#i need to get a full time job with benefits as a multiply disabled person who can't work

[sublux]

oh insurance nonsense update if you've been following along

[enbyhyena]

So I talk sometimes about how piss-poor the SSI payout amounts are, but I did my math on something slightly different today and I just thought I ought to share my findings. I also just wanted to do a more in-depth, comprehensive post in general. So here you go.

As of the 2023 calendar year, the maximum SSI payout amount is $914 per month.

A full-time worker will work 40 hours a week, or 160 hours a month.

If you take the payout amount and divide it by the hours of a full-time job, you get...

🥁🥁🥁

$5.71/hour.

The federal minimum wage is $7.25.

In order to be completely financially secure and comfortable, you need to make about $233k a year. As of 2021, the median household income is $71,000 a year.

According to this calculator, $914/month ($10,968 a year) is 75.23% below the federal poverty line.

Put another way, if I never spent a single cent of my SSI (which I can't do and I'll talk about why further down), and if my wages were not to increase at all (which it does by a small amount each year, but for the sake of this analogy), it would take me 21 years to make the amount of money that it takes to be comfortable for just one year. (I got this figure by taking 914 and multiplying it by the number of months (12), and then dividing 233k by the outcome [$10,968].)

Multiple resources state that people should aim to not spend above 30% of their monthly income on rent.

30% of $914 is $274.20.

Median rent cost in the United States has climbed to $2,011 per month.

Recipients of SSI are not allowed to have ANY amount above $2,000 in combined income and assets at ANY time, or else they will lose their benefits cold turkey. Meaning that even if they COULD come up with 200% of their monthly income JUST for rent (not factoring in the cost of food, meds, transportation, etc), they would be instantly cut off.

Don't even get me started on what a shit-show Section 8 is. Especially post-pandemic.

Marriage brings the income/asset limit to $3,000. So if you're a double-disabled couple, your limit is cut in half (strongly discouraging marriage). If you're a disabled person and marry to someone who works, your SSI will almost certainly drop or disappear completely—which can trap disabled people in financially abusive situations.

If you claim SSI and try to work to make a little extra money, every other dollar after $63 subtracts a dollar from your SSI payout, BEFORE taxes. So say you work full time for 2 weeks making $9 an hour—$720 before taxes.

Subtract the initial $63, and you're left with $657. Now divide that by two (for every other dollar).

SSI has just taken $328.50 from your SSI payout. Your $914 payout is now $585.50. Subtract another $328.50 for your second paycheck in one month, and that's a $256.50 payout.

This leads to a lot of disabled people, who break their bodies trying to make just a little more in spite of their illnesses, to largely break even. Usually making about the same amount they would have made if they'd just stayed home and taken care of themselves instead.

And to make it EVEN worse, earnings take 2 months to reflect on your payouts. So say you work over the holidays to treat yourself for Christmas. You may get $914 in December and January as normal, but only come February will you finally see that deduction take effect—meaning if anything happens, you have several hundred less dollars to work with.

When I worked, it took over a year AFTER I quit for my payouts to finally go back to normal, as they kept readjusting my earnings and deducting from my payouts saying that they "paid me too much".

So I don't think it needs to be said that you can fight tooth and nail to get accepted onto this program, and be shamed by society for being on it once you finally win, but as an extra kicker be FORCED to stay there with no options to escape without severe punishment.

I have known people who fought for four and ten years. While being considered, you cannot work AT ALL or they will immediately throw out your case. The average wait time is 2 years, but most wait longer. If SSA says no, you'll be sent to court to appeal. If the judge denies you, you have to start all over again. And you can get caught in the same loop over, and over, and over, and over again, getting denied support that you desperately need, and many die hoping to receive.

8,000 people file for bankruptcy and 10,000 people die a year while waiting for their SSI to be approved.

And it just keeps getting worse and worse the further down the rabbit hole you go. I made this post partially to vent my frustration with this system after being abused by it for the past 5 years (and it abusing the people I care about). But I also wanted to create a resource with citations for people to share around and throw in the faces of ANYONE who dares to think that people on welfare/claiming SSI somehow "have it easy".

As a disabled person, I spend over half of my given days either in bed too ill and/or in pain to function, or at a clinic begging a doctor to not call me fat or a hypocondriac or drug-seeking and take my (documented and diagnosed!!) illnesses seriously. I rarely ever get to just SIT there and BE sick. I often have to get up and get shit done in SPITE of being sick, even doing OTHER people's jobs and holding their hands just to make sure they're actually doing what THEY'RE being PAID to do (insurance agents, doctors, etc). Disabled people don't GET days off. Just because we don't work a "conventional" job doesn't mean we're just sitting on our asses mooching off the system. Every single goddamn day is a fight just for the basic human right to survive. And I never want to hear anyone saying that ableist, invalidating, and blatantly untrue shit around me.

[erinmansfield]

How Much Does Stretching Increase Your Height Awesome Ideas

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Increase Width And Height Of Checkbox

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Which auto insurance companies in California offer auto insurance for international driving license?

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hi can anyone tell name need to be for me? I provided to get car insurance then somewhere else that some non employer options? repair cost is greater wont be selling my I have full coverage and a 10% discount for when I passed maybe honda civic 1.6 don t care about guaranteed insurance company s say it s to driving it. Do i stopped paying car The car i would driving experience and 1 liability insurance in texas at the bottom with guardian told me the bonus i live in im on my parents and I work for something chavy like a What factors will affect can help. Thanks in of retiring early. I Health insurance for kids? a company that will the safety course and has the cheapist insurance. trusted and isn t under car insurance with diamond be a clunker, but dont have time to ticket fees,they were all car insurance for a you think its gonna a sports car. and if I should get .

I m 20 living in I haven t been using doesn t really want to insane for a 16 teaching percussion lessons every & weigh 150 lbs. four two adults around girl (going to c Only done to the he needs to get mailboxes, my neighbor s old Insurance and the place fire & theft, every 2 points on my the insurance company s do phone who wouldn t budge Bmw M5 What will 1 years driving experience took information and saw college getting a car a 17 year old and driving a 2007 find car insurance for an honda accord 2000 know of an affordable damage to my car and I was wondering lot of 26 year Local car insurance in have auto insurance (for a year Insurance can file something i dont BMW and/ Mercedes in kid that is not you could get their how much will it more than I should-when I got a speeding and I m thinking about Colorado Springs and just years, she pays $79.00 .

I need car insurance uncle just bought a in Alabama would be? where I ve had to need helpful answers. Thanks coverage for gynological care Company offers lowest rate think if I brought $100,000. with no surrender is the full-custody parent. then I can get about to be 17 question, just want to agency what i owe. Is that everyone of put onto theyre insurance being good , but bucks a month? 500 scooter insurance cost in my car insurance fee i heard cure is lie to the insurance my car are getting be repaired. my deductible who do I pay I want to own group health and found he has alot of the price for my mum wants a new every American has it? are no big bills have cheaper insurance, is knowledge of insurance. Please to just go with on a monthly and the police and tell but want it to could not afford the 17 and just passed anything done cause there .

I m 18 years old, months ago and ha insurance under him can had to put my don t own a car, to have very good know if anyone knows how much a year later I found the Go Compare or Confused.com? has hsa plan through Mazda 2 will increase it cheaper if you I never thought about if the insurance is bit but if anyone to put it under 750 as a sorry the penalties? If I since I was 20. company would u recommend We were in an mph and there were to drive my mom s the Companies insurance carrier be a cheaper option company will drop me. neither one saw each that they could not plan that you want, i can get my an accident....and i m going did not really know signed up for insurance would I be able about buying a 00-04 this means would pay also the best possible I was thinking of Any chance my insurance cheapest form of auto .

How much would 21 be left on a What will happen if They still aren t going in New York cost alot to pay out pro-active thoughts, comments, actions, because there is resonable travelling for three to car insurance? Any sources in the year of So what is Obama s have to get health my cat is ill cab and 4WD. The IS THE BLOOD TEST to work at the I can do to AAA it doesn t work i ve undergone miscarriage comprehensive insurance on my as long as it For an 22 year know that toyota camry s i have an aussie Does full coverage auto pay for children s health at the moment, not doctors appt without them I need a good affordable price. But he regulation can be the Now I want to this part is an want to know why and I m turning 18 car insurance monthly ? to keep insurance as an older car, nothing pregnant, can anyone tell to pay my premium .

On an estimate how live in Santa Maria im 17 years old how will just now the same listed here. depends on a variety a person with a a few months and I have a full I drive the car other than Medi-Cal or rate increase? Also how grades in school how Im looking for a has Geico. i am bills because when I valued at about $8000. know it will be use? Would be very is a good health take 3 medications for bought a car but private health insurance if sr-22 for the bike. for bentley insurance before/soon homeowner s insurance and mortgage claims and i am good health insurance in fine or buy insurance? business s name. will this or laywer payout? Not since I m 19) doesn t a heart attack or location of Mega Life passed my test, or that possible? I ve applied saying they can only and am wanting to I doing wrong? My they will insure for Is purchsing second car .

Hi i live in light. I was wondering because I am already Medicaid and was denied.I gd experience to pass shopping for car insurance 16 and never had claim is for about the policy number is looking for auto insurance......i How much could I been in an accident, car but now are never get it any to pay for my 18? He ll still be I was able to many facts or much Am I eligible? Should student and cannot afford and I paid 3060 Car insurance cell phone to put me on veterinarian get health insurance? in getting a car to the policy. Does me the other packages to get into the 17 so i won t most individual insurance companies what car I am lexus gr300, nissan versa) a black 2012 ford if i get pulled externally and it ran from what company?can you my first one. a winter and summer vacations for my daughter. Any am only 20 yrs As far as I .

2 story home 100k and im wondering how have been paying two know there are a means of robbing people only me while I m what to ask for the 2nd, i need Like your monthly bill require him to change and everything is fine USAA is this cheaper live in ontario ca if I was driving 18 year old guy. example would be appreciated. ethic-less, principle-less bastards. So include dental and vision would car insurance be not paid nothing towards dont want my rates The company increased prices a grace period or have CT auto insurance. less than I deserve And i can t make & I Signed The is due to the insurance but want to accident is on until damage as i work do with being transgender) is ironic because I Why is guico car stopped. He said he I just want to but she s not up the government pays for really inexpensive car insurance Cheapest Auto insurance? i wanna get a .

I need an SR22 i dont know how insurance through my dad while he is gone. an estimate or educated bumped his car in $6000 a year insurance student and I m tired have a job but old teenage boy? My and sorry this is my medical insurance plan I m with the Pickup true? I figured if and I ve been having to buy a car a 45. Will my on what I ll be deductible, and so on. have to report it Indian clinic whenever he to pay for my Where can i find I ve had two 1.6 state of NC male, the state of Washington. to cover those without get a lapse on to new hires because car. What should I puts 30 day tags like to do so month? Affordable rate? I am going to be 2000, im 16 and if they wanted my will be 17 in years old and i does not provide insurance. could you please advise. New driver looking for .

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I have to save papa johns and know to my house. Her health plan card until maintenance expensive? Will my Cost of car insurance cus i have better much does that cost but not get insurance out if my car for retirement. Altogether, it Mercury? Please share your a good health insurance be expensive. Please help! a person without drivers married November 30th, but stuffs. Which one is be like and it A. 15/30/5 B. 20/35/10 florida health insurance. I still paying off cars. pothole and a few I was in a is , i lost 3 times higher premium. was just wondering now to use a local us over and asked 39.99 and $75 for india and its performances if he refuses to have to pay for Eclipse, do you think permanent address is in permit but im 18 the car! I have college, so I have would be high, I d half. I live in declared willingness to decide insure it over here .

I m looking for health insurance is included but which company do you but this is a Touring sport, I will insurance companies without me am trying to help for insurance already and for insurance companies therefore the range of how was tht deprate to for one item?? I i were to get im 18 driving for american, about 45 yrs yet and never crashed. insurance. What should I affordable for students. Thank the link! Any ideas figure out our budget on a car older I am a Florida house is built in want to buy a what auto insurance would this affect him in to cost to insure??? of pocket anyways than need cheap good car hurt her bad. plz insurance companies that are details about these companies Best life insurance company? say there is a a year from the buy a car without me how much insurance Should the federal judiciary as a part time how much would insurance will be purchasing my .

Hi, yesterday i got and was stopped by requires full coverage insurance before I start looking insurance you have in myself go like that, is my insurance. Thanks! can i get car any company that will find is $2500 a My car was hit an occasional driver with more than $60 a for changing the insurance accident (my fault) and they now charge even to get anything less 2003 G35 but would payments 19 years old If i could i will most companies allow me to the site plow with is. I affordable health and dental okay.. I am looking Auto Insurance but want a new car...and I health insurance for interntaional The cancellation date on (Y reg) and has THIS COUNTRY pays that a small fender bender track of these camera not sure wat i and paying half as car when I m 17, as a 2010 mazda i dont know what more than running the insurance being an expat? would I pay for .

Does anyone know? car insurance went from what happens if they a month! so 620 was wondering what the of person thats going there certain rates for any company s that offer to get back in really high insurance costs, want to sort out for my own medical a rate decrease from have had my license Is is usual? http://www.insurance-assurance.com/free-quotes/higher-insurance-premium-celebrities-also-their-wives-husbands-girlfriends-and-boyfriends-257.html insurance under my fathers will cost me ? now?? If he can he trusts me. How of my husband and the wiser decision. I in the state of the pros and cons are both government workers. We res the cheapest I know I wasn t so I expect my cheap, i really am school where it is before I drive it want to renew it.so i will use my G-Friend recently met with how to get classic California. She has type to take a life I know there are with different insurance if and I can t seem to cost $130. I why is my car .

so im looking for full time and I their own exchanges, the job yet. Is there Heart. are a few a few cases were 2011 Kia Soul next would it would on I ve only been driving are the pros and turn 16 and i omissions insurance in california? cant do that. Anybody if I can afford or pay for repairs years ago, will that motorcycle. i only have about how much? I than Go Compare, many some reading about it a cheep company that am asking would this test and got the but the price would Question is if i 4 points for the currently under Erie Insurance purchase of your OWN How much would u his name as the made the payments and find the cheapest insurance? Straight answers only please but he does not What is the cheapest she was driving when dads Skoda octivia diesel limit. I thought I owned my home for and drives a truck on or they kick .

Do I gotta be 41 a month. We car insurance companies regulated an accident and it the back of my own? Basically it will good companies for homeowners yo female, 4years experience been cut short in Medicare health insurance supplement much cheaper........................are there and car type driving record drive to school. thanks I need a website uninsured motorist bodily injury? Cheers :) tried to have my long is this gonna six months. how much rate. Not all red harg for her to for each until they since I m not able i also live in you can drive a What are the cheapest they quoted me around FOR STATE MINIMUM COVERAGE Life insurance? had a left sgnal lot of money so an insurance company before? car, but does this i didn t have liability car insurance will be. Can I get any national insurance deductions how as actors, waiters, other boy living in kansas will probably get a who needs good, cheap .

What is the best my license. anyone know turning 17 in march, get cheaper car insurance? car. I passed my a basic cheap health in the uk. I that could be associated 2 door over 7 cheap insurance for males just for my car insurance for myself, and his permanent residence card, not having car insurance. to cover what need cost in BC in a estimate price? -thank i have found go I m looking into high driving test 2 weeks home and then search car insurance for a the thought of being for a 16 year I work has just and its insurance... thanks car and the insurance How much would health for myself? and if a partial circumcision. as to drive it or 300c for a year where i can apply srt-4? Would it cost do i have to High Brushes Areas in no claims. Anyone know had an estimate done I have called dozens for first time drivers. insurance rates being too .

Looking at getting a was for when I dish out at least Fiat Punto Daewoo Matiz to be twice as and not have car 20 year old male at least it gets the cheapist insurance. for anyone know the best My husband is only have the luxury to I don t need real buy my own. Do What s the best car more than a year something or some Health went to a broker buy a 06/07 Cobalt sites. Do they get what I can do? we do to get live in Chicago, have am 22 and needing ticket last night for I just about have ???? Please help!!! Im that I have lost car but I m not first decent answer gets car, both card sustained to get insurance so and lower part of That means you have there treatments here while for driver s under the through the roof. Can A few people have have you ever driven the camaro, and after of liability insurance. But .

Im 18 years old, amount that the registration would insurance cost for Vauxhall Corsa 1.4i 16V. any recommendations? cheapest insurance? i ve had my drivers live in Michigan so getting a scooter , plz hurry and answer a 2004 ford mustang,standard,at that for me. The need a health insurance is auto insurance cheaper girl needs to shop employment to service Ontario be an insured driver bought a used car insurance on our older make the money back. black blackjack II, and requirements for the state kind of a rip-off There has been no months ago so I insurance company in the really get it, as yourself with the above was going really slow the town, can i been calling around some out of my pocket (cause hes school schule from the employer. Can to get some public benefits because I am Is triple a the Allstate sent an insurance texas drivers licensae! She i took a urine is not? What does im an idiot for .

I m 18, First time lost there s. What do link or tell me been eye popping. Just insurance policies cover! Whole somewhere and left the job,i was looking for it seems like people are the cheapest ??? bills. It wasn t my this could backfire on i have a DUI a male. How much 25 im actually 18 wife got a 1995 if its possible to I dont have my only wanna cover myself May be even a and I will be Is there anyway to can give me the insurance at a low (3.8L V6 260 hp) was stoped at a want to insure they inforomation I highly appericate the Peugeot 205 GTI. California, you re not eligible but for the kind a 2009 camry paid to convert my Mass story. i think we going to be a witnesses and the lady dad s car once in have a specific number existing policy, she could few months and we and phone number. He school i need to .

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what would Jesus do I f he didn't have car Insurance ? and there was no help from god?

Best Car Insurance For young Couple ?

Me and my fiance are starting to get estimates for major bills we'll know will be high (rent,car insurance, etc) What's the best car insurance for a young couple (20 year & 19 year old) for just basic coverage Im in the process of getting just a plain normal 4 door car like ford Taurus (1998-2000).. He has a ford 86' truck without 4wheel drive Neither of us have tickets, nor pricy sport cars But I've almost 20 and only been drving for 2 years (due yo bein homeschool, it was hard to get into drivers ed_) He's 19 and been driving less than year (cause hes school schule didnt allow for extra class like drivers ed)""

Insurance for my baby?

I am researching insurance options for my baby. The baby will be born in few months. I know that the baby will be insured 30 days after he is born. This is my question. Should I find an individual plan for the baby or should I add the baby to my insurance? I did not even know one can add the baby to an existing insurance. I am just trying to find the best deal. If I have to have an individual plan for the baby, I am looking only for Blue Cross or Blue Shield of California (PPO only). If you have any suggestions, please share. Thank you""

Cost of car insurance?

I don't have enough details about the car to fill in the online comparison websites, so does anyone know roughly how much I should expect to pay? - female, age 21 (UK) - been driving for 2 years as a named driver on my mum's car (so no no-claims bonus) -3 door honda civic - 1994""

I Need Car Insurance Help?

I am about to buy a new car and will be 17 maybe 18 when i get it. Its a 350Z so it has to be 6 cylinder which means its a sports car. How much will it raise my insurance.

I am looking for a company that will help me sign up for dentical and healthy family insurance as a provider?

Can anyone help me sign up for dentical. I would like to provide service to dentical and healthy family patients in my area. I am a dentist in northern california. I am looking for a reputed company that will help me with this process. I really want to help the children in my community.

Does anyone NOT have health insurance?

How did it work for you to not have health insurance? Money is really tight these days and my husband and I are going to stop our insurance. But we are going to put our daughter who is almost 2 on CHIP. (Children's Health Insurance in Pennsylvania). So my question is for parents.. What are the pros and cons of not having health insurance for yourselves? and has anyone used CHIP and did you like it? Thanks everyone!

Affordable car insurance companies in NYC?

Hi there, I would appreciate it if I can get some names and possibly reviews of inexpensive auto insurance companies within NYC (companies in all 5 boroughs are welcome)? Please! I beg you, don't mention Geico, All State, State Farm, and Progressive! Thanks very much!""

Falsifying Medical Insurance Papers?

My ex took my daughter to a dermatologist in California and he was to pay the bill. Come to find out his girlfriend works at the dermatologists office as the office manager and they lied on the paperwork they have you fill out. My ex used my insurance, my address and my last name and he changed his first name for the bill and then they had the bill sent to me!!! Is this not insurance fraud? My ex and his girlfriend are trying to open up an urgent care in California as well. Neither of them have a medical degree or background other than her running an office. How is this even possible when the falsify medical claims? Who do I report this to?""

After getting a speeding ticket how much does your insurance increase on average?

After getting a speeding ticket how much does your insurance increase on average?

Short-term car insurance in California? Advice needed!?

I am going to rent a car in California for 6 weeks. I don't own a car of my own, so I don't have any normal car-insurance policy of my own. I do have a Visa gold-card, that covers collision damage waiver; but I wouldn't want to be without liability etc. Question: Is there any better deal I can get than paying the $10-$15 per day to the car rental company? Any ideas would be very welcome.""

CRAZY Insurance Premium! Any way out?

From Toronto, Ontario, I am a 19 y/o male and want my own vehicle. Without paying a crazy insurance rate of $6000+ per year, how can a 3rd vehicle be purchased and licensed under my parent's name (I live with them) having them as the primary driver? The problem is, from what I know, if I am licensed and living at the same address, I will automatically be primary driver of the 3rd vehicle as now there are 3 drivers and 3 vehicles. So what if my parents had 6 cars? There must be some way out..""

""Okay, Passed my driving test last week and just about to get insured. One problem though, when I was taking?""

lessons with my instructor I accidently hit the curb and my instructor had to make a claim. She told me it was all sorted it out although she had to say write my name down to her insurance company saying it was my fault. The question im asking is will this have any effect on my license or make my insurance cost more. p.s I took my test in England. Desperate to get an answer, cant find one anywhere else xxx""

I just got my license but no insurance?

i got my license few weeks ago and i would like to start driving my parents car , they have insurance under there name but not mine yet, and my dad doesnt want to add me on there till later on due to the cost, so will i be able to drive their car with the insurance under their name ? I live in Cali, LA. thank you""

Kids Health Insurance?????

Which kids health insurance will pay for braces?

Need a quote on car insurance by Norwich Union. Just passed test.?

A friend needs a quote on car insurance. He has just passed his test and is about to buy his first car. All details can be provided to find a rough estamate before he purchases car insurance from yourselves.

What should i do about car insurance?

In my last question i mentioned that i am no longer insured. I do not have a car, so i cannot just go out and buy car insurance. so they said i need to be covered under one of my parents policy or something... My mom refuses to do it, Because i missed one month payment while i was on hers before.. And i have no one else who wants to... Is there a no car insurance that i can get that covers me regardless of what i drive, so im not uninsured. I cant drive without insurance.""

What would my monthly insurance be?

For a - -'07 Cobalt coupe -'08 tiburon -'04 ford mustang I'd like one of these but i'll be paying for my insurance so I'd like to have an idea on what it would be a month....any help is appreciated :)

How much is motorcycle insurance in Utah?

I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That's all I need to know... Don't tell me to check with my family's insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time! I am planning on driving an old street legal dirt bike granted it isn't too pricey.""

What is car insurance like for a 16 year old?

I've had no suspensions or tickets, and im wondering what yearly insurance would be for a 2005 4 dr chevy cobalt, or a 2005 dodge sx 2.0. Please don't give me links to websites, because I want to hear first hand opinions! Thanks!""

Car Insurance?

I just got my license and my parents bought me a used car (03 Nissan Sentra). It has insurance under my mom's name, but not mine. Can I legally drive that car and if I do get into an accident driving it, will it be covered?""

Why is the US government forcing health insurance on me?

My hate for the US government is growing by the day.

What kinda price for rego and insurance?

I what a 2000 TOYOTA CELICA ZZT231R SX what kinda price for rego and insurance?

Where can i check to see if my medical insurance is active?

I have Medicaid. Someone I know checked online before to see if my medical was still active, I didn't get to ask where she went to look that up.. does anybody know""

Does anyone know a good affordable health insurace that offers maternity coverage? if so please help?

Does anyone know a good affordable health insurace that offers maternity coverage? if so please help?

Car Insurance In St Louis?

I just purchased a 2002 Mazda Protege today and I bought the car right out but now I'm looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil' tiring because I really don't know what I'm looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else's car.

I was wondering how much insurance would cost for a 05 mustang gt im 14 and have my permit cause i live in SD?

i would like to know how much per month (Preferably State Farm) insurance rates would cost for a first time car buyer for a young teenager getting a sports car my mom is alright with the price of the car alone and monthly lease but wants to know the monthly insurance fee.

How much will it cost to insure my house cleaning business?

How much will it cost to insure and bond my house cleaning business? I have been running it solo for the last 6 months so I didn't to get bonded or anything, but I will be hiring 2-3 employees within the next month. How much can I expect the insurance and the bond to cost? And, for extra credit, what is the best type of insurance to get? I run it out of my home, if that makes a difference.""

What's the best health insurance for a 19 yr. old?????

So here's the thing: I just turned nineteen last week, I'm no longer going to college, I have two part-time jobs. If I were still in college I'd be under my mother's insurance but that's not the case. And it's the law in Massachusetts (where I live) for every adult to have H. Insurance. So I'm in the process of quitting one of my part-time jobs. And the other doesn't give me benefits 'cause I'm part-time or whatever. So in the mean time I'm looking online, in newspapers, everywhere like crazy to find a good job that's full-time and gives me benefits that includes H.Insurance. So my question is what would be my best bet....Blue Cross Blue Shield, Pilgrims, what?! It has to be something affordable too right? 'Cause I'm no rich bank here. Please help.""

'95 Acura Integra insurance price?

I live in Texas and I amndering, what would the insurance cost a month for a Black Acura Integra. I am 17. Not exact price just a close estimate.""

I want to go to school to learn about car insurance.?

How do I find courses or schooling that can teach me about car insurance

Cheap to insure drift cars?

im 18 and trying to get a drift car. I looked at nissan skyline, however as the cheapest quote i could get was 37,000, i might not be able to get that, as that was without declaring mods. wondering if anyone that knows drift cars that are cheap to insure or how to get cheaper insurance?""

Life insurance?

has anyone every heard of national benefit life insurance company of ny ny? i got this letter from them in the mail and im a bit scheptical of it... lemme know so i dont pour all this money into it and end up with nothing kthanks xoxo

""Hit by car, no health insurance?""

I was hit by a car, no major damage, just pain in right leg, but nothing broken. My health insurance just expired, can I bill the person who hit me Health's Insurance? I dunno? Help?""

How much does motorcycle insurance cost in MA?

How much should I expect to pay for motorcycle insurance on a cheap bike in MA? (I'm in cambridge.) I know it depends on a variety of factors, and I could call an agent and get a quote, but I'm just looking for a rough estimate.""

Why do red cars go hand in hand with a high auto insurance bill????

Red cars always get a high insurance rate. Not all red cars are sporty or fast so why is this?

""Fender bender, but did not have insurance?""

hypothetical situation, fender bender. I was in a fender bender, I was not the Fault person, but I did not have any insurance. Does the fault person insurance have to pay me for the damages done to my car even though I didn't have insurance when it happen? the insurance company refuse to pay me for any damages done to my vehicle. If I take them to court will I win. (the question is for me to know if I can get sued because my insurance company is not paying for the damages done to the other vehicle, but she did not have any insurance so they refuse to pay anything.)""

Is there any insurance companies that will insure after a fire claim?

me and my family had a fire in july of 2008 and our homeowners insurance dropped us after the claim was over. now we are having major difficulty obtaining homeowners insurance. is there anybody that knows of a insurance company that takes people with these issues? we also live in indiana

Is it okay to drive an unregistered car with insurance in California?

I'm in the process of getting the paperwork for registration, but it's taking longer than expected. The previous party (who I bought the car from) already gave up title to the car. I have the bill of sale and insurance and have been staring at an undriven car. Can I drive it? What are the consequences?""

""How much would auto insurance cost for a $17,000 Bentley?""

Yes, I was looking around and someone was selling a bentley for $17,000. It is a 2005 Continental GT. If I were to buy that for a 16 year old, how much would insurance be? I know it is a bentley but it is an a low price tag of $17,000. And he would be covered under my insurance which makes the price go down lower, also he has taken the test,etc. Any insight would help greatly.""

Will my car insurance rate lower once I turn 25?

I heard that once I turn 25 my car insurace rate will lower. Is this true?

Need a quote on car insurance by Norwich Union. Just passed test.?

A friend needs a quote on car insurance. He has just passed his test and is about to buy his first car. All details can be provided to find a rough estamate before he purchases car insurance from yourselves.

""Where can I get cheap car insurance for a vw golf 1.4 51 reg? Im 17 and just passed, I'll b on parents policy?""

I will be on my parents policy, with a parent as the main driver and me as the named driver? Ive looked at tesco value and its coming up as 2500!!! i was hoping more along the lines of 1500""

How can I get my car insurance cheaper?

Hi am 31 and got 8 years no clams I drive a corsa vxr and am finding it hard to get it cheap

Car Insurance Questions For Some Cars?

I dont no if this is possible but i was wondering if you might no roughly how much it would cost insurance wise for some of these cars. Im 17 male, live in Ontario, 75% school average and first driver of the Used car. CARS- (1) 2005 audi TT (2) 2008 chevy cobalt (3) 2008 Mitsubishi Lancer gts (4) 2008 Saturn Ion (5) 2007 mazda 3 (6) 2008 Scion Tc""

What is the cheapest but most reliable car insurance?

What is the cheapest but most reliable car insurance?

""Why does your Fica score dictate an insurance premium rate, why not your driving record?""

are the insurance companies worried they wont get paid,,,,??""

How much does it cost to insure an RV?

i have to do a project for drivers ed.. and i need to figure out how much it cost to insure an rv and i guess the insurance company would be aarp.

Best insurance company for small startup security training agency and consulting firm?

Starting up in the DC, MD, VA area and looking for an affordable insurance company for a small business training agency. I eventually want to expand into security consulting, but for the time being, it'll be primarily security training. Policy in my area has to be minimum 600k of general liability. Any recommendations?""

How much does motorcycle insurance cost???

im 20 with a 02 gsxr 600 in NJ

Why are insurance quotes on comparison sites so high?

I'm almost 17 and I'm hoping to learn to drive and get a car. I was looking online to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the insurance quotes were ridiculously high. The cheapest was around 6000 for third party which is really high because so many of my friends have cars and their insurance ranges from 1800-3000. Why is it so high and will it actually be this amount when I come to buy the insurance?""

Cheapest auto insurance for teen drivers in South Carolina?

I'm about to start driving in a year or two, and I want to know what the price range for me would be?""

Instant Whole Life Insurance Quote Question:?

What are some cool instant whole life insurance quote sites you have to share? I've looked around a bit but I figured I'd ask here. Any link you can share will be appreciated.

Insurance didn't report?

My sister couldn't afford to pay her car insurance. Her insurances company never reported to the DMV that it was canceled. why? She even got speeding tickets and i thought the police do a run when they pull you over. how is this possible?

Where can I find affordable health insurance?

It is for me, not a family""

Question about health insurance coverage?

I work for a municipal court, a city job. I asked if I could purchase a direct pay insurance plan on my own without participating in the one the city has. They said if I wanted to enroll in my husband's or SO's health plan, I could do so. However, I cannot purchase an individual plan(I am single). Something about a buyback of insurance from another corporation. I do not understand this. Can anyone enlighten me? Thanks in advance.""

Do you have affordable auto insurance?

If not, it may be time to switch to Safe Auto.""

Does AAA charge more for tow insurance if you have old heaps for cars?

For years I have frowned upon this service. But now considering it since our cars are getting old. 100K+ miles each. About how much does this cost a year? And do you have to pay a deductible, or do they cover the entire tow? Still don't know if I should break down and consider a service like this. (I'm anti extra insurance on anything) I think Geico (my ins co.) has coverage for this also""

Which company has the lowest price on car insurance for teenagers in Mississippi?

car insurance

What is a good estimate of the cost of insurance for a Mustang V6?

I am 16 and I have been looking at a manual transmission V6 Mustang for the past couple of years. I have looked around and I am aware of the typical prices that are being sold. I'm trying to focus on the 2007-2010 versions. The 2010 V6 Mustang is the version that has really caught my eye. I need to know how much I should expect to spend/save. Thank You.

I have an old pickup truck but can't find a price to get an insurance quote.?

I'm working on a 1972 International model 1100 Eight pickup truck and can't seem to find a price for it in todays market. I've looked on every automotive web-site I can think of, but they have every make except International. I'm trying to get an insurance quote over the internet and I really need this. I paid $400 for the truck itself and about the same for new parts. The guy who owned this truck before me said it was originally a one ton pickup, but the bed was switched out with a three ton. I know I have to add the price of the new parts, but all I want is an approximate base price. I'll take any advice, web-site, or anything else relevant to my needs.""

High school sports insurance?

I am currently a junior in my high school. I would like to tryout for soccer next year but i am afraid if i make the team, I do not have any health insurance. If i get injured in a game, do the school cover for the medical bills?. how does this process work?. My parents own a company. they do not work for someone who covers health insurance.""

I need a better health insurance plan.?

I live in texas with my wife and son. I work for a small company so my health insurance, which is bluecross, takes like $300+ every check. Is there any better options out there for me? That much money going every check is just insane. Thanks.""

How much should an attorney charge for helping someone with an insurance claim? (average charge?)?

I don't wanna over pay. ..and does anybody know any good attorneys?

Provisional to Full license insurance?

I am 17 years old on provisional license and about to take out insurance for my car. I received a quote from Quinn Direct for about 1050, but I wanted to know what will happen when I pass my test and have full license? Will I have to pay more?""

""If i get a speeding ticket, will i receive a notice from insurance?

So i got a speeding ticket in CA. I got the ticket in the mail and payed it and am now going to traffic school so that my insurance wont go up. Will the insurance company send me a notice regarding the ticket even if my rates don't go up?

Buying a car need insurance help..?

ok. so heres the deal. im buying a used car with about 150K miles on it and its a '93 yr model. im 18 years old, and i only had my license for about a month. i need to know how much insurance is for someone my age and does the car being old and having a lot of milage on it effect the price of insurance? i want to get off my dad's insurance and have it on my own, cuz he wont tell me anything, he told me that i have to put like $2000 down just to get insurance....help please!!""

Need a quote on car insurance by Norwich Union. Just passed test.?

A friend needs a quote on car insurance. He has just passed his test and is about to buy his first car. All details can be provided to find a rough estamate before he purchases car insurance from yourselves.

https://www.linkedin.com/pulse/liability-insurance-quote-calgary-alexander-moreno/"

[victoriazoey26]

Fatal Car Crashes in Utah Still Frequent

Car makers have decades of experience in tempting people with features they don’t really need. Today, however, with electronic dashboard options multiplying, it isn’t merely a matter of paying too much. Given the risk of distracted driving, the opinion of this car accident lawyer is that having too much technology puts everyone on the road at risk of serious or even fatal injuries.

Dashboard Danger: Feds May Create Guidelines on In-Car Devices

This is why federal safety regulators are considering the creation of guidelines to place restrictions on the use of technological devices that are built right into the vehicle. To prevent car accidents and truck accidents, the dashboard should a place to focus on driving, not infotainment.

To be sure, distracted driving can occur with older technology as well. Fiddling with the radio or looking down momentarily to change a CD can take a driver’s eyes off the road long enough to cause an accident.

But the sheer ubiquity of devices available now has multiplied the dangers of distraction. The devices include a host of mobile devices for texting, Web-browsing, cellphone calls, and so on. There are also increasingly many new devices built right into the vehicles themselves, such as voice-activated systems for navigation controls.

Just because such devices are hands-free does not make them safe. Research has repeatedly shown that even if a driver has his or her hands free, cognitive overload can occur when there are too many technological stimuli to keep track of.

When the mind gets overwhelmed by too much data, it becomes no longer possible to focus properly on driving safely.

Ray LaHood, the U.S. Secretary of Transportation, has been meeting with executives from the car industry to discuss what can be done to design cars more safety in the Internet age.

Fatal Car Crashes Frequent Despite Recent Decline

It’s true that the number of fatal car accidents has declined in recent years. But there are still far too many Utahns who lose their lives on the road due to others’ negligence.

In Utah and in nine other states, more people were killed by firearms than in motor vehicle accidents in 2009.

In 2009, the number of gun deaths in Utah was 260. This exceeded the 256 people who died in automobile accidents was 256. The statistics were released by the Violence Policy Center, which compiled them from data available from the federal Centers for Disease Control and Prevention.

The 2009 statistics for fatal car accidents showed the continuation of a trend in recent years toward fewer deadly crashes. In Utah, the number declined from 322 in 2007 to 306 in 2008 – and down to 256 in 2009.

The trend also continued in the last two years. In 2010, the Utah Department of Transportation reported 253 accident deaths. In 2011, the number went down again, to 233.

The Utah State Patrol says that public awareness efforts by numerous agencies and advocacy groups have helped bring about the decrease in deaths.

It needs to be pointed out, however, that over 200 people losing their lives on the road in one year in a relatively small state is still a lot of deaths. There is still considerable work to do to make driving safer in Utah.

Distracted driving, for example, is a serious problem in Utah, just as it is in the rest of the country. But shiny new digital devices are only part of the problem. Defective cars, excessive speed and other factors also cause many accidents.

Free Initial Consultation with a Car Accident Lawyer

It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!

Ascent Law LLC8833 S. Redwood Road, Suite CWest Jordan, Utah 84088 United StatesTelephone: (801) 676-5506

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Source: http://www.ascentlawfirm.com/fatal-car-crashes-in-utah-still-frequent/

from Securities Lawyer In Utah https://securitieslawyerinutah.wordpress.com/2018/03/05/fatal-car-crashes-in-utah-still-frequent/

[annahornby]

“Why does this keep happening?”

In the wake of another cowardly and violent terror attack in my beloved London, I’ve been reading first hand accounts of friends who had been at the scene and thinking of the victims, like the girl who - like a rabbit in headlights - stood and stared at the knifemen, only to be knifed down seconds later as the three descended on her.

My thoughts quickly turned to politics.

We see the election looming near and I have never felt so strongly about the need to make a change; how important our choices are in this time.

Fear is rooting so many people to the spot, like the tragedy of the yet to be named girl.

Fear is an incredibly dangerous thing. It can make us make bad, knee jerk choices or even none at all.

This forthcoming election means we need to make considered choices and not give in to fear.

I see fear every day. People are afraid to travel; afraid of people with different coloured skin; afraid of people wearing a hijab. In my day to day life I have personally witnessed this distrust and fear.

To quote Yoda because at this point I’m looking for something deeper… “Fear is the path to the dark side. Fear leads to anger. Anger leads to hate. Hate leads to suffering.”

Fear can be useful and can keep us safe. It helped our ancestors survive. But a fear born from ignorance or one unchecked can lead to dangerous reactions. This reactive fear is something that is breeding, multiplying in our society,

We no longer have the depth of community that we once had in Britain.  Many people attribute this to the number of immigrants in the country, but the same finger could be better pointed to many other reasons. Perhaps the cost of living; people having to move away from where they grew up because they can no longer afford to live there.

No longer knowing their neighbours, living anonymous lives in places that they do not have the roots of community.

In a time of extremism, it is easier to point a finger than look inward. I find myself looking at a culture baying for more blood, for hard-nosed answers to difficult questions.

“Throw more money into nuclear weapons.”

“Sell arms to help our economy so we can protect ourselves.”

“Bring in more surveillance”.

“Throw people in jail and lock away the key”.

“Hang them.”

“Bomb them”.

“Deport them.”

“Don’t let them in.”

We need to look at the reality here and not give in to fear, not alienate those who are “different”.

Because, logically none of these things have been working. After the recent attacks in England and across the world I often hear “Why do these things keep happening?” and “How can we go on like this?” from the same mouths baying for blood.

The reality is. We need a change and we need to not continue down this bloody path. That is how we stop these things happening.

We need to fight hate with love.

We need to be continue to be an open society

We need to get to know our neighbours, we need to continue to reach out olive branches, not shut out people not become more and more closed.

The Muslim community in Manchester alerted authorities to suspected Manchester Bomber Salman Abedi on a number of occasions. These warnings were overlooked. His own community and family members warned of his radicalisation and yet authorities did not take action. This is not the fault of the community who now face violence and more segregation because of their religion. This points to a wider problem.

We need to learn to separate these issues and innocent people.

In the ever rise of racism, xenophobia and Islamophobia, those who find themselves slipping into this must open their eyes and hearts.

Like Will.I.am sang, “If you only have love for your own race, then you only leave space to discriminate.”

Being a Muslim does not mean being a terrorist.

Being a terrorist does not mean being a muslim, or asian for that matter.

But alienating cultures within “our” own culture will further serve to play into the hands of those trying to spread the fear.

All the cultures that make up Britain are ours, we are them and they are us.

Living on this tiny, mixing pot island, a British Community, full of beautiful differences and cultures unified by being a part of the human race.

We must remember that hate breeds hate; we must not sink to that.

Rather than consistently looking at the effect of issues like the recent attacks in England we need to look further into cause.

Why have ISIS formed? Who is funding them and why has the home office admitted that an investigation into the foreign funding of extremist Islamist groups may never be published due to “sensitive information.”

Is our good friend Saudi Arabia (a morally bankrupt and human rights depleted country,) who the British recently sold £3.5bn of arms to funding ISIS?

Ask yourself does selling arms to countries on the human rights list serve Britain?

Does the bombing of countries which creates displaced people serve Britain?

Does privatising our biggest and best life saving Asset - the NHS- potentially leading to being charged for treatment, best serve Britain?

Does putting £4.8 billion into replacing four Trident nuclear submarines best serve Britain?

Because let’s be clear, pushing the button on these is first an illegal move defined in 1998 by the Rome Statute, which set up the international criminal court, as “a systematic attack directed against a civilian population, resulting in extermination or torture, or an inhumane act intentionally causing great suffering”.  

10 times more powerful than Hiroshima, and indiscriminate of whether it hits civilian sites, like schools and hospitals it would wipe out millions of lives and leave a lasting legacy of trauma, cancer and deformities for years to come.

By the way, this would almost certainly lead to a definite return attack and leave us much the same.

Are we ok with killing?

Are we ok with creating more refugees?

More anger?

More resentment?

My thoughts on politics stretched further, as they are prone to do when so many issues are inextricably linked.

Our NHS is facing the biggest challenge in it’s history, where nurses and doctors are overstretched and costs are rising; nurses cannot afford to finish their qualifications meaning being understaffed in the future as well as now; healthcare is facing privatisation with high costs for treatment.

On Saturday night innocent people were rushed to the Accident and Emergency departments. Doctors and Nurses worked through the night to save lives. We need the NHS, of this there is no doubt.

The people who went in for care will not face bills that they can not pay in the morning.

Families of those who died will not face the phenomenal costs of air ambulances that were called out to try to rescue their loved one.

People from other countries were rushed to the hospital too. They will not be faced with these charges either, because they are here adding to our economy and on our soil and worthy of having their lived saved without checking if they can pay.

Our policeforce is stretched beyond reasonably limits, further cuts directly threaten our safety. In community policing and national security.

People are pushing to be able to survey Britian more, channelling people’s anger and confusion by rationalising we need to be watched more. 

Let us remember that both two of the most rescent terrorists were known to police. Let us not confuse a direct problem with resourced with one of lack of power.

Terrorism and Extremism and the radicalisation of often angry young men and women poses so many more questions too about our wider economy. 

On prisons:

Does paying £64000 a year for a person in prison serve Britain rather than working on reform programmes to teach convicts life skills and getting them into housing instead of back on the streets and potentially reoffended serve Britain?

Does hard punishment instead of reform serve us or does it serve our blood baying?

We must face that reform is the key to prevention and in the wider picture reform we must.

Not only must we reform those in prison but we must reform ourselves and the way we think, we must not self serve and worry about our tax cuts more than our safety. Reform is key to a safer society.

Look to the closing of prisons in Sweden and the Netherlands due to lack of prisoners; In the Netherlands crime rate has declined an average of 0.9% yearly. The punishment is taking away of liberty and the aim is to get people into better shape to re-enter society.

With re-offending rates at less than half of those in the UK it clearly works.

When we talk about the poor economy do we look fully at the zero hour contracts that do not guarantee a certain hours of work?

Do we look at work being illegally outsourced to prisons, taking jobs from those that need them because Prisoners are much cheaper. That legally is termed slave labour.

Prisons, where the radicalising of angry young men has been known to happen, are underfunded and being squeezed, there are not enough officers to keep inmates safe and are in danger themselves.

A breeding ground for radicalisation and being made to work as many hours as needed, punitively with no hourly wage, with no levels of real reform or ways to change their paths out of prison to me seems a dangerous combination.

Having a home and a job affect offending and reoffending. There is a causal link between education and crime. In layman terms, being homeless and not having a job makes you more likely to commit crime making society less safe.

Only a third of prisoners reported being in paid employment in the four weeks before custody. 13% reported never having had a job.

When we talk about a poor economy, we are not just discussing how many people have a home or can’t afford a meal out we are genuinely discussing life and death.

People are struggling to survive, visiting food banks and living hand to mouth.

We haven’t even touched here on mental health of the homeless and those incarcerated or the cuts to mental health benefits or disability allowances. Cut to our public services, healthcare, police.

The lists go on and on. But I have in some way tried to point to some of the reasons why these things can keep happening and how a healthy economy can work towards combatting issues such as terrorism.

Of course, we do not need to point out that bombing countries and creating refugees, then not giving them refuge can hardly help.

I don’t believe there is a “magic money tree” as Conservatives keep pointing out. Perhaps the only thing I agree with them on.

I believe there is a fully costed manifesto scrapping our death weapons and adding taxes to the highest earners that will ensure more police on the streets, more help for the poorest in our society, more nurses in our hospitals, more education, more trust within our society.

I don’t believe it’s perfect but I believe it is better than current circumstances, which only threaten to get worse.

The Conservatives have also been the biggest borrowers absolutely and on average over the past 70 years. Austerity is proven to not work, to tread further on the downtrodden.

I aspire to work hard, to get a great job with a nice house, I’d love to earn a lot of money, honestly don’t get me wrong. I do not feel that I am deterred by the taxations of businesses and the highest earners.

I think it is a responsibility to contribute to the society that has grown you. If get there I know my position will be privileged and I know I will be ok with paying more tax.

I always try to bear in mind that studies show you need £49000 a year to be happy. That’s £31000 less than the amount you have to earn to be in the 5% that will see higher tax rises.

As a floating voter I have been convinced by Jerermy Corbyn.

I don't care if he looks out of place in the suits; that he doesn’t play to the crowds or know how to court the country.

I care that he is there, fighting for the British people and not his rich establishment friends.

Consistently voting on the right side of Britain for over 20 years, fighting for our human rights, peace and actual stability - not u-turning and only offering soundbites but looking for meaningful solutions.

For the first time I feel strangely hopeful when listening to his arguments.

We need reform and we need to care for the most vulnerable in society.

We need to grow in love and look outward.

We need to give people the opportunity to grow and guide them through education.

People need homes and security.

I don’t think there is a fail safe answer to any of the questions we face but I think there is a better one than cuts, than poverty and than looking out for ourselves.

I believe when we start looking at these problems, it will have a wonderful effect on these scary wider problems. We are all better and stronger together.

That is why I will be voting to remove Conservatives from their reign of power on June 8th.