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thelostguardianau · 5 years ago

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The Lost Guardian- Chapter Eight

“Heed the Silenced”

(Authors note: aha.. yknow I should probably stop making promises for this fic. Months later, w/ a chapter that doesn’t have Thomas in it, three different outlines down and i’m really just at the mercy of this fic at this point xD considering midway through writing this chapter I had to cut and rewrite an entire scene i’d spent a month on bc I’d decided that Dee had a chance at redemtion that added an actual direction and a tangable end goal to this story. So. Yeah. And!! A loud Thank You!! to @bumblebeekitten for helping me bounce ideas back & forth for this au and being my beta for this chapter!!)

Character Info & Art:

Chapter Seven | Chapter Nine

Fandom: Thomas Sanders Sides

Pairings: Eventual Polyamsanders (LAMPR/CALMR-a.k.a LAMP/CALM + Remy ‘Sleep’ Sanders)

Warnings: THIS CHAPTER IS KINDA DIALOG HEAVY!(sorry) Currently depicted as morally grey Deceit(subject to change in future chapters), though the side of Deceit from his first appearance doesnt make an appearance in this chapter and it is explained why, mentions of past betrayal and dark descriptions of bodily concepts, curses, limitations, and changes only really explained as possible through the lore of this au. Deceit speaks in riddles because he has to, ominous warnings. Virgil still isn’t okay mentally. Mentions of indifference to death, lack of selfworth or self preservation. (Let me know if I need to add anything!)

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Brown eyes flutter open at the chilly breeze of a fan, and the ravenette’s mind comes to realize that he’s been moved from resting on his stomach to laying on his back. Groggy from his much too short nap, it takes a few moments to realize there are no warm bodies near him or under him, no breathing or chatter of familiar voices to sooth him.

The room, he realizes, is empty.

The room itself is, in fact, not Remy’s bedroom at all.

Shooting straight up, Virgil’s first clear thought is that he’s back at home. At his apartment, this time in his hoodie yet still roughed up from his latest ‘adventure’. The scene is eerily familiar, and yet he knows this time that work is not where he needs to be. It’s already daylight and his mind now knows this familiar scene, he should feel alone. Yet, this time he can hear the sound of honking cars and people, his loud neighbor from upstairs stomping around.

It doesn’t make sense as he walks to his window and peers out to see vague cars and people, he can’t even seem to make out any individual faces. It’s grey and raining outside, but there is no pattering sound against the foggy window. ‘What’s happening?’ Virgil wonders.

“Life seemed so simple a week ago, even months ago, did it not..?” A familiar voice drifts from behind him. Ice cold fear shoots down the ravenette’s spine as he recognizes the voice.

“I can hardly believe you were able to leave it, your routine. It was your everything, back when you came to terms with what you had left. Am I wrong, Virgil?” Whirling around to face the voice, Virgil finds the terrifying ex-Guardian sitting on his couch looking quite at home, if a little sheepish.

“What do you care?” He spat back, stepping back against his window.

“I am only looking out for you, you know. I have been protecting you all your life. Of all people I think I would know what is best for you, don't you think? We are connected after all, you and I.” The man sighed, making a surrendering motion with his hands.

“Why would I trust you?! You tried to kill me yesterday!” Virgil growled. “Why--h-how are you even here!?”

“False, my dear Virgil. I tried to warn you. Sure,” The guardian rolled his hand as he spoke, “I am forced to have a round-about way of speaking my truths, it is just part of my consequences it seems. But how else was I going to get you to listen to me after the others fed you lies about me? I do sincerely apologize for my other half being rough, though. I cannot quite.. Control.. Him.” The guardian tilted his bowler hat down to guiltily hide his eyes, regret briefly twisting his expression.

Finally the Guardian stood, dusting himself off as if his immaculate attire had acquired dust from just existing in his apartment. “I needed my physical body to reach yours and make our soul connection strong again, so that my soul could reach yours. However.. The pain I caused you was far from my intention. I am deeply regretful that it came down to.. That awful encounter.

“To answer your question though, Virgil, I am here because I created ‘here’. A realm made to form this illusion of being home, sweet home, just on the corner of the little street you had come to live on for the past year. It is all my doing. Where you stand is simply an illusion only you and I can access, a manipulation of your dreams and memories. The only place where the real me can talk to you mostly unhindered.” The guardian gestured to his surroundings.

“It takes only one person to flip your life on it’s head, a matter of hours to make the decision of a lifetime, and a matter of days to have completely changed your life’s direction,” He turned to Virgil, and looked him straight in the eyes, feeling distant and lost.

“And only a matter of years to succumb to the depression of the lonely consequences..”

Virgil blinked at that. The sad, longing tone had him thrown for a loop; it almost felt like the Guardian wasn't even quite talking to Virgil. “I-What..? I.. I don’t understand.”

The Guardian shook his head, snapping out of it and refocusing himself. "Nevermind that. It is time I talked to you for real, if you will have me?" The Guardian held out a hand politely, though there was no real expectation for Virgil to take it.

After a pause, Virgil gave a slight nod, still suspicious of the other's intent. The Guardian returned the nod, and his hand fell to his side.

“I am limited to the time that you rest and for now I will not be able to explain myself thoroughly, so, I ask you to understand that I do not expect you to trust me when I am done. I honestly do not expect you to ever trust me. With the mistakes I have made, I firmly believe I would not deserve it.”

Virgil blinked in surprise, not having expected his captor to admit to his faults straight off the bat.

“Okay.. Well, we’re here, might as well hear your side of the story. So.. Shoot.” Virgil said lightly, distrust and suspicion still evident in his tone and stance.

“I would assume at this point you are well aware of how the story you have been told paints me as the villain, a mastermind seeking power, immortality, and revenge? At least, that is what I am led to believe is still the story, it has been many years since I have heard the tale first hand… And... Well. Would that not be so lovely?” Virgil made a face, eyes narrowing in confusion.

“I am serious. Life would be so much easier if it was all black and white, true or false, good and bad, would it not? If those who meant well knew everything and those malicious few could not corrupt anything?” The Guardian frowned a bit, frustrated with his words that couldn’t seem to cooperate with him.

“Would it not be lovely if I could talk to you without fighting to keep from turning every honest thought into a question or theoretical statement just to let it be said? That my words could hold a meaning not forcibly disguised in the forms of fables and riddles?” The Guardian looked down lamely, his words tapering off in agitation. For a moment, Virgil waited as the Guardian was silent, contemplative. Then, the next moment the Guardian’s face scrunched up in sadness and his words were soft as he placed a hand over his golden wrist markings.

“My story is complicated, and twisted with shades of grey. One could say what I did was an attempt to keep you safe, another could say that what I did was outlandish and impulsive, and stupid. But no one will be able to tell you that what I did went according to the plan I had... at first. No one will tell you that my intention was to save you, to keep your fate safe. No one will tell you that my plan was ruined. Because there is no longer anyone who remembers what happened that night except for me,”

The Guardian’s eyes flicked up to meet the ravenette’s, a hurt look passing over his face as he continued. His steady voice now just barely trembled with uncertainty as he continued.

“No one but me and the soul who wants so desperately for everyone to forget. The soul who ripped my own in two to bury the secret, and ruin you and I both.”

“My final warning is this: Beware of the man who carries the world on his shoulders unflinchingly, he will be watching you closely. You have immunity to his power thanks to our connection, you might use this knowledge well to find the truth that lies in plain sight. However, your fate lies in the decisions you chose to make with this knowledge, I can only warn you of what might come.” The Guardian nodded solemnly, choosing to finish his cryptic warning there.

Virgil stood there, reeling with the information. Sure, he definitely wasn’t completely convinced he could trust this cryptic stranger, Guardian? Foe? Friend? Virgil wasn’t really sure what to call him anymore. But damn, his life was already so fucking crazy, this was all just fucking crazy! He could just be dreaming for all he knew.

But… Deep inside, he was hoping he wasn’t.

This was, well. This wasn’t what he’d been expecting to hear when facing the man whose, er, body? Had originally tried to strangle him? Now he’d heard his sob story and, well, Virgil wasn’t that easy to fool, but he’d also been told that it wasn’t expected that he’d trust the guy even in the end and he didn’t really want to.

He’d been on the path to death for so long, and then just two days ago everything had changed. So much was happening, it was frankly exhausting. What the fuck was he, some book protagonist? Couldn’t he get a little time to think about all this before he went crazy?

Still, something under all his incredulity begged to hear the guardian out. He vaguely wondered how Stockholm Syndrome worked before he gave in a little. What difference did a little more crazy make in his life at this point?

“Fine, I’ll heed your warning, or whatever the fuck. But only if you can tell me what you mean when you said that this guy ripped your, uh, soul? In two.” Virgil huffed, partially relaxing. It was odd how comforting he found it to be, floating in this weird feeling imaginary world, where he could interact with objects that weren’t real. It felt like he was really standing in his home, and yet it was just built from memory.

The guardian’s solemn expression formed into a grim smile, eyes distant once more before nodding. “I will do the best that my words will allow.” Virgil nodded, and waited for the now very familiar stranger to gather his words and take a breath. Then he began, his markings lightly flashing gold.

“You find yourself whole one day, as you have always been. To be whole of body, whole of mind, both human and guardian in nature. To have conscious thought and control over your whole physical being and soul..

“You find that yourself and others of the winged variety are capable of separating your soul from your being, though only the most Elite can do it well. You find out the family you made would soon be in danger. You then find yourself lost and alone when you once had a home to call your own.

“You find yourself knowing a truth, a perilous truth. Your home is in shambles now that you are gone, yet they do not know it. This truth is at fault, but the blame is not fully your own in a world built on lies.

“The source of truth tucks itself into blankets of grey, drawing itself further from discovery with each passing day. Now only you know the truth. The source of the truth finds you, it seeks to hide you too.

“You find yourself split one day, as you have never been before. Forced apart from the body, trapped within the mind. Guardian in nature, to have conscious thought and your dying soul trapped within, a false mind piloting the puppeteered confines of a broken body with a blind goal.”

“You find you cannot control what you used to, you are a prisoner to a body that is no longer your own, mostly unconscious to the world around it. Crazed by the false emotions that fuel it.”

“The you that used to be is no longer, and has not been for over a hundred years. The world that knew you knows not of what you’ve become. Knows not of the shackles that bind you.

“The you that used to be is no longer, and will never be again.” The Guardian finished, hesitant yellow eyes meeting Virgil’s carefully. Phantom goosebumps trail down Virgil's arms as the final sentence strikes a cord in him.

Virgil found he really wasn’t quite sure how to respond to that, the rawness in the other’s tone spoke volumes of the sore spot they’d reached.

“Your body rests, but your mind also needs time to process today. I shall see you when you next rest, though only if you wish to seek me. Rest well knowing that you will not be scooped from your safety once more, as I hope I’m never to do so again. And...” The guardian paused, considering their next words very carefully.

“I know it is selfish to ask... but, I hope and wish that Thomas is alright, after all this time... Do take care of him, would you?”

Virgil paused and stared, finding only concern and longing in the guardian’s expression. And, well, fuck. What a way to pull at a guy’s heartstrings.

“Er, yes. Yeah. I’ll try my best.” Virgil gave his signature mock salute, the Guardian tipping his hat in return.

“Trying is all I could ever ask of you, Virgil. Rest well, you will need it.” And with that final sentence, the world around Virgil gently grew dark, and he sunk into the comforting arms of sleep.

Despite it all, Virgil still found his mind vaguely conscious. Sluggish at best, but awake nonetheless.

He figured it was likely some lingering effect from the Guardian’s dream realm, but didn’t dwell on it. His life had way too much else going on to be debating the side effects gained from Guardian powers.

First, he’d been pretty damn convinced two days ago that he was going to be a goner by the end of the month. Completely resigned to die believing that his very existence was scorned by the world he’d been unwillingly born into.

Then Patton had stumbled onto his shitty apartment’s roof, found him in all of his resigned and depressed glory, and changed his life forever.

They’d mostly skipped the whole ‘Human nature is a series of life, death, and rebirth’ spiel that guardians were known to give in these situations because... Well, It wasn’t like they’d really had time to address it before the truth about his soul had come out. That he wasn’t exactly human to begin with.

Virgil didn’t think that Guardians had ever had a situation like his before. There wasn’t a protocol for comforting a kidnapped guardian soul. It’d never been a possibility before!

So it wasn’t surprising then, that Virgil didn’t have any better of a time processing it.

His whole life, all that he’d known to be true, all that he’d believed in? Everything had been uprooted and turned on its head. He’d apparently been living a life that was not supposed to be.

Perhaps for the first time in two days, Virgil realized that the thought of his death at the end of the month had not been consistently worming into his brain. It had once been something he could never seem to stop thinking about.

The death indicated by his soul timer was now perhaps the farthest thing from his mind.

Perhaps the strangest thing so far was that he wasn’t alone anymore. He’d possibly had more physical contact with other people in the short two(three?) days since this adventure started then he’d had in the past 16 years.

And wasn’t it just the cherry on top that he’d also gotten nearly choked out by the very guardian accused of kidnapping his soul in the first place? And now he was considering trusting the damn guy.

Virgil hollowly wondered why he even cared.

Why did he care about staying alive now when he’s spent his whole life believing he never would? Up until two days ago, that belief had still been true. But now? Avoiding death was the goal, Logan had stated as much.

Really, would Virgil lose anything by trusting the banished guardian? Even if the guardian was trying to trick Virgil and got him killed, what difference would it make? That’d always been the goal before. What did he, Virgil, really have to lose?

If it happened that Virgil lived past his twentieth birthday, if he became a guardian like he was supposed to be in the first place. Would he want that? Did he want that?

He wasn’t sure. Didn’t know if he ever had been.

His life had been built on resignation to the inevitable. Nothing seemed to motivate him towards liking or hating that possibility. He was just that.

Indifferent.

And wasn’t that just the greatest revelation of the night? Finding out that you’re indifferent to living or dying.

Once this was all over, if Virgil lived that long, he would make a note to see a therapist. He knew very well that this kind of mindset was unhealthy to keep. It just couldn’t be helped that the nineteen years he’d lived with this particular affliction couldn’t be fixed by a few extra hugs and comforting words.

Even if he didn’t like the fact that death sounded like the more peaceful option.

His thoughts paused, mentally sighing at the downward spiral he’d caught himself in. It was tiring, and going nowhere.

‘For now,’ he decided, ‘I’m just going to see how this plays out. The Guardian said that none of the others remember the truth, or whatever. So, It’s a ‘he said-they said’ situation right now...’

‘I’ll have to keep an eye out for the guy that he warned me about, then. Who knows if he's as dangerous as The Guardian made him out to be. It’s hard to tell with the weird way he has to talk..’

Virgil paused again, a realization striking him. If he could have groaned, he would have. Not once had he been given or even remembered to ask for the name of said Guardian. What was he supposed to call the rogue Guardian now? He couldn’t just keep calling him The Guardian!

Amidst the disbelief of such a slip up, a foreign yet familiar feeling prodded questioningly at his conscious mind. Adding confusion into the mix of emotions, he returned the feeling with a questioning thought of his own.

He briefly heard the Guardian’s whispy voice once more, now acting with permission.

“You may call me Janus”

Then all at once, Virgil woke up.

Chapter Nine

#sanders sides #virgil sanders #deceit sanders #lamp/calm #LAMPR/CALMR #LAMP/CALM + remy ‘sleep’ sanders #tw angst #tw long post #long fic #thelostguardianau #morally grey deceit #for the time being #the aim is that he reach sympathetic but trust aint that easy

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flamingo-writes · 4 years ago

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Mixtape Track 03

Humility by Gorillaz (feat. George Benson)

Summary: Even though he's a big city boy himself, Josuke Higashikata still agreed to go camping with you and your dad. Learning in the process that camping isn't as easy as you usually make it sound. However, its during the trip that he discovers something. A new set of feelings for you start clouding his mind.

A/N: this was also inspired by the recent camping trip I had with a fre friends a few weeks back.

Warnings: none.

People were usually surprised by how close Josuke and you were. Considering the both of you were so different. Sure, for two people who basically grew up together, you were very different.

Growing up, you constantly went camping with your father, since he was a botanist. Even though now a days he worked as a teacher in City S's University, he missed his researcher days when he'd go on field trips to research plants. And so, during school breaks, he'd go camping for a few days and take you along into the most recondite places in the middle of nowhere.

While you grew up spending a lot of time in the wild, you grew to be a bit feral and adventurous. Curious of the tiny details nature had to offer, with a lot of knowledge about plants, how to light a fire, how to climb, you were very much like a wild animal yourself. You kept your appereance always simple and practical and despite liking being clean, you didn't really mind if you got dirty.

Josuke on the contrary, was a city boy, despite living in the small town of Morioh. Always looked after his appereance, always clean, always smelling nice. Josuke was a smart kid, no doubt, but when it came to survival skills, he had none, since he usually took many things for granted because he was raised always withing the limits of Morioh.

In the summer before starting highschool, as per usual, your dad planned out a camping trip with a couple of his friends from college. They usually brought their kids along, with whom you got along with, but neither of them lived in Morioh. However, this time, your father told you you could bring a friend with you.

But boy, poor Josuke Higashikata didn't know what he had gotten himself into. He though it was gonna be different, considering how you always spoke so excitedly about your camping trips with your dad.

Its not that he didn't have fun. But it was all too complicated. Sleeping on the floor, not having a mirror and having to style his hair from muscle memory. The cold at night was something he never had lived through, his hands freezing as he tried to eat his very simple dinner, as the small group of people gathered around a small fire.

"So, what's the plan for tomorrow?" You asked your father, sitting next to you as he took a big sip of his beer.

"We're gonna go to Sendai, we want to visit the Tama River, probably take a swim there" Your dad said.

"Oh nice!" Kenta, a boy around your age sighed. "I love the Tama river!"

"Sendai? Oh gee, where are we?" Josuke whispered low enough so only you could listen.

"Not sure. But it doesn't matter. When we go to Sendai, we stay a night in some cabins with hot water and beds"

"Oh thank god. I really need a shower. And a roof above my head" Josuke sighed relieved.

"Youre such a city boy" you giggled as Josuke felt a blush creep on his cheeks.

"Yeah, camping its not my thing. I am having fun though" Josuke admitted.

"Thank you for coming here. And I'm sorry I dragged you out of the city" You muttered back, looking at your friend underneath your lashes.

"Hey, don't apologise. I am having fun. You dont get to see landscapes this beautiful in Morioh. Besides, I get to spend time with you, thats ways fun" Josike added apologetically, windering if you felt offended in some way.

It wasnt all that bad, he thought. The cold weather had him sharing a blanket with you. The two of you snuggled together, sharing a blanket. And for the first time, Josuke noticed a different glow in your face.

"Thank you, Josuke" You spoke after a few seconds of silence, resting your cheek on his shoulder and snuggling closer to him as he swore he felt you shiver and tightening the blanket around your shoulder.

Josuke mirrored your movements, getting closer together so the warmth between your bodies helped you stop shivering.

The way you seemed so comfortable in nature, how you breathed in so deeply l every now and then, and how you were quick to day dream while staring at the landscape. He always thought you were objectively a pretty girl, but seeing you like this, he wondered if you had always being this pretty.

Josuke's favorite part of the camping trip was indeed spending the night at a cabin your dad and his friends rented. The first thing he did was take a hot shower while everyone else gathered around a fire outside the cabin exchanging stories of all natures while a friend of your dad cooked dinner.

However, the hot shower was nowhere near close his new favorite experience of the trip compared to when you swam in the river.

The city boy felt slightly intimidated by the idea of swiming in a river. What if something happened to him? Was it really safe to swim in river? It took a little convincing for Josuke to get in there. But nothing you couldn't do.

"C'mon, you know how to swim!" You cheered.

"Its cold!" Josuke whined as he got a si gle foot inside and thought ofnhow the temperature was going to feel in his whole body.

"I know, but as long as you keep moving, you wont feel cold" You added.

"Its easy for you to say it, you're already in there"

"Come on! I'll buy you lunch when were back if you get in here and swim towards me!"

Josuke looked at you as you slowly swam on your back towards the centre of the river.

"You're gonna be fine! I promise!"

Josuke took a deep breath before jumping into the river and swiming towards you. The cold water stinging his skin at first. However, he soon felt the warmth of your skin underwater, as his arm brushed yours.

"Hey you made it!" You said wrapping your arms around his bare shoulders covered in goosebumps due to the cold. You hugged his as he kept moving his legs, brishing his knees with yours every now and then

"I cant feel the bottom, how deep is this river?" Josuke asked.

"Dunno. But it doesnt matter. Just keep swimming!" You cheered.

"I'm going to be honest, Im a bit scared right now" Josuke admitted, a blush painting his cheeks lightly.

"Hey, nothing's going to happen to you. Here" you said holding his hand "Some otters hold hands to keep themselves from drifting away, so, as long as we're holding hands, you're gonna be fine" You squeezed his hand softly as he looked at your uands, oretty visible through the crystal clear water.

"Are we otters now?" Josuke asked.

"You're my otter half" You giggled mischievously as Josuke glared at you at your bad joke.

"Wow" Josuke laughed as he noticed he no longer felt cold anymore "that is the cheesiest joke you ever made"

"Okay fine, you can stop holding my hand now" You joked.

"No! Dont let go! I'll behave, I promise!" Your friend whined.

You laughed, Josuke tightening his grip on your warm hand as the both of you were floating without going anywhere.

You swam together as everyone was enjoying themselves as well swiming in the river. A few hours went by before your dad and his other two friends got off the water and started a fire ready to warm up the food before the sunset.

It a few instances, you had held hands with josuke, without much of a thoight. However, this time ot felt a bit different. It felt a bit more intimate. The time you spent in the river, you were hding hands the entire time. Outside the river, you remained with your fingers entwine despite it not being necessary anymore.

Something in your chest felt different than usual. And you thought you were just being silly, suddenly feeling romantic about holdong hands with your best friend.

However, what you didnt know is that Josuke was having the exact same thoughts. And the same fast heartbeat you were having, as neither of you let gonofneach other's hands as you approached the fire upon being called for dinner.

[Mixtape]

Dont forget to leave feedback! If you want to be tagged in the future, let me know!

Also, have an actual pic from my camping trip. I did swim in a river and even though the water was very cold, I still had a lot of fun

#jojo's bizarre adventure diamond is unbreakable #jojo x reader #jojo's bizarre adventure #jjba #jjba part 4 #jjba pt 4 #jjba p4 #jjba diamond is unbreakable #Diamond is Unbreakable #diu #jjba diu #josuke higashikata x reader #josuke higashikata #josuke x reader #josuke

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mmuschi · 5 years ago

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So im minding my own business listing to the adventure zone and as i pay attention to how Griffin DMs... I am reminded of how luck I am of who my dm is... I really am so lucky... not that Griffin isnt an amazing DM.... mine just has a style that suits mine and personally i think the style is a lot better.

Griffin is a much more merciful dm and that, ive come to realize, doesnt add to the story. @knowledge-creates-power, my genius lil eggy boi, isnt as merciful. He can and has killed characters for major mistakes and he still will. I remember one session... Had i not had time to sit on this one of my characters, Minerva wouldnt have lived. She was trapped in an undead infested city with her two clumsy boyfriends and they had to outrun a vampire. I spent the week prior to the sessions calculating everything. I was given a time frame of how long Minerva had. She was faster than Havir (i think thats how you spelled his name), her speed being 35 ft and his being 30. I knew exactly how many turns i had to use just a movement instead of a dumb movement and everything. Had i not done that, these three characters would have died. These three are his second favorite ship. He LOVES the characters, but if it came down to it they will die if they have to. They still arent out of danger. They are now being hunted and its fun business. That same tiny little arc of Minerva in the undead city... Minerva made a mistake that will haunt her forever. She made a mistake and she has paid for it and will continue to. This is very well done story telling. I know in many stories massive mistakes even are forgotten.

There is so much depth to the world, characters, and story, especially the main big bad, Zorith. We dont know anything about the world. There isnt that much of written history and its all for the most part recent... i forgot how recent but i think it was maybe a few centuries? I believe he told me Strona, where this takes place, is the first civilization to actually be such that we know of. And it is catastrophically failing. We have had i believe several imbalances in power i believe. First it was Strahd that wanted control? but that part as very unclear. A lot in this campaign is. I am dating the dm so i get to know a lot because he rambles to me and it is so cuTE but i barely know the tip of the iceburg. So much depth. But the end of strahd was almost like the shift in balance for the dms? It switch from Meer to Josh. They both DM but Josh holds most of the power because this is HIS creation but Meer does help i believe. So we went from Strahd being a threat and another threat which didnt seem as much of a threat until the character we relied on a lot sided with him (Zorith). Strahd was eaten by a child dragon. That was how that ended. Then it almost looked like Kahn (the boi Zorith stole but didnt actually) was going to take over Strona, Raalis the mega sadistic asshole killed the king and took the power. All of this i believe has taken place in a short amount of time too. I kinda forgot where i was going with this but i think it was to point out how Strona is catastrophically failing at being a civilization. I also want to point out We have been at this a lot and he keeps pulling bull shit on us and it is so skillful and fun. Like we had to make an imporant desicion last session. Do we help Raalis’ troops win or the enemy’s because we dont know if we can trust the new guys but we DONT because one of the kids knows the leader of the resistance and hes a mega bad. yET ANOTHER MEGA BAD. how can this man keep track of so many villains. How do we defeat them all? I dont know and im excited. But like there is so much depth and im way off track. I dont even know what my examples were meant for. But i think the characters. The story? We have been at this for almost a year now but near the end it died down because busy schedules n some other problems but we are super excited to get back into it. two of us have tattoos for it and maybe some more tattoos to come~ but that isnt the point. We have been at this for a while. Josh joined us in Febuary but the campaign has been going on since August of 2018? We still dont know most of the motives from the big bad. I may know a lot... but nobody knows a lot on what is happening. We just got a reALLY NEAT PROPHECY im excITED FOR. As far as we are concerned i BELIEVE but i need to reafirm with Josh later because I think i know what Zorith wants to do but Nala (the only fucking adult in the party and we have 3 other characters and two npcs that have joined us) has only gathered that Zorith wants a lot of power or take over the world...

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downthewellintothewaters · 6 years ago

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Pale King Receipts.

i’ve been slowly storing up a list of all the shit the Pale King messed up. Starting with...

Littering his dead body at the edge of the kingdom completely wreaking havoc on the ecosystem.

Stealing the peaceful moth cult from the now incredibly pissed off sun god.

Tried to hide knowledge of the sun god so no one could know she existed, pissing her off even Farther.

Created a Kingdom in a bottle. As the only kingdom it cant export or import from anything but itself causing a mass social split between makers and users.

Is a massive lier

lied about the kingdom being the only and last one.

if he believes his own lie, that means he doesn't consider any other kingdom to be worth anything and pride is a sin yah know.

While hiding all evidence of the radiance he forgets the MASSIVE STATURE OF HER AT THE TOP OF HIS KINGDOM.

Built his palace under the sewers

Created a marvel of civil engineering in the city of tears. all that water managment and draining systems, we cant even get our roads to drain right and he goes and manages an eternal rain. this is far more sophisticated than HUMANS HAVE MANAGED. our cites can handle like, two weeks of consent rain max. not even. (i dont live near subways but how often do they flood in heavy storms?) so props there PK.

when shit hit the fan he uprooted the whole palace into DREAM aka THE THING THE RADIANCE HAS CONTROL OVER. srsly bad plan

i’d call the creation of hornet a sin but everyone had agreed to it so it can pass, also we get hornet out of it and that is always a plus, so one point removed.

Proceeds to make hornet an orphan so add that point back on.

Created the stagways. Sentient bugs that TALK cant ever leave them. Slaves to always carrying around other bugs to places they will never see themselves.

They are basically extinct because of this because HE SEALED THE STAGWAYS WITH THEM IN IT.

Sealed Hallownest to keep the infection in (badly)

Sealed the city gates leaving Hedgimol with the key. (who had his ENTIRE suit stolen, key and all.)

srsly he just sealed bugs alive and left them to fend off zombies.

Created trams that can only be used if you have a passed issued by the pale king himself.

only one tram is actual useful

the resting ground tram passes over the blue lake because like, bugs cant swim, letting the crossroad bugs visit their dead with is nice of him. points for that.

also the resting ground elevator, bugs are into cemeterys i guess. there is one in dirthmouth too. and the resting grounds with the shaman.

lots of places are build out of bug shell so wtf. how long does a bug have to be dead until it’s socially acceptable to use their corpse for building materials?

uses enough bug bricks to weird out travelers.

refused to declare an heir because he planed to rule forever

lefted his kingdom set up for a horrible power vaccum

left his magic brand UNGUARDED IN THE KINGDOMS EDGE. if it were not for hornet taking that role litterly anyone could wander in and take it.

i would put refusing to let his wife have a child until he wanted to toss them all into the void here, because that’s a problem. that is a BIG ONE. but WL personally doesn't seem to care. so Extra points off for bad parenting.

she was put off by all this enough to put her off breeding which is something she still wants to do (mom ew tmi) so... traumatizing your wife?

harnessed void. im pretty sure that’s a taboo

made the kingsmolds and thought the void was mindless. those things display obvious emotions.

made the collector.

made the vessels

proceeded to cause most of them to die

made the vessels voiceless, void is not without sound. if the collector is a Kingsmould then they CAN think and talk. (i blame the laughing bastard, this is why we cant have nice things) the Shades can sing and they whisper. dick move PK

created the shade gates? WHY

stuck markoth at the KE and put a shade gate there (this is probably a good thing)

sealed the abyss

left the lighthouse keeper in the abyss. did he just forget about them? Why did he doom them to live in this hell pit until the void itself told him to turn off the light, and then perished.

left living vessels in the abyss

didnt even do a good job of sealing the abyss, counting Greenpath vessel, lost kin, ghost, and the ones in nosk’s lair, about a dozen made it out.

Everything about Hollow.

Buzzsaws

path of pain

HOLLOW WASNT HOLLOW AND THE WL KNEW THE PK SUPOST TO HAVE CLAIRVOYANCE AND HE WAS BLIND.

Ruined a perfectly good Knight (orgim)

Ruined a Perfectly good knight (hollow)

Requited the three dreamers

created a way of sealing the radiance in such a way that when it failed. It is IMPOSSIBLE to do anything about her.

SERIOUSLY HE DOOMED HIS OWN KINGDOM BY PISSING OFF A SUN GOD OF DREAMS AND THEN SEALING HER BADLY

hornet has spent ages unable to do anything about the dying kingdom because Radiance is sealed by dreamers.

the radiance is able to infect more bugs unhindered

and what was supost to seal her is now protecting her

i realized this while fighting the watcher knights, their dream nail says “Protect .. seal” i was all, oh yeah that was their job. but infected! if radiance wanted out, she would want the seals broken.

she doesnt want out, shes as snug as a bug in a vessel rug.

PK made her a perfectly protected home

Monomon’s extra protection meant that if Quirril hadnt returned Nothing could have stopped the Radiance.

he perfectly set everything up to fail

#hollow knight #tldr Pk messes things up and hides it under a rug #aka seals things badly and makes everything worse #ghost inheirited their gremlinness from PK #they both show up and fuck everything up #feel free to tell me if i missed anything you feel like should be added #good or bad

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all-i-wanna-write · 7 years ago

Text

🎃 Wanna One as supernatural creatures 👻 - Hyung Line

[ Masterlist ] [ In honor of just making this blog as well as spooky spooks fest coming up in a few days, here’s a Halloween inspired Wanna One imagine! It’s lengthy for a first post so it’s under read more. 👻 Maknae line will be posted tomorrow!

- Admin V ]

Yoon Jisung

a very gentle vampire

you wouldn’t think he would be a vampire upon first glance

like he looks so happy and sunshine-y all the time that it doesnt seem like it

but then you know guanlin saw him sipping blood from a coffee mug labeled “#1 sucker” and that was that

he also had to convince guanlin that he didn’t go around randomly feeding on people

no one knows his age

“a wise man never reveals his age.”

“isnt it secrets?”

“shh daniel, go eat your red meat.”

he may be a creature of the night but he is literal sunshine

he works as a doctor

ha ha vampire as a doctor how generic

he genuinely likes helping people with his vast knowledge that he collected over the many many years hes been here

he lives in the little home above sungwoon’s shop

he drinks the packets of blood he gets from work that no one uses and is generally good about his feeding

he only ever needs to feed once every two weeks or so

when he’s missed out on a feeding session due to something he secludes himself from other people until sungwoon is able to make a replacement blood supplement for him

when he goes without blood for a prolonged period of time his eyes turn red

he tries to maintain his manners but he can only hold back the urges so long

don’t hurt his children he will bite

literally

hes very protective of those he has deemed as family

because he didn’t have a family for as long as he can remember

so the members are his family

Ha Sungwoon

he has everything

tonic for sickness?

got it

potion to make someone fall in love with you?

he sells those

Pepsi?

yes, but he keeps it in a vial for some reason and no one knows why

he is following in the footsteps of his previous master and is running the old shop

which has been altered to look more like a store to blend in with society more

“people were looking at the place weirdly hyung”

“i liked how it was daehwi!”

“get with the times hyung! :(”

sungwoon didn't really grow up in society when he was training so he doesn't really get why he cant just rant about rabbits feet and troll leather and its magical properties in public

or why you cant just have this hut looking thing be inbetween large corporate buildings

the place where a lot of the members actually live is above his store

but yeah he is a potion maker if you want to be real about this and he sells potions that generally are just used for pranks and makes the big money.

but he also is the one to help jisung when he cant get blood in time and never charges him.

actually he never charges any of wanna one.

he denies any statements about being soft as “i owed you a favor im just repaying it”

“you made me hot chocolate hyung”

“you didnt trip me that one time thats why”

don’t let that tsundere attitude fool you hes soft for the members

overall him as an alchemist doesn't change much

he just has much more stuff

which = mess = angry minhyun

but overall he is a very smol potion maker who helps his friends with their ailments and cares a lot despite denying such

Hwang Minhyun

a literal Angel™

no really hes actually an angel

you can literally almost see the halo above his head

and he does have wings!

he just hides them

because he knows that walking around with large hulking wings is not normal in society

he came to earth a long time ago and is mostly done with humanity but still tries

its just hard sometimes

he came upon jisung a long time ago and despite,,, beliefs he had at first about what jisung was

(he literally tried to throw garlic at him and jisung just stared at him and laughed so hard he cried

minhyun was really confused)

he came to understand jisung and the two are close friends

nowadays he volunteers at local community centers and pounds

he says that he is a very responsible being but no one believes him

especially when he came home drenched wet holding a kitty in his jacket

“why didnt you just use your wings to cover you and the cat?”

“ill be honest, i didnt think of that at the time.”

he cleans the home they all live in because they are all such messes

well not all of them

actually its really only jaehwan

which he doesn't understand cause jaehwan is literally a ghost

he sings whenever he cleans and its the prettiest thing to hear

it enamors all of the residents of the humble home

tl;dr don’t hurt this precious man you’ll have a horde of angry supernatural after you

Ong Seongwoo

actually he’s just fully human

,,,

with a catch

he hunts down demons

not the ones who try to live peacefully like jisung

the bad ones that cause harm to people and other beings

a Good Demon Hunter ™

he doesn't necessarily live in the home with the rest of the gang

mostly due to the fact he really cant put any of his equipment there without giving minhyun a heart attack

who wouldnt get the scare of a lifetime when you see someone casually polishing a large katana that had blood on it

but hes basically there 24/7 when he doesn’t have a job to do

like it’ll be three am and daniel would be getting up to get a drink and nearly go wolf and attack in surprise at seongwoo casually sitting on the couch watching tv eating some ramyeon

daniel does help him with his job sometimes! but seongwoo doesn’t let him go to the dangerous ones

a. cause he cares about daniel

b. jisung would actually kill him

hes still a jokester and plays pranks with the others

tells spooky stories about demons hes hunted to rile up the kids

is then told off later by jisung who had to deal with daehwi nearly shooting his head off with a spell and woojin setting fire to his bed in alarm

“whoops”

when hes on the job tho

hoo boy

he turns so serious, a complete opposite from that jokester persona he puts on around the gang

there are a lot more jobs around halloween than any other time because hallow’s eve is when demons are at their highest activity rate

so that means he gets no sleep as he hunts down demons

he doesn’t stop until his job is done

so you could not see him for weeks

then all of a sudden hes just there eating corn flakes like

“sup, how ya doing?”

and he’ll have his arm in a cast, multiple limbs wrapped up, and be limping

but is just so casual about it

save this man

Kim Jaehwan

so funny story

hes dead

no like

he died a while ago but

hes a ghost now

hes learned how to manifest his energy in a more physical being though!

but this is also a bad thing because

he plays pranks

all the time

and he haunts sungwoon and minhyun so imagine how fun that must be for them

everyone jokingly calls him a banshee and says to move on already but they don’t actually mean that

he knows that too

so he just blows a kiss towards them and laughs as the cringe away

when he does become a more physical version of himself, he likes to play the guitar when minhyun sings

the combo is lovely

he lays on the other members who complain

and he just goes

“i’m a ghost you cant push me off thats disrespecting the dead”

they threaten with salt and its like wow suddenly he has to go water his roof

one time someone managed to break in and he scared them so bad by floating through the doors

he didn’t actually know that there was a burglar he was going to go try and get one of those vials that sungwoon made that lets him eat food so he can eat something

hes now the guard dog for the house.

he doesn’t remember how he died, no one does, and he doesn’t like to talk about it

overall, he’s a very mischievous ghost who does care about the people he haunts.

Kang Daniel

alright i think a lot of people saw this one coming

our boi is a wolf

actually, he’s pretty young for a wolf

he still has a hard time actually turning and prefers to just stay human to eat his food and do other things

he’s getting the hang of it don't worry

he has his hyungs and friends to help him

when he is able to turn he is just a big fluffy dog to be very honest

one time when they were having a picnic at the local park and daniel was in wolf form for the day, seongwoo jokingly threw a ball for daniel to catch, thinking he wouldn't

daniel chased it all the way into the forest and brought it back

needless to say he won’t be able to live that down

ever

“so pup, did you eat dinner yet”

“hyung stop, it was one time”

he cant really eat a lot of produced stuff well

it doesn’t sit right with him

he cant have chocolate either

which really bums him out

que sungwoon to the rescue again with a potion for everything

so he lives off meat and vegetables

but he is somehow able to eat gummies just fine

which he is scolded for but he still does it anyways

he dances in his free time when he isn’t in school

or you know hunting

he doesn’t hunt often, and when he does it is only with small creatures

he feels bad afterward and doesn’t come out of his room for a while

poor wolfie

a living heater v.2

helps seongwoo with his hunts

as in he tracks them but isn't allowed anywhere near the site for his safety

he complains but begrudgingly goes back

he’s just a big ol dog who wants to eat what he wants and dance in peace

#all-i-wanna-write #admin v #wanna one imagines #wanna one scenarios #yoon jisung imagines #ha sungwoon imagines #hwang minhyun imagines #ong seongwoo imagines #kim jaehwan imagines #kang daniel imagines #wanna one #yoon jisung scenarios #ha sungwoon scenarios #hwang minhyun scenarios #ong seongwoo scenarios #kim jaehwan scenarios #kang daniel scenarios

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unlikelydreamlandcreation-blog · 7 years ago

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If you originally have a drivers license in one state, and move to a different state and get a drivers license there, can it lower your car insurance. I've heard from some people that it can because when you apply for car insurance they won't see any tickets you may have had originally, but I've also heard that no matter what they can see your driving history.""

What are the best health insurance plans in Massachusetts?

for individuals available through the Mass Health Connector?

Can I own a car and have someone else insure it?

Ok I'm 19 and currently own my own car and the pink slip is under my name but I know if I get insurance right now it will be high so I was wondering if my dad can insure it while I drive it under my name. I live in California and my dad has State Farm. Thank you.

Adding someone to your car insurance policy?

I'm a new teen driver and as you may all know insurance rates are sky high. I was wondering if a family member, who doesn't live with me, can add me to their insurance policy? If yes, does the car have to be in their name? Or do I have to have the same address in order for them to add me?""

Will my auto insurance company check my husband's credit and driving record if I add him to my policy?

I have been married for 4 years. My husband bought his car with his parents and has been covered under their insurance all this time. The car has been now paid off and he needs to go ...show more

Out of state car insurance?

OK if i get a car in NY with ny license plates can i get NJ insurance without having to change anything ? I will going to school 5 days a week out there and will be staying with my aunt ..... but i don't wanna change my license or license plates ..... ... will i have to show proof and what kind of proof ?

How much is car insurance for a new driver in London?

I'm 27yrs and I'm looking at buying 2000 VOLKSWAGEN POLO 1.0 E 3dr Hatchback. I want to get my full driving licence before I buy the car which means I would be a new driver when I want to get the insurance. I just want to have a rough idea of how much I will be paying annually. I know i cant get the right figure, just need a rough idea of the minimum/maximum i would have to pay. Any contribution will be highly appreciated.""

What is a good health insurance company?

My husband is self employed and I don't work. We are looking for health insurance. Blue cross and blue shield is the only company I really know of. I know there has to be more out there. I would like to get basic coverage in case of emergencies and maternity coverage as we plan to have kids in the next year or two. Thanks.

What is a good cheap sports car for a teenager?

I just learned to drive a manual transmission so now i am interested in a more sporty car. I want something that is initially fast and doesn't require modificatons. I have a limit of about 5 or 6 grand.

Which health insurance is better?

When does the health insurance bill take effect?

I live in Georgia and was wondering when I need health insurance by

Is it legal in the state of Kentucky to own a car without auto insurance if I don't drive?

I need help health insurance help???

ok so i went to the doctor and found out i was pregnant. i live in california and have no health insurance. they gave me temperary medi cal for 30 days and i have to go apply at the cal works office. well i went and they told me i couldnt apply on my own im 19 that since i live with my mom she has to go in. she works alot though and its kinda harg for her to go. so is there any other way i can do it like online and mail in an application?? or do u guys know of any insurance i can get on my own??? please help??

Are there anyways of lowering my car insurance? 19 Yr Old Male.?

Im a 19 year old male and I have my own suzuki swift sport which I have worked hard for for the last few years. The only thing is my insurance is around 3000 a year (brand new car)........ I dont mind going on my mothers insurance for example, im not worried about not being able to build my own no claims bonus............................. I have done a small amount of research into going onto my mothers policy and it wasn't that much cheaper........................are there and other ways of legal going about this? Thanks for your time, Matt.""

How much does it cost to insure a child care center?

I am enrolled in a college course called Administration of Early Childhood Programs. My final project is creating my own child care center (the project covers everything and is very detailed so we can use our materials if we actually do open up a center). Anyways, I am stuck on one part of my budget. I have been researching for hours and cannot find what my estimated cost of what liability insurance would cost me per year. Because this business does not actually exist I am having difficulties obtaining a quote from insurance companies. My center is licensed for 140 children at one time. If anyone has an estimated cost or a source that would give me an average cost per child or an insurance estimate calculator or anything like that would really help. Thanks!""

Does this make your insurance cheaper?

My friend told me his insurance is a few dollars cheaper because his truck is yellow and more visible. Is that true?? I live in Alberta, Canada.""

Canceling Geico car insurance?

I've had Geico insurance on my car for the past year and I've found a much better rate elsewhere and plan to switch. I'm in Virginia. How do I go about canceling with Geico? Do I have to wait until a certain time (end of 6mos, etc) or can I do it at any time? Is there a cancellation fee? Thanks!""

How much does car insurance cost?

I'm saving up for a car and I wanna see how much I will be spending. I know it'll be a lot so I don't want any advice that I should really think about it and stuff I just want answers please. I'm 18 and I'm barley gonna get my lisence. I wanna get atleast a 2011 scion tc. How much will insurance cost? I know it'll be a lot cause of the car and cause I'm a new driver and stuff. And if anyone knows how much a 2011 tc will cost and how much I would have to pay a month for it that would help too. Can someone give me an estimate please. Thanks a lot.

""Is there any health insurance programs, other than Medi-Cal or Medicare to help the nearly indigent in Calif.?""

Is there any health insurance programs, other than Medi-Cal or Medicare to help the nearly indigent in Calif.?""

High school sports insurance?

I am currently a junior in my high school. I would like to tryout for soccer next year but i am afraid if i make the team, I do not have any health insurance. If i get injured in a game, do the school cover for the medical bills?. how does this process work?. My parents own a company. they do not work for someone who covers health insurance.""

""Car Insurance, including APR?""

So, im looking for car insurance and I found the cheapest one for me. 'A deposit of 70.00 payable by credit or debit card followed by 10 monthly instalments by Direct Debit of 55.90. Total payable is 629.00 including APR of 29.6%.' What does it mean including APR of 29.6% That I will have to pay an extra 29.6%. Its my 3rd year driving and I've never seen this before.""

Why are republicans fighting the health insurance mandate and not fighting the car insurance mandate?

If you have to buy car insurance and get penalized for driving without car insurance, whats the difference here? Its as much a privilege to drive as it is to receive healthcare. However no one thinks its an over reach of government to mandate car insurance. When you get in a car accident with an uninsured driver you have to pay for your own damage, so how different is it then when americans use the public healthcare system, the government has to use TAX DOLLARS to pay for their health care. Also why is it being categorized as a Government Takeover of Healthcare ? If I buy health insurance wouldnt it be more like a Privatization of Healthcare seeing that instead of having vast amounts of tax dollars going into the system, the health system would now be funded by the insurance companies by paying out claims.""

Is there any car Insurance company that doesn't charge interest?

I have heard that insurance companies charge interest if you decide to pay your car insurance monthly, but is there any insurance company that doesn't.""

Will my car insurance go up if i buy a new car?

i am currently driving a used 99 honda civic. suppose if i buy an all new 2012 toyota camry. Will my car insurance go up? i am currently 18, and my car insurance cost me 800usd for 6 month. and should college students like me buy an all new car?""

I need a cheap car insurance?

car insurance

How can I get medical insurance?

I been diagnosed with Crohn's disease for a few years now so it's been very difficult trying to get any medical insurance. I was wondering how can I get it without any more problems?

I am a female college student. I have recently become an idependent. rough estimate of health insurance cost?

good health although i do anticipate a minor surgery in the future, full time college student therefore income is very limited. please help!""

Whats the best car insurance for teen boys (specific details)?

I am an 18 year old male, african american (if that matters), and i live in a 5 person home. My parents both have cars, my mom a 2000 cadillac deville, and my dad a dodge caravan van. i have straight a's in school and i heard some insurers reward that, so i was wondering what would be the best car insurance for a teen in my position? Thank you for your help :)""

How much would car insurance cost me as a teenager?

Now i heard that the insurance is riduclous for teenagers these days. Im planning to buy a mazda sportscar worth around $25000. around how much should I be ready to pay for my car insurance a year... btw the insurance must be SUPERIOR insurance meanin the best insurance .

Can I drive with my moms insurance?

Can I drive my moms car with her insurance with her in the car with me. Without being added onto her insurance policy?

Should iclaim through the car insurance?

My mother in law was driving my wifes car on our insurance pollicy. She was hit on the passenger side of the car and puched in to the roundabout by the cab on a 14 wheller. MY mother in law was not to blame as the lorry was in the wrong lane and there are witnesses who saw the accident. The car is a 1996 renault clio and there is some heavy denting and scratches on the passenger door and front wing. Nothing that has effected the driveability of the car to my knowledge. since the car was pushed up over the kerb and on to the roundabout it could have knocked the tracking a little. I dont know how much it will be to repair but the car is only worth about 600 and the insurance policy on this car has an excess of 350 cause it was the named driver who was driving and not my wife. There also is no protected no claims bonus. If i was to put this claim through the insurance how would this effect the pocket and the no blaims bonus.

""For my first car, what engine size and car do you recommend I get?""

What engine size do you recommend I get? Is a 1.4 liter a lot for a first car? Also, I understand the fact the bigger the engine, the higher the insurance will cost, but since I know nothing about cars I do not really know about all this engine size stuff. Also, apart from insurance, I understand about road tax and MOT, can you tell me how often I need to have an MOT and how much it costs? Thanks.""

How much is for car insurance for first time drivers?

I'm 20 years old looking to purchase insurance?

I'm looking to purchase life, medical , and short term disability insurance I'm new to this so i need to know the basics what do i need to know before purchasing I'm only 20 years old also if you can leave some tips on what are some good affordable insurance companies i was thinking of purchasing short term disability through Aflec basically i need to know the basics what i should look for how much should i pay average a month please help thank you !""

""Any good, affordable companies to get life and disability insurance from?""

Any good, affordable companies to get life and disability insurance from?""

Which health insurance is better?

Do libs honestly believe that car insurance is analogous to health insurance?

Beware of these guys; they are dangerous... In my state alone you don't have to buy car insurance if you can post a bond or if you have a fleet of cars i.e. if you can SHOW YOU HAVE THE ABILITY TO PAY FOR any damage you cause with your car. If I can pay for my own health care, why would I buy health insurance?""

Does medicaid take someones life insurance money AFTER they die?

My father used medicaid briefly, i think some hospital and a few months in a nursing home...before he died. My mother and father had very little, didnt even own their home. My mom is afraid to have life insurance on HER, because she was told that after HER death...medicaid would try and take whatever she has....including a life insurance policy on her....which of course I'm the only son would recieve it. There is nothing else, she rents a small apartment and is making payments on a car...so its not really hers either. we live in MISSOURI...""

Is this a bad situation (Car Insurance question)?

I bought a car from my parents and their insurance policy on the car is still being paid for. The car is insured with Allstate but my name is not on the policy, also the car registered in my name. Is the car still insured if I get into an accident? Am I covered if I get injured in the accident? Is the other driver covered if I am at fault? I just need to verify because my mother is saying everything will be perfectly fine because she heard from a friend of a friend who is an insurance agent (and we all know how well that goes, not). I think she's very wrong and I should get insurance ASAP.""

""I'm 17,passed my car test.have a 1litre vauxhall corsa 3dr,wondered if ne1 knows of cheap insurance companies?""

Hello, I'm 17 years old, i have just passed my car test. I have a 1litre vauxhall corsa, 3doors, which is meant to be a very low insurance group, I just wondered if anyone knows of a cheap insurance company? Or any good ways of getting cheap insurance for a couple of years until I get a full time job - like named driver or something? The best quote i have so far is 2100 for a year. Thanks.""

""If you have your learner's permit, do you need car insurance?""

If you have your learner's permit, do you need car insurance?""

How do I find affordable health insurance that covers sterilization?

My job doesn't provide benefits, but I'm tired of waiting to get Essure or a tubal ligation. Where can I find information about reputable insurance companies (that I can afford) that cover sterilization procedures?""

How much will my auto insurance go up(rough idea) if I get a job where I would use my car?

Just curious what range it might fall in. My premium with state farm is very low, about $70 a month with full coverage on a 1994 3000GT. Milage would be like 125 a day.""

How much will auto insurance be for me?

I want to buy an eclipse,and im 20 years old. Had my license over a year. just want an average price""

Will my insurance company keep me with them once i buy a new car?

I am an 18 y/o female I was recently involved in a serious car accident 3 days ago. so here is what happened, I was traveling southbound and there was an 18 wheeler traveling northbound. I was moving over into my left lane because I was soon about to turn onto the highway.the light was green and I must admit I did see the truck but it was further back so I decided to try and make the left the light was turning yellow and I wanted to beat the light but my main focus shifted to my left rearview mirror because I wanted to make sure there weren't any cars in my blind spot..next thing you know I looked up and the truck was swerving out of control obviously he was trying to beat the yellow light as well and since he is driving a truck it is way much harder to complete an abrupt stop without gliding practically 100 yards..he smashed right into me and dragged my car along with his truck until I was facing northbound with him..my car is completely ruined and totaled..I know for a fact that if I would've had a passenger with me they would've died on impact, I am so blessed because i wasn't injured that bad beside a little torn tissue in my knee,the pain from my seatbelt, minor scratches,bruised lips, and the small cuts from small glass and powder from the air bag, I did however immediately jumped out of the car cause I didn't want to get blown up or anything...anyways the police came..come to find out the truck driver didn't have proof of insurance with him..and we both got a ticket..mines was failure to yield and his was failure to slow down at yellow light so we both were at fault that was my first car and I only had it for a month and I have full coverage..now the big question is once I buy another car will my insurance company let me stay with them?..because I really like them and they are loyal to their words and customers..I also realize that I caused them to lose alot of money compared to how much I paid...""

Do insurance rates diffeer between a new and used car?

i am looking at a 2001 corvette selling by owner for 18,000, and i was wondering if the rates would be higher or lower if I was to buy a new vette from the dealer. i am 15, ill be 16 in a month, fyi.""

""We are looking to buy a new home it cost about 180,000 dollars my husband makes about 36,000 dollars a year?""

could we get this home does he make enough i also have a down payment of 18,000 dollars""

Whats the best insurance company for young male drivers?

im 17. passed my test in sept this year. want to insure new citeron c1 1litre or 2001 or 1999 corsa expression 1 litre. whats the best insurance company. best quote is 3k so far.

Subaru wrx insurance !!?

first of all I'm 20 about to turn 21 in december and I'm currently looking at purchasing a 2009 or 2010 subaru wrx i called to get a quote and they told me id be paying 460 a month! with no accidents no tickets and i got my license at age 18. so i got another quote under my dads information and it dropped significantly to 68 dollars. i was wondering if this would be okay to do because id buy the car and he would be insured as the primary driver of the vehicle and I'm not sure the legality of this oh I'm in sunny san diego california btw!! so basically can i buy the car and have my dad under the insurance I'm on his plan but for another car not my future wrx thanks for your help!!!

Would Obama charge the military for Health Care?

So I see all this Healthcare debate going on, But what does that mean for the Military? I know its gonna cause the operating budget to be cut of course. But would we have to start ...show more""

How does coordination of benefits work with health insurance?

My primary insurance is through my employer, my husband also carries on his employers insurance (United Healthcare). How would my claims be processed under the two insurance plans? Would his insurance pick up where my primary insurance left off?""

What's the best dental insurance for me to get?

I have pre-existing damage (deep cavities, exposed enamel). I live in garland, Tx 75040. Pretty much im looking for dental insurance that covers pre-existing damage""

Home and contents insurance?

which company has the best home and contents insurance and contents inside sheds

2000-2001 Mitsubishi eclipse insurance?

I am 15 and will be getting a car soon and i was really liking the eclipse, but i have heard that the insurance for it is a lot. Could anyone tell me what a normal car insuance rate would be (say a sedan), compared to the eclipse??""

What is one way insurance?

what is one way insurance and two way insurance? I am having trouble trying to find out what it is. can anyone explain this to me?

Do I need full insurance coverage to finance a USED car?

I am planning on buying a car after putting like 4000$ down, I want to finance for like 2-3 years BUT I heard I had to buy full coverage which is like 300-400$ for me..(currently I pay 150$ one way) This will be a huge problem. I went to some dealer and a guy working there said it's upto me if it's a USED car, and you only have to buy full coverage for brand new cars. Is this true? I am from Edmonton Alberta, Canada.""

""I was caught driving with no insurance and in court they required me to have car insurance for 1 year,?""

ive been paying for car insurance for the past 6 monthsm, but I recently sold my car, and was wondering if I stil have to pay insurance when I have no car. what should i do?""

Someone backed into my BMW 325ci and pushed in the door. Does anyone know how much it will cost to get fixed?

Someone backed into my BMW 325ci and pushed in the door. It looks like the door will need a new skin and paint. I am debating whether or not to go through insurance. Does anyone know what it will cost to replace the door sheetmetal and have it painted?

What will it cost for insurance on a 2004 or 2005 325i for a 16 and a half year old?

Car Insurance for 16 Year old Boy in CA?

I am looking to buy a car, I had a list of all these cars... but then when I had a quote put on them... I was shocked. I was looking at BMW 325i, Jeep Cherokee, and Mitshubishi Montero... each costing around 2500 for full coverage. What car brand or type would have a relatively low insurance cost for my age and gender group?""

Car insurance help in NC?

If your insurance is canceled will I have to pay to get the tag legal again,if so how much.Thanks in advance :)""

Which health insurance is better?

https://www.linkedin.com/pulse/what-average-public-liability-quote-student-hairdresser-ronald-hall/"

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Bryn Mawr Pennsylvania Cheap car insurance quotes zip 19010

"Bryn Mawr Pennsylvania Cheap car insurance quotes zip 19010

Bryn Mawr Pennsylvania Cheap car insurance quotes zip 19010

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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I've just passed my test and learnt in a 1.4 diesel and I have a peugeot 206 1.4 hdi, I had insurance quote for 1800 a month ago and now they are saying its 3700 I don't understand what's changed in a month what's the best way to get it down, I'm going on my Nans policy as a named driver and registering the car in her name and its still 3700! Any ideas? Thanks in advance""

How much on insurance do you think this car would be?

Hey everyone, A little background on me first. I'm 18 and a female. I work at Popeyes (maybe Kohl's soon) and I am looking at getting a 370Z Nissan. The car ( with the features I want done to it ) costs about $45,000. I'm just wondering how much insurance will cost and if I can just stick with Popeyes or have to get a second job. I wont be getting the car till another 3 months because I need to save u for a down payment but I didn't know how much insurance will cost. If you guys have any clue please let me know. Thank you so much(: -Tayson""

How much does insurance cost for a 2000-2004 audi a4?

an estimate would be good

Most affordable health insurance?

I know its going to be expensive regardless, I can't afford to go through my work's insurance (over $200 a month). Researching online for medical/dental coverage. Anyone know a good insurance to go through?""

How much is car insurance in schaumburg illinois?

Driving without auto insurance?

what are the concusguences

Do I have to add my spouse to my car insurance even though we don't live together?

I am on my parents car insurance stuff, and I was getting ready to get married, but we don't live together-so does he have to get added on the policy too?""

Can I use my student loan to pay for a car insurance bill?

I recently took out a student loan, and after doing research on it, I saw that I can only use it for school-related activities/items, such as paying foor books, tuition, fees, computer, etc. I also have a car insurance bill that's $140 a month, and I took out the student loan mainly for that. Now for the $140 dollar question; Am I allowed to use my student loan money to pay for my car insurance bill? I ask that because technically I'd be paying for a school-related item, because I can't drive to school without paying for car insurance, since that'd be illegal. So does anyone know if I can do that without getting into trouble? Anyone who has hands-on experience, or is an expert on this kind of thing, and can answer this TONIGHT PREFERABLY would be greatly appreciated!!""

Cost of insurance for 2003 Mitsubishi Eclipse?

Sorry I have been asking so many questions about cars lately :) I am leaning towards getting a Toyota Camry because they are so reliable but I have always loved eclipse spyders. I found a 2003 eclipse that is absolutely beautiful and I would be so excited to drive it. I am just wondering what the insurance would cost on it for me. I am 21 years old, live in Arizona, and I have no accidents or violations. I am just looking for a ballpark estimate of what an insurance company would charge me. Thanks!""

How much will car insurance cost?

I live in Ontario Canada, I'm an 18 year old male, I completed drivers ed, I have good grades and I will be primary driver of a 1991 Buick park avenue. Any ideas of how much my car insurance might be?""

How can you figure out how much insurance will cost before buying a car?

""What are some affordable health insurance options for those with preexisting conditions, here in Wisconsin?""

I have a friend who is 31 years old, and is unable to find health insurance due to the fact that she had a heart attack a few years ago. I'm sure that she is only one of thousands of people in the same situation..but there has got to be some way to get affordable health insurance for her, here in Wisconsin. Is there anyone out there who has been in this situation, and has lucked out in finding affordable health insurance? We have been looking, but as of right now...to no avail.""

Health insurance ?

Whats a good and affordable health insurance in nashville tennessee

CLASSIC MINI!!! How much does insurance cost for a 17 year old female?

About to buy a classic mini as my first car and wanted to know how much other peoples insurance has cost. Im female thanks

I wrecked my motorcycle with no insurance in fl help?

So a year ago i wrecked my motorcycle, crashing into another car. I did not have insurance or a motorcycle Endorsement. I live in fl so im kind of familiar with the not at fault law. However the insurance company from the other party has sent a bill for 9k an request i pay it. Some people are telling me to ignore it an others are telling me to pay. Need help would be thankful. Im trying to be a firefighter paramedic an i do not want this to kill my chances. Thank you""

Will a cell phone ticket effect my car insurance rate?

I got a cell phone ticket that might go on my driving record. Wil it effect my insurance rate? I have 21 century with a great low rate. Will that change?

""Young married couple, low cost health insurance with Rx?""

I'm going to get married soon (not RLY soon but i have to start thinking about some things in advance) and I have to get health insurance. I'm really confused by it but I've been doing some reading about it and some figures about the kind of finances we are going to have and all I really know at this point is that we can't afford more than 200 dollars per month and that has to include prescriptions and everything. My soon to be husband is really healthy, only real issue is near-sightedness. I'm a little more sickly, I have asthma and allergies and the same eye problems. I keep them all pretty much under control but I need my meds. What plan would be best for us so that we can keep costs low and still get me my Rx?""

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""How do I get health insurance?I am 21 year old female,in college and working full time.?""

My job only offers it once a year,and I missed it.My school has it,but it's only for the school and that hospital,so it's very inconvenient(also very expensive).I don't know how to start to find a plan that will work best for me, as I'm not often sick but know that I need it.Please Help!I'm from colorado if that matters""

Why is health care so expensive in the US?

Can i stay on my parents health insurance after i am 18 and not a full time student?

I am 17 years old, I will be 18 in september. I just graduated high school and decided not to pursue a higher education at this time. I have heard with the obama health care plan that i can stay on my parents health insurance until i am 26. But i have also heard this doesn't take place until 2014. And i Have heard that you have to be a full time student. So i would like a simple answer that's easy to understand, preferably with a sited source for me to look up. Will i lose my health insurance in 2010 if i am not a full time college student and over the age of 18??? I live in california if that makes any difference as far as the health care plans go. Thanks and appreciate it :)""

What insurance would i need and where should i go to get it?

I'm working between 3 employers doing carpentry and need to insure myself incase i hurt myself and can't work for a number of days. Also incase of something severe happening like losing a hand or breaking bones. I need to know what insurance i should get and what kind of cover. I don't know a lot about insurance so any information is really appreciated. Thanks Drew

Gender inequality CAR INSURANCE!! why?

Seriously why do guys have to pay more for car insurance compared to women? It is unfair. If this was the other way round, all the females will be complaining and protesting. Now obviously women expect men to bend over backwards for there so called 'rights'. Right i now most of the women who use yahoo answer come back will be 'Men cause more accidents'. Well in fact men do not proportionately cause more accidents, men have more accidents, but men drive proportionately far more than women at a given time 79% of of all cars being driven are by males, 71% of all accidents are by males. Same goes with young males (17-22), they tend to be the first to want to embrace there rights when they turn 17 to be able to drive an automobile. You could clearly use your imagination and see that the stats are true. In a traditional nuclear family who drives mostly? obviously the husband (male). How would women feel like if they lost the right to equal pay.. because of statistics that they tend to take more days off due to things like maternity leave.""

Why do men pay higher car insurance?

I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""

Need car insurance help!?

Here's my story: I am 23 yrs old and have gotten 3 speeding tickets. One already came off my record and another just recently came off. I got my renewal statement and my premium hasn't changed at all. Is there an error or tough luck for me?

Health Insurance Now and Later?

I am married going on 2 years. We have decided that we do want children. I am looking at health insurance for myself and I was wondering if I just get health insurance including dental or do I need to go ahead and apply for pregnancy insurance before we even start trying to get pregnant? Are there any insurance companies who are better than others?

What do small business owners usually get for affordable health & dental insurance for themselves?

What is the least expensive car insurance money can buy?

So i REALLY need a car, but i CANNOT afford insurance. Honestly, if it was legal to not have insurance on a car, i would do that. So the only reason i'm getting insurance is so that i'm legal on the road. I don't care if the insurance covers only the tires of the car, what is the least expensive company and quote i can get?""

INSURANCE ON A 1986 MUSTANG GT?

I TRIED TO GET A QUOTE ON ALL STATE BUT the only years i have 2 choose from is 1995 - 2010 so can i get insurance with a regular company or do i need to get classic car insurance

Which is the cheapest and best ( best value) auto insurance in the US?

GEICO sux

If I am moving temporarily (3-6 Months) Do i need to get a new drivers license/insurance in the new state?

I am moving temporarily from California to Kansas for 3-6 months and I was wondering if you are required to get a Kansas Divers Liscense and Insurance if the move is only temporary (3-6 Months)?

Insurance????????

We have insurance right now, but my husband was offered a job on friday but has questions before taking it. I have not been to the doctor yet so can I wait to go to the doctor until the new insurance kicks in and it will be covered?""

US Maternity Health Insurance?

Hi, I am looking forward to give birth in America so I need to know what kind of Maternity International Health Insurance I need since I am not an US citizen. I need a 1 to 6 months insurance. Can you provide some Companies' names or more info please? Or an approximated price? Thanks.""

What is the average cost of home owners insurance in texas?

what is the average cost of home owners insurance in texas? we are thinking of buying a house but all the morgage calculators have a space to add home owners insurance in to the monthly payment. I need to get a rough estimate of the price range of a house we could afford i know we cant afford much so it would not be for a house more than $100,000 for sureso not a big fancy just a basic 3 or 4 bedroom house. please give me an estimate i know it depends on the house locatoin and all that but I am completely clueless as to if it adds $10 or $100 or $300""

Affordable Malpractice insurance for doctors if Obama care passes?

How would that sound?

My insurance adjuster wont give me enough money for my car repair?

A guy hit my car and his insurance said my car is worth less that what it really is the damage for my car is worht $3000 but they will only give me $2200 for it also on the evaluation report they made they said my car was in a worser condition than it really is. What can I do to get what i deserve? i don't want to settle for less

How insurance coverage work for new a car ?

Hi, I intend to buy a car by the end of this month on the weekend (I work from Monday to Friday and do not want to skip working). I will use my old car for trade-in. And I will switch my current insurance on to the new car. Since it all will be happening on the weekend (my insurance office closed), I will have to switch the insurance on Monday. If something happen to the new car before the insurance switched (sometime before Monday), who will cover the car ? Any advice ? Thank you...""

Best Type Policy Life Insurance Quotes for Elderly?

Any suggestions on finding a reasonable life insurance policy for a man 54 about to turn 55 in a month with a spouse would be appreciated. He has a soon to expire term life insurance policy at the present. He wants the best for his money. Is a term insurance policy still the best type of policy or would another policy be better?

Ii need a dentist with no money or insurance. ?

Hello every body how u doing? Me I'm good i just have a real deep situation i need help with. Okay I'm 33 year old female I'm here in san diego. I have had a rough life. Im n need of answers for dental. I haven't been to the dentist in years i need work. Its been so long and I'm inbarest to open my mouth. I'm not working and i have no money saved up. I live with my mom and brother which receive ssi so my momma and brother help me. And i have no insurance. I really need to smile again i don't kw where to start every thing neg shuts me down. So is there any answer for me.

How much does car insurance cost for a new driver?

How much car insurance do you pay? - public survey?

What kind of car do you have, and how much insurance do you pay? (( General interest ))""

About how much does a car alarm save on auto insurance?

I know this depends but just give me a GUESS. or how about; use yourself as an example. How much do you save, or would you save, if you had a car alarm?""

Can 20 year old go under classic car insurance in ontario?

I keep hearing different answers from everyone i ask. Im looking to get an older camaro (78-81) but im worried i wont be able to get insured as a classic. If so is there any companies in ontario anyone recommends?

Bryn Mawr Pennsylvania Cheap car insurance quotes zip 19010

Showing proof of insurance after citation (in Texas)?

Hello, i received a citation for driving uninsured a couple days ago (my court date is the 15th). I got a letter in the mail today saying i would have to pay a fine of $300.... ...show more""

Is there a point in learner driver insurance?

It costs circa 100 a month, but Go Compare and such are saying I could get fully insured on my girlfriend's car (which I want to learn in) for around 700 a year. Shouldn't I just go for that?""

Will my health insurance pay if car insurance refuses?

We have Personal Injury Protection, but car insurance says we didn't file claim on time.""

What is the average life insurance amount people take out?

What is the fastest and best looking insurance group 4 or 5 car i can get?

looking for a newer car to buy that is not just quick but looks good.

How do i get cheap car insurance?

im 19 and sont want 2 pay loads 4 car insurance

How much does insurance generally run for a company van?

Some fellow students and I are attempting to start up a laundry service at our school. We are looking to purchase a van so we can pick up and deliver the laundry to our customers. The van will only be used about 8 months out of the year and daily mileage will be fairly low because our campus small.

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I plan on buying a Suzuki dr-z400s and I'd like to know what some people are paying for their insurance. Or maybe just what I would be paying. I'm 16 years old, Male, and I have a clean record. I'm not sure what kind of insurance I would get but probably just liability. Thanks!""

I got a speeding ticket yesterday does my insurance go up?

Im a first time driver and have only been driving 9 months and i was caught speeding, yeah i know its silly but it was down a steep hill i was doing 40 in a 30 and there was a police man in his car catching everyone. I was just wondering if by me having 3 points now will my insurance go up and how much by roughly. Im paying 1200 third party f+t on a fiesta at the moment Thanks""

What's a cheap insurance i can use considering that i got a dui?

I got a DUI back in march 2nd of this year (2009). My lawyer tried to fight it, but it didn't help, so my license is currently suspended. In order to get a restricted license, i need to show proof of insurance. Knowing that i have a dui on my record, what's the best option i have ?""

Do i need maternity insurance when I already have health insurance?

Just found out we were expecting... I am using Aetna health insurance, Do I need to add maternity insurance? Does it make a difference?""

Do I need insurance for my car with a suspended license and no registration in NJ?

I cannot drive due to suspension of license, and cannot renew registration due to suspension.Do I need to get insurance for this car?""

Where can I get 1-day motorcycle insurance?

I'm looking for motorcycle insurance for just 1 day to borrow my brothers bike but can't seem to find any online I also don't have the time to phone around asking Insurance companies if they do. Are there any companies that do this?

Esurance insurance question?

Hi, I was looking into getting car insurance, and Esurance gave me a great quote for NYC. Can any one share any experiences with them, I wanna know what kind of company they are, how they deal with claims, and just over all how the company is. Any help would be appreaciated. Ty""

Questions about serial numbers and home insurance?

In an event of property loss or robbery and you have to report to the homeowner's insurance, should you give them the serial #'s of all items lost or stolen or should you give them the list of serial numbers the moment you start insurance?""

One-way Insurance HELP?

What if I have one-way Insurance, and my friend hit my car? what will happen if I do Insurance on him? Will I receive any money for the damage? will my insurance rate go up?""

Is their any where that can calculate the average price of car insurance without details?

I just want to calculate the average cost for car insurance without the hassle of putting in my personal details being that it will be at least 2months till i get my licence.

Will my Insurance go up if my son (22yo) gets a license but does not drive?

My son is going to graduate from college (in May) and wants to get his license taken care of now since he will have some free time. However, he does not actually need to drive (and will not be doing any driving until he gets ready to move out), and neither of us want to pay for the insurance rates right now. Will just him having a license cause the insurance to go up even if he does not drive and does not need to be insured? Thanks for your time!""

Who is responsible for the Car Insurance costs? (Please Read)?

Hello, I would really appreciate any one who can help me out with this, personally i am so disgusted with the government and the way the country is run that i don't know much about politics as i stay away from it for my own stress levels. Two months ago my nephew took his own life, as well as a variety of mental health problems (Which of course also go's uncared for in this country) other reasons he couldn't cope to live in society was that he couldn't get a job (200+ job application attempts) he discovered that to increase his chance of getting a job he would learn to drive so he can get to A to B. After going into approx. 90% of his life savings he managed to take driving lessons and even managed to pass his test. At this point he couldn't get insured because he discovered even if he was in a FULL TIME job he couldn't afford it. Yes he was male and was an adolescent. But he didn't want to drive to show off , have a nice car . Etc. he wanted a car to get to A to B to increase the chances of getting a job. I want to know who is in charge of car insurance etc. (department of transport??) so i can write to them and explain the situation which makes me sick to my stomach thinking about. Everyones aware the government are trying to get young drivers off the road, but to then expect them to find a job even in this tough climate is beyond me. I won't start/sign petitions because evidently from the past they don't really get you anywhere i just want to write to someone to tell them the story of why my nephew took his own life as well as to take out some of my anger on someone. Who can i contact? Thank you and i really appreciate any help anyone can give me x""

Cheap auto insurance for a new driver?

Are there any auto insurance companies which offer rates to their younger customers at anywhere between $100-$250 a month? I've been looking around and every insurance company I check with wants to charge me $500-$900 a month, which is ridiculously out of my budget. It would end up costing more in a year than I plan on spending on my car in total and more a month than my family is paying off on our few year old Kia Soul. I'm aware that having a newer car like a Soul raises my insurance prices, but I don't want to buy another, hopefully crappier, car until I'm sure that I can pay insurance to drive it. Does anyone have any ideas or suggestions?""

Why is my Car insurance so high?

I'm 18 and live on my own, so the insurance is under my name NOT my parents. That's already a reason why it would be higher. But im paying 620 dollars a month, its getting ridiculous to keep up with. Everyone I tell is shocked at how high it is. I've never been in an accident or traffic violation. But when I got the insurance a couple of other places quoted me 900 dollars a month! so 620 dollars is cheap? Also when i got the insurance I was unemployed, and everytime I got a quote I would have to tell them I didn't have a job. Would this be Why its so high?""

Insurance write off question?

My car has recently been declared an insurance write off, basically a young guy (17) pulled out of a side road T-Bone ing me, causing me to be pushed into a tree, all the under body of my car was twisted and it would cost more to repair than the car is worth. The problem is my car isn't worth anything ( Peugeot 206). Someone is going to phone me tomorrow to discuss a settlement figure, I'd like 2k, (I paid 4k) 2.5 years ago for it. How much am I likely to get as an insurance write off, bearing in mind the other driver had admitted full liability and blame. It was a 2005 Peugeot 206 with 70k miles, one previous owner with a recent mot ( 2 weeks ago) also I've just paid for 12 months tax ( last month) can I reclaim this somehow? Thank You As for the other driver. I spoke to the police office who attended the scene and he went to his house yesterday to interview him, apparently he can do him for dangerous driving and give him points, as he was 17 I bet he will get caned on his insurance renewal, which is some comfort I guess :)""

Does anyone know where you can buy individual medical insurance? Epileptic reasons!?

Insurance expired.

62 year old mother wants to retire but has no medical insurance...Ideas?

My 61 year old mother wants to retire next year. She doesn't qualify for medicare till 65. She has diabetes and chronic bronchitis. How would she get affordable medical care if ...show more

What do car insurance companies have access to?

my friend was trying to tell me what he did to get him cheaper insurance.... he lied through his teeth so do insurance companies in Canada have access to the following: marriage status medical records where you live if you have kids security on house and car driving records and what other info do they have access to because my friend said he lied about all that and pays cheap insurance now

Bryn Mawr Pennsylvania Cheap car insurance quotes zip 19010

https://www.linkedin.com/pulse/easy-affordable-medical-insurance-ny-tioga-county-juan-travis/"

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briefbouquetcreatorlove-blog · 7 years ago

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Are there any auto insurance companies who dont penalize or raise rates based on a lapse in coverage?

"Are there any auto insurance companies who dont penalize or raise rates based on a lapse in coverage?

I have gone uninsured for over a few months in Iowa due to being dead broke & am looking into getting coverage again....are there any companies that offer lower penalties than most or no penalties at all? Can an insurance company even check for themselves if you have had previous coverage or do they just rely on your word? If so....tempting lol. Also are there any other options im not thinking of? Any suggestions welcome...Thanks in advance! :)

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

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So i just bought a new 350z model 06 from someone and i was wondering if i can drive it for couple of days. I live in California, near oakland and san jose. I heard people telling me that when u buy a new/used car u can drive it for 15-30 days without insurance. If someone knows a link to some stuff about this please tell me :D Thanks.""

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Why do sompanies like State Farm require you to pass a credit check?

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16-24 yr olds: What do you know about insurance?

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Honda cbr250 insurance vs Kawasaki Ninja 250r?

If anyone could tell me the insurance rates for both bikes for a 16 year old male rider. I live in Ontario but any canadian rates, or american rates would be appreciated. Rates per year or per month is what I am looking for. If you can give the rates for both bikes or just one bike it would be appreciated. Thanks.""

Wats the cheapest car insurance company for young drivers?

Anybody know anything about NYS car insurance?

My car insurance lapsed and I didin't know about it, because I misunderstood my policy. My car is registered in my name, but my boyfriend still has current insurance for both of us through his (Geico.) Am I still covered? I'm scared I've been driving around uninsured, but I'm also scared to call the DMV, because I don't have an alternate means of transportation to work and school events. Please answer only if you're sure of your answer, this is a nerve racking situation. Thanks for the help!!""

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Got rear-ended in NJ by a woman and my car was determined a total loss. Her car insurance took over a week to come to a decision that they would take 100% liability for the accident. They made me an offer for the dollar amount of value of the car which was honestly more than what I thought the value was going to be. I have 2 questions... Can I ask for compensation for the inconvenience of not having a vehicle during the time that they were making their decision? And two, I went to the hospital after the accident but haven't received the bills from that yet. If I accept their offer for the damage done to the car can I still get reimbursed for my medical bills later?""

What is the average insurance cost for a 2012 Chevy Cruze?

I will be turning 21 in June. No tickets or accidents on my record. What would the average monthly payment be for insurance?

""Can I drive someone esles car, I f I dont have car insurance?""

Hi everybody, I have a quick question. My friend sometimes gives me a car. His car is insured and registered. But I don't have a car and don't have a car insurance obviously. Another thing is that he was my roommate and my drivers license are registered for the same address as his dl. Right now I live in another place. I have heard that if your drivers licenses are registered for the same address it might be a problem. So my questions are: - Is that ok for me to drive his car? - And should I change my drivers licens address ? or this is not true about this rumor?""

First time Insurance Buyer!?

My parents recently told me that I have to pay for my own insurance (Damn economy). I would be driving a 2005 Chevrolet Suburban and a 2004ish Suzuki Sedan. Sorry I don't know the makes and my parents don't want to tell me because they are afraid I am giving away their emails to all of the insurance companies. I am 16 years old, and have a 3.3 GPA. I noticed another answer somebody said attach to the parents. My mom was rear-ended and has 1 moving violation, my dad has been accident/ticket free for 40 years, if that makes a difference at all.""

My niece has a sr22 bond and insurance can she drive a car with that?

i need to know cause she is driving is hat legal?

Does the colour of a car affect the price of Car Insurance ?

Thanks for all answers in advance :-)

Are there any auto insurance companies who dont penalize or raise rates based on a lapse in coverage?

State Farm Insurance Rates From Fellow Users?

I will be added onto my parents policy. I got a 3.0GPA 16 Year old male, still in high school I will probably get a late 90's compact or 1/2 ton pickup. Any ideas, I herd that it will be around $300 a month. I also have taken driving classes if that helps.""

A GOOD first car that is great for insurance?

i need a car that will b a good first car for a 16 year old male. it has to be reliable, safe, low cost, and has to have low insurance. any suggestions?""

Cheapest way to get car insurance ?

I need to insure my car in order to be legal, but i do not want to pay a lot for insurance if the car isnt worth anything, its not worth much but its AWD and gets me where i need to go. Are there any companies that offer low payments for a piece of paper showing i have insurance that i can show a cop if i get pulled over so i wont owe 1500 bucks to the state?""

Why is there such a big difference in premiums from reputable car insurance vs. cheap ??

Sorry for my use of generalizations, but its no big secret. reputable: American Family, State Farm, Farmers etc cheap : progressive, geico, etc. why are my quotes 3 times higher for the reputable, is it worth the drastic rate increase?""

What are the best alternatives to Humana One for an individual?

I am a college graduate and my parents helped me with Humana One bills. I am about to work at my first post-college job but unfortunately they don't provide health insurance for part-timers. I am interested in more affordable but quality alternatives to Humana One especially for someone in his 20s. My alumni association mailed me info about GradMed but it is only a temporary solution and doesn't cover pre-existing conditions.

I need Auto Insurance help!? (there are too many options!)?

I have auto insurance now but i think i rushed into it last year. My time is coming to either renew are go elsewhere. When looking for insurance, what should i look for? Im new(ish) in the auto insurance industry so please any advice would be helpful!""

Insurance License transfer?

I work as a Insurance salesman and I have life, health, property and casualty licenses. My boss paid for the training and the test, I am a 1099 and appointed to his agency and I am considering leaving his office, do I get to bring my license or is it onl valid under him? I work in california.""

Unemployment Insurance Question?

I was sent an approval letter in the mail from the Nashville Unemployment Claims Center. They had already called my last employer and confirmed that I was let go due to lack of work. I have been trying to contact them via the phone for the past week and a half during different times throughout the day in order to establish a PIN. Every time I do, I get the same message of due to extremely high call volume, we cannot take your call at this time. Several friends suggested going to the local career center and ask about it there. The local career center told me that they now have extremely limited access to unemployment claims and to contact the Nashville claims center. I sent them an email as a last ditch effort to contact them a few days ago and have yet to receive a reply. Any suggestions?""

WHAT IS AN INSURANCE PREMIUM?

My partner did my insurance online without knowing i had an endorsement on the licence so when i add this to the existing policy does that mean my insurance policy goes up ...and what is my insurance premium ???

How much does liability auto insurance cost in Florida?

I am coming up to 21 years old, and moving to Miami in August for a year with a student visa. I am told that it's very useful to have a car in the USA, and as I am a car owner in the UK with almost 2 years of comprehensive with no claims, I was hoping that I would be able to purchase a car in the USA. Will this be possible and at what price?""

Are there any car insurance providers in MA that pay for OEM parts?

I have Progressive insurance and a 2010 year car. Progressive will not pay for OEM parts, even OEM glass. Is there a car insurance provider in MA that does? If so I want to switch ASAP.""

Any one know where I can find an affordable car insurance on line?

In Monterey Park,california""

18 year old car insurance? ?

Im looking at a Chevrolet cobalt coupe 07. Where can i.get the cheapest car insurance.?

Do car insurance rates go down in the time you have you license even if you don't have car insurance?

I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.

How much will my insurance pay if i have a deductable of 500.00????

last week i hit a deer with my car, not on purpose on accident the deer rain right out in front of my car and it messed up my car pretty badly, i cant open my right passenger front door, and i have an adjuster coming out to look at my ca will they cut me a check right today that is what someone had told me i was wondering if that is true or not.""

""In CA, would my mom's car insurance cover my car?""

I live with my mom in California and we both have cars. I just bought mine recently under both mine and my mother's name but do no have it insured. My mom does have insurance though. I got in a little fender bender a couple days ago but when the report got filed, I got a citation for not having my own car insured. What I mean to ask here is, if my mom has car insurance and my car is under her name as well, would her insurance cover me, therefore leaving the citation void?""

""Car accident, my fault, my insurance company not paying for one of the cars involved. what to do?""

I was involved in an accident involving 3 cars. It was my fault. I'm fully insured. My car and one of the other cars in the accident are being repaired with my insurance company. The third car involved, which is a taxi had little damage around the tires and was not towed on the scene of the accident. The cab driver is now claiming 1700, after repairing the car without talking to my insurance company and without his damage estimated. He is calling me and telling me that my insurance company is not answering his calls and they are not handling his claim. He is calling and telling me that he is going to sue me. What shall I do? At the scene of the accident I gave him my insurance card, should I get involved in this. Please advise me. I'm really worried.""

Would my auto insurance increase if I hit a careless pedestrian jaywalking on a private property?

Would my auto insurance increase if I hit a careless pedestrian jaywalking on a private property? Here are the case facts: - 1. Pedestrian was hit by my car while crossing a road located within a private property (a community college) in Brampton, Ontario (Canada) 2. I was in no position to clearly see the pedestrian in advance as the pedestrian suddenly appeared from behind the huge pile of snow on the side of the road. The pedestrian was walking from the parking lot and came onto the road from a blind spot. 3. I was driving at 30kms/hrs and saw the pedestrian just before I hit the pedestrian. 4. The pedestrian was NOT using the designated pedestrian crosswalk but was jaywalking on the road in attempt to cross the road. 5. I applied brakes as soon as I saw the pedestrian on my way but the pedestrian got hit by the time finished applying the breaks. I think my car came in contact with the pedestrian when the car had almost stopped possibly causing the minimum impact. Pedestrian seemed to be all right (not injured) but was slightly in pain due to the hit as my car hit her in the thigh. She did not fall down and was still able to walk (but was crying due to the shock) 6. I called 911 (both cops and ambulance) and they didnt charge me with offence. 7. The Police Officer concluded that it was not my fault after he confirmed with the witnesses that I actually tried to stop the car and that the pedestrian was jaywalking and not using the pedestrian walk for cross the road. The cop mentioned that I would have been charged if I were not driving on a private property. The building security also concluded that I was not at fault. 8. The police accident report makes no mention of my fault. 9. The paramedics concluded that pedestrian was not injured and was all right but they took her to the hospital anyway (for check up since the pedestrian seemed to have some pain in the thigh) My question is Although, I was not ticketed or charged, would MY INSURANCE GO UP? I have heard that Insurance companies are notorious and would hold you responsible anyways or may hold you partially at fault?""

How many people committed life insurance fraud on 911?

Under the Roberts ruling why cant the gov. require everyone buy car insurance.?

Whats the difference. The only differences I see argue better for the personal mandate for car insurance more than health insurance. 1. Everyone using a vehicle on a regular bases. Even if you dont drive, you take a bus or cab or cross a street. 2. Driving is at least 10 times more dangerous than anything else most people will do on a daily basis. 3. If you have car insurance you less likely to need healthinsurance.""

California Health Insurance?

I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?""

What's the best life insurance company? why?

What car insurance is the best?

Ive seen plenty of ads all claiming they are the best, but which one is the best? Please do not speak about an insurance company if you don't have experience with that company.""

""I wrecked my car it wasn't my fault. I want the car totaled, but the insurance company is using retail value?""

of the car. Is there anyway I can get them to use a private party value or something else? I had a 2001 honda civic LX, 1 owner, auto, 117,000 miles on it. The insurance company is ...show more""

Who are the best and worst car insurance companies?

I'm looking for a new car insurance company and would like to hear other peoples experiences to help me choose. Thanks!

Are there any auto insurance companies who dont penalize or raise rates based on a lapse in coverage?

Finding a decent health insurance plan. low cost insurance.?

I'm 22 and a server I want to find insurance that will actually take care of me. where can i go to get help for this? I dont know much about insurance

Can a person on ssi have life insurance?

my daughter said i need life insurance, i know being on ssi they dont let you have anything freely so my question is can i have insurance""

How much insurance is on a 2002 mustang gt on a 55 year old male?

Can my car and I be added to my boyfriends car insurance policy?

I'm buying a car tomorrow and insurance for myself only is going to be over a $100 a month. If I get added to someones policy its wayyy cheaper. My boyfriend has progressive insurance. Could my car and I be added to his policy?

How can you avoid paying for expensive car rental insurance?

I drive a rental car, but the insurance is very expensive. I have to pay a daily price. I have non owners insurance, but that does not cover collision. Is there a way to avoid paying these prices as they are so expensive but still have full coverage? I tried to insure the car but I couldn't being that it isn't minds. The non owners policy is legal but it doesn't cover the car. Thanks for any suggestions.""

Auto insurance for a 19 yr old with a 1989 corvette?

My uncle is handing his 1989 C3 Corvette over to me as a present for getting my license.. I was wondering how much insurance would probably run me..I'm 19. College Student. Good GPA. Employed. I Live in Vegas if that helps. Thanks much!

How can I get a liability insurance for my cleaning business?

I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?""

What health insurance can i apply for?

i'm a stay at home mom and my husband is self employed. so we can't get insurance through work. blue cross keeps denying me. what other affordable health insurance can i apply for?

Cheapest car for a 17 year old girl?

What's the cheapest car to buy and on insurance for a new driver of 17? I've been told an old car with small engine but that's coming out 4,000 on insurance surely that isn't right?""

How much is motorcycle insurance in Utah?

I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That's all I need to know... Don't tell me to check with my family's insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time! I am planning on driving an old street legal dirt bike granted it isn't too pricey.""

""Car Insurance Cost, ages 16-22?""

I'm trying to get a rough Idea of what teens -20's pay for car insurance. Please list what company and how mcuh you pay, (*Don't List if your on your parents insurance*). Thanks.""

Where is the best online insurance in california without broker and billing fees?

i was wondering where i could find auto insurance online that i dont have to pay broker fees and billing fees in california, my insurance was $197.00 , but ended up paying $298.00 with the billing fees""

GOLF CART INSURANCE COST?

HOW MUCH WOULD GOLF CART INSURANCE COST ? what insurance co has the cheapest rates ? Thank You .

Car insurance from abroad?

It might be a simple question, but I can't figure it out. Is it possible to have and drive a car in the UK and have a car insurance from a foreign insurance company (e.g. German or French) on a permanent basis? If not, what is the reason? If yes, do you know any foreign insurers who do it?""

""Car insurance for a 17 year old UK, is it cheaper if i add my mum as a driver?""

Basically, If I add my Mum as another driver to my car on my insurance, does the price get lowered?""

Motorcycle insurance question?

I will be 18 in two months and i want a bike. I am planning to go to the classes which i assume lowers insurance. I also thought by having a smaller bike would cut insurance costs. I only plan to ride around town and not on the highway. If i bought a 250cc bike like a GZ250 or a Honda Rebel, how much would seasonal insurance be roughly? I only want the types of insurance that are mandatory in order of me being on a budget.""

Car insurance - car pay out?

Recently my friend had an accident. His car is an import and the insurance company want to write it off and as they cannot get hold of replacement parts. Does he have the right to refuse their offer for pay out as the car is worth more than they are giving him. As its an import, and a sports car, he knows he can get more for it on auto trader and eBay. Or can he settle the claim with them by asking them to pay for the repair if he can sort out a garage who is willing to fix his car for less than the insurance company had suggested.""

How much will a long lapse in my car insurance coverage cost me (on average) when I try to get inusrance again

And by long I mean between 6-12 months.

Help! Will the insurance company pay for my totaled car?

My daughter who is 19 has full coverage on her car which is in the shop being repaired for hail damage. She cannot rent a car because of her age, so she has used my car for about a month. My car has liability only. She was recently in a car accident with my car. Another car caused the accident which caused her to side swipe another car and then she hit a pole. The car that caused the accident sped off. Nobody got the license plate number of that car. Should my insurance pay for my totaled car since her car was in the shop? Luckily no one was hurt.""

Car insurance?

if you have never had car insurance before which is the most least expensive one to go for?also about how much does it cost? if you only have one vehicle and one person on the account.

What is the average price for insurance on teenage drivers?

If I want to insure my teenage driver on my car, how much do you think my insurance would go up? And how much would it cost to insure my teenagers own car? I've heard that insurance is normally lower for teenage girls. Is that true? Thanks""

Im 16 and im wondering what is the cheapest insurance for the following cars?

im thinking about getting a used car probably a 2005-2007 scion tc or ford mustang 2005-2006 or a nissan 350z 2003-2007

What would insurance cost me?

So, I'm 17 about to get my drivers licence next month. Iv been planning on getting a sport bike. A cbr600. R6. Gsxr6. Something with 600cc probably a 2000 or a bit newer.I just wanted to know about how much would insurance be either full cover or just liability and what the difrence is between them. Any other advice/tips even opinions would be very much appreciated.""

Ways to check is a business has insurance?

Exactly what the title says, is it possible to check online, or anywhere else, if a business has any kind of insurance? I can't ask them at the moment, because of a legal issue, however, I would like to know if they have any kind of insurance. The business is in Illinois too, if that makes any difference.""

How do insurance companies make money?

i know not everyone is going to be sick at once, and that they assess risk, but what's their model for actually making money?""

Are there any auto insurance companies who dont penalize or raise rates based on a lapse in coverage?

How good is the Insurance Business in Florida or Texas?

Hello dear people...I'm an Insurance Agent-Broker who would like to open an office in either of those states, can anybody please tell me how businesses are doing right now there?. I'd like to stay where I live in California, but it is crowded here, plus I'd like to start a new life...your inputs will be highly appreciated....""

Do 'normal' car insurance companies insure exotic cars as well?

I've gone to multiple popular car insurance agencies websites and tried to get a quote for a Lamborghini, but in the drop down menu there is never an option for it. I'm beginning to wonder if they even do insure these kinds of cars?""

Universal Health Care- Insurance Companies?

Will private insurance still be available if the US becomes a single payer health care? If not, what will happen to all the insurance companies, will everyone be laid off?!?""

Free health insurance for 20 year olds.?

Hi I am 20 years old and I need to see a doctor, Is there a health Insurance in California for me? Or is there a health insurance that I can see a doctor with while waiting for it to take affect, maybe an insurance that doesn't take 30 days to see if you qualify? please help me.""

I'm 18 can my 18 year old friend take me to my driving test?

I just turned 18 and I'm about to take my driving test. Can my friend take me who is 18 and has her CA driver's license already? Also, if I'm borrowing her car, does my name need to be on the insurance? I live in southern California Thank you""

What is the cheapest car insurance for girls ?

I need help with my car insurance it's too much money does anyone know the cheapest car insurance for girls 18yrs old ? I pay 229 a month way too much can someone help me pleasssseeeee ... And my car is a 1.2litre

""Can you drive your friend's car, which is insured but you are not in his/her insurance?

I am not added to his insurance but the car is insured.. how does it work?.. website link would help as well..

Can you switch car insurance with a pending accident case?

I had an accident about 4 years ago, it was my fault, but the case is still ongoing for that between the two insurance companies. I would like to switch from State Farm to Geico auto insurance to save some money. Would it be a problem to switch with a pending case?""

Can I have both employer provided insurance and obamacare insurance?

Any Cheaper Car Insurance..?

Hi I'm in U.K (young driver, no claims bonus). and ive just recently bought a nissan micra 1.0 R reg i got a quote from AA, churchill, norwich union, zurich and they all are giving me a price of over 1500 pounds. I have pass plus. Any cheap car insurance out there in U.K please help need to get one fast. Thanks""

Equity Indexed Universal Life Insurance - pros/cons?

I am looking at using this financial vehicle. Does anyone have any experience with it? Good? Bad?

A car without insurance in California?

I'm going to spend a few months outside US, and while I'm traveling my car insurance will expire. I am going to let the insurance expire and renew it when I'm back. Can I get into a trouble for just owning a car with no insurance (obviously, the car will be in the garage and none will use it)? Am I supposed to file Affidavit of Non-Use with DMV in this situation? PS: Stickers won't expire, if this changes anything""

Motorcycle insurance????

Can anyone give me an average quote for a 19 year old? Kawasaki zzr 600?

Insurance and leasing for teens?

if a teenager (16) wants to lease a car I'd he allowed to or do his parents have to lease it for him?and what is the cost for insurancev insurance

Does it cost more to insure a car with no airbags?

I was thinking of buying a 1986 mustang gt, which has no airbags, would that affect the cost? I was going to put aftermarket Sparco front seats with 4 point safety harnesses in for safety, also would that decrease the insurance rate since I'd be making it safer? Or is it just dependent on car, age, etc.""

How much more is car insurance on sports cars vs regular cars for younger divers?

im kinda just looking for a general answer like 25% more or 50% more.... eg if it was a basic ford mustang how much more does insurance cost for that if im 20yrs old?

What v8 is cheap on insurance for an 18 year old?

I'm an 18 year old guy on my parents' insurance and I have a 2003 Mitsubishi lancer that's probably not going to last me that long so I am looking for another car. I would like a v8 because I like the sound and I want descent performance but I don't want it to be too much on insurance. I was thinking about a Lincoln ls v8. Does anyone have any other ideas? Thanks.

How much would motorcycle insurance be in ontario?

Okay, so I turned 16 this past december and I am getting a motorcycle. I'm also doing a motorcycle safety course which I heard decreases your insurance. My first day at the course is today and I should have a m2 by April 3rd (I got my m1 on Feb 1st). I'm getting a used Kawasaki Ninja 250r, probably between the years of 2008-2010. I will probably get the bike for around $3800. (the Kawasaki Ninja is $1000 more expensive in Canada than USA). I live on the edge of Brampton, Ontario, very close to where the farms start (literally almost on the edge of Brampton). I will be driving for 2 or 3 days a week for pleasure. Not really going to take it anywhere besides taking it to my school occasionally. My driving record is clean. So, how much do you think I will have to pay and can you recommend me some companies but please give me a estimate of how much you think I'll have to pay. Lastly, my area has no crime rates and I think that I live in a safe neighbourhood.""

How long after an accident can I file an insurance claim in NY?

About 2 weeks ago I slipped off an icy road, drove my van into the woods on state land. There was no property damage, this is a very rural area (as in no homes within 5 miles at least). It did take out my rear corner window, crushed my headlights and damaged my hood. I drove right out of the woods afterwards. I was going to do the repairs myself, but found out the window repair would be over $500 and for that price I might as well file a claim and get the rest fixed. My questions are: Is it too late to file a claim? Are there any legal ramifications for not reporting this accident?""

Life insurance at 23. suggestions?

Hi, I'm 23 and I have a one year daughter. I was taking in consideration to apply for life insurance.. is it cheap? what is a good company to stick with? Thanks""

How would a company issue a W-2 to an employee for short term disability?

Is there a 1099 form that we can fill out for taxed disability? The insurance company will not issue the employee a W-2 because we are a small business. Thank you for any help!

Do i have to register my car under my moms name for it to be cheaper?

I just bought this car and I'm 18 years old I want to have cheaper insurance so I'm putting the insurance under my moms name but would I have to register it under her to too in oder for it to be cheap? Or can I register it under my name and still have it be less money

Cheap Uk Car Insurance?

Which car insurance company in England is cheaper?

How much of an auto insurance discount does a family get for having more than one car?

I want to take a trip to europe how much do motorcycles cost there and how much is insurance?

Im thinking of going to the EU, as kind of like a backpacking trip, but on a motorcycle! I was wondering how things work in regards to prices of Bikes there, and insurance that covers anywhere I might plan to go! I need some help making this idea a reality! Oh I'm 18 and i have both my drivers licence and motorcycles licence, I reside in BC, Canada. Thanks!""

Are there any auto insurance companies who dont penalize or raise rates based on a lapse in coverage?

https://www.linkedin.com/pulse/car-insurance-quotes-mobile-al-jennifer-aldridge/"

0 notes

isaacathom · 7 years ago

Text

like, if i were to basically redo it to just be a fun fantasy romp - id take it back to its original sort of time setting rather than having it be urban fantasy. Finley died in an expedition about 10 years earlier, making Crystal and Akian into orphans. theyve basically been living with the D’Lore’s since then, so Akian and Chase being really fucking close makes complete sense (and was likely why they started living wit the d’lores in the first place). in that last decade, like 5 yearsago or so, SKye joins the family after the whole uhhhhh Sorix/Naten situation. my poor boys. so crystal and skye already know each other. they arent super close, mostly because skye’s a moody lil bitch sometimes, but they know each other and are passing friends. crystal works with the d’lore’s apothecary, since the d’lores are like, biiiiiiiig boys. mayors or some shit. big boys. not a king, tho. well, actually, maybe? that could be interesting. or perhaps like a pricipality sorta deal. ill think about it.

since the d’lores are royalty here, kidnapping Akian and Chase (the crown prince boy and his gf) makes complete sense. theyre a perfect ransom and way tohold the entire city/region hostage. its a crisis. skye and crystal, who are really pissed about it, decide to take proactive action. which brings them into contact with Violet, who runs a small library with her “aunt”, Dawn. Violet helps them find some information about some of the weird shit the two reported seeing before their sibs were kidnapped, and gives them a shit ton of advice on what they could do. because violet is the best.

smth smth happens, they come into contact with Will, who is an expedition man just like Finley, and also the guy with th complex relationship with Skye. the three manage to convince Will to take them along into his second trip into a portal he’s discovered north of the town, because violet thinks it’ll have useful info and then begs to come along to see it. sothe 4 go in. suhbitch, its the heaven realm, and here they meet Skye’s mother, Alexa, who has still been dead for 200 years because, lets be clear, Skye’s dad fucked a ghost. fucking crazy. fantasy is wild. and she helps give them some pointers. maybe suggests they head to Quartai, which is the Big Boy Kingdom. a probably more overtly magical/religious place, more info on Ryaris and shit, stuff like that.

the 4 go there. then im not sure how stuff resolves from there. they probably still end up heading to the southern isles, which is an even more Big Magic place that has all these portals. in between then, violet seems to disappear, following an(other) encounter with Princess Alara, angry wind mage of the hour. which isnt great? but thats because Violet realised something was off about Alara (in a way specific to Violet) and she went out alone after the others went to sleep to find her and demand answers, and then, well, shit escalates.

they finally get to the fire realm and find the castle. before they can sneak inside, Alara catches them and promptly kidnaps Crystal, under the rationale that, well, Crystal is actually quartaian royalty, she’ll be a good ransom as well! :) skye and will (and i guess ash if hes just floating around, i dont Know)get tossed in the jail cell with chase and akian. Violet, who has now assumed the position of Princess fucking uhhhhh she has a name. fuck. T- Tacha??? yea ok whatever. Princess Violet’s out here, trying desperately to avoid the consequences of abandoning the group and trying not to get seen by any of them. but after overhearing her mum and sister interrogating Crystal about shit (and probably revealing Crystal’s heritage at that time, tho idk how id tie that shit in proper) Violet decides to stop being a coward. easily talks her way into the jail, frees everyone, get them all their stuff back, and make arrangements with some sympathetic guards that escort the exhausted Chase and Akian to a portal that will plop them out near-ish to the capital city, where they will be quickly found. bonus points if one of the guards, being a local to the area, offers to then personally escort them to the palace and hand them over. if yes, then violet likely gives him something that is proof of divine intervention (like, a symbol that cannot be manufactured by a human? and that is proof that Ryaris was involved and has returned them, smth like that, idk)

then the three of them work together to free crystal from Alara, who is acting as the primary antagonist. Ryaris is getting cold feet like noones fucking business, which is why she hasnt made a single appearance apart from kidnapping the two at the start. Alara’s filled in the rest, in part because Alara can pass for human (shes more a demigod than a minor goddess, in contrast to Violet), and because Alara was a LOT more into the plan from the start. probably using some info they gathered in Quartai or in theheaven world (it definitely has a name, i dont remember it) to convince Alara that, well, no, Dalace is absolutely fucking lying to you, stop it. which is easier than you would think, because Dalace’s lies were revealed the instant Violet returned home.

Part of Dalace’s plan to escape from her imprisonment is to have Ryaris (and her daughter, tho that was a later addition) force a whole bunch of humans into constructing and using portals, which would weaken the seal and also give Dalace more power. then she can break out and wreak havoc. her end of the deal is that, once restored to full power and free, she would bring back Evelyn and Violet. Evelyn being Ryaris’ human wife, who died like 5-6 years prior to the start of the story, and which was actually caused by Dalace in order to force Ryaris’ hand. but that conceit was that Violet and Ryaris were both dead. But Violet is here, perfectly fine, and with 0 trace of any magical interference. Violet was been alive the entire time, just out of Ryaris’ sight and in a different place than where Alara ended up going undercover. essentially a stroke of bad luck.

so, yknow. Violet has overheard Ryaris talking to Dalace, and has already found out about the fact that her revival had been promised. so its like, ‘what proof do you have???’ ‘well, im here, arent i?’ ‘:|||||’ if its then additional that, after violet left the party, the other three found out that Dalace doesn’t have the ability to revive, and that revival as a skill would require the death of Losa (light goddess and just general death lady), they can use that too. combine forces. violet uses her knowledge of the agreement, and the others use their acquired knowledge of the limits of magic. bam. maybe even some prior history, like ‘the stories say that Dalace went mad because everything died in her care. if she could revive the dead, surely this wouldnt have been an issue?’ ‘..... fuck youre right’. i mean they almost definitely have to fight her too because Alara’s a bit of a pain in the ass. people probably almost die. hardcore.

everyone chills out, they go convince ryaris to maybe chill. thats very easy because ryaris literally just wanted to settle down with her wife and two children before shit got messy (and i mean, Same). very easy to convince her off the mess train. but, of course, she’s already done a lot of the damage. the ransom for Akian and Chase has been active for like, at LEAST a week, possibly even more, she’s already reaped a solid chunk and started making good on her promise to Dalace. so the damage has been done. Dalace will get out soon. so they decide like, ok, lets fix it. time to go like, punch her in the face.

and then they beat dalace or reseal her or something. im not sure? dalace’s issues with the world are so deeply seated, her anger so much a part of her, that you cant really turn her good again. and to kill her would be nigh impossible and extremely disastrous. so really its like. do we trap her again but More this time, do we force the gods to actually intervene this time instead of acting through Champions? its rough. a godly intervention would only work if the group had been to each of the realms, because then they’d have met or affected each god in some way. but theyve only been to light and fire worlds. any more than that and it just gets like..... convoluted...... it was the original idea but idk. smaller main cast, makes even less sense. going to the worlds of each of their patrons makes SOME sense??? which then means id need to add a trip to the earth world (perhaps this is where they go from the southern isles. since they dont have a fire portal. and then they lose violet in earht world?). which then only leaves out the water and wind worlds. but the wind goddess is explicitly on Ryaris’ side, having freed Ryaris from her own constraints after a Whole Bunch of Shenanigans. so they dont actually need to convince the wind goddess, Xen i think, to support ryaris. Caliyo, the water goddess, is a little harder to finagle. she doesnt really agree with Ryaris for what i hope are Obvious reasons. in theory keeping Ash as a member of the party would potentially fix that, since he’s an active and practicing water magician prior to meeting the cast, and it’d be fair to guess that she might have a hand in that?in the community he’s from. sort of a mini water realm? Caliyo could also possibly be convincedby like, Losa and....Elra? earth lady. to just maybe think about just fucking talking to Dalace, for fucking once. its been fucking millenia,just talk to her and maybe youll convince her to stop being a shit. idk. Dalace is complicated? and a pain in the butt.

like, if Ash remains part of the squad (which does skew the cast 2:3 male, and 1:3 male when Violet leaves, which Pisses me Off) he can act as throughline to Caliyo. i dont see why not. his community is very much magical. buuuttt you could also potentially get around having him be in the party by having the same connection be present in the Southern Isles, which is a separate magical community that hides away from the continent. and if you think about it, how would you hide an island? other than straight up illusions.mist! caliyo is a perfect patron for the southern isles, thus removing Ash from the story as well in a clean 1 2. which also removes the dragons, which is.... a shame, definitely. big fan of them. but it also makes some sense to remove super overt magic stuff, if people are supposed to believe is superstition or extremely rare. a northern tribe that rely on dragons doesnt gel with that. they can still exist, i guess, but as a completely separate entity. though that does then raise the question of how the party of 4 get from Quartai to the southern isles. in SB, they flew there on the backs of some of Ash’ dragons, which also allowed them to cross the fucking sea between the isles and the coast. unless theres a secret way? like, hey, a secret bridge. use the portals to return back to the capital city, tie up some loose ends (employment and ‘WHERE THE /FUCK/ HAVE YOU BEEN?’ sorts of ends) before heading south to the coast and then trying to find the path across. Skye or will would be good for that, though Violet is also a stellar candidate due to the sheer magnitude of her magic. she’s basically a minor deity. its crazy. it depends on like, narrative usefulness? i guess? like, violet was the one who put them on the path to realise the kidnapper was Divine in some way, and put them in contact with Will. Will got them into fucking Heaven Light World, which got them to quartai, where they were able to get more info (or maybe even skip quartai altogether, tho thats smth else to deal with). so at this stage, crystal and skye’s sole contributions have been to kick the whole thing off. at best, skye mightve suggested they go to a smaller library than the Royal one, since, well, theyre already known to the royal one and the librarian likely tells them to stop bothering everyone and go back home (stay safe from kidnappers, etc). so Skye finding the path to the island, with all that light boy goodness, might work? crystals skillset can then come in handy when they travel to earth world, since she’s an earth mage. she can learn magic and possibly even learn about her heritage there. smth smth. depends how long theyre there.

idk. you can probably remove quartai from the mix altogether??? and have them go straight from Light World to heading south of the capital. does sorta remove the quartai buildup though? with the whole ‘youre the descendant of a runaway prince’ thing. since it justified crystal being removed from the group and likely the first person to find out about violet being a god, which can then feed to like. Shit. theres no other reason to separate out crystal and not, say, Skye. crystal and skye hold identical levels of relevance to thespecific kingdom theyre from. theyre commoners. crystal is in slightly higher regard because akian is practically a princess and even before that her family were good friends with the royals (because, yknow, Finley is a runaway prince who sought refuge in a neighbouring kingdom, lol). skye is just like, some guy, even though he lives in the palace too. theyre just commoners in high esteem of the king. so like, if you were going to separate Crystal out from the group for that, you should also take out Skye, which means in practice youre just chucking Will in a dungeon on his own. which just seems rude. the boy has suffered enough.

the idea was that bringing Crystal into Quartai, a place she has never been but that her father had once promised to take her to (which i can set up). and that by placing her in that environment, maybe even engineering a scenario where she is taken to the royal library (which i guess is like, a public library run by the royals? i dont know) and is spotted by Alara, who has been living in Quartai for the last year or so to gather intel. and, by the nature of how it is, theres royal paintings on the wall showing the late queen, Crystal’s grandmother, and theres an immediate visual connection. Crystal looks just like her dad. someone else (or alara, if it works) might even comment on her being new to quartai with a sort of ‘are you sure youve never been to quartai before? you look like you’d fit right in’ and it couldbe assumed as a personality thing. especially if in terms of personality, crystal doesnt appear to mesh with quartaian society at all. and if the line is by a character with no humour. which means Alara would actually be a perfect fit. it would be a genuine question and observation - Crystal looks Quartaian, whatever that means. while in quartai, they find out its connected to the earth goddess Elra, which helps convince them that they should maybe ask Elra for advice, since she seems like a goddess who has a lot of input and would know about goings on. crystal is then revealed to be an earth mage later (either southern isles or in the earth realm itself) which is like an Ooh boy. you could possibly hammer it further home by, if they DO meet Elra, her confusing Crystal for quartaian royalty. either by assuming she’s a specific Queen (her grandmother) or just a general ‘oh, youre a princess of quartai, then?’ ‘w- no?’ ‘oh? my apologies’. though if elra is going to notice any lineage she’s going to recognize the tall white haired youngster with piercing eyes and an overwhelming magical aura is the daughter of the goddess of fire. so. might distract her?i think it would be too on the nose for Elra to straight up call her out.

though i could definitely make Crystal not looking local a thing? because she’s not. culturally she is, but both of her parents are full blooded quartaians who fled across the border because Keiran (correctly) anticipated that him marrying a commoner wouldnt go down well. Akian and Crystal both look quartaian. but they also look nothing like Will, who is from another demographic also not native to the kingdom. but his demographic is more prevalent, like there are far larger communities of them. Akian and Crystal just look out of place. Skye technically has a sort of otherworldly quality, but thats partly because his dad fucked a ghost. i cant get over that. but he still looks local enough, because he looks like his mum! and aside from being a ghost of sorts, she was from that kingdom, just 200 years in the past. so theres been drift, and he does look slightly off relative to everyone else, but to an extent you can assume thats just an individual thing. especially since his family is unknown. Akian and Crystal’s parents are known. their apperance is familiar. and that appearance is distinctly foreign. theres no real PROBLEM with that, because theyre good friends with the royal family and have been living in or near them for their whole lives, but its notably. their specific complexion, hair colour, and eye colour? not common ‘round these parts. that sorta thing? could work??? especially if relations with quartai are sorta weird. like..... we’re cool....... but also dont move here? with the exception of Kieran, because the implication is that he’d been a lot friendlier than his mother (and his cousin) and when he comes knocking on the door going ‘listen man i just fled the country can i crash on your couch with my girlfriend for a few days’ the kings like ‘yea dude go ahead. you can explain tomorrow at breakfast. just us’ ‘thanks dude i really appreciate it’. maybe its a quartaian thing. not big fans on these guys. so they just stay in their place and dont leave much. people from this kingdom can come to quartai, sure....... you cant STAY for that long, but you can come visit.......... sure.

which, if quartai is kinda.... i guess just straight up racist??? xenophobic? one or both. if quartai is straight up racist, than crystal’s appearance as a fullblooded quartaian would be quite notable! because its like, oh, youre a local! wait, y- youre NOT a local????? what the fuck do you mean youre not a local????? from - from sp- ok. sure. alright whatever you say lady. move the fuck along then. people see this ragtag group with this one quartaian lady and assume, oh, a local with some friends from out of town. well, if thats the company they want to keep, sure. cause it looks almost correct. it almost makes sense. but then you hear her speak, in a distinctly non-quartaian accent, and its like ‘hold on a sec’ but then she’ll say some words with a quartaian twang, relating to adventure, and you have No idea how to process that. what. its wild. doesnt come across in raw text but, you know.

im sure i can roughly justify going o quartai. theyre a generally more spiritual kingdom, with prominent reverence in a specific goddess who is tied in with the geography and economy (Elra), and the royal family are supposedly her descendants on some level. theyd have more specific information about the gods, the history of their involvement in the world, some shit about Dalace (not in depth, tho, just that she took over at one point and it was a Bad time). it depends how much info they can get from light realm? i mean, they arent REALLY supposed to say much. they arent even really supposed to interact with the living. which does make you go 0>0 at Alexa. hot damn. willing to break big rules for some living dick. legendary.

i mean i feel like its better if they DO go to quartai, because it allows them to encounter Alara, who has basically bribed and conned her way into a position of power through some whack shit and has integrated into the community to get some of the Juicy Information. they can meet her in a safe environment and find that she’s weird, they can learn a bit about shit, crystal being quartaian can be emphasised in a sort of coy way (im a shit writer sooo it probably wouldnt read very coy lol) and there can even be some foreshadowing for Violet’s position as minor fire deity. since thats almost definitely what catches alara’s attention. a tall, light haired individual with burning green eyes and an implaceable aura? fascinating. but when Violet doesn’t catch any of Alara’s references (to like, the gods and shit), Alara assumes she’s mistaken and perhaps she’s just sensing a strange combined aura. its not till later in the earth realm, when they meet as protagonist vs antagonist, that she realizes no, she was right on the money the first time. because at this point in the story, the main cast have actually started using magic, and theyve already found that Violet’s use of magic is effortless. and with their magic unlocked, so to speak, violet’s aura is fucking incredible. none of the others can see it, with the possibly exception of either Will or Skye, depending which way dark/light fall re: seeing shit. but Alara is an incredibly well practiced mage and demigoddess, and she knows how to see it, and violet’s is intense. its unmistakeable. alara isnt 100% sure what if she recognizes the aura, for the simply fact that violet disappeared when they were 9 and alara hadnt learnt to see/feel aura at the time. but she thinks she knows what it means. shes confident that violet is some demigod. which god? unclear. until Violet throws a fireball at her and tells her to fuck off.

the only other possible ways for violet to be a fire demigod and NOT being the daughter of Ryaris, are for her to be the daughter of Xen (goddess of wind) OR be a distant descendant of Ryaris via her mortal parent, who is also her mother, and which might overrule the godly disciple of the godly parent. the latter is nigh impossible because Ryaris has only had two children to her knowledge, unless she blacked out during 200 years exile and accidentally boned down. she’s pretty sure she didnt, though. not that thats a topic that comes up, exactly. but ryaris only has two kids. Alara has no children, and Violet is not the right age to be the daughter of Alara’s sister. she is, however, the approximate age to BE Alara’s sister. so is sheactually, or is it cosmic coincidence that two demigods (the fire/wind twins and someone else) were born around the same time? who knows! alara has no idea. violet doesnt have a damn clue either. ita rough.

uhhh this got very lost VERY fast. uhhh tl;dr return the story to its original full fantasy setting (not urban/modern fantasy). akian is the girlfriend to the prince of a kingdom, with crystal being her sister. skye being in a weird state of being commoner but living with royalty, just like crystal. akian and the prince are kidnapped by Ryaris in order to force the kingdom into an awful ransom agreement whereby they will do a bunch of suspicious shit. crystal and skye believe they saw part of the kidnapping take place, and attempt to get information. after a bunch of the royal staff tell them to stop worrying and go home, they go find a non-royal library run by Dawn and her ‘niece’ Violet, who help them find some info. Violet, being very much in the know, hooks them up with Will, an adventurer and cartographer who is planning a visit to a portal he located north of the city. after a lot of negotiating/arguing, Will agrees to let the three of them come along, and off they go. a whole bunch of shit happens, involving a trip to neighbouring kingdom Quartai, where Crystal is treated strangely in relation to the party and they first meet Alara, posing as a foreign noble who takes an immediate interest in Violet.

more shit, they end up in some hidden magic isles south of the continent, which then leads them to the earth realm, where they seek an audience with the goddess of earth Elra, on how they can get an audience with Ryaris, goddess of fire, and most likely the kidnapper. more shit. alara appears again and they have a brief confrontation. that night, violet disappears. after failing to find her, they resolve to press onwards (leaving fucking missing persons signs all over this foreign land and even informing Elra about it). go to fire realm, get captured by Alara, who separates out Crystal in order to interrogate her about her lineage to confirm a suspicion she has that Crystal is long lost quartaian royalty (si). violet is brought in to help, much to their mutual distress, and then alara kicks violet out for just doing an awful job of forcing crystal to talk.violet then breaks everyone else out of jail, sends Akian and the prince home with some guards she trusts to take them back safely, and then they go rescue Crystal. final showdown with Alara. convince alara that Dalace, goddess of darkness, has been lying out her fucking ass the entire time and cant do anything she promised. alara reluctantly agrees to confront Ryaris about it. Ryaris admits thats all true and that she knew from the start Dalace was a lying piece of shit, but, i mean...... yknow....... your wife dies and you havent seen your daughter in over a decade........ white lies are nice. also alara was the one who got sucked in. its complicated.

then they go ‘aight time to fuck with dalace’ and then i have no idea. probably all the goddesses (who theyve met throughout the story) come and tell dalace to stop being a cunt? roll credits.

#story blogging #echo child #long post #well whoops #thats uhhhhh8 hours of fun #i didnt mean for that to happen but i wasmultitasking and just sorta..... kept plugging away i guess

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trendingnewsb · 7 years ago

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Sympathy for the Incel

If you want to know why young men are broken, ask them.

There is a cultural crisis emboldening the misogyny and violence of the little-known incel movement (an abbreviation for the self-professed involuntary celibate community of men) and which has now been tied to three mass murders: Elliot Rodger, Chris Harper-Mercer and, this week, the alleged Toronto killer Alek Minassian, who is accused of killing 10 and injuring 15 people in one of the most horrific acts of mass violence in Canada in years.

One after another, media outlets are seeking to understand how this could happen while raising the question of how we got here. The Internet is enabling a community of men who want to kill women, read the headline in The Verge. Can the radicalization of incels be stopped? asked the Globe and Mail. But one headline stood out, from The National Post: What should we do about the incels? Maybe help them. Shouting about what horrible women-hating losers they are (which they may be) is not going to prevent one of them from murdering again.

This, in particular, is the question Im concerned with, and why I am attempting to find whatever empathy or compassion might be possible for the disconnected young men flocking to the movement and who might be at a crossroads. One young man stood out in the countless hours I spent listening to podcasts, videos and chat room conversations within the incel community which I have been following for months now: 19-year-old Jack Peterson, a socially awkward Chicagoan who after hours of interviews agreed to reveal his real identity for the first time to The Daily Beast.

To be clear, Peterson initially did not want to do any media regarding the group, particularly a profile on what the makings of an incel look like, but after considering my appeal that perhaps others might want to reach out if they could have a better understanding, he agreed.

Born Kalerthon Demetro in the suburbs of Chicago, Peterson (his mothers last name) is a high school dropout who lives with his single mother and whose father left when he was two years old. Peripherally involved in the online incel community for years, Petersons first reaction to the Toronto horror was to record a podcast specifically condemning violence and misogyny and underscoring that for the majority of participants, this is not their reality. For him and many like him, he says, the incel community is a means of supporting one another in a world when it sometimes feels like there is no one else.

To listen to the teenager speak, he does not seem psychopathic. He does not seem like he endorses psychopathy. On the contrary, he seems shy and awkward and lonely and angry. He laughs when other incels make dark jokes about killers, but he does not make them himself. He gets it. They are blowing off steam.

Being an incel is not about violence or misogyny, repeats Peterson, who is the only incel who has been on television doing interviews in recent days since the alleged Toronto killer pointed a finger at the incel movement in a cryptic post on Facebook confirmed earlier this week. Yes, for some guys it is, but not for me. Not for many of us.

The challenge in covering the incel movement is that in many cases the cherry-picked and sensationalist coverage reinforces these mens persecution complexes and drives them further into a pit of rage-fueled nihilism. Attempting to find any kind of compassion is in no way to excuse or normalize the deranged among them. On the other hand, it is to see what options we have left in reaching them at all.

In the groundbreaking book Change or Die, author Alan Deutschman writes, [The sense of self is threatened by any major change in the deep-rooted patterns of how we think, feel, and act, even a tremendously positive change such as leaving behind a life of crime and addiction. A change in progress demands new explanations for a past thats now cast in a darker light.

Essentially, reaching someone entrenched within a near-fanatical belief system is often impossible because the ego will put up a fight to the death in order to not deal with the psychic pain of feeling that everything that has been done up until this point has been done wrong. But it is possible.

In Deutschmans book, spanning extensive research on changing past negative behavior to future positive actions, one case study of a parole officer illuminates how he found the most success in reaching the seemingly unreachable. By realizing that the real reason why people dont change is demoralizationthe overwhelming sense of hopelessness and power he applied the theory that the most he could do is to inspire a new sense of hope and power. Indeed, this officer invited 14 of the most argumentative ex-convicts and spent 90-minute sessions listening to them rather than telling them what to do. The response was extraordinary. The parole officer recounted: In one and a half hours they calmed down. They said, These guys arent against us. Now they come back every week and say, At least Im being listened to. In the last year the difference has been huge. They want to make a change.

In speaking to Peterson on the phone, while a journalist is about as a far away from a parole officer as you can get, its amazing the difference that occurs when I listen to what he has to say about the reality of incel culture versus how he sees the media portraying its members.

In his view, as despicable and morally unfathomable as the psychopathic fringe is, the reality of the wider membership estimated in the tens of thousands of active members is far more complex.

The way Peterson tells itand as is supported by his digital footprint of videos, podcasts and commentsfor him and many others, to be an incel is to seek the camaraderie of a group of male peers who provide an outlet where, for once, they can honestly talk about the increasing fragmentation, disconnection, alienation and ostracization they feel in an always-online world in which, as far as they can see, they are not welcome or wanted.

Peterson compared the mischaracterization of incels to the xenophobic broad brush that takes a minority of radicalized Islamic suicide-bombers and uses it to condemn the vast majority of Muslims. Instead, he said, there is an acceptance that there is a vile minority who distorts the vision of the communitybut that it is not his vision for the group.

Like many in the incel community, Peterson essentially grew up without a strong father figure.

His mother kicked his father out because, in Petersons words, he used to beat the shit out of my mother and she got a restraining order. His father was the same age that he is now when he got his 39-year-old mother pregnant, and hes never met him, but they have spoken on the phone a few times.

I dont really have any feelings about him, Peterson says. He just kind of is.

From an early age, Peterson felt a level of social anxiety that was bearable but distinct. His kindergarten teacher asked him why he did not play with the others. He said, I dont know how.

Things started to change around the third or fourth grade. It was the first time the girls started making fun of him, he says, saying he was creepy and gross and weird.

I didnt understand it, he says. I was told either to act like a man or that girls could do no wrong. And yet I was constantly told that men were the cruel, bad ones. None of it made any sense to me. I was just extremely shy. I didnt talk to them, but the teasing was relentless and made me want to kill myself.

In the seventh grade, Peterson transferred to three different middle schools all in one year as the bullying followed him everywhere. By the time he reached high school, he says, one young woman started taking photos of him and sharing them with other girls who openly laughed in his face about how ugly he was and why they did not want him near them. He did not finish his freshman year at the Chicago Academy for the Arts, but dropped out after the first semester. His mother never knew the extent of the bullying he experienced.

I was just ashamed, he says. How do you talk about that?

The profoundly formative pain of youthful bullying has been around forever. When a classmate taunts you and proclaims your worthlessness to all your peers, if you are a kid, the humiliation of such an experience doesnt feel like its happening in a classroomit can feel like a worldwide-televised death sentence.

Very few kids on the receiving end of the cruelty know how to deal with itbecause of a lack of life experience that is just as undeveloped as their pubescent brains.

But for a kid growing up today, the tool of the Internet levels the game. No longer do you wonder, Will anyone ever love me? Now you can Google it, and find secret places and communities and bodies of knowledge that your parents dont even know exist. This can be exciting, emboldening, a total game-changer.

I remember the first time I found a site that even mentioned the word incel, I was like, Woah, these guys are outcasts, too, he says. I kind of felt like, maybe Im not alone.

At the age of 11, Peterson visited 4chan for the first time, and he saw his rage and loneliness expressed as well as the impotence of such advice as just get over it. He didnt know how to. He didnt have anyone to ask. He just didnt want any more ridicule.

It was kind of crazy to see and read a lot of the stuff I did, Peterson says. But it was also the only place where other guys talked about some of the things I was experiencing. Feeling so alone and rejected by the people around you. I was extremely shy then, and still kind of am, but it makes you feel really fucked up to be told youre a creepy loser by a pretty popular girl when youre just sitting there, saying nothing, doing nothing, wishing you were invisible but instead being the quiet freak with the cystic acne all over his face.

He also received an indoctrination into the culture of these young men who accepted him and what they found acceptableand what he would need to as well if he were to finally fit in somewhere.

To understand the increasingly irony-rich language of the users, its essential to read Angela Nagles book Kill All Normies, which exquisitely captures the critical shift in online perspective and the death of what remained of a mass culture sensibility that happened at exactly the same time Peterson began actively engaging with it.

In her brilliant book documenting the culture wars of the extreme left and the extreme right in recent years, focusing on subcultures including 4chan and incels, Nagle describes the attitude rebellion on the site against the sentimentality and absurd priorities of Western liberal performative politics and the online mass hysteria that often characterized it.

Peterson is one of the best representations of exactly how these culture wars are shaping our young mens identities.

When everything is ironic, nothing is. So they mock it. All of it.

Theres this big hypocrisy in the fact that so many people who say they are all about human rights and empowerment think its actually funny when boys get mocked, he says. I never said a single misogynistic thing growing up. And I was punished. Just because I was weird. I couldnt help it. I honestly wanted to die.

On the contrary, the incel communities he found online seemed different.

When I dropped out of high school, the one place I felt okay about stuff for a little while was when I was online, Peterson tells me. By the time I discovered the incel culture on Reddit, it felt like, Okay, Im not insane. I was reading all these other guys stories about how girls told them they were repulsive. I never identified with the misogyny, but I did identify with the rage at the hypocrisy of just how untouchable women were in society. No matter what, no matter what awful thing a woman did, it was always supposed to be like, Oh yeah, thats female empowerment. But when you have no friends and are getting bullied and humiliated by women constantly and are told to both man up and renounce your masculinity its like the one bright light you see is this community.

By the time he was 16, Peterson finally met in person a young womanfour years older than himwith whom he had been chatting online since he was 12 years old. She did not know what he looked like for some time, and when he finally shared his picture, she told him that she didnt find him attractive. He lost his virginity to her, after which he says she ridiculed his penis size and laughed at him. Later, she sent him copies of messages that she had sent on to other men she was cheating on him with where she explicitly described the sex acts she wanted done to her. (Ive seen corroborating evidence of all of this.)

I was literally cucked, Peterson says. That word doesnt have any meaning anymore, but thats what I was. I still wanted to see her though. She was the only girl who had ever expressed interest in me, even though she tore me down and told me how ugly I was. It was still better than nothing.

According to Peterson, the relationship finally disintegrated when she began choking him and tried to go after him in her car. He ran to a nearby store to get help, and has the actual footage of the security cam showing him flailing against the glass window. The police came, and to cover for the girl, he said that he was suicidal. He spent three days in a mental institution because of it.

This was a turning point for Peterson.

He finally aligned himself fully as an incel. He was, in the words of Internet argot, black-pilled.

Anyone who has dabbled in understanding Internet lingo is likely familiar with the term red-pilled (inspired by the film The Matrix, where Neo is offered a blue pill where everything stays status quo or a red pill where the ugly truth is supposedly exposed). Adopted by mens rights activists around 2004, to get red-pilled is to subscribe to the particular ideology that feminism is a cancer and men are the real victims. But what does it mean to get black-pilled, as many refer to this communitys belief system? It sounds as bleak as it is.

Essentially, the philosophy is that everything is broken and the answer lies in refusing to engage in a meaningful or constructive way with society. (The phrase black pill first appeared in 2012 on a blog called Omega Virgin Revolt.) A critical part of being black-pilled is recognizing, with zero sentimentality or euphemism or explaining away, that women do not like genetically inferior men. They now have infinite options in the form of men who are higher status (be it, economic, physical, or intellectual) because of the breakdown in societal monogamy and now high-status men can game apps and use hypergamy (or dating up) to their advantage. (Meaning, a less attractive woman will nowadays reject a less attractive male if she is suddenly able to have meaningless sex with a high status man, who can juggle multiple women. This leaves men who are not as good-looking in the dust.)

Incels theorize that once you are black-pilled, you are finally given the gift of brutally honest Darwinian truth that, essentially, the game is rigged, so why bother? With such entrenchment in the truth of the doctrine comes freedom. No longer do you have to run around in circles. You can accept the world for what it is and settle back into your status on the lower rungs.

If you are red-pilled, you might take this theory of female behavior to use it in manipulative pick-up strategies to try to game women into thinking you are higher status or to find the weakest prey.

If you are an incel and have never had a single successful romantic attempt or only disastrous ones, this type of theorizing provides that wonderful feeling of certainty that comes with confirmation bias and the emancipation from regret of knowing that nothing could have been done anyway. Which is why many incels describe being black-pilled as an awakening from humiliation. Like finally realizing that you have been the subject of a joke that everyone else has been in on the whole time.

For a young man like Peterson, spouting such beliefs, he seems not so much a product of toxic masculinity as a failure of masculinity itself.

No one is teaching these men how to be men. This doesnt mean men in the sense of mens rights activists, but a healthy, balanced (not extremist) definition which includes someone who treats women well but also treats himself well by not being afraid to think for himself with opinions that deviate from the loudest, most hateful elements in the community.

But isnt the worst parts of the incel community hate speech? And shouldnt such hate speech be eradicated?

In Nadine Strossens timely new book Hate, she makes the case for countering bad speech with more speech, and illustrates how in countries where hate speech speech laws have been enacted, support for racist and xenophobic politicians has risen. In Europe, hate speech laws have in fact been used as a means of stifling dissent amongst the disenfranchised.

Equal justice for all depends on full freedom of speech for all, she writes.

Not only that, but as Keith Whittington argues in his new book Speak Freely, offensive speech is crucial to safeguard because of its utility in generating, testing, and communicating ideas.

One of the most brilliant defenses of the subject is Jonathan Rauchs 2013 essay, The Case for Hate Speech in The Atlantic, where he thanks the loudest and most noxious voices he faced along the way in his fight for gay marriage. [W]e won in the realm of ideas, he writes. And our antagonists–people who spouted speech we believed was deeply offensive, from Anita Bryant to Jerry Falwell to, yes, Orson Scott Card–helped us win.

For the incel community, of course, many of the ideas espoused are in defense of their identity as the losers of society, which frees them of the need to take personal responsibility.

I think thats a valid criticism, Peterson says. I get sick of the guys who seem like they just want to keep others down no matter what. Its almost like you are scorned when you experience a little bit of success.

The podcast Peterson recorded after the Toronto attack represents the incel community as not seeming as extreme as a cursory visit to the incel-tracking site We Hunted the Mammoth or the incel-mocking community Incel Tears might lead you to believe. On these sites, in the communitys most chilling screengrabs, posts include suggestions that in order to truly terrorize the women who have rejected incels over the years, perhaps mass acid attacks and rapes could be coordinated in order to inflict the same damage upon women that these young men feel has happened to them.

In contrast, Petersons podcast discussion contains an unusual degree of literacy about sociological phenomena, including the Japanese trend of hikikomori, or isolationism and utter retreat occurring with young men, which many incels predict will spread around the world in due time.

But at its core, it is still a conversation littered with misogyny and resentment.

At one point, someone says that women use men like emotional tampons. Another brings up the possibility of mandated girlfriends (or state-sanctioned rape, as shown on the new season of The Handmaids Tale). A joke is made that the best-case scenario is when incels go ER (or Elliot Rodger). There is discussion about the evolutionary benefits of sexual violence, which harkens Rodgers infamously deranged advocacy of a program where men could kill all women because if women were able to choose their own mates, their inferior brains would devolve humanity completely. Someone laughs about the idea of blackmailing women into having sex with them by threatening to post nude photos online. Peterson himself brings up the idea of access to assisted suicide for incels to prevent future attacks, and he suggests that talking to those who wonder about incel culture might help with improving our image, especially if you attach a face to the incel phenomenon, I think that that makes it more sympathetic.

Peterson clarifies to me: He was not suggesting it be him.

I meant someone else, but then it turned out, I guess I was the only person dumb enough to show my face in videos I made online, he says. So here we are.

When I ask him about the references in the podcast to Rodger, he responds, That guy was fucking nuts. I dont really joke about going ER, but I dont tell the guys who make those jokes not to do it because I know theyre being sarcastic. All this shocking stuff is often just the guys trolling. I would argue that I dont think anybody is going to be stupid enough to believe that sanctioned rape is being talked about as an actual suggestion. Sometimes the most ridiculous shit makes me laugh, even though I dont condone it. So if I do laugh at some of this stuff its probably me laughing at something because its fucking stupid.

The psychopaths are the problem, not the incels, he says.

If someone is going to carry out an attack like this theyre gonna have to be severely mentally ill to be capable of that, he says. Making jokes or being active in the incel community doesnt cause it. Being mentally ill does.

But what about when jokes arent just jokes?

I mention how last year when the Nazi website The Daily Stormers guidebook was leaked online, it contained the message: The unindoctrinated should not be able to tell if we are joking or not. So what about when such humor is actually a means of subversive propaganda?

I can see that, Peterson acknowledges. I mean, Ive had guys tell me some really fucked-up shit, and Ive told them, you know, get some help because I dont want you to hurt anyone. But I do think that making dark jokes for people who arent mentally ill helps keep a lot of us from going crazy.

And how exactly does he feel about the disparagement of women in saying that they use men as emotional tampons? Men do the same fucking thing, Peterson says. Thats not a one-sided thing. Men can use women emotionally, too.

And what of the suicide idea?

What it really comes down to is that Id rather these mass shooters and attackers just kill themselves than kill 10 or more innocent people. So maybe if it was easier to commit suicide wed see less of these attacks. Im not condoning suicide but I prefer that to innocent people dying.

On the incels.me forum, a stated list of rules for participation include guidelines that are stricter than most elite private clubs in America.

No women allowed. No exception.

Yes, this means that a forum dedicated to decrying success with women has as one of its primary rules a focus on enforced isolation. Other rules also brutally shut out any chance to provide advice or mentorship to other young men.

A few months ago, when Peterson was using the forum, he suddenly found that he was banned from having certain privileges in the chatrooms. Even the incels, it seemed, were rejecting him.

In response, he filmed and put on his YouTube one of the most astonishing, hyper-granular deconstructions of modern Internet life Ive ever seen.

It is bizarro land for anyone not deep in the world of Internet language.

To create the video, he spent three days nonstop (two days spent up for 24 hours straight in between passing out) to create a meticulous 30-minute PowerPoint video that he filmed objecting to the ban and making his case that he in fact was a genuine incel using a barrage of evidence and minutiae and dictionary definitions and failures of logic to try to break down the bullying he felt he experienced on the forum.

And, if you want to get brutal about the absurdity of the exercise (and the insanity such subcultures can create amongst its members), to prove exactly why he was just as reprehensible to society as the rest of the incels.

It was pretty ridiculous, he says in retrospect. Its like American Vandal, Netflixs mockumentary on super-deep-dive crime docs, except with the heartbreaking element of seeing how brainwashed a young man is into trying to obtain peer approval.

At one point in the video, he even includes a diagnosis that he is paranoid schizophrenic as evidence that he ought to qualify as an incel because of this mental illness. The reality is that after he was given that diagnosis, another psychologist said he was not. Instead, the doctor told him (and is evidenced in the video), he was making himself sick with his own thoughts.

All of this humiliation is laid out for his fellow community of incels to seeand all of it to get back into good standing in the incel community. Thats how bad isolated young men want status and the reassurance of having a community to call their own. Even when the group identity is in how perversely low and entrenched their status really is.

Is it any wonder that these boys need a father figure?

Canadian psychologist Jordan Peterson (no relation to Jack) has been known to be moved to tears in interviews when discussing the crisis of alienation he sees amongst young men today and the need to provide them with tools that will reach them.

As he told Tim Lott of The Spectator late last year about his 90 percent male audience, Im telling them something they desperately need to hearthat there are important things that need to be fixed up. Im saying, You guys really need to get your act together and you need to bear some responsibility and grow the hell up. The lack of an identifiable and compelling path forward and the denialism these kids are being fed on a daily basis is undoubtedly destroying them and that is especially true of the young men.

Lott then observes the author of The 12 Rules for Life: An Antidote to Chaos displaying a level of vulnerability on the subject that is striking.

At this point, to my astonishment, Peterson begins to weep. He talks through his tears for the next several minutes. Every time I talk about this, it breaks me up, he says. The message Ive been delivering is, Find the heaviest weight you can and pick it up. And that will make you strong. Youre not who you could be. And who you could be is worthwhile.

As psychologist William Pollack articulates in the documentary The Mask You Live In about the boy code that warps masculinity from an early age: The way that boys are brought up makes them hide all of their natural, vulnerable, empathic feelings behind a mask of masculinity When theyre most in pain, they cant reach out and ask for help because theyre not allowed to or they wont be a real boy.

In fact, boys express depression in a completely opposite way than girls. They act out. But most people see it as a conduct disorder or just a bad kid.

After the Parkland high school shooting in March, one of the foremost activists in trying to address the crisis of reaching out to troubled young men before they become killers met with President Donald Trump to say his piece. Every single one of these school shootings has been from young men who are disconnected, said Darrell Scott, the father of the first student murdered at Columbine High School almost 20 years ago. In response, he founded Rachels Challenge to intervene with action rather than yet another toothless spectacle of condemnation of the empirically condemnable violence itself.

In a tweet rant posted during this same time by Martin Daubney, the editor of the English lad magazine Loaded, he articulated a similarly jarring portrait of collective angst from young men who feel callously tossed aside and branded as innately wrong, which only serves to compound the sense of victimization even further.

Im mindful of a seminal TEDTalk by Warren Farrell, author of The Boy Crisis, Daubney wrote. He looks at school shootings, and says: Boys who hurt, hurt us…They say todays boys feel part of some grand problem. You could frame it as #ToxicMasculinity: the notion that all males are to blame for the actions of a minority of damaged individuals. This is identity politics at its most destructive. Because we live in a world where every male indiscretion is used to attack all males. Im saying this: many boys are switching off. Were losing them.

How does an incel feel about all of this concernextended within the realm of ideas and intellectualism?

Itd be nice, Jack Peterson says, if he just had someone else to talk to about it.

I like Jordan Peterson a lot, he admits in a tone that sounds more upbeat than the rest of our conversation. I was going to go see him with another incel but that guy ended up not being able to go. But I bought a VIP ticket so I get to meet him next week.

In the wake of the Toronto attack, Peterson is unique in that unlike many in the incel community who have scrubbed their social or taken down their WordPress blogs that chronicled their life, he decided to see what happened when he went on TV to talk about his life in this widely reviled community now most associated with mass murder.

The decision to do so was gutsy. Especially considering the against-the-agenda talking points he is now presenting in condemning misogyny and violence.

The reaction he has received from other incels has been negative. And the public certainly doesnt like anyone who might be an incel.

Its an unwinnable place to be for someone who might still have a chance of climbing out of the twisted, self-fulfilling prophecy gutter that such dangerous places can become for young men who dont think they have anywhere else to go.

But Peterson doesnt regret doing the media and putting his face out there.

Instead, he speaks with an inverse of the perverted sadism of the Toronto attacker. It is a nihilism of potential that is in stark contrast to the nihilism of murderous revenge.

As he describes the decision, you can almost hear an epiphany clicking: When you dont care when you have nothing else to lose, it can be used for good or evil.

I dont know why I said yes to identifying myself as an incel, he says, mulling it over. I just felt like, you know What do I have to lose?

Of course, within the incel community itself, the answer is clear.

He could very well lose his status as an incel.

They called him all the predictable names. He was a cuck. He was a status-seeker. He was an opportunist. He was a number of slurs that are not fit to print. But for an incel, the worst insult he received of all was that he was a fake.

And, this being incel-world, the name he was called was targeted and precise.

You see, for incels, each man within the community self-identifies with how they qualify for their incel status. For instance, mentalcels achieve their status as a result of mental illness. A braincel is that way because of intelligence. A truecel has never had sex, a relationship, any kind of success at all.

Thus Peterson was called a fakecel. No, Peterson says, thats wrong. He definitely still is an incel. He is a part of the group. Where then does he now belong?

Peterson is quiet as he considers the answer.

I think something where I can help people, he says. I like talking about the positive stuff more, even if its frowned upon.

He considers a while longer.

I dont know, he considers, maybe Im a hopecel.

Read more: https://www.thedailybeast.com/sympathy-for-the-incel

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I am buying a car soon, and i am getting two one is going to be a 1990 GMC Sierra z71 stepside, and the other one is going to be and older car from a 1970-1973, do any of you have a clue how much it would cost a month or would i have to go to an insurance company to do that""

Cheap car insurance for 17 year old?

very cheap car insurance like (up to 1500)

Are there any states that don't require auto insurance?

I don't like paying for insurance so I was wondering if I could avoid it by moving.

USAA insurance for motorcycles?

Does anyone know what motorcycle insurance through USAA would cost for a female beginner between the ages of 18-24? first bike (let's say a Buell Blast, if the type of motorcycle matters), never had any accidents or speeding tickets, and passed all the safety courses, etc. I'd look it up myself, but for some reason the website isn't letting me look at the motorcycle section right now. Thanks in advance.""

Car insurance cheaper in New Orleans, LA or Suffolk County, New York??

Need advice for car accident with allstate insurance?

My boyfriend got into an accident 2 weeks ago. Basically it was a 5-car pileup. The two cars in front of my boyfriend left the scene because they had no damage. The lady (Lexus driver and Allstate insurance carrier) who actually hit a Toyota Corolla (Traveler's Insurance carrier), which in turn hit my boyfriend's Ford Escort is not returning phone calls and did not give a statement to Allstate. She did give a statement to the Corolla's insurance company but basically claimed that the Corolla hit the Escort then hit her Lexus, which makes no sense because the Corolla didn't back up! He got estimates on his bumper from the Allstate and Travelers insurance companies which came back between $1100-$1600. He just wants to do a cash in lieu and get it fixed by a friend of his. Is it possible for him to just go after the Corolla's insurance company or does he have to continue to wait for the Allstate's policy holder to respond back to Allstate?!""

Mini Coopers? Cheap? Insurance? Safe? First car!?

i'm 17 and was wondering if a mini cooper would be a good first car. i never really wanted one, my one of my friends is like obsessed with them and since then i've been looking into it. i know they have 5 star safety rating so they're very safe and easy to control and can fit into small parking spaces because, well, they're small =) But how about insurance? Is that cheap? I mean if i'm getting a used one? Not a sporty model or anything. And what about maintenance? And is it fuel-friendly? Or would it be like driving a hummer? Considering what I've seen and read about it, it can either be really expensive if you buy the wrong model and the new car, OR it can be very effecient and affordable if you buy a used one and the right model. Can you help me out here? Thanks =)""

""OHIO: I'm 17, and got cited for failure to stop at a 4-way stop...got in accident...price?""

I live in Akron, Ohio. But I got cited in Salem, Ohio. I got cited for failure to stop at a 4-way stop sign. and got in a wreck. my car is fine. I was going speed limit (25). Other car, minor problems. I have to go to court. This is my first wreck, and citation. I drive a nissain altima 2003, my parents own. -how many points will i get on my license? -how much will my ticket be? -is there anyway the charges will be dropped? -how much will insurance go up? Thank you sooo much! sorry the police just weren't very helpful. I have statefarm insurance!!""

Is there a site I can get insurance quotes online without someone calling me?

I'm trying to compair car insurance companys and renter's insurance, but I just want a estimate. All the sites I try tell me that an agent will contact me. I really just want to compare prices over the internet.""

Dog life and health Insurance?

In June I got my first dog ever, he's part Yorkie and Chiuua. He's 4 months old and I'm wrecking my brain looking for resonable insurance for him, can someone please help me, I am on a budget, however, I have health and life insurance for myself and granddaughter, my new baby should be covered as well. But I don't have a clue and I don't want to get ripped off either. Thanks""

How much would the car insurance for a Dodge Challenger 392 STR8 be?

Considering that it's for a 20 year old with two other adults included in the insurance plan of State Farm *If you have any information please help, this is for a Driver's Education project""

Social insurance number?

i'm living in alberta and have my social insurance number but i'm moving to saskatchewan, is there a form i need to fill out online or do i have to go to the provincial building?""

""People that live in miami only, car insurance problem :(?""

me and my boyfriend r trying to move out, its really necesary because my parents r moving far and if i go with them i cant see him again, anyways we have enough money, we both have ...show more""

Commercial business insurance and homeowners insurance?

I am closing soon on a small commercial property. It is a smaller restaurant/bar and has an apartment in back where I will be living. I'm a little confused regarding insurance. Do I get commercial business insurance for the building, and then separate homeowners insurance for the small apartment in back? Though I feel that would be strange as it's one large building essentially. Just curious what others have done, it's too late to call now, yet I will in the morning.""

Which minivan has the cheapest insurance for a NEW driver?

looking at second hand minivans - been doing some rough online insurance calculations but so far all above 1000. any body know any minivans which will have a low insurance for a NEW driver

""How much is your full coverage insurance cost? 19 year old, 2 speeding tickets, live in WA, for Celica GTS?""

I know it varies from place to place, based on driving record, car, etc, etc etc. Im just looking to get average insurance costs. I am 19 years old, I have two speeding tickets (both 30 mph over), student, live in WA, insuring a clean title 2003 Toyota Celica GTS. What are you paying on average for similar discriptions.""

Do I have to include my husband on my auto insurance policy?

Without him on it, my monthly bill would only be $44. With him on it, it's $135. Do I legally have to include him on the policy?""

Should i have my g2 licence for sure to get my auto insurance?

I've my international driving permit and g1 license.... but when i try to get auto insurance quote in the internet... The results are not given,if i mention i have my international driving licence or G1 licence.... So this is making me wonder, only if i have g2 licence... its possible to get my car insurance in canada? ... Please help.""

How does uninsured motorist effect me and the insurance company?

if i get in a car accident with someone that dosnt have car insurance how does this effect me and the insurance company

""If you're 17 and you're borrowing your parent's insured car, do you have to have your own insurance?""

I am 17 and recently got my license and while my parents are deciding whether to get me a car or not, they are letting me borrow theirs. Both of their names are added to the insurance of the car, does my name have to be added too? Or can I simply drive their car on their insurance?""

Does anyone know how the Access Insurance works in AZ?

I hear its state wide insurance coverage for those who cant afford or have insurance....

Are there any sites where I can compare average insurance rates by model?

I want to get an idea of how much it would cost to insure different cars, but I don't want a quote because they will never leave me alone.""

Help with car insurance quote please?

If I have my own insurance it's 2,400, But if I put my girlfriend on it, it comes down to 600 but she's only got a provisional and I have a full uk licence were both 17 Just wanted to know how it comes down so much if she can't legally drive a car...without someone with experence? Or should I stop complaing?""

""If you already have insurance on vehicles, does it cost to add another?""

I already have insurance through my parents and I'm thinking about buying a car for myself (I'm 19 and in college, I have a job) Does it cost more to add another car onto their insurance policy?""

Can I get free health insurance?

I just paroled out of prison. I don't have a job yet. Is there any free health insurance available to me? I moved in with my brother, who has a good job and his own insurance. will his household income affect my options of getting low income insurance? Thanks""

Hi im an 18 yr old male and have my permit but want to get car insurance whats my best bet?

i dont have a car, 18 yr old male, have a permit, CANNOT be put under my parents insurance.""

How much is car insurance for me?

If you are a sixteen year old with A's and B's, no accident/criminal history, about how much would insurance be on a 1968 olds 442 convertible with a V8? Please don't consider me stupid if this is unanswerable, I just don't want to put my information onto an auto insurance website.""

How do I know what medication is covered under my insurance?

I have BlueCross BlueShield, and my card has an Identification Number, Group, and Plan Codes. But how do I know what medication is covered for me? Can I find this on the website?""

Car insurance without a license? Help?

Hi. So my dad just bought me a car in Chicago. We live in North carolina. I need to transfer the title and get it registered, but i think i need insurance first. I also need proof of insurance to get my license. I dont know who will give me insurance without a license and a car that hasnt been transfered into my name yet in North carolina. So what do I do? what insurance companies have policies for somebody like me where i can spend a decent amount. I'm think 250 max a month. and yeah my parents dont wanna put me on their insurance.""

What do the insurance companies(in Maryland) consider a sports car?

I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.

Car insurance cheaper in New Orleans, LA or Suffolk County, New York??

How can i get affordable insurance for my pregnant wife?

im not sure what my options are at this point. my wife is 4 months pregant and her temporary 45 day medical has expired and healthy families wont accept her. we've tried to apply for medical before but were denied due to my income. my income looks more than it is since i have to spend over $500 a month in gas with no compensation. we have very little wiggle room when it comes to income. is there something out there that may be able to help us. we also have two other children but i was able to get them healthy families

Libs the challenge is still open Find a reputable source that states the AVERAGE premiums/deductibles...?

Have gone down AFTER the Affordable care act aka Obamacare. All I'm seeing is that its cheaper for a few but, going up significantly for the majority. On top of that millions of people are losing their current plan and being forced to pay more. CBS: ObamaCare forcing millions to lose their insurance http://hotair.com/archives/2013/10/25/cbs-obamacare-forcing-millions-to-lose-their-insurance/ I ask this earlier with no success http://www.answers.yahoo.com/question/index?qid=20131026173956AAYY3AC""

What are typically the cheapest auto insurance company in Massachusetts?

I currently am with MetLife but they increased charges this year, so I'm looking to change the company. Any suggestions to cheaper auto insurance? Thanks!""

Do I need to tell the insurance agent?

I am in Oregon, and still switching things over from being in California. I'm planning on getting Oregon car insurance. I'm living with my cousin's family, and her daughter has her drivers permit and likes to practice, so she drives my car with me in the passenger seat because I'm over 21 with a license. I hadn't thought of this before, but should I mention this to the insurance agent for my new car insurance? Or will I just get charged extra fees?""

How can I get dental and medical insurance?

I turned 18 back in 2011 and now I'm not on my mom's dental or medical insurance. How do I get dental and medical coverage?

""Which car insurance firms will insure a Mexican, non resident, for a short duration on my car insurance?""

I require an additional driver on a car insurance policy, I'm a UK resident and require a Mexican with only a Mexican license to drive. Any ideas?""

Home owners insurance check made out to mortgage company and me?

Evidently my insurance co made out the check to both myself and my mortgage bank (too bad I didn't realize it before I deposited it at the ATM this morning...) for siding and roof hail damage. I was on hold for over 40 minutes today waiting to talk to a rep at the mortgage bank (PNC). I hung up and will call back tomorrow when I have more time to listen to bad music. What's the normal procedure for handling this? The check was only for $6800. I may hold off a bit on some of the repair, and do some of it myself. I've already made arrangements for a window replacement ($900 vs the $450 the ins co gave me). There's a PNC Bank just down the street. Any ideas on whether they can handle it there?""

Permanent Life Insurance - Why?

I am 32 (married, 1 daughter) and am looking to have about 700,000 in life insurance. I can get most of this insurance in a 30 yr Term Insurance at a good rate. My question is: within 30 yrs, my kids will have finished college and moved out. If so, would my Term Insurance suffice or should I look at getting some Permanent Life Insurance? Why would I need permanent life insurance? I read on the internet that Permanent Life Insurance is used for burial costs and to pass money on to my heirs. What if I can accomplish both of those through just my personal finances? So my question is: why would one ever consider permanent life insurance""

How much on average would liability insurance cost after 2 dwi's (5 years ago)?

It's been over 5 years (and sober!). I'm on a tight budget though and need a car for work now. I already figured what the interlock will cost me, but I have no idea on insurance. I don't know if it will be $100-$300 a month. After the first DWI (bad college years), it was about $125 a month I think. So I'm really hoping it stays under $250 at least a month just for liability. Anyone have any ideas? Thanks :)""

Where to get cheap insurance for a young driver?

I'm 17 getting insured on my mums yaris 1.0, don't mind if it's got one of them box things that measures speed etc. Just wondering If anyone can recommend anyone they have used and have got a good quote from thanks Ed""

Cheapest car insurance in san antonio?

""In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""

In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""

Health Insurance?

I've recently changed jobs. The job that I have right now doesn't offer insurance at the moment. While looking for affordable health insurance I got injured playing soccer (I was diagnosed with torn ACL). Any idea what shoud I do now? According to the doctor the surgery can wait few months. Should I hide my injury from the insurance company and get the insurance, then after some time fix my knee etc? Please help.""

Autoplan insurance in Vancouver?

Hi everyone, i am new to British Columbia and i will be living in canada for a very long time. I wanna ask you guys a question that suppose i have a driving license here ( N ) and i own a car under 20,000 dollars ( not included tax ). Then, how much do you think i have to pay for just the basic car insurance and the tax ? Thank you very much Best wishes to you guys and your family""

Do most parents pay for their children's car insurance?

Ok, don't rant at me, I'm asking this question innocently. Basically, I want to know if it's common for parents to pay for their children's car insurance (I'm thinking of those 17, 18, 19, etc. who just passed their test and haven't moved out), or if the child is usually made to pay it themselves? I don't know if part time jobs will cover the cost or what (especially as I imagine they will usually pay for their own petrol), but 3000 a year does seem quite a bit for a teenager to be able to afford. And seems like more and more youngsters are getting cars... I don't think I would expect my parents to pay for mine when I pass my test, but then again I don't know how I'd be able to afford it myself either... So I'm looking for some insight on the topic.""

Bike insurance for a cbr 600?

i live in halifax nova scotia in a rural area and was woundring how much it would cost just for plpd i allready have a bike witch is a 200cc and it cost me 300 and some odd dollors for the year woundring how much it would be for a cbr 600 year around 1998-2005 and i took a drivers course for bike and car and been with my insurance company for about a year now for my bike would they give me any speacials. also i have gotten no tickets or crashed got a clean slate.

Health insurance question for California.?

I am sixteen and my mother is low income. Is there a state program for health insurance in California?

Can car insurance co. replace my damage car if they are at fault?

Car Insurance Claim for a respray?

My Ford Galaxy 1998 has lots of scratches all over the body work. Some are malicious where someone has keyed the car, others are from where a car has parked next to me and scratched mine, but the most recent one is from when i reversed into a pillar and scratched the back end. The question i'm asking everyone is am i able to claim on my car insurance for the malicious scratches? For the damage done by another car that i didn't report? And also the damage i caused? I have 6 years no claims bonus (protected) will it be affected? and an excess of 150. Am i able to make a claim for all the damage or will i need to pay where i have damaged it? Any advice please.""

Looking for quality boat insurance that does not cost an arm & a leg?

Can my fiance add me to his insurance plan?

and is it more convenient than individual? (insurance through his work)

Where i can find the cheapest car insurance rates for my 18 year old daughter? What I've seen so far is 2 $$$$

Motorcycle insurance cost?

thinking about getting a motorcycle and wanted to get an idea of how much the insurance would cost. thinking about either a 2000 rebel or an 06 ninja 250. just want an idea of what to expect.

How much does car insurance cost for 17 years old driver?

My parents have their policy from travelers and i tried getting quote online. What it showed for 2002 NISSAN MAXIMA that i have to pay 600 for month and for liability insurance 450 I think thats wrong information because my friend is 16 and pay 186 for 2 full coverage insurance and one liability. Any one had experience or know some information about 17 year old insurance rates please help me. THANK YOU.

How Much Of Your Income Can You Use On A Car?

How much of your income is it appropriate to use on a car? I am not talking about insurance or gas, just the retail price of the car. Would you say as low as 1%, 5%, 10%, 15%, or what? Thanks.""

Car insurance cheaper in New Orleans, LA or Suffolk County, New York??

https://www.linkedin.com/pulse/how-can-i-get-car-insurance-quote-im-under-18-marieke-fleming"

0 notes

beardedwinnerobject-blog · 7 years ago

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Which are the cheaper car insurance in UK?

"Which are the cheaper car insurance in UK?

Which are the cheaper car insurance in UK?

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK""

About how much will car insurance increase after wrecking a car?

Im 19 years old

Insurance at sixteen?

How much would it cost for me to insure an irocz at sixteen its a three fifty five speed stock?

How much does auto insurance cost in BC for class 7N?

I'm gonna get my N soon and I would like to know how much insurance will cost so i can decide if i can afford insurance before i buy a car. I'm probably gonna buy an old car, nothing fancy. Thanks a lot.""

How much is unsurance for a 16 years old?

I am about to get my provisionary license soon, after i turn 16. I am wondering how much insurance will cost for us. We live in california. My parents are both good drivers, and have never been in an accident for the last 10 years. We have state farm. My parents are right now insured to 3 cars ( toyota seina, lexus gr300, nissan versa) and i will be added in there soon. I am wondering how much their insurance will raise because of me. Don't ask me to ask an agent or go to a website to find a free quote. I understand you can not give me a near exact answer, but just an estimate is good.""

Which are the cheaper car insurance in UK?

GUESSTAMATE of 2000 Mustang insurance..?

can you please GUESS on what my insurance might be (i always ask but everyone says it depends) on a 2000 mustang i am 17 male and live in panhandle of Florida. and how much more a month for convertable of the same car..? thanks..

Cheap car insurance companies?

What car insurance companies are cheap... and do they have a web site/phone number so I can get a quote

Is it true that some car colors cost more money for insurance? And if it is then why?

All nevada insurance?

All Nevada Insurance at Martin Luther King Blvd., Las Vegas, Nevada 89106. Have they moved?""

What is a cheap insurance agency for auto insurance?

I've got a used car, and just need a cheap insurance. Any suggestions are great!""

Someone borrowed my truck and a gate fell on the side. Does his insurance pay or mine?

Why should MY rates go up? His insurance is telling him the coverage goes with the VEHICLE, not the driver.""

What is the positive & negetive aspect of Term insurance?

Why insurance agent do not show interest towards term insurance. Why they insist on ULIP only.

Car insurance declaration?

hi my car was recently hit from behind by a third party at the time my brother was driving using his own insurance everything has been sorted out by the insurance company's do i need to declare this on any future car insurance quotes? i was the only named driver on the policy but my brother is fully comp on his own insurance my brother was taking it to swap cars over with his in his garage with my permission to drive the car

Is Car Insurance cheaper in North Carolina?

Than it is in Maryland?

Can you still get bundle insurance with a DWI?

I just like to know if it is possible to get a bundle insurance and the discount with a DWI? My family has a bundle policy for both car and house. Recently, my auto insurance was ...show more""

Bankruptcy and Homeowners Insurance Lapse....?

Going through bankruptcy. My question stems from a fire we had at the house. We did not mention it to our insurance company just yet and it has been 5 months already. we were told we should report it right away, but I wasnt' sure if we had insurance. Couldn't afford the insurance. So, 2 years back, my loan company sent me paperwork to sign up for their insurance which is mandatory if one does not supply proof of insurance to them. After this time, would I still, likely, have insurance through my insurance company? and what repercussions would I face for taking so long to report it? Thx, Adreamer2""

Cheapest car insurance in houston tx?

hello i need to find auto insurance that i can afford, i was wondering do they have one thats under a 100 ? well can you list me places that have the cheapest auto insurance""

Auto insurance for teens?

OK so i will be getting my license in around 2 months. So i have began to look for cars. My parents and i have decided to cut the cost 50/50. But my question is what do i do about insurance? Do i go onto their plan? My dad doesn't want to buy a car yet cause he doesn't want to have to pay for the insurance as soon as we buy the car. I do want to buy the car somewhat soon so that i could practice with it for my driving test. So could someone just explain how we should go about getting insurance? Should we put the car under my parent's plan and will it be very expensive? (I live in NJ btw) Thanks!

""In California, how do you show proof of insurance for a driving test?

My girlfriend is making an appointment for her driving test and I offered up my car for her to use.Does she need to be added to my insurance to take the test or does the DMV just need proof that the car is insured under someone's name(me)?She won't be driving my car aside from the test as she is buying a used car immediately after the test and getting insurance on that.

What are some good affordable health insurance options?

In another 4 weeks I'll be losing my current health insurance so I need to find a new one. I don't have a lot of money at the end of the month to devote to insurance but I believe I have enough, I can probably do like 100-150 a month. My biggest concern is if something happens to me and I am hospitalized. I would hate to get that bill.""

I was wondering if anyone could tell me if you can get like your life insurance lisence online and where?

Does my first speeding ticket increase my auto insurance rate?

I just got my first speeding ticket, and I'm really worried about the insurance rate ! The ticket says 60 on 30 limited area, so yeah 30mph over the limit ! also they were not using any detector as on the ticket says, can I go to the court say they made a mistake?! lol I'm living in MA FYI.""

I live in California and was involved in a car accident. My insurance had lapsed prior to the accident.?

I was behind on my insurance because I don't have much money. I actually was going to pay it this week since I just got paid, regardless the accident happened last week. I pulled out in front of a lady and her car t-boned my car. Her and her passengers were injured and were taken to the hospital for minor airbag related injures. I had minor whiplash. I was given a citation for failure to yield to oncoming traffic (vc 21804 (a)) and for no proof of insurance (vc 16028 (c)). What kind of fines/penalties should I expect when I appear in court. Also, if the other driver didn't have insurance can she still sue me for her medical bills?""

17 Year Old Insurance Question..?

What would be the average cost to insure any type of vehicle to a 17 year old foreign male (has no SSN, on a special permit VISA to live in the states)? I have around 12k to spend on the car, so i was looking at a few cars and the 2002 Audi TT (225hp, 6 speed M/T, 2-door sports coupe) seems to be the best car i can get with that money. Now ofcourse, i don't know what the fees are going to be like and it doesn't help that im a foreign student living here because my dad moved here, don't have a SSN/greencard etc (i have a special permit VISA for residence). will this impact my insurance a lot since im not a citizen of the U.S.? and so..how much would it really cost to insure an Audi TT as a 17 year old, honor role student who will complete the driver safety course, have same insurance as family policy, most likely be accident free (for state farm insurance) and have completed the steer clear driver's discount program? and some other general questions, what would be the difference in insurance premiums if instead i chose a 4-door sedan like a Honda Civic (2005)? I tried getting quotes from State Farm (said i was 18 instead), they got me at hte basic plan for $350/month for 2002 Audi TT and $375/month for a Civic 2005. Anyways to reduce that (those prices were with most discounts except the family plan)?""

Does the cost of insuring a car go down when you turn 18?

is it worth waiting a couple of months to my eighteenth birthday to get cheaper car insurance? thanks guys!

How much lower would car insurance be if I started driving at 18 not 17?

Does anyone know how much lower your own policy would be to insure a car if you start at 18 instead of 17?

Change in Health insurance? Or not?

First, I hate insurance companies. I really don't understand how they can continue to get away with the cherry picking of clients to minimize their losses...I myself have health insurance through my employer, however when I was between jobs at one point I applied for short term coverage and was denied because I had previously had an abnormal pap smear...I was furious!!! My quesiton is - how do you think private health insurance will be impacted, IF AT ALL, if Obama gets elected this fall?""

How much damage will the other drivers insurance have to pay?

My son was involved in a collision this morning. The driver of the other vehicle pulled out right in front of him and he rear-ended them. The driver of the other vehicle was cited for failure to yield and the state trooper that handled the accident said that the collision was unavoidable on my sons part. The question concerning me is that my son did not pay anything for the car he was driving because it was given to him by my daughter. The car has a salvage title because it had apparently been totalled before but had been restored. The car probably would not be worth very much even had it never been in an accident because it is a 1986 year model Pontiac 6000. Now he is without transportation unless I provide it. Will they only be required to pay a salvage price for damages or what?

How much would insurance cost for a 98' 4x4 Z71 Extended Cab.?

I am 15. Been driving since like December. No tickets or wrecks. I have a 01' Silverado Extended Cab 2wd would it cost the same? Also we have safeway. I am on libiaty or w/e it is.

Is a 2006 TOYOTA SCION TC considered a sports car when getting insurance will the rate be more than getting 4

i want to get a 2006 TOYOTA SCION TC but not sure if its considered a sports car since its a coupe any know if the rate will go up alot ??

Which are the cheaper car insurance in UK?

How much would my car insurance be?

I'm 16 years old & a female. I am 5'5 & weigh 150 lbs. I am purchasing a USED 2003 Audi A4 Quattro Base Sedan 4-Door 1.8L ; I was wondering what the estimated car insurance would be for me so I can start by getting the right idea of how much I would need to save each month. Thank you. :)

""If i crashed my motorcycle, would my dad get penalized on his insurance?""

Quite recently I bought a motorcycle (Kawasaki 650r) and in order to save money on my motorcycle insurance, I insured my dad as the primary driver on it (had his license accident free for 40 years). Im still on the policy and everything, but if i were to crash and total my bike, god forbid, would my dad get penalized on his insurance?""

How can I show proof of my insurance to get car tax?

Hi I need to go and get my car tax tomorrow but I dont have my insurance certificate yet becuase it akes 5 working days is there anyother types of proof I can bring to get my car tax?

Are petrol cars or diesel cars cheaper to insure?

Car Insurance For 17 Year Old?!?

So im doing my driving lessons but am so worried about insurance. I want to go on my dads insurance who has maximum no claims bonus. The car I will be driving is a 1.2L Vauxhall Corsa SXI (52 Plate). The cheapest quote I have had is 4000. I was just wondering if any of you guys know the cheapest insurance provider or can help me in anyway at all or tell me the best thing to do? Im willing to do a Pass Plus if that helps? Thanks.

Is there a type of car insurance where anyone who drives is covered?

hey is there a type of car insurance or a plan of car insurance where anyone who drives the car is covered and not just the person who is under the insurance Thanks P.S. I also need to know how much it would be

Can you recommend any books for 15-yr old girl?

I've only read a few books. I don't really have a favorite genre, but I like the kind where it keeps you on edge, or its so good, you can't put it down. Books I read for school are boring, like To Kill A Mockingbird, there was another one where this family got insurance money and they were fighting over it. i really don't like those kind. So can you recommend anything that I would like? I'm trying to find a genre I like, but so far, no luck. I've read books like the da vinci code, stonehenge, american chillers(when i was in elementary school, now in high school), a child called it, night, and acceleration.""

Whuch company can offer decent auto insurance rates for a young male in gta?

I'm 20 living in Brampton and Georgetown, most likely permanently Georgetown soon. Looking for a company that could give me the lowest insurance rates. Yes I know a young male pays Alot to begin with I'm asking despite that who is low? Thanks""

Is it your own fault if you are in the USA and have no health insurance?

I am in the UK, and the impression I get is that many people in the USA blame the 46 million or so people in the USA who have no insurance for not having any. Is it your own fault if you have no health insurance?""

How Much Will My Car Insurance be?

I am a 16 year old boy, the type of Car Im look at is probably a 1999 Toyota Four Runner for about $3000-$4000. I got my liscence about a week ago and now I just need to get to a 3.0 GPA so that my insurance will go down. Can anyone tell me and estimate of how much money I'm looking at paying monthly for insurance with and without the 3.0 GPA? Thank You""

Why do we expect employers to provide health insurance? Why not get your own?

The republicans want to repeal the Patient Protection and Affordable Care Act, what are they offering as an alternate given that half the population does not have health insurance.""

Auto Insurance Help...?

I'm new to this car insurance thing and I need help picking out which one is best. What do I need to ask for? How much roughly is car insurance? My parents used to pay for mine on theirs which was $134....I want to try to keep around that range. Should I wait until I turn 21 to get it? Help me please!!! :) Thanks

Need health insurance for my child

need health insurance for my child I have a child who lives with his mom and I need to buy health insurance for him, Im also moving o/s so I cannot get insurance though my work, does anyone know of any programs or discount insurance company I can go though.""

What is the price of a mini copper and its insurance?

just wondering what the price of a mini copper is to buy and the cheapest insurance? Details would be helpful Thankx

Does $152 per month for my car insurance sounds right?

Okay, so here's the thing. I'm 18 years old (I know, it greatly affects my age group that I'm in) and my car insurance is $152 a month. But, I'm only on liability? I have to pay over $150 a month just for liability on my car insurance? I live in Wisconsin by the way too. It just all doesn't quite make sense to me..my mom quoted me another price but the other price was pushing $200 a month. I'm just really sickened by all of this. Please let me know what you think! Thanks!""

How to get Insurance license...?

How difficult is it to get your insurance license in California? For commercial and property. How long does it take on average?

How much is your car insurance?

How much are you paying for full coverage or what ever you have and where do you live. $265 a month in New Orleans LA Full coverage.. is this a lot compared to your state?

What are some affordable Health Insurance Options in NYC for Latin American father and his child to be?

My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""

How much will my insurance be?

I'm turning 16, and I intend to get a used passenger van for my first car (I'm in a band), and my parents are making me pay for my first 6 months of insurance (I believe you have to be 18 to have your own insurance so I guess they're making me pay the difference between whatever they usually pay and how much they'll pay after I'm on their policy. The van I'm looking at has 120,000 miles on it, if that matters, but only 70,000 on the rebuilt engine.""

How much would car insurance cost for a 17 year old boy for a Ford Focus RS 2003?

I am the 'boy racer' type of a boy. I have the cash to buy a ford focus rs on an 03 registration plate. i was wondering how much car insurance would cost for it? i wish to learn to drive in the car. Ford Focus RS is obviously a very fast car having been used for WRC. It is my favourite car, i can afford it but it would be a massive let down if i couldnt afford insurance on it? please help. any answers are greatly appreciated. thanks""

Need health insurance coverage for pregnancy?

I am currently pregnant with my first child and my fiance and I are both self-employed. We are looking for a new insurance policy the covers maternity care. The one we have now does not cover maternity and the hospital bills for the delivery seem to be quite high. Does anyone know of any companies that offer coverage?

What is an affordable health insurance for a 61 year old woman?

my mother needs a new helath insurance plan. any suggestions?

California insurance program help!!!!!?

i applied for insurance with them and they sent me back a letter saying i didnt qualify because i wasnt licensed continuously for prev 3 years.....ive been driving since i was 16 and now im 22 i had tickets prior but recently i obtained a dmv record and all of them are cleared ......but my license was suspened when i was 19-20 do you beleive this could have been why i was rejected?????

Car insurance Question?

Hey I Am looking for some advice from a driver or someone in the police or dvla or just someone smart :) I am going to be buying a car but I am on a provisional so I will not be able to drive the car on my own as of yet however if I get my mums friend to drive it to an off road parking space is there some sort of day insurance that she can buy to get it there as I dont want to insure it till I am going to be driving it. Yet you cant drive it on the road without insurance and just before any1 says dont do it you will drive it your full license I am not going to do that as I will be joining the police one day and will not ruin my chances of a fantastic career. So yeah thanks in advance oh and 10 Points for best quick answer :D

""Why are necessities, such as food, clothing and shelter mostly affordable, but not health insuarnce?""

Can't figure it out. Here in Tempe if a man were to work 80 hours a week and earn minimum wage with no benefits (remember, we have nine-percent unemployment now, higher than Belgium, Australia and Norway, mind you), he could bring in about $2,000 per month before taxes. He can get a studio for under $500 or a rented room for a little less; one month's worth of groceries, if purchased at the 99 Cent Store or Food City, could run him $250 per month, and a week of clothing purchased at Goodwill might run him about $100. All affordable, many options for the low-wage earner. Now, this guy actually works for a living maximum hours, so he doesn't qualify for state aid (I've looked into it, that salary is too high), and many jobs don't offer benefits, particularly low-skilled ones, so what's he to do? Let's say he has a pre-existing condition, therefore, he is either denied insurance outright or charged well over $1,000 per month (look at Blue Cross/Blue Shield, Golden Rule, Aetna, Cigna and United). So, he works for a living, doesn't smoke, no woman will have sex with him, he has no children, he doesn't do drugs, he has no gadges (iPod, computer, stereo), no car (he takes the bus), even after all that, he's still screwed. He needs preventative care, not emergency ward treatment as that's not financially viable for America long term, so what does he do: job offers no benefits, is denied or overcharged for health insurance, can't find a job with benefits, state won't provide the working man with state insurance...shouldn't he just quit working and become the welfare leach that conservatives revile because hard work is getting him nowhere?""

Which are the cheaper car insurance in UK?

https://www.linkedin.com/pulse/car-totalled-who-gets-insurance-check-fay-crawford"

0 notes

apsbicepstraining · 7 years ago

Text

Peru’s ayahuasca industry thunders as westerners search for alternative healing

Every year thousands of tourists leader to the Peruvian Amazon to take the plant medicine ayahuasca. But what does the powerful guzzle actually do, and what do local shaman think up the rise in its notoriety?

Imagine youre in a simple wooden house in the outskirts of Iquitos, the largest municipality in the Peruvian Amazon, and drinking a bitter, dark dark-brown liquid. The lightings go over. Half an hour later the most extraordinary eyesights begin.

Fast forward four hours and its all over. Youve received Christ and Buddha, and youve nearly been moved to snaps by the charms of curandero ( healer) Juan Tangoa Paima and all the deep-throat upchuck youve been doing in his garden.

Ayahuasca is made from an Amazonian vine known as Banisteriopsis caapi( and usually at the least one other bush ). Photograph: Emilie Lescale

That was my first experience, in 2005, of what has come to be known internationally as ayahuasca. Made from a mix of an Amazonian vine known as Banisteriopsis caapi and usually at least one other flora( in Peru chiefly chacruna ), ayahuasca is a plant drug that has been used in the Amazon for centuries for mending and spiritual purposes.

Its about connecting to the natural environment, says Romulo Sinuiri Ochavano, a Shipibo curandero who sucks ayahuasca to communicate with the character world and understand his patients illnesses. Its one technique for us. Its the same as a medical doctor in a clinic with gear that permits him to see if someones ill. Wheres the illness? The curandero checks which bushes are good for antidote that person.

Ayahuasca being brewed over a grove flaming. Photograph: Emilie Lescale

Traditional use involves merely the curanderos booze, according to Luis Eduardo Luna, a Colombian anthropologist and ayahuasca researcher. He says it has mainly been used for divination, such as diagnosing psychosomatic or ethno-specific illnesses with no western equivalent, or for acquiring contact with the flavour world.

The manifestation[ of the psychosomatic illness] may be you lose your articulation or have a physical trouble, or in children through diarrhoea and vomiting, says Luna. Or somebody who has very bad luck in love or business they would go to a curandero who will take the ayahuasca, give the patient ritual tubs and vitality, and protect them.

A area is prepared for a group to drink ayahuasca at the Temple of the Way of Light

Over the last 25 years ayahuasca has exited world, with thousands of beings understand better it, and boozing it too. Curanderos are travelling abroad and ayahuasca is being exported very. In Peru, major centres include the Cusco region and the cities of Pucallpa and Tarapoto, but it is Iquitos that captivates most sake. Every year thousands descend on the city, where centres offering ayahuasca have bounced up in the enclose forest, while hostels offering jungle tours or quality tours include ayahuasca as well. The majority of guests are foreigners.

Estimates of the number of centres in the Iquitos region offering ayahuasca diversify from 30 to 100. Then “theres” jungle hostels and the curanderos living in the city, like Juan Tangoa Paima, and encircling villages. The latter gratify chiefly for neighbourhoods, though tourists can seek them out too.

Temple of the Way of Light ayahuasca centre, two hours from Iquitos. Local Shipibo welcome guests

Why are so many immigrants, especially westerners, coming to Iquitos to suck ayahuasca? Some are striving healing: for sadnes, alcohol-related issues, tobacco and drug addictions, arthritis, diabetes, disease of the skin, cancer and more.

Most of the therapy were carrying out is for trauma, says Matthew Watherston, founder of the Temple of the Way of Light, a centre two hours from Iquitos. The drive is often the crises that beings appear in day-to-day life, certified on a psychological, psychological or physical height. Ultimately, these are all symptoms; the origin, normally, comes from an energetic imbalance or disorder.

Temple of the Way of Light

Others drink ayahuasca because theyre curious and want to learn about it, or theyre looking for a brand-new tendency in life. Then “theres” those who, captivated by the often extraordinary visions, think its another tourist activity or recreational medicine. Thats an idea many experienced with ayahuasca vehemently dismiss.

If anyone thinks its in the same category as a sail, well, the first beverage would promptly change their heads, says Peter Gorman, a correspondent offering expeditions into the forest that include swimming with dolphins, foraging for wild food, hiking and ayahuasca. Its very serious remedy; very profound, very quick.

Unlike western medication, ayahuascas makes no distinction between thinker and person Photograph: PR

Those after only a high arent welcome at some cores. Omar Gomez, from the Rainforest Healing Center, told me that he swerves away 60% of potential visitors: either because they have difficulties that ayahuasca doesnt mix with( such as schizophrenia) or because theyre not sufficiently serious about it.

We do an intense screening process to make sure we dont have any psychedelic tourists, says Gomez. Right now the ayahuasca industry is booming. But we want to made to ensure that the people who come are parties that have a strong purpose and are looking forward to heal.

Indigenous Shipibo at the Temple of the Way of Light

Fundamental to ayahuascas plea is that, unlike western remedy, it is believed to address the true causes of illness and makes no distinction between psyche and person. Ayahuasca practitioners recognize the physical manifestation of some mental, psychological, mental or energetic disorder.

Reports of success are common, particularly with depression, trauma and addictions. Brendan, a former US marine, was overweight and suffered by radiation poisoning, hypothyroidism, and nerve damage caused to his left leg after a education coincidence, and massive remorse after not serving in Iraq. But 12 days at the Temple transformed their own lives; it get him off the oxycontin and other prescription he had been taking daily for years. He says he lost more than 45 kg, his thyroid gland now serves commonly, and he is fully mended from the radiation.

When I left the Temple I went to a Veterans Affairs hospital in the US and had blood tests; everything was running normally, something they said is not feasible, says Brendan, who now lives in Iquitos and has opened his own centre, The Sanctuary of Renana, offering free care to other veterans. My doctor almost scorned me when I told him I was coming out here but when he saw the results of the tests he grew fascinated.

In 2013, the International Centre for Ethnobotanical Education, Research and Service( ICEERS) issued a report on ayahuasca went on to say that clinical tribulations evidenced it to be physiologically very safe. One of research reports signatories was Jordi Riba, a Spanish pharmacologist who has researched ayahuasca for years.

Theres preliminary evidence that it has the potential to change life positions for the better in situations of drug addiction, depression and damage, says Riba, currently involved with a landmark study by ICEERS analyse the impacts of medication on visitors to the Temple.

The an opportunity for drinking ayahuasca in and around Iquitos( in terms of rates and bundles) diversify profoundly. The Temple furnishes nine-day, 12 -day, three-week and month-long recedes, mainly for big groups, with costs ranging from $2,000 to $3,300 per person, while the Rainforest Healing Center, approximately two hours from Iquitos, offers seven- and 10 -day withdraws for small groups expensing $995 and $1,495 per person respectively.

The admission to the Sachamama Botanical Garden, run by Francisco Montes Shuna. Picture: David Hill

Then there are options such as the Sachamama Botanical Garden, 90 minutes from Iquitos, where one weeks stay and three ceremonies costs $650, or they are able to drop in for a ritual and thrash out world prices when you arrive. In additive, there are currently curanderos such as Paima, who I paid 40 Peruvian soles ($ 12) for one ceremony in 2005 and $60 for another ceremony last year.

Despite numerous positive know-hows, there are numerous things to watch out for, and anyone very interested in drinking ayahuasca should do as much study as is practicable. In Iquitos, there are reports of increasing numbers of beings announcing themselves curanderos, or offering ayahuasca while knowing anything about it, as well as sex crime on dames. Some beings have had terrifying ordeals and violent actions, and over the past decades there have been ayahuasca-associated deaths.

One tragedy, in December 2015, was reported or rather, misreported by the mainstream media. A Canadian gentleman, Joshua Andrew Freeman Stevens, killed Briton Unais Gomes after apparently being attacked by him during an ayahuasca ritual at Phoenix Ayahuasca near Iquitos. Despite initial reports that both men had drunk ayahuasca, one of “the centres activities” founders told me Stevens had not done so, and one precede media report claimed the toxicology decisions confirmed that.

As the ayahuasca event can be intense and even psychologically destabilising, one should be careful when choosing a proper ceremonial navigate, wrote Joe Tafur, a western-trained Colombian-American doctor and marriage in the Nihue Rao Centro near Iquitos, in a recent article in the Iquitos Times.

Other concerns include claims the ayahuasca thunder is moving the Banisteriopsis caapi vine more difficult to beginning; that it isnt regulated by the government; that the emphasis on business fails to respect the sanctity of the weed; and that it is employing indigenous peoples knowledge.

Francisco Montes Shuna, a curandero running the Sachamama Botanical Garden, says most centres are owned by non-Peruvians and therefore should be closed. Its our culture; the Amazons culture, says Shuna, whose parents were indigenous Capanahuas.[ These foreigners] are coming here and plagiarizing our knowledge.

In the last couple of months more than 40 centres in Peru have committed to joining the newly formed Ayahuasca Safety Council to establish common standards of safety and moralities, as William Menech from the Qhispikay Kawsay Ayahuasca Retreat makes it. Laws on ayahuasca differ and are sometimes fuzzy. According to the Ayahuasca Defense Fund, hosted by ICEERS, it is legal in Peru, illegal in Canada, illegal for everyone in the US apart from two religious organisations, and appears to be caught by prohibitive legislation in England and Wales due to a combination of factors. These are instances set by case law, the brand-new Psychoactive Substances Act which came into force on 26 May, and the facts of the case it contains N, N-Dimethyltryptamine( DMT ), which is listed as a Class A medication in the UK. The International Narcotics Control Board schedules DMT, one of the alkaloids present in ayahuasca, as a controlled substance, but to expressly stated that ayahuasca itself is not prohibited.

Luna calls the boom in ayahuasca a sword with two margins. Some without proper training see it as a method to shape easy money and seduce gullible sightseers, he says, but the positives include reigniting respect for it among indigenous peoples and others and was helping to a certain renaissance in Shipibo art.

Ayahuasca may find its neighbourhood in future civilizations, says Luna. Its ritual usage is expanding, as well as its therapeutic applications, and its further consideration of its effects may reveal aspects of the workings of the psyche.

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