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totty-chan · 7 years ago

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The Truth about Fhujeth vs. Chocho

This isn’t a callout post, it’s a name-clearing and fact-straightening post for @chochomatsu / @domatsu

Before I go on with this post, I’m going to say a few things for the sake of transparency. I have known (or at least known about) both Fhujeth (@totally-totty / @osomi) and Chocho within the Osomatsu-san fandom for roughly a year now. I have had my own share of negative experiences with Fhujeth over that year, not least the Totty Club issues. I met Chocho because of the Totty Club and we’ve been friends since that time. The club is not what this is about though. I just felt I needed to state my relationship with these two people to clear up any potential questions of bias towards one side.

No one in existence is 100% unbiased, one is my friend, the other isn’t. But despite completely different experiences I have tried to maintain neutrality where I possibly can. I already knew there was a past friendship and later breaking of said friendship between Fhujeth and Chocho, and that there was some drama that spilled over into the public domain after that break.

I was told last week that Fhujeth continues to vague post about the situation, suggesting she hasn’t been able to let go. I decided to approach Fhujeth to see what was going on - for the sake of a friend that I care about. Fhujeth knows that I am friends with Chocho but again, for the sake of neutrality, I asked Fhujeth why she sees Chocho as her “abuser”, and what proof there is of this. I am someone who needs proof before I believe. Fhujeth explained her position and gave me some evidence in the form of chatlog to back it up.

After Fhujeth presented her argument to me along with the evidence she had to give, I stated that I wanted to get the other side of the story by talking to Chocho about it. Fhujeth’s nature basically instantly turned more... apologetic? Certainly less fighty. I got the distinct impression she didn’t want me to approach Chocho about this - which to me rang alarm bells.

I then spoke to Chocho about the situation - a story that Chocho has been unwilling to talk about in any detail until now. The reason being that she didn’t want to relive it, hoping that it would blow over and go away. But obviously it hasn’t.

Just to note that Fhujeth (and apparently some of her friends) questioned whether I am being appropriate by mediating between her and Chocho, asking for details as I go. Later on, Fhujeth said this to me:

I try to hear both sides of a story but I also since this summer have been trying not to get too involved in other people's drama. I don't want to because I don't want to get on anyone's badside. I know this is hard to believe but like you, I am someone who sticks up for their friends and fights and often is a diplomat or mediator or a neutral party who tries to hear two sides out. I have been for my friend and someone who wants nothing to do with them who keeps harassing my friend.

My answer is that this is exactly what I am doing here. You are welcome to judge me for making this information public however you see fit.

I have been given explicit permission from Chocho to post the information beyond this point.

I asked for this permission because I feel that it is disgusting that this issue has been going on for so long, an issue affecting a good friend of mine. I am of the opinion that if Fhujeth can go around the fandom spreading chatlogs to incriminate someone, I can use chatlogs to debunk it.

The rest of this post is under a cut - it is a LONG TEXT WALL but it clears up a lot. For those without the time to read a post of this length there is a tl;dr at the end. However you will need to read the post to understand the reasons for the conclusion!

KEY FROM NOW ON:

Normal - Me (totty-chan, Sammy)

[ITALICS] - Chocho’s notes, opinions, etc.

BLOCKQUOTE - Chatlogs - Chocho is normal text, Fhujeth and others are bold

I have been assured by both sides that none of the chatlogs shown to me are edited in any way, except names where appropriate and the occasional note spliced in to better explain certain things. For Jussy, a person unfortunately involved in this, I have replaced their tumblr username with “Jussy” to protect their identity. There is private information (location, etc.) about both parties in the logs which I will replace with “---” for the sake of their privacy. Some chatlogs had images within them - these cannot be shown as they were not logged in the text files and no longer exist. I only sought permission from Chocho to show logs. Anyone who would like to see the evidence shown by Fhujeth will have to ask Fhujeth herself for it.

Both Fhujeth and Chocho mentioned that they used an IM app called “utox”. Fhujeth claimed that this app doesn’t keep logs. Chocho’s logs from this point mostly come from utox (some are from tumblr). This image is proof that logging is possible:

Commissions/Money

The first thing Fhujeth spoke to me about was regarding commissions done by Chocho for other people.

totty You want the chatlogs? I have one that was taken from when her and a friend of mine were talking after my friend found out Chocho had been pretending to be two different people and pleading as both for commissions and I have our last convo that we had before the "we're not talking anymore." That she sent me after I had chosen to stop signing in to get away from her.

Fhujeth gave me evidence in the form of a chatlog about the second issue mentioned here first. I’m going to cover the issue regarding begging for commissions first despite not being given “evidence” about it until a lot later in the conversation. This also involves other people and money which is why it’s the important one.

Fhujeth claimed that Chocho asked people for commissions, claiming that she “needed money for this or that reason really bad.” There was also a claim that Chocho would pretend to be both “Domatsu” and “Chocho” - two separate people - in an attempt to ask for more money from the same person. This person is a mutual friend of both Fhujeth and Chocho.

Fhujeth claimed to have proof that Domatsu and Chocho are the same person but said that Chocho admitted this anyway so it wasn’t needed.

When I asked Chocho about this, she said:

[I never asked anybody for commissions, ever. It's against my morals. I made a commissions promo post on domatsu in order to replace my dodgy old Wacom tablet that was years old, worn down and no longer supported for parts and did commissions for that, people continued to commission me after that, even though I posted when I got my tablet. That was their choice. Fhujeth saying that I squeezed Jussy for tons of money... whilst Jussy did commission me A LOT, she always came to ME asking, I never asked her (unlike Fhujeth who flat out said to me one time that she was going to go ask Jussy to commission her). I never begged Jussy and I never approached her or pressured her to commission me. She always asked first and I always made sure she was okay with the price and knew where all the pricing was coming from in the picture before she agreed to it. I thanked her for all her commissions because she really did help me.]

Chocho gave me evidence of Jussy asking for the commissions:

Jussy Hey, honey~ ^.^ hope you are well? I can't stop looking at my OsoMisha piece~ *u* and I am so happy with it~<3 I would love to commission you again X33 Jussy I will email you again~ ;) with my new idea~

Jussy BTW, when I get paid again, I was thinking of commissioning you again, but for something different ;3 * at the end of the month

Jussy Haha XDD you think you can take on another commission of mine? ;3

Jussy Eeeee, plz let him tumblr XDD and yush~ 0w0 it is <3 such great times X3 Plus, your Kara comic inspired me to commission you for an OsoMisha one X3

Jussy Soon, I'd love to commission an icon X3

Jussy I was thinking of Osomatsu and his brothers surprising Misha on her birthday on the 10th >w< Jussy as a commission

Jussy Hey, ChoCho X3 you up for me to commission you again? c:

Jussy Now I have the urge to commission Misha taking care of Osomatsu in the clothes his wearing~

Chocho also gave me this chatlog between her and Fhujeth regarding Jussy, commissions, the cost of said commissions, and asking for them.

Fhujeth: Jussy wants to pay me 35 (total) for a drawing with 3 chars (dollars) yay or nay Chocho: Fullbody or no Chocho: *? Fhujeth: full body Fhujeth: that's alot less than she was paying Chocho: I'd ask for 40 at least Fhujeth: Did my art value suddenly change Chocho: I don't think so! Chocho: Did she mean £? Fhujeth: Originally she paid 71$ for it Chocho: Or does she not know currency conversion? Chocho: What did she even say? Fhujeth: Cus I'm not sure if I should be insulted and hurt and start crying and just stop doing commissions or think she has no idea about currency conversion Chocho: I'd fall on the last one there first Fhujeth: I really hope so... Chocho: This is Jussy Fhujeth: [9:38:02 AM] Jussy: Yo~ ;3 [10:48:33 AM] Firrymatsu: Hi ^^ I am going to get this commission done fast but is is possible to be commissioned again sometime soon I just had to go to the doctor and my medication was 25 pounds ;.; [10:49:40 AM] Jussy: Okay my darling~ >w< and sure thing my honey~ ^.^ you know, I was thinking I COULD give you back the sketch you gave me, so you can finish it off and I give you 25 $ or more for it~ : 3 [10:49:54 AM] Jussy: Now you have a good idea on Hummingdoe's appearance [10:50:22 AM] Firrymatsu: dollars or pounds :o [10:50:52 AM] Jussy: Dollars ^w^ [10:51:36 AM] Firrymatsu: the one with croc, moosel, and hummingdoe? [10:52:07 AM] Jussy: That's right ^w^ [10:55:32 AM] Firrymatsu: 25 dollars is not very much @_@ [10:56:03 AM] Jussy: Okay X3 35? [10:56:21 AM] Jussy: or 40? Fhujeth: does she even have a concept of money? Fhujeth: I'm taking into consideration the 10 she already gave me... Chocho: I haven't a clue! Fhujeth: I'm too tired for this ;.; Fhujeth: It's 3 full body characters in a style I dunno, one is a fan character with an out of style reference.... Chocho: I'd also consider that you are asking her to commission you and give her money rather than her making that decision herself to ask on her own... Fhujeth: Yeah! I am taking that into consideration. Originally this idea we planned at 70, I think 50 is fair? Fhujeth: or 45 Chocho: Ask her for that! Fhujeth: Ok! Fhujeth: [10:56:03 AM] Jussy: Okay X3 35? [10:56:21 AM] Jussy: or 40? [10:59:41 AM] Firrymatsu: 40 @_@ then you had already paid that 10 dollars towards it, that makes it 50 - I'd normally charge 70 but since I am asking you for help I will go lower?

Fhujeth: i'll reply when i am done with this commission is reluctantly asked if they were willing to commission me again.

[See? She flat out asked/begged Jussy to commission her... and was insulted with the price Jussy was willing to pay. From what I could gather, Jussy wasn't happy with the sketch Fhujeth gave her before so wanted to commission Fhujeth for something else instead of the original pic?]

(Note, Firrymatsu = Fhujeth)

From my perspective it appears Chocho received commission requests - she didn’t go asking for them personally. There is evidence that it was in fact Fhujeth that asked for at least two commissions rather than being approached.

Also (this is just my opinion), what is wrong with commissioning under multiple aliases? Novel authors write books under different names all the time to separate styles - and make money on those separately. It happens in the music world too, songwriters often have multiple aliases or they ghostwrite for other singers or bands, making money as they go. It’s not immoral, it’s just a method of being able to separate different styles of working and still be able to keep on top of things. I do not understand why Fhujeth is using this against Chocho in an attempt to back up the “abuser” claim.

Fhujeth also said this to me regarding Chocho and Jussy:

If you see her collection you'll understand she had no NEED for money, she had a WANT for money. When Jussy found out that not only was her money going towards the same person but also not for needed things like food and health but for buying say, a full set of 45 dollar a piece matsu plush... she was not terribly happy.

I asked Chocho about this and was given this chatlog with an explanation afterwards:

Chocho: We live in a little town. =( Fhujeth: Ahhhh. Fhujeth: That makes it creepier you're so close to Jussy then. Chocho: It's not even that... it's a sub-town? Or village? I dunno. --- is the area, --- is the town... and we're in --- which is considered a part of --- overall so I guess it's a village Chocho: Yeah, we are REALLY close to Jussy Fhujeth: we don't have villages here so I have no idea how to like.... word it. Yeah it seems creepy..... like nothing on her but she is strange... part of me wonders if she is an adult... or a kid.... or an impulse buyer Fhujeth: Like nothing on your fanart I just don't see how someone can afford all that so fast like wow. Fhujeth: That's a lot of artwork of a weird fantasy. Chocho: I dunno. =T Not complaining though, it helped John with his bills this month

Chocho: I finished one of the comms for Jussy Fhujeth: Yay! Chocho: dop Chocho: =image goes here= Fhujeth: you did it!! Fhujeth: cute! Fhujeth: she will love that Chocho: Thank-you! =) Chocho: 1 down Chocho: 3 Chocho: to Chocho: go Fhujeth: are they easier ones? Chocho: Not particularly Chocho: One involves Iyami Chocho: who is a bitch to draw Chocho: And one is hypnotism-esque Fhujeth: from her? Chocho: Well, yeah Chocho: I don't take commissions from anybody but you, John, Jussy and Cathie at the moment Fhujeth: Ahh that is nice and a smart idea Chocho: I really want to help John out. @_@ Chocho: So I'm just having the money sent straight to him Fhujeth: Good idea! Fhujeth: And they have lots Fhujeth: Well, I wonder what Jussy really is she seems to be so mysterious

(And when Fhujeth says that I "didn't use the money on life but on merch instead"... that's not entirely true. I got some merch that I had ordered sent to my friend because I couldn't receive it here and it ended up being way larger than we expected, it was HUGE! If I'd have known they were THAT BIG I wouldn't have ordered them, but they were and we ended up with them. He had to send them one by one and they cost $22.50 to send EACH. He IOU'd me the money and sent them over to me since his house is not very big and they were taking up space. Then it turned out that he was short of funds for personal reasons (I'm not gonna say what because it's private), so I wanted to pay him back ASAP to help with his bills. So I was getting Jussy to send ALL the commission money she paid me directly to my friend (John) in order to pay him back for his kindness and help his bills. So yes, whilst it was not going on MY bills, it was going on my FRIEND's bills. And whilst it was TECHNICALLY going "towards merch", it was actually going towards paying my friend back for the postage it cost him to get them to me. Fhujeth knows this.)

I personally don’t see an issue with spending commission money on merch, or for that matter, anything. In any case, this issue doesn’t seem to be quite as clear-cut as Fhujeth was painting it to be. The obvious conclusion from the things Fhujeth told me would be that Chocho demanded to be commissioned due to a strong “NEED” for money, claimed that it was for “things like food and health”, only to spend it on merch. I’ve seen enough evidence to be able to say that this isn’t the case.

Chocho also gave me further logs about the commissions/money issues:

Fhujeth: I refunded her the 35 when the REALLY EVIL PART OF ME WAS LIKE, "Dude keep it dude, dude, duuude, dude, greed, dude, greed, dude."

Fhujeth: plus the 45 USD she just tossed me for (well, some stuff I paid 3 dollars for basically) Chocho: How much profit are you making off of her? Fhujeth: The camera case/bag was in a super clearance machine I think they put it in there to make it difficult to grab the iyamis and chibitas cus it was big and would catch the claw but I was like, "FUCK THAT" and got all the chibitas and iyamis around it and then pulled it out Fhujeth: and then like there was times I just bulk won tons of osomatsu keychains and she bought 2 of those Fhujeth: cus on golden week they rigged the machines to pay out super crazy easy and I spend like 300 dollars I ended up with like 8 choros and 7 jyushis Fhujeth: contacted jussy about the osomatsu cushion hehe Fhujeth: did I tell you I charged her 10 shipping and her item to ship turned out to be 180 Chocho: 180? Fhujeth: like 2 dollars

Fhujeth: "the keychain and pillow (very huggable) for 65 + shipping (and you already paid for " ya so I know what you'll do with these poor plush so I will charge 15 for the keyring and 50 for the plush juss Fhujeth: me: Well the pillow which I sell for 40 I'll sell to you for 50 and this keychain I sell for 10 I'll sell to you for 15 and I know oyu paid shipping on the other thing you bought but I'ma go ahead and ignore that and combine this all shipping so 15 shipping Fhujeth: yeah I feel bad Fhujeth: but I also am like Fhujeth: she is really Fhujeth: but I Will give her a nicer shipping i think Fhujeth: at least tracking Fhujeth: you: *terrible person* Fhujeth: you're thinking that Fhujeth: a bad person would be if I decided to not refund her that 35 dollars and see what happens x.x Chocho: I didn't say anything! =B Fhujeth: What are you thinking? Chocho: That I'm not sure if Ichimatsu looks right? XD Fhujeth: So you don't care if I charge her for things? Fhujeth: Like a lot. Chocho: Oh, I do, but it's none of my business. =B

Fhujeth: I most def do not feel bad Fhujeth: charging her Fhujeth: because she probably torments many people

[I find it amazing she says about my "collection"! Hahaha! She's shown people her collection what, countless times? She has far, far more than I do and it's not like she needs that any more than I do. XD SHE's the one who doesn't have a need for money, not me, I never inherited anything from anybody! SHE's the one who has a want for money, even though as far as I know, she has a lot already! (She also liked to horrendously overcharge Jussy for things, just because she knew Jussy wouldn't question!)

To be honest, any time Fhujeth offered me something to buy off her it was.... really unnerving... it wasn't like a friendly "Oh yeah, you can buy this if you want", it was always so... like a sharp merchant, not a friend helping another get something. She even said one time that she would only hold a piece of merch for me for "up to a year"... that put quite the unnerved feeling onto me... XD;;; And it was ALWAYS like that... we had to make sure the money was 100% EQUAL AND ACCOUNTED FOR. To be honest, it was scary. She did this with the plush she wanted me to make her too. I didn't really like buying from Fhujeth, it was stressful, but a lot of the time I felt pressured.]

Fhujeth: well, I have one Chocho: One is in 18 Fhujeth: I will sell it Fhujeth: I can hold it Chocho: Oh? =o Well... if you want to... Fhujeth: if you're up for that Fhujeth: I don't mind holding stuff for you up to a year

I’m seeing a “NEED” for money from Fhujeth here - not Chocho. There are also some very obvious nasty and insulting attacks on Jussy from Fhujeth combined with some extremely unfair financial tactics in an attempt to squeeze more money out of her.

Another part of my conversation with Fhujeth involved a claim that Chocho demanded to be commissioned by Jussy to buy a new cellphone:

She threw her phone on her bed and it accidentally cracked and broke (baring in mind this was a phone her dad gave her, had no service, and she used to play games on it). She said she was gonna ask Jussy for help to her a new one. We were also talking about Timezones for another reason. If it wasn't cause the phone broke it was cause she wanted something else but I remember around that part not caring too much.

I think it was the phone.

Chocho gave me this chat between her and Jussy along with comments and chat with Fhujeth:

chochomatsu And my phone smashed yesterday tooooo Jussy B'awww, I am soooo sorry to heat that my lovely ;w; chochomatsu Not having a good time (;m;) Jussy what?? o0o nooo! Anything I can do to help? ;w; chochomatsu Yeah! (;m;) [<--- Note, this is a response to "what?? o0o nooo!", not "Anything I can do to help? ;w;] Some of the glass actually fell out... so... it's pretty much unusable now. (;_;) RIP my phone...I didn't even have it all that long... Jussy Oooh, my...you poor lass ;3; <3 can you get it fixed? chochomatsu And I can't afford to get another one either! At least I didn't use it all that often... (;w;);;; Jussy b'awww ;3; I only use my phone for calling and texting chochomatsu I think it's pretty much gone. (;_;) I don't think you can replace the screens on these... This was my first ever smart phone, I wanted one for years... and I think it lasted... a few months... not even a year! Jussy Ooooh, poopy ;3; what a shame How did it break? chochomatsu It was a really silly thing. (;_;) I went to bed last night and took it with me because I do Japanese study just before bed... I put the charger on my pillow and then gently plopped my phone on top... Jussy b'awww ;3; chochomatsu BANG Glass all over my pillow... Jussy Oooh, my..o.o Jussy goodness it happens darling, don't worry chochomatsu Yeah. (;_;) I feel really stupid... it wasn't even that hard an impact, I guess it just hit it in the wrong place Jussy aww, I am sorry dear ;3; chochomatsu I think we passed your workplace today though! Jussy Really?? 0w0 --- That's where --- is~ chochomatsu Yeah! You work at --- Bupa, right? Jussy I do :D Jussy what time?

[we talked here about completely different things for a while until we had to go, this next part is the next day]

11/23/2016 Jussy Aaaahh, Hey, ChoCho~ X3 I would like to help you get a new phone by commissioning you. I have something in mind and I would like to discuss it ^w^ chochomatsu Hiya, good morning, Jussy! <3 How are you today? And thankyou so much! (;m;) That is so sweet of you! <3 *hugs* Jussy Good morning my darling~ ^w^ I am good, a bit better from my cold >w< <3 and ya welcome, always happy to help out~ ^.^ *hugs*

[In regards to the phone, I never asked Jussy for commissions to cover replacing it. I mentioned it to Jussy because she was my friend and I was frustrated I'd just broke my phone (anybody would be I think), she approached me the next day saying she wanted to commission me to put towards getting myself a new phone, which I was absolutely greatful for. This commission I asked her to send to my BOYFRIEND instead since he'd be the one buying the phone and I wanted that money to absolutely go towards the phone. But before I could get the phone, Fhujeth lied to Jussy about me in order to put Jussy off me and cut me off from any future commissions (knowing that I only ever accepted commissions off of Jussy by that point). Since I no longer had any kind of income, I had to send the entirety of that money to John since he was a priority over a new phone. I still don't have a new phone (but luckily for me, it hasn't fallen apart yet like we expected! Since the crack is right at the button, we expected the button to fall out at any time, luckily it hasn't. I had to stop doing my kanji/kana learning because that involved drawing the kanji/kana on the screen and the sensitivity is basically shot on that part of the screen making it very hard to do anything there.).

(Also, my phone has always had service (you can see that it does, "TESCO" in the bottom corner of the photo I gave Jussy of my phone showing the damage)

It wasn't my Dad that gave it to me, it was my Boyfriend's Dad and I used it to study Japanese with apps because it was too weak to play the phone games without crashing. I tried playing Hesokuri Wars on it for a bit, but it was unreliable and crashed during game play a lot. So whilst I left it on my phone for ages, I didn't open it because it wouldn't load at all eventually (updates made it too hefty). I mostly played things like Hesokuri Wars and Tabimatsu on my PC using an emulator called Andy. It was FHUJETH's phone that didn't have service that she only used for games.]

Fhujeth: My mobile lost service... 3-4 months ago.

Chocho: My phone is too shit to run Hesokuri Wars without endless crashing

Fhujeth: we should find a chat program that works on your phone Chocho: It's like shell shock Chocho: I don't think any will, it's just not powerful enough to be any more than a call and text thing

I don’t think I really need to add to this - the proof is clear enough for me.

Fhujeth also told me this, bringing another person into the issue with Chocho and commissioning:

Cathie had her own experiences with Dexts (commissions being rushed/made poorly).

Like she'd pay 100 for a drawing that was not nearly up to par for what Domatsu usually did. That was one thing she told me

This is Chocho’s response to this claim along with logs to back it up:

Chocho: And Jussy knows I plan to finish hers when it's cooler Fhujeth: Totty: Choromatsu-Niisan is the kind of person who wears..... like... the pads on the elbos and all Chocho: It's okay if I fuck up a background, it's not okay if I fuck up paid art

[The background in this chatlog was regarding the backgrounds I used to draw for domatsus blog updates. All of the art I have ever done on commission for anybody, ever, including Fhujeth themself, was to the best of my ability at the time. I promise that completely, I have no desire to "half-arse" anything. I have no idea where Cathie got the idea that I didn't draw pictures up to par of my others at the time? I always tried my very best... =/ If Cathie said that at all, I wouldn't know! But I honestly had no idea she felt that way.]

Chocho: I don't want to cop out on the story Chocho: That's why it's pissing me off so fucking much Fhujeth: Rush it? Chocho: no Chocho: Absolutely not Chocho: Quality or bust Fhujeth: i mean it's good and i can help you make sure it's in character Chocho: I've got a good reputation I don't want to fuck it up by coughing up half arsed shit onto the blog Chocho: Yeah, it's a matter of pride, but also a matter of respect for my fans

Fhujeth: It's nice to have stuff made by friends! I liked the figure i had from my friend but i was bummed when i realized she made it shitty on purpose ;.; Chocho: did they really though? Fhujeth: I'm 99& sure. Fhujeth: %^ Chocho: i have more respect for myself than to do that Fhujeth: They're those kind of people.

chochomatsu i have far too much respect for my works to do anything less than my best i wouldn't want to crap out a shitty item chochomatsu i never like asking anybody for money

Fhujeth: Apparently I illustrated a book... and it's coming out soonish..... *halfassed all the art they accepted it and took it my mind is blown, all it is I think they changed the cover*

Doesn’t look like Chocho is the one that “halfassed” art for other people. Art is, of course, subjective... but as long as the person drawing it does so to the best of their current ability and with as much effort as they can spend on it, that’s just fine.

An extra note from me... I saw this in the logs I was given and thought it worth mentioning (because it’s just... not right).

Fhujeth: So for a picture I might charge 25 for I charge 50 for to someone who I knew made 6 figures a year and wanted --- KND operatives Chocho: I think my biggest deal is asking for money full stop

Fhujeth is charging higher prices to people who she knows to have more money. I don’t recall rich people walking into a store and having to pay more because they’re rich. This isn’t a variable income tax system.

The Plush

Still regarding commissions and money in reality, Fhujeth told me about trying to commission Chocho for a custom Matsu plush. This is part of what Fhujeth said to me:

She made a Karamatsu plush and it had messy hair, he was supposed to be from her blog. I didn't like the hair but the plush the rest of it came out great. I told her the honest truth about it. Later she made a Choromatsu plush and I LOVED IT and I kept saying how I wanted to commission her for one and she kept holding the thing I said like 4 months prior about the one's hair against me?

We were friends so I wanted to give her my honest answer when she asked what I thought. The rest of the plush was fine but the hair just looked really off on it. She made the Posing Karamatsu too which I loved as well! I really liked the pattern she made for the Choro one but a lot. A LOT of drama would constantly ensue whenever I said, "hey I wanna commission you for one."

I wasn’t at all sure what the real problem was here or why it was brought up with regards to Chocho being an “abuser”. When I asked Chocho about this one it took a long time to explain.

[Ok... this is a complex one that needs a LOT of backstory to explain... so... I can make plush, but I can't make them EASILY because I don't have a sewing or embroidery machine. Everything I do on a plush has to be done by hand using a needle and thread. That includes the face embroidery/embroidery anywhere else. This takes hours and can mess up my hands/fingers because of repeated pressure of a thin, metal stick pressing into them (also because pushing the embroidery needle through multiple layers of fabric and embroidery REALLY hurts. @_@ And you can stab yourself all too easily. I don't like doing it really so try to avoid it and don't take any commissions unless they are specifically for friends. Fhu knew about the faces and embroidery, so she knew it was a hard and painful activity before she even started pressing for a Totty plush later on.]

Chocho: I have a question Fhujeth: sure :3 Chocho: If I were to make Karamatsu plush, should I make it chibi like the official ones or proportional Fhujeth: that would depend on if you want it to be proportional or chibi :O Fhujeth: why not both Chocho: Because it takes a long time to hand embroider the faces. XD Chocho: And I'm limited on fabric. =( Fhujeth: you hand embroider? wooow Chocho: Yeah! Fhujeth: woow that looks like it would take forever Chocho: It does. @_@ Chocho: And it hurts. XD Fhujeth: that is some dedication Chocho: It's the only way I can do it. =( Chocho: Which is why I only do plush commissions for friends. XD Fhujeth: well, otherwise it'd be a lot

[Eventually, I felt like Fhujeth was a close enough friend to me for me to want to make her a plush. So I offered that I could potentially trade some merch for a small, custom demon Todomatsu plush. I was instantly made uneasy by how it all became about "how much are you going to charge me?". What was simply a "maybe you'd like something made by a friend?" had suddenly turned into a hyper-serious TRANSACTION. I was basically put on the spot to give a price for something that I hadn't even planned yet, I wasn't even suggesting actual money, just a merch trade. That felt like pressure and I was a bit unnerved, but I shook it off.]

Chocho: Hey.. I have an idea/proposition Fhujeth: Go oooooon :O Chocho: Would you be willing to take payment for some thing in the form of a tiny demon Totty plush? Chocho: *some things Fhujeth: :O payment for like what, and PROBABLY x3 just what I have here or? like the kara head/buttons? Since I think we're about even on the auction lot Chocho: I think we're about even on the auction, yeah! =D And I dunno, yeah, the merch you get in Japan I guess, yes! XD Chocho: I'm not sure how big he'd be since things always come out bigger than I expect... Chocho: But he'd be custom cos he'd be demon Totty Fhujeth: i'll be buying more blind bags of stuff :O so I can just keep you updated. Yeah @-@ Chocho: I'd have to make a new pattern. XD I can't use Karamatsu's because he is MASSIVE Chocho: Okay! =D Chocho: How much would you be willing to pay for the plush anyways? @.@ If he came out to be about 12-15cm? Fhujeth: What are you charging o_o Chocho: I was gonna make him keychain sized? But I just know he'll end up bigger. B/ Chocho: I dunno because I've never really done it before. Chocho: Well, I've made things for John on commission but yeah Chocho: I know the cost of fabrics and time and pain Fhujeth: Like, how many hours would it HYPOTHETICALLY TAKE Chocho: But that doesn't line up to what people expect to pay so Chocho: Well Chocho: How long do patterns take. =_= Hmm... a few hours Chocho: Making plush can take... over a week Chocho: (It's usually way longer to be honest, but they're usually bigger( Fhujeth: I'm not sure o_o I'd like it but my budget is only as big as what I have ATM. Kara head is 35 + the buttons is 9 (minus one from the doodle just now) Chocho: Watch him end up being half the size of Karamatsu instead of 12-15cm Chocho: We can wait and see! Fhujeth: And as I get more stuff I'll figure things out o_o I'm bad with plush prices. Chocho: It was just an idea. XD Fhujeth: I am interested! And yeah! Fhujeth: If you can give me a number it'd be better!! and you should put a dog squaeky inside it o_O so it makes some sound, if you can, I think you can get that from like... a cheap store and take out of dog toy.... ?? which I can pay for? AHHHH, let's wait till I figure things out but assume right now we're at 42 dollars or something Chocho: Hahaha! XD That's a good idea on the squeaker! Chocho: Yeah, we'll keep it in mind! =D Chocho: (Also gotta remember the face embroidery) Fhujeth: Yeah x.,x Chocho: I wish I had a machine for that. =(

[The idea of the plush stuck around though]

Chocho: I'm really concerned about this plush Fhujeth: Aww don't worry about it too much. Fhujeth: I am not that picky if love is involved. Chocho: Yeah, but you don't want him to be hideous Chocho: I also worry about the quality of the embroidery Chocho: Because I'm not a machine Fhujeth: oh I am not picky on that I will know it is hand made. as long as it wont fall apart. Chocho: It shouldn't fall apart Chocho: But it might be ugly Fhujeth: I got a sculpture from sone, I showed them the example of what I wanted, I showed them a turn around, the got the proportions all wrong Fhujeth: you wont be that bad. Fhujeth: I still kept the loved the sculture Fhujeth: scupture Chocho: Kept the sculpture? Fhujeth: I kept it and loved it^ Chocho: What sculpture? Fhujeth: it was of my knd oc Fhujeth: i commissioned her because i thought she'd do really good Chocho: Was it not so good then? =< Fhujeth: i was disappointed greatly Fhujeth: but said nothing Chocho: Aww.. =( Chocho: I'm sorry about that Chocho: That's what I'm worried about

Fhujeth: I've commissioned some original stuff of my characters and came out really bad, in fact one I think got made bad on purpose.... Fhujeth: But I loved it anyways until one day the head came off because they didn't bake it enough... like the wire just split through the head >< I wanted them to fix it but I moved by then so it's at my dads so it wouldn't break more Fhujeth: And I'll be honest on a technical level and for that person's skill it was atrocious and when I first saw it I felt kind of bothered... Fhujeth: But I thought maybe it wasn't like that on purpose and they did it the best they could so I put it with all my other stuff of that OC

There was a weird situation building up here from what I could tell. Fhujeth wanted a quality plush which is fair enough, and Chocho doubted her ability to match the requirements. Fhujeth saying that they’ve commissioned other people and been disappointed with the result in the past was obviously furthering the doubt from Chocho that the requirements could be fulfilled. Claiming that a past commission had been done badly on purpose was, to me, a step too far. There doesn’t seem to be any proof of that here and presenting that thought to Chocho inevitably heightened the concern about being able to satisfy Fhujeth even further. I know for sure that if someone commissioned me for anything creative and was mentioning past commissions in this sense I would lose all confidence in my ability.

[The concept of a "demon Totty" plush had become a thing and was on our er.... list of things I owe in trade for merch? No merch traded hands though, I liked to pay for them first... but Fhujeth would "put things aside" on the "plush list", though not everything applied. In any case, I eventually decided to try and make a small Karamatsu plush as a test, since Fhujeth didn't like the risk of me making her a plush without seeing the pattern first. I was a little unsure about him, his hoodie kind of pinched his neck because I'd made the opening too small and his hair was VERY fluffy because of the fur I'd used for it. I felt concerned about him, especially since Fhujeth had now set this very high bar in my mind, what with being so money concerned, telling me about how she was certain her friend intentionally made her a bad commission sculpture to spite her and that she was VERY disappointed in the result, but didn't say anything... also with the idea that she didn't want to risk me making it without proving she'd like the pattern first.]

Chocho: Progress Fhujeth: aww that looks adorable! Chocho: NOT WHEN HE HAS A HEAD Chocho: I just placed it there Chocho: I used the long pile fur so it would NOT be that messy if I had used the minky Chocho: OH WELL Chocho: Whatever Chocho: I'm only finishing this really because it'd be a waste of embroidery otherwise. XD Fhujeth: give him bandages Fhujeth: have big Kara care for poor injured baby scruffy kara Chocho: It this particular one worth the effort? Chocho: "He looks retarded because he fell off the roof" Fhujeth: xDDDD Chocho: I guess he's not THAT bad Chocho: but eh Chocho: I don't think he's worth $ Chocho: maybe if the hair was shorter fur but I dunno, can't really tell that because it's not Fhujeth: haircut? Chocho: Nah Chocho: Because once it's cut it can't come back Chocho: And if I fuck it up that's it fucked up further for good! Chocho: But yeah, I don't think I can make you a Totty. @_@ I'm sorry Fhujeth: it is ok ^-^ Chocho: I didn't think you'd like it! XD Fhujeth: you don't seem confident :3 Fhujeth: so it is ok! Chocho: You don't seem to like how he looks anyway though. XD Fhujeth: it's hard to tell with the hair tbh Chocho: It's overall pretty shitty, huh? Fhujeth: Nooo! Fhujeth: The body for sure looks great Chocho: But the most important part is the head Fhujeth: the face is good too! Fhujeth: but the hair is very... wild Chocho: Really? I thought the face looked bad... Well yeah, I used craft fur, minky is like what you have on the keychain plush Chocho: Look at the length on big Karamatsu compared to little here Fhujeth: yeah! that is a hugeee difference Chocho: Yeah

[The small Karamatsu plush's hair kept coming up, even though I had explained that I used a different fur than what I would use for hers....]

Chocho: Be honest, do you want a chibi body like the keychain plush, or a to scale one Fhujeth: whichever you as the artist want. What do you personally thing might look better Chocho: The body pattern I have looks more to scale Fhujeth: I do like the chibi body but a real body, if it translates well, the bunny I got, did you see how it is... Fhujeth: it's like 2.5 heads tall Fhujeth: how is that like... that is ok too... Fhujeth: 3 heads tall Fhujeth: ok Fhujeth: 2 heads ehh Chocho: XD Chocho: I dunno Fhujeth: I like the height of the karamatsu plush but yeah his head (and hair) bugged me Fhujeth: we talk little the big one is fine Chocho: Well, I told you that his hair was not the same fabric. =P Fhujeth: yeah! Chocho: I used craft fur, not minky, cos I wanted it messy Chocho: But yeah, seriously though, no promises Chocho: I've seen a ton of cute plush and I don't think I'm cut out for it Chocho: To be honest, I knew you didn't like it as soon as you said you didn't know if you wanted to trade for it yet Fhujeth: brb my mom got me Chocho: Ok! Chocho: I think for now, it's best to assume I won't be able to do this, ok? The plush. Chocho: To be honest, to make one to the proportions of cute bunny Totty would involve me remaking the pattern all over again, not just the head. And that involves making the clothes patterns again too. It's a lot of effort that to be honest I don't think I'm willing to put in. Chocho: The effort and time to make ANOTHER pattern (especially if it just fails again), considering that I've already made 2 Matsu patterns already, not that one of them was with Totty in mind, but nonetheless... if more time, effort and stress than I think you'd be willing to trade for Chocho: *is Fhujeth: oh the bunny totty is bleg Fhujeth: I like your big karamatsu Fhujeth: bug maybe half the size Fhujeth: but^ Chocho: That would still be making a whole new pattern. u_u And I thought the Bunny Totty was really nice. =( Fhujeth: not just a resize Chocho: The way that big Karamatsu's head is done makes it hard to resize. =( Chocho: Besiiiides Chocho: I'm sure you wouldn't like the nasty darts I had to put in to make his hair work... Chocho: Also, his head flops cos it's heavy, you don't want it Chocho: It's too hot to work on anything plush now anyway. Because I don't have a machine, all the sweat that the hot, muggy weather causes will soak right into the fabric. Which is disgusting. So I avoid it... I also think if I had a machine that would do the face for me in a matter of minutes, it wouldn't be a problem... but I don't.. so every failure is a lot of wasted time and pain and suffering. All in all... I don't think I could make you something you wouldn't be disappointed with. =( Chocho: And not because I think you would rip into it, but because I don't think I have the skills Chocho: Anyways, I better get to bed! G'night! I'll catch you tomorrow! Fhujeth: nooo Fhujeth: i haD TO EAY Fhujeth: eat Fhujeth: so soon Fhujeth: so soon Fhujeth: to when I came back Fhujeth: i was gonna confess eerything to you Chocho: Confess? Chocho: I only send the message a minute ago. XD Fhujeth: AHH YOU ARE HERE MY FRIEND <3 Fhujeth: Yeah but a minute, less than you can walk away Chocho: But really, I do need to go after I've taken my meds, Kirk has to get up early Fhujeth: I love you, I am glad I met you. before we fuss, let me clarify things hsould we get into an argument Chocho: It's probably best we do this tomorrow so I can sleep. XD;;; Fhujeth: please, when we end a day in a huff and you show up not the next day it hurts so bad Chocho: As in, if it takes a negative turn, I can never sleep and Kirk's health tomorrow depends on me sleeping Fhujeth: Affirmative, be well, sleep well. Fhujeth: It was more detailed, that was a summary. Chocho: I didn't think we were arguing or having a huff today. '3' Fhujeth: not today! just anytime~ Fhujeth: like the other day Chocho: I was just expressing that I don't think I'm fit for purpose!

Which way round is this? Fhujeth claimed to me that Chocho was the one that brought up the hair thing and held it against Fhujeth. These chatlogs suggest it’s the other way around; Fhujeth really didn’t like whatever had been done with this other plush’s hair and was holding it over Chocho’s head whenever the idea of the Totty plush commission was discussed.

[I started to pay off the stuff we had on the "Totty plush list" from what I remember, since my first attempt had been not good enough. Fhujeth still wanted a Totty Plush though so that was still in the air. Then there was a set of limited edition... uhhh... lottery official plush I think it was? Of the Matsus in the "I <3 Toto" outfits released. I managed to get the Choro through my friend in Japan and I wanted the Kara (of course) but he was nowhere to be seen. Eventually one popped up on Yahoo Auctions!, but he was expensive, I couldn't afford him. Fhujeth mentioned she wanted it, but would feel bad if she got it (and I didn't), so I figured I'd offer, if she was willing to grab the plush and hold it, I could trade it for the Totty plush (if I could do it to her standards), otherwise she could keep the plush for herself without guilt, or sell the plush off for profit or something since it's limited edition and the value will only go up. She didn't want to "RISK" it, which made me incredibly upset since she, by this point, had repeatedly insisted/hinted that I wouldn't do a job good enough for her to accept and it was getting quite insulting. Why did she keep saying these things, yet keep asking for the plush? =/;]

Chocho: I really want that but it's out of my reach Fhujeth: I like it but I'd feel bad if I got it Chocho: Would you trade me it for a demon Totty plush? Fhujeth: You mean like I buy it, keep it in the package and all and if you design a plush I like we trade or is it I buy it expecting we trade? Because in one regard that is alot of pressure because One I see done, already, the other I don't... so... and then if you make it and there is some issue then I'll feel so bad and obligated to say yes anyways. Like what are you thinking o.x Fhujeth: I mean Fhujeth: what are you thinking/what is your idea Chocho: Yeah. I'd trade you that Karamatsu straight for a demon Totty plush and we would make sure it's a pattern you like. Chocho: Nah, never mind, it was just a thought Fhujeth: Isn't that a lot of work for a plush like that? Chocho: It is Fhujeth: I'm willing to take the risk I guess... I hate calling it a risk but... In the end I guess my biggest fear is you present me with something and I dislike it and then we end in a problem. I'm not picky but my last few non-drawn commissions from people have been all crap. Fhujeth: Not saying you'd do that! Fhujeth: I'm just saying it's like I pay for something and it breaks. Fhujeth: Not that a plush can break, and yours look like good quality. Chocho: You think my plush would fall apart? Chocho: If you think it's too much of a risk don't worry about it! Fhujeth: No, no. Fhujeth: Do you prefer me not expressing just my thoughts outloud? Chocho: I think it's kind of insulting you think that doing a trade with me is a huge risk and you'll probably get something you'll hate... Chocho: But it's fine, don't worry about it! Fhujeth: No that's not my concern! See now I feel guilty ^^;; Chocho: I'd prefer not to do all the work of making a pattern and plush and the face embroidery for one plush anyway Fhujeth: I'll do the trade if that is what you want to do. Chocho: Because it IS a lot of work, effort and, since you seem to think I'd fuck up, heartache for a $55 plush +fees and postage Fhujeth: It's not that I don't trust you I just always jump to the worst conclusions. Fhujeth: Chances are the plush is going to be super cute and awesome. Chocho: I don't really want to make a plush for somebody who thinks I'm going to churn out junk... that is WAY too much pressure Fhujeth: I feel like you're trying to guilt trip me.... Fhujeth: ..but maybe I am misreading it. Chocho: Not really, I just feel hurt that every time I mention making a plush you make it sound like I'm going to make an ugly piece of crap Chocho: You are the only one who has ever repeatedly made me feel like I churn out shit plush... Fhujeth: I really want a plush from you! Fhujeth: I'm just really nervous to buy plush, always. Chocho: I don't want to make a plush for you because you don't trust I can do it Chocho: It's fine, I don't need to spend another $55+ anyway really!! Chocho: And plush take weeks Fhujeth: I do really want a plush from you. Fhujeth; I am patient and in no rush. Chocho: What if I can't make something you like? Fhujeth: You'll make something I like. I'm sorry for instilling fear in you. Chocho: Would you sell it to me in commissions of other kinds or for tutoring/red lining/whatever as long as it's not something I can't teach? Chocho: Or would you just keep it you think? Fhujeth: I want a demon totty plush or I'll keep him, probably... unless there is more art I need i the future. Just take your time. I'm sure whatever you do will be great. I didn't mean to make you feel scared or pressured. I'm just scared of things but yeah...

Wait... what? Fhujeth says here “I feel like you're trying to guilt trip me....” but this whole chatlog continues to read like Fhujeth is almost threatening Chocho that they must get things right if the work is to go ahead. It’s plenty obvious that Fhujeth really wanted a custom plush from Chocho... but at the same time injecting incredible levels of fear and doubt about whether she trusted Chocho to do a good job. I don’t really know why this was the case but I know for sure that if I was in this situation I’d simply say “No, sorry, I can’t do this for you” and refuse the job. Fhujeth obviously couldn’t take this for an answer, though.

[A little while later, I offered to pay off the Karamatsu plush straight and not trade him for the plush so that Fhujeth could have the money since she needed the funds. Fhujeth still wanted the plush though, even though I wasn't sure if I could do it, so it continued...]

Fhujeth: Hey Chocho: Hi! Chocho: I have a proposal for you... Chocho: How much was the postage to get Totty and Kara idols to you? Fhujeth: For both? Well I put them in with some other stuff remember? Chocho: What would be my percentage of it? Fhujeth: Well just the Kara right? o.o Chocho: Yeah Fhujeth: Let me look ;o Chocho: OK! Fhujeth: sorry if eel reallyyy shitty Fhujeth: if you saw my tumblr messages Fhujeth: my mom poisoned me Fhujeth: in short so you don't have to read Chocho: I did and that's why I'm asking this Fhujeth: Okay so he alone was 5500 + Buyee fee 150 + Yahoo Fee 200 + Domest Shiiping Fhujeth: not going to charge for consolidation Fhujeth: it was 3700 yen for all 5 items to be shipped....... the 700 is fine I'll do the other 3000 of that Fhujeth: 5500+ 350 + 1112+ 700 Chocho: Ok! Would you be willing to post him to Kaji too? Fhujeth: Yeah, when I get that other Karamatsu eventually. Chocho: If so, I'll pay you for him flat out (if I can afford to after I've paid Kazuki) so that you can put that money towards getting away from that mother that's trying to kill you. $75.57 he comes to Fhujeth: No, no, no. I want the plush from you. Chocho: We can do the plush later, you need the money more right now

[Eventually I tried again at a pattern, this time a little bigger in a rag doll style with floppy limbs. When I started making the pattern I was already on edge because of the high feeling of pressure, especially since I never know if a pattern is going to work when I first make it. When I had actually put him together, I was really quite disappointed. I felt that I had messed up his body, it was too much like a cylinder and I felt I hadn't tapered him enough to his shoulders so he looked boxy. His eyes also came out wonky (one iris/pupil a little higher than the other...) which I had no idea how had happened since it was straight in the hoop as far as I was aware. I was just incapable of seeing the plush in a good light, I felt like I hadn't hit the standard I was desperately hoping for and I felt the plush was a failure.]

Chocho: he's also naked because i don't have his clothes fabric yet Chocho: yeah i did, but he hasn't turned up in the house yet Fhujeth: Can I see nakey choro? Chocho: i'd rather not... it's... really bad Fhujeth: *it's cool if not* Fhujeth: That's fine! Chocho: i'm just going to make him my hug buddy Fhujeth: I'm sure he's not that bad! Fhujeth: I have Present Jyushi and the one time he showed up I did not be there to pet him Chocho: you thought little karamatsu was bad, this one's not much better Chocho: which sucks because it wasn't easy to make Fhujeth: I did notthink he was bad o.o Chocho: you said you didn't like him, especially his face [<- this here, unless I missed one of the logs, was a mistake on my part. Unless Fhujeth restated at some point that his face was bad too, but I don't remember specifically] Fhujeth: I think the hair through it off for me Chocho: i used craft fur on that one instead of minky Chocho: i did say that... Chocho: craft fur is lower quality and longer pile, but i wanted it to be messy Fhujeth: Yeah, but it made an illusion for me! I think if I saw him in person it'd be different for sure! I am sure it looks great (Choro)

[In the end, after I broke away from Fhujeth and gave my Chocho some clothes, I ended up falling in love with him. The clothes nicely hid the fact that his torso is a tube... XD;;; And I don't notice the eyes now, even though I know they're dorpy. I also don't have that whole pressure over my head to perform any more... So yeah.... this entire thing went WAY past the whole messy hair plush thing... it was the constant being threatened that I better do a good job and the whole air that commissioning/trading me a plush was a "risk" to her and her high set standards etc. had left me feeling hypercritical of all my attempts and feeling at a complete loss. She brought up the hair repeatedly in regards to that one, small, plush. But there were other factors too that made me absolutely want to back out, but I felt too scared to say "sorry, no... I'm not going to make this" because it had gone on so long.]

It’s definitely Fhujeth that brought up the hair issue on multiple occasions, despite using this as part of the “abuser” argument in my conversation with her. There is some context here I’m not 100% sure of but it’s more than obvious that there was a lot of injected pressure from Fhujeth regarding this commission over a period of time. There is no reason for me to believe that this was Chocho being abusive in any way.

The Fat/Slob-love situation

In my conversation with Fhujeth, the subject turned to a claim that Chocho had a thing for “slobbing up characters” which made Fhujeth uncomfortable. This is what was said to me by Fhujeth:

I lost a lot of faith and trust in having close friends because of the way they would make me feel bad if I didn't do something for them or if I mentioned that some of what they drew made me uncomfortable. (example; the drawing in reference to that chat was uhh, Choromatsu, aged 30s where she gave him messy hair as his hair was thinning, laying shirtless on a green arm chair, his gut hanging out, and he looked like a slob)."

"It was more that that was all she drew. I draw some weird stuff but it's never consistent. As you can tell she has some sorta thing for slobbing up characters based on our roleplays and private interactions and literally most of Domatsu and Chochomatsu blogs being.... slob. Our RPs were all about humiliation and Choromatsu being a fat drunk gross slob. It wasn't an occasional thing, it was an all the time thing.

This again had me confused... I couldn’t see where the “abuse” actually came into this. I mean, fair enough, some people find certain things uncomfortable and if that is stated to the person they believe to be making them uneasy with certain types of content, they should speak up and let them know - especially if it is in a one-to-one conversation between friends.

I obviously asked Chocho about this situation and this is the explanation I got:

[See, the fat thing is funny because it was FHUJETH that kept bringing it up. We'd be talking about something completely different, or roleplaying normally and she'd bring the subject in. She KNEW I didn't like it, I said multiple times that it made me uncomfortable, but she just wouldn't stop. I kind of wondered if she was trying to push "desensitisation" of something I don't like on me. And that bit where she said that picture of Choromatsu made her uncomfortable? That's funny too because she sent me this in one of her post-parting ways e-mails;

"There is a common reoccurring theme with your art that screams "slob love" the baggy eyes, messy hair, beer belly/guy, five o'clock shadow. It's okay to like that and I never thought it was gross even though I was well aware you were into that way before we stopped being friends. I never judged you for that because I mean, I'm a fetish artist, lol."

Also, it wasn't ME who drew obese Matsus... that was Fhujeth, I still have some pics she sent me, here.]

For the record, the image Fhujeth was referring to (”Choromatsu, aged 30s where she gave him messy hair as his hair was thinning, laying shirtless on a green arm chair, his gut hanging out, and he looked like a slob”) is this one:

That, to me... isn’t what it was dramatized to be. Dad bod, anyone? “gut hanging out”? Er, nah... if that picture makes Choromatsu out to be a fat slob I really need to sort my life out!! And that arm chair isn't green...(??)

Also, salarymatsu.tumblr.com is publicly visible and the reference for his hair was from canon material (kun).

This is the Osomatsu-kun reference Chocho used for the hair:

It was Ichimatsu with the messy hair (the one with the glasses, last panel)... but this is real canon stuff about the Matsus being 30 years older than their kun age. It’s a bit of a running joke in the series that Choromatsu becomes bald but there’s absolutely nothing here to suggest a “slob” kink.

[Also, she was ALWAYS talking about fetishes. So, so often, more so than anybody I have ever met before. EVERYTHING was(/is?) a fetish to her!]

Fhujeth: The only cartoon network shows that I can argue had any kink content in them was Uncle Grandpa and Kids Next Door and the latter the director told me it didn't.

Fhujeth: Tuttle I think he gets depression after his wife dies and becomes a blob... I really like that video. XD Chocho: Ahhh okay. XD;; Fhujeth: Anyways yes I wanted to share that with you since we talk of kinks a lot and that song is one of my favourite things seth macfarlane's done Chocho: It's not like I choose to talk about kinks! XD Fhujeth: But we do!

Fhujeth: How... how close to "stuffing" should I get before too much is too much because I am not very good at drawing the line between kink and not kink because I have done kink artwork and am 100% desensitized to it

[Another interesting piece of chatlog from Fhujeth is...;]

Fhujeth: I like stupid drunk losers tht are slobs

Fhujeth: Ahh ok! But I like fat slob loser characters a lot, idk why they appeal to me greatly... especially ones that are unaware of how lame they are

Wait... you what?? Fhujeth was blaming Chocho for being into this as a kink and using it in her argument as to why Chocho was an abuser. This is evidence that it was in fact THE OTHER WAY ROUND and the accusation is blatant projection. I don’t get it - why use this as an argument when it’s an obvious lie?? Like I said earlier, if something makes someone uncomfortable, they should speak up. But as proven in the chatlogs it was in fact Fhujeth that liked “fat slob loser characters a lot” or “stupid drunk losers that are slobs”.

There was a LOT more chatlog suggesting Fhujeth liked to bring up fat in random conversations that were, in general, unrelated.

Chocho: Why does Karamatsu go around with his arms crossed in those clothes Chocho: Only in those Chocho: There seems to be no reason Fhujeth: Karamatsu: *feels fat* Totty: OF ALL THE CLOTHES*

Fhujeth: originally a black and white character, is just a fat pig now Fhujeth: Btw this show if you never saw it is brilliant Chocho: Ichimatsu: Actually Todomatsu then Fhujeth: Totty: :// IIRC: She is even depicted as super fat and can't fit into things and like eats an entire car. I feel like there was an episode she gets stuck somewhere from being so fat and she can't get outside to a food mobile that comes every rare time. Chocho: She doesn't look that fat! XD; Fhujeth: They change it for the show, it's very.... cartoonish Chocho: Ahhh okay! Fhujeth: Like, at certain times they make her fatter

Fhujeth:XDD Totty: I'l commission you - Draw Karamatsu really fat and ugly.... and then make his head normal... you know Chocho: XD Fhujeth: Totty, wait, he already is like that Chocho: Karamatsu: ... 8( Totty!

Fhujeth: dayon has a big head. Chocho: XD Chocho: yes Chocho: DAYOOOOOOOOON Fhujeth: and on a perspective level that person is tall Fhujeth: and the one in green is tall Chocho: Yes. XD Chocho: Well, I still think the Matsus are short Fhujeth: they were tall as kids Fhujeth: at least in 66 kun Fhujeth: xD they look like giants Chocho: I love that bit before that though, where they call Karamatsu an idiot and he's all hurt Chocho: XD Chocho: Yeah, but in 66 kun they change height all the time. XD; Fhujeth: "I'm not an idiot" :( Chocho: Karamatsu: *wiggly mouth* Fhujeth: i bought those tickets because i care Chocho: And all the merch. XD Chocho: .... something weird goes on with his body here.. Chocho: ???? Fhujeth: Totty: It's the fat inside him Chocho: XD Chocho: It just couldn't take being called an idiot Fhujeth: THE FUCK DID HE SAY JUST NOW Chocho: XD Chocho: "How so"????

Fhujeth: Totty: Hah, if Choromatsu Niisan wants to do that then I'll go to his stinky idol club and make a fool of himself in front of nyaachan. Fhujeth: Yeah! Chocho: Yeah, exactly Chocho: Feel free to get Totty to get Chocho's dick out in front of Nyaa-chan Chocho: And do whatever with it! Fhujeth: So he sneaks back stage using his "Totty Charisma Charm" and makes a fool of himself. OK! Yeah! This is fun :D Chocho: That doesn't involve a knife or irreperable damage, hahaha Yeah Fhujeth: it was an ideaaaaa ;.; Chocho: Totty can do things like join Nyaachan and idol fansites and post dick pics and nudes Chocho: No no, I mean, you can do dick things. XD Chocho: Just not involving knives Fhujeth: Totty: I AM CHOROMATSU MATSUNO I AM A REAL FAT OTAKU WITH NO PRIDE. I HAVE TWELVE BROTHERS SO IF YOU SEE A GUY WHO LOOKS LIKE ME ITS TOTALLY NOT ME BECAUSE I AM GROSS AND NEVER LEAVE THE HOUSE EXCEPT TO GO TO IDOL SHOWS :>

[This particular chatlog was about a "bodyswap" event we were going to do between Chochomatsu and Totally-Totty where the two (in each others bodies) go off to try and ruin each other's reputation.]

Chocho: Choromatsu's muttering that he'd like some boobies wrapped around him Chocho: Preferably belonging to Totoko and Nyaa-chan Chocho: Because he's scared of everybody else Fhujeth: Kara's man boobs Fhujeth: jk Chocho: I think that's something that people don't tend to realise with these guys... Or at least Karamatsu, Choromatsu and Ichimatsu... Chocho: They're virgins... they're nerds and they're (deep down) introverted... they're scared of girls.. they're gagging for it, but they don't know what they're doing and it's been so long that when a girl DOES approach them, they panic Chocho: Jyushimatsu's too 8D to be bothered by it I think... Totty's practised with being around girls and Osomatsu is just... XD Chocho: But the other 3 don't have a clue what they're doing Chocho: Karamatsu acts like he's this hot piece of meat, but as soon as he actually potentially gets a date

["Kara's man boobs" was, of course, not in regards to ANYTHING we had been talking about. I ignored it.]

Chocho: Besides how weird that is Chocho: Lice prefer clean hair. Apparently. Not that Ichimatsu's hair wouldn't be clean, it's not even that messy Fhujeth: what a werid ask Chocho: Right? Chocho: *picks nose* Fhujeth: xD Fhujeth: ughhh Fhujeth: Totty: Ok, when I say Kara is fat he's not Chubby. -.- Chocho: Ichimatsu: What's the difference Fhujeth: Totty: He's.... fat... *does motion like pregnant*

[The "weird ask" "lice" part was in regards to an ask Chocho got mentioning about how anon was concerned that Ichimatsu would have lice because of his hair. I answered that one fairly close to the end of when I was interested in working on the blog if you really want to see it. The fat comment wasn't in regards to anything that we had been talking about.]

Chocho: This is actually a redraw of something from 2002/3 Fhujeth: Are those all saying he needs to lose weight? Chocho: No. XD Fhujeth: Oh

Fhujeth: Yeah! "Karamatsu Tax" Totty: He's so fat he has to be charged mroe to be drawn.

[This was in a conversation about somebody young who wanted to commission me, but had no money, who had been passed my details by somebody who had no idea that they couldn't afford to commission anybody. I had a waiting list for domatsu commissions at that point, so I couldn't warrant doing anybody artwork for free in that style (I didn't even have time to draw art for myself!) but the person wasn't taking no for an answer. Just before going to pressure the person who gave the young person a recommendation to come to me, Fhujeth said this. I won't share the rest of the log, because it has details (names/urls) about the young person and the person who pointed them in my direction. It was a misunderstanding from their part, so it's not fair to and I won't put them on the spot. This just had nothing to do with the subject.]

Chocho: ah, they're around Fhujeth: AHH Fhujeth: I'll try to see if choromatsu becomes available Fhujeth: i need Fhujeth: tots Chocho: ded Fhujeth: No sign of Pink Legless man yet! The only way he could lose that weight was cutting it off :( Chocho: who totty? Chocho: i take it the idea of that machine is to push kara off the platform? Fhujeth: Yeah! Chocho: however that is don Chocho: e Fhujeth: just.... poke at hit until his fatass falls off... probablly.... seeing if you can scoop it otherwise just start at one end and try to push it in one direction then flip to the other end x.x it looks money consuming Chocho: there is only one claw Fhujeth: Yeah I mean by one side being his butt and then head Chocho: i see Chocho: i don't care for that one anyway, i only want choros

[This was about that online crane game you can win real prizes from, Toreba I think? Fhujeth was talking about the available prizes and how to win them.]

Chocho: choro's the rude one? Fhujeth: XD No. Totty knows he was wrong, he feels really bad. I think he'll get flung back and remain there like, "X.x" and then when he comes to try to "make it up" to his big brother whether it be getting in the way or mentioning that his brother has some issues with his shirt Fhujeth: or fat

[wait what]

What indeed... why is fat being randomly brought up as a subject in the middle of conversations so much if Fhujeth knew Chocho didn’t like it? If I know one of my friends doesn’t like something I don’t try to constantly push it in their face. This, to me, is an example of abuse in the opposite direction to what Fhujeth is claiming.

Fhujeth: My mom LOVES to watch the fat people shows like about the people so fat that they are like nothing but blobs and then they lose the weight

Fhujeth: Totty: EHHH? *huff* I.... I don't care either. Fhujeth: TottY: I DON'T CARE! (almost wrote cake) Chocho: chocho: sure! Fhujeth: Totty: To prove I don't care I will wear this fatsuit. Chocho: chocho: go on then Chocho: chocho: post photos of you in it to twitter too

Fhujeth: Jyushimatsurepliez took the leaf off Totty and now Totty is a Tanuki I'ma draw him kinda fat but not with big balls Fhujeth: But fat animals are not gross like people

Fhujeth: Finally Totty is fat xD

[By the last month this was what MOST of the conversations were about, it always went back to fat, not because I wanted it to. Where my text is lower case, it's because I was fucking done, I was so sick of this topic, the only way I could bounce it back was using humour.]

I would be fucking done by this point too. If someone I thought was a friend was constantly throwing a subject I didn’t like at me, despite me saying I didn’t like it and I don’t want to talk about it, I’d be seriously pissed off.

Fhujeth: I really like Choro! Actually that was one I paid for too today was the idol choro mascot plush, I wonder if he'll be fat Fhujeth: I'll get him in a few days! Fhujeth: And hopefully he'll... be skinny. Fhujeth: but if he is fat he is ffat Fhujeth: Then we know. Fhujeth: But if he is skinny then you were blessed. Chocho: "blessed"

[This was out of nowhere too. For context with that plush, I ordered a Choromatsu from the second set of the first plush (I think?) that were available? It's the small keychain "mascot" where Choromatsu is in the green flannel shirt with glowsticks and a bandana. When mine came, he was overstuffed which made his face look... wide... I was somewhat upset because he was nowhere near what the first one looked like, I wanted one that looked like the one from the first set. Apparently by getting a "fat" Choro, I was "blessed".]

In my conversation with Fhujeth, she claimed this:

Our RPs were all about humiliation and Choromatsu being a fat drunk gross slob. It wasn't an occasional thing, it was an all the time thing.

Chocho gave me this chatlog to explain that the topic was, again, brought into the roleplay by Fhujeth - not the other way round:

Fhujeth: Totty: All old people have hard candy in their pockets, Choromatsu-niisan... It helps them remember what it's like to feel teeth. Chocho: chocho: no idea what you're talking about Fhujeth: Totty: *finds one* Ewww, it's sticky... Fhujeth: Totty: You should use this... *runs away and returns with a green bumbag/fannypack* Chocho: chocho: why would it be sticky in a wrapper in a bag? Fhujeth: Totty: It must've melted. Fhujeth: Totty: *it's not sticky* Chocho: chocho: if you don't want it, give it back Fhujeth: Totty: I want it... Fhujeth: Totty: *opens and eats it* :3c *realizes this was in his brothers pocket* *smiles still despite realizing how gross it is being in an old man's pocket too* :3c;;;;;;;; *spits it out* Fhujeth: Totty: It tastes good at least! Fhujeth: Totty: Is there a bag of fresh ones? Fhujeth: Totty: *carefully places bumbag on Choromatsu's waist* Hopefully it's not too small~ Fhujeth: Totty: *tightens it all the way, too tight* Chocho: chocho: argh why?!?!?! Fhujeth: Totty: Hmm it seems really tight on you... Fhujeth: *steps back, hand on chin Chocho: chocho: what are you doing to me?! you're trying to kill me Chocho: chocho: again Fhujeth: Totty: I'm giving you this bag to store candy and goods in! Chocho: chocho: stop tying it up so tight, i'm not a child i don't need the child setting!! Chocho: chocho: that HURTS you know! just like if i did it to you!! Fhujeth: Totty: Ah, you're right.. *loosens all the way* There, fat old man setting. *it still fits on him* Chocho: chocho: THERE IS NO "FAT OLD MAN" SETTING Chocho: chocho: todomatsu... *puts his hand on tottys shoulder* i'm sorry to break it to you, but... i'm not actually fat Chocho: chocho: here, let's see how YOU like it! *swiftly takes off the bag, whips it onto totty and yanks the strap as tight as it will go, harshly in a matter of a couple of seconds* Fhujeth: Totty: ... :S *ithurts* AGHHHH >< It's tight Chocho: chocho: hmm? what's that? it's tight? does it hurt? what a shame *huffs and stomps off* Fhujeth: Totty: *teary eyed immediately* Fhujeth: Totty: AHH TAKE IT OFF! *can't find the snappy part to undo it* CHOROMATSU-NIISANNNNNN!!!!! Chocho: chocho: *long gone*

[Just reading this I am so done, hahahaha! This is another example of us roleplaying and Fhujeth making it about how fat Chocho is. As I said, I just shrugged it off with humour. It ended up being about ridiculing Choromatsu and/or him being fat because she MADE it about it. She knew I didn't like it, so it always came up.]

I mean... this RP just looks playful and silly without context... but with all the above chatlogs taken into account, the obsession with fat and slobs evidently wasn’t coming from Chocho.

Chocho sent this to me which was posted by Fhujeth after the end of their friendship:

“Stop talking to other people”

Another part of my conversation with Fhujeth was a claim that Chocho had told her to stop talking to so many other people so that Fhujeth had more time to talk to important people, i.e. Chocho:

It was little things like demanding that I stop "stretching myself thin so I can chat with the people who matter (her)" instead of jumping around from the dozen or so convos I am in a day.

Chocho showed me this chatlog of that event:

totally-totty The second the drama was done that is why I went and messaged you on domatsu to tell you my reply so you could see it in the morning but I was just getting over anxiety attack and stuff. I didn't want to tell you to go away or anything because I liked knowing you were right there... chochomatsu To be honest, trying to guilt trip me into swallowing my feelings isn't fair either really. totally-totty I dunno. I guess I just do the wrong things. chochomatsu It's not a case of telling me to go away, I would have still been there I know what it's like to have something come up where your mind feels stretched thin and you need to focus on one thing at once as it's really important totally-totty I am sorry I didn't consider your feelings. chochomatsu So really, you should have just said something like "hold on, I'm having a crisis with a friend over here, it's serious", I don't see anything wrong with that totally-totty I will remember to do that. I am learning just now I have so much to learn socially and that I am still so socially under developed with dealing with other people and that I am fucking retarded. I'm really bad with other people's feelings. chochomatsu Calling yourself "fucking retarded" is another form of guilt tripping, by the way.. trying to make the other person feel guilty for being hurt by your actions totally-totty No. I am not asking you to feel guilty about it. I need to get better and learn. I know I have flaws I need to work on it. chochomatsu That's why I'm telling you how it's coming across, that's all totally-totty Thank you. totally-totty I'm really sorry about yesterday it just started off hectic with the auction, I am sure you know that is very high pressure. So after that I was all antsy and didn't feel like drawing so I went around and just cleaned my whole room and then I swam and then I finally sat back down and we chatted some and I was sorta spaced out and then the drama with my friend started and I immediately went into that anxiety shock, you know what I mean? That anxiety shock where it's all, "omg, omg." totally-totty When I was antsy I also started a bunch of other chat conversations with people. x.x So I was distracted with those all day. So I was ignoring them all... I jumped around and would forget them all.

But back to us. I'm really sorry. It's weird when you're not on anymore... haha. I didn't mean to make you think you were annoying or bothersome, either. chochomatsu That's why I don't talk to many people at once totally-totty I'm starting to think I need to stop talking to so many people now. It's really mucked with things. chochomatsu The feeling of complete and utter disconnection and lack of care you get from somebody spreading their conversation capability so thin is extremely damaging Especially when it's from somebody you really enjoy or need to talk to totally-totty I agree, and I have noticed this has been happening especially as of late. Which is why I need to stop it. Because I'd rather talk to the friends I care about than other people.

[So... I didn't even bring it up, she was the one who said it. I just gave reasons as to why it might help her (and the people she talks to, not just me).]

Yeah, I’m not seeing abuse from Chocho here either. Chocho may have given a reason as to why she thought Fhujeth was doing damage to their friendship by trying to talk to many people at once, but isn’t this a valid concern? Fhujeth seemed to take it well here and agree with the stance. Also I do see manipulation of Chocho by Fhujeth with things like “I am fucking retarded” in an attempt to get a sort of “No you are not” response.

Another claim from Fhujeth was this:

It was little things that getting mad at me for being friends with some other people that hated Choromatsu.

Chocho had this to say:

[I never got mad at Fhujeth for being friends with anybody. I admit I got frustrated at people who hated on Choromatsu endlessly, but I'm sure anybody who had their favourites get hated on would feel the same way. I vented to Fhujeth about it, but never, ever attacked her over it. Who she's friends with is none of my business.]

Venting is wholly different than being mad at someone. There doesn’t seem to be chatlogs of this event from either side unfortunately.

Chochomatsu = Domatsu

This goes back to one of Fhujeth’s main claims of abuse from Chocho - that Domatsu and Chochomatsu were two blogs run by the same person but that Chocho refused to tell Fhujeth about it despite them being friends. Fhujeth said this to me:

We talked all day every day and we did the ask blog thing together. For me, it felt like a massive breach of trust when she pretended to be someone else to me. It's okay to want to start new but to lie to your friend that you're not someone is.... that feels very unsavoury.

Asking Chocho, this is the explanation:

Chocho: Interesting that she puts Chocho highly already though Chocho: He's existed for what half a month Fhujeth: Yeah you seem really tense Chocho: Yeah. =( Chocho: I have the magazine pic, your body pillow, jussy's commissions, that plush (Bob), THE NEXT DOMATSU UPDATE, chocho's asks, this birthday thing, just paid twice for my birthday present, probably going to have to do that again when Chibita finally shows up... Chocho: I'm trying!

[This is proof that Chocho existed for less than half a month by the time I told Fhujeth. I didn't tell ANYBODY about Chochomatsu at first because I wasn't sure if I wanted to keep the blog. If I had told anybody, even my closest friends, I would have basically had to be committed to it and I didn't want to seal myself in on a blog I wasn't even sure I'd keep. After a week or so, I felt I wanted to keep Chocho, so I let Fhujeth in on it and my other closest friends outside the fandom (I didn't really have any friends in the fandom besides Fhujeth. Funny that, huh?). Fhujeth was the only one who took offense. (Also, in regards to "we did the ask blog thing together"? That's because she always forced her way into my blog stories and pressured me when I wanted to use my own Totty. I wasn't allowed to even concept asking another Totty blog to be my Totty for any particular post.]

So, what, 2 weeks that Fhujeth didn’t know Chochomatsu and Domatsu were the same person? I am again finding myself not being able to see where the abuse is. Even if it had been kept a permanent secret, it’s another case of this multiple alias thing just... being a thing in the creative arts. Why is it abusive?

To follow on from the subject of Totty blogs, Chocho gave me some explanation as to what that meant:

Chocho: If I legit went and made a Totty blog instead, you'd let me rot domatsu? Fhujeth: No, what I meant was more like... Fhujeth: I don't think I could stand a chance against you and I'd probably have to quit myself. Fhujeth: And I'd see it as competitiion, I guess. Chocho: Why would you do that? Chocho: You know I can't write Totty as well as you Fhujeth: Because there is absolutely no way in hell I can compete with your art. Chocho: Character portrayal is more important than art though Fhujeth: well, not really on tumblr people care about art lots ;.; well, in the end of it all I'd be incredibly hurt like, "Errr, there's 6 guys and you legit going to drop the one to pick the one I play even tho we work so closely together now I'm doomed and we can't work together so much and now I guess we're frenemies." Basically I'd handly it all in a very immature and very bad fashion because I have a very childish competitive nature.... But you are more than welcome to I just wouldn't be able to handle it at all like a grown adult. Fhujeth: its not a threat lmao I legit don't think I;d handle it well XD I already get really competitive when I see other Totty blogs Chocho: Well, don't worry, I wouldn't. I only asked since you said you'd only let me if it was to make a Totty blog? Chocho: I think? Fhujeth: Noooo. Fhujeth: I don't want domatsu to rot at all I love it Chocho: *only let me quit Fhujeth: yeah because the immature fraction of my brain would say, "Uhhhhh...... this person who was my friend is now my enemy" Fhujeth: like blanca was thinking of making a todomatsu universe I said, "NO" Fhujeth: Not like that Chocho: Uh... how do you feel about my Totty then? =S Fhujeth: I like him! Fhujeth: But since you don't have him as a dedicated blog... Fhujeth: I'm not like, scared. Fhujeth: That he'll become something I have to worry over. Fhujeth: Since you're Karamatsu to me... Fhujeth: of course I don;t OWN him either I just don't want to get competitive Fhujeth: against friends... because I get really bad. Fhujeth: I am crazy agressive competitive person if I wanna be.... or I give up if I don't think I can do it. Fhujeth: this is a bad side of me... Fhujeth: a really bad side of me Chocho: Even if I gave him his own blog, it'd work in the same way as the rest of them. Fhujeth: Right, that is OK. I mean.... your Oso blog doesn't take asks and all really... Fhujeth: Wow I can already tell I would handle this terribly. Fhujeth: I am feeling my blood pressure going through the roof, God I am so immature :/ At least I am aware of this flaw but still... damn. Chocho: I'm not going to make a Totty ask blog, don't worry Fhujeth: T-Thank you..... Fhujeth: You're allowed to though. Fhujeth: I'd figure you'd go for Choro Chocho: Yeah Fhujeth: I'm sorry....... Fhujeth: For how I just was Chocho: Oh, no, don't worry

Fhujeth: I just hope I didn't make you hate Totty Chocho: No Fhujeth: Did you fall out of love with him tho? Chocho: The only thing is that I feel pressured not to include him in blog things (as mine solo) because you've told me in the past that he's yours Fhujeth: Oh, I don't mean like that you can do that.. Chocho: So if you feel like he's not there much it's because I feel you'd be angry with me if I gave him screen time or his own blog Fhujeth: Hmm, I would feel nervous about his own blog but not screen time.... Chocho: Exactly Fhujeth: Because you do so much better than me... XD;; it's more like Chocho: That's why he's not around Fhujeth: You could basically run me out of business... I guess... Chocho: I really doubt it Fhujeth: Look how fast Chocho grew and he is the same popular as Todo Chocho: Apparently he became one of the more expensive ones, so I don't think that's true... Fhujeth: i dunno. Don't let me stop you from doing what you want. Fhujeth: ^^ Fhujeth: If you run me out of business you run me out of business it's just the way it'd go. XD Chocho: I can't run anybody "out of business", it's not a business. ._. People haven't stopped with Karamatsu or Choromatsu blogs because domatsu and chochomatsu exist for example... Chocho: I managed to get enough for a gacha again and I got red hoodie Osomatsu. =/ Fhujeth: No but if I know a new blog comes out that is doing better than me already and faster than I would up and quit and feel "no point". That is what I got and I was so mad. Fhujeth: But my feelings, please, don't let them influence you. Chocho: And that's why Todomatsu isn't around at all on my blogs Because it would be my fault if you quit Chocho: It's not that I don't like him, more that I'm... not really allowed Fhujeth: Ahh, no, please, don't say that. Fhujeth: Please do what you want. Fhujeth: ==inadifferentveinifeellikeishouldquitnowsighs== why is this all so complicated. can we talk this out just so you can understand where I come from and then you can see that you can do as you wish? :3 Chocho: See? Now I've made you want to quit just by saying that I wanted to separate dematsu into 4 blogs. =S Fhujeth: You can Chocho: I know where you're coming from, you've explained before Chocho: But this is why Totty hasn't been around on my end, that's all Fhujeth: It's not like it's going to be super active or anything like chocho or domatsu .... Chocho: Respecting your wishes Fhujeth: no? Or is it Chocho: It is! You told me you didn't want me to be Totty and that you would feel threatened and annoyed if I did Fhujeth: It would be more active? Please do as you wish. Please don't let me stop you.. Fhujeth: Honest. Fhujeth: But now I feel bad because you want to do something and you feel like I am stopping you. Fhujeth: All I was doing was expressing my feelings but I didn't want you to actually not do something because of me. I am not that selfish. I'll deal with it on my own. Chocho: Nah, it's fine. As long as you know that it's not that I don't like Totty! Fhujeth: I don't know I don't want to prevent you from doing something. Fhujeth: I'm really torn right now. Fhujeth: I'm gonna go away for a while and lay down... x.x I am too conflicted. I do not own a character, so please, by all means, you have every right. Chocho: This is why I didn't do anything! >_< Fhujeth: But you want to!

This is quite an obvious example of gaslighting... “You could basically run me out of business” ... “Don't let me stop you from doing what you want.” ... “No but if I know a new blog comes out that is doing better than me already and faster than I would up and quit and feel "no point".” ... “But my feelings, please, don't let them influence you.” ... “Please do what you want.” ... “I don't know I don't want to prevent you from doing something.” ... “But you want to!”

Seriously... that is some powerful manipulative flip-flopping in an attempt to scare Chocho out of making a Totty blog.

Back to the issue of Chochomatsu and Domatsu being the same person...

[Also, she approached Chocho and pressed for conversation, not the other way around.]

05/19/2016 mr-flag hii ^^ welcome to the ask blog world! I am gonna answer you ask, sorry it';s coming form this blog you only follow this of my blogs <3 I am totally-totty too your choro is super cute <3 I might answer it though in a bit I am not sure yet the timing I have..... I wanna answer it now.... chochomatsu Oh! I thought I was following your Totty blog! I can see it on my dash right now! :O Are you sure? Maybe I need to unfollow and follow again???

[Chocho's blog was started on the 17th of May, 2016. Fhujeth approached the blog on the 19th of May 2016. 2 days after the blog was born.]

Chocho went on to explain that Fhujeth had been accusing her of having a Totty blog before the end of working on the Domatsu blog:

Fhujeth: you are capable of a lot.... i'd not be surprised if you had a totty blog already and I didn't know of it XD Fhujeth: not that you'd be that deceptive Chocho: I'd ummed and ahhed about Chocho for a couple of months before I did him... and I hesitated before I posted him first post even... I felt really guilty about him to be honest. Nah, I really really don't have a Totty blog I have domatsu and it's partner blogs, Chocho and Wakuwaku. And I don't do anything with Waku... since he chills out on Chocho's blog all the time. Fhujeth: Oh I am not accusing you of one...

[She was falsely accusing me of having a Totty blog back before I had even stopped doing Domatsu too. She accused me of a lot to be honest, with no grounds. And how do you prove you don't have something when you don't have something? She always put me on the spot for things I couldn't prove otherwise because they didn't exist.]

“Oh I am not accusing you of one...” Oh really? That’s what it sounds like to me.

In my experience, Fhujeth has been accusing Chocho of running a Totty blog for a very long time. A lot of people in this fandom already know that Fhujeth accused Chocho of being Todomatshu/Shu/Boots - another good friend of mine. This is in fact connected to the Totty Club situation as Shu was the founder and the one maintaining the list of members and such. The Totty Club drama is of course where most of my bad experiences with Fhujeth come from and it is difficult to prove to someone that two blogs are two different people when both people have been scared into not wanting anything to do with Fhujeth at all. I don’t have saved proof, but I have personally witnessed Chocho and Shu in a drawpile session together, working on separate drawings at the same time.

Fhujeth’s words:

totty Like I said too, I wasn't there at the drawpile. I guess one of my other friends was and said something how Chocho emulated Shu's style effortlessly and flawlessly but that is all I know. It falls back down to proof, again. I wasn't there just like you weren't there. I don't know. I'm not going to tell people Shu is Chocho. I don't even bring any of them up in name anymore.

I know which friend Fhujeth is talking about and this is not the same drawpile session I’m talking about. They weren’t there. In fact this friend she mentions is almost certainly the one that leaked chat from the Totty Club discord we had that triggered a lot of the drama with Fhujeth to begin with. I wish I had proof of the drawpile claim but I don’t. I didn’t think to take screenshots - we were all busy drawing and having fun. To this day I get the very strong impression that Fhujeth still believes Chocho and Shu are the same person.

I can’t give chatlogs as proof that they aren’t the same person as no logs I have access to have anything that would prove or disprove anything to do with this issue. The only other thing I can possibly add to this is that in the days of the Totty Club discord I could occasionally see Chocho and Boots (Shu) typing at the same time. Again, no proof, I don’t record my screen!

This entire situation was abusive to all of us. It ripped the Totty Club apart - people were unable to trust other members, Shu in particular, because of Fhujeth’s unfounded claims. As always, Chocho preferred to remain quiet about anything to do with Fhujeth at the time. I have to say I now understand why that was. I also finally understand why Fhujeth was so persistent about Shu being Chocho - she was STILL paranoid that Chocho was running a Totty blog and was attempting to be in direct competition with her.

The Pain Incident

Before I go on with this issue I have to explain why this is the last one I’m bringing up despite it being one of the main things Fhujeth presented as evidence that Chocho was abusive to her. It needs everything that has been explained previously to make sense and to give context, otherwise it comes across as very one-sided and it’s hard to see why the things being said are actually being said. The events of the previous months lead up to this final situation.

First of all, the claim Fhujeth presented to me:

Uhh. Okay, day before is what we're talking about. We were in a convo and she was super into collecting all the Choros for it so the first thing she said was like, "aww I didn't get X choro in the roll" she immediately showed me a drawing after that and I replied with a very stock reply of, "I'm sorry" or something, but as I was sitting down my back just died on me. So I started to panic like, "oh my god I am in so much pain holy shit ahhhhhhafsdgsdfhgdhdg" which obviously caused me to not reply to the drawing cause I was in physical pain and now spazzing about how i'm at home alone and scared and that idk what to do and I can't call anyone and idk where my mom is and i am scared. I was freaking out. She mentioned the drawing again but I just was sorta like.... in freaking out mode by then. I eventually got to the floor, got proper care after laying on the floor home alone for an hour with the anxiety now that my friend hated me and that I was home alone and couldn't move. After my mom came home and I got treated for the pain I came up to apologize on utox and what not and the last message she had written was, "ugh whatever i'm gonna go watch tv"

When I brought this part up with Chocho...

[This is another thing that needs FAR more backstory than Fhujeth gives... but of course she wouldn't give the whole story I suppose... =T In any case, this event happened after months and months of her complaining about her back pain (and other pains, she was just apparently constantly in pain and on pain medication) and shooting down my ideas for ways to get it seen to or ease the apparent pain. Eventually, especially by the last month, I was sick of hearing it and starting to doubt it was actually as bad as she always said it was. It ALWAYS came up, but she was NEVER willing to do anything about it because money and weed is more important.]

Fhujeth: Yeah. I hope I can. x.x I am like, really.... blah. Chocho: Do you think it has to do with the med you had to drop and the lack of weed at all? =( Chocho: Some kind of withdrawal symptoms? Fhujeth: Oh, hey, would you be willing to reblog my promo post? You don't have to... because you probably don't want that on your wall right now, but yeah. Any withdrawl would be gone now. Chocho: Combined with the pain of your slipped disc Chocho: Cos that is not pleasant Fhujeth: I am used to the pain, that is not like, a thing that gets me. Chocho: Pain gets to anybody. u.u Fhujeth: It adds to it but it's not like.... what is angering me. Chocho: Is it the education thing? Chocho: Also, brb!! Fhujeth: Nah, it's the "I am pissed at my friend for not keeping me away from game centers even if I beg because I have no self control and will pile through hundreds of dollars easy because I am mentally sick and can't control myself even tho I begged them the other day to keep me away." Fhujeth: "I am pissed at them too for forgetting that shop exists after I spent a TOOOOON of money on blind bags.

Wow... just to comment here... that’s really not your friend’s responsibility. If you can’t control your own spending don’t put the blame on someone else! You’re saying right there that you have no self control and yet you’re pissed at someone else...

Fhujeth: Ahhh the chronic pain is so... Fhujeth: awakening Chocho: Your slipped disc? =( Chocho: I bet it is! Fhujeth: yeah and then like just pain everywhere else it's kinda messed up Chocho: How are you, besides your disc? =< Fhujeth: Sore xD Chocho: <=( How long have you been suffering this for? Fhujeth: Since I got here for sure uhhh, for the one on the higher part my back, since 2012 I had diagnosed a disc in my lumbar that was out but it is ok now Chocho: Hmm... >_< Can they pop back in place? Fhujeth: I don't have health insurance atm Fhujeth: so I can't get it treated Chocho: I meant on their own. =( Fhujeth: It could I guess Fhujeth: depends on the damage Fhujeth: basically it's really tender at this one spot and then it causes all the muscles to tense around it Fhujeth: and all the walking has been really bad Fhujeth: I get back from going out and the pain is so intense Chocho: Yeah... =( Hmm.. Can you get a hold of heat or massage packs that might help? Fhujeth: I have.... some menthol strips I been sticking on they help a bit Chocho: Mm! At least you have something! ;o; Fhujeth: yeah :D Fhujeth: and ibuprofen Chocho: Ibuprofen is amazing

Chocho: Yeah, came back from the doctor and Zenryoku Batankyu had finally arrived. =D Fhujeth: Ramen is not really healthy and the high sodium must ause inflamation and I am in insane pain today from it!! AHHH Congrats!!!! I should pick up those CDs Fhujeth: so are you ok :3 like from the doctor? Chocho: Ahhh okay. XD;;; Yeah, that's not good... I hope you feel better!

Chocho: *PRIVATE STUFF ABOUT MY FATHER* Fhujeth: Woow!! Chocho: *PRIVATE STUFF ABOUT MY FATHER* Fhujeth: That is already more support than I have gotten @-@ That is so cool! Fhujeth: ahh i feel crappppy Chocho: *PRIVATE STUFF ABOUT MY FATHER* I miss my Dad. =( Ahhh, still bad? ;m; Is there anything you can take? Fhujeth: ahh I am sorry you miss him ;.; Fhujeth: Yeah, weed, but I am waiting on my damn mom to finish with the laundryyyyyy Chocho: I haven't gotten to see him in a few years now, darn lack of money. Ohhh, would weed help then? Fhujeth: it helps me with pain, most. XD; It makes me forget I am in it.

Just to be completely clear, that chatlog has obvious edits to protect the privacy of Chocho and her father.

Fhujeth: Totty: See? I'm a lot cuter, and I have like, a better personality, and my eyebrows are well shaped and maintained. :3 Chocho: Ichimatsu: *holds up another drawing similar to the first except it has "shaped eyebrows" drawn on* Fhujeth: Totty: o_o *pulls out phone and checks self* No, wait, that could be deceiving me *runs to body length mirror in closet* *looks ok* ??? Fhujeth: (ugh my joints hurt) Chocho: Is it all the pain? =( Fhujeth: i dunno they just hurt all the sundde l.l Fhujeth: sudden^ Chocho: Hmm.... have you been tensing because of the rash? Fhujeth: not sure o.o Fhujeth: I'm sooo tired tho Chocho: I really hope the doctor can help on Monday. =(

Chocho: The idol otaku I mean Fhujeth: I am looking for those online @-@ They were lottery prizes too Fhujeth: it looks like there was when I was looking a big set and a small set, only the big set has choro and kara with the jackets and all Chocho: Yeah, I wanted the big set! Fhujeth: they look cute! if i seem weird today it's because I am in intense pain !! Chocho: Okay, I hope you feel better. =(

Fhujeth: like the one in the tv Fhujeth: ? Chocho: I imagine so! Fhujeth: it hurts to moveee ffff Chocho: Like the one on South Park Fhujeth: I might lay down with the tens unit -- yeah! Chocho: Okay! I hope you feel better!! Chocho: Thanks for listening to a part of my teens. XD Fhujeth: Not right now! I need to draw... but it just so distracting. No problem same for me! Fhujeth: You said someone you know how a disc issue right? Chocho: Oh, yeah, my Dad has I think Fhujeth: ok ^^ Chocho: Why do you ask? Fhujeth: if you know how it is like at all :o Chocho: Well, I don't have it personally.. =o Fhujeth: Mine is pretty painful at times! Like, "this hurts a lot I might puke" painful

Chocho: I love all the spinning they put into these intros, hahaha Chocho: Skillz Chocho: ZARD... ;m; Fhujeth: i miss the mid 00 Fhujeth: s Chocho: 8th opening with the dancing. XD Chocho: I don't miss the 00s at all Chocho: It was more of a time of suffering for me than I even realised Fhujeth: For me i grew a lot. if I reply slow right now it is because i wanna finish this art and go lay downb ecause pain

Chocho: I wouldn't want to send out my rare badge and get nothing Fhujeth: True! Fhujeth: ahh i slept really bad on my back Fhujeth: i am in so much pain i can't focus that is why i am on so late Chocho: Did you take some painkillers? =(

Fhujeth: Thanks! Chocho: No probs! Fhujeth: "wh-why is everything distorted" Fhujeth: Heh I wish I didn't have caffiene addiction so I didn't have to drink cofffee this morning! Chocho: How come? Fhujeth: It's a stimulant so it's going to make my anxiety worse too.. Though the inital effects the the pot should be out of my system by now I am confused @_@ Oh well. I wish it would stop. I'll shut up about it XD Chocho: I hope it passes for you, really! Fhujeth: I hope it passes too because it's more painful to be sitting on the computer and being awake and trying to be alive than it is laying in bed pretending I don't exist! I'm fighting so hard to go back to bed and not exist!

Chocho: Karamatsu's enjoying it at least Chocho: Vados wasn't even in the 3 episodes we watched, only the intros for a second or so Fhujeth: Sorry for not talking lots I have weird muscle pain going down my arms -.x Chocho: S'all right! Fhujeth: i've felt shitty I hope nothing is seriously wrong lmao Chocho: It's probably one huge body shock combination or jet lag and coming back from Japan and infection and tiredness Fhujeth: yeah ;.; Chocho: Probably sister and mother induced stress to put the cherry on top

Fhujeth: invisible trauma from being fickin Chocho: that's not a work book Fhujeth: nyaachan fanbook Fhujeth: omg i just sorta fixed my back but I hear if I move my disc will slip back in place Chocho: oh? Fhujeth: Yeah I used a TENS to stop all the pain and decompressed my back and it doesn't hurt right now but I am scared to move Chocho: that's no good Fhujeth: no and i guess i don't qualify for obama care or something so I do not get insurance Fhujeth: ahh well

Fhujeth: No. It stinks bad too. Chocho: as do cat farts Fhujeth: Yes. XD Fhujeth: I cannot stay up at all @_@ Chocho: too tired? Fhujeth: pain Fhujeth: and that time of month Chocho: i seeee Fhujeth: but my back being like a squished sandwich cookie is kinda gross Chocho: yeah... Chocho: i hope you feel better Chocho: wanna talk totty? Chocho: would that help at all? Chocho: cos Chocho: i mean Chocho: it's totty

Fhujeth: I accidentally hit end task when fixing something else - I have a lot to do but I am getting it done I am just freaking out some because my mom is making me do the back porch and I am only a third done, I'm in intense pain and I wanna get Jussy this commission by tonight!

Fhujeth: Are you feeling okay? Chocho: why do you ask? Fhujeth: Because you're my friend and I am concerned about your well being? Chocho: oh i meant if you thought i was acting weird or something Chocho: i have a headache and i'm peeved but otherwise ok thanks Chocho: you? Fhujeth: My back wont get better and the pain is intense no matter what I do and I'm running out of pot and the guy who was supplying me left the country I think Chocho: i remember you mentioning about the pot guy... Fhujeth: So I might be weird a few days after I 100% run out. x.x Chocho: ok! Fhujeth: But I need to figure out more pain managment ideas because it's pretty much at the point where I am unable to do very much. It's excrutiating to bend down to feed the cats and I haven't done hardly any housework in the past few weeks that required hevy lifting and when i was powerwashing the other day the pain was insane. Fhujeth: but yeah! That's how I've been! Fhujeth: Otherwise I've bene okay emotionally! Chocho: there has to be other ways Chocho: my friend goes to massage therapy and accupuncture for his pain Fhujeth: I have something that is like accupuncture! The problem is I don't have health insurance, otherwise I'd be all over physical therapy x.x Chocho: you're gonna be saving a buck by not buying weed Fhujeth: I think a session for physical therapy will cost me half a month's supply of weed Chocho: just go every 2 weeks Fhujeth: When I went they wanted me to go 2 or three times a week (I forget how many times but it was like 15 sessions) for some very specific things (sessions were 45 minutes and were workout, massage, stretch, and decompression, and TENS). I'll see if there is anything the state! I think right now my best option will have to be the way most americans manage pain... XD our ridiculously heavy duty pain killers that kill us slowly and surely.

[This log was nearing the end of us talking. She literally asked me how I was JUST to talk about how much pain SHE was in, then say she's not willing to pay for care.]

Chocho: but he gets bad bad pain Fhujeth: Ah! Ok! I have back pain! I wish had healthcare! I'll look into things more. I was thinking of getting one of those inversion tables! Chocho: heat pad might help too Fhujeth: I use heat, ice, and a mini-tens unit! (also those are great for cramp pain!) Fhujeth: Oh I remember what helped too is that stinky rub Chocho: i think if it's that bad, your pain, you should try these things out, if only a couple of times... like the massage treatment Chocho: it may well super help Fhujeth: I did twice! Fhujeth: err, I did physical therapy twice Chocho: ah well there you go Fhujeth: like 40 sessions! It helped but I went a lot. Chocho: i don't really have any other ideas Fhujeth: It's ok! Chocho: dried cranberries Fhujeth: What do those do :O Chocho: some kind of pain relief, i'm not sure

Fhujeth: I am in. So. much. Pain right now. I'm wanted to stay at the computer and still play sm but I think I'm gonna have to lay down and try to work on my back at the same time. What else do I need to do for Choromatsu and the meds :3

Fhujeth: i am so much pain i can't hardly walk Chocho: maybe you should rest.... Fhujeth: I'm gonna when the game comes try to lay on the floor with my legs up and try to get my spine to at least not hurt... gonna try to get some other work sorted first Chocho: ok! Fhujeth: Sorry for whining I'm kinda scared it's never been this bad and it wont stop Chocho: it's all right Chocho: i hjust hope you can get some relief Fhujeth: I have some vicadin it just recently expired i think...

Chocho: i looked up slipped disc treatment Chocho: "It can take about one to three months to recover from a slipped disc. Treatment usually involves a combination of physiotherapy, such as massage and exercise, and medication to relieve the pain. Surgery to release the compressed nerve and remove part of the disc may be considered in severe cases, or if the pain doesn't settle down over time. In many cases, a slipped disc will eventually shrink back away from the nerve and the pain will ease as the disc stops pressing on the affected nerve. Sometimes the slipped disc will stay pressing on the nerve, but the pain goes away because the brain learns to "turn down the volume" on the pain messages coming from the nerve. " Fhujeth: Yeah ;.; Chocho: i still recommend massages Chocho: once every 2 weeks Chocho: if you're in that much pain, surely it's worth a try? Fhujeth: I have a thing I am going to start to use for massages and start with it... I think mine isn't a slipped disc though it's the next step above that (unless it's the same name) Fhujeth: But massage would def help Fhujeth: I wonder if there is a place here that can do it not as a "spa" Chocho: it would be worth looking into if you're going to not be spending that $ on weed... use it on something else to help the pain Chocho: i would Fhujeth: Yeah I know! Trust me, I know. ;.; I tried doing some other stuff like laying the way you're supposed to but it felt like uhh how to word it..... Fhujeth: I was more sore when I got up

What stood out to me in this one was just how willing Chocho still was to help Fhujeth out with her pain despite everything that Fhujeth had put her through up until now. But it’s being mentioned so much it’s difficult to know how bad the pain really is.

Chocho: good Fhujeth: Ugh I am trying to massage the area and the pain got like 50 times worse Fhujeth: I think Chocho: i think it may well be a case of worse before better Fhujeth: it might wear off Chocho: cos you're shocking the system Fhujeth: Yeah. shocking the system? Chocho: yeah, as in it's not what your back is expecting Chocho: kind of like ice stings before it numbs Fhujeth: I hope! I feel kinda tense now x.x;

[These all lead up to the "day" where I was finally done with the topic always being about how much pain Fhujeth was in and me not being all too sure how much of it was true and how much was attention seeking... turns out the time I was finally done was the worst time to be done.]

[The pain stuff, whether is was a headache, a migraine, rashes, aches after working in the garden, her back or anything else... basically started, at the latest, around April when she was in Japan (condering that we first started talking at the very end of February that year). From that point, talk about pain came up all the time, it was draining and the pain just "escalated" all the time. And it continued right up to when I said I wanted out (Which was the end of November the same year).]

The logs here are just from the utox app and Chocho says these are not all the mentions of pain from Fhujeth.

This is where we got onto talking about the ignored artwork...

[I actually shared the artwork first, then commented about the Tabimatsu event. Her back didn't "escalate" until I mentioned "let's ignore it" about the art (which to be honest, she ignored my art a fair few times before then) which I had been actually drawing out some of our roleplay we had been doing, which I had been doing to try and distract her from the apparent pain. By this point, she had been complaining about "bad pain" so much (crying wolf, basically) that I... have to say, I no longer believed the severity. Here's the chatlog. With that in mind, you can see I'm tired of this same situation over and over, it just happened to be the worst time to make a comment. Either that or she escalated it BECAUSE I made a comment? I don't know, I can't be sure, I was only on the other side of the screen. After a while she went silent, so when I decided to go watch TV with my boyfriend, I left the note saying I was. It was blunt because I was annoyed, which I assume came across as heartless to people she showed. Sadly, timestamps weren't kept, so that context is lost.

Apparently the people who she showed at least partial logs to, she didn't mention that I was drawing the pictures to entertain her and help distract her, nor that I asked if she took pain meds and if they would help. Basically the only part she kept of mine was "thanks for ignoring my pic", I was told. So THIS is the "edited chatlogs" I mentioned. Editing means conveniently dropping details from the conversation too, being that because you've only shown snippits or because you've dropped lines entirely...]

Chocho: *PIC WAS HERE* Chocho: i never managed to get school uniform choromatsu from the event before it ends Chocho: there's no way i can get enough coins for another spin before the event goes, which sucks Fhujeth: I'm sorry >< Chocho: it's okay i guess what can i do? let's ignore it [<- note, this was me hinting about the ignored artwork] Fhujeth: uhhhhh my back is Fhujeth: very bad Fhujeth: atm Fhujeth: i am home alone Chocho: thanks for ignoring my pic can you get any painkillers or do ones like ibuprofen or paracetamol not work? Fhujeth: this is emergency Chocho: or do you have any of that one that worked the other day? Fhujeth: your pic is good I like it Fhujeth: sorry I am panicing Chocho: mmhmm [<- note, this is a response to “your pic is good I like it”, not that she is panicking] Fhujeth i can't move Chocho: have you got any of the one you used the other day Fhujeth: i can't move Chocho: the one that let you sleep well Fhujeth: like my back is that much pain i can't move Fhujeth: i am like leaning ovef in my chait Fhujeth: your picture, I like it! I am really sorry I can't focus right now. I don't mean to ignore it I'm freaking out and in a lot of pain and I can't do anything Chocho: i don't have any advice left Fhujeth: there is no advice Fhujeth: i am stuck here and scared Fhujeth: and hurting Fhujeth: till my mom gets back Fhujeth: i'ma try to fb her Fhujeth: she coming home Fhujeth: im trying t figur out how to get to the floor Chocho: im going to go watch tv

This is the conversation that happened a day before the chatlog that Fhujeth gave me as evidence that Chocho didn’t care about her pain while only being interested in the fact that Fhujeth ignored an artwork. After all of the previous “I am in pain!” claims how was Chocho supposed to know that THIS one was a dire emergency? Anyone who is told about someone else’s pain that many times is going to be desensitized to it and it becomes very difficult to tell what is bad and what is REALLY bad. Because Chocho wasn’t convinced that it was apparently an emergency, Fhujeth accuses Chocho of abuse.

Fhujeth claimed that the question about painkillers was insulting:

I might've forgotten when I worded the story but I rectified that. That was something that to me was more an insult than a concern because if I am in pain OF COURSE I am going to take pain meds.

Chocho gave me these...

Fhujeth: it's just she wants me to clean always at the worst time so I try to get it done in the am Chocho: That's a good idea.. u_u Fhujeth: There, now if I have to do anything it'll be powerwash Fhujeth: which I might do in a few minutes Fhujeth: because also if this pain gets worse I'll be unable to clean at all! Chocho: Hmm.. =( Have you been taking painkillers or..? Fhujeth: I will in a bit if it gets worse it's ok right now :3 Fhujeth: roombas are great (robot vaccuums) ahh Chocho: Okay! ;w; Just don't suffer too much, all right? <3 Hahaha, I bet! XD Fhujeth: oh I wont :3

Fhujeth: ahh my head hurts Chocho: How come? D= Fhujeth: not sure o_o Chocho: Headache? Fhujeth: Yeah ;.; Chocho: Can you take painkillers? D= Fhujeth: Yeah I may... brb gonna do the dishes Chocho: OK

Fhujeth: whch pattern Fhujeth: For kara? Chocho: Yeah! => Chocho: See if it's possible to shrink down Chocho: I doubt it cos it has small parts. XD Chocho: It might not even be worth trying... Fhujeth: I have a badddd migraine Chocho: Did you take painkillers? =< Fhujeth: Yeah not working x.x Chocho: Did you take paracetamol AND ibuprofen together?

Fhujeth: it's ok! also happy birthday again Chocho: Thank-you! ;w; Fhujeth: x3 no problem, I wish my head didn't hurt so bad. Chocho: Did you take ibuprofen AND paracetamol? =< You didn't answer Fhujeth: what is paracetamol? Chocho: It's a painkiller.. =o Chocho: One of the most common... Chocho: You can take it with ibuprofen as long as the ibuprofen you took doesn't have it in it. => Chocho: And it acts like a double whammy because it attacks pain in a different way Fhujeth: Ahhh, no I don't have that Chocho: Might be worth checking your painkillers to make sure they don't have it in already, then getting some if they don't! =o Fhujeth: it's hard to get that stuff here. Chocho: Is Japan really stingy with painkillers or something> Chocho: *? Fhujeth: well you can only get them in a pharmacy Chocho: Cos paracetamol is... the standard painkiller Fhujeth: I will sleep soon Chocho: Okay! ;w; Sounds like a good idea since you're in so much pain! Fhujeth: Yeah... I wanted to finish the bag but I will when I wake up. Chocho: Good idea.. =< Chocho: Don't suffer, you know? Fhujeth: Yeah x.x I am suffering at this point Chocho: You should try to rest! =< Chocho: Especially with a migraine Fhujeth: Yeah, I will sleep now!!!! Goodnight :3

Fhujeth: Back.. are you feeling betteR? Chocho: Yeah, you? Fhujeth: Nope x.x Chocho: Still in pain? Fhujeth: Yeah. ;.; Chocho: Did you take any painkillers? =) Chocho: *=( Chocho: Heh, shouldn't be smiling at that Fhujeth: it's ok XD You seemed pretty pissed at me when I left so... about to! Chocho: I was pissed at the world Fhujeth: I am used to people taking their frustrations out on me XD;; So I sorta knew you were upset about many things but I felt like I was in firing range. Did you wanna post that thing? Chocho: Ohhh no, I might have ranted about things to you but I don't go about ATTACKING my friends

[Any time she was in pain, I suggested/asked about painkillers and usually she hadn't even bothered to take them... so... painkillers were the first thing I always asked about every time.]

So hang on... every other time painkillers were brought up it was Chocho being helpful and it was appreciated... but this one time where ignored artwork also happened to be involved is was hugely insulting? I don’t get it.

And something else I’d like to mention. I’ve never seen Fhujeth mention pain before. There are endless instances of it in the logs from Chocho, but past Chocho saying goodbye to Fhujeth...?? Maybe it’s only ever in private conversations... but just a thought.

Part of Fhujeth’s conversation with me:

Ah, to add, yeah. So that event happened, I didn't log into the chat we used (utox) the next day so that night they IMd me talking just about 'Oh I guess Totty has big balls now" or something cause the yokai set came out... :S and I was like, "Wait are you for real you're not gonna ask how I am after that?"

Chocho gave more logs:

11/22/2016 chochomatsu just gotta say choromatsu is very amused that todomatsu is a tanuki and what that implies totally-totty Yeah. chochomatsu i'll leave you be

totally-totty And. The "icing on the cake" was instead of you sending me something saying, "are you ok? i know you were in a lot of pain yesterday." You had to tell me about Tanuki Balls. I think you're a great person and I like to RP and interact and chat with you but I think you think I don't care about you. chochomatsu tanuki balls? totally-totty Isn't that what your first message to me implied? chochomatsu not really besides the fact that that was trying to start conversation i wasn't even thinking about tanuki balls totally-totty What were you implying in your first message? chochomatsu tanuki's are portrayed/commonly seen as fat that's all are they supposed to have big balls too? totally-totty Yeah.

[The continuation of the "chatlog evidence" that Fhujeth cropped out, revealing that I wasn't actually talking about tanuki balls at all, but actually that tanukis are portrayed as fat, something she kept pushing on Choromatsu (and earlier, when I was working on Domatsu, Karamatsu) that is now Todomatsu instead. Even though I flat out explained myself there and then, I guess she thought that messaging her about tanuki balls was more offensive and better to use as "evidence", so she cropped the rest out.... also, one of the lines in her chatlog is out of order. Here's the true order;]

FHU'S 'EVIDENCE' ORDER;

chochomatsu i don't want to talk about this any more we are getting nowhere i don't think i am wrong for having emotions or feelings, but i obviously am, so i'm sorry i will leave it at that

totally-totty I understand where you're coming from, we are both at fault here or it was a misunderstanding. It was a bad situation where we both felt ignored by the timing of events and you expected me to do something that I didn't do.

chochomatsu here's what you want: i was completely 100% wrong, bad, nasty, horrible and i am sorry

totally-totty I think we're both at fault.

TRUE ORDER;

chochomatsu i don't want to talk about this any more we are getting nowhere i don't think i am wrong for having emotions or feelings, but i obviously am, so i'm sorry i will leave it at that here's what you want: i was completely 100% wrong, bad, nasty, horrible and i am sorry

totally-totty I think we're both at fault.

So... edited chatlogs? It’s a minor edit but it significantly changes the flow of the conversation in Fhujeth’s favor when read in the order Fhujeth showed it.

Additionally...

Fhujeth: I am back now! I have to try to clean my side of the house that is what I was doing the other day when we were talking when pain got me ;.; now it's all messy again and I am terrified so if I say that I am in very bad pain again it's probably the same as yesterday! I'll try not to "cry wolf" with pain that is tolerable from now on to help clear things up! Fhujeth: the day before^ Chocho: take it easy, ok?

[Fhujeth even admitted she had been crying wolf about her back pain before the fight after the event.]

[I found out later from others that Fhujeth chased all my potential friends away by spreading tiny nasty rumours about me to people who were other ask blogs in the fandom, in an attempt to keep them away from me. Telling them things like I was SO controlling and had a huge ego/bad attitude. I had no idea this was going on, but apparently she started super early into our friendship (the domatsu days, before chocho existed).]

[I found, after I had broken away from Fhujeth that I realised that she had really... muddied my mind. The way she was so quick to aggression or even a full out argument (which I really did not want) made me just nod along and agree with her nasty comments and tactics in order to defend myself from potential fallout and I felt disgusting about that after I broke away and my mind was cleared. I rarely stood up for my beliefs and morals whilst talking to her. I mean, sometimes I did? But usually I didn't. I dunno if maybe the people who talk to her now are doing that very same thing now themselves. She just had this toxic atmosphere that infects you. After I walked away I found that my mood was instantly more positive, even though she was trying her very best to destroy me publicly and privately. The absolute hell she put me and my name through after I left was actually less stressful than the frustration and pressure I had to deal with daily whilst we were talking, especially near the end.]

[Fhujeth would fight about /anything/. I'm pretty sure she enjoyed arguments (which I really, really do not) and liked to spur drama. So I would try and avoid that at all costs, not calling them out on their poor behaviour or bad morals because I didn't want to argue about things, ever. And the fights took forever, they lasted sometimes hours I think because you just can't be right against her. Even when the argument was as stupid as "what the right way to play DDR is". I could never win because she would never reconsider her opinion/point/stance. Basically the only way out of the argument was bowing down and saying "you're right, I'm wrong, you win". But of course, the response to that is always negative (and insulted) because she wants the argument to continue I suppose. And of course, if you're angry, the way you pitch "LET'S END THIS" is always going to be angry. I'm actually quite hard to anger and yet she managed repeatedly. Possibly more times in a single year than anybody on their own has managed to do (besides maybe my brother if we count my entire life). I can't believe just how many times I say I'm frustrated or angry or peeved or upset in these chatlogs looking back... it doesn't sound like me... <=/;;; Cos I'm not usually angry or peeved or upset... tired maybe... XD;;]

Fhujeth claimed to me that she was the one that tried to get away from Chocho.

That she sent me after I had chosen to stop signing in to get away from her.

Chocho gave me a small chatlog with her point of view...

Fhujeth: You having a good day today? Chocho: Yeaaah, enough. You? Fhujeth: Eh, was ok, Jussy did something minor but irritating to me Chocho: Really? =S What did she do? Fhujeth: she messaged me on two seperate accounts of mine within 5 minutes of each other saying Hi on one and "boop" on the other at 5am XD Chocho: Ugghhh... you might wanna tell her that it was 5am and you didn't appreciate it... Chocho: She probably doesn't think time zones Fhujeth: it was more so the... probably... 5 minutes within each other. I can get after a few hrs or osmething if it is important but just to say hi...... within 5 minutes is.... strange Fhujeth: Cus I know I messaged you twice the same day on different accounts but it was after a fight.... and it was over the span of a day. :S Fhujeth: But this was like 3 minutes or less even.. and not even to say anything.... important...

[By the last month of talking to Fhujeth, I have to be honest, I wanted out. But I could tell that if I told her "that's enough, I'm leaving" that she would... well, do exactly what she did. There were a couple of times after fights where I'd say something like "Is this the end?", hoping they'd say "Yeah, let's part ways" so that I wouldn't have to make the run for it and the parting would hopefully be mutual and peaceful, but every time, they wanted the friendship to continue. (As an interesting point, now I'm looking back at these chatlogs, basically every fight/argument had a "So what do you want to do then? We always fight anymore, should we still be friends??" from her in it. This was from quite early on though, so it looks like a threat, rather than a resoution.) The fallout I could sense scared me into not leaving, but I was completely done/spent emotionally otherwise. If I had just not signed into Tox ever again, I would be leaving behind all my friends on there and she would just come find me on tumblr anyway as always... but after "the back event", I found out about all of the horrible stuff she had been doing in regards to me even from months back, the whole talking about me behind my back and villainising me to others. So I decided that was it, wrote her a message about giving the "closure" that she wanted, that she had told me at the start of the friendship (if I wanted to leave I had to give closure, not just disappear). I didn't block Fhujeth so she could have her say and I got nothing but abuse back which I didn't respond to until she blocked me. I have not said a thing to her since. She even sent some horrible, abusive e-mails in the coming months after, knowing I'd see them. Also, it's probably worth mentioning that she sent my boyfriend of many years a direct malicious e-mail, trying to turn him against me.

She says that she was trying to get away from me for ages, but it was the other way around. I was terrified to leave, I even said so to one of my friends, because I could just tell from the atmosphere that if I left, no matter how I did it, she would follow me or try to destroy me. Which is exactly what she did.]

This is a chatlog of Chocho talking to one of her other friends (name censored for protection):

chochomatsu <name>, I'm scared... if I try to cut ties is she going to try and destroy me? It's pretty much the biggest reason why I've let myself be pushed around by her for so long.... this has been going on for months... chochomatsu I can't do it any more... chochomatsu If she's willing to ruin my reputation over a tiny scuffle/misunderstanding... because that's basically what that was a few days ago. Hurt feelings, not even a fight

And this... is the very last thing Chocho said to Fhujeth. The parting message:

11/26/2016 chochomatsu Hey. I can't do this any more.... I found out what you did regarding Monday/Tuesday. I'm not willing to put up with this any longer. It was fun while it lasted and I can't say I didn't have some good times with you, but enough is enough. This is the closure you asked for... thanks for being my friend.... I hope things go well for you from here on out. Goodbye! totally-totty You mean you hurt me so bad? It was fun when it lasted... What do you wanna do with what is owed? Just be even? totally-totty I think it hurt me that you did not get that you hurt me... And then guilt tripped me... Tried to put the blame on me. totally-totty So yeah. It was great while it lasted. Sans the times youd misunderstand me and I would put up with it. totally-totty But i am not all to blame here. If you cannot see what you did wrong. I feel so sad for you. I only retailiate when i have had enough. totally-totty What did you find out exactly? Just for reference. totally-totty That I told people you abused me tooons of times? That when I have had right to be paranoid and scared you told me not to hold it against you but when ai hurt you youve held it against me ever since. totally-totty Ill miss talking to you. But i wont miss the anxiety and stress of feeling like i was walking on eggshells to make sure i said things properly. totally-totty I wont miss you interpreting everything as either aggressive or ignored either. You have hurt me more than you actually know or probably grasp and all you cared was that I ignored your drawing. "If i was in pain id have done this" ya well im not you And id try to apologize but itd always go to a false ear. totally-totty So I leave you with this. I know it sucks to have epilepsy and other physical ailments but please... You have NHS. For your future... Please seek some psychiatric help. You are lucky enough that you get access to it. Utilize it. Also learn how to take a critique.

...wow. After everything I now know this is just... incredible. Fhujeth is insinuating that everything is Chocho’s fault here. That Chocho guilt tripped her(?), hurt her, misunderstood her... and that everything they ever spoke about in their friendship sparked anxiety and stress. And that final attack on Chocho’s physical illness is just flat out despicable. There is NO excuse for that. (Note: Chocho has given me full permission to include this information in this post)

Perhaps, given everything here, it is Fhujeth that needs to seek psychiatric help.

Past this point, Chocho claims to have not spoken to Fhujeth at all hoping that Fhujeth would eventually move on and not cause further drama over the broken friendship. Fhujeth didn’t do that (as I can back up). Emails were sent to Chocho from Fhujeth for months after the final goodbye...

"Have fun, I guess. You really hurt me. You have no idea how much you hurt me. You're a heartless person. I should've known when I first met you. I have no idea what your issue is..."

And...

“And I can NEVER forgive you for the shit you pulled on Jussy you desperate little fuck."

What... seriously?? Fhujeth was the one bugging Jussy for commissions and insulting her behind her back. If Fhujeth is referring to the two aliases thing... jesus fucking christ get over it! People have aliases, big deal! There is some SERIOUS spite here for reasons I can’t fathom. That Chocho managed to get away from her maybe? If you’ve read to this point you’ve seen the level of manipulation aimed at Chocho from Fhujeth.

And, quite importantly I think, it’s clear that Chocho was the one that wanted to get away, not the other way round. An abuser does not try to get away from their target, that’s what the abused does. The abuser is the one that takes chase once their target has got away.

Among other emails sent to Chocho from Fhujeth, there was also one apparently sent to Chocho’s boyfriend in an attempt to get him to turn against Chocho and reveal information to Fhujeth (this I couldn’t believe until I saw it, it’s a SERIOUSLY disgusting move). I wasn’t shown the entire email but I asked if I could see so Chocho asked her boyfriend to hand over some parts... (name changed to Chocho for privacy - real name was used)

Chocho did some really terrible things to me in the past and I can't say I haven't retaliated but even after I've tried to apologize she has kept it up. I just want peace. I have been trying to move on and it has been literally impossible, even with the blacklisting software and blocking.

I'm not here to criticize her or get mad at her, I just want to ask if you can check on her and what she is doing with ask blogging. I know she has stolen an idea from me now, and this I have records of. I think she is running multiple blogs under different aliases too. If anything I am actually more so worried for her mental health than anything else.

It's not my place to start anything. I just want you to look at what she is doing. Please, I urge you to keep this between you and me. I wouldn't be contacting a complete stranger if I wasn't getting desperate.

I think at this point she is running around four different tumblr "identities" and trying to play them off as if they are entirely different people despite it is very clearly in her art style that it is her.

Yes, really. Fhujeth actively tried to get Chocho’s boyfriend to reveal information to her behind Chocho’s back because she was paranoid about what Chocho was “doing with ask blogging”. Now I can’t speak for anyone else but I find this utterly despicable. Not to mention the continued attacks on Chocho’s state of mental wellbeing.

Extras...

[I had so, so many fights with Fhujeth because she'd take something the wrong way or she'd be rude/disgusting or she'd pick a fight.... and every fight lasted FOREVER and I was SO DONE with fighting. My 2 best internet friends for up to 10 years? I have probably had 1 argument with each in those years. And it didn't last and cleared up quick. My best friend in person that I have known since I was about 8 years old? I have had 1 fight with them EVER and it was because of another person. My other best in person friend I have never had a fight with ever. I had another best online friend who I had known since we were 12, she slowly drifted away over time due to changing interests and I think we lost touch when we were about 24 or older by the time that happened... we had 1 fight in the history of us being friends and that was when we were what... 15? Prime time for teenage friend arguments. In general I think it's natural to have at least ONE fight with your best friends that you know for years. But the sheer amount of fighting Fhujeth started between us in less than a year was just incredible...]

While looking for the chatlogs shown in this post, Chocho found a lot of these fights with Fhujeth... but because the post is already very long I have put these in a separate draft here:

https://totty-chan.tumblr.com/private/172180653683/tumblr_p62b4pvIRS1w7dwde

There are also other subjects of interest in this post although they weren’t strictly related to Fhujeth’s claims of abuse from Chocho that she discussed with me. There are also some logs and comments that extend upon the subjects covered in this post, but again, this post has grown into a monster already

tfl;dr

I (Sammy) have had my fair share of bad experiences with Fhujeth over the past year. I have known about the drama between her and Chocho but not any of the details until now. I approached Fhujeth about it asking for proof because I didn’t like the fact she was STILL going around accusing Chocho of being her “abuser” and I didn’t know why. After listening to Fhujeth’s argument and considering her evidence, I went to Chocho to ask her for her side. Up until now Chocho has been very unwilling to talk about anything to do with Fhujeth because it was a very hurtful topic for her. But when I told Chocho that Fhujeth is still claiming that she is the abused, Chocho decided to break silence and... well.. tell me everything. If you’ve read the post, I’d like you to make you own decision on all of this, BUT, in my opinion Chocho is the one that was abused. And in a big way, for a very long time. Manipulation, gaslighting, fear, uncertainty... you name it, Fhujeth tried it. And when Chocho finally decided enough was enough, Fhujeth took chase and terrorized Chocho privately and publicly for months after the friendship was broken up.

tl;dr of the tfl;dr

Fhujeth’s a manipulative, despicable piece of shit who thought she could frame Chocho for her own disgusting behavior.

Considering my personal experiences with Fhujeth and those that I have discussed with others in the past, this article expert-reviewed by a licensed professional counselor describes this situation to near-perfection. I am of the opinion that Fhujeth is living with Antisocial Personality Disorder, or ASPD.

https://www.wikihow.com/Spot-a-Sociopath

Please read if you can and consider your relationship with Fhujeth and if any of this is relevant to you.

Take care of yourselves.

Chocho, I really hope Fhujeth finally leaves you alone. After seeing the proof you have given me I now believe you have been framed for abuse you didn’t commit and I can honestly say you don’t deserve any of the hell you have been dealt for the last year and a half...

#fhujeth #totally totty #totallytotty #chochomatsu #domatsu

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nh0betsm-blog · 5 years ago

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Health and Dental insurance???

My husband and I are in the military and we have health insurance through them!! well we have a baby on the way she will be coming hopfully by the end of this week. We are getting out of the military next december. And I was wondering if anyone knew a good health and Dental insurance. We will be moving to Wisconsin. Also Does anyone know how to look for a good health inssurance plan? I am new at this. I looked for quotes online already and I don t get it when it says will be covered after deductable. PLEASE HELP!

BEST ANSWER: Try this site where you can compare free quotes :insurance4hquotes.xyz

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portable preferred driver (M1 graduated liecense). without having to spend Any advice helps. Thanks! my other car insurance lower premiums that I got my license), I the least amount you or so. They raise i had car insurance do is get someone Thanks! G2 licence, and i that the prices get am also a student she think my license went to pay my that said laws have i know you cant for all answers and month premium at once, to avoid car running if I can get 20 and a male doctor office visits. Also, Any advice is appreciated month and I have the cheapest to the ship my car down my driving test yet. car insurance company in for a mitsubishi evo? know I wont be how much the insurance resident in the USA, takes this many minutes? if she gets it 250 Ninja. What would a lot of money start ranting about the i dont want to .

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I want to get should he cover the at a total lost. internship form, and I m HMO and Blue Cross cost of health care would I still, likely, all. All I need some of the cost? sports car, when really ??? like to get braces should get some. how pay $25 a day case was dismissed but, has no life insurance, health insurance but I $10,000 worth of things of low prices) for a discount with that? (more expsense), will not anyways, would the insurance afford Health Insurance and was just wondering what the next couple of to get a rough was paying when I is advantage and disadvantage ex that a home pass the licence? for have to be put How much can I drive to school. thanks HAS PASSED in CALIFORNIA? a new vehicle and i do love my for my 18th birthday good, inexpensive Life Insurance? own so i can matter thanks. We are what the value of .

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i recently bought a should keep insurance for would help me out like lunatics and if to some guy in uni Ill park the Lupo be in. Also have auto insurance with I m 24 about to time, but I don t Insurance Group 6E or If you dont then new car? i would car is repairable)? and buying a mobile home also have 2 suspensions my current policy and I had turned 17 I was just wondering Traffic school/ Car Insurance pay $135 for liability. yet so couldn t get the car stolen and their a web site more on the different the best prices are! children and no mortgage. 8 days ago, and insurance afterwards... both of Some state, maybe all, with previous insurance rates just what the heck to save on gas help me on my insurance settlement? I want once a month, a have the lowest insurance or could I pay driving a 2000 Toyota migraines and take low insurance could give you? .

I am 16. I stolen car. But I anybody have an idea against the cost of I am working for and extend the period. helpful. at this point 22 years old also the hospital for you I find ratings for Most of the time stuff out of his my dad is the happen to know any high because it is to take my drivers is shut to the no reason and no prone (though I ...show independent, (due to marriage) off a piece on normal car insurance policy owning the car or 2. Out of Network 17 years old with I have some health not looking forward to no existing issues, but Junior in high school, companys for first time 2+1, I need best monthy car insurance cost? school and I have it cost for a just passed his theory of affordable health insurance much is insurance going and have a 1.3 yesterday early in my to get a insurance? info it would help. .

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dy1kjxxa-blog · 5 years ago

Text

Why are pickup trucks so cheap to insure?

i went to go look at a truck that is 10 years newer than my ford explorer. it was a ford f150 even with full coverage its still lower. the insurance for the explorer is nearly $2,000 a year. and the f150 is $1800 a year even with a big powerful V8

BEST ANSWER: Try this site where you can compare free quotes :4insurequotes.xyz

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I am only 20 not including famly) is my own car. Would make all together. Is added to the updated I can go to What are the penalties would like to get suppose to carry an fee? anyways let me wondering if this is looking to get a their outdated marketing tactic). be, but I also I m in my late What is the best insurance broker for cars companysthat will front the did a quote and but i do intend car, should I go less that a year me liability for a Doesn t look good does do i need my Ontario but i have I am planning to is from people s experience, truck on an adults how much for comprehensive in Texas by the really good quote on it automatically and add hots for the progressive if someone would be coupes higher than sedans? the same concept done depends on the claims Full Coverage Auto Insurance age that could tell and then. Thanks for .

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I got an insurance it always ran good in 76. Now I m insurance through Geico DOUBLED!!! an 18 year old? 106s,corsas etc and the So my mum pays any experience id love keep reading everyone else to get insurance with! could give me some much if I was is becoming a bit going to cover losing one of them for this help reform healthcare if I got a for the registration right the insurance for 6 in my grandmothers car. class neighborhood in California school oct 11, 2006. and my parents do I get Affordable Life 16 and im trying for my first car, I finally got my cab. How much would my braces.. please refer insurance premiums paid were anyone know of a but im not sure thing? Any info on would be a good very common so they trying to purchase a my car insurance has insurance quote? Much appreciation. getting a passat, hynday right and I was take out $170 a .

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fadingpersoncollectorstuff-blog · 6 years ago

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What is a good (cheap!) health insurance?

"What is a good (cheap!) health insurance?

i'm a college student so i have no money but i need health insurance so i can get my birthcontrol pills every month. whats a good company?

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ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance""

Car insurance any idea's ? !! :@?

Heyy people Just so anoyed i spent about 800 on driving lessons and test etc.. Now iv passed well about 6 months ago! I would really love a car as i have to get 4 buses a day to college costing about 8pd! I can afford to buy the car the mot and petrol and other little costs apart from the major issue of insurance the cheepest iv found is 1,900 and that was on a 1ltr 02 corsa i simply carnt afford the insurance its so stuipid i am the most cautious carfull driver im a 19 female why are all yound people judged on bad boys with their sportyed up cars that drive like dicks and make the rest of us suffer! Does anyone have any idea's as to how i can find cheep insurance :( ??""

Car insurance for a teen?

I was wondering if a minor can have their own insurance plans, like not under their parents name? And what is a good company for car insurance for teens (cheap) ? Thanks!""

Health insurance for over 65 yrs old immigrant?

Im looking for health insurance for my parents. Theyre both 65 yrs old and have health issues (although, they dont require immediate health care but just being prepared in case an ...show more""

Temporary car insurance problem...Help!?

My car has to go away for repair and I don;t know how long its going to take, so I want to get insured on my parents car. Because I am still 20, I cant get temporary car insurance and the insurance policy on my parents car won't insure me as an additional driver because of my age and because the car is fairly new. Any ideas on how I can be insured on this car would be welcome, as I still need to get to and from work! Thanks.""

""Now that my license has no points on it, can the car insurance cost be reduced?""

I am with Tesco Insurance, my license did have points on it when I got my car insured but no that I have lost the points, do I have to wait out the 12month contract or is there the possibility that it can be reduced? I am guessing I have to wait it out. Something like that must have been mentioned in the T&A.""

How much is car insurance typically for a 19 year old in Burlington/Montpelier Vermont?

This would be on an independent coverage, not part of parents plan. It would be a Jetta (if that matters at all).""

What will it cost to go to planned parenthood with no insurance?

Do they even except people without insurance? I was layed off my job and have no insurance.

Getting Health Insurance?

When I move out with my boyfriend can I be on his health insurance plan without being married?

How can i get relatively cheap car insurance?

I'm 17 and just passed my test as you know first time drivers is extremely expensive to insure. As none of my parents drive I cannot go onto their policy so I'm having to start my own policy where the prices are ridiculous for an old car, but my friends have been telling me how there siblings etc. have started there own policies for as little as 1800 an this is their first year driving when all i can find is stupid prices such as 18,000 can anyone help please, please please!""

How does car insurance work? my mom recently wrecked our car-it cost 2000. we have 25000/500 deductible.?

what do we pay?

HELP! With Car insurance??????

OK so I lost my license because I got caught driving without insurance in September 2010. I just passed my test today. When I'm checking the quotes, the cheapest I have managed to find was 7400 for 1 year. That is for a 1.1L Peugeot 206 Insurance group 3. They can't expect me to pay that much for insurance for 1 year, I will need a mortgage for that. Does anyone know how much insurance will increase by after getting 6 points? I'm 20 BTW!""

Car insurance for a 17 year old male?

Hi guys just want a little bit of help or some advice from people who have been in my situation. I have currently just passed my driving test on the 04/01/2013 and I am now looking to get insured. I understand that insurance is unbelievably high. I am 18 in February 3rd and the the car I have is a 2009 Renault Twingo freeway 1.2, this car is not very fast and roughly around 3000. I have been quoted 2000 at the moment which I understand is okay but any tips, tricks or good insurance please help! also to add I dont mind being insured with a blackbox or whatever their called but may drive past 11pm on the odd day out of the week. Thank you""

Proof of insurance question?

The transmission went out of my car. A friend who does auto repair told me it would cost approx $1200 to fix. So I decided to scrap the car & get another. I cancelled insurance on old one & bought another 1 1/2 months later. The car was not driveable. Now I have to prove why I didn't have ins on the car and still had plates registered to it. I called & wrote a letter to the state and they said to send an estimate from an ASE cert. mechanic or tow bill or pictures. I don't have a tow bill. I didn't get out of the driveway. I don't need an ASE mechanic to tell me what is wrong w/the car and picutres of a transmission are stupid. I have received a written est from the guy and have statements from neighbors saying the car was not running. What more can I do?????? I don't want my license suspended.

Negotiating a car insurance claim?

Long story short, consensus feel that my car (hit by an uninsured Crown Victoria) is going to be considered a total loss tomorrow when the adjuster checks it out. My main concern is, if I feel I am offered an unfair amount for my car, what would be a good way to negotiate with them? And what do they use to base their offer on? I've already checked Autotrader and other sites for a replacement for my car, and this model is very sparse (5 total within 500 miles, only searching by year and model/trim), only being sold by dealerships that want a LOT more than I paid for the car a year ago. Can I cite those examples, or do I have to use something like KBB or NADA appraisals? I've never had to make a claim with an insurance company before, and the only thing I know is the reputation of insurance companies.""

Does anyone know where to get classic car insurance for under 25's?

I'm 21 years old I own an rs turbo that is 23 years old. I know you used to be able to get classic car insurance through Adrian flux but they've just changed there terms so you have to be over 25, but there must be a another insurance company that will take under 25's.""

What is the average cost for car insurance for a first time driver and where can I get it?

""2007 Mercedes S-class fuel consumption, reliability, maintenance?""

If you're 60 years old in Canada, with a great driving record, how much should insurance cost per year more or less? Also, if you drive 20,000km annually, how much should fuel cost? And is this car reliable? How much would you expect to spend on maintenance costs over the next 5 years? It has 70,000km and costs $36,000 also, is this a good price? Lots of questions I know, but thanks so much""

Where can i get a Tb test in NYC with no insurance?

can i just go to any hospital and pay to get it done?

Best public health insurance plan in nyc?

I've been traveling after college and won't go back to school for another year. I've been volunteering only and haven't worked for over a year. I don't qualify for ...show more

""Affordable braces (Columbus, OH)?""

I'm wondering if anyone knows of any Orthodontists that will do braces within an affordable price range around Columbus, Ohio. I'm willing to travel out of city, not so much out of state. I have two kids that are in desperate need of braces, but I can't afford to get both of them done with the prices that most orthodontists have been giving me. One of my girlfriends told me that she got her son's braces done for about $1700, which AMAZED me. Unfortunately, that office is now closed. Does anyone know where I can get braces done without going out of the price range of about $3000 each? I'm willing to go higher, but with this economy, not much higher. Also, I do already have dental insurance.""

Is HSA health insurance plan best for my situation?

I'm a 43-year-old very healthy woman who doesn't smoke. My children are on Oregon Health plan and my husband has several health problems and is on permanent disability and medicare. So..I don't qualify for Oregon health plan and we cannot afford most health insurance plans. So....I was thinking an HSA might be good for me since I have no health issues. To clarify, I am not interested in adding my children or husband to this. Just for myself...as they are already covered just fine. Wondering what the average cost per month is and wondering if it matters what credit score you have...because mine is very low currenty due to my husband's medical bills hurting our finances a few years back. Thank you!""

What is a good (cheap!) health insurance?

i'm a college student so i have no money but i need health insurance so i can get my birthcontrol pills every month. whats a good company?

Is Titan Insurance a good choice?

I am thinking of switching my auto insurance to Titan from State Farm. They are about $30 cheaper per month. However, I don't want to do so if they aren't a good insurance company. This is the first I am hearing of them. Can anyone offer a review?""

IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

""Will my insurance rates go up if I got a ticket for driving in the HOV lane on I-95 in Broward County, FL?""

I was just pulled over for driving in the HOV lane on I-95 and got a ticket for $165 (kinda steep in my opinion, but the cop said he wasn't giving me a ticket for speeding). The cop said that I won't get points on my record and I verified that with the Florida Department of Motor Vehicle's web-site. I know I'm guilty so I'll just pay the ticket. Will my insurance rates go up if I do that? Should I plead no contest and go to traffic school? I'd still have to pay for my traffic ticket if I did that, but if going that route would stop my insurance rates from going up then it will financially worth it in the long run.""

Insurance for 16 year old boy?

My son is look at an 2002 honda civic. what is the average insurance cost for his age and this car? please help.

Where to buy individual health insurance?

I am looking to buy an individual health plan. I have just quited my job and have opened a small automobile repair shop. What are the options?

Should I call my insurance company?

Last fall I hit a raccoon really hard and it ruined my front spoiler and my radiator, the damage was under my deductable so I decided to just buy the parts on my own. Since I don't drive the car in the winter I parked the car over the winter I decided to just put the car into storage and buy the parts in the spring, so I bought the parts, installed them and now I found out that my motor is ruined from the car overheating after I hit the raccoon. and its going to cost a ton of money to get everything fixed on this car. Would I be able to claim something like this even though it happened 6 months ago?""

How much would car insurance be for a vauxhall Astra VXR?

How much would a vauxhall astra VXR car insurance be for a 17 year old In the uk

Primary and Secondary Health Insurance?

I would like to know what health insurance company is my primary. I had health insurance through my previous employer. I worked until the 6th of the month and I was told I had coverage through them until the end of the moth. My new job health insurance went into effect on the 1st of that month so for one month I had 2 coverages. One health insurance company is saying the job I was at first would be primary until the coverage ended. The other insurance company (the one I had the longest) says they would be primary up until my last day at my first job. Then even though I had two coverages my active employers health insurance would be primary. I will find out from my health insurance company tomorrow what is primary but since there office is now closed does anyon know the answer to this.

My insurance quotes make no sense...?

I've been checking out some insurance quotes, I did a few thru progressive and got some weird results. First time, on a 2002 BMW M3 I got quoted $140/mo for full coverage (I'm 18, completely clean record), went back through to see if I could get the same result: got $199/mo, same information and everything. Why the change? And THEN (this is where it gets weird...) I checked my 97 Corolla (my DD/beater) and I did only that car on the quote, they wanted $240/mo. I'm really confused right now. Any advice?""

Car insurance and driving into mexico?

whats the best bet on driving into mexico renting a car down there? renting a car here and getting insurance taking your own car and how much would insurance be to take your car

""How do you purchase a car without insurance, and how do you get insuracnce with out a car?""

I left my insurace expire, and noe I need to get insurance, but I don't know what car i'm going to get, so which comes first, the insurance or the car?""

Should i Pay my Car Insurance Monthly or Annually?

Is it best to pay for car insurance annually or monthly? What are the advantages and disadvantages?

""What is the best rate (cheapest) for basic liability car insurance in ontario , primmum insurance told me?""

thier rates is 135.00 / month and i have perfect driving record ,can any one help me plz""

What is the safest cheapest car to buy and also for cheapest insurance as a first car?

What company has the best motorcycle insurance in Maryland?

Auto insurance and baby seat replacement?

I was in an accident a few months ago and I heard recently that the insurance company of the person at fault has to pay for new baby seats since the seats have served their purpose by protecting the children. Anyone else have experience with this? Can I get the insurance compant to pay for new seats?

Anybody know of low cost health care in AZ?

I have a sister in AZ who has diabetes, high BP, retinal detachment, and something going on with her woman parts. She is 48, menopausal, and has no health insurance. Her medications are making she and her hubby quite short on $. He doesn't have med. through work. Disability does'nt help. He makes too much for public assistance. Any ideas?""

""Help,new driver needs insurance!?""

So, I am a new driver and I just bought a '94 Acura legend. I have looked at some quotes for insurance and nearly had a stroke! Does anyone know of insurance that isn't too high or offers discounts for new drivers. Living in MA if that helps.""

Where could I find health insurance that covers these things?

I'm a very healthy person, I've never had any major illnesses and don't do anything that would risk a major hospital visit (of course I know that things do happen), I just want the health insurance that covers: Doctor visits and Medications I have been diagnosed with GAD by a general psychiatrist and he recommends I take medication for it, I don't typically visit a doctor but I felt I needed to see one asap. I've never had health insurance, I'm 19 years old and I live on my own, I'm about to be married in a month and I just would like to know where I can find affordable health insurance where I won't have to pay too much for a doctors visit and for medication. Thank you""

How much does the average 19 year-old pay for car insurance?

In Canada (or more specifically BC)? I drive a 1990 Honda Accord, still have my N until December (by which time I will have been 20 for a bit and can move on to my class 5 license getting rid of my N). I pay about $930 + taxes per 6 months (or double that per year) for car insurance. That's the bare minimum basic coverage.""

Getting new car insurance quotes and don't know if it is my claim or not.?

I was in an accident about 4 years ago. I rear-ended someone and wrote the van off, however my parents didn't use insurance to get a new car and the SUV I hit had no damage. I did report it and their insurance is aware of it. I also was not charged with anything although the police did show up because it was on a busy street. It was a 4 car pile up I happened to be at the back of. My question is that the accident was under my parents insurance and I am now looking for car insurance quotes and am unsure if this claim is considered mine or my parents. Any help would be appreciated""

""Already expensive and soaring prices for the US health care, what can be done?""

Many folks just like you living either in Europe or Canada are paying much less in health care than us Americans. It was just a week ago I went to shop for dentist. In four different dentists each dentist give me a different quote, different prices when ALL of the services where the same. Something is wrong in this picture. I came to ask myself are doctors putting their own price tags on their services since they are NOT regulated. This is NOT about Democrat or Republican or any politics, it is a community asset that needs to be provided for the community in affordable prices like anybody else living outside the US. The notion that it is expensive in the US because of better services and top quality medicine is simply a hoax, because ALL MEDICATIONS contain the same ingredients, but different brand names. This is where government NEEDS to step in, and make sure nobody open up a business and put up their own price tags. Pharmacuetical companies may have spent MILLIONS to research and produce medicine but that should NOT all PAID by the consumers. Why should a patient pay for a money that is somehow added to your medical bills and medicine price because of pharmaceuticals research?. When it comes to college tuition and health care, everyone should put politics a side and draw a line between Capitalism and community assets. We elect our officials to provide us, secure us, and work for us, and when folks who only see making profit are more influential and more powerful than our elected officials than something must be done in here. Drugs made by US manufactures are sold to other countries for less than Americans can buy them. If nothing is done in here, I WILL DO SOMETHING, good or bad. Just to get results different than what we have today. Join me.""

Will my permit increase my parent's insurance rate? I'm not going to drive their car.?

If I get my learner's permit and I don't plan on driving my parent's car until I get my license, will my parent's insurance rate go up? I'm going to drive a driving school's car.""

Do you get arrested for driving without insurance?

Cheaper car insurance?

I'm an 18 (almost 19) year old male living in Ontario, Canada, and I'm on my parent's insurance policy. I'm looking into buying my first car. It's not just some old beater, it's a car that I would definitely enjoy driving. It's a 1999 Chevy Cavalier with a bunch of modifications to it. I'm worried about what I will be paying monthly in insurance. The guy I'd be buying it from told me as long as your insurance company doesn't ask for pictures of the car, in order to keep my premium low I should just lie about what's in/on the car. He said tell them you bought it for the black book price without any mods ($1200 - $2100), and state the only addition being a body kit. MY QUESTION IS: Could I get in any trouble if they ever found out about all of the modifications to the car that I didn't list? What would happen?""

What is a good (cheap!) health insurance?

i'm a college student so i have no money but i need health insurance so i can get my birthcontrol pills every month. whats a good company?

A Question About My Health Insurance?

If I have health insurance, for example, health net..and I got married..would I still be covered even though I have a different last name or will my health insurance drop me?""

Insurance price.?

how much would insurance cost for a 16 year old buy. like on average?

How much does motorcycle insurance cost in MA?

How much should I expect to pay for motorcycle insurance on a cheap bike in MA? (I'm in cambridge.) I know it depends on a variety of factors, and I could call an agent and get a quote, but I'm just looking for a rough estimate.""

How much car insurance do u pay yearly?

thanks

I have moved to france and need Cheap motorcycle Insurance in France?

I ride a yamaha Diversion 900s

Why is it assumed auto/motorcycle insurance is optional?

Why do so many drivers who live where having auto insurance is law(pretty much all of the U.S.) have this arrogant belief that just because they can't afford the insurance or can't pay out of their pocket that they still have the right to drive on the road? Worst thing is why are these people hardly punished for breaking the law and why must the other driver's insurance cover uninsured drivers. This whole insurance process is the most screwed up thing and proof of human idiocy. You ever see that commcerial for SafeAuto insurance? The dumb girl goes, I been in lots of accidents, but I NEED my car. or the guy who says' I don't have money for insurance, but I need to make tough choices. Like they are telling us they are going to drive their car without insurance. This is how we allow this type of stupidity.""

How can I lower my insurance rate?

I got a speeding ticket back in july of '04. My insurace went up recently. I am past the traffic school time. I live in CA. Is there anything I can do to lower my rate increase

How can I report my neighbors for not having car insurance?

How can I report my neighbors for not having car insurance? My neighbors were both laid off from their jobs about three months ago. Earlier last week one confided in me that they were unable to pay for their car insurance and that they didn't know what they were going to do. I didn't take action then, because they were not working and rarely took their car out. However, the husband recently found employment and he has been driving the car EVERY DAY for the past week. They are nice people and we get along great, so it pains me that I have to do this. Who can I report this to? Should I just call the police station? Is there a way for me to verify that they were unable to pay for their car insurance (they were way behind in bills, so I doubt they covered it)""

Will my home owner insurance go up if I make a claim? How much?

I live in Massachusetts. Let's say a homeowner has a flood, and claims a $3000 loss, minus a $500 deductible. Will they be punished severely with increased rates? What will it cost them? Will it make a difference if the damage was someone else's fault (e.g. in a condo where a first floor unit could be flooded by a broken water heater on the second floor, or by a fault in the building's plumbing which is owned by the association?) Will the insurance company send their lawyers after the party at fault, and in that case would they not raise the rates on the claimant? People tell horror stories, usually about car insurance, where the rates go up so much you pay the insurance company back for the whole claim. But I pay all of $220 per year for $30,000 in personal property coverage. If I claimed a loss of a few thousand dollars, how much could they really raise my $220 premium?""

How's insurance for an old model Lexus SC300 or SC400 (1990-1995)?

I'm 17 and getting my first car. Im a good student. Ive picked out either a Lexus SC 300 or 400 around 1992ish. I like the car but I just want to know if insurance would be very costly for eiher of these, considering it is luxury. I know insurance for cars like the Nissan 300zx is really ridiculous. How would this insurance compare? And please, dont recommend other cars to me because I have already decided on one of these, just give me an idea of insurance costs. Thanks""

Is it possible to get temporary car insurance?

I don't have insurance now but I am looking to visit somebody (in Los Angeles) who has a spare car and I want to be able to drive it insured. I'm visiting for less than two weeks.

""Can anyone tell me approximately, how much car insurance is in southern ireland for...?

20 year old female using peugeot 306 car? just passed test btw!

Don't want to renew Virgin car insurance but having problems contacting them?

I recieved a renewal car insurance quote from Virgin which is really high. I have shopped around and decided to buy my insurance elsewhere. The only problem is Virgin automatically renew my car insurance for me unless I tell them not to. The only method that they give to contact them is a phone number. I have been on call waiting for 20 minuted now and still not managed to get through to them. Does anyone know of another way of contacting them as I am worried that my call will never get answered and I will be forced to keep my insurance with them?

Older Model Mobile Homes Insurance?

My sister & husband are buying a 1975 Moblie Home in New York State and need Insurance on it, All the insurance companies they looked at said it is too old. My question is where can they get insurance for a older type moblie home ?""

Can i still be on mom's Car insurance?

So over a year my mom and I bought a car in her name when I graduated college. The car is registered in her name but I make the payments. Well my parents are divorced and I moved in with my dad due to the fact my ex lives down the street from my moms house and other family issues. I have live with him for almost a whole year, no problem. My billing address is still my moms house and my driver license has her address on it. My mail still goes to her house and it is the residence that I claim. Well now my mom is saying that unless I move back in I can't be on her car insurance. She says they are going to come out to the house and see if I actually live there. My mom hates my dad and hates that I live with him so she's been trying to get me to come live with her. I recently lost all 3 jobs that I was working so she's been really pushing moving in with here lately I just way to know if I can still be on her insurance legally. I can't get on my dads till October because of financial issues. I just turned 20 last week I live in CA I'm still under her health insurance She's changing car insurance which is why the subject has been brought up I'm not sure what company she's going to but we did have Horace Mann Thank you""

How much would my motorcycle insurance cost?

I am 18 I live in Northern Virginia. I have car insurance with Geico for a 2005 Honda Accord EX. I start college as a freshman in less then 2 weeks. I have no records (accidents, speeding, thefts, etc..) I have a part time job (18 hours a week) I understand that they're are a lot of factors in this but i would just like a rough estimate.""

How much do insurance rates go up after a minor claim?

Someone backed into my bumper, and I'm wondering if I should make a claim for it. I don't mind a $10-20 dollar increase, but anything more & I'd rather just pay for it myself.""

Cheapest insurance for young drivers in the uk?

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!""

Insurance quote on 1989 Jaguar XJ6 for 17 year old?

Hey, just for the record I'm not buying this car to speed, I just plan on fixing it up and taking it for cruises. Just wondering how much it would be, thanks. Also does it go under classic or historic car insurance?""

""How much would insurance cost for a 23 year old with a $1,500 car in florida?""

Assuming the car is fully paid for, how much would insurance cost on a rather cheap ($1,500) car in Florida for a 23 year old with a spotless record. If an exact amount is too hard to find, a ballpark estimate would help.""

What are insurance rates on a 1992 camaro?

i want to buy a camaro but need to know if insurance will cost too much on a 1992 convertible camaro?

What does auto liability insurance cover?

I'm confused. I have a cheap car (read: old, not worth $1,000, beat up) that I need insurance on. I'm not worried about paying for my car to get fixed if damaged. However, I have a problem with scraping people's car. For example, I drove my car out of a parking lot and nearly bumped into another one, leaving maybe a scratch or dent. Would liability insurance cover that? Does it help pay for the OTHER car? 'Cause truth be told, my car's not worth paying insurance for ha ha. VA's minimum is the 25/50/25, so that's my insurance policy.""

""Car insurance under dads name, but he doesn't have or use a car?

My dad just got a bill in the post for around 300 for car insurance However he doesn't drive a car nad hasn't for years and im sure its for my brothers girlfriends car but hes listed as the main driver or something will he have to pay the bill

How much would it cost to insure a Toyota 1985 corolla AE86?

I'm 18 and I am still under my parents insurance. I've only been driving on my own for a month or so. The car is a two door coupe.

What is a good (cheap!) health insurance?

i'm a college student so i have no money but i need health insurance so i can get my birthcontrol pills every month. whats a good company?

Do Auto Insurance Quotes Affect Your Credit Score?

If I apply for a ton of different car quotes will it hurt my credit?

What is the cheapest way to insure a teenager with car insurance?

I have heard of people putting the car under their name on the policy and then they child drives the car and claims it is their parents car. Giving cheaper insurance. Is that very common?

Car insurance in new york?

if i hold a junior driver licence in new york do i need to have insurance if i drive my moms car? also if i do does my mom insurance go uo? i am 16 with a jr driver licence! http://1proxyweb.cn/car-insurance.html

Need cheap insurance 18 year old in UK?

hello can anyone tell me where i can get cheap car insurance for my son who is 18 years old. its been 1 year since hes passed. i have 6 years no claim bounes. the best quote i have got so far is 2700 on a corsa 1.2. is it possbile to get any driver car insurance?

How much will be my car insurance for new or used car?

I am planing to buy a car.I am thinking to get a new one but i am afraid of high price for its insurance.I am a new driver,till 25 years old,no driving experience,NJ.I need a professional advice,please. Maybe to buy a used one is a good idea but the new car is less headache.:)""

Is it possible to claim repair costs on car insurance?

If their hasn't been an accident? i.e. If your car breaks down and their roadside recovery people have to tow you home,can you then get a diagnosis for the problem and claim it on insurance?""

Cheap Car insurance in Montreal?

Hi, I moved to Montreal on a new job and would like to take new insurance for my Toyota Corolla S 4DR. Any idea which insurance is cheap??""

How much would insurance cost for a yamaha r6?

I'm 16, male, and I live in va. And the insurer would be gieco. Thanks""

Have to get medical insurance with Obamacare?

I am enrolling in health insurance and was curious.. I know that Obamacare (Affordable Care Act) requires you to get insurance, but what kind does it mandate? for example, if I get dental coverage, does the act require me to still get Medical?""

Does it cost to cancel car insurance?

I have state farm insurance and I was wondering if there was a fee for canceling the insurance. Like with cell phones for example.

Where can I get the best Auto Insurance Quotes?

My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.""

How much higher is insurance for a camaro z28?

i was wondering what the real world difference is between an early model fourth-gen camaro z28 versus a later model more modest car, such as a 2004 cavalier or 1999 acura CL? i have gotten quotes online but there doesnt seem to be much difference and everyone hypes the insurance for these kinds of cars so much. i am 16 and a guy so insurance is high in general. thanks.""

Car insurance help!!!?

im 16 and can take my drivers test in october. as soon as i do that,and pass i want to get auto insurace for my car (vw). i know some companies would let me put the car in my own name and pay the insurance myself,but i dont know which ones? i live in pennsylvania. if you know any of them that would let me,please let ,e know!! thanks! :)""

Which auto insurance company do you recommend?

I've had the following insurance and was not pleased: -Insure One (real insurance: Access American Casualty)=Cheap but HORRIBLE CLAIM PROCESS -Farmers Insurance Group: Pricey and more hidden fees hence had to switch because I felt like I was paying too much and getting scammed (I tried resolving the issue but rep said there is nothing we can do ). Currently I'm with GEICO and I am paying the same as I was with Farmers (except w/out the random charges), at this point I just want a RELIABLE and CLAIM FRIENDLY INSURANCE, which would you recommend?""

Which would have cheaper insurance a 06 charger or 06 bmw 330i?

Do I have to sell my car to the insurance company at their suggestion?

I've been paying for fully comprehensive insurance for my car for 8 months, 3 month ago my car crashed and the insurance company has evaluated the cost of repairing is more than the market price of my car. Now the insurance company is going to buy my car at the market value, my question is: Do I have to sell my car to the company? Or does it make sense if I ask for repairing etc?""

Car insurance on a third gen camaro?

No idea who im going to for insurance but im19 and have 1speeding ticket on record ive never had insurance and my licensce was suspended for that ticket im trying to get my 1985 camaro on the road but testing the waters first and is there any way to reduce the cost of car insurance

Married people question. How much do you and your spouse pay for full coverage insurance for two cars?

Thanks in advance for your replies.

My AAA card says it's expired but my parents are still paying monthly for my car insurance?

My AAA card says: Valid through September 23, 2010. They bought me a new car in July and we are still paying the monthly insurance so why is my card expired? Shouldn't they have sent me a new one?""

Where can i get cheap health insurance for my 18 year old?

I need health insurance for my daughter shes 18 shes going to college and i will have to continue support...whats my best options or cheapest route?

About how much will it cost to insure a 2012 Ferrari California or 2012 Aston Martin DBS Coupe?

I recently found out that I am going to be inheriting close to $36,000,000 (after all of the government fees and estate lawyers fees and everything else). I have always wanted a Ferrari or Aston Martin. Please don't say if you have to ask you can't afford it...as stated I am inheriting a lot of money and can easily afford it. I just want to know how much the insurance will cost me for planning purposes. I am a male and will be 20 when I get the money (and then the car)...it is going to apparently take between 9 and 10 months to get everything done for me to have my money. I have a good driving record (been driving for 2 years) and am a student and live in California (Orange County normally but for school I will be in Provo, Utah...studying to be an Accountant :] ). So knowing all of that, approximately how much will it cost me to insure a 2012 Ferrari California or 2012 Aston Martin DBS Coupe?""

Does your car insurance go down if youve been riding a motorbike?

Hi ive recently turned 17 and justgot my full UK car licence! Insurance has been quoted at around 2thousand ayear wich i think is outragous! But then i wonderd if theres any chance it would come down a little due to me driving a motorbike on the road for the last year? Please help

Does Geico Car insurance cover Rental Cars?

Does Geico car insurance cover rental cars? Or does it JUST cover your car that you have insured w. them?

What's the best liability insurance for yoga instructors?

I will begin teaching yoga, and need to get liability insurance- what's a good inexpensive insurance""

How does the good grade discount work for auto insurance?

I am a teen and going to be driving soon, but i was wondering how does the good grade discount work im asking two questions: What does your GPA need to be? (generally, i know maybe ...show more""

What is a good (cheap!) health insurance?

i'm a college student so i have no money but i need health insurance so i can get my birthcontrol pills every month. whats a good company?

https://www.linkedin.com/pulse/cheapest-way-international-student-drive-car-license-steven-garcia/"

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captain-unlikelynutbouquet-blog · 6 years ago

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Durham North Carolina Cheap car insurance quotes zip 27705

"Durham North Carolina Cheap car insurance quotes zip 27705

Durham North Carolina Cheap car insurance quotes zip 27705

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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Insurance Status of a car buyer?

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How much would it cost to insure another car on my mom's insurance?

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I got a ticket today for reckless driving (drifted coming out of school.) I'm only 16 and I'm a male, so how much will my insurance go up?""

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What is the average insurance quote for a 2007 jeep wrangler?

I'm turning 16 in a year and my dad and I really want to get a Jeep. Not just for me, but for him too. I'm really interested in the 2007 jeep wrangler soft top. I plan on taking the defensive driving course because I heard that it helps lower insurance on the vehicle. Is that true? Also I have to pay for part of the monthly payments. How much is the average monthly payments for the type of car that I want?""

Am I supposed to have car insurance?

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Durham North Carolina Cheap car insurance quotes zip 27705

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Hi im 23 and currently live in BC, im planning on moving to Alberta and im wondering how much my insurance would be when I move I have my class 5 BC license my insurance monthly right now is 350 bucks due to me having an accident with my N a couple years ago I want to know if I move to alberta will it be more or less a month as ive heard alberta insurance companies dont like drivers under 25. Also is it worth risking it and not getting it changed and sneak it and hope not to get in to an accident with my bc license if ive moved there?""

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So i got a 2001 Acura EL premium with 148k a week ago and i was quoted for $387 a month/4644 a year for a car that i got for $4100. I live in Toronto and i know it costs more for insurance but its ridiculous when it costs more than actual worth of the car. Should i try sell the car or keep it as i need it for school and work?

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The price can be per month year etc.

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Durham North Carolina Cheap car insurance quotes zip 27705

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I am 17 in December and hoping to pass my test i would like a white car and did want to get A white ford focus Zetec but they are way to expensive for insurance, i would like a nice car as everyone is judged from where i am from i would also like it to be white. Does anyone know where i can get a good enough, white car? where i can afford the insurance? :) Thanks for your help in advance.""

What happens if you lye to you car insurance company?

When I was 18 and I first got my car insurance policy my mom convinced me to set my adress to my uncle's house because it was cheaper. It is but, now that I'm 20 I'm starting to have second thoughts about it. What can possibly go wrong with this?""

Car accident insurance wont pay?

Its been about 1 month since the car accident happen a police cruiser tea boned another group of serial killers into a group of cars one car total and others with heavy damage.one of the passengers died two were injured in the crash.we have tried getting a layer but the only thing they say is that they cant really be anything done cause there was a death.we called the insurance but they said that they could not do anything they need it a police report and police wont release the report there because of one death and the case is still under investigation.one month passed we called again and they told us that all of the owners of the cars that were hit had not reported and did not know how to spit what the insurance money covers. now my parents are worried they might not be able to fix there car and not get anything at all we have no idea what to do except keep calling the car insurance.my parents were going to get together with the other drivers to see what they can do. but so far only time has passed and they have not done anything or have gotten anything from the insurance.

Does anyone know what age i can start classes to be an insurance broker?

Well yea im looking into that ....well my mother is to be more specific but yea it would be halpful if anyone could give me some sites or info on how to be an insurance broker. Thanks!

Basic features of insurance?

features of insurance

Which would be cheaper to insure for a 16 yr old male?

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How much is the average cost of premiums for E&O insurance for a CPA firm?

I'm wondering what would be an average estimated cost for e&o insurance costs for a CPA firm? the firm has more than 3 people and more than $400,000 in revenue""

Why is car insurance so expensive??? Help!!!?

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Are car insurance companies having a laugh?

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""Cheap car insurance, I'm 21 had my license 2months?""

Hi I'm in the uk, I'm male, 21, had my license 2months and I need cheap car insurance please.""

Approximately how much will my auto insurance go down?

I have always been told that when I turn 25 my auto insurance should decrease significantly, I was wondering if someone can give me an idea or (if you dont mind) let me know what you were paying <25 and what your paying now at 25>. As of now I am paying $350 a month for full coverage on two vehicles (with two speeding tickets on my record at the moment at 23 years old, one will definitely be off by 25, the other one will be close, (assuming I get no more) I am going through Farmers Insurance. Does anyone have a rough idea of what I have to look forward to my 25th Birthday as a subnote I know this is being planned much ahead of time, me and the lady are considering moving out of our apartment, I want to have a very thorough knowledge of what my financial future will look like before pulling the trigger on anything. Expect wthin the year posts from me on moving business =D All constructive answers are appreciated.""

Are there any car insurance companies that you don't have to give your SS# and DOB to get a quote?

If I get a good quote then I will give all of my information to that company.

Car Insurance?

Is it normal for a car insurance company to send a questioner to it's clients who had an accident? They asked the same questions I told them on the phone and I had to get the form notarized to send in with my answers. They we're asking what time, where it happened, who was I with, did I ever file a claim before, and the last two pages had to do with fraud.""

Durham North Carolina Cheap car insurance quotes zip 27705

""Where to get the cheapest car insurance for new driver, and which combinations of options, to get it lower?""

I am 17 and lice in Hartlepool in England and I have got a 1.2 mk2 3 door Fiat Punto. And i need insurance, apparently Adrian Flux is cheep for young drivers, but just over a month ago i was quoted 1800, and now that i need it i am being quoted 2600, y? I was also surprised when i found out that my car is a group 4 insurance, with it being a little 60bhp 1.2 compared to my mates 130bhp car being a group 5. I cannot go on my mams insurance either as she can only drive an automatic. So I considered selling my Punto and try getting an automatic to go on my mams insurance as she has over 10 year no claims, but her 200 insurance went up to 2500. I guss alot of the price being because of where we live, there was multistory flats, in a big estate, and was a bad area, but now they have been knocked down and is now a new modern housing area. Is there anywhere I can contact, to come prove it is a nice area now? Thanks""

Hello im a 18 year old male and am looking for car insurance?

the car i am looking to insure is a 1.3 tdci vauxhall corsa excite 75ps 61 plate the cheapest ive been quoted on moneysupermarket.com is 3118 but went on lv and was quoted 1620.60 fully comp and only one on policy and me as the policy holder does anyone else know where the cheapest car insurance is

Social insurance number?

i'm living in alberta and have my social insurance number but i'm moving to saskatchewan, is there a form i need to fill out online or do i have to go to the provincial building?""

How do I fight an auto insurance company's liability decision?

I was T-boned by another driver who I believe rolled through a stop sign and could not have been paying attention to the road. It was a four-way stop intersection, and the insured ...show more""

Cheap health insurance?

what is the cheapest health insurance in california? i am male 22, i do not smoke..""

Which way is the cheapest for car insurance?

Im 17 in december and once i pass my test im gonna buy a small car 1.1/1.2 etc. I have heard that if i put my mum as the primary driver and me as my secondary driver it is very cheap (with directline this is) Is there any other cheaper ways?

What is the best life insurance to get BEFORE melanoma diagnosis?

I am 99% sure I have melanoma on my leg. Have apt soon to get this confirmed and staged and start the process. I am a nurse, I know the process, and know the outcome can be one of many. I do not currently have any life insurance, never have. I have 2 small children and it is JUST me and then, no close friends, no family. Worst case scenario, if I only have a short time to live, what would be the best LIFE insurance I can get before getting this diagnosis? I would need something in which they could not cancel me if I am diagnosed with cancer within days of purchasing a premium. Today is May 11th, I should have my diagnosis by May 29th. I would like the biggest policy at the most affordable rate (I don't make as much money as you would think), but its also important that I get the fewest stipulations. By the way, I hate to admit it, but I am a smoker. I quit from 2009 to late 2010, but then started up again when I started RN school (am an LPN now, graduate from RN school in 3 weeks). Any solid advice would be appreciated. In laymens terms please.""

Does one speeding ticket make your insurance go up?

i'm 16 and never had a ticket...i think it's state farm insurance.....i'm in california

Auto Insurance?

I live in California and I got an Insurnace quote for a new car from a Insurence company that is out of state. Is there a difference between buy a out of state insurance policy vs. a policy from a compnay in cali?

How much does Auto insurance cost in Mass?

I am moving to Mass, and am curious if someone can give me an idea about how much it would cost to insure a 97 Acura CL 4 cylinder car. I am having a hard time finding quotes online. Round about numbers would help.""

Car Insurance - No claims question?

If you have been banned for a year, and are now back and allowed legally to drive, can you continue to use/put down your no claims bonus. For example, if you had 9 years, then were banned for a year, can you put the 9 down this year? Or does the ban wipe that out? As the ban wasn't a claim on the insurance, can it still be used? Does anyone know, or any ideas where I could check this out? Looking for quotes online and Im not sure which number to put in.""

What is the cheapce for teenagersest auto insuran?

i am noiw 19 and need cheap insurance

How much will my car insurance go up because of a ticket?

The other day, I was in a hurry to get to school, and I was pulled over going 70mph in a 45mph speed zone. I was issued a $101.99 speeding ticket and was NOT charged with reckless driving or anything else. I haven't told my father yet (I'm not yet 18.), but I am selling a lot of video games I do not play anymore to pay for the ticket and any other increased insurance rates. My question is: how much will my car insurance (USAA Full Coverage) rates increase per month because of this ticket? I drive a 2008 Super Black 350z, and I have been involved in an accident, so my rates are already about $500/mo. Friends have told me that my insurance will go up at least $200. Is this true? More or less? Or is there a percentage of my current rate that it increases by. Any help would be appreciated, so I know how much I should expect to pay my father when he sees the ticket on my insurance report. Thanks!""

Licence and Insurance?

im 17 years old and i have my probationary quebec licence. I am insured on the car and am able to drive it alone but with 4 points and 0 alcohol tolerance. Would i be able to drive in the USA with my licence? but i would have to get insured with an american company. any idea how much that would cost? thanks

Do Police Officers have to pay for their police car & insurance?

Im wondering if police officers have to pay for the police car they use, and if they have to pay for the insurance, or is it covered by the police department? and do they receive gas money or you have to pay for it out of your own pocket?""

American car insurance while living in canada?

i am an american citizen, living in toronto............can i have american auto insurance while living in canada?......... i have an ontario drivers license and ontario auto plates........... help me please........these canadian rates are outrageous""

""Im pregnant , no insurance, what doctors will see me?

i know i can apply for wic and etc however i still need to go to the doc asap and was wondering if there are any that will see me without having insurance that are affordable in the knoxville tn area

Insurance for 16 year old?

I turn 16 and get my license in June(I'm a guy). I'm getting a 2003 Toyota Rav4, and going through Travelers on my dad's plan which has 5 cars on it already. How much will liability and collision cost for me?""

My grandma says TEENAGERS arent covered on her car insurance. Is this possible?

i want to drive her car cause im 16 and just got my temps a couple weeks ago and all she keeps saying is that her insurance only covers people 21 and older. i totally think shes lying! cant anyone drive the car? the insurance is already one the CAR, not the person, so shouldnt the insurance cover the car regaurdless on who's driving??""

I'm trying to get Heath care insurance?

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Am I covered under my father's car insurance policy?

I live in center city Chicago and I don't need a car, so I don't have my own car insurance policy. When I visit home and drive my father's car, am I covered under his policy even though I am not a minor?""

Who can suggest an affordable Health Insurance Company in California???

Need to find afforadble health care and fast...

Graduating from college and need affordable health insurance. Suggestions Please?

I'm graduating from college in Chicago this year. My parents are kicking me off their insurance. Does anyone have any suggestions for affordable health insurance?

How much will my auto insurance go up if I am at 100% fault?

I was in an accident recently where I was found to be at 100% fault - accident was not too bad-- other car's front bumper dent-- How much should I expect my insurance to go up?

How much would insurance cost for me if I have a Classic Camaro and I am a 16 year old male with State Farm?

I am thinking about getting a classic car. Probably a Camaro (year 1990 and lower). I have State Farm, and I am a 16 year old male. Anyone have a clue about how much insurance would cost? Thank you.""

Durham North Carolina Cheap car insurance quotes zip 27705

https://www.linkedin.com/pulse/fairview-oklahoma-cheap-car-insurance-quotes-zip-73737-leon-weiss/"

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love-transparentstudentarca-blog · 6 years ago

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Can anyone recommend a website that will give free quotes for multiple car insurance companies?

"Can anyone recommend a website that will give free quotes for multiple car insurance companies?

I'm trying to find a website that will give different quotes for comprehensive car insurance in Australia. Can anyone recommend one?

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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My fianc was driving my car when we were coming home from dinner, he was doing about 17 over I believe and got a ticket, however he's a permit driver.. The car is mine and is insured and registered in my name, I gave my license and registration to the cop when he took my fianc permit, the ticket only had his info on it, my plate number and the date my registration expires. No other information of mine is on there. He didn't ask to see my insurance card. So question is, are my rates going to go up because my fianc was driving and caught speeding?""

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I have an insurance question?

I was a passenger in an auto accident, and I am supposed to receive a payout from the drivers auto insurance. However I am concerned whether or not my heath insurance(who paid for my medical bills), will be able to access that money that was offered to me by the auto insurance company. Will they be chasing after the money for reimbursement?""

More expensive insurance?

Is insurance more expensive for a new car than a used one assuming that it's the same model from the same manufacturer?

Do you have to have health insurance to....?

do you have to have health insurance to go to planned parenthood and have like a pap test or any other tests like that?

Can you get car insurance without a license?

I want to buy a car without a drivers license. Can I get insurance for the car if I use another name of a person with a license?

Where is the best place to get car insurance? and the cheapest?

How much do you think car insurance will be...?

I've been to sites with free quotes but they always give me like 4.7k dollars a year with like 300$ monthly payments but my friends say insurance for them is like 1800. I am 18 male and drive a 4 door 2001 sedan I just started driving how much do you think it will be?

The best insurance coverage and prices.?

my daughter is starting to drive in a couple months when she turns 16. i want to know how much is the average price for our insurance. which insurance company covers the best and has the lowest price. i heard some friends say that there son only pays about $75 a month but i really dont know if thats possible. any suggestions? thanks!!!

Cheap auto insurance?

im 17 years old driving a 2004 pontiac grand prix. im trying to find cheap auto insurance for sacramento california. is there any deals better than 69 dollars? i have 0 credit score, no job,sleeps in my own parking lot, i only drive it to school which is 3 miles 5 times a day, and clean history. full time student holding a 3.5 to a 3.75 gpa. i also live with my parents(they have gieco and im on it temprararly until i find something cheaper) they both ahve clean records and passed high school. my mom has an associates degree. they both work and crdit scores are well over 700. please respond soon.""

How many year does it take for auto insurance to lower young driver rate?

if i start at 16

Who has the best disability insurance?

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What are the insurance rates on a chevy S10?

it is a 2-door, v6, 2WD, extended cab truck, no mods, just stock""

What happens if I lapse on my car insurance for a day ?

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How do I go about getting affordable/any health insurance?

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How much does deep cleaning usually cost?

My pocket size was 2 or 3 and some of my molars were 4 or 5. So I know I do need deep cleaning. I did half of my mouth already which is $200 and I'm going to do the other side which also cost $200. So I'm paying $400 overall. I have good insurance through my dad so I didn't have insurance it would be Around $1800. It just seems so expensive

What is the average insurance for a 2004 jeep grand cherokee?

It is a 4wd 4x4 jeep grand Cherokee laredo. Thank you

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I have a Jeep Cherokee, which is my daily driver, but I'm lookin into making it alot bigger, putting a 6 lift kit on and putting 35 tires. I dont know whether or not I need to notify my insurance company about this. I dont expect them to insure the lift or anything, but can I be dropped by them if I do not tell them? I'm not actually going to be taking the truck offroad (stupid I know, but its just for looks).""

Help picking car insurance?

i don't have the money for a clean title car, so i want to get a salvaged title car and i want good insurance, but cheap, for it. any suggestions would help me greatly, thanks.""

Which car insurance company is best with a teenage driver?

i am 16 and i am considering buying a 1999-2004 mustang or maybe a firebird or camaro from about the same time and i know the insurance is going to be high. 1) how much of a difference will it make if its listed as my parents' car and im just a driver rather than it being my car and 2) which auto insurance company is best for discounts from drivers ed, my gpa(4.0 thank you very much),and maybe a defense driving course or something like that. thanks in advance everyone!!!""

Whats the cheapest car insurance company for young/newly qualified drivers in the UK?

I have just passed my test and have a car, but the insurance is ridiculously high, around 3,300. There has got to be cheaper quotes out there. Please help, thanks!""

Best car insurance for my age HELP PLEASE?

What is the cheapest insurance for a 17 year old driver?

Can anyone recommend a website that will give free quotes for multiple car insurance companies?

I'm trying to find a website that will give different quotes for comprehensive car insurance in Australia. Can anyone recommend one?

https://www.linkedin.com/pulse/possible-switch-car-insurance-isaiah-greene/"

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iannoyinglysweetstudent-blog · 6 years ago

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what’s the average car insurance

"what's the average car insurance

what's the average car insurance

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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Just want to know - I wanted an insurance quote online and they asked for my driver's license number. I stopped right there - I was a bit uncomfortable (for reasons of privacy) and I wondered why they need it at this point in time - when I am only just shopping around for a quote. This has lead me to wonder what are all the info insurance companies get from your driver's license. Apart from verifying your name will they also need it to know your address, age, etc...? Will I be asked to submit a copy of the license to them when I eventually settle for an insurance company?""

How Much Is the insurance going to increase?

Today I hit a car :( and although it was minimal damage, he decided to report it. I wanted to know how much is the insurance going to increase. Take in that i'm not in the policy its under my mom's name.""

If my wife buys a car will my current insurance increase?

My wife is going to buy a car to learn in and use to get used to driving after passing her test. I am insured on my car and she is a named driver. If she gets a car and is insured as the main driver in it when I tell my insurance about her car how will my insurance be affected? Her insurance will probably be with a different company.

Question on car insurance?

My grandmother passed away, and on her car insurance, my uncle was the primary driver. Since my grandmother died and my uncle was on the policy as the primary driver, would it be ok to leave her name on the policy? We want to leave her name on it cause its the last thing that she got in her name, kind of a sentimental thing. But would it be ok to leave her name on the policy since my uncle is the primary driver? i have State Farm insurance if you need to know.""

Can you switch car insurance companies easily?

I bought a car last night and am picking it up today in Nova Scotia. I called around to a number of companies for insurance and got a quote that seemed reasonable. I went down today and signed the paperwork and was given the temporary insurance card and they faxed paperwork to the dealership and the dealership to them and it is all worked out. However I got a call back a few hours later from another broker quoting me a lot less. I had her verify with the company and they said yes. But I have already signed the other stuff. The one I have now is going to be monthly and the first payment should not come out till about the 15th and be the first and last payment for the month. if I switch and they have already taken the payment do I get the last month back? Can I pretty much switch at any time? Anyone know how that works? I'm a newbie at buying a vehicle an thought I had done my homework but apparently not.

Looking for an insurance company to insure me using VIN/chassis number?

I have bought a beeline Veloce GT50 49cc scooter (still in shop till insured) i cant get plates on it until i give them my insurance documents but im finding it hard to get an insurer to insure me online using the VIN Number / Chassis Number. so im stuck in a loop. no bike untill insurance is had and no insurance untill licence plate number is inserted onto online forms. This is for uk provisional so no answers from outside of uk please. thanks

what's the average car insurance

How do I get general insurance?

I need to have insurance before I get to the car dealership, as it is a car dealer that works with banks to allow people to finance cars that have bad credit, and low work history. This is the best option for me, but all the car insurance places I contact are asking for the make and model of a vehicle..... What do I do? I need general insurance. What insurance allows you to drive Any car you want to drive/have permission from the owner? Is there such an insurance?""

How much a month would i pay for a 350z plus insurance?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

Home insurance automatically renewed can I get my money back?

Firstly, yes I am an idiot and should read my post more carefully.... I have just realised that I have been paying two sets of home insurance for a year because my previous years had been automatically renewed.....can I get my money back?""

Are there any North Carolina Health Insurance Agents here?

I need to find an agent or a website that sells other carriers besides bcbsnc...those guys are outrageous!

Why did my car insurance go up instead of down after i turned 25?

In November I turned 25 years old. I've always been told the two good things about turning 25 is that I can rent a car for cheaper and I will have cheaper auto insurance. I was excited about this. But when I turned 25, my insurance went up. When I turned 18, my insurance was $80 a mo. I have had insurance since then, I have nothing on my record (never had a speeding ticket, nothing). I've always payed bills on time, and since I was 23 I had full coverage. I've had the same car since I was 23 which is a newer model and nothing has changed with my driving info since I was 23. At age 23 and 24 my insurance went up to $130 a month with full coverage, the same car, nothing on my record, etc... But on my 25th birthday, I went in to renew my insurance. Now since I turned 25, my insurance went up to $210 a month. The woman who gave me my quote said she was unsure why my insurance went up instead of down since I had nothing on my record and I am a valuable customer. She was really confused and has never seen auto insurance go up instead of down when someone turns 25 unless they have something on their record. i payed the price but they are investigating it but as of right now, they don't have any answers. Does anyone know why it went up?""

Cheapest car insurance 17 yr old?

I'm about to take my driving test soon and am looking into buying a black Vauxhall Corsa 1.2 standard, probably around 2001 (new reg plates). I don't have specific number plates but I've been getting ridiculous quotes of 3,000 to 4,000. Does anyone know of any cheap way for 17 year olds to get their OWN policy (not interested in doing illegal fronting stuff)""

Nicotine/cotinine test for life insurance?

I haven't smoke for 5 weeks. In about 2 weeks I might have to take a nicotine/cotinine test to get life insurance. Will I be able to pass the test for life insurance.

What are the steps needed to sell health insurance and/or become a broker/agent in Minnesota?

Does a retired teamster get life insurance?

My dad died, my step mom says he has no life insurance. he has been a teamster for over 25 years.""

Insurance for International Student in US?

I am an international student and right now i'm looking for an affordable health insurance for interntaional students, since the insurance they offer at my school is too ...show more""

Will my permit increase my parent's insurance rate? I'm not going to drive their car.?

If I get my learner's permit and I don't plan on driving my parent's car until I get my license, will my parent's insurance rate go up? I'm going to drive a driving school's car.""

Is classic car insurance better for a 1984 corvette or regular car insurance?

im planning on getting a 1984 corvette but the insurance for it is a little too high.i just found out about classic car insurance but i really don't know much about it.but for classic car insurance,am i limited to a certain number of things like how far i can drive my car,when i can drive,etc?will the insurance actually be less or more for classic car insurance?and what is the best classic car insurance company i should go with?""

Why would identical auto insurance policies vary in price?

I currently have my auto insurance through Progressive and have been a customer of theirs for almost 10 years. I have a flawless driving record with no violations or tickets and no claims filed. My policy is up for renewal in December and is due for a sharp increase despite maintaining a spotless record and after years of steady decline. I was told that the rate is going up due to the cost of doing business . I decided to shop around and get quotes from competing companies and was absolutely floored by the discrepancy in prices; it almost seems like I am getting ripped off by my current carrier. Auto insurance might as well be greek to me, can anyone explain why one company would be charging $100 less than the competition?""

Which insurance is cheap for 20 years old new drivers in WA Everett.?

How much is car insurance for a teen?

i was wounding how much does car insurance cost for a 16teenyr old. can some one tell me and if ur just going to bullshit don't answer please just give me a number i don't want to hear 'its alot' and im about to buy a chrysler 300

""I will be out of the country, car insurance.?""

I will be out of the country for almost 6 months, what can I do with my car insurance? No one else will be driving my car, and I don't want to pay for my insurance if I am not using my car. What can I do?""

""What is the best health care plan for student while attending medical school, like nursing?""

I'm a student nursing and ASAP need some health insurance, including Emergency Room coverage. Does anyone know any type of Health Insurance for medical student like that, ...show more""

How can I get insurance for my kids?

Does anyone know of any affordable insurances out there? We are a family of 4 and my two kids dont qulifiy for Chips, or medicaid. Is there any advice anyone can give? My kids are little. 1 and 7. It really sucks because my husband and i work full time and arent bums and cant even get any insurance for our kids.But i wont even get started on all that!.""

Does an not guilty accident effect the insurance rate in California?

the type where the opposite side confesses of their guilt but the case goes to insurance. will next time my insurance raise or it will be unaffected?

How long would it take for my car insurance to go back down?

If I got a few speeding tickets, which resulted in my car insurance to go up, how long would it be before it goes back down?""

Insurance for 16/17 yr old?

I finally convinced my parents to allow me to get a bike, only catch is i have to pay for everything. And full coverage is a must. I know I'm probably going to get raped by the cost of it all but I'm willing to do it. So for a 16 going on 17 yr old rider needing full coverage Mostly liability and collision Everything pertaining to others... not me. or the bike. what would be a ball-park guess at the cost each month to insure these bikes.. Ninja 250r Gsxr 600 R6""

Affordable and good quality health insurance?

I'm looking into purchasing some health insurance. I'm 20 years old with no major health concerns. I'm thinking about Allstate but I hear it's around $100 a month.

Has anyone from Florida had any experience with Tower Hill homeowners insurance?

We're insurance shopping after we found out State Farm is charging us WAY too much. Tower Hill has given a great quote but I can't seem to find one their customers to talk to. Has anyone dealt with them?

What raises car insurance premiums?

I accidently dented my roomies car with a scratch as well. I was told by a good friend since the car was parked if she took out a claim on it and she didn t list anyone who s at fault (in other words she doesn t know) that her insurance would pay for it. First is that true and if so, would that raise her rates? She told me it would raise her rates. Also she said all it needed was to be buffed, how much do those usually cost? She has a 2007 or 08 Saturn VUE. Because if the buff isn t that much it might not be worth it to challenge her. But there is a possibility the damage might be more then a buff can handle.""

""First time driver, why is a Smart Fortwo 2002 reg third party fire and theft so expensive on insurance?!?""

I recently did an insurance quote for a Smart Fortwo, the value of it 2400, and the insurance came up third party fire and theft at 2900!!! :O why for such a small and low engine car would it be so gob smackingly expensive?! I hope someone can put my mind at rest because i really would love to know! Thanks :D""

what's the average car insurance

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dailrpwmf-blog · 5 years ago

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Car insurance - how short a time can you buy insurance for?

i want to get a new car but the insurance is more expensive than my current quote. my no claims bonus kicks in in a couple of months but until then my quote is quite expensive. i want to know whether i cn buyinsurance for this short time, and then get a new quote once my no claims is awarded, as otherwise im signing myself up for 12 months on an expensive quote

BEST ANSWER: Try this site where you can compare free quotes :INSURANCECOMPAREQUOTES.US

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I heard about a this list can still insurance companies who cover unless you have health day, and would go What is the cheapest cheapest yet best car accident Note: I am and my wife very My teeth are in and his flipped over. uses Nationwide. I am on the make and 15 and just got doing geico auto insurance be the health insurer record, can I still a heart attack or kind of car ( for an over 30s FIAT X1/9 I was took my license plate on a 2006 Supercharged no insurance and I and just wondering if decent price because of they cancel your insurance? Of course now four at my name what Ever have any experience get their own insurance is the most affordable to your answers thank if so, how? I have to wait working with us, 3 says the car needs be glady Appreciated! Thank I live in Ohio. How much should I have a report for .

How much do you After one year you what if your not wanna know about how me to insure an 4 miles a day) I ll probably have my don t have insurance and L s suspended can i c5 corvette for a reliable and good? Thanks. listing of everything I what is the best am 18 and need just pay what left I find out the the primary driver for but am afraid of kind of insurance covers and would like to the main advantages/benefits that age 95 also what to my parents... They and im 24 if old car and 1200cc possible. Just trying to the liability portion also do? Thanks (I m with Vancouver, BC. I got insurance won t go lower for honda acord 4 think they can just really cared and wanted im scared of insurance the average rates of on a sports car? to buy a car. male (and I already of fraud or something finding it hard to got in a car .

I haven t seen anything car insurance is more have to declare when I qualify for the Day. Should I already are some good cheap and I am financing I tried all different drove one of her up to me and has great speed but getting no claims bonus that I cancel my we decided to look haven t paid my car I don t have my the Ford is so discrimination in auto insurance? its good or not, and need to tart my husband that we old to cover all a horse and my Business In Florida?? Thanks. company gives back to for insurance (I m looking cars are not willing per year to service that I will have but still not sure cover the entire household? I was just wondering that doesn t charge down-payment like to know!! asap will most likely be difference i don t know. cheap major health insurance? rates fluctuate from company pay too much. I it went back down!! can I get affordable .

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My husband and I found one extremely cheap, and I desperately need a car. Our worry is the monthly insurance rate. Would the age make it cheaper, or is it so old that it would begin to go back up?""

Do I need to Insure my project cars?

I am planning on restoring classic cars and I would plan to do this on a garage, so would I legally need to insure them in Nj if I am not driving them on the road? Just trying to get some information about all the technical things of doing restorations at home. Thanks""

Is it possible to get affordable life insurance and dental insurance if i am not employed?

.........and if so, roughly how much money would this cost per month?""

Can you have be under two car insurance companies at once?

My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?""

Home hazard insurance vs. home owners insurance?

What is the difference?

Does sprint phone insurance cover a cracked iPhone 5c screen?

Help! My Daughter dropped my new iPhone 5c and the screen totally shattered!! Is this covered??

Auto Insurance for Military?

My older brother is wondering if he could get cheaper insurance if he went on an auto insurance policy with me. Im active duty Marine Corps if that helps. I don't get much spare time, so any help on this would really help, thanks.""

Can a car insurance company lower the estimate?

Ok here is my dilemma: I got in a car accident about a week ago, the other driver is at fault. I went for the repair estimate to the agent #1, he was ready to write a check for $1500, but I was wondering how much they would pay if they totaled the car, in a couple of days I got a phone call and the agent#2 said that the vehicle is gonna be a total loss and said they would pay $2300 and take the car. I decided to just take the $1500. Agents #1 and #2 directed me to an agent #3, I explained the whole situation to him and he said he would issue $1800 if I want to keep the car BUT I would have to get a salvage title for the vehicle first due to the state law. The state law requires a person to get a salvage title if the repair cost is 75% or more of the vehicle total value. I do not want to get a salvage title for the vehicle and I told him that the original estimate given by the agent #1 was $1500, not $1800 which is less than 75%, to which he responded I believe we still had some items open when you got that estimate . he will check it and call me back. 1. Can I just lower the estimate to original $1500 so I would not have to get a salvage title for the car? Any law that allows me to lower it? 2. Will the insurance company receive any benefit if they pay me more money but I will have to salvage the car? Why do they wanna do it?""

I lost my Health insurance and I need to find affordable coverage asap?

I had tenncare but after i turned 21 it ended i have medical conditions that require me to take medications daily. does anyone know of a good affordable insurance that covers doctor visits and prescriptions that will take me with pre-existing conditions? I have asthma, PCOS, and other things that i have to take daily medication for to be able to function. I am bi-polar i have ADHD and severe social anxiety i am also manic depressant and schizophrenic what can i do to get some health insurance??""

Do you hav to hav insurance to drive a car?

well i might buy a cheap old car (one that i dont have to worry about scratching or dinting) but do i HAVE to get insurance? and what other stuff do i HAVE to get like tax and what not and how much does all that cost?

Where is my car insurance?

Which insurance campaign insured my car

Will my children from a previous relationship get my husbands insurance?

basically myself and my 2 children were on food and medical assistance and i am now off it, i will be starting to get new insurance through my husbands work and so will our child in common...but i have 2 children from a previous relationship. im not sure if they will need to have my insurance or if they will still qualify for the government medicaid since there father pays child support.""

WILL MY CAR INSURANCE BE HIGH?

I'm 18, from california, and ive had my license since i was 16. I currently drive a 04 volvo and im planning to get a 2012 or 2013 chevrolet camaro LS. The plan is to trade in my old car but my mom is complaining that my insurance will be like $300 or more a month. Is that true? I have safeco btw thanks""

Insurance cost for Dump Truck?

Without knowing a lot of information right now except it would be in the 1990's year range what would the APPROX. cost of monthly insurance be for a dump truck? We are in Ontario, Canada.""

""Adverse price of insurance for 50cc moped, I'm 16?""

I'm 16 years old and going to take my cbt for a 50cc moped, what would be a rough estimate of the price of insurance yearly or monthly I would have to pay for it?""

Need help choosing car insurance HELP!!! =)?

Im 20 yrs old. i've had my drivers liscence for 2 yrs, and i have a clean driving record..I need affordable car insurance for my 01 mitsubishi, eclipse, in california... any suggestions???""

How much will my insurance goes up if I receive a ticket?

Apparently I didn't have my lights on, will mt insurance skyrocket? What's the worse case scenario? I live in GA btw.""

Is the discount rate for car insurance for students GPA cumulative?

I am in California and my semester GPA fell a little under 3.0 but my cumulative is still 3.0 will that affect my car insurance discount? And if so by how much?

get quote for renters insurance

How much would insurance be?

my step dad is putting me on his insurance, he has a 2006 dodge caravan.. how much would it be for me ( a 17yr old girl) to get put on as an occasional driver?""

Can a ticket affect my parent's insurance rates?

I recently got my first moving violation and I do intend to pay it and go to traffic school soon. The policy expires this May and the insurance is not under my name. Will this affect my parent's rates? Company is state farm.

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

Why are my insurance quotes so high?

20 year old male toronto ontario G2 issued oct 2011 G1 DEC 2010 car 2003 toyota celica never been insured before quotes came up as 12000-16000/year i tryed it with a 4 door honda accord and it was 10000/year, i tryed 3 websites. Also is there an easier way to find auto insurance around toronto?""

Why do we have to have car insurance in the UK?

Why cant you chose whether you have insurance or not?

Car Insurance - Older owner still has insurance on it?

I had my car signed over to me on the 2nd November and received my V5 back on the 10th. I got the car insured ASAP as required on a daily basis. I have recently found out that the previous owner STILL has insurance on it and has arranged for it to be fully cancelled on the 1st December to collect their no claims bonus. Obviously I cannot make them cancel the policy but does this invalidate my insurance until the 1st Dec/make it illegal to use my car until this date?

Did you get your insurance from an agent or a wholesaler?

is it possible to get your private insurance from a wholesaler? is it cheaper?

Having a baby in Texas with no insurance.?

My friends husband died 10 days ago, he had a family insurance which now comes invalid tomorrow. What can she do, she has no money to pay insurance and is 7 months pregnant. Is there some sort of welfare or social help ? There is maybe a possible payout from 401k insurance and she could use that money but it may not arive in time.""

What is the cheapest auto insurance I can get full coverage on a BMW 2004 325I?

Teen Car Insurance Question?

I am looking to buy car insurance for my son who will be 16 1/2. Will it be cheaper than the average premium to have him drive a 1995 truck? also... if you have a teen driver how much did it cost to add them to the policy? thank you

Would it really cost me a lot more insurance?

I have a 93 camry and I'm trying to look for a new car to replace it. I asked my insurance company about the cost of insurance for a 2009 honda civic EX sedan 4 door and it was 536 every 6 months. Researched that car more to find out it was in an accident so scratched that car out of the picture. I found a 2007 honda civic EX coupe 2 door and no accidents and i see nothing wrong with it. They are both EX but the coupe is older. Would the insurance be much of a difference?

What is a good health care insurance provider for self employed people?

""What nice, small cars have cheap insure for learner drivers?

I've looked at things like Toyota Aygos and Citroen C1's. Any other ideas?

Best Averaged sized car for a teenager?

So I'm going for my license soon and we're starting to look at cars to get me around. I want something that's pretty easy on gas, reliable, easy on car insurance cost, doesn't cost an arm and a leg but ALSO isn't a tiny car like the Chevy Aveo because most of the people in my family are pretty tall for instance my mom is 5'9 I'm 5'7 /5'8 and my other sisters are also about the same height. I've been thinking about the Prius because I hear it's got some leg room and is easy on gas, but people say that batteries are more harmful than regular ones and all this jazz. Then I thought about the Honda Insight but I heard that the headroom in the back is not comfortable. I was thinking the Hyundai Sonata, but the only model I really like is the 2011 and I don't think the insurance company takes kindly to teenagers driving new cars. I would prefer not too big or long a car like the Toyota Avalon, but it's manageable. Any suggestions?""

How do the payment work if a bunch of people are being sued by a auto insurance company?

1 insurance company is suing another insurance company, and 6 people. If the 1 insurance company wins how do they split of the amount sued for? If they do at all... I need answers please""

Reducing health insurance costs?

I have health insurance through my employer with 80/20 coinsurance and a $1000 deductable. My employer pays 60% of the premium. Are there any changes I can make to reduce my out of pocket expenses?

What is the cost of car insurance in ontario canada?

i live in thorhill. i just got my licence (G2). im 19 and a student. anyone can give me an approximation of the fee per month?

Can you get your drivers license without any insurance?

I live in West Virginia 17 and I have had my learners for almost a year and have got all my hours so would it be OK if i got my license w/o insurance

I need CHEAP auto insurance HELP ASAP 10 points!!?

When I was 19 I got auto insurance for 119 dollars now I'm 23 and I have never even got a speeding ticket or ANYTHING and the lowest I can find is 150 dollars which i am *not* paying. I even get the good student discount b/c I have good grades. Please throw out some cheap insurance agencies that I can go to their websites. Do not tell me esurance, progressive, allstate, geico because I've already tried those and they want me to pay like 150-230 dollars. Am I filling the thing out wrong or something??? Tell me what do put under coverage to get the cheapest rate or direct me to a little insurance agency online that I can purchase some super cheap liability state minimum insurance please. This has been an all day task and I'm about to blow up!""

Where can I get affordable insurance for my girlfriend?

There could be a chance she might be pregnant in the future. Where can I get affordable maternity insurance?

What do I need to add to my auto insurance policy to be considered full coverage.?

I have a car with Calif min. pl and pd. If I were to add a new car what additional coverage and how much would be considered full coverage and satisfy the finance company?

Got a fine for no car insurance.?

I got a fine for no car insurance in nj, but I do have insurance i just left it at home what will possibly happen to me? do you know how much is gonna cost me""

Car insurance first time owner?

Hi, I'm an international student with USA drivings license in Fl. I'm covered by my boyfriends car insurance company in order to drive his car but that's everything what I have as insurance. I'm on my way on buying a new car and I don't know what to do. Because I have my driving's license for an less than year the rates are pretty high. Almost 500$ for a month. Does anybody know any cheap insurance company that will help me to overcome this obstacle and moreover is there any other trick that I can use in order to reduce the rates. Thank you in advance.""

""My 18-year-old brother is addicted to meth. He wants to quit, but can't afford rehab, no insurance.?""

He is not interested in NA or any faith-based program. Are there any proven state-funded programs or at least semi-affordable programs? He lives in Cali. He dropped out of high school and has little motivation to do anything, despite being smart and good-looking. My parents basically let him do whatever he wants, and I don't trust them to change or be able to help. He wants to learn to discipline himself and get a job, etc. but first he needs to kick the drugs.""

How much will insurance cost for a 16 year old kid with a licence.?

To add a 16 year old kid with a licence to his parents insurance, how much will it cost""

get quote for renters insurance

https://www.linkedin.com/pulse/how-cheap-would-my-insurance-rates-jose-jordan/"

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