)should be given a choice of a lower premium, cash returned or a loan.""

Compare long term insurance prices?

compare long term insurance policies from the recomended insurance companies genworth, metro life, coastline federal, ltci""

Will simply getting an STI test raise insurance rates?

I was wondering if any doctors or insurance professionals know as fact if insurance rates will increase if someone goes to their primary care physician to get an STI screening, even if they test negative for everything.""

Why is my car insurance the same price?

My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!

How much would a Fiat Grande Punto 1.2L cost in insurance for a 17 year old male driver?

I'm 17 and male and I was wondering how much this car would cost to get it insured, please help.""

Would a pontiac grand prix have high insurance?

the car is a 2001 Pontiac Grand Prix SE 4 Door Sedan. I am 24. Would a car like this generally have higher insurance rates than average?

""When getting additional health insurance, why do I have to disclose that I already have other coverage?""

I have this lame health insurance plan through my employer, but my husband's health insurance plan is much better and covers a lot more... on the application they are asking if I'm already covered... Why do they want to know? Can he get in trouble for saying no? (How) can they somehow find out that I am covered by another plan?""

Scotrun Pennsylvania Cheap car insurance quotes zip 18355

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Aroda Virginia Cheap car insurance quotes zip 22709

"Aroda Virginia Cheap car insurance quotes zip 22709

Aroda Virginia Cheap car insurance quotes zip 22709

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Is there any term life Companies with decent prices that you don't have to take physicals for?

Car insurance car location?

Hi, im looking to buy a car that i would occassionally use. i work in birmingham and live in the city centre but need a car for oncall. when im not oncall i get the train. when i dont need the car i would leave it in nottingham with my parents where my dad would occassionally use it. the car would be kept more at the nottingham address than my birmingham one. insurance is cheaper at nottingham so can i put that as the car location even though it would sometimes be in birmingham. it sounds obvious but an insurance company has really confused me saying it must be in birmingham which makes no sense as the car would be kept more in nottz. ive been told insurance companies will try there hardness to avoid paying out say for example if the car was stolen. please help!""

Range rover sport insurance?

if i wer 2 go out n buy a range rover sport, how much would insurance per year cost me??? im 19, held a full, clean driving licence for over 2 years! my partner would be the main driver, he is 23. held a full, clean driving licence for 5 years! thanx in advance!""

What is the best car in group 16 insurance?

I have been offered a company car at work and can go up to group 16 insurance. I do a lot of miles but would like a sporty responsive feel. Thinking about a Cooper S or dare I say it one of the pokey diesels..! Any suggestions.....?

How am i meant to afford car insurance?

OK, Im working at island, earning minimum wage. Im at uni and Ive got to pay out 330 every term to pay my train ticket. Lucky Im staying at home so I dont have any rent. Nor am I going out drink anymore. Im looking to buy a car, to get around, get to work easier etc. How I cant see any way for me to afford this. My parents wont help, saying no one helped them. This is understandable as they are keeping me for free, although i clean the house as rent. Im just wondering if anyone knows anyway I can get insurance cheaper (I have pass plus). I just dont really want to get a loan for a car and insurance.""

How much would insurance be when you first sign up.?

well im about to turn 17 and the car i have is a 2000 pontiac gran prix with the 3.8L V6. i live in the city and my grade average is 89% and have allot of experience driving. id also only be driving to school and work about 15k a year. and currently the car has 160k on it. i hoping someone can give me a price of what it would cost me, as iv tryed to get insurance quotes online but never recive the quote itself.""

How much would the insurance be for a Porsche Cayenne Diesel a year?

The insurance would be for a female driver with over 25 years of experience. How much would it cost a year, and also how much would the monthly diesel bill be? Thanks""

Is my car insurance going to be cheaper because i getting a learners permit first?

Cheapest insurance for a 17 year old lad?

the cheap quote ive got is 4800!! This is ridiculous, is there any cheaper way of insuring myself? does anyone know what the cheapest car to insure is? or something i really need to get on the road as i have just passed my test but 3000 for insurance is about my limit...""

I have pre-existing conditions & I'm 61. Where to go for health insurance?

I'm having a hard time trying to find health insurance. I have pre-existing conditions (take medication for a mild heart arrhythmia & for cholesterol) plus I'm on medication for depression. And I'm 61. I've searched the web without luck - insurance agents who've called me say my condition makes me Uninsurable. Either that or I'm contacted by scam artists. Does anyone have experience with the Health Insurance Industry & have suggestions on what company to contact? Or what insurance agents are reputable? I live in California. I welcome your thoughts & suggestions. Thanks!

Car insurance for a teenager?

How much do you think insurance will cost (adding another car to my parents insurance plan)

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""

This country needs affordable health care...so why are hospitals so lavish and extravagantly fancy?

Here is a link to the hospital if you think I am exaggerating..... http://www.henryfordwestbloomfield.com/body_wbloomfield.cfm?id=52381 I don't have insurance, and neither does my husband because we can't afford $600 month premiums for insurance that doesn't even KICK IN until you pay $5000 out of pocket! But it is really hard to sit and listen to everyone complaining about the EXPLODING cost of hospitals these days with all the hospitals in my area that are constantly renovating and competing to be the most lavish or fancy or architecturally beautiful when what people really need are just some common sense medical care from good doctors who will take a few minutes to listen to them. For Example, I recently visited a friend who was in a local hospital in my area that has expanded to include the following...A boardwalk with HUNDREDS of exclusive shops (required a trolly inside it was so huge!), marble fountains and floors and glass elevators and railings, live TV shows in their own Greenhouses and celebrity kitchens, multiple conference centers complete with reflecting pools, grand pianos and atriums with full size trees indoors, a pediatric wing that was bult to look like a giant tree house, complete with Tree shaped doors, private rooms with twenty foot long leather couches that curve along the wall for visiting relatives, 72 inch plasma TV's in the room along with Xbox, and complete cable/internet access, Floor to ceiling bay windows for a panoramic view of the gardens and lakes on the property. Now my friend could NEVER have afforded to stay in a hotel this nice, and couldn't pay for health coverage either. Thank God she qualifies for to be insured thru a medicaid program that covers this...but who is paying for all this excessive stuff? The taxpayers in the United States. I can't help but think that she could get really good care at a reasonable cost at a less fancy hospital...but who is going to tell the hospital where it spends it's money if someone is willing to say its necessary to have an UBER fancy hospital in order to give our citizens modern up to date medical care ?""

Aroda Virginia Cheap car insurance quotes zip 22709

Cheapest Car Insurance..?

Hi I am 20 years old, male not got full UK license yet, but as soon as i do have i will buy a car, insurance ect. Whats the cheapest car to insure, any tips on car insurance? How would i get someone else to insure me? (eg family member)""

In need of a good dental insurance plan in South Florida.

I desperately need braces but I can't afford them, neither can my parents. I have two teeth that I call my shark teeth because they grew in back of my normal line of teeth. One on the top, and one on the bottom. So it bothers the hell out of my tongue and I can't stand it anymore. I'm always getting those annoying sore taste buds, like one would get if they bite their tongue, on my tongue because one of my shark teeth is my fang so it hurts like hell. I need to fix my teeth but I'll need a good dental insurance plan that covers a big percentage of the cost of my braces. And it cant be just a dental discount plan, those on average only discount 25% and I need more than that. I'm 17, I live with my parents and they'll be paying for it, but it will only be a single plan, not a family plan. I live in South Florida. So if anyone can give me the name of a great insurance plan, then you'll be a miracle worker. Thank you.""

If a car audio system is stolen will regular car insurance cover it?

I live in the suburbs of Missouri where i am not very worried about my car audio system being stolen but i was wondering if something was to happen to it would my regular monthly car insurance cover it? Or is there a additional fee? Should i waste 300$ on a alarm? Or do i already have insurance for my system because im paying car insurance? Because my subs box and amp only are 1000$ plus all the other stuff i have. If im not covered is it even worth paying it? How can i prevent it from being stolen like screw it to the floor board? Basically im paranoided about it being stolen! Give me tips! Thanks!

What is the best resource for getting short term car insurance?

I am looking for a short term car insurance in UK, can someone please recommend some affordable and reliable companies?""

Which major company has relativly cheap life insurance for young people?

Which companies traditionally have low rates for term life insurance for young people. I'm 24 and my wife is 25. We want to get 300,000 each.""

Hi I was wondering if I can get Health Insurance?

I live in Florida and do not have Health Insurance, I am unemployed. Is there any insurance I can receive? I am 21 and living with my bf who has no Insurance but a job. ThankYou""

Are you in favor of getting rid of health insurance for people with pre-existing conditions?

Anyone know of a good insurance company in Texas for Home Owners Insurance?

I'm shopping for home owners insurance and I was wondering whats out there and is good and reliable.

Should I get owner's title insurance?

I am set to close on my house next week, but I don't know if I want to splurge for the extra comfort of owner's title insurance. It will be $250 extra according to my attorney. I am buying the house from an estate. Apparently everything is set with probate and of course the lawyer will do the title search, but should I get the added protection for myself or just buy the lender some protection? I also don't like the fact that my lawyer takes 60% of the fee. Any thoughts on that?""

Flood insurance?

Looking to possibly buying a house inside a flood zone and I'll need flood insurance. Any idea on what that might cost me? Thanks.

""By about how much will insurance increase, sedan vs. sports car?""

I am 20 years old currently and drive a 2002 Chevy Cavalier. I was considering purchasing a 2000ish model Chevy Camaro Z28 (5.7L v8) and was curious perhaps by how much my insurance will go up. I know obviously that no one can give an accurate guess as to how much since there are numerous factors involved, but just based on my current insurance I thought perhaps someone might be able to guess what the price on the insurance might be. I am currently on my Uncle's insurance plan, and if I bought the vehicle, would transfer the deed to him so as to retain the benefit of his insurance. I pay about 50$ a month for liability for my car due to his insuring many cars currently. I know this is very cheap for one my age, so I thought the camaro insurance might not be bad still. Anyway based on 50$ a month for liability on my 2002 cavalier, any guesses as to what a 2000ish camaro might run me for insurance? (Both liability and comprehensive if you'd like.) I know I can find out for sure by having my uncle call his insurance, but I just wondered if I might get a ballpark estimate before I approach him about it.""

I have a question about car insurance?

i just got a car out and i dont know anything about insurance i live a california and i want to know of a good car insurance and cheap ?? do they ask for down payment?

Cheap Motorbike Insurance for Young Rider? (PLEASE)?

Hi All... Thanks In Advance for any suggestions! Ive been riding my beloved VFR400 NC30 for 2 Years now (Which is now for sale), its finally time to get a bigger bike! Im wondering if anyone has any suggestions for the cheapest bike insurer for my age... I am 20 Years old (21 in May) and im looking to get insurance on a 2005 honda cbr600rr, I have been riding for 2 years with 2 years no claims, I own a car and have been driving for 3+ years with 2 years no claims. I did have a perfectly clean licence until last week when I picked up 3 points for Driving over the speed limit in scotland, Which I actually did carelessly not on purpose, so that will obv bump up the price a bit! I have tried some of the usuals likes Bennett's, elephant etc just wondering if there is anyone who knows ones that may work out cheaper than the 600 pound that i have been quoted! Once again many Thanks""

Do you have health insurance?

If you dont then why ?

Do i need insurance for a project vehicle?

I am looking to get a project car to build until i can drive do i need insurance

How to get health insurance?

how does a student (college) go about getting health insurance? i used to be on my sisters insurance but she is currently not working there anymore and has lost her insurance, therefore am not covered anymore. How do i get health insurance?? thanks""

Why won't my insurance company let me transfer our No Claims Discount to a different car/policy?

We have been insuring our Audi with the Co-op, who I've generally found to be reasonable. However, now we have a problem. A couple of months ago we bought a van with the intention of replacing the Audi with the van. But the van needed some work doing on it, so we took out a second insurance on the van with the Co-op, so we could still drive the Audi. At the time, I was disappointed to be told that we could not have a No Claims Bonus on the van, as they said it could only be applied to one policy at a time. But they gave the clear impression that when we cancel the Audi insurance, we could then transfer the NCB to the van. The Audi has now broken down, so we want to cancel its insurance. However, yesterday when I called them, they now said they cannot transfer the NCB to the van as it would be being transferred 'mid-season' to a different car policy. They said they could only have applied it to the van if we had changed the original Audi's policy to cover the van, instead of taking out a different insurance policy for the van. This seems ridiculous. Surely, we are entitled to our NCB?! Why should it matter that it is mid-season or not? I explained that if I cancelled our insurances with them and went to another company, I would be given a NCB on the van so why won't they give it to me. They agreed! I really don't want to change, as I don't trust other companies and the Co-op seem more ethical than others. But this seems so stupid. To get round this silly rule without changing company, I'm thinking of cancelling the van insurance and changing the Audi insurance to the van, ie. do what they said I should have done in the beginning. What do you think?! (Also, is it ok to keep the Audi uninsured, given that it cannot be driven, but is parked on a public road?)""

Could a person have too many insurance policies?

i have 5 from 2 different companies, 3 different agents...coz i have difficulty saying no...is that too much?""

Is there really any cheap health insurance I only bring home $280 a week and they want you to pay $260 or so.?

How much will i save on my progressive auto insurance by parking in a garage?

is it a big savings? any estimated dollar amnt? i live in an average sized city in MN if that makes any difference

Does anyone know of any good and affordable marriage counslers in york pa?

My husband and I desperately need marriage counseling before it is too late. We are very poor and can't afford much. Does anybody know of someone good and affordable? My health ...show more

Do I need to have insurance to drive my parent's cars?

The cars have insurance but I don't. Do I need it!?

I need help with sending to cancelled auto insurance policies stating we have new companies and lower rates.?

Its an auto insurance company trying to win back cancelled policies.

Who Is The Best Car Insurance Company For A 17year old?

How much would insurance cost me on a 2008 Mustang GT?

I'm 17, I've never had a ticket. If I were to get it under my mom's name with me as a driver, how much do you think it'd be?""

Aroda Virginia Cheap car insurance quotes zip 22709

Ownership of whole life insurance?

My grandfather bought me whole life insurance (paid up in full) when I was an infant and then made my father the owner. I am the insured. My father and I are no longer on speaking terms and I want ownership of my life insurance. Because I am 23, shouldn't the policy have become mine when I became an adult? I mean, it's not like I ever signed anything when I was a baby. If something were to happen to me, he would be the beneficiary - that's not something that I want. Is there legal precedent for me to regain control? Is there any situation in which I would NEED to be the owner of my life insurance, so that I can tell him that he must transfer ownership to me?""

Can you get your license in California without buying insurance right away?

I have had my permit since last June and have taken two behind the wheel lessons. My mom just told me that she cant get me my license because of the cost of insurance. I was wondering ...show more

Giving a police report to your insurance....?

I need to give a copy of a police report to my insurance company for an act of vandalism to my parents car. I am 20 and I was using the car when it was vadalized. In the report it stated how I suspected my ex girlfriend of doing the act. It states specific information such as her age, ethnicity, address, etc. I have very overbearing parents who are consistently trying to control my life. I told them about the incident but not the specifics and I really do not want them to find out any information about my ex girlfriend because it may cause problems. My parents told me they were going to try and get the police report I filed. Can they do this, or can the report only be requested by the party who filed the grievance. I already got the report for my insurance records because they requested a copy, but how much of the report do I have to give them. There is one page that has the basic information which excludes the name of my ex. Another page provides a narrative which states specifics about the incident and how we broke up etc. Do I have to provide that to the insurance company as well?""

Can you have insurance on a leased car ? Is leasing a good idea?

I want to have insurance and the car will be a daily driver just around my city .Helppppp

Why is insurance in ontario so expensive compared to insurance in other provinces?

why is insurance in ontario so expensive compared to insurance in other provinces? what factors affect this? i would assume that the amount of accidents affect it. does population affect it in any way? how about living areas? wouldn't insurance in detroit be high because of the amount of crimes? i've been studying a graph and it says CPPV (claim cost per private passenger vehicle) and it compares that with average net premium. is CPPV the amount that the insurance company gives back to us policy holders on average? thanks guys. i'm sort of new to this insurance thing and i'd like to know more about it

Best Affordable Health Insurance in Indiana?

My fiance is currently making about $1200 cooking full-time at a restaurant. Our rent eats up a little more than half of that. He needs to find an affordable insurance plan and he's tried at work but we've heard it's not a very good value for the $200 he'd be paying a month for it. Can anyone suggest some affordable health insurance plans? He's reasonably healthy, does not have any pre-existing conditions, but he does smoke.""

Does anyone know ANY affordable dental insurance or affordable/reasonable dentists in San Antonio TX?

Hi im looking for an affordable, dental insurance because it seems as though every where i look i can't get help because i'm not considered needy . And most health insurances have huge monthly payments without really any coverage. I think i need to get my wisdom teeth pulled and i have several cavities so if anyone can give any information on good dental coverage or even reasonable dentists' prices in san antonio, TX it would be greatly appreciated. Thanks so much in advance.""

Is geico really the cheapest car insurance for a 19 year old driving a sliver 2001 mustang?

Dont know which insurance is cheaper?

""What is the average cost of car insurance for a $30,000 car?""

What is the average cost of car insurance for a $30,000 car?""

Will my car insurance go up because i have a child with a driver's license?

Hello, I am writing from Tucson, Arizona and I have 2 teenage sons (16 & 17) that both live in Wayne County, Michigan (near Detroit). The boys live with my ex-husband and he wont let them get their driver's license because he claims 'his insurance rates will go up'. ???is this true???? (I have a 21 year old daughter and when she was 16 with her driver's license I just excluded her from my insurance with one company and when I switched to another company, I just ommitted telling them I had a teenage driver. Does anyone know who this works in Michigan, Harper Woods, Michigan, I believe he has just a local company with no-fault insurance, state basic minimim insurance. ???Or if the boys do have to get their own insurance when they do get their own car, does anybody know the best rates for new teenage drivers with a good record???? thanks""

What will happen when the car dealer finds out I lapsed on my insurance?

I financed a car from an in-house (buy-here-pay-here) finance car dealer, about 2 months ago I lapsed on my insurance, and now the finance company is asking for proof of insurance. I also got into a car crash about 1 month ago, and its currently getting the damages fixed by my hook-up, but not drivable yet. My payments have been made on time every month, as well. So my questions are * What will happen when the car dealer finds out I lapsed on my insurance? * If they repo my car, can I get it back? if so, and how long do I have to get it back?""

What car would be the cheapest and most reliable?

Im a 17 year old guy. My parents are giving me $2000 for a down payment on my first car. We're going to a used car lot this weekend. They have 2 cars I want and 1 car my dad thinks I should get. The ones I want are an older 2 Door Tahoe, and a Chevy S10. The one my dad thinks I should get is a Honda civic. He says the Civic would have the cheapest insurance. But I play guitar, so it would be hard to lug around a big amp, guitar case, and pedal board. I want the Tahoe the most but I think its gonna be too much. What do you think?""

Car Insurance?

Can a candaian get car insurance in ark. as long as your candaian license is current?

Good Cheap car insurance?

Im 16, Im getting my truck and my license in september, and I was wondering what car insurance companies I should look in to? I could be added onto my parents plan but it would be pretty expensive, I was wondering if there's a cheaper option? what insurance do you have and why? thanks!""

""If i get cheap insurance on my leased car, can the bank find out and reposess it?""

i believe i am supposed to have comprehensive coverage on the car, however its just way to expensive to do that as well as the ridiclous payment i have. I heard somewhere that if you get the cheaper insurance, that the bank can find out and take the car back, which i would obviously like to avoid.""

""I was misled by auto insurance company, what are my rights here?""

OK i signed out with all-state insurance company. The quote was $380, the agent faxed me only papers to sign since i was happy about the quote. I asked her 2 fax me the Insurance Id card but she did not(i waited a week). After tired of waiting and being turned down by DMV 2 renew my car registration i called the office and asked someone else 2 handle my case. Things went fine without her help , the new guy sent me the Id card immediately. On Friday i received all the papers & the ID cards but i was suprised when i saw $415 ...i called but didn't speak with her, the guy that helped me B4 was like but you signed the papers, i asked him 2 send me the papers i signed again..and guess what? The psycho lady played me cause, she only faxed me papers 2 sign but not the papers that showed $415, all i agreed was based on the quote she gave me which is $380. She never sent me the $415 papers. What can i do with this cause they are not prepared 2 refund me or fix their numbers""

How do i get an insurance quote?

Hi, im wanting to get a quote on car insurance for when I'm 17. I'm currently just about to go 16, yes, I'm aware that it's a little early to be looking into cars, but I'm really curious as to how much I would need to save etc. So if anyone knows of any sites I can get a quote on without signing up or anything then it'd be appreciated very much! Or even if anyone could give me a ballpark figure on how much a 2008 Vauxhall Astra 1.4i 16V SXi 3dr Sport Hatch would cost. Thanks :)""

Review of Student Health Insurance from SUNY schools?

If you have bought the insurance provided from any SUNY school, what is your review on its coverage?""

What are some affordable life insurance policies for people with diabetes?

What are some affordable life insurance policies for people with diabetes? Looking for $400,000 in coverage.""

Cheapest Car to insure for a 17 yr old new driver?

What is the cheapest small car to insure for a 17 year old who's just passed their test? I believe the model can affect the price too eg - SX, GL?""

Does anyone have suggestions for affordable health insurance for student (29)?

HELP! Car & Insurance for 17 year old.?

Hi, I'm 17 in a week & will be starting my driving lessons. I have my theory booked for a few days after & aim to pass in around 6 weeks, depending on the waiting list for the test, having 3-4 lessons a week. Driving a car isn't a problem for me, have had plenty of practise on tracks in my dads weapon ;) & have for the last 8 weeks or so been going to an empty industrial estate one or twice a week, driving my mums cooper S or occasionally my uncles M3. Just need practice with the ways of public roads from my instructor. Anyway, as you can probably tell I've had a fair bit of experience driving fairly fast cars, so thats where i need advice - can anybody suggest any fairly fast cars that are reasonable to insure? or any cheap insurance company's, or any ways to get insurance down, as long as they aren't completely ridiculous lies, I want to keep it as legit as possibly ideally. So far I've been quoted 1600-ish on a standard golf on my mums insurance, but ideally want something a bit quicker then that. My budget for a car + insurance overall is 4-5k. My ideal car would be a GTI, anybody know where i can insure one cheap-ish? ALSO, *PLEEEEASE* no do-gooder's telling me it is 'fronting' to go on my mums insurance, I am well aware of this, however I am also aware that if the car is registered in my mums name with the DVLA, then they don't have a leg to stand on. I have checked this with one of my mums friends, a solicitor. Also, nobody telling me that I 'wouldn't be able to handle the power' or that I'd 'kill myself', believe me, I'd smoke you ;). Sorry its a bit long, please help! :-)""

Health insurance?

Does anyone know of a good and cheap health insurance company where i can save money every month and pay a low deductible?

How much did you pay for your motorhome tires?

i am curious about the cost of tires on the different types of motorhomes? i am also curious about the cost of insurance? routine maintenance? and whatever else may be important in the cost of ownership between a class A and a class C motorhome?

Car Insurance Cancellation Fees? (UK)?

So i'm probs 2 months away from passing my driving test, and i was thinking about insuring my car on a provisional licence for these few months to actually get a few steps ahead and more experienced. I was wondering how much it would/if it would cost to say stop the provis insurance after them 2 months? People from the UK preferably please, cheers!""

Aroda Virginia Cheap car insurance quotes zip 22709

How to report uninsured car in CA?

Someone hit our car in a walmart parking lot. Our tail light was broken and the estimated cost to replace it is $420-$500. Since it is under $750, we didn't report to police or DMV. However, the driver didn't have insurance card in the car and gave us bogus information about their insurance. We only have their license plate and a walmart security person as witness. How do we track down this person or report uninsured driver/car? We are in San Diego, CA.""

Can anyone estimate how much insurance would cost on a 2001 camaro?

i'm 18, full time b student, first car, the car's a v6""

Is car insurance more expensive on newer models?

Im comparing car insurance quotes online. I havent yet got the car im insuring but Im looking at different 206 models. I know there are many factors when it comes to the quote, but does a newer model cost more to insure because this is what I seem to be finding: 2004 models- my insurance is around 470, yet when I checked the same model but a 2005 reg it was nearly 300 pounds more.""

Why should someone who is say 40 get cheaper car insurance than a 17 year old?

If for instance they passed on the same day, why should a 17 year be categorised as less responsible than a 40 year old in terms of driving ability? Particularly when chances are due to the insurance gaps and most probably the earnings of these two hypothetical people the 40 year old would be able to afford a more powerful car...""

Can I cancel my insurance policy?

Am I able to cancel my insurance policy at any time? I am currently paying alot of money for insurance due to getting a ticket while I was still a new driver, and have found a company who will insure me much cheaper than my current. Will I need to pay any sort of fees? Give notice? Just curious, thanks! This is in Canada by the way.""

Car insurance for teenagers?

Im 18 and I own a used car. Never a trouble maker. I have a part time job. I want to know what insurance I can get for my car that is affordable.

What does Mercury Auto Insurance Cover? (Bumper to Bumper)?

Okay I currently have mercury car insurance and have the bumper to bumper.. I have a few things to do to my car but wanted to know exactly what parts are covered for example are the Shocks covered?

I need insurence to pay for my pregnancy?

I hve NO insurence im only 18 idk how to get free insurance so that i can go to the dr for checkups to make sure my baby is okay or even see my baby in an ultrasound i dont know what a mid wife is and i dont know how im going to pay for the birth of my baby :( help i need answers

Affordable insurance for children in Texas?

Does any one know of any insurance for children living in Texas? I had medicaid for my children; but, got disqualified because of a vehicle that we recently purchased. Our income really stinks. But, we never thought that it would affect us. But the resources count against us.""

""Young car insurance, where and how?""

Just passed me test and looked at insurance and wwwwoooowwww!!!! 3000 around the value of the car any way, so insurance quotes expect young people to write there car off twice at 8000 crazy i mean i understand that there are some bad young overconfident drivers basicly this is for and auto 1.2 nisan micra fully comp on my mums insurance. Im a guy and 18 in may so what is the way around this. I don't really want a car but for me i feel its necessary because i'm not a confident driver so need to keep it going. so do i buy a bangger(If so whats a good model) or go on my mums car. UK thanks guys any help appreciated""

Insurance companies that run driving history?

I'm trying to get quote on new insurance and I know Esurance runs your driving history to give you your quote. What other insurance companies do this? I don't know mine or my fiance's whole driving history for the last 5 years and it would be a lot less of a headache if they ran the report.

Are petrol cars or diesel cars cheaper to insure?

Cheap motorbikes to insure?

19 just passed my bike test wat a get a big bike and insure it with restriction 33 bhp. im looking at the GPZ 500 S , but there all far away , insurance for third party is 496. a year. Any one know any 250-750cc engine motorbikes that are cheap around 500-1000, and are chear to insure, i wanted the kawasaki ninja 250, but 2008 year is 1750 and the insurance is over 750. a year. to dear for me, so any idea's please let me know! thanks.""

Can you get 1 month insurance for an under 21 year old?

If you live in the UK? if not any ideas on how i can i get insured on a car for a month?

Which company offers the cheapest car insurance for a 17 year old?

Im 17 and i need insurance and i wanted to know the cheapest way

My life insurance policy and my insurer?

I have life insurance policy with a major US insurer. If this insurer files for bankruptcy and sells off its assets, what will happen to my life insurance?""

How much will my car insurance go up?

Two weeks ago I rear ended a Ford F150. There was very little damage done to their truck, but my mazda protoge was declared totaled. No ambulance was called and the people in the truck acted just fine. The driver was a lady who I thought was just obese but it turns out from the police report that she was 9 months pregnant. I was not arrested or anything at this scene but I did get a ticket for careless driving by failing to yield. I am a 25 year old male btw and I was on my mom's insurance driving her car. We called the insurance and found out that she was monitored and the baby was ok. She was due next week, but the insurance hasn't heard about the delivery or anything. The lady, however is claiming neck and back injuries. Will my insurance go up more because of the accident AND her claims or just the accident itself? I have to go to court in June just for the accident (it is mandatory here for every traffic violation). I need to know how much my insurance will go up to get a newcar""

Where can i find cheap but affordable insurance?

where can i find it, basic health in my state is kicking me out?""

How much is health insurance for a 55 yr old women??

i live in southern ca and we are looking on getting a affordable health insurance for my mother she is 55 yrs... around how much will we be expecting on paying mothly... and what good health insurances are recomended??

""New, young, girl drivers. How much are you paying for car insurance? Thinking about looking into NFU?""

I turned 17 last month and I have started my driving lessons. I am looking to buy a car, paying monthly over a 48 month-ish period. I want a car that's around 2500, but as expected, I can't seem to find a reasonable insurance quote anywhere. Just wondering whether anyone's had any joy? Both my parents (who would be on the insurance) haven't got any claims etc, I live in a registered D area according to the insurance area bands, I can keep my mileage below 3000 and keep my car on my driveway. Just wondering whether people gone with NFU, and basically good companies who could do a reasonable quote.""

Do I have to tell insurance about my ticket?

I got a speeding ticket about a year ago. My question is I'm trying to get an insurance quote, do I have to tell them about my ticket even though I went to traffic school and did not effect my current insurance rates? Thanks!""

Someone hit my bumper. Car insurance question?

I was in traffic today and someone hit my car from behind , damaged my bumper. I have statefarm and fully covered. I have never been in this situation , and plus i think it's getting a little bit complicated. Because the guy who was driving the car doesn't own the car. And the guy who owns the car's name doesn't seem to be the one who's insured with the car(it seems to be his wife or someone ) Usually does this matter?? What are the procedures I should take to get this done asap . I want honda to fix the damage. Will the other person pay for this damage. What should I watch out for ? any kind of traps? I have a small backpain. is that covered under insurance also ? I think they have allstate. please help !!""

Which auto insurance do you recommend?

I had a Scion XA 2006 and I just got a MINI Cooper 2007. I was insured under my parents insurance at AAA but with the change of cars our insurance would increase twice as much. I'm going to leave their policy and open my own. I'm 22 and I'm a full time student (GPA 3.5), which insurance do you recommend? I have road side assistance with AAA.""

How much do you think motorcycle insurance would be for me?

I am 23 and don't have my motorcycle license yet. I have had my own car insured for 5 years with no speeding tickets or accidents or anything if that makes a difference. I currently pay like $100 a month for auto insurance. I would get an older bike (1980s) that is small (maybe 600 cc)... nothing sporty or anything. Also, how does motorcycle insurance work in terms of paying it during the winter when Im not driving it? Thanks, Chris""

""Hit by a car, license suspended in California, will the insurance cover the damage? will i get in trouble?

I was driving then the traffic lights turned red so i stopped. few second later i heard a loud breaking sound and 2 seconds later a car hit me. the problem is that my car is under my ...show more

Aroda Virginia Cheap car insurance quotes zip 22709

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best paying affordable long term care insurance 2017

"best paying affordable long term care insurance 2017

best paying affordable long term care insurance 2017

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How is affordable calculated in obama care?

How is affordable calculated in Obama care? I have tried to find the criteria of what is considered affordable in Obama Care but haven't found it. How is it calculated? Who determines what is affordable? I think $1/ month is affordable. I'm sure the government and the health insurance company's say it's more.

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My sister and i are on the loan for a car that I'm driving. We have insurance but im not on it. I want to put it under my name now, but when i get a quote online they ask if ...show more""

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What is to stop people from taking the fines instead of paying for insurance?

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How much is the fine for driving with no car insurance in Ontario?

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I am an 18 year old male, in the state of Pennsylvania who is gonna buy his own car. I have never been in a car accident or gotten a ticket in the past 2 years I've been behind the wheel (with my moms car). I also have State Farm insurance. Can someone let me know how much It would cost if I got a car insured under my moms insurance? Or maybe if it could be cheaper for me to get my own plan? Thank you!""

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https://www.linkedin.com/pulse/alabama-insurance-license-check-harry-escobar/"

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rebeccahpedersen · 7 years ago

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The Tao Of The 2017 Buyer

TorontoRealtyBlog

The spring of 2017 was the hottest market I have ever seen. It was probably the hottest market that any Realtor, regardless of his or her experience in this city, has ever seen.

I told a lot of stories back in the spring on TRB, many of which conveyed exactly how hot the market was.

But one story was left untold, because it just concluded. And ironically, it took place after the market changed, as our journey began in June.

Allow me to regale you with the Tao of the 2017 Buyer…

Back in 2014, I wrote an epic four-part blog series which I entitled, “The Tao of the 2014 Buyer.”

Ah yes, 2014 – back when I wrote four blogs per week, rather than the three that I cut it back to in 2015 when I started my Thursday “Pick5” feature. Four blogs. Wow. I actually just got anxiety thinking about that…

A four-part series wasn’t how I set out to tell that story, but as I began the framework for a post that I thought might result in a “To Be Continued,” I soon realized that in order to properly convey the story, I needed to let the post write itself.

I remember that spring, 2014 market very well.

It was a continuation of a 2013 fall market that just seemed to come out of nowhere, culminating with a whopping 11.3% year-over-year increase in average home price in the month of November. Yes, 11.3%. Remember when that was significant?

When the spring of 2014 began, we all knew it would be busy.

The average home price of $520,398 in December continued to rise and rise throughout 2014, hitting $585,204 – a 12.4% increase in a mere 5 months; an annual rate of close to 30%.

I was working with a lot of buyers in that market, and every buyer who purchased between January and June continued to follow new listings, and send me emails with, “Did you see the sale price of such-and-such house? Wow, am I ever glad we bought!”

One of my buyer couples from that spring (actually from the fall of 2013, if you read the series) had just about the worst luck I had ever seen, in all my time in the business.

While we often say there is no “luck” involved in buying real estate, that’s not entirely true.

I’ve sold houses to buyers on the night of a storm, or an election, or a holiday, that would have, could have, should have sold for more. That’s lucky, for certain.

I’ve won in multiple offers because the buyer picked a price that ended in say, “512,” because they got married on May 12th – enabling them to beat the second-highest offer which ended in “000.” That sounds skillful, but it’s luck.

Luck is ever-present in real estate, especially on the buy-side.

But my clients from the 2014 “Tao” blog series had no luck, and as a result, they lose EIGHT offers, before finally securing a property on their 9th try – a journey that began on October 1st, 2013, and ended on May 5th, 2014.

They bid $781,200 on a house, and lost to a bid of $785,100.

They bid $800,000 on a house, and lost to a bid of $805,000.

They bid on eight houses, with an average loss margin of 3.0%, and taking away the two blowouts, their loss margin was a mere 1.45% on six lost properties.

Well, if this doesn’t entice you to read a four part blog series, then I don’t know what will!

I’ll make it easy on you, here are the four parts:

The Tao of The 2014 Buyer – Part I

The Tao of The 2014 Buyer – Part II

The Tao of The 2014 Buyer – Part III

The Tao of The 2014 Buyer – Part IV

–

My clients paid $776,00 for a house that’s probably worth $1.1M today, and like so many people before them, they likely thought, “This amount of money is just absurd for what we’re getting,” only to watch the market continue to grow, month after month, year after year.

A question I’m asked by a majority of buyers at the onset of the search is, “How many properties would you say your average buyer sees before they buy one?”

That’s a good question, but unfortunately, the answer is of zero help to the buyer.

“Eleven point four,” I might tell them, whether that’s in any way accurate.

The problem with putting a number to that question is, if the number is high, the buyer might feel like he or she should pass on the perfect property, right there in front of them, in order to simply “see more of what’s out there.” If the number is low, the buyer might feel rushed into making a decision, when he or she isn’t really ready.

Every buyer is different, pardon the obvious.

Every buyer comes into the search with a different amount of knowledge, about real estate, but also about personal finance, mortgage regulations, Toronto’s geography and demographics, and a host of other variables affecting the search.

The second question I get with regularity, specifically in the midst of hot market cycles, is, “How many offers do your buyers lose before they win one?”

Great question.

And perhaps this time, the answer I provide could shed some light on their search.

I don’t know the answer, but if we’re talking freehold buyers, in 2016 through 2017, I’d say probably 2.5.

Now, because I know that you’re very curious to know the answer, I’ve just taken about 45 minutes while writing this, to log all the offers I made in the spring, and find out the real answer to this question.

I think this will be tremendously helpful for active buyers, even though the market has changed.

Of all the freehold properties I sold to buyers in the spring, 2017 real estate market, and not including buyers who made offers but didn’t eventually buy (there were a few), here is the number of offers that my successful buyers made:

1 1 1 1 1 2 2 2 2 2 3 3 4 4 9

That’s an average of 2.53 offers per buyer.

And since I had guessed 2.5, I feel like I just wasted an hour of my life.

Oh, the things we do in the pursuit of integrity…

You’ll notice that at the bottom of the list, is the number “9.”

At the risk of spoiling the conclusion to this blog series, let me clarify that, yes, this is the story I want to tell today.

The tale, story, journey, or Tao of the 2017 real estate buyer, but also the excitement, heartache, anguish, anxiety, frustration, and experience of two very normal people, well-informed, well-qualified financially, and extremely intelligent, who, as was the case with my couple in 2014, simply had, dare I say, bad luck.

This is, as you would assume from the list of offers above, not the typical real estate experience. But it’s a learning experience for those of you reading it, since we had not one, but many odd situations and events through the course of our search.

All of these events make for those learning moments that so many would-be buyers seek while reading Toronto Realty Blog.

You just hope that they don’t all happen to you…

Jake and Amanda emailed me in March of 2017 to say that they were getting married, and needed more space, and like many buyers in their position, they found that browsing what was available on Realtor.ca wasn’t providing enough information.

I had sold Jake the condo way back in 2010, and while small, it had brought him through a series of transitions in life that one in their 20’s and 30’s would experience while living in downtown Toronto. When I think back to where I was in life when I bought my first condo, and where I was when I left five years later, I can’t believe how many miles I put on the odometer of life.

Jake’s condo was small, and I could imagine how two people living there would be tight. Imagine my surprise when we finally met up and they told me they’d been living there together, in 540 square feet, for several years!

That is certainly getting the most out of your investment!

What’s more, is they absolutely loved the place, and Amanda beamed as she told me what life in the condo had been like.

We got together in April when their search went from browsing online to checking out open houses in person, and they told me that they were looking to spend around $850,000, but were completely open to location, style, and size.

Everybody says they’re completely open; flexible, willing to compromise, make concessions, etc.

In practice, however, I find most buyers have no idea what “concessions” really are, and when you’ve got Cadillac-tastes on a Pontiac-budget, in this market, it makes it very difficult to get in tune with reality. Many of these buyers, unfortunately, get left behind.

But once I started searching with Jake & Amanda, I realized they really were open to just about everything. Our search would eventually take us from Scarlett Woods to Scarborough, and just about everywhere in between.

That flexibility ultimately enabled them to look for value in a market where there often wasn’t any, and draw a firm line in the sand with each and every property. Rarely, if ever, did they get emotionally involved with a house.

After our initial meeting in April, Jake & Amanda hammered out their “must have” list as follows:

Must Haves:

2+ Bed; 1.5+ Bath

Turn key (limited renos if any (cosmetic only); finished basement)

Walkable neighbourhood; near transit

Parking

In/Around Toronto (40 minute max commute to, say, Eaton Centre)

They set their ceiling at $800,000 even, and our search began.

When meeting with clients who have broad search criteria – whether it’s geographic in nature, or rather they’re open to various housing styles, I find it’s best to see a property, any property, and do a thorough walkthrough, pointing out the pros and cons.

The first property we saw together was a small rowhouse on Norwood Terrace, just west of the bridge on Main Street, south of Danforth.

While walking up to the house, we encountered a middle-aged man doing crossfit on the sidewalk, completely in a zone. He was skipping, doing burpies, and I believe he did a few overhead dumbell snatches as well. If that isn’t “a sign” that this is your future neighbourhood, then I don’t know what is.

I immediately saw how organized Jake & Amanda were, as Jake came equipped with pages of notes, transit routes, and important questions to ask.

Listed at $668,000, I told them I thought the house would push $800,000, and for a 2-bed, 2-bath, with no parking, they just didn’t “connect” with the house.

It ended up selling for $765,000, and they had no reaction whatsoever. They had already moved on to other options.

This would become a pattern in a very rational, unemotional search, the likes of which are extremely rare in this business.

The following week, I took them to Danforth Village to check out a few houses that I really liked, and we would end up putting our first offer on paper…

(TO BE CONTINUED…)

The post The Tao Of The 2017 Buyer appeared first on Toronto Real Estate Property Sales & Investments | Toronto Realty Blog by David Fleming.

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apsbicepstraining · 7 years ago

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BBG trainer Kayla Itsines: Alcohol is ‘poison, ‘ but carbs sure aren’t

Instagram fitness queen Kayla Itsines “ve never” consume at McDonalds, but she insists she has had a cheeseburger.

For anyone who has followed Itsines journey to becoming an international phenomenon importance a reported $46 million, that tidbit may come as a surprise. After all, the 26 -year-old( whose name is declared Its-See-Ness) has apparently obstructed her media chart picture-perfect to fit her character: online personal trainer to 12 million admirers on Facebook and 7 million on Instagram. Not to mention, she is an inspirational flesh to the countless women whove bought into her buzzed-about Bikini Body Guide, a 12 -week fitness and nutrition programme thats set off a batch of hashtags on Instagram, including #bbg( tagged in 5.8 million poles) and #bbgcommunity( tagged in 2.6 million poles ).

#bbgprogress @annasfit advancement using my #bbg curriculum! She says I hope these motivate others as much as me. Its sunny again so it necessitates bikinis! — The right photo is about 2,5 years ago and the correct one yesterday. Good acts take time. http://ift.tt/1qtdY6U app

A post shared by KAYLA ITSINES (@ kayla_itsines) on Jun 8, 2017 at 1:34 pm PDT

Does she drink alcohol? Its poison, Itsines has been quoted enunciating. Has she ever had chicken pieces? Nope, she told Fox News. Favorite pizza? Supreme with lots of veggies and, in Australia, where shes from, pineapple.

THE 14 HEALTHIEST ITEMS AT YOUR FAVORITE FAST-FOOD RESTAURANTS

What shed be if she wasnt a personal manager: A educator! she exclaimed. What category? Fitness!

Original? No. But when you get to know Itsines in person, theres no question she’s enthusiastic about her work.

— 3 STEPS TO LEARN HOW TO DO A PULL UP — This is for the girls asking me This is my first attempt at putting verse on my videos … IT DIDN’T GO AS PLANNED OKAY ….work with me here people hahaha. ANYWAY !! Let me just say this doesn’t happen over night. You need to practice each step until they are ALL mastered! Then you can attempt an unassisted chin up/ pull up http://ift.tt/1qtdY6U app

A post shared by KAYLA ITSINES (@ kayla_itsines) on Apr 21, 2017 at 12:11 am PDT

Check this out, Itsines enunciated, pulling out her iPhone and showing off her newest curriculum, BBG Stronger, on the SWEAT app, for which shes collaborated with managers Sjana Elise and Kelsey Wells, two other rising stars in the fitness nature.( Itsines program schools wives how to incorporate heavines machines at the gym into their workouts .) As a cluster of female peers delivering by assembled around her post-interview, Itsines giddily scrolled through the differences among boasts each move boasts a digital exhibition by Itsines, ended with a timer to help users stay on track motivating quenched oohs and ahs.

Forbes lately called the Adelaide native the most influential fitness personality worldwide a claim shes earned through promoting her diet and fitness platforms, works, in-person bootcamps, and custom stock, like yoga mats and foam rollers, on her site.

‘ALIEN YOGA’: THE TRUTH ABOUT THE WACKY TREND YOU’RE SEEING ON INSTAGRAM

Itsines fame, she told Fox News, has grown organically through an online community of women who inspire each other. On her social media details, you wont find person reproaching or recommendations to cut carbs( one of the most difficult mistakes Itsines meets American maidens see ), but instead, you will see inspirational mentions encouraging self-love, her followers side-by-side metamorphosi photos, and snapshots of fruit dishes and Itsines rock-hard abs. Suffice it to told she’s facilitated produce the charge for the growing body-confidence movement on Instagram.

26 today I feel like some of “youve had” literally watch me “re growing up” !! So Thankyou for all your foundation over the past few years and happy birthday to anyone who shares the same birthday with me !! http://ift.tt/1qtdY6U app

A post shared by KAYLA ITSINES (@ kayla_itsines) on May 20, 2017 at 3:11 pm PDT

Ive been a female-only trainer my entire life I started out at a female-only personal schooling centre, answered Itsines, who got into the industry just before her 19 th birthday. I know girls, Im a woman myself, I know what they crave, I know how they conclude, I know how they feel.

Fox News: You descent out of college to become a personal manager, started working at a small gym in your hometown of Adelaide, and connected Instagram on a whim after your business marriage and boyfriend, Tobi Pearce, promoted “youve got to” do so. But at what spot did you know that you had really made something large-scale?

Itsines: World Tour in 2015 was big because I got to hear folks floors who followed my planned, and I got to hear how I changed “peoples lives”. As a coach, you sort of anticipate, Well, you did that because you put in the hard work and you put in the effort. But they were so insistent in went on to say that, No, Kayla, it was you. You gave me the confidence, you gave me the persuasivenes. I was standing there supposing, This is amazing. This is changing families lives.

Fox News: How do you stay sanded?

Itsines: My family dirts me so much better. Theyre a big Greek family, and I live a time from my grandparents, who dont pronounce any English. They know what I do, but its almost like they dont attention. They dont think of me as anything special or as Kayla Itsines from Instagram. Its only that Im their granddaughter. They still yell at me when Im belatedly!

My baby – I love you! @tobi_pearce http://ift.tt/1qtdY6U app

A post shared by KAYLA ITSINES (@ kayla_itsines) on May 6, 2017 at 5:24 am PDT

Fox News: Youve altered millions of womens lives. What has that been like?

Itsines: Thats an indefinable detect. I dont know if youve ever knowledge someone coming up to you and supposing, Youve changed my life, but you can feel that passion, and you try to hard not to yell and not to hug them forever.

@chasingfitnessdreams I’m so proud of you !! Progress expending my #bbg platform! She adds “I have struggled with my heavines and self confidence for a years. I was pretty tiny my whole life until I procured my desire for nutrient. I would eat what I wanted, when I wanted without exerting, I simply didn’t really care what it would do to me. Then once I seemed uncomfortable with how I searched I would urgently try to lose the heavines again until I was smaller then do it all over again! This messed up my metabolism and built me so sad! I have now noticed poise and learnt myself that I can have the nutrients I cherish whilst exercising to perceive large and keep in shape. Having additional load on me formed me feel tired, grumpy, breathless, bloated and miserable .. some people may say I gazed better before .. and to me that is a flattery but I simply want everyone to remember .. it DOESN’T MATTER what you look like .. it’s how you Find that are important. And I feel astonishing thanks to finding Kayla who attains me want to feel the best I can, so thanks girl ‘ I have 10 weeks until my sisters wedding and I am so excited to wear my bridesmaids dress find self-confident ” http://ift.tt/1qtdY6U app

A post shared by KAYLA ITSINES (@ kayla_itsines) on May 12, 2017 at 4:31 am PDT

Fox News: How do you pick the person or persons to boast on your Instagram?

Itsines: This is something I expend a lot of season on, and its not necessarily someone who appears a certain acces or talks a certain style. Its someone whos super inspiring, and I have to be able to go on their profile, should be noted that theyve done the program, should be noted that theyre a positive party, and see that they actually have a pilgrimage that other women can follow and be inspired by.

@victoria. malmbbg 14 weeks advancement expending my #bbg curriculum !! stupendous …. did I forget to mention she is also a baby of TWO http://ift.tt/1qtdY6U app #bbgprogress

A post shared by KAYLA ITSINES (@ kayla_itsines) on Jun 14, 2017 at 12:58 pm PDT

Fox News : What are some of the most difficult misconceptions you watch dames construct when theyre trying to change their bodies?

Itsines: One of the biggest gaffes Ive understood wives build in America is the cutting-out-carbs act. Its, I want to look like this when truly, they should focus on how they appear rather than how they gaze. It should be: Im gonna do this to stimulate myself happier, so in turn, I experience beautiful. Thats truly a mindset Im trying to teach women.

HOW ONE WOMAN DROPPED 100 POUNDS BY FOLLOWING A FAD DIET

Another mistake wives obligate would be going too hard too fast. As wives, we have theatres where we get this sudden reason, we are seeking to do everything Im so motivated, Im gonna “re going to the” gym, Im gonna work out for hours and hours and they work out, theyre super sore, they cant continue it, and they become unmotivated. Its just about taking happenings step by step: maybe doing a seven-minute workout and making it into a 14 -minute workout the next week. Its about slowly improving your workout up until you feel good rather than pushing it very far.

Fox News: Whats your advice for someone who is working out and trying to get more physically fit, but is not realise develops?

Itsines: Take a step back and is to ensure that theyre cozy with their training regime, gobbling the right foods, and boozing enough irrigate. Sometimes, its just about devouring more and doing less thats something thats a very hard abstraction to move to ladies, specially here in the U.S.

@mysweatlife amazing develop photo To one of the most manner and hard working girls I know … you are absolutely killing it !! I am so freakin proud of you http://ift.tt/1qtdY6U app #bbg #bbgprogress

A post shared by KAYLA ITSINES (@ kayla_itsines) on Apr 25, 2017 at 6:12 am PDT

Fox News: Have you always been strong and fit? And if not, what challenges did you overcome to achieve the body you have today?

Itsines: I have always been fit Ive been into basketball since I was 5 years old. But in terms of forte, that took a lot of building up. I did that through basketball training and training in the gym. Nonetheless, Ive always been really, very happily married within myself, and thats what I try to push to dames that I contemplate the more you do gradually, the better you start to feel.

CROSSFIT ATHLETE’S POWERFUL TRANSFORMATION PHOTO PROVES GETTING FIT TAKES TIME

Fox News: Any advice for women struggling with organization confidence?

Itsines: We could have the best organizations in the world, but if we dont feel good on the inside, it doesnt question. I ever say to parties, Contemplate about the most beautiful party you know. Theyre not beautiful because they have a beautiful figure! You dont mention, Oh my best friend or the person I adore the most is so beautiful because her body searches any particular acces. Its because she makes me laugh, because shes smart, because shes here for me. Beauty comes from the inside, and the more that ladies start focusing on that, the more beautiful people become, including themselves.

Ladies, what’s your favourite organization area to workout !?! Comment below! http://ift.tt/1qtdY6U app

A post shared by KAYLA ITSINES (@ kayla_itsines) on Apr 28, 2017 at 4:57 am PDT

Fox News: Your strategy is truly based on helping women become strong , not skinny what would you say to anyone who doesnt contemplate strong is sexy or attractive?

Itsines: Strong is always sex and attractive! And the word strong what does that intend? Because forte comes from within, and BBG Stronger is a program that promotes dames strolling into the gym with trust and experiencing self-confident as they walk out. When youre self-confident within you, it constructs and it extends, and it glistens out of you.

8 LITTLE CHANGES THAT CAN LEAD TO WEIGHT LOSS

Fox News: Your Instagram is of great root of brainchild and funding. Can you speak a little to why having that sort of support is really important for people who are on a fitness passage?

Itsines: The translations are certainly relatable you can go onto the page and find someone who looked like you before, or who ingest the method you do, or was living in the same country you do. I think that relatability is really nice to have, so “youre not” looking at one particular being suppose, Well, I cant dine that or I cant do that.

@healthylife. iv change employing my #bbg program !! http://ift.tt/1qtdY6U app #bbgprogress

A post shared by KAYLA ITSINES (@ kayla_itsines) on Jun 10, 2017 at 3:21 am PDT

Fox News: Your programs are large-scale on poise in that they involve heavines discipline, cardio, extending and resting and, on the nutrition side, even dessert! Why is this mixture so important for producing outcomes?

Itsines: Balance is important in life. It keeps us sane! Why, as wives, shouldnt we be able to have our dinner and eat our dessert? Why shouldnt we have that? For illustration, last nighttime I had some pasta and chocolate after, and I dont feel bad because I chew health and I work out. Everything in moderation!

Just having a little moment of refection. I feel like the last few years has been an absolute whirlwind! When life gets busy, you often don’t get the chance to stop and think about what you’ve achieved along the way! Time is transferring by no matter what you do. So why stress? Why get worked up? Why obsess so much better when you can be happy and enjoy your life instead! I know that’s easier said than done sometimes, but genuinely when you think about it, you SHOULD be happy. You should be able to celebrate every moment. Time will pass no matter what…..so you may as well be happy and do what you cherish. http://ift.tt/1qtdY6U app #bbg photo credit – @alexpreview

A post shared by KAYLA ITSINES (@ kayla_itsines) on Apr 24, 2017 at 7:00 pm PDT

Fox News: Do you ALWAYS dine healthy? Whats something you enjoy chewing that beings might not expect?

Itsines: Greek cakes! Theyre Greek tarts with sugar and walnuts.( Itsines mothers are from Kos, Greece .)

Fox News: You swerved 26 in May, and youve already fulfilled more than most women your age. Do you ever feel like, Where do I run from here?

Itsines: No! My patrons are the perfect speciman that age was nothing. Some of them are 40, 45, 50 years old and have the energy levels of a 20 -year-old. For me, whats next is facilitating more women and reading how I can do that to its implementation of getting feedback from all levels of society and with BBG. Its just so exciting.

Flashback !! My favourite thought in the world is satisfying my #bbg girls. I have left every single one of the boot camps, gone to my inn chamber, sat on my plot, set my honcho in my hands and cried. Not from sadness, I wasn’t sad at all! I was the terminated opposite in fact. I was overwhelmed with so much better joy and pride! Until I encountered you girls, I had no idea how much POSITIVE change was appear in all regions of the world. I got to hear all of your stupendous floors and how #bbg has changed your life or the life of someone you love. Even now, my sees ocean as I’m writing this because it builds me think back to all the amazing times that I have with you all. All I can say is thank you and that I am so so so sanctified so be able to meet you girls and hear your narratives. I would Desire for you to berth in specific comments below and tell others why you started the #bbg and how it changed your life. I want to show wives that everyone’s floor is different and we are all here for different reasons, but with one discontinue point … health and merriment http://ift.tt/1qtdY6U app #bbgstronger

A post shared by KAYLA ITSINES (@ kayla_itsines) on May 18, 2017 at 5:47 am PDT

* This interview has been edited for span and clarity .

The post BBG trainer Kayla Itsines: Alcohol is ‘poison, ‘ but carbs sure aren’t appeared first on apsbicepstraining.com.

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dangerouscrusadefire-blog · 7 years ago

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WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?

"WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?

WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

RELATED QUESTIONS:

If i buy a fully comp insurance can i drive my friends car ? Im 17.?

If i buy a fully comp insurance can i drive my friends car ? Im 17.

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This is my co-pay insurance plan 90/70 (in network doctors/other doctors): Co-insurance 90% Out of pocket $4000 Deductible $4000 Here is one example of what they cover: Plan Network Co-pay for physical visits to the office Co-insurance 100% Co-payment $25 Co-insurance preventive 100% Out of Plan Network Deductible $12,000 Co-insurance 70% So, does this mean that I just pay $25 for a physical? Nothing more, unless something additional is done at the visit? When the co-insurance is 80%, does that mean I pay 20% of the bill? and... Is there a difference between Out of pocket and Deductible? Thanks!""

Im nearly a 17 year old who wants to know how much insurance will cost..?

hi, with me nearly turning 17 next year and i have been looking at cars i have my eyes on a citroen saxo and was wondering how much will it cost to insurance and not botherd about the price of the car because you can get them for at least 500 pounds, there are ll types of saxos arnt there like the 1.4 and i have been looking aat the saxo vtr but im wondering what saxo is better fo a first car and the insurance thanks zac whalley""

Does the cost of insuring a car go down when you turn 18?

is it worth waiting a couple of months to my eighteenth birthday to get cheaper car insurance? thanks guys!

Hello im a 18 year old male and am looking for car insurance?

the car i am looking to insure is a 1.3 tdci vauxhall corsa excite 75ps 61 plate the cheapest ive been quoted on moneysupermarket.com is 3118 but went on lv and was quoted 1620.60 fully comp and only one on policy and me as the policy holder does anyone else know where the cheapest car insurance is

How do you know how much insurance to take when you buy car insurance?

WILL MY CAR INSURANCE BE HIGH?

I'm 18, from california, and ive had my license since i was 16. I currently drive a 04 volvo and im planning to get a 2012 or 2013 chevrolet camaro LS. The plan is to trade in my old car but my mom is complaining that my insurance will be like $300 or more a month. Is that true? I have safeco btw thanks""

""I need to get an insurance but not sure which is a good one,?

i am a cleaner and need to get insured for accidental damage as i work in the customers homes. thanks

""I wreck in my parent car, will my parents insurance cover the damage? Please Help?

Ok. Today my parent let me borrow their car so I can drive to school. On my way to school I had a car accident in the freeway. I accidently hit another car. The CHP arrive and got the report . The car I hit suffer minor damages to the rear bumper only got minor straches to it paint. The only problem is that I am not in my parent policy. Will my parents auto insurance cover the damage. Oh My parents car suffer some damage to to front of the car and it's fenders ? Please Help

What the average of a male 25 year old would pay for car insurance?

i planning on buying a dodge charge 2013 and getting my own car insurances i want to know around how much i would pay i'm been driving for 6 years already but with my parents insurances. but now i want to get my own car insurance

Can I drive my second car without insurance?

Hi, I bought a second car, the insurance on my first car allows me to drive any other vehicle with the owner's permission. Is it illegal to not insure my second car?""

What are the cheapest cars to insure?

i just want to know what the cheapest cars are to insure as i am going to get my first car soon.

Will adding a person to my car insurance (progressive direct) make it go up? by how much?

i want to add my wife and she's 24

Im 18 years old and just got a ford focus and i want to get liability insurance on it how much would it cost?

Can anybody Reccomend a good online insurance company for a Cagiva Mito 125?

I have been looking around for a low insurance rate for my Cagiva Mito 125 Motorbike, does any Mito owners know of a good insurer for that bike and how much did you pay?""

Motorcycle insurance cost?

I am 17 years old and I live in CT. I am getting a street bike. How much would insurance cost a year/month?

HELP!!!! CAR INSURANCE?

If you studied car insurance quotes previously you will know that a Q.B.P. accurate quote takes this many minutes?

Good insurance companies for 17 year old passed my test!!?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

Where can I find affordable auto insurance with a bad driving record?

I have a bad driving record and the convictions don't come off my driving record until december 2010. I feel like I've searched everywhere for a decent rate. Does anyone know where I can find a good rate for a person who has a bad record? Or know a way around getitng insurance. My parents can't insure it for me. So that's not an option. Thanks!

My car insurance company raised my bill because my zip code changed.?

But I thought that in California they passed a bill called prop 103 that says that changing zip code should not be a base to raise the bill... I talked to the insurance guy on the phone who said that prop 103 never passed,yet when I'm reading about it in the internet,it says it passed..Am I missing something? Can I file a complaint to the consumers'affairs and the BBB in order for them to drop back my rate to my previous zip code? It's only a few dollars but it ads up at the end of the year..""

How can i get my car insurance quotes down?

i have just passed my driving test for a full license in the UK, i am 18, male and after looking at several different websites (some comparison ones and some direct ones) i have found that for what is considered a good first car (no more than a 1.2 engine) i am likely to be paying the minimum of 4000! and this is just for third party and theft. i am wondering if there is any way i can get this number down.. can anyone suggest a good insurance company or anything like the pass plus that will lower it by a reasonable amount? or even a specific car that is generally cheaper than others. any help would be appreciated!""

Insurance for a 2003 escort zx2?

So I finally got my 5 speed. My mom is saying it is 700$ a month JUST for liability! It's a red 2003 ford escort zx2 5 speed. It has a sunroof and power locks and windows and alloy wheels. I am a 17 year old girl with good grades and I'm accident free. Is there any way my insurance would the that high or is she just scamming me?

Do I need a valid driver's license to have auto insurance?

I got pulled over by a cop the other day, and he asked for DL and insurance. I lost my DL along with my wallet months ago and I haven't had the time to go to DMV and re-take the test. Anyway, I showed my Texas ID and insurance and he said without a DL your insurance is not valid. They're pretty much just eating your money. So he gave me 3 citations: No DL, speeding, and no insurance. The ticket said if I had insurance at the time I got pulled over to show it to the payment window and it will be dismissed. I wanna know if I should do that or is the cop right and I'm completely done?!! Any good answers would help. BTW this was in LaPorte, Texas.""

WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?

""Insured car, uninsured teen driver?""

Hi, I am 17 and just obtained my drivers license, I am not on the insurance policy for the family cars. I heard somewhere that insurance follows the car and not the driver and that even if i wasn't on the insurance policy but had permission from the owner to drive the car that any accident would be covered by the owners insurance policy? Is this information valid? And to what extent? Thanks!""

What happens if you get in a accident with no insurance?

I got in an accident today. It wasn't my car it was my moms, I gave the cop my license, registration, and insurance. However, I didn't know that the insurance was lapsed. It hadn't been paid. There wasn't any damage to the lady's car, and minimal damage to mine. Me and the women were getting ready to take off, but a cop came up, and said that because it was a main road, that we needed to fill out an accident report. She isn't gonna call her insurance company, but if she does, and they find out there wasn't insurance, are there fines to pay, do they take the car? I know I'll have to pay for whatever damages she may have on her car out of my pocket.""

Low cost car insurance in California?

I'm a young driver with no previous driving experience who needs low cost auto insurance coverage in California, where can I get it?""

Insurance and tottalling cars.?

Motorcycle insurance?

how much would it cost for a new motorcyclist to pay for his insurance if he got a used bike.

Need help to get the cheapest car insurance possible for a 17 year old?

I just turned 17 and I am gutted because I have had to hold off on my driving lessons as I have the money for the lessons and the car but the insurance is WAAAAY too expensive. for cars like a ford KA or a smart car the insurance is between 3500 and 5000! is there anyway to lower this? how much would it go down by if i went on a family members insurance etc. please help. what kind of car will have low insurance.

How much for car insurance?

My mom told me to look for my first car and I found a 2002 Mitsubishi Eclipse GS, Silver, non-convertible, and i asked her if it was ok. She said that the it is considered a sports car because it is a coupe and insurance will be high, it has 2 seats in the back but it is a 2 door....can somebody tell me if insurance will actually be high for me...im 16 and ive never been a accident Thanks!""

Can you have insurance on a car that isn't yours?

My girl friend has a car but lost her job and can't afford to pay insurance. Can i put the insurance in my name for a car that she owns?

Would insurance cover it if i get my teeth bonded?

my teeth are chipped pretty badly, and it's causing me a lot of discomfort. i've had them sanded before to smooth the chipping, but they're already little. would insurance cover this? (united healthcare)""

Where can i get the cheapest car insurance?

i live in virginia

How much does car insurance cost for a 18 year old?

For a mustang GT 2012? estimate please thank you :)!!

What makes car insurance cheaper for young drivers?

I know it's to do with the car. Sometimes engine size and security features and the year it was made. So what other thing and what cars fit into cheap insurance

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I'm starting a new independent insurance agency in NJ and foresee difficulty getting appointed/chartered by insurance carriers. Can anyone confirm this to true? Also, if this is the case are there any other options for a new agent? I've heard of 'brokers' that will fill this void and have access to many carrier however they keep 33% of the commissions. Any other options for new agents that anyone might be aware of? - Thanks a lot for any input!""

Surgery and insurance?

if my surgery is going to cost me $3,500..and i have a $5,000 dollar deductible on my insurance..then i can't use my insurance can i? =(.. pretty much i have to pay for the surgery..BUTTTT if my surgery was let's say about $7,000.. then that means insurance company would pay $5000 and i would pay the rest of $2000 rightttt???? sorry...i'm just trying to understand this and make sure""

Car insurances?

18yrs old just been quoted 1,300 for a 1100cc car K reg.Offered 300.00 plus 1.000.00 returnable deposit if he dont have any accidents, broker did not want to know but said on top of all that he has got to pay the first 350.00 if involved in a accident. How dear is that?ps past tests.""

I am a resident of California and a permit driver. Do i need to be insured or my parents' insurance will cover

me? will their insurance cover me in case of an accident or not? simply, while a permit bearer, do i still need to have an insurance?""

Making 40k a yearm take home 2500 monthly after taxes and insurance. How much rent can I afford?

Can I afford 750 amonth making 40k a year? I have a car note of 300, cell phone, car insurance no credit card debt. It's really nice and I've looked it has black appliances, ...show more""

Car insurance help?

Ok so im about to turn 16. my parents said they would get me a car, but only if i paid my own insurance. can u please tell me how much it would be a month. and what company would be the lowest price. i dont know if u need this info but. im 16. white ( someone told me it matters?), i live in florida (palm beach county), and the car will probably be an audi a4. thanks for help""

Can insurance companies renew car insurance without owner`s permission?

My friend has just had a letter from her old car insurance company, saying they have set up a direct debit for monthly car insurance. However, she has recently changed car insurance companies, and has not instructed the old company to set up these direct debits. Is this legal?!""

Slough car insurance at age 17?

I want to get: volkswagen golf 1.6 volkswagen golf 1.8 volkswagen golf 1.9 I dont mind any just want to know can i get insured on all of them and im only buying one not all three all im going to use the car for is to go college and back no where else and no intentions of driving fast, just need transport for college and also i dont want any idea's that leads to fraud i want my own policy and not any multi car insurance as it causes alot of hassle and no one in my familys drives so im all good. Everything i will do is legal not any lie or anything so how should i choose my insurance. I will be only taking the car to college I wont be taking the car out at night so college starts at nine and finish at 6 going to use it 4 days a week only""

Is it worth it to pay $300 a month for health insurance when you qualify for medi-cal?

My kids qualify for healthy families and we are paying for their insurance anyways. We now need a new car, and were trying to figure out if we should switch to healthy families and buy a new car or keep their insurance through my husbands work?""

""And finally, would you be willing to pay more for your medical insurance if you knew for a fact?

people less well off then you would have a better chance at life.

Can I insure a car not registered to me?

My 22 year old daughter is in college and on my car insurance currently. She is getting a new/used car. Does it have to be registered and titled to me for me to be able to put it on my insurance? Can it be titled and registered to her and still go on my insurance? Thanks.

What does 20/40/15 mean on auto insurance?

""Car accident person at fault has no insurance, what now?""

had a car accident a week ago, minor injury to wrist havent gone to doctor, other persons fault, person B failed to yield while turning left and drove right in front of me. I have full coverage on my part, however fault being hers i made a claim to insurance she provided to police report. the thing is that the owner of vehicles insurance policy does not have person b listed on that policy but person b has same home address as policy holder so technically theyre insurance will not cover me. they have restricted non standard policy, and i do not have uninsured motorist coverage on my policy nor car rental coverage. their insurance is investigating this in he meanwhile so they say. i am not sure whether i should get my insurance to handle this, if i do i would have expect higher premium, pay deductible, rental car and medical fees out of pocket. I am wondering if i should have patience or start looking for a lawyer and forget my own insurance.""

WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?

How much does car insurance cost for a 16 year old?

i live in nevada. and if you have good grades do you get a discount i got A's and B's

I got a police report...will my insurance get a hold of it???

My bf was driving and he doesnt have a license :( will my insurance get the police report...causing the rates to go up????

Motorcycle insurance cost?

I was in an aciident a year ago it was my fault. I was driving a truck. Now that I'm 21 I want a cruiser such as the boulevard or vulcan, maybe even a shadow. I would like to know will my insurance be high? I don't have a license to drive one yet. I will be taking a class so I can learn the basice then buy a beater to learn to ride better before I get what I want. It will most likely just to get to work and school.""

""Car stolen, insurance paid out, car recovered.. What happens next?""

My friend had his car stolen two years ago, and so he claimed on his insurance. After paying his excess, he received payment from his insurance company. Last week, his car was recovered. What happens with the car now? Will the insurance company keep it/sell it to cover what they paid out? Will it be returned to him?""

Sisters friend took car and crashed will my insurance cover?

She took the car without permission I know alot of people say that but this is really true.She crashed and didn't have a license or insurance. She was not at fault since the other person was driving with headlights off at night and no one was hur however both cars are wrecked. Will my insurance cover I only have liability.

How much would insurance on a 1990 dodge neon ?

I think it might be my first car , && I have to pay for insurance .""

Sr-22's in southern California?

I just want to know what carrying one in the state of California does for me. My license was suspended in Chicago for parking tickets, and before I can get it back, I must rectify this. But before I have the 5 grand to do so, my mother mentioned looking into an SR22, citing something about being able to recieve limited driving priviledges. The DMV is closed, and this is bugging me, so I thought I'd ask you guys. I appreciate any help that anyone has to offer.""

Why do people hate Obamacare so much?

Because of this law, a lot of people are now able to get affordable health insurance. I'm one of those people. I can buy my epilepsy medication at an affordable price. Why do Republicans want to rip this away from me and go back to the way things were before? By the way, I was on my parents insurance before, but I moved out because I needed to be a man and get out on my own. Because of Obamacare, that is much more affordable now for me. Health care was a disaster before this law. What will Republicans do if they repeal Obamacare?""

How much would insurance be for a '69 mustang for a 17 year old with a 3.6 gpa?

Yeah, I really want a mustang but my parents are killing me about the insurance. So i want to find out how much it really is so I can tell them if i can pay for it or not. I really want this car, I know alot about cars so i'm not an idiot , i know what i'm doing. I just need to know. Thanks alot.""

""How much will insurance cost for a mazda RX-8, 2004?""

I am 17, 18 in December but I was wondering how much it would cost for insurance per month and annual since I am a teen?""

I am wondering if anyone knows what insurance would cost on a Mustang V6 for a 16 year-old female in Tennessee?

If anyone has a idea of the price range I would appreciate some input. Please don't say alot . I have had no tickets and I have not been involved in any wrecks. Thank you!

Why is my insurance going up?

It is 189 a month now, but in January it's going up to over 400. Is this part of the affordable care act?""

""At fault car accident, should I use health insurance or car insurance coverage for medical?""

My car hydroplaned and hit a guard rail last week, I made a claim since the car was totaled. I had to be rushed to a hospital, and all is well now. Should I use health insurance or PIP coverage to pay for medical bills.""

Car insurance prices?

i've just turned 17and i am wondering how much roughly will, lessons theory test and driving test all come too and insurance and also im a girl :)""

Can someone explain insurance types and recommend one?

My husband's company provides insurance, but we didn't know that a spouse has to be added within 30 days of getting married and a child has to be added within 30 days of being born. After that there is NO other open enrollment period or chance to add us on. I am looking to get some insurance and I really don't know what type we need. What is the difference in a HMO and PPO? Someone told me Florida has a state insurance now, does anyone know about this? Do you have any suggestions of a company to try that will be affordable?""

No insurance not my car?

Hi, my friend bought a car of some random guy on 3-19-09 and she has not registered it under her name yet, as the tags are not expired until late Dec 2009. Now i was doing repairs on the car, took it for a test drive, and got cited over by a peace officer for being on the cell phone. Now, since my friend hasn't registered it or no gotten insurance. My ticket says No proof of insurance...Am i financially responsible for this ticket? i am guilty for being on the phone, but the insurance? Ticket was issued on 4-11-09 I live in CA Thanks guys""

Can insurance companies be trusted?

Just wondering whether people view their insurance company positively or negatively. And why.

How much would insurance on a gt mustang cost for a 17 yr old male?

Does state farm insurance cover rental cars if you car gets stolen?

I do have full coverage on the car that was stolen ,but does rental coverage come standard on full coverage insurance?""

How much do you pay for car insurance?

Ok so im a 17 year old girl with a job that pays 600 a month. and i want a 2005 toyota matrix. its 7,000 but i know where to get it cheeper. but the question is how much do you pay . can you tell me your age and year of your car it would help me compare this whole thing alot better THANKYOU :)""

Where i can get car insurance groups explain?

1991 Nissan 300zx twin turbo insurance prices?

I'm 16, I know it'll be a ****-ton of money, but I have a pretty well paying job, anyway, I'm 16, it's a 1991 Nissan 300zx twin turbo, I make As Bs and a few Cs in school, no police record, not on drugs, dont smoke, come from a mid level income family, any ideas? I've heard it will be around 4 or 500 a month, is this true? Just an estimate would be great, thanks guys!!""

Cheap auto insurance?

Where is a good place to get cheap auto insurance? Im a 22 y/o female that lives in CA. I need full coverage (liability, collission and comprehensive) on my 2003 Honda Civic. My driving record isnt too bad. Thanks in advance.""

How much would it cost me a month?

If i wanted to buy a car for $16000 and i am 16 with no credit or anything. I have a job but my mom said she would pay half the payment and the insurance so i need to know how much would the monthly payment be. Thanks

Is marriage counseling covered by insurance?

i have blue cross blue shield, will they cover marriage counseling? if it matters i live in Louisiana""

WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?

Car insurance for UK female age 21 Peaugout 206??

Anyone any rough idea how much id pay?? And any good, cheap insurers? Also, is it better to get comprehensive, 3rd party fire and theft or just 3rd party????""

Need help with car insurance questions.?

I'm getting my license in a few months and I am looking into car insurance and so forth. I live in Gulf Breeze,Florida. Taking the drivers ed. class. Make A's in school. What would be the best car insurance company to go with? The cheapest car to insure? Anything really that you know and could give me information on would be greatly appreciated. Thanks""

Is there an affordable health insurance plan in California?

I am struggling to find an affordable health insurance plan for my family. I've asked this question before and got a great answer, then lost the link! Any ideas or suggestions would be greatly appreciated :)""

Can I get free health insurance?

I just paroled out of prison. I don't have a job yet. Is there any free health insurance available to me? I moved in with my brother, who has a good job and his own insurance. will his household income affect my options of getting low income insurance? Thanks""

Auto Insurance!?

i Have MetLife auto insurance at the present time, and i have a payment every other month. They have been sending me monthly bills the same price as my Bi-monthy bill. I have been given the run-around in other ways from them as well. Any suggestions for Auto insurance providers, for I am thinking of switching!""

""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""

I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""

Would insurance consider a 6 cylinder Pontiac grand am/prix a sports car?

i want a grand am/prix as my first car but my parents cant afford sports car insurance for a brand new 16 year old driver, also what could my parents expect to pay up to on insurance. ...show more""

How much will my insurance go up after dui in ny?

Health Insurance?

Can someone reccomend some good affordable health insurance policies for people who's work place does not have health insurance yet. I'm looking for something with good coverage that wont cost me an arm and a leg. Here is a list of things i want on this coverage in order of priority: 1.Mental Health Coverage (dont refer state and government run things because i fall through the cracks on their rules) 2.Dental (i love and want to keep me teeth) 3.Doctor visits (i dont go to the doc much even when i am sick)

How much does baby life insurance cost on average?

I am doing an anatomy project and we are supposed to research the cost of a baby for the first six months. If you could just give an estimate that is fine too.

Am I eligible for the good student discount for auto insurance if I'm a part-time student?

I have the grades (3.0+), but I'm not a part-time student. I live in California, am I still eligible for the good student discount?""

""On average, how much does the insurance go up for a 16yr old boy?

Driving insurance lol

Can I fight this no proof of insurance ticket in the state of california?

I purchased my vehicle on 3/13/09 with insurance. I was stopped on 4/7/09 for no license plates and failure to prove financial responsibility i.e. no proof of insurance. Prior to that, the car dealer initially wouldn't even allow me to drive the car off the lot unless it was insured. Also, I hadn't received the insurance card in the mail from State Farm yet. I asked the officer (before he wrote the ticket) if he could identify my vehicle in his system to see that it is in fact insured, at which point he would not oblige. I obviously received the card a few days later and now have the card verifying insurance from 3/13/09 to the present date. Do I have a case here that can rightfully be reversed?""

I need insurance on my car and need to keep the cost low as possible?

Will it be ok to cut out the no claims protection or is this a must, I have over ten years, is there any other way to keep it low. Thanks""

How much do you think my car insurance will go up???

I got caught speeding in a school zone. The speed limit was 20mph and i was going 37 mph. that is 17mph over the speed limit. i already have one speeding ticket on my record and have doubled one to get it taken off. i talked to a lawyer and to get it dropped down the prosecuter wants me to tripple the fine, take a driving class, and go on diversion for a year. That would cost me at least $800. so i am thinking about risking just paying it and seeing how mush my car insurance will actually go up. the fine on the ticket is $165 and i am a 18 year old male. SHOULD I RISK IT or not???""

Car insurance need help?

is not having car insurance in michigan illegal? what are the penalties for getting caught without insurance? is it a good idea to not have insurance? with geico insurance, about how much would we have to pay for car insurance if we have 3 cars and live in upper michigan. there is a no-fault policy here how much would a used, old, small ford car cost in upper michigan?""

Renters insurance for apartments?

When renting an apartment at a complex or apartment building, is renters insurance always mandatory?""

""Families who live in America, how much is your health insurance per month?""

In an earlier question I mentioned that my boyfriend's parents are paying for his 24-year-old sister's health insurance after she got laid off and couldn't find another position and can't afford health care on her own, to the tune of $175 a month (and she's perfectly healthy) and was floored when someone said that was actually inexpensive. Btw, her parents insist on her having health care coverage for fear of her getting in an accident or whatever. I'm 17 and am quite obviously naive about the costs of health insurance, but I'm really curious about it, and would like to know how much it usually costs for a family to have health insurance in America. I'm in California. I don't know if it's more expensive depending on your state. If if you don't mind answering, how much do you pay per year, and how many people are in your family? Does it become more expensive as your kids get older? What kind of plan do you have? Through work or your own? Are you supportive of universal health coverage? Also: does anyone understand how Medicare / MediCal works and who decides who is covered and who isn't? Is it based on your yearly income? I'm asking because one of the reasons my boyfriend's parents want his sister to have insurance is that another family friend of ours broke her jaw in a roller blading accident when she was 26 and didn't have insurance because she was unemployed at the time, and not being able to pay the $15,000 hospital bill killed her credit score. Sorry for all the questions. I'm just really curious about all this.""

How much does car insurance cost.?

I am 18 and ready to get my drivers license but how much does car insurance cost per month on average.?

Does anyone know what are the deductible rates that AAA auto insurance offer?

Is Progressive a good insurance company?

My mom seems to think it's not based on what she heard almost 10 years ago. We currently have Allstate which is costing us $265/mo whereas Progressive could cost us $171/mo. IDK why she won't even try it

Car Insurance Calculator?

Im looking for a car insurance calculator so i can see how much this car would cost to insure should i end up getting it. Im only 17 so calling a car insurance company i would rather stay away from and idk what company my parents are even with But is there a calculator that doesnt require a ton of steps and just lets me put in what car i have and some basic questions about stuff that affects a 17 year old. Calculators i have been looking at ask for like house payments and monthly income ect and im 17. I dont have any of that. So any good and easy calculators to see if this car is too expensive to buy?

Why are my insurance quotes so high?

I have tried searching for insurance on my moms car which is a Suzuki Swift GL 1.3 and I'm getting back quotes of 10,949.50 cheapest fully comprehensive and 6,404.20 Third Part, Fire and Theft. I passed my test january this year and I'm 18, I had temporary insurance on the car for a month in april and a week in june, the month in april cost 55 with Tesco and the week in june cost 70 with another company. I've also tried searching for insurance on other smaller engined cars like a citroen saxo 1.1i SX and got cheapest price coming back at 4,777.63 I live in Birmingham and have set it as the car being parked in the garage over night. Am I doing something wrong?""

How much does canadian car insurance cost for a 20yr old male NEW driver for a used CAR or used SUV?

Just give me an estimate for a car or an suv in canada. Just an estimate. I know its different for all cars and suvs but just give me an idea obviously the differences CANNOT be thousands and its gonna be in a certain range. if u can give me a range fine, give me a range im just a new driver and male, 20. these stupid car insurance companies cant even give me that much its not like im going to be paying 9000$ instead of 300$.""

Is healthcare ever going to be affordable again in our country?

I just got an e-mail saying that my insurance premiums are going up again and now I'm going to be paying $500+ per month for insurance premiums. This is for a high deductable plan where I have to meet $2,500 in deductable before I get covered at 100%! It's like my raises don't matter anymore and they only serve to keep my head above water when each year when my insurance spikes. I get hit harder than anyone because I am in the employee plus family category. 1. Is there a ray of hope at the end of this tunnel? Will we ever get back to affordable health care (us guys that don't work for huge companies)? 2. Are there any alternative solutions for me out there? I can get covered 100% for employee only, but my wife and child need coverage. Please Help

WHAT IS THE BEST AFFORDABLE LIFE INSURENCE?

https://www.linkedin.com/pulse/car-insurance-g37-savoie-santa"