#im going to go check out the box and then reset the file and then have a shower and THEN i can start my journey for realsies

[dandyshucks]

i am being attacked from every angle dear god get me out of here THERES AERIAL ATTACKS NOW TOO ????

[merlinfic]

group ask for lost fics #32

Hi y’all! Below are a few lost fics that us mods just can’t seem to find. That being said, we’re hoping that you lovely followers are able to help! If anyone knows any of the fics below please reply below or send in an ask with which anon/user and group ask that the fic corresponds with!

Note: previous group asks and all lost fics!

Anon 1 asked:

Hello! First of all thanks so much for everything you do for the fandom! Also, I’ve been trying to find a fic for a while where Merlin and Arthur are both super into each other and Arthur keeps trying to seduce Merlin but Merlin thinks he has to remain pure until the dragon tells him that’s not the case w Arthur and I was wondering if you could help! Thanks so much 💖🥰

Thanks to statistical-nightmare for suggesting Touch Me (Not) by veronamay!

@ohmytimeturner14 asked:

Hey! I'm kinda getting back into the merlin fandom and I was looking for a fic I once read and can't find it. It's a sick fic where merlin gets sick with pneumonia I believe. Can't remember how long it is, at least 3k and most likely under 20k? I think part of it had Morgana offer to read to Merlin when he was sick? I think it was Merthur but I couldn't swear to it. Love your blog, Keep up the good work!!!

Hey! I love your blog. You always do such an awesome job.

I lost a fic, its at least 5K probably leaning twords 20 though. It involves Merlin getting sick, I think pneumonia. I remember that at one point Morgana reads him a book when he's sick, and Arthur almost leaves to get Hunith because he thought Merlin wouldn't make it. May have something to do with a formalwear tunic that made him cold and got sick, but that might be a different one. I also think he was going to go to a party of Gwen's before he got sick?? sorry if this is kinda vague

Thanks to fractalinferno for sending in Midwinter Festival by Miss_Em!

Anon 2 asked:

hello!! yay the ask box is open again!! 🥺 I’ve been going through the asks for a quartermaster/007 thing but I can’t find this particular fic where Merlin was Q, and closer to the end of the fic he gets kidnapped on a train (to be specific.) It’s slash, but not pre-established, happens during the fic. Arthur bursts into Merlin’s apartment and manages to have flashback about the laptop’s password or smth too! Thanks in advance!

Thanks to wiggly-jiggly-higgledy-piggledy and overworked-bookworm for suggesting You Only Live Twice by storyforsomeone (WIP)!

Anon 3 asked:

Hello! I was wondering if you'd be able to help me find a fic. The only thing I remember from it is that both Arthur and Merlin are in the crystal caves and Merlin sees Arthur's death through one of them and completely freaks out and comfort ensues with Arthur. Sorry it's so vague but I'd love to see if you can find it! Thanks again!

@eyra-j-nee asked:

Hi!! I’m looking for a fic that was on ao3, (TW: non con) in it Merlin was assaulted in the stables and he called I think both killgarah and aithusa come and won’t let anyone pass into the stables except gaius and eventually Lancelot. Arthur figures out it’s Merlin and I can’t remember what happens after that. I’ve looked through your hurt and abused Merlin tags and I didn’t see it. I can say it’s not “all of himself�� by StormDancer but they are very similar! Any and all help would be appreciated. As always THANK YOU for what you do, this blog and your hard work is a godsend!!

Thanks to fangirl485 for sending in The Fire of a Dragon by ma_r (check warnings!)

Anon 4 asked:

hi I am looking for a fic, it's post canon au and magic is legal, arthur & gwen aren't married though and all the people of Camelot are used to see Arthur and Merlin together or near each other and one time they don't, so they ask merlin who tells them that the king is on holiday today so they come to merlin with their problems and even after the holiday is over they still come to him and start calling him lord and Arthur is very amused and they get together at the end of the fic

honestly I'm a little annoyed that I remember this much but not the name of fic but I can't find it in my bookmarks, so thanks

Thanks to onceandfuturekid for suggesting King of My Heart by illiterateowl!

Anon 5 asked:

hello! i was wondering if you know about this one fic where merlin receives a purple tunic as a reluctant gift from arthur and he worries about it because it's the colour of royalty. i think it was gen? i can't really seem to find it and this is very vague, so im sorry. thank you for all you do!! <3

Anon 6 asked:

Hi I’ve been looking everywhere for one particular fic. It’s pretty dark and modern au. Merlin is immortal, has lost his memories, not thinking clearly, and is suicidal. Arthur is reincarnated and has the urge to kill. They somehow? come to an arrangement, and Arthur “consensually” kills Merlin, and then is filled with regret. But it kind of “resets” Merlin so when he comes back his memories are restored and he’s ok again? Any ideas??

onceandfuturekid asked:

hi I'm looking for a fic where there's a new servant master (?) who is harming servants so arthur disguises himself and pretends to be servant and merlin & gwen take him under his wing,,, also the servant master (?) was a druid I think or atleast banished from them and was looking for power of emrys

Thanks to atlantablack-chaotic and avery28 for sending in The Serving of Servants by CaffeinatedFlumadiddle!

Anon 7 asked:

Hi! I've been looking for this but can't seem to find it and I would greatly appreciate it if you guys could help me. It's a genderbend!Merlin. The story basically follows canon with Merlin becoming Arthur's manservant just that on top of magic she has to hide the fact that she's a woman and when things go "further" Arthur thinks he's forcing himself on Merlin, since he can't "feel his desire". Thank you do much for your help! ❤

Anon 8 asked:

Hi, I've been trying to refind this fic for a while but I'm having trouble finding it. I can't remember much of it which makes it difficult, but I just remember that Merlin gives Arthur a gift, which I think is a ring, and he finds out Merlin had magic and questions whether Merlin enchanted it against him. It's in the canon era where Merlin is his servant.

Thanks to fractalinferno for sending in A Little Roughing Around Never Hurt Anyone by melennui!

@emritz86 asked:

Hi, it's been a while I asked smthng. Caught up with work and stuff. I read a fic where Merlin was a doc and married to Arthur but Arthur didn't like Merlin at first and didn't even let him enter to their bedroom. Later he realised how awesome Merlin was and tried to reconcile but Merlin already thought about filing divorce. Do not remember the name but I'm certain I read it and saved it somewhere. Anything similar would be great too. Thanks.

Anon 9 asked:

Hey! I was wondering if you could find a fic for me where everyone thinks Arthur is dead and then Merlin goes to look for him but the knights are like he’s dead and Merlin says something like “half my soul resides in him. I would feel his death like a wound” ps this blog is literally my life

Anon 10 asked:

I'm looking for 2 kind of similar stories. The first is a canon au where Merlin is actually a dog that Arthur finds in the woods. I remember toward the end they both get injured and Arthur is frantic when he wakes up. Asking Gaius where his dog is.

The second is modern au where Merlin is blind and Arthur is reincarnated as his seeing eye dog. I don't remember much more than that, sorry. Thank you for all the work you out into the fandom. MUCH MUCH appreciated!

Thanks to fractalinferno for suggesting Familiar To You, Strange To Me by TheYaoiChick for the first part!

@gaylord1027 asked:

Hi,

Do you know of a fic where Merlin was raised by Balinor in the cave after Hunith died and Merlin has some for of mental affliction. It starts with Arthur coming to them for help and then he wants to protect Merlin. Nimueh is in it and she befriended Merlin and died when Balinor lived to keep the balance.

Anon 11 asked:

I was wondering if you knew of the fic where Gwaine and Arthur are fighting to see who's merlin's best friend but in the end they realise it's Lancelot

Thanks to fractalinferno for suggesting Merlin's Favourite by OwlsWithFins!

[jennajayfeather]

Before y’all go “IT’S A HACK” or something let me tell you about the hell I went through to get this baby:

So basically in Pokemon Yellow you had glitches known as “Mew Glitch” which allowed players to catch a Mew.  Now they left these glitches in the virtual console games, and while you can send Pokemon over, you can’t send your glitched Mew.

Why?

It’s technically supposed to be an event from “GF”  (Gamefreak) with a trainer ID of 22796, and because PokeBank checks for those two, Mew can’t be sent over.  So in other words, unless your name is GF & you were lucky enough to get the trainer ID of “22796″ you were out of luck of getting your glitched into SM game--

However, through a series of glitches, it is possible to change your name and Trainer ID to fix up your Mew to be sent into SM.

So here’s my tale of my sufferings (my friends called me a masochist):

First I had to start a new save file & to make my life easier I named myself “GF”(this was the easiest part), and then I took my first steps straight into the hell of Viridian Forest so I can get a level 100 Nidoking Before Brock and breeze through the early parts of the game.

So for those unfamiliar with this glitch, basically you have to find a long range trainer in Viridian Forest, hit the start button before he walks up to you, use the escape rope (THESE STEPS ARE WAY HARDER THAN IT LOOKS, TOOK ME LIKE 5 OR MORE TIMES JUST TO GET THE FEEL OF WHEN TO HIT THE START BUTTON) and be sure to go into Pewter City, then find a level 4 Caterpie in the forest (not level 5. Not level 6.  Level 4)  Then Growl at the Caterpie 6 times.  However, sometimes Caterpie will only let you Growl at them 5 times, so you gotta search for the right Caterpie which can take time--

Anyway once those steps  are done you go back to Pewter,  have the guy blocking you from leaving Pewter take you to the Gym (<-THIS IS IMPORTANT) and then walk back to the forest & a message will pop up and then if it works right, a Level 1 Nidoking.

I say “IF” because if the Caterpie you growl’d at had a high special or w/e  you’ll get a Voltorb.  Anyway I had to repeat this several times just to get the Nidoking.  Once that was done though, things went smooth, then I used the “Underflow Glitch” to get less than 54 EXP to automatically get Nidoking to level 100--

However when I got to Cerulean, I took a detour.  I had misunderstood the Reddit Post I was reading & used the Mew Glitch.  So before I could do the Mew Glitch I had to catch an Abra (THIS WENT WAY EASIER THAN EXPECTED TBH) and then I had to do the long trainer glitch with a specific trainer by Cerulean.  I used Teleport to go back to Cerulean, battled the Slowpoke Kid (GROWLED AT HIM 6 TIMES FOR A LEVEL 1 MEW) and the glitch went right. Caught Mew, used the Underflow Glitch to level it to 100, like Nidoking.  Then I did the same process again against a dude with a Shellder and got ANOTHER level 100 Mew.  I later found out it was pointless, but that’s for another time.

Anway. THen, after that I had to make it to Cinnabar Island.  This took a while since you have to clear a few gyms, get Surf, which is easily like beating half the game. 

ONCE I DID THAT, it was time to do more glitches.  So first, just to make my life a bit easier, the first glitch I had to do was the Missingno Glitch.  To get a “safe” missingno. I needed to place my nuggets into item slot 6, have a pokemon with a stat 181,182, 183 (MY NIDOKING THANKFULLY HAD THIS!!) and then do the long range trainer gltch like with Mew--

But this time I had to go into Cinnabar Mansion, find a Ditto, have it turn into Nidoking and then fly back to Cerulean and encounter Missingno.  This gave me over 100 nuggets, and then I swapped nuggets with rare candy, it gave me over 100 rare candies after I caught missingno.

But that wasn’t the end--

Then I had to sell some nuggets so I could buy 73 revives. I bought them, did the glitch over again and encountered that same missingno. to give me exactly 201 revives. 

THEN after that, I had to do another glitch to get this special item called “W SM.”  This item is magical.  But it also comes with great danger for if you use it wrong, your game corrupts and you’d have to start completely over.

Anyway to get this special item, I had to find another Missingno, but this time with a Pokemon with the stat “194″

Well.  Shit.  I don’t have???? A Pokemon??? With Stat 194????  

I really thought I was screwed here.  But I wasnt, turns out Articuno will have that stat if I use some rare candies--so now I gotta get an articuno.

This would have been easier if I had gotten my Master Ball, but I never did so I’m using Ultra Balls.  Anyway I swim to Articuno, find it in the Seafoam Islands and catch it.

I level it up with Rare Candies praying that I’d get Special stat 194.  I got 195.  So, I had to reset, and try to capture Articuno again. Caught it, leveled it up.  GOT THE STAT 194 HOWEVER--

I forgot my escape rope so I was stuck trying to meander around and get out of the seafoam islands. I was frustrated but I marched on and somehow got out.

Once I got that, I did the Long Range Trainer Glitch w/ Ditto again, this time with an x accuracy (or was it speed? Can’t remember)in like my 8th? Slot, and encountered that Missingno so it could turn my x accuracy into the “W SM.”

This, is not where it ends though.  This was just the beginning really. Then I had to go around getting specific Pokemon.  The first Pokemon had to be a Seel with exactly 233 HP—

So I had to go back to the Seafoam Islands, find a seel, catch the seel, and rare candy it till it got 233 HP.  This was more annoying than it seems because you have to feed rare candies at one at a time and every single time the damn thing kept trying to evolve. Anyway ONCE THAT WAS DONE, I got my first Pokemon in a free box.

Then I had to find as follows:  Parasect, Growlithe, Magikarp, Psyduck, Flareon, Tentacool, FEMALE Nidoran, and then three pokemon of my choice.  Once that was done was where the fun, and paranoia again.

So first I had to buy 43 Burn Heals and 53 Ice Heals.  After that I set up my items as:

1.

ws# #m#

Item to get to 255

Burn heal x 43

Ice heal x 53

Revive x 201

(IF YOU DO NOT SET IT UP THIS WAY, EXACTLY THIS WAY, AND HAVE THE POKEMON BOX WITH THE POKEMON YOU GOT, YOUR GAME  WILL CRASH)

 Which I needed: 89 Lemonade, 12 Repel, 211 Carbos, 88 x Accuracy, 115 Water Stones, TM01.

Once I utilized that glitch to get that, it changed my Trainer ID to be 22796.  

 After that, I needed a Mew with my NEW trainer ID. So I have to repeat that first formula, but this time for

 any item

ws# #m#

Item 3: Repel x21

Item 4: X Speed x14

Item 5: Ultra Ball x64

Item 6: TM05 x89

Lemonade x201

 And successfully got my Mew.

 Then I had to repeat the first formula again, so I could make my Mew shiny.  So I had to have:

Any Item

WS M

Lemonade x170

X Accuracy x134

Carbos x209

Pokeball x119

Fresh Water x201

AND THEN, make sure  I had Mew in the front of my Party, use W SM, toss one X Accuracy, then use WS M again.

ALL THE WHILE, FOR EACH OF THESE CODES IM DOUBLE, TRIPLE, QUADRuPLE CHECKING EVERYTHING SO I’M POSITIVE IM DOING IT RIGHT.

ANYWAY, EVERYTHING WENT SPLENDID, AS YOU CAN SEE

 AND

IM

TIRED.

[enterinit]

Windows 10 Insider Preview Build 18980 released

Windows 10 Insider Preview Build 18980 released.

What’s new in Build 18980

An update on Cortana In response to feedback, we are executing a plan to make it easier for all Windows customers to use Cortana. As a first step, starting with today’s build, all Insiders worldwide will see the Cortana icon and the new app. In a future Cortana app update, customers will have the option to use Cortana if they speak a supported language, regardless of their OS display language. The new Cortana app currently supports English (United States)—because Cortana is service backed, we can and will continue to add new languages over the coming months outside the bounds of OS build updates. We expect to support the same set of regions and languages we currently support in retail by 20H1 launch. We will share more details of our language rollout plans as they progress and appreciate your patience during this transition period. Windows Subsystem for Linux (WSL) improvements In this build, we’ve added WSL2 support for ARM64 devices! We’ve also added the ability to set your distribution’s default user using the /etc/wsl.conf file. This release also contains multiple bug fixes, including a long-standing issue for legacy Windows symlinks (for example those in the user profile directory.)

Other updates for Insiders

Update on the Optional Features settings section improvements These changes are now available to all Insiders in Fast! Thanks to those who’ve already tried it out and shared feedback. If the experience is just rolling out to you now, we can’t wait to hear what you think! To quickly recap, amongst other things, we’ve added multi-select, search, and generally done work to make this section easier to use:

General changes, improvements, and fixes

There was an upgrade block on the previous flight in order to ensure that Insiders with certain versions of Outlook weren’t impacted by an issue in the build, which resulted in some insiders not finding the build when they checked for updates last week. This has been removed with this flight.We fixed a deadlock in netprofmsvc.dll that was occurring in recent builds. Symptoms for those impacted potentially included upgrade to the build freezing at 98%, or (if you were able to upgrade,) various aspects of the system unexpectedly freezing and becoming unresponsive.We’ve done some work to help address an issue where Outlook wouldn’t launch if you clicked an incoming email notification.We fixed an issue impacting touch keyboard reliability in recent builds.We fixed an issue impacting WIN+(Period) reliability.We’ve made the decision to return to the retail build version of the Korean IME while we work on addressing feedback Insiders shared with us about the updated IME experience.We fixed an issue impacting screen snipping reliability in the last few flights.We fixed an issue that could result in the login screen acrylic on the previous flight sometimes unexpectedly showing squares around UI elements.We fixed an issue that could result in certain app thumbnails going unexpectedly blank when you right-clicked them in Task View.We fixed an issue where removable devices were erroneously labeled as HDD in Task Manager’s performance tab. They will now be labeled Removable.As some Insiders have noticed, to give you the option to save disk space if needed, we’ve converted MS Paint and WordPad into Optional Features. You can choose to uninstall them or reinstall them via Optional Features in Settings.We’ve made some adjustments to help improve performance of the Apps & Features page in Settings when searching.We fixed an issue that could result in Settings crashing when updating your account picture.Ease of Access settings are no longer participating in settings synchronization (roaming). Accordingly, we have now removed the Ease of Access toggle in Settings > Accounts > Sync your settings.Magnifier reading now works better in applications like Google Chrome and Firefox.Magnifier reading no longer clicks the application when using the “Read from here” button or the Ctrl + Alt + Left Mouse Click keyboard shortcut.We fixed an issue where the text cursor indicator would not display when switching between left-to-right and right-to-left languages.We fixed an issue where the text cursor indicator would sometimes appear on read-only areas of the screen.We fixed an issue where the text cursor indicator would appear over the Start menu instead of staying in the Search edit box after typing text in the Search edit box.Improved the ability of reading the title of the window with Narrator while reading messages in Outlook.Improved auto-reading in Outlook with Narrator to make it more reliable.Made changes to more reliably read the message headers using Narrator while reading when using the Shift + Tab command while in Scan Mode.Improved the verbosity of Narrator when reading lists at verbosity level one.We fixed an issue where an edit field on some webpages was not getting properly updated on a configured braille display when editing the contents with Narrator.We fixed an issue where certain Local Experience Packs (LXPs) may revert to English.We fixed an issue resulting in certain Wi-Fi adapters not being able to load (code 10 error) after upgrading from a previous release of Windows and needing to be disabled and re-enabled for it to work.

Known issues

The Reset this PC cloud download option is not currently calculating the correct amount of space you need to free up if you do not have enough disk space to proceed. To work around this until the fix is available, free up an extra 5GB beyond what is prompted.The Reset this PC cloud download option is not currently working when specific optional features are installed. The process will begin, but an error will occur and roll back the changes. To work around this issue, remove the optional features before trying the cloud download option. We’ll let you know once this issue has been resolved. The optional features are: EMS and SAC Toolset for Windows 10, IrDA infrared, Print Management Console, RAS Connection Manager Administration Kit (CMAK), RIP Listener, all RSAT tools, Simple Network Management Protocol (SNMP), Windows Fax and Scan, Windows Storage Management, Wireless Display, and WI SNMP Provider.There has been an issue with older versions of anti-cheat software used with games where after updating to the latest 19H1 Insider Preview builds may cause PCs to experience crashes. We are working with partners on getting their software updated with a fix, and most games have released patches to prevent PCs from experiencing this issue. To minimize the chance of running into this issue, please make sure you are running the latest version of your games before attempting to update the operating system. We are also working with anti-cheat and game developers to resolve similar issues that may arise with the 20H1 Insider Preview builds and will work to minimize the likelihood of these issues in the future.Some Realtek SD card readers are not functioning properly. We are investigating the issue.We are looking into an issue where, after updating to this build, adding a new Language Pack reports successful installation but is not installed.Certain 2D apps (like Feedback Hub, Microsoft Store, 3D Viewer) are incorrectly being treated as having protected content within Windows Mixed Reality. During video capture, these 2D apps block their content from being recorded.When capturing a repro video while filing a bug via Feedback Hub in Windows Mixed Reality, you won’t be able to select Stop video, due to the protected content issue noted above. If you want to submit a repro video, you will need to wait 5 minutes for the recording to time out. If you’d like to file the bug without a repro video, you can close the Feedback Hub window to end the recording and resume filing your bug when you reopen the app in Feedback > Drafts. Read the full article

[mbitwebdesignandittuition-blog]

Fix your slow computer. Tech’y secrets revealed. Ssshhhh.

OK, so we have all been there. Writing a word document, listening to You Tube vids with Facebook on in the background. Then, without warning, your machine grinds to a halt. Que the 1 finger reset.

There is a long list of potential issues, some more serious than others. This post is to advise you on how to maintain a basic level of good housekeeping on your system. Its not difficult, some of it can be automated and all of it will help keep your machine in tip top condition.

First a disclamer, First off, this is advice for windows operating systems. Secondly, if you somehow manage to royal balls up your machine by going off track. Not my fault. With that out of the way, lets begin.

1. Keep it dust free. A clean computer, is a safe computer. Im not talking about the layer of dust which seems to settle minutes after cleaning the house, I mean open it up with the power off and disconnected. Look at the mother board, the intake and outlet fans and the CPU fan. Older machines, ie pre 2005 had a nasty habit of catching fire.  It wasnt the tech that was faulty, but the crap inside that had built up. Computer components can run at very high temperatures. Would you want a dust ball sitting on something at 60 degrees. Use an air duster with a straw to remove the worst of the dust. Perhaps a small hoover to get the worst out. Be delicate and do not to touch the motherboards components. At the end of the day, the fans control the airflow. The airflow keeps the components cool. If the components arent cool, the computer has “issues”.

2. Virus scan. You dont need to pay over the odds for virus protection. Some virus protection software programmes use more of your computers resources defending you from potential attacks, which is fine if you can spare the RAM and CPU performance. Like most people, my day to day computer is a basic off the shelf build, with a few upgrades to keep it current. I use free virus protection from Avast and am confident in saying that I have never had a virus. So scan away and scan regulary. A virus will spoil your machines performance.

3. Digital Housekeeping. Find your C drive properties. For Windows 7 ,usually by right clicking the C drive, select Disk Cleanup. 

This will calculate how much space you are able to free up on your hard drive. Once it has run, select all the check boxes and select delete.

4. Error Checking. Again in the C drive properties, again windows 7, select the tools tab. We will use this again in step 5.

Select Check now. On windows 7 this will only run, once a reboot has completed, windows 8/10 will do it in the background. Select OK to run the check and reboot as required. In windows 7 after a reboot, the screen will go black with white writing. Dont worry, this is the check. Once it finishes it will go back to the logon screen. Just let it do its thing.

5. Defrag. Remember the properties image above? Now select defrag. This will defragment your hard drive. This is necessary to keep the files on your hard drive in pristeen condition. It can also be configured to run automatically.

6. Desktop. Only keep shortcuts to stuff on your desktop. A shortcut is 1kb in size, compared to the 15 word documents you keep there for ease these are tiny. Lots of documents and programmes on your desktop is a bad idea, it means the machine has to partially load all those up when you log on as well as do what your asking it to do.

7. Reboot.Do not underestimate the power of a controlled reboot. This will fix problems you didnt even know were there. But do it properly. Start -  Shutdown - Reboot. Killing the power will cause hard drive problems so let Windows do it for you.

8. Update. Make sure you have windows update turned on, and the latest updates installed. You can find this by selecting Start - Control panel - System and Security - Windows Update. Ensure these are automatically downloaded and installed by clicking in the check box.

9. Assess. If your machine is inexplicably on a go slow, select Ctrl, Alt+Del. Select the task manager and select processes. Look and see what is using all your RAM (memory). Perhaps its something you can remove or re install to stop it being so RAM intensive.

10. De clutter. If you have a habit of just selecting OK everytime you see an information box, chances are you have programmes installed that you neither want or need. Have a look at your installed programmes and remove as required.

11. My last one, upgrade. Research is key here. Make sure whatever you are upgrading is compatible. RAM, CPUs and Graphics Cards come in so many flavours its difficult to guess and hope it works. A little research will save hours of torment trying to get the kit work.

[vincentbuckles]

Nine underrated tools to help you achieve Financial Independence

This is a guest post by David Sawyer, author of the UK-focused financial freedom book: RESET: How to Restart Your Life and Get F.U. Money. (You can also read his previous post on Monevator!)

Although RESET stresses that hard work and good habits are the key to success in life, I’m all for cutting a few corners.

The road to financial independence is not an easy one. Anything that saves me time and makes my life easier, I embrace.

This short post profiles nine under-rated tools/shortcuts – all featured in my book – that’ll smooth your path to FIRE1 and give you more time to do what matters to you.

#1 How rich are you? / Salary calculator

Let’s start with two tools to help you put things in context and work out how much tax you’re paying.

Discovering where your salary places you compared to the rest of the world is humbling. Finding out your precise take-home pay is useful for personal financial planning (and also good to know if you’re going for a new job).

#2 How much do you need when you retire?

This is crucial. What type of life do you want to live when you retire and how much money will you need to fund it?

Spare yourself an extremely laborious task that you’ll never get round to and instead read Which?’s 2017-18 member survey of 6,000 retired and semi-retired couples.

Examine the detail and work out – factoring in the tax you’ll be paying in retirement – the before-tax amount you’ll need to draw down as an income in retirement.

#3 Candid Money’s ‘How Long?’ investment calculator

You simply plug six crucial figures into this calculator as follows:

A: Your target stash2 £

B: Your current stash3 £

C: Annual (expected) investment return %

D: Annual (expected) inflation rate %

E: Combined4 annual investment charge %

F: Monthly savings figure £

When you’ve arrived at those figures, use the calculator to find out what age you’ll be when you become financially independent. Play around with F to see how this (the main variable within your control) affects matters. When do you want to reach financial independence and how much can you save each and every month?

#4 Check your state pension

This one’s dead easy. All you need is a phone and your passport to find out how many more years you’ll need to work to qualify for the full state pension. (Not the same as accessing it, of course.)

As I write, the full state pension is £8,546.20 a year, or £17,092.40 for a couple. Who knows what it’ll be in 15 years’ time but probably not a figure to be sniffed at.

Check your state pension online at gov.uk.

If you’re lucky enough to have a final salary pension, you can also request a transfer value from your scheme administrator once a year. (It’s the law and it’s free.)

Anything over £30,000 and you’ll need an IFA5 if you do want to transfer (think carefully before you do!) and also be sure to check if the administrator is applying a percentage reduction to the CETV6 first. Final salary schemes that are in deficit are allowed to do this (again, it’s the law).

#5 MSE’s Budget Planner and Money Dashboard

These two tools work in tandem and are key to budgeting – an important and often time-consuming aspect of achieving financial independence.

MSE’s Budget Planner is a flexible spreadsheet, which breaks your outgoings down into intuitive categories. It helps you to see the effect that planned changes in spending will have, and thus to protect your all-important monthly saving figure.

Money Dashboard is a secure cloud-based open banking website that enables you to replicate and then track all the spending categories you set up in MSE’s Budget Planner. It syncs all members of your family’s current, business and savings accounts in one place. It even lets you set up ‘offline accounts’ to track things like VAT, pocket money, corporation tax – whatever you like. It gives you a real-time one-figure overview of your everyday money.

If I had to track spending manually or by logging in to umpteen accounts, I wouldn’t do it. Money Dashboard is free and I believe it’s a game-changer for UK FIREers.

#6 The LAHs

For the biggest impact visit all three: Lidl, Aldi and Home Bargains. This one’s a no-brainer, albeit you may not want to take it to the extreme of using them all.

Changing your weekly shopping habits from Tesco, Sainsbo’s, and Asda to the delights of the discount food stores could save you 30% – or in my family’s case £300 – on your monthly groceries bill.

#7 Index cards

Financial independence is a philosophy of life. A different way of looking at the world. You’ve always got to be learning, reading, discovering – but you need to do this with intent, to challenge and enhance your worldview.

To achieve this objective, you need to record what you think. Some people use emails, some Evernote, some Google Keep. I use index cards. You know, those little bits of white card with ruled lines on. I carry them everywhere and file them in boxes. They came in really useful when I was writing my book.

Sound a bit old school? Perhaps. However, I’m in good company. Ryan Holiday, Anne Lamott, Robert Greene, Oliver Burkeman, Ronald Reagan, Valdimir Nabokov and Ludwig Wittgenstein (admittedly, he probably is a bit old school) all use(d) the humble index card to catalogue and organise their thoughts.

#8 WordPress and MailChimp

Increased broadband speeds have transformed our lives. None of us would be familiar with people like Mr Money Mustache or movements like FIRE if it weren’t for the Internet. It also means that communication has become democratised. Anyone anywhere can set-up a WordPress blog and sign-up for a free MailChimp account to broadcast their thoughts into the ether.

Why would you want to do that? Well, if you’re into financial independence you’re probably into personal development, and you should definitely be into maximising your career earning potential. Blogging and setting up an email list sparks professional rejuvenation, helps you organise your thoughts, and future-proofs your career.

WordPress powers 30% of all websites and is free. MailChimp is free until you get 2,000 people on your list and it’s easy to use.

#9 Why oh why oh why? (Over to You!)

Why oh why oh why is there not a free Personal Capital-type tool on our side of the Atlantic?

You know, one place where you can synchronise all your bank accounts, where all your investment accounts also sync to – where you can do all your financial planning and have a handle on all your money and your money-based financial independence plans in one place.

I like a good tool, but I don’t know a macro from my elbow. I have tried scores of FIRE-blogger spreadsheets and other systems that purport to make it easy for me, but they only seem to work in the US or in their creators’ heads.

The everyday money thing I have sorted – Money Dashboard and Martin Lewis’s Budget Planner spreadsheet. Easy.

But what about my portfolio?

When Google sounded the death-knell to the full functionality of Google Finance Portfolio last year I was aghast. With that I had been able to manually input all my fund purchases and sales and get a lovely real-time-updated coloured chart saying how well (or badly) my investments were doing and what the rate of return was on each fund. (Useful when you’re making multiple fund purchases every month).

I’ve tried replacing it with Yahoo Finance and the Morningstar portfolio manager, and I’ve even attempted to get to grips with the Financial Times Portfolio tool. None is perfect and I find myself increasingly falling back on a combination of my fund providers, Vanguard and Fidelity – a sub-optimal solution.

So I’m wondering, how do you guys do it? What with the open banking reforms, why isn’t there a Personal Capital equivalent this side of the pond? How do you track your investment returns with the least hassle and in the shortest time?

With that said, every cloud has a silver lining… and a consequence of the absence of one tool to rule them all is my finger isn’t drawn to checking my investments on a daily basis.

That’s surely a good thing!

David Sawyer (46) is a United Nations award-winning PR man and author. He lives in Glasgow with his wife, Rachel, young kids (Zak and Jude) and pet – Hamsterdam. His first book  – RESET: How to Restart Your Life and Get F.U. Money – is priced at just £0.99 for the Kindle version until 8am Friday 4th January. In addition, David has cut the price of the paperback to just £9.99 and Amazon has knocked a further 18% off today, bringing the price down to £8.23. Get it while you’re in the mood for making resolutions!

Financial Independence Retire Early

The before-tax annual income figure you discovered above multiplied by 100 divided your safe withdrawal rate (e.g. 3.5 for 3.5% SWR.)

Your net worth minus house equity and final salary pension CETV (cash equivalent transfer value).

Ongoing charges figure (OCF), portfolio transaction costs and admin charge

Independent Financial Advisor

Cash equivalent transfer value

Nine underrated tools to help you achieve Financial Independence published first on https://justinbetreviews.weebly.com/

[foulfurywombat-blog]

Help with car insurance question!?

"Help with car insurance question!?

Around what price range do you believe a 16 year old girl's (with Narcolepsy and Cataplexy) car insurance would cost?

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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WHERE I CAN FIND A CHEAP CAR INSURANCE IN LONDON?

WHERE I CAN FIND A CHEAP CAR INSURANCE IN LONDON?

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For you crown vic owners, I want to buy a 2001 Crown Victoria. Is it a real gas eater or what? How much do you think the inssurance would be for a 18 yrs old men? I like them crown vics, except when it comes time to be in the back of them in handcuffs.""

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Right now I'm just looking for cars with small engines and constantly checking on comparison sites to get a good quote... So for I got 1900 for a 1L 1999 Vauxhall Corsa, which is still far too expensive, but what else can I do? I know about Pass Plus and other things, but any help/advice/links would really, really help...""

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Help with car insurance question!?

Around what price range do you believe a 16 year old girl's (with Narcolepsy and Cataplexy) car insurance would cost?

So why is car insurance expensive for anyone under 25?

I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous? And don't tell me that an accident is bound to happen or unavoidable for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am.""

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Looking for cheap company for auto insurance in Florida?

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Does www.canyonlandsaz.com have the best auto insurance rates?

Does www.canyonlandsaz.com have the best auto insurance rates?

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Im in class right now and im doing this paper. i need a couple facts why its expensive for teens

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How does a 17/18 year old find cheap car insurance?

i am looking for cheap car insurance but finding it difficult,anyone got any ideas or methods""

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Best location for insurance agency?

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How much would car insurance for a 17 year old driver?

for a used hatch back that costs around 500

Do males always have higher insurance rates than females?

I know that this is true for teenagers, but is it true for adults as well?""

How much auto insurance do you really need?

like do you need medical or pip, all that extra stuff?""

Anyone have a phone # for Wells Fargo Auto Insurance Claims Dept? All the online numbers are for quotes.?

Just got hit and person gave a non-working number for the insurance company (I guess Wells Fargo Auto Ins took over Wachovia Auto Ins). Thank you!

Where can i find a list of insurance terminology and definitions?

i teach business english, i have a student who needs to produce insurance policies for his goods. i want to stay clear of health and life insurance. thanks""

Any advise on life insurance?

term life insurance and permanent insurance which is good and what are the pros and cons?

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Example, I have insurance on 2 cars, but I just bought a new car and I have not added the car to the policy. Does my insurance still cover the purchased veichle?""

""Why is it wrong to require people to have auto insurance, but not health insurance?""

And, for that matter, wouldn't we pay less for auto insurance if the government provided it at cost as a single payer, squeezing out all the profits and returning the savings back to you?""

What's the best car insurance company? Your experience?

I just purchased a new car and my family and I have about 4 cars currently under farmers insurance and pays way over $200 on car insurance...the dealer at the agency mentioned that he bought the same car and has 4 other cars with Nationwide and pays under $200 full coverage. In your experience and in your opinion from what you know or have experienced which insurance companys over the best service for your buck or offer great options. I think we are paying a lot and the options aren't that great. Thanks

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Renting a fleaflat n lilmexico, houston. they require an additonal $20 for insurance can i use my own insurance company? does anybody outthere use apartment insurance? i do not have any insurance of any kind so stop bundle answers""

Any estimations on how much my car insurance will be? Uk.?

Im 17 in november, in gonna start to drive but i was wondering if anyone iceby ideas on how much my car insurance would be based on what i tell you. I live in the uk. I cant go on my parents insurance because they dont drive. In gonna get a 1.4 or 1.6 engine car. An thats all i can tell you, can anyone please have a rough estimation on prices?""

Any statefarm agents that can help with a car insurance question?

I had my auto insurance with state farm for several years. I used to live in Miami, Fl for pretty much the whole time until this past January that i moved to Orlando. Until now (October 2012) i hadn't changed my address because i was planning on going back but now that i decided to stay in Orlando i ended up changing to another insurance company because my policy was going to be A LOT cheaper. My question is, should i be able to get retroactive pay for the difference in my premium from the more expensive premium that i was paying in Miami and the much lower one from Orlando? I sent my state farm agent my lease contract since the beginning of the year and she said that they weren't going to allow it. Does that sound right? I know it was my responsibility to have my addresses changed but since i didn't and i was paying my premium for one city while living at another. Thanks!""

Are car insurance quotes free?

i just want to know

Help with car insurance question!?

Around what price range do you believe a 16 year old girl's (with Narcolepsy and Cataplexy) car insurance would cost?

Health Care Insurance (CA)?

So 2014 coming around I know we need health insurance or else we have to pay a fee. My question is not sure what insurance to pick (specifically anything dental,vision, regular doctor ...show more""

What is the safest cheapest car to buy and also for cheapest insurance as a first car?

What is the safest cheapest car to buy and also for cheapest insurance as a first car?

""Cheap car insurance companies for a 18 yo girl, in the UK?""

I have been driving for over a year now, and need to renew my car insurance. Do anyone know of any cheap company's? I am finding it very difficult! I even have 1 years no claim. Please help me!! Thanks""

Need help understanding some insurance terms and policies.?

What is a HYBRID health insurance plan? Has anyone used this type plan?, specifically NEW HEALTH CHOICE, GOOD HEALTH. Beyond this...does anyone know of a good, affordable insurance for TEXAS. I really need help understanding this type plan. Sound too good to be true therefore it usually is.""

Approximately how much does it cost to bond and insure a sole-proprietorship pressure washing business?

Approximately how much does it cost to bond and insure a sole-proprietorship pressure washing business?

Where can i find insurance without license?

Most of the insurance companies that I call will not provide insurance because I do not have a license I have to have insurance before I can get my license. What should I do?

Who has the best dental insurance?

i need private personal good coverage in colorado

How much does life insurance cost monthly for a 28 year old nonsmoking female??

How much does life insurance cost monthly for a 28 year old nonsmoking female??

Can i keep the insurance money and not fix my car ? can i still buy insurance in future?

I have a BMW 335i which cost around 29k (BUY LAST YEAR with CASH). I was hit by other guy ,he was at fault so their insurance ( B) absolutely must pay to fix my car .Nothing relate to my insurance ( farmer ). they estimate the cost to fix at their shop is 7k while BMW estimate for me is 13k (if there is hidden cost to fix the car, B will have to pay it too,thats the law). I do not want to drive this accident car anymore ,so can i ask them to write me a final check ,for example 15k to cover everything now and in future (for example they accept the deal). i then will sell the damaged car to somebody for cash and buy another one ? my car is still drivable (in my opinion the stucture would cost like 2 k to get it work perfectly,yet if we do not care the look, the cosmetic it will be a super good car to drive) In case i do not sell the car and fix the structure to drive,keep the money , i heard somewhere from yahoo answer that no insurance company will sell you insurance ??? like i can no longer buy farmers insurance if i do not fix my car ??? IS THIS FOR REAL ? ( because i did not make any claim on my insurance FARMER ) Is there any problem with an accident car ( Car title ,etc....) Is it legal in texas to drive a damaged car ? Will they report it to carfax ( i got police report) ..... So that is my case,with your experience Please give me anything that you know about my case, is there any problem with it, does anything will happen in the future Thanks all so much , please help!""

""How much would insurance cost me for a $200,000 porsche as a teen?????? PLZZ HELP GUYS PLZ!!!!!!?""

Im planning to buy a $200,000 porsche drive away. Im going to get superior insurance (the best insurance) that covers my car fully. HOWEVER the problem is im a teen 19 year old and insurance rates appparently fly above the sky. HOW much will it cost insurance a year????????????????????? ?????????????????/""

Do I need to have insurance to drive a car across country?

The car is registered in California under a family member's name. I'm 18 living in Pennsylvania. I want to be able to drive this car from California to Pennsylvania. So do I need to register for insurance before i start driving the vehicle across country?

Home insurance Vs Common insurance in Condo's?

One of the listed property I am interested in has an assessment fee of 280 which includes common insurance,exterior mant,snow removal. What is this common insurance ? and do I need to still take home insurance personally ?""

Hyundai tiburon insurance help?

I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!""

What is insurance like in the united states?

is insurance better in canada or the united states and how much does school and college cost in united states and health coverage or how can you pay for health coverage i want to know this because i want to move to the states is there any site that would tell me about all this if there is can you give me the link thanks if i defend anyone sorry

What Car insurance should i get at 18 years old?

I am an 18 year old who is unemployed. I need car insurance that is cheap and is helpful. I need to know how much insurance is.

How much is a ticket for not having insurance on your car in oklahoma?

I'm writing a paper for my law study class and was wondering how much the average ticket for not having insurance on your car in oklahoma is? Thanks for the help!

""Im 16 and i want to get a R6, i want to know how much it would cost for insurance?""

I live in the U.S, Florida and i am taking the MSF course.""

Does anyone know of a sporty car that's not considered a sports car by insurance?

I like the grand prix but i want a company that is still in business thanks

""If I am under my wife's health insurance plan, do i need to get my own insurance under Obamacare?""

Currently, my kids and I are under my wife's health insurance plan. I heard that if we stay under her plans, we will be penalized once this Obamacare goes into effect.""

Passing a drug test for life insurance?

I smoked weed rather heavily for about 5 weeks over the summer, and now i havent touched it all for about 5 weeks, am i going to be clear for it? Before those 5 weeks i smoked VERY rarely (once every month or 2 months). Also i smoked a couple packs of cigarettes in the past couple weeks...how long will it take for me to get the nicotine out of my system (also smoked VERY rarely before last couple weeks)""

Car insurance questions NYC?

I'm a Newly licensed NYC driver... I have had my license about 7 months. I am now getting a car and I need to begin shopping around for the best and cheapest possible insurance in NYC. Can someone please list ALL of the companies wheather it be online companies as well and give me your opinion about which one you might like best? Thanks a lot!

How much is a Geico car insurance for a minor ?

I am 17 years old and I am just wondering how much I will have to pay for my car insurance. My mom has Geico, and I am sure that will be the one I will have, too. Help!""

What insurance group is a 1965 FORD MUSTANG FASTBACK?

What insurance group is a 1965 FORD MUSTANG FASTBACK?

Fun first car from the 90's/cheap insurance?

I'm at the age of buying a first car, and was just wondering what would suit me... Currently, I drive an automatic Kia Sedona(Automatic) along with a Toyota Tacoma (Manual). I'm alright with cars and mechanics in general, and I'd like to modify my first car a bit. (Ex. Turbo, engine swap?, etc). Not a lot but just to a point of understanding cars more. Here are a list of must haves: -Price!! 2-5k please! -0-60 in under 7( preferably stock ) -More than 20 mpg -Cheap insurance ( Old car? Maybe 90's?) -Manual transmission -Aftermarket parts!!! Must have a wide range that are plentiful! And pllllleeeeeaaaseee don't say anything with a 4-cyclinder unless it's truly the best option! I prefer some muscle ;) but not to the point were I'm spending all of my money on gas -.- Other than that, 'nuf said :) Thanks!""

Do you have to have car insurance for all of your vehicles (California- read more for details)?

I live in California and I understand that by law here you have to have car insurance; at least minimum coverage that is. But does this apply to all cars regardless of whether you even drive them on the street or not? The reason why I ask this is because I have a 1971 Chevy Camaro SS which I bought from my father about a year ago (He basically gave it to me, but I didn't want to look spoiled in front of my sister so I gave him $2,000 for it). I did have it insured for the first year thinking it probably wouldn't cost me much, but now I really regret getting it insured since it costed me nearly a fortune this year alone. And the thing that really sucks is that I've never even driven it yet since it still needs a lot of tuning up (and unfortunately I don't have enough time to fix it up since I'm usually a very busy person). Do you think it's possible to uninsure my camaro since it's not even drivable yet? I mean it's not like I'm going to hit a car or something with it since it's just sitting in my garage the whole time. I would ask my insurance agent about this, but I never really trusted them. (They were the ones that persuaded me to get it insured in the first place without even telling me whether I had to or not)""

Help with car insurance question!?

Around what price range do you believe a 16 year old girl's (with Narcolepsy and Cataplexy) car insurance would cost?

https://www.linkedin.com/pulse/affordable-insurance-agency-inc-leominster-ma-dorothy-benitez/"

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Windows 10 Insider Preview Build 17101 for Fast & Build 17604 for Skip Ahead

Windows 10 Insider Preview Build 17101 for Fast & Build 17604 for Skip Ahead. Flighting to Skip Ahead Right now our focus is on stabilization for RS4. As part of the stabilization process, we have “forked” RS4 into its own branch called “RS4_RELEASE” just like we did with RS2 and RS3. Going forward – RS4 builds will come from the RS4_RELEASE branch. This also means that we intend to release new RS4 builds to Insiders more quickly to both the Fast and Slow rings as these builds we include mostly bug fixes. In RS3, we experimented with the idea of flighting two different releases at the same time with something we called Skip Ahead. A subset of Insiders were able to choose to “skip ahead” to the next release of Windows 10 and receive builds from RS4 while we were finishing up RS3. That experiment went well as our engineering teams benefited from the early feedback. So we’re going to do it again!

Up until today – Insiders who opted into Skip Ahead previously were receiving the same exact RS4 builds as Insiders in the Fast ring since Build 17017. Skip Ahead never “turned off” and many Insiders remained in Skip Ahead since joining at the beginning of RS4. Starting today – Windows Insiders who opted into Skip Ahead will now start receiving new builds for RS5 which is our next Windows 10 release. These builds will come from the RS_PRERELEASE branch. We are only allowing a small subset of Insiders in the Fast ring to opt in to Skip Ahead as we still need Insiders to hammer on RS4. Because many Insiders who opted in last time remained in Skip Ahead, the limit for Skip Ahead has already been met. This means that if you are not already in Skip Ahead, you will see the Skip Ahead option under Settings > Update & Security > Windows Insider Program greyed out. If we open Skip Ahead up for more Insiders, we’ll let you know. However once we’ve finished RS4, we will move everyone in the Fast ring back to the RS_PRERELEASE branch and then the Fast ring and Skip Ahead will be back to receiving the same builds again. Please be aware that builds from RS_PRERELEASE will get less stable as teams start checking in new code. So, things will likely be a little rough as they normally are at the beginning of the development cycle for a new Windows 10 release. If this concerns you or makes you uncomfortable, you may want to consider opting out of Skip Ahead and simply wait for the Fast ring to transition back to RS_PRERELEASE down the road. What’s new in Build 17101 & Build 17604 Input Improvements Emoji design updates: Based on your feedback and to improve consistency, we’ve made adjustments to the design of some of our emoji. Examples of updated emoji include: Before:

After:

Emoji search comes to more languages: Earlier in RS4, we updated the Emoji Panel to support browsing and picking emoji in many new locales. With today’s build, we’re bringing search support to more locales too! Now you can find an emoji by keyword in over 150 locales, including English (Great Britain), French (France), German (Germany), Spanish (Spain), and more. This will help you get the emoji you want easily and quickly. As a reminder, to bring up the Emoji Panel set focus to a text field and press WIN + (period) or WIN + (semicolon).

Windows App Permissions

UWP File System Access: With this build we’re giving you more control so you can now decide which UWP apps can access your full file system. Particular UWP apps will be granted permission to have broad file system access. This capability will be granted on a per app basis by Microsoft. If a UWP app has the broad file system access restricted capability, you will receive a consent dialog prompting you to accept or deny the request. If at any time you change your mind about the decision, you can go to Settings > Privacy where you’ll find a new Settings page for File System Access. On this page, you can turn access on or off globally, and if it’s on you can also turn it on or off for each app that has requested the capability. UWPs with broad file system access will not appear in the Photos, Videos, or Documents privacy settings pages. If you grant broad file system access, this includes Photos, Videos and Documents. New features for Windows 10 Pro for Workstations Last year, as part of the Windows 10 Fall Creator’s update, we announced a new edition of Windows designed for demanding mission critical scenarios targeting advanced users. As part of RS4, we are adding two more features for our most advanced users running these mission critical scenarios: A new power scheme – Ultimate Performance: Demanding workloads on workstations always desire more performance. As part of our effort to provide the absolute maximum performance we’re introducing a new power policy called Ultimate Performance. Windows has developed key areas where performance and efficiency tradeoffs are made in the OS. Over time, we’ve amassed a collection of settings which allow the OS to quickly tune the behavior based on user preference, policy, underlying hardware or workload. This new policy builds on the current High-Performance policy, and it goes a step further to eliminate micro-latencies associated with fine grained power management techniques. The Ultimate Performance Power plan is selectable either by an OEM on new systems or selectable by a user. To do so, you can go to Control Panel and navigate to Power Options under Hardware and Sound (you can also “run” Powercfg.cpl). Just like other power policies in Windows, the contents of the Ultimate Performance policy can be customized.

As the power scheme is geared towards reducing micro-latencies it may directly impact hardware; and consume more power than the default balanced plan. The Ultimate Performance power policy is currently not available on battery powered systems. We’ll continue to tune and evaluate the power plan settings. To submit feedback please use the Feedback Hub and file your feedback under Power & Battery > Setting category. Productivity focused out of box applications: In the Windows 10 Fall Creators Update, the out of box experience for Windows 10 Pro for Workstations draws from the Pro edition of Windows 10. One area where this is noticeable is the suite of applications installed out of the box visible as tiles in the start menu. In the next release for Windows, you will see for Windows 10 Pro for Workstations productivity and enterprise focused applications in place of consumer applications and games. This was one of the top feedback shared with us by our partners and users and we’re delivering this in our next update. If you’re a Windows Insider running the Workstation or Enterprise edition, you can see these features in Builds 17079 or greater. General changes, improvements, and fixes for PC (Build 17101) We fixed an issue from the last flight were some PCs failed to resume from hibernate (requiring a hard reboot to recover). We fixed an issue resulting in 3 and 4 finger gestures on the touchpad being unresponsive in the last two flights. We fixed an issue after upgrading to the last flight where Start didn’t work for Insiders who’d had HomeGroup added as a folder to appear on Start. We’ve updated the touch keyboard so that if you try to shapewrite in an unsupported text field or when the typing resources aren’t installed, you won’t see the shapewriting trail as you swipe your finger over the keys. We fixed an issue where the touch keyboard showed an English layout with no IME on/off key when an East Asian keyboard is the only input method on your system. We fixed an issue where if you install a font product from the Microsoft Store, then later install a new build (feature update), the Store package will remain installed, but the fonts within the package are not installed. Until this is fixed, the temporary workaround is to uninstall the product from the Apps page in Settings, then re-acquire the product from the Store. We fixed an issue where the touch keyboard might stop invoking automatically after locking the PC and then unlocking the PC by using the touch keyboard to enter your PIN or password. We fixed an issue where the Japanese IME sometimes wouldn’t turn on correctly. We fixed an issue where the floating dictation UI could be unexpectedly tiny. We fixed an issue that could result in the mouse cursor suddenly jump to screen corner while mouse was moving in a List Control. We fixed an issue that could result in tabs hanging and not loading content recently in Microsoft Edge after using the browser for a few days with an adblocker enabled. We fixed an issue resulting in newly installed Microsoft Edge extensions not appearing in the Extensions pane in the last two flights. We fixed an issue in Microsoft Edge where favicons in light theme were unexpectedly getting black backgrounds. We fixed an issue that could result in UWP apps sometimes launching as small white rectangular boxes. We fixed an issue resulting in certain fingerprint readers not working in recent flights. We fixed an issue where Windows Hello failed to work on Surface Laptops with the last build. We fixed an issue that could result in the labels for files on the desktop overlapping their icons. We’re updating the “Advanced graphics settings” link on the Display Settings page to now just say “Graphics Settings”. When your volume is muted, the volume icons in the Sound Settings page will also now appear muted. If you click the Reset button on the App volume and device preferences page, it will now also reset any app specific volumes you’ve set back to default (100%). We fixed an issue resulting in app updates failing in the Microsoft Store with error 0x80070057 in recent builds. We fixed an issue resulting in app updates failing in the Microsoft Store with error 0x803FB005 in recent builds. We fixed an issue where bringing up Game bar using the Xbox button on an Xbox One controller didn’t work in some games. We fixed an issue where in the text box for the Mixer stream title using non-character keys (e.g. Tab, Delete, Backspace, etc.) might cause the game to hang for a few seconds. We fixed an issue where keyboard and mouse input might not work correctly in the Game bar when playing a first person game (e.g. Minecraft). We fixed an issue where in some games—such as Destiny 2 and Fortnite—mouse and keyboard input would still go to the game while Game bar was open. We fixed an issue during first shutdown/boot, or reboot, where for some users the device goes into a boot loop and the OS never loads. Known issues (Build 17101) We have observed seeing longer-than-normal delays during install at the 88% mark. Some delays are as long as 90 minutes before moving forward. Please be patient as the install will complete successfully. Plugging in an external optical drive (DVD) will cause an Explorer.exe crash. Settings will crash if you open the Themes Settings page. Buttons on Game bar are not centered correctly. Selecting a notification after taking a screenshot or game clip opens the Xbox app’s home screen instead of opening the screenshot or game clip. General changes, improvements, and fixes for PC (Build 17604) We fixed an issue from the last flight were some PCs failed to resume from hibernate (requiring a hard reboot to recover). We fixed an issue after upgrading to the last flight where Start didn’t work for Insiders who’d had HomeGroup added as a folder to appear on Start. We’ve updated the touch keyboard so that if you try to shapewrite in an unsupported text field or when the typing resources aren’t installed, you won’t see the shapewriting trail as you swipe your finger over the keys. Fixed an issue which may have caused a Microsoft Edge tab to crash after playing video when some extensions are enabled We fixed an issue resulting in newly installed Microsoft Edge extensions not appearing in the Extensions pane in the last two flights. We fixed an issue where the touch keyboard showed an English layout with no IME on/off key when an East Asian keyboard is the only input method on your system. We fixed an issue that could result in the mouse cursor suddenly jump to screen corner while mouse was moving in a List Control. We fixed an issue resulting in certain fingerprint readers not working in recent flights. We fixed an issue where Windows Hello failed to work on Surface Laptops with the last build. We’re updating the “Advanced graphics settings” link on the Display Settings page to now just say “Graphics Settings”. When your volume is muted, the volume icons in the Sound Settings page will also now appear muted. If you click the Reset button on the App volume and device preferences page, it will now also reset any app specific volumes you’ve set back to default (100%). We fixed an issue resulting in app updates failing in the Microsoft Store with error 0x80070057 in recent builds. Known issues (Build 17604) 3 and 4 finger gestures on the touchpad are unresponsive. The Japanese IME sometimes can’t turn on in UWP apps. If you encounter this issue switch to a Win32 application (e.g. Notepad), turn the IME on there, then switch back to the UWP app. Plugging in an external optical drive (DVD) will cause an Explorer.exe crash. Bringing up Game bar using the Xbox button on an Xbox One controller doesn’t work in some games. In the text box for Mixer stream title, using non-character keys (e.g. Tab, Delete, Backspace, etc.) may cause the game to hang for a few seconds. Selecting a notification after taking a screenshot or game clip opens the Xbox app’s home screen instead of opening the screenshot or game clip. In some games—such as Destiny 2 and Fortnite—mouse and keyboard input will still go to the game while Game bar is open. Buttons on Game bar are not centered correctly. Keyboard and mouse input may not work correctly in Game bar when playing a first person game (e.g. Minecraft). Alt + Tab out of and into the game should fix this. Settings will crash if you open the Themes Settings page. 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