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hellevator-mp3 · 6 years ago

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letters to no one (and everyone) || Part 3

Pairing(s): Platonic!Hyunghyuk, Platonic!Wonhyuk, Hyungwonho

Genre: Fluff

Word Count: 1100+

Warnings: None

Author Note: okay so this is really rushed bc!! i have no motivation for this story rn!! so uh yeah there’s that lmao n e ways i hope y’all enjoy~

minhyuk hates confrontation. however, maybe confrontation involving hoseok isn’t so bad after all.

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tuesday rolled around quickly, the morning light making minhyuk stir from a fitful sleep. he vaguely debated just staying and moping around the apartment, but those plans were tossed out the window when jeonghan burst into his room, loudly announcing that they were going out for breakfast and that he had better hurry up, or else he’d be left behind.

he vaguely considered just giving up and going back to bed at least three times during his morning routine, but finally stumbled out of his room fully dressed, bathed, and with his toothbrush hanging from his mouth as he searched high and low for a match to the sock he held in his hand. silently, jeonghan held up the match from his position on the couch, almost as if he could read minhyuk’s mind. minhyuk quietly thanked him, heading back to his room to finish brushing his teeth and pull his socks on, before grabbing his phone and making his way to the living room. it was empty, save for sungjoo who was waiting patiently for him.

the two walked out together, sungjoo offering his arm for support as minhyuk pulled on his shoes, before they joined the rowdy couples in their trek to their favorite diner, and the only one that could seat all of them. it was a peaceful start to the morning, as far as minhyuk's group of friends and roommates went. they all divided off into their own conversations as the food arrived, and some didn't talk at all. half of the group had classes while the other half didn't, but they all started late in the afternoon so the group was free to mess around.

minhyuk sat at the end of the booth with sungjoo next to him, and so it made sense that he could see the door. it also made sense that he could see the people walking in. what didn't make sense was the sight of hyungwon and his boyfriend hoseok entering the diner, almost immediately meeting minhyuk’s gaze. hyungwon whispered something to hoseok, who’s gaze flickered between minhyuk and hyungwon, before nodding. hyungwon walked up to the hostess desk, while hoseok made a beeline for minhyuk. it didn’t take more than a second for hoseok to pull him up by his elbow, gently, and pull him to the side.

“listen, hyungwon explained the letters to me, and i just want to let you know it’s okay, and to say thank you for making him happy. when he read that letter, his face lit up and i could see how happy it made him, so thank you.” hoseok rushed out, his voice soft so he didn’t attract the attention of the others - which was near impossible, given that the whole group was staring at them anyways. minhyuk just nodded, whispering a quick “you’re welcome” before hoseok was rushing back to hyungwon, the latter wrapping thin hands around the former’s bicep as they walked to their table, following the hostess.

the whole table began to question minhyuk when he sat down, but he just shook his head and continued eating, ignoring their questions.

it wasn’t long before they were trudging back to the apartment, minhyuk immediately retreating to his room since he was one of the people with classes that day, along with sungjoo, jinyoung, and jeonghan. he finished off the last bit of an assignment that was due, and shoved it into the backpack sitting in his desk chair, along with his laptop and charger. soon enough, sungjoo was calling him and saying it was time to leave. the four of them left, jinyoung and jeonghan walking slightly ahead, leaving sungjoo and minhyuk to lag slightly behind.

minhyuk told him what hoseok had said, the other listening in silence as he explained. he stayed silent, contemplating what to say. “who all did you write letters to?” he asked, glancing over at minhyuk to gauge his reaction.

minhyuk lost himself to his thoughts, considering whether or not he should answer truthfully. after realizing that his oldest friend could see through him when he lied, he hummed thoughtfully and replied, “hyungwon and hoseok, obviously. also im changkyun and lee jooheon, yoo kihyun and sohn hyunwoo too.”

sungjoo looked thoughtful. “and out of those six, you know there's two couples, right?” hyungwon nodded in response, responding that there was no way he didn't know of the most popular couple in school - lee jooheon and im changkyun, who were childhood friends that recently revealed their relationship. lee jooheon was the star baseball player for their school, and almost always had girls and guys alike hanging off of him. it was a definite surprise for one of their classmates to find the two tucked away in a storage closet with their lips pressed together and their bodies even closer. word spread faster than the door had slammed, and suddenly the two were thrust into the spotlight as the one of the first openly gay couples, aside from hyungwon and hoseok, as well as jeongyeon and her girlfriend nayeon.

minhyuk shrugged. “besides, it’s not like i ever acted on, or will act on, my feelings. plus, everything that i felt for everyone except the last two is gone by now, so i’m not bothered.” he tacked on, feeling the sudden need to explain himself. sungjoo nodded, before the two in front of them circled back to tell them that they were gonna be late if they kept going at this speed, so the rest of the way there was spent in silence, aside from the pounding of their feet on the pavement.

when classes were over and minhyuk showed up for his shift at the cafe, hyungwon was already manning the counter, with hoseok sitting in one of the booths near the window. minhyuk quickly threw on his apron, getting to work making orders as hyungwon took them. they worked in harmony for a while, until it was time for hyungwon to switch out with one of their other coworkers, the aforementioned jeongyeon. minhyuk watched hyungwon and hoseok leave the cafe, the latter waving at him before they walked out the door. minhyuk was slightly confused, having never interacted with him outside of their earlier conversation, but didn’t bother to dwell on it. he had better things to do, like make a iced coffee with twelve pumps of sugar free vanilla, an equal amount of hazelnut and caramel, a splash of soy, enough coffee that it hit the middle of their logo, with ice, before it was tossed in the blender. twice.

by the time minhyuk was finally closing the cafe, he had a twitch in his eye that only a good night’s rest and at least thirteen business days away from people could cure.

he didn’t get what he wanted, as he was awoken at seven am sharp the next day, by a frantic sungjoo who had entered what the group liked to call “mom mode”.

it wasn’t a very pretty sight.

#monsta x fic #kpop fanfiction #lee minhyuk #shin hoseok #chae hyungwon #hyunghyuk #wonhyuk #hyunghyuk and wonhyuk are both platonic!#hyungwonho #mx

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tommyshep · 7 years ago

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OK I GOTTA RANT ABOUT PERSONAL SHIT BUT IM THROWING IT RIGHT UNDER THE RUG HERE (under the cut) SO YOU CAN IGNORE THIS I REALLY DONT CARE K THANKS

(update: its fucking LONG you really dont have to read it i swear. its just self pity and sadness hahahahhah)

ALRIGHT FELLOWS FIRST OFF im so fucking lonely yall, i met a guy recently tho (correction i knew them for a year and always thought they were out of my league and we have had mutual friends but rarely ever talked ourselves and then one day out of the blue they came up to me and hugged me and declared us friends??) but we were supposed to hang out this weekend and it was gonna be like the first time i hang out w a friend in foreverrrrrr but they had to cancel bc they got sick. i dont think they were purposefully trying to blow me off, but that happens to me a lot. i try to make plans so that i can get myself out of the house and then people cancel.

and my best friend (best is used loosely, more like the best friend i have but we’re not that close anymore and she has plenty of people she’s closer with) has a new best friend. i used to be able to go to her house all the time and just lay on the floor or whatever and that was our thing, but now i feel sorta weird around her cos we dont talk. like even if we hang out theres really no connection and i feel like a burden and shes always like “uh ya sure you can come over” and then i feel like shit. again its not her fault, but she was always someone i could just be myself around and now i feel like shes gone.

aaaaaand i have a bunch of online friends, some who i met on here and others who moved away and now this is the only way we can talk. but i feel like im ALWAYS the one to text them first. (this isnt about anyone on here btw!!) i have to start the conversation and thennn theyre like “omg i miss you so much we need to talk more!! how are things??“ and the whole conversation is just us catching up and then at some point they dont respond and then i message them again a few months later and it happens again. its not like i think they dont care about me, but they clearly have so much else going on just bc they have a life of their own and friends and school and all this that i dont have, so they dont think about me unless i text them. it gets exhausting always texting first and feeling like im forgotten about, especially cos i dont want to tell them that im feeling this way cos i dont want them to feel guilty since its not their fault.

ive tried to stay in contact with people from my old school, and at the beginning of the year i would go to every single concert and theater production that theyre all in. and they would do that thing where they tell me they missed me and we catch up. but what bugs me is that they always say “i dont see you enough, we should hang out!!” and im hear thinking, this IS my way of staying in touch with you. nobody asked me to come to this concert, i just put it on my calendar and showed up because i wanted to see you. they never return the favor or anything, which i understand that again they have friends and school and lots going on. i just feel so fucking lonely yknow? im going to prom with a guy next month as friends, but im not even looking forward to it anymore because we never talk so i dont even really care. my mom always tries to be like “what do you mean you dont have friends? youre going to prom in a few weeks!” and like, ive tried to hang out w this guy more but he always cancels or he doesnt have a car and it just hurts yknow.

and school is going shitty rn and i have a lot going on but i cant talk to ANYONE about it and wow i didnt realize i was this sad until i typed all this shit up. what the fuck.

i have all these great opportunities this summer where im going to meet new people but im so fucking scared cos i feel like i dont even know how to have friends. and the second someone is friendly with me i start envisioning us as best friends but then i remember that i cant keep friends so it all gets fucked up and i just want to have a normal social life.

i feel selfish saying it but even the people i do have as friends (the ones who i have to text first, etc.) i could honestly live without. i see/talk to them so rarely that its like whats the point. the times we do interact it takes so much emotional input on my part that it just brings me down. i want a friend group sooo bad. like three or four friends who i can hang out with, we’ll have a group chat that lasts more than a month, and we’ll do whatever fun shit friends get to do.

i keep telling myself that i’ll have friends once i go to college but thats in like a year and a half?? and i can just picture myself freaking out in the weeks leading up to school starting, thinking that i’ll never make friends in college. and people tell me im being stupid and that of course im going to make friends, but the past few years havent shown me that!!!

sorry yall im just really emotional and i have a TON pent up but i cant seem to cry anymore and i feel like im on the verge of tears but i Cant and it sucks. and school is stressing me out and i think i probably have adhd which is getting in the way of everything and i have a huge thing this weekend and im Not prepared but i cant seem to get myself to DO ANYTHING i just sit in bed all day and lie to my mom about my assignments and i want to die i have a 4 page paper due in the morning that i havent started and fjwawkfjweioafjeiwofjiwoa

((((((it probably doesnt seem like ti but this feels really good to get out. i just wish i could dooooooo something)))))))

#jam rambles

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masteredshadows · 7 years ago

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happy munday! I’m still inactive / working on a new blog / ignoring assignments due in four days / playing video games instead of writing but I got my first tattoo on thursday and I’m in absolute fucking love with it

picture under the cut bc even if I’m not writing, it’s munday, damnit

this is a picture from right after it was done and rn it’s in that delightful stage where it itches like hell so it might look. a lil’ different given a week or two but YEAH motherfuckin SNAKES, man

(I would credit the artist she’s amazing but I am vaguely concerned about privacy given she’s local to me :’) if we’re vaguely close and you want to know do feel free to dm me though)

#munday.#tumblr still forgetting my tags. love this website.#INSOLENT CHILD ( ooc. )

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waleedahmad1389 · 5 years ago

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Is 2 million $ enough too retire at 60.

There are numerous variables that go into the condition, for example,

Retirement objectives

Ways of managing money

Wards

Wanted retirement area

Wellbeing

Venture hazard resilience

Also, considerably more

Advanced

Youth Lead: Investing In The Long-Term and more on 711Finance.

Developing Voters: An Opportunity For The Nation, For All Of Us

This is the thing that makes budgetary arranging dubious yet additionally a huge amount of fun on the grounds that each circumstance and story is one of a kind.

Coming up next is an example contextual investigation of retirees who are trying to resign with a savings worth $2 million. A portion of the subtleties have been changed for their protection.is 2 million enough to resign onWhile this contextual analysis centers around prospective retirees, this ought to likewise be a significant exercise for any Gen X'er or Gen Y'er needing to resign one day. A portfolio worth $2 million doesn't become for the time being.

And keeping in mind that it might appear to be unthinkable for some to achieve, it's entirely feasible with discipline, an arrangement of assault and ensuring that you're not trying to claim ignorance about your cash circumstance.

The Petersons' Story

To begin with, here's a portion of their back story:

Joseph Peterson is 58 years of age, began working for Ameren Corporation at age 24 as a lineman, and is currently a Training and Simulation Supervisor – some portion of Ameren's Crisis Management Team. Joseph is hoping to resign in four years at 62 years old.

Joseph as of now has a duty conceded 401(k) plan worth $671,045. Four years prior Joseph opened a duty excluded Roth IRA and contributes $6,500 every year – it's worth $28,517 today. Joseph likewise has a Traditional IRA worth $219,714. Moreover, Joseph has a characterized advantage annuity plan as a feature of his work benefits with Ameren. The current incentive on the benefits plan is $650,000.

Debra Peterson is 57 years of age, began filling in as a RN at 22, and at 30 years old she quit attempting to turn into a full-time housewife. Debra remained at home with her youngsters for a long time and returned to work at age 40 as a RN. She has charge conceded 401(k) plan worth $159,305 through her manager at the medical clinic. Debra opened a duty absolved Roth IRA five years back, and contributes $6,500 every year – it's worth $36,496 today.

Together, Joseph and Debra have a financial records parity of $83,000 and a bank account esteemed at $153,031. They as of now owe $155,033 on their home loan, Joseph owes $15,000 on his truck credit, and Debra owes $20,035 on her vehicle advance. Joseph and Debra have three kids: Matt who is 27 years of age and fills in as a line cook in St. Louis; Morgan who is 25 years of age, despite everything lives at home, and is completing doctoral level college; and Samantha who is 18 years of age and is preparing to begin school. Joseph and Debra are going to pay for Samantha's advanced degree.

Here's an aggregate of their advantages and liabilities:

Resources: $2,001,108

Liabilities: $315,068

All out: $1,811,040

resign on 2 million assetsJoseph and Debra wish to have $90,000 every year for retirement and have certain objectives they wish to satisfy while living serenely in retirement. To begin with, when Joseph resigns he intends to burn through $25,000 to purchase another vehicle for his child Matt, and afterward two years after the fact $25,000 to purchase another vehicle for his little girl Morgan, and afterward quite a while from now $25,000 to purchase a vehicle for Samantha.

Joseph and Debra likewise need to begin going when Joseph resigns so they intend to have $10,000 planned every year to go for a long time straight. They wish to make a trip to Italy, Rome, and Greece together. They likewise need to take their youngsters to New Zealand.

In 2023, five years after Joseph resigns, he intends to purchase a lakeside lodge for him and his family where they can spend their summers. He intends to burn through $30,000 on the cabin.retire on 2 million objectives

Our Unique Process

In the event that one of my customers inquires as to whether they can resign with $2 million, we start with our extraordinary procedure, The Financial Success Blueprint. We remember we need to go past the numbers to locate a strong answer. Path before we get start the calculating, I like to get the customers truly pondering retirement and what the following barely any years is going to resemble. Here's the basic inquiry I pose to them:

"On the off chance that we were meeting three years from today – and you were to think back over those three years to today – what must have occurred during that period, both by and by and expertly, for you to feel cheerful about your advancement?"

Clearly, their speculations' presentation and us cooperating will be a piece of this condition, yet I need to know more:

What will a common day resemble for them in retirement?

What might keep them the most occupied?

What will they do in retirement that they can't do now?

What are the difficulties, openings, and qualities that will either support them or forbid them from accomplishing these objectives?

After they answer a portion of those inquiries we plunge into the numbers of retire at 60 with 2 million. We utilize a record aggregator called Blueleaf which permits every one of our customers to see their whole portfolio in one spot. I'm astonished what number of individuals will have numerous 401(k) venture accounts spread out among five, six, seven, or eight distinct organizations, however never take a gander at it under one magnifying lens. That is the thing that Blueleaf offers.

At first, we'll simply investigate their present distributions and afterward begin leading various "stress tests" to perceive how those portfolios will hold up over the long run. Basically, this is the thing that we are attempting to decide with their present arrangement and venture system:

The ideal resource portion or item blend to guarantee a sheltered retirement salary forever

The cost structure of various venture choices to guarantee the base expense for quality counsel, the board, items, and so forth

The potential expense results of different speculation techniques to guarantee ideal after assessment forms from different items and the executives styles

The potential non-speculation dangers, (for example, clinical consideration, obligation, and so forth) and the ideal resource/protection structure to guarantee your retirement plan isn't wrecked due to said dangers

The riches move of your advantages for picked beneficiaries/recipients to guarantee the greatest worth is held by your picked recipients instead of the US Government

The effect of your non-advertise protections, (for example, land, private loaning, or personal business venture) and their hazard/reward comparative with your monetary arrangement

The Investment Strategy

In view of the hazard resilience and their pay needs, we discovered that Joseph and Debra required generally 60% of their interests in stocks and 40% in bonds for the initial 10 years of retirement. After a portion of their objectives of purchasing a co-op and purchasing their children's graduation blessings, at that point we believed we could restrain the assignment to 40% stocks and 60% bonds (that is the thing that these two diagrams speak to).

I tell every one of our customers that the yield is just tantamount to the info so we need to put forth a valiant effort to have an away from of our money related objectives and what our pay needs will be in retirement. I realize this is hard for a few, however it just strengthens how significant having a type of spending plan is on the off chance that you need to have an effective retirement.

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