#if you recognize the man on the left you may be entitled to financial compensation and senior citizen discount at participating restaurants

[royaltea000]

An extremely American post

[terrysacia-blog-blog]

Financial Advice and Tips for Divorcing Men

Financial Advice and Tips for Divorcing Men

Films and TV shows often depict women going through divorce as celebrated victims. On the other side, men are typically portrayed as silent sufferers who feel anger, fear, resentment and fear over the emotional turmoil of a breaking family and lingering financial distress.

In truth, though, men don’t always have the tools to deal with such issues. Men will naturally decide to keep their divorce matters private and avoid involving any friends or family. While the emotional aspect of the divorce can be handled later with the help of therapists, peers, etc., men need to address their finances in good time.

Even though you’ve been handling the family’s finances while still married, you still need to recognize your financial and legal options. Getting a financial expert or men’s divorce attorney, or monitoring your finances yourself are proactive steps you can take instead of allowing the divorce case to happen to you. Here are financial tips men can take advantage of during their divorce.

Know the Cost for Divorce

Getting a divorce is expensive, especially for men with high net worth businesses. The cost may cross the 20k dollar mark if you have to find a second place to live, hire a therapist for your kids, and divorce lawyers for men to represent you.

While the costs may vary, the numbers might skyrocket if you need to hire niche experts such as a forensic accountant to provide the best interest evaluation of your business or marital property. 

However, a divorce with already established terms even before filing, and doesn’t have any kids involved or any other hotly contested matter – can be cheap.

As a man with kids, always remember that the more money you use in extreme litigation, the less money your kids will have: education, savings, etc. Let your partner understand this too.

Don’t Be Too Proud To Collect Alimony

If your soon-to-be ex-wife left the workforce to support the family, you might have to support her financially even after your divorce is finalized. Depending on your state, this alimony payment may be a lump sum amount, regular payments, or any other arrangement, such as a cut on a check.

In situations where the wife made more money than the man, maybe because the man is a stay at home father, the ex-husband may be entitled to get spousal support. This is a growing trend in America and shouldn’t make you feel belittled. Most men will start feeling insecure about the whole situation but remember you sacrificed your career to take care of the entire family. So, accept any spousal support you’ll be awarded because you’re entitled to it. 

Look For Alternative Child Support Solutions

If your marriage has kids, you’ll be required to pay child support, which is different from spousal support. These payments will cover what the child needs like food, clothing, education expenses, etc. However, most parents will start arguing over these costs.

The needs of a child may be difficult to itemize and quantify in monetary value. Most dads will feel like child support payments may not be benefiting their children directly. Therefore, many will ask for slips, statements, invoices, etc.

There may be hybrid solutions to such problems. Rather than sending the money to your ex-wife and fighting over it later, look for ways you can pay a service provider directly. For example, if you have to pay for your child’s transportation or child care, pay it directly to the provider. This of course will depend on your state child support laws.

Learn Budgeting

Most men will only think about the money they need to pay as divorce-related expenses – alimony, child support, the divorce itself. Many will forget that everyday expenses will abruptly change once they are single again.

For instance, if you have kids and are awarded joint custody, you may need to purchase new toys for your new house. It would be best if you balanced your needs and wants through an efficient budget that considers your present and future needs. You may need to sit down with a financial planner to discuss logistics and ways to manage your financial future.

Move Your Documents

When getting ready to face your spouse in a divorce petition, she might go through your things, trying to get evidence against you. Any document with your financial information is a potential piece of evidence.

Plan on how you will move your papers, documents and records to a different location such as to the office of your men’s divorce attorney or a friend’s place.

Don’t Make Promises Too Soon

One common mistake men make in divorce is making promises before they understand the true situation. Do not promise her anything until you have all the facts about the law, your budget post-divorce, your rights and her rights too.

Even though your promises are unreasonable or unattainable, she will hold you to them. For instance, if you have children and you are planning to co-parent, don’t start the co-parenting relationship with promises you don’t intend to keep. It will hurt both of you.

Handling Pensions

Retirement plans and pensions acquired during the marriage are regarded as marital property and can be divided by the court. Many men have an emotional attachment to such funds and often try to negotiate a settlement that will allow them to keep these types of assets. However, remember that these are considered taxable income once you receive them.

If you’ve been earning more than your wife, you’re likely to be in a higher tax bracket than her. Use this opportunity to give her the entire settlement, which will then be adjusted to her tax rate. You will end up saving a lot in taxes.

Take Inventory of Your House Possessions

To be on the safe side, take an inventory of everything in your house. You can videotape or take pictures of the house, including any furniture, clothing, jewelry, appliances, etc. If something suddenly misses from the house, you will have evidence for it. Note that you will need to date your inventory.

Move Your Safe Deposit Box and Any Valuables

If you have any valuables in the house, such as jewelry, cash, artwork, and collections, it is time to move them out of the house. You can use a safe deposit box away from the house to store your valuables. If you have a safe deposit box in the house and your spouse has access to it, you may want to move any valuables to a safe location.

This is not a way of hiding things but a way of protecting your valuables. You don’t want to come home from work to find your valuables sold off at a yard sale. Repeat this for any storage units you may have.

Accept Help

Our last tip is for you to realize that you don’t know everything. Many men will try to engage in money-saving activities such as attempting to go for a do-it-yourself divorce. This is a terrible idea. Divorce petitions have extreme complexities – both legal and financial – you wouldn’t be aware of until they are mentioned in court. You will save thousands of dollars if you efficiently cover your bases at the outset.

Getting professional advice is the very least you can do to ensure your agreement is enforceable. Otherwise, get an experienced divorce lawyer for men right away. The first consultation meeting will give you a good idea of what lies ahead of you and what strategy to take, depending on your needs and circumstances.

Conclusion

Divorce is a major life event. Men naturally try to suppress what they feel, but this shouldn’t be your case. It is okay to grieve, be emotional, or hurt, and feel the pain of divorce. But this shouldn’t mean engaging in impulsive financial decisions to compensate for what you feel inside.

We encourage you to avoid making any significant financial decisions that could potentially affect your future for at least one year. During this period, avoid switching jobs or moving to a new city. In essence, maintain a status quo for one year as you deal with this adjustment.

[zombiejette]

Salt N’ Pepper Spray

ATTN: FLIP-FLOP HEART-THROB ON THE LOOSE. STATUS: DISARMING AND DECIETFUL. LADIES, RECOGNIZE THE WARNING SIGNS BEFORE IT’S TOO LATE. You know the story, heard it a million times before. He’s your favorite older male actor. You fell for him time and time again over his illustrious imdb history, followed him the whole way though every story arc, every plot twist, every season finale. He would never steer you wrong. He would never hurt you. He is Incapable. Most of the time, he’ll be guy on the right. Smart. Funny. Sophisticated. Quirky enough to trust, fine enough to lust. Every time he walks into a scene, your face lights up and your heart flutters and you can’t wait to see him again. But then. Out of nowhere, guy on the left emerges. Rude. Stubborn. Moody. Throwing all his weight behind a point you never expected him to make. Acting well beyond his character’s usual and steadfast morality. Slicing through you with uncalled for shade and sarcasm. Dispelling your previous trust in guy no. 1 altogether. You’ve heard the story before.  You just never thought it would be YOURS. All across American Television, millions just like you are suffering the traumatizing effects of being Salt n’ Pepper Sprayed. Silver foxes on the silver screen are continually luring innocent women into the throes of fandom betrayal, with little to no accountability for their heinous emotional crimes. If you or a loved one has been fictionally hurt by him or a man like him, be aware, and don’t hesitate to act. Our representatives are standing by. You may be entitled to legal and/or financial compensation, don’t wait, call now!

[vernicle]

Insurance Companies Play Hardball With Minor Car Accident Claims

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Insurance plan organizations are building it more durable and more durable to obtain medical prices incurred thanks to small vehicle crashes. In accordance to a recent 18-thirty day period investigation carried out by CNN, you could be in the combat of your everyday living if you're striving to get an car insurance firm to shell out medical prices you incur thanks to an car accident, even while the accident was not your fault.

The short article states that this type of "insurance hardball" notably occurs in comparatively small accidents such as fender benders where there is no injuries that may perhaps be seen by the bare eye or recognized with an X-ray.

This insurance-company's- "engage in-rough" trend is apparently a recent just one, a tactic adopted and religiously enforced by the nation's two premier insurance organizations, State farm and Allstate. In accordance to the CNN investigation, the consequence of such a tactic has been particularly lucrative for the insurance organizations, but has damage people substantially. People today conclusion up having dragged by the court docket process above fender bender statements, but no just one sees any profit such as reduced premiums. In actuality, the filthy very little key of the insurance marketplace for the previous fifteen a long time has been this - they're shelling out out a lot considerably less for small car accidents, their revenue are soaring as are your premiums. Of program, for them, it really is a profitable formula.

CNN's investigative team reportedly reviewed a lot more than 6,000 firm paperwork and court docket data and carried out interviews with several folks like former insurance firm insiders, accident victims and other specialists. This is what they discovered. If you problem an insurance company following a vehicle accident and refuse to accept what the insurance firm presents you, even if you are insulted by it - you will be left with very little option but to go to court docket and be dragged by a complicated, costly and slow process.

Why is it that preventing an insurance firm is not helpful to a consumer? Mainly because it usually takes up so a lot time and so a lot income. You are unable to genuinely convert to a personal injuries law firm for the reason that the knowledgeable ones refuse to take on these conditions. They know that the payoff for their shopper and the law organization is to low to make it truly worth getting up the result in. The law organization tends to make no income and the shopper is dissatisfied with the restoration the law organization received for them. It is a now get scenario for the legal professionals. It is only not truly worth it for them to be concerned.

Insurance plan firm personnel at Allstate have been reportedly instructed to get rid of statements immediately by presenting a pittance to accident victims - in some conditions, quantities as low as $fifty. The wounded person could take it or leave it or sue. And then the insurance organizations complain about the volume of lawsuits.

CNN talked to two victims who experience this to start with-hand. Roxanne Martinez of Santa Fe experienced neck and back again accidents when she was sideswiped by a driver insured by Allstate. After a few a long time of back again-and-forth, the firm made available her $fifteen,000, barely 50 percent of what she wanted to protect misplaced profits and shell out medical costs. She took it to court docket and four a long time following the accident, a jury awarded her $167,000 as well as fascination.

But an Indiana lady, Ann Taylor, was not so lucky. Taylor experienced a herniated disc and muscle mass tears following she was rear-finished by a State Farm insured. Her costs and misplaced wages totaled virtually $fifteen,000. But how a lot did State Farm offer you her? $two,000. She was insulted and she sued, but the jury returned with an award of only $1,500 for the reason that the insurance company's lawyer confirmed them an enlarged photograph of Taylor's vehicle following the accident, in which the car or truck had a modest dent. So jurors mentioned they thought Taylor was only striving to get a lot more income out of the insurance firm.

Industry experts say this tactic was devised to increase financial gain for the insurance organizations in the mid-nineties with the assist of a specialist. Individuals paperwork attained by CNN suggest that insurance organizations set on their boxing gloves when it comes to delicate-tissue accidents in small crashes. Their tactic outlines a few D's - denying a claim, delaying settlement of a claim and defending against the claim in court docket. Other specialists say that this tactic served insurance organizations weed out so-known as victim's attorneys "who make a living off car accident victims." They argue that legal professionals are upset about insurance organizations playing hardball with the public for the reason that they worry that "the gravy teach is above." The insurance organizations did not mention how their tactics have been unfair to the harmless car accident victim they just blamed anything on the personal injuries attorneys.

The get together that genuinely suffers in a small injuries crash is the common driver, the man who is not prepared economically to devote hundreds at a supplied time to handle medical fees for troubles such as chiropractic function, which is not lined beneath a lot of health and fitness programs or to be off function for a 7 days or a lot more. It is the common consumer who suffers as a consequence of this financial gain-mongering tactic adopted by insurance organizations. It is these organizations that stand to financial gain thousands and thousands by not shelling out what is thanks to harmless, wounded car accident victims and then worsening the scenario by escalating premiums.

The truth is that a small vehicle accident can result in a major injuries. This is specifically so to seniors and folks with preexisting problems... We've had purchasers who experienced extreme back again accidents in a average rear-conclusion accidents. Indeed, a lot of of them have been elderly but are not they entitled to safe and sound passage on our highways? Usually are not they entitled to compensation for the destruction carried out, regardless of their age? Indeed, a lot of of the other individuals are folks with preexisting problems, specifically "degenerative disc illness", a medical phrase for the putting on out of your spin by age.

We have seen folks in the forties who are as healthy as can be get into a modest or average rear conclusion collision and have serous neck and back again troubles. The insurance firm statements it is a preexisting problem, "degenerative disc illness" and they refuse to shell out. In these conditions it is genuine that the "degenerative disc illness" was present right before the accident. What wasn't there right before the accident was the ache and irritation. The "degenerative disc illness" was asymptomatic indicating it wasn't hurting or leading to any difficulties. The accident caused the degenerative disc illness - to turn out to be symptomatic, in other phrases, painful and in some conditions debilitating.

Just for the reason that you are above forty a long time-old does not make you fair match for a spinal injuries or for an insurance firm rip-off.

There are some methods you could take to make certain you are protected or lined if you get concerned in an car accident - main or small. The to start with stage, if you are ready to do so following an accident, is to get insurance information, name and address of the events concerned in the crash and any witnesses. Also, take as a lot of photographs as probable of the website even if it really is on your mobile cellphone. Finally, get a complete look at-up. Don't forget that signs and symptoms could surface following various days up to a yr or a lot more.

We have advised to a major amount of folks to just take the negligent driver to modest statements court docket. Bypass the insurance firm entirely. Deliver the visitors collision report and your medical data to court docket together with any witnesses you have to your accident and the complications you have experienced due to the fact and permit a choose determine. The negligent driver's insurance firm will shell out the judgment and neither of the events can be represented by an lawyer.

Smaller statements court docket is speedy and easy. It is a lot more rapidly than haggling with an insurance adjuster for months. The folks who we have assisting in their preparing for their modest statements court docket hearing have generally carried out extremely very well when compared to the insurance firm offer you. And the insurance firm hates it.

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