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Why Should You Write A Will?
Crucial Reasons For Making A Will Today.
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Expenses For Probate Guidance.
Just How Much Does A Lawyer Price
How Our Will Composing And Also Executor Service Works.
Leading Inquiries Regarding Writing A Will
But obtaining it best is very important-- grey locations or mistakes might turn out to be as bad as no Will in any way. This is why making use of a legal professional makes sense especially with even more cost effective choices offered.
Does a handwritten will have to be witnessed?
Holographic wills do not need to be witnessed or notarized, which can lead to some issues during will validation in probate court. To avoid fraud, most states require that a holographic will contain the maker's signature. Holographic wills are not accepted in all states and are subject to each states' laws.
Whether Probate is needed depends upon the value as well as materials of the deceased person's estate. Although be aware that if anything is uncertain or incorrect in your Will, that might cause confusion or even the Will being invalid, when you will not be about to establish the record right. The benefit of paying a specialist to aid is that they understand the pertinent guidelines and regulations as well as can guarantee your Will is both legitimately binding and appropriately worded. You ought to always have an updated Will as well as ought to consider creating a new Will or updating an existing one when your conditions transform, as an example when you begin a household or get divorced. Even if you really feel that you don't possess much of value, it deserves writing a Will to guarantee what you do have goes to the people or charity you 'd like it to. It's additionally important to designate an administrator to take care of your affairs when you die, which is done as part of arranging your Will. If you don't make a Will, you die 'intestate' as well as the guidelines of 'intestacy' will determine how your estate is shared out.
Expenses For Probate Suggestions.
A lot more notably the recommendations and details of how to set up a long-term Power of Lawyer helped me make what is for most people a really difficult choice concerning exactly how to plan for an unidentified future. If it is needed in the future, I currently feel that any type of choices to be made are in the hands of people I depend on and will make certain that I am looked after in the method I would want. Sharon gave a very professional service, she was a good listener as well as confirmed my demands.
Authorized as well as Regulated by the Solicitors Regulation Authority No. The professional regulations relevant to us are the SRA Handbook, which can be found at/ handbook.Cyber Crime Alert-- Emails can be scammed.
Just How Much Does A Solicitor Expense
If your estate is likely to be hard or contentious, you may require to think about independent or specialist administrators. This workout can be very handy ahead of a meeting with your solicitor, as some monetary or tax preparation needs to be performed as part of the Will making procedure. It will likewise help you to take into consideration whether you intend to make details presents or other setups connecting to specific properties. If you have residential property together, a Will allows you safeguard a minimum of half of it if the survivor of you has to go right into treatment. We can discuss the treatment cost billing procedures and also summary actions to take when intending your estate and also will likewise include the residential or commercial property being changed from joint possession to Tenants in Common. They do not need to be experts, but they do need to be accountable and very well ordered, as they'll wind up dealing with a lot of challenging documentation. You can find out even more concerning selecting Beyond as an executor below.
The administrators of your will have the job of making your wishes a reality after you pass away. They'll also be the ones to figure out all your legal as well as economic events, ensuring your financial debts are paid and also all your properties end up with the appropriate people. Guardians can be anybody over the age of 18, however it's a great suggestion to select individuals that recognize your children/pets well as well as who are made use of to taking care of them. This search first checks the National Will Register then does a REACH search which get in touches with lawyers closest to the deceased last recognized addresses and locations they may have made their Will. Please note that our fixed or approximated fees for Wills and also Probate job are based upon an issue having requirement features.
If you make a Will, you can ensure your children are attended to after you are gone, as well as you can nominate a guardian, if your youngsters are under the age of 18 years of ages. We will assist you take care of your Will to make sure your family is secured and also everyone recognizes what your dreams are. A recent study revealed that over 60% of adults in the UK have not made a Will, and also extra amazingly 74% of co-habiting pairs do not have a Will.
Exactly How Our Will Writing And Also Executor Solution Jobs.
If you're seeking to protect your family members's future financially or you intend to leave a valued property to an enjoyed one, a will is among the most effective means to see to it this happens. In a will, your desires will be laid out plainly so that your picked administrator can manage the circulation of your estate according to your individual demands when you die. Inghams is a company of lawyers in England and also Wales authorized and also managed by the Solicitors Regulation Authority as well as goes through the SRA Requirements and also RegulationsSRA Registration No. 76362. They presume that their residence and also other properties will fall automatically to specific individuals. Having no will or a will which is not drawn up correctly can lead to severe problems. Dying without a will means that intestacy policies use, so the federal government makes all the choices concerning the estate.
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Without a legitimate Will, your loved ones will have little control on the inheritance of your estate. If you create your online will at residence with Unite Wills, our professional group of consultants will inspect your will application to guarantee that your will is legally-binding. A legally-valid will implies that there are no issues or any kind of confusion within the record that can void the record in case of your death. If our experts find any kind of feasible mistakes in your will, you will be informed regarding this straight away and also you will be able to correct it. Nevertheless, there are extra contemporary, effective as well as less expensive ways of doing this. It is entirely feasible to write your will in your home without requiring to interact or meet up with an expensive solicitor by using an online will-writing solution like that offered by us at Unite Wills. If you pass away without a legally-valid will in place, your estate will be shared out according to the UK intestacy guidelines, which will not take any one of your individual dreams right into consideration.
Top Questions About Writing A Will
Wills are really important papers, so it makes good sense to get experienced aid to prepare your Will. Learn even more by contacting among our group or keep reading below for more information regarding our solutions.
Please do not count on e-mail alert of savings account changes without straight verbal confirmation from a relied on source. We advise before a video clip teleconference with your lawyer that you prepare as much information as you can. Please see our FREE 8 step overview to developing a Will to help you. The info consisted of in this overview is based upon our understanding of the law of intestacy in England as well as Wales only as at April 2019. The regulation in Scotland and Northern Ireland is considerably different. This guide is for info purposes and is not planned to be lawful guidance. In basic terms, Probate is a lawful process to develop if a Will stands and also the Administrators have the authority to administer the estate of an individual who has actually passed away.
These solutions may be online-based-- using electronic devices to draft your will-- operate by message, or will involve a person pertaining to see you in the house.
Whether you get your will from a lawyer or a will-writing solution, don't assume you also have to assign them as administrators (the people who'll sort out your finances after your death).
Farewill claims this service is not appropriate for 'mirror wills', abroad possessions or complex estates.
Nonetheless, there are likewise layouts online for fundamental contracts which, as long as a sensible arrangement is created, can be helpful.
Or if you need one that offers specialist lawful advice for older as well as prone individuals, their family members and also carers, trySolicitors For The Elderly.
Executors are the people you picked to administer your estate, manage every one of the documentation and also obtain Probate. Administrators can be Recipients, as well as it is usually suggested to have greater than one. Administrators can additionally be the Trustees of your Will if you have a proceeding Depend on. We will estimate a fixed price for a straightforward Will so you understand in advance what you are mosting likely to pay. If your conditions are a lot more complicated as well as you need Count on or tax preparation advice, after that the prices will be higher. We will attempt to fix these prices where feasible as quickly as we receive your directions.
These regulations additionally bypass the desires expressed in a Will that's not legitimately legitimate, so it pays to get a Will right. Things will change regularly as you go through life-- connections change, youngsters may come along and loved ones die.
Martin Lewis: Functioning From Home As A Result Of Coronavirus, Even For A Day? Case A Year's Well Worth Of Tax Alleviation.
It is additionally vital that you maintain your documents in great order to make sure that your Will and also estate assets can be conveniently determined after your fatality. When you leave any kind of part of your estate to a beneficiary, that inheritance after that enters into the recipients' own estate for all functions. This can leave the inheritance prone to third-party danger, as an example, from separation, personal bankruptcy, poor decision-making, and so on . If you are worried about these third-party dangers after that it may be feasible to secure part of your estate via the use of trust funds. The Administrators that you select in your Will are responsible for the administration of your estate and also carrying out your wishes. You need to think carefully regarding who you appoint to this function as your administrators require to be trustworthy as well as trustworthy, in order to assure that your wishes are properly performed.
will writing services somerset have a wealth of experience in handling accident instances. You must examine your Will every three to five years as well as when there has been a major adjustment in your circumstances. For instance, if you marry, a Will made before the marital relationship will be void. Additionally, the worth of your residence and financial investments might have increased in time and Wills might need to be changed to save inheritance tax. It is a great idea to speak to us if you assume you may require to alter your Will. If you are a moms and dad, specifically to more youthful youngsters under the age of 18 years old, it is a really crucial to make a Will.
It is necessary your Will is upgraded to show your present scenario so the best people will profit when you pass away. You can lay out plans for your youngsters's care, including calling a guardian with the lawful right to look after the personal as well as monetary rate of interests of children under 18. If you aren't wed or in a civil collaboration, your companion might be forgotten if you do not have a Will because the legislation will dictate what takes place to your estate. A Will lets you choose individuals you depend handle your estate when you pass away. A Will is merely a lawful paper setting out your wishes in crystal clear terms and also establishing one up isn't tough.
You can't change your will document after it's been signed and also experienced, so you'll require to produce a different file called a codicil to make changes. If you wish to make huge changes, it might be best to make a new will and destroy your old one. If you do not leave a will, your estate will be dispersed according to the legislation.
Making arrangements for youngsters or adults with a disability in your Will might take some factor to consider. For https://aspley-heath.trusted-willwriting.co.uk/ , if you do not wish your child to inherit their share of the estate promptly, establishing a Trust fund for your youngster might be a choice to think about. For adults with unique demands, you might wish to take into consideration setting up a Trust fund to ensure that they receive income on a regular basis, rather than a round figure quantity. For full information on setting up depends on, go to our Trust Wills.
They provide an indication of the likely series of rates in many circumstances. However if your issue has non-standard functions such as complicated residential property, family members partnerships, personalities or dangers, after that we might not have the ability to aid you for the charges shown on our website. Because circumstances we might provide you an alternate cost quote based on per hour prices or further repaired or approximated charges. You can lay out whom you want to gain from your estate and in what proportions. A Will can permit you to set up a fund to profit individuals long after you have actually passed away. A Will gives certainty regarding what is to happen to you as well as can give guidance to your sights on organ contribution. Whether you have a complex estate more than the Estate tax threshold (currently ₤ 325,000) or whether you simply wish to make certain particular items go to certain people, we can make a Will to match you.
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5 MOST COMMON REASONS PEOPLE HIRE ATTORNEYS
#1 Business Issues
One of the most common reasons that people hire an attorney is for business issues. Whether that is business formation, writing contracts for business to business relationships or business to consumer relationships. A business owner may also need to hire litigators to dispute contracts between businesses or between businesses and consumers. Credit collections and those types of things also fall under the umbrella of things a business attorney might do. It’s very important when you are forming a business entity to have it done by an attorney who is familiar with those processes that can not only form the entity correctly but give you the counsel that you need as you do so. This is necessary to have you set up properly for taxation issues, growth issues and ownership issues, as well as whatever other legal issues, might arise. An attorney will help you determine if your business should be an LLC (limited liability company) or a corporation. Your attorney will also be able to help you understand your business and provide you with standard contracts for clients and help you understand contracts that you are entering into as well.
Other circumstances that a business might need an attorney would be when they are considering a merger or an acquisition of another company. They might need help understanding zoning compliance or they might need one that understands how to register federal trademarks and copyright protections on products and services that a company may produce. An attorney’s expertise in understanding the legal terms and ins and outs of leases would be valuable when negotiating for a new office space or expansion. In addition, an knowledgeable attorney in this field would be able to anticipate potential problems in a new lease and should be able to provide a standard “tenant’s addendum” that can be added as an addendum to any printed lease.
#2 Estate Planning
Estate planning is the second most common reason that people hire an attorney. Mostly what this means is protecting one’s assets for the future. As people are advancing in years or accumulating assets they want to have a plan in place for what happens with all that they have accumulated in the event that they pass. They want to be sure that their wealth and assets are protected when they are gone. Everyone will eventually pass away so this planning is very wise. If you don’t have some type of plan in place that meets all the legal requirements in the state that you live in, your belongings will pass through intestacy- which is just a default state process. If this happens you may have things going to people that you do not intend them to go to.
Effective estate planning will prevent this from happening. In the event of a death, the transfer of wealth to other family members will be efficient and private without the need for courts and lawyers and the assets will be free of estate taxation as well. Estate planning could also include providing for elderly parents or a disabled family member or children of a previous marriage. In addition, trusts, wills, and family limited partnerships can be used to eliminate estate taxes and still meet the needs of the client and his posterity.
#3 Family Issues
The third most common reason people hire an attorney is for family law issues. The most common need for this type of lawyer would be divorce. Sometimes after a divorce, the need arises for modification of the original divorce decree. These types of changes might include visitation rights, child custody, the collection of child support, spousal support or division of property. Family law attorneys also handle cases involving paternity and guardianship.
The area of guardianship would apply in several situations. One example would be if you were caring for someone else’s child other than an agency placed foster children. If you are providing care for a child whose parents are unable or unwilling to provide that care, establishing legal guardianship would help you make decisions concerning the child when the parents cannot or should not. This guardianship does not guarantee that the parent cannot come and take the child but it certainly helps establish that the welfare of the child is your responsibility. Another example of the need for guardianship would be a case of a person being incapacitated by injury or disability. This could be the result of an accident, disease, mental or physical disabilities or aging. The purpose of guardianship is to appoint a responsible adult to make decisions about care, finances and other life decisions for a person who is incapable of making those decisions on their own. The role of a guardian is to facilitate the independence and self-reliance of the person they are acting on behalf of. An example of this would be a person that suffers a coma after a serious accident. The coma victim will need someone to act on their behalf regarding medical treatment and other financial and non-financial decisions.
Adoption is also a matter that falls under the category of family law. Adopting a child is a wonderful life event that is accompanied by legal matters that will require professional help to successfully navigate. A family law attorney can help you negotiate fair terms with the birth parents as well as representing you in court hearings and communicating with adoption agencies on your behalf. Whether you are planning a local adoption with an agency or a foreign adoption, an experienced family law attorney will be able to make sure that your documents are in order and you and the child are protected by the law.
Still, other cases for the family law arena would be cases involving juvenile delinquency, child rights, and emancipation. Emancipation would be a minor (under the age of 18) who wishes to be legally responsible for him/herself. A situation that might lead to this desire would be if the minor were married or the parents are abusive, or if they have an objection to the parents living situation or they have been kicked out of their parents home. The laws regarding emancipation differ from state to state and so it would be wise to counsel with an attorney to review the laws that pertain to your particular situation.
#4 You’ve Been Charged with a Crime
Criminal law is the fourth most common reason that an attorney would be hired. If a person is being charged with a crime then they would need an attorney that handles criminal law. For people who cannot afford an attorney in the United States, they can actually have one appointed for them. Those attorneys are called public defenders and their services are free to the defendant. They are paid by the government to come and represent people that cannot afford their own criminal defense attorney. Most of these lawyers have extensive prior experience with the judges and the prosecuting attorneys that will try your case. They have likely negotiated with them on many prior cases. Usually, they are backed by offices that have investigators and researchers on staff that can work on your behalf. They also have other resources available to them to assist indigent defendants.
Those who can afford their own attorney will probably be hiring a private criminal defense attorney. One advantage to hiring one’s own attorney to represent them is that their caseload may not be quite as full as a public defender and so the defendant may receive more individualized and focused representation. Also because they are being paid by you, they may prioritize more time to devote to your defense. In either case, the law provides for a defendant to receive fair representation in a court of law in matters regarding criminal charges.
#5 ONE PERSON HURTS ANOTHER
The fifth most common reason that an attorney will be hired is when one person hurts another. These types of cases are civil matters. A crime has not been committed but rather an accident or negligence has occurred. These are the type of cases that we handle at McMullin Legal Group.
In the event of most accidents, people don’t hurt each other on purpose and so it’s not a crime. Jail time is not a punishment for an accident. The at-fault person is not charged with any felonies or misdemeanors. Instead, a civil wrong is referred to as a tort. A tort is a wrongful act or an infringement of a right leading to civil legal liability. In other words, the injured party has the right to be made whole by the person responsible for the accident. A personal injury attorneys job would be to see that his client received a sufficient settlement to meet their needs resulting from an accident. These needs may include payment of medical bills, repairs or replacement of a vehicle or other property damage and compensation for lost wages or compensation for lost capacity to function in normal, everyday activities. In the case of an automobile accident, an attorney would advise his client about the best way to proceed if the involved insurance company is not offering a fair and reasonable settlement or denying the claim.
Personal injury attorneys are only one branch of civil law. Medical malpractice attorneys would be another. These attorneys represent cases where clients have been injured through mistakes or negligence by physicians. In a case of this type, there will be a need to prove a causal link between the injury and the measurable harm to the patient. A lawyer experienced with malpractice cases could help a client navigate through the many laws that apply to this situation and determine if they really do a have a case.
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affordable dental insurance for the elderly
"affordable dental insurance for the elderly
affordable dental insurance for the elderly
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I currently have a term life insurance policy and am considering converting it to a whole life policy. I'm married with no kids. My wife has her own life insurance and retirements already in place. We are not going to have children. The main reason I was interested in the Whole Life was the investing portion to supplement my current mutual fund retirement. Should I pay the extra premiums for the Whole life or should I keep the term life and put the extra money into a Roth IRA? Any advice would be great. Thank you
Car trade in value change after accident?
Can somebody generally tell me that how much car trade in value decreased after a accident (2003 Jeep Liberty Limited, good mileages, the car is repairable)? and how to negotiate with Insurance on this?""
What Are Some Good Health Insurance Companies?
I used to be a 1099 worker but just recently got switched over to a salary but i still do not have health insurance. Are there any affordable health insurance companies out there that ...show more
What is the cheapest individual health insurance plan in PA?
age 62, good health""
Do you think abortions should be payed by Medicaid or insurance?
Do you think abortions should be payed by Medicaid or insurance?
Do i need insurance to title car?
do i need insurance in order to title the car to my name so i can sell it?
""Cheaper car insurance, please help!?
I am paying about 250$ on my car insurance and i cant afford it anymore. Mine is a 2000 model car and i need a cheaper insurance. Please help. I am in the Northern Nevada.
How can i get a copy of my old insurance card from state farm?
How can i get a copy of my old insurance card from state farm?
Cheaper car for insurance?
I have a 98 eclipse spyder right now, and I'm paying about 700 every 6 months on insurance. Not only that but about 40 a week in gas and other various maintenance. I've put some custom things into it, just wondering with 115k miles on it, what would a good trade be for a reliable car with good MPG and lower insurance?""
How to get insurance without licence?
can i get insurance if i dont have a licence
""Whats a cheap military car insurance, with low down payment?""
i know usaa, but i want options.. im in florida.. if that makes a difference""
Is the auto-insurance claim information shared if I switch the insurance company?
Hi! I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y? Thanks!""
Why does having access to more than 1 car put your insurance premium up?
I'm trying to get insured on my mums car, the quotes on insurance comparison websites are higher when I mention that she is insured on somebody else car though...""
Heath Insurance like Car insurance?
I am sick of paying High prices for health insurance because of over-weight out of shape people who have all types of health problems! With that said, I believe health insurance should be more like Car insurance. If you are healthy and havnt been in Accidents then your insurance should be lower than people who are healthy, workout, eat right and dont smoke or do drugs. I no longer have health insurance because I cannot afford it. When I did have health insurance I never used it because I am healthy. Should people like me be paying less than others who dont care about their health?""
How do I get Health Insurance?
I just turned 21, and I no longer under my parents health insurance. I do my own taxes, and my residency on my taxes is in California. However, I go to a private college out of state. I don't have any chronic disease but I would like to get some tests done and I need a vision plan as well. My parents don't help me pay for anything, and I can't afford to pay $100 a month for privaet insurance. I'm not pregnant, blind, disabled, or anything. Can I get government plan insurance (cheap) if I'm a student? Where should I apply?""
How much damage will the other drivers insurance have to pay?
My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?
Can your auto insurance company raise your rate without notifying you?
hello, I just started a auto insurance policy with Infinity insurance. the agreed monthly payment was $403 and that is what my first bill was. this month I noticed that they billed my checking account $563. I did call them and they said the price went up because they made an error with the policy. so what I want to know is it legal for a car insurance company to raise your rate and bill and charge your account without letting you know before hand? also what can I legally do? it really does not seem legal...if I would have been notified I most certainly would have canceled my policy. thanks""
affordable dental insurance for the elderly
affordable dental insurance for the elderly
Can you get car insurance without having a car?
I want to get my license back. The state (Indiana) says I have to have insurance in order to get it back. Except I don't have a car. And I can't get a car without a license. Seems like a total catch 22. The form they said I need is a sr50. The girl I talked to on the phone was rude and wouldn't even listen to me saying I don't have a car so how can I get insurance. Just kept repeating you need insurance to get your license back. Help!
How much would it be for a 20 year old male car insurance?
I am 20 , male in California driving a 2000 Honda civic how much will my insurance be ?? First time being under insurance . And please don't send me links trying to bribe me with your insurance . Please help""
I have juvenile rheumatoid arthritis and no insurance?
Is there any doctor of Rheumatologists in Las Vegas that accept cash payments for people who have no insurance?
Can my ex-wife insure our kids through her husbands insurance?
My ex-wife is required to carry our kids insurance. She switched jobs and is now insuring kids under her husband. My only concern is, if he decides to leave her or gets pissed off he can drop my kids from insurance. Since he is not legally obligated to insure them. He is not adopting them. He is not legally bound to take care of them. Is my concern valid?""
What should my health insurance premium be?
If I am a single, healthy 36 year old non smoker in Florida with a low deductible and good coverage....can you give me some idea of what my premium should be? Because I am worried I may be getting ripped off and my premium is set to go even higher next month. I will soon be paying almost $250 a month... does that sound normal?? Can anyone give me some estimates or ideas? Thanks.""
Cheap car insurance for 17 year old female?
So i passed my driving test December 2011. Looking at car insurance and all im getting is around 2000. Ive done everything to make it cheaper because when i first started shopping around it was saying 4500 at me :| Ive put my dad on my insurance, put my miles down, quoted small engine cheap cars like corsa 1.0 and ford ka 1.3 reg 1998-2003 etc. that its on a driveway, third party only you name it. Some of my friends have been quoted like 800 with their parents on the insurance for the same cars Ive been quoting, so i must be going wrong somewhere. oh and im 18 in 2 weeks will that make a difference? thanks!""
Do you think I am paying too much for auto insurance?
just got my insurace bill today, For 6 months it's $282 liability only, No tickets, no accidents, 31 years old. through nationwide now, i have my homeowners through safeco.""
About how much will Car Insurance for me cost?
I am a male. I am 16 almost 17. I am about to buy a car, I am looking for one now. About how much will it cost for a normal sized car? Not a sport car. Also I was told that my insurance can be lowered with my grades? I have straight A's.""
Can anyone give me any insight on approximate costs for cars/car insurance?
In defense of my ignorance, I'm only sixteen, and I'm trying to figure out how long it will take to save up for a car/driving school/insurance/all that stuff. And since I don't actually have a car yet, I can't get a quote on insurance. Also, I realize that every case is different, prices vary, and it's next to impossible for anyone to give me a definite answer, but all I'm asking for is approximation. Things I need to know: -Sixteen, newly licensed, about how much per month for insurance? -In your opinion, what's the best/cheapest insurance provider? -About how much is the cheapest that I would be able to buy a used car for, assuming I'm not picky in the least about anything besides it being one that actually runs, where I won't have to worry about all kinds of repair costs? I know this is kind of ridiculous, as no one can give me an official answer, but all I'm asking for is approximation. (: Thanks in advance. If I've forgotten any fees that come with car or insurance buying, feel free to educate me? THANKS TONS.""
What are the payments on an Infiniti G35 Coupe?
How much for the car a month? And the insurance? If anyone has this car please let me know how much you pay for the car & the insurance. Thank you so much in advance.
Can my insurance company find out?
I'm currently a student with 1 years no claims discount on my Car Insurance. I've just finished University. I've renewed my quote and it states that I'm a student still, however I plan on working full time for this year. I decided to keep my occupation as a student, as it's significantly cheaper than if i tell them i work full time. Will my insurance company be able to find out if i'm still a student or not?""
Insurance for a car that is about to sell?
I live in north carolina and I have two cars right now. One is a dead car ( having insurance) and the other is new car ( dealer said it is ok to drive that vehicle for atleast 30 days with in the state without transfer of insurance ..I will be transferring the insurance from my old car to new car in 3-4 days as holidays are ahead. My question is some one is willing to buy my dead car ASAP and do I have to do the paper work of transferring the insurance of my dead one to new one before I sell this car. Or Insurance is the responsibility of the buyer? I don't have to worry about it? I really appreciate if some one gives a nice suggestion. I could not able to reach the insurance people bcz of holidays
Do you pay insurance on a lease car in the UK?
im 18 and looking to get my first car would a lease car be a cheaper option for me as i have been told in unsureness that its all included in the price but would i still have to pay separate insurance on the car? if so what would be the cheapest option? a lease car or buying a cheap car? thanks
Looking for some cheap full coverage car insurance.?
Looking for some cheap full coverage car insurance.?
How much will insurance cost for a BMW z3?
I'm 16 years old but will be 17 next month. So lets say Im 17 for now. Im looking to buy a BMW z3 because they are pretty cheap and really nice cars. I maintain a 3.0 GPA and have a clean record and live in Southern California. Anyone have an estimate on how much insurance will be?
""Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""
Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""
Is Kaiser HMO a good health insurance plan to buy?
Here's the thing. My current doctor told me that he's leaving and he's going to Kaiser. I don't want to lose him so I my only way would be to purchase Kaiser. So if I already know the doctor I want, does that make Kaiser okay? What are the benefits and drawbacks of Kaiser Health?""
Where can i get auto insurance for cheap?
i have a utah license but live in idaho. i don't want to pay much more than $150 a month.
Homeowner's insurance and lawsuit?
If I was physically assaulted on someones's property by their family member, can I sue homeowner's insurance? The grandson of the homeowner had been drinking and during a discussion he punched me and broke my jaw.""
Anybody have any reviews for GO AUTO INSURANCE? THANKS?
I am looking at purchasing full coverage on a new car and was wondering if anybody had any experiences with GO AUTO INSURANCE. This is a Louisiana Based Auto Insurance group and they currently have the lowest rates for the vehicle I want to insure. Thanks in advance!!
General costs to buy and insure a 50cc moped?
Okay so I don't know what moped it will be so i'm simply looking for averages and general help. I'm 17 and am thinking of getting a moped for the next 6-7 months, cost pending. I was just wondering how much would insurance cost me for it, not a brilliant bike just a cheapo 400-500 think as I shant be using it every day and is there any way to insure it for only 6 months rather than a year that's cheaper? On a whole how much do you think it would cost me in total if i bought a 400 50cc moped to insure for 6 month (year if you can't do 6 months) + tax + exam you have to take P.S. I live in England - South East - Dover/Folkestone Area""
""Car accident, how to get money from insurance company?""
one guy rear ended me on september 25th, but his insurance company still have not claimed yet. they said we have not contacted our insurer, so we can not claim this liability i call he and his insurance company to check what's going on, but they never pick up the their phone. what do i need to, shoul i call them to court (my car's mufflier and bumper broken, about $ 800 to fix it?""
""If I reported someone for a hit-and-run, can my insurance company raise my rates?""
My Dad takes care of our family car insurance policy with Mercury. Recently, they have asked about an incident which matches the date of a hit-and-run which I reported to police. Someone backed up into my car while I was not-in-motion, waiting to turn left at a four way intersection. They refused to pull over or get out of their car, and sped off soon after, so I reported it to the police. Now, Mercury wants to talk to me about it. The problem is that my Dad is convinced they will use this against me to get more money from us, because I was the only party who reported the incident. I did not file a claim with my insurance company because the only damage was minimal. How should I best handle this? It seems absurd that doing the right thing-- reporting an irresponsible driver-- could result in a penalty for me, doesn't it?""
Can you name a place in so. California where I can purchase minimum legal auto liability insurance?
I would be greatly obliged if you didn't limit your answer to something like contact your insurance agent . For one, I don't have one yet, that's part of the problem. I currently have neither a car nor insurance. For my first car, I want to buy a car from one of the many people selling their used cars in my metropolitan area. But without insurance, I cannot drive the car home or even test drive it. I would like to buy the minimum liability insurance that is required by California law BEFORE I choose and buy a car so that way I can go to nearby cities test driving cars, and drive back the one I buy. I have tried shopping online for insurance. I went to all the insurance companies that are on TV plus several others. I came across two issues 1) they base the insurance on what type of car you have, and I do not know which one I am going to get yet, 2) they want to sign me up for complete car and driver's insurance, even though they claim to let me customize my plans. I do not qualify for the state liability insurance for low income drivers. Can you specifically name a place where I can walk in and purchase only auto liability insurance?""
Car insurance claim but no MOT?
my partner had a crash today and it was totally the other persons fault as my parter was indicating to turn right and some idiot tried to overtake him on the right , hitting his side. the police said not probs its totally the other persons fault and we claim off his insurance not ours but when the police checked the car they discoved the mot ran out a month ago, my partner explained we though we had updated it and they were fine about , prob believed us as we had tax and insurance, they dont worry just tell your insurance about the crash. i know car insurance is not vaild but surely its okay if its only the other person paying out? car in the garage and does not seem to be any probs so far......do you think we will be ok, it really was a genuine over sight""
affordable dental insurance for the elderly
affordable dental insurance for the elderly
Insurance on a Mitsubishi Eclipse? Bad? Good? Okay?
I'm looking into buying a 200-2003 Mitsubishi Eclipse. Its not a convertible...and i have Allstate Insurance. Because they are considereed sports cars (Ithink) is the insurance cost high?
Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?
Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?
New driver- car insurance?
i just got anew car, hydauni elantra 06, and i need insurance, wats the cheapest insurance for a 19 yr old girl,no driving record, tickets etc in the rome/utica area? thanksssss""
""Im 19 ,how much should i pay for car insurance?
im not british.but im getting a uk full licence.. any people know how much should i pay for a classic mini? and how about a 1995 subaru wrx?
Can someone explain how car insurance works?
Specifically, how do you pay for auto insurance? Do you make monthly payments or do you pay it at one time?""
My Insurance auto accident settlement?
I was recently in a car accident where a Nissan truck ran into the back of another car that then ran into the back of me causing $2000 worth of damage to the rear of my infiniti. I received moderate whiplash to my neck and had to be taken to the hospital. I checked out without any broken bones and was prescribed medication. I went to see a chiropractor and he has been working on my neck for a couple days which makes it feel a better. Im 100% not at fault and the insurance company has taken care of my car repair, rental, and medical bills. They ask me How much do I think I want for this accident for pain and suffering. I believe I am entitled to at least $3500-5000 for my suffering I live in NC. I believe $5000 is a reasonable consider the circumstances. I could have lost my life, broke my neck and been paralyzed for life. Thank the lord that I received only a whiplash. The stress that I am undergoing, the constant pain in my neck is a reminder of the accident, which I feel fearful of driving. The time I spent recovering could have been spent enjoying my life. Besides getting behind in my school work, I am absent from my student organization at school which I am a key figure ( president AGC). I don't enjoy waking up with cramps and headaches nor do I like to take prescription pills, and therapy. I don't want to be compensation a insufficient amount that wont even cover pain and suffering I went though. It seems like you people are on the side of the insurance company and not the victims in this situation. I wonder if any of you have ever been in an automobile accident and if you have must share some sort of empathy of what I am reiterating.""
Motorcycle insurance for 20 yr old mn?
I'm looking at getting a motorcycle and was wondering what it would cost me. I don't have any tickets or anything. My record is clean and I was looking at either a Kawasaki ninja 250 or 500r that would be like a 2005. Maybe a 750ccc cruiser. What difference would there be between the two types of bikes and about what would I be looking to pay?
First car insurance help.?
Hi, I just bought my first car today. It was a Ford Ka 1997 1.3L. I am at college and have only 210 income per month. I don't know which would be the best type of insurance for me. I need to be insured for at the latest 24th April 09. Should I do monthly or annually. I did an annual insurance quote over the internet and the cheapest I got was with Endsleigh for 1500. What would be the best method of payment for me? Thanks very much for any help.""
Are custom orthotics covered by health insurance?
I heard getting a pair is expensive but i need them for running uninjured
Buying my first car - which one should I choose?
I am a 22-year-old female and I'm looking to buy my first car so I can commute to my new job about 25 miles away. I am looking for something: *cheap to run *cheap on insurance *cheap on road tax ****reliable**** *relatively cheap to fix if something goes wrong *second hand - no more than 5 years old *up to 4,000 *smallish/easy to park Any recommendations? I have absolutely no clue about cars so that's why I have resorted to Yahoo Questions! I am completely indifferent about the style/look of the car and I am a slow/sensible driver. I just need a little runaround to get me from A-B. Reliability is crucial to me because if I have to be left without a car for any period of time I will be unable to get to work. Any advice on the make and model of any cars I should consider would be much appreciated as I am visiting garages all week this week. Thanks!""
What car insurance company would u recommend that is the cheapest and bettest?? :)?
What car insurance company would u recommend that is the cheapest and bettest?? :)?
Motorcycle insurance for someone under 25?
I'm in the army, and after I get done with basic I would like to buy a motorcycle where ever I am stationed. If I paid cash for the bike, have my motorcycle license, no traffic tickets, I'll be 18, and a male.. how much can I assume to spend on motorcycle insurance? Its a 250cc sports bike I'm interested in, I used to have one but It got stolen. I want the cheapest policy there is...""
""For my first car i want a jeep wrangler1997, im 16 will the insurance cost more than a 2005 ford fusion?""
i'm a guy, lives in tx""
Why is my car insurance so expensive?
I am trying to figure out why my car insurance costs so much, and I am having problems getting a straight answer from any insurance company. In the last 5 years I have 0 speeding tickets, no dui's, and 1 not at fault accident. I am a 26 year old male with full coverage on an 07 Cobalt ls, so not even a sports car. The absolute cheapest insurance I could find is just shy of 350$ a month. Most companies wouldn't even cover me, and none of them would tell me why. So if anyone has any ideas of what could be causing this I would really appreciate it.""
Is there any cheap insurance out there for students?
Hi, My name is Courtney and I'm looking to buy a car soon but I don't have car insurance. My parents wont put me on theirs so I need something really cheap because I'm a student and I don't have much money. Is there some place that offers coverage for low low prices?""
If a car is red does it cost more on a persons insurance?
a Friend is looking 2 but a car she is 19 and she wants a red car will it cost more to be on her on her mothers insurance
How much does car insurance for a teenager cost approx. per year in Nova Scotia Canada (all answers welcome!)?
Hello, I am on the verge of entering Drivers Ed. and was wondering how much the insurance would be per year if you own your own car, and being a teenager who just got their license. I know it will be a larger number, and you may not know it exactly, and even if you're not from NS, all answers are welcome. I was just looking for a range/estimates. Thanks in advance :)""
Low Car insurance/Car alarm?
Im a student 21 years old Male and i know car insurance is going to be high. Can ne1 recommend a company that will give me a low rate and im interested in getting a car alarm.
Blue Cross/Shield health insurance?
Is this Insurance corporation a good one or a bad one to have as a health care plan?
If car insurance companies are giving you quotes that you did not request - Is this a sign of identity theft?
I've gotten like, 4 quotes all from different insurance companies saying Your quote is ready. They think I did request these! I didn't. Is this identity theft or just spam? What else could it be? My family said they didn't request this information either. Thanks in advance!!""
Best Insurance cover for 18 years?
Kindly tell me a way so that I can ensure a fix monthly income of 20,000 Rs. What is the easiest way to achieve this ? MF ? LIC ? What should be my investment every month and for how many months ? Thanks..""
Do i need motorcycle insurance to get my tags?
I have my first motorcycle, a green 2002 kawasaki ninja 250, green of course. I am working on getting insurance but its going to take about 5 more days. Can i get my tags without insurance?""
First car ... I need cheap car insurance.. what car offers cheap insurance?
Tell me how much the insurance costs if possible, bearing in mind I am a new driver.""
Are there discounts on insurance for cars that are 25 years or older?
I heard that insurance is very cheap for cars that are 25 years or older. I heard suggestions of about a few hundred per year. Is that true?
How much do I have to pay for insurance for a 17 year old and still in HS still in highschool?
and going to drive a dodge neon 2002 and 40k miles, with driver's ed., and a B,C average student and I live in Henderson,Nevada....?""
affordable dental insurance for the elderly
affordable dental insurance for the elderly
https://www.linkedin.com/pulse/affordable-insurance-tax-lawrence-curtis/"
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Common Law Marriage
Probably any family law attorney or divorce lawyer in Utah will tell you: there is no such thing as a common law marriage in Utah. There is a such a thing as a marriage like relationship in Utah. You have to go to court to get this done. You need evidence that you have held yourselves out as a married couple. Call us to talk about how it’s done.
Unsealed Court Records Reveal Insights
The high-profile case of death-row inmate Ron Lafferty just got cracked wide open, with records and court documents from the trial now available to the public thanks to a federal judge’s ruling. The article in the Deseret News explains why case details, professional opinions and psychiatric evaluations were originally sealed and why opening these records to the public helps to keep our judicial system transparent.
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Last fall, several local media filed a petition to unseal the records that would open dozens of documents to the public and lawyers in Utah alike. The federal judge in the current case agreed to unseal the records because he believes that Lafferty is indeed of sound mind and does not suffer from a mental illness “that impedes his ability to communicate and help his lawyers in Utah prepare his case. ” Many of the documents contain medical and psychiatric opinions about the condemned criminal’s mental health and legal arguments over whether he was fit to stand trial and competent to move ahead with a federal review of his case. Sixty-nine documents and 17 formerly secret docket entries have been sprung wide for all to see.
Salt Lake City media attorneys argue that access to the records and documents promotes accountability and confidence in the judicial process – ideals that are integral to a working justice system in the US, especially in cases such as Lafferty’s, where the penalty is death. With such high stakes, it is imperative that these decisions and rulings not be held in a vacuum of closed courtrooms and secret meetings between privileged judges and lawyers in Utah.
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The petition to open the records was filed last October on behalf of the Deseret News, KSL-TV, the Salt Lake Tribune and the Utah Headliners chapter of the Society of Professional Journalists. The records had been sealed in 2009 at Lafferty’s attorneys’ request when questions about their client’s mental competency began. The attorneys argued that they shouldn’t be forced to disclosed attorney-client information and that Lafferty’s privacy concerning his mental health should be respected. At the time, the judge agreed to seal the records. Salt Lake City media attorney Jeff Hunt didn’t necessarily agree with the move, noting that closing the court records as a default position runs contrary to the First Amendment, which assumes that court proceedings will be open to the public. Lawyers in Utah may claim attorney-client privilege, but the proceedings brought out in a courtroom don’t necessary fall under that designation. In a case where the defendant’s life is at stake, Hunt saw opening the records as a way to promote responsible decision making. He also said that it would hold the judicial system accountable for its proceedings – a very American ideal, indeed.
Lawyers in Utah look on as this case and its records can now be unpacked by the media, your next door neighbor, and anyone else who wants to weigh in – and most everyone wants to. The case itself is one of extreme notoriety. Claiming that they were directed by God, Lafferty and his brother have been found to have been responsible for the deaths of their sister-in-law and her fifteen-month old daughter in 1984 by slashing their throats. Having exhausted his appeals in state court, Lafferty and his attorneys will prepare for a federal review.
Free Consultation with Divorce Lawyer in Utah
If you have a question about divorce law or if you need to start or defend against a divorce case in Utah call Ascent Law at (801) 676-5506. We will fight for you.
Ascent Law LLC8833 S. Redwood Road, Suite CWest Jordan, Utah 84088 United StatesTelephone: (801) 676-5506
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More Divorce Information
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From http://www.ascentlawfirm.com/common-law-marriage/
from https://familylawattorneyut.wordpress.com/2018/03/31/common-law-marriage/
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Environmental Lawyer in Salt Lake City
Research is indicating more and more everyday that the harmful effects of putrid and toxic air can extend further into our health than thoughts in years prior. As these discoveries have been made our nation has implemented several laws to ensure that the effects that may occur from hazardous products does not affect the innocent air breathed by many, especially children. Josh Freeman, an attorney in Salt Lake City says that environmental laws are some of the most revamped laws in recent years, as further study reveals more about how our bodies react to bad air.
Due to the mountains and dry air, many assume that Salt Lake City is an ideal place for health, but that isn’t true. Salt Lake City has for some time now, been on the top ten lists of the most polluted cities in American, due to many factors, but mainly the inversion that is created within and throughout the Happy Valley. The U.S. Environment Protection Agency has geared up in light of recent research to penalize and further punish companies that do not adhere to the certain codes and restrictions put into place for cleaner air. Once, again, Salt Lake City is no exception. Chevron, is one of the largest refineries in Salt Lake City and vastly lucrative, however recent findings indicate that they violated several parts of the Clean Air Act. They recently settled the matter with close to $400,000. On the one hand, this may indicate a rougher year for Chevron, but a better one for local residents. According to studies, women are far more likely to have autistic children if they are exposed to polluted air while pregnant. Men and women alike have been known to develop lung problems, crippling asthma and possibly cancer, depending on the carcinogens in the air. Any lawyer in Utah can tell you that environmental law and business development law are coinciding now more than ever.
Salt Lake City is working tirelessly towards a cleaner environment with the help of local officials and many are welcoming the slight bump on the city’s economy as a necessary evil. Now that these new rules are set into place, new business owners and builders have a unique opportunity to make Salt Lake City a new and improved part of Utah and the country.
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As marijuana business industry grows, Utah business attorneys warn would-be entreprenuers
Recently Reporter Jonathan Fahey gained attention from newspapers and online news sources around the country for his in-depth piece about marijuana business where he analyzed multiple perspectives – including that of entrepreneurs, consumers, and investors – and discussed the wacky world of making a profit of weed. Fahey drew attention to the fact that the dubious legal status of weed in some states, and its varying legal status in others, makes a successful business model somewhat difficult to implement. Utah business attorneys watching the climate of their own state agree, but will they be ready to handle the task at hand? Or will it fall to opportunistic consultants with little legal background who happen to be in the right place at the right time?
Part of the problem is that “it’s a gray market industry,” and the nation “hasn’t decided whether marijuana is a dangerous illegal drug or not much worse than tobacco or alcohol.” Federal law still classifies it as an illegal narcotic on par with heroin, while 23 states have legalized it for medical use, and two regulate and tax it for the general adult public. Even Utah, one of the most meticulously conservative states, allows that some studies have shown enough benefit of forms of cannabis for the substance to be legally used as an ointment for patients with seizure disorders—as long as they procure it from outside the state, a Utah business attorney would be wise to remind us.
But for individuals taking individual risks, some of the legal implications are less complicated than those of the entrepreneurs and investors getting their hands dirty with weedy opportunities. For starters, the majority of banks won’t loan prospective business owners any money. It’s not legal, federally, and banks aren’t keen on violating anti-trafficking laws by sullying themselves by association with legal pot sellers. Entrepreneurs have to be not only crafty and tenacious, but wealthy too. Enough so to deal in cash or form partnerships with those who have it—which has made some unlikely alliances for pot startups, a Utah business attorney would know.
Investor money is just “sloshing around” right now, Fahey says. People are eager to get in on the weed business early, but a major issue is that because of the cash-based system and lack of transparency and clear regulation, opportunistic companies often surface and take the cash of investors without “a long-term business plan that coldly assess the market and the risks.” Most are in it for a quick buck, and few companies offer “legitimate opportunities” for investors.
Unlicensed, unexperienced consultants pose another hazard to the marijuana industry, a Utah business attorney should warn potential entrepreneurs in the Beehive State waiting for the substance to be legalized at home. “Some act as matchmakers, promising to connect investors with entrepreneurs… others sell help navigating the licensing process, tips on how best to grow marijuana, or advice about how to manage a startup that must operate outside the banking system,” Fahey says in the AP article. Which means having someone one your side who knows the law and is experienced in the intricacies of business legalities. Because it’s probably coming to Utah, though it may be coming slowly.
Free Initial Consultation with a Utah Lawyer
It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you.
Ascent Law LLC8833 S. Redwood Road, Suite CWest Jordan, Utah 84088 United StatesTelephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
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from Michael Anderson http://www.ascentlawfirm.com/environmental-lawyer-in-salt-lake-city/
from Lawyer South Jordan Utah https://lawyersouthjordan.wordpress.com/2018/03/12/environmental-lawyer-in-salt-lake-city/
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Stop Repossessions with Bankruptcy
Vehicle repossessions are unfortunately quite common as many people are still struggling to gain a foothold in the unsure economy. Falling behind on vehicle payments can occur for a variety of reasons, with medical hardship and job loss as two of the biggest contributing factors. You should contact your friendly neighborhood bankruptcy lawyer who will help you.
How Your Vehicle Can Survive the “Repo Man”
Contrary to popular belief, repossessions can happen even if you’re a single day late on a car payment. While the amount of time varies depending on the lender, falling behind on car payments is risky because banks and finance companies are often trying to squeeze as much out of consumers as possible. Bill collectors are usually paid a commission based on a percentage of what they collect, so they have a very strong incentive to either obtain payment or repossess the vehicle. But that’s just the beginning of the collections process; just because they got their vehicle back doesn’t mean you’re off the hook. Repossessions usually involve all kinds of extra fees tacked on along the way in addition to the remaining balance of the vehicle after it’s auction (which is virtually always less than market value). You might expect the collections efforts to get even more intense.
Debt collectors are notorious for bending the rules and being unethical, with upwards of 130,000 complaints filed against them with the Federal Trade Commission in the last year. The truth of the matter is that bill collectors have one goal: to collect. They rarely (if ever) inform consumers of their rights under federal law and the options available to them. Scare tactics are often used instead because the consumer’s best interest is not really that important to a bill collector. If no payment is made a lawsuit can be filed and a wage garnishment can be applied to the debtor.
youtube
That’s why it’s important to speak with an experienced bankruptcy attorney as soon as you know there’s an issue. Filing for bankruptcy will stop repossessions and other collection activities immediately. In fact, in most cases you can maintain possession of your vehicle through the bankruptcy process! Of course, in some cases it isn’t worth keeping a car if it’s unneeded. In those cases, a voluntary surrender in bankruptcy means you give the vehicle back to the lender, but the debt can be wiped out completely (including any fees they’d love to tack on).
If you’re behind on your payments, contact the bankruptcy team at the Lincoln Law to learn about your options and come up with a plan of action in the event you can’t catch up on your payments. Facing repossession and other collection tactics can be frightening, but with the power of the bankruptcy code on your side, it doesn’t need to be. By choosing an experienced bankruptcy law firm, you can protect your valued property and stop debt collectors in their tracks.
Do I Need A Lawyer To File Bankruptcy?
If your financial struggle is causing you to consider filing for bankruptcy, you might be wondering if you must hire a lawyer to represent you.
The Risks with a Lawyer
While technically there is no requirement to hire a lawyer, it is important to recognize that the rules governing bankruptcy, called the Bankruptcy Code, are extremely complicated. A bankruptcy petition listing your assets, debts and other pertinent information is at least 35 pages long (and often longer). Errors in the petition could result in a dismissed (or unsuccessful) case or even loss of property you thought you would otherwise keep. It’s also important that all the information is prepared properly and accurately, because information perceived as misleading could land you in jail for fraud or perjury.
Qualifications of Bankruptcy Attorneys
Attorneys go to school for several years to obtain a juris doctorate degree. With their J.D. behind them, they take on the challenge of their state’s bar exam – if they pass, they are licensed to practice law in that particular state. However, since bankruptcy laws are written by the U.S. Congress, lawyers also need to familiarize themselves with the federal bankruptcy code specifically, which isn’t generally a focus on the bar exam. But even once all of these obstacles have been overcome, it’s important to remember that not all lawyers are the same – experience and focus in bankruptcy matters tremendously.
Our Recommendation for Bankruptcy
Although it’s not technically required, it’s most definitely prudent to hire a bankruptcy attorney who is extremely knowledgeable and experienced to assist you along the way. A relatively small expense earns you years of legal experience and the understanding of the bankruptcy code. Do some investigation about the attorneys you are considering working with. Are there complaints about them on government or review websites? You can also check county court records to see if the lawyer has ever been arrested or charged with a crime. One of the best resources for finding a trusted lawyer is simply ask your friends and family members if they know someone who can help you. But ultimately you’ll want to meet whoever you are considering working with to ensure they are knowledge, trustworthy and considerate of your goals.
Free Consultation with a Bankruptcy Lawyer
If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We can help you now. Come in or call in for your free initial consultation.
Ascent Law LLC8833 S. Redwood Road, Suite CWest Jordan, Utah 84088 United StatesTelephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
Helpful Posts
Which Bankruptcy Clears all Debt?
Divorce Attorney Sandy Utah
Patent Lawyer
Regulation D 560 Offerings
Child Support for the Unwed
Salt Lake City Contract Attorney
Repost: http://www.ascentlawfirm.com/stop-repossessions-with-bankruptcy/ “Steven E. Rush / Divorce Lawyer Utah” http://www.ascentlawfirm.com/
Repost: https://stevenrushutah.wordpress.com/2018/02/23/stop-repossessions-with-bankruptcy/ * Steven E. Rush * https://stevenrushutah.wordpress.com/
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Text
Stop Repossessions with Bankruptcy
Vehicle repossessions are unfortunately quite common as many people are still struggling to gain a foothold in the unsure economy. Falling behind on vehicle payments can occur for a variety of reasons, with medical hardship and job loss as two of the biggest contributing factors. You should contact your friendly neighborhood bankruptcy lawyer who will help you.
How Your Vehicle Can Survive the “Repo Man”
Contrary to popular belief, repossessions can happen even if you’re a single day late on a car payment. While the amount of time varies depending on the lender, falling behind on car payments is risky because banks and finance companies are often trying to squeeze as much out of consumers as possible. Bill collectors are usually paid a commission based on a percentage of what they collect, so they have a very strong incentive to either obtain payment or repossess the vehicle. But that’s just the beginning of the collections process; just because they got their vehicle back doesn’t mean you’re off the hook. Repossessions usually involve all kinds of extra fees tacked on along the way in addition to the remaining balance of the vehicle after it’s auction (which is virtually always less than market value). You might expect the collections efforts to get even more intense.
Debt collectors are notorious for bending the rules and being unethical, with upwards of 130,000 complaints filed against them with the Federal Trade Commission in the last year. The truth of the matter is that bill collectors have one goal: to collect. They rarely (if ever) inform consumers of their rights under federal law and the options available to them. Scare tactics are often used instead because the consumer’s best interest is not really that important to a bill collector. If no payment is made a lawsuit can be filed and a wage garnishment can be applied to the debtor.
youtube
That’s why it’s important to speak with an experienced bankruptcy attorney as soon as you know there’s an issue. Filing for bankruptcy will stop repossessions and other collection activities immediately. In fact, in most cases you can maintain possession of your vehicle through the bankruptcy process! Of course, in some cases it isn’t worth keeping a car if it’s unneeded. In those cases, a voluntary surrender in bankruptcy means you give the vehicle back to the lender, but the debt can be wiped out completely (including any fees they’d love to tack on).
If you’re behind on your payments, contact the bankruptcy team at the Lincoln Law to learn about your options and come up with a plan of action in the event you can’t catch up on your payments. Facing repossession and other collection tactics can be frightening, but with the power of the bankruptcy code on your side, it doesn’t need to be. By choosing an experienced bankruptcy law firm, you can protect your valued property and stop debt collectors in their tracks.
Do I Need A Lawyer To File Bankruptcy?
If your financial struggle is causing you to consider filing for bankruptcy, you might be wondering if you must hire a lawyer to represent you.
The Risks with a Lawyer
While technically there is no requirement to hire a lawyer, it is important to recognize that the rules governing bankruptcy, called the Bankruptcy Code, are extremely complicated. A bankruptcy petition listing your assets, debts and other pertinent information is at least 35 pages long (and often longer). Errors in the petition could result in a dismissed (or unsuccessful) case or even loss of property you thought you would otherwise keep. It’s also important that all the information is prepared properly and accurately, because information perceived as misleading could land you in jail for fraud or perjury.
Qualifications of Bankruptcy Attorneys
Attorneys go to school for several years to obtain a juris doctorate degree. With their J.D. behind them, they take on the challenge of their state’s bar exam – if they pass, they are licensed to practice law in that particular state. However, since bankruptcy laws are written by the U.S. Congress, lawyers also need to familiarize themselves with the federal bankruptcy code specifically, which isn’t generally a focus on the bar exam. But even once all of these obstacles have been overcome, it’s important to remember that not all lawyers are the same – experience and focus in bankruptcy matters tremendously.
Our Recommendation for Bankruptcy
Although it’s not technically required, it’s most definitely prudent to hire a bankruptcy attorney who is extremely knowledgeable and experienced to assist you along the way. A relatively small expense earns you years of legal experience and the understanding of the bankruptcy code. Do some investigation about the attorneys you are considering working with. Are there complaints about them on government or review websites? You can also check county court records to see if the lawyer has ever been arrested or charged with a crime. One of the best resources for finding a trusted lawyer is simply ask your friends and family members if they know someone who can help you. But ultimately you’ll want to meet whoever you are considering working with to ensure they are knowledge, trustworthy and considerate of your goals.
Free Consultation with a Bankruptcy Lawyer
If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We can help you now. Come in or call in for your free initial consultation.
Ascent Law LLC8833 S. Redwood Road, Suite CWest Jordan, Utah 84088 United StatesTelephone: (801) 676-5506
Ascent Law LLC
4.9 stars – based on 67 reviews
Helpful Posts
Which Bankruptcy Clears all Debt?
Divorce Attorney Sandy Utah
Patent Lawyer
Regulation D 560 Offerings
Child Support for the Unwed
Salt Lake City Contract Attorney
Source: http://www.ascentlawfirm.com/stop-repossessions-with-bankruptcy/
https://realestatelawyerwestjordanutah.wordpress.com/2018/02/23/stop-repossessions-with-bankruptcy/
0 notes
Text
Mini 1
10-20 images of your host country and its people (copyright free)
3-5 short videos (you may link to videos to avoid copyright problems)
3-6 songs or music samples (you may link to songs to avoid copyright problems)
3-4 recent news stories about your country
2-3 travel blogs, fiction, short writings, etc. that discuss your country
Spain
10-20 images of your host country and its people (copyright free)
Pull Fighting
Catedral de Toledo
Three Kings Day
Holy Week (Semana Santa), Seville
Customs
Tortilla Espanola
Roman Theatre
Spanish Civil War
Royal Palace
Wind Turbines
2. 3-5 short videos (you may link to videos to avoid copyright problems)
Madrid, Spain | Top Attractions Travel Guide
https://www.youtube.com/watch?v=vJ-hAEbN-RE
10 Best Places to Visit in Spain
https://www.youtube.com/watch?v=yiHB2lZm4vw
Beautiful Romantic Barcelona" "City Spain" "World Cities"
https://www.youtube.com/watch?v=OM9GkZ0XNps
Pamplona, Spain: Running of the Bulls
https://www.youtube.com/watch?v=Qmp4DjtWcuw
3. 3-6 songs or music samples (you may link to songs to avoid copyright problems)
Spanish chillout - Spanish Nights (mixed by SpringLady) https://www.youtube.com/watch?v=cJtWY6-MF-M
Marenostrum Music Festival
https://www.youtube.com/watch?v=uiR2Pe2Ebbk
Luis Fonsi - Despacito ft. Daddy Yankee
https://www.youtube.com/watch?v=kJQP7kiw5Fk&list=PLw-VjHDlEOgvT-sOErqlUvlTVldqB1jpF
4. 3-4 recent news stories about your country
Five reasons why Spain is still failing on women's rights
Fiona Govan
8 March 2017 11:20 CET+01:00
women
Share this article
Photo: AFP
Spain's come a long way since the dark days of Gen Francisco Franco when a woman's role was firmly in the home and she needed permission from her husband to get a job, open a bank account, own property or even travel away from home.
But women still don't enjoy parity with men in Spain and there is a way to go to bridge the gender gap.
1. Inequality in the workplace
Women in Spain earn 19.3 percent less than men. Photo: World Bank Collection / Flickr
Spain’s female executives earn 16 percent less than their male counterparts, although this is better than the EU average salary gap of 23.4 percent acccording to the latest Eurostat data.
The percentage of women in managerial positions is 37 percent and by far the majority of Spain’s top earners are men. Although men represent 54 percent of all salary earners, they occupy the top jobs, with data from Spain’s finance ministry showing that 82 percent of positions where salaries are more than ten times the minimum wage are held by men.
2. Women are still officially described as "the weaker sex"
The definitive dictionary of the Spanish Language, as published by The Royal Spanish Academy (RAE), carries a definition for the phrase “sexo debil” – the weaker sex – as “women in general”.
While the term “the stronger sex”, is of course a definition of “men in general”.
But after a campaign launched by teenager Sara Flores Romerothat has garnered almost 100,000 signatures on change.org, the RAE has agreed to revise the definition in its next edition published in December.
3. Spain taxes tampons
Spain still has a tax of 10 percent on feminine hygiene products - which is the same rate for caviar - putting millions each year into government coffers.
Other products, like intimate gels and hygienic wipes, carry a 21 percent tax.
Last year a group of women began a campaign entitled “Tampons from Canada” – a protest that involved importing tampons from the North American country where such items are not considered a luxury and are tax-free.
"Women of Spain, we already bleed enough, so let’s unite so that the government of Spain does not make us bleed more," the group says in a YouTube video.
4. Women do most of the housework and childcare
This advert for Cillit Bang was banned because it reinforced the stereotype that only women do the housework.
Spanish women also take on the majority of the household chores and spend much more time on unpaid tasks such as childcare or caring for elderly relatives, even if they too hold down a job.
Working men spend on average two hours per day on household activities, while working women spend double that – over 4 hours every day on household tasks, according to data collected by Spain’s National Statistics Institue (INE)
They also do around 70 percent of unpaid care within the home – either of children or elderly relatives - according to data collected by Spanish think-tank Fedea.
5 Domestic Violence
The protest against domestic violence in Puerta del Sol. Photo: Fiona Govan / The Local
Women in Spain are still being killed at the hands of their partners and ex-partners. In the first two months of 2017, 17 women were murdered by the men in their lives.
During 2016, a total of 44 women were killed as a result of “gender violence” and campaigners believe the Spanish government should be doing more to prevent and punish such crimes.
More from The Local
Beware: toxic caterpillar plague creeping across Spain
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Spain's largest maze is about to open. And it's the perfect place to lose your mother-in-law
A group of 16 women are currently camping out in Madrid’s Puerta del Sol on hunger strike to demand harsher sentences for the perpetrators of domestic violence.
But it’s not all bad news
Podemos MP Carolina Bescansa brought her baby into work. Photo: AFP
Things have certainly improved in leaps and bounds for women since Spain’s transition to democracy on the death of fascist dictator Francisco Franco in 1975.
In the last general elections in June 2016, more women than ever before were voted into the Spanish parliament when 138 women won seats in the 350-member congress.
That means women make up 39.42 percent of MPs in Spain’s national parliament above the EU average of 37 percent.
READ ALSO: Women in Spain urged to strike, march... and dance the merengue
Spanish Women, Advancing in Politics, Still Battle Sexism
Leer en español
By RAPHAEL MINDERMARCH 8, 2017
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Ada Colau, the mayor of Barcelona since 2015, at the municipality building in the city in May. She has been subject to several sexist insults since taking office. CreditSamuel Aranda for The New York Times
MADRID — Teresa Rodríguez, the leader of the far-left Podemos Party in the southern region of Andalusia, was visiting an exhibition in the Chamber of Commerce of Seville when she ran into a member of the group she had never met before.
In no time, the man, Manuel Muñoz Medina, pushed up against her and simulated kissing her on the mouth — before handing her his business card.
Ms. Rodríguez, 35, said she was too upset and shocked to react at the time, just before Christmas. But she then took to social media and started legal action this year. Mr. Muñoz Medina, 72, later apologized for his behavior, saying he had been drunk, and resigned from the chamber’s board.
Spanish women have made tremendous advances in recent years as the revolt against mainstream parties helped break down some old-boy networks. But that upheaval, the women say, has also laid bare the deeply entrenched sexism and machismo in Spain’s political establishment, which has at the very least been slow to adapt to changing times, intensifying a clash of both generations and genders.
It has been less than a year since voters elected a Parliament with a record number of women for Spain: 139 out of 350 lawmakers. Within Podemos, which has become Spain’s third-largest party, women make up almost half of lawmakers. In Spain’s regions, far-left women now serve as mayors in both Madrid and Barcelona, Spain’s two largest cities.
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But women say they still face big obstacles as they try to make their way in Spanish politics, still predominantly a man’s world. Sexual harassment aside — and it is common — among the problems most commonly cited by women is that men expect their female colleagues to share their views, not have opinions of their own.
Photo
Teresa Rodríguez, center, said she hoped her lawsuit would break “the feeling of impunity” in the male corporate establishment. CreditJon Nazca/Reuters
“It’s not just about having more women in politics, but also about allowing women to take whatever line they want in their politics,” said Anna Gabriel, a lawmaker from a Catalan far-left party known by its acronym, CUP.
Last year, Ms. Gabriel and female colleagues held a public meeting under the headline “We haven’t come to look good,” to denounce the sexist response to their electoral progress.
During the meeting, each woman in turn read out from a podium some of the choicer insults she had received on the job. They ranged from demeaning comments about their appearance to more aggressive insults.
Ms. Gabriel said that, despite her party’s efforts to denounce sexism in politics, she and her colleagues continued to be subjected to attacks that almost invariably mix political criticism with personal insults.
“What we hear has to do with our political stance, but the comments almost always include something about our bodies, sexuality, sexual lives and whether we’re beautiful or not,” she said.
That kind of discourse would be familiar to women the world over. The issue of sexism in politics or other pursuits is by no means limited to Spain.
Most prominently it surfaced in the United States last year, when Donald J. Trump was elected president despite a leaked tape in which he bragged about grabbing women.
Photo
Inés Arrimadas, a leading politician of Ciudadanos, or Citizens, in Madrid in November 2015. Last year, she responded to a former conservative government spokesman’s Twitter post on her appearance, saying, “We’re continuing to work so that these proofs of anachronistic machismo become each time more residual.”CreditGerard Julien/Agence France-Presse — Getty Images
Last week, a Polish member of the European Union Parliament, Janusz Korwin-Mikke, said during a debate,“Of course women must earn less than men because they are weaker, they are smaller, they are less intelligent.”
In Spain, a judge from the supreme court, Antonio Salas, caused outrage in January after he joined an online debate about gender violence to argue that “if women had the same physical strength as men, this would not happen.”
Many of the misogynistic attacks have been delivered through social media. Last April, Miguel Ángel Rodríguez, a former conservative government spokesman and secretary of state, used Twitter to contrast the looks of Inés Arrimadas, whom he described as “physically attractive as a young female,” with what he called her “political inconsistency.”
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Ms. Arrimadas is one of the leading politicians of Ciudadanos, or Citizens, another party that won its first seats in the Spanish Parliament in late 2015. She responded on Twitter, saying, “We’re continuing to work so that these proofs of anachronistic machismo become each time more residual.”
Since taking office as Barcelona’s mayor in 2015, Ada Colau has been subject to several sexist insults. Félix de Azúa, a member of the Royal Spanish Academy, the cultural body that is the guardian of the Spanish language, publicly urged Ms. Colau to sell fish in the market rather than run a major city.
Ms. Colau was also told by a local official of the conservative Popular Party, Óscar Bermán, that she was brainless and should be cleaning floors.
In September, the Popular Party suspended Mr. Bermán from office for two years for his comments. The Royal Academy, however, took no disciplinary action against Mr. de Azúa and said he was not available for further comment.
Photo
“It’s not just about having more women in politics, but also about allowing women to take whatever line they want in their politics,” said Anna Gabriel, a lawmaker from a Catalan far-left party known by its acronym, CUP. CreditJosep Lago/Agence France-Presse — Getty Images
While deploring such insults, Ms. Colau said that she was proud to have given Barcelona its first City Hall administration with an openly feminist agenda, committed to fighting not only sexism but also domestic violence.
“The sad reality is that sexist comments remain absolutely normal, also in the Spanish media, but that such criticism of women is the most visible but least dangerous part of the problem,” Ms. Colau said in an interview last year. “Dozens of women are killed in Spain every year — and that is a fact and reality.”
Last year, 44 women were killed as a result of domestic violence in Spain, which was the lowest figure since such crimes were first recorded in 2003. Still, protests have recently been held in Madrid to denounce gender violence, as well as to support eight women from an association in northwestern Galicia, who started a hunger strike on Feb. 9 to protest the muted political response to such crimes.
To observe International Women’s Day on Wednesday, Spanish women, like those elsewhere, were urged to halt their work for 30 minutes. Feminist associations also planned protests in Madrid and other cities, during which participants were urged to dress in black as a symbolic act of mourning against domestic violence and inequality in Spanish society.
Ms. Colau entered politics after working as an activist fighting housing evictions. She said that she had suffered far worse attacks as an activist than as mayor, including sexual harassment.
She never reported them to the police because, she said, “like a lot of other women, I wasn’t confident that it could be resolved judicially — and also because of the social stigma.”
Ms. Rodríguez, the Podemos leader in Andalusia, said she hoped her lawsuit would break “the feeling of impunity” among a large section of the male corporate establishment.
“I felt treated like a source of amusement for people who somehow feel superior not only in terms of gender, but also because of their age and social class,” she said. “If somebody feels he can have such an attitude toward me, imagine how that person might behave with a woman who actually works and gets paid by him.”
Correction: March 8, 2017 An earlier version of this article, along with a picture caption, misstated the name of a party that won its first seats in the Spanish Parliament in late 2015. It is Cuidadanos, not Cuidanos.
More than 160,000 march in Barcelona to demand Spain takes in more refugees
Spain has accepted just 1,100 refugees of the over 17,000 it has pledged to take in
· JOSEPH WILSON
· 18 days ago
· 163 comments
54K
Click to follow The Independent Online
Hundreds of thousands gather in Barcelona to demand Spain accepts more refugees Getty Images
At least 160,000 protesters have marched in Barcelona to demand that Spain's conservative-led government increase its efforts to take in refugees from war-torn countries like Syria.
Spain has accepted just 1,100 refugees of the over 17,000 it has pledged to take in.
Marchers held a large banner and signs in Catalan with the slogans 'Enough Excuses! Take Them In Now!' and 'No More Deaths, Open The Borders!' as they made their way through the city centre to its Mediterranean coast.
READ MORE
· Hundreds of migrants scale 20ft fence into Spanish enclave
· Paris authorities tell volunteers stop distributing food to refugees
· Children Commissioners 'deeply concerned' about end to refugee scheme
Barcelona police said 160,000 people took part in the march, while organisers said it reached 300,000 participants.
“There is an ample consensus in Catalonia to demand that the (government's) commitments are upheld,” said organiser Ruben Wagensberg.
In September 2015, Spain's government pledged to bring 17,337 refugees in within two years: 15,888 from camps in Italy and Greece and 1,449 from Turkey and Libya.
Demonstrators march as they take part in a protest along the street in downtown Barcelona, Spain (Associated Press)
On Thursday, a group of 66 refugees – 65 Syrians and one Iraqi – who arrived in Madrid raised the total number of refugees that Spain has taken in to just 1,100.
Barcelona Mayor Ada Colau, a former anti-eviction activist who has pushed Spain's government to let her city accept more refugees, joined the march.
“It is very important that in a Europe of uncertainty where xenophobia is on the rise for Barcelona to be a capital of hope,” Ms Colau said.
Refugee dinners in Berlin - In pictures
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·
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· 5show all
She also criticized the federal government's stance toward refugees in December at a Vatican conference on Europe's refugee crisis.
In contrast to Spain, fellow European Union member Germany took in 890,000 asylum-seekers in 2015 and another 280,000 in 2016.
Germany decided last year on more than 695,000 asylum applications. Nearly 60% of the applicants were granted either full refugee status or a lesser form of protection
5 2-3 travel blogs, fiction, short writings, etc. that discuss your country
Spain Travel Blog
http://www.nomadicmatt.com/travel-guides/spain-travel-tips/
Spain Blog
http://ohhellospain.blogspot.com/
Short Writing
http://www.irishtimes.com/culture/books/the-new-reign-of-writing-from-spain-is-far-above-the-plain-1.2230575
· What did you collect?
· What about these media inspired or informed you?
· How can you use these media to help you prepare for your sojourn?
· What do you think is missing from your collection?
Throughout reading and web suffering about Spain I’ve collected images, short videos, music, news, and blogs. Images of the bull fighting in Spain and the beautiful churches left me in awe. Also, I’ve collected shorts videos explaining how Spanish festivals are attended, the most romantic places, and the most popular sceneries throughout Spain. What has inspired me the most during my reading, was Spain’s unity. I admired their fashion, for there are different types of dresses women would wear for different occasions. For example, when women attend festivals they would wear their tradition dresses to present their style. Aside from a woman’s woredrobe, I also learned that refugees have a high level acceptance to leave the country. I have become highly interested about Spain and I would love to know how their everyday life goes. I am also curious on what type of income citizens’ make in order to support their families and how they can afford to attend festivals and their night lives. Spain is on my bucket list, for I hope one day I would travel and experience the country on my own. Also, I would attend their cultural festivals and visit multiply churches, as well as their bull fighting shows. While viewing their most romantic getaways I would love to go with my husband and enjoy they view. Lastly, I would try as many restaurants as possible and enjoy their traditions sweets.
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Misdemeanor DUI
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The act of operating a motor vehicle after having consumed alcohol (ethanol) or other drugs (including over the counter medications), to the degree that mental and motor skills are impaired is called a DUI or driving under the influence. Whether your case is a felony or a misdemeanor will depend on several factors. You need to speak with a DUI lawyer about your case as soon as possible. Don’t wait.
Know Your Rights: • There must be legally sufficient facts to constitute “probable cause” to stop, detain and arrest you.
You should be advised that submission to field sobriety testing and portable field breath testing is not required by law.
Once arrested, you must be advised of your constitutional rights (the “Miranda Warning”) before any further questioning takes place.
You must be given a choice of breath or blood testing; if you refuse, you must be advised of the legal consequences (the “implied consent” advisement).
If a breath test is administered at the police station, since the breath sample is not saved, you must be given a chance to obtain a blood sample for later independent testing by your defense attorney.
Is a DUI a Misdemeanor or a Felony?
If you are driving under the influence with a child in the car you can be charged with “child endangerment” which is a felony.
It is illegal to have an open container of alcohol in your vehicle, or to drink while in a vehicle – even if the car is parked.
It is illegal to operate a boat while under the influence of alcohol (or any other drug)
Your car may be impounded for up to 90 days at your own expense, or even sold with the proceeds going to the city or county.
These penalties can seen over the top, but from the perspective of protecting the public, the Utah State Congress has enacted these lawyer. At Ascent Law, our job as a DUI Lawyer Salt Lake City is to protect you and your rights.
Utah man accused of DUI-related death will stand trial
After an alleged domestic confrontation, a Utah man drove away from the situation. Allegedly, he sped up to nearly 60 mph as he approached an intersection. Police say that when he sped through the intersection against a red light, he hit another vehicle, which began a chain reaction accident that ultimately involved nine vehicles. That alleged DUI accident led the death of a 43-year-old mother and the critical injury of her 16-year-old daughter. Seven others in the other vehicles suffered minor injuries.
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When police interviewed the man at the hospital, they smelled what was believed to be alcohol on his person and noted he had bloodshot eyes. At the scene, officers reportedly observed that he was slurring his speech. No further information regarding his claimed intoxication was provided.
The allegedly drunk driver faces a litany of charges relating to the accident. In an unusual move, Utah prosecutors decided to charge the man with felony murder in the first-degree. Ordinarily, an individual in his situation would be charged with vehicular homicide in either the third or second-degree. Additional charges include one felony count of DUI, seven misdemeanor counts of DUI and two counts of aggravated assault. One of two domestic violence charges was dropped.
The potential penalties associated with these DUI-related charges are significant. Under our system of law, however, he is presumed innocent until and unless proved guilty in a court of law. His criminal defense team will review all of the evidence the prosecution intends to present to the court. From this information, an independent investigation into the circumstances surrounding the day’s events can be conducted, which should reveal the best course of action in moving forward with his defense.
Free Consultation with a DUI Lawyer
When you need help with a felony or misdemeanor DUI in Utah, call Ascent Law for your free consultation (801) 676-5506. We want to help you.
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Salt Lake City Contract Attorney
“Keep it secret. Keep it safe,” seems to have been the inspired motto of South Jordan City regarding a certain document that the public demanded access to. No, it wasn’t the One Ring to Rule Them All, it was a draft document for part of the finances of a mini golf and games business set to be developed in the city. And despite the best efforts in the courtroom, it looks like South Jordan City will be able to keep it secret and safe, after all, something which the Salt Lake City contract attorney for the “grass roots group trying to pry open the confidential ‘draft document’” says was not a great decision for the public, according to the Salt Lake Tribune article reporting on the story.
legal process to access information backfired and will result in more secretive measures
Here’s how it happened—starting back in 2011 when “Mitt Romney told an Iowa State fairgoer that ‘Corporations are people, my friend,’” setting off alarm bells for concerned citizen advocates across the country. But then the Supreme Court upheld that notion just recently with its decision that Hobby Lobby enjoys constitutionally protected rights. And now South Jordan City is invoking that same idea, defending its right to confidentiality regarding the planning document for Mulligans Golf and Games resort, which residents are hoping to block development for. Salt Lake City contract attorney would be hard pressed to dispute the legal reality that the city can claim personhood, and thus protection under confidentiality rules.
Which is what the Records Committee in Salt Lake City hearing the case decided, eventually, despite the best arguments presented by the grass-roots group’s Salt Lake City contract attorney Jon Call. Call actually acknowledged that the argument that the city is a person is a valid one, legally: “we don’t dispute that,” he was heard to say in the courtroom. But was South Jordan City taking it a little too far when it “pressed the city’s legal status as a ‘person’ to argue” that the draft report “was confidential because it was created for ‘personal use” of an individual—namely, South Jordan City”? Probably. An “individual” is apparently defined as a human being, even when a “person” is not.
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So South Jordan City couldn’t claim “personal use” of the document, even while being recognized as a “person.” This is where things can get hairy, Salt Lake City contract attorney Alger and other lawyers in Utah would remark. But hairy or not, the dispute was resolved in a 4-1 vote favoring South Jordan City’s right to keep the document private and confidential. Secret and safe.
That’s probably not the end of the story, however. Local legal organizer Verne Cotton finds the idea of corporations and cities as people as “atrocious” and a “legal fiction” that is “allowing corporations to hide behind the Constitution.” His advocacy group points to “last year’s nonbinding survey in Salt Lake City where 88 percent of voters agreed” that corporations are not people, and they want to see the law changed. Which would mean significant changes for Hobby Lobby, and Wall Street too, most likely.
Free Consultation with a Contract Lawyer
When you need a contract drafted, have a contract dispute, or need a contract reviewed, call Ascent Law for your free consultation (801) 676-5506. We want to help you.
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Online Relationship Ends in Divorce
When you begin dating it’s a whole new world with several prospects on the horizon. Online dating has made it easier to find love in an already difficult dating scene. Many websites will match you to people with similar interests in your area. You can get to know each other and begin an intimate relationship without ever meeting in person. Many relationships that begin online end in marriage. Things are blissful for some time and then here comes the dreaded divorce talk and threats of finding the best divorce lawyer. When the dreaded prospect of divorce arises contact a Salt Lake City divorce attorney to discuss options. There are several reasons why a relationship that begins online has a higher chance of ending in divorce.
CHEMISTRY
When the relationship is based solely online and through a screen, the chemistry feels electric. Then it comes time to meet face to face and the chemistry just doesn’t translate. You can’t stand each other and simply just don’t get along. There is absolutely no attraction but yet you’re stuck here with nowhere else to go. Even though many dating sites will match you with someone in your area some couples have to travel different states or countries to be with each other. In theory, you think you are both meant to be. You have similar backgrounds and morals. It’s a perfect match well that’s what the dating site says anyways.
Chemistry can also fade over time as with any relationship. It can be great without any issues, you even make it to the altar without any major relationship problems. You had talked and fantasized about this from the moment you started dating and your time has arrived; wedded bliss. The expectations are high and aren’t being met. One partner feels let down and disappointed leading to resentment. The other partner begins to feel as if they have let you down. You both come to the conclusion that divorce may be the only way out.
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RELOCATION ISSUES
When couples live in different areas and aren’t close together this puts a major strain on the relationship. They have to move figuratively and literally to resolve the issue. One partner will need to uproot their entire life to make things work. This is a big step that requires many changes and a lot of compromises. One spouse will need to give up their home, job, friends, and family for love. The first step is finding a new job which isn’t always easy so in the meantime, you have to depend on your partner for financial assistance or eat up any savings you have. This starts to build resentment if the communication isn’t there yet. When things don’t end up working out and it gets too difficult, arguments begin leading towards a downward spiral ending in separation and divorce. Couples should sit down and come up with a realistic plan of action and have contingency options if things go awry.
DO FATHERS RECEIVE FAIR TREATMENT IN CHILD CUSTODY CASES?
Child Custody Cases: There are few bonds more precious than a parent and their child. In many instances, fathers take a very active role as their child’s development. But in far too many cases, the rights of fathers are constantly under attack. For example, Utah’s adoption laws call for the consent of one parent. In the vast majority of those cases, fathers often find themselves in a powerless situation. The bias against fathers in Utah involving adoption is extremely blatant. State laws allow mothers to place their child up for adoption without consent of the father. In fact, the father does not have sign the papers. The state’s adoption law bias is so notorious, many mothers from other states travel to Utah just place their child for adoption.
THE RISING TREND OF CUSTODIAL INTERFERENCE IN SALT LAKE CITY
Divorce can often get messy. Child custody is one of the most complex issues in Utah family law. In addition to complying with legal obligations, fathers must also wrestle with emotional issues when it comes to the custody of their children. There are many questions that need to be answered. Who has access to the children when they are with the other parent? How much time will the child get to spend with each parent? The sad truth is many parents do not properly follow the child custody arrangements made by the court. The amount of custodial interference cases in has skyrocketed in recent years. In far too many cases, the rights of fathers are being ignored. Here is how fathers can protect themselves.
Present the divorce decree signed by the judge to prove your legal parental obligations
Never file a petition with family court based on revenge or vengeance.
Make sure to document important evidence, including emails, phone conversations and text messages between you and your former spouse.
A recent study conducted by a respect law firm indicates, there is a clear bias against father–particularly in cases involving custodial interference.
64% of custodial interference cases against mothers are thrown out by courts
Custodial interference cases have tripled in the last decade.
The average time between filing for custodial interference cases is 232 days.
Free Consultation with Divorce Lawyer
When you need a divorce attorney, call Ascent Law for your Free Consultation (801) 676-5506. We will help you.
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Types of Irrevocable Trusts
As an estate lawyer, I have explained that there are many types of irrevocable trusts that can help you secure your assets and reduce taxes.
They include the following:
Asset Protection Trust An asset protection trust is used as a fortress to keep creditors from seizing assets. There are asset protection trust laws in states such as Nevada, Wyoming, Delaware, Alaska and North Dakota. In practice, we have found that they can provide a fair level of protection, especially, for residents of those states. However, they have the disadvantage of being under US court jurisdiction. Judge’s do not always follow the law and there are ever-expanding legal theories of liability. So, we have seen assets in domestic trusts seized on numerous occasions. Offshore irrevocable trusts in jurisdictions such as the Cook Islands and Nevis have a perfect or near-perfect track record for protecting assets from judgment creditors. Because US judges do not have jurisdiction over foreign trustees, the trustee need not comply with US court orders.
Bypass Trust This type of trust that married people use. When one spouse dies, the property goes into the trust. The surviving spouse can use the property, but does not own it. This means that it is not part of the estate when the surviving spouse dies. This equates to tax savings.
QTIP Trust Another trust designed for married couples, a QTIP trust typically provides income to the surviving spouse when one spouse dies. When the second spouse dies, other named beneficiaries receive the assets. This is typically the settlor’s children. QTIP stands for Qualified Terminable Interest Property.
QDOT Trust A QDOT trust is similar to a QTIP trust. The difference is that noncitizens use it. QDOT stands for Qualified Domestic Trust.
Life Insurance Trust With this type of trust, the trust is both the owner and the beneficiary of the life insurance policy. Anyone, in turn, can be the beneficiary of the trust. The grantor must typically create the trust at least three years before death. It lets a person reduce or eliminate estate taxes so more of the proceeds go to the beneficiaries. The trustee, then, administers insurance proceeds for one or more beneficiaries.
Generation-Skipping TrustWealthy families often use this tool. As the name implies, the trust skips a generation. The final beneficiaries are the grandchildren instead of the children. The children are beneficiaries of the income, but do not own the property. This means that when the children die, their trust property is not subject to estate tax. However, a generation skipping transfer tax may apply.
Charitable Trust If you don’t have any family – or maybe you do have family but don’t want to give them an inheritance – you can opt for a charitable trust. If you are not married and have no children this may be a good choice. This type of irrevocable trust allows you to give gifts to charity as a way to lower income and estate taxes. The charity benefits from your donation as well, so it’s advantageous to both parties. There are three types of charitable trusts.
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Types of Charitable Trusts
Pooled income trust:This trust allows you to pool your money with other grantors and receive income for a specified amount of time. For these trusts, the charity is the trustee and beneficiary.
Charitable lead trust:You put property into a trust. Next, you name a charity to receive income from the trust for a certain amount of time. However, you name someone else as the final beneficiary.
Charitable remainder trust:You put property into a trust. Then, you can receive a tax deduction for putting the asset into the trust. You name someone to receive income from the trust for a certain amount of time. The trust specifies a charity as the final beneficiary.
Trusts for Special Needs
If your goal is to protect assets and income for loved ones, choose one of these trusts:
Special Needs Trust If you have a child or other loved one with special needs, a special needs trust can help provide financial support for this person in the event of your death. Property – particularly money – is placed into this irrevocable trust. You appoint a trustee to distribute the funds to buy necessities for the disabled person. The beneficiary never owns the property. This works to his or her advantage because the money is not considered as asset. The beneficiary does not make too much income and therefore can still qualify for government benefits.
Spendthrift Trust Maybe you don’t have a disabled relative, but maybe you have a sibling or child who is horrible with money. Some people are just irresponsible with money, but that doesn’t mean that you need to leave them out of your inheritance. With a spendthrift trust, you can protect and control the money that you gift to family members who have trouble managing their finances. The settlor places assets into a trust. A trustee doles them out based on the terms in the trust. For example, you may allow the beneficiary to receive only a certain amount per week or month. The beneficiary cannot access the trust property, so the assets are protected from creditors. However, once the beneficiary receives money or assets, they become fair game.
Irrevocable Trust – The Way to Go?
Irrevocable trusts offer many asset protection, estate planning and tax advantages. For the general public, an irrevocable trust may be very useful in protecting assets from lawsuits, securing financial help for a special needs child or providing for children after the death of the parents.
You need to be able to trust your trustee. What happens if you have a falling out with your trustee? Change them. The beneficiaries can simply vote in a new trustee. The trustee must not be you. The trustee also must not be someone up or down the family tree, cannot be a controlled employee and cannot be an agent of yours. If any of these parties were trustees it would lose its asset protection advantages because the courts would consider these people your alter ego.
Should you choose an irrevocable trust, some wise advice is to have it skillfully drafted by an experienced professional. This is extremely important, since a poorly worded document may not do what you intended for it to do and ruin your asset protection and estate planning goals. Contact an estate planning expert to see if an irrevocable trust will meet your needs based on your unique situation.
Free Consultation with a Trust Lawyer
If you are here, you probably have a trust or estate matter that you need help with. If so, call Ascent Law for your free consultation (801) 676-5506. We want to help you.
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How Bankruptcy Works
You may have heard about the changes to the bankruptcy code. These can affect anyone considering filing for bankruptcy. It’s important to be well-informed and educated on the process, how it works, who is eligible and what the implications for filing bankruptcy are. That’s why you should always have a bankruptcy lawyer help you through the process. The new national bankruptcy law is now in effect; it changed the way that bankruptcy cases are filed, and decided, across the country. This new law brought with it a few extra steps that need to be taken by both debtor and attorney in a bankruptcy case.
Changes in Bankruptcy Documentation
The first thing that changed with this new law was documentation. Now, more documentation is required by the debtor who is filing for bankruptcy. Debtors must offer a more comprehensive overview of their income and expenses. Along with this comprehensive overview, a statement of accuracy document must also be submitted. If the listed expenses exceed the allowance stated by the IRS, another document called a “special circumstances” document must be submitted. Filing takes a few extra steps with all of the new necessary documents, but it shows the debtor’s financial struggles in much more detail, which is often used in their favor.
Required Credit Counseling
People who wish to file for bankruptcy are now required, by law, to meet with a credit counseling agency on two occasions. Debtors must receive counseling from an approved agency both before and after filing their bankruptcy case. Requiring counseling is the easiest way to know that the debtor is well-informed regarding their finances and options. Counseling also offers debtors alternatives to bankruptcy in the event they haven’t been well informed about their options.
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The Means Test
With the new law came the “means test,” which determines whether a person is eligible to file for Chapter 7 bankruptcy. Before the new law, a debtor could choose whether he or she wanted to for a Chapter 7 or Chapter 13 case. There are now a series of requirements and calculations that determine what Chapter the debtor falls under. To qualify for Chapter 7 bankruptcy, a debtor must fit a the requirements after assessment of family size, household income, expenses and even inflation.
While these changes have made filing for bankruptcy a little more complex, an experienced bankruptcy lawyer can help you understand your options and how the bankruptcy process worked. Bankruptcy is still an incredible solution for relieving debts, but the assistance of an attorney is more helpful than ever.
The Role of a Trustee in a Bankruptcy Case
Ok, you are getting a fresh start on your financial situation and have filed for bankruptcy. One of the major players that you are going to be interacting with is a bankruptcy trustee. A bankruptcy trustee is a lawyer assigned to oversee your bankruptcy case. Their role in the case differs as to whether your bankruptcy case is Chapter 7 or Chapter 13.
Chapter 7 Trustees
In a Chapter 7 liquidation case, a trustee is selected at random from a panel of lawyers. Their main goal is to sell property and distribute the proceeds to creditors. In this process, a trustee sits down with the debtor during a “341 meeting” and asks them questions about their assets and financial affairs. From there, trustees review bankruptcy documents and is entitled to ask questions to find out if any nonexempt property, assets, or items that can be seized by the trustee and sold to satisfy debts.
Chapter 13 Trustees
In a Chapter 13 reorganization, a trustee’s role differs somewhat from a Chapter 7 bankruptcy trustee. A debtor still meets with a trustee in a 341 meeting and is asked about assets and financial affairs, however the trustee cannot take any of their property or assets. Instead, they assess the bankruptcy plan to see if it fits technical requirements and if it seems like it has a reasonable chance of success in repayment. Additionally, many trustees in Chapter 13 offer financial counseling and management. The Chapter 13 Trustee is also in charge of distributing payments from the debtor to qualified creditors. The trustee will sometimes refuse to pay creditors if they cannot prove that debts are owed them.
It is important to to remember a couple things about a bankruptcy trustee in order for a case to run smoothly and carefully. First of all, they aren’t your enemy who is seeking to suck you dry of all of your money and picking through your possessions to sell them off. An fact, most are quite reasonable people who are simply trying to do their job. In relating to a trustee, a debtor first of all needs to be honest. That includes an accurate listing of your assets because inaccurate disclosure can lead to criminal prosecution and a loss of discharge.
Trustees are not the only aspect of a bankruptcy case it is important to be informed about. If you are seriously considering bankruptcy and you live in Utah, Salt Lake, Park City, Orem or Provo, you need to consult with an attorney who understands Draper Utah bankruptcy laws. Not all bankruptcy attorneys are the same. While the process appears complicated, a Herriman Utah bankruptcy lawyer will be able to help you understand your options and avoid making bad decisions that you could later regret.
Free Consultation with Bankruptcy Lawyer
If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We will help you. Come in or call in for your free initial consultation.
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