#i have had 10 bucks in my wallet since june
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Summoning: chapter 9
Summary: Imagine casting a summoning spell to try to create a familiar for yourself, but you accidentally summon demon!Bucky.
Words: 1072
A/N: Dunno in wich moment a lot of months passed. If everything goes according to the plan I’ll graduate in june and I’ll leave to do my social service in july but I want to finish this story even if it takes me another year.
Being an agent wasn’t easy. There were long missions, gathering Intel so he could locate the bad guys and stop them from exposing the magic community to the human world.
There were dangerous missions when he needed all his expertise to kill whatever creature someone summoned in an attempt to destroy SHIELD, without counting the incident with the sphinx. Because seriously, he would also unleash a Sphinx onto his lover if he finds her in their bed with another man.
So with all the experience Steve had, it was difficult to find something that would surprise him. But it happened from time to time. And every time it happened, he would save ten bucks in the jar he had hidden in his closet. He certainly wasn’t expecting a call from Y/N’s phone.
And what took him by surprise was the deep voice of the demon that now lived with her. His instincts immediately screamed that something was wrong if James was desperate enough to call without Y/N’s knowledge. Oh boy, he was right. According to James something or someone had been following her for two weeks, and she hadn’t bothered to call to inform him.
A long-suffering sigh left his lips. No, he wasn’t surprised about that; it was just how she had become since they kicked her out of SHIELD. She wanted to prove that she is a capable and self-sufficient woman, denying any help or advice, to the point of getting herself in trouble and with her stubbornness she was less inclined to ask for help once she screwed it up.
Well, at least she was letting James help her a little, and Steve wasn’t sure if he should feel relieved or concerned. After all, she was her first friend when they were teenagers, young and reckless trying to learn magic with the guidance of his mother until she passed away.
Even if they bickered a lot from time to time, they were best friends, always ready to help each other, protect each other. Once Steve got out of the shower and put on jeans, a white t-shirt and his boots. He searched for his wallet and keys, saved ten bucks in his special jar and left his apartment.
Steve opened the door of the little bakery and inhaled deeply. The delicious mixed scent of cupcakes and coffee filled the store. He looked around, studying the few customers waiting in line in front of him and the couple that was sitting next to a window, engrossed in their own little world. It was one of the many habits he developed over the time. Watching, trying to catch the little movements people realized subconsciously so he could detect treats hidden in the crowds.
He could feel a soft energy surrounding him, it was pleasant and discreet. His gaze fell over the little pot over the counter. For a moment he panicked. What is she doing?! Having a crystal with demonic energy where everyone could see it. But no one knew of it. He extended his magic a little and found another protection spell mixed with the energy of the snapdragon.
His gaze followed his magic, over the counter, next to the cash register was a bowl filled with crystals and petals creating a gradient from orange to pink. He chuckled and shook his head, amused. She created another protection spell to hide the power of the snapdragon. (Y/N) was very tricky, managing the unexpected with her magic.
“Steve! What brings you to our little shop?” Wanda greet him with a smile.
“Besides the cupcakes?”
Wanda chuckled and went to the other side of the counter to retrieve Steve’s favorite cupcake.
“Is (Y/N) around?”
“She’s on the kitchen, let me-”
“It’s okay, just tell her I said hi.” Steve said with a smile, paid his cupcake and left. Once he was out he took a bite from the cupcake and looked around, but nothing was out of place. People walked down the road, minding their own business. He searched around the block but he couldn’t find any trace of magic, so he used the fire escape of the building in front of the bakery and sat on the roof. He would have to wait and observe.
It was getting dark went he saw Wanda and (Y/N) exit the shop and close the doors. Wanda cast a couple of spells, to protect the store from thieves and walked away to head home.
(Y/N) looked around nervously and headed in the opposite direction. Steve stood up and followed her, taking advantage of the closeness of the buildings to jump from roof to roof.
A strange tingle went down his spine, the sensation he associated with the forbidden magic he encountered from time to time during missions. He murmured a spell making his eyes glow and shift from blue to golden and scanned the street. He squinted and approached the roof ledge carefully. A small black mass was following her, keeping its distance so (Y/N) couldn’t feel it. The little thing stretched a tentacle towards (Y/N), she shivered and turned around, but for her the street would be empty so she walked faster.
He wasn’t sure what that thing was, so he jumped into an alley, breaking his fall with a spell and waited with a containment spell ready. The moment (Y/N) turned around the corner Steve ran towards the creature and launched a white orb of magic towards the creature but it disappeared before his spell could reach it. Frustrated, Steve sent a wave of magic around him, but there was no trace of magic lingering. Not even a magic user walking nearby. He kept tailing (Y/N) just to make sure she arrived safe.
The next day Steve was determined to capture the floating mass of evil. He placed a magic trap in the street, ready to activate the moment that thing passed over it but on the last moment it disappeared and the magic trap never activated. For the next three days he tried different methods to capture the dark mass but he failed miserably every time, until one day it didn’t came back.
Steve scowled. At the end of the week nothing happened, that mass didn’t reappeared and it was his fault. He had revealed himself to whoever that was behind the darkness that had been following (Y/N) and didn’t get any useful information. Now, he needed a different plan.
Chapter 8 - Masterlist - Chapter 10
Ptag: @tinyfistwarrior @nephalem67
Stag: @inumorph @bexboo616 @victoriousftw7 @jasura @artistic22dragon @learisa @novashine666 @jamesbarnesbestgirl @magellan-88 @bitchy-ginger-1 @m4shtyx @lilypalmer1987 @bloodiedskirtts @queen-of-elves @oberyners
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Hi everyone! I'm coming up to a crossroads with my business and I'm looking for some advice. I will of course consult with my accountant as well, but I'm just looking to get some insight from anywhere I can.Some background:I'm about to turn 21, and own a successful Etsy shop that I started when I was 16 out of my bedroom that sells keychains, wallet cards, and other laser engraved gifts and stuff. I started it to make a couple extra bucks for textbooks or whatever for college, hoping I'd make a few hundred dollars to offset the cost. Well here we are a little over four years later and I just had my 10,000th sale, and I'm coming up on a quarter of a million in revenue. This is obviously far more successful than I'd ever hoped it would be, and it's been great, affording me far more opportunities throughout college than the average student, including paying for almost all of my schooling.All of that is great, of course, but the problem is that I graduate college in December, and I don't know what to do with the business. I'm getting a Computer Science degree, and will be completing my second full time internship next month, so by all measures, I'm lined up to have an in-demand, well paying job that I enjoy when I graduate, but that doesn't leave enough time for the business. As of now, I'll make around 35-40k from the business this year, which is around half of a starting software engineer salary in my area. That said, I don't want to be a keychain maker for a career, as nice as it's been, it's not what I want to do for the rest of my life.So as I see it, I have a few options:Sell the businessMy parents have shown some interest in buying it, and the shop's busy season (November/December) is opposite of my dad's business' busy season (March-June ish), so that would work out nicely. But it brings up a few issues. First, I don't know for sure they will and/or are able to buy it. Second, if they do, I know they don't have a ton of cash laying around, so they'd have to do some sort of payment plan with me. Third, I have no idea how to evaluate the worth of the business, and I don't want to feel obligated or pressured by then to give an "aging parents discount", as my dad jokingly put it (they're 48 and 50). And fourth, giving up something I've worked this much for would be hard, but since it's my parents, I'd still be able to see how it was doing, and have access to all the business information if I was curious.Sell to someone else, which I really don't want to do unless the offer is very good. I worry that a random person won't keep up the level of quality I've worked for, and even if I got a good return, watching the business crash and burn would suck.Keep the business for myselfIf there was more time in the day, and burnout wasn't a thing, this would be great. Software engineer salary plus that of a growing business would set me up pretty damn well for the future. My girlfriend is also a software engineer, so we'd be pretty well off, which sounds nice. Thing is, I wouldn't have the time, and I would burn out really fast trying to juggle it with a full time job, especially during Christmas when the business is a full time job for more than one person.Hire peopleI've already done this to an extent, my girlfriend and her sister are employees, and work for the shop during Christmas, and any time I can't keep up with it, am out of town, etc. They will also be graduating within the next year or so, and this will not be their career, so my thought is I could hire something of a production manager to do all the production and maybe inventory, and I still manage things like customer service, financials, taxes, etc. This would require putting a lot of trust into a stranger, but at least I could still oversee it. It also would cost a lot more than my girlfriend and her sister, because I'd likely need to provide things like health insurance. To me the ideal candidate would be someone who maybe has a husband/wife that is the breadwinner, and is just looking for something to do during the day to make a little extra money. Another issue with that is how seasonal we are. During the summer, it takes maybe 10-15 hours a week to make all of the orders, but during Christmas (particularly the first two weeks of December), we get over a hundred orders a day at times, and it takes several people working 6+ hours a day to keep up.Option 3 seems like the most viable solution to me, because my girlfriend and I could jump in to help for those few weeks if we needed to, or hire someone temporarily to just help with packaging or something, that wouldn't be too big of a deal. With that option, I could still take a small cut, and have full control over the business. My main concern is the added cost of finding a place for that hired person to work (I currently work out of a spare bedroom in my house, and keeping the business in or very near my house is preferable, maybe a separated garage or something?), health insurance and other benefits, salary instead of hourly, etc. I haven't seriously gone over the numbers yet, and how much it would really cost, I'm just throwing ideas around.I graduate in December and will likely start working full time in January, so I have until then to figure something out. Sorry for the wall of text, and thank you for reading. If anyone has any questions about me, the business, general financials, or whatever, ask away and I'll answer as best I can. And to reiterate, I will be talking to my accountant about this in depth, I am not going to take the word of Reddit as gospel, I'm just curious to hear what fellow business owners have to say :)
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Las Vegas Nevada Cheap car insurance quotes zip 89118
"Las Vegas Nevada Cheap car insurance quotes zip 89118
Las Vegas Nevada Cheap car insurance quotes zip 89118
BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr
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I didn't have any money on me so the attendant wrote down my license plate number and I went through. Here in Florida it counts a s a moving violation and is 3 points on your license. It's my dad's car, so I assume the points will be put on his license unfortunately. How will this affect his rates?""
How much will my car insurance cover damages to the other car?
I backed into a parked car and apparently broke the tail light and a small dent on the bumper; my car didn't have a scratch. I freaked out and left with out leaving a note. About an hour later I get a phone call from police saying I need to come back to the scene. I came back and told them the story of what happened. The guy I hit agreed not to press charges and the officer agreed not to arrest me for hit and run as long as I provided my info. So I cooperative and provided my insurance info. I'm fully covered. Will my insurance company pay for all the damages to the guy's car or only a portion? So far I've only received a phone call from my insurance company that I have $500 deductible. And I have yet to hear from the guy for repair estimates.
How can anyone afford private health insurance in USA?
I'm thinking about going into private business in the USA, but I'm concerned about how to insure myself with health insurance. The policies I'm seeing are extremely expensive, and the deductibles are quite high. How do people who start their own business manage?""
Denied car insurance?
what happens if all the major car insurance companies deny you insurance if your a first time driver and have bad credit. geico and allstate denied me already. what can i do if they ALL deny me?
I need health insurance help?
if i were to call 911 and the firefighters came and also an ambulance how much would i have to pay eventough i have kaiser and i have health insurance. around how much?
Do you think I need insurance?
I have to have insurance on my car for 3 years because I got a ticket for no insurance and suspended license. I just recently go rid of my car...do I still need the insurance. People have told me to at least keep liability non-owners insurance, but that's $266 a month for me...!!! Can I just forget the insurance and ride the bus?""
Las Vegas Nevada Cheap car insurance quotes zip 89118
Las Vegas Nevada Cheap car insurance quotes zip 89118
I have a few questions about car repairs and auto insurance?
first off, i was in a small accident a couple weeks ago, and was wonder how much it would cost to have the following repaired: 1. the hood is very minorly damaged, there is just a small gap where the hood closes, plus a little scratched paint on one side (very minor) how much would it cost to have that straitened out? 2. when the front end got hit, it shifted it over a little, so there is a small gap inbetween the inside corner of the headlight and the grill area, how much to straighten that out? 3. also, in regards to insurance, is it allowed to have two different people insured on one car through different insurance companies?""
Obama is guaranteeing affordable health care for the uninsured?
So far they don't have any proposals to lower the cost of health care. So he must be saying the government will be picking up the tap to make health insurance affordable for all of the low income, no income, the elderly, & the uninsurable. This will be a staggering amount of money. Do you trust him to pull this off?""
""Car insurance for me is too expensive in the UK, can I buy it abroad?""
I'm 18 and recently passed my test. For a basic 1L car the cheapest insurance I can find is 3000. I've been looking for 3 weeks and it's the best quote I could find. I cannot afford this so would it be possible to buy insurance from another country in the EU, since i've heard insurance is cheaper over there? I know insurance for teens is very expensive, but that sum is a ridiculous amount to pay for a car worth half the insurance value. I realise it might sound like a stupid question but I have exhausted all my other options and this is the only thing left I could think of that would be a possibility. Any useful information would be helpful, thanks.""
What insurance plan should I go with?
I'm a full-time college student and I work part-time. I have no insurance but need to get some soon. What health insurance do you think I should go with that is affordable?
""I know NOTHING about insurance, I'm looking for car insurance?
My friend sent me the link to this website http://quck-insurance-quote.com and I'm wondering if it is good information I should use?
How will this speeding ticket affect my insurance?
I got a speeding ticket. The insurance is under my fathers name. Will the insurance price go up because of MY speeding ticket?
How much would motorcycle insurance be for a 19 year old in Florida?
I'm 19 years old living in Toronto Ontario Canada. I've been riding street bikes since 16 years old and have obtained my M class license. (Ontario's full motorcycle license) My dad is moving the Family back to our hometown of Jacksonville Florida and was curious as to insurance prices since there is no way in hell a 19 year old boy from Toronto can afford a premium on a 600cc sport bike. I currently have a premium on a ninja 250R around 2000$ a year and a secondary driver policy on my dads R6 around 1100$. since my bike here in Canada goes by KMPH i would need to sell it and save myself the hassle of transferring all the info. So would there be any chance of me affording a R6 in Florida or would they rape me there too?
What should i expect in a auto accident and insurance settlement?
I was hit from behind on Wednesday evening heading to work. The driver was ticketed by the police and their insurance company has admitted full liability. Injury wise, I have whiplash which thankfully, is going away now. My car, according to their adjuster, is going to be claimed as totaled. So, my car is valued at 7400, and repairs just from visual inspection, are 7015. So they are going the totaled route as its cheaper for them. After they buy the car from me, they will sell it to salvage, expect to get 2k from it, and only be out 5400 instead of a full cost of repairs. So I've had the car for a year and half, taken out on a 5yr car loan. I still owe 12k on it. After they cut a check to the lean holder, I'm still responsible for 5k on that loan. The bank and my insurance at the time didn't offer gap insurance. Stupid of me, I let my current policy expire to search around for a more affordable policy. I kept procrastinating, and the accident happened with me having no insurance. Lucky he hit me and is at fault. I'm trying to see what my options are. I've gone to the liable company's website and see their basic plan for my state, law requires 25k in property liability for at fault accidents, plus medical etc. So I'm wondering what should I expect from the lady handling this claim. I'm not fooled when she called me yesterday and said that she is here to work with and for me. Saying that there is probably a lot of talk about lawyers, just know they will take 30-40% of you settlement. Know that I'm here to work for you, try to work with me I'm thinking my head total bull crap. 1, she works for her insurance company first, and will have their interest first, 2, she works for their client and to protect them from me in a suit. In the end, I'm not stuck with a car that they will not fully pay to have repaired, and will still owe 5k after they pay the loan holder the value of the car. My credit is damaged and getting a new loan is probably not going to happen easily. I really don't want to get a lawyer but I now have a car sitting in my driveway that I can't use plus a balance in the end. Anyone got some suggestions as to what I should realistically expect. The lady mentioned a liability settlement, repair settlement, medical expenses settlement, and personal injury settlement. I'm not out to make money on this as that just will not happen. But I have no car and will owe 5k still. I'm just like...f**k""
How much would this car insurance cost?
say... a 17 year old with a V8 mustang.. how much per month/year do you think it'd be? assuming i got the cheapest deal i could
How much car insurance coverage do i need for my car?
I totaly own my 04 toyota corolla What do you guys think the coverage should be...
Will obstruction of plate show up on car insurance?
I got a ticket for obstruction of plate this morning and I was wondering whether this will show up as a record on the insurance. I would rather pay it off myself because I don't want my parents to find out. Also, will it increase the rates? I read somewhere that no proof of insurance can increase rates, but I got a ticket for that awhile ago, it didn't affect anything.""
Arizona Law on insurance pulling your driver record ?
does anyone how long (in term of years) can an insurance company pull your driver record? i know here in Arizona i can pull my record from servicearizona.com for 39month. but some people tell me they can pull up to 5 years from your record.
What is the difference between the insurance for the cars and motorcycles ?
Which one is cheap in terms of insurance ?
Parents wont let me drive because im not on car insurance?!?
'm 17 now, and I'm planning on getting my license sometime this month. I was really planning on driving to school everyday after I recieved my license. But my parents flat out said NO, because I'm not covered by insurance. They say its way too expensive, and that I'm going off to college anyway next year (i dont plan on driving while im there). I'm really sick of taking the school bus! I just wanna drive to school. but insurance for teens is mad expensive. are there ways to lower the cost? and about average, how much is it anyway? i get good grades. all A's and very rarely B's. and i've taken drivers ed before too. anything else that would help? just any tips on how i can convince my parents to get my car insurance??!""
Car/Motorcycle Insurance and address question.?
I live in PA I Just moved out 5 months ago and i never changed my drivers license to the new address. Mainly because my dad payed for my next 6 months of my car insurance and it still says i live at home. Im going to buy a motorcycle soon and i know if i get the title in my name all the info will be mailed to my parents address because thats the address on my DL. My dad doesnt care if i get one but my mom does. I dont really want it mailed there but i dont think theres nothing i can do about that, can I? Say it gets mailed there when i go get insurance on it will i have to say the bike is parked at my parents house or my new address I know in the state of PA once you move out you have 15 days to change the address on your driver license. i did not change it. by me not doing this will it affect me getting insurance on my motorcycle? and if i do change it will it affect my car insurance cause its on my parents but i dont live there""
Cheap Cars for cheap insurace??????????
I am 18 a new driver and i am looking for a used car with a budget from 400 to 600 iam trying to find a car with a cheap insurance and are Diesel cars cheaper to insure????
Getting insurance for a car?
my step daughters cousin is buying her a used car. tiffany does not have a license yet. she has her learners permit. we live in pennsylvania. her cousin does not want the insurance in her name she wants my step daughter to get it. can you get insurance without a license? she lives with her dad, can she get on his policy? would she automaticaly be on her cousins insurance since she will own the car? thank you""
How much is insurance on a Chevy Camaro?
I'm 20, ill be on the car by myself.the camaro is a 1998, and in great condition.""
""Is anyone with Endsleigh for their car insurance, and has done pass plus?""
How much did you save? I am 18 and am about to buy my first car after using my mums. I did pass plus but on confused.com quote it doesn't ask if i have it. Well anyway, endsleigh is the cheapest quote but i was wondering how much i will save when they know i have pass plus?""
Health Insurance?!?!?
I am having to get my own health insurance for the first time. Can someone help me figure all of this out? What should I be looking for? I am young and healthy, so I would not like to pay that much, but I would like to feel confidant in my coverage. Also, I will need dental coverage-any info there?? Thanks so much!""
About how much will Car Insurance for me cost?
I am a male. I am 16 almost 17. I am about to buy a car, I am looking for one now. About how much will it cost for a normal sized car? Not a sport car. Also I was told that my insurance can be lowered with my grades? I have straight A's.""
Whats the average cost for teen motorcycle insurance?
Ok so I am 16 years old and I have an 08 Kawasaki ninja 250 I live in a rural part of CA with low crime rate. I want liability only and have maintained a 4.2 gpa if that helps with insurance costs
Will my insurance go up?
I was in a car accident. I was stopped at a red light lady slammed into the back of me. THe cops came and filled out info. I did not go to the hospital, because I was not in pain. But the next day my back and neck were killing me. It has been 5 days since accident. I want to go to the doctors but i am worried that my car insurrence will go up. If it was the other persons fault will my insurance go up? And is it to late to go to the doctors? Will her insurance have to pay for doctors bill?""
Can you buy/insure a car without a drivers license?
My bf and I are buying another car in November, which will be for my use when I get my full license (I currently only have my G1.) I would like to have it registered and insured in my name. Am I able to do this when I get the car or do I have to put it in his name and change it over when I get my full license? I live in Ontario. Thanks in advance.""
Can your auto insurance company raise your rate without notifying you?
hello, I just started a auto insurance policy with Infinity insurance. the agreed monthly payment was $403 and that is what my first bill was. this month I noticed that they billed my checking account $563. I did call them and they said the price went up because they made an error with the policy. so what I want to know is it legal for a car insurance company to raise your rate and bill and charge your account without letting you know before hand? also what can I legally do? it really does not seem legal...if I would have been notified I most certainly would have canceled my policy. thanks""
Las Vegas Nevada Cheap car insurance quotes zip 89118
Las Vegas Nevada Cheap car insurance quotes zip 89118
Driving w/ no insurance?
i was driving my dad's car to the movies one night and got into a car accident. I don't have insurance on the car because its my dads, but i do have insurance on my car is it possible to get my insurance to cover the accident?""
Good Insurance for 17 year old Driver?
What are some good and cheap Insurance for a 17 year old?... Currently we have 4 vehicles for around 800+ a month, so thats pretty cheap. And its also from State Farm, But I heard that Allstate or Nationwide has better coverage and prices that State farm. What is the best insurance for a 17 year old? with a 4 door sedan""
""Buying a car, do I need my own insurance to have the title signed over to me?""
My youth pastor is selling me his 2004 Dodge Stratus, and we're planning on going to the DMV tomorrow morning to have the title signed over. Currently, my mom pays for my car insurance every month, and the car I've been driving is in her name. If I want to put the new car in my name, can my mom still pay for my insurance or do I have to be able to pay for it in order to have the title signed over to me?""
Whats the cheapest insurance company?
parents wont get me a car cause the insurance is to much. i will be the only driver on the car. any suggestions?
Does anyone know a cheap car insurance company for Irish drivers (irish driving licence) in London?
Hi, i moved recently from ireland to London and I need to know if anyone knows of a cheap car insurance company in london accept Irish driving licence (7 years no claim bonus from ireland)? I have tried all of the comparison sites, the cheapest is over 1000 pound please help Thank you""
New York Life Insurance question..?
My grandma purchased new york life insurance whenever I was young - once i turned 16 years old I took over and paid the amount. I am now 20 years old and the insurance policy agreement was only for 20 years. I am now not interested in keeping the new york life insurance. What happens if I do not agree to a new policy.. Where does my money go.. Can I get any of my money that I paid into it for 20 years?
Should i cancel my car insurance?
I have bought a new car which i get tomorrow(with 7 days free insurance). My car I am trading in the insurance policy ends in September. The insurance company want an extra 700 pounds extra to add my new car. However i have no more payments to make on the car. I do not want to cancel my policy with only 3(free) months left(which will also incurr cancellation charges). I dont want to lose my NCB. I also grudge paying the expensive rate of insurance on my new car when i know i can get it cheaper elsewhere. Can i just leave my policy running and declare my new car off the road till my policy is due for renewal and set up a new policy elsewhere?sorry for such a long ramble. Any advice would be appreciated. Ps. i only have one years NCB so i dont want to lose my second year so close to the end of the policy.. bearing in mind i have no payments to make now either. Gaving a second years NCB would save me a few hundred pounds on my next policy.
18 Year Old car Insurance?
I'm 18 turning 19 this April. Passed my test last November and of course looking for a cheap car insurance. I've been quoted for around 3-600!! I know I shouldn't be shocked. Researching, I've read that some 18yr old girl got a car insurance worth around 995 a year. Driving a Peugeot 106 1124 cc. Both parents drive. This is really cheap and I'm wondering how she got the quote?? DO U THINK SHE USED HER PARENTS NAMES?? like fronting perhaps?? Thanks""
How does this work with car insurance?
my mom has her car insured under her but if i drive it say to a friends house or something ( not a daily driver ) and i get into a accident than what happens would i be insured sense im not a daily driver or what? we have progressive
What bike would be cheapest on insurance?
scooter?street+trail?chopper?crotchrocket? or anything?which bike out of all bikes street legal and able to achieve 50mph is the cheapest insurance wise
Will my insurance expire if I choose to pay by down payment?
Im 19 and have a payment of $565.90 but I can make 5 payments of $121.00 because $565.90 is way too much to be paying right now. My insurance expires 6/15/12 and I need my car since I just recently quit my job and need it to look for a job ASAP. So If I choose payments instead of paying whole, will my insurance still cover me past 6/15/12? Thanks in advance. I drive a hyundai elantra and live in Los Angeles California""
Cons ...why do you argue on behalf of insurance companies ?
Knowing that at some point you'll have to argue with the insurance agent on behalf of yourself ? An argument you will likely lose by the way, since no reforms have been passed....""
Drivers: How much do you pay car insurance?
Please state: Licence type Years driving Gender Age Engine size
How long do i have to wait to change to a cheaper car insurance company?
I just got this car last week, and it's used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that's going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?""
Does anyone besides myself think that hair transplant surgery should be covered by health insurance?
I am a 24 year old male suffering from rapid male-pattern hair loss. My hair started falling out somewhere between ages 18-20, and despite always having a lot of heart, will-power, ...show more""
Average costs for car insurance>?
I am a college student thinking about getting my first (used) car... probably a 10 year old model of Honda accord, and I was wondering how much would the insurance costs (month) be roughly as I have little idea about those?""
Insurance if your already pregnant?
I found out a week ago that I am pregnant. The trouble is I don't have any insurance. I want to make sure I am in good care and don't really want to go some place that will treat me wrong. Anyone know of any insurance companies willing to pick up a already pregnant person? Please help! any answers would do me good! Elaine
Where can i find cheap renters insurance in nj?
Where can i find cheap renters insurance in nj?
Can my car insurance be in a different name than the title of my car?
Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!""
Scratched a person's car? Will insurance go up?
So, I'm 17 and just got my insurance for driving a day ago. Today, as I was going home from school, I U-turned and didn't make a big enough turn and hit a person's car. I was able to make the turn after the hitting the car, but it left scratch marks and one little part of the car was hanging out slightly from the car. I left a note saying to call me. My question is, will my insurance go up for this? I just got it and all. I plan on not driving again to school...and how much does it cost to repair a person's car with scratches? (just the back corner of the car that was scratched) PLEASE HELP! :(""
What is the statue regarding insurance rating for minnesota?
the owner of the house i rented want to add a car to his insurance policy which he already had 2 cars. He lives upstairs, i rented downstairs. When he called american family insurance, the agent said he can't have that car under his name because the new car has to be rated under my name because i am younger. He said something about minnesota statue law required him to do that and won't rate under the owner. Can a person has more than one car insured and not have anything to do with the renter that live there. thanks.""
Car Insurance - is it really this expensive?
Hi. Ive been living in Spain for almost the last 6 years and recently came back to the UK. Im after insuring a car, but the quotes im getting are ridiculous! I've been driving for nearly 6 years, I'm 24 years of age and I'm being quoted over 2,000 for cars like a 1997 1.3L Ford Ka... I have no proof of NCB due to living abroad in Spain but surely this can't be right can it? I've been told by a friend that their daughter of 17 years of age who still has not passed her test has been quoted 1,700 on a similar car. Finding this a bit hard to believe considering the quotes I'm getting. So, is insurance really this overly priced in the UK or am I going wrong somewhere? Cheers""
How much would car insurance cost for me if I got a car?
I'm 22 years old and have been driving since I was 18. Never got pulled over, a ticket, or in any accidents since I've been driving. Been on my moms insurance since then but I'm looking into getting my own used car and just curious as to how much it would cost for someone like me.""
""Insured car, uninsured driver?""
I have a free-loading bother in-law and I was just wondering. If he uses the family car which is insured but he does not have car insurance, can he be liable in any accident situation? Please tell me yes, so I have a reason to refuse my car to him. Anything from if he is at fault or not at fault, injury, coverage, or settlements... Thanks""
How long can i drive without a car insurance ?
lets say i bought a new car, can i for instance drive it for a week without having a car insurance ?""
Las Vegas Nevada Cheap car insurance quotes zip 89118
Las Vegas Nevada Cheap car insurance quotes zip 89118
https://www.linkedin.com/pulse/auto-insurance-claim-ethan-carpenter/"
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I miss the days before everyone was addicted to streaming services
FOMO, recognized by many as a soul-crushing feeling of missing out on something wonderful, is brought on by a variety of different circumstances.
The sensation is pretty common nowadays. It can hit when you see friends engaging in a Twitter discussion without you, or co-workers posting photos from a happy hour that you missed. I've experienced a ton of FOMO in my 25 years of life, but one of my least favorite forms is the FOMO that arises when people are bonding in front of me over a movie or television show I've never seen.
As someone who loves television and hates feeling left out, whenever this happens I find myself thinking, "GAH, I miss life before streaming services."
SEE ALSO: Learning to let go of your entertainment backlog
Now you might be thinking to yourself, well, if you really loved television you'd think streaming was the best thing since sliced bread DVD box sets. And I do. I have Netflix and Hulu subscriptions and spend so many hours in front of my television that I've surely left an imprint in my couch. But all the different platforms, hundreds of exclusive originals, and subscription prices in the world today really pile on the pressure.
I can't help but feel like a movie and TV show version of Ash Ketchum, in the sense that I GOTTA WATCH 'EM ALL. But I can't. So here I am, longing for the days before streaming — a time when tuning into the latest shows felt like a far more relaxed and even playing field.
The problems with streaming
Think about it: Today we've got streaming services like Netflix, Hulu, Amazon Prime Video, and HBO Now. And those are just some of the most popular.
I can't even think about Sling TV, and all the other cable alternatives out there right now, so for the purpose of this article let's concentrate on those first four. Each costs money and each creates its own original content, so if you don't have subscriptions to all of them, you're definitely missing out on something.
If you don't have Netflix, you're isolated from hundreds of originals, including one of the greatest romantic comedies the world has seen in years. You're also woefully behind in the Marvel Universe, there's a good chance you've never experienced Stranger Things, and you have yet to be blessed by the Fab Five Guardian Glow-Up Angels that are the cast of Queer Eye!
No Hulu? That means no Handmaid's Tale, no Casual, and where the HECK are you watching re-runs of The Mindy Project?
While I personally have access to all those brilliant programs, I don't have HBO Now, which means I've sadly never had the pleasure of seeing other great shows like Insecure or Veep. It means that during Game of Thrones season I walk into the office every Monday unable to participate in my colleagues impassioned discussions. And I'm fine with that, but it doesn't mean I don't feel left out.
Believe it or not, the most devastating streaming FOMO I have yet to experience isn't related to not knowing what's up in Westeros. It comes from not owning an Amazon Prime account.
For years I was perfectly content living a Prime-less existence, considering I almost never purchase anything on Amazon.com. But in 2017, everything changed. The Golden Globe-winning Marvelous Mrs. Maisel came out, and I, a die-hard Amy Sherman-Palladino fan since Gilmore Girls first aired in 2000, was unable to experience the magic. I don't feel I should be isolated from content simply because I don't want a Prime account. Like, put that shit on the CW or something, please!
After a week of listening to people rant and rave over Marvelous Mrs. Maisel's characters, writing, and performances my sadness transformed into anger, and my internal grudge against streaming was born.
It's not just TV...
Sadly, the stresses of streaming aren't simply confined to television — they're creeping into the music world, too. (Lookin' at you, Bey and Jay.)
Apple Music and Spotify are over there duking it out, while Tidal's keeping quality Queen content under lock and key, making non-members feel like they're shamefully living under a cultural rock for days on end.
Ugh should I download Tidal??? Having major FOMO rn pic.twitter.com/uK9gFCasiN
— Andrew🥂 (@_AndrewC17) June 17, 2018
Thankfully, I used an HBO free trial to watch Beyoncé's Lemonade live — because I fear that level of FOMO would have sent me to my grave — but I still had to wait until it was no longer a Tidal exclusive to listen to the actual album. 😒
So while music streaming gives you access to such an overwhelmingly wide library of music, there are cases like when Beyoncé drops an album, for example, in which you can't have timely access unless you pay for a certain subscription. It's straight up peer-pressure, and it's infuriating.
Hello? Is anyone out there?!
Beyond the basic FOMO, streaming stresses lie in the race to binge-watch after an entire original season drops, the overloaded queue, and the feeling that there's simply too much content to consume.
The fast-paced viewing life is fun sometimes, but once in a while I can't help but miss the days of waiting a week between single episodes to find out what happens next, knowing the rest of the world was doing the same. Now there's cable AND streaming to worry about!
While writing this article I began to wonder if I was alone in my love/hate feelings towards streaming, so I sought out some thoughts from my fellow binge-watching colleagues.
Turns out Entertainment Reporter Kellen Beck gets overwhelmed by streaming services, too. "I like streaming, but the pressure of watching everything is something I do not like," Beck said — a topic which he explored further in this piece about coming to terms with your massive entertainment backlog.
But Mashable Culture Writer Martha Tesema offered another perspective, explaining she personally feels far less FOMO nowadays than she did growing up without cable. She likes the fact that streaming lets her watch things on her own terms and that watch shows whenever, wherever. All very valid points.
The solutions
The way I see it, there are a few way to conquer the overwhelming exclusivity of streaming services. The first, and what I'm sure many seem is the easiest, is to succumb to the stress, pull out your wallet, and subscribe to them all.
But you know what? I refuse. In this frustrating scenario, you drop a pretty penny on streaming services for what? Dozens of exclusives and loads of repeat content that exists across multiple platforms? Not to mention an unbearably overwhelming amount of content that you'll likely never have time to even put a dent in... No thank you.
I'm a millennial, and I don't know if you've heard or not but if I ever want to buy a house I shouldn't even spend money on avocado toast — let alone splurge on more than two streaming subscriptions.
Another problem-solving trick of the trade I've been enlightened on is to simply share accounts. Find a friend, a family member, essentially anyone who's willing to save a few bucks and work out a deal to share passwords. Maybe you can pay for two services and share your password in exchange for their passwords for the other two services. That way everyone's happy!
And of course, there's always the Keep Creating New Emails To Take Advantage Of As Many Free Trial Sessions As Needed option. But honestly, that can become a lot of work.
The future of FOMO
When cable TV ruled the world visual entertainment felt more like a leisurely reward and less like a race to educate yourself for the purpose of keeping up with pop culture. There were still different packages and premium channels, sure, but you could pick what you want, pick what you didn't and it was done. Everything was in one place and it was glorious.
But it's 2018 and streaming — with all its frills, bonus packages, and competitive content — looks like it's here to stay for a while. It's messy but it's reality, so I guess it's time to stream on and embrace that FOMO, people.
Want more clever culture writing beamed directly to your inbox? Sign up here for the twice-weekly Click Click Click newsletter. It's fun – we promise.
WATCH: 10 of the best TV shows that made it to 10 seasons
#_author:Nicole Gallucci#_lmsid:a0Vd000000DTrEpEAL#_uuid:5b478bd1-fc26-33e1-a8d5-f7f69225bf0d#_revsp:news.mashable
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Finest Place For Token Sale, Crowdfunding And ICO Listing, Latest Cryptocurrency And Blockchain.
Now, a bubble is formed. It's the giver to the "everything bubble." Dollars that don’t go into gold, silver, Bitcoin or altcoins will eventually be destroyed. Federated portfolio manager Steve Chiavarone mentioned traders are flocking to get on the bitcoin bandwagon, searching for danger in a approach not seen since the great Recession. - Increasingly more businesses and people are beginning to simply accept Bitcoins now. Stripe, the agency which helps more than one hundred,000 businesses do financial transactions on-line, is to scrap assist for Bitcoin funds. There could already be one million of transactions waiting in a queue by that second. So perhaps a more accurate term would be "decentralised set of transactions"? ] extra mature I might say general. Whenever you have a look at the growth of Ethereum, you'll understand that it has been astronomical, to say the least. But if you are not inclined to take a position your laborious-earned money right into a unstable, wholly digital asset, you can at the least take a peek behind the curtain to find out how the underlying blockchain expertise works. $1,000, but at Ava Commerce you should purchase a contract for 10 Bitcoins with the identical amount.
Every time a BitCoin street address are going to be utilised, it may possibly covert the BTC robotically. In this respect, bitcoin is troublesome to use as forex. The currency first appeared on the canvas of digital market in the yr 2014. Since then, it has experienced a large fan following over a very quick span of time. The cryptocurrency market fluctuates rather a lot. In a tweet on June 20, the 41-year-previous Internet entrepreneur Kim Dotcom suggested his followers to invest in both Bitcoin or gold, claiming that values will rise once Greece prompts the global market to crash once more. Whether or not you make a revenue out of them is a matter of almost pure chance, as quantified by the random-walk-like profile of the logarithm of the Bitcoin value. The price we get paid relies on what advertisers are paying Hubpages to have their ads operating on the positioning. $10,000. The remaining have deployed huge quantities of energy and time for no return.
This is the perform of Google guessing what you may be searching for primarily based on what other folks have looked for. Right now, many people swap fiat for crypto on an exchange, but there may be extra alternatives to become involved in providing a network resource by means of disk-sharing, bandwidth-sharing, or as soon as the transition to a new validation protocol (proof-of-stake) takes place. Some currencies will not be getting used as day-to-day business however they're lawful sensitive. Shping has additionally established partnerships with native members of GS1, the organization that develops and maintains world requirements for business data programs and barcodes. With the proof-of-stake programs new coins are generated based mostly on the belongings owned by each individual. Individual Mining and Pool Mining? To show this, let’s assume that this dollar quantity is completed in a single, single transaction (after which we’ll alter to come back closer to a extra real looking viewpoint). $1,090, however I received extra bang for my buck as a result of I paid in Bitcoins and the worth of my Bitcoin buy appreciated. Do you wish to research and examine Bitcoin know-how?
Bitcoin isn't the just one suffering from this bottleneck. One of the crucial promising applications of Ethereum-based smart contracts is the potential for startups to challenge stock-or equity tokens-through preliminary coin choices. If you are a genuine numismatist, you'll reserve your residing room for this nice coin. Subsequent, wallet. Wallet will simply be like our CDP, whereby they may hold the coins we own. So, ignore the cryptocurrency hype and focus on AMD's core products and its potential with leading applied sciences like AI and data centers. $1,163 in 2013. Imo tattoos like this are a fairly good indicator of exuberance. $243 for less than a day before breaking up with good quantity. So you cannot churn out unlimited cdn Bitcoins? There are plenty of altcoin miners on the market ready to place their CPUs and GPUs to work. These new Fintech geniuses are making an attempt to rewrite financial historical past and this reality will not be going unnoticed.
Mary: No, not in any respect, however it is not an indication of high quality and it does not ensure those that follow you'll learn or comment in your articles. This system will replace banks’ present follow of digital account issuance. My children will never go to a bank, put up office, or perhaps even to a doctor once they're adults. At present, at this level, I do not hold any place with any coin, hence they're all in USD. The affiliation is a non-profit group with sixty eight members: Eight bank card corporations, 21 leasing firms, 21 installment financing corporations, and 18 venture capital companies. The PFIP is a regional group within the Pacific. So the idea that the Yap stones had been good fiat cash was supported by Keynes, Friedman, Mankiw, Tobin, and many others. The concept right here, I suppose, is that the protocol, which is a pc program and not a politician--may be trusted to handle the inflation-tax optimally.
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Takis Athanassiou | Leadership InitiativeHow to Claim Your Piece of the $400+ Billion Weight Loss Pie with Affiliate Marketing. Today’s article is written by Matt Papas. Matt worked as a biology researcher in the academia until 2010. He has had much success as an affiliate marketer since then, building various websites that help people learn how to improve their health. Lodlois is a site where Matt provides information about various weight loss programs. While we have recovered from the global financial crisis of 2008 and the markets have stabilized, the recession changed how we manage our money. According to a survey from Fidelity, American families are saving much more now than before, they are reducing debt, and they are building an emergency fund. But there is one thing Americans, and other people around the world, are opening their wallets for Weight loss products. Image Source: Pixabay A research report by Allied Market Research shows that the global weight loss and weight management market will reach $423 billion in 2020. While that’s an eye-opening number, it makes a lot of sense given that 20% of the U.S. population – or 60 million people – are on a diet at any given time. What fuels the humongous weight loss market? The obesity epidemic, of course. Globally, We’re Just Packing on the Pounds Obesity is certainly a major problem everywhere. In the United States, more than one-third of U.S. adults are classified as obese. Another third of Americans are overweight, meaning 2 out of 3 Americans weigh in more than is considered healthy. And the problem just keeps getting worse and worse. In the year 2000, obesity prevalence was lower than 30% across all US. Sixteen years later? Twenty-nine states have an obesity prevalence of 30% or more. Louisiana tops the ranks of US fattest state with 36% of its population being obese. Obesity is obviously unhealthy, but the problem is so bad that you could now consider a Twinkie to be more deadly than a cigarette. Obesity is the no. 1 cause of preventable death in the United States, with smoking taking the second position. The medical costs of obesity also trump those of smoking. In 2008, the U.S. paid $147 billion to treat obese patients. By 2018, that’s expected to more than double to $344 billion, and it’s predicted it will eat up about 21% of health-care spending. It’s not just the U.S., though, that is suffering the consequences of obesity. The World Health Organization (WHO) says that more than 2.5 million people die each year because of being overweight! WHO predicts that by 2018, there will be 2.3 billion overweight adults in the world, which is a 44% increase from just one decade before. The number of obese adults throughout the world will be 700 million, which is a whopping 75% increase in 10 years. Changing Our World to Accommodate Obesity Obesity isn’t just changing our healthcare system, it’s changing our way of life, from the cars we drive to our entertainment choices. If you’ve ever sat in an old ballpark, you know that the seats were made for people who were physically much smaller. Now, with Americans weighing more than ever before, businesses and organizations are remodeling to keep up with the more hefty population. For example, Reuters reports that: Many hospitals are reconfiguring bathrooms and replacing wall-mounted toilets with floor models to better support larger patients. The Federal Transit Administration is looking into testing buses to see if heavier riders impact the steering and braking. And obese people are even impacting the environment. Cars now burn nearly a billion gallons of gasoline more a year than if passengers weighed what they did 50 years ago. Watching Your Wallet Fatten While People Aim to Get Skinny While our waistlines are getting bigger and bigger, a great deal of effort is being applied to stop the obesity epidemic. People, especially women, strive to look slimmer, healthier, and sexier. Pharmaceutical companies invest big budgets on weight loss pills, like Arena Pharmaceuticals which on June 29th, 2012 had their Lorcaserin weight loss drug approved by the FDA—the first weight loss drug approval after 13 years. The US Government is funding weight loss projects, like Michelle Obama’s “Let’s Move��� campaign to end obesity in children. Big weight loss corporations such as Weight Watchers, Medifast and Nutrisystem are getting more and more profitable every year, making big bucks by selling diet food (including meal replacements) or digital products (such as advice, information, and support). For example, Nutrisystem’s revenue increased 30% in the first 2 quarters of 2017 compared to last year and the company’s stock price has doubled. However, you don’t need to own a drug company or operate a retail chain or sell actual products like these centers do in order to make money. You don’t even have to spend four years back in school in order to become a dietitian. Instead, you can affiliate yourself with popular weight loss programs and fill a void in the market. 7 Tips to Promote Weight Loss Products Successfully as an Affiliate Right now, millions of people search the web every day for weight-loss information, and often ask questions ranging from, “Which weight loss program worked for you?” to “Will I lose my hair on Medifast?” Questions range from general to specific and serious to silly. But to the person asking the question, it’s important, and they are ready and willing to spend money on weight loss when they are directed to a proven diet solution that gets great reviews. To help them, you can create a website of weight loss information and resources. For example, you can: 1. List Out The Most Popular Weight Loss Programs And Explain How They Work Did you know that most consumers find research very boring? They hate spending time trying to find how products work, and what product is best for them. This is why they are open to recommendations and endorsements. Consumers love to read product reviews. Over 90% of consumers now read online reviews before purchasing a product. What’s interesting, forty percent of consumers will reach a decision about a product after reading only 1 to 3 reviews. That means, if you publish in your website an honest, informative, and compelling review of a top weight loss program you are affiliated with (and you promote properly with SEO methods), you will see people clicking through your affiliate links and purchasing that product. This is exactly what I did with my first site in 2008, where I reviewed and endorsed some of the top weight loss programs. 2. Compare And Review Programs People often want to know the differences between certain products. You can post a few articles comparing the top weight loss programs or diet products. Here is an example of a page that elaborates on Nutrisystem versus Medifast, two clinically studied meal replacement plans. Notice the details the author goes into as he lays out the differences in the cost, the food, how fast you lose weight with each program, etc. 3. Answer Questions About Each Program Answering consumers’ questions about a product are perhaps one of the most effective ways to pre-sell them to a product. You can find what questions people ask by using AnswerThePublic.com—a free keyword tool that gives you a nice visual keyword arrangement. Image Source: AnswerThePublic.com Here are a few questions that people ask about Nutrisystem that I got right from this tool. Which is cheaper Nutrisystem or Medifast? Which Nutrisystem plan is best for me? Are Nutrisystem bars healthy? How does Nutrisystem work? Is Nutrisystem healthy? Nutrisystem versus Weight Watchers? 4. Help People Choose The Product That Is Best For Them Based On Their Goals And Individual Needs One size doesn’t fit all when it comes to losing weight. Different products cater to different people. Weight Watchers, the granddaddy of all weight loss programs, has a plan for those who want to physically meet with other dieters (Weight Watchers Meetings), and a plan for those who want to lose weight alone online from the comfort of their home (Weight Watchers Online). Nutrisystem has different plans for women, men, diabetics, families, seniors, and teenagers. However, this abundance of choices may confuse people. Help them choose what is right for them. You can write an article explaining which plan will best work for them based on their goals and needs. 5. Provide Testimonials From People Who Have Tried The Product And Make Sure You Indicate How Much Weight They Lost Testimonials are very important especially when they come from individuals that people can relate to. You can ask somebody to try the product you are promoting and write an article describing their experience with it. If they end up losing weight, make sure you ask them for their “before and after” photos so that you post them on your site. This is what Susan did when she wrote about her Nutrisystem results. 6. Offer Information On The Latest Clinical Studies About Programs, If Available Not many products have been clinically studied, but most of them have been designed based on a scientific logic. Whether they aim at curbing appetite, increasing metabolism, or reducing caloric consumption, weight loss products have a reason to work. Make sure you communicate this reason with your audience. Why is the particular product effective? What does it do to your body to help you lose weight? 7. Discuss Safety And Potential Side Effects Of Each Product If you are featuring a review of a weight loss product that has potential side effects (i.e a weight loss pill), mentioning the potential “dark” side of the product shows that you truly care about your readers’ health, and this makes your review more unbiased and trustworthy. By endorsing and recommending certain weight loss products, once you send traffic to a website and generate a sale, you will be paid a commission for it. You’ll find that some commissions are more lucrative than others. For example, on Amazon.com, if you type “weight loss products” into the search engine, you’ll get more than 61,000 results. With a 5% commission on referred sales, Amazon is a proven way to generate a sustainable income. But there are more profitable options as well. My advice is to affiliate with the large weight loss companies that have a track record of success. For example, Weight Watchers is the most profitable program out there and it pays you $10 per referral that results in a sale. Medifast offers doctor-approved meal replacements; it pays out a whopping 20% commission. If you’re able to create a compelling site that offers informative content and reviews to readers, customers will flock to your site, earning you loads of commissions. Remember, spending on weight loss is just going up, up, up. How will you get your slice of that? The post How to Claim Your Piece of the $400+ Billion Weight Loss Pie with Affiliate Marketing appeared first on Takis Athanassiou | Leadership Initiative.
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