#i would probably be back online by now (in regard to my past two-ish months of non-activity) if i didn’t get sick too. Grrrrrr

[kyatra]

spending new years in bed with the flu and on my period alone while my parents are at the beach one thousand miles away from me. How’s it goingeveryone

[palettepainter]

*There’s a small typo in drawing 10, it’s supposed to say ‘and jumble up your words when you’re nervous’. Kinda funny that was the sentence I messed up on, talking about jumbling up words*

(vent-ish ahead, also bare in mind I’m no therapist or doctor this is just some research I’ve done)

This is probably one of the most personal posts I’ve made. So, honest thoughts about being twenty: these past two months have been a lot, it’s been filled with stress, anxiety, low self-esteem and inner child healing.

 I’ve known for a long time that I’ve had anxiety and have a strong grasp on how I think my troubles with anxiety began and why I’ve had issues with self love/holding friendships. In my primary school we didn’t have any sort of counsellor and any help I did get regarding my bullying was little as the school didn’t consider what I was going through was bullying. Nothing was done about it.

One thing I’ve come to realise over these past two months is that trauma is different to everyone, and trauma is simply how our bodys and minds respond to behaviours or situations we’ve been through. I’ve seen a lot of behaviours in myself that are often seen as after affects of trauma, but bullying let alone trauma was something my primary school didn’t educate us on well, the same went for secondary school. Looking back I was it was something they had taught us in Personal Development because, for pretty much 10 years, I’ve gone my whole life thinking the way I act is just who I am and that’s that. I couldn’t have gone through trauma, surely what I went through wasn’t traumatic enough. The teachers didn’t think it was, so why would my child self or present self think any different?

Turns out: constantly apologising for things you didn’t do, people pleasing and feeling as though you need to proove yourself constantly to your friends and act as their therapist and while also not being honest about your emotions and thoughts generally point towards some kind of trauma 

And it’s been harder then I thought accepting the fact that...yeah, I might be more damaged then I thought 

Around the time when I came to the realisation with outside help that I may have some inner trauma and inner child healing to do my little brother left primary school - the same primary school I went to - my year group when we left, to this day, has been known for one of the worst years with bullying (ironic looking back on that), and when my brother left this year - his year group was one of the best they had, considering they also had to deal with a pandemic and having handfuls of their classes taught over zoom. Combined with the fact that I know younger me will never get the apology she deserved...this kind makes me angry

I’m still learning how to be open and honest with my emotional and mental state with friends and family, being open with someone outside of family and writting stuff down I often find much easier and it’s hard for me to break those habits sometimes. And now that I’m turning 20, saying goodbye to my child and teenager years forever, it’s...scary. It feels like I shouldn’t be burdened by these things anymore, because I’m an adult, what happened gone ten years ago shouldn’t be holding me back, right? 

I probably won’t answer any messages if you guys send any in, as of posting this my actual birthday is the 29th so I likely won’t be online much anyway - at least not posting - but..yeah this was a self comfort comic I wanted to make 

[the-numbers-game]

life update - long ramble

readmore

in less than three weeks, i will have finished my postgrad. it’s been a hecking fast course, and very intense at times. like most things im a bit gutted at myself for not trying as hard as i can. but i’ve done mostly okay considering my efforts. a range of grades. i was gutted last term that i got a c in my criminal litigation class just due to my nerves. all my content was perfect, i was just shit scared of public speaking. i bombed conveyancing cos that class was shit. but i did good in my other two and i’ve got good grades this semester so far. but i’ve also missed more classes, and i think i bombed my oral last week, and i’m bound to bomb my oral this week too.

idk how i will adjust to being not-in-education for the first time since i was 5 (3, if you include preschool). tbh, if i dont get a traineeship i may go back in 2021 or 2022 and do a masters. something on the constitution and human rights. maybe i’ll write about labour again.

 i’m gonna chill for a month or so, working my 2.5 days at work whilst i still have my student loan rolling in (LOL, i get hardly anything cos i’m a pg and most of it is gone in the repayment of the personal loan i took out to do this course). then, i’ll increase my days to 4. i can live off 4 days, and it means i can still count this job as not being my life whilst i hunt for a traineeship, and failing one that starts pretty soon, another job. i’m fixed term, and i was lucky in i got a promotion, but the promotion was also for a fixed term position. 

i hope my contract is extended, i put my face out there a lot at work primarily for that reason. i go on training courses and sit on committees, partly because i get away from my desk but also because it makes me look like i care about my job. i’ll mainly look at the public sector, as i feel like i belong there, i like flexible working and having an interesting caseload. and then law firms, as maybe if i get an admin job at a firm they will take pity on me and recruit me. failing those two, i will look charities/trade unions/politics before resulting to texting someone at my old work and begging for a job back. or maybe i’ll do agency work. fuck idk. i shouldn’t worry about it. i’ll get a job, right? 

i do hear back this week regarding a traineeship. i’m not hopeful. i never am. but the interview did go really well. i didn’t stammer, i spoke freely, we spoke a lot about unions and the labour party and i felt like they liked me. they only interviewed 6% of applicants, so i’m lucky to get through and even if i don’t get it i know i’ll be less anxious about interviewing for traineeships again because i know it can go well(ish). if i do get it i’ll be over the moon, it’s not human rights and it’s not public law but they do a lot of union work and pro bono, and that’s good enough for me. 

over the years, the way i experience anxiety has changed, dramatically.  for a while, i had quite a good support network of ‘safe adults’. like my friends, past and present, and callum, have all been remarkable, but i think being able to relate to adults/people in authority when you’re not quite an adult yourself is good for validation. it didn’t last long and friendships and ‘drama’ started to consume my life. when i finally moved out of retail into an office environment, a lot of my anxiety, especially the physical stuff, shifted. i shit you not, i would physically throw up before many of my shifts in retail. so again, i thought i was coping as things weren’t as bad as they were back then. especially when it came to depression, as i actively removed myself from the main environmental factor causing me to have low moods. 

i was dumb, cos of course i still had sadness and anxiety. it was just different, and because i channeled a lot of stress into uni, being new at my job, and being skint, it felt like there was always an excuse it wasnt anything about me,it was xyz and hey fuck look at least im not barthing and crying every morning yeah?

but 2019, whilst being a year of several incredible highs and generally being a good year was full of anxiety and due to me doing such an intense course with lots of orals, i realised, yes, i may not be taking as many panic attacks as i took when i was 18 but i felt as bad, fuck, even worse socially and internally, than i did back then. so i went to the doctors just before the new year, and got put on drugs. 

that was a big step, as i always have a fear about the doctors but i have a really good gp surgery, my main doctor is a bit odd but really helpful. one of the other doctors did a whole law degree and the diploma before deciding it wasnt for her and she wanted to go to med school, so shes a really good person to turn to. the reception staff are kind (and you can book appointments online too, which i find really helpful). i think as well, i always viewed my anxiety as mild, and in a way, it is, but in a lot of ways, it is not. medication has certainly helped. i take antidepressants and beta blockers and whilst im not a super happy confident girl, i can cope a lot better. i’m no longer physically anxious (if you know me irl you know i am a shaky bastard) and my brain doesn’t run through the same STRESS as it did. so im grateful. i know meds dont work for everyone and that it takes people years to find something good for them, esp for people with a lot more complex mental health issues than me and my anxiety but i found ones that seem to be working, at least for now.

this year, i’ve tried to look after myself more. i’m saving for a house after opening a help to buy isa last year. i noticed my vision was being a bit blurry from time to time and that my eyes felt really strained when looking at the computer. so i booked an eye appointment and it turns out im short sighted. wearing glasses, as well as fulfilling 12 year old me’s fantasy, has massively helped my general fatigue. i’m gonna book in for physio at my gp, cos i have a dodgy shoulder, and due to general stress, both the dodgy one and the other are in a lot of pain constantly. i try and do a proper skincare routine in the mornings and at night. i’ve always loved skincare but usually just take what i’ve been gifted but i’ve had fun exploring brands and building a collection. i’ve asked for extensions at uni when i’ve needed them, and took time off when appropriate. i’ve been meeting friends more, and not patching messages. 

right okay- i’m falling asleep now but this has been a ramble which probably makes no sense but if we are mutuals or whatever i appreciate you and thanks for dealing with my bs.

tldr - finishing uni soon, probs gonna be looking for a job, doing better in life and with my mh. 

[futuresandpasts]

Futures & Pasts | MRR #426

So you’ve probably heard by now that Maximum Rocknroll is going to be ceasing its print publication very soon (there’s two more issues left as of this month). Thirty-seven straight years of putting out an all-volunteer-staffed, internationally distributed punk zine EVERY MONTH is completely mind-boggling & I feel genuinely honored to have been a small part of that history for the past four years. They’ve given me a really important platform to write about all kinds of weird & obscure music on the fringes of DIY from all points in time, where I had a page or two in every issue to slip in feverish praise for forgotten Messthetics geniuses and early ‘80s one-single femme-punk wonders and contemporary mutant disco tape freaks in the midst of interviews with, say, any number of D-beat bands.

I'm hoping that if you’ve ever read my column, you’re not among the (many, many) people who dismissively say things about how they haven’t picked up an issue of MRR in years, or like to argue that MRR doesn’t cover anything interesting or relevant anymore, etc. If by chance you are, I’d like to recommend throwing MRR a couple of bucks for their final print issues as a small acknowledgement of the fact that I’ve made all of my columns available to read online free of charge, without you ever having to touch the smudged newsprint pages of an actual copy of the magazine. You can also still pick up back issues, including #426 (November 2018), where this particular column first appeared. 

I was struggling a little bit to figure out what truly new (as opposed to newly reissued) music to write about this month, but I got an email completely by chance from my friend Aubrey in LITHICS as they were passing through the UK on their European tour, and she recommended that I check out this band called HANDLE that they had just played with in Manchester. Totally serendipitous, because their six-song demo collection Demonstrations is so completely my thing—all sharp, clanging incantations built from bass, drums, keyboard, and voice, with rhythm at the forefront even as everything else is collapsing around it. “Rubber Necks” and “Step By Step�� both lock into propulsive grooves from mutant disco beats and harsh metallic percussion that intersect with a deep, menacing bass throb and urgently yelped and chanted vocals to skirt the line between the deconstructed danceability of early ‘80s New York groups like LIQUID LIQUID or BUSH TETRAS, and the more abrasive, confrontational scratch and scrape of their No Wave cohorts in DNA or THEORETICAL GIRLS. HANDLE somehow manage to be disjointed and tightly-wound at the same time (think of the delicate balance that TRASH KIT and SHOPPING pull off, if you’re looking for reference points from the 21st century), crafting truly anxious sounds for uncertain futures. Can’t wait for them to take the steps toward a proper physical release, because it will absolutely set things on fire when they do. (Absolute Fiction, absolutefiction.bandcamp.com)

After a handful of cassettes that appeared over the last few years, Canadian oddballs TOUGH CUSTOMER recently made their vinyl debut with the four-song Darlene EP on Sweet Rot, in the “slightly less new by the time y’all read this” category. Their austere-yet-playful, bass-driven vibe recalls the effortlessly cool minimalism of early ‘80s art-schooled heroines like OH-OK and Y PANTS, with flashes of KLEENEX-esque free-associated absurdism—“Mash” seems to follow a fairly standard post-punk combination of needling guitar, steady bass pulse, and kinetic drumming, until you start to wrap your head around the fact that lyrics are basically all about potatoes. Each song ends up subtly bending itself into similarly unexpected forms and sometimes more than once, whether it’s via the band hopscotching through the sneaky, shifting rhythms of “Drum Farm”, or the structure provided by the significant negative spaces between sparsely struck notes in “Clean and Clear” (the highlight of their 2015 debut tape The Worst, presented here in an even more tightened up version), or when a legitimately wailing guitar solo in “Soul Patch” breaks up the otherwise taut push/pull that’s been constructed. I can’t really think of many other modern post-punk adjacent bands who are this deep into their own self-defined and uncurbed musical universe, and that’s definitely to TOUGH CUSTOMER’s credit. (Sweet Rot, actualtoughcustomer.bandcamp.com)

The one-off 1979 single from the HAND GRENADES was self-released and packaged in a minimalist sleeve with no personnel credits or identifying information, which posed all sorts of questions as to who was behind the record and where exactly they had come from. Going strictly from audio cues, both sides of the 7” showcased a ramshackle post-punk sensibility in line with the DESPERATE BICYCLES, the HOMOSEXUALS, or SWELL MAPS (not to mention some nasal and vaguely British-accented vocals that sounded kind of like a bedroom-recorded Peter Perrett of the ONLY ONES), which lead many people to understandably reach the conclusion that the HAND GRENADES must have been a product of the same “it was easy, it was cheap, go and do it” school of late ‘70s UK DIY. In reality, they were actually from Long Island, and by the early ‘80s, they’d transformed into the new wave/power-pop group the SPONSORS, abandoning any hint of scratchy Messthetics aesthetics to write songs with skinny-tied titles like “In and Out of Love” and “Love I Can’t Wait”. Truth is stranger than fiction, but despite geography, the lone HAND GRENADES record has rightfully been regarded as a touchstone of UK-minded shambolic late ‘70s/early ‘80s art-punk and also one that unfortunately tends to fetch collector scum prices these days, so praise be onto Last Laugh Records, who just reissued the single as a 12” EP (Demos to London) with the addition of two previously unreleased tracks. “Demo to London” and “Coma Dos” from the original 7” tick off seemingly every box on the UK DIY checklist—charmingly fidelity-challenged, treble to the extreme, shaky single-note guitar, BUZZCOCKS hooks thrown slightly off-kilter, plenty of FALL-worthy repetition. On the unreleased side, the scrappy pop of “Cocoon” could almost pass for the TELEVISION PERSONALITIES stripped of their more psychedelically mod leanings, while “Murder” repeatedly cycles through the phrase “murder in the U.S.” over some wiry econo-punk to a biting and almost RONDOS/early EX-ish effect. Beyond mandatory! (Last Laugh, almostreadyrecords.com)

With each new vinyl reissue sourced from the first half decade or so Flying Nun’s back catalog, I’ve been holding out hope that Auckland’s darkly angular post-punk poster children THIS SPORTING LIFE would be the next in line to have their long out-of-print records brought back into circulation. And this summer, at long last, it finally happened… well, sort of. We’ll have to settle for the new Alms for Children CD anthology, which collects the group’s two proper Flying Nun releases (1982’s Show Me to the Bellrope LP and 1983’s In Limbo EP), the debut 7” from 1981 that was issued under their original name of ALMS FOR CHILDREN, and a number of previously unreleased live tracks—digital is definitely better than nothing at all in this case. Along with Stratford’s NOCTURNAL PROJECTIONS and Christchurch’s the GORDONS, THIS SPORTING LIFE were a part of the early ‘80s New Zealand underground faction that fell more in line with the serrated nihilism of bands like the FALL and JOY DIVISION, in contrast to their jangly, SYD BARRETT/VELVET UNDERGROUND-worshipping peers. The FALL influence is particularly apparent in the tracks drawn from their mid-period, like “Wasting My Time,” where a rickety keyboard line fights for space on top the sort of stripped-down and flipped-out rockabilly rhythm that Mark E. Smith and company continuously revisited for a good forty years or so, with Gary Charlton’s vocals wavering between deadpan and desperate in equal measure. Other highlights of an already stacked compilation: the otherwise-unreleased “Suspicious of You,” with cavernous, razor-edged bass heightening the paranoid tension suggested by the title and lyrical content, and the frenetic, jagged pop sensibility of “Total Loss,” which features some unexpectedly chiming acoustic guitar that almost adheres to the general conception of the whole “Flying Nun sound”. I don’t think I’ve ever recommended a CD-only release in over three years of doing this column, but there’s a first time for everything. (Failsafe Records, almsforchildrenthissportinglife.bandcamp.com)

[lalka-laski]

Do you know anyone who doesn’t seem to be fond of animals?   That'd be me *raises hand*

Speaking of animals, do you have any pets? If you do, what are their favourite treats?   Nope, and I probably never will

Did you ever have a crush on any 90’s TV stars, or pop stars?   Zach Morris was my first celeb crush! And he can still get it. MMMM!

Are you planning any outings or trips anytime soon? Whereabouts? My sisters and I planned a trip to Salem for October! GONNA GET WITCHY

Do you know anyone who has a phobia of a certain animal?   ME ME ME!

In terms of clothing, are there any colours that you don’t wear or colours that you feel don’t suit you?   I used to be crazy particular (read: actual diagnosed OCD) and I had a whole list of rules I lived and breathed. Thank goodness I've relaxed my standards now and I just wear what's comfortable.

When was the last time you went to a department store? Did you buy anything, on that occasion?   Does Target count? 'Cause I was there last week

As a teenager, did you read many magazines? Did you have a favourite, or any that you subscribed to?   Magazines were my LIFE! My whole schedule revolved around when the latest issues would arrive in my mailbox. And for the longest time I wanted to be a columnist or editor for a magazine like Seventeen or CosmoGirl (R.I.P). But now I realize I could never handle the lifestyle that entails.

What colour is your library card, if you have one?   I don’t have one. As much of a bookworm as I am, I don't like reading shared or used books!

Were there any businesses you were fond of that unfortunately closed down permanently, as a result of the pandemic?   Hmm, none that folded permanently thank goodness!

Do you enjoy energy drinks? What kind(s)?   Hell no. My anxiety can't take that!

Is there a particular brand of technology/electronics that you prefer?  Not really. I have an iphone but I'm not partial to Apple products in any other regard.

Have you ever had a work colleague that you didn’t like/found annoying?   Certainly. That's par for the course.

And is there a singer whose voice you simply can’t stand?   Katy Perry, Halsey, I could probably think of a few others...

Does your place of employment have a uniform? What colour is it?   Nah. The nurses wear scrubs and the office staff (like me) wear business casual attire. Heavy on the casual. I'm sitting here at the front desk right now wearing a sweatshirt with our company logo, leggings, and flip flops. I know this isn't considered work appropriate but give me a break, it's Saturday!

Have you ever found yourself attracted to a friend’s sibling? How did that turn out?   Hm.. not that I can think of.

Do you know of any songs that were popular, in the year that you were born?   BABY GOT BACK!

If you wear make-up, do you pay attention to the shelf life or just use the product until it runs out?   I really should because I have products in my makeup stash from ages ago.

Have you ever allowed yourself to drift away from a friend and then regretted it? What happened?   I guess I've drifted from friends but I think that's healthy. The friends you have in childhood, adolescence etc don't necessarily translate to your adult life and that's ok. Letting go is part of life.

In terms of friendships, how important do you think it is, to share some common interests? In some cases, is it enough to simply like each other as people?   Having common interests is fun for having discussions, planning outings, etc... but it's not a prerequisite for friendship. I think it's cool to surround yourself with people who introduce you to new worlds.

Name an item in your kitchen that is your favourite colour.   Aw man, hardly anything in my kitchen is pink! My ice cube trays are all I can think of. Oh, and several cups and mugs.

If you could go back in time 10 years, what would you say to your past self? You're going to meet the love of your life and it's all going to work out. Breathe. During the last week, has anything caused you to shake with laughter? Actually yes! Last night my sister sent me a meme that had me UNRESPONSIVE I was laughing so damn hard.

Do you own any check patterned shirts?   Mmm nope

What about shirts with stripes on them?   One or two

Has anyone you know started a new job recently? Do they seem to enjoy it?   My sister is new-ish at her job. She's been there only a few months. But sadly she doesn't like it and the whole structure of the place is horrible.

During the last week, have you met, or been introduced to anyone new? If so, what was your first impression of that person?   Hmm... maybe a patient at work but otherwise no one comes to mind.

The last time you went shopping, did you pick up any bargains?   I always do boo!

Do you own any bags or purses in your favourite colour?   Of course. I really just try to own as much pink as possible.

Have you seen a butterfly at any time recently?   A couple days ago

Describe your most comfortable pair of shoes.   Barefoot is more my scene

Are there any authors that are particularly dominant on your bookshelf? Anita Shreve or Taylor Jenkins Reid

The last aroma you smelled - was it pleasant or unpleasant?   It's coffee so it's delightful

Have you seen any photographs or videos that made you smile today?  Mhm!

Do you know anyone named Aidan? Tell me a little about that person.   Several people. I have a little cousin named Aiden (slight spelling difference) and he is getting way too big for me to handle!

Is anyone you know into vintage or retro styles of clothing?   Oh lots of people. Rochester has a really cool art and music scene so the creativity runs strong. Have you drank any fruit flavoured beverages today?   Negative

What carbonated beverages do you have in your fridge at the moment?   Some Sierra mist, seltzers, and I think a stray beer

Which item in your fridge are you most looking forward to consuming?  The case of White Claws hehehe

Has anyone you know got into a new relationship lately?   I don't think so actually

Did you ever have a woodwork class in school? If so, did you ever make anything that you were proud of?   Nope. I probably would've bombed it though if I did!

If you menstruate, do you experience much PMS prior to it?   Oh yes! Especially as I age, my PMS is just a beast.

Is there any food in your house that has purple packaging?   Hmm.. not that I can think of

Do you know anyone else with the same first name as you? How many people?   Elizabeth is a super common, timeless name so, yeah. Funnily enough, I've already seen two patients named Elizabeth today.

What colour are the cushions on your living room couch?   Gray on one and green-ish on the other

Approximately how much time have you spent online so far today? I've been on the internet pretty much since I woke up. That's a bad habit, I know...

[qkantyjk-blog]

No health insurance and need a hystroctomy?

No health insurance and need a hystroctomy?

my mother has been having bad bleading and cloting she has been told by a dr that she needs a hystroctomy but she doesnt qualify for the state health insurance even though she has no income and hasnt for some time. i feel at a loss i dont know what to do i live in another country and have a young child so i cant be there to take care of this. what can she do she has been ill for so long its heart breaking she live in oregon if that helps

BEST ANSWER: Try this site where you can compare free quotes :HELP-INSURE.NET

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[agirlnamedsteve]

I’m getting published! Cool!

Yesterday I got an email from the main editor of Killer and a Sweet Thang about a piece I submitted saying that they loved my writing and want to publish me in december which is some sort of weird dream for me. Not that it gives me any sort of recognition and it’s a really random website that not many people I know follow, but it’s a really big deal for me! I love online publications and would love to someday create a space like KAAST but mostly just love that I get to contribute something. And it’s a really deeply personal piece. I’ll attach it below. It’s basically just a revised version of a previous blog post. I was reading through the blog and seeing that there was such a wide array of articles, not all of them being about sex, and one of them even had to do with kavanaugh and who he is! I am assuming that the readership of this blog is anywhere from 16-25 ish probably? And I feel like the politics of my body is a way that I conceptualize my political involvement and also make sense of who I am. So I figured I would see if they wanted to publish me. It just affirms to me that this is what I want to be doing! Creative stuff! I like writing as though the world is my public journal. I am such an open book and love that about myself. Can’t wait to get back to school and see if there are any pubs I can get involved in.

“The Politics of My Body: Conceptualizing My Sexual Assault in a Post-Kavanaugh World”

I woke up relatively hungover in my hotel room and checked my phone to see more texts than I was expecting. Being halfway across the world, it’s not uncommon for people to check in on me and reach out during the hours when I’m sleeping since those are peak hours back home. Today was different though.

I was prepared for the news that a sexual assailant was joining the ranks of our oldest and whitest in government. I was prepared for the news, knowing fully well that even my foolish hopes that the outcries of survivors would make an impact on the vote couldn’t save us from this outcome. There was nothing I wasn’t prepared for, since the past two years since I started college and our country began its governance under yet another racist, sexist pig (I miss u Obama) I have felt that every news alert, every oppressive tweet, and every disappointment has just taken my body and thrown it against a building repeatedly. While it doesn’t show on the outside, my internal organs are bleeding and I have a heart that is bruised.

I received texts from friends who are with me abroad offering their support, from my older sister, former partners, and people who love me from all walks of life. I have recently made myself more vulnerable by sharing more personal details about myself on the internet and being much more politically active on my social media platforms regarding the confirmation of Brett Kavanaugh and the nuances of women and survivors in a society where politics have never regarded anyone except white males as deserving of full respect. Reading some Brittney Cooper (“Eloquent Rage”) and the words of bell hooks and Cleo Wade and other intersectional feminist writers who I admire and engage with daily had been cathartic for me. It’s put things into perspective for me, and it’s expanded the ways that I go about processing difficult information.

First there’s the knowledge that women of color have always had it this bad. That Dr. Ford was more believable because she’s an academic and a white woman. That Anita Hill never had the chance Dr. Ford was given to be widely supported and believed. I’ve learned more about white feminism, and I’ve learned about who out of the men in my life are interested in speaking out and who will remain silent. I’ve appreciated and admired every person that has spoken out on their social media platforms and every person who had reached out to me and other survivors in any way, shape, or form to acknowledge our humanity and our anger. While it is easy for me to get caught up in the parts of my identity that have been more difficult–– being raised by a single mother, having an emotionally and physically unavailable father, growing up bisexual and struggling with body image, surviving sexual assault–– there are parts of my identity (my whiteness, upper-middle socio-eonomic upbringing, liberal arts college education) which grant me privilege and power that is simply not accessible to all people, especially POC. Additionally and above all, because I have benefitted from my whiteness, I often fail to see the intersections that amplify my power and recognize that regardless of how much I try to engage with female writers and activists of color, I can and should always be working to do better. And to know that I have this privilege, and to use it for the advancement of all people. But I digress…

That week I joined the survivors who came forward with their experiences of sexual assault. It has been two years and a few months, and I just never found the right time. It also took quite a bit of learning and unlearning for me to understand the depth and weight of what had happened to me. It took me a long time to remember that it was due to others not stepping up and sharing their stories and concerns with his behaviors of the past that I was put in the vulnerable position I was to be assaulted that night. He never would have been there in the first place if others had expressed their concerns of his predation. I don’t harbor any resentment for the situation I was placed in. I do, however, feel that it is my duty, as it was the duty of Dr. Ford, to out the people who have harmed us in an effort to make the world a safer and more just place. When I shared my experience, I don’t know what I expected. Learning that the process of due diligence meant that he needed to be contacted about what I had shared caused me immediate panic. I felt so heard and believed when I reported the incident. But I felt conflicted by the news that he would face consequences for his actions, or at least learn that he has had this lasting impact on someone he’s probably forgotten about. While I knew that must be part of the process, I had discounted how much it would affect me that he would have my name spoken to him, my experience relayed to him. I’m not pressing charges, so i’ll never have to sit in a courtroom opposite him and hear his voice, which will likely tell tales of assumed consent and blurred lines. The way I see it now, I was incapacitated, I blacked out during it, I have felt unsafe for myself and others in that space ever since.

On that morning, I drafted an email and decided I was done carrying the invalidation I was placing on myself on my shoulders anymore. In sending that email I didn’t suddenly become free. I didn’t call for celebration and I didn’t even feel different on the inside. But what’s followed has been the daily reminder to myself that I have survived and maybe even grown from my experience. An experience nobody should have to go through. Dr. Ford continues to be harassed daily, while I have been able to share my story in a much more quiet, almost secret in a way.

For people who are struggling with whether or not to share their stories, and those who have been burdened by the social media streams of personal experiences of victims and the reminder that so many people we know have been affected by sexual violence, I see you. I wish you peace. I know that even from my positionality it still took me a very long time and lots of support to come to terms with my experience. I have been realizing more and more that the need for me to speak out came less from a place of personal redemption and more from the understanding that my experience, my sexual assault, was political in and of itself. If we can’t hold men in our own communities accountable for their actions how can we expect that to be reflected in politics? It’s complicated, but watching Dr. Ford come forward with bravery and conviction convinced me that I could do the same.

[gocasualrunawaycollection-blog]

Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

"Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

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Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

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I know it's a family hospital, but do they let your parents know everything when you go see them for something like a vaginal check up?""

Motorcycle Accident Insurance question?

If i accidentally knock over my bike, will insurance cover that? if so, which coverage covers it? I have Comprehensive and Liability""

How much does a male aged 17 pay for car insurance?

Well I'm 17 years old and I'm currently taking driving lessons and hopping to do my driving test really soon. So the reason i asked this question is to just find out how much you pay for your car insurance. P.S If things do go well and I pass my driving test, I am planning to get a 05 Reg Vauxhall Corsa 1.2 SXI. So it would help if someone owns a 1.2 car and they're 17 years of age to answer this question. Thanks!!""

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Does any one know of a good insurance for maternity. I have been trying to concieve for a year and 8 months with no luck. It is time to visit a doctor. But I think it is better for me to get insurance since fertility treatments are expensive. Which insurance would you go with?

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I am getting a car and my license soon and I need to figure out what would be the absolute most affordable insurance I can get is. I live in TX

Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

""Where can I find good, (and fairly affordable) health insurance as a cashier?""

Hello, I was wondering if anyone knew of a good place to get some good health insurance at an affordable rate? Im almost 30 years old, and I work in a grocery store, and since it is only part time I have no health coverage. I would appreciate any suggestions you might have because I can't afford to keep paying for doctor appointments on my meager salary. Thanks.""

Is this a common trend for insurance providers?

I recently started working for an insurance agency in Atlanta, GA, and I've noticed that probably 90% of our clients are rather overweight. I'm curious... Does the need for insurance increase with a gain in weight? Are thin people more likely to purchase insurance from one provider and never switch? Are fat people fickle?""

How much is car insurance.?

what car insurance for a new driver ,lady 27 .for a 6 seat car ,value 1.000 . from a small nottingham town ng177JEM""

""Cheapest method for car insurance for 17 year old male, UK?""

hy guys, im 16 at the moment, and 17 in november and desperate to pass my driving test ASAP, which is the cheapest way to go about car insurance? ive heard vans insurence is cheaper? or going on parents insurance? im looking to get my own car, not to share my parents. please help me out guys! thanks x""

Insurance on a 1998 Toyota Camry 16 y/old about to be 17?

Ok so i need your help. I am 16 years old and about to be 17 im going back to the u.s. and have a old 1998 toyota camry waiting for me (btw yuck) ok and my parents said to drive this until my insurance lowers and theyll get me a new car by graduation which is next june. So my question is how much do you think my insurance will be? Its a fairly old car and not in a good condition and i have had 1 accident which was pretty big but not completly my fault like 60%

Student health insurance...please help?

So, I'm looking for my first health insurance since becoming independent. What is a reasonable amount for the deductible and monthly payments, coinsurance and the price per office visit? I really have no idea...thanks for any advice. i'm a full time student btw and i'm 19 female""

Now i know i need insurance?

but know what kind of insurance would i need because these are only 14 ft jhon boats

Different Types of car insurance?

i know of state farm progressive and Geico. what else is there?

Approximate price of motorcycle insurance?

hello, i am 17 years old and have just gotten my M1, i am looking at buying a honda cbr 125 (2008 in white). i was wondering if anyone had an approximate estimate on how much ...show more""

Question about college health insurance?

If my current health insurance is expiring this end of December, am I able to opt-out of the university health insurance for this fall and reapply for the university health insurance for the spring term--just to save money?""

Will I get any insurance money?

Today I was driving down the road and a shelf blew off the back of a truck in the opposite lane and hit the SUV behind it then it came into my side of the road and put two holes in my hood. The truck drove off but the lady in the SUV gave me her number and tried to find the truck but couldn't (after checking on me she went looking for it). The only problem is I only have the minimum for car insurance so i don't know if I will get any insurance money to help pay for the damage. Thanks for the help!

CAR INSURANCE?!?!?!?!?!?!?

well my older brother is going to go on my dads insurance on his own car. It comes to 100 a month. i was wondering if i can also go on the insurance, and if it would cost any more for me to do so. And please say if there is any other policy i an go o where me and my brother can go onto my fathers insruance.""

""Driving other cars, insurance policy for under 25?""

does anyone know of any insurance companies that offer DOC on their comprehensive insurance policy for an under 25? If not, how much roughly would a weeks insurance cost on another car?""

Car insurance for teen help?

So am buying a car and my parents don't have a driver license But i Do But i am only 17 which makes the insurance a lot . So my moms friend said he would put me under his insurance but he isn't Driving but he has a valid new your license . So is there a way for me to be under his insurance with the title of the car in my name ? or does it have to be in his name does he add me to the policy as a Additional driver & The car Or just me alone and not the car ? what would happen if i get pulled over and the title is in his name ?

Who are the best and worst car insurance companies?

I'm looking for a new car insurance company and would like to hear other peoples experiences to help me choose. Thanks!

How can Geico claim to be Cheaper then State Farm?

I was very happy with State Farm until I got my new policy this month. They raised my rate by $55 for no reason. I have been with them for 5 years with out ever having put in a claim of any kind. So I went to check out GEICO. Even with my increase from State Farm, GEICO is still twice as much. Same policies identical amounts. State Farm $485. GEICO $865.""

How much is car insurance for me as a young driver?

I was just wondering how much people normally pay on car insurance because im sure im being quoted wrong. Im male and 21 and wanted insurance for an old corsa or pergeot or just any car which is cheap on insurance...

How Does Full Coverage Auto Insurance Work?

How Does Full Coverage Auto Insurance Work?

Is it required to buy insurance if you rent a car ?

Well, I'm going to tell my mom to rent a car next Thursday and I'm not sure if she HAVE to buy insurance for it. She already have car insurance from Triple A, can she use the car insurance she have for the rental car? Is that okay? When I reserved the car for Avis last weekend, it said that you can purchase a protection for the car for an extra 18 dollars, im not sure if that's insurance or not. It said its recommended, but not required. Also, no where on the site said that you have to buy insurance for the rental car. Is there already insurance for those rental cars? I'm so confused. pleease help!!""

""I am considering buying home and car insurance with Allstate but , should I?""

I have been told that it is not a wise idea to keep my home and car insurance together, even if I get a discount. Can anyone tell me why, please?! Thank you!!""

Motorcycles and California ?

Ok so im almost 18. I wanna get a motorcycle when I can afford it. How much would u say I'd be looking at for good insurance and the bike. I want a decent bike but nothing to fancy because of my price range. I wanna also know the process to getting a motorcycle licence

What is the most police can do or insurance company if i insure a car with the wrong age?

i would like to know what would happen if i insure a car say am 20 and insure myself as 30 years old (much much cheaper) what would the insurance company do if they find out and also if the police find out when i get pulled over in the roadside? is it fraud? what will happen to my license? fines? court?

""If my mom adds me onto her car insurance, about how much would it go up?""

I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school""

What's a classic British car that's cheap and insurable for a learner?

Cheaper than a mini or morris minor.

BEST AFFORDABLE MEDICAL INSURANCE FOR NEWLYWEDS (NO KIDS)?

HUSBAND MAKES MORE, SO NOW NO LONGER QUALIFY FOR MY INSURANCE. WHICH IS THE BEST INSURANCE FOR PEOPLE WITH NO KIDS, AND WHICH IS THE BEST WHEN WE DECIDE TO HAVE KIDS? AND WHY? THANKS SO MUCH, THIS IS A PAIN IN THE REAR...""

Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

Fairfield Bay Arkansas Cheap car insurance quotes zip 72088

https://www.linkedin.com/pulse/multiple-car-insurance-quotes-sc-louis-parkinson/"

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I desperately need auto insurance. i got my license like 6 months ago and i need cheap insurance?

"I desperately need auto insurance. i got my license like 6 months ago and i need cheap insurance?

as u guys probably kno, insurance for teens is ridiculously high!!.. the cheapest i got it was liek 215 a month.. but thats like.. no coverage. do any of u kno a good company or a good alternative way to legally have insurance which is not necessarily a monthly payment? (my friend told me about insuring mye license but im not too clear on how that works)

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

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I need your help regarding the insurance coverage. Here is my story? My mother in law works at a grocery retailer and gets medical insurance coverage from the employer. She wants to quit because the job is physically challenging and she wants to take care of our baby. She is 62. But we are worried because we don't know where she will get medical insurance? 1. My insurance comes from the employer. Can I put her under my insurance plan? 2. Is there any special(affordable) type of insurance plan we can purchase? I believe this is a very common situation. If you are in the same situation, please help.""

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Im 16 I own a 1991 Mercedes Benz 300se. About 180,000 miles how much would insurance be for me monthly/annually?""

What will my insurance do?

So the other day a car slammed on their brakes and I hit their bumper. It was a Mercury Sable.Not sure the year right now...prob 98-02. It was a young girl and her 4 friends. They were obviously under the influence of weed. They of course did not want to call the cops. I said ok because I did not want a ticket or my ins rates to go up. We exchanged names and numbers. She called and my husband and I arranged that we would pay for half of the damages. Today she called and said her estimate was $870!! I only cracked her bumper...what should I do? Can I still file a police report? What will my insurance do if I go through them now?Thanks!!

I don't know what to do with my auto insurance coverage... can someone help me??

I got a new auto insurance last November and it expires end of May. I paid $320 for 6 months. The rate was higher due to a moving violation. Well, the violation is off my record now.... and when I got a quote today with another insurance company, it was $150 for 6 months. So would it be cheaper for me to cancel my current coverage ($50 early cancellation applies) and get the new coverage? Or just keep the current coverage and apply again in June?""

Is accutane usually covered by insurance?

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Cheapest UK insurance for new driver with 6 point and zero no claim certificate?

i have checked but could not find a cheap UK insurance for a UK new driver with 6 points on license and zero no claim certificate. please suggest if one can think or know of.. cheapest i got so far is 2200. my age is 31 years. unluckily i got 6 points on my license .

If someone else gets a ticket in my car will my insurance go up?

I'm wondering because my boyfriend has gotten a few tickets in my car. I haven't but my insurance has gone up $20 a month in the past year

How much would I pay for car insurance?

I am a male, 24 years old (turn 25 in july), student.... what is the cheapest car insurance you think I can get?""

Question with car insurance?

Okay so we have two cars. One 1992 buick and a 2006 civic coupe. I usually drive the coup and my name was on the insurance for it, but recently my parents swapped insurance to save money but it involved switching my name to the buick and their name onto the civic. They tell me i can't drive the civic anymore b/c if i get into an accident then it won't be covered since it's under their name and not mine. Is this really true? I thought that as long as the car is insured it's covered?""

What insurance company is the best for home based business coverage and bonding?

What insurance company is the best for home based business coverage and bonding?

Car insurance premium question UK?

OK, my question isn't nothing serious I paid 800-ish for my 1st year and 795 for 2nd year of me passing my test (I am 22yr old) and lived in the same year. Obviously in the two years I have changed my 1998 clio to a 2003 fiesta. Both my policies were TPFT. However my car insurance is due to expire in 2 months time and I have went on several insurers as well as gocompare etc and getting quoted 1495 cheapest and up to 3400 for my 2003 fiesta 1.4 why??????""

Would you get heath insurance and if so who through?

Me and my husband married young, when we married I had insurance through my job which was great but now, since I went back to school we are without insurance. I am in school ft and he also works but is two hours under what he has to be working to get insurance a week. We are 21 now and are wondering if you view health insurance as something someone our age needs and if so how to shop for it, what type to get and where to get a quote. We are both EMTS and have ran rescue before and we have seen lots of people without insurance but we want to make a well informed decision regarding this health insurance. Might I add that we are generally healthy, have a general practitioner at the moment that we rarely use, and during our marriage of two years have never been to an ER for any reason... Any insite that you have into this situation would be great! Thanks and God Bless""

What all does someone under 18 need to get car insurance?

I'm under 18 years old and I need to get car insurance but I dont know if I can get it on my own. My parents do not want to put me on there insurance and I don't know if I can get it by myself. I also heard that they have to co sign for insurance? If that's true will them co signing for my insurance affect there car insurance what so ever? They think that there insurance would go up if they co signed for me but I don't think that's true. Some one please help!

""Car payments, insurance and registration fees?""

I want to buy a car soon, but besides the car payment I was wondering how much it costs to register the car. Also I dont know if I have to register a car if Im buying a used car (itll be a newer year, but used). Im only 18 (female) and I just received my license a little while ago. Also how do I see how much insurance will cost me? Im on a budget because Im also attending college (graduated high school) and Im paying for everything myself. I do not have people to rely on for any financial aid. Though, I may ask for a car loan if I can get one. I live in the sate of Oregon (If laws vary in different states).""

How do insurance companies expect 17 year olds to not front?

Im not being funny, but its quite clear that seventeen boys cannot afford to pay 300-500 per month for a car worth 400, there is no possible way to afford that when you are trying to do a-level and your part time job pays you maybe 80-120 per week, its just unreasonable, whats the point in having a license if they expect you to pay that, so i can see why most teens do front""

Where can I get an honest auto insurance quote?

Hi I was wondering if anybody could point me in the direction of a website that gives honest auto insurance quotes? I have been looking to get an auto insurance quote online for quite some time now but most of the websites look like scams to me.... Thanks in advance!! -David

Why are Double-Wides more expensive to Insure for Fire Insurance?

I live 10 miles from the nearest responding Fire Dept and more than a 1000 ft from a hydrant. Some Insurance companies wont insure it while others charge a lot for a premium (2-3 times a stick built home in the city) I thought Manufactured homes were under strict HUD Regulations for Fire resistance, strength, durability, ect.?""

Health insurance when a baby is born?

Ok me and my fiance are expecting a child sometime in June, now if we are not married by then can i still cover the hospital costs with my insurance or do we have to be married first. Also does anybody know any good (low cost) family insurance that you can pay on per month and be fully covered?""

Cheapest car insurance in Wisconsin?

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What is the cheapest car insurance to get for a 22 year old for full coverage?

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What is the cost of general liability insurance for a small business?

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""Cheap m/cycle insurance for 95,GPZ 750 ?""

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How much will my car insurance go up if I make a claim?

I crashed into someone and my bonnet is crumpled up, it will only cost 100 to repair, so is it worth getting insurance involved? How much will my insurance go up if I do make a claim? (The other person involved is my neighbour and their car wasn't damaged so they are not bothered either way.) My car insurance is currently 1000 per year""

Do I really need Car Insurance?

I live in Kentucky. My car is not drivable at the moment and has not been for months. Since I can't even drive the piece of ****, do I even need Insurance? I'm paying to much for it anyway and I don't think I should be paying for something I'm not driving!""

UK: Are there any other cheap car insurance companies besides Tesco?

I am sick of Tesco, but they seem to be substantially cheaper than any where else!""

I desperately need auto insurance. i got my license like 6 months ago and i need cheap insurance?

as u guys probably kno, insurance for teens is ridiculously high!!.. the cheapest i got it was liek 215 a month.. but thats like.. no coverage. do any of u kno a good company or a good alternative way to legally have insurance which is not necessarily a monthly payment? (my friend told me about insuring mye license but im not too clear on how that works)

What does insurance go by?

someone said insurance is determined by the weight of the vechicle. Can't it be by the age of the vechicle? Or the driver?

Good fast car with low insurance?

For my first car my parents offered to pay my insurance and I make the car payments, problem is I really like sports cars and would like something fast. They reject every car I show ...show more""

""In arizona state, can you get health insurance for your outstanding other if you are not married?""

In arizona state, can you get health insurance for your outstanding other if you are not married?""

How much would insurance cost for a 22 year old to be insured with his mother?

My mum has been driving for 24 years . The car I want to be a secondary driver is the Honda Jazz 2004 which is 1.3 Litre. How much is insurance looking to cost around?

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i have a small take-away business and i want to let my employees to drive my car. i have 3 cars for my business. can you please give me list of websites

""Cheapest car for insurance, and also cheapest insurance company in uk?""

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Around how much would car insurance be for a 16 year old girl?

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How much would car insurance cost for a Ford 1965 Convertible Mustang?

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How much does insurance for eighteen wheeler in California?

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I desperately need auto insurance. i got my license like 6 months ago and i need cheap insurance?

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Keep insurance if I am selling the car?

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Car Insurance Claims - EVERYONE UNDER 25 MUST LOOK - Will I lose my No Claims Bonus?

I have had my insurance for nearly a year now. I am the main driver and my dad is the second driver. My dad had a small bump in the car. If we have to claim in his name will it effect my No claims bonus and next years insurace quote, ([I will though be taking my dad off next years insurance)]""

How do I know if my auto insurance settlement offer is fair?

How do I know if my auto insurance settlement offer is fair?

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is it smarter to wait until they are 18; if they get their licence before they are 18 do your rates go up higher or lower then if they waited until they're 18.

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How Long Is A Car Insurance Quote Good For?

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Obama used to be critical of insurance companies. But his health care plan seems like it will benefit them.?

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Health insurance ?

Whats a good and affordable health insurance in nashville tennessee

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What exactly do they do for the exam for life insurance?

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Is falling asleep at the wheel covered by car insurance?

no other cars or persons were involved

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I have liberty Dental insurance here in California but I am moving to Hawaii in a few weeks. Will I be covered in Hawaii?

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Car insurance In connecticut?

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Im looking for cheap or reasonalby priced auto insurance...can anyone give me any tips???

this is my first car and i need full coverage...somebody help me please!

Best Car For Cheap Car Insurance?

I am looking for a used car that will be of good quality, reliability and value. In addition, I would like the insurance to be as low as possible. Any thoughts on specific models that meet these requirements?""

""Guy at school hit my car, pocketing the insurance money?""

A guy at my college hit my car the other day, and the (lowest) estimate was $1,029. I only paid $1,650 for the car, so it feels like $1k is a little to much for a dent. However, I could really use the money because I just got laid off, have bills, and I'm running low on money. I know I am entitled to this money, but it be wrong to get it and then use it for bills? His dad asked me to do a $500 settlement without insurance, but I know I can get the $1,029. I really do need the money. Ethically, would it be wrong of me to do this?""

My grandmother bought a life insurance policy for me in 1980...?

My grandmother passed a few months ago, (i was not close to her, long story) I just found out from my aunt that my grandmother had a life insurance policy on me and my sister. I was born in 1980, I'm assuming that's probably when she started paying on the policy. She paid $1.20 a month and my aunt wants to know if I want to continue paying it. What happens if I don't? Can I cash it in? I do not have the policy in front of me but my sister has hers and it says purchased in 1986. the monthly payment was $2.40 for her. And it says something about a cash value on the back. from what I gather it is a whole life/ universal life policy from liberty life insurance out of south carolina. does anyone know if there is a way to calculate the cash value, estimate. I guess I might have to wait until Tuesday to call them to see if it is worth still paying on. (I do have other life insurance on myself)""

""Why did 4,000,000 people lose their current insurance, when only 27,000 signed up for insurance under ACA?""

The facts are that only just under 27,000 people signed up for insurance under Obama's new law aka Obamacare. This is so darn ridiculous. Have ya heard about this?""

""What is the average price of insurance of a $15,000 car for a paramedic?""

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport""

I desperately need auto insurance. i got my license like 6 months ago and i need cheap insurance?

as u guys probably kno, insurance for teens is ridiculously high!!.. the cheapest i got it was liek 215 a month.. but thats like.. no coverage. do any of u kno a good company or a good alternative way to legally have insurance which is not necessarily a monthly payment? (my friend told me about insuring mye license but im not too clear on how that works)

How much of my 18 yr. old son's paycheck should I take from him?

My son got his first job at McDonalds. He is living at home. I want to take a percentage of his pay and put it aside for his car insurance, etc.. I can't see him just blowing his whole paycheck on junk. What percentage do you think is fair?""

What is the average motorcycle insurance for an 19 year old in IL?

What is the average motorcycle insurance for an 19 year old in IL?

I need dental insurance...?

Does anyone know of any good places I can get dental insurance through? Thanks

If I wreck my car while DUI does the insurance company still Fully cover it?

just a curious question. if you are drunk and total your car, nobody else or other property involved, does the insurance company still cover your car to full value? and what source do they use to determine the value of the vehicle?""

Would it be ok to lower my auto insurance coverage?

I live on disability income -SSDI. This is my only income. I have no savings or other money, just my personal belongings (12 yr. old car, furniture, some jewelry, etc.) I rent an apartment. I am thinking of lowering my insurance costs by reducing the coverage amounts, which are very high right now. If I had an 'at fault' accident that exceeded my insurance coverage what assets could I be sued for by the other party?""

Is it against the law to drive without insurance?

Been driving for 30years clean here in Canada with know accidents, until I got into my first incident a few years ago, my insurance went up more then doubled!!, The insurance company RBC didn't want to forgive me on my first accident told me I had too wait 6 years, I I feel this is extortion, Im almost tempted to drive with out insurance is this recommended?""

About how long does it take to get plates for a new car through insurance company?

I just bought a new car and i have no plates for it. How long will it take for me to get the plates if I'll be registering through my new insurance company in MA?

For a 17 year old - how much does a car cost to run each month?

when i pass my test, i don't know whether to a actually buy a car. i'm 17 and if i bought a car, how much would it roughly cost to run including the insurance, maintenance, mot, and everything except for the petrol/diesel. the only problem is, i don't think i actually need the car as i'm at college with a bus pass, but in the summer i want to drive lots of places with friends like go camping etc with a car. i was interesested in renting one as it seems ideal for my wants, but you need to be like 22 to rent. is this true? to anyone who is driving at 17 in the uk - is it worth it or is it too expensive?""

Insurance payments for a car?

I have a 2007 nissan altima sedan. Obviously 4 doors, v4 engine. And I wanna know how much I would pay for insurance a month. I have mercury insurance and I want a rough estimate. Here's the thing. I'm 18. And a guy. (Idk if that matters) but since I'm gonna pay for the insurance. I wanna know a little more info on everything.This isn't my first car. I had a 92 Honda Accord and my mom told me that my portion was a little more than 200/more. I read that they may charge more for cars older than 1997.so if any one has experience or if they are dealing with the same issue I'm having. Any info would help. Thanks.""

How long does it take to get added to your parents auto insurance?

we have statefarm

Best Car Insurance For A 15 1/2 Year Old In California?

Im Turning 15 1/2 Soon, And Im Ready To Take Drivers Ed And Drivers Training.. And I Need I To Find Insurance, That IS CHEAP, I Cant Spend That Much Per Month On Insurance. My Parents Car Insurance Which Is AAA.. Only Insures Drivers Over The Age Of 21 Or Something Like That. I Just Need To Know What Insurance Is Cheapest For Me?.. And Is There Insurance What Insures Me For Whatever Car I Drive? Do I Need To Get Insurance On Every Car I Drive.""

How much does it cost to see a gynecologist without health insurance?

I live around the Chicago suburbs, and I don't have health insurance at the moment. I just want to get the regular check-up and pap smear. Anyidea how much it would cost?""

Asking all female drivers under 25- Whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!

Is this true about insurance?

i recently tried to tell my insurance agency (freeway insurance) in california that i want to remove a vehicle from my plan. however, they told me that i would still have to pay them the next month regardless because its a law or something. is this true? and can they really charge me a serivce fee for something like that? Thanks in advance!""

How much do you pay for car insurance?

These quotes are OUTRAGEOUS!

How much do you think the cheapest insurance would be for my classic car?

My car is a 68' . Yes It is very old. I have been trying to get a quote but most websites do not have the option for cars older then the early 90's late 80's. Anyone with a classic car help? I thought about antique tags but I will use It as a daily driver and in the state of VA that's illegal so.. it's chevy impala 4 doors. btw. all I want is a liability.

Is there a car insurance company which specialises in please answer?

stupid question at this moment in time i think with car insurance company's not insuring young drivers but is there a company which specialises in insuring young drivers on nice cars or just specialises in insuring nice cars thanks ??

Term Insurance or General Insurance?

I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.

Additional insurance for a company car?

I currently lease a car from my company, which means that they insure the car etc. The problem is that this only covers me for social driving and for my company's business use. I am trying to get a Saturday job and they need me to prove that my insurance covers business use. I don't want to lie so can I take out an additonal policy to cover me for business use at the weekends? Many thanks""

""I heard that car insurance is cheaper if i include my spouse, why ?""

i would imagine car insurance would cost more then there are more people using a car, not the other way around""

Why can't we have Medicare for all?

Old people love it?? I don't get it. It's so unfair. My cousin has MS and she couldn't afford Health Insurance and her employer didn't offer it to her. By the time she could qualify for Medicaid, her MS became much worse, and she is not doing well right now. All Americans should have the right to be healthy. It's not a privilege, it's a right!""

Have to get medical insurance with Obamacare?

I am enrolling in health insurance and was curious.. I know that Obamacare (Affordable Care Act) requires you to get insurance, but what kind does it mandate? for example, if I get dental coverage, does the act require me to still get Medical?""

What happens if you get into an accident without car insurance in MA?

My friend drove and without car insurance in MA. And she ended up going through a stop sign, and totaled another car, what will happen?""

""I'm a female unemployed, living in upstate NY & need affordable health insurance! Desperate for suggestions!?""

I have been unemployed over a year. Although I am collecting unemployment benefits, I work a job per diem (usually 1-2 days per wk. which means I can't collect full unemployment benefits). I can't afford private pay insurance i.e. Healthy NY etc & don't financially qualify for Medicaid. Are there any other options? I would hate for a catastrophic illness to dictate my coverage & thus spend the rest of my life paying off medical bills!""

How do young teens without insurance afford child birth?

I am just curious. My old ex GF had 3 kids before age 21. One of which ended up needed urgent care after birth and died in the hospital a few days later. So the hospital stays were definitely not cheap. She has no insurance, no parents have insurance either and arent in her life at all. I am curious as to how she ended up paying for all this? My guess is that she is in serious credit card debt for all this but I wanted to know how this is possible? Any opinions?""

I desperately need auto insurance. i got my license like 6 months ago and i need cheap insurance?

as u guys probably kno, insurance for teens is ridiculously high!!.. the cheapest i got it was liek 215 a month.. but thats like.. no coverage. do any of u kno a good company or a good alternative way to legally have insurance which is not necessarily a monthly payment? (my friend told me about insuring mye license but im not too clear on how that works)

https://www.linkedin.com/pulse/tip-cheap-car-insurance-rome-ga-antonio-aguilar/"

[briefbouquetcreatorlove-blog]

Elliott South Carolina Cheap car insurance quotes zip 29046

"Elliott South Carolina Cheap car insurance quotes zip 29046

Elliott South Carolina Cheap car insurance quotes zip 29046

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Hoe much would my bike insurance cost?

Hi im 18 years old I got my motorcycle license on august 2013 and i bought a 2011 ninja 250 I was wondering how much my bike insurance would cost? I will call the insurance company in may but I want to know now how much it will cost please answer if you know thenx :)

Im placed under my moms insurance- but i live with a freind. and im using there car-?

if im put under my moms car insurance - but im livving in another house hold and using someone elses car - would i still be covered(with my moms insurance) ? or you cant do that? becuase if i get in an accident in my friends car - does that cover me and them? or me? there car? someone please explain !

Roughly how much would it cost to insure a 17 year old male on a renault clio 1.2?

Its silver and just a standard model (not sport or anything extra etc..) And is from 2002 (51 reg) any help appriecated thanks :)

What is an easy and cheap way to get a supra up to around 300-400bhp?

i know it wouldnt be cheap but as cheap as possible..also no more than 400bhp yet as the insurance will be sky high i'm 21...i don't want it to be an absolute monster yet but i want it to be able to keep up if you know what i mean..i have about 10,000..why have you got so much at 21 you ask? my dad died when i was 9 and when i turned 18 i got 45,000,, remember i dont want to spend more than 10,00 but will be willing to go a little over.""

'ensure' vs. 'insure' - meaning and correct usage?

Is there any difference between these words?

Trying to find cheapest van insurance for private use?

Has anybody researched cheapest van insurers in uk

How do I know what medication is covered under my insurance?

I have BlueCross BlueShield, and my card has an Identification Number, Group, and Plan Codes. But how do I know what medication is covered for me? Can I find this on the website?""

""Served my country, but can't get life insurance?""

I have served in the US Army for 17 years, I have deployed 5 times in support of many operations to include twice to Iraq and preparing for a 3rd. I took a physical last year for life insurance when I retire and it was found that I have a high level of protein in my urine. I have been denied time after time because of this preexisting condition. Who can I go through so I can get some affordable life insurance. It is sad how this country takes care of it's veterans. I have done everything that was asked of me as a Soldier, now that my time is almost up, my country turns it's back on me. What a shame.""

Credit scores taking a hit from homeowners insurance checks?

Hubby and I called around checking what rates would be for homeowners insurance, but I got a little ahead of myself, seeing that our closing date isn't until August! I called about 4 places, they all ran our credit and said it will be a light hit on the credit scores... Well how much of a hit will our credit scores take?? The bank wants our credit scores updated since them, since we want that late August closing date.. Anyone know how much of a hit it will be?""

What penalities will I get having invalid car insurance?

Two nights ago police stopped me when I was delivering food and checked my insurance details. I had insurance for social purpose only. They told me to change my insurance to business insurance and they let me go with warning. Last night same guys stopped me again and again they checked my car and found me delivering food. Luckily they let me go again but they reported of the offense. What will happen now? will I get points or fine or what?

Insurance Help Please?

I got a letter today saying that my health insurance is about to be canceled. I have been on my mom's insurance forever. She is disabled and can not work so it was a state funded program. (Tenncare) I am too old to stay under hers anymore so I applied myself. Here are my qualifications . I am 19 and a full time college student. I have a part time job and make about 500-600 a month. My total monthly bills are about 450 (not counting gas and food). I am having to depend on my family to even survive right now. I don't understand why I was denied health insurance when I basically make negative money a month? I am really worried because I just found out I have PCOS with a large cyst on my right ovary and I may have to have surgery soon. I am going to the doctor at least once a month to track the growth of the cyst. I honestly can not afford my own health insurance. Is there anything I can do? Also the place I work does not offer health insurance. Thanks in advance.

Why is insurance coverage for a 2011 Mazda 2 cheaper than a 2007 Ford Focus or Hyundai Elantra?

I just got quotes for a new Mazda 2. Full coverage on the Mazda 2 will increase my total premium by $163. Full coverage quote for a 2007 Focus would be $187 increase. Full coverage quote for a Hyundai Elantra would result in a $176 increase. I find this very surprising. I thought used cars were supposed to result in cheaper insurance coverage.

Regarding to Motorcycle insurance?

Hi, I'm 24, male. I plan on getting the Yamaha R6-I'll be financing the bike. I have some questions regarding to insurance of the bike. My friend owns a 06 Suzuki GSXR750, it was his first bike, and he is a fresh bike rider also. But his full coverage is only $120/month. While searching online (geico, Progressive, allstate), I find out that the full coverage for the bike itself is $487/month-which I found strange. Because I'm older than my friend, he's 22. I understand that you need full coverage(collision, comprehensive coverage) when you're financing a bike. My friend is also financing the bike. But how come his full coverage is way cheaper than what I've searched for? I also picked the $500 deductible on Comprehensive and Collision too. But the lowest I got was $487/month-if not $880/month. When I decline the Comp and Coll, my coverage is only $84/month. Why is there a big gap for my full coverage comparing to my younger friend with a bigger cc bike? 600 vs. 750.""

What is the cheapest car insurance?

Looking for cheap insurance because I have had to tickets for speeding.

What car insurance do you like?

I'm an adult and looking for a good car insurance that's pretty affordable for the age group 18-24. I know that's it's more expensive for young adults due to reckless driving. I want esurance but I was looking for opinions on others I haven't thought about yet.

Registering a salvage motorcycle in california?

Owner has salvage title, completely fixed and the tags are expired. If i bring it to the dmv, will it need to be reinspected by the chp? Or will it go off like any other title switch and registration? Ive searched the dmv website but had no luck finding what I was looking for. If anyone has any experience id love to hear it. Thank you very much.""

""Im 19 ,how much should i pay for car insurance?

im not british.but im getting a uk full licence.. any people know how much should i pay for a classic mini? and how about a 1995 subaru wrx?

What cars are best to have for the lowest insurance?

I am 21, and I am rather sick of catching the bus everywhere lol, especially this past winter. I know my insurance is going to be high, It's also pretty hard to keep a job since many buses stop running around 9pm. My friend told me any time after May is a good time to buy a car because most people already got their refunds. I am willing to take out a loan if a new/newer car is the best to go with since I have pretty decent credit (724 Experian). If I have a car I could work and go to school more easily. What year, make, model, etc. I also want to save on gas. For the new cars, I would like the Chevy Volt, the Ford Fiesta, Honda Civic (hybrid if possible), or the toyota prius (hybrid maybe). For used, I am not sure since I don't know what year to look in, but I was looking at the Honda civic, toyota prius, and the mazda mazda6. I also don't know if foreign cars would raise the premium. I read that if you are getting a car around 10 years old, only buy honda or toyota cars. Also should I look into mechanical breakdown insurance and/or should I get a warranty for the car along with the auto insurance? How much do they cost? Thanks.""

Help! im trying to find car insurance!?

help ! i am trying to find car insurance for a bog standard vaxhaull corsa and each time I have done a quote for TPFT the price is no less than 1800. I am 19 and have held a clean license for 1 year. Any suggestions? I am going in an hour to buy a car.

Average costs for car insurance>?

I am a college student thinking about getting my first (used) car... probably a 10 year old model of Honda accord, and I was wondering how much would the insurance costs (month) be roughly as I have little idea about those?""

Are there any sites where I can compare average insurance rates by model?

I want to get an idea of how much it would cost to insure different cars, but I don't want a quote because they will never leave me alone.""

How long does a dui on your record affect your car insurance in California?

Is it 5, 7 or10 years and will my rate go down 5 years after my DUI anniversary?""

Which insurance company is better.. AllState or MetLife?

My husband and I want to get a 20-year term life insurance next week and will meet with some reps./brokers. Down the road we will probably add auto and home insurance. If you are a customer of either company do you recommend them in regards to their required premiums and quality of service? Your imput is greatly appreciated. Thanks.

Where is the best place to get cheap car insurance for young drivers in the uk?

Hey everyone, ive tried all the usual avenues to find cheap(ish) car insurance for my 18 year old cousin and to be honest they are coming back with ridiculously expensive quotes, does anyone know of there are any companies in the uk that do offer a good deal?""

""Not at fault in car accident, but insurance says I am?""

I was involved in an accident in 2011. I was going straight past an intersection and another truck going the opposite direction turned at the intersection, striking me. He admitted he did not see me and was clearly at fault. I filled out the police report and it states, by both parties, that he was at fault. A year later I bought a new car. I tried to get insurance. Everywhere I go my quotes are sky high, like almost $200 a month. I asked them why so much, and they advised I was listed at fault in the accident. I called the DMV, the insurance adjuster, and the police, and they all say I am not at fault. Well, the DMV says they see an accident but it does not show who was at fault. The insurance companies keep saying they are getting this info from the DMV but thats not possible. I was told by one small insurance company that this is a tactic used by companies. They see me as not at fault but try to manipulate me to get more money. What do I do to clear my name? I have the official police report, as well as all my medical bills from the accident. Again, the DMV cannot see any at fault, therefore cannot do or change anything.""

Elliott South Carolina Cheap car insurance quotes zip 29046

Elliott South Carolina Cheap car insurance quotes zip 29046

What's going to be the insurance for 2007 Ninja 250?

I am 19 years old, will be 20 in 2 months. I have a driving permit for a car, I'm planning to get a ninja 250 2007. I live in Arizona. How much is the full insurance going to be?""

Car accident with no insurance?

I'm 19, and the car I was driving was constantly breaking down. When it was completely broken for two months, I stopped paying my insurance and instead saved back money to get the car fixed. My insurance canceled during that time. When I got it fixed on Friday, I was planning on renewing my insurance Tuesday, a day I had off work. Unfortunately, Saturday morning I got into a car accident. I was turning out of my apartment entrance to get to a middle lane where I could then get onto another road, and somehow didn't see a car close enough to hit me. He t boned me in the drivers side. Somehow neither of us got hurt. My car is pretty much done and his car, while not as bad as mine, did get some split open damage. The ticket says the damage is worth 3,000. Since I had no insurance at the time, how will this get payed??? I have a court date on the 9th to discuss the fact of my no insurance...I'll have coverage by then of course, but I'd like to know what I should expect...""

Is it possible for a UK resident to get car insurance in the US?

I am planning to travel to the US for 2 months and was hoping to buy a car in California and drive it to New York. I have been trying to find out if will be possible to get insurance since I am not a resident of the US and it is looking increasingly difficult. I contacted Progressive Insurance company in the US and they said that I would have to have an address plus they would be unable to write a policy as the laws change between states and I would be travelling between states. Is there anything I can do to get around this?

Auto insurance rates?

How much would you say Progressive or Allstate charges for auto insurance? I'm talking for one person, paying for one car.""

Am I paying too much for car insurance?

My parents make me pay 100$ a month for car insurance. I have Allstate. I drive a 93 ford escort and have never gotten a ticket or in an accident. I'm 19 years old

Do bad grades affect the cost of insurance?

it think its only the opposite way, good grades make your insurance cost less if you get the good student discount. but if you have bad grades does it make it cost more?""

How much will pay a 40 year old new driver car insurance?

How much will pay a 40 year old new driver car insurance?

Can a ticket for no insurance be reduced?

Friend of mine got a ticket for no insurance 9 yrs ago.....i know long time......but after all this time is there anyway a good lawyer can.get the ticket reduced to a lesser one?

Why are big company's going to drop health insurance and just pay the government a fee to save money?

obama said we would be able to the same insurance. did obama lie to us?

On whos name should be the insurance?

need help with car insurance. the car is registerested on my girlfriend... and current insurance is on her name - but we both included ... now we want to change company... the only thing is that my girlfriend currently is not in country... can I buy insurance on my name with both included even if the car is registered on her name?

""Car Insurance, i passed my Drving test yesterday,Insurance Premiums?""

I live in Manchester(longsight), passed test yesterday, age:17...,can anyone plz tell me that how much will be the insurance premium for me(new driver), i asked from some of the insurers and most of them told that my insurance premium will be at least 2000. is it? Can any one tell me about some cheap insurance company who's price is 1000 or near about. Thanks.""

How much would insurance cost for a mini moto?

How much would insurance cost for a mini moto?

Whats the best car insurance for teen boys (specific details)?

I am an 18 year old male, african american (if that matters), and i live in a 5 person home. My parents both have cars, my mom a 2000 cadillac deville, and my dad a dodge caravan van. i have straight a's in school and i heard some insurers reward that, so i was wondering what would be the best car insurance for a teen in my position? Thank you for your help :)""

Do I need insurance to drive with an instruction permit?

I am 19 years old in California. I tried looking at the CA DMV website, but it does not specify anywhere whether I need insurance in order to drive with an instruction permit...""

Is it cheaper to insure your child under your insurance even if they have thier own car?

Is it cheaper on your child to insure them under your insurance even if they have their own car? We have leased a 2011 Chevrolet Cruze for our 18 year old daughter and after researching some rates that were as high as $500 per month, we thought it might be cheaper to insure her under our current policy as an additional vehicle. Does anyone have any thoughts on this? This is in the state of TN, and the lease and vehicle will be in my daughters name, we're just making the payments on everything. She is a student at a college less than 50 miles away. She does live there however, and only comes home once or twice a month.""

What kind of car will give a 17 year old cheap insurance?

i am 17 and im looking to buy a car. i wanted to know what kind of car will give me the cheapest insurance possible. including the color. and what ways can i save money on car insurance?

""How much do you think car insurance would be, ballpark range?""

I'm getting my first car in a few weeks, and we're going to *** it to my parents' insurance. They have a car and a van, and I wonder what the difference would be to add my volkswagon new beetle-to-be to their plan. My goal is to budget $400 to the car each month for payments and insurance. Do i have the right idea? (payment $150-200 hopefully) That'll leave me $400 give or take spending and saving. Thanks much.""

6 month or Year car insurance?

Which one of these is more desirable? Seems like the year car insurance premium is higher than the 6 month. Also, how do you cancel a policy and get a policy with a new insurer without hurting your credit?""

First time Car Owner Getting Insurance?

I'm a college student, not living with my parents, which means I will need to start my own parents. and I'm looking to buy my first car, which might be an out-of-state title. Say I eventually, locked on a deal. The question is: Do I have to buy insurance before paying for the car. But then how does the insurance company assess the quote since I haven't had a car yet. Do I just tell them the make and year of the car I'm Going to buy for sure or how does it work? What if I bought the insurance, but the deal didn't work out, and I have to choose other car/ make/ year? Or, can I get it insured soon After I make the purchase? If so, what happens between I picked up it from the seller and driving it to get it insured. Do I get screw if I had an accident during this time. I probably sound pretty stupid by now.. but dude help me out here.""

Insurance prices for 17 year old male?

I would like to buy a car after just passing my test. Which would be cheaper for insurance? A ford ka, fiesta. a vw lupo or a nissan micra? All second hand of course. Or any other suggestions are welcome""

Why is someone's car insurance company private information?

I'm really confused about this. I was trying to go about ways of finding out the name of an individuals car insurance company because I wanted to report fraud. But when I try to do that I get blocked. I even tried to guess their car insurance company by calling one and asking if the person was insured by them. I found out that it's because it's illegal to get this information because it is private information? Why is that? I can see how getting someone's ss# or credit card # would be illegal because things like that you can do illegal things with like steal their identity. But you can't do any illegal harmful things to people by getting the name of their car insurance company, so why is that guarded information?""

Homeowners Insurance cost in Florida?

My husband and I just got an acceptance for a house we put an offer on. The house is in Orange County Florida, 82810 and has 2 beds 1 bath and 1005 sq ft. It was made in 1940, updated plumbing and electrical in 1989, House (not the land) was appraised at 55,000 in 2007, but i'm sure this has gone down in this economic weather. No pool, no garage tell me if you need more info to help me out on how much you think it could cost. I can't seem to find anywhere online for quotes for home owners insurance, just numbers to call and we need to find someone by Monday morning. I'm going to call in the morning but i don't know how much time I'm going to have before we go into the Real Estate office. My questions are: Do you know of online homeowners insurances in Florida that have an online quote system? How much do you think insurance for a year would cost on a house this size? What homeowners insurances generally have the lowest rates? Thank you so much for your help!!!""

How do I purchase life insurance?

I'd like to purchase a life insurance policy, but have no financial savvy past Google. How do I go about this? What are the pitfalls? Do I need an agent? Any recommended companies? (It would have to be rated at least A- or better by A.M. Best). I'm a twenty-one year old unmarried non-smoking student. I'm in good physical health, though there's some family history of heart disease. No dangerous activities. (It must look odd for me to be checking into this at my age. It's a long story, but rest assured I don't plan on dying anytime soon.) I'd like an affordable policy with a payout of 105,000$ or a little over. Simplicity and good customer service would be nice of course. I'm pretty busy with school as it is. Finally: term or whole? I understand most people think term is the way to go, but considering my youth and good health would I be better off with something permanent? I know I'm going to want to be insured until my eventual (assumedly far-off) demise. Thanks for your time.""

How much will motorcycle insurance and registration cost me per year?

I'm a 20 year old male and this will be my first motorcycle. I only have a permit right now but plan to get my licence immediately after registering and insuring my bike. Will that make a difference? I'm going to get like a 600 cc sport bike. I don't need an exact cost. Just shoot me a good range to expect. Thank you.

How many point is taking off on my license when I get point on driving without insurance?

I was wondering on how many point do i get off from my driver license when I driving without insurance on my car

Elliott South Carolina Cheap car insurance quotes zip 29046

Elliott South Carolina Cheap car insurance quotes zip 29046

Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?

I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?

""My truck got totaled, now the insurance wants to give me crap for payout. Can I negotiate?""

I had a 2000 Sierra that was probably the nicest truck in town. I have pictures of how it looked, videos of how it ran, and plenty of people to testify it was a nice ride. The insurance wants to give us crap for payout saying that the truck was average to poor condition. Even after stripping off most of my aftermarket stuff, I still have a few thousand $$ still on the truck. I know they don't cover aftermarket stuff, but if I can't take it off, I should be compensated for it. Can I negotiate with them or do I have to take what they offer me? I've already told them that I don't like what they offered me since my truck wasn't the junk car they are paying me for. Can they turn around and just tell me they won't pay anything since I didn't take the first offer?""

What's the average cost of health AND dental insurance per month for.....?

....a 44 year old man. I am a non-smoker, and in good shape. I have no medical conditions, now or ever.""

What is an approximate cost for life insurance?

What is an approximate cost for life insurance?

Registering and insuring a salvaged car?

just bought a car with a salvaged title with full knowledge of such thinking i'll save some money. the car runs fine, everything functions as any other car and if the title ...show more""

Which insurance company is better.. AllState or MetLife?

My husband and I want to get a 20-year term life insurance next week and will meet with some reps./brokers. Down the road we will probably add auto and home insurance. If you are a customer of either company do you recommend them in regards to their required premiums and quality of service? Your imput is greatly appreciated. Thanks.

Asking all under 25 female drivers in uk- whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!

""Selling my car, insurance question re. test drive and taking it home?""

I'm selling my old car and just want to double check insurance rules. I'm currently insured to drive it (3rd party, fire and theft), the MOT and tax is still valid, the car is in my name. If someone wanted to come and test drive it would they need their own insurance? What if they decided to buy it and drive it home? I'm not insured to drive other cars, just my own. Cheers""

Now i know i need insurance?

but know what kind of insurance would i need because these are only 14 ft jhon boats

""I want to buy this car, but have no licence or insurance?""

I found this AMAZING deal on a car, It's a 2000 Dodge Neon, 136k miles, with no crash history, exterior or interior damage and apparently no issues with it (a/c works, heat, radio, etc). She wants $800 for a quick sale to get baby supplies. I want to grab it before it sells because it's affordable and doesn't look too bad off, but I don't have a licence or insurance... I was going to buy it and let it sit in the drive way until I went and got my licence/insurance and stuff, so how do I go about doing this? Is it legal to even buy a car without either? Should I have a friend with a licence drive it to my house? Etc?""

Is $600/year normal price for insurance if the car is 10 years old?

My BMW Z3 is 1999 and I'm paying $600 a year for insurance in MD. Does anybody know why is it so high for such an old car? The car is now worth approximately $5000. Our other car is 2006 SUV and the insurance is cheaper. Why is that?

Farmes Car Insurance?

I had a accident on the freeway a girl hi tme from behind and she had farmers insurance are they good at fixing other peoples cars when their cutomers are at fault

Changing Auto Insurance?

My 6 month insurance is up and its time for a renewal, recently i felt that my rates are to high and i would like to change to a different insurance company. But i have a couple of questions before i proceed and would like some suggestions. 1)How do i change my Auto insurance? Such as what are the normal processes one goes through. 2)Will cancelling my current account with them result in any extra charges? it is a renewal btw. 3)Should i get a quote from Geico first? (im trying to switch from Safeco to Geico) 4)Are there other Auto insurance companies i should consider? THANKS!""

Car insurance!?

im looking to get a car and insurance on my own is outragous. the question is my mum has her own car with her policy with NIS. on direct line i want my mum to be the main policy holder with me as an additional driver. is this possible for my mum to have 2 policies on 2 different cars?

Cheap UK car insurance companies for 18 year olds?

Im 18 and paying 2600 a year for a 1.1 peugeot 206 with insure2drive found on confused.com. Ive been driving for 6 months with no ncb but i have my parents on my policy as 2nd and 3rd drivers. Does anyone know any cheap insurers or know anything i can do to get the price down?

Car Insurance quotes madness--------?

I am 26 and looking to buy a car. I am a new driver who has only just passed my test. Can I get a reasonable insurance quote? and if so where? I personally hate the idea of handing over 1000+ to a company who in all honesty will sell on my details to a multitude of companies, and not pay-out anyway. i am getting really annoyed by qoutes of 1000, 2000 and in one case 4000 for an 800 1.2L hatchback. I know it is wrong to be thinking this, but is looks cheaper to be an uninsured driver. as I will only have to pay a 300 fine if caught.""

What is the best car insurance for a traveler?

Hi, me and my partner just bought a car in Auckland. We are traveling around New Zealand for around 9 months and was wondering which is the best vehicle insurance we can get.""

Car insurance write off price?

If an insurance company (Admiral) writes off a car thats been in an accident,what percentage of the car do they normally Pay? The car is 10 months old and been owned by us from new?""

Will it save money to take driving lessons at 17 but not get insurance until 21/22?

I'm nearly 18 now, I've left driving a little late... my family asked me if I wanted to learn to drive at 17 and for some reason I didn't want to, but now I've got uni coming up in September (June now for future readers) I'm wondering if it's worth doing it now. I'd heard from someone that if I start learning at 21 or 22, insurance costs more than if I learn now and have a license for a few years before getting insurance and a car at 22 years, for arguments' sake. Has anyone else found or heard something similar to this? Thanks if you can help!""

How much is car insurance monthly in Oregon with a Dealer License?

A buddy of mine who lives in Washington registers their cars with their dealer license. My buddy claims that his car insurance is only about $20.00 a month because of his dealer license. My family and I are beginning to pick cars up on craigslist and flipping them and are getting a dealer license so I'm wondering if in the state of Oregon, if the car insurance will be cheap like that or is that a Washington only thing? Thanks for your answers- Paul""

Car insurance question?

If I make a down payment of around a quarter of the car price ($4,500 for a $18,000 car) when I buy and also get comprehensive insurance on it. After two years if the car gets totaled- how much will I get from the insurance company?""

I was stopped by police for no car insurance which I thought was covered on my other car. What's the fine?

I'm 28 and have been driving for 9 years but have no record against me before. It will go to court but does anyone know a ballpark figure of the fine/points, etc...?""

I need a motorcycle insurance estimate?

I plan to get a 2009 Suzuki GS500F Motorcycle in the next coming months. right now i don't have a drivers license, just my learner's permit. i take the Road test next month and if it goes well the month after i will go for my motorcycle license. I am 21 years old and i live in NYC which as many of you know is a high traffic area. I am a college student, My campus is about 16-20 miles away. on a weekly average i expect to ride about 80 miles or so. i won't be doing any stunts, period. there are two questions i have for you guys, 1). whats the best motorcycle insurance for someone young, inexperienced and new on the road? 2). Being that it is a 500cc engine and its pretty low powered motorcycle will my insurance be cheap, like under 200$ a month or probably something way above that?""

What are auto insurance rates based on and why do some companies cost more than others?

What are auto insurance rates based on and why do some companies cost more than others?

How to get insurance check from mortgage when home owners did their own repairs?

Our home was flooded out in September. It completely flooded the basement and a few inches on the first floor of our ranch home. We had contractors replace the furnace and hot water heater and the electrical system. However, all the other repairs were made by our friends and families. We have all worked tirelessly for two months. The insurance company *finally* sent our check. The Mortagage company has the check and is telling us we need contractor estimates? We have completed all the work. The insurance company based the check and estimates knowing we were going to make the repairs ourselves. What should we do?""

Elliott South Carolina Cheap car insurance quotes zip 29046

Elliott South Carolina Cheap car insurance quotes zip 29046

Insurance on a reeeeeeally cheap car?

So here's my story. I want to learn to drive standard before I purchase my serious car but the thing is, I dont know how! Now, I've asked almost everyone I know that can drive standard to teach me but no one has kept their word. I found a cheap car that's standard (has a turbo too!) for a really low price. When I'm driving the car home (when/if I buy it) and when Im driving around learning how to drive a standard, do I need insurance on the car? Is there anything I can say so to the insurer so that I dont have to pay that much insurance? I plan to drive the car for maybe 2 weeks until I'm confident driving one. How about license plates? Do I need to buy a new one? Can I just renew an old plate I have laying around? Thanks!""

What is the best insurance?

Okay. Need the cheapest insurance for my boyfriend. He is 20, only three speeding tickets within a three years time, and wants a newer car.""

How much would insurance cost for a 1995 Honda civic ex?

For a 35 year old with a good driving record? I know its different from company to company but what's a good estimate

Who has the cheapest car insurance?

Who has the cheapest car insurance?

Car insurance is it sexist?

why is car insurance cheaper for woman ?i know lots of woman say there safer drivers but i dont think thats always the case

Lamborghini insurance price?

please tell me the price of lamborghini insurance. I am looking for a 2009 Gallardo [ cost 220,000 dollars] i am 32 and have a clean traffic record in everything!! dont say theres an old saying if you have to ask u cnat afford!! p.s. i make 500k a year i have been looking for insurance and have an answer just trieng to see what you guys think im not sh*tting you!!""

Were can i get an auto insurance quote for cars PRE 1981?

i am thinking of buying either a 1965 mustang a 1969 mustang a 1970 mustang or a 1965-69 lincoln continental... and i wanted to get cheap insurance quotes.... but all the sites like progressive, geico, allstate only let you insure at lowest 81 any one know a good quote site""

Cheapest Auto Insurance Humanly Possible?

I am a college student living on campus and want to have a car but will not be driving it much at all. I am just looking for the most basic and least expensive auto insurance I can find. I am 19 with no tickets or accidents yada yada yada. Where can I find some cheap coverage?

How much would my insurance be?

ive just turned 16 and im getting a 50cc moped restricted. Most people insurance is 289 for the first year and 189 for the second. but thats for a scooter.I want an Rs50 (1 of a kind) and so i am asking, will my insurance be different or the same?""

""Online Auto Insurance Quotes, are they really safe and accurate?""

I know several people who have submitted their information into one of the many online auto insurance quotes and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.""

Insurance for buying a car?

I want to buy a used car. I was advised to get insurance before I test drive any cars. I went to a couple of insurance websites and they ask me to enter my vehicle info. How do I enter vehicle info if I don't own a vehicle yet?

Why isn't there an affordable Insurance with out a deductable?

I was raised on Insurance but now that I am an adult and moved away from my family I can't afford hospital visit or doctor visits or nothing. I look for insurance that I can afford but for the lowest deductible its to much and you have to pay the deductible first then pay the monthly payment. It just pisses me off that everything is so greedy!

""Cheap car insurance, I'm 21 had my license 2months?""

Hi I'm in the uk, I'm male, 21, had my license 2months and I need cheap car insurance please.""

I need insurance on a car I just bought what should I tell the insurance company I am using it for?

I am planning on using it for all 3 options so I am wondering what one will cost the least. The options are Commute, Business, and Pleasure.""

Anyone know of affordable dental insurance for western Ky? ?

i need to have dental work done, but no insurance.""

Can i put my car under my dad's insurance even thou its registered to me?

My car is financed but the insurance rates are thou the roof! im paying over 475 a month for full coverage, can i have my dad add it to his policy as a second car and still have it registered under my name? Will the finance company find out? will this be possible?""

Why do insurance companies pay out low payments?

i was expecting a good amount from my fathers life insurance after all he's been paying into their policy for almost 40 yrs. but i get a letter that after paying the funeral home, i will only get 89.00""

Galo Auto & Home Insurance.com?

need to find a cheaper auto & home insurance before july 09 State Farm is droping home ins.? can you please hellp me?

Ideal first car cheap on insurance.?

Cheap first car with cheap insurance in the uk? For a 17 year old. I look on auto trader with 1.0 liter engines but its all deawood matiz which looks like a girl car. Thanks.

Car insurance suing me for car accident?

I was driving in a parking lot with my cousin and my cousin has her driver license and she over 21 and i was driving. Im 18 and i only have my permit. Well accidentally i was driving and i was trying to park and i hit the car next to me. Well they put it under my cousin car insurance and they didn't call the police on us. Well my mom saying the insurance can go after me to what ever how much it cost. What should i expect if i don't have a job and what is the percent that they will sue me if i have my permit and what should i expect if they do.....

""Are you prepared to pay 10-11-13% of your income for $1100-1300 deductible health insurance, not copay?""

Will you go to the doctor more if another large percentage of your income is taken from your check and you still have to pay for office visits until you have paid $1100 to $1300 deductible before your insurance kicks in each year? http://www.bcbst.com/learn/affordability/04-639GovernmentMandatedBenefits.pdf Skip to page 16 to see the summary. This is a report by Blue Cross Blue Shield, a nonprofit health insurance provider. Government interventions causes health care costs to rise, not go down. http://www.quick-online-insurance-quote.com/blog/2009/05/13/what-is-the-average-price-of-health-insurance/ Why doesn't the government talk about the price each American will pay for government run health care plans?""

Where can i buy insurance?

I'm have a low income and I'm looking for a right insurance coverage. I work as a part time job so my employer won't buy an insurance for me. Please if anyone knows any type of insurance that I can afford that would be much appreciated. Thank you

How much would car insurance be for a 2002 Mercedes cts for a 16 year old w/ all A's in school?

How much would car insurance be for a 2002 Mercedes cts for a 16 year old w/ all A's in school?

Health Insurance company?

I m looking for the health insurance company in india, can anyone refer me the trust able resource for the health insurance!""

""If I already have health insurance, but my deductible is way to high $4000?

and I am eligible for medi-cal...am I supposed to cancel my other insurance or how does that work?

Elliott South Carolina Cheap car insurance quotes zip 29046

Elliott South Carolina Cheap car insurance quotes zip 29046

https://www.linkedin.com/pulse/health-insurance-quotes-oregon-harry-escobar/"

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Howe Indiana Cheap car insurance quotes zip 46746

"Howe Indiana Cheap car insurance quotes zip 46746

Howe Indiana Cheap car insurance quotes zip 46746

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

I have liability insurance on my vehicle...?

and early this morning as I was driving out of a parking structure I hit a light that I didn't see. I got out out of the vehicle to see any damages, there ware scratches on the front bumper, and the light appears to be fine but inside the light compartment, it was damaged, the bulb fell out of its place, the whole inside of the light was cracked. Will my insurance cover this? I tried calling my insurance and they're aren't answering. If they do, what do I do next? Go to a repairshop? Go to my insurance agent? WHAT?! If they won't, how much do you think it will cost to repair the light and the bumper? There are not dents, just scratches.""

""I want my own car insurance, but don't know who to use?""

I had my own insurance when I first started driving, 7 years ago but then for whatever reason I then went on to my mums. Are there any decent insurers out there that wont be so highly priced? My mum currently pays 562.00 ish with me on hers. I have found myself one with her as a name driver for 555.00. Apparently it is cheaper with her on it. She is legally the owner anyway. She has no convictions or anything and has no claims, not sure how many years and has another car she uses. How much should I be expecting to pay? I've been driving for 7 years. Any help would be much appreciated.""

Riding a friends motorcycle without insurance?

My friend says he has insurance on his bike(ninja 250) that covers him, any other riders and any damages to the bike. He wants me to ride his bike but i have no insurance only my motorcycle permit, my question is, is he just miss understanding his insurance or is he correct about it? Thank you for any help! Also i plan on getting insurance in the next month.""

Trying to find cheap car insurance!! Help!!!?

Whats some cheap car insurance companies out there?? Not allstate, geico and etc..""

What is the cheapest car and home insurance?

The car insurance would cover for 2 people, me and my mother. The home insurance would be for our apartment. She asked me to look this up for her and I have no idea where to start. A little guidance would be great? Thanks :]""

""Is there nay car insurance companies cheaper than elephant, bell & admiral ?""

Im a 24 year old male looking for cheap car insurance quotes, all of them seem to be quite a bit over 1000 and even 2000 - 3000 and thats when i checked money supermarket and compare the market but with elephant,bell and admiral my best quotes seem to be around 800 is there any other cheap car insaurance companies anyone can reccommend i try ?""

Outraged by auto insurance companies?

I had an accident on may 8, 2009, It was not my fault and the woman I had the accident with accepted her fault. I got the information of the insurance company. The loss defined by an automotive company, but never paid until now. More than three months passed,I always call insurance company, but they are always saying lies and fudging, is there anyone faced with same situation? I do not know what to do.""

Important question regarding auto insurance while renting a vehicle?

Does anyone have any idea about how much a person is liable for if they rent a car from a place such as Avis, Hertz or Thrifty without paying for the insurance coverage they offer? A friend of mine doesn't have her own car so therefore she doesn't have any insurance. She is renting a car for the weekend and wasn't sure about her liability with or without purchasing the insurance coverage thru the rental agency. Any answers would be great as we all know that those rental insurance programs offered by car rental agencies can be quite expensive:-)""

What would be an estimate for insurance on a 2WD silverado for a 16 year old male living in California?

I recently got my license and am looking at insurances. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 2006 Silverado. I also have a clean record if that helps at all. Thanks!

Questions about car insurance?

I need to make a change regarding my car insurance but I am not sure what is considered being dishonest. I got the policy through an insurance agent and i think the below factors are what is causing it to be a little high. 1. I live in my mom's house at the moment but I pay rent to her. On time/every month, it's non negotiable. Am I ok to say that I rent? 2. I have had my car for two and a half months and have never driven to work. It just seems like a huge hassle to wait in traffic and pay high parking rates. However the agent put it down that I drive to work and for pleasure. If I choose pleasure only would that lock me into really never ever being able to drive to work? I did an online quote with the same company that I have now (Progressive) and put in rent and drive for pleasure only;it came out $40 cheaper. I'm just not sure if I'm being dishonest. Thank you!""

I totaled my 2010 Mazda 3i how much should I expected from insurance?

I was just squished between two pickup trucks with the driver behind me at fault and having a suspended license. The body shop said the total damage is $13,700 and the insurance company just labelled it a total loss. My car is just over a year old with about 55,000km on it with no prier damage on it. How much should I expect to get back as I am financing the car and cant afford to keep paying if they don't pay it out. ( Canada, Ontario, Ottawa)""

Where can I get cheap car insurance I'm 17 male and need comprehensive cover?

I have a saxo 2001 that cost 2000, I don't mind going on my mums insurance, anyone no a cheap place?""

Insurance Quote on WRX for 19 Year Old?

Hi im just curious if anyone out there could tell me what im probably going to be paying for a 2009 Subaru WRX. Im 19, male, and in my second year of college no tickets only one accident which WASNT my fault. Progressive wants to charge me $466 a MONTH. car would be payed off after 1 month and i live at home with parents HELP ME!""

Has the Affordable Care act made your health insurance more affordable?

Mine is going up $150 every two weeks for a $4500 in network $9000 out of network plan starting next year. Seems most people I talk to report similar numbers.

What would the price be like to move to central california?

Just wondering as I would like to move to central california in the future. Is it very expensive to move from the UK to central california? What are the housing/apartment prices? Doctor fees? Ect.. Please help :) thankyou

DUI and Car Insurance???

What is the cheapest car insurance out there to get for someone who has a DUI and a speeding ticket within the last 3 years?

""Were can i find cheap car insurance from, for 22-23 yr old woman?""

Were can i find cheap car insurance from, for 22-23 yr old woman?""

Roughly how much is insurance for a 17 year old female?

Just wondering how much it would cost per month for a 17 year old girl with a very cheap car?

Canadians-What's a good insurance company for motorcycles?

I live in Halifax, NS and looking for good insurance rates. Also, what type of insurance should I get? Full coverage? I would like to insure my soon-to-be 2000 Kawi Ninja 250. I've already put this up before, but I got a lot of answers for AMERICAN companies, I'm looking for Canadian. Thanks.""

Cheap or free help with medical insurance?

I need health insurance for myself my children are covered under medicade and I need health insurance that is free or cheap

What is the cheapest car insurance in Florida?

I wand to know what is the cheapest car insurance in tampa FL this is my first car insurance and i am 23 what is the avrage for people in my same age pay for thier insuranse and i have a clean record the car will be Acura 2.2 CL 1997 2doors

Additional Driver costs?

How much should i expect to pay to add a permanent additional driver to my car insurance? It will be a driver on their provisional licence, aged 24. Its with Direct Line, in the UK I already have a quote, i just think i was quoted wrong, and want to know what other people think it usually costs.""

Mandated Health Insurance is different from Mandated Auto Insurance how?

The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

Are there any Uk car insurance sites whose multiple car insurance quotes actually do work out cheaper than?

separate for each car

Can I Buy A Motorcycle And Insure It With A Motorcycle Permit In California?

Can I? I'm 17 Years Old with a California motorcycle permit. Can I buy a motorcycle on my own and get insurance on it?

Howe Indiana Cheap car insurance quotes zip 46746

Howe Indiana Cheap car insurance quotes zip 46746

How much does insurance cost for TLC/taxi in New York ?

I want to register my Honda accord 2008 to be a taxi. How much would my insurance cost ? Thank you

Does insuring a family member/friend on your car make insurance cheaper?

Does insuring a family member/friend on your car make insurance cheaper?

Can a health insurance company decline your request to cancel?

Here's the situation: I've had health insurance for the past few years through Nationwide, which is/was provided by my employer. The cost is taken out of my check every week. I received a letter from my employer last December stating that I did not have to change anything in regards to the Affordable Health Care Act. Two months later, I received a letter from my insurance company saying that I have inadequate coverage and need to visit healthcare.gov to find different coverage. I found new coverage through Blue Cross Blue Shield through healthcare.gov (I was planning on going BCBS anyway). I asked the woman who I spoke with when I should cancel my previous insurance benefits. She replied Wait a couple of weeks until you get all of your new information from BCBS . Here's where the issue comes in. When I contacted Nationwide (my previous insurance company) to cancel they said I had to fill out and send back a form. Basically, the form asked why I was cancelling. Go figure there was no option for them not having the correct benefits. Anyway, I sent that back and proof of my new policy (they wanted the effective date) Nationwide DENIED my request to cancel stating that I only had 30 days from the time my new coverage began to inform them. Even though their coverage doesn't meet the AHCA requirements, I cannot cancel until my company's open enrollment (December) Can they legally decline my cancellation request?""

Medicaid & Medicare question Comprehensive Insurance?

I was wondering if Medi-Cal is comprehensive insurance? then when I can get Medicare I can decline it! I am getting SSDI right now and medicaid is good for me! thanks

What is the best car insurance for a traveler?

Hi, me and my partner just bought a car in Auckland. We are traveling around New Zealand for around 9 months and was wondering which is the best vehicle insurance we can get.""

Health Insurance: Duplicate Coverage?

I have a job where my health insurance premiums as well as my spouse's are covered without cost to me. However, my wife is insurured through her work as well because she is requiried to be insured under her employers plan even though she is already covered under mine. She chose an HMO because it was the least cost to us because we would want to use my insurance (PPO) as the main provider, that way she can choose her own doctors. She recently went to the doctor using my plan, but now they will not cover the visit because of duplicate coverage. Can someone give me advice as to how I can rectify this situation. We would prefer not to even use the HMO because it is expensive and restrictive, but the PPO will not cover because of the HMO coverage""

Is Gerber Life Insurance any good for my daughter?

Is Gerber Life Insurance any good for my daughter?

Whats the cheapest non-owners...?

Car insurance?

Where is the best place for me to get car insurance?

My policy on Geico expired recently. Right now I'm trying to think of all the money I'll be saving without using Geico. Their rates were outrageous. Those cavemen are smart not to use Geico. Every lie has some truth in it. Anyway, I need to renew my insurance, and I'm fed up with Geico. Are there any other companies that are reasonable like Nationwide, State Farm, All State, Progressive, and whatnot?""

What is a good cheap first car to get?

Ok so I'm 17.. learning to drive and want to know what would be a cheap to run but good car to have, whats cheap on tax/insurance etc.. I really have no idea about cars thanks""

Suspended Registration in California due to Car Insurance?

My registration was suspended because I didnt show proof to the DMV that i had car insurance. I recently bought car insurance but I cannot show proof to the DMV until I receive my Insurance card in the mail which the insurance rep said it may take 2 weeks! I already paid my fee to the DMV to reinstate my insurance but i have to wait until the insurance card come inorder to submit my insurance to the DMV. I have my temporary insurance card and my car registration in the car. What would be the consequences if i get pulled over by a cop? Thank you in advance.

Is it true that my car insurance is going to cost more because of my toyota's recalled problems?

Is it true that my car insurance is going to cost more because of my toyota's recalled problems?

Retirement and Health Insurance?

Hello, I am getting ready to retire and am having a hard time finding affording health insurance. I am retireing at 62 so am not able to get medicare yet. Does anyone know of any affordable health insurance plans for Seniors in Florida? Any info is much appreciated.""

Could I buy an auto insurance without a car?

Could I buy an auto insurance without a car? I have no car yet and I plan to buy a used car from owner. So I would like to rent a car for a week to find a used car. Before I buy my used car, could I buy the auto insurance first? Thanks!""

I am planning to get a health insurance?

I need to get a health insurance, anyone can give me suggestions?, any company on the internet that gives me affordable health insurance?

Can i get classic car insurance?

I have a 65 mustang so i know for a fact it will qualify, but im 17 (18 in a couple of months) and i dont know for sure if they cover people my age. I know that it comes with restrictions but all i will be driving it for is to school and back so that doesn't concern me. also it would be helpful if anyone can reccomend a decent insurer.""

Car insurance 99 s10 blazer ?

Is it cheaper two have two cars or one car ? Also how much would you stay how much my insurance would be for 99 s10 blazer 4 doors. Blue and 4 wheel drive with full coverage? is it going to be more than 200 dollars a month? I have one car crash and one not stopping at a stop sing. And im male and I will be 18 and live in mn and in a small town

Do you have to buy insurance for your car?

Im planning to buy a 1968 Chrystler Newport. This will be my first car. I live in BC. What should I expect to have to pay monthly for insurance? or do I need to buy insurance at all for my car?

In Michigan do you need to keep full coverage on your motorcycle even if it is in storage when you have loan?

You get your full coverage on the motorcycle when you purchase it but winter comes and you have the insurance company reduce it to storage insurance. Can you do that and if you can is the insurance company required to let the title holder know of the insurance coverage change?

What is a good and cheap insurance company for young drivers ?

What is a good and cheap insurance company for young drivers ?

Can you ride a Ducati 848 for every day use and is the insurance expensive?

I wanna purchase a bike, my first decision is the Ducati 848 evo, i wanna buy it brand new(2012) but the only 2 things im concern about is the insurance on it & can that bike be used every day.... im 22 just got my moto license and have had my drivers license for about 6 years if that matters( i did an online quote was 700$)im looking for full coverage, I live in California have no record of anything bad at all (accident etc).My second concern is can this bike be driven every single day? Its like the Ferrari of bikes and when you own a ferrari you dont drive it every day..... does this bike break down alot? My second and final decision is the yamaha r6 (2012) i want nothing but the ducati but if the ducati cant be driven for everyday and the insurance is a total rip then i guess ill have no choice....Please if possible only answer my questions please (i really don't wanna read get a used one learn from it drop it etc i know and understand that all my only concerns are the questions)""

How much would basic insurance coverage be for a 19 year old male wanting a 600cc sportbike in NC?

Hello, I am 19 years old. I was looking into getting something like a 2006 cbr600r or Yamaha r6 or something. I just wanted to know how much the cheapest insurance i could get would be? I have a clean driving record. Thanks""

Kit car insurance at 17?

Watching an old top gear episode where they showed an mr2 (love em) converted into a ferrari, something like a 430, they said that his premium decreased. I called up an insurance company today, im 17, looking to buy a toyota starlet and transfer all the panels from a glanza v onto the starlet but nothing from the engine bay, so it would be classified as a kit car? but no where near as high risk as not having better performance parts or the turbo added. The end result was me spending ages on the phone and them saying they wouldnt insure me, even though it is a kit car and no performance parts, please please please... can someone with better knowledge clarify why they would decline me when it should make it cheaper!! Ty Jordan""

""Life, auto, and home insurance questions?""

The type of life insurance often used as mortgage insurance is: A. decreasing term. B. universal life. C. whole life. D. homeowners insurance. Expensive jewelry is usually insured by a(n): A. umbrella policy. B. replacement cost rider. C. policy floater. D. named-perils policy. The U.S. Congress added disability insurance to the Social Security Act in 19____. A. 35 B. 54 C. 65 D. 72 This type of auto insurance coverage would help pay your medical expenses, if you were injured by a hit-and-run driver. A. Uninsured motorist protection B. Comprehensive coverage C. Medical payments D. Collision insurance As a rule of thumb, experts say that most married people should carry ______ times their net pay in life insurance coverage. A. 2 B. 3 C. 4 D. 5""

What are the cheapest cars to insure for a 17-year old?

What cars would give a 17-year old just-passed Male a reasonably cheap insurance? Is Ford Ka a good choice? How much are these cars and what do you think would be their insurance from this information?

Howe Indiana Cheap car insurance quotes zip 46746

Howe Indiana Cheap car insurance quotes zip 46746

Best optical insurance?

Which insurance is accepted at the most places?

What company provides cheap motorcycle insurance?

What company provides cheap motorcycle insurance?

Does anyone know what people are getting on insurance costs for a b7 audi rs4?

just some average price so i could get an idea of how much it might cost....thanks.

What's the cheapest way to commute between Liverpool and Manchester?

Hi, I'm starting a new job in Manchester next month and I'm trying to find the cheapest way to commute. I'll be travelling from Rock Ferry to Manchester Piccadilly 5 days a week and my working hours will be roughly 9am to 5pm, although some days will require an earlier start and a later finish. I've looked at a rail season ticket and was shocked to discover it would cost 3008.00 with First Trans Penine. I've also read that the train journey is horrendous. My wife and I share a car but realistically, she can't rely on me to pick her up and drop her off at work at the same time every day (she works in Liverpool) so we would potentially need another car. With that, comes the initial cost of buying the vehicle, then tax, insurance, MOT and weekly fuel, which in my mind will cost even more than the rail season ticket. Added to that is the fact that we're not particularly well off so can't afford more than a couple of thousand for a 2nd hand car. A brand new car on finance would be out of the question. So, are there any regular Liverpool to Manchester commuters out there and if so, how do you keep your costs down? Any suggestions would be much appreciated!""

Life Insurance help?

I need help in determing how much life insurance I need to take out should something happens to me Facts you may need to know - I have a 1 month old daughter and I want her to be taken care of if something was to happen to me - Her father and I aren't married ~ with that being said is it recommended to leave him some money to provide for her - Also if something happened to me before she is 18 insurance companies I have contact stated that the money would be set in a trust (this is good but like I said I also want to have money available sooner than 18) - Funeral expenses - I am currently am in debt about $4,000 which I am continuously paying down abd I have a car loan $ 18,000 All this being said please help me in determining how much insurance I should take out and how much to leave to her dad and please suggest what other factors I may have left out in determing how much insurance""

Cars cheap on the insurance?

I will be buying a car soon and need advice on which ones are cheap on the insurance for the first couple of years. I like the Toyota Yaris and kind of had my heart set on one of those. Is this cheap?

What is the cheapest possible insurance available?

Including the cheapest car to insure and the best way to go about insuring that car. What is the cheapest insurance i can get? Thanks for any help

What insurance has the cheapest rate for teenagers in California?Is there a company that insures only a driver

What insurance has the cheapest rate for teenagers in California?Is there a company that insures only a driver

""Car insurance, i only drive for 3 months or so? any options?""

I currently have a BMW m3, i will be moving to new york city where it makes no sense to have the car, but i love the car and intend on keeping it locked in my parents garage and covered for the majority of the winter. during the summer months it will be down at there vacation house but again, it will only be driven by me maybe twice a month and for two weeks one month. the only other time i could see me using it would be every once in a while when i visit home to go to the store and back, literally like 5 other days out of the year. is there any insurance for this? i have a loan on the car, but it's used and old and in pristine condition so i'd rather keep it, i have considered selling it. soo what options would i have? i also go to school in another state from wher the car is stored.""

What would health insurance catagorize a house call as?

I was on vacation, and got very sick. Small rural area, options were low, so the concierge referred Mobile physician housecall care to the hotel room. they did not take insurance, but told me to submit it to my insurance. I don't know what to put on the claim form??? not an office visit...E.R.? urgent care?? help please...thank you""

Best individual health insurance plan?

My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any accidents happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)""

""Where can I find affordable dental insurance, that I can use immediatleywith no waiting period???

Im in the State of VIRGINIA :)

""When you had your first car, how much were you paying for the insurance?

im just gathering statistics

Is there an afforadable health insurance you can find for self-employed people?

Is there an afforadable health insurance you can find for self-employed people?

How do I get Cheap Car Insurance?

I am looking at buying a car for the first time in 8 years. So the problem is that I do not have any No Claims Discount for my insurance. Even though I am 40 years old, clean driving license, no convictions etc, I am being quoted over 400 TPF&T for a 1.4L Astra of Golf even with my retired Mum added as a named driver. I am an office worker, single, won't use it for commuting and will do less than 8000 miles a year. It will sit parked on the street for 4 or 5 days of the week. Does anyone have any top tips for reducing car insurance? It seems daft to be paying over 400 to insure a car that costs under 2000 Thanks Paul""

How to get best car insurance for teenager?

What is the best way to get insurance for 18 years old girl, A-student?""

Do you have health insurance?

If so, How much is it per month? How old are you? What kind if deductable do you have? feel free to answer also if you do not have insurance, also do you suppport Obamacare?""

""I had full coverage auto insurance, my policy lapsed for 2 days & during that time I had an accident am I cov?

The Insurance company is Coast Insurance in California. The accident happened during the 2 day lapse period. I have been with the company for approx 10yrs

What is the average car insurance payment for a 20 year old female?

Im thinking of purchasing a 2008 dodge avenger. Ive never had car insurance in my own name before. I have no accidents on my record and nothing else in my name. Also, i have no major violations.""

Can you be insured under the car's insurance if you don't have insurance for yourself?

What i mean is... If the car (like say your parents, or friends) you are driving has full coverage insurance on it, but you do not have auto insurance in your name whatsoever. What would happen if you hit someone. Would it file under car owner's insurance? No matter what, im assuming both the car (obviously) and the driver (ALL drivers) need auto insurance in their name? Or can you drive w/o insurance if the car has full coverage? Thanks! Just want proof before i prove someone wrong :P""

How do i get health insurance on my own?

i am a senior in high school and i am about to graduate and go to college, I am currently in track so if i twist my ankle then i am done and I haven't have any kind of health insurance since my family immigrant here three years ago, my dad cant speak Eng so he stays home and my mom works really hard for my bro and me, i don't have car/health insurance and yet i drive and when ever i get sick i have to deal with it myself, I am really jealous when i see people can go to doctor when they get sick, I want to know how do i can a reliable and affordable health insurance and i am willing to work and pay for it in college..and i looked for the student insurance but it doesnt cover teeth and eyes....i def need to get my wisdom teeth out..cuz they hurt really bad sometime and there is nothing i can do about it, is it possible for me to work and pay my own car and health insurance? I just freaked out tonight cuz i feel so unprotected""

Should I report my small fender bender to my insurance?

so I hit a motorcycle and broke one tail light off of it. The guy took my insurance info but said if I pay out of pocket he won't report it. the thing is... there was really no fender damage to the paint but he said he needs to paint it. I went to an autobody shop and to fix the light it will be about maybe $200. but if he is gonna want to paint his fender, should I report it to my insurance. I have pictures but not close ups of the paint. how much will my premium go up. I have no deductible and I have mercury insurance in California. Is it worth going through insurance... how can he prove that the paint job is caused by me? Thanks! Any advice on what to do would be great! I don't want my insurance to go up and don't mind paying out of pocket, but am scared he will eff me over with the paint job and go to my insurance.""

Car Question 101: Which car insurance company is the best out there?

I am planning to buy a Toyota Rav4 by next year.Car cost would be between $20-25k. My credit score is ok about 690. How much should I expect to pay on car insurance? And is it per month or per quarter like (2x a year or 4x a year etc). Thanks! :)

Can you help me figure out how much home insurance I need?

I was wondering if you guys could give me some advice about house insurance. We've been paying insurance as if our house is worth 224,000 still however it is worth about 175,000 ...show more""

Which insurance company would you recommend?

I'm looking for a new insurance company for both my car and apartment insurance. Who do you recommend, and who should I stay away from? Reasons?""

Howe Indiana Cheap car insurance quotes zip 46746

Howe Indiana Cheap car insurance quotes zip 46746

Cost of Cancelling multiple 6-month car insurance policies in US?

I am 18 years old, male, clean driving record, good student, going to college. I will only be going home for occasional weekends, and vacations, and I would like to be insured so I can drive my car (saturn 2000 sl) around. I don't want to pay for the high cost of permanent car insurance, but want to be insured when I need it. I looked up ways to get temporary (short term) car insurance and I basically found that if you are under 21, you cannot pay daily or weekly. I also found that US insurance companies generally offer policies that are at least 6 months. Since I want tthen you can only get 6month or 1 year policies. They suggest getting the 6 month policy and paying monthly, and then simply canceling the policy once I am done with it. Therefore if I did this, I would be buying and canceling many policies every year. I would maybe do this a few weekends every semester and also winter, spring, and summer break. So basically I want to save money by foregoing yearly car insurance, but instead would like to do what I stated above. The big question is: IS IT WORTH IT? Ordering, and then cancelling up to six to eight 6-month policies, each paying for the first monthly payment. Note: I currently have MetLife. Thanks!!""

On average how much would it insurance cost for new drivers?

Well I passed my road test the other day and also took drivers ed. My mom doesn't have a car or a license, so I'm the only one with a license and my mom will be buying me a car. We are going to get a car that's no older than 2005, arond 40K miles and is used. I also don't have a credit card. Would anyone know on average how much insurance would cost on average for someone in my situation?""

What if I can't afford my car insurance payments?

I think I do my car insurance a little different than most people. My family goes through a company who pays the insurance people in full. We then pay that company back. I got a new car in January and my insurance went from $25/mo with the '77 Ford Granada I had to over $200/mo with the 2001 Chevy Cavalier. Sad thing is my insurance per month is more than my car payment. Now I can't even afford to pay my insurance. The really bad thing is that I've only paid my car insurance once since January and now my 6 months is coming up and I still owe $1230....I have no idea what to do. Think any of you could help me?

""Wrecked best friends car, no license, I'm uninsured, 18 and terrified! I DON'T KNOW WHAT TO DO!!!!!!?""

So, I am 18, and yesterday my cousin was planned to come in from the UK at the Sky Harbor Airport in, Arizona. On my way there I was driving at a close speed limit of 50, speed limit was 45, approaching a red light, I was slowing down, when something abruptly ran across the road, close to the car, causing me to slam on the breaks, losing control of the wheel, and I tumbled 4 times over the street, busting the side window, scraping some paint, and cracking the windshield. Thankfully, I was not hurt, no neck, back, leg, or any body injuries for that matter. The police was near by, so helped me out, firefighters took care of me, to make sure I was okay. And then the report happened. I told them the honest truth, they said that I won't be arrested, or given a ticket, but I do have to go to court to prove I had no insurance. I don't know what to do, I know it was completely idiotic driving without a license, and no permit, with no insurance, but my friend has insurance on the car. I have the police report, and I don't know what I have to do, but I will help him with anything as this is my best friend, and I am not straying away from this situation. Will his insurance cover this? Do I look okay is this situation? PLEASEEEE! Someone help me! I'm desperate for advice, I've definitely learned my lesson, and I have no family here in Arizona as they are all in Georgia, I am here for school at ASU, please tell me his insurance will cover this!""

What is the positive & negetive aspect of Term insurance?

Why insurance agent do not show interest towards term insurance. Why they insist on ULIP only.

Do you believe everyone has a right to medical insurance?

What are the pros and cons of giving everyone access to medical care?

How much does it cost to insure a 2008+ kawasaki ninja 250?

im thinking of getting one to use to ride back and fourth to work on to save wear and tear on my car. the 250cc ninja's are pretty cheep and i dont go on the hwy so thats not an issue. im only 18 and have a clean record. How much do you pay for in insurance?

What insurance covers a driver to drive any vehicle?

I am looking for this type of insurance and I was told about it but I don't know if it has a specific name

Mazda miata insurance?

okay so im 16 getting a miata, is the cost of insurance going to be high?""

Accident and auto insurance question?

If I get into a wreck that wasn't my fault without insurance and I come home and say go to safeauto.com and get insurance will I be able to claim that on the accident report? Will I be safe from losing my licence?

Car insurance question?

What is the normal price range for monthly payments on car insurance? I'm 23, female, with no prior accidents.""

Insurance on a car for first time driver?

Hi there, Im hoping to take my driving test very soon do I have started looking at second hand cars. I have typed a couple into comparison sites, but seem to be getting 2000+!! I was just wondering if you could give me a list of cars 1litre or 1.1litre that would be cheaper to insure. Im 27 and have 2children, if that makes any difference to insurance? Thankyou""

When health insurance says it has?

weight benefits... what is that? Is it only stomach stapling or is it a weight loss doctor or what??? Do you know andone who has used these benefits? Or do you work with health insurance?

INSURANCE QUESTION ?!?

18 year old, male, 2010 camaro ss with 4000 miles on it. had a few speeding tickets, no wrecks LOOKING FOR INSURANCE QUOTES PLEASE""

What is Comprehensive Car insurance and Third Party Property Damage Insurance ?

I need a brief description (that's not to complicated please:) of Comprehensive Car insurance and Third Party Property Damage Insurance :)

I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?

I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.""

Car Insurance for a 16 year old in California?

I am gonna get either a Used 03-04 Nissan 350z and would like to get a rough estimate of how much insurance is gonna cost. Thanks in advance. Also what would happen to my insurance if the car is on a salvage title?

How much is a insurance for a mustang?

And the parts for it cost a lot

Car insurance involving my best friend?

recently my dad got me a car, the car's in my name, the car insurance is in my name and everything to do with the car is in my name but my dad's on the insurance as an additional driver which on my insurance additional drivers are free on my insurance, does that mean I would be able to add my best friend to the insurance enabling her to drive my car and my dad to teach her aswell under my insurance?""

What type of motorcyle is the cheapest to insure?

I heard that insurance is based on ccs and bike type....so what type of bike is the cheapest to insure

How much will insurance be for a 19yr old with a 93 toyota tercel in NYC?

Im 19yrs old and i have my own job, im very responisble and independent. Im saving up for a 93 toyota tercel or honda civic, which will be in the 2000-3000 dollar range. The only problem is finding insurance that I can pay on my own. Unfortunately my mother will not put me on her insurance,so im looking for inexpensive auto insurers in which I can afford about 200-250 a month. Im not looking for full coverage,just whats whatever's needed in the state of new york. Im a very responsible young man and not at all into being reckless or showing off to people. I just want a chance to have my first safe and reliable car. Thank you""

Where can I get affordable health insurance?

My husband has been sick for like a year and we cannot afford to go to the doctor in fact he went to a doctor and they told him he has to go see another doctor because they can't find anything wrong with him. so that's $300 down the drain and we haven't even paid it. Is there something I can get him that would cost $30 a month and have some way for him to get some tests that wouldn't kill us financially?

What kind of car would have cheaper car insurance?

I want to buy a car I have $10 000 and I woult like to purchase a car that would be good on gas, and have a cheaper insurance, any suggestions and quotes?""

Where can I find a list of insurance rates by make/model?

I am looking to buy a used car, but I want to make sure that the insurance isn't sky high. I do not know what kind of car I want right now so I do not have any information to enter in a car insurance search. Where can I find a list of cars that typically have the lowest insurance rates?""

How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 25 Years old, never been in any accident,I got my license 7 years ago""

Howe Indiana Cheap car insurance quotes zip 46746

Howe Indiana Cheap car insurance quotes zip 46746

https://www.linkedin.com/pulse/marrying-insurance-benefits-donald-harrison/"

[shotbydalonewolf]

my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more

It’s five answers to five questions. Here we go…

1. My manager won’t leave me alone about her romantic problems

My senior manager recently left her husband for another man. This new relationship is very unstable in that they split up on an almost weekly basis. I’ve known my manager for over 20 years, but she has only recently come to work in our team. When she and the new man split up, it is always his decision and she takes it really badly and it severely affects things at work. She will tell everyone about her problems and regularly posts about it on social media. She has called me at home in a state and I’ve spent hours with her trying to console her. But now I’m beginning to feel smothered by her, she won’t leave me alone outside of work, and me and my colleagues are literally carrying her at work and we get no thanks from her for it. I’m at the end of my tether.

Stop answering her calls outside of work. Or if you do answer and she wants to talk about her relationship problems, explain you’re unable to talk (you’re walking into a movie theater / just met a friend for dinner / entertaining guests / running out the door to meet your sister) and will see her the next day at work.

At work, if she tries to lay relationship talk on you, say this: “I know you’re going through a tough time, but since you’re my boss, I don’t feel right being a sounding board for this anymore. I’m sorry I can’t help. I hope you have people outside of work you can talk with.” And then if she continues to try it after that: “Sorry, I’ve got to finish up the X project — I hope things get better for you!” (Accompany that with appropriate body language like turning back to your computer and continuing to work.) And if it still continues: “Jane, I’m so sorry you’re having a tough time, but I’m not comfortable being your sounding board at work. Now that you’re my boss, I feel strongly that we need to have different boundaries in place. I know I didn’t say that earlier, but I’ve realized that I should have. I hope you understand.” And encourage your coworkers to set boundaries with her too.

Regarding carrying her at work — one option is simply to stop. By covering her work for her, you’re enabling her in not doing it herself. Step back from that and see if she steps up (and if she doesn’t, let her deal with the consequences of that).

2. I’m nervous about not eating much at the office Christmas lunch

I’m coming up to my first Christmas at my current company, and recently found out about their end-of-year tradition: Close early on the final Friday, head into the central business district’s premier restaurant precinct, and enjoy a long (and at 1-2 hours, presumably multi-course) Christmas luncheon.

Here’s the problem: several years ago I was struck down by an unidentified post-viral gastric condition. While the symptoms eventually stopped, six months of near-starvation had a lasting effect: I now eat like the proverbial bird — a SMALL bird. Less than a child, probably. An entirely adequate lunch for me is half a sandwich and two-thirds of a muesli bar … if I’m on my own. I tend to eat even less in company due to self-consciousness nobbling my appetite. A slap-up meal of the type I’m expected to attend is impossible.

I really do NOT want to broadcast my private (and unhelpfully vague) medical history to the entire office, but I’m not sure what else to do. It’s a very small company — no crowd to hide amongst — so if I go, my “abnormal” eating patterns will be blatantly apparent to everyone. I’m afraid that the suspicion of anorexia or another eating disorder will cross at least one person’s mind — a suspicion that’ll be hard to deny without sounding like I’m, well, in denial. (Can’t claim dietary restrictions as I’ve discreetly picked my way though several office bring-a-plates without demur.)

If I can manage not to go, I’ll feel obliged to offer some kind of reason for skipping it … but since I’ve been given ample notice to avoid scheduling clashes, have no family to serve as an excuse, and am known not to have travel plans, I can’t think of one. Either way (go, and nibble at half a salad; or don’t go at all), I’d be concerned about the etiquette implications of seeming to spurn the company’s hospitality. Possibly I’m overthinking this, but I’m new-ish to the workforce and feeling rather lost. What’s the best way out of this dilemma?

You are indeed over-thinking it! Go, eat what you want, and push the rest of your food around on your plate (a time-honored tradition to disguise the fact that you’re not eating it). If anyone questions you about it, say that you ate a late lunch or are on medication that’s giving you a small appetite or “I didn’t have a big appetite tonight but didn’t want to miss this” or even just “I’m not sure! The food is great — just not super hungry right now.” No polite person will scrutinize what you eat after that kind of quick explanation. And definitely don’t worry about seeming to spurn your company’s hospitality — by showing up and being pleasant, you are meeting your obligations there. You aren’t obligated to clean your plate.

That said, assuming you’re going to be working with these people for a while and there will likely be other events, if you’re comfortable with it, it might make your life easier to just say, “I have a medical condition where I can’t eat a lot at one time.” You don’t need to disclose more than that (and if people ask questions, it’s fine to say, “Oh, it’s boring” or “I don’t like to talk about it at work”), but it might help you not have to worry about dealing with this each time.

3. Applying for jobs when you don’t meet all the qualifications

I am a senior in college who is looking for a post graduate job, specifically in the museum development field. I am ambitious, go to a top school, and have a high GPA. I have had many prestigious museum internships over the past few years, which have all resulted in glowing recommendations from my supervisors. At the end of my most recent internship, I was told that I was perfectly qualified for a development assistant position.

My father often sends me job listings he finds online.. He recently sent me a bunch, most of which were for associates (the next level up). They all requested somewhere between 1-4 years of experience in various ranges (1-3, 2-4, etc). I have rarely seen assistant positions available. I suspect that in smaller museums, they may not even exist. My experience in development only constitutes a 3-month internship, but it was with one of the best museums in the country, I have extensive museum experience in other internship positions, and all the required tasks on the listing look quite easy for me. I would apply instantly, if not for the requested years of experience. (FYI, they do not request things like “demonstrated experience with ______.” I understand I cannot provide that.)

My father seems to think this is imposter syndrome, and keeps telling me that I’m smart and accomplished (which I do know I am) and should just go for it. But I am afraid I will look silly if I apply for a position for which I do not have requested experience. Additionally, I do not want to call upon my reference from last summer for such a position.

I’d apply for the ones asking for 1-3 years of experience (or 1-X) and see what happens. Worst case scenario, you don’t get interviews for any of them and then you’ll have more data about what’s feasible. But you’re not going to offend anyone or look ridiculous; people apply for jobs all the time that they’re not fully qualified for, and anyone who’s done more than a week of hiring work isn’t going to find that weird. And don’t worry about wasting your reference’s time, since if they call her, it’s because they’re seriously considering you. They’re not going to call a reference for someone who’s not even in the ballpark.

You should also talk to your reference and other people in your network who work in your field and ask them to weigh in on what level of position you should be targeting. You might find out you’re being too cautious (or you might find out that you’re not, which would also be good to know).

4. How do I motivate my employees?

I’m a 24-year-old manager of two employees who are both in their 30s. As you can imagine, my confidence is challenged pretty often on my ability to manage them, but I do know I’ve got the right skillset.

My biggest concern at the moment is motivating the team. I always feel uncomfortable throwing motivational ideas at them because I feel like they can see through my attempts to get them to work harder. How do I go about motivating them to feel ready to take on the day without feeling like an idiot?

Do they need motivating, or do you just think that’s something you’re supposed to be doing? Generally when people need motivating, it’s an indicator that something is wrong with the situation — either you have the wrong people for the job, or something in their environment is de-motivating them (like unreasonable expectations or terrible pay/benefits/management/culture). Generally, if you have the right people on your team and a decent environment, they’ll be motivated if you’re doing your job well — meaning that you’ve given them meaningful roles with real responsibility, ensured that they’re making progress toward meaningful goals, and recognized them for good work (both via feedback and via their compensation).

If there’s nothing in the environment that would de-motivate a reasonable person and you’ve laid out clear and reasonable expectations about how you want them to operate, and you’re having trouble getting them to hit the level of productivity and results you need (and you’ve told them that, to no avail), then I’d look at whether you have (a) reasonable expectations and (b) the right people for the work. But usually a manager shouldn’t need to get people ready to take on the day.

5. Can I ask our HR consultant for advice on leaving?

I am an office and HR coordinator for a small (under 20 employees) consulting firm. I’m the only HR person in the company and had no previous experience in HR when I started here 12 years ago as the first employee in a tiny start-up. Because we don’t have our own HR department, we have an HR consultant who we contact when we don’t know how to best (or legally) handle a situation. The company we use is one of the oldest and most respected HR companies in our town.

After 12 years here, I’m afraid I’m getting burned out. And the ownership is making a lot of decisions that are disappointing to me. So, I’m feeling like it might be time to look for another job. But, I would also like some “career counseling” to get an objective opinion on the employment situation that I’m currently in. Maybe it’s not as bad as I think it is and I’m just too emotionally involved since I’ve been here so long? Maybe I need better coping skills? Or maybe, I really do have a bad boss who isn’t going to change (I think I’ve read all of your posts on that topic).

I would really like to reach out to our HR consultant for career counseling and possibly career placement. But, I don’t know if this would put them in an awkward position or not. Do you think it’s appropriate for me to contact their career placement person, who I know and have worked with, on my own for my own job search?

If I go through with this, I’d like to use this company specifically because 1) they have a great reputation and do great work, and 2) they know my company and I think could give me an honest assessment.

Yeah, you’d be putting them in an awkward situation since they need to have some loyalty to your employer, who could be irked if it came out later that they’d helped you leave. That’s not necessarily reasonable (your employer doesn’t own you and you’re allowed to seek help in leaving), but it’s common enough that your HR company could understandably feel uncomfortable about it. And if nothing else, they might feel uncomfortable keeping a personnel-related secret from your company.

That’s not to say that this kind of thing never goes smoothly. It sometimes does. But it depends on the philosophy of the person you’d be contacting, and that can be tough to know ahead of time.

You may also like:

my boss is smothering me

I have an inappropriate coworker and our mothers are friends

I’m sick of being the office therapist

my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more was originally published by Alison Green on Ask a Manager.

from RSSMix.com Mix ID 8265703 http://ift.tt/2BtfBQr via IFTTT

[s-kinnyheaven]

my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more

It’s five answers to five questions. Here we go…

1. My manager won’t leave me alone about her romantic problems

My senior manager recently left her husband for another man. This new relationship is very unstable in that they split up on an almost weekly basis. I’ve known my manager for over 20 years, but she has only recently come to work in our team. When she and the new man split up, it is always his decision and she takes it really badly and it severely affects things at work. She will tell everyone about her problems and regularly posts about it on social media. She has called me at home in a state and I’ve spent hours with her trying to console her. But now I’m beginning to feel smothered by her, she won’t leave me alone outside of work, and me and my colleagues are literally carrying her at work and we get no thanks from her for it. I’m at the end of my tether.

Stop answering her calls outside of work. Or if you do answer and she wants to talk about her relationship problems, explain you’re unable to talk (you’re walking into a movie theater / just met a friend for dinner / entertaining guests / running out the door to meet your sister) and will see her the next day at work.

At work, if she tries to lay relationship talk on you, say this: “I know you’re going through a tough time, but since you’re my boss, I don’t feel right being a sounding board for this anymore. I’m sorry I can’t help. I hope you have people outside of work you can talk with.” And then if she continues to try it after that: “Sorry, I’ve got to finish up the X project — I hope things get better for you!” (Accompany that with appropriate body language like turning back to your computer and continuing to work.) And if it still continues: “Jane, I’m so sorry you’re having a tough time, but I’m not comfortable being your sounding board at work. Now that you’re my boss, I feel strongly that we need to have different boundaries in place. I know I didn’t say that earlier, but I’ve realized that I should have. I hope you understand.” And encourage your coworkers to set boundaries with her too.

Regarding carrying her at work — one option is simply to stop. By covering her work for her, you’re enabling her in not doing it herself. Step back from that and see if she steps up (and if she doesn’t, let her deal with the consequences of that).

2. I’m nervous about not eating much at the office Christmas lunch

I’m coming up to my first Christmas at my current company, and recently found out about their end-of-year tradition: Close early on the final Friday, head into the central business district’s premier restaurant precinct, and enjoy a long (and at 1-2 hours, presumably multi-course) Christmas luncheon.

Here’s the problem: several years ago I was struck down by an unidentified post-viral gastric condition. While the symptoms eventually stopped, six months of near-starvation had a lasting effect: I now eat like the proverbial bird — a SMALL bird. Less than a child, probably. An entirely adequate lunch for me is half a sandwich and two-thirds of a muesli bar … if I’m on my own. I tend to eat even less in company due to self-consciousness nobbling my appetite. A slap-up meal of the type I’m expected to attend is impossible.

I really do NOT want to broadcast my private (and unhelpfully vague) medical history to the entire office, but I’m not sure what else to do. It’s a very small company — no crowd to hide amongst — so if I go, my “abnormal” eating patterns will be blatantly apparent to everyone. I’m afraid that the suspicion of anorexia or another eating disorder will cross at least one person’s mind — a suspicion that’ll be hard to deny without sounding like I’m, well, in denial. (Can’t claim dietary restrictions as I’ve discreetly picked my way though several office bring-a-plates without demur.)

If I can manage not to go, I’ll feel obliged to offer some kind of reason for skipping it … but since I’ve been given ample notice to avoid scheduling clashes, have no family to serve as an excuse, and am known not to have travel plans, I can’t think of one. Either way (go, and nibble at half a salad; or don’t go at all), I’d be concerned about the etiquette implications of seeming to spurn the company’s hospitality. Possibly I’m overthinking this, but I’m new-ish to the workforce and feeling rather lost. What’s the best way out of this dilemma?

You are indeed over-thinking it! Go, eat what you want, and push the rest of your food around on your plate (a time-honored tradition to disguise the fact that you’re not eating it). If anyone questions you about it, say that you ate a late lunch or are on medication that’s giving you a small appetite or “I didn’t have a big appetite tonight but didn’t want to miss this” or even just “I’m not sure! The food is great — just not super hungry right now.” No polite person will scrutinize what you eat after that kind of quick explanation. And definitely don’t worry about seeming to spurn your company’s hospitality — by showing up and being pleasant, you are meeting your obligations there. You aren’t obligated to clean your plate.

That said, assuming you’re going to be working with these people for a while and there will likely be other events, if you’re comfortable with it, it might make your life easier to just say, “I have a medical condition where I can’t eat a lot at one time.” You don’t need to disclose more than that (and if people ask questions, it’s fine to say, “Oh, it’s boring” or “I don’t like to talk about it at work”), but it might help you not have to worry about dealing with this each time.

3. Applying for jobs when you don’t meet all the qualifications

I am a senior in college who is looking for a post graduate job, specifically in the museum development field. I am ambitious, go to a top school, and have a high GPA. I have had many prestigious museum internships over the past few years, which have all resulted in glowing recommendations from my supervisors. At the end of my most recent internship, I was told that I was perfectly qualified for a development assistant position.

My father often sends me job listings he finds online.. He recently sent me a bunch, most of which were for associates (the next level up). They all requested somewhere between 1-4 years of experience in various ranges (1-3, 2-4, etc). I have rarely seen assistant positions available. I suspect that in smaller museums, they may not even exist. My experience in development only constitutes a 3-month internship, but it was with one of the best museums in the country, I have extensive museum experience in other internship positions, and all the required tasks on the listing look quite easy for me. I would apply instantly, if not for the requested years of experience. (FYI, they do not request things like “demonstrated experience with ______.” I understand I cannot provide that.)

My father seems to think this is imposter syndrome, and keeps telling me that I’m smart and accomplished (which I do know I am) and should just go for it. But I am afraid I will look silly if I apply for a position for which I do not have requested experience. Additionally, I do not want to call upon my reference from last summer for such a position.

I’d apply for the ones asking for 1-3 years of experience (or 1-X) and see what happens. Worst case scenario, you don’t get interviews for any of them and then you’ll have more data about what’s feasible. But you’re not going to offend anyone or look ridiculous; people apply for jobs all the time that they’re not fully qualified for, and anyone who’s done more than a week of hiring work isn’t going to find that weird. And don’t worry about wasting your reference’s time, since if they call her, it’s because they’re seriously considering you. They’re not going to call a reference for someone who’s not even in the ballpark.

You should also talk to your reference and other people in your network who work in your field and ask them to weigh in on what level of position you should be targeting. You might find out you’re being too cautious (or you might find out that you’re not, which would also be good to know).

4. How do I motivate my employees?

I’m a 24-year-old manager of two employees who are both in their 30s. As you can imagine, my confidence is challenged pretty often on my ability to manage them, but I do know I’ve got the right skillset.

My biggest concern at the moment is motivating the team. I always feel uncomfortable throwing motivational ideas at them because I feel like they can see through my attempts to get them to work harder. How do I go about motivating them to feel ready to take on the day without feeling like an idiot?

Do they need motivating, or do you just think that’s something you’re supposed to be doing? Generally when people need motivating, it’s an indicator that something is wrong with the situation — either you have the wrong people for the job, or something in their environment is de-motivating them (like unreasonable expectations or terrible pay/benefits/management/culture). Generally, if you have the right people on your team and a decent environment, they’ll be motivated if you’re doing your job well — meaning that you’ve given them meaningful roles with real responsibility, ensured that they’re making progress toward meaningful goals, and recognized them for good work (both via feedback and via their compensation).

If there’s nothing in the environment that would de-motivate a reasonable person and you’ve laid out clear and reasonable expectations about how you want them to operate, and you’re having trouble getting them to hit the level of productivity and results you need (and you’ve told them that, to no avail), then I’d look at whether you have (a) reasonable expectations and (b) the right people for the work. But usually a manager shouldn’t need to get people ready to take on the day.

5. Can I ask our HR consultant for advice on leaving?

I am an office and HR coordinator for a small (under 20 employees) consulting firm. I’m the only HR person in the company and had no previous experience in HR when I started here 12 years ago as the first employee in a tiny start-up. Because we don’t have our own HR department, we have an HR consultant who we contact when we don’t know how to best (or legally) handle a situation. The company we use is one of the oldest and most respected HR companies in our town.

After 12 years here, I’m afraid I’m getting burned out. And the ownership is making a lot of decisions that are disappointing to me. So, I’m feeling like it might be time to look for another job. But, I would also like some “career counseling” to get an objective opinion on the employment situation that I’m currently in. Maybe it’s not as bad as I think it is and I’m just too emotionally involved since I’ve been here so long? Maybe I need better coping skills? Or maybe, I really do have a bad boss who isn’t going to change (I think I’ve read all of your posts on that topic).

I would really like to reach out to our HR consultant for career counseling and possibly career placement. But, I don’t know if this would put them in an awkward position or not. Do you think it’s appropriate for me to contact their career placement person, who I know and have worked with, on my own for my own job search?

If I go through with this, I’d like to use this company specifically because 1) they have a great reputation and do great work, and 2) they know my company and I think could give me an honest assessment.

Yeah, you’d be putting them in an awkward situation since they need to have some loyalty to your employer, who could be irked if it came out later that they’d helped you leave. That’s not necessarily reasonable (your employer doesn’t own you and you’re allowed to seek help in leaving), but it’s common enough that your HR company could understandably feel uncomfortable about it. And if nothing else, they might feel uncomfortable keeping a personnel-related secret from your company.

That’s not to say that this kind of thing never goes smoothly. It sometimes does. But it depends on the philosophy of the person you’d be contacting, and that can be tough to know ahead of time.

You may also like:

my boss is smothering me

I have an inappropriate coworker and our mothers are friends

I’m sick of being the office therapist

my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more was originally published by Alison Green on Ask a Manager.

from RSSMix.com Mix ID 8265703 http://ift.tt/2BtfBQr via IFTTT

[shmow-zows]

my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more

It’s five answers to five questions. Here we go…

1. My manager won’t leave me alone about her romantic problems

My senior manager recently left her husband for another man. This new relationship is very unstable in that they split up on an almost weekly basis. I’ve known my manager for over 20 years, but she has only recently come to work in our team. When she and the new man split up, it is always his decision and she takes it really badly and it severely affects things at work. She will tell everyone about her problems and regularly posts about it on social media. She has called me at home in a state and I’ve spent hours with her trying to console her. But now I’m beginning to feel smothered by her, she won’t leave me alone outside of work, and me and my colleagues are literally carrying her at work and we get no thanks from her for it. I’m at the end of my tether.

Stop answering her calls outside of work. Or if you do answer and she wants to talk about her relationship problems, explain you’re unable to talk (you’re walking into a movie theater / just met a friend for dinner / entertaining guests / running out the door to meet your sister) and will see her the next day at work.

At work, if she tries to lay relationship talk on you, say this: “I know you’re going through a tough time, but since you’re my boss, I don’t feel right being a sounding board for this anymore. I’m sorry I can’t help. I hope you have people outside of work you can talk with.” And then if she continues to try it after that: “Sorry, I’ve got to finish up the X project — I hope things get better for you!” (Accompany that with appropriate body language like turning back to your computer and continuing to work.) And if it still continues: “Jane, I’m so sorry you’re having a tough time, but I’m not comfortable being your sounding board at work. Now that you’re my boss, I feel strongly that we need to have different boundaries in place. I know I didn’t say that earlier, but I’ve realized that I should have. I hope you understand.” And encourage your coworkers to set boundaries with her too.

Regarding carrying her at work — one option is simply to stop. By covering her work for her, you’re enabling her in not doing it herself. Step back from that and see if she steps up (and if she doesn’t, let her deal with the consequences of that).

2. I’m nervous about not eating much at the office Christmas lunch

I’m coming up to my first Christmas at my current company, and recently found out about their end-of-year tradition: Close early on the final Friday, head into the central business district’s premier restaurant precinct, and enjoy a long (and at 1-2 hours, presumably multi-course) Christmas luncheon.

Here’s the problem: several years ago I was struck down by an unidentified post-viral gastric condition. While the symptoms eventually stopped, six months of near-starvation had a lasting effect: I now eat like the proverbial bird — a SMALL bird. Less than a child, probably. An entirely adequate lunch for me is half a sandwich and two-thirds of a muesli bar … if I’m on my own. I tend to eat even less in company due to self-consciousness nobbling my appetite. A slap-up meal of the type I’m expected to attend is impossible.

I really do NOT want to broadcast my private (and unhelpfully vague) medical history to the entire office, but I’m not sure what else to do. It’s a very small company — no crowd to hide amongst — so if I go, my “abnormal” eating patterns will be blatantly apparent to everyone. I’m afraid that the suspicion of anorexia or another eating disorder will cross at least one person’s mind — a suspicion that’ll be hard to deny without sounding like I’m, well, in denial. (Can’t claim dietary restrictions as I’ve discreetly picked my way though several office bring-a-plates without demur.)

If I can manage not to go, I’ll feel obliged to offer some kind of reason for skipping it … but since I’ve been given ample notice to avoid scheduling clashes, have no family to serve as an excuse, and am known not to have travel plans, I can’t think of one. Either way (go, and nibble at half a salad; or don’t go at all), I’d be concerned about the etiquette implications of seeming to spurn the company’s hospitality. Possibly I’m overthinking this, but I’m new-ish to the workforce and feeling rather lost. What’s the best way out of this dilemma?

You are indeed over-thinking it! Go, eat what you want, and push the rest of your food around on your plate (a time-honored tradition to disguise the fact that you’re not eating it). If anyone questions you about it, say that you ate a late lunch or are on medication that’s giving you a small appetite or “I didn’t have a big appetite tonight but didn’t want to miss this” or even just “I’m not sure! The food is great — just not super hungry right now.” No polite person will scrutinize what you eat after that kind of quick explanation. And definitely don’t worry about seeming to spurn your company’s hospitality — by showing up and being pleasant, you are meeting your obligations there. You aren’t obligated to clean your plate.

That said, assuming you’re going to be working with these people for a while and there will likely be other events, if you’re comfortable with it, it might make your life easier to just say, “I have a medical condition where I can’t eat a lot at one time.” You don’t need to disclose more than that (and if people ask questions, it’s fine to say, “Oh, it’s boring” or “I don’t like to talk about it at work”), but it might help you not have to worry about dealing with this each time.

3. Applying for jobs when you don’t meet all the qualifications

I am a senior in college who is looking for a post graduate job, specifically in the museum development field. I am ambitious, go to a top school, and have a high GPA. I have had many prestigious museum internships over the past few years, which have all resulted in glowing recommendations from my supervisors. At the end of my most recent internship, I was told that I was perfectly qualified for a development assistant position.

My father often sends me job listings he finds online.. He recently sent me a bunch, most of which were for associates (the next level up). They all requested somewhere between 1-4 years of experience in various ranges (1-3, 2-4, etc). I have rarely seen assistant positions available. I suspect that in smaller museums, they may not even exist. My experience in development only constitutes a 3-month internship, but it was with one of the best museums in the country, I have extensive museum experience in other internship positions, and all the required tasks on the listing look quite easy for me. I would apply instantly, if not for the requested years of experience. (FYI, they do not request things like “demonstrated experience with ______.” I understand I cannot provide that.)

My father seems to think this is imposter syndrome, and keeps telling me that I’m smart and accomplished (which I do know I am) and should just go for it. But I am afraid I will look silly if I apply for a position for which I do not have requested experience. Additionally, I do not want to call upon my reference from last summer for such a position.

I’d apply for the ones asking for 1-3 years of experience (or 1-X) and see what happens. Worst case scenario, you don’t get interviews for any of them and then you’ll have more data about what’s feasible. But you’re not going to offend anyone or look ridiculous; people apply for jobs all the time that they’re not fully qualified for, and anyone who’s done more than a week of hiring work isn’t going to find that weird. And don’t worry about wasting your reference’s time, since if they call her, it’s because they’re seriously considering you. They’re not going to call a reference for someone who’s not even in the ballpark.

You should also talk to your reference and other people in your network who work in your field and ask them to weigh in on what level of position you should be targeting. You might find out you’re being too cautious (or you might find out that you’re not, which would also be good to know).

4. How do I motivate my employees?

I’m a 24-year-old manager of two employees who are both in their 30s. As you can imagine, my confidence is challenged pretty often on my ability to manage them, but I do know I’ve got the right skillset.

My biggest concern at the moment is motivating the team. I always feel uncomfortable throwing motivational ideas at them because I feel like they can see through my attempts to get them to work harder. How do I go about motivating them to feel ready to take on the day without feeling like an idiot?

Do they need motivating, or do you just think that’s something you’re supposed to be doing? Generally when people need motivating, it’s an indicator that something is wrong with the situation — either you have the wrong people for the job, or something in their environment is de-motivating them (like unreasonable expectations or terrible pay/benefits/management/culture). Generally, if you have the right people on your team and a decent environment, they’ll be motivated if you’re doing your job well — meaning that you’ve given them meaningful roles with real responsibility, ensured that they’re making progress toward meaningful goals, and recognized them for good work (both via feedback and via their compensation).

If there’s nothing in the environment that would de-motivate a reasonable person and you’ve laid out clear and reasonable expectations about how you want them to operate, and you’re having trouble getting them to hit the level of productivity and results you need (and you’ve told them that, to no avail), then I’d look at whether you have (a) reasonable expectations and (b) the right people for the work. But usually a manager shouldn’t need to get people ready to take on the day.

5. Can I ask our HR consultant for advice on leaving?

I am an office and HR coordinator for a small (under 20 employees) consulting firm. I’m the only HR person in the company and had no previous experience in HR when I started here 12 years ago as the first employee in a tiny start-up. Because we don’t have our own HR department, we have an HR consultant who we contact when we don’t know how to best (or legally) handle a situation. The company we use is one of the oldest and most respected HR companies in our town.

After 12 years here, I’m afraid I’m getting burned out. And the ownership is making a lot of decisions that are disappointing to me. So, I’m feeling like it might be time to look for another job. But, I would also like some “career counseling” to get an objective opinion on the employment situation that I’m currently in. Maybe it’s not as bad as I think it is and I’m just too emotionally involved since I’ve been here so long? Maybe I need better coping skills? Or maybe, I really do have a bad boss who isn’t going to change (I think I’ve read all of your posts on that topic).

I would really like to reach out to our HR consultant for career counseling and possibly career placement. But, I don’t know if this would put them in an awkward position or not. Do you think it’s appropriate for me to contact their career placement person, who I know and have worked with, on my own for my own job search?

If I go through with this, I’d like to use this company specifically because 1) they have a great reputation and do great work, and 2) they know my company and I think could give me an honest assessment.

Yeah, you’d be putting them in an awkward situation since they need to have some loyalty to your employer, who could be irked if it came out later that they’d helped you leave. That’s not necessarily reasonable (your employer doesn’t own you and you’re allowed to seek help in leaving), but it’s common enough that your HR company could understandably feel uncomfortable about it. And if nothing else, they might feel uncomfortable keeping a personnel-related secret from your company.

That’s not to say that this kind of thing never goes smoothly. It sometimes does. But it depends on the philosophy of the person you’d be contacting, and that can be tough to know ahead of time.

You may also like:

my boss is smothering me

I have an inappropriate coworker and our mothers are friends

I’m sick of being the office therapist

my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more was originally published by Alison Green on Ask a Manager.

from RSSMix.com Mix ID 8265703 http://ift.tt/2BtfBQr via IFTTT

[willafigg]

my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more

It’s five answers to five questions. Here we go…

1. My manager won’t leave me alone about her romantic problems

My senior manager recently left her husband for another man. This new relationship is very unstable in that they split up on an almost weekly basis. I’ve known my manager for over 20 years, but she has only recently come to work in our team. When she and the new man split up, it is always his decision and she takes it really badly and it severely affects things at work. She will tell everyone about her problems and regularly posts about it on social media. She has called me at home in a state and I’ve spent hours with her trying to console her. But now I’m beginning to feel smothered by her, she won’t leave me alone outside of work, and me and my colleagues are literally carrying her at work and we get no thanks from her for it. I’m at the end of my tether.

Stop answering her calls outside of work. Or if you do answer and she wants to talk about her relationship problems, explain you’re unable to talk (you’re walking into a movie theater / just met a friend for dinner / entertaining guests / running out the door to meet your sister) and will see her the next day at work.

At work, if she tries to lay relationship talk on you, say this: “I know you’re going through a tough time, but since you’re my boss, I don’t feel right being a sounding board for this anymore. I’m sorry I can’t help. I hope you have people outside of work you can talk with.” And then if she continues to try it after that: “Sorry, I’ve got to finish up the X project — I hope things get better for you!” (Accompany that with appropriate body language like turning back to your computer and continuing to work.) And if it still continues: “Jane, I’m so sorry you’re having a tough time, but I’m not comfortable being your sounding board at work. Now that you’re my boss, I feel strongly that we need to have different boundaries in place. I know I didn’t say that earlier, but I’ve realized that I should have. I hope you understand.” And encourage your coworkers to set boundaries with her too.

Regarding carrying her at work — one option is simply to stop. By covering her work for her, you’re enabling her in not doing it herself. Step back from that and see if she steps up (and if she doesn’t, let her deal with the consequences of that).

2. I’m nervous about not eating much at the office Christmas lunch

I’m coming up to my first Christmas at my current company, and recently found out about their end-of-year tradition: Close early on the final Friday, head into the central business district’s premier restaurant precinct, and enjoy a long (and at 1-2 hours, presumably multi-course) Christmas luncheon.

Here’s the problem: several years ago I was struck down by an unidentified post-viral gastric condition. While the symptoms eventually stopped, six months of near-starvation had a lasting effect: I now eat like the proverbial bird — a SMALL bird. Less than a child, probably. An entirely adequate lunch for me is half a sandwich and two-thirds of a muesli bar … if I’m on my own. I tend to eat even less in company due to self-consciousness nobbling my appetite. A slap-up meal of the type I’m expected to attend is impossible.

I really do NOT want to broadcast my private (and unhelpfully vague) medical history to the entire office, but I’m not sure what else to do. It’s a very small company — no crowd to hide amongst — so if I go, my “abnormal” eating patterns will be blatantly apparent to everyone. I’m afraid that the suspicion of anorexia or another eating disorder will cross at least one person’s mind — a suspicion that’ll be hard to deny without sounding like I’m, well, in denial. (Can’t claim dietary restrictions as I’ve discreetly picked my way though several office bring-a-plates without demur.)

If I can manage not to go, I’ll feel obliged to offer some kind of reason for skipping it … but since I’ve been given ample notice to avoid scheduling clashes, have no family to serve as an excuse, and am known not to have travel plans, I can’t think of one. Either way (go, and nibble at half a salad; or don’t go at all), I’d be concerned about the etiquette implications of seeming to spurn the company’s hospitality. Possibly I’m overthinking this, but I’m new-ish to the workforce and feeling rather lost. What’s the best way out of this dilemma?

You are indeed over-thinking it! Go, eat what you want, and push the rest of your food around on your plate (a time-honored tradition to disguise the fact that you’re not eating it). If anyone questions you about it, say that you ate a late lunch or are on medication that’s giving you a small appetite or “I didn’t have a big appetite tonight but didn’t want to miss this” or even just “I’m not sure! The food is great — just not super hungry right now.” No polite person will scrutinize what you eat after that kind of quick explanation. And definitely don’t worry about seeming to spurn your company’s hospitality — by showing up and being pleasant, you are meeting your obligations there. You aren’t obligated to clean your plate.

That said, assuming you’re going to be working with these people for a while and there will likely be other events, if you’re comfortable with it, it might make your life easier to just say, “I have a medical condition where I can’t eat a lot at one time.” You don’t need to disclose more than that (and if people ask questions, it’s fine to say, “Oh, it’s boring” or “I don’t like to talk about it at work”), but it might help you not have to worry about dealing with this each time.

3. Applying for jobs when you don’t meet all the qualifications

I am a senior in college who is looking for a post graduate job, specifically in the museum development field. I am ambitious, go to a top school, and have a high GPA. I have had many prestigious museum internships over the past few years, which have all resulted in glowing recommendations from my supervisors. At the end of my most recent internship, I was told that I was perfectly qualified for a development assistant position.

My father often sends me job listings he finds online.. He recently sent me a bunch, most of which were for associates (the next level up). They all requested somewhere between 1-4 years of experience in various ranges (1-3, 2-4, etc). I have rarely seen assistant positions available. I suspect that in smaller museums, they may not even exist. My experience in development only constitutes a 3-month internship, but it was with one of the best museums in the country, I have extensive museum experience in other internship positions, and all the required tasks on the listing look quite easy for me. I would apply instantly, if not for the requested years of experience. (FYI, they do not request things like “demonstrated experience with ______.” I understand I cannot provide that.)

My father seems to think this is imposter syndrome, and keeps telling me that I’m smart and accomplished (which I do know I am) and should just go for it. But I am afraid I will look silly if I apply for a position for which I do not have requested experience. Additionally, I do not want to call upon my reference from last summer for such a position.

I’d apply for the ones asking for 1-3 years of experience (or 1-X) and see what happens. Worst case scenario, you don’t get interviews for any of them and then you’ll have more data about what’s feasible. But you’re not going to offend anyone or look ridiculous; people apply for jobs all the time that they’re not fully qualified for, and anyone who’s done more than a week of hiring work isn’t going to find that weird. And don’t worry about wasting your reference’s time, since if they call her, it’s because they’re seriously considering you. They’re not going to call a reference for someone who’s not even in the ballpark.

You should also talk to your reference and other people in your network who work in your field and ask them to weigh in on what level of position you should be targeting. You might find out you’re being too cautious (or you might find out that you’re not, which would also be good to know).

4. How do I motivate my employees?

I’m a 24-year-old manager of two employees who are both in their 30s. As you can imagine, my confidence is challenged pretty often on my ability to manage them, but I do know I’ve got the right skillset.

My biggest concern at the moment is motivating the team. I always feel uncomfortable throwing motivational ideas at them because I feel like they can see through my attempts to get them to work harder. How do I go about motivating them to feel ready to take on the day without feeling like an idiot?

Do they need motivating, or do you just think that’s something you’re supposed to be doing? Generally when people need motivating, it’s an indicator that something is wrong with the situation — either you have the wrong people for the job, or something in their environment is de-motivating them (like unreasonable expectations or terrible pay/benefits/management/culture). Generally, if you have the right people on your team and a decent environment, they’ll be motivated if you’re doing your job well — meaning that you’ve given them meaningful roles with real responsibility, ensured that they’re making progress toward meaningful goals, and recognized them for good work (both via feedback and via their compensation).

If there’s nothing in the environment that would de-motivate a reasonable person and you’ve laid out clear and reasonable expectations about how you want them to operate, and you’re having trouble getting them to hit the level of productivity and results you need (and you’ve told them that, to no avail), then I’d look at whether you have (a) reasonable expectations and (b) the right people for the work. But usually a manager shouldn’t need to get people ready to take on the day.

5. Can I ask our HR consultant for advice on leaving?

I am an office and HR coordinator for a small (under 20 employees) consulting firm. I’m the only HR person in the company and had no previous experience in HR when I started here 12 years ago as the first employee in a tiny start-up. Because we don’t have our own HR department, we have an HR consultant who we contact when we don’t know how to best (or legally) handle a situation. The company we use is one of the oldest and most respected HR companies in our town.

After 12 years here, I’m afraid I’m getting burned out. And the ownership is making a lot of decisions that are disappointing to me. So, I’m feeling like it might be time to look for another job. But, I would also like some “career counseling” to get an objective opinion on the employment situation that I’m currently in. Maybe it’s not as bad as I think it is and I’m just too emotionally involved since I’ve been here so long? Maybe I need better coping skills? Or maybe, I really do have a bad boss who isn’t going to change (I think I’ve read all of your posts on that topic).

I would really like to reach out to our HR consultant for career counseling and possibly career placement. But, I don’t know if this would put them in an awkward position or not. Do you think it’s appropriate for me to contact their career placement person, who I know and have worked with, on my own for my own job search?

If I go through with this, I’d like to use this company specifically because 1) they have a great reputation and do great work, and 2) they know my company and I think could give me an honest assessment.

Yeah, you’d be putting them in an awkward situation since they need to have some loyalty to your employer, who could be irked if it came out later that they’d helped you leave. That’s not necessarily reasonable (your employer doesn’t own you and you’re allowed to seek help in leaving), but it’s common enough that your HR company could understandably feel uncomfortable about it. And if nothing else, they might feel uncomfortable keeping a personnel-related secret from your company.

That’s not to say that this kind of thing never goes smoothly. It sometimes does. But it depends on the philosophy of the person you’d be contacting, and that can be tough to know ahead of time.

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my manager won’t stop talking about her romantic problems, not eating at the office Christmas lunch, and more was originally published by Alison Green on Ask a Manager.

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[taco-calamitous]

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