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bigprincesstyrant · 4 years ago

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Crypto Currency Gambling: Crypto Upgrades on the Upswing

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#crypto gambling

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babbushka · 5 years ago

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A Word (Or Several) About That Fanfic App (And Others Like It)

I am sure by now, whether you’re a frustrated fanfiction author or a friend of one, you have become aware of certain apps that are circulating on both Android/Google Play and Apple stores which offer access to your favorite stories hosted through AO3, such as the one shown below.

And while these apps may seem harmless, while some are saying that it’s not a big deal, that it’s all the internet and what you put on the internet is free game for anyone/anything, while some don’t consider this to be exploitation – they’re wrong.

But for right now, let’s not talk about the fact that these works were taken or streamed from AO3 without authors’ permission. Let’s ignore the fact that there’s not even any ounce of notification that an author’s work has been taken.

Let’s ignore the fact that many of these apps steal traffic from the archive (which as I’m sure we’re all aware is entirely volunteer-run, volunteers who do incredible work to be able to provide such an amazing archival space for fanfiction). Let’s forget about the point that these apps don’t actually do anything that AO3 doesn’t already provide.

Because while all of those points are valid enough for such an app to be considered unethical and frankly in poor-taste, the real issue – both legally and morally – is monetization of transformative works.

Much like with fanart, there is a hot debate over whether or not it is legal to profit off of sales of products that contain copywritten material. On the whole, fanart does not generate enough of a profit to compete with officially licensed artwork and merchandise – or at least, not enough of a profit to really be of any concern to the corporations who technically own the intellectual property.

Fanfiction, however, has a much more frustrating history regarding copyright, which I won’t get into here because this isn’t the time or place for that.

Because of this tense relationship between fanfiction authors and copyright owners, fanfiction authors are incredibly careful about how they share their works, and where they circulate their stories. Places like AO3 have provided a safe-haven for millions of stories and people who enjoy them – and they’ve been able to do so (mostly out of the eyes of the big CEOs) by keeping the archive a non-profit site.

The moment that money is involved regarding copywritten literature, it’s as if the lawyers have caught wind and descend upon small independent writers with fists of fury, legal fees, suits of action, and in some cases, complete erasure of the material.

Fanfiction is a labor of love just as fanart is, but while fanartists have a little more freedom to monetize their works, authors almost exclusively write and share fanfiction for free. It is, for many, a hobby that we dedicate our time to because it fulfills us in some way; it allows us to express ourselves literarily without having to worry about editors or producers or agents cutting our ideas down.

I cannot speak for everyone, but I know that in my own experience, hundreds upon hundreds of hours of work get poured into my fanfiction. Between research for AUs, plot planning, outlining, writing and rewriting (and rewriting again) thousands of words, I treat fanfiction as a serious form of literature – and I am willing and eager to spend that time writing, not because it is a lucrative business model (because it truly just isn’t), but because it’s something I love to do.

If I were to monetize my fanfiction, it suddenly becomes a job to me, it becomes an obligation. I purposefully keep my content as accessible and free as possible because I simply want to share it for the joy of sharing it. It is a choice that I have made, to keep my fanfic fanfic, and not turned into OC works.

Now, this is not to say that anyone who monetizes their writing is bad or wrong. That’s not what I’m meaning whatsoever!! I know many people who generate a small side income with writing commissions, and ko-fi donations, and things like that. But that is the decision of the author who owns the work, and is at the discretion of the person who is creating that work.

Generating profit off of someone else’s work and not compensating them for it (whether that’s paying royalty fees or licensing fees or a flat-buyout rate) is stealing. It is plagiarism.

It’s the same as someone selling prints of stolen artwork and then defending themselves by saying “but I credited the artist!” Credit and compensation are not interchangeable, and shouldn’t be treated as such.

These apps are taking stories from authors who pour their time, energy, heart and soul into their works. Not only are they taking the stories, they are profiting off of someone else’s labor, without their knowledge, without their compensation, without their permission.

I know there have been a thousand posts like this before, but as someone whose entire AO3 profile of over 120 works was taken without my permission, I’m a little salty over it.

But more so, I’m hurt for the people at AO3, who work so incredibly hard, who are so thorough and meticulous about making the archive as high quality as it can be, who do everything for free through the non-profit, who are all volunteers, who are all lovers of stories just like us. And who are being slapped in the face by these apps which do a watered-down version of what the archive does (mainly I’m talking about the ability to download stories for off-line reading) but who are somehow making money through subscription based services and ad revenue.

So please, don’t flood the AO3 customer service with hate, or demands for them to fix this. They are aware of the situation and they have made numerous statements regarding the legality of this and how they are unable to really do anything, because they technically do not own the works. The archive is just that, it is an archive where owners of their own intellectual property can store their works for posterity.

It is up to us, the authors whose work is being exploited and the people who read and support us, to get these apps taken down.

If you’ve read this whole thing I offer my sincere thanks, and am sending you my love, and all that I ask is when you see an app like this you flag/report it and alert your favorite author that someone out there might be making money off their work.

Support fellow authors, support the Archive.

Here are links to report the app:

Google Playstore link

Apple Store link (download app, then go to report it here )

screenshots taken from the app’s page on the Apple Store

#ao3 #ao3 app #fanfiction #fanfiction app #fanfiction authors #psa #fanfic psa #signal boost

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maevefiction · 6 years ago

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Your Light in the Mist - Chapter 5

I dropped my fork. “I’m sorry, I must have heard that wrong, because it sounded like you just asked me to become your employee.” Luke’s brow lifted.

“No, you heard it absolutely correctly. I did ask you to come work for me. For Prosper. Initially as Tom’s social media manager, and when that’s squared away, as Prosper’s social media director.” So many things I wanted to include in my reply instantaneously flooded my brain, but, as usual, it was miles ahead of my mouth and lord knew what would come out if I spoke. I decided taking another bite of my cannoli while they fell back in sync was the best course of action. Chewing slowly, I looked back and forth from Tom to Luke, then swallowed. I chose my words carefully, hoping to not be offensive.

“Luke, I’m incredibly appreciative, but normally my role is to provide plans for social media managers and directors, which they in turn implement while working one-on-one with their clients. Direct client management isn’t really something I’ve done in a number of years, and I’m not sure it’s something I’m interested in, or even capable of doing again.” He fished some papers out of his bag and pushed them across the table.

“Anne Rice says you’re capable.” I snatched them up, holding in my hand a copy of my resume as well as an email from Anne, singing my praises. It appeared to have been sent earlier in the day. I laughed softly. Client testimonials were usually all anyone cared about, but I kept my resume posted on my website just in case. I didn’t think anyone had ever even looked at it, never mind taken the time to contact my former employers.

“Nice detective work, Luke. I’m impressed. But not only was that more than ten years ago, Anne doesn’t count. She has to say nice things…she’s a friend of the family.” He looked puzzled. “My parents owned a home right down the street from her in the Garden District of New Orleans. When she got wind of my new business venture she volunteered to be my guinea pig.”

Tom leaned forward, scrutinizing me skeptically. “You’re from New Orleans?” I nodded and slipped into an exaggerated southern drawl.

“Born and raised. Even rode on some Mardi Gras floats.” I shrugged and switched back to my regular dialect. “I never had a strong accent, and I’ve lived in New York nearly as long as I did in New Orleans, so it’s faded almost completely.”

Luke pointed his index finger at me. “You should know that not only did she reply to my email immediately, she gave me her number so we could speak. We talked for a good twenty minutes, and she told me she credits you with all of her social media success, including the idea for ‘People of the Page’. She said you were the only one who managed to help her not only understand, but embrace the technology that allowed her to form deeper connections with her legion of fans. And, she wishes she could have held on to you forever, but she didn’t want to keep you from your dream.” He paused for a moment. I made no comment. “According to your resume, you’re also proficient in website design, graphic design and photography, which are additional assets you’d bring to the company. I’m assuming you do your own site?”

“Correct.” I opened my laptop, started Firefox, pulled up Prosper’s website and grimaced. “Who does yours? It’s…it’s…how do I do put this nicely?” I raised my eyes skyward in thought. “Nope, I can’t. It’s awful. You’re redirecting people to your social media instead of having an actual site. It’s all lowercase, and the italic version of your font is hard to read. There’s a generic, single email as a means of contact. I don’t see a phone number. And that black background…I just can’t even.”

Luke began rubbing his temples. “Admittedly, we’re lacking in that area at the moment.” I snorted. “Maude, this is exactly why I need you. As far as PR goes, I’m exceptionally motivated and skilled.” Tom coughed. Luke shot him a chastising look. “Quiet, you. I lighted out on my own because I know I have something unique to offer…genuine bespoke, personal publicity. What I didn’t account for is the amount of time and effort the social media aspect of it would require. Events, interviews, red carpets, networking, I can handle all of those things with very minimal assistance.” He frowned.

“Unfortunately, I’ve found that all too often I put social media on the back burner because I can’t keep up with it, and as a result I feel like I’m not delivering what I promised to my clients. A few months back I determined it was time to seek outside help, but not a single applicant met my expectations. You, however, exceed my expectations.” He crossed his arms over his chest.

“Luke, I always appreciate an ego boost, but let’s keep in mind that I didn’t apply for anything.” I put an elbow on the table and rested my chin in my hand. “I did agree to an initial consultation, and since you attended my seminar you know where things are supposed to go from there. Translation – not here.” I leaned back in the chair and linked my hands behind my head. “But, this is where we’ve ended up, and I would be remiss if I didn’t entertain your offer, however briefly. So, what the hell. Lay down the details. Especially the ones pertaining to compensation and benefits.”

************************************************ I stood staring out at the horizon as the waves hit my shins, wiggling my toes in the wet sand underneath the water. Finally, beach. Warm, breezy, sunny, quiet, beautiful beach.

After learning that Tom had no prior knowledge of Luke’s plan to hire someone as his social media manager, I excused myself so they could speak in private for as long they deemed necessary. That’s what I told them, anyway. In truth, I really just needed to get the hell out of there so I could attempt to process all this insanity… which I knew wasn’t even remotely possible until I was alone. Part of me hoped that ‘as long as they deemed necessary’ turned into several hours. Or days.

Luke had proposed an initial annual salary of one hundred thousand dollars while I was working with Tom, increasing to one hundred and twenty-five thousand upon assuming the role of Social Media Director of Prosper. I’d be issued a corporate credit card and expense account, and the company would cover all travel expenses. I currently grossed around forty thousand more than that a year on my own, but being stuck covering all my own travel costs made it a negligible difference. When I factored in the lack of income stability that goes hand-in-hand with self-employment, I’d probably come out ahead financially if I opted to accept the position.

When I pressed him to define my duties and responsibilities, he’d shaken his head and imparted that I was the expert, not him, and therefore I should implement whatever strategies I would have included if I had drawn up a proposal. Though I’d technically be an employee, he preferred that I handle everything on my own and retain complete creative control for the duration of my time as Tom’s personal social media manager. We’d step back and re-evaluate things when I was ready to take the directorial helm.

My spot near the water was becoming popular, with several children running amok carting floats, balls and a slew of other things ankle biters enjoy that destroy peace and solitude for the rest of us. I was walking to the opposite side of the property from Luke’s room where it was less crowded when the gravity of my situation overwhelmed me completely and began to literally pull me down. I sank to my knees on the sand, then tried to shift to a sitting positon as gracefully as possible and without flashing everyone on the beach. Again.

I rested my ass on the back of my calves, listed to one side using my arm as a support, lifted my hips a little, extended both legs at the same time, then pushed myself upright. Not pretty, I’m sure, but I had managed to keep my legs closed. I crossed them at the ankle just to be safe and began to mull over my options. “Okay, Maude. Crunch time. Don’t fuck this up.”

When I first started out, I loved every minute of my ‘job’ and had a burning desire to share my knowledge. Maude Gallagher, LLC was everything I had aspired to do and be. I ate, slept and breathed it like oxygen. I never stopped working, always a phone call or an email away from jumping on a plane. But over the past few years, it seemed that my interest in my own company was steadily waning. While I constantly updated my lectures, the material remained essentially the same and what I used to find fun had become work. Every proposal I presented to a client was unique, but at its core it was identical to all the rest. I still put forth 100%, and my ‘phoning it in’ was akin to someone else’s ‘gave it my all’, but something inside me had changed. What was once my life had become just a job, and that prompted me to consider that I might have missed out on actually living along the way. I kept on truckin’, as they say, because the money was so damn good and the idea of having a boss was horrifying after so many years of answering to no one but myself.

Now here I was, sitting on a beach in Kaua’i, wearing a dress and trying to ignore the sand working its way between my thighs, faced with the daunting task of deciding what the fuck I wanted to do with my life…keep running in place, monotonous but comfortably familiar? Or race off in a new direction, intriguing but entirely foreign?

My proposal for Luke would have advised him to have a website created, marketing materials designed, the existing social media accounts revamped and new platforms established with all of them monitored intensely. I also thought it best that Tom have his own photographer/videographer who’d travel with him to shoot on set, at events and in ‘normal’ situations when deemed permissible. He would have had to hire three or more individuals to meet these specifications, but if I signed on he’d only need me. When I thought of all the types of work involved, how it would be different every single day, that I could be creative again…there was no way I could deny that it sounded pretty fucking spectacular. But something was holding me back, making me hesitate instead of screaming ‘yes, I’ll take it!’…and that something was Tom. Though we’d just met a few short hours ago and I didn’t know him at all, I felt…well, I had no idea what it was, only that is was THERE and that it scared the living shit out of me.

************************************************ I was picking up handfuls of sand and watching it sift through my fingers over and over again when I noticed the long shadow to my left, growing ever closer. Khaki cargo pants followed. I looked up…and up…and up. The sun was almost directly behind us, bathing him in an ethereal glow. So, so beautiful. I licked my lips and wished he’d lose the T-shirt already. He squatted beside me, elbows on his knees.

“Hi.” The corner of his mouth curled in a half smile.

“Hey.” I wiped the remaining bits of sand on my dress. He gestured towards the ground.

“May I?” I nodded. He sat, crossing his legs Indian style, which I wouldn’t have believed possible if I hadn’t seen it with my own eyes. “Luke and I just finished chatting.”

“Oh, okay. Thanks for coming to let me know.” I started to get up, but he put a hand on my shoulder to stop me.

“I…erm…there are a few things I’d like to say before you go back to see him. If you don’t mind hearing me out, that is.” I shook my head.

“Nope. I don’t mind at all.” He ran his hands through his hair and met my gaze.

“Thank you, Maude.” He swallowed. It crossed my mind that he appeared nervous, but I dismissed it because I didn’t want to consider what that meant. I frowned, turning to look towards the ocean. I heard him inhale deeply.

“First, I want to apologize for losing control of my emotions and acting like a tit. My comment about social media being a waste of time and effort and doing nothing but spreading hate was uncalled for, and I in no way meant to devalue you or your work. All of the feelings I entombed broke loose and I’m so very sorry you had to bear witness to my little crackup.” I turned to look at him and patted his knee.

“No worries. Everybody loses their shit to some degree at one point or another.” He pointed at me, brow raised. “Yes, even me. But really, this was nothing. I once had a client scream ‘this mother fucking social media bullshit has ruined my fucking career and my cunt of a wife fucking left me and now I’m going to have to pay her a fuck ton of alimony and it’s all your fault, you stupid fucking fat piece of shit’ in my face.” Tom’s mouth was closed so tightly his lips were a tiny, thin line. “He was so inept that he accidentally posted a photo of his girlfriend sucking his cock across all his accounts instead of sending it directly to her phone. Best part was that he took the shot in the mirror so his face was clearly visible.”

He put his hand on mine. “Tell me who it was and I’ll happily beat the living shit out of him.”

“Thanks, but not necessary. I handled it. By slapping him three times. And telling him that if I ever heard even a whisper of him saying another derogatory thing about me I’d hunt him down, rip his nuts off with my bare hands and feed them to him for dinner.”

Tom’s eyes were as wide as saucers. “You did no such thing.” I laughed.

“Oh, but I did. And then I fired his sorry ass. And then his band fired his sorry ass. Last I heard he was broke and filing for bankruptcy. Karma, Thomas. She is indeed a wicked bitch.” Before I knew what was happening he leaned in and enveloped me in an embrace. Time came to a grinding halt and I was frozen in place. He rubbed my back for a moment and released me before I even had a chance to hug him back. He remained close, his face only inches from mine.

“Maude, you are an amazing woman. And absolutely beautiful.” I blinked. It was the only thing I was physically capable of doing. I considered telling him that being called fat was a common occurrence for me, though it did happen less now that I was a size 14 instead of a 24…and that it really never got under my skin. Because, fuck that. I had never been lacking in the self-esteem department no matter what the scale said. Or my mother said. I had just come to the conclusion that I’d save that particular tidbit for you know, never, when I felt something under my chin. It was Tom’s hand.

“Shit, sorry, I got lost there for a bit. Woolgathering.” He smirked as he slid his fingers and thumb along my jaw and slowly backed away. He put his hand over his heart.

“Second on my list of things to say… I’m afraid I have a confession to make.” I made a get on with it motion with my right hand. “Earlier, at Talk Story, my requesting you specifically to assist me may not have been entirely a happenstance of fate.” I raised an eyebrow.

“When I walked in, the desk was completely deserted so I wandered off to see if I could locate someone to help me. After coming out of a side room I glanced back at the desk, saw the lovely girls in their Loki shirts, realized they were all staff members, and admittedly panicked a bit. Not because they were fans, but because I had very little time and I knew they’d want a few moments with me and I just couldn’t squeeze it in. I’d worn the ugly shirt and cap so people would be less apt to recognize me for that very reason.”

I poked him in the chest. “You know you have to go back there, don’t you? That adorable girl Alani will die of heartbreak knowing that you were in the store and she didn’t get to meet you.” He grinned.

“I absolutely will. And I’ll ask for her by name. But, on with my confession. So, there I was, caught like the proverbial deer in headlights. And then I saw…you. You had two books in one hand, and a several spread out on a table. I heard your phone alarm go off, and I saw your lips move but couldn’t quite make out what you were saying. I watched you gather them up as if they were precious treasures, and I sneakily followed you as you returned them gently to their proper places. I saw someone with a very obvious love for books, who happened to be a gorgeous woman, a ray of light shining through the early morning fog. It seemed logical that you were an employee, or perhaps the owner, but…here’s the confession part… I honestly didn’t care whether you were or not. I just had to meet you, and my book reservation was the perfect cover story in the event my logic was flawed. I hesitated when I was finally directly behind you, and when you turned around I almost lost my nerve, but when you looked into my eyes I knew it was now or never. ” He took a deep breath, and I noticed that his hands were shaking slightly. I reached out and took one in mine.

“I thought you may have recognized me, and was waiting for you to out me. I really was. Instead, you marched up to that desk, got my book and brought it to me even though you didn’t actually work there. You paid for the damn thing. And when you called me Indy, the fact that you not only picked up the reference but played along…” He shook his head and put his free hand on top of mine, sandwiching it between both of his.

“Which brings me to the third thing on my list of things to say. And it’s the last. On the street, when I said I wanted to find out who you were, and that I had never wanted to discover anything else quite so badly? I meant that, Maude. All the way down to the depths of my very soul.” I was speechless. Completely, utterly without words. He leaned in to meet my gaze.

“I don’t understand why, or how, or what the fuck it is exactly that I’m feeling…but what I AM certain of is that I’ve never felt it before and it’s glorious and incredible and terrifying all at once. And whether you decide to take the job or not, I still want to KNOW you, Maude. I NEED to know you.”

I smirked devilishly, hoping to add some levity to the situation so I wouldn’t totally freak the fuck out.

“Like, biblically?”

He threw back his head, laughing so loudly people down the beach turned to look our way. I started giggling, which turned into guffawing, and then the snorting started. He laughed even harder and soon enough we were both weeping and holding our sides, trying to catch our breath. I was wiping the tears from my eyes with the back of my hand when he whispered in my ear.

“Yes, Maude. Biblically. As often as humanly possible, preferably.” He pulled back so he could see my face, trying to analyze my expression to determine what I was thinking. I smiled softly.

“I want to know you too, Tom. In every way imaginable.” He grinned, then stood, offering me a hand up. I took it. “Let’s go see a man about a job, shall we?”

************************************************ Luke was overjoyed at my acceptance of his offer and after we all had a quick dinner he broke out the bottle of champagne he’d ordered. He placed a glass in front of me and began to pour. I held up my hand in protest.

“No thank you…none for me, please.” He cocked his head to the side. “Do you have any tea lying around? I’d love a cup if you do.” He went off to see what was in the kitchenette. Tom was pacing around outside, phone up to his ear, his free hand gesturing wildly. He’d just gotten word that Michael Keaton and J. K. Simmons had pulled out of Skull Island. I saw him tap the end call button and he walked back into the room just as Luke came in to tell me he hadn’t had any luck finding me some tea. He set the phone on the table.

“Well, it looks like the shoot’s been postponed until early 2016.” Luke shrugged.

“It happens, Tom. I wasn’t thrilled with either of them being cast, to be honest.” Tom sighed, then grinned at me.

“On the bright side, this gives us lots of time to get things up and running on the social media front.” I yawned. We still had a ton of details to work out as far as how we were going to proceed, but I was exhausted and needed some time alone to get in the zone for my two long days of seminars. Which would be my last, at least for a while. Knowing that felt…delightful, as much as it pained me to admit it.

“Gentlemen, I hate to be a party pooper, but I have two insane days coming up and need some rest so I don’t muck things up too badly.” They both awwweeed but I got up from my chair anyway, slinging my bag over my shoulder and picking up my shoes. “We’re still on for the museum’s hula class at five on Wednesday?”

They nodded, and Tom rose from his chair, grinning like a fool. “Wouldn’t miss it for the world. May I walk you to your room?”

I rolled my eyes. “If you must.”

He took my elbow and walked me to the door. “Oh, I must.”

I waved at Luke. “Goodnight, Luke…and thank you. If you need something, call.”

“Goodnight, Maude. And thank you. This is a game changer for Prosper, and I appreciate you being on board. I couldn’t make it happen otherwise.” He closed the door behind us.

Tom stopped out in the hallway. “Where is your room, exactly?” I headed for the stairs. We walked in silence, just basking in each others presence. I stopped in front of my room, found my keycard in my bag and opened the door. He pointed to the number.

“Oh, 203…you’re right above Luke.” I just stood there and watched his face, waiting for it to dawn on him. When it finally did, his mouth opened and closed like a fish out of water, finally spluttering “Right above. Luke. Your room. Is.”

It was my turn to grin like a fool. “Yes, yes it is. If you take another run in the morning you may want to look up periodically. You never know, I just might forget to close the balcony doors again.”

#your light in the mist #chapter 5

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elizabethcariasa · 6 years ago

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2019's Dirty Dozen tax scams repeat last year's list

Unfortunately for taxpayers and the Internal Revenue Service, there's nothing new under the sun when it comes to tax scams.

Fortunately for taxpayers and the IRS, the tax agency and its Security Summit partners are still on top of the most common scams that continue to pop up in some form year-round.

These 12 schemes, which have been dubbed the Dirty Dozen tax scams, get added attention, of course, during the main tax filing season.

During these hectic days from Jan. 1 — yes, some folks are ready to file that soon — through April 15, millions of us are trying to get our 1040s to Uncle Sam so we can, in many cases, collect our refunds despite some issues connected to the new tax laws.

Tax criminals try to short cut our legal filing efforts, using a variety of scams to steal personal info and tax identities in order to file for fraudulent refunds.

Repeat offenders: Crooks are creative, but only to a point when it comes to tax scams.

They often fine tune or tweak a con that's worked in the past. But they rarely come up with totally new tricks to try to steal our identities and tax money.

That's why the 2019 version of the Dirty Dozen tax scams contains schemes we've seen before.

As in past years, the schemes run the gamut from simple refund inflation scams to complex tax shelter deals.

Obviously, though, they keep working.

And there's a common theme throughout all the criminal efforts. Scams put taxpayers at risk.

So the IRS, and by extension the ol' blog and my media colleagues, are putting the word out once again about tax trickery to be on guard against this year.

Here goes, with recaps of the 12 scams and links to the IRS announcements that have more details on each.

1. Phishing: Taxpayers should be alert to potential fake emails or websites looking to steal personal information. The IRS will never initiate contact with taxpayers via email about a bill or tax refund. Don’t click on one claiming to be from the IRS. Be wary of emails and websites that may be nothing more than scams to steal personal information. (IR-2019-26)

2. Phone Scams: Phone calls from criminals impersonating IRS agents remain an ongoing threat to taxpayers. The IRS has seen a surge of these phone scams in recent years as con artists threaten taxpayers with police arrest, deportation and license revocation, among other things. (IR-2019-28)

3. Identity Theft: Taxpayers should be alert to tactics aimed at stealing their identities, not just during the tax filing season, but all year long. The IRS, working in conjunction with the Security Summit partnership of state tax agencies and the tax industry, has made major improvements in detecting tax return related identity theft during the last several years. But the agency reminds taxpayers that they can help in preventing this crime. The IRS continues to aggressively pursue criminals that file fraudulent tax returns using someone else's Social Security number. (IR-2019-30).

4. Return Preparer Fraud: Be on the lookout for unscrupulous return preparers. The vast majority of tax professionals provide honest, high-quality service. There are some dishonest preparers who operate each filing season to scam clients, perpetuate refund fraud, identity theft and other scams that hurt taxpayers. (IR-2019-32)

5. Inflated Refund Claims: Taxpayers should take note of anyone promising inflated tax refunds. Those preparers who ask clients to sign a blank return, promise a big refund before looking at taxpayer records or charge fees based on a percentage of the refund are probably up to no good. To find victims, fraudsters may use flyers, phony storefronts or word of mouth via community groups where trust is high. (IR-2019-33)

6. Falsifying Income to Claim Credits: Con artists may convince unsuspecting taxpayers to invent income to erroneously qualify for tax credits, such as the Earned Income Tax Credit. Taxpayers should file the most accurate tax return possible because they are legally responsible for what is on their return. This scam can lead to taxpayers facing large bills to pay back taxes, interest and penalties. (IR-2019-35)

7. Falsely Padding Deductions on Returns: Taxpayers should avoid the temptation to falsely inflate deductions or expenses on their tax returns to pay less than what they owe or potentially receive larger refunds. Think twice before overstating deductions, such as charitable contributions and business expenses, or improperly claiming credits, such as the Earned Income Tax Credit or Child Tax Credit. (IR-2019-36)

8. Fake Charities: Groups masquerading as charitable organizations solicit donations from unsuspecting contributors. Be wary of charities with names similar to familiar or nationally-known organizations. Contributors should take a few extra minutes to ensure their hard-earned money goes to legitimate charities. IRS.gov has the tools taxpayers need to check out the status of charitable organizations. (IR-2019-39)

9. Excessive Claims for Business Credits: Avoid improperly claiming the fuel tax credit, a tax benefit generally not available to most taxpayers. The credit is usually limited to off-highway business use, including use in farming. Taxpayers should also avoid misuse of the research credit. Improper claims often involve failures to participate in or substantiate qualified research activities or satisfy the requirements related to qualified research expenses. (IR-2019-42)

10. Offshore Tax Avoidance: Successful enforcement actions against offshore cheating show it’s a bad bet to hide money and income offshore. People involved in offshore tax avoidance are best served by coming in voluntarily and getting caught up on their tax-filing responsibilities. (IR-2019-43)

11. Frivolous Tax Arguments: Frivolous tax arguments may be used to avoid paying tax. Promoters of frivolous schemes encourage taxpayers to make unreasonable and outlandish claims about the legality of paying taxes despite being repeatedly thrown out in court. The penalty for filing a frivolous tax return is $5,000. (IR-2019-45)

12. Abusive Tax Shelters: Abusive tax structures including trusts and syndicated conservation easements are sometimes used to avoid paying taxes. The IRS is committed to stopping complex tax avoidance schemes and the people who create and sell them. The vast majority of taxpayers pay their fair share, and everyone should be on the lookout for people peddling tax shelters that sound too good to be true. When in doubt, taxpayers should seek an independent opinion regarding complex products they are offered. (IR-2019-47)

While the scams are repeats, they still should be taken seriously.

"Identity theft is a pervasive crime and stopping it remains a top priority of the IRS," said IRS Commissioner Chuck. "The IRS, with the help of our Security Summit partners, continues to make progress in this area, but we need to continue our significant efforts to protect taxpayers and assist those who have been a victim of identity theft."

The 12 criminal tax enterprises also earn this week's By the Numbers honor.

Dealing with a stolen identity: If you do fall for one of these tax scams, don't beat yourself up. Things happen, especially when crooks use taxes as hook. They know we are vulnerable at tax time, worrying whether we're missing something or making a costly mistake.

Do, however, take steps to mitigate the damage done by the scam.

If your e-filed return is rejected because someone has already filed using your Social Security number, submit IRS Form 14039, Identity Theft Affidavit. You'll need to use the form's fillable version at IRS.gov, print it, then attach it to your paper return and mail the material to the IRS.

Sometimes the IRS contacts possible tax identity theft victims before they file. This IRS outreach will be via a written notice. When you get it, respond immediately by calling the number provided in the notice.

And if you previously contacted the IRS regarding a tax fraud situation and are still waiting for a resolution, contact the agency's specialized identity theft assistance office toll-free at (800) 908-4490.

The IRS also has a special identity theft Web page with links to other information, both within the agency and outside resources, about coping with identity theft.

Among the advice on that page is the theft, are the Federal Trade Commission's identity theft recommendations:

File a complaint with the FTC at identitytheft.gov.

Contact one of the three major credit bureaus to place a fraud alert on your credit records:

Equifax, www.Equifax.com, 800-525-6285

Experian, www.Experian.com, 888-397-3742

TransUnion, www.TransUnion.com, 800-680-7289

Contact your financial institutions and close any financial or credit accounts opened without your permission or tampered with by identity thieves.

The other solid piece of advice is to be skeptical. If you get an unsolicited call, whether it's about your taxes or other personal or financial situations, don't provide any information.

If you've sure it's a scam, simply hang up.

If you think you might have a tax or other financial matter that needs attention, you initiate the calls to the proper offices.

By being alert, you can protect yourself and help the IRS and its Security Summit partners continue to cut into these criminals.

You also might find these items of interest:

Free credit freezes help with ID theft, but tax fraud prevention requires more

Tax scam telephone calls seem fewer so far, but are likely to increase as April 15 nears

Identity and tax thieves don't discriminate by age, targeting both youngsters and the elderly

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iv found a car ita a puegout 206 n its 2002, 50000 miles n its a 1.1. i expected the insurance to be cheap but everywhere i look i keep getting insurance quotes which are around 2000 quid im like what the hell!!! so does anyone know anywhere tht gives gd qoutes???""

Cheaper to insure two cars instead of one alone?

i have a 2010 prius still owe money on it,,that i pay full coverage on,and im buying a 2002 subaru wrx that im gonne pay in full cash and put basic insurance on it,,,,im 21 years old,married and have nothing on my driving record,,howmuch would my insurance be,,,right now its 130,how much more witht the wrx""

Accept $140K insurance buyout from Ford or keep insurance policy?

Hi, I'm wondering whether anyone can help me decide whether it is a better idea to accept a $140K insurance buyout from Ford or keep health insurance. Assume the person in question is 50 years old and in good health. This is a timely question for many auto workers. Any links to more in-depth analysis would be great.""

How much is car insurance for a teen?

i was wounding how much does car insurance cost for a 16teenyr old. can some one tell me and if ur just going to bullshit don't answer please just give me a number i don't want to hear 'its alot' and im about to buy a chrysler 300

How much is average car insurance 4 a 17/18 year old?

Am I payin the right amount for car Insurance?

I'm 20 years old and I drive a 2006 Hyundai Elantra an pay around $117 for car insurance every month for 6 months. I hear my friends payin cheaper and was wondering if I can get a lower quote. I've been driving for 2 years.

What is insurance?Explain?

I mean what is malpractice insurance, car insurance ,health insurance, etc. Please explain is simple, clear and easy words.""

Traffic Citation for no car insurance What should i do?

Hello I have a question concerning a Traffic citation that i got 13 days ago. On the 21st of November i got pulled over for a blinker that was out on my car. I had bought this car from a friend 3 months ago and hadnt didnt redgister it into my name or have current tags. I had insurance for the first month that i had the car but then due to finacial problems couldnt afford the extra 220 a month for car insurance. So the State Trooper gave me a citition which written under the description only said no proof of insurance. So the a couple of days later i went and got insurance, redgistration, tags, license plates the whole nine yards and i went into the trooper station to clear the citation cause it is correctable but the lady tells me i have to show proof of insurance from the day of getting the citiation. so my only opition is either take this to court or pay a whooping 540$ and 6 points off my Driver's license i was wondering if i should take this to court?""

Will a reckless driving ticket affect an insurance premium in Georgia?

My husband recently went through a road block after leaving work (playing music in a bar.) He was honest and said he'd been drinking, even though he waited for a while and had not had that much to drink. He blew .07 over the legal limit. He went to jail for 14 hours. We paid a lot of money and got the charge dropped to reckless driving. This was six months ago and our insurance premium has only gone down (good grades and homeowner's insurance with same company.) We are afraid to ask the insurance company for fear that they might not know. 1. Will that info get sent to them automatically? 2. Is there danger that our bill will go up if we speak to them about it? 3. What percentage might the bill go up once they do find out? We are looking to buy a new car soon, so we can't avoid speaking to the insurance company about it forever!""

Where can I find an affordable Orthodontist in Seattle/Kirkland/Woodinville area?

If you work at Progressive Insurance do you get a discount on insurance?

Do pcv holders get cheaper car insurance?

Advice about car insurance in Ohio..paying way too much?

I reside in OH. I have insurance through progressive, my payments are about $230/month. I do finance my vehicle so it's necessary to have full coverage, I do have GAP insurance through my car dealership. OK. I have a ticket and 2 at fault accidents on my record (one really wasn't my fault) both under $500 claims... ANYWAYS, I know people who have DUI's that have lower car insurance than I do and I am a good driver, ugh. Is there any sugesstions on ways to lower my car insurance? I know eventually they will drop off but the last accident is on until April 2012 the other will drop August 2011 and the ticket will be gone October of this year. I am paying a mortgage, condo fees, a car payment that I just aquired January, this new insurance payment which is like an additional car payment (it was $100 before getting full coverage), and the obvious other bills. I am so strapped for cash, is there any ways to lower this fast or any good companies in OH that can give me lower price?""

Monthly motorcycle costs in Florida?

Are there any monthly costs to owning a motorcycle in Florida other than maintanence and the payments on the actual motorcycle that are mandatory? Like will my health insurance go up or anything? I know motorcycle insurance isn't required but I didn't know if like Id have to pay more for liability of others. please only answer if you are a Florida motorcycle owner. Thanks!

Renters Insurance? What Kind? Is it really worth it?

I am renting a condo from a friend, got a good deal, just signed the lease, he recomended that i get Renters Insurance because he said damages I make to the place or to other owners in the condo I am responsible, even if something happens to me, the insurance would help. Now I would like to know any good insurance agents (e.g Geico) should i get Renters/or Condo , not new to this, want a good rate yet want good coverage for damage, fire, theft you know.""

How can i get my car insurance down i am 19 and i cant seem to get it cheaper then four grand?

i have a 1ltr vauxhall corsa club it is group 1 insurance i have no driving offenses point or illnesses the car has no modification and it is still 4000 pound and that was for a 10 month policy 395 a month will something like 400 deposit its just unfordable

How long is a quarter period in insurance?

My insurance says: Family coverage: $2,213 per quarter So how long is that? 3 months or what?""

How much would car insurance cost under these conditions?

-15 -Texas -1995 mustang gt conv. -both parents will have insurance -car is fully paid off I would like to know what insurance would cost when i turn 16 as well.

Please help me find some affordable medical insurance in Georgia.?

I need medical insurance for my wife and two kids. Can anyone point me in the right direction? Thanks so much.

Auto Insurance ? Never had it. Can anybody help.?

I have called for quotes.. to many auto insurance companies. But since this my first time purchase I am confused, Can someone break down the features of a policy, what am i to have, what is reccomended. thanks , any details will help.""

Can a tourist in california could get a health insurance in this state?

i'm a tourist here and 2 months pregnant i'm planning to give birth here in california.

Lowered my car insurance deductible yesterday and today hit a tree:)?

i lowered my car insurance deductible yesterday and today my car slipped and hit a tree due to severe snow here. should i file my claim right away or wait few days?? my insurance company is kemper direct the agent changed my premium to 500 from 1000 deductible...

Can I have my drivers license in one state and my license plate and car insurance in another?

I live in GA and bought a car in FL. To save money on taxes it was recommended that I register the car in FL and get a FL license plate. So, now I have a GA drivers license, a FL license plate, and FL car insurance. 1. Is this legal to have long term 2. If it's not legal and I switch everything back to GA, Will I have to pay GA taxes on the car that was purchased in FL ? To possibly complicate things more, the FL registration is not just in my name. It's also in the name of a friend who lives in FL who happened to cosigned for me to get the car. It's his address I'm using for the FL car insur and the registration.""

Brook Park Minnesota Cheap car insurance quotes zip 55007

How much does it cost to rent or lease a?

How much does it cost to rent or lease a car for 3 months? Do i have to pay it all in advance or pay monthly? also insurance options or mandatory full coverage?

How can I report my neighbors for not having car insurance?

How can I report my neighbors for not having car insurance? My neighbors were both laid off from their jobs about three months ago. Earlier last week one confided in me that they were unable to pay for their car insurance and that they didn't know what they were going to do. I didn't take action then, because they were not working and rarely took their car out. However, the husband recently found employment and he has been driving the car EVERY DAY for the past week. They are nice people and we get along great, so it pains me that I have to do this. Who can I report this to? Should I just call the police station? Is there a way for me to verify that they were unable to pay for their car insurance (they were way behind in bills, so I doubt they covered it)""

Insurance costs on a Range Rover?

I'm only 14 right now but since I am a massive car fan I have already come up with a selection of cars. Most definetly euuropean though. My idea was the 3.5 litre that Land Rover had in the Range Rooney (Top Gear reference) I hear insurace is higher for SUV's and convertibles. I think a Rage Rover could be good for practicality, and even though they are slightly unreliable I was thinking put in a new engine. But I also had ideas for a used Mercedes SL hardtop (if they had any). I also like the VW beetle (original). I would think my budget would likely be $4000-5000. I just remembered I also wanted a 1997-99 Jaguar XJ long wheeelbase. So if u can please make a suggestion for a European car with 6 cylinders or more preferebly British or German and tryy adding what insurance might be pllease. Thank you.""

Am i paying too much for car insurance?

I am in my early 30s. A single male, no kids. I have a pretty much spotless driving record. The only ticket i have had in the past 10 years that i can think of off hand was for not using a turn signal, that was over a year ago. Other than that, nothing in around 10 years. No claims on my insurance in over 10 years either. I drive a 2001 Ford ZX2, its a compact car-for those not familiar with it , it would be similar to a Chevy Cavalier or Dodge Neon. Oh, im paying $700 every 6 months for full coverage car insurance through Nationwide. I have been with them ever since i started driving. This seems like alot. Is it? My friends tell me im overpaying, yet when i call around other places to get quotes i never find anything cheaper. In fact several places have told me to stay where im at. I dont have a problem paying it, but im just trying to find out if this sounds about right and fair as far as the price goes. Anyone out there a insurance agent?""

""In GA, if the moving violation is no longer on my DMV record, can insurance companies penalize me anyway?""

A bit over two years ago, I got a ticket for a turn I made that wasn't sharp enough. In GA, moving violations leave your record after 24 months, so it should be gone by now. Can my insurance company continue to penalize me for it, though? Do they have to lower my rates now that it's off my record? If I go to a new insurance company, will my current one pass along the information somehow even though the DMV doesn't have it on file?""

How much would insurance for a 16 year old(male) driving a BMW 2006 650i be?

My parents have no accidents or tickets ect that they look at when you're getting a quote. I just bet them that I could get a quote for this car without them ^_^ I livee in washington 98037. Verryy Much appreciated if you could try and see how much the quote would be. Also, I have a 3.8GPA. (P.S. Don't Be A Stalker)""

How much will my car insurance go up if i got an ovi dropped to reckless op?

i was pulled over and ended up being charged w an ovi, but my lawyer got it reduced to a reckless op. how much will my insurance go up and how many points on my licensee will that be?""

How can i find out Insurance rates on cars?

is there a certain website which can give me the average amount i need to pay for car insurance on certain cars.

""Got a speeding ticket in Oregon, can I go to traffic school so my insurance company will not raise my policy?""

I know in California you can go to traffic school once every 18 month and the insurance company will not raise your rates, is that the same for Oregon, and how do I go about it?""

I need health insurance. and advice?

i am 20 and want to get affordable good health insurance but i only want to pay like 75$ a month is that reasonable? what should i be expecting to pay and what providers are good?

Can insurance companies access your bank account?

My freind got in a car accident and now he is being sued. He has small investments in mutual funds. Can the other oarty insurance company access his bank accounts and investment and find out exactly how much money he is worth? Other than that he doesn't own a house and doesnt have a car or any other type of assets. He is currently not working right now.

""Speeding ticket, will it raise my insurance in texas?""

hey, I got a speeding ticket a few days ago and would like to take the defensive driving class instead, if the judge will let me. i really dont want to let my dad know about it and i am willing to pay all of it, i just dont want to have to deal with my dad. Will my insurance go up even if i do the defensive driving class? Thanks!""

How good is your health care insurance?

Are your premiums are too high, coverage too low, or you simply cannot afford healthcare insurance and have no coverage at all.. Do your elected officials have healthcare insurance? Of course they do. After all you voted for them to not only get more paid vacation days per year, work less days; not have worries about homelessness, hunger, gas prices, food prices, unemployment or unemployment wages, bancruptcy, gas prices, welfare, retirement or health care insurance. In short you have voted in favor of them living better than you. Why should you be left out? Here is a start towards a solutuion. Now you too can be on your way to better healthcare coverage. Let's get America rolling again. - Lee Iacocca After all a goverment can only be as healthy as its citizens. http://www.michaelmoore.com/sicko/what-can-i-do/health-card/ I hope this helps.""

Cheapest cars to insure for a 17 year old?

I was wondering what cars would be the cheapest to insure for a new driver, aged 17. I heard there is all these different groups which relate to the amount of insurance you would have to pay. Also, I would prefer a decent car, so if you know any decent, cheap to insure cars! pleaseeee let me know! thanks! :D""

What is the cheapest possible auto insurance?

I don't care about customer service or anything. I just want liability only cheapest insurance. Thanks

Can i get some help in writing my job application to an Insurance Comapny?

Recently I have developed a special interest in banking and if I am given the opportunity I am prepared to work diligently to serve the nation . ...this is what im writing in my application but i want a word to replace banking , since its an insurance company what should i put instead of banking ?""

Should i Register my car under my dad's name to get cheaper insurance?

How does it work? Do i buy the car under his name and register it under his name? OR Do i buy it under my name and register it under my name and just insure it under him? How does it work? EZ 10 Points here guys.

Health Insurance for 24 year old male?

Son has Blue Cross but it is now $137 per month......anyone know of any comparable insurance that is cheaper and has similar benefits? It is just him....no wife or no kids. Thanks.

Which insurance company will insure a rabbit?

Looking for pet insurance. VPI is out of question. They confused this rabbit with a previous rabbit I have. I tried to appeal but they ignored, so I can't get insurance from them. Any other insurance will insure a rabbit? My bunny is young and healthy.""

What are the best/cheapest insurance companies in the uk for motorbikes?

and yes i will only of just passed my Direct Access and likely to be riding a 600cc.....thanks

Insurance cost for first time driver.?

I'm 18, a guy, and I live in New Haven, CT. I'm in the process of getting my license and I'm looking to get 1994 passat as my first car and I'm wondering if anyone has any ideas about what insurance is going to run me either going solo or adding to my parents coverage.""

Good Driver Insurance Discount?

Okay, so this is the deal. I have a 3.3 G.P.A. Not bad, right? Well, for one of my classes I actually have an F in for ONE of my Spring 2011 classes. Although I can get the discount, my parents keep hounding me for my transcript and I don't want them to see that F or I'm screwed. Can I still get the discount if I send the car insurance company my trancript from the previous semesters and not my most recent one?""

""If i purchase a car under my name, can it be insured under my mothers?""

I want to know if i buy a car, can my mom be the one to insure it? Since i am under 24 my insurance will b way too high! So does anybody know if she could insure it or does she have to be the one that owns the car? Thanks in advanced""

Car financing and insurance?

I would like to know what happen if I finance a car and I wreck the car and I don't have insurance at the time I wreck the car.

Can you transfer car insurance from one person to annother?

if you have paid upfront for the whole year and then you can no longer drive due to health reasons could you transfer your insurance policy over to someone else?

Brook Park Minnesota Cheap car insurance quotes zip 55007

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