#ive been thinking about this but next year if they do another new years sp (likely) if they have to send two people again who will iy be

[mihotose]

rewatching the new years sp now that i know more about hasu and now i just see kankan in the corner encouraging konachi to do things bc she knows she gets shy lol

[thescentoflavender]

Guide to the [Candlelit Night] SP Event

Someone sent me an ask on this (see the bottom of this guide for the actual ask), and because my answer to it grew so long, I decided to write it as a formal guide instead. 

Event Format

I had a read through MLQC EN’s FB posts but I don’t think they’ve announced the specific format of the upcoming event. Assuming that the event style in the EN server is similar to the CN server, there are a few unique things about this event to consider:

There’s a 20% “cashback discount” of sorts. You’ll get 20% of the Galaxy Wish Coupons you spend back in the form of Limited Time Coupons. (Note: you don’t get any discount if you use Limited Time Coupons.)

There are also Limited Time Coupons you can get by logging in daily and through doing a certain number of pulls.

Note: Limited Time Coupons cannot be saved. When the event ends, each Limited Time Coupon will be converted to 1000 coins.

Above: Example of event rewards. I didn’t have screenshots for last year’s CNY event, so I’ve used my screenshot from this year’s event here. The event format is similar so it’s still a good reference. 

---

How does this affect the advice I previously gave regarding Wish Tree/SP events?

1. It is still recommended that you do pulls in multiples of 144. But there may be reason to deviate from this rule.

If your objectives are to:

maximise your chances of getting an SP;

get your SP to competent stats; and

collect SPs in the long term only

Then you might consider going all in and doing as many pulls as you can, regardless of whether you hit a multiple of 144.

Why?

The 20% discount will only be in effect the first time this event runs, and will not be available in the rerun. This will allow you to maximise your chances of getting an SP at minimal cost.

Above: Example of the Limited Time Coupons vs Galaxy Wish Coupons. These will be exhausted before your Galaxy Wish Coupons are used. 

Even if you fail to do a multiple of 144 pulls, the unused candle lights will be turned into Heart Flowers. You can use these Heart Flowers to exchange for purple shards. (The number of free Heart Flowers you get each week is the limiting factor here so the 6 purple shard/week limit isn’t a concern if you’re looking at this long term.)

Lastly, the main reason why you would want to do only multiples of 144 pulls is to conserve your resources for other events. But if you’re only interested in SPs, this wouldn’t be too much of a concern. The next SP event will only be released next year so you have time to pool your resources between now and then.

N.B. The one exception is if Papergames releases a collab SP event across all servers in the later half of this year. Should this happen, you may not have enough for Galaxy Wish Coupons and/or gems saved up if you go all in now. But I will note that a collab SP event is very unlikely.

2. Draw over a period of time, not all at once.

No changes to my advice here. My preferred times are midnight and when the server refreshes at 5 a.m.. Sadly, though, I haven’t been able to do 5 a.m. pulls since leaving the UK. The time difference really did work to my advantage!

3. Enter the event knowing how many pulls you want to do. Remember to factor in the Limited Time Coupons when calculating how many Galaxy Wish Coupons you need to use.

Important if you’re aiming to do multiples of 144 pulls (which I generally advocate; see point 1).

I’ve written this as a formula here:

So, for example, if I wanted to do 288 pulls, would get 30 free Limited Time Coupons from event rewards and do 4 free pulls over the course of the event, 

I would need (288-34)/1.2 = 211 Galaxy Wish Coupons 

*If I remember correctly, they round up for the number of LTC you’ll get back, so the number of coupons you’ll need to use is 211 rather than 212.

---

Should you exchange for a new SP karma or a duplicate SP after reaching a multiple of 144 pulls?

A good question, to which my answer is the dreaded “It depends”. 

Just to be clear, we’re working with the assumption that you got at least one SP karma, but not the full set of SP karmas by doing regular pulls. So, if you’re lucky or resource-rich enough, this question might not even be one that you need worry about in the first place. 

Also remember to only exchange your karmas at the end of the event, after you’ve done all your free pulls.

There are far too many scenarios for me to list down every one, but I thought I’d go through a few.

Here are some examples:

You were unlucky (or lucky, depending on your perspective) enough to draw a repeated SP karma. In this case, I would probably exchange for a new SP karma. 

You really need the stats for an SP karma of a particular attribute, e.g. if you could get to the next tier in the Heart Trials with your Evolved SP. In this case, I would exchange for a repeated SP karma.

You're only interested in reading a single suitor’s dates and have only 1 or 2 of his SPs. In this case, I would exchange for a repeated SP karma.  

You’re a karma collector and don’t really care about the karma stats. You’re okay with your SPs being at mediocre levels, but you want as many SPs as possible. In this case, I would exchange for a new SP karma.

There are also rewards you get based on the karmas you pull and whether you can Evolve them to Lvl IV/Ascend them. This is something to consider too, if you value these rewards highly enough. 

A non-exhaustive list, because the answer really depends on your objectives in the game. I hope this will help you in deciding the strategy you want to adopt though! 

---

Afterword and some other comments on the actual ask 

If you made it to the end of this post, congratulations!

There will be a rerun for this event, which I will elaborate on as a reply to another ask. Everything I’ve said above has taken into account this rerun, so this guide still stands (clearly... I wouldn’t have written it otherwise!)

The ask:

My comments: Thanks anon! I do appreciate the fact that you read through all my posts regarding SP karmas!

[andymull]

WWE Wrestlemania 36 - Preview & Predictions

Heeeeeyyyyy heeeeeeeyyyyyy its Wrestlemania....fighting to survive....

............. Coronavirus, social distancing, injuries, sickness, poor booking, late booking changes, trying to get people to pay $60 on PPV instead of free on the Network, etc etc etc

Brock Lesnar (c) vs Drew McIntyre: WWE Championship Match

I really really feel for Drew here, probably the most out of anyone on the show with the lack of an audience as well as the lack of crowds being able to watch in Scotland in bars at the Hooked On Wrestling events, as they would have been SUPERB for both atmosphere and something they would show constantly on tv after the win.

But no, sadly instead of holding this off till later in the year we still have to proceed and deal with it, gutted.

I feel this match could go 25 minutes long and be one of Brock’s longest matches for awhile, in them asking Brock to make Drew look THE STAR in beating him and beating him well. Plus, they cant have both this AND the Goldberg match go less than 5 minutes.....can they?

Wish they would have gone OTT with this and had it filmed at Lesnar’s ranch and be falls count anywhere, Drew turns up saying nothing will stop him from winning the title so he’s there to claim his prize on Brock’s turf. Then gone made fighting around the farm, oh well there’s other matches on this show that will seemingly be booked to shit.

Drew wins, they need to make sure he then moves into feuds with big names and wins clean each time to really invest it all into Drew and see what happens - MCINTYRE

Goldberg (c) vs Braun Strowman: WWE Universal Championship Match

What is there to be said here, Roman had to drop out because they stupidly had him around sick people with his health past, they decide to replace him with Braun who last month lost his title to Sami Zayn, not to mention they didnt even announce it till Smackdown last night without even mentioning Reigns by name after having HHH announce earlier in the week it would be done in an interesting way.............

This should go short with ideally Braun going over, have Bill take the lead hitting all his offense, big spear then as he goes to lift him for the Jackhammer he cant lift him and Strowman bursts out of it hits his finish and pins him clean while in monster mode.

Braun starts the big push from nowhere while at the same time this leaves it open for Goldberg to potentially come back for a rematch, as he didnt have anytime to prepare for Strowman and his game-plan for the bout. Not that I want Bill always around the title scene when he turns up but if they can get Braun going over him clean twice it really helps out a current full time guy under contract WHAT A CLEVER IDEA THAT WOULD BE!!! lol - STROWMAN

The Undertaker vs AJ Styles

I really have no desire to see Taker in a big singles match at Wrestlemania or any other big show ever again, let alone it being in a match with AJ who could have an awesome match with most others on the card. This match should really have turned into the OC vs Taker/Aleister Black if they HAD to go with these guys together, the rub that would have given Black would have been MASSIVE!! Imagine the innovative entrance they could have come up with for both guys together, truly letting Taker pass his aura across to someone new....just goosebumps thinking of how they would look....but nope.

Instead we end up with a feud built around shoot promos about Takers wife doing AJ’s Styles Clash finisher.....

The worst part is that I see Taker going over, not sure if it was confirmed but it was mentioned he’d have 2 others with him who most likely will turn the tide of the match, dont get your hopes up for Black here instead, im guessing its Kane and Big Show....seriously....please be wrong - UNDERTAKER

John Cena vs The Fiend Bray Wyatt

I really wish if they are going to bring back guys who haven't been on the road full time then PLEASE bring them back with a solid storyline that makes sense and that’s been built up for awhile to make sense.....not this. Truthfully they need to build these matches with the sole purpose of having the other guys who could/should have been the spot to be able to turn around and say, ‘you know what, this makes alot of sense and will be great so I cant hold it against them and moan’. Honestly that’s all it needs.

And secondly they really are lucky there wont be a live audience there for the match, the cheers the Fiend would have received over Cena would have drove them wild in editing after trying to build Bray as the crazy heel.

After dropping the title Bray NEEDS the big win here to keep his aura something they can use well, the more they have him lose the quicker that appeal will drop, and for me with Wyatt that doesn't mean he can take loses as long as he isnt pinned like others can ANY loss hurts someone who can teleport (?!?!) - WYATT

Edge vs Randy Orton: Last Man Standing

Edge is the guy in second place behind Drew for me feeling gutted there wont be an audience around for this, imagine coming back after years away and the thought you could never wrestle again through fear of dying then finding you CAN wrestle again.........only to be risking it all in an empty building.....FUCKS SAKE!

This should be great and given the time to have the emotional side of it pour out strong, we should be getting Edge taking a beating to the point that Beth will come out to support him then have her feelings develop to the point she will want him to stay down and stop the pain. Yeah this will be great - EDGE

Becky Lynch (c) vs Shayna Baszler: Raw Women’s Championship Match

I dont think the result should be in question here, Shayna HAS to win and go on a dominant run with the belt, ideally booking Becky to come back in contention for SummerSlam to rematch.......sadly everything's in the air with the world.

For me, and remember those words, Becky’s reign has been abit of a meh fest in-ring, apart from the Sasha bouts, and the extra focus on her has highlighted her ring work which really isnt the strongest part of her game (Not saying she’s terrible at all, but could she please drop the awkward leg drop from the ropes lol). At the same time alot of that is down to how she’s booked as management seem to go on a few months run of wanting the women to be the main focus, then quickly changing their mind and dropping it back massively. Also, the lack of depth with the women’s division's is a problem with them being split over the shows, same with the men to a degree and is the reason we see feuds get dragged and dragged for months, with less women it means we hardly get anything that feels fresh which needs to be key - BASZLER

Lacey Evans vs Sasha Banks vs Bayley (c) vs Tamina vs Naomi - Smackdown Women’s Championship Fatal 5 Way Match

What a mess this is, I have no desire to see Banks/Bayley again for at least another 5 years...........but id much prefer that to having Tamina suddenly dragged on tv and put into the title picture. I get that the roster like her and she’s probably a really nice person to be around and supports the other women massively when needed, but for a viewer she brings NOTHING and hasn't for YEARS, all she’s doing is taking up a roster spot that someone way more deserving could be in from NXT for example. And yes, ive seen the random accounts on Twitter hoping she wins the title............jeez

Wouldn't have a problem with any of the other women taking the win here, sucks that Dana had to pull out as she has really shown improvements the past few months and deserved her place here easily - BANKS 

Rhea Ripley (c) vs Charlotte: NXT Women’s Championship Match

So we definitely are back to saying ‘women’s’ champion again are we? They dropped it the other month but seem to have quickly gone back to it.

Big match for NXT here getting a Mania slot, I really hope that Charlotte doesn't get the win and belt but her winning opens up more fresh options for the future on the women’s division on the show. As long as Charlotte doesn't keep doing her thing of wearing massive heels in-ring to show how much bigger she is to everyone else, for some random reason it annoys me and doesn't need to even be done.

I feel if Charlotte does win the title they will very quickly move another NXT star over to Raw/Smackdown to replace her or hype a new debut upto the draft which MAY be soon - CHARLOTTE

Kevin Owens vs Seth Rollins

The problem with having so many matches at Wrestlemania is that one like this goes so far under the radar its criminal, both guys are great and can pull out something special for the big show....not sure they get the time they will want even with a two night show. This feud will most likely continue so dont worry about who goes over - ROLLINS

Sami Zayn (c) vs Daniel Bryan: Intercontinental Championship Match

Exactly the same as the match before and even more so, a quality match that probably wont get the most time but will be a really fun ride to be on - ZAYN

Jimmy Uso vs John Morrison vs Kofi Kingston: Smackdown Tag Team Title Ladder Match

Yeah dont ask, they had to remove the Miz as he had Coronavirus symptoms but still wanted to do the ladder stipulation...

Honestly the tag division has to be up there for the most stale division in the company, similar to what I said about the women having the Uso’s and The New Day in a match in any combination is just soooooo over done.

Last month I predicted Morrison and Miz to retain and drop the titles tonight but now I hope they keep them, then drop them to Heavy Machinery as soon as they can - MORRISON

The Street Profits (c) vs Austin Theory & Angel Garza: Raw Tag Team Championship Match

Love the SP’s but this really isnt needed in the slightest, I guess the next few matches will be exactly the same. - STREET PROFITS 

Elias vs The Baron King

Exactly - Elias

Aleister Black vs Bobby Lashley

Please have Black go over quick - BLACK

Otis vs Dolph Ziggler

At last a match that deserves its spot on the card, a long term story that’s been developed well and is building to more with the stakes changed down the road. Easily an Otis win with Mandy ending up in his arms for the big smooch - OTIS

The Kabuki Warriors (c) vs Alexa Bliss & Nikki Cross: WWE Women’s Tag Team Championship Match

Lets throw the titles we’ve forgotten about on the show too!! Feel for all the women that have been around the title scene here since the belts came into existence, so much promise over multiple brands that went NOWHERE! - CROSS/BLISS

Kick Off Matches

Drew Gulak vs Cesaro

I think Gulak sneaks the win out with his TECHNIQUE!!! - GULAK

Natalya vs Liv Morgan

I hope Liv picks up the win and they give her more tv time and focus, Nattie winning doesnt really do much for anyone apart from her - MORGAN 

2 nights, lots of matches, lots of things not needed get ready to be mildly hyped!!!

Enjoy

Bye for now

Andy

[incorrectchoniberonicaswangs]

hey baby won't you look my way (i can be your new addiction)

Chapter 7: gays you ever just ahsnfdjsl?? part 1

Chapter Summary: Holiday parties are planned, Cheryl and Toni are Kevin's sapphic moms, an intervention is held, Alice and Hermione are adorable and everyone loves them, Kangs has some news, and Sweet Pea runs away from his problems.

Notes: theMANtle: reggie

ao3

Friday, 3:17 PM

gays united

hbicheryl: its winter break!! finally a respite from the chaos!!

jugheadalones: im so excited!

hbicheryl: hold up, hobo is excited about something??

hisshissmotherfucker: ^^ jones are you sick

jugheadalones: okay, first of all fuck you

jugheadalones: second of all im excited to return to the near-comatose state i maintain every time we have a long period of time off from school

nopeaz: that makes more sense

veroffica: as enjoyable as that likely is to you, holden caulfield, it won't be happening this break. i'm hosting a christmas eve party at the pembrooke starting at 8:00 pm and you are all invited.

veroffica: and you'd better all show up, or else i'll sic my new bodyguard on you.

goingtoheller: i assume you mean betty.

wannabett: guilty :/

spillthefogarTEA: ill be there. and NOT because of your threats

spillthefogarTEA: even though betty is kind of intimidating

goingtoheller: i'll come as well.

nopeaz: cher and ill come too

hisshissmotherfucker: i love parties im there

jugheadalones: i dont suppose i really have a choice do i?

wannabett: not really. sorry jug

jugheadalones: fine.

hbicheryl: speaking of holiday parties

hbicheryl: new years eve party, thistlehouse, time tbd, if you arent there youre dead to me

veroffica: b and i will be there.

spillthefogarTEA: me too

goingtoheller: i'll be there.

hisshissmotherfucker: i hear cheryls parties are infamously dramatic

hisshissmotherfucker: so im definitely coming

hisshissmotherfucker: as long as i dont end up doing seven minutes in heaven with archie like veronica

veroffica: will nobody ever let me forget that??

hisshissmotherfucker: nope

jugheadalones: why do all these party invites come with threats of retribution if you dont attend?

hbicheryl: bc if there wasnt then youd never come

jugheadalones: ill come. begrudgingly.

nopeaz: and ofc ill be there obviously

jugheadalones: wait am i missing something? why is that obvious?

hbicheryl: oh right we didnt tell you lol

hbicheryl: tt moved in with me

goingtoheller: WHAT??

goingtoheller: my sapphic moms moved in together aND I HAD NO FUCKING IDEA??

hisshissmotherfucker: why is keller suddenly chonis kid when did this happen??

hbicheryl: please kevin is basically toni and i's love child

hbicheryl: he has my sass (well not as good as mine but hes trying), my gayness, and my strange desire for dumbass serpents

nopeaz: and my propensity for saying 'this is riveting i cant breathe'

goingtoheller: aw, thanks, moms! mostly! :)

nopeaz: no problem son

hbicheryl: yes we are very proud of you kev (mostly)

jugheadalones: huh i never actually thought about it but that... works?

wannabett: okay cheryl and toni are like the least qualified people here to be anyones lesbian moms?? theyre literally gang members??

hbicheryl: stfu nightmare smurfette do not EVER criticize my parenting skills

hbicheryl: toni and i have slaved for weeks, even MONTHS to make sure that kevin turns into a proper young gay man

hbicheryl: and you have the AUDACITY to suggest that just because my gf and i are deeply flawed people we would corrupt poor kevin??

wannabett: uh... no?

hbicheryl: thats what i thought

nopeaz: wow angry cheryl is scary but hot

spillthefogarTEA: topaz, you are so whipped

spillthefogarTEA: and REALLY fucking gay

nopeaz: yeah ik

jugheadalones: moving on

jugheadalones: speaking of people taking a big step and deciding to live with each other... betty and veronica, we need to talk.

veroffica: um... what?

veroffica: is this some sort of intervention?

hisshissmotherfucker: yes

spillthefogarTEA: moving in together might be considered friendly if, say, betty didnt already have a house that she lives in

nopeaz: but this decision is beyond simple friendship

hbicheryl: and its certainly anything but heterosexual

wannabett: why are you guys finishing each others sentences?? did you plan this??

hisshissmotherfucker: no shit sherlock

veroffica: how do you guys even have this information??

goingtoheller: we have our ways.

wannabett: archie somehow saw our texts through my window

wannabett: jughead told me last night, sorry i didnt tell you v, i didnt know that this was going to happen

nopeaz: dammit jones why do you have to ruin all our fun!!

jugheadalones: i didnt realize that this was a rule?

jugheadalones: so anyway

jugheadalones: b&v, now that you have been confronted with cold hard proof of your undying love for each other, what do you have to say for yourselves?

wannabett: guys im straight!!

goingtoheller: ooh, betty's pulling the straight card.

hbicheryl: i called it! tt, sp, fangs, and jughead, you all owe me $10

hbicheryl: cousin betty is nothing if not predictable in the face of her sexuality being questioned

veroffica: hey, you made bets on this?? not cool!

wannabett: ^^^^

wannabett: and i am NOT predictable!!

hbicheryl: i predicted she was going to say that

hbicheryl: thats another $10 guys

hisshissmotherfucker: for once i trusted in someones willingness to admit when they were wrong and now because of that cheryl is robbing us blind! smh never again

spillthefogarTEA: veronica? you never answered the question

veroffica: uh...

veroffica: i mean, um...

veroffica: we've never even kissed! i'm pretty sure we aren't dating!

nopeaz: to be fair though i wouldnt be surprised if you two were dating without knowing it

veroffica: guys, now really isn't a good time.

jugheadalones: mmmhmm

wannabett: no seriously v and i are getting ready for the christmas eve party

wannabett: its in three days remember

hbicheryl: ugh fine i suppose thats a reasonable explanation

veroffica: and since i know that you won't let this go, at the party you can ask us whatever you want about this.

goingtoheller: wait... for real?

wannabett: uh yeah really v??

veroffica: within reason, of course.

spillthefogarTEA: wow this is more than i expected to come from this

veroffica: one condition, though. you can't pester b and i about it before the party.

veroffica: deal?

hisshissmotherfucker: deal

wannabett: now that thats settled v and i are going to get to work

veroffica: we'll probably be off the grid until maybe a few hours before the party.

[wannabett is offline]

[veroffica is offline]

hbicheryl: toni and i are already headed over to pops, anyone want to join us?

jugheadalones: wont we just be three-wheeling?

hbicheryl: not if we are in a large group

hisshissmotherfucker: ill come if you come jones

jugheadalones: sure.

hisshissmotherfucker: ill be there in five

[hisshissmotherfucker is offline]

jugheadalones: kevin, fangs?

spillthefogarTEA: im good

goingtoheller: ^^

nopeaz: okay otw

[nopeaz is offline]

[hbicheryl is offline]

jugheadalones: leaving now

[jugheadalones is offline]

6:35 PM

nopeaz: GUYS YOULL NEVER BELIEVE WHO JUST WALKED IN

spillthefogarTEA: who is it??

spillthefogarTEA: tell me you know im not good with suspense!!

jugheadalones: its alice cooper and hermione lodge!

hisshissmotherfucker: it seems as though archies intel was correct again

hisshissmotherfucker: damn that omniscient fucking northsider

hbicheryl: now i really wish that betty and veronica werent offline so they could hear about this

goingtoheller: why? do you hate them?

hbicheryl: hate is a strong word

hbicheryl: id say that i just occasionally want them to suffer

goingtoheller: that isn't much better...

hbicheryl: i guess ill just have to wait until the party to tell them

nopeaz: okay so they just got a booth and its basically diagonal from ours

jugheadalones: but theyre so enamoured with each other i dont think they even noticed that were here

hbicheryl: wow i dont think ive ever seen aunt alice this happy before

spillthefogarTEA: ugh this sounds so adorable i wish i was there

hisshissmotherfucker: dont worry well narrate their every movement so well itll be like you are

nopeaz: oh shit they keep reaching for each other like every five seconds

spillthefogarTEA: im WEAK

jugheadalones: its so hard to believe that they ever hated each other with the way theyre acting now

jugheadalones: homophobia can really fuck shit up huh

goingtoheller: this is the couple i never knew i needed, but now that i have seen that it's possible, i'm in love.

hisshissmotherfucker: im in shock i cant believe that the same alice cooper that grounded her daughter from any and all contact with the outside world is now just essentially the personification of heart eyes

hbicheryl: this town is so small were all basically inbred

hbicheryl: next thing you know fp and fred are going to be fucking too

jugheadalones: okay i did NOT need that image

nopeaz: AHHHH THEY WENT IN FOR A KISS MAYDAY MAYDAY THIS IS NOT A DRILL

spillthefogarTEA: AHHHHH

goingtoheller: AHHHHHHH

nopeaz: AHHHHHHH

jugheadalones: even i, being asexual and aromantic, have to admit that im loving living vicariously through these two

hisshissmotherfucker: k so they stopped

hisshissmotherfucker: wait no theyre kissing again!

hisshissmotherfucker: and again!

hisshissmotherfucker: and again!

hisshissmotherfucker: okay now theyre just making out

nopeaz: get it girl(s)

hbicheryl: its getting pretty heated

hbicheryl: it feels like the windows are going to start fogging up

jugheadalones: oh damn they stopped

jugheadalones: ms cooper is waving pop over now

goingtoheller: is it creepy that we're so invested in their date?

spillthefogarTEA: probably not

hisshissmotherfucker: nah

jugheadalones: lets go with no

nopeaz: nope

hbicheryl: its only creepy if we get turned on

goingtoheller: moving on... what's happening now??

nopeaz: they got the check and now theyre paying

nopeaz: they can barely keep their hands off of each other

nopeaz: now theyre leaving

nopeaz: should i follow them to keep narrating?

goingtoheller: won't they notice??

jugheadalones: no theyve only got eyes for each other

jugheadalones: follow them SUBTLY while we hold down the table

nopeaz: roger that

hbicheryl: youre such a nerd

nopeaz: you love it

hbicheryl: duh

hbicheryl: now follow them!!

nopeaz: already doing it

nopeaz: so they made it to their car

nopeaz: okay wow wasnt expecting that but im not complaining

spillthefogarTEA: whats happening???

nopeaz: alice just shoved hermione up against the car door and now theyre hardcore making out

nopeaz: damn i wonder if theyre even going to get home or if theyre just going to do it in the parking lot

hisshissmotherfucker: i cant believe alice cooper and mayor lodge BOTH have better sex lives than i do wtf

goingtoheller: who knew that hermione lodge was such a bottom??

hbicheryl: well you know what they say about people in positions of power

hbicheryl: top in the streets bottom in the sheets

jugheadalones: wait cheryl that could apply to you as well

spillthefogarTEA: ooh is the class president getting the strap from the vice president

nopeaz: fuck off fangs

nopeaz: okay so they finally managed to regain some semblance of control

nopeaz: aaaaand theyre driving away

nopeaz: shows over folks

hbicheryl: lets clear out men

nopeaz: meet me by the bike cher

hbicheryl: be there in a sec babe xx

jugheadalones: wait are you telling me that cheryl blossom rode a motorcycle??

hisshissmotherfucker: yeah red i thought you said they were death traps

hbicheryl: well yeah but that was before i got on it

hbicheryl: its like a giant vibrator

hbicheryl: and riding it with toni is basically just the most acceptable type of public sex

goingtoheller: gross.

hisshissmotherfucker: never thought id agree with keller but yeah tmi

nopeaz: whatever

nopeaz: bye fuckers see you all at veronicas party

[nopeaz is offline]

[hbicheryl is offline]

jugheadalones: im headed out too

[jugheadalones is offline]

hisshissmotherfucker: me too

[hisshissmotherfucker is offline]

Monday, 6:43 PM

wannabett: b&v are back bitches!!

veroffica: and, looking through the chat from the past few days... i'm glad i was gone.

wannabett: although now i know what 'hot date' my mom was talking about :/

wannabett: even though i never wanted to know

wannabett: some things are best kept secret especially when your mom goes out on a date with your best friends mom!!

hbicheryl: youre welcome :)

veroffica: cheryl, at this very moment, i simultaneously respect, despise, and fear you.

hbicheryl: aw thanks thats what im always going for!

veroffica: anyway, the party will be starting in an hour or so, but some of my relatives will be over in the meantime. if you've got anything to say that doesn't involve the date my mom and betty's mom have, feel free. if you don't, go to hell.

hisshissmotherfucker: hey im in the neighborhood and i dont have anything else to do would you mind if i came over now

veroffica: sure thing!

hisshissmotherfucker: are you sure your relatives will be fine with me being there?

veroffica: yeah. i mean, betty's here too anyway!

hisshissmotherfucker: k

6:48 PM

goingtoheller + veroffica

goingtoheller: hey, would you happen to have some time you could set away during the party? fangs and i have an announcement we'd like to make.

veroffica: sure thing, kev. how does around 10 sound?

goingtoheller: perfect. thanks, v!

veroffica: no problem.

7:22 PM

gays united

hisshissmotherfucker: rn betty looks like she cant decide whether to be a guard dog or an excited puppy lmao

jugheadalones: context?

hisshissmotherfucker: veronicas greeting her relatives and bettys following her so closely shes practically stepping on her heels

goingtoheller: well, v is definitely holding betty's leash.

nopeaz: yeah veronicas got her by the collar

spillthefogarTEA: if betty doesnt watch her step then shes really going to be in the doghouse

wannabett: stop with the dog puns!! i am not a dog!!

hbicheryl: okay but you have to admit those were pretty good

wannabett: i will admit no such thing! now if youll excuse me im going to go back to talking to ronnies relatives with her

[wannabett is offline]

hisshissmotherfucker: i guess ill keep you all informed on their gay shenanigans

nopeaz: who even says shenanigans anymore??

hisshissmotherfucker: uh i do fight me

nopeaz: square up bitch

hbicheryl: if i had a dollar for every time tt and sp said that they were going to fight i would have enough money to rebuild thornhill

goingtoheller: cheryl, you're the one who burned it down in the first place.

hbicheryl: yes and??

goingtoheller: ...nevermind.

hisshissmotherfucker: im snoRTING

jugheadalones: what happened?

hisshissmotherfucker: so veronica was talking to one of her relatives right

hisshissmotherfucker: and the relative asks her if she has a boyfriend

hisshissmotherfucker: veronica laughs a little and says no so her relative looks at betty whos still trailing behind her like a shadow

hisshissmotherfucker: and knowingly says "oh i see, a girlfriend"

spillthefogarTEA: ajklfshagak i cant even

hisshissmotherfucker: both of them are sputtering uncontrollably unable to formulate a response im dying

hbicheryl: ahahah it was only a matter of time before something like this happened but im really glad it did

nopeaz: i mean relatives are supposed to know you better than anyone else right?

jugheadalones: oh b&v you oblivious wlw

goingtoheller: we're never letting them let this down, are we?

spillthefogarTEA: not a chance

hisshissmotherfucker: IT GOT BETTER

hisshissmotherfucker: veronica finally managed to speak and she (unconvincingly) insisted that she and betty were just friends etc etc and her relative just raised her eyebrows and went "mmhm"

nopeaz: drag themmmmm

hbicheryl: omg we stan

hisshissmotherfucker: im trying to stifle my laughter bc betty and veronica look like they want to murder me

hisshissmotherfucker: but you know what screw it its worth it

hisshissmotherfucker: oh shit bettys coming over here and she looks pissed

hisshissmotherfucker: hello punks, this is betty. i hope youve had your fun listening to sweet pea narrate everything but now im taking his phone and wont be giving it back until the party starts

[hisshissmotherfucker is offline]

jugheadalones: awww

goingtoheller: at least the party starts soon anyway. then, i'm sure we'll get even more beronica fodder.

jugheadalones: true

hbicheryl: see you then losers

spillthefogarTEA: back at ya cheryl

7:48 PM

nopeaz: cher and i are on our way

goingtoheller: fangs and i are leaving now.

jugheadalones: and im at your door at this very moment

jugheadalones: let me in

jugheadalones: okay great im in

hisshissmotherfucker: and i just got my phone back

hisshissmotherfucker: i will not stand for this tyranny! this is a republic not a monarchy!

wannabett: keep it up and im taking your phone back

hisshissmotherfucker: the oppression continues...

wannabett: sweet pea...

hisshissmotherfucker: fine

[hisshissmotherfucker is offline]

veroffica: now, let's get this party started!

10:03 PM

spillthefogarTEA: hey guys i know this is fun and exciting and all but would you mind congregating out in the living room? ive got some news

hisshissmotherfucker: anything for my best bro

jugheadalones: sure thing

10:07 PM

hisshissmotherfucker + theMANtle

hisshissmotherfucker: hey mantle are you free rn

theMANtle: yeah, you want me to come over to your trailer?

hisshissmotherfucker: yep im on my way there too

hisshissmotherfucker: see you in ten?

theMANtle: none of your friends will be there, right?

hisshissmotherfucker: nah theyre all still at veronicas party they wont even notice that im gone

theMANtle: not that im complaining, but why arent you?

hisshissmotherfucker: i needed a break

theMANtle: so you were hoping that i could help you blow off some steam? ;)

hisshissmotherfucker: that was the general idea

theMANtle: youre in luck, then. i currently have a lot of free time and what many call an impressive amount of stamina.

hisshissmotherfucker: perfect

[hisshissmotherfucker is offline]

10:15 PM

gays united

spillthefogarTEA: hey has anyone seen sweet pea? i could have sworn that i saw him before kevin and i made our announcement but now i cant find him anywhere

nopeaz: hes probably just in the bathroom or brooding in the corner somewhere

hbicheryl: dont worry about him just celebrate! youve officially got a new boyfriend!

spillthefogarTEA: "dont worry about him" have you MET me??

goingtoheller: babe, he probably just got bored and bailed.

goingtoheller: i know that he's your best friend, but he isn't who you're dating--i am. can't you forget about sweet pea for a little while and just relax?

spillthefogarTEA: i guess so

goingtoheller: great!

spillthefogarTEA: ill just text sp real quick and attempt to verify that hes still alive first

goingtoheller: whatever you need to do, fangs. i'll see you afterward.

10:19 PM

spillthefogarTEA + hisshissmotherfucker

spillthefogarTEA: hey sweets, i just wanted to make sure you didnt do anything stupid

spillthefogarTEA: i know that you arent kevins biggest fan, but youre my best friend and i dont want to lose you over him

spillthefogarTEA: i wish you were here to celebrate with me but i get it if you cant

spillthefogarTEA: please, just text me back whenever you see this to let me know that youre okay.

[spillthefogarTEA is offline]

10:41 PM

hisshissmotherfucker: thanks for being so understanding fangs but ngl i dont know if i can handle you dating keller

hisshissmotherfucker: i mean like you said

hisshissmotherfucker: we're best friends

hisshissmotherfucker: so i shouldnt have a problem with you going out with whoever you want

hisshissmotherfucker: but something about him just rubs me the wrong way

hisshissmotherfucker: sorry if that wasnt what you wanted to hear

[hisshissmotherfucker is offline]

Notes: Sorry, this was supposed to just be a long holiday chapter, but I had so many ideas I had to split it into two. Bear with me, please! Also, happy new year, gays! As 20gayteen comes to a close, I hope you find even more peace, prosperity, and (of course) bisexuality in 20biteen!!

[kofukune]

goodbye letter

damn this nigga actually out after 5 years loved yall, but tumblr sucks and im not sticking around to deal with more of tumblr’s incompetence details and rant underneath B3

just wanted to say yall have been a blast. obvs any request for kyman kingdom wont be answered so another person will have to step up and uphold the ancient scroll

this was sort of a long time coming, since this also represents me officially leaving the SP fandom. ill still finish running the kyman secret santa this year though. 

speaking of the south park fandom, i joined bright eyed and hopeful. i genuinely loved the show, i loved everything about it. but over the years watching you brilliant children go back and forth about dumbass ships, seeing people send death threats and just being absolutely awful just ruined a lot of the love i had for the show. 

sure, im not blameless! ive had fun, but ive never just been so zealously hateful that so many of you were. and then, predictably, you all dropped like flies and i had to see a new group of people argue over fictional characters. so much dumb shit that ive seen... so much

just why. why couldnt we have been adults? (notice i said “we”) and even now there is legitimate infighting because some of you dont like certain people (who i don’t like, but its for very very very legitimate reasons and not just “i dont like their opinions >:/”) and funny not-meant-to-be-taken-seriously-discourse just always turns into drama because i guess so. not to mention the people that have just outright blocked me even though i havent said a word to any of them. do you think i bite or something? do you think im an awful person with awful opinions and no, i cannot ever relate to this person ever or see eye-to-eye with her? because what i say to that, if that was your line of thinking, then yes. we cant ever get along and coexist. 

a lot of this community’s problems (as well as tumblr’s problems) stem from othering. im not some other, im a person. one regret i have is that i wished i appeared more friendly and not some boogieman out to harass any random passerby. im not like that at all, and i wish some of you saw that. (and the worst part was is that sometimes people i was close to assumed that too. which. damn)

in other words, i just got too old for this community. i still love shipping but damn yall

still, i have friends from this site + fandom that im planning to meet up with next year, im on that level of trust and love. its never been easy with them, but loving people is never easy. and i feel that way towards all of you. though a lot of my love has been replaced with cold hard cynicism, i still love all of you and all of the memories youve given me. its the end of an era for me and while yall get to deal with tumblr’s sad sad shenanigans, i get to escape to the greener pastures of newgrounds and twitter. (i have a pillowfort.io but its only a precautionary measure, its probably gonna be another writscrib LOL) whenever the NSFW comes back or tumblr gets better management (when pigs fly), my return is close to follow. this blog and all other sideblogs stay up as an archive for my use

with “haha yall are stuck here and will suffer my same fate” -kofu

ps. i hope yall realize this isnt me just being cranky because theres no porn. theres other sites for that B3

[yourjughead]

Little Bean

Sweet Pea

Warnings: Pure cute floof

A/N: Hadn't seen an idea like this so I just kind of ran with it, playing a lot with flash forwards and backs lately to make things interesting, let me know. This text block thing is killing me lately so I'm sorry a lot of speech isn't separated

----------------------------------------

“Where the fuck is he?!”

“Would you please calm down I'm sure he's a very busy man Sweet Pea”

“Well he should be busy with us yn we should be top priority! I'm going to go find him!"

“Sweets the doctor will get here when he gets here, please calm down your rising blood pressure is causing my blood pressure to rise which isn't good for the baby” he went from pacing to collapsing to your bedside, clutching your hand with the iv digging into it.

“Do you need something honey?! Water? A pillow? A blanket? My jacket? That man in the lobbies jacket?” You laughed at your panicked husband.

“What I need is for you to please calm down!” you turned your hand so you could run the back of his instead, his eyes wild.

“You're right, it'll be grand”

“Of course it will, you're here with me”

“You're right again my gorgeous wifey, we're in this together...now where the fuck is that doctor!?” He jumped again from your side and you rolled your eyes, collapsing back on the plush off white pillow.

“There's probably other babies he's seeing to first Sweets”

“Well there isn't another baby as important as ours!” You smiled sweetly at your already proud husband and then watched him take off out the door.

After another hour or so Sweet Pea had practically hauled a doctor in off the ward by the throat, with you apologising the whole time.

“Hmm you seem to be at 10cm but the baby isn't coming? Nurse it's time to prepare for an emergency C-section”

“What what what?! Where are you taking my wife!” the medical team unlocked the bed from the wall and began wheeling you through the corridor with Sweet Pea still clutching your weakening hand.

Soon Sweet Pea was decked out in scrubs and you had just been decked from the morphine, you laid splayed out on the surgical table, a team of surgical personal like ants around you. A tarp placed in front of both you and Sweet Pea to shield the operation, Sweet Pea turning almost green.

“Babies almost here honey”

“Oh fab, we should go skiing sometime or hay maybe sky diving” he laughed at your drug induced words. Through the doctors scurrying and Sweet Peas gentle encouragement your baby was soon screeching into life. “Congratulations, it's a girl” they carefully handed her to her new dad. Sweet Pea looked at his little bean in his arms and was almost afraid he'd break her.

“She's so beautiful Pea”

“You're so beautiful ynn, I'm so lucky” tears came to his eyes as the nurse took her from him to be cleaned. He turned his attention back to you, rubbing your hand gently and kissing the top of your head as you were sewn back together.

“Thank you yn, thank you so much for our little bean.

~

5 years later.

“Come here you little terror!” Sweet Pea playfully chased your little girl around the island unit of your home.

“Hey be careful!” You laughed from the kitchen table. Sweet Pea collapsed on the seat next to you, totally out of breath. “We should have another ynn”

“Emm can we focus on the two we have first” you smiled down at the 6 month old baby boy asleep in your arms. Dressed in a little Serpent jacket from Uncle Fangs, he yawned before smacking his lips together, returning to his sleep. “Dad play!”

“In a second Evie, Dad needs a rest” he put a large hand to his quickened heart and you laughed at him.

“Can I play with Ryan?”

“Not yet Sweeties he's still too small and you're too strong” she seemed sad at first by your answer but then decided to take it as a good thing and continued running around.

Finally with the kids asleep in bed, Evie content with the two books Sweet Pea had read, the two of you laid in bed staring at the ceiling.

“Yn I love you so much” you rolled into his side.

“Really? Even after two kids?” You teased.

“Especially after two kids, mom's are hot” he kissed the top of your head smiling. “Not as hot as dad's"

“Oh talk mom to me” he laughed kissing your cheek.

“We need-to renew-the insurance” you managed between kisses.

“Keep going” he hummed with a goofy smile.

“Cut-the-grass-tomorrow- or I'm- leaving you” you smiled back before meeting ferociously, Sweet Peas leg just began to tangle with yours as a small voice came to the door.

“Dad I'm scared” you broke apart and rolled your eyes at each other before Sweet Pea sat up and called Evie over.

“It's okay little bean, dad will always protect you” he pulled her into his chest. You had tried time and time again to get Sweet Pea to stop leaving her sleep between you both but he really couldn't help it. He was putty in Evie's hands. She laid between you both but of course faced her Dad.

~

11 years later.

“Evie! I said no!"

“Dad! Im 16! I'm old enough to drive! Why can't I go away with my friends camping for the weekend!”

“Because I said so! And take off that Serpent jacket!”

“Ugh!!!!” She shrieked, ripping the jacket from her shoulders to reveal her crop top and stomping up stairs.

“And put on a poncho for Christ's sake!” He shouted after her.

“Dad you should just let her go, it'd be easier on all of our eardrums if your screeching Bean is appeased” Ryan collapsed on the couch in the den alongside you. “Don't you have homework to do?”

“Oh yeah, annoyed with the favorite so we're all punished” he pushed himself off the couch and sauntered into the kitchen.

“We don't have favourites Ryan” you called after him laughing.

“Sweets sit down” he sat as close as possible, cupping your hand in his.

“I think we should let her go” “Absolutely not”

“Why not though, we went camping together when we were 16”

“Exactly, reason number one why she's not going, how we spent our camping trips” you smiled at your husband while his eyes were fixed on the stairs.

“And about the Serpent jacket…”

“She's not joining them, I want her to be proud of her Serpent blood but that doesn't mean I want her to live it!”

“You have to let her make that decision herself Sweetie” “So you want her to die”

“Of course not!-” you hit him with the pillow “-but I know we've raised her strong and smart so I know she'll make the right decisions”

“im going to go talk to her” you nodded in agreement and he took off up the stairs. You snuggled down into the couch, enjoying the peace and quiet before-

“YN!!!! EVIE IS GONE! OH SHE IS SO GROUNDED!” he came flying down the stairs taking two steps at a time, ryan came running in.

“I get her bedroom after you kill her!”

“We are not going to kill her….okay you can have it” you winked before tying up your coat and helping Sweet Pea with his, his rage enabling him from buttoning it correctly.

~

2 years later.

“I get your room now you're leaving”

“Oh wow Ryan I'll miss you too” Evie ruffled her brother's hair, her suitcase in hand, standing in the kitchen doorway.

“College is going to be great sweetie”

“thanks mom” you gave her a hug, Sweet Pea stood behind you almost afraid to look. The doorbell went off behind him.

“Wait wait that's Dean, I'll get it!” She ran passed Sweet Pea, ripped open the door and leaped into the tall boys arms. You could hear Sweet Pea growl so you tentatively took his hand.

“So, you're the boy who thinks he's seeing my daughter”

“Emm em ye-yes sir” he put out his hand to shake Sweet Peas and you immediately thought what a mistake. Sweet Peas strength had Dean biting back tears.

“Well come on Dean! We better go before traffic gets bad. Bye everyone!” She hugged you and Ryan quickly before standing in front of Sweet Pea, Dean after running away with the bags.

“Bye Dad, love you, I'll be back at Christmas”

“i love you too little Bean” she kissed his cheek before leaving the porch for her new college life. The three of you stood in the doorway waving her off.

3years later

“Mom, Dean cheated on me!” Evie was sobbing down the phone. You however were secretly happy, the whole family having never liked Dean in the first place.

“It's okay Evie, you'll be okay sweetie”

“Is that my little bean?” He looked at your worried face and his face dropped the smile.

“Oh god what's wrong?!” he snatched the phone from your hand and repeated the question down the phone

“Dean cheated on me Dad!” Sweet Peas eyes grew wide and he handed a hysterical Evie back to you.

“Wait Sweets where are you going?”

“I need to handle something, Ryan! We have business to attend to son!”

~

6 years later

“Mom make dad stop crying” “Leave him alone sweetie, his little girl just got married”

“Oh please stop talking about it I'll be sobbing...again” he put his hand up to you, forcing his eyes off his little girl in a big white dress. You kissed your teary husband tenderly before persuading him to look at his gorgeous daughter.

“You look so lovely my little bean” “Thanks Dad” “SP! We're related now can you believe it!” “No Fangs, I really can't” his voice was dry and his tears were gone upon seeing Evie's father in law.

~

4 years later

“Do you need anything my little bean? Water? A pillow? A blanket?” “Dad I need you to calm down please, it won't make the baby come any faster” you sat by your daughter and laughed at her reply, Sweet Pea hadn't changed much in this regard.

“I have to go find the doctor it's time to get this baby out!” He paced, almost to the point he was wearing hole in the floor. Fangs arrived shortly and quickly joined Sweet Pea. “Ryan sends his love and will be home from college as soon as he can” you stroked your daughter's hair as she ended another contraction. “Excuse me but only the dad and new mom can be in here for the birth” the small nurse was more than half the size of Sweet Pea. “You have to let me stay! That's my daughter!”

“Come on Sweets” you kissed your daughters head before having to physically haul your husband out of the room. The three of you stayed out in that bright hall for more than 3 hours. Both you and Fangs taking opportunity to nap on Sweet Peas shoulders, Sweet Pea wired awake. Finally the little nurse came out and granted you access, Sweet Pea hurdling himself at the door.

You got to hold your granddaughter first, Fangs cooing over your shoulder, his son doing the same.

“I'm so proud of you little bean" he rubbed her hand before hugging his daughter. “Thanks Dad, for everything….you want to hold your granddaughter?” he nodded gently in reply. The miniscule baby was pried from your hands and gently settled in her granddad's arms.

“Hello there my little bean”

-----------------------------------

Xx Chrissy.

[whittynovels]

restore me predictions 2

*"It made me wish I’d had a sister. Or a mother. Someone to learn from and lean on. A woman to teach me how to be brave in this body, among these men" -Juliette gets friends!!!!! -I want juliette to get a makeover and people who give her boy advice and talk with her about girl stuff and ugh girls -She was never this way with the twins it always felt so awkward *Will Kenji get a love interest? -“he tries” -kenji totes flirts with international people -is the ex-girlfriend his????? -tahereh said kenji doesn’t get anyone in this book but thats ok we'll have a slow burn over a 3 book arc it's what he deserves -T said it’s someone we don’t already know which is fair bc everyone we already know he said is too much like a sister to him so it would be weird *Juliette’s favorite color is black? Sounds fake but ok *JAMES AND WARNER JAMES AND WARNER JAMES AND WA -“were you CRYING?” ummmm just fucking punch me in the lung next time -honestly is every character in this book just gonna witness a warner breakdown why we gotta do him so dirty like that -james is gonna be so mad when they find out they’re brothers because in unravel me he gets pissed about not being told stuff/getting left out -I don’t think it’ll happen this soon *WARNER’S EMO POWERS IN HIS POV -THIS IS THE NUMBER ONE THING I’M EXCITED FOR AND SHE HASN’T SHOWN IT YET IN THE SAMPLER SO I WAS WORRIED BUT YIPPEE I CANT WAIT TO GET CUTE WARNETTE SCENES WHERE WARNER IS AWARE OF JULIETTE'S FEELINGS AND ASKS HER ABOUT IT AND WANTS TO VALIDATE THAT SHE FEELS OKAY ASFUGHJKL;; *JULIETTE DRINKING ADFSGUHDIJ’K -I always wanted to write this but idk -Juliette is happy drunk / warner is emo drunk -Warner super concerned taking care of her *More people with powers? [we been knew reaction pic] -I honestly couldn’t guess any of the powers without just reciting powers from twilight or something lol *Kenji calling warner a dick and warner wanting to punch him -ME -Tahereh is teasing so much kenji & warner dialogue that it makes me wonder about them. Why are they together so much. Why does warner trust kenji. What. Help. Slow down *THE KIND OF MUSIC WARNER LISTENS TO -Either smooth jazz or beyonce, there’s no in between *What warner did to be leader of sector 45 -Pressure waves dude??? -No other predictions. no clue. help. *A cliffhanger?? -I honestly can’t tell you what state my anxiety will be in if there’s a cliffhanger -I think it’ll mirror other books where there’s certainly stuff unsolved but it’s not like someone dies then it’s like “aight, see ya next year” *She keeps hinting about deaths but tbh I don’t think anything will happen until book 6 -She did this with ignite me thinking big deaths would happen but it was nothing -I think she teases to create angst and fear but we’ll be fine -I trust her (t don’t let me down) *Another chapter 55 (◕‿◕✿) *lgbt characters !!!!!!!!! kenji, Brendan, Winston, whatever mans kenji gets *nO ADAM AND KENJI BRO MOMENTS HAHAHAHA -Kenji roasts adam at every opportunity *wARNER SPEAKING SEVERAL LANGUAGES UUGHGHHHHH WHAT A MAN!!!!!! WHAT A MAN, MY DUDES!!!!!!!!!!!! -Seven languages? Oh my lORDDT -I’m not even gonna predict what they are but hooooleeeee mollleeeeeey -We get to see him speak “a couple” ugghhhh I can’t wait to see juliette hear him break into Arabic or something and she’s just like !!!!!!!!!!!! *When asked about juliette and adam’s friendship growing, tahereh said “he’s a part of the story and there’s more left to come” and im just like noooooooo -At the same time, juliette is so forgiving I don’t doubt they’ll finally talk *PPL ROAST ME ABOUT AN ADAM REDEMPTION ARC BUT JUST THINK ABOUT WARNER AND ADAM’S FRIENDSHIP AND ADAM BEING SOMEONE WHO CAN SAVE THEM ALL IF HE PROJECTS HIS POWER AND DISABLES OTHERS’. I’M JUST SAYIN G *WARNER NAKED CRYING ON THE GROUND -WARNER HAS ANXIETY??? PLS LET WARNER HAVE ANXIETY I WANT ANXIETY REP -But at the same time I don’t because #tooreal -I feel like she posted this quote so out of context and it could be nothing but I leapt to the worst conclusions -Why isn’t juliette there? Did they have a fight? Did something happen to her? Did he read his dad’s journals? -DOES KENJI SEE HIS SCARS? -Is warner completely naked?? I’m so confused. I’M SO CONFUSED *Kenji calling warner cute constantly mY HEArt *WHY IS JULIETTE’S POV SPOILERY -Is she kidnapped??? Is she miserable??? Is a character with mind control powers harming her??? Is she separated from warner? Like WHAT??? It’s so spoilery that she can’t even find one quote to give us? *THE VALENTINES DAY SNIPPET -JULIETTE’S CONFIDENCE -THE TOWEL -WARNER’S POV SEXYTIMES -FWUJAOIFPKOIOBLHEIJKMF -SLIHBFLABKVLEAJFGFYOUDLHIJF -I was legit sobbing I was so happy for the first warnette kiss in 4 years -(lowkey wish there was more dialogue and description but that feels almost gluttonous at this point because we are so fortunate for having it at all) *Tahereh said she “likes” the ending of restore me -I don’t think we’ll have a cliffhanger, like I said. -She said “I don’t think it’s sad” so I hope it’s empowering like previous books -T said juliette is her favorite, ever, by the end of RM, so I think she’s fine and she doesn’t die clearly lol *AN EX-GIRLFRIEND COMES INTO PLAY -WHOSE??? WHAT IS THE TRUTH?????? -WHO IS GONNA CLAIM THIS WOMAN -Warner? Is it one of the overseas people? MY MANS IS A HOE!!!!! He out here saying “I didn’t have friends” but he actually meant “I had friends with benefits” -Kenji? Adam? Castle? I literally wish it were anyone else lol I’m solid on my theory of juliette being warner’s first everything but the internet and the author say otherwise *It’s confirmed that juliette MEETS her parents!!!!!! Oufhaouhilvgudyahisjkop;pzfx;ia I’MS O  EXCITED SHE’S GONNA ROAST THEM I’M REA DY FOR HER TO ROOOAST THEM!! -Also warner said in unravel me he wants to kill whoever made her miserable as a kid so I want warner to threaten them or pull a gun or something and im just ready for there to be tea -The biggest question I have—more than what warner did to be leader of sector 45—is what her parents are like. Not even just physically and with their personalities. I’m so split on wondering if they’re sorry or if they still hate her. Are they happy without her? Do they regret it? Will they accept her as she is now? Will they learn to trust her? *New novellas??!!?!! -I was shocked we didn’t get one before this book. -Whose POV? We get a kenji short story so maybe from him. Since we get warner POV in the book, it’s not as important anymore as a separate novella. So it’s gotta be kenji, adam, castle, Anderson, someone, idk. james? new characters? -Maybe it’ll have bonus content from previous books in the trilogy (LS PS LP PL SP L S PL SPL S PLS PLS PL SPL S PLS PL S PLS) *The bird symbolism comes back I’m emo -Juliette flying (ie. Airplanes, she becomes the bird herself? Idk) -I always thought it was so weird that the “the bird I imagined is the bird on adam’s chest” conflict/coincidence was just randomly dropped. -Does juliette become adam’s bird? -DOES MY GIRL FINALLY GET TO SEE A BIRD???? AHHHHHHH --i used to want ignite me to end with her seeing a bird so maybe i can finally have my dream come true and one of these books has her seeing a bird in it *Juliette’s powers are still growing -Unless it has to do with killing people and not physically moving stuff like castle then idk. I’m conflicted about this one. *More about warner’s mom, it’s ok I’m just gonna cry over here *Warner’s virginity better not be a hot topic in this book because I am tired and I’m so happy not knowing -Same how I feel with sex scenes like ty for having them but I don’t need to be ~too~ well-acquainted with their anatomy, ya know? pls no sarah j maas porn in these woods, thank you *Juliette and warner get to travel!!!!!!! -Now that warner knows how to drive a helicopter I just imagine them being like “hey Barbie wanna go for a ride” “sure ken” “hop in” then I don’t wanna live forever starts playing because wasn’t there a helicopter scene in fifty shades *Warner and his 5 o’clock shadow sounds fake bc in unravel me when he was being held captive there was no beard [angery frog meme] -Why my mans so stressed he aint shavin????????? He needs a hug and 3 advil *SHE EITHER GETS A HAIRCUT OR A TATTOO IN THIS BOOK -I’m 50/50. On one hand, she mentioned in ignite me that she needs a haircut, but I really really reall yreally hate haircuts in books so I’m salty -Also Ive always wished she’d get a tattoo bc it’s so empowering and she has a lot of mantras she lives by and warner is such a cheerleader for them and he would love it too *WARNER IS LITERALLY THE EMBODIMENT OF CAR RADIO ABOUT OUTRUNNING SILENCE OAUHOSJIKO;DI;FSLDGYHIJ MY MANS IS EMO AND I LOVE AND SUPPORT HIM UNCONDITIONALLY -I’m concerned that he and juliette aren’t together more in this book. She’s in a meeting he’s not invited to??? Aaron warner? More like aaron burr, not being in the room where it happened

[blahblahemblem]

heroes barracks tour: cavalry + updates

exactly what it says on the tin

Note: I started writing this post last year and some things have changed since then. I’ve decided to keep the stuff I originally wrote and cross it out rather than replace it outright. Additionally, aside from the write-up on my cavalry units this post contains a small update to my armour and flier intros as it’s been long enough that I’ve acquired a few more units and changed some plans I had for the old ones.

Armour update

Build improvements

Not much in this category. I gave both BK and Arden Swap (although only BK had the SP available to learn it), and Henry learned Draw Back (which ended up being surprisingly useful in combo with Armour March).

New units

I made the first armour post before summoning on Winter’s Envoy. Here’s what I got from it:

+def –atk

Got her from the last orb on the first summoning circle.

Despite her awkward IVs, awful outfit, and my general distaste for Tharja as a character, she quickly became one of my favourite units (see also: summer Corrin). I enjoyed using her in the Arena so much that I bothered to invest into improving my score, which is how I got into tier 20 for the first time. I’ve tried using her again last week and failed because the maps weren’t as favourable (she survives and counterkills brave Lyn on defensive tiles, but last week’s rotation included the stupid fucking boat map where she got wrecked all the time because there’s nowhere to run).

Her default set is just so damn good. It’s very gratifying to have another unit with Close Counter that isn’t poor defenseless Takumi (who doesn’t even run it anymore), and Vengeful Fighter is, of course, mindblowing. Hone Armour is for Henry’s bladetome. She also has Hone Atk 3 that I gave her in a desperate rage trying to put together an arena team last week, which I regret a bit since it’s unlikely to see use again but it’s not a big deal in the long run.

Usage: I had an absolute blast running her in the last Tempest Trials in tandem with Henry and (spoilers). The boost to her defences and the Close Defence 3 seal turned her into an all-purpose tank with very few things that scared her. I might try to incorporate her into future arena teams again, and she’s of course quite the green counter option for AA.

Future improvements: I’ve seen people replace her special with a 4-charge one, since it works perfectly with Vengeful Fighter and also deals more explosive damage. I hesitated on doing that while her Tempest was running as the boost to her stats combined with the support bonuses from (spoilers) meant she wasn’t always getting doubled, but for general usage it would make sense. I’m holding out a bit since I’d rather focus on units who don’t have already functional builds first. Another thing is refining the Candelabra (haven’t decided whether to go for even more Def or round out her Res yet). I don’t see myself replacing her weapon for now except maybe with Raudrowl, but I don’t have even one Katarina yet.

neutral

Second summoning circle yielded me this strapping gentleman.

Unlike with Tharja I don’t have a very long ode to his abilities, he’s a good unit but his kit just isn’t Close Counter + QR on steroids. That said, he’s an excellent all-around blue counter with good mixed bulk, so I’m glad to have him. (Plus his voicelines are hilarious. “Party?”)

I don’t really know what else to do with him while I’m this low on quality A skills, so I just left his default kit untouched and added Fortify Armour (mostly for Henry, but Tharja obviously made good use of it too) and Ignis (Bonfire would be better with its lower cooldown, but I didn’t have available fodder and didn’t want to spend feathers on this).

Usage: See above about countering blues. He also provides Fortify buffs to those who need it in AA. Otherwise he’s stuck in the same rut as other armours: they’re great and all, but the movement makes it awkward to use them, and the colour overlap makes gluing him to Henry for Armour March a bit inconvenient.

Future improvements: IDK. Giving him a Slaying Axe could be something, but I like to leave seasonal units with their default weapons if I can help it, I think it adds to the charm. That leaves refining Sack o’ Gifts, although same as with the Candelabra I don’t know whether to go with +def or +res, and replacing Ignis with Bonfire.

Change of plans

Gwendolyn is dead. Thank god I’m free. I used her to give Tharja Hone Armour as I didn’t have an unmerged 4* copy and didn’t want to waste feathers. Rip in pepperoni, I won’t miss you. (I’ve summoned another fucking one since then but I’m not even going to bother merging her again, I just hate her art so much.)

Flier update

Build improvements

I got enough SP on Shanna for Firesweep L+ and on Tana for Swap and Hit & Run, and inherited Desperation 3 on Caeda. Otherwise nothing new.

New units

Happy New Year to me!!

+res –hp

Finally an Azura with IVs that don’t suck. In general I’m beyond happy that I have her; I love Azura, I love dancers in Heroes, her art is great, she has Hone Fliers, she’s a goddamn flying singer when I adore flying units, what is there not to love?

Very simple kit, I don’t want to waste Fury on dancers hence Spd+3 as a budget solution for improving her most important stat (TA is an option, of course, but I think with access to flier buffs Airzura needs it less than other dancers). Kind of wish I waited a bit for The Most Important Unit I’ve Ever Summoned (who will be shown in the next update) before launching to refine the Hagoita... but I really needed the Divine Dew and besides, it’s not like it doesn’t help.

Usage: She’s a dancer...

Future improvements: She has WoM3 inherited, hopefully she will get a lot of kills in today’s TT with the buffed stats (as it’s torture to grind SP for dancers otherwise).

+hp –spd

Bummer IVs, but as I wasn’t expecting to have her at all (she came in the same circle as the Most Important Unit; as the pity rate was at 4,50% I just decided to summon the rest after getting him and there she was) it’s fine. Camilla also has boosted BST to make up for bad IVs lol. In general it’s great that I have her as she fills exactly the niche I was looking to fill, a tanky sword flier.

Keeping her default kit and adding Hit & Run. With flier buffs I think her bane doesn’t hinder her so much that I need to give her something else.

Usage: I just got her four days ago... She’s about to see a lot of action in the new TT though, and afterwards I will probably arrange a secondary flier team with both Camillas and Airzura on it, fourth member being debated (Shanna? or I might replace Cordy with Cherche on the first team and put Cordy here?)

Future improvements: I’m going to refine the Kadomatsu (for +spd) instead of replacing her weapon, I think. Slaying Edge is an option, but as I said before I try to keep seasonal weapons whenever possible. I’ve also seen this video on the effectiveness of a build utilising the Deflect Melee seal and Vantage; it worked excellently there because the test subject with Michalis with WoDaoclere-charged Ignis so it might not be as good elsewhere, but there’s always the option of giving Cammy Wo Dao? We’ll see.

Change of plans

1. Since I got NY!Camilla, I don’t need to build a Palla anymore. I will hold onto the 4* neutral version, maybe even merge her into a +spd 4* if I get one, and use her for HM grinding just because I really like Palla, but I’m not investing into her.

2. I made up my mind about spring Camilla. I summoned a Nino and now that I have Hone Airzura it makes even further sense to just go for my favourite build of all time, blade nuke.

Back to cavalry, finally

My main cavalry team isn’t particularly well-put together or impressive, and in general as it turns out I don’t have a whole lot of horses available, but I did go through a period where my horse team carried me through a bunch of difficult content and they’re still my closing act in Arena Assault as I can usually expect them to be able to handle anything.

5* builds

(I don’t have ANY sword cavaliers. This isn’t true anymore, but I still wish I had Xander as well. I didn’t get him because back then I didn’t expect that I’d change my mains and I didn’t want to try dealing with a GHB when I didn’t even have a single level 40 unit on this account yet. I have everything ready for Xander’s rerun that will probably not ever happen now, I have fucking Distant Defence fodder ready, WHERE IS HE INTELLIGENT SYSTEMS IT’S BEEN EIGHT MONTHS)

neutral

No, he’s not my freebie from CYL, I got him off Gunnthra’s legendary banner. Very happy about it because that’s a (relatively) fast offensive sword cavalier, something I didn’t have before. Also he’s adorable and I love his art and wah he says “Roy’s our boy” when you go into battle

I think his default build is fine, maybe he’s a bit on the slower side for Desperation but with emblem buffs, who cares?

Usage: Clearly I haven’t even got around to completing his default skillset... I’ve been busy with fliers and armours :( I’ll put more effort in later

Improvements: Needs an assist. He has Fortify Cavalry inherited but not learned, and also needs to learn his default skills.

+atk –res

Also from Gunnthra’s banner, a defensive sword cavalier to complement the offensive one. Sigurd is really awesome all around so I have no complaints. It’s so convenient that the newer units they release tend to have good builds from the start so I don’t have to scramble around trying to find anything worthwhile to put on them among the piles of trash in my barracks

Usage: Unlike Roy he got to get his default set filled out at least...

Improvements:

I should probably give him Hone Cavalry.

+res –def

My one and only red cavalier, yay!

So Leo’s been sort of shafted by Heroes in terms of default builds (aside from the fact that motherfucker comes with QR3, one of the absolute best skills in the game). Brynhildr is now overshadowed by the goddamn Gravity+ staff, Elise has better offensive stats despite being a healer, etc etc BUT.

I’ve said it before and I will never get tired of saying it: I love monotype bladetome nukes. Who made me love them so much? Cecilia Leo. He was the first unit for whom I bit the bullet and promoted another unit to 5* just to sacrifice them, and what a dazzling fucking introduction to the world of weapon SI that was

Darting Blow seems silly at first glance, dude has 22 whopping spd, but with it, Hone, Goad, and a support he gets up to 40 and can double quite a lot in PvE, and various armours in Arena Assault. Leo in particular is thriving now with all the OP green armours melting when he breathes in their general direction. QR is for when he needs to soak some magic hits, something he did quite well even before Raudrblade.

Usage: Maxed 3k HM, of course! For the rest, see above. Definitely in my top 10 favourite units. I’m very very happy I chose to summon on Male Mages over Female Mages during the third gauntlet (because lol I got all of those female mages as pitybreakers later anyway...)

Improvements: He has everything he needs for now. I could maybe give him Glimmer over Iceberg just for the reduced cooldown, but eh.

At least I made the account switch in time to get him. If I missed both of the DC cavs I’d have died of an ulcer by September

Camus is good. He’s capable of doing both enemy and player phase fairly well (unlike Xander who would be a purely enemy phase unit). Sort of like a blue horse Ryoma. I think he desperately needs merges though.

Usage: Maxed 3k HM. He doesn’t really do a whole lot of work these days even when I get out the team for Arena Assault, but that’s because I’m usually dealing with, like, armours and Ayras and I don’t want a special to trigger so I ORKO them with the ranged cav trio instead. Camus faithfully provides Goad Cavalry and an S support to Leo, and Swaps units around, and he CAN do combat if necessary, so that’s all I can ask for.

Improvements:

Going to +1 him. EVENTUALLY IS will feel maybe a tiny bit of shame and they’ll fucking give him a rerun, that would be two more copies since he didn’t have an Infernal difficulty the first time.

I haven’t been paying attention to him a whole lot before fairly recently, but I was always sitting on some plans for him just because he’s a TT unit and I sort of want to have some kind of functional build going for all of them as I only have copies of them on my main (unlike GHB units who are a lot easier to get).

Now he lucked out. I did three circles on Winter’s Envoy. The first two got me Tharja and Chrom, and the third one somehow contained THREE off-banner 5*s: Catria, Hawkeye, and Cain. They were all used as SI as they all had shitty IVs. Clive got Catria’s lance. Now he can enjoy 2 charge Bonfires.

Usage: I used him a bit in the TT he came from, haven’t done a whole lot since then. I’m hoping to put together a bunch of second-string horse teams (horse mages are a bit more available than flier mages, I’ll get a fucking Reinhardt EVENTUALLY) and he’ll make it on one of those. Plus there’s always walling reds and blues in AA.

Improvements: After I refine the weapon of the Most Important Unit, I’ll evolve his Killer Lance to Slaying Lance. Then he’ll be put on the waiting list for refinements. I’m also not that sure what to do with his B slot. Lancebreaker 1 came from the same Arthur as Swap. IDK if I should just give him LB3, or wait until I have more Subakis (but there’s a very long queue for that). I’m also debating if I should give him Fortress Def.

+atk –res

Another pitybreaker from Ylissean Summer. I don’t mind much since that same summoning circle gave me a very special unit (you will see them in the next post) that I wouldn’t have opened if I hadn’t seen that Peri’d reset my rate.

Peri gets a lot of flak, but she’s not at all a bad unit, she just has a lot of competition in her niche, as Roderick and now Oscar both have similar offensive statlines to hers. Peri is lucky in that I find her amusing and don’t give a shit about either Roderick or Oscar.

Usage: For now I occasionally get her out when I need to deal with an annoying DC Vantage red in AA. Winter Tharja’s also a pain in the ass that she can help deal with handily.

Improvements: Clearly I’m going for a Firesweep build, but I haven’t inherited the + version to her yet. She needs to learn LaD2 (I didn’t bother taking a new screenshot, but she has LaD1 learned now, everything else is the same) and inherit an assist. I’m also on the lookout for a +spd copy to merge her into because I think +spd would be a lot better.

(It’s only now that I’m adding new units to this post that I realised I didn’t have any axe cavaliers originally...)

+def –atk

Bit of an odd one. When the Christmas TT banner dropped, I had a lot of orbs since I was saving for the next legendary and spent considerably less on Winter’s Envoy than I expected. I decided I can afford to pull all reds (for Lucina) and greens on that banner. There were, in fact, only two greens and no reds, and the green was this Frederick. I’ve been considering building one for a while, so it was welcome, even though his IVs are questionable.

He picked up the Hawkeye from Winter’s Envoy. DB3 is just nice to have, and it’s going to sit around for when (if) I give Fred a Brave Axe.

Usage: See Clive.

Improvements: I’m looking for a +atk or +def copy that isn’t –def or –atk respectively, so I can merge. He needs an assist, probably a different B skill, refinement on the axe, and to learn Bonfire.

neutral

My freebie from CYL. I don’t regret picking her, but I am kind of reluctant to use her a lot outside of Horse Emblem because frankly Arena has made me resent her. I’m so fucking tired of seeing this face. When will she fall off her horse. I have no love left for her and I’m gleefully killing the copies of her I have on alts for Swift Sparrow left and right and it gives me a rush every time. It’s kind of sad since I was initially very excited to get her but that’s what countless deathless runs ruined do to a person. I just had to unglue a Brave Bow Lyn from a QP Moonbow Reinhardt earlier today*. Ugh.

* when I originally started writing this post

Usage: She’s on my main cav team and is quite helpful, and has around 2600 HM. Those are the nice things I can say about her.

Improvements: I am not giving her anything else ever as an act of protest

4* merge projects

+spd –hp, +3

I originally intended to make him a +10 thinking I’d never get a brave Roy. Well, I have a brave boy now, but I still want to build his dad, if only because they’re a bit different. I also quite like Eliwood; he’s not the most interesting lord character in the world, but I have a soft spot for him. His Heroes art is atrocious but what can you do.

Short term goals are continuing to merge him (right now I have two more 3* copies waiting), giving him an assist, Fury 3, and probably Swordbreaker.

Long term goal is eventually, once he hits +7 or so, merging in a 5* copy to acquire the Durandal, then evolving it to Blazing Durandal.

+2

The only blue mage cavalier I have :(

Short term goals are merging in the last 3* copy I have, giving her Blarblade & Moonbow from an Odin, Darting Blow 3, some kind of B skill (undecided on that one), an assist, and probably a horse buff.

Long term goal is merging in a 5* copy (that one is a very long way off) to acquire Keen Blarwolf+ (and Death Blow 3) for some anti-horse options in AA.

+spd –forgot, +1

I really like Titania’s art and clearly I’m lacking in the green cav department. I just don’t know what to do with her build really. I’ll cross that bridge when I get to it (aka when she’s got a bunch more merges)

+spd –res, +4

The fourth member of my “main” cavalry team. An excellent testament to the power of bladetomes when combined with emblem buffs, as on my old main I in fact used a 3* -atk copy in this role to great effect.

I have a 3* copy hanging around, but I’m conflicted on whether to use her for the extra merge or to give somebody else Escape Route 3.

I’m also on the lookout for a +spd –hp copy instead, as –res bothers me a bit.

I don’t think I’ll change anything else in her build, besides maybe giving her G Tomebreaker at some point. Gronnblade works perfectly fine without upgrading it to its + version, and my obsessiveness about these things doesn’t quite trigger when it’s a 4* unit in question.

+spd -def, +2

+atk –hp, +2

Healers who require standard healer improvements, not much to say here. They might both see some kind of 5* sacrifices at some point so I can get my hands on those sweet sweet Wrathful refinements on their staves (and better healing staves too), but that’s miles and miles out there.

Not pictured

Berkut. Same as all other GHB units that I don’t want to build.

[daveywankenobie]

Ok – so my diamond target member badge is in the bag. I’ve managed to maintain my weight for a year.

Now I’ve reached yet another milestone though I have to consider what the next one will be.

Maybe it’s just the nature of my particular beast – or maybe it’s because I’m capricious – but now I have what I’ve always wanted I feel slightly deflated.

The problem (if you can call it that) is that when you focus all of your energy – and pour the essence of your whole being into a task until it completely dominates your day to day life – there’s often a noticeable dip in your mood when you achieve what you’ve set out to do.

When you arrive at the finish line (after the initial relief and happiness washes over you) you’re left asking ‘so what the hell comes next?’

In the past I’d have moved immediately from one health goal to another – but I have to be completely truthful and admit that Slimming World is no longer the sole focus of my attention it once was.

Whilst I’m still continually following the plan things in my overall priority list have changed significantly.

Since late 2018 my gaze has definitely shifted towards other (in my view more important) things in my private life and I now have some brightly lit beacons in the distance that have nothing to do with weight management.

In my mind’s eye they’re represented by a glow that’s emanating from a distant island in a big ocean – and I’m currently in a little boat rowing in their direction.

The sea is calm and there’s a warm sun above me in the cloudless blue sky.

However – as forgiving as the gentle waves beneath me are there’s still a lengthy distance between where I am now and where I want to end up. Furthermore when I look down I’m only holding one oar.

However instead of the boat going in circles I’m still heading toward my objective, because sitting in it to my left is someone else holding the other oar pulling in time with my strokes. The longer we sit side by side the closer they become, and the quicker the boat moves.

I know where I want to go and my companion does as well.

It turns out that we’re heading for the same island and are focused on the same beacons.

This journey and shared objective is only one part of the puzzle though, and I can’t ignore my progress with SW at any point. Whilst it isn’t my only guiding light any more I need to remain fit and healthy enough to get to my destination. When I reach it (and I will) I have to continue to build and enjoy a full life.

This requires me to maintain a solid focus on multiple areas – but I’m determined that whatever else is on my mind I will not shift my gaze away from health maintenance. In the short term therefore I have given myself an objective and have decided to dedicate March to exercise.

This is mostly because February saw a noticeable dip in my stats. They’re not bad by any stretch of the imagination – but they’re not where I wanted them to be.

It’s worth noting two things at this point.

Firstly – the swimming stats are an average of the distances I swam in February – but are not a DAILY one as the title suggests. I’ve realised that Apple’s health app is actually giving an overall average for the days I’ve swum – rather than an average for the whole month, including days that I didn’t go swimming.

Secondly (when I interrogate my workout history) in January I can see that I went swimming on 18 out of 31 days.

In contrast February ‘only’ saw me go 11 out of 28.

So – my first objective for March is to complete at least 15 swimming workouts.

Apple Watch (maybe sensing my mood) has also set me a challenge to walk 236 miles, which is 7.61 per day. Therefore my second objective therefore is to walk an average of 8 miles a day.

My third is that I want to make three days of each week an SP day (Slimming World’s uber weight loss approach which focuses on speed and protein food groups only.) This should enable me to strike a comfortable balance between relaxation and focus – which since I started swimming has been something of a tricky thing to do.

I’m also going to up my focus on cooking super healthy and filling meals – because February had way too many days where I went overboard eating free foods (as well as some marathon hi-fi bar munching sessions that are best not discussed) and then had to pull everything back into line afterwards.

My slow cooker is one of many great ways to achieve this aim with as little friction as possible.

The above insanely filling and warming dinner was made with 500g of diced lean beef, a can of chopped tomatoes, a Tesco butternut squash and red onion stew pack, a carrot and swede stew pack, two leeks, 4 cloves of garlic, a stock cube, salt, a few bay leaves, some couscous and a can of (drained) baked beans.

If you decide to make it yourself  my advice is that you put the last two ingredients in at the end rather than the beginning – because otherwise the couscous sticks to the bowl and the beans just turn to paste.

If you don’t feel full up after a couple of bowls of that then I suggest you have some (speed) fruit and fat free natural yogurt with a bit of stevia and some cinnamon for dessert.

If you haven’t had your healthy extra then bung in 40g of rolled oats too (my trusty fry light cap measures out just about the right amount – which is 7 syns if not a HE).

It’s worth noting that this picture has Sainsburys Basics low fat natural yogurt in it – which is synned on Slimming World’s plan at 0.5 per 100g whereas fat free is lower in calories and ‘free’.

As you can see from the nutritional info (low fat on the left and fat free on the right) there’s a difference of around 100kcal for a 500g pot.

Personally I can’t tell the difference in taste but others I know prefer the slightly more decadent alternative!

Anyhow – enough typing.

I need to get walking.

I’ve got two swims under my belt for March so far (one of which was 50 lengths early this morning) and I need to get another five miles of pavement pounding tacked onto my stats before I can even think about making myself a super sized salad later on this afternoon.

Here’s to new goals and re-focusing on objectives internet!

Davey

An oar each Ok - so my diamond target member badge is in the bag. I've managed to maintain my weight for a year.

[profoundgardenertree-blog]

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My landlord wants me to get a liability insurance for my fish tank. What can I do? Thanks

""50 in a 40, first ticket ever. Insurance?""

I got a ticket for going 50 in a 40 tonight. My gas was PASSED E, and I was turning into the gas station. I realize that doesn't do anything for my case. I'm 17. I've never been in a wreck, never been pulled over. The cop (who is a friend's dad) said that I go to court Oct 1 and if I'm eligible for Defensive Driving I can take it, and it wont go on my driving record. Question is, does this affect my insurance rate at all? I pay my own insurance. I have State Farm.""

""Car insurance, applies to other car?""

Alright so, I plan on driving to a camping trip up in WI and I live in IL. The thing is, I don't know if I'm insured on the car I want to use. I usually drive an SUV (which my parents said they put my name under to use) so I'm insured on that one. But I want to take the other car because of gas mileage. I don't know how the insurance works. Am I covered on the other car too? P.S. My parents have State Farm as our insurance.""

""What would a $50,000 cadillac cost per month? + insurance?""

im looking into the cadillac sts (sp=47,000 - 78,000) and i want to know the monthly cost.. $275,000 yearly income (get paid yearly).. which is about $23,000 a month combined. take into account teenager insurance which i heard can be brutal and also... would buying this car stretch my finances? i dont want my family to be uncomfortable for just a car. like someone earlier told me 1k a month for my car payment but i want to know the other estimates""

""Motorcycle blown over in 35MPH wind, would the insurance company cover it? And would I be declared at fault?

07 zx6r. Left it outside while I was away came back to it on the ground. Heavy winds last night.

Can my car insurance company give my phone number to auto shops?

I was recently in a fender-bender, and as SOON as I made a claim with my insurance company, random auto shops started calling my cell phone (which is my only phone, I don't have a land line) stating they heard I'd been in an accident and basically were telemarketing me into fixing my car at their shop. I have Nationwide insurance, and I'm suspecting it is them who has released my information, as I didn't supply my info with anyone else, other than in the police report! Has anyone else heard of this or had this happen to them? Is there anything I can do about it, other than tell the people not to call me again!?""

Can I take out a life insurance policy on my child's father?

My ex is a very big risk taker and our son is only two years old. Being a single mom is very financially straining and if he was to die I would have to go onto public assistance. Is there a way I could take out a life insurance policy on him where I am the beneficiary? I'm terrified that he will do something stupid and wind up dead and my son and I will be stuck living off of welfare.

What do Republicans think President Obama health insurance is really about?

Do you think hes trying to give Insurance to poor people on welfare? Because they already have insurance, it's called medicaid. Do you think he's trying to give insurance to lazy people? Because MANY people have jobs that either dont offer insurance or they don't qualify. Perhaps they have preconditions. Also for college students who work part time jobs who don't get enough hours for insurance. Do you know that medical bills are the leading cause of bankruptcy and debt in America?""

Is there any affordable health insurance out there(about 140-180 dollars a month)?

Not health savings accounts ...Is there anything by the government for Americans trying to live the American Dream on a modist income.

Is it normal for a teen to pay insurance before owning a car?

My boyfriend (since he got his license at 16 before he had his own car) has been paying $200 a month on insurance because his parents said he had to. My question is, did he have to pay insurance even when he didnt own a car?""

Where Do I Find Quotes For Non-Owners Auto Insurance?

I Need It Cheap, Fast, And In Denver,CO.!!!!!!!!!!!!""

Pay car insurance if I'm going to be out of the country?

Hello, My car insurance is going to expire in 4 days and I was wondering If I should simply not pay it. I'm going out of the country for 1 month and will not be driving my car. I don't think that Progressive will let me push back my payments. Would it be cheaper or easier for me to just simply not pay, and get insurance when I return? I pay 5 installments of $50. If they charge a fee or something less than $50 it seems like I should not renew my policy. I've been on hold for a long time on the phone, and want a game plan when I finally talk to someone. Thanks for any advice!""

Question about car insurance?

ok so im wondering if i get a car will worth 5000 will the insurance be the same on all cars worth 5000 like a mustang worth 5 k or a civic worth 5 k is the insurance the same on them?

Another car insurance Question.?

In the UK if you buy a car, it HAS to be insured, but at the moment for someone young to insure a car, i looked on a comparing site, i put myself as a main driver for a 1.2 litre fiesta and it was well past 4K, and insurance companies know they can charge that amount because without insurance it is illegal to drive. If i put myself on 3rd party insurance it either drops by less than 100 or goes up, ive read about this and apparently insurance companies think that if you get 3rd party insurance, you care less for your car so therefore they charge more. Now in the US things are alot better, if you pay car tax you automatically get 3rd party insurance, this is a great idea and i wouldn't mind knowing why they don't introduce it here in the UK, if not, surely the government or somebody will confront the insurance companies so that they can lower premiums, right?""

What's the cheapest insurance company or booker they've come across?

The cheapest iv encountered is onlyyoungdrivers.com the next being RAC insurance a few hours quid more, followed by 4youngdrivers.co.uk that is myself being under 25. Also has anyone found it cheaper to ring the direct in attempt to get cheaper quote, iv stayed away from this as of yet because of the cost of calling.""

Insurance troubles while pregnant?

Did you have any drama with insurance coverage or any insurance problems when you were pregnant? If so, what happened?""

I have just be ripped of by my car insurance help?

Hi 2 days ago I had a bill for my car insurance and it was 158 pounds. I have a car and on this insurance for over 2 years now and I was paying 48 pounds a month. I called then up about this and they said because of a crash I had 6 months ago they have put my car insurance up from 600 pounds to 1600 pounds I did not know nothing about this untill they took my money out. Will I get this money back and is this wrong how much they are charging me now for just having a claim on me please help me and let me know what I can do thanks

Car insurance lapse question for NY?

We don't do automatic payment with our insurance so sometimes we don't have enough to pay and twice we'd lapsed in three years. First time we paid the civil penalty on all three vehicles. This time? There's a three year limit; we had to turn in the plates for eight days (the amount of lapsing) and wait while using a rental car. My mother found out by getting pulled over and getting a ticket. We just got the new plates, new stickers, and are fine now. But she said when you pay the civil penalty you are cleared immediately in the system; if you get new plates and registration, is it the same? She said it can take up to three months until cops read that your registration is valid. I'm having an anxiety attack over this as I've never gotten pulled over and am terrified of cops and travel populated, cop traveled streets to my job. Thanks.""

Around how much would insurance be in georgia for a 16 year old with a 2008 yamaha r1?

Around how much would insurance be in georgia for a 16 year old with a 2008 yamaha r1?

How much would insurance be on a 2005 Maserati Quattroporte for a 19 year old?

Clean driving record, driving for 3 years. Dads buying it but insurance will probably be mostly me, curious as to how much it would actually be?""

""When i buy my first car (before taking test), i want to practise with sumeone, how do i go about insurance?

i know i just get insurance but for a provisonal licence holder only.. when i pass (hopefully) do i just phone the insurance company and 'upgrade' my existing insurance or do i just get altogether new insurance? and How long did it take you to pass.. from first lesson to passing? Cheers! 10 points for best answer =D

Buyin a car? Insurance driving it back?

Hi i may be purchasing a car this evening. Can any1 tell me how i get it back do i need some sort of cover note? I am 19 and was a named driver on my uncles insurance on my previous car. Now don't have a car but buyin this one tonight its only 10mins drive. will i be ok or not ?

Where to get home insurance.............?

is it always required to purchases a home insurance while buying a home..   or is it required only if we are availing a home loan or   is it optional?   what does this home insurance actually covers...if we take a home insurance , is it not required to pay   the loan back in the event of death of the borrower..   which insurance company provides best home insurance with reasonable rate?

HELP with car insurance no claims ?

Since passing my test 3 years ago I've had insurance with countless insurers due to the fact I am useless and they kept asking for information for example proof of no claims and a copy of my license. I have had all my insurance policies cancelled countless times as I can't get proof of no claims as I guess I don't have any because all policies have been cancelled. The problem is now I'm getting quotes for over a thousand pounds when technically I've never made a claim in my life! Is there a way around this PLEASE HELP!

Is car insurance any cheaper for a pensioner if he do'snt work?

I am 67 and just finished working, when I renew my car insurance in a month's time, should I expect it to make a difference to the premium.""

Can I get renter's insurance without a deductible?

Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""

State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?

What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I'm as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I'm very active so I have no signs of any disease related to heart disease. It's a fear that I've had since I was a kid and it's the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I'd get something like 17% off my car insurance. I'm struggling to figure out which policy to choose. I need some insight.""

Motorcycle Insurance?

I'm 19 yrs. old, and I'm going to be getting a 2008 Harley XL Sportser 883L, I'm going to be getting my license very soon, and I was wondering about insurance rates, anyone have an idea what my rate might be?""

Car insurance rate for teens?

I live in Detroit, MI so the insurance rate will go up just for that. I'm a very responsible student (I'm in the 10th grade). I would be using my grandparents' car. What would be the ranges for insurance roughly? I just want an estimate for how much it would be per year. Please help.""

How do i get health insurance on my own?

i am a senior in high school and i am about to graduate and go to college, I am currently in track so if i twist my ankle then i am done and I haven't have any kind of health insurance since my family immigrant here three years ago, my dad cant speak Eng so he stays home and my mom works really hard for my bro and me, i don't have car/health insurance and yet i drive and when ever i get sick i have to deal with it myself, I am really jealous when i see people can go to doctor when they get sick, I want to know how do i can a reliable and affordable health insurance and i am willing to work and pay for it in college..and i looked for the student insurance but it doesnt cover teeth and eyes....i def need to get my wisdom teeth out..cuz they hurt really bad sometime and there is nothing i can do about it, is it possible for me to work and pay my own car and health insurance? I just freaked out tonight cuz i feel so unprotected""

Possible cancer without insurance?

My fiance has a visible tumor (it's visible--it was benign and removed before but came back). He lost his health insurance a couple years ago, and he seems to only be progressively be getting sicker (we don't know if it's because it's a cancerous tumor or his stress levels are insanely high). Either way, he obviously needs to see a doctor--but we have no insurance and we don't make enough to afford insurance (we might make little enough to qualify for medicaid--for this question, assume we do). My question is, what options does he have? We can't afford treatment. He doesn't want to go to a doctor w/o insurance because they won't help him since he can't pay and he will lose the job he has and what little he does make. Please, are there special programs? I know his condition does not qualify for the fast SSI claims as I looked into that already. Would medicaid be enough? Are there special cancer programs? Is there anything? Or is he really going to be left to die? He's only 26. Also, we live in Colorado (since that might make a difference).""

Does a paid speeding ticket affect auto insurance rates or anything?

Does a paid speeding ticket affect auto insurance rates or anything?

What insurance company do you have and how much do you pay monthly?

I'm just wondering, I'm about to get my first car (I turn 16 in 2 weeks) and I'm just trying to decide what's the best insurance for me, and I have a job so I'm trying to calculate how much money I'd have to make to be able to pay for insurance+gas. Soo what's your insurance company, how much do you pay a month, and how old are you? thanks guys:)""

How much will pmi insurance cost in alabama on a 128400 dollar house with 100% financing?

How much will pmi insurance cost in alabama on a 128400 dollar house with 100% financing?

Insurance on a '98 Mustang?

16yr old girl in Ohio, just wondering the cost before i try and sell the idea to my dad lol. Yellow w/ body kit. Help? :)""

How much would a $500K life insurance policy cost?

I am a healthy 32 year old female.

Does anyone know if having your car lowered increases your insurance?

I have just got my new car and insured myself on it but it has been lowered. Do I need to tell my insurance and will it cost me more? :)

What if i stop paying my insurance when i have a car loan?

i am leasing a new car, been paying for 3 years and this month i couldn't afford insurance so i stopped driving and started bike riding. well the insurance was cancelled for like 2 ...show more""

Cant afford my car and insurance?

I am 19 years old and I financed a 2005 jetta and paid close to 12,500 for my car. Yes I got ripped off.. I pay $333.65 a month for the car and $165.00 for insurance. I am completely out and cant afford this car anymore. What do I do? If i stop paying for it will they take it imminently? I need help. If the bank takes it back they sell it they will come after me for the difference. But i dont have anything they could take. what do i do.. I have made 2 payments of $333.65. Im in california, so will they garnish my wages?""

Why can insurance companies discriminate based on gender?

I guarantee you if a 16 year old girl bought the same sports car as a 16 year old boy, the boy would be charged considerably more. I understand the age discrimination, being that teenagers ARE a greater risk, but it's not right to discriminate based on gender.""

How long will it take to get a auto insurance check?

I was in a car accident june 3rd, I filed the claim the same day.. talked to the guy doing my claim the next day he said state farm would accept 100% fault so I had to send state farm the police report and some other things they needed and they are suppose to send me check. I faxed all the paper work last Tuesday so how long do you think it will take for them to send me a check? I'm just impatient because I have had no car and had to take all this time off work since I can not get a ride to work and a ride to take my childern to daycare and now my work says if I'm not back by next weekend they will fire me. I called the guy doing my claim just to see how long it normally takes but he never called me back. Any ideas? Thanks!""

Is it true that in MA your first ever ticket doesn't count against your auto insurance?

Is it like the first ticket is a wash/freebie? or does it raise your insurance points and rates regardless?

Business Insurance?

I want to start a roofing company in MN and I was wondering what kind of insurance I need for me and a crew of five or six people. I was also hoping someone could help me with the required licenses. Thank you

Does anyone know of an affordable insurance company for an individual (major insur. companies preferrably)?

I am an individual contractor and in need of a health and dental insurance. There are so many to choose from and I don't know which ones I should be focusing on. Lower deductibles and higher copay better? What's an ideal payment each month? $200? $150? I need help.

Paying my car insurance off early?

I have the cash to do so. And i only owe about 200 cause i already paid 2 months off early. But im jw when the next bill will be so i dont have to worry about. If it helps any i have the general car insurance they are local so idk if itll help lol

What insurance do I need?

I have set up a limited company focusing on training and personal coaching. Do I need public liability insurance? Do I need insurance to cover if I am ill? Is there anything else to consider? Where do I buy these products? Thanks

What is the cheapest car insurance?

i am shopping car insurance, any suggestions""

Where can I get the most affordable/cheapest sr-22 insurance at?

I got a dui last year, live in CA, I'm 21, and about to be elgigible to get my license back in 2 weeks. Where can I get the most affordable sr-22 insurance? Also, I know I need sr-22, pay a fee, and proof of AA classes completion. Is there anything else I need to show the DMV when I go get my license back?""

Where to get home insurance.............?

is it always required to purchases a home insurance while buying a home..   or is it required only if we are availing a home loan or   is it optional?   what does this home insurance actually covers...if we take a home insurance , is it not required to pay   the loan back in the event of death of the borrower..   which insurance company provides best home insurance with reasonable rate?

What car would be cheaper for insurance?

I am about to be 16 and I live in nebraska in a small town I was thinking of getting a 2005 camaro or a 2000 or 2003 corvette what car would be cheaper for car insurance and if I get a truck would you recomand a ford f250 or ford f350 and how much would insurance be monthly for the ford trucks and if you have any sports cars you would recomand to get then tell me it and insurance on it monthly

Insurance for a rental car?

Is your own insurance enough to cover a rental car or should you purchase the supplemental insurance offered by car rental companies?

Insurance on a 2005 premium mustang v6?

hello, my daughter is 17 years old and i am thinking about getting her a 2005 premium mustang v6. she is on the honor roll, hasn't had any problems or accidents as far as driving goes, and really doesn't drive much. we live in a rural area. how much would insurance cost? our insurance company offers some plan where if you're getting good grades, you get a discount. how much would it all be? i have her driving a 2012 volkswagen jetta now and it's very pricey.""

Poll: How much do you pay for auto insurance per year?

could you do me a favour and also tell me what kind of car you drive, age, and gender? don't worry not trying to stalk anyone or something, I just want to see what do most people pay for insurance. I don't know much about what's a good or bad price, all I know is the rate for the car I want and I want to see what it is compared to other people's rates. if you don't want to answer you don't have to because I know some people might not be comfortable saying this stuff to strangers. also any offences? thanks!""

In general how long does it take to switch car insurance?

As well as canceling car insurance? I heard 7 days is that true?

How much is car insurance for a 2009 Benz C300?

I'm 27 years old. I live in the Bronx, New York. I have good credit. TransUnion: 765 Experian: 764 Equifax: 734 I want to financial or lease (I'm not exactly sure what the difference is. Do I still have to get full coverage regardless of which I choose?) a 2009 Benz C300. It's valued at about $30,000. I live in an apartment with my father who has a 2001 Pontiac Montana. He pays about $150-$200 per month in insurance. I tried to find out how much it would cost on Geico and they called me and told me it was gonna be $150 for the first month and $140 for the next seven months. I thought there must have been some mistake because how could it cost the same for a new car and raggedy car? The guy was like, Well, looks like we can get you a great price . Is this a ploy to get me to switch insurance companies and then they'll charge me higher rate after the first year or something? I think they must have thought I already own the car outright and didn't know I was planning on financing it. Or is it because we will have two cars from the same household an we'll get a multi-car discount. I know this was true when my brother had a car on the same policy with my dad and they got a discount, but they lived at separate places. Me and dad live together, so I think they won't even allow me to get insurance. Someone please tell if this is true or not. My friend, who thinks she knows it all, said its a scam and they will charge me alot more as soon as I sign up. But believe me she's just jealous cuz she's high class and I live in the Bronx and she makes way more than me and doesn't have a Benz. So, she is definitely just assuming. If you know for sure let me know you know or that you think that's what will happen. I assumed the insurance would be $400 - $450 per month. Also, if anyone has some idea what the financing per month with credit like mines on a car like this would be, that would also be appreciated. I have never been any serious car accidents, had a DUI or DWI. I hope someone has experience with financing a nice car and insuring, so I can get at least a ball park estimate on how much I will expect to be paying. Thanks for the help!""

What is electronic insurance?

details about electronic insurance

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deductable do you have? feel free to answer also if you do not have insurance?""

How much will car insurance be for me?

Im 18 and in college with a gpa of 3.5 or so. And i am driving a honda s2000 convertible. I live with my parents and have a clean record for everything. And i also took drivers ed

Auto Insurance Help....?

I need insurance on my car, and i don't fully own it, my name is on the title and i finaced it so i have a lien on it....i'm only 20 so full coverage is pretty expensive! would it be possible for my dad to be able to add me to his policy?""

Can i put my boyfriend on my car insurance?

okay so im finally getting my own car. The thing is its not really mine its going to be mainly for my boyfriend but going under both our names. That being said, i'm going to drive my boyfriends car. I need to know, being a first time driver, if that is even possible. Can i purchase insurance and make it possible to have my boyfriend as well as me under our insurance?""

""Is it illegal to drive a right hand drive car in america, and if not would the insurance be high?""

i just got a deal on a skyline r33 for sale in japan, and it is dirt cheap, so i was thinking about buying it and importing it, but it is right hand drive and i am a little concerned about laqs and insurance, does anyone have any ideas about this kind of thing?, please help, it is the car of my dreams""

I need help with car insurance?

So I don't have a license yet, but im workin on it. I seen a car that I want now b4 its too late n sumbody buys it. My mom has a car n her n my dad r on the same insurance, he pays it tho. SO heres what i wanna do... Can I buy the car n then get insurance in my moms name or is there sumthin i can do like let the car sit til i get my license?? I would have to get the car home tho, but it wont be insured on the ride home(is there sum temp insurance)... I mean the car is steal, n i need to get it now b4 sumbody buys it!! Its in Ohio, if that matters...""

How long do I have to wait to be able to buy car insurance?

My sister has been paying for car insurance because the car is hers. I want to buy a new car, so I need to pay insurance on my own. I've been driving for 1 year. The problem is I had 2 tickets: speeding and move-over violation. I think because of that, the insurance quote is very high, like $200/month. I wonder if I will be able to buy insurance with lower quote a couple years later or not, and during that time I will put my car under my sister's insurance. Thank you to people who give me answers!""

How high would car insurance rates become if a 16 yr old drives a car?

My mom won't let me get my G1 because she says her insurance rates will get too high. I asked her how high and she says she doesn't even know. I live in Ontario.

How much does insurance for a motorcycle cost?

I currently don't own a motorcycle but am curious the cost of insuring it. I live in Vermont so I would only be riding it from June to September. I would probably be riding a 2002 Yamaha YZF R6.

About how much would the insurance cost on a 2010 Mercedes Benz C300?

BTW I'M 16 YEARS OLD. Big factor, I know. I know I don't deserv it, I'm too young, yeah, I know. But I don't want any of those answers. Just please answer my question with no complaining about how you didn't get a nice car when you were 16. I just want an estimate. Thanks!""

Can I drive my sons car under my own (fully comp) insurance?

My son's car is registered to our home address, and he is currently away. His is cheaper to run so I want to use it (with his permission). He has third party only insurance but I am fully comp on my own car. My insurance states I can drive any other car with the owners permission, but does his insurance level, or the fact it is registered at my own address affect this?""

""Insurance rates in California to rise 147% under Obamacare,was obama lying or does he just not know?

http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/

When do insurance rates on your vehicle go down?

I'm 22. In my 5 years of driving, I have NEVER been in an accident and have never gotten a ticket. My parents are paying around $60 a month whereas I'm still paying $117. I don't drive a fancy car neither. Just an older 2004 Camry. Is it because of my age bracket is why my insurance still hasn't lowered any? I'm with Allstate and in California if that matters.""

How much would insurance cost on a 96 Chevrolet camaro?

Monthly? I spotted a camaro for the first time and it was completely gorgeous, I almost cried. it also runs good. The cost is pretty crazy for a camaro only 2,000. My mom said that I could not get it because the insurance is high I asked her how high and she said about 3,000 a month also I'm 16. I get the feeling she is wrong how much would you say insurance on a 96 camaro would cost?""

""Cheap, effective health insurance?""

I'm a 25 year old, healthy, unmarried female looking for a low co pay health insurance that covers major medical and dental. I need to be able to see my primary physician for annual checkups and hopefully get Invisalign covered under dental as well. I have no pre existing conditions and would prefer a lower deductible... Somewhere up to $5000 in the event a major medical issue arose.""

Affordable health insurance for a 19 year old?

I am a 19 year old white female, i live in California, i go to a community college part time, and i babysit and work part time as a substitute custodian(no benefits). Im looking for really cheap even free health insurance since I make roughly $120-$400 a month. I've looked at my school's health care, it doesn't cover what i want(just covers family planing and std test). I would like something that would cover doctor visits or i pay a small copay. If anyone knows what i can do or where to look, i would greatly appreciate it.""

Can anyone give me an estimate for A 17 year old car insurance!?

Hello I am 17 in december and am looking to insure A classic Austin Mini 998cc and I was just wondering if anyone would have any estimate idea of how much it would cost to insure!? :)

Car Insurance?

I'm 16 and I don't have a car, but am I covered with insurance on my parents cars automatically?""

Where to get home insurance.............?

is it always required to purchases a home insurance while buying a home..   or is it required only if we are availing a home loan or   is it optional?   what does this home insurance actually covers...if we take a home insurance , is it not required to pay   the loan back in the event of death of the borrower..   which insurance company provides best home insurance with reasonable rate?

Retroactive auto insurance premium?

I obtained an auto insurance policy in August 2007. In January 2008 (five months after the policy was purchased) I received my policy renewal. The renewal price was substantially more than the initially policy cost because the insurance company had written my original policy with innacurrate information (assumptions they made that were incorrect, there was no falsification on my part). I cancelled the policy and found a new provider. The insurance company then sent me a bill retroactively charging me for the original policy with the new information and premium changes. Can they retroactively charge me for the policy that I had already paid in full based on our original agreement? Does the insurance company have any legal recourse or right to collect this money? I already filed an official complaint with the NJ Dept. of Banking and Insurance and am waiting to hear back. BTW don't need people's opinion, looking for response from someone who knows the laws in regards to this""

How to find out how much gas i need for a Mercedes Benz c300?

Ok so i'm suppose to do a career project and pick a job and where i'm going to live,health insurance etc.For my project i picked a Mercedes Benz c300 for my vehicle.For gasoline choice i picked shells and it cost 2.909 per gallon.How do i find out the average cost for a week and/or month?First resonable answer get best answer..i really need this so please help me!Thank you! :)""

Can a dealership sell you a car without car insurance?

I bought a car, thinking I had car insurance, and I want out. I didn't put any money down, yet i signed the paperwork and drove off the lot with the car. I brought back the same day, but of course they didn't take it back. Can they hold me to the loan if i didnt have car insurance and i have no job? I am only 19 and want a way out.""

How much would a BMW 325i be on insurance??? 16 year old?

Hi. I am 16... I will be 17 in september.. but I know insurance won't go lower for us until we turn 25... :( anyways! i want to get a BMW 325i cause i LOVE that car. But im willing to pay for the car but wondering how much insurance would be on it??? Like maybe for a 2001 bmw 325i cause i like that model.. i like the models up also but it will be more money and would it be more money for insurance for a newer car??? PLEASE help me !!!! I need to no. OH and ps. I live in canada, ontario - HAMILTON !!!!""

Buying motorcycle(street bike) and insurance?

Okay im going to be buying a new yamaha r6 in a couple of weeks. Before I bring the bike home I heard that Im going to need insurance before I bring it home. So should i start looking for an insurance now and get quotes or can i bring the bike home and then look for insurance. Im 19 years old.

How much would insurance cost for me?

i'm an 18 yr old female driving a 86' camaro

How can you get insurance on a car that is not in your name?

What steps should be taking to get insurance on a car in your name that is in a relatives name? But, you are taking over the car payments and paying them the money on a car that is still in there name.""

How much will my Car insurance go up?

I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""

If someone hits me do I file a claim with his insurance company or mine?

on new years eve a man backed into my car, I'm kind of behind and starting to finally get on it, when we called state farm (my company) they said it would make our rates go up because we were filing with them, do I have to call his insurance company or mine? and is there a certain amount of time i have to file a claim?""

How many people committed life insurance fraud on 911?

How many people committed life insurance fraud on 911?

Why is the ticket for driving without insurance so high???

My husband just got a $600 ticket for not having insurance and if he gets caught again without it within a year, he could go to jail for up to one year!!! (in Colorado) :(""

Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?

I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.""

Urgent question about medical insurance for college students!!!???

I'm a student at a major university in the state of Washington (not that it matters for the question I guess). I'm still on my dad's insurance but it's going to expire on my birthday this year. If it is verified that I'm a student at a college (I don't think it matters whether it's a university, community college, trade school, whatever), then the insurance can continue. I stupidly dropped a class close to the beginning of this term, and this unknowingly dropped me *just*, just barely to the status of 'half-time'. I really didn't realize this would happen and has caused me all sorts of grief with the financial aid gods (lol)...I already will have to be writing appeal letters explaining my mistake. Well, I digress, but my question is: For this insurance matter, do I just need to be a student or do I need to be a full-time student . If it's the latter, pardon my French, but I'm pretty much, f**ked, aren't I? Anyone know the answer?""

What happens to your insurance rates if your car is stolen?

What happens to your insurance rates if your car is stolen?

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""

How much would motorcycle insurance cost me for 6 months being 16 driving a 2008 kawasaki ninja 250R??

I ONLY NEED INSURANCE FOR STATE MINIMUM COVERAGE FOR OHIO, THATS IT, THANKS A LOT!!""

Car Insurance for 18 year old female?

Hiya! I am due to pass my driving test by my 18th birthday. Ive been doing some research and got quotes of minimum 6K and even one which was 12K. I don't understand how the insurance companies reckon people like me can afford that kind of money. Do you kbow any good insurers that will help me out? A maximum of 2,000 will be ideal! I have the car ready and sorted. Its a Toyota Yaris 2001 with a 1.1L engine. It is worth less than one grand. Sooooo.....""

Around how much is Driving Insurance for a 17 year old?

Or is it car insurance...w/e What would be the cost? Allstate is the insurance my parents use. What would it be from.

What is your answer to reducing health costs and improving health care in America?

How do we go about this without drastically increasing out health insurance costs? Of course we all need to practice healthier lifestyle habits, but fiscally how do we improve our nation? Should we adobt other nation's practices? if so, whose? How do we improve health care across america and lower the costs to the citizens who utilize that care?""

My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?

My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?

Nevada/or California car insurance cheaper?

I just moved to Las Vegas from California and learning car insurance is more in the silver state. When I go to purchase new car insurance can I lie and say I live in California still. What are the cons to keeping my insurance registered in Cal?

How much will my car insurance go up if I'm a minor and got into a wreck?

I have State Farm insurance in Texas, how much do you think my rates will go up if I hit somebody, and I'm a minor who's driven for a year? **The man who I hit MIGHT need his bumper replaced, and it was my first accident.""

I have my driving test soon need insurance help im 17 could go on mums insurance but lowest quote is 1500?

and thats with a box in the car but lowest quote without box in lowest quote 3500 and lowest quote on my own insurance 4000 her car is a 1.4 54 plate fiesta on my own it would be a banger old car

Do I need to have both insurance coverage?

I am in the process of starting a Virtual Assistant business. Would I need both general liability and professional liability (errors & ommission insurance) coverage? From my understanding general liability covers physical damages and professional liability is for written errors. Since I will not be doing work at client's homes and offices (probably only initial consults there), I would think I would just need professional liability. Btw, my business is in California""

Car insurance companies?

Are there any car insurance companies which don't appear on comparison websites that are cheap and competetive? In the UK. Thanks

Where to get home insurance.............?

is it always required to purchases a home insurance while buying a home..   or is it required only if we are availing a home loan or   is it optional?   what does this home insurance actually covers...if we take a home insurance , is it not required to pay   the loan back in the event of death of the borrower..   which insurance company provides best home insurance with reasonable rate?

https://www.linkedin.com/pulse/what-happen-when-car-dealer-finds-out-i-lapsed-my-insurance-burns/"

[angrybelieverconnoisseur-blog]

How much will my insurance premium go down by?

"How much will my insurance premium go down by?

After a years no claims? I'm currently paying 1700 (140 a month)  for a 1.2 corsa. Not happy but still. I'm 19 and had my license since June 2008. Had insurance before but never got to the full year as my car broke down so I got rid. I know it's hard to give an exact amount but how much on average?

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

""Which is better for car insurance, Go Compare or Confused.com?""

Which is better for car insurance, Go Compare or Confused.com?""

Car insurance increase due to speeding question?

I have geico car insurance and recently was convicted of 2 points for speeding. How much will the insurance be raised if Ive had probation one other time prior?

What is a good type of health insurance for younger married couple.?

My wife and I are both 20 years old and don't have health or dental insurance which we definitely need. We have had a lot of hospital bills and can't keep up with them. We were denied for medicaid so I am looking for a type of health insurance that will be cheaper but include health and dental benefits. I just wanted to ask you guys before I spend all day researching stuff so if you have any advice that'd be great. Thanks

How much is health insurance for a 55 yr old women??

i live in southern ca and we are looking on getting a affordable health insurance for my mother she is 55 yrs... around how much will we be expecting on paying mothly... and what good health insurances are recomended??

What will happen to my insurance rate?

I'm an 18 year old driver with geico and I have just been in an accident (my fault). My tires skid as I braked and I hit the stopped car in front of me. Nobody was hurt and the other car's back bumper suffered some scratches. The bumper was still intact and the only thing noticeable is the paint transfer. The police came and he offered to not involve insurance but the other person insisted so now my question is, how much will my insurance go up? Cause I've heard the geico is pretty notorious for jacking up rates alot . Thanks""

Car insurance question?

It it legal to drive my mother's car if I have my license and the car itself has insurance but it is under her name, not mine? I'm in Illinois and 18 if that makes any difference.""

What are some cheap diesel cars to insure?

This is for my first car. I would prefer a diesel but the engine sizes are usually larger so what are some diesel cars with a small engine? Don't really care about the engine as long as its cheap to insure.

Need help with auto insurance!!!?

Hello everyone. I'm from Sacramento/Elk Grove, California. I'm currently insured with Bristol West Auto Insurance for the past 3 years. I'm planning to switch auto insurance because it's really really hard to get a hold of customer service. And when you do, (after 1 hour of holding) they'll put you on hold some more, or even tell you they'll call you back. Which they never will. My point is BW customer service is very very crappy. I need help choosing an auto insurance company that's reputable but yet affordable. Considering the fact that I have an SR22 on file, low rates is my main focus. The lower, the better. I'm planning to insure 4 vehicles (1 is temporary until car get smogged) and 3 drivers. We all have good driving record, inspite of my dropped DUI case. Three of the cars are years '91 and under. Mines is a '98. If anyone have any information (site/link/etc.) or knows any good auto insurance company, please do let me know. Thanks in advance and any input in greatly appreciated.""

I just moved out of my parents house. i need car insurance?

i need a good company to get car insurance from. Any Suggestions??

How much should a Hyundai Sonata lease and insurance be?

I want to lase a 2011 Hyundai Sonata Limited 2.0T fully loaded within the next couple of days. I've totaled it on HyundaiUSA.com and it cam out to $30,195. the dealer said he would he down to $26,795. Their current promotion says you can lease a 2011 Sonata for 199/mo. for 36 months with $2,399 due at signing. I only want it for 24 months with $2,000 down. Any body have any idea what the lease rate or the insurance would be? Anybody whose leased a 2011 Sonata, please provide input. Thank you to everyone who answers!""

Where should I look to insure a child in another state?

I am currently doing research to find an affordable health insurance plan for a child in California, I live in Colorado. I'm not sure how to go about finding insurance in another state, especially for a child. She will be 12 in October. Any suggestions?""

How much would i pay for car insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

What is insurance company responsible for i had an accident with full coverage insurance?

I had a accident on my motorcycle 09/09/11. I had full coverage insurance, now my insurance company tells me they are not responsible for anything, I have to contact the other parties insurance. My insurance company has not even gave me a claim number,hasn't paid any dr bills. Also it totaled my bike! Why pay for full coverage if they don't do anything for you?""

Can anyone tell me of an affordable health insurance for self employed people?

Can anyone tell me of an affordable health insurance for self employed people?

How much would insurance and stuff be for a 1st time driver?

i dont plan on puttin a car on the road till i get my g2.. whts in 11 more months lol ill be 19 then. but i have to do it all on my Own and i dont make alot of money wht is why im savin up!, and nobody else in my family has a car so i can NOT go unnder any1 elses insurance. and i live in Belleville ontario. and so far the only car insurance place i seen around here is Statefarm so ill proly b goin with tht. and i plan on havin either a z24 cavalier, honda civic, neon, sunfire, or an acura, no older then 93.... sp anyone knw wht its gonna cost?, im thinkin proly around $500 a month but im not sure..""

Which is the best Life Insurance for a 33 year old?

I have family of 1 child

Auto Insurance Question.?

Just want to know if your supposed to know the exact dates of your tickets when you get insurance. Because I have 4 tickets and when I get quotes online they always tell me to enter the date. And I just enter a random date b/c I dont really know. And also they say by how much you were speeding. Which I also dont remember. Do you NEED this information? What If you don't enter it? Is it like against the law? And also if it is needed what do I do? I never had my own insurance so I have no clue. Thanks

Do you legally have to declare having a medical cannabis card to your insurance company?

Does this prescription count just like every other medication? Do you legally have to declare having a medical cannabis card (or say that you use cannabis) to your insurance company? I live in California. My insurance is Blue Cross.

Health insurance ?????????????????

whats a good health insurance for me, and i don't have allot of money, i could go to the county health insurance and get it for free, since I'm working full time and i am a student starting in the fall, i need help""

Getting braces...switching insurance?

Hi I am thinking about getting braces...but I may be switching insurance providers. Right now, I have this discount plan that gives discounts on medical, vision and dental services or costs called Ameriplan. But I am getting married in a year and my husband/fiance is in the military so I will be switching to his healthcare insurance, which I believe is Tricare. If I switch insurance companies will my new insurance(tricare) providers care for my braces even though it was preexisting? I do not mean that cost, I only mean the exams, the tightening that needs to be done with braces and etc? Thanks.""

To restart car insurance they want money down?

I was paying $140 a month for 6 months of car insurance. Around the 6 month mark or a little before i said i want to cancel and they said if i cancel today i wouldnt owe anything and my policy be good until 6-22-2011 (i called in may). I tried to restart the policy today and they want $290.04 down,which includes $143.68 for any previous balance and/or any state-mandated fees or charges* If there was a previous balance why did i not owe anything???""

Cars that have cheap insurance?

im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?""

Minor accident no insurance ?

I got in a minor accident I'm 17 my dad has insurance but I'm not under that insurance the cop showed up and just told me I had court there was no injuries what am I facing ? My car got chipped the other car was only paint scratches

I have an insurance question?

If the government regulates and requires auto insurance, why dont they provide it? Flood insurance is provided by the government so why not auto insurance?""

Why is my car insurance so expensive? Give me a GOOD reason why.?

I have my driving test tomorrow, looking forward to it, but car insurance for a car which is worth 200, the car insurance comes from 2500 - 4000. Why on earth does it come to this??!! Insurance companies are all sharks. No wonder so many people are uninsured.""

How much will my insurance premium go down by?

After a years no claims? I'm currently paying 1700 (140 a month)  for a 1.2 corsa. Not happy but still. I'm 19 and had my license since June 2008. Had insurance before but never got to the full year as my car broke down so I got rid. I know it's hard to give an exact amount but how much on average?

Do i need to have a insurance to get my car inspection?

do i need to have a insurance to get my car inspection?

Help on medical insurance?

My girlfriend just lost her medical health insurance benefit from her job, and she is having difficulty finding an insurance provider because she is pregnant. Does anyone know of a health insurance company that will accept her? Thank you for your help.""

How much would car insurance be on a 2004 mustang?

i just recently bought a red 2004 Mustang V-6 convertible and i was wondering how much insurance would cost ? im pretty sure its over 100 but how much ? im 16 and its my first car , no rude comments please.""

What kind of car insurence should i get?

im 19 years old and live in Massachusetts and i need help on what kind of insurance i should get. i don't want anything expensive even though that's hard to avoid because i know car insurance is expensive. i just got my license and i don't know what to look for. someone help me please! and i would most likely be driving a volvo or any car my parents let me

Finding 2000-3000 insurance for young driver?

With my UK license I intend on buying myself a car for university (GOLF or POLO). Being a young driver (19 years old), insurers are less than happy to offer cheap insurances. The best quote I've found so far from gocompare and dozens of other websites are Quinn Direct with 3800. Could you please suggest where to get cheap 3rd party insurance, you're welcome to mention other car models if it helps cheapening it. Thanks""

Whats high mileage for an Infiniti G35?

I'm considering purchasing an infiniti g35. I'm looking at the 2004 and 2005 g35's and the ones in my price range typically range from 60-70k miles. Is this high mileage for an infiniti? How long do these cars last on average? Also I'm 20 years old; would this car have high insurance costs? Thank you!

Can someone have life insurance on me without my consent?

My inlaws are crazy. No not like wacky like mean, vindictive, you wouldn't believe it crazy. My husband purchased a sport car about 4 years ago, evidentially my inlaws started a life insurance / disability policy on him. The bill for some reason gets mailed to us, but they pay it. When asked about it they said they got it incase my husband killed himself in his car. Can you take out a policy on an adult, over 18 years of age, without consent? What is this Disability income on the bill that is separate from the Level Term life??? They are not in poor financial shape, his father is a doctor and they have an oceanfront home. I have everything situated for our family's burial arrangements. Thoughts??""

""How much in total (average), does one pay for Car insurance (for 1 car), and Health insurance (for 1 person)?

im 17 years old and just curious

How much would insurance cost for a '92 ford thunderbird?

How much would insurance cost for a '92 ford thunderbird?

What is the best individual insurance for a pregnant woman?

I just found out i am 5 weeks pregnant and dont currently have insurance. My husbands works and his employer offers insurance for the family for $850.00/mo, which is completely ridiculous and not affordable for us right now. I stay at home with my daughter in Missouri, but we are having a hard time getting medicaid. Any advice. Thanks...""

62 year old mother wants to retire but has no medical insurance...Ideas?

My 61 year old mother wants to retire next year. She doesn't qualify for medicare till 65. She has diabetes and chronic bronchitis. How would she get affordable medical care if ...show more

Honda CBR 125r... Insurance price for a 17 year old?

(UK!) I'm really interested in motorbikes, and in 18 months - the painful wait - I am looking at buying my first bike, a Honda CBR 125r. Due to the low horse power of the bike, I can ride it with just a CBT after my 17th birthday if I'm not mistaken, which will reduce my costs as I won't need to take lessons and a test. With leathers, helmet, boots, gloves, CBT, as well as the bike, I worked out I would need to save at least 2200... However, I have no idea what insurance would be. I understand insurance prices fluctuate according to location etc, but I have no idea at all. So even a completely rough estimate, even if it could be out by 150 would be useful. Thank you for reading, hope you can help. :-)""

Will car insurance pay for the following:?

I caused a damage to my car the other day by trying to pass between a truck parked in one lane of the road and the rest of the road. In another words there was some road works going on and only very tiny space for cars to pass. When trying to get through very slowly, I got stucked and when trying to reverse I broke my front bumper and done some other small cosmetic damages to the side of the vehicle. I am fully insured, my insurance is going to expire in about 2 months and I never made a claim before. I have bad experience with insurance companies in general and now am not sure how to follow and make insurance company to pay for the damages. There are some other damages done to the vehicle, for instance, a small stone from vehicle driving in front of me hit my windscreen and caused a small crack. I have no idea how to follow up and make the ins.company to pay. I am fed up with all travel, health and other insurance companies that just make excuses and never pay.""

Quick Car Insurance Question?

Would it be cheaper for me to add onto my parents insurance, rather than have my own policy? I'm a 20 year old male by the way and currently have a quote for $115 a month.""

Window tint affect insurance? Insurance is through a transport company?

I am insured via a transport company so im on the insurance of the business. Will window tinting affect my insurance if its legal tints? Does it normally affect insurance?

Good auto insurance deal?

Which insurance company in Toronto offers good deal for one or two company cars?

""What is the average cost of business insurance in Portland, Oregon?""

What is the average cost of business insurance in Portland, Oregon?""

Car Insurance Question..?

I don't have car insurance, but I have a driver's license. I am 16 years old living in Arkansas and I don't drive much. My parents have insurance and when they added me to the policy (of 2 cars), it went from $150 a month to $350, which we can't afford. We cancelled that insurance (with geico) and now have esurance, where my parents pay $135 monthly (with the same coverage), without me added. Should I be added on the policy, even though I don't drive much? If I'm driving and get in an accident, can I say that I was just burrowing my dad's car? Will I be covered under him then? (since i don't have my own car) I am confused. How does this work? thanks""

Question about affordable/good health insurance?

Question about affordable/good health insurance?

Is it true that if some one borrows your car and they don't have their own insurance they are uninsured?

If they don't have their own car and insurance and you just have basic liability are they driving uninsured and could get fined if pulled over. Please advise

What is the Benefit of an insurance company selling a new for old Policy?

And... Why is it important to them to have the correct reserve... I already know a few reasons, but I'm revising and my mind has gone blank! Please can someone help? I'm normally very much on the ball.. but its just left me! Thank you""

How many American do not have health insurance?

How many American do not have health insurance?

Can we insure our life with more than one insurance company?

If so, in health insurance case, how we get reimbursement with one one set of original bills?""

Can we get health insurance with just part A only in medicare?

looking for supplemental insurance with just Part A on my social security medicare who would be good to contact?

How Much is Insurance For a 16 Year Old Girl?

16 year old girl Good school attendance record.Grades could be better. Dallas,Texas. Hispanic(If that matters) Mom and Stepdad have Allstate insurance What is the general price range? And for these cars,can you estimate(I'm NOT getting these cars just curious)I am getting a used Dodge avenger though!(: 2008 Dodge Charger 2010 Chevy Camaro 2008/2009 Dodge Avenger I already asked this in the insurance section but I want more opinions/answers""

How much will my insurance premium go down by?

After a years no claims? I'm currently paying 1700 (140 a month)  for a 1.2 corsa. Not happy but still. I'm 19 and had my license since June 2008. Had insurance before but never got to the full year as my car broke down so I got rid. I know it's hard to give an exact amount but how much on average?

Will speeding tickets raise your insurance?

I just got a 2 point violation the other day, will this raise the cost of my insurance being that I am only 20?""

How can I get the cheapest car insurance in the UK?

I am 29 and have had a driving licence for 11 years but in another country (non EU). I just got my UK licence and am looking for a cheap insurance. the cheapest quote I have found is over 2000 which is too much. I have a 1.6 automatic Golf. Is there any company that accepts my previous licence as my experience? I also tried to get my No Claim Bonus letter from my Insurance company but they simply don't answer me as the system is different in my country so no chance of getting that. thanks

What is best single Premium Insurance Policy?

My father looking Good Return Single Priemium Insurance Policy and father age is 58.Please help me.

""How much does house insurance cost on a $500,000 house?""

How much does house insurance cost on a $500,000 house?""

How do I prevent myself from getting taken advantage of by the car insurance companies?

What steps do I need to take in order to always be well ahead of the tricks that car insurance companies would want to pull on me?

""If a car insurance policy cancel your policy, can they still charge a cancellation fee?""

I have held a full uk driving licence for 14 years.......my husband (who has a provisional licence) was put on my new policy last year as a named driver. Today, he passed his test, so to keep it all legal, i contacted the insurance to advise of change of circs. I expected the monthly premiums to rise a little, but what happened next confused and angered me and I really need to know if there is anything I can do......he we go....they said they could no longer insure me and my husband and that they would cancel the policy and were gving me 7 days notice before this happened, (why cant it just be amended, i know loads of people that have done this) they said it was a special deal for me because i had a provisional driver as my named driver..(to me this makes no sense, they work on risk, surely they wouldnt give special deals for unexperienced drivers?) but the icing on the cake they want to charge a 40 cancellation fee, however i am not cancelling they are??? also i can take out a new policy with them which i have to pay an admin fee for making a change to the policy, however it is supposedly a brand new policy??? Has anyone any idea what to do or any ideas? i know I could just change insurers however it would be easier and cheaper to stay with who i'm with and I was never told when I took the policy that if my husband passed his test this one would be void..........and this is more principle as I dont like being hadover, I am going to phone and kick off tomorrow, but want to know if anyone has any solid rules and regs on this. Any help will be appricated........bloody insurance company.....also they have ruined the whole pass day for my hubby who wanted to go and drive around on his own and now cant!!!! grrrr""

How much would this car insurance cost me?

how much would it cost for a 17 year old to be on my mom insurnace for a 2004 bmw 320d

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

Who in california needs auto insurance?

Does an 18 year old driving a car under his parents name need auto insurance? Or is it only have your own registered car?

Car Insurance out of state?

I live in los angeles and im about to go to las vegas on a trip i have a car but im being told that i cant drive the car because my car insurance doest get covered in las vegas incase something happened.im a Little worried because i dont wanna fly there especially with all the hassle at the airport.what can i do can i purchase car insurance for a couple days from my insurance company to go to vegas?

Where can I find affordable homeowners insurance?

I have homeowners insurance with Alfa but they are not going to renew my policy because I do not have car insurance with them......I don't have a car.

What happens if a driver is added to an auto insurance plan?

I know that the rates will go up, but what happens when a driver is added during the middle of a 6 month coverage period?""

Why can my insurance company ask if I other insurance?

Every year my insurance company denies my claims until I send them a form telling them I don't have any other coverage. Why can they do this? Is there an agency I can file complaint with to try and stop this practice? This seems to me that it is equal to invasion of privacy, if the claim is legitimate why don't they just pay it?""

2000 Mitsubishi Eclipse RS. Need Reviews & Insurance prices?

Hi, im 16 I am thinking of buying a 2000 Mitsubishi Eclipse RS Mileage: 72,130 Transmission: AUTO $3,960 Is this car good for a teen? Is maintenance expensive? Will my insurance rate be higher than usual? Thank you.""

Who is responsible for the Car Insurance costs? (Please Read)?

Hello, I would really appreciate any one who can help me out with this, personally i am so disgusted with the government and the way the country is run that i don't know much about politics as i stay away from it for my own stress levels. Two months ago my nephew took his own life, as well as a variety of mental health problems (Which of course also go's uncared for in this country) other reasons he couldn't cope to live in society was that he couldn't get a job (200+ job application attempts) he discovered that to increase his chance of getting a job he would learn to drive so he can get to A to B. After going into approx. 90% of his life savings he managed to take driving lessons and even managed to pass his test. At this point he couldn't get insured because he discovered even if he was in a FULL TIME job he couldn't afford it. Yes he was male and was an adolescent. But he didn't want to drive to show off , have a nice car . Etc. he wanted a car to get to A to B to increase the chances of getting a job. I want to know who is in charge of car insurance etc. (department of transport??) so i can write to them and explain the situation which makes me sick to my stomach thinking about. Everyones aware the government are trying to get young drivers off the road, but to then expect them to find a job even in this tough climate is beyond me. I won't start/sign petitions because evidently from the past they don't really get you anywhere i just want to write to someone to tell them the story of why my nephew took his own life as well as to take out some of my anger on someone. Who can i contact? Thank you and i really appreciate any help anyone can give me x""

Have a few questions about car insurance?

I am planning on buying a car soon but I have a few questions: 1) When I go test drive the car, do I still need to have car insurance while I'm driving (e.g. Temporary car insurance)? He will be with me in the car. 2) Can I leave the car on my drive way(private land) without any car insurance? I will be getting car insurance most likely a few days after buying the car. Do I still need to SORN it? 3) The Tax expires next year, but do I still need to buy another 12 Month because of a different owner? 4) What other infomation should I bring or record while filling out the V5C? should I then post this V5C form to DVLA or the seller? Sorry for the questions, first time buying a car.""

How much does liability insurance cost? How much coverage do I need?

I am planning a day camp this august. I know I need to purchase liability insurance just in case, but how much do I need? There will be a maximum of 140 girls, 55 leaders, and 30 younger siblings (of leaders), (thats 225 people). The minumum would be roughly 50 girls, 25 leaders, and 10 siblings... I just need a guestimate as I am working on the budget and am trying to figure out how much to charge the attendees.Also, how much coverage do I need?""

How should I insure a car? Or should I?

Hello Everyone, I'm 17 years old and have just recently gotten my license (G2). I would love to have a car of my own as it would make my life so much easier due to my strange schedule in school. I have banked enough money to buy a nice car but am still drawing a blank when it comes to insurance. What im really wondering is whats the cheapest/best way for me to insure a car. My mom and dad have both cars insured under there names but they are in use. If I was to buy my own car would I be able to insure it under their name? or under my dad's private business? I can't afford to pay 9k a year in insurance atm but would really love to have my own car sooner rather than later. If you could let me know the best way to get around the monumental cost I would greatly appreciate it. Thanks in advance, Geoff""

How do I rent a car? without any insurance (i have no car)?

So I want to rent a Dodge Magnum, for about 9 days in May through Thrifty.I will be driving from Missouri to Orlando for a vacation. I assume that I will pay the fee for the loss damage waiver (about $11 p/d) Or maybe my credit card might just cover that. But why do they keep refering to my insurance?... I don't even own a car! Else why do they think I am renting? Anyway what advice would you nice people give a dumb person like me as to what I need to do or what other insurance I need to purchase, thanks.""

How much would insurance be for an under 21 female in NYS?

I've been trying to figure out how much money I would pay for auto insurance before I get a car, but I can't get any quotes without a car. I am 19, a female, and living in New York State. Is there anyone that would mind sharing how much they pay, what insurance company they have, and how old they are? I would really appreciate it.""

Can someone explain how car insurance works?

Specifically, how do you pay for auto insurance? Do you make monthly payments or do you pay it at one time?""

How much does car insurance cost for a 17 year old?

I can get my license anytime now. North Carolina doesn't offer good student discount. I'm asian, will be driving my dad's 2000 Ford Windstar with 70,000 miles. My dad says that adding me on to his allstate account would cost 1100 every six months. That sounds a little exaggerated. Is there anywhere else where I can find cheaper insurance?""

Car Insurance In St Louis?

I just purchased a 2002 Mazda Protege today and I bought the car right out but now I'm looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil' tiring because I really don't know what I'm looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else's car.

Do i have to pay insurance on a car if its not being driven?

my mom is buying me a car. I have my permit and I get my liscense in May but I want the car now. My mom says that she doesnt want to have to pay insurance on the car and just have it sit there, but I really want it so I can sit in it and show it off to my friends, who all have cars. if noone is driving the car, does there need to be insurance on it? she said that it does because what if someone were to hit it while it was parked on the street. also, does it have to have a liscense plate and can i get all that stuff without having to get insurance? i wanna get it now and then convince her to get insurance and let me drive it. it will be easier to convice her if i already have the car. the car i want is a manual but she wants me to practice in her automatic because thats the car im using for the test. im tired of driving her car and i want to drive my own, especially because its a stick.""

Insurance for young adults?

I can't seem to get all of my questions answered from my own research, so I've resorted to yahoo answers. My family lost my dad a few years ago, and with him we lost our insurance coverage. We currently receive social security. This stops once I graduate. Would I be able to receive any sort benefits (any sort of welfare, food stamps, etc) as a result of this? What about college grants? Also, my mom, sister and I don't have any health insurance. I want to apply for affordable insurance, but I really don't know much about it. How much would it cost, and what are my options? Thank you so much for anyone who takes the time to answer this, I really appreciate it.""

How much will my insurance premium go down by?

After a years no claims? I'm currently paying 1700 (140 a month)  for a 1.2 corsa. Not happy but still. I'm 19 and had my license since June 2008. Had insurance before but never got to the full year as my car broke down so I got rid. I know it's hard to give an exact amount but how much on average?

Cheapest Car Insurance Company In NY?

Hey i am really need to help with car insurance. Is my first time buying a car and i am really looking for a good deal for a car insurance company here in NY. Either the cheapest or the one that you personally recommend for my age (21 years old) I really appreciate your time. I have been searching for a lot of them before i make a call.

Will the Insurance company fix my car?

Couple weeks ago some idiot ran into my car. His insurance company is only Liability, and car damage is covered for up too $5,000 in damages. So here is the deal....the Kelly Blue Book value of my car is about $9,500 and the insurance company wants to salvage my car. Can this be possible? I mean my car is worth way more than what the damage is, and I spoke to the claims department and explained my situation and they said if your lawyer (my lawyer) and the body shop guy who is going to fix my car signs off mentioning that they can fix my car for $5,000 then I can get my car back. But please help....do you guys really think I will get my car fixed and back or will I be stuck with only $5,000. Any advice is appreciated! My car is a 2002 Mercedes - C240 - 4 door sedan""

Best Maternity related insurance in California?

Hi, I work as a consultant and looking for a best medical insurance for my spouse for pregnancy in California. Though we have insurance, not sure if its the best in this state. She is not yet pregnant. What would be the average charges for a good medical insurance in this state for pregnancy. Your answers highly appreciated.""

Does anyone know cheap car insurance websites for a 22 year old driver?

hi i am a 22 year old driver and i live in london does anyone know any cheap car insurance web sites?

How much insurance for a 16 years old boy?

in california

I live in California and was involved in a car accident. My insurance had lapsed prior to the accident.?

I was behind on my insurance because I don't have much money. I actually was going to pay it this week since I just got paid, regardless the accident happened last week. I pulled out in front of a lady and her car t-boned my car. Her and her passengers were injured and were taken to the hospital for minor airbag related injures. I had minor whiplash. I was given a citation for failure to yield to oncoming traffic (vc 21804 (a)) and for no proof of insurance (vc 16028 (c)). What kind of fines/penalties should I expect when I appear in court. Also, if the other driver didn't have insurance can she still sue me for her medical bills?""

Does anyone know how much insurance would be for a 18 year old male and the car is a 1985 volvo?

1985 volvo 240 dl auto 4cyl. gray exterior and dark blue interior, 4dr""

Are there any car insurance companies that only look back 2 years instead of 3?

Are there any car insurance companies that only look back 2 years instead of 3?

Newer the car the more expensive the insurance is?

Btw. Is it ok if i use my dads car *with his permission of course* and god forbid theres a small accident, would his insurance cover the damage? We dont live under the same household. I live with my mother.""

What is the best online source for shopping for health insurance?

My son is 20, full time college student in a different state (PA.) Home state is Ohio. I am on disability so my insurance (and my husbands') is through Medicare.. I am shopping for an individual plan for my son, and there are so many sites which offer so many choices...Not only do I need to get the insurance plan, I need to find the best web site for the query. (tried einsurance, etc..)""

Where can i get health insurance?

i've been on the pc for about two hours now looking for health coverage that does not cost me an arm and a leg and a foot. This is gonna sound like a personal ad, but i dont care,lol I am 20 and i just finished getting my aa this past december, (so i am no longer a college student), i live on my own, my parents do not supplement my income in any way(and they no longer want me on their coverage so thats a no). i have no children, i make about 30,000 (two partime jobs, niether give health coverage for part time employees) I am female, i've never smoked anything, (ciggarette, marijuana, etc) i work out 5 times a weeks( about 140lbs, 5'3), and most of all i live in that crap bowl known as new york. I need some type type of vision dental, medical, etc coverage that is affordable, im not looking for free, but something i can afford (around 0-$75 a month if possible), please help""

Insurance then car?

I'm confused, I want to know what would be the best car to get cheap insurance on it. I'm a 20yr old employed woman. I don't care what car I get (I know, it's tragic) as long as it gets me the chepeast insurance. Which car should I buy? (I have a budget of 2000 ish)""

What medical insurance company should I get?

What medical insurance should I get? My employer doesn't provide medical benefits anymore. I don't want to spend alot and I live in California.

How much is car insurance?

How much can I expect car insurance to cost? I am taking drivers ed soon (which I have heard lowers the insurance price) and I also get pretty good grades (which I also hear lowers the insurance price). I would be driving a used car. Any ideas on how much insurance would cost me?

How much will car insurance run about for a 16 year old male who gets good grades and has taken drivers ed?

I am a 16 year old male who has taken driver's ed and gets good grades. I am going to be added to my parents insurance. About how much on average will it cost me per month? Please give me a guesstimate, and I do not want to go to sites for quotes. Thanks""

How much is full coverage insurance for 21yr old?

i have 2005 black chevy cavalier ... i'm 21 yrs old ... i own the car, but i'm under my parents' insurance right now. i hear that when you own your own car & get your own insurance you have to get full coverage insurance....so if i get full coverage, about how much a month would it be? i have had no accidents, no tickets..my record is completely clean. i've had my car since nov.2004 , i'm the 1st/only owner.no co-signers, i bought the car brand new.(if thats even important) also, what insurance companies do you recommend?""

How much is average health insurance in London?

I am a 19 year old female moving to London to be an au pair. I will need health insurance since I will not be living with my parents. About how much will it cost? I have no major illnesses.

Insuring a VW Beetle?

i really want a red VW Beetle, the newer version, but not really new so it costs tons. I would be a 1st time buyer at 17/18 years old. what is the average price for that car and what does the insurance cost nowadays?""

Where is the cheapest (most affordable)place in ma for car insurance?

I am new to boston and need car insurance..any ideas? My car is a new 2008 Toyota..

How much is insurance for a used 2008 infiniti g37 insurance for a 16 year old male?

I will be turning 16 this march and im already looking for cars. I have good grades, about a 3.8 GPA, if not better. Im planning on paying for the car myself. not all up front of course. Im planning on getting a job and putting a down payment down of about $10,000. I would of cuorse pay the rest off monthly. If i do end up buying the car id like to get an estimate for how much it'd be... Id do all discounts possible and i live in illinois.""

Lamborghini insurance cost?

In the next week or so I'm buying a lamborghini Reventn and I forgot to find out what the insurance will cost.

Cheapest car insurance in usa?

im 18. my parents now have a plan in Geico. I was to sign in also in a plan but I think Geico is too expensive. Which car insurance company is the CHEAPEST ( Allstate, 21st etc. ) ? idk if it matters but the place of living is in Virginia.""

Will a B average my freshman year apply to an auto insurance discount?

I had a 3.2 last year (my freshman) year, and as of now I have about a 2.5. I'll be getting my car soon, so if I can't bring it up by then, will they accept last year's GPA so I can get a 10% discount?""

Have a question about car insurance?

Im currently 18 and just passed the driving test. I reside in bronx ny. I wanted to know how much would insurance be for a used fully paid car under my name?( ranging from ____ to ____ ) Lets say the car is a honda civic year 2000. Or any other better car that wouldnt be high on insurance. Thanks

The longer you have your motorcycle license..the cheaper your insurance is going to be?

I'm 18 and if I get a motorcycle license right now....but not ride a motorcycle till say....20? will my insurance be cheaper because i've had it for 2 years?? (i live in los angeles california by the way)

How much will my insurance premium go down by?

After a years no claims? I'm currently paying 1700 (140 a month)  for a 1.2 corsa. Not happy but still. I'm 19 and had my license since June 2008. Had insurance before but never got to the full year as my car broke down so I got rid. I know it's hard to give an exact amount but how much on average?

https://www.linkedin.com/pulse/pick-up-truck-insurance-online-quote-adrian-rivas/"

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How much does it cost for car insurance for an 18 year old male at insautoinsurance?

What is the average repair cost to homeowner for property damage caused by a typical earthquake in California?

We are considering buying an earthquake insurance for a resident home in California. But the earthquake policy typically covers only 85% of the house rebuild cost, homeowners first have to pay the 15% of that (the deductible). Say the house insured for $300K, then homeowners have to pay $45K first before the insurance comes in to cover the rest for $255K. If the average repair cost is more than $45K, then it may by worth buying earthquake insurance to us.""

I got a car insurance quote from State Farm that?

is double that of the quotes I got online (from brokers). Is it better to go with State Farm or one of the cut rate insurance companies? I mean in the event of an accident and getting paid. I also rent a lot of cars and will be using the insurance I buy for those. And, not get the insurance that the rental companies over charge for.""

Globe Life Insurance Policy for children?

I've had a Globe Life insurance policy for my Daughter since just after she was born, didn't really think about it as it seemed like a great idea when I got their information in the mail. My Daughter will be 8 years old this February, I simply want to do whatever is best for her. I guess my question is three-fold, am I doing the right thing with this, is this a good policy to have, and lastly should I continue with this? Maybe one more, should I increase the coverage?""

Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""

Where can I find cheap motorcycle insurance in florida?

I am looking to finanace a bike, and need to find some insurance. Most of the quotes I have gotten have been at least $400 a month. I am trying to find something a lot cheaper. Do you have to have full coverage when financing or can you just get basic coverage like collision or something like that?""

Looking for health insurance?

I'm a 23 year old male bartender that has recently graduated from school and thus has been recently dropped from my parents' insurance plan. All I really need is a good ...show more

""If I have health insurance, should I not pay for certain coverages on my car insurance?""

I have health insurance with HealthNet. For car insurance, there seems to be 3 major items for coverage: -BODILY INJURY LIABILITY -PROPERTY DAMAGE LIABILITY -UNINSURED MOTORIST & UNDERINSURED MOTORIST I'm under the impression that the third item is health insurance *for me* if I get into an accident. Why do I want that if I am paying for medical insurance anyway? Should I minimize coverage on this item?""

How much is Car Insurance for a 16 year old?

I'm 16 year old guy, I have a 2004 Pontiac Grand AM sedan, I get good grades in school, about how much would it cost monthly?""

Does your parents car insurance increase when you get a drivers permit?

question above

Car insurance when go to college?

i'll be living in the dorm for college this fall, and my parents decide to cut my car insurance since i only come home for thanksgiving(7 days), winter break(1 month), spring break(10 days), and summer(2 months). is it possible to buy insurance temporarily for those breaks that i come back? thanks""

Where can i get some health insurance @ a reasonable price?

I'm need health insurance my income is very low.. where can i get health insurance at a reasonable price?

Can you drive someone else's car without your own insurance but their car is covered?

For example, if I drive my friend's insured car and she's in the passenger seat while I'm driving (without my own insurance), is it legal? Also, can I drive my parents' car occasionally without my own insurance but the car is insured? I'm 17 with a California driver's license. Thank you!""

Best insurance companies for 21 year old passed my test.?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 21 year old have and who is it with, please :)""

How can i find out if someone has insurance on me?

life insurance police

Auto insurance question in Michigan?

i am making monthly payments on a brand new 2008 colbot that i got in dec 2007. I have shopped around for cheaper full coverage auto insurance, that what i already have. I can't seem to find no car insurance cheaper than what i have. My car insurance is more than my car payment. I have talked to a few insurance companies and we went over different things that could make it cheaper. But, they can't beat the price that i already have. My credit isn't the best, but shouldn't a car payment be more than insurance? Anyone have any ideas where and how i could get a cheaper car insurance policy?""

Whats the best place to live in san francisco if you have about $2500/month for all expenses?

Iam a student from Dubai who has just graduated (22years old)....Originallly iam from Windsor, Canada.....looking for a place in san francisco to meet new people...i have to look for a temporary course or work around for 6months until i get to know the place and further make my decision where to do my MBA from...I am looking for a decent place with malls, beaches, nightlife, and safe and affordable neighborhood with $2500/month including all expenses budget or more what ever is recommended for you guys for a student to live by themselves in a studio or sharing (both ways)...Please advice what to do or where to live and how much exactly partying, living, driving, insurance and all that on a average so that i can make preperations! thanks!""

Which home insurance company should I choose?

I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. Anyone know the differences between the two and what's the web site for checking reputations and so forth about an insurance company from the states i've living in??

I want to save money and am looking for cheapest car insurance in uk?

can any one tell me where to get an insurance say third party only or fire and theft at the most for less than 500 pounds a year online

Will my car insurance go down?

Hi Ive just renewed my car insurance and had a major reduction, i got through my first year paying 4800 (800 deposit and 380 for 10 months) now ive renewed and im paying 1600 (500 deposit and 110 for 10 months). My question is i am moving out of the area i live to live in gloucester, ive done quotes for my car in that area with all the same details as now just with a different address and my insurance is just above 600 not 1600! does this mean if i move and contact my insurance company (RAC) that they will reduce my payments or will i have to still pay the same for the next 11 months? Thank you""

Why does car insurance keep increasing every year?

I got USAA when I was in the military and it seems every year my car insurance rates go up by about $10. I have had the same car the whole time, no accidents and barely ever drive it. Is it normal for car insurance to keep going up like that even though me and my car are getting older?""

bankrate life insurance quotes

bankrate life insurance quotes

Do you pay taxes on a Life Insurance payout?

my father died and my mother will be seeing her tax person. Will she be paying taxes on the money she collected from my dads life insurance?

DMV proof of insurance?

ok so im 16 and i live in california the dmv wants proof of insurance for my drivers test, my dad added me to his policy but the insurance card says his name on it but im included in his policy so can i just show them the card with his name on it?""

Should we get life insurance before my husband joins the military?

Should we get life insurance before my husband joins the military. My new york life friend told me that it's better because we can get more money if we do it before he joins. My husband says that the military pays for everything and they have there own life insurance. Which is the best route to take?? I would like to just do the new york life thing now instead of wait, he is joining in January. I'm not sure if I like the USAA life insurance. New York Life is a place I know that is reliable. But this is something people don't talk about very much. So I need some help Thanks!! :)""

Where can i find affordable short-term health insurance?

I am not sure what to do about health insurance after I graduate from college (in a few months). I know that I am going to need some time to job hunt (my field is very competitive) and I would also like to do some volunteer work before I start my career. Problem is, if I am not a full-time student, my parents' health insurance won't cover me, and if I don't or can't find a job with benefits right away, I will be left uninsured. Any ideas where I can get affordable health insurance for short-term (no more than a year and a half) ??? Thanks!""

""If im a 21 year old female wuth a dui, how much is car insurance?

I'm 21 with a dui on my record. Approximately how much would car insurance cost on a 2000 Ford escort?

Mustang GT Insurance?

I am now 15 and 9 months and when i turn 16 and 9 months around May next year i would like to get a new 2015 Mustang GT for 32k. There is a problem. My mom is worried about how much she will have to pay for insurance so i would like to get an estimate from you guys before asking her to call the insurance company. By the way we are from Poland( I am first generation born in New York Brooklyn now in Maryland). I was thinking maybe she could just tell the insurance company she is buying a second car for herself to maybe keep the insurance company from knowing its for a 16 year old they wont be able to trust.(Even though i have been driving my Mom's Camry for a few years now and am beyond responsible enough.) I was hoping below a 100$/month? (P.S. She is very responsible and had never been in an accident caused by her fault so her insurance company trusts her and i believe she is with Erie Insurance now after she switched from Geico who were overcharging her for the house coverage i believe...)

Is Progressive a good insurance company?

Is Progressive a good insurance company?

Insurance on neon srt4?

I know every insurance r difference but im looking for get a srt4 neon and I heard the insurance on one of those r high, I have a 2003 grand prix gtp, would insurance be higher than wha I am paying for my gtp""

""My car insurance, can i still pay monthly?!?! HELP!?""

my car insurance got cancelled because I missed two payments but, I always gave it to them on the same day I missed it. Anyways, I cannot afford to pay the full amount up front! its $2000! I need to pay month to month! does anyone know a car insurance company that will do this for me? I live in Canada so I need a reference for here.""

Which auto insurance companies DON'T use a credit score when deciding rates?

I disagree with the use of credit scores and auto insurance, and would like to find an auto insurance company that doesn't use the method when selling me their service. Does anyone know of companies that don't check your credit, and instead uses your driving record, age, etc....like it used to be?""

What is the cheapest car insurance around?

I still want good coverage but am so confused by all the ads. geico? aig? mercury? ahhhh so many I am a 21 yr old female with a good driving record I have had my license since I was 16. Please help!!

What is a car insurance raise depend on? ?

Hello, I come here because everyone I ask just tells me not to worry about it and I JUST WANT TO KNOW! Sorry if this is way too long. I don't want to miss anything. Anyways, I got into a minor accident recently. When I say minor, I mean minor. I bumped them at a red light because I scooted up without looking. Didn't even touch the gas. This is my first accident. I'm twenty years old. When I went to look at our cars my car was a little scuffed, nothing that a little buffing couldn't take off. Their car, was even less. One of the passengers (there were 5 adults total, two children sitting on laps) claimed his back hurt. I was in panic mode as the driver told me that we could handle this without contacting insurance. Later I came to my senses when I realized that this guy with the back injuries was going to keep coming back to me asking for more money, so I told them to call my insurance agency. My question is, does anyone know in the state of Florida what determines how much your car insurance goes up? His injuries (not positive but almost positive) are not bad enough to go into my bodily injury. His PIP should cover it. For example, will your insurance go up based on the damages you have to pay for ? Since I made very VERY minimal damage, will my insurance only go up a little ? Thanks for reading my giant ramble and thanks for responses. Sara""

Insurance costs for a teen in a mustang?

Hey there. I will be 16 soon, and I already have a car though, but not registered or applied for insurance or anything. Anyway, the car is a 1978 ford mustang, cherry red inside and out. I have driven a lot on roads and I'm confident about not wrecking it. I'm not one of those bad *** jocks you show off with their car, I just happen to have a mustang. anyway, anyone estimate the monthly insurance, we are with geico.""

What is the average motorcycle insurance for an 19 year old in IL?

What is the average motorcycle insurance for an 19 year old in IL?

Who can give me the name of some good health insurance companies or health insurance assistance programs?

Please tell me your monthly payment, the company name, your deductible, whether it's an individual or family policy, and if a family policy, how many family members in the plan. This info will help me decide who has the most affordable insurance for my budget. I just got layed off and my $60/mo medical insurance will cost $900/mo to keep it going. Like how the helll am I supposed to pay $900/mo; that's $225/wk! They must be dammm crazy!""

""Someone else got a speeding ticket in my car, does my insurance rates go up?""

My fianc was driving my car when we were coming home from dinner, he was doing about 17 over I believe and got a ticket, however he's a permit driver.. The car is mine and is insured and registered in my name, I gave my license and registration to the cop when he took my fianc permit, the ticket only had his info on it, my plate number and the date my registration expires. No other information of mine is on there. He didn't ask to see my insurance card. So question is, are my rates going to go up because my fianc was driving and caught speeding?""

Insurance quote for my car?

I looked all over the place and insurance is very expensive or me. I am 17 years old. The car is a 1998 Mitsubishi eclipse gs 2 door. The car is under my moms name. I am currently under state farm and I qualify or the good student discount and safe driver discount on another car. I am currently paying 400 dollars for that car.

Which is the cheapest van insurance?

okay I have searched many sites for my Dad for van insurances but no hope we've tried nearly all insurances churchull, gocompare, moneysupermarket u name it all!!! Do u no any? if so plz let us on plz coz am getting really mad with this insurance!!!! Thanks""

How can I change my insurance plan in Covered California?

I enrolled in Covered California last December. I just realized that I am not happy with my Kaiser plan. How can I upgrade it? I tried to call but I waited on hold for more than an hour and when I was finally able to speak with a representative, she hung up on me. I plan to stay with Covered California but I want to change/upgrade my plan without being kicked out of the system. I am worried because it is only 4 days to the end of open enrollment.""

Fronting? - UK Car Insurance?

Hi, Could anyone give a proper definition of fronting regarding car insurance in the UK? For example, who goes under the heading of a fronter? In which cases would it be illegal to go under a more experienced driver's insurance policy? I understand why a 17 year old who just got their driving licence wouldn't be allowed to hide behind their parents' 20 years of No Claims, but would a 25 year old be able to go on their parents' policy? I've tried looking at the insurers' websites but they'll happily give a quote for anything, even if it's illegal, without saying so, so I can never be sure if it's wrong or not Thanks :)""

Car Insurance Help! (PLEASE HELP)?

Ok So im 17 soon, This is the car i wont.......... 2000 Reg, Augi tt 1.8L Quattro 2door [225] Coupe It costs about 3000, But the insurance qoutes on the internet are about 13000-22000 a month!!!! Its a 3000 pound car, What shall i do? how can i make it cheaper For this car or is there anything i can do so that if i get in an accident i get no money or my cars not paid for, id do that aslong as i saved money.... Also, If you know any other cheap cars, that are sporty looking the this one and look nice.... Link them, Any good help i will donate 5 Over paypal...... Thank you x""

Cheap car insurance with dui in california?

i know drinking and driving was dumb and dont drink anymore for a year. i need car insurance where can i find the best deal something cheap for a whole year for liabilty for my shitty car.

What is the oldest year car I can buy without paying for collision insurance?

I want to buy a new car in the 2000's. I know that when you a brand new car you have to pay for collision insurance and I don't want to have to pay for that. What is the oldest year car that I can buy without having to worry about the collision insurance?

Car Insurance? Do you really need it?

Say for example the owner of a vehicle allowed you to drive it, and you accidently damaged a car or vice versa, would you have to pay for the damage or would the owners insurance cover the car or an injuries that occur to the driver? thanks""

""It would seem,by the comments I've gathered, it really isn't about affordable health insurance ...?""

it is about lifestyle. If that is the case then isn't this debate about Health Care simply over CONTROL? Should YOUR insurance rates go up if you have many health problems? I think so if you health problems stem from overeating and smoking and things like that you can help. People who engage in unhealthy habits like the 1st answer said should be charged very high rates that way when they do have problems, their rates won't go up. That depends on whether it's real insurance, where the costs are spread across a pool, or funny health insurance like we have now, which isn't really insurance at all, more like a form of extortion. The overwhelming majority of illnesses are not the fault of the sick person, and those who have the greatest costs are often so sick they are unable to work. ` Absolutely. If the insurance company faces higher outlays on your behalf, why wouldn't they charge you more in order to offset the difference? I would say that your insurance rates should be based more on your lifestyle habits than anything else. I have no problem with making people who smoke, are overweight or have other unhealthy habits pay more for thier health insurance. (It works this way with life insurance.)""

bankrate life insurance quotes

bankrate life insurance quotes

https://www.linkedin.com/pulse/citizens-insurance-auto-quote-horace-mullen/"

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Harrison New Jersey Cheap car insurance quotes zip 7029

"Harrison New Jersey Cheap car insurance quotes zip 7029

Harrison New Jersey Cheap car insurance quotes zip 7029

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?

Last year I had Unitrin Direct....they were charging me $85 a month...this is with NO tickets or accidents for the last 5 years of my driving record....this is also with the BASIC insurance that you need in Florida...10/10/20...NO collision...and a $1000 deductible..... So at the end of my 6 months...it was time for a renewal...they tried to bump me up to $140 a month for no reason...still no accidents/tickets...nothing had changed...i had expected my rate to DECREASE....they tell me it's a STATEWIDE INCREASE ......so i called around... Ended up switching to Allstate who has been charging me $90 a month (better than $140 right?).....6 months go by, everything's cool.....now my policy renewal is coming up and they're trying to tell me i need to pay $160 a month for their basic insurance. Are you kidding me? And according to them it's another STATEWIDE INSURANCE INCREASE ...... They also told me that it could be due to not having CONSECUTIVE insurance for the last few years, as in...I switched from State Farm to Unitrin to Allstate......they told me call the state insurance commissioner...which I did.... Got connected to some guy in Gainesville who tells me that the INSURANCE companies are the ones who decide the rates and increases...not them. Pretty much BS....Allstate's blaming the state, state's blaming them...feels like a huge runaround to me. Guess my questions are.... Should I stick with Allstate and pay $160 a month for this absolute BASIC insurance (keep in mind..no collision, $1000 deductible)...my car's not even worth a YEAR of their insurance. .... Or shop around? But if I switch back to Unitrin or get Geico or whatever....will I risk having ANOTHER increase after 6 months? And is it true that one of the reasons for these statewide increases is not having consecutive insurance with the same company for so many years? Thanks all.""

The cheapest car to insure for a 17 year old boy?

and dont just say lowest insurance group because iv been looking and so far its been a group 3 clio and iv looked at insurance for an aygo (group 1) i need real examples like i had a fiesta and it was blah not just small hatchbacks are cheap

""What is the best car insurance for a single girl of 20, full-time job, and living in a safe neighborhood?

a price would be cool along with the insurance name

What is the cheapest car insurance in southern california?

im 17 and a half, with C average grades. just started driving, what is the cheapest car insurance?""

Should I switch to a $20/month health insurance plan?

Alright, I have health insurance through my employer and I pay over $100/month. My friend has an individual policy and only pays $20/month. He thinks I should switch to have the same health insurance as him. What's the catch? Should I change health insurance policies?""

Home & Car Insurane?

What insurance company combines Home and car insurance i want to pay them together

""Buying moped, cost, insurance rate from ICBC?""

I want to buy a moped for to and from work What should I have to spend for a good 50cc What will ICBC charge on insurance per year, it will be a second vehicle if you can call it that lol""

How much is gonna cost in Insurance if I buy salvage car here in califonia?

How much is gonna cost in Insurance if I buy salvage car here in califonia?

Should I buy life insurance?

I am a 34 year old male, about to get married and will probably start a family. Some people have suggested that I need to buy life insurance and critical illness and disability insurance to protect my future family. I already have group coverage from my employer that includes some coverage for all of the above, though I work in an industry that is quite volatile and I could be jobless in a downturn. When I look at some of the policies out there and the monthly premiums involved, it seems like I need to dole out a chunk of money for a benefit that will probably never be realized, and the amounts are not even that sizable to make a HUGE difference to the financial security of my future dependents. I currently have around $300k in investments and no debt, and OK coverage from a group policy. Do I really need to buy life insurance? Ideally I need a product where the higher premiums and coverage only kicks in if I am unemployed.""

""One more question on insurance,,,, do I HAVE to cancel existing insurance on my mums car.....?""

i have a quote from an insurance company who is willing to give me temporary car insurance for 3 months on my mums car, it works out cheaper then going on as second driver, they said i have to cancel my mums insurance but maybe that is because they wanna make money at the end of the day, my mum is saying i don't have to cancel the existing insurance but i aint sure, i just think she is worried she may not get the refund for paying for a full years insurance if she cancels... help me out guys !!?""

Cheap Car Insurance for International Drivers License holder in Canada?

I am moving to Canada in a month's time, I have an international driving license from Pakistan, which allows me to drive in Canada for 2 months, I have searched a lot but couldn't find any company facilitating any international driver's license in Ontario. can any one help please""

Will speeding tickets raise your insurance?

I just got a 2 point violation the other day, will this raise the cost of my insurance being that I am only 20?""

How much is an occasional drivers insurance in ontario?

I am 16 i have a g2 i drive and 2003 dodge caravan sxt its my dads how much would it cost to list me as an occasional driver with TD insurance

How much would insurance and stuff be for a 1st time driver?

i dont plan on puttin a car on the road till i get my g2.. whts in 11 more months lol ill be 19 then. but i have to do it all on my Own and i dont make alot of money wht is why im savin up!, and nobody else in my family has a car so i can NOT go unnder any1 elses insurance. and i live in Belleville ontario. and so far the only car insurance place i seen around here is Statefarm so ill proly b goin with tht. and i plan on havin either a z24 cavalier, honda civic, neon, sunfire, or an acura, no older then 93.... sp anyone knw wht its gonna cost?, im thinkin proly around $500 a month but im not sure..""

Cancelling car insurance?

I currently have car insurance through State Farm and I pay $318 a month. I looked into 21 Century insurance and the quote says I will be paying about $180 a month. My current insurance expires June 11th but my next bill is due May 25th. How do I go about buying/cancelling insurance? I would like to cancel State Farm by May 20th and begin my new insurance that day so I won't have to pay those crazy premiums anymore.

Best deal and coverage on auto insurance?

I just bought a new 2013 Ford Fiesta yesterday and only had liability on my previous 20 year old car. I am needing to get full coverage on my new vehicle and am wondering what the best rates and coverage are out there? What car insurance do you have? Is it good? I currently have AAA but am researching others. They're wanting about $100/mth. Ps: I am a 28 year old teacher with a clean driving record and live in Orange Cty, Ca.""

Car insurance?

I opted to pay my car insurance by monthly direct debit and due to some error by my insurers it was never set up and neither I or them notieced the error for months. They are now asking for the arrears to be payed off,am I liable to pay or as the mistake was their error am I within my rights to refuse.""

How can I put my girlfriend (8 1/2 years and still going strong) on my health/dental insurance?

Hi guys, so I have asked my job and it seems the only way I can add her to my health/dental insurance is if 1) we are married or 2) if i provide proof of living with her for a certain amount of years. There has to be some loophole because I really think it is ridiculous that we have been to together since we were 16 and I cant add her or help her in such a way. There is no possible way, in timeline, for us to qualify for such rules. 16-18 years old (in high school and lived with parents), 18-23 years old (Attended separate universities and lived in different cities), 23- 24 1/2 years old, (both living with parents back home, we alternate and stay at each others place, so have no set home or bills in our name, such as direct tv, electricity, internet, you name it. we are blessed with awesome parents) and yes we have though about just getting married, but no way... we are waiting until we are established and can fend for ourselves to make a decision like that, but yes we do want to get married some day, but not over screwing the government or other reasons. Also we live in california if that helps, since i know every state varies, thank s guys!! ^_^""

What's the best type of life insurance to buy?

Is term better than cash value? or vice versa?

Car insurance helpp!!?

Do you have to be over the age of 21 to be able to drive someone else's car on your own insurance policy, if that car has insurance and your are given permission by the driver. It states on my policy that i can but have herd multiple times that you must be over 21. Im with Co-Op. Thanks.""

Insurance Question 16 year old?

I am a 16 year old boy, I just got my license. What I have to drive is a 2011 Mustang GT 5.0 liter V8, 2 wheel Drive. The price on the car is $32,565. If both my parents and I are insured on the car, how much should my own personal payment be for 1 month with a normal plan (not collision). My parents have never had an accident and are 40 and 36 years old. If I cannot get an exact quote can someone please tell me about how much the car would be a month to insure? Thanks very much. ***I have also completed a drivers education course that should lower my insurance 10-15%.""

What is the best teen driver insurance in California?

Taking driving test tomorrow and need insurance coverage for just me, 18 years old.""

Does the Year of your Car affect Insurance Prices?

Does the Make of Your Car Affect How Much you are Charged for Insurance? Does the Year of Your Car Affect How Much you are Charged for Insurance? Does Having 2Doors Always Rise How Much you are Charged for Insurance? No Baby Answers.

""If I get my driver's permit in Michigan, will my parent's insurance go up?""

I'm 15 years old and my mother is hesitant to let me learn to drive, however I finally convinced her. :) She said I can't get my license though because it will drive her insurance way up. She will let me get my permit though if that doesn't have an effect on her insurance cost. I looked online a little bit and some people have said a permit will alter the cost, but other say that only a licence will. So basically, will getting a permit (not licence) drive up insurance? Sorry for the lengthiness ;)""

No insurance and pregnant.?

Serious answers only please. I'm currently 13 weeks pregnant without insurance. Also, I live in Pennsylvania. I have had prenatal checkups and bloodwork and stuff done, but my mother-in-law in paying out of her pocket for everything. My husband and I already applied for Medicare/Medicaid through the assistance office, but we got denied because we slightly make too much money. At my work, pregnancy is a pre-existing condition and it won't be covered on my insurance if I picked it up. The only other thing that I have done so far is apply for something at our hospital called the I-Care Fund. It only pays a % of laboratory work that you get done at the hospital such as bloodwork, etc. And they are going to pay 40% of the laboratory fees and a woman at the office said that it might cover the labor, but she's not sure. If anyone has any other advice on what I should do, please tell me. I feel really bad that my mother-in-law has to pay for everything.""

Harrison New Jersey Cheap car insurance quotes zip 7029

Harrison New Jersey Cheap car insurance quotes zip 7029

Exactly what would be wrong with letting each state determine it's own health insurance reform?

Is there some reason why DC is better suited to reform health insurance (obviously they aren't any good at it, given the debacle we've seen already) than Albany or Indianapolis?""

""I own a 2000 chevy cavalier and im 17 years old and need insurance, about how much would that cost?""

Its small, green, and its a two door""

Cheapest possible car insurance...?

I'm just about to get my license, I have next to no experience. My parents aren't offering to pay ANY, yet they are nearly forcing me to get my license, which is next to insurance. Everyone is telling me my only option is to pay like 200 frickin bucks a month. I can't spend that much money, I don't have time to earn that much money, It's almost a hopeless situation. Anyone have a miracle remedy to this problem?""

How much does car insurance cost for a 16 year old?

How much does car insurance cost for a 16 year old?

Does medical insurance cover circumcision surgery 18 years and over? whats the average cost?

location Corona, Ca. A Friend needs a partial circumcision. as an infant doctor did not do a complete job and partially left bottom portion. Low on cash and on medical insurance.""

50CC Does motorbike insurance cost more than moped insurance?

Ok so i just turned 16 and have got my provisional license and also have done a CBT my mum tells me that a 50cc Motorbike that you put your leg over costs way more in insurance then a moped that you put your leg through is this true ? also im talking About 50cc motorbikes and mopeds

Texas health insurance plans?

Are there any texas health insurace plans beside CHIP, CIGNA, and Blue Cross Blue Shield because they don't cover insurance for eye doctors and their deductible is too high also. I'm 19 if that helps and I don't qualify for gold member or medicaid.""

Car Insurance cost for 18 year old?

I'm 18 and am a beginner in driving and my dad wanted to set up my insurance. The car i would be using would be my dads 1967 Oldsmobile cutlass (classic Muscle car). So i was wondering how much insurance would be at my age with the car i would be using, and with no bad previous record for accidents and/or tickets.""

How can I get car insurance?

Let me give some more information. I'm 18 years old, female, live in NJ and need to buy my own car and insurance soon.""

Babies insurance please answer?

I have medicare (pregnancy) and I was wondering how does it cover the baby when he is born and what do I do to get his insurance and all that? Thank you.

How much would an '89 Mercedes 300e cost for insurance?

So my dad has found a really good deal on a potential car for me in really good condition. It's a 1989 Mercedes Benz 300e. Do you think that since this is a 22 year old car that it'd be a ridiculous amount to insure because of the Mercedes badge? Or do you think I could afford it with a job? My insurance company would be allstate, on my parents plan, I have a 4.0GPA and I plan on taking drivers ed. Advice?""

How much for car insurance?

My mom drives a Mercedes B 150 (about 5 year old car), she's Middle Aged and had a good driving record so her insurance is around 200-300pa. I'm nearly 18, and a new driver (passed yesterday), was wondering how much insurance would be for me if I was added onto her insurance. (just an estimation would be great!) Thanks in advance!""

Car insurance question?

So my car got scratched in a parking lot and I don't know who did it. I plan on filing a claim with my insurance company to get this fixed. My deductible is $500. My question is: What safeguards do insurance companies have in place to prevent me from changing my collision and comprehensive coverage to drop my deductible to $100, get my car fixed, then switch the coverage back to my normal rate?""

How much does a No Proof of Insurance ticket cost in Arkansas?

How much does a No Proof of Insurance ticket cost in Arkansas?

PPO vs. HMO Insurance?

I am trying to understand pros vs cons of HMO vs PPO. We are a family of three (myself, spouse and newborn). We do not have much health issues. Premium difference is about $150 per month (i.e. HMO cheaper than PPO). But need to understand any limitations of HMO. Is it tough to find a PCP who takes HMO insurance? Or is it people with health complications usually opt for PPO as it is more flexible?""

""Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?""

I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.""

Buying a car (scion tc) + insurance= how much expense a month?

Ill be buying a new scion tc no option for Im estimating 18k i got my license almost a half a year now and im 18 i had one speed ticket no credit history, so ill be paying 40% of the 18k and buying the car my moms credit sucks so im better off being indepedent how much is insurance for me these days. combined how much for the payment and the insurance will it be""

Car insurance in new york?

hey guys, I'd like to know what would be the ballpark for insurance. I'm 24 years old and have had my driver's license since 2003 and never have had parking violations, points taken off my license or any type of moving tickets. I'm looking to buy a 96-00 civic and would like to know around how much I would be quoted""

How much would I expect to pay on insurance on a second hand Clio?

I'm taking my test soon and if I pass, there's a second hand Clio I like the look of. Just wondering, as I have no experience with buying cars, how much I would pay for insurance on an M reg Clio? And any extra costs? Thanks""

Where can i get cheap affordable Health insurance?

I am 20 years old and i will need to see a cardiologist. I have a low paying job right now. Whats the best plans. I cant afford much =/

Affordable Healthcare Act (Obamacare) - Survey question ideas?

I'm doing a sample survey for Social Science. I have to come up with 25 questions pertaining to my topic of inquiry. My topic is The benefits of the Affordable Healthcare Act, which is informally known as Obamacare. My hypothesis is the Affordable Healthcare Act would be beneficial if it was slightly altered to exclude the individual mandate. I need ideas for more questions, outside of the demographic questions. Here are the eleven questions I have so far: Do you have health insurance? Yes. No. In the process of obtaining a health care plan. Have you ever heard of the Affordable Care Act, the American health care bill signed into law by President Barack Obama on March 23rd, 2010? Yes. No. Do you understand the key aspects that make up the Affordable Care Act? Yes. No. Somewhat. Did you believe that there was a problem with the current state of health care, and that it needed reform? Yes. No. The new Healthcare Act is going to be funded through a variety of new taxes and offsets. This includes a new Medicaid tax imposed on people that make over $200, 000 and $250, 000 annually, and a 40% tax on premium Health Insurances. There will also be new taxes on medicine, high cost diagnostic medical equipment, and a 10% tax on indoor tanning services. Do you believe that the imposed taxes are worth the sacrifice, so that more Americans could have health insurance? Yes. No. The U.S. Supreme Court is currently reviewing the Affordable Care Act. Several U.S. states are questioning the laws constitutionality because the law requires Americans that dont have health insurance to choose an affordable healthcare plan or pay a fine (this is called the individual mandate). Do you believe that the Affordable Care Act is unconstitutional on these grounds? Yes. No. Not sure. If you do believe that the individual mandate is unconstitutional, do you believe it is worth the sacrifice, so that more Americans could have health care? Yes. No. Does not apply. Do you believe that the government could still make the policy work if they exclude the individual mandate, keeping in mind that this would likely require more tax increases in different areas? Yes. No. Maybe. Having a basic knowledge of the Affordable Care Act, do you think that the government should abandon the policy and work on a new one? Yes. No. We should wait and see how this one turns out first. Do you stand to benefit from the Affordable Care Act? Yes. No. Not sure. Do you have any friends or family members that stand to benefit from the Affordable Care Act? Yes. No. Not sure.""

Cheapest car insurance for teen that doesn't have good student discount..?

can't afford state farm insurance without good student discount anyone no one i can afford without good student discount

How much would short term auto insurance normally cost in new york?

say i have a bmw 530i im single, 35 years old, male and all my driver's license records are clean how much would it cost to insure the car for only one day?""

How do I find the cheapest car insurance?

My rates always go up even tho my wife and myself have clean driving records, we drive a 2012 Chevy Traverse and an old 1998 Dodge Ram, how can I find more affordable insurance rates? Thanks!""

Car Insurance moving from one state to another?

I'm moving to TX from PA. My car got inspected in pa a couple months ago. When i move to TX im going to need to get new insurance because my company doesnt cover in that state. When i go to get new insurance does my car have to be inspected in TX to get insurance?

Harrison New Jersey Cheap car insurance quotes zip 7029

Harrison New Jersey Cheap car insurance quotes zip 7029

Need help on car insurance for young driver?

Hi! I've been struggling to get a good quote for car insurance for a while now. I tried all the big name comparison sites and every one is quoting me 4k (monthly installments). I opted for third party and theft, i am 22 years of age and my postcode starts with sl1 (slough) and i got pass plus and had my licence (manual) since march 2011. I got my car already its a Peugeot 206 1.6l petrol manual 1999 3doors. If you have time you can try for yourself with the above details the quote is freaking too much. Is this just how it is or am i doing something wrong? If you can point me to the right direction that would be amazing!!""

How to get maternity insurance?

We are wanting to start TTC, but we are a little worried about the cost of the actual birth and doctors expenses, as well as any complications that might arise. Now, we do have enough money to cover the basics, but if anything else should arise to complicate things, we're worried. We both work from home for ourselves and have looked into private health insurance, even only maternity insurance, but the plans just suck and dang expensive! Anyway, I was wondering if you knew of any way to get legitimate insurance for only me while I'm pregnant, and for the baby after its born? Some sort of affordable state insurance? Im in AZ by the way. How would i go about finding something like that? thanks!""

Where can i get the cheapest car insurance if im 18?

93 prelude

What is the cheapest insurance company for a teen that's on a seperate policy?

I'm getting a car in about 2 months and I just wanted to know what the cheapest insurance company would be for someone that's a new driver with their G2.

How do i buy car insurance and how do I find a insurance company that suits me (cheap)?

ok so I've seen a car I would like to buy, how do I get car insurance? should I ring a call or get insured online? Also a list of names of insurance companies would be helpful? thanks""

What a good auto insurance for a college student?

going to be my first insurance so i really wanna get a good n cheap insurance

""State farm just dropped me for poor driving history, what insurance company should i go to now?

the title says it all...Statefarm told me they would no longer insure me after my last accident. So now i need to find an insurance company that would cover me. I live in California. i drive a sports car. and my driving record isnt pretty :/

(uk only) who is the cheapest for car insurance?

im male, nearly thirty and full no claims bonus i live in manchester""

How do i get my commercial insurance license?

i am on the road becoming a insurance agent and i want all the insurance licenses possible, but i can't find any places that give commercial insurance license.""

Why did my mothers health insurance affect MY credit?

So I was extremely sick back in June of this year. The medical bills were added up to be over 500$. I am 20 years old, in college, and I do NOT have my own health insurance. I have always been on my mothers. This debt went unpaid and as I checked my credit score today, in showed that I owed the hospital and it went into collections. I have spent the past year building my score. my credit score went down 142 points because of this!!!! How does this affect my credit???? I just dont understand. I neverr signed any papers saying that i was responsible for payments. EVER.""

Why should anyone be fined for not buying health insurance?

What should someone do if he/she is unable to afford it? Also, wouldn't such a law actually hurt the people it was supposed to help?""

How much would I pay for insurance?

I am a 17 going to be 18 on October next year I am going to go and study in FL and I wanted to know about cars would buying a new one be better than an old one? how much would I pay for insurance with either new or old? I want to know exact prices to compare if it would be better to buy a new car or a used one? How much would I pay per month on the insurance?

Illegals can buy health insurance now. If they pay the premiums BCBS will sell them health insurance.?

Is that wrong of Humana and Blue Cross Blue Shield and the other Insurance companies?

Does your car insurance rate go up if you get a seat belt ticket in illinois?

Does your car insurance rate go up if you get a seat belt ticket in illinois?

""My boyfriend that has no insurance borrowed my car and got rear ended, will my insurance cover?""

I let my boyfriend take my car to go drop off his friend and he ended getting backed into by a truck and severely damaged my back bumper. Because it was on private property, the police couldn't do anything but observe us exchanging information. My boyfriend doesn't have insurance, but my car is insured. Will my insurance company be able to cover my damages, even though I was not present? This accident was the trucker's fault because he backed into my car, but this guy didn't even have an ID but the car was his family & supposedly it's insured. Please no smart remarks, I am asking because I'd appreciate some advice.""

I need some Insurance Help?

My father, just yesterday tried to commit suicide by slitting his wrist, luckily he had called the cops, but he also had to take an ambulance ride and another ambulance ride to the county hospital where he will be held for 72 hours. He does not have insurance due to his work laying him off, and him not being able to afford it. Is there any kind of insurance that will cover this kind stuff. He has been suffering from depression and high blood pressure for quite sometime, so I don't know if those are pre existing things that would stop insurance...but him and my mother cant afford this at all right now. They live in southern california, if anyone knows of some kind of insurance, please please respond!""

Do i need car insurance for a family member to teach me to drive?

I am 17 in 2 weeks and am going to start my driving lessons, along side my lessons with a licensed instructor I would like my mother to also give me some extra help like driving around quiet roads, or in a empty car park. For this I need insurance but I obviously don't want to pay full out insurance for just learning. I have heard of something called learner driver insurance would this work for what I want to do? If so do you have a link of where I could buy it or know any other way that I could legally learn to dive in the car? Thanks Josh""

My insurance quotes make no sense...?

I've been checking out some insurance quotes, I did a few thru progressive and got some weird results. First time, on a 2002 BMW M3 I got quoted $140/mo for full coverage (I'm 18, completely clean record), went back through to see if I could get the same result: got $199/mo, same information and everything. Why the change? And THEN (this is where it gets weird...) I checked my 97 Corolla (my DD/beater) and I did only that car on the quote, they wanted $240/mo. I'm really confused right now. Any advice?""

Does insurance cover a newly purchased vehicle?

I'm looking at buying a pickup truck, it's value is less than $1000. I heard that if you buy a new vehicle you have 6 - 24 Hours of coverage and in that time you would have liabality coverage is this true? As in just bought a vehicle, and am driving it back to my house from sellers house. Thanks""

Car insurance for 19 year old....?

whats the best car insurance how much would it be for me being a 19 year old, just got passed my driving test first time driver lives in L.A. what are the best car insurance companies out there for me""

How do I fight an insurance company over biased eyewitness testimony?

I was driving in a parking lot with wide lanes and perpendicular spaces when another driver backed out into my passenger side door. The other driver claimed that I was driving too fast and her insurance company is only willing to accept 75% liability for the accident, because of her statements and those of her friends. I don't have any witnesses of my own, but it seems rather unjust that they can base their decision on obviously biased witnesses. Neither the physical nor the circumstantial evidence supports their claims. I've written letters to the insurance company in response to their letter to me, but they haven't replied or made any effort to address my concerns. How do I fight them? This occurred in California.""

If my son is on my parents insurance does that mean they claim him on his taxes?

Okay my son is now 1 year old. He is on my parents insurance, we live with them, and my parents pretty much support him.(pay for all expenses).. Now my sons father wants to put him on his taxes. I know he just wants to get money to get him a new car. he also says he will get me a car too. but idk about that. When i told him i think my parents already claimed him, he started yelling its his son, and told me to give him his security card(he has a really bad temper and gets angry to where i get scared) so i did.. but now i need to sign a paper..and i dont want too.. Here is my thing i told him that he is automatically on my parents taxes, because he is on there insurance, so that would mean i would have to take aiden off of their insurance(Which means he wouldnt be on any insurance)he started yelling how stupid i am and just to sign paper, my question is is it true that because my parents have him on their insurance, he is on their taxes. What should i do? Thanks for anyhelp. Sorry long question. Please no rude answers""

Anyone no any cheap insurance companys for new young drivers ?

Anyone no any cheap insurance companys for new young drivers ?

What is the difference between life insurance and health insurance?

What is the difference between life insurance and health insurance?

Why does my dog make my homeowners policy go up !!!?

Ok ... a bit of a rant ... you people are the only ones who can relate ! Do i get a discount for the protection he provides me, my family, and the house ... noooooooooo .... but they want to raise my rate because he could bite someone someday ... {end rant}""

Harrison New Jersey Cheap car insurance quotes zip 7029

Harrison New Jersey Cheap car insurance quotes zip 7029

""Which car would you prefer? 2006 Volkswagen rabbit, 2006 toyota corolla, or a 2006 honda civic?

which do u think would be a suitable car for a university student and cheap on insurance and gas.

Where can i get good health insurance?

i just got kicked off healthfirst with no warning so i need to find something fast please help :-)

Israelic terms on health insurance?

I had to redo an experiment by Tykocinski. She researched the impact of certain primes, one of which is health insurance. She did this study in Israel. We replicated this study in the Netherlands, but we found different results and now we need to figure out why. For this reason I would like to know: What is the word for health insurance in Hebrew and Arabic? And how would they translate 1 on 1 with the english language. Example: the Dutch word for health insurance is zorgverzekering, but if I translate the words apart from each other I get either worry insurance or care insurance (depending on the interpretation of the Dutch language) The answer to this question could help me greatly in this research!""

Can I get Car Insurance in Texas without a D-License?

Can I get car insurance without a license. I'm located in Texas. Is there ways around to do it?

What is the cheapest car to insure for a 17 year old girl?

i am looking at buying a car when i pass my test, was just wondering what would be the cheapest way to insure a car and what cars are cheap for insurance?""

Question about car insurance...?

im trying to figure out if im being ripped off by my parents. i pay $200 every month for car insurance because that's what my parents tell me it is. I got one speeding ticket for going 14 mph over the limit and in 2 minor accidents. no damage to either cars. my question is am i being ripped off? I told some people that i pay that much and they said there is no way your insurance could be that high. help me out please?

Home owner's insurance in California?

I'd like to know whether home owner's insurance is the law in California? Or, if one chooses, can one not have it, if they don't want it?""

Can i collect disability insurance?

Can i collect disability insurance? i was shot when i was 18 in the ankle and the bullit is stuck between the bone in my ankle. i have worked for a company for 10 years and quit my job two years ago to start my own business. but now as im getting older i can't stand on my leg without experiencing pain or climb up and down things like i used too can i collect disability insurance?

Car insurance for a teenage female?

i'll be turning sixteen soon and im curious as to what the average cost rate with state farm for a new driver is?

Will my insurance rise if the accident was not my fault?

i was involved in a minor car accident which took place at a drive thru and the car in front of me reversed his car, and at the speed he had applied to the gas pedal was enough impact to smash my entire hood in and damage my front bumper. I filed a claim with my insurance as soon as I got home. The following morning the insurance company of the OTHER driver contacted me and verified that he will take full responsibility therefore my repairments will be covered by his insurance. Ive been reading online relating to my question, but in my case, will my insurance rate go up? This is also my very first accident and I've been ensured for 1 year since I've been driving.""

Is it legal for the car insurance to be in a name other than person paying the monthly car payment?

My sister's husband passed in November. Their car is in both my sister's and her husband's name; however, my sister can not drive and does not have a driver's license. She wants to keep the car insurance on the vehicle, but to do that she would need to have a valid driver's license. Soooo, she has asked me to get the vehicle insurance in my name using my driver's license. My question is this: Am I in ANY way responsible for anything that happens to/in/with the car if I am not the driver? I use my car and driver's license for work and I can not have blemishes on my driving record or my criminal background""

Can you get your drivers license without any insurance?

I live in West Virginia 17 and I have had my learners for almost a year and have got all my hours so would it be OK if i got my license w/o insurance

Is landlord responsible for pool insurance?

We signed a lease that required us to take out insurance for $ 500,000 if we used the pool and planned on having guests use the pool also . They also wanted the insurance to cover themselves . When speaking to our insurer, USAA, they said our renters insurance , which included $100,000 liability, would cover us having anyone besides us use the pool or being on our property in general . The landlord was responsible for having insurance for the pool and the house to protect themselves and they told us we were not responsible for paying for insurance for the landlord . The property was in Norfolk VA . We just wanted to know if he landlord was trying to get us to pay for their share of insurance when it wasn't our responsibility and if we were right to have stuck with USAA advice .""

About how will my insurance cost?

im 17, never been arrested and have passing grades. how much would it cost me to get insurance for a 91 camaro 5.7 auto with 135,000+ miles with statefarm. parents adding me to their insurance""

How to calculate california disability insurance?

How to calculate california disability insurance?

Discount car insurance by putting another name on my insurance?

I know plenty of people the same age as me, 19 who have put another persons name on their car insurance eg. family or friends so its cheaper due to the other persons experiance, my mum passed her test when she was 21 but has never drove a car or owned a car herself since... so would putting her name on my insurance be pointless.???""

Insurance For Car (New Teen Boy Driver)?

Whats the cheapest way to insure a car while still getting great coverage in case of accidents. I'm getting my license soon and I was wondering whats the cheapest choices for insurance. I heard I can be placed under my parent's account? I also heard that if i pay insurance under my own thing its like 2000... I live in california and i have great grades (if that helps).any insight would be appreciated :)

How do you value a damaged tree for insurance purposes?

Long story short, a guy ran his car off the road into my front yard and hit a tree. The tree is a complete loss. He has insurance (thank god!). How much should I expect to receive from the insurance company for the value of the tree? The tree is a mature Blue Spruce. It was about 20-25 feet tall, had an 8-10 inch trunk, and a spread at the base of about 15 feet or so. I know that I should at least be entitled to the cost of removing the tree/debris and planting a new tree. But you cant really plant a 25 foot Blue Spruce! So, the problem I am having is determining what value should I be entitled to considering the maturity of the tree? Who can I call to get an appraisal? Other info: I live in a subdivision of custom brick homes on a large lot (about 1 acre) and my home is worth about $275k. The tree sat on the edge of my property in the front yard in a group of two trees (the other one was slightly damaged also, but can probably be salvaged) that provide some shading from the neighbor and the road. Obviously, the amount of shading is now reduced and the aesthetics of the group of two trees is messed up to the point that I am considering just removing both trees.""

Why does car insurance keep increasing every year?

I got USAA when I was in the military and it seems every year my car insurance rates go up by about $10. I have had the same car the whole time, no accidents and barely ever drive it. Is it normal for car insurance to keep going up like that even though me and my car are getting older?""

Anyone know the best insurance companies for young drivers?

I know obviously insurance for the young is gonna get rocket high anyway compared to older people for the same old 'statistical' reasons as always although I don't intentionally drive like an idiot or least intend never to and I do take safety as a big priority and everything, I've passed my test just over 2 years ago with a clean license but still find insurance even for my micra (1 litre 1994 M Reg) costing me a minimum average of 1000 annually, and just below a grand like 900-950ish is roughly the best I've got for my micra from directline but wondering if anyone would know anyone better cost wise? Also why is there so much discrimination against young/new drivers when its actually only the small minority who take the worse of risks and drive like w*****s making it sky high expensive for the rest of us, I can understand it may be statistic but unless u actualy do drive like a so and so I don't see why 'everyone' should be punished with rip off premiums for the sake of the minority number of idiots""

When to get health insurance for your newborn?

I am in my first trimester and just wondering when do I need to get health insurance for my newborn-the health insurance is United Healthcare and offered through my job

Getting insurance on a bike?

I plan on getting a motorcycle near the end of February. I have never bought a motor vehicle before, so I'm not really sure about how I go about getting insurance. I plan on getting something used from Craigslist (most likely 2008 or newer Ninja 250/300), then either having the owner ride it to my home before I pay, or taking it in a truck or something. What do I do after that? How do I insure the bike? I will probably get Progressive. Also is full coverage worth the extra money, or should I stick with liability? I'm 17 years old so it will be more expensive for me than for others. I live in California by the way. Thanks!""

Where is the cheapest insurance in Michigan?

I'm an 18 year old driver, that hasn't been driving for long. I drive a 1999 Cavalier base model coupe. I also pay almost 300 a month for insurance through liberty mutual... Is there anywhere that insures young drivers for cheaper than that? I really cant afford 300 a month, plus 100 for a car payment, not to mention gas and repairs....""

Who actually has health insurance?

Just about everyone I know doesn't have health insurance. This sounds pretty bad. Who actually has health insurance?

Do you need insurance to drive a motorcycle?

and at what cc is considered a motorcycle? do u need any kind of insurance? i know u need a license i live in gainesville fl where do i get class for one?

Harrison New Jersey Cheap car insurance quotes zip 7029

Harrison New Jersey Cheap car insurance quotes zip 7029

https://www.linkedin.com/pulse/health-insurance-cost-listed-state-jordan-andrews/"

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"lv life insurance retrieve quote

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I'm planning to go on a road trip and I was wondering if it's possible for my parents to add me to their insurance so I can use their car for a week, and whether it will be cheaper that way than to rent a car (I'm 24). They have American Family Insurance.""

Can i sue auto insurance company without using a lawyer?

i was rear end by another car and his insurance total my car and paid me the book value of the car. i went to physical therapy for about four months. i took x-rays and mri. the mri shows that i have a dislocation in my lower back. but the insurance company has refused to settle me for my injury. my lawyer told me that i should consult another lawyer to sue the insurance company. some lawyers i met are not interested in the case. can i sue the insurance company myself? if so, how do i begin?""

Car insurance smh idk what to do?

Ok I previously asked this same question but I just wanted to be a little more clear about things because there was obviously some confusion. The car I purchased was a 2001 Nissan Maxima and I got it for $1700 with a few minor things wrong with it. When I called an insurance agency they told me that I'll basically be buying the car 4 times in the next 6 months. About $7500 for 6 months. I'm 22, living in Brooklyn NY and those rates seem outrageous. I seen forums where ppl said they were paying 2-300 a month that's why I thought buying the car was a good idea and I wasn't aware that I could get a quote without purchasing insurance because the internet never quotes me. What can I do about that insanely high insurance rate? Will any private companies provide insurance for me? Should I just sell the car I just bought it today? Can I even sell it? all I did was sign his title so idek how I can sell it. Can he get another title? I'll give him $200 for the trouble and he can sell to sum1else""

Car Insurance in Kentucky?

i've got a 98 red dodge advenger,, one of the sports one.. i'm 16 and my parents are going to make me pay for my insurance i think, i make good grades, like a,b,c's. but does anyone know how much insurance would be? we have allstate.""

My car under my parents insurance?

Ok i have a hypothetical question...Say if my car is in my name, and i am under my parents insurance...And i get in a major accident are they liable? Are they at more risk if i am in their name but i own the car?""

How much is the average car insurance payment for a teenage?

I'm 16 & I know I'll be on my moms insurance since I'm not 18. would I be better off getting a 2011 or 2012 year car? I've heard it's pretty costly

Isn't Ameriplan Insurance The Same Scam as Obama Care/Affordable Health?

All They did was Steal Other people's Identifying Information and the Insurance once called Ameriplan, never netted any gains for the holders of those plans. Just Wondering?""

Health Insurance?

anybody got any good advice am looking for health insurance my husband retires soon and we will need to get our own Health insurance. looked at blue cross and health partners but it so expensive anyone no anyone more affordable ty for any info.

lv life insurance retrieve quote

lv life insurance retrieve quote

Car insurance.. help please?

I got a 2000 Dodge Neon a couple days ago and i was wondering how much the insurance will be a month? I'm a sophomore girl in highschool and i usually maintain a B average (you get about $25 off insurance for maintaining good grades). And how much will it be to get it licensed? I payed $1300 for the car (they were desperatly trying to sell it) and it's in perfect condition.

""Got caught speeding 36 in a 20, not listed on insurance, driving alone with a learned license?

My driving test is the day before my court hearing and I was wondering how much all this will cost and also if I'm gonna be able to take my test still

Cobra or individual health insurance?

If I loss of group health insurance due to end of employment, but the company offers Cobra plan which is too expensive for me, can I get the individual health insurance or I have to stick with the Cobra plan? I live in NJ.""

""What would a $50,000 cadillac cost per month? + insurance?""

im looking into the cadillac sts (sp=47,000 - 78,000) and i want to know the monthly cost.. $275,000 yearly income (get paid yearly).. which is about $23,000 a month combined. take into account teenager insurance which i heard can be brutal and also... would buying this car stretch my finances? i dont want my family to be uncomfortable for just a car. like someone earlier told me 1k a month for my car payment but i want to know the other estimates""

Need to find a good place and affordable price for dental care..?

Hello I'm from Oklahoma and I'm looking for a good Dentist.That is affordable.I have BCBS Insurance.But it only pays a small amount.I will be 33 next week and I'm so depressed over my teeth.I got real sick a few yrs back and the meds and all just made my teeth rot..Please someone help..Thanks Melody

Insurance on a civic si?

Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""

""My car insurance was voided in the past, and now I can't get a quote anywhere, can anyone help?!?""

When I started learning to drive at 17, I decided to buy my self a cheap car so that I'd be able to get more experience behind the wheel, pass my test quicker and have a car as soon as I passed my test. I was insured on my provisional license with an insurance company which specialised in learner drivers. However, I ended up getting 3 points on my license the week before I passed my test, in what I still think were pretty unfair circumstances. My house doesn't have a drive or a garage and so I had to park my car on the road in front of my house, or on a street round the corner when there were no spaces. As it was my first car I was really excited, and without understanding that I could get in trouble for it, I used to sometimes sit in my car and listen to music with my friends. The week before I passed my test we were sat chatting when a police car came down the road and pulled up behind us. Someone had broken into some allotments nearby and they were questioning us as to if we had seen anything. They searched my car- for tools that could suggest we had done it I presume, and when they found nothing they ran my license and obviously realised I only had a provisional license. I still at this point didn't realise I had done anything wrong, I wasn't driving the car, simply sat in it so I didn't realise I had committed an offence. The police informed me that because the engine was running, I could have been driving or about to drive and on that basis they convicted me for driving without a license. I only got 3 points and a 60 fine due to the fact I wasn't actually driving and at the time I accepted that with relief, I was terrified I'd get a ban or lose my license or get a massively unaffordable fine. I could have appealed but that would have meant going to court and I was only 17 and that terrified me. I declared the points to my insurance company straght away, but due to the nature of the offence my insurance was invalidated and void. I've only just now realised how serious having insurance voided in the past is. I'm supposed to be moving a 5 hours away in a few months for a job, and I have plenty of money saved for car insurance and a car, as without a car, the move is completely unrealistic. Without a car I won't be able to get to work as the hours are unsocial and my job isn't very well connected with public transport at all and so relying on public transport or taxis is simply not an option. I found a car, went to get an insurance quote, and found out that getting insurance is practically impossible when you've had insurance voided in the past. The points don't seem to be a problem, when I tell companies about my points but not about my insurance voided in the past they happily give me a quote. They're expensive, but affordable and it's what I was expecting. However, as soon as I tell them that my insurance was voided in the past they refuse to even give me a quote. I'm completely out of options and I don't know what to do. I need a car, but I can't get insurance as much as I try. I know I was in the wrong, but it seems like the voided insurance is more of a punishment than the points are and surely that isn't right? And the voided insurance will stay with me for the rest of my life, so does that mean that driving will never be an option for me? I'm sorry for the essay, I just really don't know what to do! If anyone's been in a similar situation with voided insurance or know of a company that would insure me then please let me know! Just anything that would help, let me know! Thank you so much in advance and sorry again for the babbling!""

Suspending car insurance?

i have car insurance i pay monthly for but i mite be going on a course away from home but i wont be able to work to pay for the insurance. i would need to not pay for it as it were for a 12 weeks. is there anything i can do or any advice ?

Your personal experiences with Progressive Auto insurance?

I just got a lease on a 2010 Honda Civic. Its the first car ever in my name and was a bit pricey for me b/c I don't have an extensive credit history. Progressive was the cheapest auto insurance I could find so I decided to try it. Any pros/cons you've experienced?

Car insurance for you?

Not to sound stalkerish at all lol I'm just a lil confused on car insurance and want to know what about average is. So can you please put how old you are, what car you drive, and how much you pay... Thanks ALOT it means alot to me :)""

Question about Travel Insurance/Health Insurance?!?

Say there is a person living in the US without any health insurance what-so-ever, and they are taking a trip to Europe for a month and want to purchase travel insurance. Will the insurance company sell it to them? And does the insurance cover any medical emergencies while abroad?""

What medical tests should a 53-year-old man have?

I know there's tests that men should have when they're around the age of 50. My dad hasn't been to the doctor for years because he doesn't have health insurance or a job(he's living with my grandma who's 76). He's resisted going to the doctor and says I'll go once I get a job but he's not really been trying. My brothers and I are worried and some have even offered to pay for a doctor's visit but he's just said no and that he can wait. I'd like to know what tests he should have and how much they cost on average. He's been a generally healthy man, but skin cancer runs in our family and when he was around 40 he had a thing growing on his neck that was some sort of cancer. He had it removed and it hasn't come back but it there some sort of test for things like that? All three of my brothers and I are either English or History teachers and if what my dad needs is affordable we'd all like to pitch in. I know this is sort of scatterbrained- I'm in a rush, so thank you if you can answer this in advance.""

""Pregnant, unemployed and I need insurance?""

I'm 24, recently terminated from BOA due to a matter with an incorrect procedure. Meanwhile, I'm pregnant with my second child and unemployed. My husband is doing great for our family (we are a small single family living by ourselves). He's working and paying all the bills and then some. Where can I find some much needed health insurance for myself? Please advise. Thanks and God bless.. (I'm 24, african-american, non-smoker, not diabetic, don't have any std or sexual disease, and I'm healthy thus far. Please help) Located in Atlanta Georgia, USA""

What car insurance do you use and how much?

I need new car insurance.. what do you use and how much do you spend per month?

Temporary insurance on backup bussiness car?

I own a chip route in ga and in process of buying a back up vehicle for my Business. I won't be using my vehicle very often just when my main vehicle goes down. Can I get temporary insurance or a miles based insurance to save money?

Health insurance providers in the state of ohio?

i am trying to get health insurance quotes from as many companies as i can in the state of ohio. so far i have came up with: anthem aetna united healthcare humana anyone that i am missing? thanks

Does getting a quote mean that I now automatically have Insurance?

I just recently bought a car, I am 18 and I am pretty unfamiliar with how owning a car works (this is my first car). Now since I am so young I would just like to see what prices each insurance company will get me. Now my question is as soon as you accept to get a quote does that mean that they will automatically insure you. Because I want to get as many quotes as I can but just so I can make a decision between different Insurance companies, not so they can automatically insure me just because I requested a quote.""

Title insurance in WA?

My lender charged me about $2,100 (for both lender's and owner's title insurance) for a home price of about $260,000. Is this normal? How much the rate for title insurance in WA state? What is the best title insurance company in WA state? Thank you in advance. Jo""

Can I throw away my old insurance card?

I got new insurance. do I need to keep the old card for any records?

What are some good Business insurance in California?

I opened up a business and i need insurance and I'm looking for a good one with a reasonable price with workers comp and liability I live in California south bay got any you recommend?

Whats a cool car with low insurance?

i passed my test in january, i'm 20 years old, what would be a cool car with low insurance, my idea of low insurance is somewhere around 1000 to 2000""

Cheap health insurance?

anyone know of any cheaper health insurance (maybe like $ 50/mo) i am a single student. i know my school provides insurance in case of emergency. but i am looking for something to help cover my prescriptions & doc visits.

Cheapest car for a 17 year old girl?

What's the cheapest car to buy and on insurance for a new driver of 17? I've been told an old car with small engine but that's coming out 4,000 on insurance surely that isn't right?""

Car insurance in Trinidad?

What are some car insurance companys in Trinidad, Im moving there in Decemeber, and considering importing a BMW Z4 with me, but need to find out how much its gonna be to insure :o) Thanks guys. Also Im kinda assuming its not really safe enough to drive around with the Roof down?""

Unlicensed Driver / Settle w/o car insurance?

Someone borrowed my car and got into a minor accident. Turns out they have a suspended license :( He told the other driver he would pay for damages, just give him 2 estimates. He didn't get the other drivers info at all (grrr!) .. only gave him info from my insurance card and his cell number. A few days go by and no contact from other driver. Today my insurance company calls me asking for details! :( Now what do I do!? Can this still be settled without the insurance company?? I've never had to deal with insurance companies before so I dont know what to tell them and I want to minimize any trouble I may be in now thanks to friend who borrowed car!""

lv life insurance retrieve quote

lv life insurance retrieve quote

Why has the affordable health care act accelerated the rise in health insurance rates?

When does the affordable part start?

What's a cheap car insurance company for drivers with alot of points.?

What's a cheap car insurance company for drivers with alot of points.?

What's the best car insurance for a 20 year old female?

Hello! I was wondering if anyone had any suggestions for car insurance policies. I'm a 20 year old female, have had my license for 3+ years, never been in an accident. Could you give me an average monthly rate for insurance for a modest car (think college student income)? Either from personal experience or general knowledge? Thanks so much!""

HOW MUCH is your car insurance for your 17 yo boy?

Prices are crazy here in TX. We would pay $800 every 6 months for our son to drive our car. And he can't drive one of them, because we only have liability insurance on that one (he might make a mistake and cream the car and we'd have no insurance to fix it--our daughter already did that with the other car!). Is it fair to tell him he can't get a dr. license until he can pay for the insurance? In our state, you can get a license at 16, but we've made him wait.""

Advice for Car Insurance?

Hi, I just been given a quote for a car insurance and it says Annual premium is 3000 and Total Excess is 1000. Does this mean, my total amount of car insurance is 4000. What is Annual Premium and Total Excess what does it really mean. Your advice is important to me, thanks""

Staying on parents health insurance in NJ?

As the title states, I am wondering if I am eligible to stay on my parent's health insurance (we live in New Jersey and my dad gets the family insurance through his job in Delaware). I am 23 years old, not in school, and my job offers health insurance. I have read that the law allows children under the age of 27 to remain on their parent's health insurance UNLESS the kid's job offers health insurance. As I stated, mine does offer it. HOWEVER, an older coworker of mine told me that her children were able to stay on the family health insurance until age 27 even though the kids' work offered insurance because the cost of the insurance at the child's job was over $25 per week. The cheapest policy at my job will cost me just over $30 per week. Unfortunately, I have not found any trace of this $25 rule anywhere online. Is this a true policy? If insurance isn't offered cheaply enough, can I stay on my parent's policy? Can anyone shed some light on this?""

How can I get a health insurance that I can afford?

I work full time and my husbant too but our jobs don't offer a health insurance. We hava just enough money to pay the mortgage, other bills and to survive the month. We would like to have a baby and the only thing that is holding us up is no insurance. I could only find family insurance that's over $500 a month and we could never afford that. And we make too much to qualify for help from the government. Does anyone know any affordable insurance or help from somewhere. Also, without $1000s in deductibles and coinsurance?""

High school sports insurance Florida?

Hi, I'm a 15 year old varsity baseball player in Florida. On the 19th of March, I had a partial tear of my biceps tendon in my right elbow along with a suspected injury to the RCL, and LUCL (MRI results). I don't have primary health insurance (even though my Dad's a doctor haha) but my school carries insurance for student athletes. I'm going the the Andrews Institute in Gulf Breeze, FL. What do you think my coverage will be like? I know it's a rather hard question but thanks for anything!""

Car accident insurance?

Today someone backed into my car while parked damaging it. We exchanged insurance info and I called my insurance company and let them know and gave them his info. Does he still have the option to pay the for the damages in cash or does he have to go through insurance now that i let them know. He didn't specify if he wanted to go through insurance or pay in cash. I just want to know if i eliminated his option of paying in cash by calling my insurance. I feel bad if that's the case.

How much would it cost for a 17 year old girl to get auto insurance?

How much would it cost for a 17 year old girl to get auto insurance?

No insurance and expired temporary plates?

What would happen if I were to get pulled over with no insurance and temporary plates expired by 4 days? My insurance got cancelled last month and I've been having trouble getting the money for it, and can't get permanent plates til I get insurance. So basically I'm just wondering if ill actually get arrested""

How to get cheap insurance and get covered fast?! help:(?

i need to see a gyno asap and i need to get cheap insurance. what should i do? im 19 years old and dont have a job. and live in california.

Who is the cheapest car insurance in USA ?

Ihave finicial problem right now ipay for six month liability $ 300 it us too much for me is there any body knows less than that price iget please let me know?

Does Wal-Mart have better and cheaper insurance than Obamacare?

http://www.examiner.com/article/washington-examiner-walmart-s-health-plans-are-better-than-obamacare On Jan. 7, 2013, The Washington Examiner released the results of an investigation finding Walmart's employee health insurance is significantly better than Obamacare. Walmart has come under mega union labor union criticism as a retailer whose employees are both underpaid and mistreated. Like many insurance plans which have been canceled as a result of Obamacare benefit regulations, Walmart's health insurance has been called substandard. However after an in-depth comparison, the watch dog team of the Washington Examiner discovered employees of Walmart receive a better bang for the buck than Obamacare. In comparison to Obama care, it was discovered that Walmart plans were a whopping five to nine times less expensive. Full-service individual coverage in a Walmart HRA plan is available through a Blue Cross Blue Shield preferred provider organization for as little as $40 a month while family coverage averages $160 a month.""

Which car insurance company will accept me; I have a few traffic citations on my record?

Since 2006, I have gotten 3 speeding tickets on my record, and 1 citation for getting into a turning lane too early (3-pointer). I got a speeding ticket in march 2006, february 2007, and december 2008. I got the last turning lane citation just a few weeks ago. I am going to court for both recent citations (from December 08 and a few weeks ago) pretty soon. I will use a no lo contendre to reduce the points on one, and ask to do community service or take a class to reduce the points on the other. I understand that most car insurance companies look at both POINTS and OFFENSES. I am with Liberty Mutual right now under my parent's family plan and since 2006, NONE of my tickets have affected our insurance. I want to take precautions and see who can quote me for having a poor driving record as I mentioned above. This year just might be the year Liberty Mutual will review my record and then, BOOM...rates are sky high. I want to responsible about what I did and get on my own plan soon. What I did was irresponsible and stupid and I am DONE making mistakes on the road. I'm 22, female, a student with a 3.47 GPA (Dean's list), trying to finish my bachelors at a university, and share rent with my brother for an apartment. I work part-time and go to school full-time. Which companies would accept me? I've got a poor driving record, but a good 'student' record--if that even matters. Please help. Otherwise, I will have to wait till some violations clear in 10 years or so. Either way, I would really appreciate if someone could tell me what my options are. I will be out of school by summer 2010 (next year) and will need to get on my own plan by then.""

Disadvantages of having free healthcare insurance?

like costco wholesales helping non employees on health insurance coverage

Best Averaged sized car for a teenager?

So I'm going for my license soon and we're starting to look at cars to get me around. I want something that's pretty easy on gas, reliable, easy on car insurance cost, doesn't cost an arm and a leg but ALSO isn't a tiny car like the Chevy Aveo because most of the people in my family are pretty tall for instance my mom is 5'9 I'm 5'7 /5'8 and my other sisters are also about the same height. I've been thinking about the Prius because I hear it's got some leg room and is easy on gas, but people say that batteries are more harmful than regular ones and all this jazz. Then I thought about the Honda Insight but I heard that the headroom in the back is not comfortable. I was thinking the Hyundai Sonata, but the only model I really like is the 2011 and I don't think the insurance company takes kindly to teenagers driving new cars. I would prefer not too big or long a car like the Toyota Avalon, but it's manageable. Any suggestions?""

How much might they charge me for no insurance ticket in wyandot ks?

was following my boyfreind in my brothers car and I took a wrong exit near the speedway. I went down stateline rd looked for a gas station for directions. Found a gas station to ask for directions and the guy did not speak understandable english so tired and lost I took off down the road and forgot to turn my head lights on was puulled over and given a ticket for the lights and it turns out that my brother did not have insurance on the car and that I had forgot my purse way down in pittsburg. I am being told that I may have to pay a $1200 fine and get some weird insurance that cossts $300 or more a month and that it is possible htat they will take my liscense away. This can't be rite?!!? I have a clean driving record and only make $250 a month can't hardly pay rent. Sombody who knows awnser please!!!!!

Car insurance for 18 year olds?

I'm 18 years old and I'm trying to find out how much it would be for me?

Which of the following are proof of insurance?

i wanted to know is $35,000 cash to dmv, dmv certificate of self-insurance, insurance policy card from car insurance, or all of that is proof of insurance""

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.""

Where can i get life insurance for my daughter who has cancer ?

Where can i get life insurance for my daughter who has cancer ?

Do you have to have sr-22 insurance on a motorcycle if you need it on a car?

there was a judgment entered that i have to have sr-22 for 3 years b/c of a car accident that my insurnce company would cover me on. i now want to buy a motorcycle and need to know if i need sr-22 for the bike. i have non owners sr-22 from the courts judgment

2003 Hyundai tiburon 2dr coupe. Insurance price?

So I'm a 17 year old girl.I'm getting my first car. Idk if where I'm from makes a difference, I'm from texas. Would a 2003 Hyundai tiburon 2dr coupe be considered a sports car on the insurance? If so, how much more would it be vs. a normal car? Please help me!!!!""

Need help understanding some insurance terms and policies.?

What is a HYBRID health insurance plan? Has anyone used this type plan?, specifically NEW HEALTH CHOICE, GOOD HEALTH. Beyond this...does anyone know of a good, affordable insurance for TEXAS. I really need help understanding this type plan. Sound too good to be true therefore it usually is.""

lv life insurance retrieve quote

lv life insurance retrieve quote

Car Insurance not Paying (in Georgia)?

I was in an accident three weeks ago. It was the other car's fault. There were no injuries. We didn't call the police, but I got a written statement from the other driver admitting fault. I got her car and insurance information and filed a claim with her insurance. They sent an appraiser and I got an estimate for the damages. So all that is left now is for the insurance to approve the estimate and send me a check. I have called the insurance company almost everyday since I got the appraisal (about 2 weeks ago) and they are saying that they are waiting to get in touch with the policy holder; apparently they don't have her correct phone number. But they have the signed statement from her admitting fault. The agent in charge of my claim doesn't even pick up the phone or return my calls, I just talk to the operator who can't really give me any answers. I have the basic car insurance, I don't have collision coverage, so I haven't even called my own insurance. My car is operational but my rear susspension is gone, and the bent metal is hitting my tire; I really need my car rapaired asap. Should I call a lawyer even though there were no injuries? I should probably add that my car is not worth much, but I still need it fixed! and I can't afford (don't want either) to pay for repairs out of my pocket. What should I do? Thanks in advance for your help.""

Individual medical insurance plans?

I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself.""

What is the average cost for health insurance a month?

I need to know the cost for health, and dental insurance a month.""

Why is car insurance quote from tesco 550 whereas competitors quote over 1000 ?

i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close...is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.""

Just hit a deer while ago (Questions about insurance)?

While ago a deer ran out in front of me and caused a bit of damage to my 2002 Toyota Camry. Although the damage doesn't appear to be [i]too[/i] bad, (hood and bumper are bent, and the right headlight is a bit out of place though it still works fine, car drives fine) I didn't have my cell phone so I had to drive back home (not very far) from where the incident happen. 1. Will the insurance still pay because I left the scene? (I wasn't speeding, had my headlights on, and our seatbelts) 2. Will my insurance rates go up? (The damage [b][i]can't[/i][/b] be over $2000, so I can just pay that huge bill once, but that higher insurance will haunt me forever) 3. Will this go on my driving record? (The car is still very drivable and neither me nor my passenger were injured in any way). (I did not get a police report, at least not yet)""

Health Insurance?

What is the best affordable health insurance for a low income middle age woman in Southern CA?

Daily car insurance for a 18 year old?

Hi, I don't really know where to look, but my friend said that it is possible to get daily insurance for my age... I guess the question is where can I get daily insurance that allow 18+ If it helps, the car is a bmw 5 series m sport.""

Mazda rx8 or 350z insurance ?

Id assume the 8 might have cheaper insurance to certain companies due to it having four doors lol But my question is I'm 19 and been looking at progressive and I have to pay $1200 every 6 months for one of these cars! I have a clean record and took the safety course too. Now if I was under my parent's insurance would that be possibly cheaper? Were doing that with the lexus I'm driving right now (theirs) but I need to build credit and whatnot... no need to worry bout college cause its paid off

Car insurance quotes?

About how much would car insurance cost for 16 year old teenage driver in florida. The car would possibly be a 2005 convertible.

""Does my auto insurance cover anyone driving, if they have no insurance themselves? thanks?""

Does my auto insurance cover anyone driving, if they have no insurance themselves? thanks?""

Estimated insurance cost for this car UK?

hi im 17, just about to take my test and it looks like this will be my first car. what do you think the insurance will be on it. i know it will be high but i just wondered how high haha. can you ask for a quote if you don't own the car and haven't passed yet? ie a generalised quote i live in a very good area with off road parking and garage.""

How much does insurance cost for a gas station in NH?

If I was to open up a gas station in NH how much would the insurance cost per month or year? Assuming I had an average amount of coverage and was running it as an LLC.

Does anyone or has anyone ever used California Casualty Insurance?

Im getting off of my dads plan but its really difficult to find a cheap one and Im a teacher with no strikes, tickets or anything. I get these notices in the mail for California Casualty but Im hesitant, what do they cover? Are they any good? Whats your experience?""

Which rental car company has the lowest insurance prices (LDW)?

Which rental car company has the lowest insurance prices (LDW)?

How do you get car insurance if you dont have a car?

How do you get car insurance if you dont have a car?

Wouldn't the PPAC (Obamacare) bankrupt insurance companies?

PPAC seems very similar in nature to the Community Reinvestment Act that played a role in the 2008 financial crisis. The PPAC requires insurers to offer the same premium (price fixing) to all applicants of the same age and geographical location without regard to most pre-existing conditions (excluding tobacco use). It also states that minimum standards for health insurance policies are to be established and annual and lifetime coverage caps will be banned. As a business owner, I don't see where the government comes to the conclusion that insurance companies could survive the price fixing and taking on such high risk liabilities. It seems like 2008 all over again, does it not? Wouldn't they get involved in something similar to what the banks did with derivatives since they were forced to take on high risk loans? It seems like the big focus on Obamacare is the part where people are forced to buy insurance. I don't think that is a big issue, the big issue is how can the insurance companies handle this? Am I wrong? I am going to do more research tonight.""

""Car accident, insurance coverage, process?""

I had an accident with another car on the highway, road condition was icy. I traveled with 46-50 miles/hour, kept the car in my lane, followed the cars with normal distance. The other car - one lane or two lanes to the right of me hit an icy spot and crashed into the right side of my car at the door and partially the right fender. I had no damage in the front side of my car, but the front of the other car is damaged substantially. First she admitted that she hit an icy spot, but gave the police another untrue statement about the accident. No tickets were issued by the police. We both have full insurance coverage. The damages on both cars clearly indicates, that her spinning car caused the crash. I already contacted my insurance company. Is there a chance that the insurance companies will be able to work this out and her insurance company will pay for the repair on both cars? Therefore, I will not have to pay my deductible amount? Can the ins. co. override her statement if the independent investigation indicates that her car caused the accident ? Thanks for your answer.""

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

How can I get antidepressants without insurance?

Is it possible to get them through the hospital or a clinic? Or do I need to have a family doctor or GP I'm 18 and have no insurance **I am not a junkie either

""Please tell me the difference between insure , assure , and ensure . Thank you""

Please tell me the difference between insure , assure , and ensure . Thank you""

I really need some good advice for travel insurance please?

Going to thailand and possibly france or spain to for 1 year. Wats good and why?

How much does the car really influence the insurance premium?

I never had an accident, or points on my license. Would my insurance really go up if i were to trade a beetle in for a convertible eclipse (used, an 03)? I've always heard the sporty the car the higher the insurance, but is that true?""

Where do i get health insurance in texas. im 18?

18 year old male. Parents dropped me. Sad day:(. Haha so where would I find cheap good health insurance :)

My son wants to buy a car. Can he use my car insurance?

My son wants to buy a car but he is only listed as a household driver on my insurance policy. He is 23 years old. He lives with me in Pennsylvania. Must he have his own insurance to purchase a car?

Where can I get health insurance for an affordable price (out of pocket expense)?

I don't have any health and dental insurance. I would like to get one. Where can I get it at an affordable price? or which company is the best to get it from?

lv life insurance retrieve quote

lv life insurance retrieve quote

https://www.linkedin.com/pulse/should-people-forced-buy-health-insurance-michael-fox/"

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admiral insurance

"admiral insurance

admiral insurance

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

How much would car insurance be for a 17 year old girl.?

I live in michigan, we own our house just a simple house 2 cars. working parents, we have 21st century and i'm trying to do as much research as I can before I make this offer to my parents, I have no car yet i'm wondering how much do you guys think my insurance would cost? please don't send me to another website if you've been in this situation tell me how much you payed and your story(how many cars, insurance company, etc) thank you so much to those who will help! I'm thinking maybe $150 or $200.""

Insurance company said my car is totalled?!?

So this last Saturday before St. Pattys day I took this girl out to the movies and i went to go turn into a gas station and randomly this guy smashes into me as i was making my left turn, didnt see him at all until last second which makes the crash weird because he hit my front driver side and his front driver side is messed up, cops automatically said it was my fault probably because im 19 driving around in a car that is nicer then theirs or something. Insurance company came to the body part place and said it was totalled without leaving a report. No damage hit the engine my intake and radiator got pushed in alittle bit more towards the engine and my window washer tube cracked thats about all ive seen plus the smashed out headlight and my bumper hanging. Please leave me some thoughts on if you think its totalled, really dont want this thing to go. PICS BELOW!!! http://flic.kr/p/e4Gwdd http://flic.kr/p/e4Gw7s http://flic.kr/p/e4GvZ3 http://flic.kr/p/e4AV3a http://flic.kr/p/e4AUr4""

Range Rover insurance for a young new driver?

A friend and I where having a debate about whether or not, a new young driver could actually get insured on a brand new Range Rover? We decided to do some research on the subject and we have seen many cases where for example Andy Murray paid 100,000 to insure his Ferrari shortly after he passed his test. Can anyone provide and examples or rough estimates on how much it would actually cost to insure a new young driver on a Range Rover or if its even possible?""

""What would a $50,000 cadillac cost per month? + insurance?""

im looking into the cadillac sts (sp=47,000 - 78,000) and i want to know the monthly cost.. $275,000 yearly income (get paid yearly).. which is about $23,000 a month combined. take into account teenager insurance which i heard can be brutal and also... would buying this car stretch my finances? i dont want my family to be uncomfortable for just a car. like someone earlier told me 1k a month for my car payment but i want to know the other estimates""

How much does motorcycle insurance cost in California? I'm 20 years old and thinking of getting a bike.?

I'm thinking of getting a Yamaha R6. Still don't know what year? Anyone got any tips of what year i should get?

How much money should I pay for my a car every year if i raise a car in the US?

Well.. i am a foreigner.. preparing to study in US in my country..there are many fees people have to pay to government,. i do not know how it works in th US.. if i buy a used car in the US...so else fee i have to pay for to maintain my car's license plate??? insurance? any others?? how much is that??""

Is there an affordable health insurance plan?

Hey, I'm 17 years old and I have a baby. We both have MOLINA insurance. But my boyfriend who's 19 doesnt have any health insurance. He works full time and is about to be going to college part time. Well his wisdom teeth are coming in crooked and he cant get them fixed because it costs so much. Is there any health insurance plan that wont cost us an arm and a leg? And doesnt have a catch?""

How do I get Insurance for my newborn baby?

I'm 18 and I just had my first baby. I live in Alabama. I Have insurance under my mom,but it won't cover the baby. Does anyone know how i would go about getting insurance for my baby,and do i have to have insurance before i take him to the doctor cause i have to take him tuesday.""

How much is the insurance for a '01 pontiac firebird?

i wanted t know how much the insurance is for a teen on a '01 firebird?

How much is the insurance for a ford mustang?

for a teen girl driver thats 15 with a permit

How much should a 16 year old pay for State Farm car Insurance for a year in Nevada?

My friend pays 200$ a month. And some with an older car pays 100$ each month.How do I know if I'm getting ripped off or not. My friends say I would get ripped off for paying 200$ ...show more

USA traveler renting car in New Zealand. What's the best car insurance?

My wife and I are traveling to New Zealand this September and renting a car for 2-weeks. We found out that our USA car insurance does not cover automobiles in New Zealand. I also checked American Express (my credit card) and they too do not offer any type of coverage in New Zealand. We are renting our car from Hertz but the insurance through them is super expensive. Does anybody have a suggestion on temporary car insurance in New Zealand? Also, feel free to offer any other advice about renting cars and driving in New Zealand. Thanks a lot!""

Whats the cheapest insurance for a mustang gt for a male 16?

never owned a car before got my permit about to turn 16 looking at this mustang on craigslist

Scooter/moped insurance costs?

I'm thinking of getting a scooter/moped as an alternative to a car. I'm wondering what the insurance would be like for a scooter (50cc) compared to a car (medium sedan)? I am an 18 year old female who recently obtained a drivers license.

Do car salesmen get free dealer insurance to drive any car?

As above, I've been offered a job by a franchised motor dealership, just curious if as part of the job you get free insurance to drive all vehicles? And do you generally get a company car. It's a big part of the decision I have to make. Any help or advice would be great.""

How much does the average person pay yearly for car insurance?

I'm considering buying a 2007 Nissan Sentra or Toyota Corolla. It may be new or certified pre owned.

Affordable medical/prescription insurance for a heart transplant recipient.?

I had a heart transplant 10 years ago, and I am looking for a more affordable insurance plan, currently I use Cigna, and they're running me over $400 a month, plus a $50 dollar fee per prescription I am on, which runs me another $250-300 dollars every three months. I just recently graduated college, and am 24 years old, so my father's insurance at work no longer covers me. I'm not very familiar with insurance plans, but I would obviously need one that would accept my pre-exsiting condition of a heart transplant, and have a prescription plan, cover doctor visits, emergency care and anything else people can recommend that would be important. Thanks so much!""

Buying Car Insurance?

Looking to buy a car next week, but i have not owned a car before and have no insurance. Is there something i can do before i go to the dealership that will allow me to drive the car off the lot? Ie. can i somehow buy insurance before buying the car (even if i do not know make or model? (I should also mention that i will want to register the car in CT and purchase in NJ, if that's possible.)""

Is it possible to put my dad under my insurance?

I just started a new job and in a few months ill be eligible for health insurance. I'm 19 my dad is 47 hes unemployed and not eligible for medicaid.

How come different auto insurance agencies charge different prices for the same insurance company?

yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam

Which would have cheaper insurance a 06 charger or 06 bmw 330i?

Which would have cheaper insurance a 06 charger or 06 bmw 330i?

Can hospitals deny someone without insurance?

Can hospitals deny someone without insurance? I know of someone that died recently at a hospital waiting area who was denied help because he did not have insurance. He was 17. Can hospitals deny someone who really in a urgent situation between life and death because of no insurance?

What is the average cost of car insurance people pay annually?

Is 480 dollars annual payment for car insurance a good deal for one vehicle, single driver?""

Would it be a good economic decision to lower my limits of liability on my car insurance?

I'm looking at my bills, and trying to cut costs, would it be wise to lower the limits of liability on our older (2004) car. I currently do not have comprehensive coverage on it... we only have that on the newer one. Here's what I have now: Bodily Injury - 25,000 / 50,000 Property Damage - 50,000 Personal Injury - 10,000 Uninsured Motor Vehicle - 25,000 Bodily Injury (non-stacked) - 50,000 Really, my husband only uses this car to go to work and back. We use the newer car for everything else. What would you recommend lowering our limits to, or would you recommend lowering them at all? Thanks!!! I know nothing about this... I just have what the insurance agent told me to get.""

""Total cost of new car; insurance, tax, registration etc...?""

I am looking to buy a new used car (new to me). Currently I am driving a POS 1990 honda civic that keeps breaking on me. I have had it for just over a year and put more $ into than I paid for it. It is time for me to get a nice car now. I am aiming for a toyota celica in the early 2000's, $6,000-$8,000. I will be finacing it, and I can afford about $150/month in payments. I realise that I will have to get full coverage insurance (I have liability right now). I hear that is about $800 extra per year. What I want to know is how much is it going to cost me (roughly) to go in, get a new car, trade in my old one, pay taxes on the car, insurance, registration, everything that needs to be done. Obviously it will vary by car, state, situation...but ball parks are okay. There is no such things as too much info right now. I live in the north east if that is of any assistance :] Thanks.""

admiral insurance

admiral insurance

Car insurance?

i am looking for a decent quote for car insurance, my daughter passed her test in march and we would love to have her on our insurance but theyare asking for so much , i cannot afford it, i have a peugeot 307 o3 , my quote is 1214.85. she is going to UNI in October and really wont be using tthe car any way. any sugggestions would be really appreciated, now and again she would be using the car and she is so good , cannot afford to buy her a car of her own and the insurance would be too much anyway??""

What exactly is broad form coverage for car insurance?

my insurance ran out. i dont really need a full coverage on car insurance since my car is old. I have a lifetime medical insurance. Im a pretty confident driver.

How much content insurance do i need?

my insurance company needs an answer asap. we close in 2 days. small bungalow with finished basement, approx 2300 square feet in total. Master bedroom spare bedroom, office, rec room, kitchen, dining room, great room, full bath, 2pc & 3pc bath, 3 flat screen tvs, usual appliances, all rooms furnished modestly. Would $50,000 be enough?""

Insurance Increase for a newer car Regal to Focus?

I had a 1999 Buick Regal Supercharged and switched to a 2002 Ford Focus SE. This resulted in my insurance going from 750 to 1000$ for the year. Any ideas why this may be, as far as I see the Focus should be safer and have more features resulting in lower insurance. According to my insurance company apparently it was rated as being less safe. (no coverages were changed on the insurance just the price increased) Any ideas would be much appreciated.""

Where can I find affordable health insurance in the state of New York?

Where can I find affordable health insurance in the state of New York?

Question about changing term life insurance companies?

My term, no medical exam life insurance is almost up for the 10 years and it's going to renew higher than what I can get from another company, so I am going to apply at another company online and cancel the old one, but it says are you planning on replacing another policy? if yes, you can't buy this insurance, if no then you can buy it. I don't understand, why wouldn't they be happy to get another customer, is it illegal to change companies? I am in California. Should I just put no so it will accept it?""

Would someone's car insurance cover....?

a banana (yes dont ask) being flung into the grill of the car, being sucked into the engine and other parts and causing damages worth about 15-17 grand? a friend threw a banana at a guys car and it did as described and im praying that the guy's insurance would cover it so that he gets off with a manageable fine. if he cant pay the guy, hell end up doing time which i really dont want to see him do. :( pleae HELP this is a serious question unfortunately :(""

Motorcycle insurance quote - Progressive?

I only need insurance on my bike for like a week and progressive only gives me the option to either pay the full 12 month cost ($255) up front now OR 2 payments a year which is $135 up front right now. Im not paying $135 when im only going to be riding it for a week...?

Advice on car insurance needed?

i am looking to get a new car insurance as mine needs renewing in febuary .the problem is my partner buys and sells cars regually so i have to keep ringing the brokers to get the insurance changed .is there a policy that i could get that allows me to drive any car without having to keep changing the details.and if so whats it called.

Who has the cheapest Full Coverage Auto Insurance?

Me and my husband are looking for full coverage auto insurance for both of our cars, a 2005 Chrysler 300 and a 2005 Chrysler Sebring, to be exact. I am under 25 years old (I am 24) and he is 25. As of right now we are insured by State Farm. As you can imagine being that I'm under 25 and he is a male and we want full coverage, our insurance is extremely high. Does anyone know of any reasonable prices in Houston for a young couple such as ourselves????""

Did you know that Geico could save you 15% or more on car insurance?

Did you know that Geico could save you 15% or more on car insurance?

Car insurance how much am I going to pay for this?>?

Im wanting to buy a jeep, 200 jeep grand Cherokee its 4X4 and $3999. Its Black with leather seats. Very nice jeep. Id like to get it. Ive had my jeep in my boyfriends, stepdads Garage for almost a Year. They keep putting me off and I just Want to get my own thing. Im tired of borrowing there cars. The jeep I had thats in there shop is an old 1990 cherokee. and its was under my boyfreinds insurance All state. He says its expensive to get my own. I see quotes all over the place. Ive never been in a wreck nor have ever got a speeding ticket. Im responisbile have my own job. Im 23. Every time I bring up the fact that I want to just go to the dealership to get a car. He says Ill pay Alot becuase its a jeep and since its not all paid off I will be paying Alot. Im thinking about getting a loan. Ive got 700 in the bank right now. I dont have any lines of credit. I really need to know how much insurance for Good insurance will it be. I have no clue what anything is with insurance policys or what. Just clue me in. PLease. thanks""

""Im paying $1,000 every 6months for my car insurance, and im 19 years old.?""

Does anybody know of any cheap insurance companies that I can get a quote from? I really REALLY need to find a different company, because I cant afford that much. Please help! (I live in California if that helps)""

How is my insurance so high for my 125cc motorcycle?

Well i passed my cbt on the 13th this month, turned 17 on the 10th this month, ive had my dt125 re / x 04 model for about 2 months riding on private land etc, anywhoo, i decided to look into insurances, well first i went to carol nash and got a quote for 4000??? then i tryed comparethemarket, got a insurance quote of 3600? what the ****? seriously, theres not a chance im going to be paying that **** and the insurance place is ringing up saying do you want to buy the 4000 insurance? **** no, any idea's for cheaper insurance places or idea's to get it down?""

""Bike insurance idea, would it work?""

As you know insurance for a 600cc sports bike for a 17yr old (male) is extremely high (I was quoted 9000+), however you may of heard of fronting, (putting someone with lots more experience and age as the main driver and putting me (17yr old) as a second driver) this apparently greatly reduces the insurance cost, however is a form of insurance fraud and is illegal. But I thought of a plan... You see I have my heart set on a honda cbr600rr, it is much cheaper than a 125cc bike that I would buy new only to buy another bike a few years later thus deeming the 125 useless, but what if I got the 600 and did make my dad (who is much older and more experienced) the main driver and me the 2nd, but to avoid it being fronting, he could use it when i'm not and I could force him to ride somewhere so ultimately he would have used it more so it wouldn't be illegal right? By the way he mostly goes out at night so it would not interfere with my needs.""

On average how much is car insurance if you've been in an accident and?

I wasn't speeding, I didn't slow down enough to make a turn on a back road ( I didn't notice how sharp it was) and swerved off the road. how much more will insurance be for me now if I find an alright vehicle. (And I know it is really bad when your young, I'm 18, so I know it will be high as is, and because of this I know it will be way higher, I just need a basic idea of how high it will be and for how long. I've never been pulled over before, nor do I speed.)""

What is the cheapest insurance company?

Ok so I'm 16 years I have an 08 Kawasaki ninja 250 and I live in rural California what should I expect to pay for liability only

Buy a car? No License or insurance?

Is it possible for me to buy a car with no license or insurance and have my dad drive it back to the house and keep it there? I dont intend on driving it untill i get it all sorted, i just want the satisfaction on knowing its there and its mine. Im from the UK""

Insurance company help?

Ok so im getting insurance in manhatten because i live there ..... but my vehicle is garaged in long island ..... I have to tell the insurance company ? and do i have to show proof ? if so what kind of proof is there to show ?

How much is good car insurance for a uk driver?

I'd like to know what the average monthly payment is for reasonable car insurance, to see if the quotes I'm getting are reasonable. This is for a UK driver with more than 15yrs driving experience. Also, what would be a reasonable amount if you added a newly qualified driver as a secondary driver to that. The car is a 2006 Ford Galaxy. I know it all depends with the other extras etc, but I just want to get a rough idea what is the average monthly insurance that would be reasonable to expect.""

Cheap car insurance for 7 star driver?

Cheap car insurance for 7 star driver?

Can I get Idaho car insurance if I'm a resident in Cali?

I'm currently a resident in Cali and my car is registered there. Can I get Idaho car insurance without becoming an Idaho resident because I don't want to register my car in Idaho or become a resident because I'm just going to school in Idaho for a few more years.

How much will my car insurance go up after this accident!?

How much will my car insurance go up after this accident!? So, I did something stupid. Pulling into a parking spot, I accidently scrapped against another car. I got out of my car and looked at the damage on the other car. Obviously a lot of my paint was on it (On the drivers side, back door) but it looked like under the paint there were just a few very minor scratches and scuffs. NO Dents at all. Of course, I waited outside until she came out. She was very nice. We exchanged insurance information. How much do you think this will cost me? I live in NYS who I guess has a 'no fault' policy. I am 22 and the car is under my moms name, the insurance under my dads, if that means anything.""

Car insurance?

I am an international student in US and I am going to buy a car. However, I don't know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the company or how much it costs?""

Car insurance on a first car.?

I'll be buying my first car on Friday. I went to the garage today and was told I should come down on Friday when it will be ready to pick it up. My question is should I be getting my insurance sorted before Friday? I haven't put any money down on it as they said I wouldn't need a deposit on the car. Is it just the licesne plate number I need?

admiral insurance

admiral insurance

""Roughly, how much is the insurance on a Peugeot 106?""

Im a girl, Provisonal Lincense Holder (learner driver) 18 years old, looking for no more than a 1.5 engine. Also how much to they cost to tax. Thanks in advance for everyones help, it is much appriceated x.x.x.x.x""

Auto Insurance question...?

If my teen neighbor (with a licence)borrowed my car and he/she wrecked it, would my insurance cover it? If so, why do teens that are driving, have a licence, have to be covered on parents insurance if they are driving their parents car? Isn't the car already covered by insurance? Why do I have to pay insurance on my teen and not my neighbor?""

Car insurance rates for a new teenaged driver?

So we have State Farm car insurance and our 17-year-old daughter is attempting to get her license. She has straight A's and is doing their Steer Clear program. Does anyone have an estimation of how much this will increase our insurance rates?

Where can a 16 year old male get his own auto insurance if he is the only licensed driver in the house?

Where can a 16 year old male get his own auto insurance if he is the only licensed driver in the house?

Old insurance vs new insurance?

if you start a new insurance policy at a different company on the same day you are suppose to start the old company do you still have to pay them or just let go

Disadvantages of insurance?

Can any one kindly list the disadvantages of Insurance? or give the link of website?

Why isn't the Affordable Healthcare Act more like car insurance?

I'm just wondering why no one thought to copy how car insurance works to work with healthcare. Think about it, we'd save a lot on government spending. Those who buy healthcare, are covered through insurance. If you don't buy healthcare, it is up to you to buy it, and if you're asked to show proof of health insurance and don't have it, you're fined. It's simple, easy, and perfectly understandable by anyone. So.. if it works for car insurance... why wouldn't it work for health insurance?""

Car insurance gets cheaper at 21?

Okay so this may sound stupid but I have heard that car insurance gets cheaper at the age of 21, I mean it is still alot for new young drivers compared to the 25+ year olds but apparently cheaper. For example a corsa would cost approximately 3,000+ for a 17,18,19 or 20 year old third party fire and theft...but when he/she hits 21, its goes down quite abit, probably to around 1,200 - 1,500....this is what I have heard but not too sure so wanted to see what you guys think!...thanks!:D""

Car Insurance in India?

Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""

Do I need to be on the insurance to go to and from school in my friends car?

I am 16 years old and I have my drivers permit, is it legal to drive myself and my sister to and from school in my friends car without being on the insurance policy? its my friends dad car and I want to use it for school..""

How to rebuild credit score?

I can't get approved for a credit card because I couldn't pay my car payment or car insurance for 2 months cause I lost my job. Although my credit score is around 530, which isn't too bad. But I have a lot of inquiries on my report from trying to get a car loan a couple years ago.. Now I'm trying to get a loan for school.. So what are my options?""

What is the average cost of farm liability insurance?

I can't find any quotes online, but I have to provide an estimate for the insurance costs for a U-PICK 4 acre blueberry operation. Any ideas of the price range?""

How much life insurance should we get?

My husband and I both work; our income split is about 60/40, he being the higher paid. We will both turn 50 within the next year. No children living at home. No substantial debt: Car loan: $185 monthly Student loan: $102 monthly Mortgage: $2,000 monthly No other debt. We never carry a credit card balance. We have about 3 months worth of savings in the bank. Should I base our life insurance on how much we make, how much we have in debt or both? We are living paycheck to paycheck, and if either one of us were to die suddenly, the other would only have a few months to sell the house before we could no longer make the payments. In this market, I don't think that's realistic. I was thinking that we would need enough to pay for a funeral, pay off the smaller two loans, and still have enough to live on for at least a year if the house doesn't sell. Does that sound right? Or should we not worry about paying off the loans...just calculate enough to replace the other's income for XX many months? If so, how many months should we plan for? Finally, at what rate is life insurance taxed? Is it added to your income and then taxed at the rate for your total income for the year? or is there a flat rate tax? (I think I know the answer to this one, but I want to make sure).""

I have reasontly had my car stolen and am wondering how much the insurance are going to pay me ?

my car was a red vaxaull corsa M reg (1994) very excellent condition one OAP as a previous owner it had done 95,000 miles and had 11 months mot on it i valued it with the insurers for 500 even tho i think its worth more! and i was covered for 3rd party, fire n theft! so and ideas as to how much i will get?""

Some Health Insurance Companies Offering Decent and Cheap Plans for International Students in the US?

I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some companies offering decent and affordable health insurance plans?""

""Best Place for van insurance, young driver 24?""

I'm just wondering the where is the best place to look for cheap van insurance? I'm 24 and a carpenter by trade and I need to get my own van, something like a standard box ford transit.""

Education determining car insurance...?

Here in NJ (USA) auto insurance differs by your level of education. I have an associates degree but if I were to put on my insurance that I have a bachelors for cheaper insurance would that be alright? I have been in an accident once and used insurance once and they never asked to see my degree or transcripts.

What car insurance do you recommend?

There's probably 100's of car insurance companies. What do you have? Are you happy with it? How do the rates compare? How do you get treated after a claim? Ever dealt with those advertised on TV? Who have you had bad experiences with?

Where to find affordable auto insurance in Texas?

We just purchased a 2009 Chrysler Sebring with only 27,500 miles on it. We are just looking to find a good deal. Any suggestions?""

Can you have more than one car insurance providers?

I have a car buy my insurance will be threw the roof so I got my mum to be the legal owner f my car etc and I'm an additional driver and me and my mum will be insured for that car but she has her own insurance for her own car can we do it that way and she can have 2 insurance providers and I'm just insured for one of the cars with my own insurance

What if i stop paying my insurance when i have a car loan?

i am leasing a new car, been paying for 3 years and this month i couldn't afford insurance so i stopped driving and started bike riding. well the insurance was cancelled for like 2 ...show more""

How do you find an insurance quote for a car you may get?

I am looking to trade my Car, which is just a Sedan for what would be considered as a sports car. The car is older, but I'm certain the price will go up because of the fact of it being a sports car, I can't find anywhere that will give me a quote on what to expect insurance price wise if I were to complete the trade. Does anyone know of a place to find this out? I am trading a 2003 Ford Taurus SES for a 1997 Mitsubishi Spyder Eclipse GST Convertible""

When will the health care insurance take effect?

When does the doctor start charging more if you don't have health care insurance?

Is it your own fault if you are in the USA and have no health insurance?

I am in the UK, and the impression I get is that many people in the USA blame the 46 million or so people in the USA who have no insurance for not having any. Is it your own fault if you have no health insurance?""

When is an insurance company going to come along who cares about careful drivers?

my car insurance quote has just arrived, the price has gone up by 80 from last year the year before it went up 20. I suppose it was the all the snow we had which caused extra claims. but I have never made a claim in the last 15 years and that was when someone ran into me. why should we keep having to pay for these mindless idiots who cause these increases, why cannot insurance companies talk to each other and triple or quadruple persistent offenders untill they have gone without a claim for 3 years instead of keep hiking up the insurance of careful drivers. well this is the last straw for me.I am selling my car, a stripey punto 2 years old with 4,000 miles on the clock. what should I get for it.""

admiral insurance

admiral insurance

Insurance? Risks? Help!?

Can somebody give me 4 benefits of using risk reduction methods.. For insurance :/

Do you have to get health insurance under obamacare?

I'm 19 I have no job no money.. would I have to get health insurance ?

What supplemental insurance company is the best.?

Looking for supplemental insurance, but I want to go with a good one. I am a 27 year old female. No pre-existing conditions.... any suggestions?""

What does insurance loss mean?

I am doing a project on insurance loss ratings, but I do not know what they mean. If I said a Grand Vitara SUV had an insurance loss rating of 119, what would that mean from the point of view of the insurance company?""

Where can a recent college grad find affordable short-term health insurance?

I am not sure what to do about health insurance after I graduate from college (in a few months). I know that I am going to need some time to job hunt (my field is very competitive) and I would also like to do some volunteer work before I start my career. Problem is, if I am not a full-time student, my parents' health insurance won't cover me, and if I don't or can't find a job with benefits right away, I will be left uninsured. Any ideas where I can get affordable health insurance for short-term (no more than a year and a half) ??? Thanks!""

Is 2500 a reasonable car insurance premium for me to pay?

I'm 19, male; newly passed; buying a cheap car (with lower insurance group); what should be the approx. price I should be paying? Coz 2500 is as low as i can get in those comparison sites and that also after adding my mom (who has a provisional license) as the 2nd driver....is there any other combinations i can try? Also should I try Pass Plus, coz it didnt seem to make that much of a difference in the insurance quote! thanks a lot everyone for your time and effort!""

The Future Of Car Insurance?( Its what they do in the U.K)?

http://news.bbc.co.uk/2/hi/business/5408338.stm An in-car black box device calculates premiums based on when, and how often, the car is used. The time of the day, type of road and mileage of the drive is taken into consideration when working out the monthly charge to customer. Charging people more for driving late night when many accidents occur could change driver behaviour, particularly among the young. Would you be willing to try pay-as-you drive car insurance?""

In the state of Florida do I need to have insurance before I can get my license?

I am 19, I've had my permit for 3 years now, and I would like to know if I need insurance in order to get my license and if I need to take the road signs, and rules test again?""

Car insurance for teens?

what is the price difference between the insurance for an adult and for a teen. if it depends in the car then i am thinking in buying a Honda Accord of Civic, or an Acura Integra or Acura Legend.""

Is a '94 Integra considered a sports car ...?

Trying to figure out why my insurance is so damn high... Anyone else own early-mid 90's integra? Just curious, how's your gas mileage? How do you like these cars overall? This is my second car & still fairly new ... I totaled my first car in a bad accident within like 2-3 months. Thanks =)""

Does anyone know about ecar insurance?

I found it is cheap, but Is it good? http://www.ecarinsurance.co.uk""

How can I get insurance to cover at home birth through a midwife?

My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?""

""Insurance estimate on Integra, Mustang?""

Hey. So I am getting my first car in a couple months, and my dad said I could choose which car, but keep it in a low price range. I've always liked Integras, since I was little, and I always wanted it to be my first car, so thats in consideration. And my dad said get a mustang. I would like to know how much insurance is on each? The cars would be- Acura Integra 1996-2001 (LS, RS, SE, GS) Under my dads name (age 50) I would be secondary driver Silver or black or white Roughly 150k miles Maybe 25 miles a day Would buy used around 2000$ - 4000$ Im aware its a luxury car, thus insurance being a tad more expensive How much would you think insurance would be? We have Progressive but I just want a estimate - Maybe like the average of how much people with integras pay for insurance. Mustang 2004 Under my dads name (age 50) I would be secondary driver Black or silver Maybe 100k miles 25 miles/ day Used around 4000$ - 5000$ Not luxury, but its a sports car, Im guessing insurance is more expensive for it Anything will help :)""

Are you insured if your parents have car insurance on that car?

I was pulled over the other day.. And I didnt have proof of insurance on me. I know when I show up to court I can show it though. My mom has it and I was driving her car for that day. So now I'm just wondering if I'm covered or not

Home owners insurance?

I was wondering why insurance adjusters don't bring out in-fared while checking for home damage?? after all we pay for the insurance don't they have to look for the damage and have to be honest...

CAR INSURANCE?????????????

when buying a car i know you have to have car insurance before you drive up but does that necessarliy means they want know you have it but do they let you drive off the lot first or do you give the dealership the insurance money!!!!!!??????????????/

How much Insurance payments?

How much would the average cost of insurance cost me each month if im a 20 year old first time driver with a 2010, honda 15k dollar used car. I understand if its kinda hard to answer but any answer would be nice thanks""

Are Honda Preludes considered sports cars to insurance companies?

Im looking for a Honda, and i keep finding Preludes, i love the car but i have been told i cant get one because they are considered sports cars and sports cars are more on insurance, can anyone help me!? Are they really considered sports cars?""

How much do you pay for FULL COVERAGE auto insurance?

I am trying to understand rates more and am interested in hearing what people pay for full-coverage auto insurance. How old are you, where do you live, what insurance company do you have, how much do you pay per 6 months? (Please only answer if you pay for full or maximum coverage) I currently have Allstate and pay around $300/6 mo. I am interested in hearing from CUSTOMERS what they actually pay instead of getting quotes from companies. I would like to gauge cheap/expensive.""

Which class of cars have the highest to lowest insurance rates?

Which states from highest to lowest insurance rates per vechicle Also some other factors involved that determine individual insurance rates

""Car Insurance, what Car shall i get?""

I am living in the UK and i am 18 i want to buy a car that has very cheap car insurance, but i don't want a car that a lot of people drive if its unavoidable then i'll buy one but i'd rather have somehing diffrent""

Hello All. I need Affordable Dental insurance (NJ). Any recommendations?

Hello All. I need Affordable Dental insurance (NJ). Any recommendations?

Can I Drive without Insurance? I have a license and my car Is Insured under my parents name?

Okay so I really need your help.. well help from whoever has the correct Information.. So I'm 19 about to be 20 In May, I have my driver's License, and I have my own car that I got as a present for my 18th Birthday, but It's under my parents name, but anyways my question Is, Can I drive without Insurance? I mean My Car HAS Insurance just not for me. It's under my parents Name, and I mean I Need the car for school, It's not for anything more than that? what can I Do? I know I can get Insurance but It's like expensive for me that I Don't work, and I have to be making payments for my school every month, and I know I Should have a Job, But I'm a full-time student..so yeah you can Imagine.. so yes.. who can answer this?""

""If I got a car insurance while on a Provisional license, could I still use it when on a full license?""

I've got a provisional UK drivers license but I'm hoping to get my full UK drivers licence soon, but insurance is very expensive. I've seen insurance whilst on provisional is cheaper than on a full license, if I got that would I still be able to use it whilst holding a full UK drivers license? Also what are some other ways to save money on car insurance? Thank you!""

How much will my insurance increase?

I'm a young driver (20) and my car insurance it's currently 3000 a year which I paid in full (lv) Now I had an accident 4 days ago and I scraped someone's car when reversing so as I worked with his girlfriend we started settling it outside work but he's giving me quotes for 1000 and I only scraped it. So settlin it is out of the question, I've only been driving since October and this insurance company I've only been with for 2 months, how much approx will insurance premium go up?""

admiral insurance

admiral insurance

https://www.linkedin.com/pulse/affordable-car-insurance-nc-douglas-reed/"

[joya34blanco]

Announcing Two Tamron Competition Winners

The Winners of our recent Tamron Holiday Competition for a Tamron SP 45mm F/1.8 Di VC USD and a Tamron SP 70-300mm Di VC USD lens are…

Thanks!

A HUGE thank you to everyone who entered our recent competition to win an SP 45mm F/1.8 Di VC USD and an SP 70-300mm Di VC USD lens from our friends at Tamron. Yet again, the response was absolutely AMAZING with over 400 entries! But now…onto the winners!

Drum roll. And the winners are:

First Prize

Winner of the Tamron SP 45mm F/1.8 Di VC USD lens is – Sandeep

Tamron SP 45mm F/1.8 Di VC USD – Value $599

Canon, Nikon or Sony-A mount.

No substitutions.

For canon, Nikon or Sony cameras.

Burk Uzzle has said “Photography is a love affair with life”. My journey with photography has been long, filled with love and labour.

I fumble-started with a twin lens camera borrowed from my uncle about 30 years back, then with a prized EXA (GERMAN film based camera), Olympus C-8080 and since last 4 years a Nikon D5200 (18-105mm VR f3.5). I also own a Yongnuo MK-IV flash, a Sony tripod, a Nikkor 35mm f1.8 prime lens, Hoya ND & CPL filters and a ML-2 remote release given my burgeoning interest to make better photos.

Many years back, I scanned all my family owned b/w photos, to create a treasure trove of memories… I love the life stories that these photos convey – my son’s dimpled smile over gentle glazed skin next to my mother’s weary eyes filled with compassion… my wife’s lingering gracious beauty over the years as she grows older… the children’s audacious poses giving way to awkward conscious stares at the camera… I get mesmerized often, lose myself for hours in these frozen golden moments.

My love for my family takes refuge in the photos I take. I am the de facto family photographer responsible for bringing alive visual expressions of many events. I think, prepare, experiment, analyze and post produce thoughtfully to make them worthy of being seen and relived many times over. “Photography takes an instant out of time, altering life by holding it still.” – famous words from the great Dorothea Lange that are, for me, a constant source of inspiration.

Of late, I have started getting deeper into photography, studied via online training courses, read about great photographers, pored over user manuals and most importantly made a conscious effort to practice long and hard, to make more photos.

Now if I had the choice to pick from the lenses on offer, I would unhesitatingly pick Tamron 45mm (about 68mm with my D5200’s cropped sensor) which suits the family portraiture I so love to indulge in. The various reviews I went through clearly suggests that Tamron 45mm lens is a winner. The Prime lens I own is good but a poor cousin to Tamron by er, a long way. Going by its looks, build quality, the tack sharp photos demonstrated some at low-light (wow!), its colour reproducibility, sharp corners, flexibility of purpose across landscape to macro — I will really look forward and love to have this one in my bag. I suffer from shaky hands so its 3-stop VC should help which my prime lens visibly lacks.

Not sure 2017 will serve surprises for me but I surely will pray. Hope is eternal.”

Congratulations Sandeep! You will also receive a copy of the new Night Photography Course by dPS.

Second Prize

Winner of the Tamron  SP 70-300mm Di VC USD lens is – Br Fla

Tamron SP 70-300mm Di VC USD – Value $449

Canon, Nikon or Sony-A mount.

No substitutions.

“As a veteran who has seen my fair share of ugliness in the world, Photography takes me to another place where I can cope with PTSD symptoms by exploring the beautiful world surrounding me.

For my first prime I was looking for a fast lens at the same focal length as human vision for street scenes, portraits, landscapes, and close photography. I wanted a fast, solid built, durable lens with high-end contrast and resolution. The Tamron SP 45mm F/1.8 Di VC USD fits my current needs and allows me to grow as a photographer finding even more beauty in the world.

When shooting with my full frame Nikon D800, a prime 45 mm lens is the just right (Goldilocks) focal length. Any wider you can have distortion, which can be really unflattering for people’s faces or create curved lines that should be strait. Any narrower you will have to stand farther back when you may not have the space and will lose some connection with the subject. You can confidently walk around with this 45mm, because with the human field of vision focal length, the beauty you see is the beauty you get.

The wide open aperture of F1.8 is very fast which will allow for shooting in low light and the circular diaphragm will create beautifully smooth bokeh that no other lens can match.

More importantly, when I can’t sleep I like to go out and shoot in the predawn hours. I would love not only the wide aperture to bring in lots of light but also 3.5 stop vibration compensation so I can capture beauty that exists in low light conditions.

Beauty also exists up close. With such a minimal distance to get sharp focus (only 11.4 inches) I can get closer into a subject without having to purchase expensive macro lenses. With the Vibration Compensation the beautiful details will remain sharp and beautiful.

Beauty can be seen in the contrasts of light. This lens maintains high contrast throughout the frame so you can get more usable images right out of the camera and not have to shoot large just to crop out the edges.

When shooting in some of the harshest conditions (as much as I enjoy the beach and salt air, it is incredibly harsh on photographic equipment) weather sealing is vital to not only durability but also keeping dust/debris out of your camera body and showing up as annoying spots in your images. The fluorine coating will also help keep spots off the front of the lens.

However, despite all the impressive specifications of this lens the true beauty is in the details. In this case the details are tack sharp. I have seen that DXOMark tested this lens to have superior sharpness to all other lenses in the class, even ones that cost significantly more. So when asked how I would use this lens it is simple – I would find beauty in this world and capture it in as sharp detail as the true-life experience provides.

The Tamron SP 70-300mm Di VC USD would be useful zoom lens allowing me to photograph the beautiful wildlife where I live and the Vibration Compensation would greatly help with such long focal lengths.”

Congratulations Br Fla, you will also receive a copy of the new Night Photography Course by dPS.

We were all thrilled with the entries. You tugged at our heartstrings, made us laugh, made us smile, but most importantly, you made us keep wanting to do more of what we are doing; providing you quality information and guidance to become a better photographer. We were so pleased to see that you came from every part of the world, young adults to grandparents, and everyone in between. Thank you all for your entries!

Now, for those of you that didn’t win, Tamron has invited ALL dPS readers download their 2015-2016 eBook Series! You can find those HERE!

The Winners will be emailed with details of how to collect their prize. Please make sure to look for our email. Thanks you again for all the wonderful submissions and to Tamron for sponsoring this competition.

For winners outside the USA, please allow 6-8 weeks for delivery. Winner responsible for any taxes or tariffs.

Tamron Rebates!

For all of you residing in the USA, when you do purchase your next Tamron Lens, make sure to take advantage of the rebates* up to $200 through March 4, 2017. Find additional information HERE!

*Current rebate offers end March 4, 2017. US RESIDENTS ONLY.

About Tamron

Disclaimer: Tamron is a paid partner of dPS.

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The post Announcing Two Tamron Competition Winners by Darlene Hildebrandt appeared first on Digital Photography School.

from Digital Photography School https://digital-photography-school.com/tamron-competition-winners/