#idk even trying to figure what makes me anxious just made my heart speed up from fear lmao

[danielcalmdown]

Body is punishing me today for no reason. Maybe it's the sticker store announcement? I have no idea why all the anxiety, my stomach hurts from being tense sigh

[carelesswispe]

Yo! Could I get an angst fic with Hubert, where the reader has lost an eye in battle?

Losing an eye in battle 

Uwaa~ this was more fun than I thought it would be! Thank you so much for requesting! I had to rewrite this a couple times because I think I misread your ask or smth at first haha idk whats up with me--anyway,, I hope you enjoy it ><

>genre: mostly angst

>pairings: hubert x reader (gn)

>warnings: mentions of blood, injury, fighting, the reader losing an EYE and implications of death (tell me if i missed any !)

‘You can do this, (name), after all, you’ve made it to the final stretch’ you hyped yourself up as you marched into the battlefield beside Hubert. The both of you were stationed at the back of the battalion to focus on supporting the front liners. Were you scared? Most definitely. Although this wasn’t your first battle, there was something nerve wracking about this battle being a huge step towards an end to this bloody war. But no matter how much you try to convince yourself, you couldn’t shake the sinking feeling in your gut that told you that something was going to go wrong. 

Hubert, your ever reliable classmate and the man you adored, noticed the tense expression on your face. He clears his throat, loud enough to catch your attention. “As we approach this big hurdle in achieving Lady Edelgard’s goals, let’s keep up the good work” although it was awkward, you could tell that the man was trying to encourage you and it definitely helped to clear your noisy mind, even just a little. 

You flashed the man a small smile, a determined look shining upon your eyes. This gesture made a rare smile play on his lips as well, the corners of his eyes softening slightly. As you watch the brunet’s broad back move farther into the battlefield, you realise that he too, was feeling anxious about this battle. And as strange as it sounded, you were comforted by this fact, hastening your steps to join him in the battlefield.

The first few battles were pretty tame, supporting Professor Byleth from behind, covering the professor whenever there was the slightest bit of an opening in the professor’s movements. But after a while, maybe it was because you weren’t paying attention but you found yourself separated from the professor. 

Mumbling a curse under your breath, you survey your surroundings to find yourself in a torrent of dust and smoke. You feel dread pool the bottom of your stomach as you see a large silhouette approaching you. 

You assume a defensive stance as the figure becomes clearer and clearer as the ring of dust and smoke settles, a chill creeping up your spine as you see a head of blond hair coming into view. 

Dimitri’s gaze upon you hardens as you retain your defensive stance. Although the two of you certainly weren’t close, the thought of having to kill a person he used to be schoolmates with left a bitter feeling in his mouth. “...I have to do this...to stop this senseless killing. I will stop you from taking away another life here and now!” and with this, his resolve hardens and the air around him shifts. You steel yourself as you prepare yourself for the man’s next course of action, taking a deep breath.

His slow strides quickly sped up and he began charging towards you at full speed, his weapon raised up in the air. You were slightly taken aback by the man’s speed and you scrambled to avoid him and made a pathetic attempt to injure him before he reached you but whatever you tried seemed to have no effect on him as he continued to charge towards you.

As a last resort you used up whatever energy you had left in you in an effort to widen the distance between the two of you and it worked, so you thought. Although you managed to put some distance between you and your assailant, it was futile as the prince flung his javelin in the air with surprising speed, aiming for your head. 

You didn’t register the javelin flying towards your right eye quickly enough, only noticing it when it was too late. Almost immediately, you feel a blazing hot pain blooming from the right side of your face, spreading all the way down to your neck. A shout rips through your throat as you fight to clutch the right side of your face in favour of clutching onto your weapon as you continue to attack. 

You felt dizzy from the amount of blood you were losing and you could feel your consciousness slip away with every movement you willed your body to take. You honestly had no idea how you had the strength to continue swinging your sword and you didn’t know how long you could keep it up. 

In a last ditch attempt, you mustered all the strength you had left to shout at the top of your lungs in hopes of attracting the attention of others. As the battle went on, so did the throbbing of your head, screaming at you to lay down and stop moving. Gritting your teeth, you desperately latched onto whatever consciousness you had left.

Just as you were about to take another blow from the prince, you felt a strong wave of magic strike down from where Dimitri was standing. And with this, you felt hope surge through your veins as you looked around the battlefield with urgency. A growl leaves Dimitri’s grit teeth as his eyes land on Hubert. 

Hubert, however, didn’t relent in his attacks, not giving the blond a chance to recover from each of his spells. Eventually everyone else gathered to fight against Dimitri and at that point, any resistance the prince put up was futile against the whole army. But still, he continued to fight until the very end. And before you knew it, it was over. The battle has been won and all there's left to do is to put a stop to Rhea and the remaining soldiers of the church. 

All the adrenaline from the battle had faded and you had become more faint with each step you took. This did not go unnoticed by Hubert. He hurriedly excused himself from Edelgard’s side, something the ever loyal servant would never do under normal circumstances and walked towards your weakening figure. 

“(name)!” Hubert called out to you, worry evident in his panicked voice. The sound of Hubert’s shout brought you out of your daze, making you snap your head towards the source of the voice. You wince at the dizziness your sudden movement brought you and suddenly, your body couldn’t take anymore and your knees buckled from underneath you. The only thing you could hear as your consciousness faded was the sound of hurried footsteps towards your person accompanied by someone’s worried shouts.

When you came to, you were laid on a soft bed with a killer headache, unable to see out of the right side of your eye. In a panic, you sat up from the bed and assessed your surroundings the best you can as your blurry vision slowly clears up. You felt a sharp pain in your head, particularly at the right side as a result of your sudden motion. A pained groan escapes your lips as your hands instinctively shoot up to clutch your head. You feel for your right eye only to feel bandages wrapped around the right side of your head.

You remember now. The javelin, heading straight towards your right eye as you failed to do anything about it. It’s gone now. Your thoughts were interrupted by the sound of a door creaking open slowly, a black shape emerging from it. “You’re awake.” a certain classmate’s voice of yours came out of the blurry figure which you came to recognise as Hubert’s as your vision focused on it and you could properly make out its features. He was carrying a tray which contained a bowl of soup and a glass of water which he placed on the table at the side of the bed.

“...How was your rest?” Hubert asks with a tone you’ve rarely heard from him. Turning your body to face him, you could see that he wore an expression of worry, his brows furrowed and his normally sharp eyes were soft.

You opened your mouth only to close it again. You didn’t know what to say. On one hand, you wanted to lie and say everything was fine but you knew there was no way in hell you could say that. Especially not with how you no longer had two eyes to look through. Hubert knew that and yet he couldn’t do anything but watch as you sat on the bed with a bitter expression. 

“I prepared some soup for you. I feel regretful for having to keep it light since you are still in the midst of recovery but rest assured, I will prepare something better once you recover.” Hubert spoke, breaking the tense atmosphere. Gently moving a tray table over your lap, he places the tray of soup on it. 

Watching as you simply stared at the food in front of you, Hubert felt a pang of guilt hit his heart seeing your dejected state. He knew all too well of the consequences of war but all this time he thought that it was okay, as long as it was for her lady Edelgard but now, all he wanted to do was end this war as fast as possible, as naive as that sounded. If only he had gotten there more quickly, and then maybe you wouldn’t have to lose an eye. Then maybe you needn’t have suffered. 

Clenching his fist tightly, Hubert drops into a curtsey “Get some rest” he couldn’t do anything for you right now but offer you his silent support. And right now, you need time to yourself. As he left the room, Hubert threw you one last glance, his heart tightening at the way you aimlessly played with your food, a blank expression on your face

okay i know this was a bit short but i might make a part 2 on my own time. im not too experienced in writing fight scenes so i feel that the fight scene was a little wonky >< i will try my best to improve so please tell me some of your opinions on it ! any sort of feedback is very much appreciated and i will try my best to take them to heart in order to improve my writing

[gubes-sweaters]

Never Be the Same (part 2)

Author's Note: This is part two to the once shot I wrote called Never be the Same. I honestly didn't like the one shot, and I was surprised by the overwhelmingly positive reaction. A lot of people on Tumblr wanted a part two so here it is. I’ve re-written this like three times and this ending I’m semi happy with. Also, don't worry there's a cute fluffy ending. 

Content Warning: Arguing, idk just really sad for like half of the story. 

Word Count: 2.8k 

Never be the Same (part 2): You Have Us

I wake up in a cold and empty bed the next morning. The blankets on Spencer’s side of the bed are still made, so he didn’t come home last night. The sun is stinging my already burning eyes from crying all last night. What did I do? Can we come back from this? I can’t call him and I have no clue where he’s at. I start to get worried to the point that I’m nauseous. I haven't been feeling very good as of late, but I'm chopping it up to the stress of Spencer coming home. I’m trying to think that this feeling in the pit of my stomach as of late is because of how he distanced himself. At first, he wouldn’t keep his hands off me, and he followed me around literally everywhere. Once week three of him being home rolled around, and he started teaching I became a second class citizen. I’m not sure what the freak out was about yesterday because after Spencer got home we didn't have any problems with sex. I mean it only happened once a day or two after he got home, but I thought because it already happened that it would come naturally to us once again. 

There's this feeling of nauseousness in the pit of my stomach as I feel the bile rise in the back of my throat. I quickly run to the bathroom and release all of my food from last night. After a minute I can finally pull myself off of the ground and brush my teeth. As I go to brush my teeth a little part of my brain remembers a similar situation I was in about a month before Spencer went to prison.

-Flashback-

“Hey, are you okay?” Spencer consoles me as I’m hunched over the toilet. Despite being a germophobe he insists it’s okay because I need help.

“Yeah I might’ve picked up a stomach bug from work,” I say with my head resting on his shoulder.

He pulls me into a tight embrace before helping me off the ground. I walk over to the sink and go to brush my teeth, but as I do Spencer puts his hand over mine and shakes his head at me. 

“You shouldn’t brush your teeth right after you throw up. Just gargle some mouthwash it’ll have the same effect except you’re not brushing the acid into your teeth and gum line.”

“What would I do without you.”

“Probably have problems with plaque,” he says before kissing the crown of my head.

-End of Flashback-

I took Spencer’s advice from a while ago and went to use mouthwash but I couldn't find any. I check the medicine cabinet, a cabinet where we tend to keep extra toiletries for his go-bag, and finally, I check in the cupboard underneath the sink. When I grab the mouth wash I also knock over a small box. I pick it up and I’m reminded of the same day as the mouthwash memory. That day I've never seen Spencer as anxious, excited, and happy.

-Flashback-

“Are you sure? I think you’re being a little over dramatic,” 

“I'm completely sure that we should at least check. Between your nauseousness, acid reflux, fatigue, vertigo, and now you’ve missed your cycle twice. I think we have reasons to be at least a little suspicious. Please just take the test for me,” He says while passing me the box with two tests in it.

“Fine, but I don’t think I’m pregnant. So don't get your hopes up,” I say before walking to the bathroom. 

I take one of the two tests and Spencer and I wait the ten excruciatingly long minutes. Eventually, the timer went off, and we just stared at each other silently begging the other one to look. Eventually, I conceded because I'm super impatient. I picked up the stick and there was only one line there wasn't even a faint tiny second line. 

“As disappointed as I'm sure we both are, we have time. This means that we can both do some pre-planning for our little genius.” I tell him with a sad look on my face reflecting the same look Spencer has on his face. 

He just nods in silence. I can tell this really hurt him. Partly because he was so sure, and he's not one to be wrong normally. I can tell that he's mostly disappointed that I wasn't pregnant because he wants to be a father so bad. At least he took my advice for taking this time to plan very seriously. He came home the next day with three baby books which he read them all before I even finished cooking dinner. 

-End of Flashback-

That same feeling Spencer had that I lacked the first time I took one of these tests is now very present, but this time I'm the one with the feeling. Something in my gut is telling me to take this test. It’s really stupid because I don't want to worry about my boyfriend and a baby. This couldn't be a more inconvenient time. I'm not on birth control because I've had a bad reaction to the pill in the past, so it’s possible. My heart is telling me, yes, but my brain is telling me no that I'm stupid and I should be worrying about Spencer right now. I go against my brain's wishes and I take the test. In the meantime, while I'm waiting for the test results I set a ten-minute timer, and then I call JJ. We've been friends for a long time now, and she's the reason I met Spencer. When it rings through I assume she’s busy, so I decide to call Garcia instead. 

“What's up sugar plum?”

“Hey Pen I hate to ask this of you, but I'm really worried about Spencer. I know he always leaves the house with his work cell no matter what. He left last night and hasn't been home since. I'm worried about him. Can you at least tell me if he's okay?”

“Of course doll. Give me a moment. Is everything alright between you two?” she asks while her fingers were furiously typing away at her keyboard.

“Yeah, just a little bit of a disagreement, nothing to write home about.” 

“Okie Dokie his work cell first pinged off a cell tower near Morgan's house, then pinged off a tower near a bar down the street, then finally he’s been at Morgan’s ever since. Is that all I can help you with?” 

“Yes, thank you! I owe you one.”

“Oh please sugar the pleasure is all mine.” She says in a flirty tone before hanging up.

Next on the agenda is to call Morgan. I know him pretty well because I was dating Spencer for a couple of years before he retired from the BAU to be with his son. I call Morgan but it rings through. I decide that I might get better results if I talk to Savannah.

“Hey girly! Let me guess you want your boyfriend back;” She says in a goofy tone.

“Huh?”

“Spencer came here last night and said he needed to blow off some steam. He, Derek, and Hank went down to the park about half an hour ago. He didn't look upset at all today or yesterday, so I don't know what he means by blowing off some steam. Either way, he and Morgan have been all smiles all day. I figured something was off because he came here with tears in his eyes, but he hasn’t been crying since-”

Beep

Beep

Beep

The alarm interrupted both of our thoughts. I walk over to the test as I stammer out a sentence if you can even call it that. With a shaky hand, I pick up the test and look at the stick with two very defined pink lines.

“Hey...hey...um can I come over and talk to Spencer there. We had a bit of a disagreement last night. I think it would be best if someone like Morgan with a level head was there. Only if it’s okay I don’t want to intrude,” I say, my voice and hands shaking as my eyes start to well with tears.

“Nonsense you’re always welcome at our house. Any time of day I'll let the both of them know you’re coming over once they’re back from the park.”

“O--okay I'll see you in a bit,” I say before hanging up.

I decide that I need to calm myself down before driving far out to Morgan’s house. I go to the dollar store not far from our apartment and decide to take two more tests just in case. I also took this time to collect my thoughts and come to terms with the fact that I’m pregnant. Holy shit I’m pregnant! Sure enough, both tests also came back positive. There’s only one possible time it could’ve happened so that means I’m ten going on eleven weeks along. 

I drive to Morgan and Savannah's house with two of the three tests in my purse. This isn't the perfect time but I hope that Spencer will hear the good news and the old Spencer might come back to me at least part of him. I take a deep breath as I put my car in park, preparing myself for the worst and best possible situations. As I knock on the door I can feel my heart speed up faster and faster. The door opens to Savannah with a big smile plastered on her face.

“Hey, it’s nice to see you. I’ve missed you so much and I'm sure Morgan does too.” She says before stepping to the side and welcoming me inside.

“It's nice to see you too. Spencer isn't upset is he?” 

“No, he's actually sitting with Hank in the living room. He and Morgan have watched Hank trip over his feet for the past hour.”

We both walk into the living room and sure enough, the sight is enough to melt anybody’s heart. Hank uses the coffee table for balance, and he's walking back and forth between Spencer and Morgan. 

They both look up after Hank falls on his butt once more. Spencer gives me a tight-lipped smile and Morgan picks up Hank before walking over to me. 

”Spencer explained what happened. He doesn't know how to apologize for being so defensive and scared. Be a little lenient on him.” he tells me in a very calm and patient voice. The type of voice that a father should have. I baby talk hank and take in how much he's grown in a short amount of time before making my way over to Spencer. Savannah and Morgan leave the room monetarily and I sit next to Spencer in an awkward silence for a couple of moments.

It was completely silent, so quiet you could hear a pin drop. It wasn't until the silence was broken by the sniffles Spencer was trying to contain. I turn to see that hot tears are streaming down his face, and he's looking at me not like he's not angry but scared. I reach out to touch his arm and I hate the way his muscle tensed under my touch. Is he that disgusted with me? He can't even let me be near him comfortably.

“Can you please say something...anything at all.”

“I’m scared,” that's all you hear out of Spencer before he starts sniffling once more.

“Spencer why? Is it me? Did I do something wrong?”

“I’m scared of myself. I’m not the same person I used to be. I’m scared you’re going to leave me because I'm not the same. I'm just terrified that I might hurt you even.”

“Oh Spence, you didn't hurt me and I know you wouldn't. If you’re referring to last I know you never would. We need to talk about this. Why did you even go to Morgans in the first place.”

“I knew that I'd be far from you. Morgan had to learn more than once how to feel normal again after a traumatic situation. He also knew what it was like to possibly lose Savannah. I just needed a distraction. I'm sorry I snapped at you, but I didn't want you to press the issue.” He says just barely above a whisper. He can't even look me in the eyes he feels so ashamed. If he does make eye contact it’s a split second, and he looks like a kicked around puppy.

“Spencer… I’m not going to act like I know what you’re going through, but something I can do is be with you the whole time. I get Morgan is like your older brother and you look up to him, but this kind of feels weird having this serious conversation here.”

“I know it feels like we’re invading a bit, let's just go home.”

-time skip-

“This feels much better,” I say as I throw my keys on the countertop.

“It sure does.” He says standing right behind me.

Before he can protest I wrap my arms around him so tight I basically have a death grip on him. After he relaxes into my touch he starts to nestle his face in the crook of my neck.

“I’m just scared of losing you, hurting you, or upsetting you. I realize pushing you away and yelling at you did nothing but put me in jeopardy of doing all three.” He says as I can feel each breath pass along my neck. It feels like home because this apartment isn't home without him. 

“You’re not going to lose me. I love you so much. I'll always be there for you… we’ll always be there for you…” I trail off.

“Yeah I know… wait who else?” He asks while pulling me from him just enough, so he can see my face. With a proud smile from ear to ear I decide it’s now or never to tell him.

“Well, we won’t get to meet them yet. Give it about six months.”

“Wait, you're pregnant?” He asks totally dumbfounded. An IQ of 187 to 60 just like that. I just nod as the tears start to fall, but instead this time they’re happy tears.

“Oh my god! I’m going to be a dad!” He says as he picks me up and twirls me really quick.

“Wait, are you okay? I didn’t cause too much stress right? We’re going to have to do so many things we don’t have enough time. What if I’m not ready?” Panic thickly laced in his voice. His head is obviously going a million miles a minute. I need to bring him back down to earth and quickly.

“Love it’s going to be okay. I saw you with Hank today and I’ve seen you with Henry and Micheal. They all absolutely adore you. It’s going to take time, there's still a lot of healing. It’s all going to be okay because we’re going to have the little family we’ve always wanted. We can worry about all of the details tomorrow. I just want to be right next to you for the rest of the night. Okay?” I say as I lead him to the couch.

“Okay,” He says with a larger than life grin on his face. He leans in to kiss me and this time it wasn’t rushed or filled with dread. It was like he was putting all of his love into one tender little kiss. 

“I wish we had more time at Morgans. To think that’s going to be us one day soon. Hank was so adorable waddling around. He couldn’t even get a couple of inches before he fell back on his butt.” Spencer says as he wraps his arms around me. We're cuddling in a way that we're both lying on the couch but my back is to his chest. He rests his chin on my head and his hands on my lower belly. 

“Spencer I love you so much, but you have no room to talk. You don’t have much better coordination, Hank might even have you beat.” I giggle a bit before leaning back into him even further.

He laughs at me, and he knows it’s true because he doesn’t even try and rebut what I just said. Finally, everything feels like it’s right back into place. Sure, Spencer will never be the same again, but we can work with what we have. Deep down he’s still just as loving, hopeful, kind, caring, and empathetic as he once was. It’ll just take time, and we have about six months to spare.

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Taglist: @rexorangecouny @haylaansmi​

[foolishlovebugbaby]

stupid cupid | part 2

part 1 | part 3 | part 4

college!au / bang chan x fem!reader

Summary: bang chan is always complaining about being single since birth, so best friend reader decides to play cupid and sets him up. big mistake.

Genre: angst-y?? with some fluff later on idk you decide (a Lot of slow burn so idk how many parts this multi-shot will have lmao)

Warnings: like a few swear words

to stardust: gosh i love you

chan stared at his phone, mouth slightly agape and heart slowly picking up speed. he didn’t put much thought into that message; all he knows was that it just came naturally to him and that he didn’t have to think twice before pressing send. but now, the longer he stared at the message the more he felt increasingly anxious about what you would say. the sound of his phone dinging brought him out of his thoughts.

from stardust: i know.

his lips twitched into a slight smile at your reply. always quoting star wars, he thought to himself fondly. but now he had a different dilemma; he felt a strange fluttery feeling erupt in the pit of his stomach and he couldn’t explain why. he felt his cheeks warm, but immediately brought himself back into reality.

that was his first mistake.

i’m her best friend, nothing more. that’s all there is to it. 

he’s yet again brought back into reality when Hana emerges out of the restroom, smiling brightly at him. 

“ready to go?” she says bright-eyed

“ready as i’ll ever be.” his smile matches hers, though not as bright-eyed, and they head towards the exit.

when you first told him that you found someone that was willing to go on a blind date with him, he was genuinely excited. 

something about the way your eyes glimmered with excitement and happiness made him feel just as excited and happy. you always did seem to have that effect on him- whenever you were happy, he was just as happy as well; whenever you were sad, he was just as sad as well. 

but when you told him that the date was to take place today- on a wednesday evening- something faltered in him. he always looked forward to your movie nights together- it was his one break during the week where he felt the most at ease- and it made his heart sting at the thought of you finding it easy to replace it with something else. 

she’s doing it for me; i should be grateful, he thought to himself the night before. 

unbeknownst to him, you actually didn’t realise the significance of the date until it was too late; it made sense to you to schedule the blind date during a day when both chan and hana were free, (which were wednesdays for chan and thursdays for hana), and so you set the date without thinking. 

he couldn’t lie- the date went pretty well; she was as charming as ever and they were able to hold up conversations pretty well. but in between the moments of silence and pauses his mind often drifted back to your shared apartment and what it is you would be doing.

on the dining room table studying, maybe.

or maybe on the couch flicking through the channels, indecisive as ever.

he’d smile to himself during thoughts like that. 

a part of him felt a tug of longing to be there on your couch that was coming apart at the seams with you eating instant ramen rather that being at the café tables eating grilled salmon with hana. but he buried that feeling deep within him the moment it came into his mind. 

this was his second mistake.

he’d grown accustomed to it- burying away thoughts he knew he shouldn’t be having.

“i had a great time tonight, chan.” hana said meekly as they walked down the sidewalk together, side by side.

“so did i.” he replied, smiling softly at her.

“uhm, i-i’d really like to meet you again sometime- i-if that’s okay with you, of course.” she stuttered out, her face blushing a deep red. he thought that shade of crimson was cute on her.

smiling to the ground, he softly replied a gentle “i’d like that.” not knowing that his heart did not reciprocate his words.

“honey, i’m home~” chan sung cheerily as he entered the apartment. just as he was about to go on a tangent about how cold it was outside, he spotted the lump of blankets on the couch sheltering your sleeping figure, soft snores emitting. he quietly chuckled and softly made his way over to you.

he stared at you fondly; your body tightly wrapped up in the blanket and your nose flushed red from the nipping cold of the air conditioning. 

he liked this shade of crimson a lot better.

he saw the tv playing a nature documentary on meerkats and he sighed to himself.

couldn’t find a movie you liked? tch, you shouldn’t have sent me off then, silly.

 usually you’d be asleep either on his shoulder or on his lap, but seeing you all alone, brows furrowed and freezing from the cold, he could not help but feel a pang of loneliness in his chest, even if it wasn’t his own. 

so he picked you up and carried you into your room just like he would any other night, and actively chose to ignore how nice it felt to hold you in his arms and feel your head snuggle up into the crook of his neck.

just like he would any other night.

and that was his third mistake.

“how many times are you going to read ‘all the light we cannot’ see in a single semester?” your friend and fellow library clerk, felix, said. you both were on a break from arranging books on the shelves and signing off on borrowed books to students. 

“leave me alone, bro. it’s been a hard two weeks, i need some cheering up.” you pouted and stuck your tongue out at him. 

“so reading a heavy, lowkey depressing novel set during war times is your version of ‘a cheering up’?” he snorted and shook his head at you.

“it’s a literary masterpiece, thank you very much.” you retorted, focusing back on the book.

“is it safe for me to assume that your ‘hard two weeks’ have something to do with a certain dimpled, box-dyed blonde?” he quipped from next to you and suddenly all the words on the book seemed like gibberish. you tried your best to look everywhere and anywhere to avoid his gaze and to try and not look suspicious (which, in hindsight, only made you look even moreso), but failed miserably at both.

yes.

“...no.” you said meekly, putting the book down and scratching the nape of your neck.

 “has anyone told you that you’re a horrible liar?” he asked sarcastically.

you couldn’t help it; after the blind date and after hearing about how well it went from chan, you felt slightly disappointed. a part of you- a very small, very tiny (but still existent) part- hoped that somehow the date didn’t go very well. but it did, and now you felt both disappointed and angry at yourself for being a terrible friend. 

“oh sue me for missing my best friend, geez.” you said frowning.

during these last two weeks, you weren’t able to see much of chan. he was either too busy at his day job, too busy at his lectures, or too busy hanging around with hana. the only times you were able to see him were during your wednesday movie nights, in the mornings cooking up something burning for breakfast, and whenever he’d come to pick you up after work. and although you were grateful for those moments, it just felt empty otherwise.

“even i can tell that you’re not just missing him. sis, you’re basically pining over the guy. when are you gonna realise that maybe, just maybe you look at him as a little more than just a friend?” he questioned you, genuinely worried and frustrated about your current state. his brutal honesty hit you where it hurt (usually his brutality was what made you like his company- heck, it’s why you even started to get close to him- but now it just rubbed salt in a wound you didn’t know you had.)

“never, because it’s not true,” lie. “he’s my best friend- we’re just best friends, nothing more, nothing less. a-and besides, even if i hypothetically did like him, it’d be unfruitful- he’s into hana, hana’s into him. there’s no space for me in that equation.” that last sentence was quieter than the others, your voice failing to mask your disappointment. it was the cold, hard truth and there was nothing you could do about it.

you fought these conflicting feelings every single day, not wanting to jeopardize the friendship that you and chan had as you cherished it more than anything. two years went by just fine, so why did these feelings come up now? were they there all along? did it really take one person being added into your dynamic to make you realise so much? endless questions plagued your mind, some you didn’t even want the answers to.

felix sighed next to you, feeling bad about prodding at your fresh wound. 

“you know i care about you, i just don’t want you to keep pitying yourself like this. you deserve to be selfish this time, especially if it’s concerning the one person you love.” he rested a hand on your shoulder gently and you could see the genuine concern he had for you. 

was it true? did you actually love chan in that way? you still didn’t know, and you couldn’t bring yourself to say no.

“well, my shift’s over. i’ll get going now.” he stood up and smiled down at you, you returning that smile even though it didn’t quite reach your eyes. 

after muttering a “get home safe,” and “see you on monday.”, you were left to your own devices in your dimly lit library. 

your hands fumbled with the keys to the library doors, the cold nipping at your fingertips. it was closing time now, and there was still no call from chan about picking you up, so you figured you’d wait for him at the sidewalk benches for when he did pull up. 

so you waited, and waited, constantly checking your phone for the time and shivering from the cold. 

12:34 am your phone read, but then the drained battery sign flashed, and your phone completely went black.

“fuck!” you whisper-yelled to no one in particular. it was late, the night was cold, and now your phone was dead. 

just my fucking luck.

just as you thought things couldn’t get any worse, thunder erupted from the sky, and not long after did pelting raindrops follow. 

“are you fucking kidding me right now?!” 

there was no shelter shielding you from the incessant rain, so you sucked in a breath and ignored the tears welling up in your eyes and began sprinting home in the cold, harsh rain. 

the reality that chan forgot about you hit colder and harsher than winter rain. 

after 15 minutes of running in the unforgiving rain, you finally made it home. albeit drenched, freezing and broken hearted, you were home. and you were alone. again.

something about how dark it was in the apartment, and how the thunder rumbled and the rain pelting against the windows made you feel even lonelier, and you didn’t think that was possible.

you were tired- no, exhausted, by everything; college, your job, these fucking feelings, and tonight just amplified the pain in your chest even more. so you shut the door and slowly slid down to the floor, not caring about the fact that your clothes were drenching the cold floor beneath you, or that it was pitch black everywhere. you didn’t have time to care about those things. 

as hard as you fought the tears welling in your eyes they still over flowed and ran down your cheeks. one became two, and two became full on sobs. he forgot about me, you thought. have i always been this easily replaceable? 

it hurt- it hurt so much. but you didn’t know what to do about it. in that moment you resented him. he was supposed to be there for you like he promised all those years ago, but he wasn’t. but more than that you resented yourself more- for setting him up on that stupid date, for not realising your feelings sooner, and for having feelings for someone that didn’t reciprocate them back. 

you let yourself cry. you let yourself cry everything out, choking back each sob. you let yourself cry until you couldn’t anymore; until you exhausted all your tears. then you took in a breath.

i can’t be selfish like this, you thought to yourself. 

i’m not going to depend on him like this. his priorities have changed, and so should mine.

in a house too loud and on a chair too uncomfortable, chan grew increasingly worried about you. it was almost 1am and after multiple fruitless calls, he became frantic.

he was at a party that hana had invited him to, and the blasting music and constant “hello’s” to people he had never seen before dragged on longer than he thought. so when he checked his phone to remind him what time it was, it was already way passed the time he was supposed to pick you up.

fuck fuck fuck

without muttering a goodbye to hana, or anyone for that matter, he picked up his keys and bolted through the front door. 

the music must’ve been extremely loud, because he was met with unsuspecting rain and thunder. but he could care less about the fact that he was getting soaked on the way to his car. all he could think about was how sad and angry and hurt you must be for being left alone in the cold and rain.

god, please tell me she didn’t have to walk home in this weather.

he drove as fast as his second-hand toyota corolla allowed him to, speeding through the highways and possibly running more than one red light.

he didn’t care that it was dangerous, or that he would get a ticket in the morning. what he cared about was you.

the drive felt so agonizingly long, even if it was just 20 minutes. but 20 minutes felt like forever when he was stuck worrying about you

there was no one he hated more than himself at that moment. he felt so cruel. what asshole forgets about their bestfriend like that?

he felt so sorry, so utterly disappointed in himself and his heart broke with each passing second. he was so angry at himself and so overwhelmed that he felt tears stinging his eyes. but how could he cry? you were the one left alone on a night like this, not him. you were the one breaking, not him.

the moment he reached the apartment, he slammed his car door and dashed up the stairs and into the elevator. he fumbled for his keys, breath heavy and panting, heart pounding against his ribcage. when he finally did open the door, he immediately spotted you.

you were sitting at the dining table, studying the night away as you usually do.

but he couldn’t help but notice the way your shoulders drooped, cover by a blanket even though the heater was on, or that you nose and cheeks were red and that you were constantly sniffing, or that your hands shook every time you took a pause between writing. 

seeing you like that only increased the hurt he felt for you. but what ached the most, though, was the fact that you didn’t even look at him when he entered the room. 

he wore an expression of hurt- one that you didn’t see as you were too busy fighting yourself to focus on the essay plan you were doing- and let out a staggered breath.

“y-y/n? i-i’m really sorry. i-i was at a party and i-i got carried away and i didn’t realise how late it was- fuck i’m so sorry. there’s no excuse for it. are you okay?” by the time he finished he was kneeling next to you with one hand on your knee and one on your shoulder, trying to get you to look at him, but you just continued to focus on words that began to make no sense to you.

“please just talk to me. did you have to go home in this weather? was it raining while you got home? i know the buses don’t operate at this hour, b-but please tell me you took a taxi.” he knew the answer even though you didn’t say it, but he continued to ramble. the trembling in his voice broke your heart, and if it weren’t for the fact that you exhausted all your tears earlier, some would have been slipping by now. 

you were still hurt, and you didn’t have anything to say to him; you couldn’t tell him that your phone had died; that yes, you did have to walk in this terrible horrible weather and that no, you were not okay, because all the words were stuck in your throat. so you coldly shrugged your shoulder to get his hand off of it. 

it broke him. 

“please just look at me. i know you’re upset, but just- please.” you didn’t budge. 

“y/n.” he said your name a lot firmer this time but there was no hiding the sorry in his voice. so you looked at him.

it devastated him to see your bloodshot eyes and tear stained cheeks. it devastated him to see you force a thin, straight smile that tried to hide the quiver of your lips. but what absolutely killed him was seeing the way your eyes trembled when they looked at him. 

without a second thought he wrapped his arms around your small frame and pulled you up, burying his face into your neck and whispering i’m sorry and please forgive me over and over again. 

you closed your eyes. it had been so long since you last hugged him. so long since you last smelt his perfume like this. so long since he held you in his tight embrace. you missed it. you missed him. a lot.

you weakly wrapped your arms around his middle, sighing. feeling him hold you broke away all your resolve and your heart was quick to forgive him, even though you didn’t want to. but your heart was fickle when it came to him.

always has been.

“i’m okay, channie. it’s okay,” hearing you say his name softly like that made him release a breath he didn’t know he was holding. 

“i forgive you.” he closed his eyes.

i really don’t deserve you.

well that took a lot out of me goddamn. plz like and reblog and stay tuned for the next update ☆(❁‿❁)☆

[bellarkefanfiction]

Soft Shock

written by: Annie | @clarkescrusade

prompt: “Can I please have a college/uni au of this: "my best friend just called me to ask what color he should wear to prom and I was like “um?? idk??” and he was goes “well we have to match, so like what color is ur dress??” but he never asked me to go so I was kinda confused so I told him “hey, yeah since when are we going to prom?” and the line goes silent for a bit and he very quietly whispers “shit. I forgot to ask u” " by @vangohing 

word count: 3197

If Clarke was smarter she probably would have noticed with the first text.

Bell:

You like these flowers?

Clarke stared at the blurry picture of the corsage with confusion on and off the whole day, unsure what it meant. The entirety of her fifteen minute break at the art supplies store was spent wondering not only for what purpose Bellamy could possibly need a corsage, but also why he needed her opinion on it.

“What does this mean,” she asked Raven, as soon as she entered the swinging door of the break room. Clarke held her arm straight out, the phone grasped tightly in her palm.

Raven snorted after grazing her eyes over the message. She moved to the beaten down fridge and grabbed out a Coke, popping the top and taking a long drink before responding, “You expect me to decipher your and Blake’s neverending shit storm of a relationship? I’m a genius, but not even I can do that.”

“You’re useless.”

“No,” Raven replied. “Worrying about that text is useless. It’s probably nothing.”

The weekend passed quickly and silently, and Clarke tucked away the weird message without much more of a thought, or at least she tried her hardest to. She responded with a simple ‘looks nice’ and hoped that did the trick. The thumbs up emoji he sent in response did nothing to help her confusion.

It was weird, not hearing more from Bellamy. After the brief conversation he seemingly disappeared for the weekend. Clarke had an essay due on Monday for AP European History so it was fine, but usually he would have texted asking if she wanted to meet at the library to do it together. Or messaged her about how stupidly restricting their prompt was. Anything but radio silence.

By the time Monday finally rolled around, Clarke was more than ready to climb her way out of the weekend essay hole she had been residing in. She saw Raven briefly in the hallway, but she only gave a quick wave as she needed to talk to Mr. Sinclair before class. Which meant a few minutes later, Clarke was in her front row spot in AP Euro and there was Bellamy, thick-rimmed glasses sliding down his nose as he was lost in some book.

“Hey, Bell,” Clarke said.

He looked up from his book, tucking the bookmark within as his cheeks flushed briefly. “How was your weekend?”

There was something off that Clarke couldn’t put her finger on. “Fine, mostly just worked on the essay,” she said, eyeing his profile. He turned his head toward her, sending a soft smile. God, how could she even for a second think something was wrong between them. This was Bellamy and Clarke, the two of them– they were always going to be strong. Ever since Clarke had stood up for Octavia on the swingset in elementary school when some older boys were making fun of her and Bellamy had looked at her like she hung the moon, they were bonded for life.

“Did you see Raven this morning?” Bellamy asked.

Clarke’s eyebrows met in the middle. “Yea, but she was in a rush… why?”

“She’s asking Wells to prom today,” he replied through a crooked smile.

“You’re kidding me!” Clarke said. “He’s been planning his promposal for months, and he’s going to get upstaged.”

“Ignoring the fact that I can’t believe you just dropped the word promposal casually into a conversation, when was he going to ask?”

“Sometime this week, I think,” Clarke tried, but suddenly she couldn’t remember what he had said the last time they talked.   

Bellamy shifted in his seat, running a hand through his hair. “We should all go together. You’re cool with Raven and Wells, right?”

Confusion set heavily over Clarke. “What do you mean? Of course I’m fine with it. You know I’m way over whatever that awkward thing between Wells and I was freshman year.”

“Not that,” Bellamy said. “I meant for the actual-”

“Phones away, class,” Mr. Pike said, interrupting the conversation.

Bellamy’s eyes widened in desperation, the words caught in his throat, before relaxing and sheepishly turning back front. Clarke wasn’t sure what was going on with Bellamy, but it was starting to get weird. Whatever it was, she was sure it would pass.

Except it didn’t, well it did for a little while. The rest of the week flew by normally. Raven had beaten Wells to the punch by asking him to prom on Monday, which Wells counteracted by asking her on Wednesday anyways. He had already planned it all out with Sinclair, the whole thing going down during her Autoshop class; Raven laughed so hard at the whole thing she was almost crying by the end of it (Clarke witnessed it in an Instagram video Jasper posted: #wellven #getontheirlevel).

All the strangeness with whatever Clarke had thought was going on with her and Bellamy seemed to vanish, totally forgotten. It was nice to slip back into normalcy, joking texts and after school study sessions.

“Are you excited about prom?” he whispered, one afternoon in their favorite corner of the local library.

Clarke looked up from her book, pen poised between her lips and eyebrows scrunched together. She saw that he had been looking at some text from Wells on his phone, though she couldn’t quite make out what it said.

“Um… why would I be?” she responded, hesitantly. At this point her plans consisted of staying home to eat chinese food and having a Harry Potter marathon. She had assumed Bellamy would join her. That was how they had spent Homecoming earlier that year, albeit Lord of the Rings as opposed to Harry Potter.

There really wasn’t any hope of anyone asking her, and that was fine. After the disaster of Junior prom (Lexa ditched her for some elite LaCrosse camp/banquet/something-or-other and didn’t let her know until she had been sitting in her dress for an hour in the living room, her mom worriedly popping in every few minutes to check what was happening. Bellamy had showed up when he found out, decked in an old suit, holding up flowers he had ripped from the garden and a smile that held no pity– it actually turned out alright), she wasn’t sure the school dance thing was her scene.

Out of nowhere, though, Bellamy’s face completely fell. “Oh, um… I don’t know. I just thought– it doesn’t matter.”

They lapsed back into an uncomfortable silence, Bellamy’s eyes purposefully pointed away from her. Clarke kept glancing up from the pages, trying to figure out the reason behind his overly composed face and whether she was missing something. Obviously she was, but she couldn’t figure out what.

The next day she asked Monty and Raven about it after school as they laid around in her room, doing homework. “It was really weird,” she said, working her bottom lip between her teeth. “Do you think it means anything?”

Raven flopped down on the bed between Clarke and Monty, the three of them laying across it sideways. She sighed. “Do you think maybe he wants to ask you?”

“Why would he ask me?” Clarke asked. A warm, anxious feeling settled in her gut. “He’s never asked me before.”

“You two did go together last year,” Monty pointed out.

Clarke rolled her eyes. “That wasn’t exactly under normal circumstances! And, he didn’t even ask me– he just came as my pity date.”

“He came ‘cause he’s your best friend and he felt bad,” Raven said. “That’s different than pity.”

“Whatever, semantics.”

“You two also went to Homecoming together,” Monty said.

Clarke raised herself up onto her elbow. “No, we didn’t. We stayed home and watched movies and ate chinese food and fell asleep on the couch.”

“Ok, you still spent Homecoming together,” he remedied, flopping back down onto the bed.

The room went silent for a moment, the three of them staring up at the glow-in-the-dark stars Bellamy, Clarke, and her dad had stuck up the year she had gotten into astronomy. The three of them had hung a thick blanket over the window to block out all the light, laying down on her carpet to examine the constellations they had created. The memory made her breath hitch for a moment. She had felt so safe then.

“Is it so hard to believe that Blake would want to ask you?” Raven asked.

Clarke shrugged, not sure how to answer. Monty sighed exasperatedly.

“Not to diminish all of your problems, but I’m not even sure if Miller is going to ask me. Do I have to ask him? Guys, dating a dude is so hard sometimes, how am I supposed to know this stuff?”

Raven chucked first, then the other two followed suit. Any residual tension melted on the spot. Clarke felt lighter, and the whole prom situation dissipated. If something happened, it would happen, but she decided to stop thinking about it.

Bell:

O said the first attempt was horrible and I had to give it another go. What do you think about this one?

Clarke was still asleep when the text came through. She woke up Saturday morning around 10 and noticed the blinking light of a notification. Lazily swiping open her phone, another picture of a corsage awaited her, this was a bit more delicate, a bit more classic. It was a step up, but a step up for what?

It looks nice! She texted back. What in the world was going on, Clarke wondered, her brain still moving at half speed so early in the morning. Why did he keep sending her pictures of corsages?

The thought dawned on her all at once… prom. He was asking her about corsages because of prom. Something sticky and uncomfortable seemed to latch onto her bones. Who was he taking to prom? Clarke hadn’t heard anything about it, but maybe he had just forgotten to mention it because he assumed someone else would tell her. She wasn’t sure why the thought of him in that suit from last year and the wild flowers felt so hers, but for a moment her heart clenched at the idea of someone else getting to experience it.

Clarke:

Is Bellamy taking someone to prom?

Raven:

Trust me, you’d know before me. Try asking O.

Clarke finally sat up in her bed, the dull light coming through her blinds leaving her feeling too hot in her sweatshirt. She went to the bathroom, stopping briefly to look at her mess of hair and the sleep in the corner of her eyes. Before flopping back on her bed, she wiped it away.

Clarke:

I know you’re probably busy with your dance comp but… do you know who Bell’s taking to prom?

The answer didn’t come through for several hours. Clarke was stocking the paintbrush aisle when the familiar vibration of her phone went off in her back pocket. She scrambled for the phone, nearly forgetting about the brushes.

Octavia:

Duh. No need to be secretive about it.

The Blakes were weird, Clarke decided. She tried to think about who he could have asked, but the only person she could remotely imagine was Gina or possibly Harper. She knew Harper and Monroe had already agreed to go together, though, so that took away that option. Raven and Wells were already going together, too. Murphy wouldn’t be caught dead going to the dance. The only person that could possibly leave was Gina.

Clarke wasn’t entirely sure why that set her stomach in such tight knots.

Knots that would barely leave the rest of the weekend. The more she tried to not think about the whole situation, the more the knots seemed to remind her they were there. She wished she was oblivious to the whole thing, then at least she wouldn’t have to think about it and what her feelings in relation to it meant.

For once, Clarke arrived to AP Euro before Bellamy. She sat down in her seat, unreasonably tired. He came in a few minutes later, yawning and pushing his glasses back up his nose. A warmth spread through her chest that was familiar and new all at the same time.

“Good weekend?” she asked.

He slumped into his seat, smiling smally over at her. “As good as a weekend can be when you’re stuck in a hotel primarily filled with overly enthusiastic teenage girls.”

“I fail to see the part of that scenario that sucks,” Clarke joked.

He rolled his eyes. “Besides Octavia’s stuff, everyone else was trash.”

She laughed. “You would think that.”

He shrugged. “S’true.”

Clarke nodded along, struck again by how much he loved his sister. The warmth in her chest seemed to grow. Her mouth perched open briefly, ready to say something she wasn’t entirely sure she wanted to. “So, um… Gina?”

Bellamy was slow to respond, hindered by some mixture of confusion, sleep deprivation, and thought. “What about her?”

“I just think it’s cool, the two of you,” Clarke said, stumbling over her words in a way that was far from the nonchalant, cool air she had been hoping for.

“I’m not sure what I did to warrant that, but thanks I guess? We’re friends.” His face looked adorably pained as he tried to figure out what Clarke was talking about.

“I wasn’t trying to imply.” But the rest of the words were stuck in her throat. She was glad when Mr. Pike came in and took over, silencing whatever jumble of a thought would have fallen from her lips.

Things had never been this complicated with Bellamy before. Well, that wasn’t entirely true. Through puberty there had been a handful of strange moments. Like the chunk of time where all they did was fight with one another. Or when they were both struggling with their sexualities. Or when Clarke had, for the briefest of moments, been incapable of not staring at Bellamy’s developing muscles when he started working out to impress Roma.

But for the most part, their relationship was pretty straightforward. They were just Bellamy and Clarke, best friends, partners. Now, though, Clarke was starting to wonder what that really meant. Whether there wasn’t something else, a current, running below all of that. Was she just jealous because he suddenly wasn’t only hers or was there something more to it? Honestly, Clarke was pretty sure she was shit at feelings. She certainly didn’t want to bring the whole thing up to Raven just to have her tell her again what a mess Bellamy and Clarke were.

The school week came and went. Miller finally asked Monty to prom, which seemed to take a huge weight off of Monty’s shoulders. On Friday the final text came through.

Bell:

What color should I wear to prom?

The strange sudden warmth and anxiety that had been warring inside of Clarke all week seemed to vanish, replaced by something entirely new. It was red hot and scalding. It was angry and frustrated. Why did Bellamy have to ask her all these questions when he should be asking his own date? Clarke started to type before deciding that digital words couldn’t possibly say what she wanted. She hit the call button and tapped her fingers against her thigh anxiously.

“Hello?” he answered, a little surprised.

“Why aren’t you asking Gina?” she spat out with much more venom than intended.

“What?”

“Why would I know what color you should wear?”

The line went dead, the only sound Clarke’s ferocious breathing in contrast to Bellamy’s long, slow breaths.

“Well, we have to match?” he started slowly. “So, what color is your dress? You could just send me a picture if you want.”

Clarke’s mouth dropped open, trying to decipher what he had just said. He wanted to know what the color of her dress was but she wasn’t going to prom, he would know that. The only reason he would want to know her dress color would be…

“Bell,” she began slowly, stewing over the words before breathing them out. “Do you think we’re going to prom together?”

A huff of a breath released over the phone. Then there was no sound at all, and then, “Shit, shit.”

“What’s happening?”

“I forgot to actually ask you, didn’t I?”

A laugh of relief bubbled up. He wasn’t taking Gina to prom, he had wanted to take her, the idiot had just forgotten to ask her in the first place. Clarke hung up the phone, grabbing her keys from the saucer by the door, and drove the five minutes over to his house.

Her fist knocked harshly against the door. He appeared after only a few seconds, sheepishly looking at her through the curly hair that fell over his forehead and into his eyes.

“You idiot,” Clarke began, a rush of something warm and sweet and intoxicating filling every crevice of her being.

He sighed. “Please don’t make fun of me. I’m really upset. I planned out the perfect way to ask you and everything,” he rambled. “I knew last year was horrible and I wanted to make it up to you so you’d have a good experience so at first I thought about writing it out in stars on your ceiling but then I worried that might be kinda stalker-ish so instead I–”

Clarke stepped forward, grasping onto the sides of his face and rubbing her right thumb over his cheek. The words caught in his throat. She dragged his face up so he was looking into her eyes and not at the ground before surging forward to kiss him sweetly.

His body stiffened underneath her palms at first, but then he grabbed right back. His right hand grasped at her waist, his left tangling into her hair. Their lips moved together. It felt almost like they had done this before, but in a way that reassured her no one knew her the way he did. She wanted to push and pull with him forever, she thought briefly. This amazing man who wanted to make everything in her life as perfect as he could manage.

“The fact that I forgot to ask you to prom explains why you said you weren’t excited about it,” he breathed out as they finally separated their lips, foreheads leaning against each other. Clarke was pretty sure if she still didn’t feel the weight of him against her in some way she would have thought the whole thing was a dream, vanishing away like dust. “And Wells and you must not be talking a lot as of late because he was under the impression we were going together, too.”

“We’ve both been busy…” she trailed off, thinking about that text she had half seen when Bellamy and her were studying. “I thought you were going with Gina,” she admitted.

“I want to go with you,” he replied, tucking hair behind her ear. “Always with you.”

“Bellamy,” Clarke whispered conspiratorially, “do you want to go to prom with me?”

“Fuck you,” he said without heat. “You beat me to it.”

“Do you mind?”

He shook his head, leaning forward and pecking her forehead, her nose, her cheeks.

“Not at all.”

[iannoyinglysweetstudent-blog]

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"Ontario Wisconsin Cheap car insurance quotes zip 54651

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I`ve just been given a suzuki swift, anyone know of any cheap insurance companies, as i`ve been quoted some stupid prices.""

Why are car insurance for men more higher than women?

I don't understand why is insurance for men more higher than women. Lets be honest: Women can get distracted as men and men can also get distracted. Men have temptation of speed, and so do women. some women have a tendency to be impatient behind a slow driver and dangerously overtake with their escalades or odyssey and so do men. In Europe, they have stopped doing this and how come in USA they don't do the same? I am not arguing that my insurance should be lower but it just doesn't seem to make sense. I am a careful driver yet I still have to pay more? For what? I have seen girls drive as bad as men. Why do I have to pay for so much as a male?""

Life Insurance :?

can i stop paying my premium and get back the amount i paid for? . I took insurance for 15 yr. Already 2 years over. Is ther any option to get the invested money back?

Car Accident Advice: Someone hit me and doesn't want to go thru insurance?

Someone recently hit my car while it was parked across the street from my house. I almost thought it was a hit and run till I found their business card on my windsheild. I called her and she said she'd rather not go through her insurance but pay me directly for the damage to my car. I have been in accidents where I was hit but usually the other person just gives me their insurance info and I call them and get my car fixed fast, no problems. So I was already a little hesitant about agreeing to this, but I figured as long as it gets fixed it should be alright. So I did like she said and got an estimate from a body shop, then called her with it. Right off she said, Oh thats really high,(almost a 1000) and I reminded her that the damage is pretty severe, she backed into my rear passenger door, now entirely dented and scratched up. I know the estimate is fair compared to other work I 've had in the past. So anyways, I thought she'd decide right there like she had told me before, if it was affordable for her she'd pay me if not she'll go through her insurance. So since she acted like that was so much money I asked well does that mean you want to just use your insurance? She still sounded unsure and said she needs to figure this out. So it's been another day since that, still waiting, she did call again and say she's running it by her insurance agent to see which way would be better for her, insurance or pay me off. So I am still waiting, it's only been a few days since the accident but I am getting anxious because I kind of wish she would just give me her insurance info and go through it, my car would probably be in the shop already and this would be taken care of. But instead I 'm waiting for her. She still has not given me her insurance info, I don't have her license plate # or even what her car looks like, just a business card. And its a big inconvenience because I know I will be without a car for a at least 2-3 days, and even if she pays me she sure didn't mention a rental car. So my question is am I being too nice by waiting for her to decide whats best for her... and even if she wants to pay me should I have gotten her insurance info, like is that my legal right. So how long should I wait for her to decide?? Any advice would be greatly appreciated as obviously I should act fast. Thanks""

Who pays for the home insurance when you let your house?

I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house. So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.""

Im turning 16 and i was wondering waht my insurance rates will be?

What are the average insurance rates?

Part-time job enough to pay car insurance?

Would a part-time job at a mall store or movie theatre pay enough to cover an 18-year-olds car insurance? How old are you and how much does your car insurance cost monthly?

About Insurance Rates on 06 Ford Expedition?

Gieco just went up on my rates. WTF? No tickets, No wrecks, No claims. I'm 64, good driving record, Wife 64, or Son 44, may drive occasionally. Retired and drive less than 10,000. yearly. Best rates with Reliable Company???""

Short-term car insurance in California? Advice needed!?

I am going to rent a car in California for 6 weeks. I don't own a car of my own, so I don't have any normal car-insurance policy of my own. I do have a Visa gold-card, that covers collision damage waiver; but I wouldn't want to be without liability etc. Question: Is there any better deal I can get than paying the $10-$15 per day to the car rental company? Any ideas would be very welcome.""

How much does life insurance cost?

I have coverage for life insurance through my work. My fiance dosent. He is 20 years old. How much would life insurance cost a month for him?

How to get dental insurance in Alabama and how much it cost?

My friend doesn't have dental insurance. So i'm just trying to help out by asking for advice. What is the cheapest dental insurance she can get that is going to cover root ...show more

Isn't it patriotic to want all Americans to have access to affordable healthcare?

Isn't it patriotic to want all Americans to have access to affordable healthcare?

How can I get free health insurance?

My husband and I can't afford health insurance. Is there a way to get it for free? We live in southern California.

How much will my insurance and maintenance costs be affected by what type of car I get?

I'm about to be 18 and am planning on getting my first car soon. I've been driving for almost 3 years in my parents' cars but need my own for heading off to college and such. I don't know what type of car I want to get, but it's gotta be cheap, old and used, preferably up to $6,000-7,500 at the absolute max. The problem is that I've been really into cars for most of my life and would rather have something a little nicer to start, I mean within the same price range but for example a Mustang, Mitsubishi 3000GT, BMW 3- or 5-Series, etc., rather than the usual Civic or Camry (not that I'd mind one of them either). The problem is that I'm worried the insurance will be way more expensive. The latest quote my dad got was a few weeks ago and it was quite a bit lower than I expected, only like $560/yr., but that was with their old '93 Taurus GL. Will having a sports car or more high-end car affect it really dramatically or will it not make that big a difference as long as my driving record stays good? Also, how much more does it cost to maintain and repair a car like a used BMW than it does just a normal car like an Accord? I've always heard that European cars in particular can be temperamental and finicky if not maintained properly, so I'm just worried that I won't have the money and know-how to have and keep a car like that as my first car.""

I knocked someones car but he claimed for a lot more and now my insurance has gone from 400 to 900 - help!!?

Back in June I knocked into a stationary vehicle in a car park. I waited for the guy to come back and apologised straight away. (when its your fault in life own up) He was initially annoyed (fair enough) but went on to tell me that someone else had knocked into his car recently and caused 600 worth of damage (the other driver had sped off and hed already had a quote for the work). I cant remember the exact wording of the next bit - but it was understood that I would pay whatever it cost on top of that to fix the area (bumper / side corner area) We exchanged details. I told my insurance company what had happened and the previous damage. There were also photos taken at the time that I forwarded on (not sure if they were actually any help) Next I hear his insurance company has approached mine with a bill for 700. The total amount for fixing his car. I brought up the matter of the previous damage - couple of conversations between insurance companies - his asking him directly if there was any previous damage and him saying no. I told my insurance company that there was a friend with me (we were walking our dogs in the park) who had heard the whole conversation - in fact she was the one that took the pictures. She is a responsible, respectable person who was happy to make a statement. I was told by the insurance company that as it was someone who knew me - they couldnt be seen as an impartial person and they ended up paying the whole amount to his insurance company. I have just received my new insurance quote. Last year it was 437 and now that I have lost my 3 years no claims bonus (I have been driving for much longer but have only owned a small van for 3 years (practicality for my dogs muddy feet) and insurance starts again for vans) but I also have this 700 fault against my name this year. My insurance quote is now 960. Is there anything I can do. Does anyone have advice for any further action I can take? I believe in taking responsibility for your actions - but I am being cheated here out of a lot of money and I dont know what to do. If 100 was down to me then I could have just paid that amount directly and not lost my no claims bonus. But as it stands it will cost me around 500 this year and more again on the consequent years of insurance. Sorry for this being a long one but I really am lost. My insurance is due on 7th Jan.""

Ontario Wisconsin Cheap car insurance quotes zip 54651

Ontario Wisconsin Cheap car insurance quotes zip 54651

How much health insurance coverage do I get as a military spouse?

I am a newly married Air Force wife. I am currently enrolled for TriCare North Standard coverage for health insurance. Does anybody out there have TriCare North Standard coverage and ...show more

Ok i 21 and need car insurance?

so whats the cheapest place to get insurance i no cheap isn't always better but i need to have insurance info 21 male never had a ticket r accident please help

Car insurance for 16 years old in california?

I am turning 16 soon and getting my license and a car. I just want to know how much insurance is for me per month for triple A without any tickets or accidents. My dad already has insurance is there a family plan?

""Cheap car insurance for a 17yr old female, help!?""

Right havent passed yet but been looking as I had last year, last year the cheapest I found was with Quinn-insurance on a Seat Arosa 1.0 2000 3DR, which was something like 700 for Third Party F&T. Now ive been looking everywere, on compare the market, confused, elephant etc and its all like 1500 for Third party F&T and well over 2000 for fully comp :( urgh I cant believe its gone up so much, cheapest ive found so far is with tesco for third party is 1300, which i still think is alot! I no with Quinn it was trying to break into the car insurance market and well obviously got in, is there any other companies that are taking there route? I know it was really cheap and nice. Im not sure if its an arosa I want I did want a yaris 1.0 but thats like 1600 on tesco now :(, its either.. Seat Arosa 1.0 Peugot 206 1.0 Toyota Yaris 1.0 Renault clio 1.1 Citreon Saxo 1.0 But cheapest one ive seen so far is for the Arosa, anyone got any companies I could try quote for?? Also another question, I know i cant pay monthly as im 17, however would high insurance groups like directline allow my mum to pay monthly but in my name? and then i can just pay her directly.. is that possible? or even with tesco? Thanks x""

Can I get cheaper car insurance if my mums with the NHS?

I'm turning 17 soon, and I know someone who's mum work with the NHS and they're getting 10 a month insurance on a new mini 1.6L. I just don't know where to look for the insurance, however I am looking at cheap, used corsas (obviously the cheapest with the cheapest insurance). Anyone help?""

Whats an estimate for car insurance for an 18 yr. old female?

No prior driving or anything Not in school(if that matters) What would be the best insurance in your opinion?

Short term car insurance quotes?

Hi, are there any car insurance companies that can offer car insurance for a short term (6weeks) for young drivers? Im 19 and had my license since april now, but not been able to get my own car as im going to uni in september and cant afford to buy and insure one for a year. My boyfriend has just got a new car and is offering his old car to me for the weeks before uni to get to work etc so im after insurance for 6 weeks only but all the ones i have looked at wont insure a young driver. I wanted to go with Diamond insurance as they are cheapest for me but not sure if they will offer me short term cover. Help!""

Where should I go for medical and financial aid?

I've lived w. my mother all my life and gradually she has gotten more and more unorganized leading to disgusting living conditions. I have always kept my room together and received good grades to move on and out of my mothers house. In 2008 during my first week of college , I was diagnosed with a disease called Lupus. I was removed from the Boston College campus and forced to take time off of school. Since this, my return to school has been an long and difficult process. I am now 20 cooping well with the disease and attending night school. I have very little income and I was denied SSI as well as state insurance. As I am in the process of reapplying I find it hard to remain in my mothers living conditions in that no matter how I keep my things separate I have still accumulated unsanitary conditions. I dont know where to go for help and I am afraid of the stress I am experiencing causing me another flare and long hospital visit. I live in Rhode Island and have tried the welfare and community health care route. The only success I receive is hospital health care and a few doctors who are willing to discount my mandatory visits. Sometimes I feel like the only thing that is keeping me health is my faith and religion. As my relationship with God grows stronger I also find my self stuck in my situation. I know I would do well living on my own and getting into a regular routine I would just need a small boost of medical and financial support through any means available in the area. Any suggestions will help :) God Bless.""

Progressive auto quote confirmation?

I had to ask a bunch of questions regarding insurance for a certain car for my driver education project and I got an email saying that I quoted with Progressive. What does this mean?

How much do i need to save for a motorcycle?

I have my g1 and will be attending a motorcycle safety course soon then getting my m1. Then i can drive motorcycles. But I want to wait till next year..I am first buying my car. (03 crown vicotria) After the winter. I am 6'2 and weigh 140lbs. (17 and male) is a kawa ninja 250r a good first bike for me?? how much do i need to save for the bike itself? but also insurance?? what is your opinions?

""25 years old new driver, no cheap insurance :(?

newly qualified driver but cant find any cheap car insurance for 1998 nissan micra :( no less than 3000 per annum. any suggestion. uk

Car Insurance for Tourists?

I bought a new car in Germany. It is insured through its manufacturer. I then left Germany and went to another country to work and live. Since I wanted to keep the car, I drove it to my new home! For the first 3 months (I am told) I am still insured as a Tourist. But I wonder... Say I have an accident in this new country, we exchange insurance details, etc... Where should the other driver go to get his compensation and file his claim? Has anyone ever had an accident with, say even, a rental car from another country and found out that they live elsewhere and . . . How should one deal with this situation where there might even be language barriers between the two drivers and the forms they have to fill in? Thanks in advance

""NYC Car insurance for 18 year old dude, please help.?""

Ok so heres the deal, I am 18, a guy, living in nyc and looking to buy my first car. Now my parents dont drive so Im on my own for insurance. Now Ive been shopping around to every large company and even small, and the lowest I could get a monthly payment down to was around $371 a month. That is the state minimum coverage with no collision coverage. Its gonna be used whatever I get so I dont need the collision. Now the help I need is if anyone knows any possible way to get anything cheaper, I can deal with something like $200-$250 a month. If anyone has a success story or knows any agents or brokers personally and could help, Id love to know. Now dont tell me I should go on a family member or something, thats not an option. Ive done all the research and been doing quotes 24/7. Now Im a student just trying to get to school and work safely and efficiently. I have a clean license nothing on it. Please and thank you for any help.""

What should my average house insurance cost?

I'm buying an older house (1920's-1930's) in a working class neighborhood in California for about $200K. What should I expect to pay for my standard homeowner's insurance?

How much would i save on insurance by taking the motorcycle safety course?

and is their other beneifits to taking the safety course like, getting a discount at the dealer place or something""

Rebuttel for car insurance?

I just got this new job getting info for a insurance agent so they can do a quote for a person. I was wondering what is a good rebuttel when ppl say they are not interested in the quate. Its free and they get the quote mailed to them.

Can I drive a car with Florida license plates in my name & insurance from illinois?

Thinking about taking a car from illinois to florida. But one problem. Car insurance would be ridiculous if it was in my name, so I have it in a relatives. But I was thinking about taking the car from Illinois to Florida, Then registering the license plates in my name making them Florida plates. Can I keep the car insurance under my relatives name from illinois? If possible it would be a Florida car with Florida license plates and Illinois car insurance. Would that be possible?""

Motorcycle Insurance cost in Ontario?

I know it depends on a lot so I'll give you as much info as possible: age: 18 bike: honda cbr125r driving(car) record: spotless -the bike will be kept in my house overnight, and I'll only be using inner city (for work, school, social..) So guys I just need a rough estimate, doesn't have to be exact. how much would it cost be per year? Also, is insurance less if you're female like with car insurance? thanks for any help!""

Benefits of health insurance?

How do individuals benefit from having health insurance? What are the sources from which an individual can obtain health insurance? Why do you think the government provides insurance to older and poorer Americans? What are your opinions of this practice? Why is health insurance likely to become a bigger and more complex issue in the future? Is health insurance a current events issue today? Why or Why Not?

""Buying a car, do I need my own insurance to have the title signed over to me?""

My youth pastor is selling me his 2004 Dodge Stratus, and we're planning on going to the DMV tomorrow morning to have the title signed over. Currently, my mom pays for my car insurance every month, and the car I've been driving is in her name. If I want to put the new car in my name, can my mom still pay for my insurance or do I have to be able to pay for it in order to have the title signed over to me?""

What insurance comapnies are best?

I just bought a 2007 Toyota Corolla, and am trying to find insurance for it. I've been researching different companies and getting quotes on insurance. So far Geico and AIG are the best. Are there any others that people recommend?""

If I have broad form insurance can another insured person drive my car?

If i have broad form insurance while another party has average car insurance, would they be insured in my car?""

How does Obamacare make health care more affordable when it only deals with insurance and not with costs?

The doctors and hospitals will still be charging an arm and a leg. How is regulating insurance going to lower what doctors and hospitals and pharmaceutical companies charge?

Is there any advantage of group health insurance?

I would like to know if there is any advantage of a group health insurance plan over a personal health insurance policy. I am planning on buying a health insurance plan so I wanted to know.

What is better Subaru WRX Impreza turbo or Holden Commodore V8?

I am looking for a awesome performance vehicle with my following criteria: -Fuel Costs -Highway ability after 110km/h for overtaking at high speeds, comfort and handling? -Reliability and how often to service, how cheap parts are and how long engine is going to last? -Price on tyres -Price to get a WRX Impreza or V8 commodore (in manual) -Manual or Auto? -Insurance costs -0-100km/h? (well subaru better but after 100km/h?) -What mods to do if it is cheap or to just leave standard? My purpose is to use it mainly around town and sometimes/rare highways trips. mainly on the weekend a bit of a fun car. Please share your experiences and opinions on these 2 vehicles as would like to get a general picture of what there purpose is? 5 stars if answered the best with all the questions above.""

Ontario Wisconsin Cheap car insurance quotes zip 54651

Ontario Wisconsin Cheap car insurance quotes zip 54651

Long-term care insurance?

Has anyone invested in long-term care insurance? Are you counting on that to get you through if you need help? I am fairly alone in the world and am considering this to help provide for my future if necessary.

I need cheap car insurance in ny?

I need cheap car insurance in ny?

Insurance for a 2008 Subaru Sti Hatchback?

Is the Insurance for the new 08 Sti hatchbacks gonna be cheaper than those of 04-07 Sedans? Im 18, have good grades and a clean record and was curious how much my insurance would be if i bought the Sti. Just a ballpark estimate. Thanx""

How much would insurance cost for a motorcycle?

I'm 16 and I live in va. I was wondering how much insurance would cost for a 600cc and a 250cc. A sportbike. Like the ninja 250. But I'm trying for a 600cc, either yamaha r6 or a ninja 650r. Thanks""

Cheapest car insurance for 17yr olds in ireland?

Cheapest car insurance for 17yr olds in ireland?

Help European health insurance card?

my health insurance card has expired and i fly tomorrow? is this card important? if i get ill will they still treat me? and will my insurance company cover me still?

Driving without auto insurance?

what are the concusguences

Can I add my 18yo niece to my medical insurance?

She is a college student and we provide more than half of her support. I do claim her as a dependent on my taxes, but only starting this year. I know I can keep my own children on the policy through age 26 (if in college, I think), but I didn't know if I could add my niece. thanks!""

Insurance notification?

if you go to the doctor with insurance and pay the co-pay there, will the people paying for the insurance still be notified. I need to go the doctor to get birth control, which i can legally get without my parents {I'm 15}. I was wondering if I use my insurance card that's linked to my parents insurance, will they still find out that I went if I pay for the $10 co-pay? I have a boyfriend for about a year but we aren't having sex. I want it to clear my acne and to have lighter periods, although if I ask my parents they will think that we are having sex.""

What is the most affordable small home or cottage insurance company?

I own a home that is 300 sq feet. It's basically a little cottage/studio house. I am looking for a company that will 1) insure a home that small and 2) is affordable. Does anyone have experience with a company they would like to recommend?

Which of the following medical expenses are deductible for AGI?

#NAME?

Car insurance cons and why it should not be mandatory to have car insurance?

i am writing a paper on why car insurance should not be mandatory. i cannot find many facts or much research at all. if you all could point me in the right direction i would be very grateful. i would like to know the cons of car insurance and why someone should not have it.

Where can I get the cheapest motorcycle insurance?

I just bought a bike and haven't ridden in years so don't know where to start and I live in Pennsylvania if that's any help. Thanks

Will my insurance cover a stolen rental car that I loaned to someone?

I have a great insurance company, but I don't even know if ANY insurance company would cover this. I rented a car with my neighbor (i.e. we agreed to split it), but I'm the ...show more""

Are we required to have insurance?

We live in Oregon. We have a Blazer that is just sitting in our driveway not being driven. Our insurance doesn't know about it. My husband thinks if we insure it for a month the insurance will require us to insure it always even when we stop driving it just because we own it. Is that true?

Best Car Insurance For young Couple ?

Me and my fiance are starting to get estimates for major bills we'll know will be high (rent,car insurance, etc) What's the best car insurance for a young couple (20 year & 19 year old) for just basic coverage Im in the process of getting just a plain normal 4 door car like ford Taurus (1998-2000).. He has a ford 86' truck without 4wheel drive Neither of us have tickets, nor pricy sport cars But I've almost 20 and only been drving for 2 years (due yo bein homeschool, it was hard to get into drivers ed_) He's 19 and been driving less than year (cause hes school schule didnt allow for extra class like drivers ed)""

CA DUI expungement affect insurance rates?

I received a DUI back in July of 2001, and it has been affecting my insurance rate ever since. Under the new DUI laws the DUI I received (a misdemeanor) will be on my record until 2011. I qualify for expungement of this record. My question is if I do expunge my DUI will my auto insurance company be able to see my dmv record and will my insurance company be allowed to charge me the same rate?""

How do you get car insurance?

I am on my mom's car insurance with Geico but it is no cost because I had my permit. I just got my license like 2 days ago. Will I have to notify them? I'm going to get a car next week probably, so you have to have car insurance to actually buy a car don't you? Could someone explain the process to me? Thx =]""

What Insurance Company is this?

I saw this commercial that had this college girl and this other guy saying how much its going to cost her breakdown car. She texted him, dude i'm a college student or something like that. Its an insurance company that covers both accidental insurance and car breakdown coverage. What company was this??""

No proof of insurance ticket in Southern California?

I got pulled over for speeding. Got a speeding ticket plus a ticket for no proof of insurance 16028 (a). I do have insurance for the car but I forgot to put it in my car the day I got pulled over. If i show prove of insurance during the fine date, how much does it cost in calfiorina law. It is a correctable offense. I heard that I can get that offense dissmiss just by showing my prove of insurance. Is that correct?""

""Why are necessities, such as food, clothing and shelter mostly affordable, but not health insuarnce?""

Can't figure it out. Here in Tempe if a man were to work 80 hours a week and earn minimum wage with no benefits (remember, we have nine-percent unemployment now, higher than Belgium, Australia and Norway, mind you), he could bring in about $2,000 per month before taxes. He can get a studio for under $500 or a rented room for a little less; one month's worth of groceries, if purchased at the 99 Cent Store or Food City, could run him $250 per month, and a week of clothing purchased at Goodwill might run him about $100. All affordable, many options for the low-wage earner. Now, this guy actually works for a living maximum hours, so he doesn't qualify for state aid (I've looked into it, that salary is too high), and many jobs don't offer benefits, particularly low-skilled ones, so what's he to do? Let's say he has a pre-existing condition, therefore, he is either denied insurance outright or charged well over $1,000 per month (look at Blue Cross/Blue Shield, Golden Rule, Aetna, Cigna and United). So, he works for a living, doesn't smoke, no woman will have sex with him, he has no children, he doesn't do drugs, he has no gadges (iPod, computer, stereo), no car (he takes the bus), even after all that, he's still screwed. He needs preventative care, not emergency ward treatment as that's not financially viable for America long term, so what does he do: job offers no benefits, is denied or overcharged for health insurance, can't find a job with benefits, state won't provide the working man with state insurance...shouldn't he just quit working and become the welfare leach that conservatives revile because hard work is getting him nowhere?""

How much will it cost to insure a 2007 acura mdx?

it has white leather seats and the technology package and 130,000 miles on it""

Why is car insurance so expensive in the UK!?

So i'm not driving yet, only applied for a provisional, i'm age 17. But I thought why not try and figure out how much my insurance will be once i've passed and buy a car at roughly 1000, so I filled in all the details as accurate as possible on the compare websites and the cheapest yearly insurance price was 5600! How the hell am I suppose to afford this, am I doing something wrong haha :L""

What would the insurance cost be for a toyota MR2?

im lookin at buying a 1991 toyota mr2 but i need to figure out wat an average cost for insurance would be?? any help??

How much would car insurance cost for a 17 year old from allstate in california?

does it also matter what kind of a car it is? I have a 1999 chevy malibu

Ontario Wisconsin Cheap car insurance quotes zip 54651

Ontario Wisconsin Cheap car insurance quotes zip 54651

My insurance company will not renew my auto insurance as I had 2 accidents. What do I do now?

Will other insurance companies provide insurance for me?

What's the cheapest car to insure for a 17 year old?

I've just turned 16 and I am starting to save up for a car/insurance, I'm just wondering whats the cheapest car to buy and insure for a 17 year old. I know it varies where you live ect ect, but I'm just wondering generally. Also would a robin reliant be cheap to insure?""

I am 16 and need tips on insurance and a car....

I am 16 years old and I have no job currently but I am getting one this week... it is half way through summer holidays and at first I was just going to drive my dads car cause insurance alone for me is 3800$ year because my dad is a single parent. But going into grade 11 I want to drive a car and I seen a beater for about 500$ volkswagen still running good, but Is it true that you need to put down a quarter or half of the insurance to start off? What do you think I should do about any of this ..... thanks""

Did you hear about Obama's new auto insurance plan?

Right now people are paying hundreds of dollars a month for auto insurance. THe more accidents you have the higher your premiums are. Then there are those with no auto insurance, we all pay for them when they wreck our cars. Now there's going to be government exchange car insurance pools. If you don't have auto insurance you will have to pay a small tax, like a hundred dollars a year. THe great thing is you can buy the government insurance AFTER you have a wreck- you can't be excluded for your car's pre-existing condition. Now we can all drop our private insurance that was costing many thousands a year and pay the tiny penalty tax. Just one question? Where does the money come from to repair all the cars?""

Oklahoma insurance help..?

I'm 21 years old and i don't have any insurance, haven't since my mums stopped covering me. I'm not working right now, i had a job for awhile, but had to quit cuz i had to call sick too often due to horrid migraine headaches. I really need to find some insurance of some kind because i see to goto a doctor for a few different health concerns. Does anyone know where i can find some affordable insurance? I don't even know where to begin looking or what to look for. How much should i expect to be spending? Or would i qualify for some form of state insurance if I'm not working?""

I have a question regarding the state disability insurance in california ?

i am supposed to have a foot surgery next month. i am a dental assistant and the doctor just retired last week and sold the office to another dentist. i am still at the same office working with the new dentist. so will i still qualify for state disability when i get my foot surgery if i am now working with a new doctor? THX

Car insurance rate differences between the years question?

Okay, I'm almost going to be looking for car soon, and I'm wondering, since I'll only be a 16 year old boy, insurance will be really damn high for me, and I was curious, say you have two cars of the same model, trim, style, transmission, driving record, miles, engine wear, etc. One car is something made in the late eighties or early nineties while the other car is late nineties or early 2000s. What I basically want to know, is, which car would have a cheaper insurance premium? (approximately. I know you cant give me an exact number.)""

Whats the average price on owning a 125cc bike a month?

Im planning on buying a honda cbr 125cc bike and pay it up over three years im wondering if anyone knows the average cost of running this bike including insurance price of the bike and road tax and fuel. Im 20 years old if that helps with the insurance thanks.

Why do we need car insurance?

what is car insurance? How does it help us? How much money do we need to pay?

I need 3 insurances anyone know good insurances?

I need three insurances. Does anybody know any very good insurances? The insurance I have is freaking crap, so I want to change everything, so I need 3 insurances. I want the best ones but I know those ones are high price that's what I was told, so I just need 3 very good ones with a reasonable price. The 3 insurances I need are cosmetic dental, pet insurance, sports insurance. Went to the dentist and found that I need little work and all of the work is cosmetic. Insurance that I have doesn't cover cosmetic things. I have 3 pets and I need pet insurance. The last one I need is a sports one. My insurance won't cover sports or fitness. I need sports insurance that is great. The sport that I'm trying to get into is wrestling yes professional wrestling like WWE type. I need sports or extreme sports insurance that will cover on those type of extreme sports. I was told that There is a insurance that covers everything sports, cosmetic and pet insurance but I don't know how true that is, but if there's a one please tell me. Anyways anybody let about these 3 insurance that I need. Thank You so much to whoever read and answers my question and helping me. Thank You.""

Paying my car insurance off early?

I have the cash to do so. And i only owe about 200 cause i already paid 2 months off early. But im jw when the next bill will be so i dont have to worry about. If it helps any i have the general car insurance they are local so idk if itll help lol

""Moving to Toronto Canada, Need Car Insurance?""

I am moving to toronto, canada and looking to see what company provides the best coverage for the lowest cost as I understand insurance is privatized in Toronto.""

Car insurance for a month?

Is there anyway of getting a car insurance for just a month cause I'm selling my car in the next month so don't want to take out a years insurance for it? Thanks

How do you get proof of auto insurance?

i just got my driver's license, (i'm 17) but i haven't been able to drive yet because my dad says i need to get an insurance card as proof of insurance. It was supposed to come in the mail a week ago. No one else i know had to do any of this, and they could drive as soon as they got their license. is there a faster easier way to get proof of insurance? thanks""

Car insurance stuff i don't understand.?

Hello everyone, I am an international student who's been in the USA (Buffalo, NY) for the past 2 years working hard on my masters (i'm 25 now). I bought a POS Saturn last year for 2000 dollars and, well, for that i needed to get car insurance since it's mandatory in this country. Since i was from abroad and i had a learner's permit at the time, i had to get insurance with my international license. Progressive was my only choice so i paid around 700$ for 6 months. That's the rate I've been paying for the last year. Unfortunately, i just don't have the money anymore to pay 700 more dollars for the next 6 months. I tried different insurance companies but they are all around the same range. Apparently, i was stupid enough to not get a credit card as soon as i landed in this country. I was raised with the if you don't have money, don't spend it philosophy so i just used my debit card. This is the only reason that i can see for these absurd rates. Every single one of my friends ( all international students ) pay around 200-250/six months dollars for their pieces of crap cars. I just feel like i'm not being given a fair deal. Not having any credit might put a penalty on me, i understand somewhat how a capitalist mind works... let's say about 100-150 more dollars for 6 months, but a whopping 500 $ ? Don't you think it's kind of messed up that first of all it's mandatory, and then there's no baseline to at least make sure that noone gets ripped off. Is there any way that a person can inquire why he is being charged so much(instead of the bs the agents tell you i.e your area is bad etc.)? Or are you at the mercy of these people?""

Can you stay under your parents car insurance?

As of right now I am a college student living in Ohio with my mother and my car is under my mothers car insurance. If I move out and no longer live under my mothers roof, does this mean I must pay for my own car insurance? Or am I able to stay under her name? Please help! I need to find out soon before I get my own place. Thank you so much.""

Looking to buy insurance?

I am a small business owner. My business right now is very small, but we are looking to expand quite soon. We are a livery cab service and looking to get insurance quotes. We are located in Queens and would prefer to deal with Queens Brokerages. Please help!""

How much should it cost to insure a new teen driver?

I'm 16 and my parents just put me on their insurance. I have 2000 escort and I have the basic liability coverage. I have got the good student discount too. The total came to be about $53 dollars. Is that about the average? My parents originally said it would be about $100 dollars.

Car insurance?

Does anyone know of any insurance company's where you can be on your parents insuance but still get no claims? Thanks

How much would the insurance be on this car?

A ford ka 2001 around 56,000 miles and I am a new driver 17""

Does my husband have to provide medical insurance on his 28 year old disabled daughter?

California sent my husband a letter telling him to provide medical insurance on his daughter. She has been a recipient of SSDI since she was 18. We are not understanding the request. Is it an error?

I have question about car insurance?

so i literally bought my car insurance 2 days ago and i just got into a accident .... i have full coverage and a guy ran his red light and hit me and just left... will my insurance company think that i was just telling a lie or will they help me...i have progressive...

How much would my insurance be?

How much would it be for a 20 year old with a honda civic si,live in NY? Im in high school i make honor role every time, never been in trouble, play football lacrosse and basketball if that matters lol and i live in a rural area.""

How does health insurance work?

I'm completely lost on how health insurance works... and I'm finally starting to work and don't know what to do =/ so any information about it is greatly appreciated. thank you

Why not discuss health care insurance in 'car insurance' terms?

You buy collision car insurance to cover repairs, right? The REAL money is in the COST OF REPAIRS. If those costs are high, then insurance premiums will be high. But we don't scream at the car insurers, we usually scream at the body shop for the high costs of repairs. Shouldn't the focus be on high priced office calls and hospital costs instead of the insurance premiums required to cover them? After all, if an appendectomy cost only $50 (to make a point) then 'insurance' would be dirt cheap. I think that villainizing the insurance deflects from the root of the problem.""

Ontario Wisconsin Cheap car insurance quotes zip 54651

Ontario Wisconsin Cheap car insurance quotes zip 54651

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