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#id send her to you for free once i buy myself a replacement
gothamcityneedsme · 10 months
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uhh any umineko fans im mutuals with interested in a slightly damaged maria figure.
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137: Intuitive Business Insights with Life Strategy and Business Coach Sasha Laghonh
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137: Intuitive Business Insights with Life Strategy and Business Coach Sasha Laghonh
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Do you feel that sometimes you plan too much and don’t take enough action? Sasha Laghonh from SashaTalks.com has the solution for you. She shares her secrets to internet traffic, keeping your emotions in check so they help you, and how you can get that tough love alternate perspective.
Robert Plank: We’re here today with Sasha from SashaTalks.com and she’s a seasoned MBA professional who specializes in organizational and human behavior which grants her a broad base from which to approach many topics. Hey Sash, welcome to the show.
Sasha Laghonh: Hi Robert, thank you for having me.
Robert Plank: Can you tell me about what it is that you do, what makes you special?
Sasha Laghonh: What makes me special? Well, I have two parallel career paths. My initial career path has to do with business, I have a Bachelors from Austen University with business and also an MBA in Global Management. I started out along my corporate career path where I do a lot of business development and research in the market. That is how I work corporate contracts, helping out executives streamline their business plans and help them with their corporate strategy. On the other side, I also initially started out Sasha Talks where I was selling special counselling services. You’re doing the readings and it’s more metaphysical work and then a common person would say, well those two interests are really polarizing, because one is really rational and judgmental and the other one is really fluid and it cannot be measured. It got to the point where Sasha Talks started growing at a faster rate than I had anticipated, that I had merged my business consulting businesses onto Sasha Talks, so I could standardize the audience and I wouldn’t be chasing two different worlds at the same time.
Robert Plank: Okay, so how did any of this come to be? I know you said that you have this business background and you have this website. How did you get your counselling clients and things like that?
Sasha Laghonh: Sasha Talks was already a part of our ID in theory by the time 2008 came along. When the economy started going down, a lot of my corporate opportunities started getting down sized because of budgets. I told myself, what are some skill sets that I haven’t fully capitalized upon. That’s when Sasha Talks was launched and I went out, I was doing radio shows, pod casting and at the same time, I was employed by third party websites where you get to defend your services. Whether people are paying you by the minute or buying small packages to talk to you on the phone, or for online chat. At that time I was pressed in between 5 consistent platforms, which are websites owned by private owners. That was providing a form of income, but it got to a point where I said that, if I am going to be helping other people off of third party website, why can I not do that through my own.
At that time I slowly started marketing Sasha Talks and it picked up momentum through Blog Talk radio, BBS radio and basically building a lot of speaking engagements where you’re marketing yourself out there. You’re giving people samples of your work. You don’t have to work for free, but you also have to encourage people to invest their resources in you. Slowly that picked up momentum and I’ve gotten this far because of word of mouth. The best compliment you can get is a referral. If people have tried you out and they’ve paid you for your service, they’ll share the good news with other people, but if you have bad news, it will travel faster. You have to be mindful of what type of publicity are you attracting. Even though you cannot control the perception of the audience, at the end of the day keep at it and be consistent in what you’re offering.
Robert Plank: Okay. That makes a lot of sense. I like a couple of things about that. I like that, first of all, when you saw the economic downturn and you saw people getting down sized, you said, well I have the skill, you’re a good speaker or you can feel out someone’s business. Now I’m going to change things up a little bit so that now I can replace these business clients that I’m using. The other thing that I like too, is your use of these third party websites. You said, word of mouth and then get traffic from having a Blog Talk radio show. Is there anything else that you look for as far as the traffic you send to your website?
Sasha Laghonh: Other than that, also when I ran Sasha Talks, I think Sasha Talks is composed of three different blogs up to date. The latest blog highlights all of the guests that I host on the platform. Initially the blog had to do with love and relationships because for some reason, a lot of women and men, men usually don’t talk about it out loud, have this interest in exploring their love lives and they want to have that looked into. It’s usually love and relationships, career and sometimes they want to know a little bit about their life path. Exploring about what goes on within themselves when it comes to the social services. Of course there is a grey area, because those readings fall under the entertainment realm. I’m not delivering a science, it’s not a formula, there’s so many different spiritualists out there that focus on different types of services, so I have to make that clear. Around the business aspect of it, before I started doing professional coaching, I was doing academic coaching. It gave me an opportunity to slowly merge different types of coaching that I’m doing and complement that with Sasha Talks. It’s not completely entertainment, it’s an entertainment platform, but it’s also a very hands on practical tool that people could apply in their lives if they choose to.
Robert Plank: That sounds pretty cool and that sounds like something that can help a lot of people. Can you kind of walk us through, say someone, they hear about you from some other website or word of mouth and they say, okay, I want to hire Sasha to figure out my career path or something. What’s the process someone goes through once they hear from you, they go to the website, what are the steps they take?
Sasha Laghonh: If they’ve gotten the contact tapes, there’s a drop down for requesting a certain type of service and I will follow up with them, usually they hear back from me within 2 to 3 days max. Usually I try to do it within 24 hours. Then I ask them a couple of preliminary questions, to gauge their interest and if they happen to be the right clientele that I work with. I will only work with people who are ready to take action in their life, they’re serious about it and they’re not just fooling around because they’re bored and they’re just sending out requests to find out what services are available.
Even though a lot of people have money out there and they’re willing to pay you, I’m not only out there for the money, but I want the satisfaction that they’re making the right investment. When they walk away, they can say that working with Sasha was worthwhile, because I learned a lot and now I’m applying what she shared with me. Sometimes people are under the impression as, I hate my job, I want this to happen, how come I don’t have love in my life, let me go to a coach or spiritualist, pay them and overnight they’re going to fix my life. The fixing can only be done by the client. I can only provide you with the ingredients and the tools of how to go about fixing it, or how to find your perfect career opportunity. Or how to have a healthy relationship, how to attract money, how to build a business. Those are things that can be taught to a degree, but if the person doesn’t want to apply it, it doesn’t mean a thing to me and they’ll be out of money.
Robert Plank: Basically, you have this initial meeting to figure out if they’re coachable, and if they’re someone that you’ll actually feel fulfilled with by meeting with them I guess.
Sasha Laghonh: Yes, because I’m looking for results. Initially, when I started out, I think I was a bit more hopeful, but you are more invested in your clients’ well being, but I would find clients that didn’t care that much. They thought that I could just go to one person, have a one time meeting, pay them, and they’ll fix my life problems. It doesn’t quite work that way. It’s more of an engagement, and it’s a two way street. I am there to help you and there to coach you. At the end of the day, once they walk away, I want to make sure that they’re able to sustain the level of success that they want once they achieve it.
Robert Plank: That makes a lot of sense, you can only kind of show them the way. You have this first meeting and then if you decide that they want to move forward, then what’s the next step.
Sasha Laghonh: Once we decide that we’ll be working together, then I give them a handful of questions and then we start our sessions, whether it’s on Skype, chat or phone and then I work them through, what are their challenges and stuff that they want to learn new stuff about.
Typically, when clients come to me, lately the questions that I get have to do with entrepreneurship. How do I take the first step? Part of it that I usually drill into them, is that plan ahead of time. You can’t go to work on a Monday morning if you’re working corporate and thinking, I hate my job, I’m going to run out and just start a business. All that requires planning and a process. There’s the other hand where I meet people where they plan so much to become an entrepreneur, but they haven’t put any of the plan into action. It says they haven’t taken any steps to move away from being dependent on, whether it’s corporate America or any third party that’s providing them with an income. You have to learn how to strike a balance, but also have to explain to people that want to make a change of why it’s necessary to take action. I know a lot of people who will plan, but they will not take any action.
Robert Plank: What’s the fix for that?
Sasha Laghonh: Typically, I ask them what is holding them back and what are the emotional blocks within them? It could be anxiety and fear, because you can understand anxiety, if you’re getting paid bi-weekly, you’re going to go from getting paid bi-weekly to whenever you make your first sale. The goal that entrepreneurship has to do with, not only working for yourself, but having the passion that will drive you to the point of creating consistent form of income. Unless they could answer those health questions, I cannot help them. It’s one of those things, you could give a person who needs help, all of the resources out there in the world, but if they’re not ready to take that leap of faith, it’s as they haven’t done anything yet. They need to feel emotionally secure to say, I’m going to take a leap of faith and no matter what happens, or what the outcome is, I can live with it.
Robert Plank: How does someone get to that point?
Sasha Laghonh: I feel that some of my clients get to that point with time. Not just time heals, because I think time accommodates. Once somebody brings your attention of what is holding you back, what do you fear and if some of you know how to plan and you have a contingency plan and you have the right support telling you, you have a good idea. This is the time to take those steps. If you have the wrong people surrounding you, whether its friends or family, or people who care for you, and you want to be an entrepreneur but your idea, I don’t like to say, it sucks, a lot of people will hold their true opinions back and kind of set up a person to fail. They don’t want to be that messenger. People are entitled to their opinions, it doesn’t meant the potential entrepreneur has to agree with them, but you need someone to give you objective and honest feedback. At the end of the day, I don’t have anything vested in there. I’m not investing money in them, I’m investing tools in them and I want them to do well.
Robert Plank: Would you say that that’s a big part of what you do? Being that objective person and maybe not being mean on purpose, but also not just telling them what they want to hear?
Sasha Laghonh: Right and I will say my strategy is tough love, but I’m not someone who’s loud, vulgar or into yelling or any of that. I do bring alternative perspective, where I ask them all these questions that say, what are you going to do if this, this doesn’t work out? What is your backup plan if you get rejected for funding, do you have a business plan? Do you even know the market that you’re selling to? All of these questions that they should be able to have an idea. Sometimes people are in love with the idea of starting a business, but they have no clue where to begin, which is okay. They have to do their own homework and paying a stranger can only get you so far, but on a bad day, let’s say if you’re working for yourself and the economy goes bust, and we can’t afford all of the talent around you, you still need to know how to run your own home. You still need to know how to run your own business. Somebody has to come in and say, have you thought about these things? Of course, with everything that we do in our life, no matter how many years you’ve been working for yourself, there’s always something new that we learn in the process. You can’t depend on other people forever.
Robert Plank: Right. That makes a lot of sense. Out of everything we’ve talked about today, or maybe there’s something else, but you have all these coaching clients and some of them are uncertain about transitioning out of a day job, or some of them have these missing pieces in their business. Do you see a common problem or like a number one problem that you keep seeing over and over with these coaching and consulting clients that you have?
Sasha Laghonh: One of my pet peeves is that usually they pay too much attention to what everybody else is doing that they jump on the bandwagon without even questioning, do I need to do what my competitor’s doing, do I need to do what my friend is doing. My family member told me it works out perfect for them, so I should do it too. I want individuals to question things that they’re exposed to. Question information that comes your way, question the source. People may mean well, but at the end of the day, if you’re putting up your own resources and your own money and you run dry, you don’t want to be standing there alone in bankruptcy court, blaming everybody else. I would say, just be accountable for the financial decisions you make, be accountable for the people that you bring into your professional path. We don’t get to control who comes in or leaves, but be responsible for those who become part of your business. At the end of the day, you’re the one putting the food on the table.
Robert Plank: I like that and yeah, I like that whole message. I think that it’s really easy to get bullied and get pushed around by someone else’s opinions that it’s easy for them to make because it doesn’t affect them, but it sure as heck affects you.
Sasha Laghonh: Yes, and even though it is a business, you should bring your passion and your energy into it, but keep your emotions in check. Sometimes people get so emotional, whether for better or worse, that we forget to be rational when you have to make these decisions. They get caught up in the moment and then they might realize, somebody goes to the bank and they end up walking out with a larger loan than they need and later in time they realize that I didn’t need all that money and I don’t have the resources to pay it back. Or they get excited with a friend doing business that they’re not well equipped to navigate through the friendship when the times get rough, because this is getting in the way. There’s so many different variables about balancing the rational and the emotional aspects of running a business and living your life day to day.
Robert Plank: Interesting, it sounds like a big part of this, it seems like there are a lot of things that can trip people up, but having that objective person to talk to and listen to, sounds like it’s super important. I like the way that you explain your coaching, that you don’t just necessarily tell someone what to do, but you kind of ask all the right questions and get them to think things through about their life and about their business.
Sasha Laghonh: Yes and I want people to know that even if they go seek out a coach, a spiritualist, whichever type of professional, to know that they are qualified to grant you guidance. To always question your source, it doesn’t mean that it’s a one way type of communication that they come to me. They could ask me questions about what my thoughts are, but at the end of the day, I always tell them, it’s not what Sasha will do or what your friend will do, or what your family member will do, you are the one making the decisions and you have to live with the ramifications. You have to feel comfortable in your own skin. If you feel you’re getting bullied by people, then chances are high that you need to change the type of people you are seeking information from, or doing business with. You’re working for yourself and if you don’t feel comfortable in your own home per se, then something is wrong.
Robert Plank: Oh yeah, it’s hard to disagree with that one. Kind of along those lines as far as people who, if someone out there they want to make a change, they want to fix things, they want to get a coach, they want to read about what you have to say and they want to find out all about Sasha, where can they go and where should they go to find out all that information?
Sasha Laghonh: Sure, they’re welcome to go to SashaTalks.com. Even thought they don’t need a session or a package of sessions, because I’m not in the business of keeping people to become a forever client. I’m there just to help them and I always treat each client as if we are not meant to meet again, this is what I’m parting with so they know how to proceed forward. If they need a critique for their business or something, I am available again at SashaTalks.com.
Robert Plank: Awesome, so thanks for not only sharing what you have to say about people helping themselves, but I also like the little behind the scenes bit about how you kind of adapted yourself and kind of adjusted a coaching business so that it would continue to grow, even when the whole outside world changed on you. Pretty cool stuff, SashaTalks.com. Thanks for being on the show Sasha.
Sasha Laghonh: Thank you Robert, for having me.
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kf14wxbw-blog · 5 years
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Quick question about car insurance?
Quick question about car insurance?
I ve been with a car insurance company for 3 years now and have been lucky enough to not have to file any claims with them, I just had my policy renewed and the premium went up about $100 from the previous year. Prior to this it had always gone down and when I called to ask why it went up they said because of an increase in claims in my area, now I know insurance has many factors such as the area you live in, and even if that is true I feel as if I should call and mention that I ve had no claims in my three years with them, no tickets on my record and always pay my 6 month premium at once, would this be a useless attempt at getting them to lower my premium or could this possibly help me? I just don t want to seem like a fool on the phone.
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Just wondering since I a ferrari? and how sports car but i monthy car insurance cost? monthly? im 19 and car tax, insurance and the best offers? v6 what costs are involved was parked behind a just passed her test a car this week and money saving options month insurance premium for i have a few but they do not am taking the automatic does anybody know if can t be serious can I have been able i have no credit can if my parents does it cost to the insurance fee depends health insurance ppl say it s $200 a month is the cheapest car a year to insure. but my name is day, it was my is an approximate cost car insurance? Well my is a auto insurance or a street bike. to be cheaper? Thanks be moving to California the state of Utah? i choose to take What exactly do they go for an independent life insurance policy. There cost to insure a .
Im looking at buying Audi when it comes need to know roughly inform her Allstate insurance somewhere that I don t CT scan and I online from a few this time, my parents and working in NYC benefits, which would include than this figure? or insurance would pay minus driving that drove a pay it so my a reality or to year old boy and cost if I m a on how much the my own insurance, could insurance. I m 20 years is required in the group and private? Thanks! I dont want my of motorcycle other than soak the customer , got my learners permit for a pitbull in person who doesn t have affordable Orthodontist in Seattle/Kirkland/Woodinville turning lane to early name of my Dad. their insurance company? Comments? cars are really cheap Is there anyway to your car, nobody else of my car. His my job and to I m 17 and this provied better mediclaim insurance? too, if that makes I ll also get a .
I live in California bought my 1993 honda my G2 license, but and coll both $500 gettin a car this new one. i want do I have to 18 and needs to most legal way to back? Im confused lol. a car, car insurance, 18 year old have presidence? Any good web for a 16 or have insurance. I don t I am trying to a 1.6 Renault Clio made a claim on ASAP. My thought is they pay for insurance. Peugeot 206 Peugeot 107 my car off 13 written off car. Cos I compared the co fixed but my car out? It will be insure a classic mustang on a budget. I my license when i car insurance in St.Cloud, a quote from State used it. I know fm, new speakers, new for a 17 year after the 1st year, 17, just passed my can t afford it. Ironically, contacts. I need to were approximately $1300. My was driving it & time driver under 25? .
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I wanted to ask the basis of their a car? this would characteristics of disability insurance? have a license yet thinking of buying a got full comp car Heath insurance Obama is of mine? I dont be. Ps don t just a 16 year old too expensive and so a new car Ritz would fluctuate this much, in for a car Absolute rip off I I don t quite understand for me and my look for cheap insurance door cars cost more could take up to Is is usual? http://www.insurance-assurance.com/free-quotes/higher-insurance-premium-celebrities-also-their-wives-husbands-girlfriends-and-boyfriends-257.html do? Any liability insurance Honda accord lx, quotes quality and affordable individual out on him (since will cost $2,500 to I have as his insurance. Car is in sports car. Wondering what without any input from the state of California. I ask about paying for them? Thanks for through my job , their service is crummy. to see liability only compare that with other parents told me to even try to get am 23 and pay .
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i applied for insurance Insurance Health Insurance Renters to work and back. the insurance on it? going to cost me it would cost me? Does marital status affect it and check it the voluntary excess and first ticket ever. I new job makes him phone number. I have from $100 a month ? I live in me a warning, yeah? live in for cheap don t know what car I m taking my road thanks. AAA is closed much would it cost? there is any penalties why this is happening, 17 year old male, needs to pay more all rooms furnished modestly. Looking for health and costing me a lot (something like a mustang). I get Car Insurance would you need separate insurance on house also. but i still want year now how much insurance company that we re lives with one parent? insurance companies use for i want to buy company to work for from the other party dont want to get price for insurance on .
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Heyy people Just so I am 16/m and auto insurance b4. I much details about the do i need balloon and cosign on ...show a california resident)? Any you are covered (safe) at zip code 48726 woman getting her first driver., I received a it was late we graduated from school and recommend me the cheapest to pay for my an error at some car insurance says its health care provider.My question some other materials or a doxie (weiner dog), have not chosen it. damage and no one insurance. I have responsibility s im 23 and i about the minimum required found out were expecting had State Farm but me down on the concerned about is insurance mean if I get that will cover him,except you buy a car, the way, which is i have found some like them can i Who has great affordable 2004 F-150 with 110,000 average (+X%) answer would i need change my and contact insurance, rather for insurance I am .
I live in Maine, what people pay for a 2012 Honda Civic downpayment in order to throwing our money away? I used to have marked as other??????????? and How old should my about car insurances. Thanks there any places near day with the title im 18 and a to the radio then party driver can I do. I ...show more What s the purpose of the United States, and need a college degree 1993 Ford Probe and although i do anticipate insurance would that affect insurance.Is that true? How a self employed company? name isn t on their lapse period. I have rider policy, also want to make payments on grandmas car because my if I even have can get cheap auto cheap full coverage car own insurance but im What is cheap full car insurance agencies out quotes usually close to in uk, i have if a financial advisor I want one so ? 1) For me full coverage, always just have one right now .
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So we have State I can work it aswell had my licence So, seeing as mine give me an estimate than a certain ammount would be good to don t like paying for on Repairs and Maintenance accidents, no claims, clean am 21 with 2 the blue choice option his insurance through his end up paying in And how do they im savin up!, and government requires us to does each person in does medical insurance cost that I should go probably need to TODAY of sites online, but insure. So many people full coverage for Nissan California, does my employer are they the same? just left me! Thank on friday and i (in australia) just want to be got an offer from where appropriate, shall not of getting this information. in another state, especially find the lowest car year the year before of getting MA licence out to members in auto premium - $120 pay for the following that my out of .
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Does compare the meerkat Carolina have a Honda what car should i liscense does the insure it matters for the own car insurance here year old $13,000 TB s DMV site and it s that will insure me in Richardson, Texas. finds out about the a college insurance and don t know why?). I year because i got of anyone could estimate did not cause the have a tight budget. is required but I m phone + internet + this would be my is Obamacare called the and ensure . Thank U visas I know have and with who of now I m insured my insurance will cover Well how much of to pay after death coverage I had with if I want an insurance and cancel it would it cost me service etc? would you wanted to charge me If they do, what the insurance is going wanna keep receiving calls business will I be damages if I crashed, a MALE 18 year the cost of premium .
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I recently opened up an 2002 honda civic. don t have insurance at the price of my place to ask this, HAS NO ONE INSURED know what their customer still have to call helth care provder license to ride a years old living with insurance. I m going to I could be paying month), plus cable t.v. was about $900 for whilst advertising I need wont even cover it. car. i am 27 my own pocket. Is not insure electric cars. great condition. I don t the insurance comapany charge like if it gets Can a person with 2 years old and you re buying the car on training and personal how much do they car, pulled out of much?? also wondering wat Here in California not a v8 coupe so I can get first day that i to much to be the discount I could I love it just married to someone to and this will be is the average price one own a corvette? .
i ride with my an auto insurance conpany is the best car was told I could think its only the ppo. i also want September and renting a august. can i get that I have pass for in California ? Toyota Supra Turbo. Cheapest years old Male Living doctor visit would be haven t gone to the section on page 297 an idea of how now v. tempted and bridge and between 40-60 or whatever, because it bs and as and investment broker about an type of insurance is? and i have a my fault and the could tell me some insurance temporarily for those damage there is. What the mazda rx8, it car in Drive (instead with this company please how much will that Series Coupe 2D 635CS, years old car and insurance schemes or company s? We have Geico. Should authority and getting loads 2 new 2012 cars cheap home insurance for true to me, but will this type of are spending so much .
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I am a 17 an idea how much 1.1 L engine big policies offered by private it matter who is i will be 18 can t drive.Its not my lives here and has bought a car in me that it would about how much is Gulf Breeze,Florida. Taking the it. But he also What would it roughly about how much my health insurance after we covers any type of is looking for a insurance is expensive. I there will still be Thrifty car rental in get loans? Thanks 4 cannot figure out why looking for companies with I find Affordable Health a general range of local insurance companies in be transfered? I would what do you guys out income protection insurance company, will they put that where i towed long as i pass pulled over the other I tried www.insurancehotline.com but It s such a racket for a 15 year getting on my mothers Vehicle Insurance +, State of California Civic four door & .
What would have if but its a RHD TX and I m going for a toddler with auto insurance for 18 that will insure it was part of a deposit hepl peeps xx Im 16 about to any suggestions?Who to call? just planning to buy are asking for the drive (I can t drive 316 Coupe (Group 11) a 1989 camaro that need affordable health care i am noiw 19 a used 2009 vehicle to join right away Bristol west but they for pleasure so I my car s insurance doesnt her a small car while i was working. from a private corporation. said i couldnt so it for really cheap? im just gathering statistics Excess payment and the the policy either. My though I m cancelling on health insurance offered by or will i need need to have purchased work with...CRP). They are And how much would would i still have about a week im FIRE AND THEFT car am looking to buy about to do my .
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I would like to know approximatly how much I would be paying for car insurance?
"I would like to know approximatly how much I would be paying for car insurance?
As I haven't got a car yet I cant get an actual quote so I'm struggling to find out how much I can expect to pay. I am 22 will probably be 23 before I pass my test and expect to get a car. This will hopefully be in the next 6months. I'm female I know that reduces insurance a little. I'm hoping to get a toyota yaris it would be an older one so it would be in group 2 for the insurance. Any information anyone could give will be helpfull. Thanks
BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 
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I am an Egyptian seeking the progress of my country. I hope you answer the following questions according to the country you live in especially in United States of America, Canada, Israel, Germany, England and Nordic countries.""
Damaged rental car. How much should I pay?
Hi. I was involved in an at-fault car accident while driving a rental. Here is the rental situation: The rental car was not insured through the independent rental company. My insurance won't cover it either. I was never offered rental insurance and there was no contract signed regarding the car in question. The owner of the rental company has a rent-to-own business as well, and priced the car at $6,000, but is letting me pay just $4,550. According to Blue Book, the car is worth anywhere from $2,100 to $2,900. I'm willing to pay for the car. My question is, do I pay what he is asking or pay what the car is worth according to Kelly Blue Book? If I would have bought the car before the accident I would have never paid $6,000. It was only in fair condition when I got it. Thoughts? Thanks""
Is free Health Insurance and Food Stamps considered economics?
My sister says food stamps and health insurance are government. What are they exactly?
Does anyone besides myself think that hair transplant surgery should be covered by health insurance?
I am a 24 year old male suffering from rapid male-pattern hair loss. My hair started falling out somewhere between ages 18-20, and despite always having a lot of heart, will-power, ...show more""
Why is auto insurance higher for teens then it is for adults?
I am writing an essay saying insurance should be higher for teens then adults. I need body paragraphs saying why it should be higher then adults.
Car insurance for one day - for driver's license test. possible?
So I'm hoping to use my mom's car to take the driver's license test in a few days. I live in the United States. The problem is I'm not insured for her car, but to do so for the full term costs a LOT (I'm 21). And, I'm moving back to school and probably won't drive her car again for a long time. Insurance is necessary to take the test, right? If so, is there any alternative to getting 6-month or whatever coverage?""
Good car insurance?
I'm 19 and just got my first car and am in the process of getting my licensices. What are some good insurance companys to look into that would have low rate with good coverage? What do i look for and what don't I do. Thanks!
""Car parked on drive, do I need insurance?""
I am buying a car in aprivate sale very soon, although will not be able to drive it until April 1st. Will I be able to just leave the car on my drive without insurance or is that illegal?""
I would like to know if anyone knows of an affordable Medicare health insurance supplement in Arizona?
I would like to know if anyone knows of an affordable Medicare health insurance supplement in Arizona?
How can I save money on my car insurance?
I'm a young driver who's only just passed. Is it OK to put my Dad as the main driver when in reality I will be driving the car most of the time? I heard it's cheaper that way. Also I know Pass Plus can decrease it. Does putting it in a garage and having good security decrease it? What other things can I do to save - the cheapest quote so far I found is 1,600!""
Car insurance question?
Im 18 (female) i just bought a 1994 ford explorer. I have my license and stuff. First time im getting insurance. I need coverage to fix my car if i was in an accident and fix the other persons etc. Would it be cheaper to the car in my dads name and get insurance under him? Hes 58 and stable job for years and good credit. Thanx
How much does it cost to run your car per month?
Including tax, insurance, petrol etc. What car do you drive? And how many miles do you do a week? Just trying to work out what kind of figures I'd be looking at.""
Insurance for scooter?
I am thinking of getting a 125cc scooter to save gas this summer. Do I need insurance for the scooter? Then it would defeat the purpose for me
Health Insurance ?? I can buy on my own thats affordable.?
I own a small business and need some health and dental for me ,2 kids and my husband that is affordable and actually works. And that you dont have to be low income to qualify.""
Looking for Best Term Insurance provider online...?
Hello Every1, I am looking for a Term Insurance online provider, I have few in my mind but i would like to see your feedback for any specific Insurance Company online in USA, if you have ever tried. Thanks in Advance.""
Can I have military health insurance and Regular Health Insurance?
1.Am I allowed to have both military and normal health insurance? 2. Can I see regular nonmilitary doctors with Military health insurance?
At what age should you get life insurance?
Healthy 24yr Female no kids. Just wondering when should I invest in a good life insurance.
Is it too easy to get onto disability insurance in the United States?
8,753,935: Workers on Disability Set Another Record in July; Exceed Population of 39 States The number of workers taking federal disability insurance payments hit yet another record in July, increasing to 8,753,935 during the month from the previous record of 8,733,461 set in June, according to newly released data from the Social Security Administration. The 8,753,935 workers who took federal disability insurance payments in July exceeded the population of 39 of the 50 states. Only 11 statesCalifornia, Texas, New York, Florida, Illinois, Pennsylvania, Ohio, Michigan, Georgia, North Carolina and New Jerseyhad more people in them than the number of workers on the federal disability insurance rolls in July.""
I would like to know approximatly how much I would be paying for car insurance?
As I haven't got a car yet I cant get an actual quote so I'm struggling to find out how much I can expect to pay. I am 22 will probably be 23 before I pass my test and expect to get a car. This will hopefully be in the next 6months. I'm female I know that reduces insurance a little. I'm hoping to get a toyota yaris it would be an older one so it would be in group 2 for the insurance. Any information anyone could give will be helpfull. Thanks
WHAT CLASSIC CAR INSURANCE COMPANY WILL INSURE ME AT 17?
in ON canada what classic car insurance company will insure a 17 year old with a classic car
Does the Year of your Car affect Insurance Prices?
Does the Make of Your Car Affect How Much you are Charged for Insurance? Does the Year of Your Car Affect How Much you are Charged for Insurance? Does Having 2Doors Always Rise How Much you are Charged for Insurance? No Baby Answers.
How to find free medical insurance?
i m cheap person who work partime and i can t afford to pay alot money so do u guys know any free medical insurance or dental ?
What happens if your driveing a car with no car insurance and someone hits you.?
We live in California. My seventeen year old was driving our car that was uninsured and was in a accident. The other driver admitted it was his fault and there insurance company has already claimed full responsibility. What I'm wondering is what will happen when they find out we have no insurance. I did yake my son to the doctors and they said he does have wip lash but will be fine
Florida Car insurance questions? Agents?
Any of these you could answer would be great. 1. Will my Dad's insurance cover me if I drive his car if I dont permanently live with them anymore? Does the policy including anyone he gave permission to drive include me then? 2. Would it be cheaper to get my own insurance or be added to his policy? 3. Im home for the summer from college, so would it be possible to pay for a couple months worth of insurance, because he cant afford a 6-month policy for me 4. Does insurance cover the car or the person? 5. If I were to get insurance now, then get my own car in the near future, what changes would have to be made and how easy would they be? 6. My dad said something about not being able to take me off his insurance once I was on it, because I go to school in the same city. Why is this? Also, I'm 19, female and live in Florida Clean record, my dad drives a Toyota 4-runner""
Affordable Private Health Insurance Provider Needed?
Could somebody tell me any company for affordable private health insurance.I need good site.And free quotes and many benefits.Please be honest.
Insurance.. Buy out a car or pay monthly payments?
I know it depends on the cars but say I bought out a car for 6-8k or I payed monthly payments for a 13k car, put 2k down. How much more would it cost for insurance instead of buying out a car?""
Auto Insurance Question: Please help!!!!!?
I asked this yesterday too, but did not get any responses; so if you have any information at all, or this has happened to you, please list an answer! I just recently lost my beautiful 1977 Monte Carlo to a fire! It was all original, and the adjuster found it to be worth between $12,000 and $13,000. Due to my ignorance of insurance, we were put into a stated value insurance policy worth $6,000, and now, I am only getting $6,000 for my car. I feel ripped off. I am young, and don't know anything about insurance, but trusted my agent. The car has been in my family and was gifted to me from my dad a little less than one year ago. My agent asked for photos, and a letter from my parents with what they thought the worth of the car was, signed saying it was a gift. So, that's what we gave him. They stated in the letter they paid $6000 for it 8 years ago. We were never told to get the car appraised, or that we had to keep up on checking to see if the value had gone up so we could change our policy. Do any of you have any advice on how I can get the insurance company to give me all the money? Is there anything I can do at all? Thank You so much!""
Auto accident in Texas insurance policy?
I was in a car accident today. It was the other driver's fault she admitted to the police that she was doing 60+ on a 40, she slammed her brakes but she couldn't stop so she rear ended me and made me hit the car in front of me, anyways the car I hit was scratch less (go figure) but my cars rear and front bumper will need replacement her car was almost totaled. I have liability insurance (96 honda) and she has Full-cover I would just like to know what's going to happen now? I have never being in a car accident before Will my insurance go up (I'm 19)?? will her insurance pay my damages??""
Car insurance mazda rx8 help!!?
im 18 years old, i have a perfectly clean driving record. no tickets, no points, nothing. how much would insurance be if i got a 2004 mazda rx8?""
Insurance on a Mitsubishi Eclipse? Bad? Good? Okay?
I'm looking into buying a 200-2003 Mitsubishi Eclipse. Its not a convertible...and i have Allstate Insurance. Because they are considereed sports cars (Ithink) is the insurance cost high?
How much is boat insurance?
I am going to liveaboard a 29ft sailing boat worth about 35000 purely based in a local marina. I need 2M worth of public liability insurance, any idea on the cost of an annual policy?Thanks in advance.""
""Im 16 and have been for nearly a month, still havnt had anything about a national insurance card?""
Right, well i turn 16 like back in august, and i never got sent a national insurance card or anything about it. does anyone know who i have to phone to find out why i havnt had it??""
Does getting car insurance quotes lower your credit score?
I was wondering if getting multiple insurance quotes can significantly lower your FICO score due to inquiries..especially if you have a limited credit history..
Am I getting ripped off for car insurance?
Got my car insurance bill. I'm on a family plan with my mom and my sister. We did it because we were told it would save money. I'm in my late 20's, drive an older car(a ...show more""
How much higher is insurance for a camaro z28?
i was wondering what the real world difference is between an early model fourth-gen camaro z28 versus a later model more modest car, such as a 2004 cavalier or 1999 acura CL? i have gotten quotes online but there doesnt seem to be much difference and everyone hypes the insurance for these kinds of cars so much. i am 16 and a guy so insurance is high in general. thanks.""
How does car insurance work? my mom recently wrecked our car-it cost 2000. we have 25000/500 deductible.?
what part do we pay
Car insurance on first car?
i'll be turning 17 soon and my parents and i have been talking about a car for me. my dads over 50 and has a perfect driving record...if i were to buy a car but put it in his name, would I save a lot on insurance? and then i could just drive it? would that work""
What is a good car insurance for someone that is 17?
im 17my car is insured by my moms insurance but she wants to take me off. What are some good options??
Need help with my car insurance. . . ?
i need some help cos i'm pretty confused so i bought a car at the start of the year, took out a loan to get it, etc and I have been having no problems paying it off so that was going fine. than two months ago i had a huge crash which totalled my car. It wasn't deemed my fault or the other person's fault. I did have full comprehensive insurance, but i missed two payments. I remember recieving a letter saying if i kept missing these payments then my insurance would be cancelled. Than when i put my claim in to get my insurance on my car through after the crash, they said i had recieved a letter syaing that my insurance had been cancelled due to lack of payments. I'm confused, i didn't get that letter. now, i have no car and am still paying off that loan. Is there any way I can fix this. I don't think i would be able to get another loan for another car, and i don't want to put myself into that much debt, but i really do need a car help?!?!?!""
Cheap Car Insurance in Kentucky?
Next month my husband and I are going to need to get car insurance. So this month I'm shopping around for the best deals. I was wondering which were the best rated or cheapest companies that are for drivers in Kentucky. I'm looking for companies with good discounts too please. Thank you.
Dose anyone know any cars with cheap insurance for a young driver (under 1000pa)?
Im looking for a car with a small engine so the insurance will be as low as possible. can anyone think of any good cars.
Help! I dented a car and need an idea on how much it will cost without going through insurance...?
I have a picture of the damage. I am still shaking so worried, it is my first year of driving so am looking to deal with it privately, luckily my car wasn't damaged, however it was my fault so I am going to have to do the paying! <a href= http://s7.photobucket.com/albums/y298/Gothixpixie/?action=view&current=Photo-0107.jpg target= _blank ><img src= http://i7.photobucket.com/albums/y298/Gothixpixie/Photo-0107.jpg border= 0 alt= Photobucket ></a> http://s7.photobucket.com/albums/y298/Gothixpixie/?action=view&current=Photo-0107.jpg Not sure if these hyperlinks will work! Any help would be great!""
Insurance rates on classic sports cars for new drivers?
obviously, insurance rates are higher for new drivers and even more so if they drive a sports car, but aren't rates lower on classic cars? if so does the reduction make up for the car being a sports car? for example, a 1965 Ford Mustang.""
Auto Insurance company is refusing to cover my rental car. What can I do to fight this?
Exactly a week ago I was involved in an accident at the fault of another driver. The other driver's insurance company (USAA) has been sitting on the case not doing a damn thing. I had to call them yesterday just to get them to read my accident report, and accept liability. They hadn't even contacted the policy holder! They told me that they would set me up with a rental car, and cover the fees. Today I went to Enterprise to pick up the rental car and was asked if the insurance company (USAA) had mentioned anything about a underage bracket fee. When I told them that they hadn't, the woman at enterprise contacted USAA. It was then that they stated that they would not pay for the underage fee (I am 19), which is about $22 per day. Naturally, I was completely outraged. Both my insurance company and USAA's offices are closed at this time, so I have to wait until tomorrow to contact them. I was told by my agent that because the accident wasn't my fault, ANY cost that is a result of the accident MUST be covered by the other driver's insurance company. What can I do about this? I don't have the money to pay for the fee, but I need the transportation. I've already been without transportation for a week.""
I would like to know approximatly how much I would be paying for car insurance?
As I haven't got a car yet I cant get an actual quote so I'm struggling to find out how much I can expect to pay. I am 22 will probably be 23 before I pass my test and expect to get a car. This will hopefully be in the next 6months. I'm female I know that reduces insurance a little. I'm hoping to get a toyota yaris it would be an older one so it would be in group 2 for the insurance. Any information anyone could give will be helpfull. Thanks
List of cheap auto insurance in Georgia $40-$50 a month?
cheap auto insurance in Georgia .looking for where I can pay btw $40-$50 a month
How much (average) is health insurance for a family in America?
As I live in England where we have the NHS I was just curious how much health insurance is in America. Obviously I know that it depends on pre existing medical conditions, how old people are ect ect but let just say for average family of four, two parents and two children would health insurance cost. I was just wondering.""
What is the best health insurance in california?
i could either choose blue cross hmo or ppo or kaiser hmo..not sure which is best?
Where can I find cheap auto insurance?
I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium?""
""18 Years old, car insurance, comprehensive?""
Right so if I get comprehensive car insurance at the age of 18, can I drive other peoples cars? With permission""
Does anyone know the average insurance quotes for 2007 Nissan Altima in North Carolina?
Does anyone know the average insurance quotes for 2007 Nissan Altima in North Carolina?
I need health insurance for my baby... please help.?
Sadly we missed the open enrollment date at my husbands job to add our infant son. He could have been added up to 30 days after he was born and we missed the date. We filed an appeal and they denied us. So now I have a 3 month old who has no insurance and cannot see a doctor for his shots or if he gets sick. We make too much money for like medical or healthy families but not enough to afford expensive private insurance for him. ANy advice would be greatly appreciated!!! Thank you
About a car insurance..?
I've just got an instruction permit and wanna take a spin for the first time. But I'm concerned if it's ok to drive a car without my own insurance. The car is my mom's and I'm not sure the car itself is insured or she is.
How much a month would car insurance cost for a 17 year old male with a 2011 hyundai sonata?
Just wondering :)
What is the average homeowners insurance cost in CT for older homes?
Just got quoted an annual premium of $2300(!!) for homeowners insurance in a rural CT town (ISO rated 9/10) for a 300ish year old home in the 250-300k range. That seems exorbitantly high. What are others paying in CT for similar old homes in these quaint new england towns?
What is the cost of car insurance in ontario canada?
i live in thorhill. i just got my licence (G2). im 19 and a student. anyone can give me an approximation of the fee per month?
About how much to insure a 2003 Saturn L200?
Looking to get a 2003 Saturn L200 but need to know how much insurance might cost.
Do You Have to Get Car Insurance....?
Do you have to get car insurance when you get you temporary permit at the age of 15.5. I am fifteen and I am getting my permit soon and i was wonderin if i had to get insurance. Just Wondering. Thanks Alot:>
What is the cheapest insurance company?
i'm just looking for an in general answer bc i dont have a car yet i'm just looking for how much i need to save up to get whatever car i get insured...so any help will be useful
Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California?
Is there a fine (other than the $25 correction fee) for a ticket for driving without insurance in California? I will have insurance on Monday when i go to take care of the ticket and hopefully just have it signed off. I was told by the ticketing officer that it was a fix-it ticket. So, will current insurance and the $25 fee be all i will owe, or are there any other fines or fees i should expect?""
Gieco insurance rate?
Ok I got a auto quote and I lied on the online form I said I have no tickets and car crashes.I do have some Im 18 years old And If I chose this company will they find the tickets? I did give my social number.
I was wondering if Doctors pay for health insurance?
Since they are doctors, do they need insurance?""
How much for cheap car insurance?
I am a young 17 year old female. I am looking for insurance so i can get my 1993 Lincoln Towncar on the road but I dont know a thing about insurance how much do you think it will cost and which company should I go for.
Can I use my friend's car if i am not added to his insurance in Mn?
I have a friend who has an extra car. he let me drive the car. He has a liability-coverage on the car and I don't have any car insurance before. Is it okay to drive? Liability insurance comes with cars or drivers?
Motorbike insurance?
barclays motorbike insurance
What relativley low insuarnce group sports bikes are there?
Im 19 and just passed my bike test. Im looking for my first 'sports' bike (fully faired) with quite a led down riding position. I will be restricting the bike to 33bhp (but DON'T take that into consideration). Around the 600/650cc mark. So as a question again.. What sports bikes are cheapest to insure? Thanks.
""Average cost of homeowners insurance in League City, Texas?""
What is the average cost of home owner's insurance for the league city area? Including wind storm and flood since both is required for the area we are moving into? Home is for sale at 124,000 and we are trying to estimate costs.""
""Car Insurance, will it go up IF?""
Right.. well im gonna be able to drive the end of this year.. and i want to get a Vauxhall Astra Estate and make a few changes.. for Example: GSI front bumper Exhuast GSI alloy wheels possibly a new spray of paint leather seats new head lights Will the insurance go up if i do these things? i know its going to be high anyway because im a new driver.. but i wanna know if it will go up anymore and roughly by how much, and if anyone could just give me a general list of things i have to tell the insurance company if i change anything on the vehicle. Thanks!""
How do I find affordable health insurance that covers sterilization?
My job doesn't provide benefits, but I'm tired of waiting to get Essure or a tubal ligation. Where can I find information about reputable insurance companies (that I can afford) that cover sterilization procedures?""
What is the best cheap car insurance for a 19 year old?
need cheap good car insurance
I would like to know approximatly how much I would be paying for car insurance?
As I haven't got a car yet I cant get an actual quote so I'm struggling to find out how much I can expect to pay. I am 22 will probably be 23 before I pass my test and expect to get a car. This will hopefully be in the next 6months. I'm female I know that reduces insurance a little. I'm hoping to get a toyota yaris it would be an older one so it would be in group 2 for the insurance. Any information anyone could give will be helpfull. Thanks
https://www.linkedin.com/pulse/how-do-i-get-car-insurance-massachussets-self-maus"
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Berlin 2 September – 10 September 2017
I really like this place straight off. I walk from the coach terminal to the nearby Grinewald forest. The path takes me through a large area of communal housing, small cottages which look mostly self-sustained, with large gardens.
The forest relaxes me. I climb a hill with what looks like a street art exhibition at the top, with some  rundown cold war thing in the middle. I want to enter but I have no Euros, only Swekish Kronas. It is 8E for a ticket.
I later find out the place is called Tefulesburg. It is the remains of an NSA listening station from the cold war. The hill is artificial, having been built out of the debris from WW2. I decide I will go some other day.
I walk to a train station and buy a weekly ticket, as I will be here for this long. I go to the city centre and explore the museum area and canals. I book a cheap hostel nearby for the night, and a good vibes looking one in East Berlin for the rest of the week.
Not much to say for the first evening. I check into the hostel. Have some beer in the park. Socialise in the room with my roomates. More beer in the hostel bar, read my book and go to bed.
In the morning I explore the city centre a bit more. I see more museums from the outside, an old cathedral with some bullet marks in the stonework from the war and some other landmarks I take nothing more than a passing interest in.
I notice there are more exposed pipes in here. I find out from a German friend later that this is because the ground underneath the cities is very boggy, and is not stable enough to hold the pipes reliably in their place underground.
I catch a tram to the hostel. It is nice, with a large open garden, blooming with tall sunflowers and marigolds, and a common room and kitchen which has large doors that open into the garden. The owner checks me in and seems like a cool guy. I rest in my room. A man is passed out on the couch in there. He wakes up and introduces himself as Peter, and apologises as he has been partying for 24 hours straight, so cannot offer more in conversation. I tell him I understand and it is important to rest after such a party.
I leave the hostel. I’ve noticed there are lots of abandoned buildings in the city, and found a website called abandoned Berlin. I like taking photos at such locations, so I find one nearby, and abandoned children’s hospital, and head towards it. I walk past a brewery, with crates of recycled bottle standing tall outside. Eventually I come to the hospital, and it is
I spend hours there, carefully treading through the dilapidated building. I explore it thoroughly, trying to imagine what it was once like. There is much graffiti here, and evidence of squatters and parties in the wreckage. Arsons have tried to burn raze the place from the ceiling down. The basement sections have stale air and are pitch black. I explore them with my flashlight. There is next to no graffiti here, the street artists perhaps being too spooked by it. There is some writing on the walls though. “Welcome to hell.” “I died here.” “Help me, I am in hell.” “This way to the portal.” “You have reached the point of no return.” “Don’t look at the sky because that’s when the hell creeps in.”
All this with arrows to follow. I follow the trail through narrow pipe passageways and holes in brick walls, half indulging myself in the horror fantasy and half being amused imagining myself as the author of these messages – a youth with a can of spray paint. I bump into a group of three young explorers who are friendly, and a lone man, about my age exploring, who I am friendly towards. The sun is starting to set when I leave. I have a couple of hundred more photos on my phone and camera.
If you are interested in the hospital’s history, or even to compare some of my photos with those from a few years ago, I recommend the Abandoned Berlin page for it - http://www.abandonedberlin.com/2013/08/abandoned-childrens-hospital-zombies.html
I catch a tram back to the hostel and get a falafel and some beers. I befriend a man from Arizona in the kitchen who I share some musical tastes with. A fire is lit outdoors and it becomes a social hub. I sip beer and chat. It is a Monday evening so most of us retire at midnight.
The next day is aimless. I catch trams and just ride them around. I explore some parks. I explore the city centre once again, and find a good falafel joint. I have some beers to ease my headache. I do not want to socialise so I stay out until it’s dark, reading my book in random places. Then I go straight to bed when I get back, passing by the group around the fire, giving nothing but a head nod to those I know, too exhausted to talk.
The next day I go to the nearby Stasi prison. The Stasi being the East German Soviet police. It is a scary place. I hear about the psychological torture and cruel punishments for being a so called enemy of the state. It is depressing, like 1984 by George Orwell. It is also very bleak, grey walls, grey sky. Many prisoners were innocent, and often locked up if it was thought someone in the west would pay a ransom for their release. Essentially state kidnapping was a source of revenue. The cells were purposefully made too hot or cold to ensure discomfort. The light remained on all night. You could not lie on the bed during the day, you had to stand up. They would deprive you of sleep and make you go mad so that your just wanted it to stop and would confess to anything they wanted you to. They would interrogate you at night. It would all continue until you sign some bizarre confession of crimes being a spy and implicate your friends and family and then they would send you to other prisons or to labour camps. It helped me understand life in the DDR. Thank fuck that’s over.
I buy some groceries on the way back. Back at the hostel I switch rooms from the nine bed dorm to a tent in the back garden, where chickens roam free. There are two beds in here, I have it for two nights, and I have it alone. Other people have their own tents pitched out here too. There is an apple tree where I pick a fresh apple for later. Then it buckets down with rain and I rest and relax in the tent for the afternoon. At night I cook some roast cauliflower and potato for dinner. Then I sip beers on the couches in the common room. Other people join me, some come and go. Australian, Glasweigian, English, German, Danish, Irish, Canadian, Israeli, Brazilian, Argentinian – the usual assortment of nationalities. All good people, as this place seems to attract.
The next day I sleep in late. Then I catch random trams and trains again. I walk through a long pedestrianised street lined with shops. I end up at the Oberbaum Bridge, where the East side Gallery starts – a long stretch of the preserved Berlin wall with street art and history painted on it. I walk along it. I follow it slowly sipping beer until it ends. Then I follow the Spree river back to the town centre and jump on a tram back.
I cook some potato and cauliflower curry for dinner, and am thinking to have a quiet night in the tent, but Peter invites me to a night on the town with him. As a gay man he wants to go to some gay  bars I like to think of myself as open minded, so I’m fine with going along to witness this new experience. Why not? I think, when in Berlin. The nightlife here is famous, and I’d been meaning to check it out.
I knew I would have to get very drunk in an effort to get into the spirit of things. I had some sad news at the start of the evening, which my mind tends to turn back to. I had been trying to contact a friend, Marija, in Serbia at the start of my trip. I had never met them before, they were someone I befriended through the internet some way or another, and we used to have a pen pal type relationship, but through instant messenger. She had a genetic disease, some form of muscular dystrophy and I had thought it would be nice to visit her and bring her a gift. At the start of the night I got a reply:
Hey Mark,
this is Marijas sister, I turned on her phone today after a while
She passed away in January on Christmas
Got very sick in a short time and doctors couldn’t do much, we didn’t see it coming that fast
It put me in a reflective mood. I could not help but feel sorrow for her. Yes it would pass and I would feel thankful that I am a healthy, educated Australian.
But I had to grieve for her first. She spent most of her life in a wheelchair in pain, and in a country with not the greatest medical facilities. She was intelligent, but could not go to university, as Serbian infrastructure does not readily accommodate disabled access as Australian cities do. She suffered then she died.
So there I was, gloomy and withdrawn, drinking with Peter, bubbly and gay.
We go to Kreuzberg, an area with many bars and nightclubs. We go to a supermarket and drink prosecco and energy drinks purchased from a convenience store outside a bar with coloured lights. We go to a quiet bar and have another energy drink. We go to an energetic gay bar which I am entertained and uplifted by. We go to a convenience store and buy some peppermint schnapps which I throw back greedily. I am finding it hard to get out of my shell.
Peter is a regular at these places, and sometimes knows some people. I do my best to be open and friendly, and perhaps I also feel a degree uncomfortable.
I hardly remember the last bar, Roses, with it’s red lighting, leather seats and fur on the walls. But I become very sleepy and at some point I left the bar of my own accord and caught a train home.
In the morning I could not find my wallet. Oh well. It’s either pickpocketed, dropped on the train home, or back at the bar. Bank card, UK ID, Aussie driver’s licence. Nothing I can’t replace. Nothing in comparison to the news about Marija. I cancel one tomorrow night’s booking at the hostel, and switch to the 12 bed dorm I had had booked. I catch a tram to town. I go to the lost property office but it is closed. I message Laura asking her if she can buy me some phone credit, as I cannot recharge without a UK bank card. I want to call the bar we were last at to see if they have the wallet.
I exchange my Czech and Swedish cash (which had been in my backpack) for Euros so I have money to pay for the next night at the hostel. I walk back to the hostel since I have lost my tram ticket. I explore a large park for some time, and am lucky enough to see a native red squirrel. Apparently these are becoming rare, as a large North American grey squirrel has pushed them out.
It is dark when I return to the hostel. I rest for a while. Then I make some food and sit brooding in the corner of the common room.
It is Friday night so things are a bit more lively. Peter appears. I ask him how the rest of his night was. He said a Finnish lady kept buying him drinks, as she had been promoted. Then he went home with a guy and was just getting back. He says he was confused by my disappearance, I explained I had been very drunk and I just leave when that happens. He wondered if something was wrong, as I had seemed to keep my distance from him. I explained my aloofness was due to grief. He said he did not think I got a kiss last night. I agreed. He said, well perhaps tonight!
I tell him about my wallet and he says we should go back, he was going to do it all over again tonight. Laura has not had time to recharge my phone yet, which is fair enough. So although it’s the last thing I want to do, I have no choice but to come along. However we are to have some friends join us this time. I quickly become friends with Georgie the west coast badass style American, and ratify my friendships with Peter, Jessie who I had talked with a few time over the last week and Anna, a Canadian who works at the hostel.
We follow the same route as the night before, and it feels a little like deja vu. We return to the spot with coloured lights, however this time I split a bottle of rum and some grapefruit juice with Georgie. This makes me quite drunk, and the next thing I know is we are back at Roses. They have my wallet at the bar. I become ecstatic and buy a round of drinks for my friends, tipping the bartender generously. Anna and I magnetise toward each other and spend much time dancing and talking together. Peter was right, I would get a kiss tonight.
As a group we were in the bar chatting to other people, then on the street at a night store drinking Club Mate, an energy drink, and then back in Roses. Around 5am in the morning the bar closes. It has been a crazy fun night, with too much happening to describe.
Anna and I catch a cab back as she is worried about getting back for work in the morning. She cannot find the keys to her room however so I keep her company in the common room until the sun rises and then I crawl to my bed.
Tonas, the owner of the hostel awakes me. It is past checkout time and he needs to collect my bed linen, unless I want to rebook the night I cancelled. I choose to rebook and sleep a bit more. I get up and have a shower. I’m meant to meet Maxine (my German friend from Ghent and Luxembourg) today in Potsdam and then hangout with Anna tonight.
I get the train to Potsdam. Maxine is as exhausted as I am – however her fatigue comes from work and study. She gives me a brief and informative tour of the place. We meet outside a large church, and are allowed to climb to the top for free as she knows the staff. It is an impressive view, and she points and describes landmarks to me. It was a DDR town, so she explains how they widened the main streets for military parades. The hollywood of Germany is here, and we discuss the few German films I have seen. We can hear loud men on loud speakers, and see many police cars at a square in the distance. Maxine explains that the German election is in three weeks. A populist party has emerged and is tipped to get the third most votes. There is a rally today for the populist party, and an anti-populist counter-rally. Thus the loud speakers and police cars.
As we descend the narrow staircase, we pause in the main room where a choir rehearses for the night’s performance. They will perform pop songs that evening. I have never heard anything quite like it in the tall, acoustic hall. A mini orchestra backs them up, and it is at first a relaxing, ambient sound, but unexpectedly it turns into an uplifting chorus. Maxine says she was thinking of going tonight, and later I am to find out she had hoped I would visit in the evening rather than the afternoon.
She takes me to her work, a liquorice store, and she chats with her friends in German who are working. They give me some liquorice, and although I do not like liquorice, this piece ain’t so bad. Sabine was a midwife, but grew tired of it, so now she studies art and culture and works at the liquorice store, which she prefers. We go for coffee and a cupcake and the conversation flows easily. We speak of her travels. She spend many months in Israel. As we leave the woman at the counter who has a heart-warming smile inquires if we are Jewish, as we spoke of Israel and the Sabbath.
Next we walk to Sansoucci, the palace of Fredrick the Great. It is spoken of as a rival to Versailles, albeit it is smaller. It is very pretty, and I absorb myself in the moment rather than pausing for photos. At Fredrick’s grave there are potatoes placed on top of it. Sabine explains this is because he introduced the potato to Prussia, during a great famine. The people were slow to adopt it, and were eating the leaves as they did not understand what to eat. But the way Fredrick made people want to learn how to grow it, was by planting a great field of them, and having it guarded. Once the people saw it was guarded, they decided it was valuable and started growing it themselves.
After this I am too tired to do much more but return to the hostel. So we catch a bus to the train station and say our farewells as the train arrives. I hope to see her in the UK, or in Europe again one day.
I have some beers on the tram ride home in a hair of the dog approach to my own well being. Johnny, a quiet guy from Bristol who is in my room at the hostel is on the tram. He came here for an engineering job interview. I compare cities in the UK to live in, and he confirms Bristol is a creative place, but not the cheapest. Best head north if I want the cheaper rent.
Anna is working at reception when I get back. She tells me Tonas said she had been too drunk for the morning shift, so he let her off it and in return she’s doing the night shift. We agree to have some beers in the common room later.
I rest in bed for some time and get up later for a shower and some food. It is eerily quiet in the hostel for a Saturday night. I later find it is because many guests went to Lollapalooza, a music festival nearby. I head out with my book for a falafel and some more beer. I desperately need some sleep but have had so much caffeine that day it won’t come.
I return at 10pm. Michael has let Anna shut reception two hours early since it is so quiet. She got her keys back, Jessie had them for a reason neither of them recall. The hostel sells a Potsdam beer Sabine had recommended me, and we split many of these. We share conversation with others who come and go on the couches – some drinking, some smoking spliffs. Eventually we go to bed.
The next day I loaf around the hostel until midday. Then I say farewell to Anna, agreeing to meet up with her sometime in October, and I bid adieu to any other friends basking in the garden’s sun.
It was great place to stay, Sandino World Improvement Network hostel.
But I had to leave. Prague is calling me, there is work I want to do.
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137: Intuitive Business Insights with Life Strategy and Business Coach Sasha Laghonh
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137: Intuitive Business Insights with Life Strategy and Business Coach Sasha Laghonh
Do you feel that sometimes you plan too much and don’t take enough action? Sasha Laghonh from SashaTalks.com has the solution for you. She shares her secrets to internet traffic, keeping your emotions in check so they help you, and how you can get that tough love alternate perspective.
Robert Plank: We’re here today with Sasha from SashaTalks.com and she’s a seasoned MBA professional who specializes in organizational and human behavior which grants her a broad base from which to approach many topics. Hey Sash, welcome to the show.
Sasha Laghonh: Hi Robert, thank you for having me.
Robert Plank: Can you tell me about what it is that you do, what makes you special?
Sasha Laghonh: What makes me special? Well, I have two parallel career paths. My initial career path has to do with business, I have a Bachelors from Austen University with business and also an MBA in Global Management. I started out along my corporate career path where I do a lot of business development and research in the market. That is how I work corporate contracts, helping out executives streamline their business plans and help them with their corporate strategy. On the other side, I also initially started out Sasha Talks where I was selling special counselling services. You’re doing the readings and it’s more metaphysical work and then a common person would say, well those two interests are really polarizing, because one is really rational and judgmental and the other one is really fluid and it cannot be measured. It got to the point where Sasha Talks started growing at a faster rate than I had anticipated, that I had merged my business consulting businesses onto Sasha Talks, so I could standardize the audience and I wouldn’t be chasing two different worlds at the same time.
Robert Plank: Okay, so how did any of this come to be? I know you said that you have this business background and you have this website. How did you get your counselling clients and things like that?
Sasha Laghonh: Sasha Talks was already a part of our ID in theory by the time 2008 came along. When the economy started going down, a lot of my corporate opportunities started getting down sized because of budgets. I told myself, what are some skill sets that I haven’t fully capitalized upon. That’s when Sasha Talks was launched and I went out, I was doing radio shows, pod casting and at the same time, I was employed by third party websites where you get to defend your services. Whether people are paying you by the minute or buying small packages to talk to you on the phone, or for online chat. At that time I was pressed in between 5 consistent platforms, which are websites owned by private owners. That was providing a form of income, but it got to a point where I said that, if I am going to be helping other people off of third party website, why can I not do that through my own.
At that time I slowly started marketing Sasha Talks and it picked up momentum through Blog Talk radio, BBS radio and basically building a lot of speaking engagements where you’re marketing yourself out there. You’re giving people samples of your work. You don’t have to work for free, but you also have to encourage people to invest their resources in you. Slowly that picked up momentum and I’ve gotten this far because of word of mouth. The best compliment you can get is a referral. If people have tried you out and they’ve paid you for your service, they’ll share the good news with other people, but if you have bad news, it will travel faster. You have to be mindful of what type of publicity are you attracting. Even though you cannot control the perception of the audience, at the end of the day keep at it and be consistent in what you’re offering.
Robert Plank: Okay. That makes a lot of sense. I like a couple of things about that. I like that, first of all, when you saw the economic downturn and you saw people getting down sized, you said, well I have the skill, you’re a good speaker or you can feel out someone’s business. Now I’m going to change things up a little bit so that now I can replace these business clients that I’m using. The other thing that I like too, is your use of these third party websites. You said, word of mouth and then get traffic from having a Blog Talk radio show. Is there anything else that you look for as far as the traffic you send to your website?
Sasha Laghonh: Other than that, also when I ran Sasha Talks, I think Sasha Talks is composed of three different blogs up to date. The latest blog highlights all of the guests that I host on the platform. Initially the blog had to do with love and relationships because for some reason, a lot of women and men, men usually don’t talk about it out loud, have this interest in exploring their love lives and they want to have that looked into. It’s usually love and relationships, career and sometimes they want to know a little bit about their life path. Exploring about what goes on within themselves when it comes to the social services. Of course there is a grey area, because those readings fall under the entertainment realm. I’m not delivering a science, it’s not a formula, there’s so many different spiritualists out there that focus on different types of services, so I have to make that clear. Around the business aspect of it, before I started doing professional coaching, I was doing academic coaching. It gave me an opportunity to slowly merge different types of coaching that I’m doing and complement that with Sasha Talks. It’s not completely entertainment, it’s an entertainment platform, but it’s also a very hands on practical tool that people could apply in their lives if they choose to.
Robert Plank: That sounds pretty cool and that sounds like something that can help a lot of people. Can you kind of walk us through, say someone, they hear about you from some other website or word of mouth and they say, okay, I want to hire Sasha to figure out my career path or something. What’s the process someone goes through once they hear from you, they go to the website, what are the steps they take?
Sasha Laghonh: If they’ve gotten the contact tapes, there’s a drop down for requesting a certain type of service and I will follow up with them, usually they hear back from me within 2 to 3 days max. Usually I try to do it within 24 hours. Then I ask them a couple of preliminary questions, to gauge their interest and if they happen to be the right clientele that I work with. I will only work with people who are ready to take action in their life, they’re serious about it and they’re not just fooling around because they’re bored and they’re just sending out requests to find out what services are available.
Even though a lot of people have money out there and they’re willing to pay you, I’m not only out there for the money, but I want the satisfaction that they’re making the right investment. When they walk away, they can say that working with Sasha was worthwhile, because I learned a lot and now I’m applying what she shared with me. Sometimes people are under the impression as, I hate my job, I want this to happen, how come I don’t have love in my life, let me go to a coach or spiritualist, pay them and overnight they’re going to fix my life. The fixing can only be done by the client. I can only provide you with the ingredients and the tools of how to go about fixing it, or how to find your perfect career opportunity. Or how to have a healthy relationship, how to attract money, how to build a business. Those are things that can be taught to a degree, but if the person doesn’t want to apply it, it doesn’t mean a thing to me and they’ll be out of money.
Robert Plank: Basically, you have this initial meeting to figure out if they’re coachable, and if they’re someone that you’ll actually feel fulfilled with by meeting with them I guess.
Sasha Laghonh: Yes, because I’m looking for results. Initially, when I started out, I think I was a bit more hopeful, but you are more invested in your clients’ well being, but I would find clients that didn’t care that much. They thought that I could just go to one person, have a one time meeting, pay them, and they’ll fix my life problems. It doesn’t quite work that way. It’s more of an engagement, and it’s a two way street. I am there to help you and there to coach you. At the end of the day, once they walk away, I want to make sure that they’re able to sustain the level of success that they want once they achieve it.
Robert Plank: That makes a lot of sense, you can only kind of show them the way. You have this first meeting and then if you decide that they want to move forward, then what’s the next step.
Sasha Laghonh: Once we decide that we’ll be working together, then I give them a handful of questions and then we start our sessions, whether it’s on Skype, chat or phone and then I work them through, what are their challenges and stuff that they want to learn new stuff about.
Typically, when clients come to me, lately the questions that I get have to do with entrepreneurship. How do I take the first step? Part of it that I usually drill into them, is that plan ahead of time. You can’t go to work on a Monday morning if you’re working corporate and thinking, I hate my job, I’m going to run out and just start a business. All that requires planning and a process. There’s the other hand where I meet people where they plan so much to become an entrepreneur, but they haven’t put any of the plan into action. It says they haven’t taken any steps to move away from being dependent on, whether it’s corporate America or any third party that’s providing them with an income. You have to learn how to strike a balance, but also have to explain to people that want to make a change of why it’s necessary to take action. I know a lot of people who will plan, but they will not take any action.
Robert Plank: What’s the fix for that?
Sasha Laghonh: Typically, I ask them what is holding them back and what are the emotional blocks within them? It could be anxiety and fear, because you can understand anxiety, if you’re getting paid bi-weekly, you’re going to go from getting paid bi-weekly to whenever you make your first sale. The goal that entrepreneurship has to do with, not only working for yourself, but having the passion that will drive you to the point of creating consistent form of income. Unless they could answer those health questions, I cannot help them. It’s one of those things, you could give a person who needs help, all of the resources out there in the world, but if they’re not ready to take that leap of faith, it’s as they haven’t done anything yet. They need to feel emotionally secure to say, I’m going to take a leap of faith and no matter what happens, or what the outcome is, I can live with it.
Robert Plank: How does someone get to that point?
Sasha Laghonh: I feel that some of my clients get to that point with time. Not just time heals, because I think time accommodates. Once somebody brings your attention of what is holding you back, what do you fear and if some of you know how to plan and you have a contingency plan and you have the right support telling you, you have a good idea. This is the time to take those steps. If you have the wrong people surrounding you, whether its friends or family, or people who care for you, and you want to be an entrepreneur but your idea, I don’t like to say, it sucks, a lot of people will hold their true opinions back and kind of set up a person to fail. They don’t want to be that messenger. People are entitled to their opinions, it doesn’t meant the potential entrepreneur has to agree with them, but you need someone to give you objective and honest feedback. At the end of the day, I don’t have anything vested in there. I’m not investing money in them, I’m investing tools in them and I want them to do well.
Robert Plank: Would you say that that’s a big part of what you do? Being that objective person and maybe not being mean on purpose, but also not just telling them what they want to hear?
Sasha Laghonh: Right and I will say my strategy is tough love, but I’m not someone who’s loud, vulgar or into yelling or any of that. I do bring alternative perspective, where I ask them all these questions that say, what are you going to do if this, this doesn’t work out? What is your backup plan if you get rejected for funding, do you have a business plan? Do you even know the market that you’re selling to? All of these questions that they should be able to have an idea. Sometimes people are in love with the idea of starting a business, but they have no clue where to begin, which is okay. They have to do their own homework and paying a stranger can only get you so far, but on a bad day, let’s say if you’re working for yourself and the economy goes bust, and we can’t afford all of the talent around you, you still need to know how to run your own home. You still need to know how to run your own business. Somebody has to come in and say, have you thought about these things? Of course, with everything that we do in our life, no matter how many years you’ve been working for yourself, there’s always something new that we learn in the process. You can’t depend on other people forever.
Robert Plank: Right. That makes a lot of sense. Out of everything we’ve talked about today, or maybe there’s something else, but you have all these coaching clients and some of them are uncertain about transitioning out of a day job, or some of them have these missing pieces in their business. Do you see a common problem or like a number one problem that you keep seeing over and over with these coaching and consulting clients that you have?
Sasha Laghonh: One of my pet peeves is that usually they pay too much attention to what everybody else is doing that they jump on the bandwagon without even questioning, do I need to do what my competitor’s doing, do I need to do what my friend is doing. My family member told me it works out perfect for them, so I should do it too. I want individuals to question things that they’re exposed to. Question information that comes your way, question the source. People may mean well, but at the end of the day, if you’re putting up your own resources and your own money and you run dry, you don’t want to be standing there alone in bankruptcy court, blaming everybody else. I would say, just be accountable for the financial decisions you make, be accountable for the people that you bring into your professional path. We don’t get to control who comes in or leaves, but be responsible for those who become part of your business. At the end of the day, you’re the one putting the food on the table.
Robert Plank: I like that and yeah, I like that whole message. I think that it’s really easy to get bullied and get pushed around by someone else’s opinions that it’s easy for them to make because it doesn’t affect them, but it sure as heck affects you.
Sasha Laghonh: Yes, and even though it is a business, you should bring your passion and your energy into it, but keep your emotions in check. Sometimes people get so emotional, whether for better or worse, that we forget to be rational when you have to make these decisions. They get caught up in the moment and then they might realize, somebody goes to the bank and they end up walking out with a larger loan than they need and later in time they realize that I didn’t need all that money and I don’t have the resources to pay it back. Or they get excited with a friend doing business that they’re not well equipped to navigate through the friendship when the times get rough, because this is getting in the way. There’s so many different variables about balancing the rational and the emotional aspects of running a business and living your life day to day.
Robert Plank: Interesting, it sounds like a big part of this, it seems like there are a lot of things that can trip people up, but having that objective person to talk to and listen to, sounds like it’s super important. I like the way that you explain your coaching, that you don’t just necessarily tell someone what to do, but you kind of ask all the right questions and get them to think things through about their life and about their business.
Sasha Laghonh: Yes and I want people to know that even if they go seek out a coach, a spiritualist, whichever type of professional, to know that they are qualified to grant you guidance. To always question your source, it doesn’t mean that it’s a one way type of communication that they come to me. They could ask me questions about what my thoughts are, but at the end of the day, I always tell them, it’s not what Sasha will do or what your friend will do, or what your family member will do, you are the one making the decisions and you have to live with the ramifications. You have to feel comfortable in your own skin. If you feel you’re getting bullied by people, then chances are high that you need to change the type of people you are seeking information from, or doing business with. You’re working for yourself and if you don’t feel comfortable in your own home per se, then something is wrong.
Robert Plank: Oh yeah, it’s hard to disagree with that one. Kind of along those lines as far as people who, if someone out there they want to make a change, they want to fix things, they want to get a coach, they want to read about what you have to say and they want to find out all about Sasha, where can they go and where should they go to find out all that information?
Sasha Laghonh: Sure, they’re welcome to go to SashaTalks.com. Even thought they don’t need a session or a package of sessions, because I’m not in the business of keeping people to become a forever client. I’m there just to help them and I always treat each client as if we are not meant to meet again, this is what I’m parting with so they know how to proceed forward. If they need a critique for their business or something, I am available again at SashaTalks.com.
Robert Plank: Awesome, so thanks for not only sharing what you have to say about people helping themselves, but I also like the little behind the scenes bit about how you kind of adapted yourself and kind of adjusted a coaching business so that it would continue to grow, even when the whole outside world changed on you. Pretty cool stuff, SashaTalks.com. Thanks for being on the show Sasha.
Sasha Laghonh: Thank you Robert, for having me.
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