#i get my homework done i pay attention my teachers like me i can advocate for myself

[precambrianhottopic]

one thing about me is that im like. really proud of myself

[csykora]

[A tabby cat curled up in the middle of a bubble hockey board. Or you, being comfortable in an athletic community that’s good enough for you]

Hiiiiii! I’ve been looking at ice hockey and it seems a cool sport and something that I might want to do as a hobby. Only Im disabled. Do you think I could still do the thing? Do you have ideas on how to start doing the thing? Ive often found it hard to do sports because coaches or trainers don’t know shit about disability and so have no clue how to teach you things or what you may or may not be capable of and telling them is useless because they make assumptions about your body and gah. Cheers

Hey—

Yes. Do the thing. Please go do it! I am not your coach, not your trainer, only friendly local bone witch—which I am very annoyed to have to say because you are a great athlete to work with.

Can I point out a couple things you just said?

You’re offering to do a trainer’s homework for them.

The early game didn’t have coaches. People milled on and off in whatever situations they felt like. Coaches and trainers came onto the scene so that someone was keeping track of who was actually good at what, when they needed support, and how to use them to best effect. That’s their whole gig.

Talking to folks on this blog, I’ve learned lots of people have this impression that capital-A Athletes have some factory-settings-standard body, any deviation a disaster (and they themselves can’t be athletes because they don’t.)

I think it’s very useful to smash this idea. Every athlete is a grab bag of weaknesses and weirdnesses, from old injuries down to handedness. Every coach longs to have three right-shot defensemen, and has made peace with the fact they’re not going to get them. Their job is to play with all the mismatched pieces they do have until they fit into a team.

If you present a coach or trainer with information about your abilities, and they don’t want to use that information, the problem you got right there is a shit coach.

Despite what the National League believes, there are more than 32 coaches in the world. 

Throw a stick up here and you’ll hit another amateur coach. When we’re little, if we get a shit coach or PE teacher, we get stuck. That does real and lasting harm, which I am happy to go on at length about, but to flip it around:

Now, you are a big Zee, who wants to learn to play as a hobby, with the goal of having fun. That’s a powerful place to be.

I won’t say there aren’t stakes: you could get hurt, physically or emotionally. Sharing information about your body with other people to try to keep yourself from getting hurt all the time can be hard. Playing can make you feel physically accomplished and capable in your body, which is a deep need I think we all have, so having to back away if a team does turn out to be shit is hard. So I don’t say “you can always quit a team” lightly, but…there is no threat if you quit a shit team, no one (who matters) will get mad or make you go back.That means you can advocate for yourself, and if a reasonable shot at advocacy reveals that a coach isn’t just unfamiliar with how to do their job for someone with your disability but uninterested in doing their damn job for a disabled person, you can wave them farewell and find another.

Now, our goal is for you to find a good trainer, who just needs to be given information about what you (not someone with the ‘same’ condition, but you specifically) have got going on.

I’m going to tell you to look up an adult learn-to-skate program. Most rinks will have regular learn-to-skate and learn-to-hockey programs spaced throughout the year (often paired so you spend “first semester” on skating before the people who want to move up to hockey). Look up different rinks, talk to people about the rink culture and the coaches there. If you have the time, maybe spend a while hanging out there watching the open skates, local team practices or public classes, getting a sense what it’s like and telling yourself you have as much right to be in that barn as anyone else. Then sign up for a class. But first I want you to be devastatingly, Hepburn-ishly confident in talking about what your disability means for you.

From the information you’ve just given me, I don’t know almost anything I would need to work with you. You may or may not know that information about yourself already, but you can figure it out.

“Mild hemiplegia” is not a super-medical phrase. Hemiplegia is complete paralysis on one side of the body, where you are unable to move those muscles on purpose. A mild to moderate loss of muscle strength on one side is hemiparesis.

These terms are, to be honest, mostly used to organize medical literature. They describe very specific signs that might happen for a variety of reasons. Other symptoms like loss of sensation, loss of range of motion, involuntary muscle spasms, or loss/delay of involuntary motion (reflexes), which may or may not occur with plegia/paresis, have to be specified and described. If I were treating you I definitely wouldn’t describe your case as “hemiplegia”, I would call it “hemiparesis” with a lot more descriptive words around that (and I probably wouldn’t use either when talking to you).

It’s not that you used a word wrong. I’m concerned that 1. people have made you think you have to use A Medical Name for your disability for it to be taken seriously, but also 2. because the stroke happened so early, you’ve actually been denied care and opportunities to learn about it.

1. First, for the record, you don’t have to justify your disabled identity to me. And while I really (really) understand the self-protective urge a lot of us have to try to say, “my condition is really real and serious, it has a Real Medical Name, please believe me”, I think that (outside of a legal context where you’re seeking protected accommodations) that strategy often isn’t as useful as we hope it will be to communicate with other people in our daily lives. The people who demand to see your Really Medically Serious card before making accommodations will always find something else to demand, while people who aren’t trying to be assholes will be better able to help you if they know exactly, practically how.

It’s not that one way of talking about your disability is wrong, but I want you to talk about it in ways that are useful to you, that help you connect with other people and get you what you want.

2. I’ve worked with a lot of elders who have paralysis or hemiparesis from strokes later in life, after being able-bodied for most of their lives, and doctors and therapists jump right up in there teaching and training them to “recover” that “lost function”. They/their families can’t not know all the medical words just from hearing them over and over. But what often happens when a person is disabled since childhood is that…they aren’t seen as having “lost capacity” that can be “saved”, but as having a baseline “low level of function” that’ll never change, so much less attention is payed.

I’m using the air quotes because many people’s disabilities are present throughout their whole lives, and someone’s disability or disabled identity is not just a “problem” to be solved or gotten rid of. But people with disabilities grow and change, especially when we’re, you know, children. What often happens is that parents/authorities encourage able-bodied children to play, practicing motions and building up their bodies’ ability to move, while children with disabilities get benched from practice, benched from not just one activity but from being active at all, which means being benched from developing their bodies in the ways that might actually work for them, and from developing relationships with their bodies.

Proprioception, for example, is a combination of some fundamental ability/capacity/threshold/potential/whathaveyou and skill developed through experience that changes in context. Ever seen a baby? None of them know where the hell they are. A baby that can crawl is let loose to explore the world and bump into things that trigger their nerves until their body learns to fit all that sensation information together and use it. A baby that doesn’t crawl for some other reason often doesn’t get a chance to explore, to experience those sensations or train up that skill. And a kid that has a different threshold for stimulation, who naturally seeks out more or less or a different sort, is often stopped from stimming in ways which would provide their body information they could process.

As an adult, you get the chance to look at what you want to do and how your body can do it again.

So…

I want you to go throw a ball at a wall. Try to catch it. If you do any exercises already, sit-ups or pushups, do some of those. Run around the block, jump around on your bed. Stretch or just swing your arms and legs around. Find some small objects to use as weights and lift them, with either arm and then either leg (or set them on the floor and see if you can push them).

Work your way up your body one limb at a time, first thinking just about that limb on its own and then comparing the two sides after you’ve done them both. Don’t put a value judgement on anything yet, just pay attention: if your feet feel okay after running around, if you had more strength in one spot than you expected, if you had fun jumping, if there was a time you thought you might wobble but were able to correct, count that too! Think about each activity you did, the sensations around it, and whether that stim was satisfying, overstimulating, or not stimulating enough.

I want you to be able to go to a learn-to-play program, ask to talk with the coach at an appropriate time during the application or orientation, and say things like, “I have this condition. This is what it means: I have less strength with one arm, but I can move it as fast as the other, and with the same range of motion. I don’t grip items as well with one hand, or I tend to grip very hard. I don’t feel this type of sensation in this area, but I do feel that”.

Your coach is then going to recommend exercises to build strength in particular areas, or modifications to exercises so that you can do them without needing to use a particular area; they might have you try different equipment (find a tape job or adapted hand position that helps you keep hold of your stick, etc), and they may also encourage your towards and start training you for a particular position where you could do the most. When it comes to sensation, they’ll know to watch you closer for injuries in that spot that you might not notice.

This came in while I was applying to go back to university, and I bribed myself through the short essay section by pausing every hour to eat chocolate and sketch out what I would have you do for hypothetical positions and exercise plans. That’s still a long way off, but I’m very invested, so a couple things I want you to think about as you work towards the goal:

Keep sled hockey in mind. It’s not always a fit for people whose disability involves their arms, but it’s a cool community and most rinks will offer clinics where you can try out a sled and get a sense of the game.

How do you feel about getting hit with a puck? From your description, stickhandling and shooting may not be super fun for you. They may be, but if you give them a fair try and start to fee discouraged, try picturing yourself as a defender focussing on positioning or shot-blocking, or a goalie. Some people never ever want to do it, which is fair, but if you’re at all interested I’d love to see you try some time in goal! Everyone’s different but some folks the weight of the pads and the focused role can be really good stimulation. If your handling or footwork doesn’t feel great, goaltending would let you focus on moving your body more naturalistically as a whole to position in front of shots. And everyone else will love you for volunteering!

Write back and tell us how it goes!

[nope-body]

I don’t want to bother people because there’s nothing they can do but I feel so done. I’m overwhelmed by the amount of work I have, the teachers who don’t teach, don’t teach logically, or don’t teach well. I couldn’t care less about the majority of my classes, and that apathy is killing my grades, but I can’t bring myself to care or do anything about it. I know that I won’t get into good colleges or the colleges I would want to get into if I keep being apathetic and my grades keep dropping, but I can’t get myself to care because I’m still half convinced that I’ll end up dying before college or in college. My mental health has continued to decline ever since I noticed it getting worse (so like 7th grade, which is when I realized that wanting to not exist might be close enough to suicidal to be worried). Going to compass helped in that it gave me tools to deal with my mental health, but it didn’t actually improve my mental health. And it didn’t help that people kept calling me smart, or assuming that I didn’t have motivation issues because I’m smart, or assuming that I’m instantly more capable because I’m smart, or worried about missing class, or knowledgeable about mental health basics and the chemical aspects and how medicine impacts that (in a vague sense). There is a difference between knowing how to and being capable of. I have never been capable of doing. I sit at the sidelines of my life screaming at myself to do something, but I can’t. I try and I can’t, but I know how to. I know how to pay attention, but I can’t. I know how to get homework done, but I can’t. I know how to succeed but I can’t and I’m so angry at myself because I haven’t been taught how to be compassionate with myself, because I have only ever been taught anger at my shortcomings, because they have only ever been portrayed as choices and unwillingness to be better. I can’t even fucking cry without hating myself for overreacting and making excuses and showing emotion and wasting time. I don’t know how to fix myself and I am so close to just giving up because I have been trying since before fourth grade to fix myself and be better and pay attention and be organized and stay focused and get things done and not get distracted and speak louder and advocate for myself and be assertive and be better but I’ve only gotten worse and worse. I know recovery isn’t linear but this doesn’t feel like recovery, this feels like continuing my downward spiral. By my seventh grade calculations, I would be seriously suicidal by the time I finished high school, and dead before I could finish college, and as of right now, seventh grade me has been right the entire time.

[numberonetrashcollectorus-blog]

Can you list visionary providers that allow optum health insurance?

"Can you list visionary providers that allow optum health insurance?

I'm trying to get an eye exam but then many optometrists, don't allow or accept optum health insurance such as vision insight optometry. Please & thank you!

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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Employer offers very skimpy medical insurance. Individual (i.e., non-group) insurance is very expensive. I have heard that groups have been formed so that members will qualify for group rates. Please tell which groups these are, and what you know about them. Many thanks.""

Interest Rate on Auto Loan?

Ok, so I know you can't tell me with certainty, but I just want an opinion. Just take the details and let me know what you think. If I were to take a car loan for about 14 to 17k for 60 to 72 months, I am 20 and have no credit, but it would be cosigned by my grandfather who has a credit score of 690. The down payment would be in the ballpark of $2500 to $3500. Estimates would be great. I don't particularly want to call around to banks and all that right now since I won't be actually doing this for a couple of months, I would just like to get all the figures worked out before hand. I already know what I'll pay for insurance and I've been checking the finance calculators online to see about what my car payment will be, but the interest rate makes it very too much to just guess. I guessed it would be ~10-12%. Does that sound right? I know good credit nets you around 7. Thanks.""

Why is it impossible to buy complete insurance?

Why is it impossible to buy complete insurance? (Preferably if you know a lot about economics and health insurance)

Basic features of insurance?

features of insurance

Can you list visionary providers that allow optum health insurance?

I'm trying to get an eye exam but then many optometrists, don't allow or accept optum health insurance such as vision insight optometry. Please & thank you!

About how much does car insurance for a BMW cost??

i dont know if the car model matters but just in case lets say a 2004 BMW 325i for a guy under 30

How can we get health insurance?

My Fiance (22) and I (18) are planning to get married November 30th, but if we do, I will no longer be covered by my mother's health insurance. We live in NY (currently Broome County) and we need cheap to free health insurance. At the moment, both of us (full-time students) have an income of zero, with no pay stubs (obviously) or other proofs of income. How can we get health coverage?""

How long does a traffic violation affect car insurance quotes?

Two years ago, Feb in 2011, I was caught driving with a suspended license. Since then, car insurance has been through the roofs. How long until my quotes are no longer affected by my violation?""

How much will my boyfriends car insurance go up? appx?

he's 23 and he just got a dui last night in cincinnati ohio and has nationwide (worst night of my life cuz i've never had a run in with cops before). he drives an old 95 civic and pays like 35 a month right now and he doesnt have any other marks on his record. also dont answer if you're going to judge, he could actually drive just fine but the cop was a jerk and wouldn't give me straight answers when i had questions and arrested him after he used the word perjury wrong in a sentence. he said you were doing great up until then . and he also condescended him in the car even though he had been cooperative the whole time. ps i have a new found hate for cops.""

How can I get medical insurance while unemployed?

Recently hospitalized and need further lifesaving testing, but hospital will not touch me unless I have insurance or insurance pending.""

What's the best type of health insurance for a pregnant woman?

Is it PPO, HMO, etc...""

Car insurance and my rates?

Hi, I live in Adams County, PA and I have been with the same insurance company for about 20 years. I have a 1996 Chevy Suburban, high mileage. I have no accidents, violations, or points. I have a clean record. I walk to work and don't really drive far. I am paying over $1100 a year. This seems high to me. Is it?""

I have a question about a my car insurance PLEASE HELP ME?

Okay I was in a car accident on May 7th. I was going north towards main street. there was a vehicle in front of me. The vehicle in front of me merge to left as if he was waiting for someone to come outside. He didn't have no signal light or hazards lights on. So I merge to the right pass him so the guy must didn't see me so he hit my right front end bumper, headlight, and door. So I didn't have my insurance in the car so I got a ticket and the other guy had a ticket because he didn't have insurance. On the police report it said he had a left sgnal light to turn in is driveway. Just to remind you that the vehicle doesn't belong to the driver and he had a NY license. My insurance liability told that he couldn't contact the other guy to see if he had insurance and send him letters. So he told he's going to put it's not at fault but I have to pay for a $500 deductible. But WHY?????? if he didn't look at the cars but he's going to basis on paper work. Is that wrong? or should I look into some more??????? HELP ME""

Insurance help please?

I'm currently looking for insurance and I can't get it cheaper than 6 grand I've got a vw polo 1L 1999 how an I get that down do you know any cheap insurers

How do you find out if a driver has insurance or not?

My car got hit and the driver took off. I have their name, address, and vin number but they did not provide an insurance company name either because they don't have it or there's a possibility that it was not provided at the time. Who can find this out for me, the police said they can't and my insurance company said they don't think they can either....""

Around how much is full coverage car insurance?

I'm thinking about buying a car around 3-4 grand 4 door from.some. ar dealer I'm 22 and want to get the car under my name n I wanna have an idea of how much would I pay /month with a full coverage thNks I live in Michigan

What's a good insurance company for motorcycles?

I live in Halifax, NS and looking for good insurance rates. Also, what type of insurance should I get? Full coverage? I would like to insure my soon-to-be 2000 Kawi Ninja 250.""

""When buying your most recent car, how did you obtain auto insurance?""

A few options, feel free to choose one or just let me know what happened to you. A. You bought insurance at the dealership B. You bought insurance at home within a week of purchasing the vehicle C. You bought insurance at home longer than a week after purchasing the vehicle D. You already had insurance and just added the car to your existing policy. Don't worry, I won't tell anyone if you drove home uninsured. :) Thanks! Also, let me know if you bought a new or used car.""

How to cancel car insurance after paying ?

Hi everyone, I've just bought a car insurance from Access Insurance Company this morning for a period of 6 months. The effective day will be from 11/20/2012. But suddenly there's some reason that I change my mind to use All State Insurance. So, is it possible for me to cancel Access and get a full refund ? It's been 4 days until the effective day.""

If i was to buy a car 300 miles away from where i live what would i do about insurance and driving back?

Hi Question pretty much says it all, , I cancelled my insurance few months ago when i sold my car, so it wouldnt be a matter of ringing them up and transferring over. I dont know how it works could i just drive it back and say i have just bought it if for whatever reason if i get pulled??""

Car insurance help!? please...?

Somebody hit my car and possibly totaled it. If it is totaled would their insurance just pay off my car, just give me a check for what its worth or both??""

""HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA?""

IM TALKING ABOUT DODGE DART 2013 ,HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA.""

How much do you think my insurance will increase if I get my own car?

I trying to plan how much money I will need for a car. Its a 2000 truck. I am 17 and have had no accidents or tickets. I get a good student discount and took a drivers ed class. Sharing my moms car (a new SUV) made her insurance go up $70 a month. Do you have an idea of how much it would go up if I got my own car? Thanks!

Best health insurance in colorado?

Best health insurance in colorado?

Does it cost more money to ad your spouse with your car insurance?

My wife keeps asking for my car. But I dont feel comfortable giving it to her becuase her name's not under my car insurance. How does it work if i want to ad her on? Do the insurance company charge you more money or is it still the same? If they do charge more money, do you know any insurance that's reasonable price? thank you""

Where is a good place to get an Ohio Health Insurance Quote?

I just moved to Ohio and I need health insurance. I used to Live in Florida and I had Humana but that seems expensive here. Where shoudl I get health insurance in Ohio.

More expensive insurance?

Is insurance more expensive for a new car than a used one assuming that it's the same model from the same manufacturer?

Is it cheaper to buy your own car insurance or to add on to your parents premium?

You're a new driver, 19, and you have a 2004 Honda. Would it be cheaper to add on to your parents insurance plan?""

Which is the cheapest car insurance in Louisiana?

Which is the cheapest car insurance in Louisiana?

Health Insurance Company in Ohio?

Affordable Health Insurance Company in Ohio

Can you list visionary providers that allow optum health insurance?

I'm trying to get an eye exam but then many optometrists, don't allow or accept optum health insurance such as vision insight optometry. Please & thank you!

How do Life Insurance companies make money?

If you get a 500,000 dollar policy pay 250 a month that would take 2000 years for them to make the money back. How do they make more money then they put out?""

How much is it to add a new driver to your insurance on AAA?

I just got my license and my dads making me pay for my insurance. How much is that? He said he's just putting me on the insurance and I have to pay whatever the price that is added because of me. How much would it be? We already have two people. My mom and dad. We have and SUV, a big van, and a small sports car. How much is the insurance gunna go up? Give me a range. Please and thank you:)""

""I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""

I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""

What sort of car/van insurance can i get?

I have my own business and use a van and i also have 1 employee who uses another van so i need to insure both of these but i also want to get a car to use maybe once or twice a week to meet clients etc, i havent decided on what car to get yet but i am looking at something sporty, ie a bmw m3 or something similar, is there a business policy which i could take out to cover all this? i would prefer to find one similar to motor trade where i and my employee can be insured to drive anything and i pay a set cost each year,any advice will be great, thanks""

How much does it cost to insure a 1999 Audi?

I am a 16 girl and just bought a 1999 Audi in Vermont. How much will it cost to insure the car?

How much would insurance cost?

Im 16, and getting a 49 - 50 cc moped, i wanted to know how much the insurance would cost? it would be kept at a secure garage. Just give me a rough idea please, just an estimate?""

Question about Liability Insurance.?

My mother has insurance on a car I drive, but do to a horrible driving record State Farm - her car insurance company - won't carry me, and when they will again it won't be cheap. I recently found some cheap liability insurance but I was curious - the insurance companies won't give me a straight answer - does my mom have to switch all the insurance for the car, or can I have insurance just for when I drive. If so should I get PIP - personal injury protection instead of liability? Pretty much can there be 2 forms of insurance from 2 seperate companies on one car? Full Coverage for the car and my mom, and Liability for me?""

Anyone have Mega Insurance?

It's supposed to be for the self employed. Is the high premium worth the benefits or even the coverage compared to other insurance companies out there (like e health insurance.com)

Health insurance in NY state for pregnant women?

I just graduated with a bachelors degree, and my student health insurance runs out in August. The health insurance offered by my husbands job (which won't open up to me until Jan.1 anyway) considers pregnancy a pre existing condition, and won't cover it. We have been searching for affordable plans, but the only ones we have found that will cover pregnancy aren't accepted in New York state. For all the plans offered in NY that we've been able to find, none cover pregnancies in progress. I would hate to have to use the state provided health care plan for pregnant mothers (mostly because I feel like there is no reason for me to be part of a government program when we are capable of paying for our own insurance, but also because it means we have to go to specific clinics and I won't be able to keep my doctor), but there is no way we will be able to cover all the costs of a birth, especially if for some reason I need a C-Section or the like. Can anyone give me some advice, especially as it relates to the NY state health plan for pregnant women?""

Do I need to declare an accident I had on my wife's car insurance when I renew my motorbike insurance policy?

I am a named driver on my wife's car insurance policy and last year I was involved in an accident (in the car) which went through the insurance as my fault. I have my own insurance policy for a motorbike which is now due for renewal. Do I need to declare the car crash? Will I still be legally insured on my bike if I don't mention it? (ie Will the insurance company still be obliged to pay out if I have an accident on my bike?) I'm in the UK. Thanks in advance for taking the time to answer.

Can a dealership sell you a car without car insurance?

I bought a car, thinking I had car insurance, and I want out. I didn't put any money down, yet i signed the paperwork and drove off the lot with the car. I brought back the same day, but of course they didn't take it back. Can they hold me to the loan if i didnt have car insurance and i have no job? I am only 19 and want a way out.""

Car Insurance?

Okay so I'm sixteen and I got my license about two months ago. But I haven't been allowed to drive yet because I don't have car insurance. Is it really illegal to drive without car insurance?

How long have i had car insurance?

Can someone please tell me where I stand on the following: I have held a provisional UK license since 4/4/06 after a few months of driving lessons I took out insurance on my vehicle with Virgin so that I could drive accompanied by my parents. This policy was taken out on 31/7/06. On 9/11/06 I past my driving test. On 31/07/07 I renewed my car insurance with virgin and with the 31/07/08 soon approaching I must again renew my car insurance. The problem is I will in fact have had two year no claims on 31/07/08 which Virgin recognises, however when I go on their and any other online car insurers websites it says that my no claims (2 years) cannot exceed my full license period (1 year 9 months) So the question is, will my car insurance be recognised by other insurers as been held for two years?""

Can a parent cover insurance on a student's car?

The car I drive is currently registered in my father's name. It is covered by an automobile accident insurance policy paid for by my parents, along with their cars. I have been making payments on the car, and it will soon be paid off. If I have the car registered in my name, can my parents still cover the car in their policy, or will that be another thing I have to pay through college?""

Gerber Life Insurance?

I'm currently pregnant, but I've received several pieces of mail about this life insurance. I was wondering if anyone has it and what they think about it. It seems like a good plan, but then again, life insurance for a 1 year old seems kind of strange.""

Insurance for a 16 yr old guy. please read and answer :)?

My son is looking into buying a 2001 v6 mustang, he is 16. How much would insurance run for? Is it even worth getting the car? PLEASE ANSWER! thank you""

Car wreck....Why is his insurance calling me? Can someone please clear this up?

So Friday morning, my fiance' and I were headed to New Jersey to visit his family for Christmas. On the way there, I was driving his truck so he could sleep a little before we switched places. Early morning when we were in Virginia, I pulled off the highway to go to a McDonalds to get some coffee. When I pulled off, it was a weird exit and I had no clue where I was going. I stopped at a red light, which had another light very close behind it which turned green, my idiot self was looking at that light for some reason while our light was still red...I hit the gas and then slammed on my breaks realizing what I was doing but it was too late and I hit a guy on the side of the door. It wasn't a big wreck. The guy didn't fly across the intersection. He didn't even move, his door was just dented and it will definitely need to be replaced but the man said he was not hurt at all. The truck we were driving in barely had damage, just a little dent in the hood that was very small to the eye and a bent license plate. We were in much better shape; but again, he was not in pain and his door was the only thing that seemed to be damaged. ANYWAYS, I received a traffic ticket for failing to obey a traffic light which I totally accept because this was extremely stupid of me and I am planning on mailing the fine to the court. So since I was driving my fiance's car, which is under his parents insurance, I assume my insurance is not affected. The trooper just told us that the other guy's insurance will contact my fiance's insurance. So I am thinking all I have to do is just pay this awful fine. Well my fiance' called me this morning and said that Statefarm (the other guy's insurance) called him asking for my number. Why would the other guy's insurance need to contact me if my fiance's parent's insurance are the ones who insure the truck? I just want to know what's to come when they call me. I don't know much of anything about insurance. I just want to know why the other guy's insurance would contact me when, yes, I caused the accident but my fiance's father is the insurance holder of the car that was wrecked. Thanks!""

Health insurance for diabetics in Ohio?

I guess Ohio is one of 4 states which is not required for it's insurance companies to cover diabetes. I am a type 1 diabetic, and as of now I no longer have insurance. Does anyone know of any insurance companies who do cover diabetics in Ohio....I'm feeling kind of scared about not having insurance right now.""

Best health insurance plan for a low income individual?

Looking for the best health insurance plan for a 26 yo old single femail in tennessee. $30k/year job, minimal health problems, need medical, prescription, dental, and vision coverage. Paying $208/month currently and need better coverage. Please sends me in the right direction guys :)""

Would claiming on insurance/suing cause this guy to lose his job?

Basically, Iive in NY and a while ago I was driving to work when a taxi in the next lane floored the gas, then came into my lane too early, and smacked into the side of my car. (http://sphotos.ak.fbcdn.net/hphotos-ak-snc6/hs047.snc6/167708_1829137573885_1403718556_32066375_2647816_n.jpg the car was spun a few times before hitting the curb and i got severe whip lash, taking a few weeks off work which isn't good in my profession. I fully planned to make an insurance claim but my lawyer also suggested suing for dangerous driving. It has struck me however that this guy might lose his cab if I do so, and he is likely to have much money, while I could pay for the damages, or a new car. I don't want to make this guy lose his job, how would it play out?""

""Obamcare, how is it enforced?""

So, the single mothers of 3 children. The one who's flipping burgers for 12,000 a year income, She's going to pay $100 a month for insurance, or she will be in violation of the law, right? When she doesn't pay the $100 a month, she's a criminal, right? We're going to fine her $2,000? If she doesn't pay the fine, we'll throw her in jail? Really? This is the plan? Does anybody else see how ridiculous this whole thing is???""

How much would the in insurance be on a 1985 CHEVROLET CAMARO Z28?

i just turend 16 and ill get my licenes in about 3 months and i saw a 1985 CHEVROLET CAMARO Z28 the other day that im thinking about buying and i was wondering about how much the ...show more

Will my insurance go up?

I got a failure to obey a traffic control device ticket because I cut through a parking lot to go on a road. I paid the ticket today, wondering if this gets turned into insurance? I am hearing mixed reviews on this from looking online. I would hate to see my insurance go up at all for something so petty. I'm with state farm. Im 25 and just had my insurance go down a few months ago. Never had an accident and havnt had any other tickets since I was 18.""

""If you have or had a ninja 250 at 16-18, how much did your insurance cost and who where you with ?

Does the bundle up insurance on some companies actually save you money ?

Why is health insurance so hard to get?

I'm almost 20 years old, a full time student and do not have health insurance. When I was 16, my parents switched insurance companies, and for some reason or other they did not put me on their policy. So I have not had insurance for 3 years. In February I found out I was pregnant so I began applying for Medicaid. Before all the paperwork was done, I had miscarried and in the process racked up almost $6000 in medical bills. I went to the medicaid office and they told me that they would cover my bills even though I was no longer pregnant and college students don't qualify. After 2 months of waiting, Medicaid denied me and the hospital turned me into a collection agency. I was denied because I make too much money. I make $8.55 an hour and work about 15 hours a week. Yes I do make good money for a student but I have worked at the business for 3 1/2 years. Because I am not a full time employee, I don't qualify for insurance, but only managers and department heads are full time. I can't get a second job to help pay the costs because my first job wont work around another one, and I can't find a full time job because no where is hiring. Plus it would be very hard to find anywhere that pays as well as the job I have here. So if health insurance is so important to have, then why is it so hard to obtain?""

Can you list visionary providers that allow optum health insurance?

I'm trying to get an eye exam but then many optometrists, don't allow or accept optum health insurance such as vision insight optometry. Please & thank you!

https://www.linkedin.com/pulse/how-much-does-sr22-bond-cost-harold-cooper/"

[lularoemomlife]

The beginning.....

So, I have two masters degrees and a graduate specialization.  I attended three of Virginia’s finest universities and worked incredibly hard in my former career each and every day.  How is it that I now stay home and sell LuLaRoe?  That’s a very good question.......

I started teaching right at the time No Child Left Behind went into effect and the testing culture seeped its way into schools.  I was one of those happy-go-lucky, positive people who just knew I could change the world one child at a time.  And, thankfully, I still believe that I did.  But, teaching with my whole heart in a low income school where the educators were held 110% accountable by administration for test scores slowly infected my soul and my will to get up at 5:15 every morning.  

I get it.  The principals have bosses and their bosses have bosses and there is no one to blame but the individuals in the building with the children all day.  But, to me, the kids were never numbers.  I cared way more about their well being and development as humans than I did about teaching to the tests.  This was obviously frowned upon.  I got by because during my ten years of teaching, I became a valuable asset to the school.  I was young.  I did not have children to run home to.  I stayed late into the evenings working like a horse to accomplish tasks that were piled on endlessly.  I was the chair or leader of multiple committees, I attended meetings others didn’t have time for, and I passionately advocated for things that would benefit the school.  And, I was friends with a lot of teachers.  I could rally people for the good of a cause and administration needed that.  

Because of everything I did, most of my students passed their tests for most of my years.  I had a few shining moments and a few that made me cower in defeat.  But, because of my nature as a teacher and my various specializations compared to other teachers, I often had most of the children in my class who struggled academically but received no services.  These were the kids who did not qualify for special education support.  These were the kids who previous teachers wanted identified but the work had not yet been done to make it happen.  I made it happen.  I put the time in to get children what they needed if at all possible.  And, believe me, this success made my heart soar.  But to say it was draining is an understatement.  

As my time teaching went on, the whisper in my head about supporting the social and emotional development of children turned into a thunderous shout.  I could not ignore it anymore so I shocked the pants off my principal when I told him I was leaving to go back to school full time to become a school counselor.  He had written me a great recommendation and no one was surprised when I said this was my path, but I don’t think anyone expected me to quit.  They thought I would do it all.  Elementary school all day and grad school all night.  Yeah, I get that.  I had been on the “Race to Nowhere” my whole life working hard like everyone was watching and there was a million dollar prize at the end of submitting report cards.  

But, here is the thing.  I can’t do anything half-assed.  I never could.  I’m an all in kind of person.  And, I was sick.  Like physically ill.  I had stomach issues that neither allergists nor gastroenterologists could figure out.  I was exhausted all the time, I was medicated for anxiety, and I was losing weight.  It was incredibly difficult to leave a place I called home for ten years.  The people were loved and the memories ran in my blood.  But, I just put myself on auto-pilot and made it happen.  

And, you know what, after a summer of relaxation, fun, and the knowledge I would be a student come September and not a teacher was all the medicine in the world.  I no longer needed stomach medication and I soon gave up the anxiety meds too.  I got to sleep in every morning, get up and do homework or study, and go to class in the evenings.  I seriously planned to substitute during this time to experience life in other schools but that goal soon dwindled.  I mean, I actually had time for my husband.  I watched tv shows.  I drank wine on Tuesday nights.  I needed this life more than anything.  All of my physical problems seemed to be stress related, and while grad school brought on different stresses, I laughed at them in the face.  

While I was in grad school, I whole-heartedly intended to become an elementary school counselor right after graduating.  But then, my husband and I found out we were having our first baby.  After my first year of grad school she was born and changed my life forever.  I was a mom and she had my whole heart.  It pained me to go into my internship each morning, even doing it part time at that point.  Then, I had my second baby shortly after graduating and I loved every moment of motherhood.  I had a couple of months before I would really need to start applying for a job, so I just tried not to think about it.  Eventually, I ignored the idea so much that it just went away.  My husband and I (read: me) decided that I would stay home that next school year and be with the children.  I mean, come the following August, my daughter would be nearing 3 and my son would be 1 1/2.  Surely, I could stomach putting them in day care then?

Nope.  You see, that year at home without grad school was even better than my time at home without teaching.  People with older children would tell me “Don’t worry, it gets better.” I would think, “Um, are you kidding me?!  The hardest days at home with my two are lightyears better than my best days with 25 who I loved, but were not mine.  If I could be patient with them, I can be patient with my own.”  They would tell me, “Enjoy every moment.  It goes so fast.”  I would think, “Good grief, you don’t have to tell me that!  It already has.  I’m cherishing every second.  Even when I’m thrown up on or up all through the night.  It’s pure bliss.”  I had trouble expressing this to people though, because they would not get it.  You see, being home was better for me at this point in my life than any job I could have.  All the power to the ladies who want to work, but that is probably because you love your job or it has not yet completely kicked your ass.  I was beat up and torn and the bruises were still raw.  Being home was my rehab from a career that had sucked the life out of me, but I also loved being the one to raise my kids.  I was definitely running from something but I’d found Heaven on Earth.  I knew better than to blow the idea that being a stay at home mom is hard.  I wanted other mom friends, after all.  

I started to think about how I could be with my kids AND make money to prolong my time at home.  I did NOT want to babysit others’ babies.  Like at all.  I didn’t want to do anything that would take my attention away from my own.  I started paying attention to my friends in direct sales and to those who did odd jobs.  Nothing seemed to be lucrative enough to get the bills paid.  Then, my sister and I learned about LuLaRoe at about the same time.  I think the lightbulbs in our heads went off at maybe the same moment and we went into business together in April of 2016.

You see, LuLaRoe is different from other direct sales companies in one majorly important way.  Every consultant selling the clothes has different items.  It’s not like Rodan & Fields or Stella & Dot where all of the ladies have the exact same beauty products or jewelry to sell.  I have a few friends who sell both of these and I actually get stressed about who to purchase from.  It’s like that time in middle school when one friend invited me over and then when another called, I made up a story because I didn’t want her to feel bad that she wasn’t included at the first friend’s house.  I’m not a good liar.  I can’t rest easily in those positions.  With LuLaRoe, I don’t have to worry about it.  What I have, other consultants don’t.  That’s the money maker.  

Once my sister and I paid off our original investment (which, I admit, took longer than we had hoped), every time we sell an item, it’s 100% profit.  We decide what to do with that cash.  I was sitting on the couch with my husband one night watching the Voice and I leaned over and said, “While we have been sitting here, I just made $250.” We then shared an evil laugh.  I don’t know what else I could do that would allow me to be home with my children every day, work while they nap and after they go to bed, schedule parties and events when it’s convenient for me (read: my husband’s soccer schedule), and still have free time for myself to do what I want.  

As you will see if you keep reading my blog, parts of this venture are far from glamorous.  There are days I wish we had become instant LuLaSuperStars and had a team of 100 ladies and there are days I’m just pissed because my Internet failed during an important sale.  Stress is a part of life and it will always be an imaginary frienemy I can’t shake.  But, I do not regret the path I have taken one bit.  

So why do I stay home and sell LuLaRoe?  Because that happy-go-lucky, positive person I was all those years ago is alive again and she is wearing Snoozies watching the Today Show and snuggling with her kids...... every..... single.... morning.  

Shameless plug:  http://www.facebook.com/groups/lularoekatieandjane