#it usually compensates them for meeting the company's current goals

[powdermelonkeg]

Elon: *being taken to court after arranging for Tesla to pay him $56,000,000,000* This is why your insulin is so expensive by the way.

Article

Image ID under the readmore

[Image ID: A string of tweets. The first is from Reuters Pictures and reads "A person transports boxes with documents for the trial of Elon Musk, CEO of SpaceX, Tesla and Twitter, regarding his Tesla pay package at the Delaware Court of Chancery in Wilmington, Deleware." The tweet is accompanied by an image of someone pulling a pallet cart holding over 20 boxes of papers.

The second tweet is from Elon Musk, and reads “The actual attackers in class-action lawsuits are the law firms. They just find someone in the class to be their puppet.”

The third and final tweet is also from Elon, and reads “Current class-action-law is actually a massive tax on the American people and desperately needs reform. It is one of the reasons medication is so expensive in the USA. Somehow, other countries do just fine without class-action law.”

The final tweet is dated Nov 17, 2022, at 10:53 AM, sent from Twitter for iPhone. End ID.]

[weaselle]

(lol buggybastard your tags made me laugh) but they also, along with a few other tags and comments made me want to come on here and say something a little more explicitly about why i wrote this

When i say The Enemy, and Villain, i mean somebody like my previous client, who was an executive at a major oil company, who spent his life personally profiting off the destruction of our environment, who sat in meetings and participated in decision making about things like purposefully derailing the development of sustainable alternative fuels.

And the reason it is important to look at in the context i am highlighting is because it is really easy to think of people like this as inhumanly evil in a sort of movie antagonist way. But usually, they aren't. Usually, they are people you would probably actually like if you met them.

That seems like a really important piece of the puzzle when we are talking about changing things for the better.

I have another client right now, and it's much the same. I'm not sure what his exact job was before he retired last year, but i know he had a high corporate position in a medical insurance company, and that's the sort of person i tend to think of as Bad.

But he's very sweet and pleasant, and he and his wife worry about the local ecology and have beehives set up in their yard because they care about that sort of thing. He loves his two little dogs, and he keeps a little herb garden on his deck that he personally waters and cares for, and his family and friends and neighbors love him. He's like, a very nice man. Who has a seven million dollar house paid for by helping an industry that i consider to be incredibly harmful to our society.

Does that mean it would be morally correct for me to steal from him while i am here house sitting and taking care of his dogs?

Let's look at the oil industry guy. He sat in those board meetings, and i have to assume some of those meetings had to do with suppressing alternative fuels. If he raised a big fuss about it, maybe he would have been fired, and the company still would have done it. I wasn't there, but i don't think he did raise a big fuss. How evil does that make him, really?

I don't think he's a great person, and i highlight a personal defect of his with my story about his dog. I even think he has a particularly bad iteration of this defect. But in my line of work i meet people all the time who don't do what's best for their dog when it's inconvenient for them. And i can't make them. It is sad, and wrong, but depressingly common.

I would say, to be able to have these jobs in these positions at large immoral corporations does require some kind of disconnect or moral flexibility. But what kind of person are we really talking about?

I can talk about "eat the rich" and bemoan the evils of these industries (and i truly do believe that these companies and their actions are evil in a major way) ... but could i pull the trigger if i was facing this actual man over the barrel of a loaded gun? And if i could, would that make me a good or bad person?

My current client, the medical insurance company man, wanted to send his kids to the best schools he could. And he did. Wouldn't i do that too? The company who pays him, i'm sure, has participated in absolutely ruining the public's access to quality health care. They have also, i'm equally sure, helped fund important medical research. With the goal of increasing their profits. It's not a simple black and white situation is what i'm getting at, despite the very clear and simple view i have that these medical insurance companies are awful and must be stopped.

That company has no Man At The Top. There is no one person who can walk into work and say "we're going to stop doing this thing and do this other thing instead." It is run by a board who are responsible to shareholders etc etc and the accountability is spread and thinned until it practically doesn't exist. This is supposed to be compensated for with government regulation, but that isn't happening right either.

Personally, i don't think i could make a bunch of money at a job like that and feel ok. But having been homeless more than once, i'm not actually 100% sure what decision i would make if i had an opportunity at that kind of income. Because there are just about zero things this man could have done in his position that would have changed anything for the better in any significant way. One could argue that rather than quitting and letting a worse person take his job, it was better to take this company's money in the form of as high a salary as he could get, and spend a percentage of it on things like beehives and the charitable donations i know he's made. So what responsibilities to society did he really have, and what kind of person are we really talking about?

It sucks. It sucks to meet these people and have to come to terms with the fact that many of them are not even total assholes, let alone someone it is easy to hate.

And now we get back to John Hammond. He is a satisfying fictional character to realize is a villain, because he IS The Man At The Top, nothing about Jurassic Park happens without him. If he stops, Jurassic Park stops. There IS accountability. So when he dies it feels like justice (and solves a problem). And that's fiction for you.

But the part about his character as written that is so brilliantly depicted is: he is, in fact, a sweet old man. We the reader spend most of the book really liking him. He cares about people, and, for example, he refutes the lawyer's idea of putting Jurassic Park behind a steep paywall for the sake of becoming wealthy, and instead insists that everyone should have access to this place of wonder, even at the cost of profit for himself. He is, fundamentally, mostly a decent normal person.

His flaw is that he will not hear the people telling him he is wrong. He won't hear that his "place of wonder" is going to result in people's death, and probably a worse world for everyone on the planet.

Many people refuse to hear that they are wrong. The difference is, he has money and (therefor) power. And that changes the scope of his human flaw into something that can have a huge negative impact on the world.

But his flaw is still a normal human flaw.

We all know people who are otherwise good people but have a hard time acknowledging or accepting when they are wrong. This does not make them Evil. It's not good, but usually it results in things like, idk, being 20 minutes late to Aunt Suzy's birthday dinner or whatever.

I believe in order to achieve the kinds of change we want to see, we need to create a societal awareness of the difference between having common human flaws in an average situation and having common human flaws in a situation that is full of mundane activities but which ultimately perpetuate the large scale evils of a broken system.

And, as a society, to start to have a group perception of what that actually looks like, who is actually participating in those scenarios, and what a truly good person should do in those situations.

After all, I myself have worked at companies i despise the ethics of in exchange for money to live my life. Even now, i am essentially being paid in Evil Medical Insurance Company money to take care of these dogs. And i can't even get health insurance right now.

It's easy to understand that Coke and Nestle and Exxon and these companies are EVIL, but the people who make up these companies often cannot be accurately defined by a sort of comic book image of them, even tho that concept is easier for us to hold in our minds.

If we as a society conceive of these evil things as only being done by Evil™ people, we prevent normal people from realizing when they or someone they know is being the villain ...because they know they are not Evil™

And it prevents us from addressing the true problems of a system that makes it easy for normal people to do these evil deeds as a part of a normal life.

i want to talk about real life villains

Not someone who mugs you, or kills someone while driving drunk, those are just criminals. I mean VILLAINS.

Not like trump or musk, who are... cartoonishly evil. And not sexy villains, not grandiose villains, not even satisfyingly two dimensional villains it is easy to hate unconditionally. The real villains.

I had a client who was a retired executive for one of the big oil companies, i think it was Shell or Chevron. Had a home just outside of San Francisco that was wall to wall floor to ceiling full of expensive art. Literally. I once accidentally knocked a painting off the wall because it was hanging at knee height at the corner of the stairs, and it had a little brass plaque on it, and i looked up the name of the artist and it was Monet's apprentice and son-in-law, who was apparently also a famous painter. He had an original Andy Warhol, which should have been a prize piece for anyone to showcase -- it was hanging in the bathroom. I swear to god this guy was using a Chihuly (famous glass sculptor) as a fruit bowl. And he was like, "idk my wife was the one who liked art"

I was intrigued by this guy, because in the circles i run this dude is The Enemy. right? Wealthy oil executive? But as my client, he was... like a sweet grandpa. A poor widower, a nice old man, anyone who knew him would have called him a sweetheart. He had a slightly bewildered air, a sort of gentle bumbling nature.

And the fact that he was both of these things, a Sweet Little Old Man and The Enemy, at the same time, seemed important and fascinating to me.

He reminded me of some antagonist from fiction, but i couldn't put my finger on who. And when i did it all made sense.

John Hammond.

probably one of the most realistic bad guys ever written.

If you've only ever seen the movie, this will need some explaining.

Michael Crichton wrote Jurassic Park in 1990, and i read it shortly thereafter. In the movie, the dinosaurs are the antagonists, which imo erases 50% of the point of the story.

book spoilers below.

In the book, John Hammond is the villain but it takes the reader like half the book to figure that out. Just like my client, John is a sweet old man who wants lovely things for people. He's a very sympathetic character. But as the book progresses, you start to see something about him.

He has an idea, and he's sure it's a good one. When someone else dies in pursuit of his dream, he doesn't think anything of it. When other people turn out to care about that, he brings in experts to evaluate the safety of his idea, and when they quickly tell him his idea is dangerous and needs to be put on hold, he ignores his own experts that he himself hired, because they are telling him that he is wrong, and he is sure he is right.

In his mind, he's a visionary, and nobody understands his vision. He is surrounded by naysayers. Several things have proven too difficult to do the best and safest way, so he has cut corners and taken shortcuts so he can keep moving forward with his plans, but he's sure it's fine. He refuses to hear any word of caution, because he believes he is being cautious enough, and he knows best, even though he has no background in any of the sciences or professions involved. He sends his own grandchildren out into a life-threatening situation because he is willfully ignorant of the danger he is creating.

THIS is like the real villains of the world. He doesn't want anyone to die. Far from it, he only wants good things for people! He's a sweet old man who loves his grandchildren. But he has money and power and refuses to hear that what he is doing is dangerous for everyone, even his own family.

I think he's possibly one of the most important villains ever written in popular fiction.

In the book, he is killed by a pack of the smallest, cutest, "least dangerous" dinosaurs, because a big part of why we read fiction is to see the villains face thematic justice. But like a cigarette CEO dying of lung cancer, his death does not stop his creation from spreading out into the world to continue to endanger everyone else.

I think it is really important to see and understand this kind of villainy in fiction, so you can recognize it in real life.

Sweetheart of a grandfather. Wanted the best for everyone. Right up until what was best for everyone inconvenienced the pursuit of his own interests.

And my client was like that too. His wife had died, and his dog was now the love of his life, and she was this little old dog with silky hair in a hair cut that left long wispy bits on her lower legs. Certain plant materials were easily entangled in this hair and impossible to get out without pulling her hair which clearly hurt her. When i suggested he ask his groomer to trim her lower leg hair short to avoid this, he refused, saying he really liked her usual hair cut.

I emphasized that she was in pain after every walk due to the plant debris getting caught in her leg hair, and a simple trim could put an end to her daily painful removal of it, and he just frowned like i'd recommended he take a bath in pig shit and said "But she'll be ugly" and refused to talk about it anymore.

Sweet old man though. Everyone loved him.

[uniathena7]

Steps to Becoming a Procurement Specialist

What is a Procurement Specialist?

A Procurement Specialist is someone who plays a vital role in organizations by purchasing products, services, or raw materials to help develop offerings for customers. Their key responsibilities include negotiating purchase agreements, connecting with suppliers, and ensuring that everything they acquire meets the business’s quality standards.

What Does a Procurement Specialist Do?

Often referred to as a Purchasing Manager, a Procurement Specialist is tasked with sourcing products and services, negotiating the best possible deals within a budget, managing procurement contracts, and maintaining strong relationships with suppliers. They ensure that their organization gets the highest quality materials at the best price.

Essential Skills of a Procurement Specialist

To excel in this role, a Procurement Specialist needs a set of important skills, including:

Negotiation: This skill is crucial for securing profitable supplier contracts and obtaining the best deals.

Communication: Clear communication is key to a smooth procurement process. It helps specialists manage various activities and quickly address challenges.

Problem Solving: This skill enables Procurement Specialists to tackle unforeseen challenges, explore possible solutions, and implement them effectively.

Analytical Skills: Strong analytical abilities help them select the right suppliers and products while negotiating favorable terms that protect their business interests.

Decision-Making Skills: Procurement Specialists must weigh the pros and cons of each decision regarding sourcing materials and selecting suppliers, ensuring the best outcomes for all parties involved.

Duties and Responsibilities of a Procurement Specialist

Procurement Specialists act as mediators between their company and suppliers. Their responsibilities include:

Collecting quotations, offers, and terms for purchases

Evaluating and negotiating vendor contracts

Managing approved purchases of products or services

Tracking stock levels and issuing purchase orders as needed

Recommending new goods or services based on market trends

How Much Does a Procurement Specialist Make?

In the Democratic Republic of the Congo, the average salary for a Procurement Specialist can range from $50,000 to $60,000 per year. However, actual compensation can vary based on the organization’s size, location, and the individual’s experience.

Why Businesses Need Procurement Specialists

Supporting Company Growth: Procurement Specialists enable organizations to access essential materials, ensuring timely delivery and helping meet business goals.

In-Depth Knowledge: They manage the entire procurement process, from understanding quality requirements to contacting suppliers and negotiating terms.

Providing Training: With their extensive knowledge, they can train new hires and junior procurement professionals, helping them become more effective in their roles.

How to Get a Procurement Specialist Certificate

If you’re interested in becoming a Procurement Specialist, one of the best ways to start is by enrolling in an online course. Online learning offers flexibility and is often affordable. Programs like UniAthena’s Procurement Management courses provide respected certifications that can enhance your career. These courses are usually self-paced, allowing you to learn without disrupting your current commitments.

Conclusion

Procurement Specialists are crucial in helping companies deliver quality products, satisfy customers, and drive profits. With strong research and communication skills, they source quality materials at competitive prices and streamline the procurement process for efficiency and cost-effectiveness.

We hope this blog gives you a clear understanding of what it takes to become a Procurement Specialist. We’d love to hear your thoughts, so please leave a comment below! Don’t forget to check out UniAthena’s other free learning opportunities!

[hr-26]

The Benefits and Strategies of HR Outsourcing: A Comprehensive Guide for Modern Business

In the prevailing global market scenario, organizations are exposed to several tough predicaments in the strategic HR management. HR is a multifaceted function from the ability of attracting and hiring the best talents to meeting organizational compliance requirements that are always changing. That is where HR outsourcing proves to be beneficial as a theoretical and practical tool for increasing the effectiveness of HR functions within an organization.

Salahkaar Consultants provides services in these areas in many global markets. Reach them by writing to them on their website www.salahkaarconsultants.com

What is HR Outsourcing?

HR outsourcing entails the act of sourcing all or some of your HR functions from another party that is different from your organization. The providers, which vendors know as human resource outsourcing (HRO) firms, focus on performing HR tasks including recruiting, handling employee wages, providing benefits, overseeing relationship between employers and employees, and dealing with legal matters related to the employment processes. Due to the access to information, skills, as well as structural capacities and solutions offered by HRO providers, companies and their management can keep more specialized and concentrated on their crucial operations while maintaining competent and successful management of HRM with the help of the HRO providers.

Outsourcing and it’s implications to the Human Resource Management department

1. Cost Efficiency

It is now crystal clear that cost reduction is one of the major advantages of outsourcing particular HR operations. Handling an internal HR department can be costly as it means paying for personnel salaries, their bonuses, training, and infrastructure that can include software and systems. The identified advantages of HR outsourcing include the possibilities to convert actual HR costs into variable costs, to compensate only for value added services required by the company. Such flexibility can mean substantial saving, especially to the SMEs, the main customers to cloud computing providers.

2. Knowledge and Sophisticated Tools

Outsourcing firms offer a lot of experience and new technologies due to implementing the new strategies as they arrange the human capital processes. These providers also keep abreast with the current developments in HR field and the ever changing laws on the issue affecting the companys compliance and competitiveness. Besides, they incorporate the latest Human Resource software and technologies for payroll, benefits, and talent management.

3. Increase in Emphasis on Competencies

The outsourcing of the various duties of a human resource department provides any organization the flexibility to work on other activities related to major goals and objectives. Such change can be effectively used to increase productivity, creativity, and activity of the company and the business in general. Since, the routine Human Resource tasks are well taken care of through the services of specialists, firms and companies can focus on growth and can attain their strategic goals and objectives.

4. Scalability and Flexibility

HR outsourcing also comes with the advantage of scalability and flexibility necessary for organizations experiencing growth or uptimes in hiring. One of the major advantages of derived from sourcing services, HRO providers can simultaneously easily respond to changes in the HR needs, be it a need for more intensive recruiting in periods of strong demands or effectiveness in managing downsizing activities.

5. Compliance, specifically in relation to risk management, was noted to have increased.

To explain, the arena of employment laws can be quite confusing when one is trying to comprehend the various principles governing matters of work. ppt 4 The risks of non-compliance are usually associated high costs, while HR outsourcing providers have a full understanding of the corresponding rules. Thus, HRO firms save organizations from legal consequences and monetary penalties through compliance with labor laws, taxes, and informational standards.

6. Enhanced Employee Experience

It is important to consider that, for employment brands to effectively attract and retain quality talent, the employees’ experience has to be positive. Outsourcing HR services to contractors can ensure better practices and efficiency in human resource processes and tools which in result enhance employees’ interest, morale, and loyalty. Starting from the proper influx of employees to managing their wages, their allowances, and other HR-related services, HRO firms improve the general employee satisfaction.

Salahkaar Consultants provides services in these areas in many global markets. Reach them by writing to them on their website www.salahkaarconsultants.com

services that fall under the umbrella of HR outsourcing.

There is plenty of flexibility in the structure of HR outsourcing, and the exact services which are outsourced depend upon the needs of the particular organisation. Some common types of HR outsourcing services include:Some common types of HR outsourcing services include:

1. Recruitment Process Outsourcing (RPO)

RPO also entails the outright outsourcing of recruitment services which include sourcing, interviewing, and hiring of employees. Further, RPO providers help in attracting talent by their industry knowledge, and strong network without any additional time and effort in the hiring process, that helps in improving quality of hire.

2. Payroll Outsourcing

Payroll outsourcing therefore can be defined more specifically as the act of outsourcing the pay-roll processing and management functions. Here one has to make preparation of wages, deduction of taxes and obligation of compliances of payroll laws. Outsourcing of payroll helps to reduce workload and eradicate some extent of mistakes in the calculation of wage.

3. Benefits Administration

The delegation of such responsibilities is as follows: the administration of the employee benefits programs which include; Insurance plans of the employees, retirement plans or maybe the welfare programs of the company which may be Health, and wellness programs. The HRO providers take on all the responsibilities of enrolling the employees and processing claims besides communicating with benefits providers so that the employees realize their correct entitlements as regards benefits at the right time.

4. Compliance Management

Employment laws and regulation compliance management outsourcing is concerned with the constant monitoring of the organization’s compliance. HRO providers also perform some compliance activities through audits with the intention of formulating policies and procedures, and offering training so that the working organizations can be in a position to address or conform to the provisions of the labor laws, health and safety legislation as well as other legal Formations.

5. Employee Relations and Support

Outsourcing general employee relations and support functions includes addressing employees’ complaints, handling of disputes and performance issues. As for the support it must be mentioned that HRO providers assist not only the employees but also the managers, which creates a beneficial organizational climate.

Outsourcing of HR services has become a common practice in every organization; this is because human resource management is a very sensitive area that requires professionalism from the people who handle it.

The choice of your HR outsourcing provider is very vital to the success of your HR outsourcing strategy. Here are some key factors to consider:Here are some key factors to consider:

1. Expertise and Experience

Make sure the company that offer you the HR outsourcing has to have enough experience and knowledge about your business sphere. Enhancing the effectiveness of HR outsourcing strategy Specifically, their expertise in the specific issues affecting various industries in terms of HR will prove resourceful.

2. Range of Services

Make sure that the HR outsourcing provider you choose should encompass all the services required in your organization. For instance, it has to be capable of fulfilling the business’s need for recruitment, payroll services, benefit administration, and reporting or compliance.

3. Technology and Tools

Ensure that the provider you hire for your company’s HR outsourcing has the best technologies and tools in handling elaborate systems. These technologies should help in the automatization of the existing HR processes, increase efficiency of the data provided, and optimize the functioning of the HR departments.

4. Customization and Flexibility

Choose an HR outsourcing provider that has flexible solutions to allow the organization to feel the changes brought about by outsourcing. It means that to build a profitable and effective HR service provision model for the long term, flexibility in growing or shrinking the service delivery according to your human resource needs is key.

5. Reputation and References

It is essential to carry out a background check on the particular HR outsourcing provider. Ask the clients of the service provider to provide references and case studies to know how the providers perform, how reliable they are and the satisfaction of the customers that have patronized the service providers.

6. Cultural Fit

Human Resource outsourcing means collaborations with a third party where there should be a high level of compatibility on ethical values. There is need to establish that their and work related values, work ethics and other aspects related to communication match that of your company.

Conclusion

HR outsourcing is a proven strategic management approach that has so many advantages including cost reduction, getting access to professional services, executing focus, flexibility, better compliance and employees’ satisfaction. When you find the best HR outsourcing provider for your organization, your firm will get the best results, efficiency , and productivity. Based on my practice as an SEO specialist, I would like to note that proper HR outsourcing can become a real trump card for the development of the company and achieving a competitive advantage. Consider HR outsourcing as a strong solution and open a new page in your organization’s development.

Salahkaar Consultants provides services in these areas in many global markets. Reach them by writing to them on their website www.salahkaarconsultants.com

[fifomanagement]

The Secrets to Finding a Financial Advisor

 1. How often do they meet with their clients?

It is important to know how often your financial advisor expects to meet with you. As your personal situation changes you want to ensure that they are willing to meet frequently enough to be able to update your investment portfolio in response to those changes. Advisors will meet with their clients at varying frequencies. If you are planning to meet with your advisor once a year and something were to come up that you thought was important to discuss with them; would they make themselves available to meet with you? You want your advisor to always be working with current information and have full knowledge of your situation at any given time. If your situation does change then it is important to communicate this with your financial advisor.

2. Ask if you can see a sample of a financial plan that they have previously prepared for a client.

It is important that you are comfortable with the information that your advisor will provide to you, and that it is furnished in a comprehensive and usable manner. They may not have a sample available, but they would be able to access one that they had fashioned previously for a client, and be able to share it with you by removing all of the client specific information prior to you viewing it. This will help you to understand how they work to help their clients to reach their goals. It will also allow you to see how they track and measure their results, and determine if those results are in line with clients' goals. Also, if they can demonstrate how they help with the planning process, it will let you know that they actually do financial "planning", and not just investing.

3. Ask how the advisor is compensated and how that translates into any costs for you.

There are only a few different ways for advisors to be compensated. The first and most common method is for an advisor to receive a commission in return for their services. A second, newer form of compensation has advisors being paid a fee on a percentage of the client's total assets under management. This fee is charged to the client on an annual basis and is usually somewhere between 1% and 2.5%. This is also more common on some of the stock portfolios that are discretionarily managed. Some advisors believe that this will become the standard for compensation in the future. Most financial institutions offer the same amount of compensation, but there are cases in which some companies will compensate more than others, introducing a possible conflict of interest. It is important to understand how your financial advisor is compensated, so that you will be aware of any suggestions that they make, which may be in their best interests instead of your own. It is also very important for them to know how to speak freely with you about how they are being compensated. The third method of compensation is for an advisor to be paid up front on the investment purchases. This is typically calculated on a percentage basis as well, but is usually a higher percentage, approximately 3% to 5% as a onetime fee. The final method of compensation is a mix of any of the above. Depending on the advisor they may be transitioning between different structures or they may alter the structures depending on your situation. If you have some shorter term money that is being invested, then the commission from the fund company on that purchase will not be the best way to invest that money. They may choose to invest it with the front end fee to prevent a higher cost to you. In any case, you will want to be aware, before entering into this relationship, if and how, any of the above methods will translate into costs for you. For example, will there be a cost for transferring your assets from another advisor? Most advisors will cover the costs incurred during the transfer.

4. Does your advisor have a Certified Financial Planner Designation?

The certified financial planner (CFP) designation is well recognized across Canada. It affirms that your financial planner has taken the complex course on financial planning. More importantly, it ensures that they have been able to demonstrate through success on a test, encompassing a variety of areas, that they understand financial planning, and can apply this knowledge to many different applications. These areas include many aspects of investing, retirement planning, insurance and tax. It shows that your advisor has a broader and higher level of understanding than the average financial advisor.

5. What designations do they have that relate to your situation?

A Certified Financial Planner (CFP) should spend the time to look at your whole situation and help with planning for the future, and for achieving your financial goals.

A Certified Financial Analyst (CFA) typically has more focus on stock picking. They are usually more focused on selecting the investments that go into your portfolio and looking at the analytical side of those investments. They are a better fit if you are looking for someone to recommend certain stocks that they feel are hot. A CFA will usually have less frequent meetings and be more likely to pick up the phone and make a call to recommend purchasing or selling a specific stock.

A Certified Life Underwriter (CLU) has more insurance knowledge and will usually provide more insurance solutions to help you in reaching your goals. They are very good at providing techniques to preserve an estate and passing assets on to beneficiaries. A CLU will generally meet with their clients once a year to review their insurance picture. They will be less involved with investment planning.

All of these designations are well recognized across Canada and each one brings a unique focus on your situation. Your financial needs and the type of relationship you wish to have with your advisor, will help you to determine the necessary credentials for your advisor.

6. Have they done any extra courses and for what reasons?

Ask your prospective advisor why they have done their extra courses and how that pertains to your personal situation. If an advisor has taken a course with a financial focus, that also deals with seniors, you should ask why they have taken this course. What benefits did they achieve? It is fairly easy to take a number of courses and get several new designations. But it is really interesting when you ask the advisor why they took a certain course, and how they perceive that it will add to the services offered to their clients.

7. Who will be meeting with you?

In future meetings will you be meeting with the financial advisor, or with their assistant? It is your personal preference whether or not you wish to meet with someone other than the financial advisor. But, if you want that personal attention and expertise, and you want to work with only one individual, then it is good to know who that person will be, today and in the future.

8. Are you the ideal client for the advisor?

Are your financial needs similar to many of their clients? What can they show you that indicates a specialization in your area and that they have other clients in your situation? Has the advisor created any marketing pieces that are client friendly for those clients in your situation, over and above what they offer other clients? Do they really understand your situation? Once you have explained your personal needs and the type of client you are, it should be easy to determine if you are an ideal client for the services they provide.

9. How many clients do they work with?

It is important to know how many clients your prospective advisor works with. Are you one of 100 clients or one of 1000? Based on your assets are you in the top 15%, or the bottom 15% of their clients? These are important things to know. Ask if you are one of their top clients or one of their bottom clients, if will you receive more attention or less attention?

10. Do they have a network of professionals that they trust and can refer you to when you have a need?

It is valuable for an advisor to have a strong network of professional individuals available to their clients, in which they have full trust. Your advisor should know and trust these individuals completely, so that if an issue arises with them, your advisor will be able to go to bat for you.

11. Ask the financial advisor for a list of clients that you can contact.

Are there any clients that have given testimonials and who would be willing to speak to you about the advisor and the services provided? Ask these individuals how they enjoy working with the advisor and their staff. Ask some of the questions that you have asked the advisor, such as, Who do they meet with when they have their meetings, the advisor or an assistant?

12. How does the financial advisor contribute to the community?

Whether or not this is important to you, it is a good question to ask. You will discover if the advisor has given back to the community and if they are doing things over and above the day-to-day job to give back and help others.

13. How do they feel they will best help you and support you in achieving your goals?

This may be a question that you want to ask the advisor in a second meeting, if you have a two meeting process. Ask: How can they bring value to the relationship? What do they feel they can help you with? What will they do to ensure that you achieve your goals?

14. Do they have any tools that they have developed specifically for their clients?

I have touched on this earlier as well. This is really where you can see if a financial advisor is pro-active and if they specialize in a specific area or a specific type of client. An advisor who is pro-active should be creating some tools or have some processes in place to support their clients in their target market. Some of the tools will be used behind the scenes, but should be able to be explained to you, and provided to you during your relationship, to help you achieve your goals and keep you on track.

[sohelish]

A study in kissing.

One.

Hel is sitting at the table, head propped against her arm as she studies the charts for the sector. Somehow, on top of all the things she normally does, the human is trusted with planning the most optimal route, and she oddly finds it enjoyable. Being able to align as many promising destinations as possible in one go so that they visit the most places and accomplish the most tasks is exhilarating. Yet the woman is also tired. Thus, her focus is half-drifting. That is why she doesn’t notice when he walks in, sits beside her and starts talking, asking questions about the ongoing assignment. He tries to get her attention again. And again, frustrated that she doesn’t respond, and starts leaning in, hoping to find answers over her shoulder. What he discovers instead is her face, however. Adask is forced to admit the simple fact that he cannot merely pull away now. Since he is close to her ear, he tries her name again, this time quieter, tone - altered. And, ultimately, react she does for his breath tingles against her neck. She finally notices, turning slightly. Abruptly. The realisation that he is too close for comfort hits. This causes her to stare at him rather coldly. Also results in some additional frowning for good measure. He determines to linger further. Meanwhile, she is not moving in return, inspecting and waiting. He definitely pushes for a kiss. And she dodges at the last moment. And gets up with surprising grace, not forgetting to grab the charts. Watching as he almost falls over, unable to predict her action. There is no pleasure in his dismay, however, so she decides to leave hastily, recognising as she departs the familiar thud of his forehead landing against the table surface.

Two.

Their laughter is becoming obnoxiously loud, even for a crowded transport hub bar, as Helena is doing her best to pronounce the alien girl’s name. It doesn’t resemble at all any word she knows - a powerfully distinct mixture of sounds, most of which are hard to emulate. And she does have a talent for imitating. But Hel doesn’t give up - for each attempt, she is compensated with cackling very peculiar and mesmerising. Her company’s laughter vaguely resembles the honking of Terran geese every now and then, and the human woman finds that incredibly alluring and intriguing. What other sorts of noises is this one capable of? Helena’s endeavours and mimicking the other’s name lead to miscellaneous fun discussions and comical misunderstandings that provide amusement. Eventually, it takes both of them to another place entirely after the gleeful meeting of eyes ( multiple in the case of the alien girl ) and a series of consenting nods. There, Hel discovers another sort of pleasure in the movement of her lips against that of her current company. It’s not about the feeling of skin on skin for her, but more of the art. The skill of kissing. The mechanical movement. When she takes on the challenge of figuring out what will bring the most satisfaction to the other. Setting a clear goal of eliciting a wide spectrum of entertaining sounds while narrowly avoiding the damage sharp alien teeth could cause to her own tissue. Somewhere among the myriad of expertly planted kisses, she finally whispers her name correctly. And is very much rewarded for this.

Three.

They end up alone together, again, when everybody else goes planetside to engage in the simple joys of shopping. It has never brought Hel any particular satisfaction unless there was a set goal. If she were to need to purchase a utility, she would have gone. Exploring a busy market could’ve brought some benefits, but Helena figured it would tire her out more. Also, she has an assortment of reading material that has piled up. So does Vur, and they find themselves engaging in the activity side by side. After a while, however, she notices something has changed. Usually, Vur would sit very still without moving. But she realises, in retrospect, that he has shifted. And is staring at her methodically, blinking with both sets of his eyelids. Flop-flop. As soon as she finishes the logical section, Hel grants him the attention he apparently seeks, wondering how long he’d been waiting for her so patiently. She utters a standard question: what is the matter? And he, in return, inquires about the human kissing practices. She is slightly startled since she’s assured he’d been in extensive communication with her kind before and must have asked around. She argues she’s not the best person for the request due to her specific views and experiences, and he makes a good point that, for him, there lies her definite value. She doesn’t protest too hard before she begins sharing her insights. At a point during the conversation, she is aware of his eyes shifting to her mouth pointedly and then back to meet her gaze. It happens a few times at precise intervals. She stops talking and tilts her head at him in sheer amusement. He asks if they could practice, and she agrees immediately. All in all, it is time well spent in a session that grants more fun than expected. They share techniques and stories, appreciating interesting discoveries pertaining to similarities in their kissing interactions. Hel is surprised to learn that his species mostly use their tongues, and that’s it, even though they do have lips. One would think that his version of kissing would be gross, and, in a way, it is, but it’s still the entertaining type somehow. When everyone returns and the two pull apart, she realises that she is actually very grateful. Not only due to the knowledge she acquired but simply because Vur did something nobody ever did: he thought to ask her.

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Corporate Lawyers for a Variety of Negotiations

A business lawyer is an attorney who specializes in business law. Business lawyers are experts at handling disputes between small businesses and large corporations as well as between employees of small companies and large corporations. These lawyers have access to legal research and documents that are often needed in court cases. It is important for them to know all the laws pertaining to their area of expertise. They must also be able to negotiate with management and owners about such things as workers compensation, intellectual property rights, and taxation. Find out more details in relation to this topic here: https://www.venerable.law/what-we-do/.

Some areas of business law include: contract law, commercial law, and government regulation. In some instances, business lawyers may work with clients who have business disputes that involve other entities, such as franchisees. In franchise agreements, business lawyers help franchisees comply with requirements and regulations regarding licensing, leases, and sales. The agreements may affect workers, franchisees, consumers, and investors.

Prior to hiring a business lawyer, you must ensure that they have the right experience and knowledge for the position. Before interviewing potential business attorneys, request letters of recommendations, which can be obtained from the bar association, or through the Internet. Meet with potential candidates for a face-to-face interview. Your goal is to hire someone that will not only be a good fit for your company, but one that you can communicate easily with.

It is important that business lawyers have experience dealing with different types of contracts. All contracts require different types of negotiations. For instance, most employment contracts, whether on behalf of an individual or a company, include non-compete provisions. Non-compete clauses restrict an employee's ability to pursue certain jobs within a company, as well as the type of access he or she will have to company secrets. The laws governing these clauses vary from state to state, and business lawyers must be aware of the different areas of the law in which they must evaluate and craft the best agreements for their clients.

Another area of contract expertise that a business lawyer can offer is in the realm of mergers and acquisitions and mergers and divestitures. In a merger or acquisition, there is often concern about an individual's ability to market a business to current and potential customers. A merger and acquisition attorney can help the buyer or purchaser to work with a business broker to sign purchase agreements that prevent competitors from selling the acquired company to other companies, as well as requiring that any employees of the acquired company be given job security. Additionally, the attorney may be called upon to help the buyer or purchaser negotiate any tax issues associated with the sale, such as determining if the purchase price is reasonable based on a variety of factors, read more to get enlightened.

Divestiture is also a common practice in business, and corporate lawyers are usually called upon to review any potential divestiture agreements. Similar to acquisitions, there are many different areas of tax and business law that a corporate lawyer can help a client to navigate. Divestiture involves the sale of a company's stock. Like acquisitions, the lawyer must analyze the financial records of any potential seller in order to determine whether there is a valid business reason for the sale and whether the price being offered is fair and justifiable.

Check out this post for more details related to this article: https://en.wikipedia.org/wiki/Lawyer.

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Importance of Corporate Governance

Corporate Governance

Corporate governance is a concept of rules, relationships, and practices that determine an organisation's direction and control (Nordberg 2010). It enables the business to be more successful through better decision making. Good corporate governance is committed to protecting the interests of all segments of society, and corporate governance primarily involves balancing the company's stakeholders such as senior management executives, shareholders, customers, suppliers, financiers, the government, and the community. Furthermore, the Organization for Economic Co-operation and Development (OECD) has defined Corporate Governance as a system by which business corporations are controlled and directed. Therefore, a good system can create overall market confidence enhancing its efficiency, which will ensure that all financial stakeholders receive their share from the companies' earnings and assets, ultimately to the nations' overall wealth and welfare. 

The design of Corporate governance is between directors, management, shareholders, and stakeholders. The board of directors of a company is directly accountable for its governance, which means the companies are regulated by the board of directors or top management. Some other obligations of the board of directors are establishing the company's aims and objectives, determining the approach to achieve the aims and objectives, and provide the leadership to place them into effect. (John & Kedia, 2006). Apart from the board of directors, the shareholder's corporate governance role is to assign the directors and satisfy their appropriate governance structure. The shareholders are the owners of the company.  

Two types of mechanisms are generally used in corporate governance, namely, internal and external mechanisms. The internal mechanism consists of Ownership structure, the board of directors, executive compensation, and disclosure, which directly affects the organisation's wealth. The external mechanism helps in improving the governance of a corporation indirectly. Those are the market for corporate control, legal framework, and the competition.

Objectives - To establish good corporate governance, it should possess some primary objectives like maintaining the balance between social and economic goals, holding efficient management in the business organisation, developing a better working environment, and ensuring business growth and development. (Bizfluent 2019)

Corporate governance is required to separate ownership from the management to gain global capital to protect investors' interests, achieve foreign investments, and obtain financial assistance from banks or financial institutions. Moreover, to globalize the economy (Dzingai & Fakoya 2017).

Corporate governance's vision is to apply the core principles; accountability, fairness, transparency, trusteeship, eco supportiveness, employees' welfare, and integrity, which will usually outshine other companies and attract investors, stakeholders, and even shareholders who can support finance and further growth(Escuder & Tinoco 2007).

Poor corporate governance - Organisations that do not maintain sufficient affairs with auditors or do not select auditors within a required parameter will publish incomplete business reports or financial documents. Poorly structured management makes it too difficult for shareholders to eliminate unwanted occupants or stakeholders (Investopedia 2020).

Good corporate governance - The key feature of good corporate governance is transparency. It will ensure equal respect to all shareholders, making a non-partisan environment that can be achieved by holding Annual general meetings(AGM) to provide information on organisations' performance, opportunities, outlook, and risks. (Larcker & Tayan (2019).

Accountability is the obligation to explain, justify, and take responsibility, and it should be maintained towards both shareholders and society. This can be applied while listening to the shareholders' complaints and grievances, resolving, and rewarding them. Corporate governance can be implemented towards society by providing contributions, donations, charity, and assistance on different social requirements.

Corporates are the trustee of the shareholder and their money. Therefore, a strong trusteeship should be maintained in order to establish good corporate governance.

Employee welfare is an essential principle concern with companies' human resources. This can be improved by identifying and rewarding employee performance, holding workshops to upgrade employees' skills, and launching a fund system for the employees.

The environment's protection should concern each socially responsible organisation by minimising waste generation and maintaining the ecological balance. Also, the resources must be sustainably used while establishing a safe working environment. (Investopedia 2020)

 Importance of corporate governance

 Corporate governance's primary importance is that it enables management to make better decisions for its proper functioning with a limited legal framework. This will link the organisation management system with its financial system. Thereby it improves the growth of the organisation and future economy (Utami & Sutejo 2018). Corporate governance also supports investors by making the growth of the organisation transparent. This also improves efficiency and the effectiveness of the organisation, which will result in more gain. As a result, it will improve the international image of the organisation in the corporate world.

Some main elements of corporate governance

Roles and the power of the board - Good corporate governance is composed of different elements. One such element is the roles and powers of the board. The board's designed role and powers will strengthen the accountability mechanism and lead to achieve organisational goals. Therefore, to have good governance, there must be a clear identification of the board's rules and responsibilities, chairman of the board, and the CEO.

Legislation - One of the fundamental elements of corporate governance is clear legislation and regulations that will again ensure the organisation's effectiveness.

Management  environment - A management environment is another crucial element that will set up an organisation's framework and maintain better functioning processes.

Risk management - Risk is a component of business functioning and governance that should be taken into consideration. Identifying, analyzing, and tackling risks will slow down the organisation's effectiveness. Therefore, there must be a risk management plan throughout the active duration of the organisation.

Various theories of corporate governance

 Some of the various theories that explain corporate governance principles are the agency theory, the stakeholder theory, and the stewardship theory (Nicholson & Kiel 2003).

Agency theory - According to this, there is an agency relationship between the shareholders and the organisation's management. Here the principal party appoints another party (agent) to perform some functions on its behalf. In actuality, be that as it may, directorate and CEOs may advance their advantages instead of investors' interests. As such, there can be a uniqueness of interests among investors and administrators. A robust administration framework is required, in this way, to shield the interests of investors. (Yusoff & Alhaji 2012)

Agency theory presents a tight perspective on corporate governance as it proposes that an organisation is capable just to its shareholders. It does not consider the interests and privileges of different stakeholders like workers, customers, creditors, government, and distributors (Tricker 2015).

Stewardship theory - This concept depends on the presumption that an organisation's management will follow up on their own as capable stewards of the advantages under their influence. They continuously work to accomplish significant levels of income, which yield tremendous benefits to the shareholders.

The stewardship concept depends on the suspicion that directors will consistently work for the corporate's performance and utilise such performance in shareholders' interests. This may not generally remain constant. Besides, this concept oversees the interests of stakeholders than shareholders (Yusoff & Alhaji, 2012).

Stakeholder Theory - This concept recommends that an organisation must be run with concern for all the stakeholders. The interests of stakeholders are various and may frequently be confounding. So, a compromise or harmony is required between them. A top managerial staff comprising of the agents of different Stakeholder gatherings could be authorized with this duty.

The stakeholder concept observes the shareholder's powers as far as other stakeholders. However, the board of directors may not always be able to maintain fairness. It is likely to tension the interests of some stakeholders and underemphasizes those of other stakeholders. It is troublesome, and a good governance system is required for this task (Yusoff & Alhaji 2012).

 Challenges

 Recently, COVID- 19 has created an enormous impact on governance in companies all around the world. Corporate governance becomes even more critical in the current situation of the pandemic. The company needs to realize that they are quite bad at risk-management. We were unprepared for the pandemic. So, what is the relationship of this to corporate governance? We need to change our thinking pattern and start by identifying the risks that the company is facing. This crisis shows once again that it is time to transform the way we do business. Therefore, the Boards' priority is to review the business model and think in new ways about risk management and resilience.

Challenges and problems that corporate governance facing at different levels

In an organisation, the challenging aspects can be divided into two different levels, which are individual and group level. Lack of accountability, indifferent attitudes, communication barriers are some of the individual levels' challenges, lack of coordination, lack of adequate resources, and lack of rationality in decision making are some of the challenges that an organisation faces at the group level (Zalewska, 2014).

Summery

Corporate governance is a concept of rules, relationships, and practices that determines an organisation's operations, controlled within a legal frame, and managed efficiently. Corporate governance is mainly based on essential principles like transparency, accountability, fairness, trusteeship, eco supportiveness, employees' welfare, and integrity, making the foundation for an organisation's good management system. Poor corporate governance can lead to financial losses, collapsed social networks, and, finally, results in an organisation's deterioration. Therefore, it is vital to maintain good corporate governance in a company, which will lead it to develop an outstanding image in the corporate world.

https://joseph-sheronne.tumblr.com/post/631834986960633856/importance-of-corporate-governance  

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Arbitration In Inheritance Disagreements L Inheritance Disputes Blog Site L Nelsons

Family mediation is a totally volunteer process, so no one is going to make you attend. If you come to an agreement, your moderator will require to create this up, as well as there is generally a cost for this. You most likely have actually guessed this, however separations are constantly cheaper if you can stay clear of court. To make them legally binding, you would certainly then require to take them to a household legal representative.

When the woman was five years old the relationship between the parents started to crumble, and also it became apparent that treatment was needed.

In the preliminary session, the mediator will certainly emphasize that the arbitration process is personal and that what is stated during the arbitration is legally privileged.

There was no signed contract by the moms and dads concerning their functions as well as obligations.

Unfortunately, just one child lady was born, however initially this did not trigger a trouble, as Michelle, Angelina, Matthew as well as Teddy all played an energetic component in the kid's life.

Usually speaking a service is an asset, so it needs to create component of the monetary disclosure. Solicitors can validate the Kind E disclosures as that forms component of their duty. If one event has a large money sum of inheritance in a savings account and the pair are battling to satisfy their requirements progressing from the assets of the marital relationship, it is not likely that a court will certainly neglect the inheritance. While they might not agree it is a possession of the marriage to be shared, they can adjust the split of the marital possessions to supply even more possessions to the celebration without the inheritance. If so, after that of course, you might be able to utilize this to begin mediation.

Family Mediation To Assist Manage Residential Property And Monetary Disputes And Also Family Disputes Entailing Kids.

If both celebrations agree, you could attend a first conference on financing to discuss your wider goals and also goals. This can assist guarantee those with worries or issues concerning their economic future.

Fight the ‘second wave’ with apps for financial, spiritual and physical success - USA TODAY

Fight the ‘second wave’ with apps for financial, spiritual and physical success.

Posted: Sat, 17 Oct 2020 07:00:00 GMT [source]

The moderator supplies a summary in a document called an 'Open Financial Statement' as well as it is this document that can go into court, if called for. In mediation, you will complete your own disclosure as ideal you can. It is rather regular for clients to leave the initial joint arbitration with a list of activity indicate be completed before any type of succeeding meeting. For example, if you jointly have a home either it need to be offered, or one or other of you can continue to be as well as somehow fairly compensate the other for relinquishing their rate of interest. Arbitration allows you to look at the alternatives in terms of the ramifications for both of you, and also, naturally, the children. Our company believe that you are the very best individuals to make these decisions; you are the ones that will need to deal with them. If specialised mediation services kent own a company, a lot of idea will need to be given regarding exactly how this can rather be valued.

What Training Do Kent Family Mediation Solution Arbitrators Have?

This is primarily since you are connecting, whether it remain in shuttle or in person. Your separation timetable quite depends upon exactly how you as well as your ex-partner interact. To benefit one of the most from arbitration, you must put together a program, which provides the points you want to discuss during the mediation procedure. If this takes place, the conciliator will authorize the necessary court type as well as the situation can then be listened to by a court or a magistrate. It is essential to understand the difference between a 'household arbitrator' and a 'Legal Help Agency approved household mediator'.

Communication e.g. concurred times that, the various other moms and dad can call the child etc . There are new modifications that currently apply to moms and dads that want to utilize the brand-new Government Kid Maintenance Solution. These new modifications have affected the application, collection and also payment of youngster support upkeep. Currently anyone that wants to claimLegal Help, will only be able to get access to Legal Help if they participate in a MIAM, with a certified family members moderator, unless there are outstanding cases of confirmed residential violence. This is an initial appointment to go over options with a household moderator following splitting up. Organize a visit with a household mediator for a MIAMS consultation. Checklist following splitting up-- actions to take when you need to work out a financial negotiation.

Can Kids Participate In Family Mediation?

But, it is the court that calls for all pensions to be valued by way of a CE, so you should purchase one and also upgrade the pension plan that's been divulged as soon as you are able. Without a complete disclosure, your arrangement might be challenged at any kind of factor in the future. The openness, sincerity and stability of each disclosure is vital. trusted mediators mediation merseyside does not matter what the equilibrium is, what issues is that you have actually disclosed it honestly as well as willingly. It is very important for both parties to see the openness of an open disclosure. In mediation, we service the basis that both celebrations are going to in a volunteer capacity. If you want to see a file that is not divulged, you should ask.

What makes a successful mediation?

In a successful mediation, all interested parties work cooperatively toward a settlement or fair resolution of their dispute, with the help of a neutral mediator who facilitates the process.

Family Mediation can be complimentary for those who are eligible forLegal Aid. This will certainly qualify customers to cost-free legal aid from a Family members Lawyer or Separation Lawyer, along with having actually a contract written for free.

# 21 Family Mediation & Child Plan Cases.

The arbitrator has an obligation to assist you consider the feasibility of any kind of agreement reached. Submitting the projection budgets can aid you plan as well as be re-assured that the agreement you are getting to is a sensible one moving forwards. However it is not essential and also you can simply say you have considered this or reveal a top-level expense figure for the documents we create. When doing Forms E, these are usually exchanged in between lawyers ahead of any negotiation on settlement as they require to be ratified as well as concurred.

If the propositions are approved by you both, these are then written up by the family members conciliator into a Parenting Plan or a Memorandum of Understanding with an Open Financial Statement. Family mediation is very organized and also adheres to a specified process. By going to arbitration, it can aid you and also your ex-partner obtain a divorce quicker.

Do I Require A Solicitor To Finish A Form E?

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A Functional Checklist for Beginner Tax Advisors

While advisory might seem like the big boys corner with regards to the accounting profession, many “supposed” financial advisors lack the skill to be proper tax advisors. This may be attributed to the fact that most institutions of learning, fail to teach accounting students about the higher-level services. In most cases, the firms who employ these fresh-out-of-school accountants have to tutor them on how to make a link between tax returns, the figures in the books and additional service offerings.

How about a Checklist? As easy as it sounds, it is indeed an effective way to start. Just as young accounting interns in some CPA firms are usually given two checklists (AICPA and additional services checklists) alongside every tax return file. You can produce your own checklist to aid you through your period of “potentiality” with regards to your potential position as an advisor.

Perhaps you have come from an engineering background or worse, thus, the preparation of a similar checklist which you can use as a foundational checklist until you understand enough to make yours.

This checklist is structured in an IF, THEN format.

If the return has this: • Low (or no) investment income Check these boxes:

• Discuss extensively the need to save for rainy days or pitch the need for an emergency fund. • Also endeavour to suggest a meeting with an investment advisor.

If the return meets these conditions: • A steady source of self-employment income and little-no evidence of retirement plan

• W2 from any employer that does not indicate participation in company retirement plan

• No current year IRA contribution

Check these boxes:

• Discuss options for retirement plans as it relates to small businesses

• Suggest meeting a meeting with a good investment advisor with regards to retirement plan options.

• Ensure to broadly explain the power of compounding interest

If the return has this: • Dependent offspring or grandchildren (any age)

Check these boxes:

• Make suggestions with regards to saving for college

• If the children meet certain age criteria, offer to assist with completing their FAFSA

• Bring up discussions with regards to education

• Chip in the benefits associated with bringing children to work in family business

If the return has this: • Self-employment income from any source at all

Check these boxes:

• Discuss long-term plans for business in perennial pattern

• Broadly project the basic principles of business valuation

• Check if current business entity is correct

• Discuss the need for periodic meetings in a bid to ensure the actualisation of business strategic goals. • Design a rough succession plan for business regardless of how young the owner might be.

If the return has this: • Substantial gambling income

Check these boxes:

• Talk extensively about whether gambling activity rises to level of business for reporting on Schedule C

• Check to ensure that gambling is not an issue

If your client’s file does not contain any of these:

• The Name of a good investment advisor

• The Name of an attorney

• Any traces of estate plan or business succession plan

Check these boxes:

• Refer to attorney and/or investment advisor partners

• Talk about the benefits associated with planning a succession regardless of how young the owner is.

• Talk extensively on the long-term plans for business

If the return has this: • Schedule C or other source of income that has generated losses more than three years out of previous five (five out of seven for horse business)

Check these boxes:

• Bring to client’s attention the hobby loss rules and the looming risk of IRS audit

• Further discuss methods of reducing costs and increasing revenues

If the return has this:

• Schedule C, Schedule E or any other business income and bookkeeping is of shoebox and spreadsheet variety

Check these boxes:

• Talk about the benefits of keeping good books

• Further expand on other options for helping client with bookkeeping

If the return has this:

• Substantial tax liability and no evidence of estimated tax payments or limited resources for payment

Check these boxes:

• Repeatedly emphasise the need to set aside funds for tax payments

• Recommend the book “Profit First by Mike Michalowicz” to client and follow up

If the return has this:

• S-corporation with distributions exceeding salary or no salary

Check this box:

• Talk about realistic compensation

If the return has this:

• Substantial self-employment income (the firm should define this) and no S-corp election

Check these boxes:

• Check to see if the current business entity type is appropriate.

• Discuss all the tax benefits of filing tax returns as an S-corporation

If the return has this:

• Employees

Check this box:

• Enlighten the client on the options for outsourcing payroll

Final Thoughts This is a foundational checklist as mentioned earlier to help clients remain tax free and increase their wealth. It is noteworthy to clear up a popular belief among clients who feel that a financial expert is one who will clean the slate whenever it is messed up.

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Workplace Mediation Q & A.

What Mediation Is And Exactly How It Can Aid

Content

Work Law Updates For Early 2019.

Centre For Effective Disagreement Resolution.

Mediation Strategies.

In some cases, mediation services are utilized to help individuals or couples resolve issues regarding their children. Mediation can be utilized as a process in which the divorce mediation service professional assists a couple in working together to settle issues regarding their child or children, including matters such as custody and visitation. The process allows each person to feel as if they have an unbiased and independent mediator during the mediation process. This allows each person to feel comfortable with the entire process and results in a quick final resolution to the divorce or other dispute.

The use of mediation services can be useful if you are involved in a criminal case. Because the mediation process allows both sides to have an opportunity to be heard and to have their statements and arguments given legal representation, it is often better suited when criminal matters are involved. However, even criminal matters can be handled through the use of mediation. If you are involved in a case that involves child custody or visitation, divorce or any type of legal matter, the mediation process can often be used to help you resolve any issues that may arise during this time. Additionally, mediation can be used to help you avoid a potentially costly court case.

Work Law Updates For Very Early 2019.

In most cases, mediation services offer a third-party experienced individual to mediate the case. It is often found in divorce or employment disputes involving couples or one spouse seeking a solution to the current situation without resorting to any other means of resolving the problem such as divorce or filing for bankruptcy. Typically, the mediation services are provided by a mediator who is a former conflict resolution specialist. This professional has experience in assisting clients who are involved in a wide variety of employment disputes including, but not limited to, negotiations with co-workers, employers, vendors, and even clients with whom they may have romantic relationships. In cases where the objective of the employment dispute is to achieve a higher level of compensation, the Mediation representative can help the employee or spouse to realize that the compensation sought through arbitration or conciliation is actually worth the settlement or negotiation sought.

Divorce mediation services professional help individuals and couples in the divorce mediation process. The process usually begins with the Discovery process in which the divorcing parties are presented with a list of documents, information, and financial statements. At this point, both parties are encouraged to explore and determine what documents, information, and financial statements affect their current living situation and their future living situation. The mediator guides the divorcing parties in discussing these matters in an honest, forthcoming, and comfortable manner. This allows the parties to come to a peaceful and loving resolution to their divorce.

Centre For Efficient Dispute Resolution.

When using workplace mediation for first time grievance cases, it is essential that the employee and employer are aware of their legal rights. The employee must have sufficient knowledge about their rights and responsibilities. Any employer who thinks they are not familiar with their rights should seek legal advice. Employers should also be conscious that using workplace mediation could potentially be a way to escape legal action. So long as the issues at hand are not trivial and are of substantial importance, going through the process using a neutral professional can be worthwhile.

How Mediation Firm JAMS Became the Dominant Player in the LA Market - Los Angeles Business Journal

How Mediation Firm JAMS Became the Dominant Player in the LA Market.

Posted: Mon, 06 Jul 2020 07:00:00 GMT [source]

What exactly are mediation services? Mediation services are often used in divorce cases when one or both parties refuse to acknowledge their legal obligations and relationships. Mediation services, which is also known as conciliation, involves the application of the third skilled professional known as the Mediator to help the parties resolve conflicts including employment and divorce dispute. The main goal of the mediation is to help the individuals focus on what is really important to them by helping them focus on solutions that will solve their problems.

Mediation Techniques.

Mediation is often used in divorce and family court cases. When a former client is involved in a divorce case, the court typically appoints a mediator who is a neutral third party. They are often appointed by the judge or appointed by the clerk of court. Once a former client selects a mediator, they are responsible for maintaining contact with them and reporting any changes in their lives or circumstances. They are also responsible for making sure the mediator has access to all parties involved in the case and are not restricted to certain parties only. In divorce mediation, the former client and the mediator to try to help the parties arrive at an agreement that will benefit them both.

Employment disputes can often be complex and difficult to resolve. Mediation can provide a third party to help you and/or your spouse with potential employment issues that may arise in the future. They are able to help you communicate with your prospective employer and resolve any wage disputes or other employment concerns that may arise. Mediation can also be beneficial for spouses who no longer want to work together but remain employed. In order to remain employed, they may need to partake in an arbitration or mediation process to settle any employment concerns or other employment issues.

The process is an effective way to resolve disputes because it breaks down the level of anger, frustration and hostility, allowing both parties to communicate more effectively. The parties are able to agree on how to dispute matters in an unbiased and civilized manner. Often a neutral third party will mediate the matter in order to maintain the integrity of the workplace environment. An impartial party will be knowledgeable in employment law and have experience in dealing with similar situations in the past. It will take into account all relevant factors, including the employees' rights, the employer's rights, as well as the impact of any proposed resolutions on the company.

Can a case settle before mediation?

The mediator cannot order either party to settle. Mediation is not always successful, however, over the past decade, it has become more common for lawsuits to resolve at mediation than proceed to trial. Mediation merely provides both parties with an additional opportunity to resolve the case before trial.

The initial step in workplace mediation involves a written agreement between the parties to the dispute. workplace mediations mediation services northampton: full feature set is then presented to the mediator, who is free to undertake further investigation into the matter. If the parties are unable to agree, a working group will be formed, consisting of the mediator, one or more employees, and other interested parties. The mediator plays an important role in these situations and is expected to take steps to ensure that everyone gets a fair hearing. They are also there to provide support and help to those involved. workplace mediation bournemouth may ask questions, make suggestions, and even make decisions on the basis of the agreement reached.

Workplace mediation is a highly beneficial workplace option that has been increasingly used over the years to resolve conflict resolution situations in the workplace. It is an excellent alternative to traditional litigation, and can lead to major improvements in the working environment and morale. A workplace mediation process is usually very cost effective; with most cases being settled outside of court costs, and usually at a much lower cost than if a case was to be taken to court. Its quick, relatively low cost, and effective outcome are also another great advantage. Its use can also lay the way for the re-unification of broken relationships, and restoration of lost trust and faith in an organisation.

The preliminary meeting will give you and also your partner an opportunity to learn more about the mediation process.

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We become a seamless component of your team by developing a relationship with crucial personnel, learning about your operation and being clear in our work.

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One of the many issues covered by mediation services is estate planning and probate. Estate planning and probate involve organizing your assets to ensure a smooth and easy transition into your next life. Many times, family and friends will become emotional when you mention the possibility of a divorce and will offer to assist you and your spouse in the preparation of your final will and estates. Jams mediators also assist individuals and couples in preparing their last will and estates and providing them with helpful suggestions on how to complete the process. They can also assist individuals and couples in determining if there are any gifts that they should include in the final will and estates. In addition to assisting you and/or your spouse in creating your final will and estates, they also assist individuals and couples with the distribution of those assets at the time of your death.

[yzssie]

OCEAN EYES Pt. 4

Characters: Loki/Reader(Y/N)

Chapters: 4/7

Warnings: smut and smut (dominant Loki), mentions of self-harm, a little angst (added some fluff to compensate it)

Short summary: You find yourself in the midst of another attack by Loki, but little did both of you knew that things will get complicated, a strange attraction to each other will change everything.

Words: 2.9k

Disclaimer: I DO NOT ROMANTICIZE OR ENCOURAGE SELF HARMING! Mental health problems are very serious and real. If you have any struggles and you want to talk with someone, I am right here and I truly wish to help you!

A/N: 

Late Valentine’s gift! Though it’s a chapter more, domestic to call it like that, the next one will be smutty /smirks/. Sorry for the cliffhanger T_T  Trouble coming up? What do you think?

Please do tell me if I mistakenly added you to the Loki/Tom tag instead of “FANFIC GONE... GOOD?” or if you meant to be added on the general tag and I misunderstood you want only for the teacher au. I said I have only a general tag list, but then I had a lot of tag requests only for “FANFIC GONE... GOOD?” so I am a little bit disorganized. Please mention which tag you prefer (the specific fanfiction or the general one for Loki and Tom), or if you want to be changed or removed from the list! SEND ME A MESSAGE OR COMMENT! Thank you and sorry darlings! 

Also, we are going to have the next chapter for “Fanfic Gone... Good?” next week, stay tuned! I wanted to make it slightly longer so I am currently thinking of expanding it in 3 chapters, that’s why I couldn’t double gift you this week! Thank you everyone for all the support, it means a lot to me!! SENDING LOTS OF LOKI LOVE!  ❤ ❤ ❤

*part 7 is out, check Masterlist*

You eye him while he takes his seat again and notice that the food was left exactly how it was before you threw your little fit. You get rid of that memory and aim for more basic and calm conversation in order to make up for whatever you two fought off.

“So… what is this?” you point to a plate which looked delicious.

“It's a rolled pastry with beef, vegetables, some you don’t know because they're Asgardian and cheese?” his eyebrows furrow at his explanation. “It sounds terribly normal but I have to keep it simple for your Midgardian tastes.”

“I'm fine with everything honestly. And I would like to know more about this one,” you take a bite of the roll and your eyes widen. “It's so goooood,” you throw your head back and Loki can't help but smile shortly at your overreaction.

“Ok, I would actually like to know about everything here,” your eyes scan the table and a hint of pride can be seen in Loki's glimpse. He feels pleased with your own satisfaction.

“There will be enough time.”

You look at him and can't help but feel content at his remark. This has to mean something, he wouldn't keep you with him just to toy with you, right?

“I recommend this,” his golden magic shoves a plate in front of you and you smile.

“It's beautiful.”

“The dish? Well, I wouldn't call it beautif…”

“Your magic.”

He raises an eyebrow and you cough.

“I mean, the colours and the way it works. Better than that blue thingy you have on your scepter.”

The Tesseract? Have you just assumed his magic is better than a cosmic box combined with an Infinity Stone? He shakes his head in amusement at your statement and continues eating his food. Sure, he worked intensely on developing his magic skills while he was “dead” and he reached a point where he can be called one of the best sorcerers in the nine realms, yet he also analyzed the Space Stone and he indeed grasped a better hold on its power. He took his time giving the fact that he was hidden from everyone over the assumption of being dead, but, even if he still needs time to comprehend them, he wanted to show off his new powers. And what wouldn't be a better target than the planet he almost owned and the race that caused his mother to sacrifice herself?

His hatred is paused by another satisfied sound escaping on your lips when you bring a piece of cake in your mouth.

“What did I tell you about…”

“I am sorry but I usually don't eat a lot. And since I wanted this cake so much I should refrain from eating much of a meal before it. You know, counting calories and macros, I bet you don't worry about getting weight and so on. Trivial things for a God right?”

“My strength requires a lot of replenishment.”

“Obviously,” you take another bite.

“I would much prefer you to be as replenished as I am than starving for such an idiotic human goal.”

You roll your eyes and take a bite from another cake.

“You know Loki, life on Earth is really hard. I mean, you underestimate the hardships a Midgardian goes through.”

“Is this why you hurt yourself?” he asks and you stop your fork from getting another piece of cake.

You're afraid to reach this subject with anyone, moreover with the God of Mischief.

“Let's make a deal,” his voice interrupts your thoughts but you still don't raise your head to meet his eyes, “You answer a question I ask and I will also answer one of yours.”

You finally look up at him and chew on your lip.

“I assure you that I can get all the information I need with only a touch, so you should be thankful that I am feeling a little bit… generous today.”

“Ok…” your fingers are starting to fiddle with the fabric of your robe and wait for him to start.

“Why did you self-harm?” the question sucks all the air from your chest and you gulp.

“Life,” the word barely escaped from your lips with a choke.

“You're testing my patience.”

“I'm sorry…” you whisper.

“What exactly in your life made you do that?”

Silence.

“Well, I did warn you,” his body vanishes and by the next second your back meets his chest, one hand wraps around your stomach and the other one sticks to your forehead. You feel a weird pressure trying to get in your head and you lean on Loki's shoulder when your memories start to project in your mind. From high school when comments about your appearance made you starve yourself, to college when you felt useless, stupid and hopeless, to your boring work life. The times your heart broke because of failed relationships, the times you felt your existence a failure to your parents and friends. Nights you barely slept, anxiety attacks, moments you let your blood flood the sink, scenarios on how you could just end your life… he watched everything. You pant when the memories stop and struggle to get away from his grasp.

“No…” a muffled sound meets his neck and he does something you both get surprised of: he hugs you tightly, warmness from his body taking over your, making you totally give in.

“Stop,” his voice is stern and you do as you're told. “I would have done it anyway, sooner or later.”

You lay in his hold absent-minded, realizing that he knows everything now. You are ashamed, embarrassed, you never told anyone details about your depression.

“I am… not exactly proud that I invaded your privacy in this forceful way and pained you by reminding of those…”

“You mean that you're sorry?” you would have laughed at his attempt to avoid this word if you weren't in the given situation.

“I do…” there's a long break and then a soft whisper, “Apologize.”

He would have never said that to a mere mortal. But he can almost feel all your misery radiating through your delicate frame. He now concluded how easily to break you are, not just physically but also mentally. There was a slight panic in his chest when he blood on your skin. He now has second thoughts on this whole matter. At first, he didn't mind breaking you, wrecking you, that was his plan, but now it’s different. Why? He keeps questioning his actions. Why? You're messing his plans, his… crave for power and domination.

“Well…” you shift awkwardly.

He clears his throat and let's go of you, even if the absence of your touch makes him sigh.

“I guess this didn't work as I wanted,” you sit back in your chair and drink a glass of wine to bear with another awkward exchange.

“Let's say I would prefer you not to drink a lot, it doesn't seem like you can handle alcohol,” his hand pushes the glass away. “I will answer some of your questions if you behave.”

You look at him standing to your left and search his eyes. God, how can someone have such a beautiful pair of eyes? The blue irises are like an unknown yet mysterious place that fascinates you, wishing you would never stop falling into their profoundness even if you know it’s dangerous.

“You're staring.”

“Oh, yes,” you break the eye contact. “So, we're in Asgard.”

He nods.

Great. You've been drifted to another realm, though it sounds tempting to explore.

“Probably somewhere pretty far from the palace you're supposed to be at.”

He nods again and sits on the chair near you, prepared for more nonverbal replies.

“What happened to you after the…” you pause, “Avengers crash and so on?”

“Nothing special. Imprisoned and then,” he takes his time to think the answer, “Freed by the oaf of my brother.”

“And what have you been up to?”

“Studying magic and getting stronger.”

“For?”

Good question. He wanted to attack Earth again, revenge his mother’s death but now everything seemed stupid in your company. But why? You are nothing but a mortal, as Thor's lover is. He somehow understands why his brother was so protective of Jane when the dark elves approached. But his mother… Did she also feel as Thor felt? As he still feels now? When she sacrificed herself for a mortal? Was it for Thor's happiness? 

Of course, the mighty real son of Odin and Frigga. 

No.

He wants to hit himself for a moment that he actually assumed his mother didn't care as much for him as she did for Thor. She was the only one, the only person in his life who truly loved him.

“You…” he snaps.

“For me?” your face contorts in bewilderment.

“No. What's it with you? Is this a trick? Are you sent by one of my enemies? By Father?” he jolts, hitting the chair on the floor and you yelp. “Tell me,” he grabs your chin threateningly.

“Loki… you took me here.”

“Yes, yes I did! Because there is something about you, something that attracts me. Did he cast some spell on you?”

“Loki please, calm down.”

“Calm down?! You dare to inflict me with your affection? Affection? For whom? For what reason?” he’s screaming now and you're shaking at his outburst.

“I'm…” your lip quivers but no words are coming out.

“You're what?” his fist pounds the table.

“Understanding you,” you finally manage to respond, making him frown.

“I know how you feel. You're misunderstood because of your actions. But those actions were simply a reflection of the pain you're going through.”

He laughs ironically, “Understand me? You?”

“I was in New York when you fought with the Avengers. And I saw… your eyes. It was for a couple of seconds while Thor evacuated the building. And I just… felt it… knew it from your eyes.”

“You're completely stupid.”

“Meeting you twice… I will not call it destiny, merely a chance to…”

“To?” his tone is low.

“Know your true self. I know it sounds crazy, who do I think I am? You're a God, I'm a very non-significant human, more non-significant as usual people are. I don't know, to be honest, I am also clueless about my actions towards you. They're just led by… my inexplicable feelings.”

“Feelings?” a strangled sound comes from his throat. “For someone who almost killed you? For a monster like me?” his pale skin changes to blue and the ocean you adore becomes crimson.

So that's how a Frost Giant looks. Nobody from Earth seems to be aware of Loki’s true identity except you. When you were hiding under an office for safety while Thor was fighting Loki, you overheard the small conversation between them, including Loki stating that he's a Frost Giant, a species which they both hated. Your eyes follow the lighter blue stripes on his face and can't help to trace them with your fingers.

Loki's eyes widen and for a moment he leans in to feel your touch but hastily grabs your wrists to stop you.

“I will freeze you.”

You chuckle. “In case you haven't observed, my body’s temperature is literally 15 Celsius degrees.”

He is not amused by your joke and your lips tighten.

“Ok… it was not appropriate for this mome…” your words stop when Loki's hands wrap around your waist and his head rest on your stomach, his Frost Giant form gradually disappears. Unsure about how your movements could push him away, you hesitantly bury your fingers into his hair and gently play with his long black curls. 

Your scent is taunting him, you feel like… a place where he'll always be welcomed back whatever happens, a place that waits for him, longs for him... You feel like home.

“You are not to discuss about this moment,” his voice is muffled in your embrace and you smile.

“Of course I am not,” you roll your eyes. “What will happen to your enormously evil reputation if words are out about cuddling with such a weak Midgardian?” you massage his scalp and he hums in approval.

“Can you show me around?” you mumble while you're still stroking his hair.

“Why would you give up your life to accompany someone like me?” he ignores your question and you take some minutes to finally respond.

“Because I have pretty weird standards as you might have already noticed.”

“Indeed,” he agrees and lets go of you. His hand tangles in your hair and pushes your lips onto his, gently tugging on your lower one. His hands travel to your thighs, your muscles tense at his touch. He grabs and wraps them around his waist, jolting you up on the table. Your arms tug his leather blouse, while the kiss is getting sloppy, slow, as if he has to retrace a lost map. His tongue is looking for yours which gladly joins his dance for dominance. You thought this kiss will steal your soul, you have never been kissed like this before, needy but in the same time steady, passionate. His fingers brush your back and you shiver in his arms, moment which he breaks the kiss.

“It's not entirely safe to do so… but take a quick shower and I will show you around,” he grazes his fingers on your right thigh. “A quick one.”

You nod and storm for the bathroom while Loki grins stupidly at your excitement.

What did I get into?

After what lasted like 10 minutes you return to the dining room where Loki sits on the couch, reading a book.

“What are these clothes Loki? Renaissance times much?”

“Those are Asgardian clothes.” He takes a glimpse at your figure and his gaze drops on your revealing shoulders marked by his bites. You squirm uncomfortably under his stare and he stands up.

“You would have to stay near me and don't touch anything or speak to anyone, understood?”

You nod as he grabs your waist and your body feels weightless for some seconds before a weird sensation hits you and you hold onto his shoulders strongly. Your eyes shut close and your breath stops while his arms are now rubbing your back.

“We’re here,” he states and your legs go jelly but he holds you in place. “Breathe.”

He has just teleported the both of you in an Asgardian square but your body is not adjusting really well to his magic.

“I might throw up,” you gasp but a sudden warmth envelops your chest and you instantly feel better.

Did he just use his magic to make me feel better? Oh God, I'm starting to like him more than I already do.

“This is an Asgardian square, though it is not as fancy as it is in the center. We’re in a very reserved place in the mountains.”

You glance at him and gape at his changed appearance.

He rolls his eyes at your reaction, “I cannot be seen here, especially with someone like you.”

His features could be still seen slightly due to his blue haunting eyes which remained the same but he now he has shorter curly copper hair and a beard. His face is less visible from the black leather hood he wears.

“So are we shopping?” you smile widely while you take in the surroundings.

He grabs your hand and drags you back, almost sticking your body to his.

“There are some people here who can feel if someone is not Asgardian.”

“Are they dangerous?”

“They might be. My magic is covering your smell but I would prefer you close.”

You ignore his death stare and return your attention to the blue decorated stands with different objects. The sellers are wearing simple brown and beige clothes. You wouldn't know that they're Asgardians if you weren't on another planet.

“I actually do need some things like make-up? Skincare products? Comfy clothes?”

“I much prefer you naked, body and face.”

You roll his eyes and he tilts his head.

“Did you just…?”

“So if you can transport things,” you interrupt him, “Can't you like have a short trip to Earth and steal a Chanel make-up stand? Or a…”

“I beg your pardon?”

“I was just trying. I mean… since you would do this, at least let it be something expensive.”

“Choose whatever you want from here.”

“Loki… I have no idea what these are… what language is this?”

“Give her whatever she needs.” his gaze fixes the seller and a green glow flashes in her eyes.

“Of course, your majesty.”

Did he just cast a spell on her? Her mind-controlled gaze fixes on your face as she studies it. She quickly packs a few bottles in a box and she handles it to Loki.

“Let's leave.”

“Well if you can steal from a merchant in the square I assume you can do the same to a whole line of cosmetics which probably gains 100.000 times more than this woman.”

“Your tone pet, you better lower it and stop complaining,” he groans and grabs your waist to crash your body into his. For a moment you thought he would kiss you but it appears he’s sensing something and checks his surroundings from the underneath of his hood.

“Loki?”

“We’re getting out of here, now!”

Taglist opened (please mention which tag you prefer):

Loki/Tom Hiddleston tag: @drakesfiance , @cutiepotpie177 , @brokenthelovely , @heart-shaped-hell , @ultrailoveharrystylesblog, @mooncrow123 , @screw-real-life-i-pick-fandoms , @powerstrangerdacre , @darkprincessloki92     , @abrunettefangirlnerd , @little-moonbeam-666 , @youreawizardjulie , @writingmi , @lokislilslut , @abelstnbhd , @januarycalendargirl , @yuna-belikova @joyofbebbanburg , @timevortexheart , @captainrainbowpanda , @thesisterofthedevil , @unlikelytigerqueen , @loreleyfromouterspace , @bitchwhytho 

*crossed username means I cannot tag you for some reason :( *

[ryanmitchelloregon]

Ryan mitchell rex putnam | Best Small Business Tips and Ideas

Ryan mitchell rex putnam - Deciding to start a business can be one of the most exhilarating decisions you make in your life. We are living in a world wherever everyone wants to make extra money and add to his income. Most people have achieved this by acquiring great business ideas. When one starts up a company, he must be ready to meet competition. It is important to note that you would not need to become rich or popular to succeed in business but have to think smartly. But there are a lot of moving parts and many different elements to consider.

Ryan mitchell rex putnam | 10 basic tips essential to start a business successfully.

Tip 1: Get inspired and Love your idea | Ryan mitchell rex putnam

Every business begins with an idea you may have imagined of opening your own business for years, or motivation may have hit you suddenly. Nevertheless of the source, the first step of starting your own business is coming up with a business idea. And as important as your idea, you must in love with the idea.

Tip 2: Do Your Research / learn everything about the business | Ryan Mitchell Portland Oregon

You've recognized your big idea, now it's time to balance it with the reality. Are you truly ready to start a business? Answer the questions below and see what you need to prepare yourself for business. For a small business succeed it must fulfill a need, solve a problem or offer something the market wants.

You can identify this need in many ways by doing research, focus groups, and even trial and error.

Ryan Mitchell Portland Oregon | As you search the market, some of the questions can be:

• Is there a need for your anticipated services or products? • Who needs it? (Target Costumers) • Are there other companies offering similar services or products right now? • How is the competition? • Can or how will your business fit into the market?

Tip 3: Make a Business Plan | Ryan Mitchell Portland Oregon

You need a business plan in order to make your business idea a reality. If you expect to seek monetary support from an investor or financial organization, a formal written business plan is a must.

Even if you don't need monetary support, a simple business plan can give you precision about what you hope to accomplish and how you plan to do it.

In overall, your business plan should summary your business goals and the inspiration behind them, as well as your plan for realization of your goals in terms of marketing and funding.

Tip 4: Planning Finances | Ryan Mitchell Portland Oregon

Opening a small business doesn't have to involve a lot of money, but it will involve some investment.

There are a number of methods you can fund your small business:

• With Small business grants • By Financing • With Small business loans • Or Angel investors

You can also attempt to get your business off the ground by bootstrapping, using as little capital as necessary to start your business.

Tip 5: Business Structure | Ryan Mitchell Portland Oregon

Your small business can be an individual ownership, a partnership, a limited liability company (LLC) or a corporation. The business structure you might choose will impact in many factors from your business name, to liability, and how you file your taxes.

You can choose an initial business structure, and with time re-evaluate and change your structure as your business grows and needs to be changed.

Tip 6: The Business Name | Ryan Mitchell Portland Oregon

The name you choose plays a role in almost every aspect of your business, so you want it to be a good one. Make sure you think through all of the possible consequences as you explore your options and select your business name.

Once you have selected a name, there is the need to check if it's trademarked, currently in use and if stills free you will need to register it. A individual proprietor must register their business name with either their state or county clerk. Corporations, LLC, or limited corporations usually register their business name when the creation paperwork is filed.

These days you need to have a website, so please don't forget to register your domain name once you have selected your business name. The best domains and more valuable online are the ones ending with .com.

Tip 7: Licenses and Permits | Ryan Mitchell Portland Oregon

There are a range of small business licenses and permits that may apply to your situation, depending on the type of business you are starting and where you are placed. You will need to inquiry what licenses and permits apply to your business during the initial process.

Tip 8: The Business Location | Ryan Mitchell Portland Oregon

Setting up your place to work is essential for the operation of your business, whether you will have a home office, a shared or private office space, or a retail location. You will need to reflect about your place, equipment, and overall setup, and make sure your business place works for the kind of business you will be doing.

Tip 9: Accounting System | Ryan Mitchell Portland Oregon

One of the most essential systems for a small business is an accounting system. Your accounting system is essential in order to build and manage your budget, set your charges, conduct business with others, and file your taxes. You can set up your accounting system by your own, or hire an accountant to take away some of the work.

Tip 10: Promote Your Small Business | Ryan Mitchell Portland Oregon

As soon your business is up and running, you need to start attracting customers. You'll want to initiate with the essentials by writing a single selling offer and building a marketing plan. Explore as many small business marketing ideas as you can so you to choose how to promote your business most successfully. Completed these business start-up actions, you will have all of the most important small business bases protected, and be prepared for small business success.

15 Business Ideas to Generate Extra Income | Ryan Mitchell Portland Oregon

If you want or need to start a side job because you still need to wait a little bit longer to start your own business, here are 15 suggestions for you.

1. Make money Blogging | Ryan Mitchell Portland Oregon

If you enjoy writing, find a theme you're passionate about and start a blog dedicated to covering that theme and anything else interesting you enjoy to talk about. All you need is a laptop, some time, and inspiration to consistently write. It can start as a hobby and turn into a business over time. Creating a blog is free, but if you want to look professional it can cost less than $ 12 per month.

2. Buying or selling on eBay | Ryan Mitchell Portland Oregon

Thanks to internet there are more opportunities to make money than ever to buy and resell products for extra money. There are lots of people buy at a discount and resell them on eBay for profit.

3. Freelance writing | Ryan Mitchell Portland Oregon

If you're great with words, you might be capable to find some work as an online freelancer. A variety of publications need online content in the form of product, stories, service descriptions, and reports, and if you have the talent and ability, you could easily be the one to create them. Luckily, all you need is a computer and Internet connection to get started. You can start here freelancer.com

4. Social media expert | Ryan Mitchell Portland Oregon

Now a day almost everyone uses Facebook, Twitter, and Pinterest, but did you know that many companies are willing to compensate people to support them managing their social media accounts and sometimes you can do it part-time from home. If this appeals you, to find social media jobs you can start by writing companies with a social media presence and visiting sites like Elance.com for opportunities.

5. Proofreading and editing | Ryan Mitchell Portland Oregon

Do you have strong English skills and outstanding grammar? You may have chances to work as a proof-reader from home. Marketing for this can be hard; seek out those who might actually be able to use your services and advertise directly to them.

6. Virtual assistant | Ryan Mitchell Portland Oregon

Many companies and individual professionals like having someone who can check and answer their email, organize task lists for them, someone who can update their calendars, and perform other administrative tasks, with minimal communication. The best of being a virtual assistant is that you can offer this service from home with a good Internet connection.

7. Website design | Ryan Mitchell Portland Oregon

If you know a little bit about web design you can approach small businesses in your community, as they could use a very basic web presence to tell others about their business. These businesses usually don't have a large budget for websites and create a great yet simple website is for you, get a bunch of clients from your local community, create sites for them, and maintains them for a small fee. You can easily get enough businesses to have a nice side business of your own with a low investment.

8. Affiliate marketing | Ryan Mitchell Portland Oregon

Certain types of online businesses will pay you to promote their products and encourage sales. If you're interested in learning more, check out affiliate marketing programs such as Click-bank, Commission Junction, and these websites are trustworthy and you can earn money by posting their products in your blog, website or Facebook. The secret of online business is all knowing targeting the right public and marketing efficiently. It can be overwhelming with all the information available online as more than 50% of the information is just a waste of time.

9. Become a business or life coach | Ryan Mitchell Portland Oregon

If you are a good speaker and passionate about the business world and able to inspire and encourage others in a unique way, you could marketing your services as a business or even a life coach. Take your passion and expertise to the next level giving advice and suggest actionable steps people can take to progress their professional and private lives.

10. Start a resume writing service | Ryan Mitchell Portland Oregon

If you're excellent at writing remarkable resumes that in the end result in people getting the job, contemplate advertising those services. Most of your work will spin around writing, editing, designing, and proofreading, so you will only need few supplies outside of your computer and basic software to get started.

11. App Developer | Ryan Mitchell Portland Oregon

Web app development is the creation of application programs that reside on remote servers and are delivered to the user's device over the Internet. Now a day you can do apps with software's you don't really need to be a weirdo to do it, you can be an app developer for Facebook for instance and of course you can do it part-time and home based.

12. Business Consultant | Ryan Mitchell Portland Oregon

If you are high organized and skilled being a good problem solver this job is for you. Companies bring Business Consultant to identify their problems, provide solutions and optimize companies. The only investments are your skills.

13. Data Entry Service | Ryan Mitchell Portland Oregon

Many companies and online businesses require some type of manual information tracking, creating a vast amount of data entry work. Although there are many work-at-home scams related with data entry work, there are a lot of genuine chances available for genuine data entry businesses. If you are an excellent typist with an eye for detail, a data entry business is a great idea for you.

14. Freelance Writer | Ryan Mitchell Portland Oregon

If you have the skill to write and inform people in a certain area, you can write small books or guides and sell them online, the biggest books platform is Amazon.com, where you can display your books for free and when they are sold, you will receive a percentage from the selling. Payments are made every month depending on your sales. Investment is only your time to write and imagination.

15. Internet Researcher | Ryan Mitchell Portland Oregon

The Internet provides a vast amount of information. If you can quickly and efficiently navigate through that wealth of information, and essentially find a needle in a haystack, you can create a very successful business as an Internet researcher. Search for this kind of job online or about a company which is looking for this of service.

I give you only a glimpse what you could do, and these are just a few ideas, but many ideas were left behind.

First of all I advise you to think what you like to do as a hobby or in your free time, why don't you make profit from what you are doing already?

You have the world as your disposal, but for a business to work out the first thing from all things is, it doesn't matter what you intent to do, but you have to love it. If you love what you do it doesn't feel like a job, you will be doing it with joy and this way you will be successful.

There are some side business opportunities that have grown more common in the past few years. And thanks to internet you have much more opportunities, ideas and help to develop your business.

[mishraabram]

One of the leading reasons for employees not performing to the best of their abilities is the lack of feeling engaged. And this seemingly small thing is what you as an employer needs to get rid of. If you cannot get rid of it completely, you must at least try to reduce it to a large extent. Apart from performance, disengaged employees can also impact other employees or extreme cases, decide to leave the organization.

What is Employee Engagement?

Understanding Workplace Demographics

Top #12 Employee Engagement Trends for 2020

Should organizations feel that their employees are not highly engaged, the problem can be addressed by certain employee engagement practices. Following some of these will help you address the issue of employee engagement. And if done properly, it can boost the satisfaction of employees, reduce the attrition rate and improve employee retention, boost the productivity of employees, increase the loyalty in employees, etc.

What is Employee Engagement?

Employee engagement is the emotional connect that an employee has with their organization. Having an emotional connection means that they actually care for the organization, its goals, and its work. Proper employee engagement ensures that your employees do not just work for their paychecks, next hike, promotion, etc. They put in the effort because they understand the organization’s goals and work towards it.

While it is important to understand employee engagement, it is even more crucial to know what employee engagement isn’t. Employee engagement certainly isn’t the happiness of an employee. An employee could be happy but not work diligently towards an organization’s goals. To bridge this gap with your employees, you can partake in employee engagement activities. However, it is important to know employee engagement trends.

Being aware of employee engagement trends will help you better understand the issues and take precautionary steps. These employee engagement trends also ensure that you do not waste your energy on activities that no longer engage your employees.

Understanding Workplace Demographics

Before you can get down to identifying and resolving employee engagement related issues, knowing your company’s demographics is important as well. Going forward, it is expected that employees will stay longer at a workplace rather than constantly changing companies. There is a good possibility that you will have to handle employees from different generations at the same time.

Another factor that will become mainstream for the coming year is virtual workplaces and globalization. This will result in more flow of employees around. Adding to the mix is cultural diversity, which you will have to rethink completely to accommodate a wider set of values than they currently have. Collectively these make sure that the trends of previous years are no longer valid or need to be updated with time.

Top 13 Employee Engagement Trends for 2020

The employee engagement trends for 2020 seek to address upcoming technologies and how the workplace will get affected accordingly. Implementing a few of these will help you cope up with the changes while ensuring that your employees are well engaged.

1. Promote a healthy workplace for employees with wellness programs

There are a lot of things that are not in the right place when it comes to the wellness of employees in the workplace. Employees are usually exhausted due to stress at work or isolation from the social world. And it is no secret that employees who are worn out will always find themselves distant from engagement. Finding out a way to incorporate wellness at the workplace apart from the usual fitness classes and gym membership is an interesting challenge for employers.

An ideal way to handle this situation would be to take into consideration mental wellness, emotional wellness and if possible, even financial wellness, along with physical wellness. It is important to educate your employees about mental wellness and the support that they can get. A few employers are experimenting with sick leaves for mental well-being. Financial wellness is a concern that quite a few employees have. Apart from only providing with education, helping your employees in financially wise decisions can immensely help their engagement levels.

Know more: Role of HR in employee wellness

2. Provide opportunities for employees to grow and develop professionally

The presence of various resources these days makes it easy to help employees to learn and develop their skill set. Providing employees with the tool to help them be ready for future aids in employee engagement. Engaged employees usually have a strong affinity towards improving themselves and learning new things. Failing to offer them similar opportunities will lead to stagnation.

In fact, a survey done by LinkedIn shows that 44% of employees joined new employers for better personal advancement and development prospects. There are several on-demand learning portals or opportunities. Providing your employees with such exposure will help in employee engagement. Yes, there is a cost involved in the same. However, it is an investment that will pay off in terms of better reciprocation from your employees. Even more so when you consider that a company spends as much as 21% of an employees’ salary to find a replacement.

3. Letting Artificial Intelligence do the boring work

It is not mandatory for you as an organisation to embrace every bit of technology that is out there in the market. However, some of them can help you in the process of improving engagement among employees. On the mention of Artificial Intelligence, people usually think about losing jobs. That is not the case. As an organisation, you can incorporate AI to cover some of the most boring and redundant work. This will free up your employees to do more creative work and push their talent limits. Alternatively, they are less likely to get bored and demotivated, since they no longer have to do the boring stuff.

4. Appoint compassionate people as leaders for better health of your organization

Employees across the globe feel that the lack of good leadership in an organization is good enough reason for them to quit. Thus, hiring or promoting leaders who are compassionate and inspiring is one of the employee engagement trends for 2020. A leader who listens is authentic and leads by example has a much higher chance of imbibing your shift towards better engagement for employees.

Leaders or managers who show empathy towards their employees and have a sense of dignity when it comes to commitment are more likely to inspire employees. If your organization has such leaders, it is about time you recognize them and promote them with better responsibilities. Needless to say, the lack of such employees can have a negative impact as well.

You might like to read: EQ – The need of the hour for leaders

5. Better employee experience makes way for more engaged employees

User experience has garnered a lot of attention in recent years and for good reasons. Customers and clients no longer just want a product but also expect a good user experience. According to an article in Forbes, if the cost of fixing an issue is $1 during the design phase, it is $10 during development and $100 once it is released.

We can use a similar thought process for employees as well. Surveys show that about 60% of candidates have a poor experience with companies. As an organization, you would need to put in efforts to enhance employee experience for better engagement. This goes beyond the usual benefits or compensation that you offer to your employees. Listening to your employees frequently via surveys will help you address this. You can get an insight into what the employees like and what they would like to see in the organization.

6. Understanding millennial’s holds key to long association with an organization

Millennials will constitute a vast majority of the workforce in the coming decade. It is only natural that you understand this demographic to make the most of it. A few years ago, companies felt the addition of games in office premises, monthly lunches, etc. were enough to keep millennials engaged. However, that’s not the case. While such instances are helpful, as an employer you should be able to offer them something more meaningful to keep them engaged for the long-term.

You might want to read: Hiring millenials in India

One of the factors that instantly attracts millennials towards organizations is flexibility. Whether it is working duration, office timings, working remotely, etc. These things provide them with a sense of belonging and it can fuel engagement as well. Another crucial factor that can help you get the attention of millennials is a good working culture. A culture that practices open-door policies for management, opportunities to collaborate with other teams is more likely to keep a millennial happy and engaged.

Read more about: Why are millenials important and how to motivate them?

7. Frequent feedback aid in enhanced policies

A common mistake that most companies commit is to wait for the year-end appraisal meetings to give feedback. This feedback can be counterproductive. It gives employees a feeling that the feedback was only for year-end appraisal and might not even have an impact. Giving someone feedback merely takes a few minutes and if done during the year can be more effective.

The lack of a proper feedback channel or regular feedback can bring in a lot of discord and disconnect that the employees feel. Giving them feedback at the end of the year and associating it with monetary benefits leaves them feeling confused. Timely feedback will help your employees work on shortcomings and gaps. This also brings in a sense of belonging and keep them engaged with their profiles. This is one of the leading employee engagement trends for 2020. It will not happen overnight or over one or two instances. But you need to initiate it and ensure that it is followed consistently.

8. Use technology as a tool to improve engagement in employees

Knowingly or unknowingly we are surrounded by technology. The moment we set out of the home, till returning to bed we engage with technology at so many levels. As an organization, you can leverage technology for your benefit. Companies are now embracing the idea of online recognition tools for their employees. This seemingly simple idea helps employees appreciate each other and in turn, increases their engagement in the organization.

This allows employees to share their accomplishments, achievements and create a bond with other employees as well. The usage of good messaging apps also improves communication among employees. These apps allow employees to engage with each other and work collaboratively, irrespective of their location. When you assess engagement barriers in your organization, there are chances that it might be resolved with technology.

9. Improve employee’s productivity by striking a balance between work and life

Work-life balance has been on employee engagement trend for quite some time but never gets old. And there are strong reasons for the same. Offering employees, the flexibility to work at their convenience, at times even without coming to the office can boost the engagement levels to a great extent. Sticking to strict office timings might not be the most effective mode of working for several employees as well.

It is essential that as an organization you incorporate flexibility as and where possible so that employees are not burned out. Estimates show that burned out employee cost $125 billion to $190 billion a year in healthcare expenses. Once employees get a better sense of work-life balance they are more likely to be engaged and be more productive.

Good read: How to improve work life balance in your company?

10. Incorporate analytics for enhanced predictions and getting rid of bottlenecks

In a bid to make something for customers, employees use a lot of tools and thereby generate a lot of data. A rising employee engagement trend is to make use of the data generated by employees. Companies are coming up with tools to help HR understand certain fundamental issues and even help them resolve the same. The data at hand along with a good analytics tool can help you identify bottlenecks when it comes to employee engagement.

Whether it is instant polls, tools for collaboration, specialized data can help you analyze different aspects and work on them to improve employee engagement. You can even predict the future behaviour of employees using these tools. There are bound to be some noises with a huge amount of data at hand. The major challenge in all this is fine tuning the findings and to identify the actual issues.

11. Innovation via upcoming technologies

Companies are embracing newer technologies for more integrated products and experiences for their customers. One prime example is IoT or Internet of Things. The simple concept connects everyday objects with each other and lets them identify similar other objects as well. IoT is being used at various levels including, GPS or RFID for tracking and monitoring shipments, assets or even properties. Ability to rent vehicles remotely without any human intervention is another such example.

12. Incorporate a culture of recognition and rewards

This is one of the simpler and more common employee engagement trends for the coming year. Employee recognition acknowledges the efforts that employees put in openly, to inculcate a growth culture. If you do not already have a recognition and rewards system, it is about time that you start with one. And for companies that already have a system in place, it might be worthwhile revisiting them.

Recognizing and rewarding your employees is one of the most powerful ways of ensuring employee engagement. There are enough surveys and statistics to prove that employees that are recognized, are more likely to feel highly engaged. Organizations across the globe have seen better productivity, boosted morale, and a lower turnover of employees. However, the recognition program must be consistent and visible to others. While recognition and rewards are two different concepts altogether, clubbing them together can multiply the benefits. There are few reports which suggest that employees who receive rewards such as monetary benefits or redeemable points are more engaged than employees who receive bonus yearly once. In fact, the engagement level is pegged at a staggering 8 times.

Do read: Employee rewards and recognition

13. Inculcating a culture of diversity for a growth environment

Another important employee engagement trend comes in the form of diversity in the workplace. Companies that have diverse teams as well as inclusive teams, will find their employees to be more engaged. Diversity in this case predominantly refers to employees from different backgrounds. And inclusion refers to better employee experience at the workplace along with the environment that they have access to.

You can start by introducing bias-free practices in hiring of employees. Other practices include better parental leaves, equal pay among employees and even exposing employees to un-bias training sessions. It is important to inculcate these into the culture of your organization. Employees get a sense of equality, belonging, psychologically safe and most importantly engaged. Once your employees feel comfortable in the culture and environment that you have created, they can expressive, innovative and happier.

Must read: How to build an everlasting company culture?

In conclusion…

To sum it up, engaged employees are more likely to work towards the organizational goals than mere pay checks. Engaged employees are known to be more productive and increase the profitability of an organization. In fact, some reports even suggest that the chances of engaged employees not turning up for work. Engagement brings in a sense of belonging towards the company along with better employee loyalty also.

There are several surveys and tools which can help you identify the level of employee engagement in your organization. Once you identify that the next obvious step is to look for solutions. To fix any issues related to engagement is a bit more difficult than usual business-related problems. However, they can still be solved. You can take the help of the above employee engagement trends and implement techniques that work for your organization. With a bit of perseverance, initial costs and consistency, you will be able to increase the engagement among employees. And once you do, you can reap the benefits of all the efforts that you had to put in the first place.

[whysofandom-blog]

“Little Lady” Part 5 [Percival Graves x Reader]

Word count: 2k

Warnings: None I can think of

Apology: It’s been almost a year since I wrote something so I’m trying to finish my unfinished projects at first. I’m sorry if you were reading this series and suddenly I wasn’t updating anymore.

Part 1 Part 2 Part 3 Part 4 

Magical abilities and skills:

                  Auror Training- Completed

                  Non verbal magic- Registrated Level B2

                  Apparition Training- Completed

Magical characteristics:

                 Wand- 11", core: tail hair of a Thestral, material: cherry wood

                 Patrons- previously panther, currently facing

                 Bogart- unknown

After reading the file Percival was even more puzzled. There was nothing that he didn't already know, but he had hoped to get a clearer picture of what was going on. Just as his informator had told him Y/N had been an auror, just as her brother. She had arrested Grindelwald. Her brother had been sent to Azkaban and she had fought her free. She had been one of the many aurors who made it their personal goal to catch Gellert Grindelwald. Around the time Grindelwald disappeared from Europe, Y/N's brother was announced missing and Y/N gave up her job in the ministry. That was about all that was written there. Absolutely no news.

Percival decided to head home for the night, it was already past midnight. The next morning he decided to go and talk to Madame President about her. The more he thought about it the more he wanted to believe she was innocent.

*** 

The next morning Percival headed straight to Madame President's office. The problem of Y/N Y/L/N had kept him up all night. It all started making sense to him. That girl had lost her family or at least her brother to Grindelwald and was trying to do anything she could to bring him to justice. From what Percival had heard last night it seemed like Grindelwald had at one point captured her. That would also explain why she got scared so easily when Graves touched her shoulder unexpectedly. After all he had done it without a warning and from behind, so there was no way she had seen it coming. There were a lot of questions to be answered.

"She is alone," said Madame President's secretary when she saw Percival coming in.

"Thank you," he replied and walked into the President's office.

"Good morning Graves, on the rare occasion when I didn't have the need to see you in the morning you find your own way here," she said jokingly when she saw Percival.

"It is about Miss Y/N."

Madame President's face fell visibly. "It was an unfortunate event indeed."

"Madam, I was present almost every training she conducted with the new recruits. There was no harassment. Unless we'd count the way that Hallenby kid was acting harassment. "

"I know, I had no other choice than to arrest her for 24 hours, Mr. Hallenby filed a report on her. In these cases the least we can do is arrest the person for a day and conduct an investigation. I had 5 students write their statement in the event that had occurred and single-handedly decided that she is not to be blamed. Her arrest ends in," Madam Picquery looked at the clock on the wall," 37 minutes. Then she is free to go." She didn't look to pleased with the situation.

"And that is it? She should be getting a compensation for that night," Graves said with a furious undertone.

"Indeed, but that is her's to ask. Would you have time to go free her?" Madam Picquery asked.

"I will."

"Not earlier than in 36 minutes, thank you," the woman finished and handed Percival the same keys she had handed him last night.

***

These 36 minutes were the longest Percival can remember  any 36 minute period to have ever been. He was sitting in his office and preparing a form for Y/N. His mind was filled with questions. He wasn't sure if Y/N was in the right mindset to be asked about her past right after being stuck overnight in the company of the other inmates. When he had just 7 minutes until her release Graves decided to leave his office and head downstairs. As was bound to happen, he reached the corridor leading to the cells in a minute or two and had an extra 5 minutes now. He tried to open the lock as silently as he could and entered the corridor, he was greeted with a chilly badly lit part of the building. He stopped and tried to hear anything that the inmates were saying.

"Hmmm... more or less?" a man asked.

"Less," a woman answered.

"I went easy on a pretty thing like you," the same man answered.

"Sure," the same woman answered shortly.

"Oh come on answer me now," the man said almost flirtatiously.

"No, you can guess."

"Less than 50 but more than 25 hmm... 32!" the man guessed.

"No."

"45."

The woman didn't reply for a long time. "No."

"44."

"Almost"

"43?"

There was a long pause once again. "Yes."

"43 scars is not a lot, you should be more hostile with me!" the man flirted again.

"One day I'll decorate you with 43 scars and then we can debate over it," the woman replied coldly. Graves wasn't sure but it could have been Y/N.

"Y/N, Y/N, we had a good time together, no need to get mean," the man and his friends laughed. The conversation died cause Y/N stopped answering completely. Graves decided to finally go in. He walked to Y/N's cell and opened the door of it.

"Follow me," he said to Y/N. He did only get a glimpse of her but it seemed like she didn't look too good. She was curled up in the far right corner of the cell. She stood up and silently walked to the door. Graves locked the now empty cell after her and started leading her out from between the cells.

"We'll meet sooner than you think, doll!" the same man shouted after her.

When Graves and Y/N closed to corridor's door behind them and walked into the more lit part of the building, he finally looked at Y/N. The woman had dark circles around her eyes and her hair was messy. Otherwise she looked fine.

"You have to sign a few papers in my office, is that okay?" Graves asked looking at her.

"Yes," she answered and nodded lazily. The reached the elevator and the both of them reached to the button to call for it at the same time. Their hands touched for a brief second before Y/N quickly pulled her hand away. Graves noticed that her hand was very cold. The more he looked at her the more clear it became that the poor woman was freezing. She was shaking slightly and her lips had an almost blue touch to them. Without asking Percival took his jacket off and offered it to her.

"I'm fine, thank you," Y/N replied and looked down.

"You're clearly freezing. Who's gonna train the aurors if you get sick?" Percival said and was almost surprised by his own words, they sounded childish. The elevator arrived and opened it's doors.

"If I will get sick, then I will. I doubt your coat will undo the whole night," she replied and stepped into the elevator.

Graves couldn't argue with that, she did have a good point. That didn't mean that he didn't feel like he wanted to help her. They stood by each other in silence, Graves was awkwardly holding his jacket in his hands. When the elevator stopped Graves decided to put his jacket around Y/N shoulders anyway. He made sure she saw what he was doing (not like the last time) and placed the jacket on the woman's shoulders. It was stupidly big for her and made her seem even smaller than she was. In that moment the doors opened but neither of them moved for a brief second. Finally Graves gestured to Y/N  to stepped out first. As soon as they started heading to Percival's office, Y/N felt many pairs of eyes on her. Percival noticed that too but didn't give it too much thought. Once they reached the office Percival opened the door for her and told her to wait for a minute.

Y/N walked in and sat down on a wooden chair with a leather seat, identical to the one on the other side of the table. She let her eyes wander over the cabinet. It looked more like a fancy interrogation room. There were no pictures on the walls or on the desk, no plants, the room was depressingly dark and the light there was cold. Y/N took the jacket she had been given off and walked over to Percival's chair, she placed the jacket on the chair and took her seat again. Before she could investigate the decor more Graves was back.

He sat down on his seat and sighed. "Sign this, I'll fill the rest out myself," he said and handed Y/N the form. Y/N read through the paper fast, signed it and handed it back.

"You can write a complaint on Hallenby for all this," Graves said while filling out the rest of the paper.

"I'd rather not, it would give him even more reason to hate me," she replied.

" Are you sure?" Percival asked.

" Yes."

" Well here is the signed return permit for your wand," he took it from the  top drawer of his desk.

An awkward silence took over .

"When can I teach again?" Y/N asked and stood up.

"I doubt you want to do it today but tomorrow is fine, if it's fine by you."

"I won't cancel my today's class," she said and walked out. No one had ever walked out from Percival's office in the middle of the conversation before. He was both agitated and impressed.

***

Almost without having noticed Percival found himself walking into the training hall of the aurors when he knew the class was about to start. He went and sat down in the back of the room in his usual seat.

"I wonder if Miss Y/L/N will be here?" a girl who Percival thinks was in his office the day before asked from another girl.

"No idea," the girl replied.

"Of course she won't, she was thrown to jail! I hope we'll get a proper teacher finally!" David Hallenby, the spoiled kid, said.

"And I hoped I'd have normal students but I guess life is not what we expect or hope," Y/N who had entered the room without anyone noticing said, "today we'll go through the most common dirty moves when it comes to hand combat but first, run for 7 minutes."

The pupils stared running but Y/N walked to Percival instead. " Can you help me today?" she asked.

"In what way?" Percival asked back a bit surprised by the unusual warmness in her voice.

"I need to show them the moves but I don't want be accused of fighting with the students," she said matter-of-factly.

"Good idea," Percival said and followed Y/N to the middle part of the hall. He took of his jacket and vest, loosened his tie a bit, unbuttoned the upper button on his shirt and rolled up his sleeves.

"7 minutes is up!" Y/N shouted in a bit and everyone in the room gathered together.

"Today we have Mr. Graves taking part of our training class more physically than before. So before we start what were the most important things you learned last time? Let's go over them quickly..."

***

When the class ended and everyone had left the hall Y/N noticed that Percival was still in the room.

"Thank you for helping me out today," she smiled and told him.

"It was no problem," Graves replied.

"I didn't want to be completely alone in front of them today," she admitted.

"It is completely understandable," Percival replied and walked out of the door, Y/N followed him and locked the door after herself. Percival found himself thinking that she looked good even when she had been through so much in the last few days. " Can I walk you home?" Percival asked without even thinking.

"Thank you but there is no need for that, see you tomorrow," Y/N smiled and walked away. She left Percival standing in the hallway of MACUSA, wondering if any woman has ever declined that offer from him before.

Part 6

My biggest “Thank you!” goes out to anyone reading this poor part that was posted a year after starting the series. I promise to finish this series this time!

If you want a tag let me know, also sorry if I did tag you and now you don’t remember what the hell even is this story about (probably). If you’re tagged then it means you had let me know you wanted a tag ages ago. Let me know and I’ll take you off the list, no hard feelings :)

Tag-list :  @wintersdoll @weasleywickedwarlock @queenie-k0walski @srirachasluts @thenerdinyourclass @geeky-girl-394 @readermultifandem @credencedeservedbetter @aislinsekhem  

[femnet]

When I graduated from college with my BA in Political Science there were a few things I thought I’d do: law school, working for a political campaign, interning at the Capitol. I graduated when the US was still recovering from their latest recession so job options and offers were few and far between. I watched friends struggle to land their dream jobs as performers and advocates and legislators. Then I watched myself make the very real decision that happiness for me was stability. I’m Type A. I like organization and being in control. A lot of my daily fulfillment comes in the form of immediate gratification. I just like to get stuff done and I like when I can “people please” while I’m at it. So quickly I made a decision I still stand beside. I forgot about my degree or any of my hobbies and I began searching for a job that paid well. I did have a degree from a good school and I quickly learned that’s all that really matters is actually having the degree. I have yet to find a job that asks for your resume (the classmate who had a 3.2 and you with your 4.0 still have the same diploma AKA no need to kill yourself in the library at 3am every night but I digress…)

So in accepting that I was done with dreams and was ready to just make life work for me, I was lucky enough to land myself with an office job that at the time I assumed would give me that gratification I was looking for while I saved some money and plotted my next move. But somehow that office job turned into my career. Six years later the world of corporate politics, red eye flights, comped accommodations and the overall sheer insanity of working in a male-dominated industry are all a very normal part of my life.

If you’ve just graduated college and have landed your first corporate job or you’re thinking of heading in that direction, I’m going to do my best to share my experiences to make your decision easier. I’m going to do so honestly; these were things I learned and am still learning...all of which I learned alone. I know that the corporate world can be extremely problematic but I truly love what I do and I’m very fulfilled by it. But simply put: it’s not for everyone.

You don’t just have to work hard, you have to work the hardest. There is the very real perception that millennials are entitled and materialistic and dependent on technology as their basis of knowledge. So work hard but also work harder than your older coworkers. It’s likely they have also had time to “pay their dues”. This is a very real thing; this idea that you have to sacrifice more and do the tougher, less desirable jobs to prove your worth. I’m not saying this was explicitly stated to me as an expectation but I have yet to find another millennial that hasn’t faced this and found it as an effective tool to get ahead. So fight that stereotype and kick butt. It feels good to prove people wrong, especially older people who think you’re a certain way just because you were born a specific year.

Make all of your social media private. And stay on top what’s not meant to be private. I think this goes without saying but make Facebook, Instagram, Snapchat, etc. all private. This isn’t just because companies really do use these platforms to get a good idea of who you are but also because after you’re hired your coworkers will do the same thing. Let people make their own judgements of you based on your work attitude and performance. You also want to draw that line between your personal and work life. They don’t need to know what you do on the weekends. Privacy is important (and respected!). Similarly make sure you’re staying on top of business websites like LinkedIn. Even if it doesn’t seem like it, everyone is on LinkedIn. Everyone. Keep yours current, ask colleagues for references...make it as thorough as possible. You have the upper hand when it comes to social media so use that knowledge to your advantage when it comes to virtual networking!

Tattoos. I have them. A lot of my coworkers have them. As you’ll quickly find, there are things men can do in an office environment that women cannot. A woman with tattoos is far more scandalous than a man with tattoos. But being a twenty-something in a corporate setting means spending a substantial amount of time picking clothing and dressing in a way that will cover my tattoos. Yes, tattoos are definitely more mainstream than they used to be but unless you’re working for some hip start-up, it’d be in your best interest to keep yours hidden.

Is this a hill you want to die on? The corporate world, especially when its as competitive as it so often is for twenty-somethings, has you often biting your tongue. You’ll find yourself swallowing words down or even just ignoring the sexist, rude things your coworkers or bosses say. If you’re thinking to yourself ‘well I don’t want to work for a company like that then’...good luck finding a company where this doesn’t exist. Often I deal with this from clients. It is a business and I am a businesswoman. I’m not here to make friends, I’m here to get a job done.

Who you are at home is not who you will be at the office. I keep my mouth shut a lot. Part of it is an effort to be respectful and learn from my mentors. Other times it is because my opinion, while correct or warranted, is not needed or requested. This is not the time to assert my authority on feminism or poverty or gentrification. I work for a company, not for my own special interests. I love what I do but at the end of the day I need the paycheck it produces so it’s important to leave your ego at the door. We’re not talking about manufacturing atom bombs; I have a client that insists women in their office wear skirts and tights everyday. I want to keep that corporate relationship so I just make sure I wear a skirt and tights that day. Is it my favorite? No. But I’m not friends with this company, we’re business partners. This isn’t about my feelings or beliefs, it’s about working together on a common goal. Let’s put it this way: I didn’t get where I am by cancelling meetings because some sexist asshole insists on an outdated wardrobe.

They hate you, but they need you. One minute your (male) bosses are making jokes about millenials (a term they use to mean anyone younger than 30...don’t educate them on the differences in generations because they don’t care) and the next they’re reaching out to ask your opinion on market content as a millennial. Similarly, they’ll criticize your age group for your dependency on technology while also needing your expertise on said technology. Social media? You’ll have more input than most of your marketing team. Find a way to give your experiences in a succinct and general manner. They’ll look at you like you’re some mythical creature because you understand things they do not but it’s okay because they appreciate it. You just may not get an actual thank you.

Don’t share your age. Everyone can tell just by looking at you that you are young-ish. Somehow labeling someone with a number magically evaluates their worth. Do not substantiate that label. Be inwardly proud that you’re young and killing it in whatever industry you’re thriving in. But do not do or say things that reveal your birthday, the year you graduated high school/college, etc. You’d be surprised how often it comes up (usually the year or an indicative event that happened around the time you graduated college) because those years are not that far away for you as they likely are for your coworkers. You also don’t want clients knowing your age. If you ever make a mistake it will boil down to the fact that you’re twenty-something, not the fact that you’re human...because twenty-somethings are not, in fact, human apparently.

Find your people. If you work a lot (and you will), it’s important that you like who you work with. Everyone’s human. You may really like your job but still have days where you don’t want to do this thing you essentially have to do 5 days/week for the rest of your life. But having friends at work, having people you can laugh and joke with, who know who you are beyond your job, is so important. Just do your best to strike that balance because at the end of the day they are coworkers and there are things they don’t need to know/see.

Remember that it is a business. When it comes to dealing with clients and coworkers while it is important to remember these people have feelings it is not your job to make decisions based on those feelings. Everyone has entered the same corporate world you have, understanding what they are getting into. Do not compromise your integrity because the coworker being unproductive is someone you like. You’re all a team. You all need to pull your own weight. If they care about their job and their career, they’ll thank you later.

This isn’t forever. Remember that whole “paying your dues” thing I mentioned? I’m a big believer in it. Like any job, things become easier as the years pass not just because you know more but because you’ve gotten to the point where you have clout: people know what you’re capable of, they know and trust your work ethic, and you’ll make less mistakes and those you make will be more easily forgiven. Moving up in the corporate world is not only an accomplishment but a power grab. You are now in more control of what job you do, who you do it for, and for what compensation.

I now have a job with an amazing company: respectful, open-minded, inclusive and with good compensation and benefits. But I honestly wouldn’t have been able to get the job with them if I hadn’t dealt with the much harsher companies first. Again, the corporate world is not for everyone but those that do thrive in it come out with grit (read: determination, perseverance, confidence, bravery, etc.), which becomes far more valuable than your college degree or the volunteering and internships you’ve done. It’s a world that whips you into shape very quickly but also shows you what is important to you and the things you need to do to get it.

Keep an open mind. I still have friends struggling to pay their bills but following their dreams and chasing those jobs they went to school for. Sometimes I’m jealous of them - they have a different type of grit my mental health never let me have. But happiness can come in many forms and my job in the corporate world and the lifestyle it affords me work for me. It’s important to realize that while millennials generally look down on corporate jobs, these positions aren’t going anywhere soon and we are a resilient, adaptive generation that should give them a chance and use them to our advantage. The job you have is only as good as you make it. Attitude is everything. Make the job you have work for you. We will not be the entry-level overworked underdogs forever; some day these companies will be ours to run.