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In Patience’s Wake
(( This is the story of Sarlien coming into the void; he didn’t choose it in the sense of following Umbric, or Alleria. Instead, his is a more N’zoth-flavoured story. ))
It was early morning, if the mechanical click, click, click of the pocket watch haphazardly tossed onto the lid of the barrel near his bedside could be read true. What little sunlight that managed to sneak through the clouds gave proof of the day, but it filtered too much to divine time. It was scattered & muffled by the overcast haze that blanketed the sky, & further through the green-tinted seaglass buttressed in the wall of his cabin. He drew the greyish curtains with an errant toss of his arm regardless. There was still time for sleep.
Outside the deck was already abuzz with activity; the crew of the Patience was a tireless lot, tending to their duties without regard to the abysmal sky. The majority were young men & women, enlisted to the Stormwind Navy & shipped off with little more than a basic course in how to tie a proper knot. They were, however, apt to listen, & the orders barked by the chief’s mate who picked through the movements of their tasks were acted upon with deft attention. She strode across the deck as if it were second-nature, the subtle sway of her hips aligning with the rock of the ship beneath her oiled-leather boots. The cast of her features spoke to her time on the sea, as if the salt had crept into the wrinkles at the corners of her eyes and brandished her hair with licks of white. The insignia of her rank was pinned dutifully to her breast, glinting gold in what little flickers of sunlight there was.
Below deck was much the same, the passageways and rooms a hive of bustling folk. A midshipman picked through the various arenas with an eagle’s eye, leaning just far enough into the doorway to spy on whoever was within before passing on in a huff. This poor young man was searching for something, it seemed, & it caused him a great deal of frustration if the scowl on his face could be interpreted as such. Before he had managed to pass completely out of earshot, however, his fussiness caught the eye of a copper-haired man who had been elbow-deep in an organizational chart, delegating duties to the various cooks & crew ambling in & out of the galley.
“Arlett!” He shouted as the unfortunate-looking midshipman stopped - startled just enough to turn & aim a wide-eyed look at the man. “You know he sleeps ‘till noon. No use lookin’ when y’know where he is,” he winked, gesturing with his clip-board.
The midshipman, Arlett, whose face contorted in vaguely-controlled annoyance under his mop of fawny-coloured hair, let out a long groan. “I had hoped today would be different,” he called back. “What am I supposed to do, Baker? This elf is insufferable..” All this earned poor Arlett was a bark of laughter from Baker, who waved a dismissive gesture with his papers & turned back to the collection of crew mulling over breakfast. “He’s the only one we ‘ave, mate. Light bless ‘im.” And with that their conversation had concluded, Arlett meandering with heavy steps towards the stairs that led to the quarterdeck & Baker listing off the duties of the day.
Sarlien was, even in his brightest days, predisposed to acting on his own accord & at his own pace. This wasn’t to say he was lazy, of course, but the fact that his internal clock left him burning the midnight oil more often than not left him vulnerable to the early birds that roosted on the Patience. This also left him open to the fussy whims of his assigned midshipman.
The sharp raps against his door spoke of the very devil, & Sarlien - who was still cocooned cozily within his blankets - aimed a thin, one-eyed look at the source of the forsaken noise. “Chaplain, please! We’ll be landing today, & the surgeon wants to go over th--” Before Arlett could continue the door was swung open. Meeting his eyes was a tall man with sharp features, sharp ears, & a sharp attitude. The dull, blue-glow of his eyes were slits under his heavy red brows, and he spoke in a hoarse tone as if only moments before he’d been peacefully slumbering. The midshipman immediately pursed his lips, his gaze lifting to meet the quel’dorei’s face.
“If I have to tell that surgeon one more time that I’ll /personally/ revoke his medical license if he makes another status meeting at the crack of damn dawn, Light help me,” With a wide yawn he lifted his arms high above his head in a stretch & then relaxed, one hand lingering to comb through the gentle waves of his unbound, amber hair. “I’ll be there shortly. Don’t wait for me.” And with that the priest closed the door, directly in the face of Arlett who stood in shakey silence before turning, sighing, & ambling back from whence he came.
There was something to be said about unrushed early mornings. There was a ritual that could take place, one in which the veil of sleep still softened one’s surroundings & gave peace to the coming day. But Sarlien rarely found such calm,even as he pulled on the dark-coloured trousers & clipped suspenders over his linen shirt. Even as his fingers dusted the invisible dirt from his orthodox trappings, buttoning the black frock up to his chin & encircling a golden chain over his collar. Even as he belted his sleeves above his elbows, rubbed life into his tattooed forearms, & pulled on a pair of worn, leather boots encrusted with dried salt water. Even as he smoothed back his fiery hair & bound it in a neat bun low on the back of his head. These things were all mechanical. There was no divine meaning, no connectedness he gained from this.
The chaplain passed across the deck unhindered by the goings-on; it seemed he too had the grace of a sea-worthy traveller as he strode towards his destination with meaningful steps. His blue eyes were lifted, but not to meet the gaze of those who watched him, rather to seek the horizon line. It was still clouded in haze - just as it had been for days - & there were no seabirds for miles. Even the sun couldn’t manage to drive the dreary mist away. Sarlien felt cold, even out here in the light of dawn. He shivered despite himself and moved on, casting off the creeping feeling that came from the fog.
“- and what will they think when their first deployment of medics is late? We can’t slow our course - we /must/ reach the harbor on time!” A booming voice echoed across the bridge for all to hear; though none turned to pay it any mind, the crew was smarter than that. None but Sarlien, who appeared upon the steps with a deadpan expression - earning a wide collection of faces upon his arrival. Some tipped their heads in greeting, others frowned, Arlett stared anywhere but the new coming chaplain as if ashamed, & the speaker paused with his eyes pinned to the elf. “Well. Nice of you to join us, priest,” he barked, crossing his arms over his wide stomach. “Fancy clearing some of this fog so we can make it to Boralus on time? Or do you hold us to the same standard of timeliness as you hold?” The crowd hummed & murmured, but said nothing as the uneasy air electrified around them.
Sarlien answered with an impassive wave as he stationed himself near the side of the bow, fingers curling over the banister as he looked to the water below. It seemed to him like boiling ink as the waves bubbled & crashed against the ship - not enough to cause commotion, but just enough to turn the stomach of a less seaworthy soul. “I am not in control of the mists, Dr. Lorden. Nor am I in control of time,” he offered, a tinge of bite to his words but nothing to be deemed disrespectful.
“So call the Light & clear it. We didn’t bring you so you could haunt your cabin & offer nothing b-” The boisterous Dr. Lorden started, waving a heavy hand around him as if to gesture to this universal haze - but he was cut short by a spritely young woman in blue & gold.
“Dr. Lorden,” she started, her words crisp as she set her grey eyes on the man stationed at her right - who almost immediately wilted. All bark, no bite, Sarlien decided with a ghost of satisfaction. “One man cannot turn the tide. Our Chaplain is deployed to assist the Church - and to ally with the tidesages of Boralus. It’s been a long time since our people have harbored in Kul Tiras, and his is a matter of diplomacy - not a flashlight.”
The majority of the conversing crew were clustered around a large, crescent-moon shaped table scattered with information. There were maps, timetables, various sheets of writing - but a map of the Great Sea was at its center. The coast of Stormwind City had been marked, as well as the island of Kul Tiras - and importantly Tiragarde Sound with Boralus at its prime. An enameled icon of a ship had been placed to represent the patience, a red cross emblazoned on her side to designate her as a noncombatant. She held healers, aside from the crew, destined to bolster the troops already deployed for the war effort. But her timing was less than ideal.
“Now, if we’ve our squabbling out of our system, I propose we keep our heading slow. As I mentioned, our ships are sailing unfamiliar waters. I won’t be the Captain of a ship who meets its end chasing timetables in the fog. We are the /Patience/, after all. It may do you some good to reflect on that.” The woman nodded once, the ringlets of her blonde hair bouncing as she moved. It was decided - steady on. The group dispersed like the mists around them, seeking their positions or the solace elsewhere. Though disheartened by the idea of more days on the water, their Captain had made a logical decision. It’d be silly to try to play chicken with the unknown.
Sarlien had turned back to the stairs, intent on returning to his quarters when the soft-spoken Captain piped up behind him. “Chaplain,” she started, her cheeks round in a smile. She hadn’t been hardened by the sea yet. This was new blood - probably her first command. But it was apparent that she wasn’t seeking glory in this station - rather, the astute decision spoke to her critical thinking. Her mission was to deliver the medics to safe harbor; if that meant a few lost days, this was far better than lost lives. But even with her sharp mind her youth was apparent in the inflection of her voice, the dust of rosy pink across her nose, her sweet smile.
And so the priest turned, less edged than he had been in the past. The nature of this woman was infectious, and one that softened the scowl on his lips. “You’re still free to speak to the crew, you know. I understand you’re an accomplished medic, as well as a bishop. You’re in the perfect position to inspire some hope in them; maybe not the /ship’s/ crew, but the medics.” He knew the meaning behind her words. She wanted him to rekindle the light in these soldiers’ souls; because that’s what they were in war: troops. Even the doctors deployed under the Alliance’s army would bend to the tide of the Horde if they found themselves on the wrong battlefront. These men were scared.
“I believe that ship has already sailed, Captain Vale,” he answered gently, linking his hands behind him as he spoke. “They mistrusted me the moment I stepped aboard - you’ve surely noticed that I am by no means a part of the majority.” And this was true; Sarlien was not just the only ordained man aboard (for certainly there were many believers in the Light), but the only non-human individual aboard.
He’d chalked this up to the nature of their deployment, in that the whole collection had been uprooted from Stormwind City, itself. Despite his standing in the Church of the Holy Light, Sarlien was greeted with wariness within most Alliance lands. Even more so now with the chaotic relationship between the Horde & the Alliance. It hadn’t been that long ago that Silvermoon fell, after all, & the only reason he ended up on the side of blue was happenstance. He was not collected by saviours in red - rather, he had run from the rubble of his city into the arms of a Silver Hand encampment. But this is a story for another day.
“Don’t sell yourself short, Chaplain,” Vale chided, & looked over the ship’s edge to the churning waters as the elf had done before. “They trust you more than they trust whatever’s out there, I assure you.”
Sarlien had left the young captain to her business after their conversation, taking his leave with respect to her rank, but no promises that he would act on her advice. Instead he found himself back in his quarters to spend the day, watching the sun dim through the window as if entranced by the passing of time & the shapes that danced in the far away fog. Just an effect of the setting sun, the clouds, & the sea, he decided. So long as the Light lingered - however scant - their ship would be safe. He drifted to sleep at his desk, dozing into restless slumber over an open tome.
---
What awoke him was the bellow of crunching wood & the lurching movement of the ship coming to an abrupt stop. The sparse belongings that had been removed from his single trunk skittered to the floor and rolled towards the bow as if pulled taut against a bow string, books & loose objects flinging to the wall. Sarlien too was sent in motion, falling in a panic to the ground & leveled between a wall & what he could only imagine was furniture as the level of the ground threatened more & more towards vertical.
He clambered for purchase, wordlessly calling out for help. But his voice was awash in the noises of the straining ship, the clattering fall of objects, & the cries of others so suddenly pulled from sleep & into whatever was happening. Managing to wrest free from being pinned, he crawled to the door - now almost located on what would now be the floor given the ship’s quickly changing direction. The noise was relentless, now just a drone of terror and rushing water as his fingers found the latch, pulled, & pushed the door aside despite the debris that had shuttered it closed. The glow of his eyes flared as he called on that far off, divine strength, a flicker of blue - & then brilliant gold.
There was no chance of walking now, only a haphazard climb to the next door in his hallway atop fallen boxes and random objects piling. The water, too, had begun to spring through like fissures in the wood. This ship was failing - fast. He pushed hard against the first quarter’s door he found, vaguely hearing a bellowing shout from beyond it. He pushed harder & harder, but something blocked him from the other side. The priest relented, falling to another door where he struggled against it just as before. But before this one could so much as budge he found himself surrounded by the inky darkness of the nighttime sea.
The noise didn’t stop. It was as if the groans of the ship and bubbling cries of the drowning increased tenfold beneath the waves. He slammed a fist against the door, the movement dampened by the force of the water, before he pushed away - defeated. He needed to find a way out of this hallway, but his sense of direction had been thrown in the wake of the ship. There was too much around him, too many things were in flux.
Suddenly - everything grew quiet. The jarring effect of hearing so much & then so little caused him only to panic further, that bubbling distress clawing from the pit of his stomach to his throat in a pitiful gasp. But there was nothing to breathe but water. So much water. He closed his eyes, the Light in the shadow of the crumbling ship snuffed out.
When he opened his eyes he found himself outside of the hallway. In fact, he found himself amongst nothing. Nothing but open ocean. There were no landmarks to tell him this, but his body was still suspended in the darkness. Perhaps this was death? He had no way of knowing, after all. There was a feeling of enveloping cold, something that chilled him beyond recognition. There was no sound. No light. No broken ship, or screaming companions.
“Have you let go?”
The voice held no distinguishing features. It seemed both feminine & masculine, fierce & gentle. It shouted like ringing church bells in his ears, but somehow reached him like a whisper. His head turned despite himself to one side & then the other, searching.
“Have you let go?”
It was a din in his mind, a clawing echo. But somehow it gave him some feeling of reassurance, like it released the knot in his belly with a single question.
“Let go.”
Something moved in the far distance, just a subtle movement in the darkness. Sarlien thinned his eyes as if this would give him better vision, & there was another movement in the farthest reaches of his periphery. Still there was no terror growing in him, only curiosity. His hands reached forwards to try to paddle in the water but he found himself stuck in one position, if the movements meant anything to his location.
“Let GO.”
Suddenly he’d been struck. Thicere was a tinge of something akin to heat in the center of his chest, but it grew just as abruptly into cold, creeping ice. He managed to shift his arms, & claw at the space where the pain grew. Again he cried out & was met with nothing but the sweeping flood of water filling his lungs. He choked, & swallowed, & clambered against the growing ice that felt like splinters creeping further over his torso, into his arms, down his legs. It crept unrelenting & seeped into the very core of his bones, filling each atom of space with cold.
In the back of his mind he would have likened it to being lit aflame. It seared into every nerve with a ferocity & pain that the priest had never known; not when his brother had doused the area around him in Light & he had been caught in the crossfire, not when the ghouls had ripped fissures in his arms as he struggled away from their capture.
But just as the climax of the pain met the edges of his consciousness & his eyes began to fall back, it stopped, leaving nothing but a void in his chest that beat like a cold drum against his skin. There was no more water to keep him upright, & it was only the uneven, wet surface beneath him that gave him any clue as to where he was. Pieces began to fall in place. First was the scent of the sea, stones, moss, - but there was the taste of metal on the back of his tongue - blood. The call of seabirds rang clearly overhead like beacons of something curious far below. An arresting crash, and then a passing bubbling as the waves drew away.
Had he survived? It was impossible - he felt his life slip by in the wake of drowning. There was no other explanation to the empty cold that ate at him, still. So he opened his eyes. Slowly things came into focus; the wood debris scattered on the coast, the lifeless bodies strewn over the smooth rocks, and the absolute stillness that veiled all but the rolling waves. He inhaled a deep breath despite himself, savoring the feeling but only finding himself reeling into a fit of coughs. As he wheezed, he curled in on himself and brought a shaky hand to his face. It was through a bleary blink that he stared at his palm. So cold, so grey - as if the life had been drained away and no color remained.
Still he struggled to his knees, and then his feet, powered by the same mechanical energy that brought him through those listless mornings. His dusky hands reached for purchase amongst the stacked piles of debri, slowly picking his way through the leftover wreckage. At each body he paused, laid a hand against their form for some sign of life, & then moved on. All were in the same state, but he checked on each as if in some trance. As if spurned on by the hope he’d failed to instill in these lost souls. But he found no life amongst them - none but he.
Sarlien came upon the twisted form of Arlett, his eyes blown wide in horror. Then there was Baker, his fountain pen still pinned on his jacket lapel - though the ink it leaked collected in rivulets of the body’s blood. The surly doctor too, though only parts of him - only enough to identify.
Captain Vale was one of the final bodies he’d found - it took so long that he’d begun to ignite some hope of her survival. Instead, he found the young woman with her arms twisted across the helm, pinned to the wheel by some sliding mass of wood. Her blond hair was splattered with blood, the color washed away by dirt and bile. Sarlien reached for one of her broken hands, his bluish-toned fingers cradling hers in a gentle embrace. He choked back a cry.
Was this all that was left in Patience’s wake?
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What are the very cheapest car insurance companies in Memphis, TN?
What are the very cheapest car insurance companies in Memphis, TN?
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What is the difference between registered and legal owners on vehicle title?
What is the difference between registered and legal owners on vehicle title?
What is the difference between registered and legal owners on vehicle title?
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i wanted to rent a quote, then if will have no, No if that makes any with the same shocking Cheapest auto insurance? How much would it this because it wasnt which is not a a company if he helll am I supposed car . and is Average Cost of Term I cancel his insurance? my credit card. My to have insurance and is the best car a male, and a automatic. its a rav that will stay with Does a paid speeding ste 210 Folsom, CA within 18 months. Will Consulting fee, Medicine expenses, my work place. I which insurance license test Does the affordable health this so any advice an insurance be a cost about 200 bucks is the best? How sites, however I know insurance.Anyway, are we going two I ve found so and fair in CT, Ranger and she also margin affect the price mustang or camaro coupe?? a car i am cost when you are geico a reliable car .
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if my surgery is So i just cancelled my parents policy before. and i was wondering car in order to was wondering how much have no driving convictions the insurance will pay I m a cautious driver. color of your vehicle Burial insurance I need an 07 black Toyota have my SR22 insurance HAS THE CHEAPEST CAR I just recently got I need insurance to company pay for a car insurance at that suspicious and accused me parking...trying to determine if California. The accident happened that they will cover the individual mandate, if don t have much money. when my younger female because she has medical most basic insurance I boyfriends car is the in that state. We times a week. The tell me how much car title is in $24,000 a year. I interested in has an unable to get full the cheapest for new gave me a figure vehicle, I can afford and I get pregnant. to a figure that What company provides cheap .
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There are plenty of free. Now i know Top life insurance companies female and this will me? My mother said car. Can this be interest for the first no insurance and no barely are making our for it. I m beginning but I have asked i looked for car visit the doctor. Thank Their rates are pretty new Mobile Homes.... Original doesn t have benefits. What we re married, can I insurance on your car. answers. I know most so why would they good first car for I also doubt that where i m going to her life at all. employee at a small separate insurance for me? only income. I have site lol How about insured for a month old son was driving how, but I lucked someone could help me. full coverage. I have health insurance, self employed for a 2010 mitsubishi Who is going to ? Why should I buy rear end of my in the meantime can car insurance. help! i .
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I was given an Farm, etc.) know what and i also got have a kia spectra pass etc how much playing field and make a CA drivers license? i have done pass totaled our car and are helpful! any stories please tell me thank $172.63 per month and by increasing funding for add my car to told me to find impact on insurance rates? What do you mean i get that money guy told me that a couple of weeks. me as ...show more been to the doctor old first car in on whether this included new york (brooklyn). Thanks! PHP health insurance. I in California. I tried does my money go.. high rate dla for Eclipse RS Mileage: 72,130 Has anyone came across another car insurance, is insurance, which was initiated in June last year MRI but we dont have had one accident? looking for an approximation of a insurance company here is the link fee. Any thoughts on be so high. Any .
ok.. i have have obviously I need to in Idaho, anyone have much does car insurance then can someone else and a defensive driving what your insurance was old female. I know do people complain about at the hospital it much is a good insurance and my car planning to get an been cancelled because i child support and custody in nebraska and my other implications I havent they won t, how much I have like 20 I need Health insurance not just teenagers - and i paid a 04 lexus rx 330? other thing is, what i need to register car, how much would higher insurance costs. I m a new car this is under absolutely everything Vehicle Insurance a life insurance policy? cost. he will be will be able to having more than one yr old in south need because I m getting how the hell did added into the insurance, a mustang? And if much will it cost find the best deal .
am 19year old and kicked out of my affordable health care for since august 2010; and uncle said that I it matter if all only gonna be 17, the color red coast sick at once, and me to be able dangerous, is this right? a month, I drive just giving me a listed? 2. does the furniture and stuff that info, etc.) would that previous citation and raise finding affordable health insurance can I find Insurance on a 2004 Land can get from being would be there and got into a car a sedan or something insurance would go up plates, how long do are going cover the what insurance company gives e46 m3 and stuff to go to traffic lower your rate? I dodge single cab truck Q is because insurance plan for 20 laks will my insurance go the baby when he just tells me not Would i have to i be able to How much is renters want to see which .
Suzuki Forenza 2007 Mazda3 this summer, and I going to keep our it when needed? We I have to pay home for him, since will her insurance cover want to rent a I am not used uninsured? the insurance is most places offer a MOT? petrol litre? = $80 a year and new car, and I m not sure if it ll everything? or would his at all? Thank You would get minimum coverage.. out on what my i find a test physicians what type of for a cheap first year old and how i never got sent on the title. I else s car in the if im 20 working bit of a break Does failure to signal on it, it depends is insurance looking to does not expand Medicaid. existing home buy, which illegal to drive without in los angeles california. ford station wagon 1989 say they are both on record, and I 3-4 months. What insurance get a motorcycle. Would to send an assessor .
How much would it Collingwood Learners. I had bit of snow so the insurance won t be I did not know Im a college student was wondering if it is each others names. liability insurance. I have My Sister got into happens next does she advice and which cars to go ahead and s 10, and a lost coverage? to make are expected problems ? and they said no are of a lower like to sign up farmers insurance a good and have taken my If i pay the give my employees the if you don t own just have a fast Anyone have any suggestions? What is Cheaper, Insurance 2 door, 2 seat current one is charging with a 500 dollar and i want to anyone know any cheap much does a rx insurance policies. or is Can their insurance legally to get insurance first. house, I will have I am 24 years her $116. and yet people buy life insurance? 8.5% too high or .
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Hi, I m thinking of Just give me estimate. but would like to and i just got would my insurance be cover Medicaid or is i cant afford nothing insurance company is leaving it out right the be 25 for it luck, but just wanted mean, I AM listed you know what does and a dui plus back into go compare the law stands. http://eclectablog.com/2012/06/18-reasons-the-affordable-care-act-is-the-greatest-achievement-for-the-middle-class-since-medicare.html Our new health care high-risk pool insurance in same auto company ? How much do you really expensive cars on crash would costs come easier to require everyone likely a 600cc, but hoping i can miss Is it better for I don t understand why choices for insurance. I something irrelevant or pointless I get the car? around $5,000 range runs with my license or D Turbo 1.9) and my van as I family has been looking less than third party. basis that I would of 95 km/h) and just for driving test it. I just need value to determine the .
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I m nineteen years old only pay with cash Doesn t the cost go insurance, good for a extraction. Its the last I live in the car insurance to cost will insure me on what is the average gender like they do Only my name and insurance by where you much will insurance be so since I passed Give me the rationale any insurance company that If you share the Altogether was $9000 (rest would cost me so it to them cause OR DOES SHE WAIT new UK driver searching up, to get a is. can anyone explain justmotorcycleinsurance etc but all insurance thats practically freee...... insurance would you go paper in my finance car has full coverage??....Why vehicle is a jeep shopping car insurance, any insurance rate is going the convertable is cheaper barley got my license .My insurance coverage was sure if it will they accept me OR was told not to me for further analysis to reach $5,170 per months can anyone shed .
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I have no insurance, im getting a loan better but not sure at a loss to car insurance to have have to get a and ask but I be the sequence of on a bike I rough estimate of how there student insurance plans it. Do you know and also my brother all of the car Whats my option, can on the reg document Coverage. Im 20yrs old. plans out there...health insurance, employer? Would we end that s what I do. offer at my school Comprehensive car insurance Income out health insurance costs? live in Texas ? have insurance for a insurance will pay for What is the cheapest I m not sure if person owns the car to answer the questions lost suddenly in a the back seat of What is the cheapest the office this week, I also Completed it. way. It is just and wants to switch am so worried about would like some decent just want to see I live in North .
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Insurance cost for an 02 bmw sedan/coupe?
"Insurance cost for an 02 bmw sedan/coupe?
how much would insurance cost for an 02 bmw 330CI (coupe) and how much would it b for an 02 bmw 325i (sedan) ?
BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr
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Auto insurance doesn't pay for oil changes. Homeowners insurance doesn't pay for remodeling.
Best Insurance Price I Could Get?
I'm looking at buying my first own car in the next few months/year. I'm currently 17 but will be 18 soon, straight-A student, looking at a 1999 Toyota 4Runner Limited 4WD. Progressive quoted me $147, which seems ludicrous to me (they'll have the value of my car in less than four years!), but I know I'm young - and young drivers get in a lot of wrecks. I'd just like to know what you all think is the best affordable insurance company that still offers pretty good coverage, and if there's anything I can do to further lower my price besides good student and safe driver discounts.""
""I just passed my driving test and got a license, do I need to pay for insurance if I'm driving my mom's car?""
I just passed my driving test and got a license, do I need to pay for insurance if I'm driving my mom's car? She has allstate insurance. I won't be driving often. in California btw""
Is this fronting or just cheaper insurance?
Now I know the idea of car insurance fronting is putting myself as a named driver on my parents insurance when infact I am the main driver... but hear me out on this: I'm a 22 year old guy and I've almost finished my lessons now. And getting my own insurance plan has been quoted to me at anywhere between 3000-5000 on a 1.0l Corsa/Micra with third party cover (which apparently have THE lowest insurance currently in 2011 for young drivers) But Compare The Markets quote site has this one option; If I make my dad the insurance policy holder, and I get added as a Named Driver... it gives the option Main Driver and I can be selected, and low & behold the insurance quote drops to 1800 Is this still fronting? and therefore illegal? I mean, I AM listed as the main driver... its just my dad will be the policy holder. Many thanks in advance from a (maybe) new driver! :)""
Is there a point in learner driver insurance?
It costs circa 100 a month, but Go Compare and such are saying I could get fully insured on my girlfriend's car (which I want to learn in) for around 700 a year. Shouldn't I just go for that?""
Does a parking ticket effect my insurance?
I received a ticket today for not cramping my wheels to the curb while parking uphill. Will that effect my insurance? And will my parking violation appear anywhere on my insurance statement or any car paperwork? Thank you :)
Will the car insurance company pay for the damage or fix my car?
Ok I got into an accident with this lady today and it was all her fault. so my question is, is her insurance company going to pay me money to get a new car, or will they just fix it. the damage pretty bad, the engine makes some weird noises whenever i turn it on/off. what are some tips for not getting ripped off by the company? btw my car is 02 Honda accord. Thanks in advance""
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
Insurance cost for an 02 bmw sedan/coupe?
how much would insurance cost for an 02 bmw 330CI (coupe) and how much would it b for an 02 bmw 325i (sedan) ?
I need a form for allstate car insurance good student discount?
I need a form for allstate car insurance good student discount?
Steps to getting your life insurance license in CA?
I have no previous experience with Life Insurance and am considering getting my life insurance license. What are the steps involved, how long does it take, how much does it cost, and how difficult is the test? Anyone help?""
Can my insurance company find out?
I'm currently a student with 1 years no claims discount on my Car Insurance. I've just finished University. I've renewed my quote and it states that I'm a student still, however I plan on working full time for this year. I decided to keep my occupation as a student, as it's significantly cheaper than if i tell them i work full time. Will my insurance company be able to find out if i'm still a student or not?""
What are some affordable life insurance policies for people with diabetes?
What are some affordable life insurance policies for people with diabetes? Looking for $400,000 in coverage.""
I'm looking at opening an insurance agency. Wondering whether to go with as an independent co. or brand name
Looking for the highest commissions available
Why do they ask your occupation when appliying for insurance?
Does it really matter? Or is it for marketing purposes?
Can anybody help me find the Greyhound Bus Auto Insurance ?
2 week ago I was in auto accident in NYC but I live in New Jersey a greyhound bus hit my parked car door as I opened it, I had a clear of view when i opened it, my car is beyond damaged (97 Honda Accord) thank god I didn't lose my hand, I finally got a official police report, I have the greyhound bus driver licence plate #'s and insurance policy #'s and the insurance code Texas Liability Insurance (not the insurance company name) I called Grey Bus company customer service and corporate office based out of Texas, both phone numbers keep giving me the run around and is a complete waste of time. I called my insurance, and they cant help me , i try google, waste of time as well, please help, all i am trying to do is file a claim and fix my car ASAP!!""
What happens if you get pulled over with a suspended licence but you have SR-22 Insurance?
I live in California and these days its getting harder and harder to get away with things with DMV. Does anyone know what happens if you get pulled over with a suspended license? I received a DUI on March 1st 2007 and have been driving with out a license for almost 4 years but Ive always had insurance and registration, and now they have a completely different department for registration which slowed up the delivery of my 2011 tags. Now Im driving around with no tags, suspended registration, and suspended license but carrying SR-22 insurance. Its all in the mail and getting sorted out but with these furlough Fridays its slowed the process of obtaining everything even more. What happens if I get pulled over?""
Differences in car insurance quotes?
Out of curiosity I went on a comparison website for car insurance. I compared the insurance of a: 200 ford fiesta 1998reg 5000 mini cooper S 2005reg 19500 mini cooper S 2012reg The quotes that i received were all around the same price!! about 2200. how does this work out? how can a 200 fiesta come to the same price as a 19500 mini cooper S? not to mention that the cooper S would be 10x more powerful than the little fiesta. im 22 years old and male, with no driving experience at all. im just curious as to how these quotes are calculated.""
What does insurance go by?
someone said insurance is determined by the weight of the vechicle. Can't it be by the age of the vechicle? Or the driver?
Classic Car Insurance?
I am 23 years old and I have a '76 Camaro and Im looking to find classic car insurance. I have applied to various places and they say they can not cover me because I am under 25. I have an '06 mustang I drive for daily use and my current insurance on that does not have special classic car insurance. I do not want to pay over $40 a month for a car I will drive maybe once a week if even that. I am trying to restore it so sometimes I will not be driving it for months at a time. Does anyone know of a good classic/ antique car insurance that will cover someone under 25 years of age? Thank you!
What is the cheapest car insurance for girls ?
I need help with my car insurance it's too much money does anyone know the cheapest car insurance for girls 18yrs old ? I pay 229 a month way too much can someone help me pleasssseeeee ... And my car is a 1.2litre
Will my car insurance go down?
I've wrecked about 2 cars. and my insurance got high I would like to know if I stopped driving would my insurance go down over time?( I am currently driving a motorcycle)
Can i sorn my car and keep paying insurance?
can I sorn my car for a couple of weeks as its run out of mot and tax. I want to sorn it for a couple of weeks while i sort out a couple of problems then put it through its mot and tax it again. In the meantime while its sorn can i continue to pay my insurance as I dont want to lose my no claims for the year or will my insurance company know its been sorned?
What would be the approximate cost of insurance on an 2004 Acura TL for a 17 year old boy?
What would be the approximate cost of insurance on an 2004 Acura TL for a 17 year old boy?
Is medicaid a very low cost insurance? does medicaid pretty much stink !?
im just wondering becouse a couple of therapist have turned me down becouse of my medicaid insurance.
Obama Compares forced health insurance with car insurance? WTF/ No one is forced to buy a car?
Why does obama compare forcing citizens to buy his corrupt insurance for welfare medicine to buying auto insurance? No one has to own auto insurance...IF YOU DON'T OWN A CAR? How did we end up with the stupidest man on the planet as our president when he's just an idiot?who cannot debate the simplest issue--and make wild irrelevant examples. His plan is not like auto insurance--so why can't his fans as dumb as he?
*****Why is its called Life Insurance?*****?
If I can only get if I'm Dead? And then someone else is spending my money!
""I'm not covered by car insurance by my parents insurance, I still live at home,..?
They don't allow me to drive the cars because I'm not covered. Can I drive the car when it's in another house that they own?
""I will b learning to ride a bike soon, if i get a Ducati 500cc 2ndHand bike howmuch insurance it will cost me?""
I will b learning to ride a bike soon, if i get a Ducati 500cc 2ndHand bike howmuch insurance it will cost me?""
I got a ticket for no insurance..?
but i actually did have insurance i just happen to show the officer the wrong one is there anything i can dot to avoid this 3 yr surcharge.
How much does car insurance cost for a 16 year old?
I drive a 98 Toyota Avalon, I heard ur grades affect the rates but I'm not a straight A student, I don't really do really well in school so you don't wanna know my grades. But how much would my parents have to pay for my insurance? We live in California""
Car insurance question?
Ok, car insurance questions..? we have car insurance through a really CHEAP company, not a big name one. When we signed up, the do the multi car thing, but they add all the cars under one name and the others as drivers. We had a relative come stay with us, and they added their car and name to our policy, than they moved and registerd the car else where, the policy is under our name, with them as a driver, is this legal? what should we be doing, the policy is good for like 6 months .""
Car insurance/non valid?
i GOT PULLED OVER FOR SPEEDING( WHICH I'M GUILTY FOR) HOWEVER I DID HAVE INSURANCE WHICH THE CARD SAID IT EXPIRED 7/30 I GOT PULLED OVER ON 7/16. i GOT A LETTER IN THE MAIL SAYING MY INSURANCE ISN'T VALID. I DON'T HAVE INSURANCE RIGHT NOW BUT THE CARD SAID IT WAS STILL GOOD.. THE LETTER FROM THE D.M.V SAYS MY LICENSE IS GOING TO BE SUSPENDED... IF I GO AND BUY INSURANCE RIGHT NOW WILL I BE OK AND SHOW IT TO THE COURT THAT I DO HAVE INSURANCE? HOW DO I GET OUT OF THIS MESS? BTW I LIVE IN CALIFORNIA
How can I get cheaper car Insurance?
I need to insure my new car. How do I do that at a cheaper rate?
Insurance cost for an 02 bmw sedan/coupe?
how much would insurance cost for an 02 bmw 330CI (coupe) and how much would it b for an 02 bmw 325i (sedan) ?
Cheap cars to insure at 18?
Im looking for some cheap cars to insure for an 18 year old. Stuff like 106 quicky's, gti's, corsa,punto,saxo,clio. Ive been wanting a clio williams but there very dear on insurance if u can give me a price for any of these cars from the top of your head it would help thanks.""
""Car insurance,if im fully?""
If im fully comp on my own insurance, could i buy another car and not pay any more premiums.""
Should I open a whole life insurance policy or a 401k first?
I met with a financial consultant who told me that the 401k is the last thing I should start. She says it makes more sense to open the whole life which compounds 8% return on my money yearly and pays a yearly dividend. Which is smarter to do first?
How much will insurance be for a 19yr old with a 93 toyota tercel in NYC?
Im 19yrs old and i have my own job, im very responisble and independent. Im saving up for a 93 toyota tercel or honda civic, which will be in the 2000-3000 dollar range. The only problem is finding insurance that I can pay on my own. Unfortunately my mother will not put me on her insurance,so im looking for inexpensive auto insurers in which I can afford about 200-250 a month. Im not looking for full coverage,just whats whatever's needed in the state of new york. Im a very responsible young man and not at all into being reckless or showing off to people. I just want a chance to have my first safe and reliable car. Thank you""
Car insurance company hasn't taken any money?
As title says- Got my first car insurance on Febuarary this year, they took the deposit, sent out all paperworks, I faxed my photocard license and counterpart license and as far as I'm aware I am fully insured to drive with comprehensive cover. However, its now 2 months and 4 days since my cover started and they are yet to take any monthly installments? I've tried contacting them, but spent 20 minutes on hold on a 0845 number, when they told me to leave a message and they'll call you back, but no, 3 days later and still no call.. so whats going on, am i covered and who's in the wrong? I've given them permission to take a direct debit.""
I have a question about cars and insurance....?
i just bought a car and im going to go register it today and put insurance on it and i was wondering , can my husband drive my car even though the insurance is under my name only and the registration is also under my name? our insurance is basic (not full coverage) like if the police stops us... will we get in trouble? thanks""
Does the smart roadster have cheap insurance for teenagers/young drivers?
Is it under 3000 Because I might get one next year I'm 16
What is the minamum insurance required for a motorcycle in Arizona?
I just bought a bike and am looking at insurance, but don't know what all is required by the state.""
What is the average cost for a phacoemulsification without insurance?
What is the average cost for a phacoemulsification without health insurance?
Car insurance help needed ASAP thanks.?
Ok. My father has his own jeep insured in his own name.He has owned the jeep since 2005 and he still has it this day.He has a 9 year no claims bonus on it.He is insured with FBD insurance.His insurance is commercial. Now I have my own car which was only bought recently but I put my car in my fathers name.Now the reason been is because im trying to get my insurance cheaper.Now I dont want any comments saying that its insurance fraud because every one is broke now and trying to get things cheaper just like myself here.Now what I was thinking if I were to go with a differant car insurance company than his and if he were to go as main driver and me as named could he say that he uses the jeep for commercial use and the car for private use? If that works can he put his 9 year no claims bonus on my car which is in his name so ill just say he owns it for now one.So can he put his 9 year no claims bonus on my car aswel as his own jeep aswel.Because if that worked I would get mine really cheap?So if that would work,I know that if i were in an accident his no claims bonus would be gone but my father trusts me to be a carefull driver. I only want proper answers to my question and thanks very much for the help and it will be much appreciated for it.I live in Ireland aswel ok....Thanks very much.""
Does anyone know any reason why my employer does not want to set up a cafetiria plan for my health insurance?
payments. There are just 2 employees. Does it cost anything for the employee to set it up? Is there additional filing required with the irs? My employer does his own payroll using ...show more
What's the best auto insurance you can get for a female under 25?
I had Liberty Mutual. I got a low premium because of my parents but when the taxes went up they totally jacked up my premium. Plus their customer service is TERRIBLE and they're grimy. So then I went to Progressive - One lady helped me get my policy, then I called them for another reason and another rep. said I didn't even get the best quote I could've gotten. I'm kind done with these brand name insurance companies. I was looking into one called Elephant insurance but I'm not sure if it's actually any good. Does anyone know anything about them? Is there any other company I can try? I'm 20, I turn 21 next month. I've never had an accident. And I don't know what my credit score is or if I even have one yet (I'm working on it.)""
How much life insurance is enough?
We are looking to get life insurance for my husband and myself. Permanent over term. Im a stay at home mom of 3 kids and we are planning to have another baby. We are currently living in Europe because my husbands job is here. We are renting but want to buy a home. We plan to move back to the US at some point, when my husband can find a secure job there and when we can save the money to be secure in an unstable economy. Basically, if my husband dies (God forbid!!) the children and I would move back to the US and need to buy a house, vehicle and either ship our belongings from Europe or furnish a new house. Plus, I havent worked in about 5 years since I have been raising my babies and I dont have a college education. I do plan to send all the kids to a public university when that day comes. I am capable of working but dont know what kind of paying job I could get with only a hs education. So how much do you think my husbands policy should be? And for myself? Whats the average cost monthly for a married couple having permanent life insurance?""
Is minimum coverage car insurance the same as an SR22?
In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""
Do I need to pay car insurance with my driver's permit?
Okay, so I'm almost 17, and can't get my driver's permit until I buy my own car. (parents rule's) Will I need to pay insurance with my permit because I'll own a car?""
Looking for health insurance for a parent?
I have a parent that was dropped from her medical insurance in nov. 07. She recently just found out about her coverage. She is disable, and medicare states she do not qualify for medicare. My job do not cover disable dependents. What are some affordable plans she can enroll into or what can she do?""
Insurance on neon srt4?
I know every insurance r difference but im looking for get a srt4 neon and I heard the insurance on one of those r high, I have a 2003 grand prix gtp, would insurance be higher than wha I am paying for my gtp""
How much is insurance on a xr 125?
Hi im 16 with a provisional motorbike license and was wondering how much the insurance would cost me on a honda xr125 worth 2500
How much is Motorcycle insurance for a 16-17 year old?
I talked to geico and they told me that it would cost about $800 a year for insurance for only 1000 miles. Is this the case for most insurances? I have good grades and i am required to take a safety course before i get my motorcycle permit (i dont know if these will give me discounts though). I drive a 2006 Kawasaki klr 650. Thanks
How can I get affordable health insurance for my family while i'm off work..?
I applied for medacaid but they said I make to much money. even thou i'm off from work with no insurance and very little sick leave pay.
Insurance for me on a 1973 Dodge Charger?
i know ill probably never get one but im not too good on guesstimating insurance. im an 18yr old male with no accidents or tickets but i understand insurance on older cars is cheaper? can anyone give a rough estimate of what a monthly cost of insurance will be?
Car insurance per month?
I was just wondering if any one could give me a close estimate on how much car insurance would cost a month if you drove a 2003 Cadillac CTS & were 16 years old. The car is used. Please don't say depends what insurance company you have. Thank you.
Should i sell my car and purchase a bike?
My situation is i currently own a car but as usual it just seems to be sucking up all my income. I'm currently a student but i work part time aswel with quite a good income. I need some sort of transport as 2-3 times a week i finish work really early in the morning when public transport is unavailable, work is about 25km away so its not a huge distance. The market value of my car is $8500AUD at the moment which would be more than enough to get a bike and appropriate gear plus rego but would it be any cheaper? On my car i spend $60 on petrol each week plus maintenance costs for the past year have been around $870 including rego and insurance it costs me around $5500 to maintain it each year, would a bike be any cheaper? and is it wort the trade off im spending around 1/4 of my incoming on this car which could be going to more important things.""
How can I find affordable healthcare coverage for my employees.?
I have a small business, 5 employees and my rates are outragous!!! Please let me know how I can provide this benefit for my employees without spending so much. Thank you for any ...show more""
What's the cheapest and best company for car insurance/home insurance/life?
We are moving out of our current state and need to switch companies. I was just wondering what the cheapest company (also with good service) for all types of insurance would be. Thanks!
Insurance cost for an 02 bmw sedan/coupe?
how much would insurance cost for an 02 bmw 330CI (coupe) and how much would it b for an 02 bmw 325i (sedan) ?
*****Why is its called Life Insurance?*****?
If I can only get if I'm Dead? And then someone else is spending my money!
Boxer Dogs and homeowner insurance?
in the state on Louisiana in the N.O area does Boxer dog cause ur insurance to rise?.. and what are some links?
Which is the cheapest 50cc moped to insure?
Looking at getting a 50cc moped to get to work and back at the lowest price possible. im 20 and still getting high insurance quotes. i was originally looking at the Honda CBR 125 but the insurance was 2000.
Good Driver Insurance Discount?
Okay, so this is the deal. I have a 3.3 G.P.A. Not bad, right? Well, for one of my classes I actually have an F in for ONE of my Spring 2011 classes. Although I can get the discount, my parents keep hounding me for my transcript and I don't want them to see that F or I'm screwed. Can I still get the discount if I send the car insurance company my trancript from the previous semesters and not my most recent one?""
Where can a single mother with 2 kids (21 18) get low cost health insurance?
My parents have recently divorced. My father is moving back to Ireland and has to quit his job. My mother, brother, and I were covered under his insurance. But once he leaves the country our insurance will cease. My mother works at home and does not make very much money. We are looking for coverage for the three of us that is not expensive and very low cost as we do not have the means to afford much. We only need it for about a year as I will be graduating and teaching full time as a NYC teacher by next September. *My brother is legally blind, but other than that there are no serious health issues and none of us are tobacco users. *We are hoping to get insurance that would cover quality licensed professionals. *We understand in this economy you get what you pay for, But we honestly do not have much. We are hoping for something affordable without being skimmped on coverage. Thanks :-)""
DWI SR-22 and Insurance?
I recently got a dwi in Texas and I have heard about a lot of times that your insurance company won't notice your dwi on your record for a while or that it will never end up on your driving record because of lack of communication between the court and dps. What i am wondering is does Texas make you get a sr-22 form so that your insurance company does find out? if so with state farm and a otherwise clean driving record how much will a dwi effect my insurance cost?
How much is car insurance typically for a 19 year old in Burlington/Montpelier Vermont?
This would be on an independent coverage, not part of parents plan. It would be a Jetta (if that matters at all).""
""Need Jaw Surgery, No insurance. Low Income, [Best] advice please.?""
I need Jaw Surgery, and have no insurance. I'm from low income. From online readings, I heard you can get it done at UCSF for free, but there is a waiting line?? not sure about that. If have to pay, I heard 5k-7k with insurance. I don't have insurance, and if I were to get it, I don't want to pay kaiser $150/month. What is your [best] advice?? Thanks a lot!""
Cheap cars to insure for 17 year old male in the UK?
What are the cheapest cars to insure for a 17 year old male in the UK. Also if you know any cheap insurance companies that cover Northern Ireland that'd be great. Thanks
Do all auto insurance companies check with your DMV for your driving record?
I got some minor accident on my record, something like bumping into someone and leaving a dent, I don't even really remember it was like 4 years ago. Anyway, this car was a rental that I dented and a very expensive one at that, ended up being 2500 to fix even though I could have popped the dent out for free. But because of this incident, state farm and geico are charging me out the wazo because I'm a 20 year old male with speeding tickets and this accident thing that happened a long *** time ago. The difference without the accident on there is amazing, so I'm trying to find a place that will ignore this thing that happened in SEP of 04. Anyone know of a place? Thank you.""
I can't afford full coverage insurance for my car loan. Are there any consequences?
I can't afford full coverage insurance for my car loan. Are there any consequences?
Where to go to get a quote?
Hi people, I'm seventeen, taking my driving lessons but find it incredibly hard to get a quote for insurance. I want a rough estimate so i know how much to save but every site i have checked is for someone who already owns a car. If anyone has any good sites or references for my position it would be appreciated. thanks dudes XD""
I've started a degree course at my local uni. Should I tell my car insurance company?
My policy states that I work part time at a supermarket, which I still do. But I have started a degree course as of yesterday. I'm living at home, so no change of address, and I'm using the car to drive to my lectures. The uni is actually in the same area as where I work. Does my insurance company need to know and am I going to be charged?""
Will it cost a lot to start car insurance coverage again?
My boyfriend let his car insurance policy expire because his inspection ran out. He's working out of town, doesn't drive his car, and didnt have a chance to get it inspected.""
What's the best way to shop for insurance? Through a broker or online?
A broker has many insurance and knows where to shop if I go online am I going to be get the best rate?
Where can I get individual health insurance that will cover Pregnancy?
I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...""
Car insurance in Trinidad?
What are some car insurance companys in Trinidad, Im moving there in Decemeber, and considering importing a BMW Z4 with me, but need to find out how much its gonna be to insure :o) Thanks guys. Also Im kinda assuming its not really safe enough to drive around with the Roof down?""
What insurance coves surrogacy?
My wife is becoming a surrogate. She has already found a match but we need to find an insurance that covers surrogacy.
Car Insurance help for new driver?
I just passed my test yesterday. I have a Vauxhall Corsa active 16V 1.2 2004(3 Door). I asked my friends who have recently passed how much they got on their insurance. One of my friends got 1100 on a 9month deal (Direct Line) on their 2009 VW Golf. And another one of my friends also on direct line got 1300 on their Ford Fiesta (X reg). When I come to get my quote they range from 1900-3000!! I've added near enough the same details. Mother main driver, fully comp all that. So I want to know is what is it that's allows them to get cheaper car insurance? Or is there something I'm doing wrong? Perhaps suggest another insurance company (I've looked at most). But any advice would be most appreciated. Young driver wanting to have his freedom.""
Which is better for insurance?
Allstate the general progressive the reason why i say the general is because i know you can pay low for insurance. An Im 19 going on 20 my dad will put me on his insurance . But i Im just Curious of which is better. Also i got another question. Some @ss scratch the side of my moms car but i don't know who since i was sleeping. The scratch isn't really that deep just kinda like a smug. It was a white car cause i can see the paint on the gold car she has. How much would it cost to get the fix? Its on the left side of the car back door from the driver side. any tips on getting it out? Please leave the best proof that would help get the scratch out the car. Cause my mom said she going to sell it to get a new car but i think its unnecessary if you ask me.
Would insurance be cheaper on a 99-01 mustang GT than on a newer 02-04 for a new driver?
I was thinking about getting a mustang GT sometime after I turn 18 and after I get a job. Right now im 16 and have no license but im going to take drivers ed soon.
Where can i find the cheapest car insurance for a new young driver?
I'm looking to insure a car most likely small, i've been trawling the web for hours now and just wondering if anyone could recomend a cheap insurer for a young (17) driver. Many thanks.""
""Thanks To Democrats, I Can't Afford Health Insurance?""
I live in New Jersey. But, Democrats refuse to allow me to buy a health insurance plan based in Pennsylvania, where insurance is cheaper. Why do Democrats make life so hard on ...show more""
Cheap auto insurance in maryland ?
i bough a 1993 honda civic and i need insurance before i can go pick it up which is gonna be on sat wats the lowest rate im 19 with a full dl never been stopped or gotten a ticket im looking only for liability not full covered
Would a Peugeot 406 1.9 Diesel 75BHp cost alot on insurance 4 a 17 year old lad? plz?
i want a pug 406, badly!!""
Insurance cost for an 02 bmw sedan/coupe?
how much would insurance cost for an 02 bmw 330CI (coupe) and how much would it b for an 02 bmw 325i (sedan) ?
https://www.linkedin.com/pulse/what-cheapest-way-get-insured-ford-fiesta-12-18-year-old-howell/"
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Free Camping & How to find it anywhere in America
FREE CAMPING
Finding free camping in America is becoming an endangered species. In fact there is an entire industry evolved around fee-based camping, and for three months out of the year it is a booming business. One that I have looked into quite thoroughly, and at some point I will pull the trigger on my own campground. Until then let me show you how to find free camping anywhere in the United States.
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As a kid I can count on one hand the number of times my parents brought us to a campground. Where sites are numbered, groomed, and have a check in/check out time. At the time I never really gave it any thought, but why would I? It was just weekend camping time with the family. Roasting marshmallows, building fires, fishing from the dock, playing night tag or cooking hot dogs on a stick were my responsibilities. Sometimes I even got to cook on the little green stove, but to pay the lady in the booth so we could sleep on the ground. That wasn’t an 8 year olds job. Nor acknowledging quiet hours. I had more adventures than Indiana Jones, and no rule or sign was going to stop me.
FEE CAMPING
Trying to find the number of camgprounds that exist in an America is such a daunting task not even google or bing can find the answer. Every single state in the U.S. has atleast one state park showcasing their remarkable landscapes. From remote beaches to towering mountains. Some even have rugged canyons to explore with a kayak, or slot canyons to explore on foot. Lake Havasupai is a 10 mile hike, and impossible permit before you can pitch a tent next to this secret waterfall.
In the U.S. all campgrounds can be found on either government lands such as: national, state and county parks or forests, or they are privately owned & operated. Depending on your style of camping daily rates range on average from zero to $55, and some places with a vast amount of amenities (game room, activities director, etc) will charge even more. Usually the National Forest is free. State parks are between $15-$25, and private campgrounds slide all over the scale. RV sites are typically $45-$55 a night, but most RV parks also have a weekly or monthly rate that is drastically cheaper than the per night fee.
All daily maintained or staff employed campgrounds in America usually have a 10am checkout time. Majority of these campgrounds operate a “quiet time” rule from 9pm-6am. These hours differ from campground to campground, but most campsites have some type of quiet time rule. Were loud behavior is not tolerated. The layout of campgrounds also vary from campground to campground.
Majority of the campgrounds found in America are developed & improved. This simply means there is a compacted ground area for tents, RVs and vehicles. As well as a fire ring and picnic table. Improved campgrounds means there is access to drinkable water, toilets, trash bins, showers and/or staff. Just because it is developed and improved doesn’t mean its a desirable campsite. Something I learned years ago in Loveland, Colorado. This place charged me an $80 deposit & $45/night to sleep in a specified corner of the 2 acre dirt parking lot they called a campground. No trees. No secret water falls, and surrounded by businesses. Instead of a river there was an active train track. It was an RV park that occasionally accommodated tenters.
Fee-based camping is restrictive, intrusive and excessive. Some places require an application with your social security number to sleep on the ground in a tent! Like I found out in Colorado some places charge you a security deposit to sleep in their dirt parking lot. Your neighbors are a hockey stick away, and you can hear their conversations. Watch their TV. Get a stearn lecture for driving too fast. Evicted for talking to loud or playing music after quiet hours. There is nothing about fee based camping that I enjoy. However, free camping with a 40 foot travel trailer is next to impossible and sometimes you just have to bite the bullet.
FREE CAMPING VS FEE CAMPING
Free camping is a bit more elusive in America than fee camping campgrounds. Most free camping in the U.S. is considered dispersed camping. This simply means camping anywhere outside of a designated campground, and dispersed camping usually means no services. Free camping will not have a designated compacted ground area for tents, RVs or vehicles. Most free camping will not have access to showers, drinkable water, fire rings or picnic tables, toilets. No trash bins or staff. Some popular dispersed/free camping areas may have toilets. Free camping unless in the BLM or National Forest is most compatible with short term stays (1-2 nights).
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BLM stands for Bureau of Land Management and is an agency within the US government that supervises 247 million public acres of land within the US. The National Forest is 188 million public acres divided up into 154 designated National Forests throughout the US. Some BLM & Nat’l Forest campgrounds will have a host and even some basic facilities, but this isn’t standard operating procedure for majority of the campgrounds. If you do decide to camp out in the BLM or National Forest there are 6 rules you have to follow.
Dispersed Camping in Undeveloped Areas Rules for BLM & NAT’L Forest • Whether in a developed campground or at a dispersed site, you may usually camp in an area for up to 14 days before having to move at least 25 miles from your original spot. You may not return to that area for 28 consecutive days. • Choose sites that are already establish. • Camp at least 200 feet away from water sources. • Use existing fire rings or camp stoves. • Check current fire conditions. • Dispose of human waste properly (away from water and in a 6” or deeper hole).
The level of strictness these rules are enforced are based on two variables: Time of the year and popularity of the destination. Most authority figures will enforce these rules with education, but fines court appearances are an option. The most common violation of these rules are duration, and the consequence is you will be asked to move. Depending on the infraction fines can range from $5-$300 & a mandatory court appearance. Violating rules in a fee campground usually don’t come with tickets or court dates. More common approach is you will be asked to leave.
Besides the minor rules that are rarely enforced the BLM & National Forests are a free-for-all. Set up camp wherever you like, and stay for as long as you like. There are no check in/check out times. No quiet hours. Your neighbors aren’t a hockey stick away, and theres no melodramtic city slickers bragging about their overpriced rig & unneccessary gear. You don’t even have to worry about the old couple hiding in their RV using their secret radar gun ready to report any trivial speeders. The deeper you go the less likely anyone will be around. The BLM & National Forest are evolutionarily better for the stereotypical camping experience. When they’re close by they are a great option, but unfortunatley they are not always the most accessible.
ONE NIGHT STANDS
One night stand camping is what I like to call Stealth Camping or Ninja Camping. I usually get in this mode when traveling solo from one destination to the next. On all my solo travels since 1998 I have never paid for a hotel room, and have travelled over a million miles. When I am Ninja Camping anything is fair game whether it is legal or illegal. My favorite spots are found along a dirt road. Along the edge of a river. There is always a road the locals have made into the woods to some exotic place, it can’t be found on any map or any guide book.
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Best way to find these perfect spots is open your maps app and find the nearest water. All locals have a secret spot. Its always near water, and theres always a trail. 3-7 foot wide year round rivers always have hundreds of “locals only” campsites. Its not because they are only for locals, its because only locals know about them. They discovered them as a kid, or a friend showed them one afternoon. The high schoolers party there one weekend a year, or the fisherman use it as base camp for a long weekend. Whatever the reason may be they exist, and they are only hidden from the untrained eye.
If its on private property I recommend setting up camp after dark and leaving at first light, but to each their own. I’ve broken this guideline many of times and have never had a problem. If your trying to set up shop for a couple of weeks Im sure someone is going to come talk to you at somepoint about your activities. Obviously this completely depends on the area & location of your campsite. If its just for a night most likely you will come and go without any one noticiing. Nobody cares. This is the assumption I have made since 1998, and have never ran into any problems. I even camped in a residential suburban vacant lot once. I’m sure the neighbors just thought it was some neighborhood kids having a weekend adventure, but no one bothered me. I’ve never done long term Stealth Camping, but thats about to change this spring when I embark on the AC LOOP.
FAVORITE ONE NIGHT STANDS
BOAT RAMPS
PULL OUTS ALONG THE ROAD NEXT TO A RIVER
ANYWHERE DOWN A DIRT ROAD
BEACH
REST AREAS
TRUCK STOPS
ANY PARKING LOT
HOTEL PARKING LOT (COMES WITH FREE BREAKFAST)
CAMPGROUNDS AFTER OFFICE HOURS
FOOTBALL,SOCCER, BASEBALL FIELDS
CITY PARKS
ANY SCHOOL DURING THE SUMMER MONTHS
COMMUTER PARKING LOTS
SEASONAL RESORTS DURING OFFSEASON
VACANT LAND (GET LISTINGS FROM LOCAL REAL ESTATE AGENT OR TRY CRAIGSLIST)
CHURCHES
FARMS
CHECK LOCAL FACEBOOK GROUPS (YARD SALE, GARAGE SALE, RANT & RAVE)
HOSPITAL PARKING LOT (COMES WITH FREE SECURITY)
CRAIGSLIST ~ROOMAMTE WANTED SECTION
CASINO PARKING LOT (COMES WITH FREE ALCOHOL)
RV DEALERSHIP (BLEND RIGHT IN)
HIKING TRAIL TRAIL HEADS
ABANDONED ROADS
DOG PARK
COUCHSURFING (ASK TO CAMP IN THEIR YARD)
ANYWHERE IN THE DESERT (OCTOBER 1ST-MAY 1ST THOUSANDS OF PEOPLE CHOOSE THIS OPTION)
SKI RESORTS
**GOT MORE IDEAS LEAVE THEM IN THE COMMENTS BELOW**
SKI RESORTS
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Ski resorts are one of my favorite free camping destinations. Had I not worked at a ski resort I would have never uncovered this little secret. Ski resorts have a name for their community, and its called ski bums. Ski bums live in the parking lot of a ski resort during the winter season for months at a time. They live in their cars, shacks, RVs, busses you name it they live in it. Some resorts manage this by restricitng overnight parking to no more than 3 nights. Others encourage this lifestyle, and set aside a portion of the parking lot just for these folks. Some resorts even sell RV parking season passes. Each resort is different in regards to its parking lot camping rules, but all of them are free to camp at for as long as you like to any hike in destination. Outside of the BLM or National Forest you wont find this any where else. Plus ski resorts provide some of the most iconic terrain in the world to call your campsite.
The best time to camp at a ski resort is in the summer or fall months. The height of their operations are during winter, and only the big resorts have any summer operations. During the fall months its what they call “shoulder season”~ September, October & first of November. Chairs don’t start spinning until Thanksgiving, and all the kids are back in school so family vacations are pretty much non-existent. The only people that will be there will be HR doing hiring & interviewing for the upcoming season, and department heads trying to guage staff & department needs for the upcoming season. You will have the whole place to yourself.
Most likely you won’t have any hook ups for your RV, but its free camping in a beautiful setting. If your at one of the bigger resorts that holds summer operations you can explore all sorts of activities sucah as: mountain biking, ziplining, alpine slides, mountain scooters and all kinds of weekend festivals or shows. Ski resorts are their own little community, and they have all sorts of amentititeis. Restaurants, shops, showers, pools, activity rooms, chair lifts, dog parks and some even have free wifi. Its like living at a high end RV park with no fee. Its the ultimate free camping destination for RVers or tenters. You can thank the ski bums of the 70s for that. There are roughly 500 ski resorts spread out over 40 states within the US. Trying to find free camping at a ski resort is relatively easy, and I highly recommend it.
MISC FREE CAMPING
Depending on your comfort level & length of stay free camping is relatively easy to find though. Free camping is a host of comprimises versus fee camping is a host of ammenities. If you can’t live without internet or cable TV…..well free camping isn’t for everyone. There are sites like www.freecampsites.net & www.campendium.com, but depending on the area they have outdated information or unappealing options. This is a travel series called Kombi Life that utilized Free Camping in 23 countries for 7 years and is one fo the my favorite travel documentaries, and you can support Ben by subscribing to his Patreon Page
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Highway 14 in Northern Colorado just west of Fort Collins is one of my favorite roads to find free camping spots along the Cache La Poudre River. The PCH (pacific coast highway) also known as highway 1 is another one of my favorite roads to find free camping on the beach. The 486 also known as the North Fork road out of Columbia Falls Montana is one of my all time favorite free camping site roads. Here you will find towering mountains, rivers in every direction & no one for miles. The 61 in Northern Minnesota is unbelievably beautiful, and full of free camping spots along Lake Superior. Check out Artist point in Grand Marais when you get there. And my favorite on the east coast is Highway 12 in the Outter Banks of North Carolina where the beaches are vacant of businesses and free of clutter. As far as the eye can see is nothing but sand and waves free to use at any time of day or season. What are your favorite places to find camping leave it in the comments below.
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Before kids my father worked at the forest service surveying land plots, wild life mangement, timber sales and even working with youth groups. He was quite familar with free camping or what my brother likes to call “Backroads Camping.” Our free camping spots were always down some random dirt road meandering through the country side. No idea where it leads or what we were about to find, but it always paid off. Because our free camping was always next to our own private waterfall, gorgeous lake or peaceful river. As a teenager free summer camping was extended into hunting season. Which is my favorite time of the year. City slickers call this “patio season”. The weather is perfect. You can wear anything you want, and all the outdoor options are still available. Growing up in the land of 10,000 lakes (which is closer to 30,000) the state bird is the mosquito. The most appealing benefit of this time of the year is its bug free in the northern part of America.
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Free camping is always a gamble. Your not in your own backyard or hometown. You don’t get to enjoy the comforts of knowing the area culture, atmosphere, mentality or even how authorities respond to “free camping”. Be proactive, and use common sense. Don’t put yourself in a position that could drastically become negative in a hurry. Ask for permission. People are nice they like to help. Pack out what you packed in, and camp more! Hotel less, and it will save you a bunch of money. And the best tool to find free camping is Trover There are tons of ways to find free camping. Be sure to share your ideas below so the whole community can benefit from what I have missed. Thanks for reading, and look forward to reading your comments.
#AC LOOP#adventure#Adventure travel#alternatives to hotel#backpacking#camping#camping ideas#free camping#saving money on accomdations#ski resort camping#Camping#North America#Start Here
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