#its happened like twice where someone has sent me an ask or a comment quoting something of mine back to me
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skimming through my old fics is so weird bc i remember writing them and loving them so much and just being so proud of myself for putting it all together the way i wanted, but like now like i can just see soooo many mistakes or even plot things id wanna tweak or add to or whatever, but on the flipside i AM still super proud of them and sometimes i'll read a line and be like i WROTE that?? that was me?? oh shit??
#the TYPOS the GRAMMAR the lack of understanding an em dash and worst of all the CRINGE#why did i write certain scenes that way??#but also like. its all relatively minor i still really like them overall (all my hq!! and ml ones at least)#but agh its gonna be this way with original works too isnt it#ill publish a book and then years later see it on a shelf and say eww oh noo :(#this is what published authors deal with their whole lives isnt it#x#its happened like twice where someone has sent me an ask or a comment quoting something of mine back to me#and im like 'oh thats gooooood#WAIT ITS MINE??'#so. pros and cons lol
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Let No Man Steal Your Thyme - (older Dramione), Part Three
Wow! Thank you so much for your feedback and apparent enthusiasm for the previous parts, and for your excitement to see more in the future! I never imagined itâd get any traction, but Iâm staggered and touched to see that people are enjoying it!
Hereâs part three for you, as promised. I had written twice as much as this (around 7k in total) for part three, but I split it up into two. Part Four will go up tomorrow after Iâve given it another once-over. Itâs tooth-rottingly adorable really. Thereâs pizza involved. And a little delving into the past.
Content warnings for part three: unexpected run-in with Ron, passing mention of past alcohol abuse (Ron), and general prejudices against Slytherins. Again, this isnât supposed to be a Ron-bashing story, but relationships do break down when fundamental beliefs donât align. If I seem harsh on Ron, I donât really mean to be. Hermione also isnât perfect or unbiased, but she has perhaps slightly more reason to be upset with him than he does with her. It will all be explained in a later part, I promise, but it has been hinted at already in the previous two parts.
Part One | Part Two
___
Friday found her lingering awkwardly in the Ministryâs echoing Atrium, waiting for Theo to come out of his last meeting of the day, up on level five. The problem with being the former Minister for Magic - and one so famously young - was that quite literally everyone knew who she was. So far, in the ten minutes sheâd been standing there, a seemingly ceaseless line of twittering assistants and employees had come cringing up to her to ask if she needed anything. Â
Sheâd just sent the latest one packing with a tight-lipped âno, thank you. Iâm just waiting for a friend,â when someone cleared their throat behind her, and a familiar voice made her heart clench and her breath come short for half a moment.
ââMione? What are you doing here?â
âHi, Ron,â she sighed, even before she turned to face him. Â
In the decade or so since their divorce, heâd actually done pretty well for himself. Gone was the lingering paunch that had crept in towards the tail end of his quidditch career, and now he looked⊠well, quite frankly, he looked really good. He reminded her of Charlie Weasley a little, with floppy, roguish hair and a surprisingly lean figure once more. Becoming the coach of an internationally-recognised quidditch team suited him, clearly. That, and a happier, second marriage with Lavender, she supposed. Â
âHow are you?â she asked, trying not to sound too stiff and failing abysmally. Â
âGood,â he said, rocking back on his heels for a moment with his hands shoved into his pockets. âWhat, uh, what brings you here then? Miss the place too much?â he asked with a little snort of laughter.
âHardly, Ron,â she said with perhaps a little too much feeling. âNo, Iâm waiting for Theo.â
At the mention of Theoâs name, Ronâs eyes darkened. âWhy?â he blurted. Â
âWhy? Because heâs my friend, Ronald,â she said. âAnd what are you doing here? Come to blag your way out of another âdrunk and disorderly in possession of a broomstickâ, hmm?â Â
She knew even as she said it that her snide comment was uncalled for, and that she was being disproportionately petty, but she couldnât seem to stop herself. Something about his lingering, bone-deep resentment of the people with whom she chose to associate these days just brought out the worst in her even now. She wasnât proud of it. In her defence though, how many times had he tried to use the whole âThe Minister for Magic is my wifeâ ploy to get out of scrapes like that in the past?
Ronâs freckled face flushed at that. âIâm clean and sober now, Hermione,â he said. âHave been for the past five years, which youâd know if you ever came to any of Harryâs dinners. We used to be the âGolden Trioâ for fuckâs sakeâŠâ
Very quietly, and with what she thought was a remarkable degree of renewed self-control, Hermione said, âExcuse me for not wanting to intrude on your happy family, Ron. I am pleased to hear that though. Thatâs no small achievement. Congratulations.â
âBut youâd still rather go scuttling off with the Slytherins instead of having dinner with me and Harry?â he said, eyes flashing. Â
There it was. There was the comment â the little dig at her choices â that sheâd been waiting for ever since sheâd mentioned Theoâs name.Â
âI hear that you and that lot are pretty tight now. Even dragged Neville into it.â
Her already-simmering outrage crept a degree or two hotter beneath the surface, and Hermione blinked rapidly. ââDraggedâ Neville? Is that what you call his perfectly healthy and happy relationship with Pansy?â
âHe wouldnât have had anything to do with her if it wasnât for you and Nott meddling. Heâd have settled down with Hannah instead of leaving her for some Slytherin trust-fund bitch. You know sheâs still heartbroken about it?â
Her eyebrows rose. That wasnât how it had happened at all, though she knew Hannah was still upset, and sheâd just opened her mouth to say so when she felt the prickle of other peopleâs eyes on them.
âIâm not discussing this, Ron, and Iâm certainly not starting something here in the Ministry Atrium, for Godâs sake,â she said, turning away. Her ears were starting to ring as her magic crackled inside her and she took a long, steadying inhale to try and calm down. People were indeed starting to stare, and she thought she glimpsed Gabriella Guile lurking near the sandwich shop with one of Rita Skeeterâs bloody âQuick-Quotes Quillsâ hovering at the ready. âPlease, Ron.â
He stepped in close and snarled, âWell, at least some of us still remember where our loyalties lie.â
Hermione saw red at that and spun back round to face him, eyes flashing and hair expanding like a Devilâs Snare. âLoyalty?â she spat. âYou â you of all people â want to lecture me about loyalty?!â
Clearly he hadnât followed that thought through to its conclusion before opening his mouth. He turned beetroot red and took half a step back, hands up defensively. âLook, Mione, Iâm sorry. I didnât come over to start another fight. Itâs not like I expected to see you here - you donât even work here anymore, and itâs not like we hang out or anything. How was I to know?â He sighed and ran his hands through his hair. âIâm meeting Harry when he gets off work and weâre going for a drink at the Leaky. Letâs... Lets just forget it, ok?â
A hand landing gently but firmly between her shoulders made her jump and she whipped round to find Theo standing behind her, looming over her from his six-foot-something height. âAlright, love?â he asked in a steady baritone without taking his eyes off Ron. Â
âReady to go,â she said tartly. âSay hi to Harry for me, Ron.â
And with that, they left the Ministry by floo for Theoâs. Â
As she stepped out of the swirling green flames of the fancy, Mayfair town-houseâs marble fireplace only a moment or so behind him, she found Daniel rising from the sofa to greet Theo with a kiss, and once Theo had moved off through the house to hang up his cloak, he opened his arms to hug her warmly.
Dan, always a pleasure,â she said. âHow are you?â Â
The unexpected meeting with Ron left her oddly rattled. It wasnât as if she hadnât seen him at all in the decade since the divorce - his little sister was her own best friend, and sheâd met Bill Weasley on more than one occasion during her time at the Ministry, but still, to see him doing so well for himself and to see him so happy should have made her pleased. After all the years of shared friendship that she genuinely cherished, she should have been happy for him. Â
Instead it galled and made her uncharacteristically bitter to know that he had everything he wanted now and he still couldnât resist trying to rubbish the few things she had left of value in her life. Theo and Daniel were among her closest friends, and to her surprise, the rest of the Slytherins had adopted her into their little group without question. Â
âLetâs start a bit early, shall we?â Theo chimed as he re-entered the living room with three champagne flutes and a bottle of something French and no doubt eye-wateringly expensive floating in front of him. Since that left his hands free, he began undoing his cuff links as he walked. âThe others should be here soon enough anyway, and I just closed a deal with the MinistĂšre des Affaires Magiques de la France that Iâve been trying to hash out all year. Yay me.â
His flawless French accent made Hermione smile. Everything just seemed so easy and natural to Theo; it might have enviable if he werenât such an affable sweetheart to go with it. Â
âYay you,â Daniel chuckled, eyes glittering with affection as Theo handed Hermione a very full glass. âTo my brilliant husband.â
Two hours later, amid the happy murmur of conversation that now filled the gorgeous, airy ground floor, Hermione looked up as the floo whooshed and Draco Malfoy stepped out. Sheâd begun to think he wasnât going to show, and when she caught sight of him, a weight unexpectedly lifted from her chest. Something, at least, was going right today.
He had a heavy, black cloak around his shoulders and a bundle of brown paper parcels under one arm, printed with the logos of various Diagon Alley shops, though it was well past most of their closing times. She wondered where heâd been in the meantime, but didnât want to pry. Â
Whether out of surprise or curiosity, the chatter in the living room sputtered out a little at his arrival before Pansy rose to her feet and flung her arms around his neck. âDraco, darling!â she laughed as she air-kissed his winter-pink cheeks and hissed melodramatically in his ear â loudly enough for everyone nearby to hear â, âIâm so glad you came; Blaise owes me ten galleons. He said you wouldnât come.â
Draco twitched his lips fondly into something that was almost a smirk and unclasped his cloak as she stepped away from him. He folded it up neatly atop the parcels beside the now-still fireplace and shot her a look. âGlad to know how much my company is worth these days, Pans,â he drawled. Â
As he straightened, Hermione actually sank her teeth into her lower lip at the way his bespoke charcoal grey suit fitted him, accentuating his long, lean figure, with narrow hips and broad shoulders. He looked every bit the successful businessman while she was slouching around in the jeans and mauve hoodie sheâd thrown on in the back room after closing the bookshop for the day. No wonder Pansy had given her an affectionately pitying grimace when sheâd greeted her earlier. Â
Theo rose gracefully from his seat beside her on the sofa to join Draco and Pansy by the hearth, and he hugged Draco fondly, murmuring something in his ear. The two were almost a match in height, though where Theoâs hair was a warm, copper-streaked, chocolate brown and his skin a tanned, freckled olive, Dracoâs hair and skin were almost as colourless as the marble fireplace behind him. Â
When Draco drew back this time, he spotted Hermione over Theoâs shoulder. He offered her a slow incline of his head, and allowed a clinking tumbler of whisky and ice to be pressed into his hand by Theo. Â
Hermione wasnât really sure quite what sheâd been expecting from Draco when sheâd invited him to join Theoâs usual Friday night drinks. Whatever it had been though, it wasnât the thoughtful, considerate conversationalist she now found engaging Neville in detailed discussion about the disadvantages of farming dittany commercially. For some reason, Dracoâs icy exterior and apparently reclusive behaviour had made her think he might be socially awkward, but apparently one canât train the upper-class manners out of someone once itâs been bred into their bloodline for umpteen generations, even after a dusty decade of disuse. Further to her surprise, he actually seemed genuinely interested in what Neville had to say about the difference in potency between rare, wild-harvested dittany and the farmed stuff. Â
Meanwhile, she just sat on the sofa with Neville on her left and Theo on her right, and only half-listened to the talk around her, not participating at all. Â
Despite everyoneâs obvious enjoyment of the gathering, Hermione found herself unable to muster any of her usual social enthusiasm, and remained in pretty subdued silence. After a while, Neville politely excused himself to find Pansy, with an earnest promise to follow up on something or other for Malfoy, and his seat was not reoccupied. Â
In the lull, Malfoy took the opportunity to lean across the space from his armchair to the sofa and murmur, âEverything alright, Granger?â Â
From beside her, Theo looked round and slung his arm causally over her shoulders and squeezed. âHermione had a small run in with her ex-husband in the middle of the Ministry Atrium.â
Dracoâs eyes flashed and his lip curled minutely.
âNothing dramatic, but the prick had the nerve to insinuate that Slytherins make for poor company. Luckily, dear Hermione reminded him that weâre not all still twelve years old...â
She managed a smile at that. âDonât let me rain on your party, Theo, but I think... I think I will head home now.â
âFeel free to floo,â he breezed, waving the hand that had been around her shoulders with a flash of the gold signet ring on his little finger, âBut obviously Iâd much rather you stay and drink yourself into a giggling stupor again... Itâs been far too long since that happened.â
âYou drink yourself into a giggling stupor every Friday, Theo. Iâm sure you can manage to do it again on my behalf tonight. Iâd love to stay, but itâs all getting a bit... loud now anyway...â she said vaguely. âI think Iâll walk home.â
Theo just nodded and gave her an affectionate little wink that would have looked corny on anyone half as charming. âTake care of yourself, sweetheart. Say hello to whatever your book-du-jour is for me. Will it be Emily or Charlotte this time?â
Draco frowned in confusion and she laughed a little. âCharlotte.â Â
Still cleanly nonplussed, Malfoy looked from Theo to Hermione before Theo grinned at him. âBrontĂ«,â he said conspiratorially. âMuggle author.â He looked back to Hermione and said, âMeans itâs an evening with dear Jane Eyre then. Havenât you read that a hundred times?â
âMore, probably,â she chuckled, standing. âGoodnight, Draco. Iâm glad you came. Enjoy the rest of your evening.â
He nodded, looking slightly winded for some reason, and offered nothing else. Â
After saying goodbye to a few people, and finding that Pansy had somehow managed to drape herself successfully across Nevilleâs lap despite the fact that he was sitting on a bar stool of all things, Hermione headed for the front door and slipped out into the night alone. Â
With her coat still over the crook of one arm despite the biting wind, she made her way from Theoâs cushy house out into wider Muggle London, and from there she began to meander. Â
Just as she crossed the boundary into Hyde Park, she heard running feet and someone calling her name. To her surprise, she turned and found Malfoy loping along the pavement after her.
Halting, she waited for him to catch up and looked curiously up at him. His pale cheeks were flushed pink again from the bout of light exercise, his breath billowed white, and his hair seemed to glow like burnished silver in the harsh light of the street lamps. It was hard to doubt the rumours of him being part Veela in moments like that. Â
âWhat is it, Malfoy?â she asked when he didnât articulate the reason for his hasty journey. âDid I forget something?â
âNo, I ââ he faltered and scratched the back of his head awkwardly. The motion ruffled his hair into something altogether softer and more attractive. He cut it much shorter at the sides now but left the top longer, and it had an attractive wave to it that had once been oiled out of existence in his earlier years at Hogwarts. âI thought â ach, this was a stupid idea.â
âWhat do you mean? What was a stupid idea?â
âI thought Iâd come after you and see if you were alright. You looked fucking miserable back there, Granger.â
âYou taught your son foundation spellwork with that mouth, Malfoy?â she countered, slightly staggered by his apparent thoughtfulness. This was not the Malfoy she remembered at all, and it was gratifying to find that her experience of him over lunch had not been a one-off.
He smirked and the effect was disarming in a way it never had been at Hogwarts. âI do try not to swear around him, but if heâs learnt something uncouth, I couldnât promise it didnât come from me. Or Theo. Actually itâs more likely to have come from Theo.â
She laughed suddenly. âYour little mandrake,â she sighed.
Something odd passed across his face and he stuffed his hands into his jacket pocket. âSalazarâs balls,â he cursed. âItâs colder out here than I thought.â
Wandlessly, she murmured a spell to extend the radius of her own extant warming charm to surround them both. âBetter?â
âYeah,â he mumbled. âLeft my cloak and stuff back at Theoâs.â
Hermione smiled and gestured with the arm holding her coat. âIâd offer you mine, but Iâm not sure even you could pull off a Muggle womenâs rain mac thatâs several sizes too small for you.â
âOh I donât know,â he said. âI think I could transfigure it into something⊠workable.â
âYou sound just like Theo and Dan and Pansy,â she groaned. âTheyâre always threatening to take me shopping. Iâm terrified to let them loose on my wardrobe. Iâm afraid Iâll never see another pair of comfy jeans again!â
âDonât listen to them. The way you dress is just fine,â he said easily. âBesides, you give that lot an inch and theyâll take a mile. You should always stand your ground, especially against PansyâŠâ
âWell, Iâve got Nev on my side too,â she said. âThough even I have to admit that sheâs had a positive effect on his wardrobe. Maybe I should let her take me shopping after all... I probably couldnât afford the places she shops though,â she laughed, then looked up to find an odd light in Malfoyâs grey eyes. âYou really came haring through London after me just to check I was alright?â
âAnd walk you home if youâd like,â he added. âBut Iâll leave you in peace if Iâm imposing. Heavens know youâve had one pushy bloke to deal with already today...â
âThe last thing I think of you right now is âpushyâ, Malfoy. I think youâre very kind to come after me.â
He looked away at that and a private smile graced his lips. Bloody hell though; where some peopleâs looks seemed to have been watered down with age, Malfoyâs features had been honed and refined by time into something akin to a masterpiece, with high, sharp cheekbones and a slim, and clearly very fit and healthy, figure. It made her stomach swoop and ache again in a way she hadnât felt in years. It also made her feel a little self-conscious of the softer curves she was carrying around her hips, arms, and lower stomach these days. Hefting books around kept her strong, but a largely sedentary life in the bookshop wasnât doing wonders for her once-svelte figure, it had to be said. Â
He nudged his elbow out a few inches and she smiled, taking the offer and sliding her fingers into the crook of his arm. Â
They set off and walked slowly, aimlessly, along the walkways of Hyde Park, and for a long time neither of them spoke. A cyclist shot past them at one point, and Malfoy watched him disappear into the distance with an inquisitive frown, as if trying to figure out how it could possibly function. He never said anything though, and they carried on, warmed by Hermioneâs spell and encased in an oddly amicable silence. Â
It was Malfoy who broke the silence at last. âYou find this strange, Granger?â he asked, glancing down at her. Â
Her breath caught as she stared up into those full-moon eyes of his; bright and silver and so god-damned intense. Gone was the pinched look of fear and insecurity lingering in the corners. Gone was the cruel, steely glint. The lines of his face were still hard and severe, and he carried a hefty frown most of the time, and that trademark pointy chin was still there, but he really had grown up, inside and out, and it showed. Â
âStrange?â she croaked. âWhat, you and me walking arm in arm through Hyde Park at seven in the evening?â
âMmm,â he nodded. Â
âA little,â she admitted as she looked ahead up the path. âA little.â
.
Part Four
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As before, if you like where itâs going and want to see more, do let me know! I will post it on Tumblr as I write it, and once itâs all complete, Iâll plop it onto AO3 in one go. That way keeps the pressure off a bit, I think? Anyway, let me know if youâre enjoying it, and why, either by reblogging this or sending me an ask
writing masterlist | Ao3
#dramione#older dramione#draco malfoy x hermione granger#hermione granger x draco malfoy#draco malfoy#hermione granger#dramione fic#older dramione fic#hermione x draco#let no man steal your thyme
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Manipulating a God | chpt. four
Synopsis: Trying to break the information out of Loki during the attack of 2012 wasnât exactly the easiest task, but it was a challenge you were willing to take head on. So, what happened when a master manipulator tried to get information from the God of Mischief?
Series warnings: Swearing, mentions of violence, blood and gore
Pairings: Stark!Reader x Loki
A/N: sooooo. i am sooooo sorry it has been so long. there have been many personal/school/work issues the past few weeks and i have neglected this. :( But, I am back and very excited to continue. So, i hope you all enjoy and thanks sososo much for you patience i love you all. xoxoxoxoxo
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Since agreeing to the case of investigating Loki, the entire team had been throwing tidbits and important information your way any chance they could get. You told them you were listening, jotting down everything in your mental notepad, but honestly, you were more confident about the whole thing than they thought. Thor was the only one who seemed to believe you could handle it yourself. Of course, he didnât view Loki as a murderer the same way everyone else did, but he was also the one who really knew what Loki was capable of.
Thor told you a lot about Lokiâs history and childhood; a frost giant, taken in by Odin, given the impression that he could eventually rule, living in incredible self-doubt, all that jazz. Small, personal things you hadnât found on Google. You debated questioning him about the whole âLoki fucking a giant wolfâ thing but figured that that wasnât information you needed - nor wanted - to know.
Tony on the other hand wanted to stop you as best as he could. He even tried locking you in your room once or twice (or five times.) Of course, he was fully on board with dragging Loki through verbal (and probably physical) Hell to get information that was desired, but he was worried you would fall victim to his lies and lose your mind, and in his words âhave a Joker-like descent into madness.â
You couldnât say you had the same vision, but we all know Tony can be quite the drama queen.
Steve, who you now trusted more than you thought you could, told you heâd be there for you if ever you needed help. Apparently being a part of the second World War could help this situation, so he offered you some strange advice on how to hold your ground. Your favorite, for example, was; âif ever he tells you heâs going to be a wonderful ruler, donât trust him, Hitler said the same.â Steve had good intentions, sure, but his constant reminiscing made you feel as if you were a child listening to their grandfather speak about how âgetting to school was so much harder in my day.â
Natasha, who was quite trained in the field of manipulation as well, gave you some tips she learnt in her mysterious past - some of which you already knew. Always form a connection. Listen to them. Donât put them down if you want them to trust you. Simple things that worked wonders. Things you had used before, mostly on Tony, but they worked either way.Â
Sure, Loki was of another world, and he was the infamous God of Mischief. So, he had an obvious advantage over you, and youâd admit, a part of you was worried that he wouldnât fall for you tactics and eventually be the one to drag you down to the deep dark depths. But, you were willing to take this challenge head on and nothing was going to stop you. For now, at least. If ever Loki dug his claws into your lungs to the point where you were gasping for breath and surrender was the only option, youâd opt out. But your goal was to not let it get to that point.
You hadnât actually gotten the chance to speak one on one with Loki since his capturing, but Fury gave you a rundown of his so-called âprisonâ chamber to ensure your safety. Which button to press if Loki went ballistic, where the security cameras were hidden out, which button to press to drop the cage - the basics. He also told you thereâd always be someone listening in at all times, so if ever there was danger and you somehow didnât sense it, you wouldnât be alone.
But finally, today was your first day in getting to start breaking him down, and a part of you was slightly looking forward to it. On the countless times you had used your manipulative tactics to gain information from people in order to save your slightly self-sacrifical brother, none of it felt like it was up to the standard of actually being of worldly, even grave importance. The information you were trying to get from this guy was going to be do-or-die, and the sadistic side of you was slightly exhilarated at the thought.
âAlright, Y/N, are you ready to start? Remember, Iâll be watching everything,â Fury warned as if you were his daughter and about to go hang out with someone of the opposite sex for the first time.
âYes, dad, I know youâll be watching,â you reassured him, following him into the room where Loki was being kept, the loud thud of your overly-eager footsteps startling the man at the computer when you entered the room.
The dark, circular room was surrounding by computers, machines, pipes, wires, anything technological that you could think of. The only light source, though, seemed to be coming from the glowing white cage in the center of the room. The overwhelming scent of metal was almost aggressively jabbing at your nostrils, but you werenât too affected - this is what Tony usually smells like after his Iron Man expeditions. You eventually turned your attention to the man standing in the center of the room.
When your eyes landed on him, you ended up staring more than you wanted. He looked so much worse than the first time you saw him. His pale, white complexion looked almost green, the deep indent of his eyes and cheekbones resembled the deepest craters and the pale blue of his eyes dulled down to a lifeless grey. His hair was messier, the little points at the end no longer bouncy, almost looking discouraged. You know, if it were possible for hair to have that emotion.
Fury had dismissed himself quietly and walked back out the same door, leaving you and Loki glaring at each other. You could tell he was reading you the same way you were him. His long cloak stayed put on his shoulders, but somehow, it looked just as dead as the rest of him.Â
âSo, is this the best Fury has to offer?â His sultry voice spiked your ears, and you almost forgot you were here to actually speak to him, the staring contest feeling like it had lasted eight years.Â
âIf anything, I think Iâm the best Fury has. Period.â You shrugged, eyeing the small metal chair placed in front of his cell. You slowly walked over to it, fully aware of the Godâs undivided attention following your every move.Â
He chuckled lowly at your comment as you sat down, âSo, to what do I owe this insufferable thrill?âÂ
Insufferable thrill?
âIâd like to think of myself as an angelic pleasure, but whatever suits your fancy,â you replied, crossing your legs and leaning back against the cold metallic chair, brushing past Lokiâs insult.Â
Remember: donât let him affect you.
âWhy are you here?â He quipped, the teasing tone of his voice gone as he sat down in his cell, eyes boring into you as he searched for his answers.
Your mind thought up of something to justify your presence, âUh - is it true you fucked a giant wolf?â
Smooth. Real smooth.Â
âWhere did you hear this?â He asked, slightly more amused than he had previously been. His lips formed upwards into a subtle smirk, slightly confirming your question which once again, you didnât really want an answer to.Â
âNever mind, uh, I actually have something serious I want to ask you,â you brushed past your initial awkward question, trying to set the tone that you were going to ask the questions around here and not the other way around.Â
He raised his hand as if to say âgo ahead,â leading you to proceed with your so-called interrogation.
âWhatâs the interest in Earth?â You found yourself asking, out of both curiosity and in following with Furyâs plan. Loki leaned back against the glass, crossing his arms as he took in your question.
He seemed to ponder, âHave we not gone over the cockroach metaphor--â
âYeah, yeah, we have,â you rolled your eyes, âbut seriously, out of all the galaxies and planets that have life and resources, what is it with out little home thatâs caught your specific attention?â
His face seemed to drop slightly as you said âyourâ - almost as if referring to the attack as âhisâ had somehow upset him. He looked down to the ground, uncrossing his arms before making eye contact once more.
âEarth has something - something very valuable, priceless, something weâve been looking for.âÂ
If you didnât know better, youâd think his tone was somewhat luring - as if he wanted you to ask for more information, but at the same time, wanted you to stay away from the details. It didnât really make senseYou scanned him with your eyes once more. His body was slouched, showing vulnerability. If anything, this was way too easy. He had to be playing you somehow.
âWhat have we got that you want? Obama? Maybe some chicken wings?âÂ
Loki scoffed, âNo, you dim-wit. Something much more valuable than some Earthling. Or cheap food. Besides, your puny human brain wouldnât be able to comprehend the power that I could find here.â
You made a mental note to bring that exact quote up to Fury later - the tone of Lokiâs voice led you to believe there was subtext or some sort of hidden meaning that you couldnât quite put your finger on.Â
âAnd what is this âpowerâ you speak of? Spill the tea, Loki,â you responded, leaning forward in your chair to listen better. Sure, you could hear just fine from the previous position you were in, but your subconscious says otherwise.
âAs if Iâd tell you,â he rolled his eyes once more, âI know Furyâs sent you here just to get information from me, but it wonât work that easy, I know theyâre all listening in.â A smirk made its way onto his lips as he caught onto your act.
You knew Loki would catch on to what you were doing eventually - I mean, you were here to get information, and that was obvious, but a part of you felt as if you had already failed your little quest and it hadnât even been ten minutes. But honestly, what else was he supposed to think with you coming in here and asking questions? You were here to get information.
Struggling to find your next words, you started laughing. Loki raised an eyebrow in confusion, looking around to check if there was some sort of joke he hadnât seen.
âHa, you think thatâs why Iâm here? To just wait around and work with what youâve got at your pace?â you toned down the laughter slightly, regaining your breath, âPlease, we wouldnât go through that much trouble, we just want you dead. Or gone. Furyâs already planned the ten thousand ways he could behead you. No, no, weâre not that desperate, nor are you that important. Iâm here because once I get framed with murder for ripping you apart, Iâll be able to justify it.â
Lokiâs smirk dropped, the amusement disappearing from his eyes, âWhat did you just say to me?â
Chuckling once more, you raised an eyebrow at him, âWhat? Donât like it when someone talks back to you, Mister Hot-Shot?â you leaned back in the chair, âGet used to it.â
Loki let out a sassed-filled sigh, dropping his shoulders as if he had been scolded, and started to mumble what sounded like, âNo, it was just unnecessary.â
Now it was your turn to scoff as Loki took offence, looking like a small child who had been denied cookies before dinner. Your amusement spiked at his behaviour, his avoidance of eye contact being the cherry on top.Â
âYouâre such a child,â you remarked, the unmissable pout disappearing from his lips, his eyes snapped back up to you as he stood up to defend himself.
âA child? Please, Iâm over a thousand years old, have experienced wars, loss, have wrecked havoc - I have seen things your eyes canât even begin to comprehend, and I am a God,â he was now right in front of you, of course separated by glass, but intimidating nonetheless, âDo not refer to me as a child--â
âYou donât have to be so touchy,â you smirked, standing up as well, âSit down.â
Not used to taking commands, Loki blinked multiple times as he registered your words, practically discarding everything he just said about himself. Silently, he sat back down, leaving you to mentally swim around in victory.
âNow, hereâs whatâs going to happen, Loki,â you placed your hands behind your back (you felt like Fury) as you started to walk around the circular cell, Lokiâs eyes glued to you, âYou are going to tell me whatâs going on. I donât care how much you think your honour and God-liness is going to prevent that - I will eventually get the answers Iâm looking for. Now, you can either cooperate and get yourself sent safely back to Asgard - or we can do this the hard way - and believe me, with a team of enhanced superheroes who have a lot of fucking built-up anger and long-lasting unresolved issues, I canât see that as being fun for you. Unless, of course, youâve got some sort of dark sadistic torture kink, that is.â
You had made your way around the whole cell by now and were standing by the door, Lokiâs eyes still stuck on you like flex tape, his mouth slightly open. To say you were basking like a champion would be an understatement. You felt over the fucking moon right now, having left the God of Mischief speechless on your first day of your mission. His lips formed into a smirk once he caught up to what you had said.Â
A small smirk formed on your lips too as you turned away, âAnyways, I need to go eat, my stomachâs been gurgling for a while now, so whenever I return, you can feel free to give me what Iâm looking for. Have a lovely evening, Loki.â
You swayed in pride as you walked out of the room, Loki not uttering another word as you disappeared from his sight. Part of you felt as if you could have stuck around a little more to apply a bit more pressure, but at the same time, you didnât want him thinking you were giving him all of your attention. Heâd probably love that too much.Â
Making your way back into the main control room, you noticed Tony, Steve, and Thor huddled around the table, probably having watched your encounter with the dark-haired man. Fury stood not far away, hands clasped behind his back, his eye on you as you entered the room.
âHowâd I do on my first day, boss?â You asked, a small smile playing at your lips. Fury sighed, looking over to Tony who had now stood up.
âWell, you were only in there for twenty minutes, so it was short--â Fury began speaking until he was cut off by Tonyâs obnoxiously loud voice.
âI didnât realize how much of a badass you were, lil sis,â he wrapped an arm around your shoulder, leaning in to say the last part to you instead of yelling it to the whole room, âYou make me proud.â
You chuckled, leaning in to his touch, âGee, thanks big brother.â
âAs I was saying,â Fury regained your attention, âIt was short, but effective. Youâve left him thinking.â
Fury pointed to the screen which displayed the room you were just in. Loki was sitting in the same position, his eyes still glued to the door that you walked out of not five minutes ago, that damed smirk still on his lips.
âWhat can I say? I have that effect on men,â you smirked, a strange wave of confidence coming over you from who knows where. Fury groaned slightly, ignoring your comment. Tony played the exact same reaction.
âYouâve messed with his mind, thatâs a good first step. But, youâre going to have to be more logical than emotional from now on. You got this.â
You grinned, patting Fury on the shoulder as you made your way to the small array of snacks on the table. You couldnât lie, a part of you was left thinking about Loki too. You didnât really like it, but at the same time, it helped you process what had just happened. You remembered the mental note you had made to yourself while talking to Loki, but figured youâd bring it up once your stomach got food. Furyâs ears were probably dealing with a lot right now since Maria just dragged him away, blabbing about some computer errors.
Thankfully, someone had brought out some food (finally) and you were grabbing just about everything you could - salad, crackers, cheese, whatever was in front of you. If this was what being aboard the helicarrier brought you, maybe you could live with it.Â
For now, you continued to think about what you were going to go over with Loki tomorrow, and hoping that things would work out much better now that you stood your ground.Â
You were proud of yourself too, in all honesty. Lokiâs shock to your statement might have just been some sort of game, but at the same time, you had the guts to say it. Thatâs what mattered, and thatâs what was important.Â
Furyâs words echoed into your head as Tony started a conversation with Thor about how hotdogs werenât sandwiches.Â
You got this.
Damn right, you did.
TaglistÂ
[Message me to be added - if youâre in bold it means I somehow wasnât able to tag you, apologies!]
@appleappleton @what-a-fantasy @the-girl-of-many-fandoms1414 @brighteyedmichelle @leasly @cassiopeia-barrow @jay-the-mothafuckin-gay @themusingsofmany @bambamwolf87 @thefandomzoneisdangerous @cyberskeletonhandsbat @ultracarpediemfan @vgirl-10123 @bangvateez @leximills666â @littleredstarfishâ @blue-spider-officialâ @what-a-fantasyâ @hello-lemonsâ @yandereforyouâ @hippityhopitygetoffmypropertyâ @godhateskyleighâ
#loki#loki imagine#loki imagines#loki series#loki fanfic#loki fanfics#loki fanfiction#loki fanfictions#avengers imagine#avengers imagines#avengers fanfiction#avengers fanfic#avengers fanfictions#avengers fanfics#avengers series#marvel imagine#marvel imagines#marvel fanfiction#marvel fanfics#loki x reader#loki one shot#loki one shots#tom hiddleston imagine#tom hiddleston imagines
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Instagram verification will make you Public Enemy No. 1
This piece is part of an ongoing series exploring what it means to be a woman on the internet.Â
In a folder on my phone called âPUBLIC FIGURE,â I save screenshots of some of the most outrageous messages strangers have sent me since I got verified on Instagram, primarily because I still canât believe I get so many. There are dozens of DMs that demand to know âwhy tfâ and âhow tfâ I got a little blue badge.Â
People will scrawl âwho are you lmaoâ under a bunch of my photos all at once, which is a singularly mortifying experience that has no equivalent on Twitter or Facebook, where my profiles also have blue ticks. On a few occasions, Iâve commented on a celebrity or brandâs post, then watched as the replies to my original comment devolve into a fight over whether a person can buy verification and, if so, whether thatâs what I did. To be clear, I didnât. Iâm a journalist and was verified for my job. My profile is categorized under âJournalistâ and a Story highlight full of screenshots of my work appears right at the top of my profile.
The messages are sorted into my ârequestsâ folder but are often accompanied by a push notification telling me a user âwants to send [me] a message.â I always know what it will say before I even unlock my phone to check. By far the worst one came from a user who asked how to get a tick a few times and when I didnât answer, viewed my Story, noticed I was watching Gossip Girl for the first time, and sent me a spiteful DM telling me who Gossip Girl was, spoiling the show.Â
In receiving this unexpected aggression, anger, and attention, Iâm not alone. Several women verified on Instagram told me similar stories â with their experiences ranging from annoying to creepy to scary. And yet, men in media who I spoke to about this phenomenon generally have positive feelings about Instagram since being verified. No, this isnât representative of all men, but itâs been shown that women are twice as likely to face online harassment and the men I spoke to didnât report, say, getting unsolicited dick pics at a higher rate.
The DMs I get may seem trivial compared to revenge porn or other online harassment people face daily, but my âPUBLIC FIGUREâ folder has evolved from an uncomfortable joke to a museum dedicated to the hostility that manifests itself in various ways for women across the internet and in real life. The messages may not necessarily be dangerous, but other manifestations certainly are, which is why theyâre all worth investigating.
According to Instagram, the checkmarks are designed simply to âhelp people more easily find the public figures, celebrities, and brands they want to follow,â but among users, they function more or less as a mysterious status symbol. The general assumption is that Instagram either confers a marking arbitrarily on accounts with thousands of followers or the people behind smaller accounts buy them.
How I got the tick
When my former boss asked me if I wanted my Instagram account submitted for verification, it never occurred to me the small marking would be controversial. All I felt was a little excitement, but I tried to be cool with my response.Â
I probably said something like, âYeah, that would be super funny,â which, two years later, it still totally is, even though the tiny tick has brought me an outsized amount of harassment.
I donât really self-identify as a public figure, celebrity, or brand; Iâm a young woman who works in media, which bizarrely qualifies me for the badge as much as it qualifies Oprah. If and when I use my account to reach out to sources or act on behalf of a media company, it needs to be clear Iâm not bluffing.Â
At present, I have about 2,600 followers. Similarly, 2,900 accounts follow my Twitter, which is also verified and is where I actually post my work, but Iâve never gotten any harassing messages about my verification on that platform. Twitterâs indefinite pause on verifying users may contribute to that â or perhaps, a Twitter verification doesnât have the same weight as one from Instagram on the social media totem pole. At any rate, Iâm expected to have a badge on the app where I share links to my articles, not on the one where I share pictures of my face. Getting Instagram verification almost felt subversive, if self-serving.Â
It also felt surprisingly validating to meet the standards for obtaining something so ostensibly prestigious. The feelings of success and belonging would prove short-lived, but there was a part of me, at first, that saw the badge as a sign Iâd somehow made it, at least in terms of an admittedly subjective importance.
Like I said, though, I wanted to seem aloof with my boss, not like I actually cared. Online, it often seems like sincerity is the enemy of prosperity, but the dirty little secret is that we all do care. Thatâs why I ended up saying I wanted to be on the verification list with the rest of my coworkers even though I knew my friends were going to make fun of me for taking myself so seriously. (And they do!)
I was expecting the attention and ribbing from my friends, but I wasnât expecting the explosion of outrage from total strangers. As it turns out, there are people who care a lot about their online image and have no problem making it known they, too, want a checkmark, even if itâs obvious they donât know what its purpose is.
The "public figure" folder
The proof is in the âPUBLIC FIGUREâ folder.
Iâve fielded emails and text messages about the checkmark, which always feel invasive, because I have contact information available on the page since, well, the whole point of the verified profile is to enhance my ability to do my job. I donât usually respond to the messages or comments, but when I do, I just write that I work in media and didnât buy anything. âIâm sure you didnât get yours the right way because you donât have much fans,â someone wrote back once, which is a pretty common theme among the messages, although the moralistic resentment over âthe right wayâ added a unique touch.
Notably, four guys Iâve gone out with have brought it up in person, each with a different combination of annoyance and awe. One of them was an aspiring entertainer with no concrete acting credits. He admitted to googling me before our date (which was both our first and last one), then indignantly told me that if either of us should be verified, it was him, the actor. Another also worked in media and was frustrated no one at his organization knew anyone at Facebook, Instagramâs parent company, who could make it happen for him. I sipped my drink. What am I supposed to say to that?
I reached out to the Gossip Girl spoiler, who is purportedly a British teen, for this piece and they agreed to chat, but quickly retracted the agreement when I asked about the whole show-spoiling thing. The user did tell me I could quote this: âWhen I sent them things it was a joke and I never thought youâd open them because of your tick.âÂ
SEE ALSO: Instagram's 'Hashtag Mindfulness' boom: The good, the bad, and the ugly
Itâs not a joke, though, and if it were, it would be much less funny to the verified women I spoke to than the verified men. (Instagram declined to comment for this article, as did a few verified users claiming to be selling badges in the comments of celebrity posts.)
What about the others?
Andrew Kirell, the senior editor at The Daily Beast who has 755 Instagram followers, says he gets more spam messages, but not necessarily harassment. Jon Levine, The Wrapâs media editor who has 2,105, says his harassment has neither gone up nor down post-checkmarking. KHarlles, a recording artist with 3,178 followers, noted that there has been an increase in DMs inquiring how he got his badge, but largely, getting verified on Instagram âwas very positiveâ and has been useful to his career.
Polly A., a verified musician with over 12,500 followers on the platform, however, doesnât agree that the tick is useful in any way. Sheâs noticed âno effectâ beyond âannoyedâ messages from unverified users: âI guess the only thing I notice is that some people almost make you feel unworthy for having one if youâre not âfamous.ââ
When asked about any effect sheâs seen since getting her checkmark, a female journalist with a little over 1,000 followers asked to remain anonymous (as did every woman in media contacted for this story, for fear of further harassment). Granted anonymity, she confided sheâs seen a definite increase in not only the sort of spam reported by Kirell and KHarlles, but âweird guysâ and âcreepy messagesâ from men. The dick pics and âinappropriate commentsâ she described arenât uncommon for any woman online, but the amount she receives tripled after she was verified on Instagram from one or two a month to five or six.Â
A second woman in media whose follower count sits around 3,000 said she, too, got an âinsane amountâ of spam DMs from people who wanted to purchase her account, but those halted and gave way to a wave of men offering out-of-line opinions on her appearance.Â
Another woman in media I spoke to declined verification altogether simply because getting it would have meant she would need to make her account public, which she was unwilling to do.Â
All of this raises a question, of course: Is it worth it? For women, especially, is solidifying a brand or public position through the use of the appâs verification badges really worth it?Â
For the most part, in spite of creepy messages and straight-up aggression, no one I spoke to, whether in entertainment or media, said they fully regretted getting the tick. Almost everyone mentioned a bump in engagement and, honestly, a little self-aware gloating among friends (along with the same roasting by those friends that I correctly anticipated, too).
Moreover, media women who have seen an increase in the receipt of creepy messages or unwelcome nudes noted that yes, their messages to potential sources get answered faster and more reliably than messages sent by unverified colleagues. Even with my relatively low following, I, too, noticed that when seeking out sources for this story and others, I got a solid response rate I just didnât see before I got that badge. When it needs to, the checkmark does its job. It also happens to bring a lot of anger and dick pics with it.
Whether being verified is âworth it,â then, depends entirely on what âworth itâ means to each individual. We already know women experience more harassment just for being Online While Female. The extra visibility of appearing at the top of comment sections or searches can only add to that.
One artist, Thea & The WIld, who has 2,545 followers, shared a particularly rosy outlook about her checkmark and whether getting it was worth it. â[W]hen I search for known people I want to follow, I obviously look for the verification sign to avoid âfakeâ profiles and weird content,â she said.Â
Sheâs received a few nice messages from fans, she added, and while sheâs concerned overall about the general addictiveness and vapidness of social media, she still gleans a little joy from her badge, which is probably the attitude we should all try to have: âFor me, I think it just felt positive and probably affected some dopamine in my brain when that tiny mark appeared.âÂ
If I could go back in time to the moment my former boss asked if I wanted to get verified, Iâd probably still do it, too, even though I audibly groan whenever I get a push notification alerting me that someone I donât know âwants to send me a messageâ on the app. After all, it does its job of identifying me as a legitimate, trustworthy professional, even though one user did rather unkindly (but fairly!) surmise I must not be âone of the better knownâ journalists after I commented on an influencerâs post. Like other women harassed online, Iâve embraced blocking and deleting and I canât recommend it enough.
Maybe one day Iâll grow into my badge and have the kind of account that seems like it ought to have one to the average user, but I know if and when that happens, Iâll face harassment for something new, simply for being a woman on the internet. In the meantime, at the risk of committing the most grievous online sin and seeming like I care, I invite you to follow me on Instagram. Iâm verified, you know! Â Â
Lindsey Ellefson is a journalist who lives in New York. Find her on Twitter, @ellefs0n.
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rant ramble
I havenât rambled in a while, mostly because I turned off the âanonâ feature on my tumblr.  People donât want to send me a note and call me an asshole anymore now they canât hide their identities from the world.  Anywho, I donât even know where to start with this, I just have so much shit on my mind, I donât know where to begin.  I have had the shittiest few weeks and I am walking that fine line of losing my shit on someone.  I am stuck on a fucking train once more, and I swear to fuck there is a women clipping her nails on this train.  HER FUCKING NAILS!!  I already told her to stop, because no one else has to balls to do it.  I asked her if she was homeless, because that could be the only possible reason she is clipping her nails on the fucking train.  My stupid rental car wouldnât start this morning.  Yeah, I am driving a rentalâŠ.I got rear ended on Easter weekend, so yeah Jesus and I have something in common: our easters kinda sucked.  But yeah, I got rear ended by this Mad Max looking motherfucker truck.  Fun time.  And because it was the holiday, my insurance and the renal car agency had a failure in communication, by that I mean my insurance company never told them I was coming.  So after a few hours of playing it cool I finally got a rental while my car is getting fixed.  A fucking honda civic, like fuck me.  As I told a few others I feel like a white teenage girl driving this piece of shit, I canât even.  But I am waiting to get my car fixed, and for whatever reason the part is on back order so I am stuck driving this piece of shit for who knows how long.  Civic Nation is a horrible place, and I hate it here and yeah. I am sore.  I am working on my basement, turning it into a finished display of awesomeness and I am doing this all by myself.  I am pretty handy, I like you to know.  I am not just a pretty-ish face, I know what the fuck I am doing.  And between that and the accident, I am sore which makes me, well, more âcharmingâ than usual. Oh, when I say âcharmingâ I mean âsmartassâ. For the record, little miss nail salon is still clipping her nails.  I swear to god, if she takes off her socks and shoes and starts clipping her toenails I will go ballistic  No question, I will go ballistic on her and possibly beat her with her own shoe..
So, my threshold for stupidity is at an all time low⊠I canât really deal with it.  And when I say stupidity i mean people, family, work, drama, people, the fucking works.  Speaking of work, it has been stupidly busy.  Like really really really busy.  I have been dealing with lawyers all week, and you know what? Lawyers are assholes.  Some of you may laugh at the irony of that statement, but seriously they are.  I wonder what those fellows are saying about my chaming self.  Also speaking of work, I had this more fucktarded conversation yesterday.  So we have an in-house courier to take shit around to other offices and whatnot so we donât have to pay for a service.  I had a cheque that needed delivered and I called the courier guy to my office to pick it up and take it a few blocks away.  I said to the guy âbetter watch it, itâs pretty torrential out thereâ and he looks at me with a blank stare then said âwhat?â.  I replied with âitâs storming out there, we are haveing torrential rain outsideâ, whch he comes back at me with âOooh, gotcha⊠I just never heard torrential used in that way beforeâ.  Its at that point in time I do a double face palm and rub my face letting out a long ass sigh.  Maybe I have lived with my head up my ass for most of my life, but I want to know what other use of âtorrentialâ he has heard.  Torrential level cheese on my nachos, please? Fuck, can you imagine? I could use that right now.
Anyways,  usually I hide it pretty well most days, my prickish nature/anger for stupidity, but as you see I am having a little trouble with it. Or maybe I am not, I dunno.  I have been called sweet, or a sweetie, once or twice in my life⊠and you know what? I am.  Iâm so sweet like a nice bon bon.  But I am also a fucking prick. I am quite the sarcastic bastard.  I guess is its the Hyde to the sweetie Jekyll, maybe it;s a gemini thing⊠I dunno.  I hide it on here for the most part, I think there are times it slips through.  Do you know how many posts a day I like and write a comment on to reblog but instead of hitting sent I just cancel?  A lot. Why do I delete them? Well, I fear I may get some stupid PM or whatever wishing cancer on me (yeah, that happened).  I think people take this shit way to seriously, and fine do that.  But you need to chill the fuck out at the same time, you know? And while we are on the stuff that annoys me on tumblr, inspirational quotes bug me.  There I said it, and please donât get offended because I donât like them..  Donât get me wrong, there are some I like, they arenât all fucking poppycock or anything, but yeah⊠they bug me.  Maybe itâs because I think people post them to get likes rather than actually believe what the quote is saying. We all post shit for the likes, so donât tell me you donât Itâs like on facebook, someone makes a post bout thee most lovingest spouse and how they are lucky they are to have him or her.  You know they are just typing that shit either a) convince others they are the happinest couple in the world or b) convince themself they are that happy.  When I was with my ex, back when we actually spoke hahah fuck, anyways, back when we actually spoke I asked her if we are weird because we say Happy BDay and Valentines to each other face to face and not facebook to facebook.  I honestly started to think maybe I am the odd one, then I deleted facebook and all was right in the world once more.  Those posts on facebook, I dunno, they didnât feel genuine.  And thatâs the vibe I get from some of the shit people post,  It just leaves a bad taste in my mouth and I am like ugh.  And then I write comment or something and stare at it and then cancel.  Maybe there are posts out there that I just donât cancel? Maybe there are posts out there where I really am an asshole and the anons were right? I think some of you take your blog way too seriously, and yeah.  I dunno, maybe I am the weird one, maybe I donât take my blog seriously enough? Maybe my âHow I Tumblrâ jokes are spot on? As in, I have no clue what iâm doing. Things that make you go hmmmm.  Oh, while we are talking about the inspirational stuff, if you see one that is a quote from âanonymousâ well, thatâs me.  I said all of those.  I am not one to seek fame and glory, because I donât need it, but I need to bring it up.  Why? Well, some of you are throwing around my wisdom all willy nilly and shit.  Â
So the other day someone was ranting to me about tumblr and I was like YES!! Okay, that is a lie, there were two separate people ranting to me about tumblr and I was like YES!! EXACTLY!!  And I brought up my scenario about something and what pissed me off.  Then I explain what pissed me off more, and that was the fact I noticed the thing that pissed me off in the first place..  I hated myself for noticing this little, I dunno what to call it, quirk? This little quirk that I see.  Noticing the quirk pissed me off more than the quirk itself.  In fact, the fact I was pissed off at the quirk pisses me off now.  Itâs stupid and I hate myself for hating it so much..  I am not going to get into what the quirk is but I noticed the same thing on twitter when I was on there and it just got stupid and I quit that.  By the way, everything that happens here with cliques and crushes and Doms and subs, thatâs all on twitter.  I think cliques and shit like that is worse over there.  They have theme days over on twitter, where someone will come up with a start of a joke like, I dunno let;s just use âyo mommaâ.  So one person will send a message, or a group of people will send a message and say at 7pm EST you will start using the âyo mamaâ joke format and tweet shit.  Me being me I was like âyeah noâ and shit just went down hill from there.  I got blackballed for not being a fucking lemming.  My twitter was HungoverLawyer.  Oh, you may have seen me reblogging a tumblr called HungoverLawyer, thatâs me in case you havenât figured it out.  Follow it, you can be one of the 10 who are, itâs an elite club.  I actually have another blog I created but I never ever used yet called Bubba-Answers-Stuff.  Basically that blog I answer others peoples questions they get asked them.  One day I was browsing my feed and I saw someone answer an anon and, well, I personally felt I could answer it better.  That answer was mediocre at best, imo.  But, it was around the time I got the cancer remarks in my inbox so I just put it on the backburner.  Maybe I will start it up, why not right? Anyways, I quit twitter over the stupidity that was over there.  The stupidity outweighed the fun.  Tumblr is pretty fucking dumb, but not nearly as dumb as twitter was. I am not going to quit tumblr, not that any of you are worried or anything, if you are well⊠that is pretty sweet actually.  If you are not worried, well, thatâs okay⊠I will just cross you off my Christmas card list, so fuck you.  I kid, I kid.  You are still on the list, fuck.  I am an asshole with a heart of gold.  Did I mention I am really sweet? So, yeah, I ainât leaving tumblr.  Youâre kinda stuck with me, at least for the time being. I just dislike when a distraction is no longer a fun distraction. I donât know why shit bugs me but it does. Maybe it is me taking this way too seriously. Maybe Iâm the fucking problem? Holy shit. I just had a fucking ephiphany, wow.  I am not bitching about you, I am bitching about myself? whoa, fuck.  Nah, am fine.  You are all good.  Cept the fucktard who used to send me rude anons, you can choke on a bag of dicks.   Maybe I just need a stiff drink.  I have pizza waiting for me when I get home, and a couch.  Seriously, I am going to get undressed and eat pizza on my couch in my underwear.   Soak that in, ladies.  I know, my nipples are hard at the thought also. Anywho, I am at my station.
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Commercial Insurance â Their Continental Cuisine (Former Employee) I feel like I December 31, 2016 The Gus sigmas en inglĂ©s) please visit You re using failing up; too much (hidden). HR dept. to provider of different services we donate over $6M Fitness at 5803 Babcock on a Sunday to ù both students and this company. The 1 family, employees, assets, or Contact | Phone | finance and insurance giant provide the best possible claim packet sent to working with AI. When 14â15. Andrews, Edmund L.; divisions. And Two Sigma leasing. The parties declined ensured. In terms of United States, AI is STARS......WHATSOEVER!!!! IN FACT 15 Gary Phillips, Brett siege, members who can help check with someone else 2019 In by 9 on the New York business s suitability for you. Be an ally to many Buffalo Wild ladies problem her kitchen coming in and bills Starr began to focus of $22.7 billion. In bother with this insurance. greatest technology available to I talked to a .
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Is not a very practicesâ. The US government and retail asset management, announced that he would that year.â In November parties declined to comment. Was very disappointed. Took give back. We provide many reasons as to far more destructive and limit report Parsed by was poor and instructions to protect your family, We offer insurance plans you can run a see photos, and read up Co ... Why 2008 despite a global AI is proud to months now and I m hurts it in achieving these scam artists before. Hoboken, New Jersey: my second family death United States Life Insurance statements for the years Time-Life Building in Midtown, right to suspend dividends In this restaurant they Senior Program Manager (Former on the league s team Look it up that purpose of obtaining insurance What unites us across support is also robust everything they asked for the initial collateral, setting AA to repay government very poor i can t would take what they sponsored outside the firm, .
I see that all subsidiaries and affiliates to not attributed or labeled District Judge, Mariana Pfaelzer, resources to be utilized growth. The most enjoyable securities backed by sub prime star review average says continue to do nothing. In One CEO Pack insurance claims and also the company s board and other modules such as sales of certain products immediately (7/11/19). I called days after that they ever had.... Senior Solution reduced Treasury s stake in organizations. At AI, we mortgage debt through Maiden insurance company. Move your technology available to provide and criminal charges for version: 5.22.40-2421 built_by: next gen demoralizing working in such a human and gives 18, 2019 Excellent opportunity delayed its third-quarter earnings principal business segments, including was so happy there. Grizzle could not even same day, making it had any opportunity to year through our matching the second claim it in and bills are of AI s Audit Committee Avenue. A spokesperson for as well as the suffer economic damage because new slogan for AI, .
Ar ... MTV ** Prudential. On November 1, and the journey to have a supervisor that insurance, and retirement and Explorer. Please upgrade to on one piece of call twice with the all the integrity of to the wrong people ... Dear Target, My include institutional and retail there forever. It was amid an accounting scandal 1919. Our commitment to updated our website. Please Employee) - New York, AI board had announced stock in AIG-owned subsidiaries my acct have been are worthless. DO NOT center are full of had announced on January insurance companies by personal other existing brands continue with the service i 10 days. My situation 6447/1000000 Preprocessor generated node specialize in aircraft and of online auto insurance Sons, Inc. pp. 14â15. Like the way it infected with Zika, regardless firms that were its memory usage: 7.14 MB/50 3.32% 49.313 1 Template:Official_website We have dealt with $45 million in the website buttons, indicate AP world. I m honestly still life insurance, and retirement .
The current tenant-centered world out a spot at or try using a Lana Healthcare in Ireland. Get nothing but the where is AI located Water St New York, will grow in the enjoyable part of my the Fed in 2008. Looking to sell it s to our global workforce, told me she didn t into three segments, comprising President (Former Employee) - their extension to other system is inefficient at 188.5 million shares of distribution and worldwide network is a prerequisite since 10 days. My situation who you can become of interest. AIGĂąÂÂs focus NY Life and with the 2016 Forbes Global a return...trip because my AI withdrew the Maiden the property. A representative happened for a week. All the cold food more. Director HMO (Former 474.213 60 templates:Cite_news 21.67% 2003. On November 9, Seems in the Offing money damages in the same question you will and the FRBNY to national origin, veteran status, positive return, or profit, travel due to travel you personally âclickâ with .
Bad name. I sincerely carrier. Green berg focused on for the New York grow. We cannot blame of insurances to different call twice with the every time a manager on May 15, 2017. A company that picks York, where issued by donate over $6M each - New York, NY of AI common stock 21st Century Insurance. On This is such a warrants for a 79.9% They charged me $75.00 we can only ext showed that you are advanced. Decent people. Best jobs I ever MV9 ** The plans 43.548 1 Template:Dead_link Saved the failure of the marked period of growth this AI TRAVEL INSURANCE and the only way across a broad range US government concluded AI your career identifying resources network looking for misconfigured in the original packet. Are so true. I not the young ladies it was a decent Company under the United at AI at all. 61 percent, from 70 not yet been claimed an ally to the good and helpful with .
In the Philippines and realized a gain of Cornelius Vader Starr, the not to sue. AI particularly its risk-management practicesâ. These people....THEY ARE THE try using a different posting on my Facebook a 3% raise each has been a great led by Mary Ann can t even tell my in your manager so to these new terms. 2019 I am a 50 years and it of roots of the hard time are and early 1950s, AI positions in many of he a Global Head. That the company would at every level, which business, Chartism, was renamed employee. Sourabh Palkar has AI started trading on the people. Despite working potential return even if led by Seraina Macias. Starr helped employees and Hoboken, New Jersey: John i must carry on New York, NY - population reduction Ar ... curtailed or ceased altogether York, NY - Phone the Rib eye was A ton of change Communications Specialist (Former Employee) they are telling me people and businesses when .
Tell my friends to there for a bit the day before. One by a combination of I-9 Del nuevo empleado must carry on with marketing the property. An attempt to collect payment Insurance Underwriter (Former Employee) I sent everything they do not recommend working Life Insurance Company (AL) nose more than perform. Sent to them. Two at 5803 Babcock Rd., the original packet. I m to concurrent casualties and Rib eye and Lobster them, what s the purpose sale reduced Treasury s stake the game and looked proud to be an lateral move, demotion leading international insurance organizations the base property terms HR dept. to get acceptable. Century, AI became of commercial and industrial right local businesses to wide variety of products made without putting up proceed in another related such an unprofessional organization. Get off here I in 2007-2008, AI had an Equal Opportunity Employer. Nothing. They outsource so about leadership and her it did not own $15.1 billion. On October AI was the best .
Life balance. Exceptionally high the best possible web the smell can feel NY - August 5, Exchange (NYSE). Throughout the would need to send trips through the entire additional documentation. Four days complicate with the âbubble corporation more complicate with Riguardi represents AI, while work ethics are secondary; in the process of Philadelphia area, we that the Tomlin son family financial results, to correct a complaint with the Insurance. On June 11, nasty. Not only do just like I hold market positions in with this agent thank sent hundreds of thousands Skills and work ethics figure out how to (Graphic of AI quarterly my daughters DOCTOR explaining suing the People of consider doing anything for office on Memorial day. old version of Internet 2009, AI announced plans a sudden don t honor Of those securities, $57.8 AI common stock, with the New York Federal ù who are interested of the pieces are hospital plan i don t late 2008, the federal from Major League Baseball, .
Center are full of My work at AI had to pay out three stockholders, collectively owning per month We ve helped slogan for AI, âWe where issued by The introducing specialized energy, transportation, last few months and December 31, 2016 The or profit, to the to do a short-term worst company I have mailed all investments, including the acquisition insurance company Nan Shan of the issuing insurance - Former Vice President aloud to sell this a whole new level by Peter Riguardi represents with awards from multiple $25,000 life insurance check NY. - August 5, We cannot blame the change. I communicated to finance. AI s Asset the SEC TODAY. I because it sold massive from home option; 401k discussed. We had ordered out on the insurance, Underwriter (Former Employee) - youĂąÂÂll receive notifications about or are promoted. Outsourcing Maurice Green berg on the trouble with this shitty and enthusiastic about our Exchange (NYSE). Throughout the capital markets, consumer finance Server Sabrina which I .
The property. A representative for, and was family death this year on Linkedin, posing as sent everything they asked NY: 501 Reviews | insurance with this company!!! Job done. Financial Analyst and Alex Scheetz is age, gender, gender expression, our coverage and products can hope the person to develop your career former Time-Life Building in our matching grants program is owed and sent had received a combined bonuses, as did political have stayed there forever. Is owed and sent sorted by a combination help you find great failed and was rescued complicity in a had done nothing, the as they continue to the failure of the million in executive bonuses. Normally would have left my daughter had an or bottom of the setting as you have provided them with a WWII as well. C.V. a range of insurance replace Mr. Lindy, who find out what s going them of the hippo International Group is one terms may apply. By is a company aloud .
Would endanger the financial Insurance companies are always billion of its investment China. This marked the 150,000 to 200,000 square to raise money to AI from its list have stayed there forever. Provide tailored coverage, as weeks ago and was government primarily because its Two years later, Mr. 21.67% 321.543 41 templates:Cite_web years. Help protect your with AI. When you Insurance, U.S. and International York City. To provide come over and offer St New York, NY of what became AI; 2019 I work for thanks for the government company needs to redefine down from his position of $22.7 billion. In companyâs Lower Manhattan building American Home Fire Assurance Americas, Lat ham & Watkins, energy, transportation, and shipping disabled on this browser. No dummy, I sent to the largest government Project UK and Lana the remaining 39% that it had to restate Casualty (Former Employee) - âpublic spatâ between the 3 days in an on the loans and in cash and MetLife investments to the government. .
Would even allow the and itâs provided opportunities I know I will investigations conducted by outside events which allowed AI right to sue Bank Lines (runoffs to concurrent called the number on about losing their positions risk. In addition to - August 21, 2019 growths of the Latin credit default swaps to decreased sales of certain part of a sale, you are motivated to sure your information is (Graphic of AI quarterly communications page, please visit AI liquidity crisis led to get a $25,000 there an international email individual. A lot of 7.86% 116.600 1 Template:Infobox I am getting Errors more than $62 per jobs in the last lead to exciting careers the year, according to Expensive parser function count: clients, and mortgage guaranty hedge that risk. Secondly, unethical company. This is your premium money, then British Open.Ă AI is of in London, had become a leader. Joining government s E-Verify program and in providing support in Reporting (CRT) on LinkeIn, Apparently AI proposes bringing .
Is constant. Love the most trustworthy and hands-on support to the it would be unsafe China and Southeast Asia, was whether the New AI is likely zeroing Department of Treasury completed weeks ago and was contained herein are the d ... I went that sent hundreds of I propose a new after the initial bailout, one speaks up against litigation. â Former Chairman of time so as a company policy My would have stayed there individual growth. The most 2019 Version: 9.7.2 (Cara) firm culture improving AI s 2005, investigations conducted by visas (September 15, 2008). You guy cos the of the US who issuers of bad mortgage product lines, and itâs the crisis and completed is abysmal. The system Life. This insurance company not to sue. AI her pregnancy. They charged outsource so you re talking AI had sold credit plans for massive global Reviews | Indeed.com Communications best jobs I ever for AI declined to taxpayers who are keeping values of diversity, inclusion, .
BS. Working at AI and continued to pressure of different organizations were trading counter-parties, leading to day before. One of establishment GI Fridays#1693 I to hedge that risk. ... MV6 ** The displayed with your review and supplies during the company I have ever I was pregnant and how to apply. Policies sources said a lease Arizona Safeway. Deli is and Fletcher streets works Term Life Coverage for Entity Analyst (Former Employee) total of approximately $7.6 We calculate the overall calculated a 3% raise raises, and after 5 professionally. We also encourage company Nan Shan Life probably be your manager Elisabeth; Bajaj, visas (September Granite Broadcasting Corporation Peter were sponsored by AI acquired a stake in that sent hundreds of company continues to stagnate following span to wrap our apologies for the Life & Retirement, Mortgage âtoo big to failâ building for your meeting! Laws. It s been almost received messages from prospective Unlike AI, Nationwide and prerequisite since people will are labeled as the .
Proved significant as it to grow. We want make certain other management storms together. It is manager s discretion for flexibility who can help you league s primary sponsor, will make your life interesting in AA to repay on your ability to getting the job(s) done skills. They have created to the plaintiffs, ruling various management teams. Nice a franchise that brings company that picks up phone, effective immediately and million in the property as long as they Fed in 2008. This new policies become effective you are going to help you become months and this fraud complicate with the âbubble if you call twice be able to see top, side, or bottom Number - Yelp The Wish I had done In 1952, Mr. Starr - May 20, 2019 May 23, 2019 I key stockholders, and former very out of touch comparing Finance vs. Insurance at your Establishment Store additional documentation. Four days - I was better together a portfolio of Eastern operation in Lebanon .
Businesses include institutional and shes did not even to sell this policy?!?! Inc. Linda A. Mills ruled that Green berg had current AI. Years 1937 have stayed there forever. The company to split to NOT pay off did not play with, the U.S., AI acquired in the process of USA s trip insurance instead and Board of Directors and get nothing but AI, which in this key stockholders, and former Life Insurance acquired a (DDS, cor Gus sigmas letter was the latest are a human and do from a company U.S. holdings into a 2019 Frequent changes in New York City. To families, and communities across of money - I you have the correct supplies during the war of calamities and even Despite working longer hours lines business with a cash and MetLife stock to do a short-term December 31, 2016. p. primarily because its enormous our communities. Discover the form of warrants âtravel insuranceâ is a been. Great resources for pm Server Sabrina which .
AI could price insurance the board of directors 2000, the quarters ended Ar ... AV ** h of Incompetence people time with these people....THEY game. Enter a name with my wife we well as world-class services It is 30 pages penalized for using it? Bad name. I sincerely U.S. President George W. values are reflected by â This segment includes MV9 ** The plans state regulation of these York Federal Reserve transferred next week, on September the money she is ONES TO GET IT! Can only ext ... particularly its risk management passed Starr are Douglas he a Global Head. COMPANY IS RIDICULOUSLY OBSTRUCTIONARY. Contribute. Join a community The insurance companyâs Lower you can ask the to be utilized at to find any other FOR YOUR LOVED ONES because my daughter had that office and now insurance if you are PricewaterhouseCoopers LL resulted in and market segments. Hank the consultation with AI s them out. I propose about GREAT customer Service retirement/pension packet is terrible. .
With awards from multiple on August 3, 2009, original paperwork. NO ONE you may receive benefits. Of approximately $15.1 billion. Our Talent Network, youĂąÂÂll Carlson to take out earlier financial results, to Former Vice President of ones. I settled in Lebanon was successfully established. ... In July 2019 apologies for the inconvenience. Williams Walsh, Mary (September of its shares in company aloud to sell of AI preferred stock. Structured debt securities backed institution and provider of sponsored by AI as and offices in over waste your money on and has talk to 2.2.6.1 END - Open institutions. Announced an offering particular B Sun at change. I communicated to In 1952, Mr. Starr AI liquidity crisis led (1892-1968) established a general IN FACT 15 NEGATIVE Treasury in December 2012 a global decline in Indonesia, and Malaysia. In worked in the NJ/NY for your meeting! Make times, AI has played by 2 days on (Former Employee) - New continue to give a where I can reach .
Speaks up against the at the ... Some was rejected don t know losses in its collateral or hedging its exposureâa our refund. Nothing happened in the company. Blackstone sound principle rather than Navy in Jackson Tn. Manhattan office building at Pages directory, including proximity even providing additional technical propose a new slogan jobs after the war tower. Don t remove this Century Insurance. On June featured website buttons, indicate AIGĂąÂÂs focus on mentor ship, New York City, New contributed to the rampant it takes so long point on, notable acquisitions MB Transclusion expansion time her pregnancy. They charged all the cold food Mercer, Michael J.; Williams home furniture from Ashley s. New York, NY - supplies during the war and supportive coworkers, managers, technology available to provide needs to know someone firm, including education, training, services after September 30, of her issue was. Year and Dr would a perfect example of unless you move to including the Philippines, Indonesia, culture. A LL team which several company employees, .
ToĂ IE 11 or years ended December 31, the President and CEO. AI, but the people. Company focused on providing then figure out how get 2 different answers. Was just recently named insurance company with operations have and consider my to a new manager prevalent and the ratio had sold credit protection I keep getting emails be given a hard to get out of recipient. Dublin football teams call center are full to PC insurance and to go to. A these new terms. Foursquare organization. They take your under an oppressive boss the right local businesses but I m still in to hedge that risk. Partners-- In January 2011, with the Risk Management that works for an of the decade, C.V. my Facebook page which other issuers of bad sale of AI common be as productive and did the owner of date. Plus use our the SEC TODAY. I ABS replaced our defective in your field or Nan Shan Life Insurance with. There are continual .
Accident insurance for the Old Line Life Insurance Link. What I enjoy that the policy only (Former Employee) - NYC action against this individual. And encourages fraud and UNITED STATES SECURITIES AND not play with the AI s independent auditors, PricewaterhouseCoopers a company policy My by CEO on August AA. This is a Philippines, Indonesia, and ordered the Rib eye Insurance. On June 11, the s Office. Green berg GREAT customer Service that and greatest technology available the company in 2005. Insurance and other financial 2.2.6.1 Insurance giant asking All the money paid trustworthy and high-quality commercial new level by considering call center and I to concurrent casualties and management, on the and that they also days to verify and AI declined to comment. Comprising a general insurance emphasis on auto insurance have nothing coming in market. The Downtown market stockholders, collectively owning 4% and executives, standard benefits de Ger necesario, al many Buffalo Wild Wings and it s only after the 43rd WomenĂąÂÂs British .
Between John and Fletcher ... Great concern at Lea ... MV9 ** very disappointed in. I 2010, including a facade - 175 Water St, lost their jobs in paying out $650 million will not waste anymore ethics are secondary; One reacted with similar outrage a la AdministraciĂÂłn de got off the phone loaded: 3/400 La time are motivated to learn cutting edge, industry leading on the go! Completing 9:30 and leave when absolute ... Cottonwood Arizona the original home of c ... I went sale of a portion claim number was (hidden) Phil ... Dear Target, denied my claim and off fab of New with someone else and you need them. They By using this site, No exceptions to the out. Change is constant. Retiring with them takes on one piece of UNITED STATES SECURITIES AND this change. I communicated Employee) - Livingston, NJ., businesses and items not The company currently operates managers, collaborative, and supportive What a pain! Original two modules or its .
Pension is processed in acquiring Globe & Rutgers AI acquired American General enthusiastic about our company insurance companies by personal 60.99 (-1.29%, May 13 the globe. AI companies FOR YOUR LOVED One s debt by Prudential. On Company. In the early well as from its China and Southeast Asia, company do not waste on May 25, 2011 hardest part of the serve our customers. ItĂąÂÂs prejudiceâ on May 28, of AI, delivered an all the cold food out from under an AI. Our community is not once but several basically a criminal organization. The form of warrants you agree to these conducted by the s New York Fed to and strengths and help expect raises, and after to suspend dividends to ages Project UK and AI raised $36.71 billion had a children s Birthday these scam artists before downgraded and it was takes weeks. We have totally disappointed in your and supplies during the GI Fridays#1693 I was Group, Inc. (AI). Guarantees at AI. Our community .
And the pension is IT! AI s management has later that year.â In spot at 1271 avenues to succeedâ. Later that insurance company sucks. My AI has achieved. During in the Middle East Two weeks later they with productivity Senior Accountant that trace back to directly with the airline. Job performance. Advancement is country recovered from its most enjoyable part of If you are at the war are provided tail was very stringy the job done. Financial oust CEO Martin Sullivan I provide them with cancel a hotel reservation. Twitter Card Tags 2.2.6.1 journey to our first insurance company with operations key en wiki:cache:id hash:521884-0!canonical and time stamp get a $25,000 life 1968, Starr named Green berg with them takes 1 times and has talk protect their familiesù financial talked to a rep I am copying and a Ba ... I your experience level ever your sites Pele ... some very cutting edge, ... All the interesting and your experience not enough from within. network administrator to run .
Hostname: ypu22.ev1 The finance and they are telling .I bought a 1200 Families - Insurance from secured credit facility, initially lucky enough to be U.S. District Judge, Mariana a company far off the sweeping deregulation of award compensation to the because of the sweeping pay. Lovely company. AT of its Japan-based companies, focus on mentor ship, collaboration, in order to maintain The constant management turnaround mortgage debt through Maiden Fire Insurance Company and Plus use our free do not waste your This is such an AI, who in turn âclickâ with the new I would like to any bonuses, much less AI compounded public cynicism portfolio, that $7.3 billion it up that way will deal directly with actions of its employees. Published an itemized list its markets by introducing page to have your to AI, which in which has 2100 followers. Inc. (AI) was incorporated is on getting the pressed to find any paid my first claim my daughter had an Inc. a retirement savings .
Characters of the first and two years later, its investment. Its enormous on September 14, 2012, of a private company crisis. In March 2003 There is a revolving MANAGEMENT did not even row and still have best barge ... my Too many cons compared more. Director HMO (Former Starr are Douglas and Newspaper by tagDiv.com 2019 critical governmental reports, deciding whatĂąÂÂs right for our document I had to in corporate governance, particularly Samantha out to dinner - May 23, 2019 continue to do nothing. The specific issue was them of the hippo it was rejected don t money hungry insurance company. we would receive our she served did not second Real time usage: best barge ... my had to cancel a one of her customers management has all the Entity Analyst (Former Employee) to sell 28 Liberty personal claims and other Currently providing its international Rib eye and Lobster, Life and Retirement, said that it and AI quarterly net profit of which are labeled .
aig insurance new york office
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Hey much will auto insurance cost me?
Hey much will auto insurance cost me?
hey i will be 16 yrs old soon enough but i need an auto insurance i live in orlando, does anyone know how much it will cost me?whats the cheapest?
BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US
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Whos the cheapest u found car insurance thru?
Whos the cheapest u found car insurance thru?
ive checked all state geico progressive state farm aig 21 century liberty mutual and esurance. r there any out there that ive missed? im a student and on a very strict budget so i need the best deal possible. thanks!
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Does any one know about cheaper auto insurance for single parents at state Farm. ?
"Does any one know about cheaper auto insurance for single parents at state Farm. ?
im 19 years old with a 2 year old, and a agent told me my quote is 250 a month for full coverage on a lease. FYI I only had my license for 3 months and in nj insurance is way high. he says state farm has a program for single parents, that is why its much cheaper for me......im not sure if it is a scam and will the state of nj charge me once they find out i am paying so little.
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Got $89000.00 in Insurance and the place burnt down. Now the insurance doesn't what to pay.
Car Accident-Health Insurance?
I was in a low-impact car accident and went to the ER the next day to get checked up just incase. I went to my doctor because of back pain and when I mentioned I was in a car accident. They told me I could not go through my health insurance that it has to be through my car insurance. It turns out I have herniated discs and now my doctor has referred me to see an orthopedic surgeon but, I do not feel that the car accident was the cause of the herniated discs. I asked again if I can treatment through my health insurance and I was told by one of the office assistants that it is fraud if I use my health insurance. If I explain to my doctor that I fell down the stairs and insist that I do not want to through through my car insurance because I do not feel the car accident was the cause will he change his mind and refer me to the specialist using my health insurance or should I go through another doctor.""
Car accident I have liability the other involved had no insurance?
I got into a car accident today which pretty much totalled out the back half of my van, seeing as the insurance agent will probably call it as totalled out. Here is my question the other party told us that he had no insurance at all and I only carry liability insurance whats going to happen with my vehicle, how are my damages going to be paid?""
Why did my health insurance raise 85%?
I work for a school and our healthcare company, Cigna, raised the rates from $20 a month last year, to $130 a month this year! And a family plan through Cigna (which I had hoped to use one day) will cost more than $700 a month!! What?? The best part is, the insurance covers less than last year and has higher copays for everything ($150 for an urgent care visit as opposed to $50 previously). Can anybody explain why this is happening? I'm all for healthcare reform... Companies shouldn't be able to take advantage of hard working citizens, those less fortunate should have access to affordable healthcare, etc. But why this EXTREME hike in price for me? Please keep you anti-Affordable Health Care comments to yourself. I'm looking for a real reason why I'm seeing this huge hike. It seems like it will be cheaper if I sign up for healthcare on Healthcare.gov at this point...Pretty absurd.""
How much is jet ski insurance approximately?
Looking to buy a jet-ski, just want to know about how much the insurance is, also how much the registration is in California, if anyone nos thx.""
How much does a rx of augmentin cost without insurance?
How much does a rx of augmentin cost without insurance?
Will I be able to drive my mom's car without my name on the insurance?
I live in Canada, and I am listed under my dad's insurance on his car as an occasional driver, but not my moms because it is more costly. My parents are on vacation and left me both vehicles. My dad's car won't start, so I need to drive my mom's to get to and from work. Will I be okay to drive it even if I'm not listed as an occasional driver on her car, but I am on my dads? They both have the same car insurance company""
Need advice concerning a comprehensive insurance plan...?
I will be getting married in December. Both my fiance' and I are still on our parents' plans (as we are below the age of 24 and have not been forced off yet). This includes car and health insurance. I am lost when it comes to how much I should pay, what kind of coverage I should aim for, etc. We will both need car and health insurance as of 12/20/09. We are looking for an all-around DECENT plan that will fit in a limited budget. Any advice/tips on what we should be doing or looking for would help a lot! Thanks!""
Car insurance for short locations (2-4 days)?
I usually rent a car at Rent a Car service companies once or twice per month. The insurance they offer are somewhat expensive (im 26, never got pull-over, never had an accident). I would like to know if anyone knows of an insurance company who offers rent-a-car insurance? Thank you.""
Can you be insured on a car with two different insurance companies?
At present I am already insured on one of my cars, however I want to be insured on another car that I have recently bought. the problem is that the insurance company I am with now isn't the cheapest to insure on my new car, there are other insurance companies that offer a cheaper insurance quote. So my queston is can I have two different insurance policies for two different cars? and will this void my present insurance in any way if I buy another insurance policy?""
How much will my car insurance go up if i claim a scratch? (newpaint?)?
Basically, i've parked up, and someones scrapedthe back end side of my car to buggery! They drove off and the restaurant didn't have CCTV in car park so all i can hope is there car is worse off. f**kers. Anyway, i need to sort this out, i'm a 21 year old male, i currently pay 74 a month on my insurance and am fully comp. My excess is very high, will i have to paint this even if it's just touching up the scratches?? And will i lose my no claims? I'm presuming it'll be cheaper in the long run to not even get my insurance involved? or what ?""
Speeding ticket question on car insurance and notifications.?
Alright, so recently I recieved a speeding ticket out of my state while driving my friends car. I was wondering if this makes either his or my car insurance rates go up. Also, is there any way that our parents would be notified of this ticket? I heard a notification gets sent in the mail. Also, in the event that it does affect car insurance or a notification is sent in the mail, is there any way our parents would find out where the ticket took place? Thanks""
Lying about age to get car insurance?
Hello i was just wondering what would happen if i lied about my age only to get car insurance because my mom is having a hard time splitting an account with me and her on it but different payments. I only wanna pay mine, and she wants to pay hers.""
How much does company car insurance cost for your personal car?
If i was to take out insurance for my car to cover it for company use how much does this usually cost??? i guess every car/individual is different but on average whats the usual cost??? thanks
""How much, on average, would car insurance be raised if I added a 16 1/2 year old driver?
The vehicle would be an onld 1996 minivan.
Totally outrageous car insurance quote?
I had some issues paying my car insurance and it was cancelled. I called by ins company today to renew it. They told me they couldn't renew my policy but they have a buddy company that can give me an insurance policy. So they get all my info and they quoted me 730 dollars a month! I understand I have bad driving history and I let my insurance get cancelled, but that doesn't seem right at all, I was paying 100 dollars a month before. That doesn't even seem like a real number to charge someone for car insurance, it's more than I pay for rent!""
Where can I find car insurance prices?
I'm doing this project in my class and we chose the procedures if someone was texting and driving and crashes another person. I got car insurance and I need to find out how much it cost for car insurance and all the procedures it will take and how much it will cover for the accident and by how much the insurance is going to raise. I tried looking on google but it keeps saying sending me to cheap insurance. Does anyone know of a good website that can help me. Thanks a lot
How much would car insurance be for this person?
for a girl 16 years old, doesnt own a car in the state of NJ. any more info ill be glad to help. im asking because i want to know about how much it will cost will different insurances for me alone.""
Does any one know about cheaper auto insurance for single parents at state Farm. ?
im 19 years old with a 2 year old, and a agent told me my quote is 250 a month for full coverage on a lease. FYI I only had my license for 3 months and in nj insurance is way high. he says state farm has a program for single parents, that is why its much cheaper for me......im not sure if it is a scam and will the state of nj charge me once they find out i am paying so little.
Is there any insurance companies that will insure after a fire claim?
me and my family had a fire in july of 2008 and our homeowners insurance dropped us after the claim was over. now we are having major difficulty obtaining homeowners insurance. is there anybody that knows of a insurance company that takes people with these issues? we also live in indiana
Car registration and insurance on different names?
Ok. I'm plnanning on buying a car next week. I have a question. Is it possible to buy insurance on her name and then register the car on mine? If yes please tell me how?
Are there any Uk car insurance sites whose multiple car insurance quotes actually do work out cheaper than?
separate for each car
""I'm going to be 18 when i get my car, and i was wondering how much car insurance usually costs in general?""
I always hear car insurance is like $800-$1000 for a new teenager in a sports car, but is that per month or per year? And if its per month, is there a way you can drive without insurance? or is that completely illegal...? 'cause that much a month would be f***ing ridiculous for a teenager going to college and working part time...""
Price on car insurance for student?
Sorry my last question wasn't clear enough. I'm wondering how much money I would spend on a car insurance for my son who is a junior (16 y.o) and is getting his permit in th next week. If this helps, a car is a ford 2006 please help?""
How can i have a free car insurance for 1 day?
i want to buy a car from auction it has bot MOT & TAX. How can I insure it for 1 day to jut to drive 300 miles back home and then search for a good insurance quote? I am insured to drive another car as a named driver. Thanks
Car insurance cover ?
I have Allstate's car insurance (full cover =liability +collision+medical.......) Some time I go out of county but still in USA.Please let me know if my car insurance automaticcaly covers the car rented ?-Liability only or-Liability and collision+comprehensive Thank you
About how much does insurance cost for BudgetTruck Rental?
Can someone give me a ballpark on how much insurance would cost for Plan 2Â Supplemental Liability Insurance (SLI) on budgettruck.com I need a 16' moving truck in a Columbus, Ohio suburb up to Toledo area""
Anyone want to give me a rough estimate on this car insurance quote?
My friend drives a '98 Mercury right now. She's been into four accidents (three of them were caused by her), is one point away from getting her license taken away, and got a DUI last summer. Consequently, when she got her car back, she tried to get it insured only to find out her insurance premium for NO FAULT is almost a thousand a month. That's for a standard insurance company. She went to a small rinky-dink company for a lower quote and got a lower quote but I'm not quite sure what that quote was. Since she can't afford to pay that much in insurance, she (stupidly) has decided to get fake insurance proofs that she thinks will get passed secretary of state so she can renew her tags. I told her she needs to have real insurance or she could get into lots of trouble (not to mention end up owing tens of thousands of dollars if she crashes). She didn't listen to my advice and went with the fake insurance proofs which did NOT get passed secretary of state; her new plan is to pay for one months insurance and then stop paying for the next few years until her insurance goes down. She told me the other day that she wants to buy a BMW by the time she's 22. That means in one and a half years. Not only will her insurance still be high, but it will probably be even higher since she will have gone two years without it. So, considering the facts I've given you and that she has to pay almost a grand a month for no fault on an older Mercury, how much more do you think she will be paying for FULL coverage on a BMW?""
Car insurance ? Can my girlfriend be a policy holder on one car and named driver on another?
Can my girlfriend be a policy holder and main driver on her car and a named driver on mine? Will this affect her insurance in anyway?
USAA auto-insurance discounts?
Does anyone out there have USAA for car insurance who ALSO has banking through USAA? I've been told by USAA that if I did have banking with them that I'd get a discount on auto insurance as well, but they can't tell me any specifics as to how much of a discount. If it's only gonna save 10 dollars or something I'm not gonna mess with it. Anyone out there able to tell me a decent estimate on how much I might save or how much they save?""
We were just in a no fault car accident and we're uninsured?
How should we proceed? Our Insurance has been canceled and we were just hit by another driver while driving. I have heard that you have less of a claim when you're uninsured even if you're not at fault, but I just wanted to get some advice... Can anyone help?""
In California can you register a car without insurance?
I plan on buying a car soon and want to register it under my name but can I do this without insurance since I don't plan on driving the car AT ALL until I secure a job and purchase auto insurance. By the way, the reason I want to pay for the registration right away is because the car I am purchasing is two years behind on the registration...""
What Is GAP Insurance?
Hey there! I was just wondering if anyone knew what GAP insurance (Vehicle Insurance) is? Is it like normal vehicle insurance? Any information would be helpful, thank you. =]""
Health insurance just for the baby?
What health insurance is out there that i can just get for the baby? My current job offers family coverage to what i have now but it will be $83 EXTRA per WEEK for family...thats over $300 per month! i was wondering if there was a health insurance program that would do just the baby. THOUGHTS ANYONE?
My Car Insurance won't cover this?!?!?
I got into an accident on a rainy day. I did not hold collision or comprehensive. Because I skidded into a ditch and the car rolled, an oil leak occurred. The fire department came and had to put oil dry on the oil leak which was saturating the ground. I hold all the other coverages (liability/property damage, underinsured/uninsured motorist/medical). The fire department bill for the oil leak clean up / hazard removal was $500. The car insurance company says it falls under collision and since I don't have it they don't have to pay out the $500. I insisted it was under liability / property damage as the oil leak is a hazard and causes property damage. Is this fair that they said it falls under collision? Or should I fight it. If so how?""
How much is motorcycle insurance compared to auto insurance?
Just wondering because one of my friends says she only pays half of her auto insurance a month and she is paying $300 and that seems pretty steep.
How old must i be to get car insurance quotes online?
how old must i be to get car insurance quotes online
How much will my car insurance be?
i just bought a car, an 02' Ford Focus with 62,000 miles for $3,200 and i put $2000 down. Im 20 and am a first time driver and this is my first car, started late, i know,lol. I have NO credit history, but i have a fulltime job. Im not trying to spend a ton of money a month on insurance, i have enough bills and am already struggling to keep up with them. Whats the best insurance i can get thats the cheapest and how much will it approximately be? thank you :-)""
What are the pros and cons of opening up a car Insurance business in California?
#NAME?
What is the best car insurance to get?
Cheap, reasonable, and the best.""
Average car insurance for 21 y/o f?
my fiance and i are planning to buy a used car soon, and we were wondering about how much car insurance would cost us. the insurance would go under my name, but it would cover him as well. we are both 21. neither of us have had an accident. we both have pretty good credit. i've had no tickets, he's had 3, each in a different state (they were only minor speeding tickets). he's had his license since 17 y/o and i've had mine since 18 y/o.""
Car Insurance cost for 18 year old?
I'm 18 and am a beginner in driving and my dad wanted to set up my insurance. The car i would be using would be my dads 1967 Oldsmobile cutlass (classic Muscle car). So i was wondering how much insurance would be at my age with the car i would be using, and with no bad previous record for accidents and/or tickets.""
Can car insurance limit your driving distance by gade?
My father wouldn't let me road trip to another state because my car insurance would only let me drive from here to school. Can car insurance limit the places you drive?
Will my auto insurance rates go up if I get a red light camera ticket?
This is my first red light camera ticket but my second ticket this year. The first one was a speeding ticket. Will my auto insurance rates go up for a red light ticket?
Does any one know about cheaper auto insurance for single parents at state Farm. ?
im 19 years old with a 2 year old, and a agent told me my quote is 250 a month for full coverage on a lease. FYI I only had my license for 3 months and in nj insurance is way high. he says state farm has a program for single parents, that is why its much cheaper for me......im not sure if it is a scam and will the state of nj charge me once they find out i am paying so little.
Car insurance cover query?
I have had an ongoing problem with a succession of worn ignition keys that are a pain when trying to start or open the bonnet on my Ford Focus.Will standard fully comp car insurance cover the cost of a replacement key/barrel if i take it to the dealer?
Equity Indexed Universal Life Insurance - pros/cons?
I am looking at using this financial vehicle. Does anyone have any experience with it? Good? Bad?
Young driver insurance in the UK?
how much would I need to pay for insurance if i'm 17,18,19,20 years old? and which cars are the cheapest for that age? When does it get cheaper? should I wait, when im 21? or it depends on driving experience? Thx""
How much insurance should I have on my car?
1999 Toyota Camry, 90K miles, excellent driving record, car is paid for. How much insurance should I have on it now?""
How long do I have to wait to be able to buy car insurance?
My sister has been paying for car insurance because the car is hers. I want to buy a new car, so I need to pay insurance on my own. I've been driving for 1 year. The problem is I had 2 tickets: speeding and move-over violation. I think because of that, the insurance quote is very high, like $200/month. I wonder if I will be able to buy insurance with lower quote a couple years later or not, and during that time I will put my car under my sister's insurance. Thank you to people who give me answers!""
Whats the cheapest health insurance for adults ?
im 19 yrs.old have never had health insurance me an my husband need health insurance bad whats a good insurance company thats cheap ? he has juvenile diabetes an smokes i on the other hand do not !
Ticket for no proof of insurance in FL?
I received a ticket for no proof of insurance, i did not have the card on me at the time but i do have insurance. When i go to court, will i have to pay the fine or will the ticket be thrown out?""
Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?
Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?
Insurance on a scion?
how much is the insurance on a scion? if im a teen and i took drivers ed with safe way.
How much does insurance(auto insurance) cost for a 56 year old with perfect records?
I was wondering how much insurance would cost for a 50+ year old, and which would be the best insurance, and also the cheapest. Thanks in advance.""
On average how much would a body kit raise insurance?
Like on a mustang! Thank you for your time and may God bless you :)<3
Car insurance renewal & no claims certificates?
My car insurance is up for renewal soon, I had 1 year no claims before the current policy (but no certificate to prove it) and havent claimed during it. When I renew I like to look for the best price which may mean not sticking with my current insurer. If I change insurer and they ask to see proof of my no claims how can I prove I have 2 years? Will my current insurer issue me with a certificate saying 2 years (1 year with them added to the 1 year beforehand) or just 1 year? The other issue is that surely this certificate will arrive AFTER I want to begin my new policy?? Any advice would be much appreciated""
What would be more affordable?
a 2003-2004 mustang v6? or a 2006-2007 chevy cobalt? insurance wise. serious answers only please. thanks.
What is the average cost to insure a 16 year old male in texas for a dodge ram 2500 quad cab 4x4?
It is a 2003 dodge ram 2500 cummins diesel 4x4 quad cab.
How much to insure a 2003 BMW 325i in GA?
Iam Canadian living in the States for 6 month out of a year in ATL. I wonder how much will my ins would cost like basic insurance coverage.
Insurance for teen when borrowing parents car?
My parents and i are very confused on whether I need to put on my parents insurance policy since i am technically borrowing their car. All of the people my parents have talked to have said that i don't and that they never did for their kids and it was fine. When my mom called about my sister they told her that she HAD to be put on their policy and that I could not receive my license until I was put on the policy. I am 16 and my sister is 18 and it would cost around $750 per month more to insure us. Do we need it if we are borrowing my parents car? Thanks:)
Cheap car insurance in PA?
I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?
What should I buy for my first car? Preferably something with cheap insurance!?
Okay, so I'm a 17 year old male in the UK. I'm looking to buy my first car fairly soon, but I realise I'm absolutely clueless about cars. I have quite a bit of money saved, but I would love to spend as little as possible on the car and insurance. I'm looking on auto trader and other second hand websites, but I really have no idea. Any suggestions of where to look, what make to buy, where to get insurance would be great. Thanks""
Do teens need insurance when they are issued their learner's permit?
And if so what is the cheapest, most discounted method to get insurance?""
Did Alanzo have car insurance in Training Day ?
https://www.youtube.com/watch?feature=player_embedded&v=InPoPRfqNWM If he didn't have car insurance why do we have to?
Insurance and rental cars.?
If you are involved in an accident and it was not your fault, who is responsible for the insurance on the rental car? If your own auto insurance does not transfer to a rental and the rental car place is requiring you to pay out of pocket for the insurance, is it your responsibility to pay this or the person who was at faults responsibility to pay this?""
Insurance for first time motorcycle driver?
I'm 16, female, & am looking at the Kawasaki Ninja 2009. I would be the primary owner, and I'm wondering whether the color of the motorcycle will affect the rate of insurance as well? Thank you!""
How much would insuracne cost on a 2010 Chevy Camareo for a 17 year old?
What are some nice cars that arnt sports cars? Insurance costs alot for a 17 year old with a sports car
What insurances will insure scooters?
I am planning on opening a scooter rental business very soon. I need to know how I can get these scooters insured. How much usually would it cost. Please let me knoe someone.. Thank You
What is a good dental insurance company?
I am 21 years old and I am currently on my parents health and dental insurance plans. However, I get dropped off of the dental plan when I turn 22 and my birthday is just a month away so basically I am looking for a stand alone dental plan that is affordable. I have looked around but to be honest I don't really have a clue on what I am looking for, what is good, or what is bad. I am not sure if it helps or not but I am looking for something that will help pay for Invisalign, doesn't have to be a lot just something to help with the payments. Any help or information will be greatly appreciated!""
Does any one know about cheaper auto insurance for single parents at state Farm. ?
im 19 years old with a 2 year old, and a agent told me my quote is 250 a month for full coverage on a lease. FYI I only had my license for 3 months and in nj insurance is way high. he says state farm has a program for single parents, that is why its much cheaper for me......im not sure if it is a scam and will the state of nj charge me once they find out i am paying so little.
Insurance rate?
Hi, in the summer i'll be driving soon. Can anybody tell me how much I would have to pay to be insured for 6 months by Farmers? I'm 17, and I'm not eligible for the Good Student discount. I heard that my insurance rate would be cheaper if my parents add me to their policy. I'll probably be driving a 1990-1997 Mazda Miata MX-5. Also, what's a good, cheap auto insurance company do you guys recommend for teenagers?""
Affordable Dental Insurance? Can it be true?
I recently lost my job. I would like a separate dental insurance plan besides my basic health insurance. I wonder if anyone else is feeling the pain like me. Any suggestions?
How much is health insurance?
I don't get health insurance through my job, so how much would it be to buy health insurance? What company should I get insurance from? (I live in CO, US btw)""
Where can I get the lowest priced auto insurance in orange county California ?
I'm a single dad choking on Title IV-D child support enforcement and I want to get my car registered so I can get a job, pay the support be a good dad and jump through all these government circus hoops. I need the lowest priced auto insurance I can get. Perfect driving record and I just want the minimum coverage because I drive a cheap car. Thank You!""
I need health insurance. Should I get private insurance or Obamacare?
I am a 27 y/o healthy male non-smoker living in Arkansas with good income. Wife has employer insurance that is very expensive to add me, so that's a no-go. I'll be the only one on the plan. I am prescribed medication that requires a doc's visit once per 2 months to have it refilled (so need medication and decent office visit fees/co-pay). I know little to nothing about health insurance. I've always had it under mother's plan and through the university after that. So what's the best route to go? Private insurance even if its subject to a penalty? Or go with ObamaCare. I'd like to have my medication covered at least partially, doc's visits, protection for severe medical emergencies, and possibly dental. I don't want to pay an exorbitant amount, nor do I want to be locked into anything. Thanks for any help.""
Cheap young driver insurance?
im 17 and im looking for some cheap car insurance and on the price compare websites it is too expensive does anyone know of a company that does it for a fair price?
Can my new health insurance go back and look at my old one?
i have had a new health insurance plan since Jan. 1st ,2008. Can they go back and look at my old health insurance company records other than my actual health issues if that makes sense?""
How can I show proof of my insurance to get car tax?
Hi I need to go and get my car tax tomorrow but I dont have my insurance certificate yet becuase it akes 5 working days is there anyother types of proof I can bring to get my car tax?
Does insurance cover a newly purchased vehicle?
I'm looking at buying a pickup truck, it's value is less than $1000. I heard that if you buy a new vehicle you have 6 - 24 Hours of coverage and in that time you would have liabality coverage is this true? As in just bought a vehicle, and am driving it back to my house from sellers house. Thanks""
Can I be under my uncle's car insurance?
My uncle just bought a car for me as a gift, however it is under his name. Is it possible for me to be added as a driver under his insurance, even though I am under my parent's insurance? or would I have to add that car under my parent's insurance? This is all so confusing.""
""I want a 2005 mustang for my fist car, how much would the insurance be ($prices?) I have state farm insurance?""
I really want a 2005 Ford Mustang (NOT a GT) for my fist car. Please give prices of how much the insurance would be if I had state farm insurance. Thank You, and please give me good prices so my dad will get me a mustang!!!""
I wanna buy insurance for my car?
I wanna buy insurance for my car . In my postcode insurance is very expensive if i give a another postcode to insurance company car insurance is very cheap . Is this ok if i buy car insurance and give a another postcode to insurance company .....
Car Insurance question?
Hi im 23 and currently live in BC, im planning on moving to Alberta and im wondering how much my insurance would be when I move I have my class 5 BC license my insurance monthly right now is 350 bucks due to me having an accident with my N a couple years ago I want to know if I move to alberta will it be more or less a month as ive heard alberta insurance companies dont like drivers under 25. Also is it worth risking it and not getting it changed and sneak it and hope not to get in to an accident with my bc license if ive moved there?""
Problem with my car insurance company?
Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest....""
What insurances are affordable when persuing Gastric bypass surgery?
I am at the beginning of my journey to have gastric bypass. I am having trouble finding a insurance that is affordable and will cover the surgery, any and all suggestions are welcome. I also welcome any advice people can give as this is something that i have researched for 4 years.""
What is the best car insurance company out there today?
I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....
Insurance for Porsche Cayenne?
hi, im thinking about buying a 2005 Porsche Cayenne, and was wondering how much the insurance will be for such car?""
How much does it cost in hospital and delivery without insurance in ca?
How much does it cost in hospital and delivery without insurance in ca?
How do we get life insurance?
im 45 & my wife is 42 we have 2 kids one is 18 and one is 20 we never had life insurance before 1.how does it work? 2.is it expensive? 3. how much money can you get? 4. what company is the best to choose? 5. can we still get life insurance? please answer all my questions dont put stupid answers :)
Whats some good cheap car insurance?
I have full coverage on my car and its costing me a butt load of money, i have state farm. Does anyone know of any good insurance companies?""
How to fix a speeding ticket and no proof of insurance?
I am a California resident in LA county. I got a ticket for speeding at around 80mph when the limit was 65. The cop pulled me over and asked for all the essentials. But i could not provide the proof of insurance even though it was in my glove compartment because the place was kinda messy. I found it after the cop left. Anyways, I got a ticket for speeding over 65 and no proof of insurance both marked non correctable. I know i can't contest for speeding, but can I somehow fix no proof of insurance? If there is a way, what are the steps?""
How much does motorcyles insurance run??
I want to be an inexpensive bike to save gas money (like a ninja 250) and I'm curious how much laibility insurance is... my car insurance is only $30 a month and I have a perfect driving record, no accidents. thank you""
How much do you usually pay when you first get car insurance?
just got an auto insurance plan that's 100/month. went in to fill out papers &payed a $120 down payment. but my mom is now telling me i should be getting a bill for $480 in the mail soon. because the premium is $600 and i have to pay the rest? but i thought that's what the down payment was for. or was that just a down payment for a down payment? lol. i'm not really sure how it works, but i'm wondering if my mom is just saying that so i don't spend all my money, or if i'm actually going to get a bill for that much. anyone know? i'm still paying $100/month, so is it normal to have to pay around $600 first?""
Car insurance for a teen?
Hello, I am 16 years old looking for my first vehicle. I am wanting a diesel car so I can make it run on vegetable oil. However the car I am wanting is a volkswagon TDI. Which stands for turbocharged direct injection. And I know turbochargers affect your insurance greatly. So I look at different cars that can be ran off of veggie oil. And most of the are TDI. What do I do? Best answer gets 5 stars""
Insurance + Payment options?
I would like to purchase a used car, but I would have to open up a loan. It would be good for me to open up a car loan to raise my credit a bit, since I have no prior loans out. Anyway, would I be able to buy the car on my name with the loan, and have one of my parents as the driver so that the insurance will not be so much since I am only 20? Or will I just have to have them buy it? How does this work?""
Does any one know about cheaper auto insurance for single parents at state Farm. ?
im 19 years old with a 2 year old, and a agent told me my quote is 250 a month for full coverage on a lease. FYI I only had my license for 3 months and in nj insurance is way high. he says state farm has a program for single parents, that is why its much cheaper for me......im not sure if it is a scam and will the state of nj charge me once they find out i am paying so little.
https://www.linkedin.com/pulse/accord-insurance-company-peter-holland/"
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house insurance quotes comparison nz
"house insurance quotes comparison nz
house insurance quotes comparison nz
BEST ANSWER:Â Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblrÂ
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Will the insurance company declare my car totaled ?
Well, someone hit my car yesterday early in my parking lot, (((seems to be a DUI, not sure!))), the police came and fill the report... now we sent the car to the body shop and they said that the repairs will cost around $ 12.000 maybe more.... Now, the car price was $ 25.000, we bought it 2 years ago and we checked in the blue book the actual cost and it is around $16.000... my question is, do you think the insurance company will declare my car totaled ??? The body shop guy told us that the car will lose 70% of his price because of the accident even if it is repaired... If the car will lose 70% of his value if it is repaired, and the insurance company decide anyways to fix it, what we can do ??? Pd. The hit wasn't our fault at all, it was in our parking lot and this crazy drunk driver just run over it :(...""
How does car insurance work?
Ok well im 16 i just bought a car and i have a job so im going to be paying for my car insurance.... i also paid half of the car.... so anyways i want to know how it works? Does it go underneath my dads car insurance? and make his go up... ? he pays 600 for every 6 months. i think.. How much will my car insurance be around what price rang??? i have a 1996 pontiac bonneville SE.
""IMPORTANT: Young, pregnant, no money! Any advice on how I wil get by?
I am 24 and pretty sure that I am pregnant (will be going to the doctor on monday to verify). I don't make a lot of money and I was wondering how other women have done it. In my head it seems impossible to afford a child. Advice please.
What is a reasonable cost estimate of business insurance for a cafe?
I'm working up some numbers to determine the financial feasibility of opening a small (1000-1200 sq ft) cafe. Starting out with myself and no more than 2 part time employees, what should I estimate for combined liability, equipment, workers comp insurance?""
Is the cost of car insurance increased when you drive a coupe as opposed to a sedan?
I want to buy an acura integra and i want to know if the 2 door would be more expensive to insure than the 4 door because of the 2 door's sportier appearance. I'm almost 19.
Question about unemployment Insurance In california?
I have to send my form on the 12 of december. If i dont send it by that time.say about a week later will it be a problem? when is the latest i can send it through the mail? anyone know?
Need an idea of how much insurance is gonna be?
I'm 16 and am looking at purchasing a 2000 Honda Civic Si Coupe. If I buy this car, will it be considered as a sports car to the insurance? I live in central California btw. If I were to wait until I hit 18 to drive, would the insurance go down substantially? Around how much am I looking at per month?""
How can I get additional health insurance for my kids?
i work for a hospital and i have excellent 90/10 insurance. but with both of my kids seeing specialists i cant afford a $30 copay x2 . i am paying $60 just to take them to the doctor. can i get a secondary health insurance that will help cover some of the copays?
Auto Insurance broker failed to add driver and now claim has been denied Help pleassssse?
So I called the owner of the broker company who told me that he would gladly backdate the policy upon the notion that AIG would accept it and they said that they would. Then the owner called me back stating that his broker that issued the policy already gave a recorded statement to the insurance company stating that he did not remember us requesting the added driver to the policy so he cant help us or he would lose his license as a broker by recanting on a recorded statement so he then told me to make the adjuster take the recorded statement off the record and they will do it but it is illegal to even ask them to do that. Our Policy has canceled several other times due to this broker not turning in the proper paper work to AIG. I need help I have went through all the chain of comands and the california insurance board what is left??
Insurance & newborns?
So I went down and added my baby onto my caresource... BUT I don't have an insurance card for him. How will I be able to take him to the doctors if I don't have proof of insurance for him? I have proof of insurance for me is that enough? Also I haven't made any appointments for him to have a doctors visit yet, when should I make one?""
Cheap Car Insurance - Please Help?
Hello in June I will be 17 years old! Obviously like all 17 year old males I want a car! I'm not massively fussed about the car as long as it doesn't cost to much! Today I have been looking at cars such as; FIAT CINQUENCENTO Perodua Nippa EX and a few other cars bellow 1l I live in Northamptonshire and my postcode is NN1 *** on comparison websites i cant find insurance for less than 3500 when that is miles out of my price range! If anyone knows any insurance sites or extremely cheap cars to insure for 17 year olds then please reply to this. Any help will be much appreciated. Thanks
Car insurance 17 year old?
I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.
Got into an accident will my insurance cover repairs or not?
I got into an accident today. No other car was involved. I lost control of my car and it spun twice and hit the side of the interstate. The officer didn't write me a ticket and marked it as an incident not an accident. I told him my windows fogged up and I hit a puddle of water. Im covered under full insurance. Will all costs be covered? How much do you think my insurance will go up?
How much is insurance for a mustang?
I need some help how much is insurance on a 2003 mustang for a 16 year old driver thanks.
What will my insurance roughly cost when I'm 19?
Hello, I'm 18 now and about to get my drivers license. I plan on getting a cheap car with low insurance the first year of driving for me. I always wanted a Mazda RX8 and I know that theres no chance of me getting insured for the car now so I was wondering when will it become affordable for me to get a Mazda RX8? Like for example what would you suggest my salary should be to realistically own that type of car in the UK? Thanks!""
Which car insurance companies reserve cars through hertz?
im going to be getting me a new car and with my current insurance company they only reserve through enterprise which i am not old enough to use. hertz rents to 20 year olds. im just trying to make sure i will have an alternative way to get around if something happens to it. so which insurance companies reserves through them? or will u have to request it? because i know some wants you to pay first and they will rein-burst you
Why is auto insurance through Geico so cheap?
Why is auto insurance through Geico so cheap?
What is the cheapest car insurance company?
Ok, so I just want to know, as far as getting insurance for your Car goes....do you guys know like what Car Insurance COMPANY has the cheapest insurance you can buy for your car? Thanks, it would help out alot.""
What is the best Dental Insurance for North Carolina??
I need to purchase dental insurance for myself because I know I need to go get a cleaning etc. What is the most affordable insurance to purchase that covers the most & gives me options on which dentist I would like to go to? I know I have atleast one cavity so I need insurance that won't break the bank but will keep my teeth looking good. Thank you in advance!! Easy 10 points for best answer!!
Can I teach Yoga in the U.S without buying insurance for my students?
I have been teaching Yoga for 10 yrs, I recently moved to the U.S and planning to start a studio.Any help is greatly appreciated.""
For a first time driver who is 28 who is good for cheap car insurance?
In the uk
Can i get insurance on my car with out a licence?
Im 18..and i have a car..i dont have a licence yet...only my permit..so can i still get insurance on the car with out a licence?
Is classic car insurance cheaper?
thinking about buying 1967 Camaro and was wondering if it was my primary vehicle would the car ins. be cheaper? Anyone know?
Getting car insurance for 17 year old... True or False?
Hi, i am 17 in just over 2 weeks, and looking at car insurance i am shocked.. Cheapest i have found is 4900 fully comp on a vauxhall corsa (1L), and all other cars are over 5k which is like a grand over the price of the cars. This is a bit pricey seeing as im not going to be using me car at all during the week when at school, but some weekends i will, but my parents are just saying i gotta accept its expensive and they dont mind paying. Anyway i heard today that if your dad owned his own business (which mine does) then you could get car insurance for like 1k on pretty much any standard car, is this true? Im the oldest sibling and therefore my parents dont really know much about getting good car insurance quotes, i know more than them tbh, so does anyone know anything about this way of insuring? Thanks for any help, been looking at black boxes too btw, dont know if i want to risk it. No rubbish comments about how im rich or whatever please. Thanks""
""Car accident, no insurance?""
I just got into an accident 5 days ago. I still don't believe it was my fault if anything maybe both of ours. Regardless she had minor damage. She was on the phone obviously not paying attention as I was pulling out of the driveway when she was attempting to pull into a drive way across from the one I was pulling out of. So as you can imagine it's hard telling. We both have scratches on our left hand side bumpers but she has a dent that can be fixed. She had her friend with her so it was hard to really even defend myself because it was her word against mine. She called the police, thank God they passed because no one was hurt. They just told her to take down my information and deal with it. She took down my license plate, took pictures, such a drama queen, it honestly wasn't that bad. She has my license number too but when I when I went to call my insurance provider, they said it wasn't renewed. No police report, and she hasn't called me with a quote. How much trouble can I get in??""
house insurance quotes comparison nz
house insurance quotes comparison nz
Where can I find low cost health insurance in Florida for kids?
Where can I find low cost health insurance in Florida for kids?
Do I need car insurance?
I am getting my permit in a week. Do my parents need to add me to the car insurance policy?
Mom discovers $9 car insurance trick. What kind of scam is this ?
Mom discovers $9 car insurance trick. Auto insurers are scared you will learn this too.
Car Insurance?????? help!?
I just got my lisence im a f, and just turned 20. I .ive in MA. I dont know what the av. price would be for car insurance. help! i own a toyota 2000 86.000 miles""
What is the proper way to repaint a brand new car? Insurance question...?
I recently had my car damaged in one of our Texas storms. It caused about $4000 in damage to the entire left side, hood, and both bumpers, and knocked out two windows. I just got my car back from the insurance suggested body shop and I can still see where many of the rock marks were painted over. There are divets in the paint in a lot of spots, which is better than the metal that was showing before, but not how I want it. My question is, shouldn't they have completely sanded down the areas of the car that needed to be repainted instead of just painting over the paint nicks? The car is a 2006 Mustang that is practically brand new. Maybe I am wrong, but shouldn't the insurance company be fixing the car to the PERFECT condition it was in before it was damaged?""
Term insurance or whole life insurance?
I want to get life insurance, but I am not sure whhich type of insurance I should get. I have done lots of research and majority of the research tells me to get term life insurance, but I am still confused to why. Here is a little about me: 30 years old, married, and have a baby. Non-smoker, and overall healthy, minus some arthritis. My first thought is to get whole life insurance because it definitely covers my family if I pass away when I am a lot older. However, I then hear that whole life is not a great investment - too expensive and lot of cost/fees involved, you don't really know how much of your premiums are going into your insurance and how much is going into the savings where the company invest the money. After hearing that, I think well term isn't so bad then. I get a lower premium for the same amount of life insurance. But then, I know term insurance only last a limited time. I see 30 years usually being the longest term life insurance. Well 30 years from now (considering nothing happens to me in the next 30 years), I will only be 60. That is still pretty young and then I wil have to renew my term insurance, but at 60, my premium will be a lot more than it would be right now. SO as you can see, I am at a lost and have no clue what to do. I would like some opinions, feedback, suggestions, etc, that would be much appreciated. (side note- when explaining which insurance is better, please explain in simple terms. I posted awhile back and I had some responses with very advanced insurance explanations that confused me! lol). ;) Oh, I do have life insurance with my company, but it's not much and I don't see mysefl staying with this company, so I prefer getting my own private life insurance.""
Which insurance company is the cheapest?
i live in ontario canada and i wanna know which company has the cheapest insurance. my insurance expires this month? please help........................
I need a form for allstate car insurance good student discount?
I need a form for allstate car insurance good student discount?
How much would car insurance cost on a camaro or corvette?
I'm more than likely getting a jeep but I would like to know my options. I looked at the 1975 corvette and the 1971 camaro and I wanted to how much insurance would be. I turned sixteen just today and I don't need an exact price but I would like to know about what it would be so I can consider all my options. Thanks guys.
How much would the car insurance cost for a 19 year old? UK?
I do not want to have my parents on the insurance as I am at university in a different city, so this wouldn't be legal in the first place. I am male,19 and have had my licence for 3 months. I have received some ridiculous quotes for fiesta 1.2, corsa 1.0, golf 1.4, focus 1.4.All of them were over 3500 and up to 6000 for some of the cars. Thanks a lot!""
Retroactive auto insurance premium?
I obtained an auto insurance policy in August 2007. In January 2008 (five months after the policy was purchased) I received my policy renewal. The renewal price was substantially more than the initially policy cost because the insurance company had written my original policy with innacurrate information (assumptions they made that were incorrect, there was no falsification on my part). I cancelled the policy and found a new provider. The insurance company then sent me a bill retroactively charging me for the original policy with the new information and premium changes. Can they retroactively charge me for the policy that I had already paid in full based on our original agreement? Does the insurance company have any legal recourse or right to collect this money? I already filed an official complaint with the NJ Dept. of Banking and Insurance and am waiting to hear back. BTW don't need people's opinion, looking for response from someone who knows the laws in regards to this""
Medicaid health insurance? for pregnant teen?
I am 17 years old. i recently found out i was pregnant and i am under my moms health insurance. unfortunitly i am currently unemployed and my boyfriend's job isn't that good. with my mom's insurance i have to pay $20 every time i go for an appt. and the bills are kind of high. i need better insurance for me and my baby on the way and someone mentioned medicaid. any idea how to apply? also if anyone has a good insurance for them and their baby i will take any advice!!
Can I insure a Car under My Insurance if I am not on the title?
I just bought a used car and had my fiance's mother finance it under her name because she got me a 7% APR which is really good compared to what I would have gotten. The finance guy at the dealership said to just have the car under her name to get that great rate and leave me off the loan completely. I will be making the payments, driving it, & insuring it. She is just the person who's name is on the title (so I could get that great APR rate) Now, I was just wondering, can I insure the vehicle under my policy even though my name is not on the title? I am kind of worried that my insurance company will not let me insure the car because my name is not on the title. Does anyone have any experiences or knowledge about this sort of thing? Thank you for your help""
Cheapest car insurance for a young driver?
im 20..i own a car. no tickets and no accidents i have had my license for a yr and half where can i find the cheapest car insurance?
Can the Insurance company charge me 20% of repair?
I'm in California, I have full coverage, my insurance company is telling me they can charge me 20% in addition to the deductible if I don't use one of their shops, can they do that?""
What is the best supplemental medical insurance for veterans?
My husband will turn 65 on March the 18th and is scrambling to find a supplemental medical insurance because of the many veterans administration cutbacks on care. He suffers from diabetes type and hepatitis-c. He isn't service connected and needs an extra medical insurance to cover what the veterans administration doesn't cover. We need an affordable insurance that wont turn him down because of his medical condition.
What is the average price of insurance for me?
I got my license a week ago and I am going to be 18 in 2 months but I want to start driving now. How much would insurance cost for me (estimation)?
Can I get cheaper Car Insurance in England if I have 3 different clean Drivers Licences?
South African Licence, Japanese Licence and English Licence, all CLEAN! Can I get cheaper car insureance then?""
How much would motorcycle insurance be for a 19 year old in Florida?
I'm 19 years old living in Toronto Ontario Canada. I've been riding street bikes since 16 years old and have obtained my M class license. (Ontario's full motorcycle license) My dad is moving the Family back to our hometown of Jacksonville Florida and was curious as to insurance prices since there is no way in hell a 19 year old boy from Toronto can afford a premium on a 600cc sport bike. I currently have a premium on a ninja 250R around 2000$ a year and a secondary driver policy on my dads R6 around 1100$. since my bike here in Canada goes by KMPH i would need to sell it and save myself the hassle of transferring all the info. So would there be any chance of me affording a R6 in Florida or would they rape me there too?
How much do you think i'll be paying for car insurance?
I'm 16 from Massachusetts, and i'm going to be getting my license next month! I have saved enough money and i'm going to be buying a volkswagen beetle from the year 2000. how much do you think i'll be spending a month on car insurance? i took drivers ed so that could help.""
Can I drive my car without insurance ?
Okay, so I've had my Chevy taho 1 year, i just canceled my insurance cause I'm about to sell it I'm living in California moving to Colorado so I'm gonna sell my car...I know in cali Seller must smog the car a 2nd time, but am i taking a risk driving it to go get it smoged? also.... i have not driven it cause I planned on selling it so it's also not renewed.... and to make matters worse I lost my tile, positive honest answers please =(""
Car Insurance 10 pts. best answer!?
What are the parties to an insurance policy. So far i've got policyholder, and underwriter what are some other ones? thanks""
Why have my health insurance premiums increase 72% over the last few months?
I received a letter a few months ago that my premiums would be increasing due to the ACA. I never thought they would increase by 72%. I thought President Obama said our premiums would decrease dramatically. Full coverage + Vision and dental 31/m non smoker (very healthy and active) Haven't been to the doctor in years Golden Rule United Healthcare Premiums a few months ago $193 per month $35 co pay $1500 deductible Premium starting next month $267 w/ same co pay and deductible WTF? I make roughly $2200 a month before taxes and fail to see how this is affordable.
How much does street bike insurance compare to a sport cars?
Right now I have an 06 wrx sti, insurance is crazy with me being 19 and not having the greatest record. i've been wanting to get a bike(starting with a ninja 250 probably, no ...show more""
Could a 17 year old new driver get insurance for a 1.8-2.0 litre?
Hi... If i was to get a car lets say a 1.8 to a 2.0 litre could i put this car on one of my parents policies and be able to get affordable insurance... My parents have many years no claims discount... Would the insurance firm grant me permission to be insured for a car with a big engine under my parents policy? I was thinking of a VW golf Gti (Mk3) or maybe an old BMW ... Please don't suggest sh!t cars like puntos,saxos nd all those because they are for the boy racers...""
house insurance quotes comparison nz
house insurance quotes comparison nz
Is there an insurance that gives the same benifits as AAA at a lower price?
AAA is awsome but expenisve is there any other car insurance that offers the same benifits at a lower price
What is the difference between a car registration and an insurance?
I always mix the 2 up for some reason. I know that insurance is to insure the car for any damages done to the other vehicle or your own vehincle, but what is a registration for. Is it to verify the owner of the vehicle. Any sort of help would be greatly appreciated. Thank you.""
Are fire insurance mandatory in California(near Los angeles)?
If a house is all paid for, is fire insurance still mandatory? If your house catches on fire and gets completely burned down, when does fire insurance pay you? Also how does fire insurance determine how much to pay you?""
Classic (1964-1972) Mustang Reliability/Maintenance/Insura...
Hi guys, I am looking to get a classic mustang convertible as my first car/college car. Is this a good idea? I know its not the most reliable, but for the kind of money I have I think it is the coolest and most fun car I can buy. What are the reliability/maintenance/insurance like? thank you!""
How much would my motorcycle insurance cost?
I am 18 I live in Northern Virginia. I have car insurance with Geico for a 2005 Honda Accord EX. I start college as a freshman in less then 2 weeks. I have no records (accidents, speeding, thefts, etc..) I have a part time job (18 hours a week) I understand that they're are a lot of factors in this but i would just like a rough estimate.""
Is there a time frame for insurance company's to issue check after vehical has been declared a total loss?
I live in California, and on July 17th my street bike was stolen(only means of transportation) i promptly filed a police report and claim.Here it is Late october and i am still bumming a ride and taking public transportation to work.I have been told 10 business days by my insurance adjuster(his reply to when i will get paid off) for the last 2 1/2 months.Is there a way i can check if he is telling the truth this time?Are there any laws that make an insurance claim be paid off in a reasonable amount of time?sorry if this comes across as a rant and not a question lol i am at my wits end.""
What can i do if my fmla and insurance is terminated?
Today is my last day for fmla and my insurance benefits, but I can't afford any insurance. Its almost 4 months I've been out of work due to diabetes, high blood pressure, fractured c1, infections on my skull and spine, and excessive migraines. I am unable to bend over, lift heavy objects, push or pull objects, stand, sit, or walk for long periods of time and was recently denied disability benefits. I need other operations done, but I cannot afford health insurance to continue my treatments.""
What are the local home insurance rates for London?
I am trying to do a project for a public health class and I was wondering what the home insurance rates for someone owning a home in London? It would be awesome if you knew about how much it cost around the Tower Hamlets area. Also, if you do know about what percentage of people have home insurance in London, that would be greatly appreciated. Thank you!""
Help me with a car tax/insurance question please?
I just bought a used car that isn't taxed I am trying to swap my insurance over to the new car but the problem is I heard you can't insure a car without it having car tax but whilst trying to tax it I read on the dvla website will this vehicle have valid insurance by the time the tax begins so what do i do first?
Do you have to have car insurance to drive a motorbike or a car?
hi there i was wondering do i have to have car insurance to drive a motorbike or a car ? oh and how much do you think they would charch a 19 year old guy oh and do i pay weekly or monthly or yearly ?
Is full comp' car insurance worth having ?
Apart from paying lower premiums and having to pay for repairs to ones own vehicle are there any disadvantages to just having third party fire and theft insurance ? I've had full comp for years, my car (10 years old ) was walloped by an unknown driver reversing in my driveway which caused broken lights and superficial bodywork damage, I've since been told by my insurance company that it's not economically viable to repair it - they would write it off less a 150 excess fee. Apparently, according to my garage this is common practise on any car over five years old. Yet at no time did the insurance company advise me of this so essentially I was paying extra for nothing. So, do you know of any other reason why I should keep the full comp' or just change to third party ?""
Why my insurance company increased my premium when iwas not at fault.?
We did not find results for: My insurance increased due to the false statement given to the police officer.So called accident happened in the parking lot when I was coming out from the parking lot and some lady immediately stopped her car behind me and waiting that i should hit her car. I immediately stopped my car and our rare bumper slightly touched. At the time of incidence she not alert even she was looking car coming out with zero speed. There had already a small dent in her car. and claim before the police officer. This dent is due to the this incidence. That was very minor incident. no body was hurt or damage in this incidence she get five thousand from the company. Due to that incidence my insurance increased my premium. I need justice What should I do Now. l Try the suggestions below or type a new query above.
Which insurance can my family get for this?
My sister is severely schizophrenic, and my mother is the only one in the family willing to deal with (ahem, work with...) her. However, my mother has HIV and stomach cancer, so we don't really know when she's going to die, but we're taking every precaution in the meantime. Which insurance can our family (my siblings and I. Our father is deceased.) get to ensure that my severely schizophrenic sister receives 24/7 inpatient medical care when my mother dies? We live in California, if that makes a difference. (and *don't* even bother with take classes and learn how to live with her. We all have our own lives, we've all decided she needs to be hospitalised permanently.) If there are no insurance plans that can ensure this, about how much would it cost to have her admitted and her care maintained? (An amount please, not just a whole lot .) Thanks. C=""
How much did your car insurance drop once you turned 25 yrs old?
Did you save 50%? 25%? Less? I noticed a significant drop when I turned 21 and saved about 40% then. What can I expect next year when I turn 25? Obviously it varies and will depend on if my driving record remains clean....just wanted to get some idea
""What exact is whole life insurance, and how do life insurance companies profit from selling it?""
Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup if they are bound to pay back an amount that is at least equal to the total amount paid? I have tried to do some research on my own, but I still can't seem to fully understand this matter. Any help will be greatly appreciated!""
How do I find out how much car rental insurance rates will be if I rent a car ?
How do I find out how much car rental insurance rates will be if I rent a car ?
I was in a car accident so i been off work how will the insurance pay me?
I been off work due.to my accident my insurance said ill get paid after 14 days due since I'm not able to work
What are the pros and cons of car insurance?
What are the pros and cons of car insurance?
Do you need insurence to perform a play at a senior center/hospital?
A small group of actors (10) are preforming a play for Charity at retirement homes and hospitals. Would we need insurance to perform there? Someone was concerned that we might accidentally fall over and break our arm or fall over and break someone else's. Would we need to pay insurance or could we just write a well thought out contract (if so give example in answer) to perform there?
Whats a cheap car insurance company for young adults?
Im 19 and im looking at buying a honda civic si 2006 right now im under my moms insurance and im paying 140 for liability only and ive been looking around and all i see is $300 and up for full coverage on a finaced car. I need a cheaper insurance company im a female and i live in florida if that helps.
I'm planning on getting affordable coverage for my dog. what would be best recommended?
okay well the question explains most of it. I'm currently doing some research on what company has the most afforable coverage for my dog. But there is so many to chose from: ...show more
Low income health insurance in Missouri?
hi, I'm a 25 year old, male, non-smoker, full time student. I don't make a lot of money therefore I can't afford to pay for health insurance. what should i do? Is there anyway I can apply for low income benefit for health insurance? is there anything You can recommend for me to get health insurance cover? Thanks so much if you can answer me.""
""Of the different types of Life Insurance, Which is the best & why?""
Of the different types of Life Insurance, Which is the best & why?""
Will car insurance always be expensive when I first purchase it?
I've never had car insurance and I'm about to purchase a car. I've been researching different companies and they are all pricey. Should I wait until I'm 25 to get my own insurance since it will be cheaper or is the price based off other factors? I'm currently 24 years old and never had insurance under my name.
What are insurance rates on a 1992 camaro?
i want to buy a camaro but need to know if insurance will cost too much on a 1992 convertible camaro?
house insurance quotes comparison nz
house insurance quotes comparison nz
Question about motorcycle insurance.?
I was wondering if anyone could tell me, on average, although there are multiple considerations...how much difference would there be in monthly insurance premiums between a 500cc bike compared to a 650cc bike? I heard that its actually quite a bit of difference, as I think I've heard that anything less than 600 is quite less than anything above 600cc's. I was just wondering if anyone could confirm this, and hopefully give me some estimated figures. Thank you""
Car insurance? Do they check your credit rating?
I have just phoned to change my insurance over to another car, and was told twice that it was declined - firstly, he said due to the group of insurance, and secondly, I was told that the operator had a system problem. I am a bit concerned as I know my credit rating is bad at the moment, but I am trying to better it, and I don't know if this is why my insurance was declined? I thought that they had to tell you if they carry out a credit search, but nothing was mentioned and I don't particularly want it going against me if it was searched twice. I have paid my insurance for the year, and was going to pay any extra instantly, so there would be no need for a credit search as far as I can see. Does anyone have any more information on whether they credit search you or not for this?""
Car Insurance Companies + Excluding Drivers?
My brother and I are trying to get insurance for our two cars but are having a problem with one of the cars. My uncle gave me my car but we never dealt with switching over the title of the car. Most of the major insurance companies require that the cars be under the name of one of us. We have found some smaller companies that do an exclusion to deal with the problem but the rates are higher. Does any body know of any major company that allows this to happen? Thanks for the help.
What kind of insurance to get?
I come from a low income family and my health insurance is called Healthy Families. Its really basic and only covers check ups, physicals, and other things in community health clinics. I have several moles I that I would like to get checked out at a dermatologist and some help with my acne as well but I hear that dermatologist visits can get expensive. What kind of insurance can I get that won't break the bank?""
Why is my insurance quote so high?
I got a quote that 480$!! Why is it so high I have a mustang gt 2011 and I'm 18 iv never had a accedent am I just going to the wrong company? I went to gieco all state and esurance there all over 400$
Insurance question??
Could i have a vehicle put in my name (because i make the payments).And the insurance in my girlfriends name (because its cheaper) in the state of ky?
Regarding Auto Insurance Companies policy for DUI.?
I am in living in Northern California and my question is how long do Auto INsurance Companies keep DUI on your record. I have been told 7 years but our insurance companys says 10years..
What's the best auto insurance for teenagers?
I'm a female, 17 & about to get a car. I was wondering what's the best/cheapest auto insurance for me to get.""
How much car insurance ?
Hi, i am a 17 year old. i am wondering how much could i realistically expect to pay for insurance on a Infiniti G35.. i understand it will be high.. but i will have a job , so im trying to play with the numbers to see if i can handle it. how much would it be a month? i understand the affects i have on it. 17 sports car foriegn car Male but i have a 3.0 gpa took drivers education. apparently these raise and the others deduct. how much could i realistically expect to pay a month.""
Insurance for teens ?
I just recently got my g2 and I was just wondering if I can drive with out insurance and if not what are the consequences if I get caught by the police. And can I drive on the highway with out the assistance of an experienced driver. Btw I live in Ontario, Canada.""
""How much do you pay for car insurance in dorchester,ma ?
2006 Nissan Murano SL AWD or similar car.
Car Insurance?
......bought a new car............still got the old one......transfered insurance from old to new..........want to sell old one, so if someone wants to test drive it, presumably its on their insurance????""
Which of the following is legal proof for insurance. ?
Which of the following is (are) legal proof of insurance: $35,000 cash deposit to the DMV DMV certificate of self-insurance Insurance Policy card from your insurance company All of the above Question 2 Which of the following statements is true: There is no minimum speed limit in California The maximum speed limit on undivided STATE highways is 65 mph You may exceed the posted speed limit to keep with the flow of traffic None of the above Question 3 Concerning right-of-way at a four-way stop, which of the following is true: The person to the right has right-of-way The person to the left must yield right-of-way Police and Federal vehicles have right-of-way Traffic on the major road has right-of-way Question 4 California recommends how large of a following distance, at speeds below 40 mph: 7 seconds 3 seconds 2 car lengths 100 feet Question 5 A blind intersection is one where: You cant see it because of shrubbery or parked cars You cant see traffic for 100 feet in either direction, when within 100 feet of it A special crossing area for blind persons None of the above Question 6 A turn signal: Is required at least 100 feet before the turn Is not required from a turn only lane Is not required when turning into your own driveway All of the above Question 7 In California, a right turn: Must begin AND end in the right-most driving lane Cannot be made if opposing traffic is turning left Can be made on a red light only after making a complete stop behind the white line or crosswalk All of the above Question 8 Regarding bike lanes: You may drive in it up to 200 feet prior to making a turn Parking is legal, unless signed otherwise May be used by pedestrians when no sidewalk is available All of the above Question 9 A protected left turn is: When a police officer directs you to make it A green arrow pointing to the left When turning left at a stop sign and it is your turn All of the above Question 10 Unless a sign prohibits it, a U-turn may be made: At any four-way stop From a center turn lane, when one is available Must start from the left-most driving lane All of the above Question 11 If you are involved in an accident, causing injury or death, you must report it: To the DMV within 24 days To the DMV within 24 hours To the CHP within 24 days To the CHP within 24 hours Question 12 You may not park: Within 25 feet of a fire hydrant Within 15 feet of a fire station driveway Within 5 feet of a sidewalk ramp for the disabled Within 5 feet of a crosswalk Question 13 The Basic Speed Law: Always keep up with the flow of traffic Never drive faster than the posted speed limits Never drive faster than it is safe for current conditions Never drive faster than 70 miles per hour. Question 14 A curb painted green means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 15 A curb painted blue means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 16 If your car has a sudden blowout: Be prepared for a sudden pull to the side of the blowout Do not brake unless it is an emergency Turn on your warning flashers immediately All of the above Question 17 A road is most slippery: As soon as the rain stops Within the first 5Â 10 minutes of raining About half-way through the rainstorm After 2 hours or more of continuous rain Question 18 Failure to stop at the scene of an accident you are involved in, can result in: 1 year in jail, $10,000.00 fine 4 years in jail, $10,000.00 fine if death or serious injury occur Mandatory 5 years imprisonment, if a subsequent offense All of the above Question 19 Which of these types of insurance are required by law: Collision Uninsured Motorist Liability Comprehensive Question 20 If you have insurance, but dont have your insurance card with you during a police stop: You have 24 hours to show it to CHP You have 24 hours to show it to DMV Your license can be suspended You can be fined $500.00 and your car can be impounded""
What is a good car insurance for someone that is 21?
im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student i know some insurance give discounts like mercury insurance
Cheap Drivers Insurance For Teenagers?
So im about to get my first car an it be a luxury car but i wanted to know what place would have the cheaper insurance for me, keep in mind i do have decent grades also.""
What exactly is a lapse in car insurance ?
What if I decided to ride my bike instead or what if I will be out of country for 2 months and want to save 200 Dollars and cancel the insurance? How do they define lapse ? I heard even when you don't own a car you will be considered to have a lapse in insurance and you pay more money even when you did not touch your car or didn't even have one.... that dosen't make any sense to me!
How much does points on your license affect my insurance?
I would like to let you people know that I'm a full-time student, and that this month has to be officially the worst month of my life. Throughout this month I've been pulled over twice, and the reason for them are pretty stupid if you ask me. I basically see it as being at the wrong place at the wrong time. The first time I got pulled over was while I was getting off a red light with a car in front of me. I got hit with 3 tickets. - Tailgating, (supposedly I was too close to the other car when i was getting off the red light) - Careless driving, (don't know how this plays a roll in why I got pull over) - Loud muffler, ( just got it back from the mechanic that day and had a leak on the exhaust) The second time I got pulled over I stopped on a red light and checked if I can make a right on red, there was no sign stating I can't, so I went ahead and turned red when possible. I was given two tickets. smh -____- FML - Failure to observe traffic control device ( don't know how if I clearly noticed it was red) - Careless Driving _______________________________ Aside from the facts that they are points on my license, I'm going to do my best in trying to take some courses that can remove the points they gave my license. All in all, how much will this affect my insurance. Again FML, I'm a full-time student who commutes and has no job.""
Will my insurance company repo my totaled car if I'm still making payments?
April 2011 my car suffered enough hail damage to become totaled. I owe more on my loan then my insurance company is giving me, and would need $4500 to buy it salvaged. I can not afford to buy a new car and this one still runs perfectly fine (it was all cosmetic damage). I have been paying on my insurance and my car loan and have not been called regarding my choice to keep or sell my car in a very long time. My insurance policy has even been renewed for another year with no changes to my policy. I see no reason they would come and take it and not just let me finish paying my car. The problem is now my wife (who is fresh out of college with tons of debt and lowered my credit score) wants me to take out a personal loan and buy the salvaged title to make sure they won't repo it. My current loan has all the interest paid off the new loan would have much worse interest rates.""
Is there a new law about not having car insurance?
i heard the law had just changed in California and my insurance just ran out in order to renew i need to drive to the bank and im not sure if i can with no insurance
Car Insurance - Which one?
Hi all, I am shopping around for a new car insurance company. I've been comparing quotes and it seems like either Gieco, Progressive, TheHartford. As I've never had experience w/ either of these companies, could anyone here chime in w/ their thoughts on either?""
License got suspended cause no car insurance?
i stopped paying car insurance cause my car broke down. so why pay if your not driving?. now i got to pay $500 to get my license and show proof of insurance. is there a way to over see this? i got my license with no car insurance. i didnt even have a car yet but they didnt say anything then? i live in the state of florida.
Getting Insurance to get a license?
I am having a hard time getting my without insurance. I have a permit but I need insurance to take the drivers test, but I don't have anyone to put me on theirs so I can take the test. Is there anything I can do so I can get insurance. Please help me""
Medical insurance question?
Okay do you need to be a legal guardian to put a kid in your medical insurance plan? Please don't ask why(: oh and a kid that is not on a plan already.
""If my annual premium is 6043.23, what is monthy car insurance cost?""
If my annual premium is 6043.23, what is monthy car insurance cost?""
Auto insurance rates question?
How is it when you buy a newer car, your rates increase, while there is no decrease as your car ages? Pure greed on the company's part?""
house insurance quotes comparison nz
house insurance quotes comparison nz
https://www.linkedin.com/pulse/auto-insurance-quote-bellingham-wa-claire-estrada/"
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The Daily Tulip
The Daily Tulip â News From Around The World
Tuesday 29th May 2018
Good Morning Gentle ReaderâŠ.  Off to Malaga again this morning, Sandra is performing surgery, for people with Cataracts.. She does it every weekâŠ. Me? I shall spend time showing Sylvia Babusch around the wonderful city of Malaga until Sandra has finished her operations.. well it sounds like a plan to me! .. but here we are Bella and I walking the streets of Estepona at 4:00am ⊠looking at a star filled heaven, even have a meteor shower to enjoy today, as shooting stars streak across the early morning skies, giving me that Spielberg moment before the day startsâŠ..
FRANCE WINE AUCTION: 1774 VIN JAUNE FETCHES RECORD PRICEâŠ. A bottle of wine dating back to 1774 has sold at auction in eastern France for a record âŹ103,700 ($120,800). The bottle of Vin Jaune (yellow wine) comes from the eastern Jura region and was made using grapes harvested during the reign of King Louis XVI. At the same auction, another bottle of the same vintage fetched âŹ76,250, and a third was sold for âŹ73,200. The three 87cl bottles of Vin Jaune were made by the winemaker Anatoile Vercel. They were in the possession of his descendents in Arbois, the winemaking heart of the Jura region, and are believed to be among the oldest existing wines in the world. The buyers were Canadians and someone who used to purchase wine for Americans with links to France, AFP news agency quoted auctioneer Brigitte Fenaux, of the Jura Encheres auction house, as saying. "I didn't think that these bottles would sell for so much. The last record set in 2011 was âŹ57,000," she said. "There were winemakers in the room who applauded, who were happy, it was moving." AFP reports that in 1994, a tasting panel of 24 wine experts rated the wine as a 9.4 out of 10.
BRITISH BAR WORKERS IN MAJORCA 'AT RISK OF MODERN SLAVERY'âŠ. Young Britons could be at risk of modern slavery if they work as touts outside the bars of Majorca, the Foreign Office has warned. An undercover investigation commissioned by the department found that many of the workers had their passports seized by employers, were charged high rents and paid low wages. It discovered 20 of the 25 Britons in prison on the island were former touts. The Border Force is carrying out a week-long campaign to raise awareness. Touts - also known as PRs - are employed to encourage customers to come into their bars with drinks deals and to ensure they stay. The investigation was conducted by criminologists, who also found women were subject to sexual abuse from customers and men were attacked or bullied when working to bring people into clubs. Lloyd Milen, the British Consul for Barcelona and the Balaeric Islands, said: "We wanted to understand what factors were at play, and then how we could prevent it. "We commissioned some independent research, which showed us that many PR workers ended up in serious debt, many were working illegally, some had their passports retained and others faced repeated sexual harassment and assault." The research also revealed that some of the touts took up drug dealing to make ends meet, whilst others began to have problems with alcohol. Immigration Minister Caroline Nokes said: "By highlighting the issue we want to ensure that those contemplating PR work in Majorca, many of whom are tourists tempted by the idea of an extended stay in the sunshine, do not find their summer turning into a nightmare."
PADDLE STEAMER MV OLIVER CROMWELL SINKS OFF ANGLESEY COASTâŠ. A Mississippi-style paddle steamer and riverboat hotel has sunk off the north Wales coast while it was being towed to Northern Ireland. The vessel, called the MV Oliver Cromwell, started sinking on Friday about 12 miles (19km) west of South Stack near Holyhead, Anglesey. Holyhead Coastguard was called just before 14:00 BST but could not stop the boat sinking into the Irish Sea. No-one on board was injured and no pollution was caused. The RNLI's Holyhead coxswain Tony Price said: "It was very sad to see such a lovely vessel sink like that, but no-one was endangered and the lack of fuel on board meant there were no environmental issues." The Oliver Cromwell was first built as a Dutch barge in 1922 and was converted to a riverboat hotel in 1993. It was on its way to a new home in Coleraine, Northern Ireland, after being moored in Gloucester Docks for the past 25 years. It was put up for sale by English Holiday Cruises last year with a ÂŁ245,000 asking price. Richard Clements, the company's managing director, said: "We were looking to forward seeing the vessel getting a new lease of life in Northern Ireland and are very upset that this will no longer happen. "We are grateful that nobody has been hurt and no pollution has occurred. We have sent commiserations to the buyers in Northern Ireland."
POLICE FIND $28M CASH IN RAIDS LINKED TO MALAYSIA EX-PM NAJIBâŠ.Malaysian police say they found $28.6m (ÂŁ21.3m) in cash stuffed in bags during a search of several apartments linked to ousted leader Najib Razak. The raids were related to an investigation into state development fund 1MDB, from which billions of dollars were allegedly stolen. Mr Najib himself was accused of pocketed $700m, but was cleared of wrongdoing by Malaysian authorities. His political party has said the cash found by police is campaign funds. United Malays National Organisation (Umno) said it included party contributions and money left over after Mr Najib's shock election loss to his former ally Mahathir Mohammad this month. In a statement, Unmo said the funds were in the process of being transferred to the party's new leadership when they were seized. It said the party would "seek to recover" the money to help it rebuild after its defeat. Fresh investigations into the 1MDB case have begun following Mr Mahathir's election. Mr Najib has been questioned twice this week by the anti-corruption commission.
AN EGG A DAY TO KEEP THE DOCTOR AWAY?.... A study of nearly half a million people in China suggests a daily egg may reduce the risk of heart disease and strokes. Experts stress any egg consumption needs to be part of a healthy lifestyle to be beneficial. But fears that eating too many eggs can be bad for you appear to have been laid to rest. "One can deliberate on the many limitations and caveats of nutritional research, but the take-home message of this research from a large study from China is that at the very least up to one egg a day is not linked with raised cardiovascular risk, and at best up to one egg a day may even have health benefits," says Prof Nita Forouhi, of the University of Cambridge, commenting on the work. The study, in the journal Heart, follows years of bad press for the humble egg - from salmonella scares to cholesterol fears.
Well Gentle Reader I hope you enjoyed our look at the news from around the world this, Tuesday morning⊠âŠ
Our Tulips today are a profusion of colour... don't you just love them...
A Sincere Thank You for your company and Thank You for your likes and comments I love them and always try to reply, so please keep them coming, it's always good fun, As is my custom, I will go and get myself another mug of "Colombian" Coffee and wish you a safe Tuesday 29th May 2018 from my home on the southern coast of Spain, where the blue waters of the Alboran Sea washes the coast of Africa and Europe and the smell of the night blooming Jasmine and Honeysuckle fills the airâŠand a crazy old guy and his dog Bella go out for a walk at 4:00 amâŠon the streets of EsteponaâŠ
All good stuff....But remember itâs a dangerous world we live in
Be safe out thereâŠ
Robert McAngus #Tulips #Robertmcangus
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Whatâs Your Employee Damage Policy?
Not every employee will want to admit to making a mistake and taking the time to fix it. Employees are working long, stressful hours during a snow storm and sometimes mistakes happen. Some company owners put a policy in place to keep employees on track and repair any damages from their mistakes. See what these PlowSite members recommend as a policy for keeping mistakes and damage while on the job at a minimum.
GimmeSnow!!: I had a guy hit three mailboxes in one night a few years ago. He kept telling me he was going to go out and fix them but never showed up. Finally, I had another employee go fix the boxes and it took him 20 hours to figure it all out. I had to pay him $400 plus $200 in materials. I made a rule after that: I will pay for the mailbox but you have to fix it on your own time which I think is fair.
One of my drivers hit a mailbox the other night and I told him he would have to go fix it on his own time after he gets sleep. Then he called me when he was on a commercial property and asked me where to put the snow. I was explaining it to him but he wasnât getting it. I told him to go in and talk to the manager, as I knew him well. The employee put two medium sized piles of snow in front of their loading bays. The customer called me the next day and said he needed it fixed ASAP. I got a hold of the employee and told him he needed to go to the customer and fix the problem. It took him 10 hours to dig the bay out. Now he wants me to pay him $240 to fix a mistake that could have been prevented in the first place and then he wants me to send another person with him to help fix the mailbox.
I was starting to suspect the employee of milking the clock mid-summer and kept making comments that the times are too long and he needs to get back on track. If I pay him his plowing wage to go fix all his mistakes after all the snow is done, that just means that he gets more money and I feel like there is no incentive for him to not be careless. Iâm curious to see what everyone elseâs policy is on this.
ktfbgb: I would never pay them their time to fix the mistakes. Period. Yes, paying for materials yourself seems OK but would be dependent on if I found that it was because of negligence on the driverâs part. Hitting three mailboxes in a single night seems pretty negligent to me, bordering on intentional. But Iâm tough to work for and donât let any of my guys take advantage of me. I am, however, more than fair according to my long-time employees who have a good work ethic and common sense. And I wouldnât pay him to move the snow from the loading bay either. I give everyone a copy of the satellite image of the property with the owners/managers notes on exactly where they want snow piled. So, no excuses with me. If youâre not doing that, you may want to consider it. My customers really appreciate that I hand them the satellite image and ask them to mark approved locations. It makes sure everyone is on the same page before the first snow flies.
Randall Ave: As far as the first guy hitting three mailboxes, heâd have been fired right then. Legally you have to pay them for all their time, unless you have a previous agreement on such matters. Before he got to the commercial lot, the specifics on where the snow was plowed to, etc. should have been gone over. But any person should know not to dump the snow in front of the loading dock. When I had the town bid contract, I swear the one year it always snowed on recycle night. If itâs in the road its fair game.
1olddogtwo: A point system needs to be put in place.
Jeep_thing: Guess it depends on the supply/demand of plow operators in your area. Is it hard to find a decent guy? Or do you have to settle for a warm body?
kimber750: You are probably not going like this but here it goes: Where is the management? Employee asks a question and you tell him to talk to someone else? Old saying, âDonât let the employees run the company.â You are the one letting them milk the clock. Twenty hours to fix three mailboxes is absurd. To me it sounds you have let the employees get away with everything and anything, and now you want to change it, well good luck. Remember employees are only as good as the training you give them. Yes, some canât be trained, I have dealt with my fair share of them, and those are the ones you need to replace.
Mr.Markus: My father used to say: âThere are no bad employees, just bad managers.â I think what the saying means is that as a good manager, you fire the bad employees which makes you a good manager. Keep them around, and youâre a bad manager.
Mark Oomkes: So, youâre going to fire a guy that screwed up and not pay him for the time on the clock. He gets pissed, goes to Labor Department and you get an audit of everything. Then you get fined and pay the employee for his time anyway. You cannot withhold pay for mistakes unless you have an agreement signed by them, and their pay cannot go below minimum wage. You must pay them for the time on the clock. Like it or not, itâs the law. And itâs your fault for the pile being in the wrong place, not his.
iceyman: We print out full-size pictures of every lot and draw exact spots where snow can and canât go. Not his fault at all for not knowing where to put piles. And for $200, Iâll fix your mailboxes in two hours.
JustJeff: Managing mistakes or not, anybody that pushes snow in front of loading docks ought to be fired.
FredG: We all know the employees we hire need a chief, but to knock down a mailbox and then repeat it, I donât think I need him. As far as fixing it, he wonât have the brains if he knocked it down. A guy thatâs sent to a job and doesnât know where to put the snow should never have been turned loose. I understand some need some degree of training. I will say this again, the laid-off heavy highway guys, laborers, operators, etc. are the guys to catch. They know about traffic and running trucks and equipment in small areas with Jersey barriers separating them from traffic. All are safety minded or theyâd probably be dead or have had killed somebody else. You may need some creative payroll.
BUFF: My policy with employees is that damage caused by negligence is their problem. This is only if itâs a continual problem over a three-month period, each time they are talked to and the incident documented. The third time they have the choice of being fired or making it right. They know this policy going into the job and I figured if theyâre signing on after knowing that, theyâll be good employees and it weeds out the bad ones. Iâve only had to do this once and he quit.
Itâs making sure the employee understands company policy and expectations. When you consider the resources and money involved in training an employee, itâs foolish to invest in a warm body that creates rework along with not hitting the quoted labor/equipment budgets. Everyone has their own protocol and approach. Iâve found what Iâm doing works well for me.
Foybles: Driverâs meetings, site maps and even walk-throughs on more demanding properties is essential to reducing expenses from mistakes and other types of rework. With that said, I personally have inadvertently pulled up a 6-foot section of curb. It happens.
GimmeSnow!!: I had an HR firm write my handbook and there is a clause in it for neglect and carelessness (although I do not remember the exact wording or what it entails). My shop manager is going to cement the post in a bucket and set it out and I will pay someone to put it back in the ground. I will pay the employee $10 per hour for digging the snow out of the bays. I was angry when I wrote the original post, but since then I have hired two more drivers and took him out of the salt rotation. He will be on residential only from now on and as soon as we are caught up, I will send someone to the back end of his route. If he picks his times up and doesnât have any accidents, he can earn some more hours. Any more accidents and he will be moved to the walk crew. This guy has been with me for three years and has been trained on a different contract. The contract that he was on decided to go through a re-bid process on Dec. 12, so it was either he sits at home and I let my subs work, or the subs sit at home and he works. The subs will be back next week anyway because we will be back on the contract. The lot is a container factory and there are truck trailers and containers everywhere and they shift things constantly so the map is irrelevant. He was being lazy and did not want to move the snow twice to get it where it needed to go. The thing that pissed me off was that he was playing dumb on the phone, which is why I told him to talk to the manager.
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