#i am SICK of picking up after them on event days. THATS NOT MY JOB
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im sticking my head in the sand to ignore All Of The Infighting Discourse i’ve seen on this app the last couple days to bring you news of the Real infighting that actually matters: my personal vendetta i have now developed against the catering staff where i work. next time i see one of those guys im gonna maul them
#x#i can��t believe i used to think that one catering guy i saw around all the time was cute. he’s now my nemesis#sorry if u think ur too good for us cleaners or whatever but at least do ur JOBS!!!#i am SICK of picking up after them on event days. THATS NOT MY JOB#ITS FUCKING NOT!!!! i ALREADY have my ACTUAL REAL RESPONSIBLITIES i have to complete i don’t have TIME to play hide n seek for all the#stupid cutlery y’all weren’t bothered to collect#this stupid job ALREADY cut my hours down and it’s Already infuriating on my other floor trying to get stuff done when#the office workers r still there past 6pm (GO HOME)#i Do Not Want this added annoyance. i’ve complained abt this everyday for the past two weeks but it’s not MY fault that they’re all assholes
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Please tell me about shatterstar's Childhood
oh my god anon okay I’m assuming in context of what I’ve recently posted you want like... my version of events rather than what’s canon but just in case I hope you know that there’s basically zero canon material that actually describes his childhood/young adulthood beyond “I was a warrior born” or whatever the fuck. if you want to know about that idk go on the fucken... marvel wiki page or something
also--I hate that I have to put this out here and I doubt anyone would actually do this but just in case--I have spent like 1 million hours thinking about this because I have brain disorders and it is very close to my heart so please do not A) use this in fics, etc without letting me know/getting my permission in advance or B) reblog this post
anyways. this is a can of worms so I’m going to do a cheeky lil
first we have to get something out of the way: I hate the “shatterstar’s his own grandpa” paradox. I am sorry if this angers people but it makes me mad so I ignore it. the reason it bothers me is because it means alison blaire essentially married her grandson, which is A) weird and B) bad from a genetics perspective.
in my version of canon ‘star IS the biological child of longshot and dazzler but longshot wasn’t cloned using ‘star’s DNA because..... oh god... another whole separate post can be made about this but... in my head, on mojoworld the way genetic engineering works is not really the same as it is here. here genetic engineering generally means taking an existing genome and inserting or deleting genes. this is how they make, for example, animals that glow, or confer pesticide resistance to plants.
but on mojoworld I think the way they genetically engineer is more like... the way we mechanically engineer. like the entire organism is built from the ground up. there’s a master genetic blueprint which is essentially the “minimal genome” required for a functioning humanoid. this was created by study of Earth humans by arize and the other genetic engineers. they can then go in and customize by adding elements to the genome that code for the signals/building blocks that control things like height, strength, hair color, eye color, having hollow bones etc. so in my head longshot was sort of... designed with ‘star as the inspiration, but not directly cloned. that wouldn’t even make sense anyways because A) different hair color and B) LONGSHOT HAS 3 FINGERS ON EACH HAND and shatterstar has 4!! thats NOT HOW CLONES WOULD WORK!!!!
(side note, the concept of a minimal functional genome is a real thing in biology! some scientists have taken a bacterium that already has a small genome and reduced it to the minimum size required for viability. here is a wikipedia article on it and here is the original paper (DOI: 10.1126/science.286.5447.2165) which I can explain in more detail because I took a class on synthetic biology which this technically falls under and I had to read this paper very closely).
fuck I’ve written 4 paragraphs and not even talked about his childhood yet. I am so sorry. anyways. so the way I think they raise the gladiators on mojoworld is they create them in batches of 5 to 10 identical copies of a certain “model”, place each copy in a different “class” with a set of 2-3 mentors/teachers, and train them to fight until they are 13 or 14. until this time the only names they have are the names that identify the “model”--like for shatterstar that would be gaveedra-seven where the model identifier is “gaveedra” and he is (in the lore that I have come up with) the 7th of 8 total.
the reason they create multiples and put them in different classes is each mentor is going to have a slightly different style of teaching which is going to work better for some and worse for others, so it allows them to have more mass production while increasing the chances of creating a truly great champion. it’s classic nature versus nurture--the genetic engineers create your nature, but you don’t end up exactly the same as others of your model. maybe you get an edge, maybe you don’t.
another thing that happens is different mentors believe in different ways of raising the kids in their care. shatterstar specifically was raised in a class where there was absolutely zero emotional development at all and no attachments allowed beyond fighting alliances. that’s not the case in all classes, and it also had the effect of making him somewhat of an outsider even within the other gladiators as he got older.
at 13 or 14--and yes I realize this is very fucked up but dude its fucking mojoworld idk what you expected--they start participating in fights. the first ones aren’t to the death and they’re as teams and they’re not usually televised they’re more like high school sports games that are attended by scouts (here, they’re “sponsors”--I think that’s a canonical term but I honestly can’t remember) and if you get sponsored you leave your class and join a new “team” that’s really just a bunch of people who all have the same sponsorship. this is where things can get interesting because they’ve all been raised with slightly different fighting styles but more importantly, slightly different degrees of Personhood.
also at this point I should mention that by this time, there are usually only 2, maybe 3 of each model left. either they died or were recognized as not having talent so they were sent to eventually fulfill other roles in the network. in ‘star’s case there was just him and gaveedra-five. once you get to the stage where you’re sponsored and you’re actually fighting to the death one of the first people you’ll fight is any remaining members of your model group.
by the time you’re the only one left of your group, you’re also eligible to earn a stage name. this usually happens if you have a particularly epic fight with a lot of viewers, you win and the commentators will typically say something like “Let’s give this crowd a real name to cheer!” and they’ll have a few candidate names and they’ll kind of just pick one. AUGH I actually have this scene written out in story form but its too long so I think I’ll save it.... :)
after you get a name you also get a cool outfit and usually some kind of mark or tattoo that serves as a brand. this brings me to another important point--shatterstar inherited the X-gene from alison and therefore he IS a mutant. his mutation is the swords vibration thing and the glowing eye. the star mark is a tattoo and teleportation is benjamin russell’s mutation (how he fits into all this is... for another post). basically after he got his name the costuming department guys were like “hey your eye glows, you look like the Legendary Warrior of Old, Longshot, we’re gonna pattern your look after him” so they gave him the star tattoo and the outfit that’s literally inverse colors of longshot’s.
also this brings me to another aside: you’re probably wondering “if he’s the biological kid of longshot and alison how are there 8 gaveedras?” when the genetic engineers got a hold on him as a baby they were like Sick! free baby! free genetic material! thats our job done for us! so they cloned him (in the traditional sense) and made 7 copies. this was also to kind of conceal his identity as technically being from outside mojoworld, which would make him stick out and thus be a target. they DID edit out the x-gene in the other gaveedra models though. this wasn’t a problem for ‘star because his mutation didn’t manifest until he was already sponsored.
I think that’s .... pretty much it for macroscopic lore on what it was like to be a kid gladiator on mojoworld. now let me give you some Tidbits of his life specifically:
like I said he was raised in a particularly cold and ruthless class. the mentors that raised him are like well-known by everyone to produce some of the best warriors but also there’s discourse on mojoworld because some people say perfectly emotionless killing machines aren’t as fun to watch. when he was sponsored there were 4-5 others in the same sponsorship and they were like Theres Something Wrong With You LOL
they speak earth languages on mojoworld because they’re imitating the broadcasts they (the spineless ones) used to hear from earth. however, most of the lower-class as well as almost all arena fighters and other television personalities speak cadre or other languages which are native to the planet. the stage names are all vaguely in english, but the gladiators don’t really understand them at first.
shatterstar got his name before he got the glowing eye, and when he learned what stars are, and saw his eye as a little star, he was like wow :) this is Me :) which is why that name is so important to him. it’s also one of the first things that wholly belonged to him.
(you can’t see stars on mojoworld because of light pollution and also because it’s a pocket dimension and there just aren’t that many stars to see)
I hate to bring up the s**ley miniseries but I do think it would be interesting to have him have a sort of ... mentor/first friend, similar to the concept of gringrave but they were NOT in a relationship. it was more like... another kid who was a year or so older than him got a soft spot for him and helped him not be so clueless. she didn’t make as much progress as xforce did, obviously. but they were.... something like friends.
unfortunately she was used by spiral to get shatterstar to murder the first rebel guy who tried to get him out of there. then she got switched sponsors (this can happen) and he had to kill her, and he was like well I will simply never develop any kind of attachment to anyone ever again.
he almost didn’t make it out of the first training session with his sponsorship group (this is semi-canon--there’s a reference when he’s teaching terry to swordfight to almost not surviving the first time he was in a gladiator class or whatever it was).
the closest he ever came to losing was the day he got the name. that’s why the crowds loved it so much.
the double-bladed sword was a gimmick weapon but when he got his mutation they realized it works way better if there’s resonance between two parallel blades so they redesigned it as an actual weapon.
(forgot this but I feel like I should include it) at 17 he escaped the arenas and joined the cadre alliance. two years later he came to earth and joined xforce.
I think that’s going to have to be it for now because it’s literally almost midnight and I have work tomorrow and I did NOT intend to stay up this late but I did. thank you for this opportunity anon :) feel free to ask me any other questions and also I realize a lot of this probably makes no fucking sense and that’s because I am not a writer or anything I’m just a biochemist with brain problems that cause me to obsess over stupid shit
#answered#shatterstar#GHKDJFDKHGRJ I KNOW THERES SOMETHING WRONG W/ ME THAT THIS FEELS LIKE EXPOSING MY SOUL....#Anonymous#long post#NSCU#<-thats my new tag since other people have asked about this#it stands for nadine shatterstar cinematic universe
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this is the first time i've ever started writing my thoughts and feelings anywhere before. this is not easy.
instead of writing things and then deleting it all because its not good enough or it sounds stupid i'm just going to write it now and stop backspacing. i guess i should start with where i am in life right now so there is some perspective.
im 25, im a bakers apprentice, i live with my parents, i have a girlfriend, lets call her ‘C’ who for the first time feels right to me despite everything, i barely have any friends, they don't ever want to see me, i don't have much time in my life right now, i work all night and struggle to fit sleep into my schedule. but things are really the best they have ever been for me. i just started an AFL 9′s competition, weird i usually have no confidence going into these things and will either quit after the first practice or not even show up, i really kinda enjoyed it and am excited for next week.
i've wanted to start writing anything for a few months now, i guess now i have some time. time is so fucked up, i wish there was more of it, i wish i could sleep without wasting my day, i wish i didn't have to compromise sleep for everything but i do, i guess its part of being a baker, its a job i am loving and i think i've found my life passion but it has its ups and downs. my partner C expects a lot of my time i guess, she can be very needy at times, demanding almost, sometimes i feel pressured by her to sacrifice my sleep, personal plans and hobbies and interests for her, but i know what she feels, she wants the same thing i do. she has problems making friends, or keeping friends, she feels isolated and alone, and she wants my companionship, and i want that too and despite anything i feel in the moment i always feel happy about her at the end of the day.
i should be grateful for the relationship i am in right now, i really should be grateful for a lot of stuff, my parents for allowing me to stay here still, being so supportive and also allowing and accepting of me and really tolerant of the shit i do. ok so i do smoke week every day right so that's already something to do at home that's difficult, i'm pretty sure they know and don't care or even agree that my life has been better since i started smoking, fuck i used to be on antidepressants, i took one every day at a certain time, it made me feel a bit better, ok sounds just like smoking right, expect when i didn't take this pill i got nausea, headaches, severe episodes of depression, i couldn't eat my appetite was so fucked up i was eating one meal a day and it was like a piece of bread or takeaway food. since the smoking started i've found some actual passion in life, i don't feel like a useless number anymore i guess.
one of the things on my mind always is my friends, since i was in highschool i havent really had a group of friends, i feel like i am a social person but then when it comes to it i feel like i just get burned. a lot of my old friends turned out to be secretly hating me and not wanting me around, some sort of pity friendship, i was an asshole in my time and honestly was not a good friend myself, do you pay for the dumb shit you do as a teenager, the people you fuck over go from your life completely yet new people you meet do the same things to you like they know. i had/have a long term best friend, J, we had been mates for years, we worked at my old job dominoes together for a bit, and kinda hung out a few times, but not until we got into PC gaming together did we form a bond. after that we would chat every day, play games together, watch the footy together, go places even though he lived across the city from me. one thing that changed massively in my life was i quit drinking alcohol, and then i felt like all my friends both disagree with my choice and resent me for it, like for some reason i have to take the same drugs they are taking at that time to be their friends. so J has just grown more and more distant, i get that we are older now, we both have partners, jobs that take a lot of our time, but then when we hang out or talk he seems disinterested, more interested with his friends that i introduced him to (from our discord server) and has seemingly replaced me, none of these guys i really like at all, in fact the only one of the new group i like is the one girl in it because she actually has interesting things to say.
fuck that was a paragraph, i guess i should talk about alcohol.
alcohol has fucked up my life, i cant repair the mistakes and stupid things i did while drinking alcohol, so they are there, i guess its just talking about it left. to start off, when i drink alcohol i have a hard time finding my limit, i feel like i swing from nothing to completely blacked out, puking, sobbing and basically hating myself very quick, i feel sick for days after drinking, barely able to eat, leave bed, move, i feel so nauseous and tired, its so fucked up what it does to your body, but oh your mind is even worse. i've broken off relationships, cheated, threatened people, gotten into fights, brawls, got my arm broken, hurt myself repeatedly, gotten arrested and a criminal record that may prevent me from going to canada next year, and is currently delaying booking flights, ive missed work, shown up drunk same clothes no shower to work, but the main thing that alcohol does to me is makes me sad. alcohol makes me so fucking sad, it makes me reach into the deepest pits i can think of and brings out all the emotions that are in there, my ex being the main one. every time i used to drink id think of her, call her, text her, go on her facebook, look up her instagram her twitter, fuck it drive my car to her house to see if her cars there like that does anything or means anything just fucking alcohol is so stupid. i never want to feel like that again, i never want to sabotage my life, sabotage and self destruct my relationships, but i guess losing my friends is the thing i have to take in consideration. australia is a fucked up place, where drinking heavily is the social norm and if you don't get fucked up or even have a beer with mates you're a loser.
i just want a deep connection with my friends. when i was in newcastle with my partner, i met her friends there that she had been living with, despite the fucked up things that happened to her there, she lost a lot of friends herself and a long time friend, had trouble finding new ones, trouble fitting in, the friends she had there were the most honest and truly welcoming, connecting people ive met, and i miss that. i miss having a friend you can just, go over to their place, sit around for 3-4 hours talking shit, laughing, listening to music, relaxing and sharing stories and shit. weird that people can have such an effect on you in a short time. the life i live here is full of making plans, only for them to be cancelled, inviting friends over, for nobody to show up, cancelled plans all the fucking time, i've never been asked to just come over and chill, never its always some group thing that i'm invited to as well. i even try talking to them about this, i told a group of girl friends i have, i miss you all and haven't seen you in so long, we need to have a casual hangout, and the message was almost completely ignored, i asked them all to come to mind to watch the grand final, the house was free, i got a big projector screen, big comfy couch, live central right in the middle of everyone, nobody even replied or brought it up again, yet the second someone else that lives in the far corners of perth brought it up everyone started chatting about their plan to go. so if that's not my friends making it obvious they don't want to see me, they only include me then thats fucked up. i don't know what to say, this happens all the time, my 21st birthday i invited 65 people, and less than 15 people showed up. its hard to keep trying, always trying, i always try to make social events, i always ask friends what they are doing, when they can see me, make plans, they get cancelled, they are busy, they say they're coming then don't show up, most of the time i never hear a word too, they just dont show and don't even apologize, is that a fair thing to do, yeah sometimes i dont go to my friends events, i'm too fucking tired or just don't feel like going, somethings come up, i tell them straight away i cant make it i'm sorry this has come up, yet i don't get the same courtesy.
am i an unlikable person
the guys at work seem to like me, so i started a baking apprenticeship, basically i started watching great british bake off and picked it up as a hobby, making cakes and stuff, actually i should go back. so i used to work in some shitty small software company in the city, 9-5, peak hour traffic, office drama, workplace bullies, understaffed, overworked, red tape and bullshit everywhere, i quit after 2.5 years for mental health reasons, i made a lot of money but had to move on, so i spent a year off , it was only supposed to be a few months, go on a holiday road trip with my then partner, S, she broke up with me via a text message right after eagles lost to melbourne at home, basically the footy game was more disappointing, we had a shit relationship, i think i resented her, i cheated on her, yeah i'm an awful person and deserve everything, she was an emotionally manipulative person, terrified of her own body and sex, tried to dominate my life and change me, im glad we broke up. so i stayed unemployed for a long time, over a year, barely looking, until i found this baking apprenticeship, not only did i apply for the job and write a completely custom cover letter (im so fucking lazy i usually close a job application the second it requires anything more than an apply button) AND i called back a few weeks later when i heard nothing, well turns out that call landed me the job, the apprentice they hired instead of me was useless, had no passion and was a slow worker. so i got the job, and basically have been killing it ever since, i get a lot of praise at work (lots of criticism too) baking is one of those things that takes time, its all about time, so i got a lot to learn but i am actually confident once in my life, holy shit i have a job i like and am good at. is this the dream?> lol
so today i started writing my feelings down, and its kinda felt good, but i'm exhausted now, and my fingers hurt, so this is the end of my first post, i hope nobody reads it, its really just for me but i don't know.
thanks for listening i guess
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29 Neibolt ST (Monster Roommate AU) Chapter 3
Alright friends things are heating up. Pennyboi learns how to deal with feelings and Leech gets a job. Some weird stuff with meat happens. Leatherface is a pure beautiful soul and must be protected. Next chapter will contain SMUT.
Warnings: Mild Nsfw, Blood, Swearing, Drug Use, Alcohol, Fluff.
CHAPTER 3
Help.
The young vampire to be had been there a full month now and she hated to admit it but she had never been happier. This was truly a new start for her. People even stopped calling her by her original name preferring to use the one Pennywise had given her when they first met. It was meant as an insult but it fit her so well she kept it. She was a bloodsucker now after all. Lucy was gone Leech was who she was now. She had a new job lined up, new friends, a great mentor and she was even given a wig by Leatherface as a housewarming gift when her hair began to fall out. Aside from the impending death and losing humanity thing….and that damn clown…. this was nice. This could work.
Movie night at the Neibolt house was a big event. Everyone joined in even Pennywise who usually kept to himself but when Dracula insisted he join in to make a certain proto-vampire happy the clown reluctantly agreed. He hated that the elder vampire knew about his affliction.
When Dracula found out about it he had been confronting the clown over his disheveled state. “You seem less cruel to my young apprentice and you look like you have stopped feeding. You are infatuated.”
“Infat- What?! No! Leech is, she’s, well we’re just………I mean….I……..…..what do I do.” He was weak and defeated. Pennywise had never had a positive feeling like this before and Dracula was the only one other than Chucky that knew how to deal with this sort of thing.
“You must pursue her it'll be healthy for the both of you! My poor apprentice has been worried sick about her transition for weeks now! Yes! ROMANCE HER WOO HER GIVE HER YOUR LOVE.” The elder vampire was a complete hopeless romantic.
“I was just going to go back to eating my feelings till this goes away?”
“NAY YOU MUST COURT THE BEAUTIFUL WOMAN. I HAVE FAILED IN LOVE BUT YOU CHILD YOU STILL HAVE A CHANCE”
“One, I'm way older than you. Two no.”
“LOOK AT YOURSELF BOY, YOU ARE WASTING AWAY IN LOVE! GIVE HER YOUR HEART END YOUR ETERNAL LONELINESS.”
“What part of older than you do you- never mind lets pretend this never happened.”
“YOU WILL SEE SOON ENOUGH BOY, YOU WILL SEE THAT YOU CANNOT HIDE FROM LOVE.”
Pennywise hated how that he was right about that. He tried eating more and began to look healthy again until Leech walked by in the kitchen two days later and gave him a damn compliment. Who does she think she is telling him he looked extra scary today. The nerve!
“At least theres popcorn” he grumbled plopping down onto one of the couches. Having two giant monsters in the house plus a very territorial cat required multiple couches and chairs so everyone could fit around the old antique tv.
“Whats on the menu tonight boys” Freddy says opening a beer taking up a whole lazy boy to himself.
“Something we can do a drinking game with please?” came Leech’s request from the kitchen she was busy making drinks for her new friends after she bragged she could make them killer cocktails that would knock their socks off. It also to try to persuade Leatherface to put in a good word for her when applied for the position of bartender at the newly remodeled Sawyer’s. Dracula was assisting her while carefully watching her glances and shy smiles whenever she heard Penny’s bells. The elder vampire had never had a protege before and he had to admit her fiery personality was growing on him, shed make a fine creature of the night eventually he just had to get her past her unwillingness to change. Leech found it annoying that he was constantly nagging her about her transition. Tonight it was all about how vampires cant hold their liquor. But she liked her mentor, he was like the father she never had and she would often find herself coming to him with questions not only about her condition but also life in general.
“Atta girl Leech you're a woman after my own dead heart” Freddy shouted back the two had been bonding more smoking on the porch talking shit about people who got on their nerves that day. They did have quite a few things in common one was tequila and the other was epic amounts of sass. Pennywise did feel a twinge of jealousy over it but knew if he said something Freddy would tell everyone the eldritch embodiment of fear had a big stupid crush on someone he normally considered food.
“All right guys heres my official audition for bartender at Sawyer’s. Tip jar is on the counter for when all you assholes are blown away by how great I am.” she boasted passing out the drinks.
“Big talk for someone who's tolerance is sinking faster than the Titanic” said Chucky
“Shut up and drink doll. I’ll let my talent do all the ass kicking for me.”
“What the hell is this?” Freddy asked poking the puffy pice of spun sugar
“Cotton candy martinis bitch!”
Pennywise choked on his popcorn.
She begun finishing handing them out and as Penny picked his up his giant hand touched hers. They blinked at each other for a second. “Something wrong Pen? Did I uh offend you with the circus flavors?”
“Oh um no no just something on your um something on your face!” Dracula rolled his eyes at him dramatically from the kitchen.
“Oh where.” Leech frowned.
“Its um… no stop stop! Don't touch it. Just let me do it..” The clown quickly pretended to wipe something off her nose. “nailed it.” He thought.
Chucky's eyes grew wide when he saw the exchange. “No fucking way” he whispered.
Leatherface was delighted at the sweet drink. He even giggled when his friend put the cotton candy in the liquor and it dissolved. “So you think I got the job big guy?” he grunted happily in approval “Aw shucks Bubba you're the best!” she hugged the lovable giant murderer. Leech smiled wide with cockiness “nailed it.” She said to herself.
————
“Wait you only have a waitress job??? But I thought I was applying to be a bartender!?” she complained at the giant the next day. She wasn't mad at him though it was the rest of his family’s fault probably. They Sawyer clan were a bunch of boys they needed a cute girl in the restruant to be the bait for their…. meat source. Finally the young vampire sighed “Fine I’ll take it, anything at this point. Just let me know when I start.” Desperate times call for desperate measures. “Do I at least get a nice uniform?” she asked.
Leatherface nodded enthusiastically, he brought out a bag from behind his back and handed it to her. Freddy was now watching with glee from around the corner. He had been planning this for the past week.
“Oh you've got to be kidding me.” she growled from the bathroom and Freddy laughed.
“Whats so funny?” Pennywise asked sipping a hot cocoa with way too many marshmallows
“I helped the big guy pick the new uniform for the waitresses wait till you see it.”
Leech creaked the door open her face bright red. As she stepped out Pennywise spit his drink and nearly choked on a marshmallow. She was in a tied flannel top and daisy dukes. “Who told you this was a good idea Leatherface?” the giant happily pointed at Freddy’s hiding spot who was on the floor cackling now. Chucky walked by and his jaw nearly fell on the floor before running to get Tiff. Pennywise was 100% broken. He couldn't believe what he was seeing. “Can I at least wear an actual shirt instead?”
Leatherface looked sad she didn't like the uniform. “Oh no” she thought “He's proud of it.”
“Hey hey big guy! I didn't mean it the uniforms great don't be sad see I’m going to put it away for tomorrow ok!”
Pennywise left the room quickly unable to remain there for much longer without….feeeeeeling.
Chucky walked over to him giving his leg a sharp jab with his elbow.
“What do you want doll.” he snarled
“You're a mess Jingles. Why don't you do something about it?”
“I don't know what you're talking about.”
“Your lame school boy crush on the baby bloodsucker.”
“I dont-“
“Don't even man you were practically having a heart attack back there, plus you were staring at her the entire movie night. Tiff thinks its cute.”
“Does everyone know now?”
“Pretty much.”
The clown fell on the floor against the fridge. “Then I need your…………help.” The last word was a struggle for him.
———-
Leech marched into the old house carrying the an entire butcher shop in grocery bags. Drops of cold animal blood dripped down from her purchases and Church had come out of hiding to follow her to the kitchen where she began to pack the fridge and freezer full of raw meat.
“Ok clown your girl’s home go talk to her.” Chucky whispered from behind Pennywise who was hiding on the stairway to the basement.
“Compliment her ears she's been very self conscious about them lately” Dracula suggested to him.
As Pennywise attempted to step forward he paused when he saw the young vampire. She looked to be in a trance as she put meat away finally stopping at a package of bratwursts and taking a deep inhale of the bloody sausage. She let out a small whimper and as a drop of drool fell from her lips the clown felt his breath hitch. “What are you waiting fo- woah!!!” Chucky paused when he saw that Leech has taken one of the sausages out of the package and was brining it to her hungry open mouth. Her tongue had rolled out and she swallowed the meat whole like a snake. “Holy fuck Jingles thats uh… thats some girl you got there…” Chucky’s jaw dropped. Pennywise was completely frozen unable to speak. “Well ah.. nosferatu fledglings do have a…ahem insatiable appetite” Dracula dabbed his brow.
“We’re uh….we’re gonna go….good luck Jingles…” Chucky and Drac both bolted out of the room as Leech finished the tray of sausages completely unaware and going into a slight frenzy.
She ripped open a roast now and began violently tearing the meat with her dull human teeth. She started sucking the blood through the flesh while making obscene gasping sounds as she fed. Drool poured out of Pennywise’s mouth in record amounts as he watched the vampire. She tore off her beanie revealing her bald head and large bat like ears which began to fold straight up against the side of her head. Leech’s eyes flashed forward as she finished Penny marveled at how they looked like little reflections of the full moon against her dark eye circles she was becoming a truly terrifying monster. The clown had never seen something so beautiful or smelled something so sweet. The nosferatu came down from her high panting and gasping looking at the animal blood on her hands and the drool on the floor. “What the hell just happened?” she said to herself. She heard a soft jingle and her face lit up, she quickly put on her beanie to hide her baldness and wiped her face. “Penny?!” she said asked excitedly a small blush creeped onto her cheeks. Her face fell when no one answered. “Must have been my imagination…” she mumbled starting to clean up her mess.
Pennywise had retreated to his lair leaning back in his nest panting with need. He looked down at the tall tent in his pantaloons and shut his eyes. This was bad. He never really felt feelings like desire or lust, not like this. There were maybe a handful of occasions where he was in heat and took a lover for the night disguised as a human but he saw them as more tools than mates. Pennywise couldn't even remember some of their names, he was pretty sure he ate a few after he was done with them too. But this oh this, this was completely different. This new feeling was not something he could just relieve and get on with his hunting. This was a burning need for someone he saw as an equal, someone like him. A fellow predator, a potential mate. He didn't want anyone else he wanted her. And he hated it.
As promised the next chapter will get STEAMY. So stay tuned for that.
#pennywise#pennywise the dancing clown#pennywise the clown#pennywise fanfiction#pennywise x oc#pennywise x reader#it (2017)#it fanfiction#monster roommate au
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The Simpernaturals: Space Cadet
Hello fellow simmers! It is I, ChiefDancingBear here to write yet another update! A lot has happened since I have been playing non-stop on my beautiful new gaming computer! Its superb!! Anyway, on with the update!
It had been a rough week for the Thornberry’s but they had gotten through it okay. Asher’s job was going well although tiresome at times and very strenuous too. James had noticed a change in his two boys and he couldn’t have prouder. John really took the lead in helping his Dad with Michael who had seemed to be adjusting well to the change finally.
On one trying day, James followed his son John outside for just a minute and told him before he left to go find friends to play with how well he was doing with Michael and how much he appreciated him.
“Hey there Sport! Thanks for all your help around the house lately!”
“You’re welcome Dad!” John replied as he was hugged. “You think that I can go out and play now?”
“You sure can bud! Make sure though that you are home before the sun goes down though. Call if you need me!”
“Sure thing!” he called over his shoulder as he ran off to the park in one of the neighborhoods close by.
He didn’t have to go far until he found someone playing chess. However, there was an urn sitting near it and for some reason he heard him talking to it. He thought a lot about what his parents taught him about accepting people and not judging a book by its cover, but it felt too off. So he let the kid get on with his game.
A little while longer, while roaming the park alone, he noticed that not too many kids were about and that it was getting dark. He had known it was probably going to be hard to meet someone this late in the day and went back home for dinner.
Little Michael, as he walked on through the door, was having part of his dinner already. He had been crying by the tracks of tears streaking his face and his Mom was busy cooking. He guessed that Michael, who had always been a good eater and let his stomach rule his behaviors from time to time, had asked for food. They usually had denied him of eating right before dinner, but this time was different. Asher had been very stretched lately and so John felt the tightness in the room as soon as he walked in. He gathered that that is why Michael got his way.
“James! Come in here for a minute while I go get some fresh air! Im burning up” Asher called out.
“I can watch it for you Mom” John offered.
Asher sighed, looked a bit frustrated, but then softened when she saw her precious boy’s face. “No honey, its okay.....your Dad can help out���
As soon as James made his appearance, out the door she went for some nice clean air. The days, while nice and warm, lent to cool evenings. The breeze on Asher’s face felt amazing. She looked up into the stars and got lost in thought over the billion stars that lay out overhead. It was really incredible how they all made you feel so small. It was at this pivotal moment that something strange was about to happen!
Out of nowhere this flying object came out of the sky! Asher was so spooked that she didn’t know what to do. She was half afraid and half in awe that all she could do was stand there. It came down closer to her and shot a beam of white light on her and she was most certainly trapped. She cursed herself for being so naive and not running away, but she kept her wits about her. When she made it to the spacecraft it flew away, but it only seemed like it was a nanosecond before she was back on Earth and the craft flew away just as fast as it had come.
She ran back inside the house as fast as she could. She didn’t know how to explain things to her family, but something so significant had to be said.
“Honey? Are you okay? You have been out there a while” James’s concern showing in his eyes.
“I-I don’t know.......”
“Mom looks weird Dad......” John announced. James shushed him at once.
“Sweetie, what happened?”
“I saw.......something strange........it was flying around. Nothing like I have ever seen before.......”
“Like a spacecraft?! I’ve read about this one adventure in my comic books about an alien spacecraft and-”
“John, shush....let your Mom talk” James said lovingly. All Michael could do was furrow his brow and watch everything unfold from here. He had his mouth full of food and he knew he wasn’t supposed to talk when it was full like that.
“Yes John......yes.....no real explanation.......”
“Are you hurt?” James asked.
“No......I think that they just wanted to pick my brain about some human things.....but it all seems so fuzzy now.......they forced me to drink this awful stuff. After that, the details of where I was and why got messed up”
“Do you feel sick at all?”
“Sweetie, I feel strange.....thats all......its really okay. I’ll get over this, I’m sure”
The talk at the table turned to more pleasant subjects, but the fact that their Mom had been taken by something unknown scared Michael, John was only afraid that they would take her again and not return her next time, and James was on edge because he felt like any moment she might be ill and there wasn’t anything that anyone could do for her.
Later that night after all was quiet and James was about to hit the sack, being the last of them to go down for the night, he heard Michael crying and John waking with a start yelling about space monsters. ‘Here we go with the nightmares’ he sighed. It was one night that he wished he could have gone to bed, just this once, without anyone needing anything prior to him laying down. However, the noise had woken Asher and she helped with Michael as James went up to see John. Any other night, Asher would have stayed asleep, but flashes of memory were trying to come back to her and it frightened her a bit. Would these images come back in full force or go away completely? Who knew.
She went into Michael’s room where he cried his little eyes out. He called out to his Mom when he saw her in his mind’s eye and said, “MOMMY!! MOMMY!! Don’t let the bad space monsters get me!!”
“Michael, wake up......wake up sweetie....you’re having a nightmare......I’m right here!”
He opened up his eyes, wet with tears. “That’s it my little man, Mommy is here” she rocked him and thought, ‘we need a vacation’. At that same moment, James had the very same thought. There was no question that the whole house was awake so James called down to Asher.
“John is up too talking about space monsters.......I think he had a bad dream too......you’ve been stressed out, this traumatic event has happened to you and I don’t even know what to do about it. All but keep my eye on you for changes and tell the children not to worry. However, I feel as though that would be a lie since I am worried over this just as much. Its becoming stressful and this place is now filled with terror instead of love. We need a different atmosphere for a while”
“You think that a change in scenery is going to change the atmosphere when we are back?” Asher asked trying to look at the bigger picture.
“What could it hurt to get away for a while?”
“True.....let’s do it and give it a shot......boys lets go on vacation to Granite Falls starting tomorrow! Pack your bags as soon as you get up tomorrow”
For the rest of the night, Michael and John were sharing their parent’s bed with them because everyone was still scared over space monsters. In the morning, Asher was the first to wake and made breakfast for everyone before going off to pack her, James, and Michael’s things. James already knew that he was to help John pack and off they went! Their adventure was just beginning!
Thanks for tuning in! Keep watch for new updates!! Hope you all enjoyed this one!
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i fucked up and answered the wrong symbol but fuckit im still doing this
☾ - What was the first idea that inspired the creation of each of your trolls, and do they still embody that idea now?
listed in order of creation, and some of these answers are gonna get really fuckin long so prepare yourself for masses of textwalls
charon: ive gone over his history in this ask here, so tl;dr version: i wanted to make a light greenblood who was creepy and loved blood and fighting. thats it. why people like this guy even though his origin is literally being Edgy(tm) is beyond me. while blood and fighting are still his main interests, his creepiness is no longer being creepy for the sake of being ‘ooh hes so evil and InSaNe xD xD xD’ to actually having motivations and becoming a legitimate threat to others.
skathi: I DONT THINK IVE EVER ACTUALLY TALKED ABOUT OLD!SKATHI BEFORE SO ONLY FORMER MSPAF MEMBERS REMEMBER THAT DUMPSTER FIRE LMAO. but basically skathi’s original concept was vaguely inspired by The Importance of Being Earnest since i was studying that play at the time, but rather than being a british gentleman who invents an alternate identity as an excuse to fuck off to the country or invents a sick relative as an excuse to avoid boring social events, she was a lowblood posing as a highblood because people she fucked over burned down her hive. however that idea didnt work at all because she was complete shit at hiding her blood so that got scrapped, and shes been completely remade twice. now the only concepts that have stayed through the revamps is that she’s an axe-wielding Flarper who uses poisons and got her hive burned down.
cvetka: cvetka’s another character who’s been completely revamped and reset, but her concept hasnt really changed as much. originally she had chlorokinesis that went awry all the fuckin time because whatever man im 16 i can write whatever bullshit i want (aka no reason at all). also she was inspired by the Victorian Era + the language of flowers because i was studying that at the time (you will see this becomes a common thing). then i cant remember if it got confirmed in the comic or if it just because a commonly accepted headcanon on mspaf that highbloods didnt have psiionics at all (whats a vriska) so that got scrapped. then in her revamp she became a complete recluse because pacifism is a no-go on alternia, and while i find that shes become a much better written / well-thought out character as a result, my chances to rp her have become severely limited.
katrin: was my self-insert. originally she was painfully shy and couldnt really talk to anyone without get super embarrassed, and also she was an artist instead of a writer. then everything changed when the fire nation attacked she got a boyfriend. its kinda funny tho because she had no interest in working or getting rich until she met gerrel, yet she ended up on the complete opposite path to him by becoming a thief and running scams with her moirail at the time. then a shitload of events occurred (most of them retconned out of her backstory but their effects on her character still remain. also we dont talk about 90% of those events because i was a Bad Writer at the time and im embarrassed by everything and nearly anxiety-vomit whenever people go ‘hey remember this’ BYE) and we got the piece of shit raccoon thief we all know and love. also ive mentioned this heaps of times before but at one point she had robolimbs cuz both her arms got shot off but i retconned that to having the bullets graze her because i hated drawing her cybernetics lmao. the only things that’ve really stayed with her is that she’s still really awkward and a little shy, as well as still retaining a lot of my negative traits from her self-insert days.
viltau: ive also talked about vil’s history in another ask, but tl;dr wanted a Gatsby troll cuz i was studying the book at the time, ended up making an Edgelord. he’s still pretty gatsby-esque, being a rich guy who worked his way up to the top (tho nowhere near as drastically since he’s already a highblood) and throws a lot of parties, but since he’s a huge literature nerd now he’s a lot more self-aware and aims to purposely embody tropes from his favourite novels. i still like the idea of yellowblood!viltau (and his old sprites are adorable i mean look at him), but i have a lot more fun writing him as he is now. he’s almost a parody of himself, yet simultaneously played completely straight.
somerl: he was originally inspired from me going through my photo albums from times ive been to Hamilton Island on holiday, and in particular the one night i went on a cruise on The Banjo Paterson. i liked the idea of a cute sailor troll, and that was all he got characterwise. then, like katrin, he developed as a result of a bunch of events occurring to him and that’s how he gained a personality. he’s still a cute sailor troll, but now he’s a paranoid insomniac sailor troll with an obsession for superstitions and hatred for seadwellers and women. seadweller women are his worst nightmare.
dismas: his origin is actually kinda funny cuz i was watching this amv, and around about the time that Birthday Massacre song starts playing there’s this white-haired kid who appears and i thought he was the coolest thing ever. to this day i still have no clue who he is or what anime he’s from. also because it’s still 2011 and I Was A Teenage Edgelord i had an embarrassing obsession with Izaya from Durarara so of course dismas had to be an informant who fucks with everyone. originally he was yellow!viltau’s assistant who carried out all the shady jobs and was my go-to troll for killing off ocs i got bored of but they had history with other people’s trolls so i couldnt just get rid of them. then his original concept got combined with vil when i retconned vil into being an indigoblood. when i brought him back i kept the informant stuff and the Edgyness, but now he’s edgy to make fun of the fact he was a legitimate edgelord played 100% straight back in the day. also his roboarm switched sides because i forgot which arm he lost lmao.
aegiel: did a complete 180 in terms of character concept, and went through a bunch a revamps before i even started rping her. originally she was inspired by Hollywood Undead (particularly the song city), and was actually a super hemorebel who managed to escape capture and culling by having probability manipulating psiionics that ensured luck was always on her side. then i scrapped that entirely because at the time i was studying the Chinese revolution and the topic of the cultural revolution came up. so then her concept switched to being based on the Chinese Red Guards, as well as partially the Russian Cheka since i studied the Russian revolution the semester prior. I thought the concept of a super hemoloyal lowblood with a fanatical dedication to the Empire would be interesting, since most hemoloyalists tended to be highbloods. the only things thatve stayed from her original concept are her name and symbol, as well as her laughing quirk being a remnant of how her lusus was originally a cheshire cat.
aiolos: i dont really remember where his original concept came from, apart from i remember seeing a fanart of a 1920s style Scout from TF2 and liking the idea of a courier troll. i know i drew his original design in history class while watching Doctor Zhivago but i dont remember anything about that movie to know if that had any bearing on his character lmao. originally he was pretty rude and kinda sleazy, which ended up morphing into the sass you see today. he hasnt really changed much from his original concept, but its more that his character has grown over time.
kalpan: ok i have a confession to make. the reason why i made kal was because there were a shitload of anonbloods on mspaf that were either A. really bad at hiding their anonblood status, or B. were all almost always tyrianbloods in disguise who would pull rank every time someone gave them shit for being anon. and me, being the egotistical piece of shit i am, decided that i wanted to make a good anonblood. so kal’s blood was kept secret and she stayed out of trouble so that itd never get revealed, and her reasoning for being anonymous was just that she didnt really care my dude. she hasnt really strayed too far from her original concept, but rather expanded on the reason why shes so casually apathetic and gave her more of a backstory.
leithe: leithe’s original concept was something i dreamed up, no joke. from what i remember from the dream, i went to like a superhero school or something, and there was this one kid whose power was to cancel out other people’s powers so he’d be the one to save other kids when they lost control of their powers. his power also looked like a bubble that’d envelop himself and the other person whose powers he was cancelling out, so when i made him a fantroll that turned into an invisible field in which his psiionics were constantly active. and instead of being a hero, leithe was just an average dude who’d take up odd jobs here and there so he could have the skills to get a good job in the fleet. conceptwise he hasnt changed much, although hes become less tolerate of other lowbloods over time and he grew 500% more eyebrow.
pratap: was the first new troll i made after starting this blog. his first idea was a cute little seadweller who didnt really understand why other trolls were suspicious of him and his innocent offers to take them to his cafe for coffee. then shortly after making him, I studied Great Expectations in my uni literature class, and loved the idea of pratap getting a mentor who turns him from an innocent little kid to a typical shithead member of high society. that plot was going pretty well but fell through because of Reasons (read: i no longer associate with the other rper), so now he’s stuck in limbo characterwise but id love to pick it up again sometime.
errett: i say this every time i bring up errett’s history but haha remember when this guy was supposed to be cute. so errett was supposed to be in a group of trolls inspired by the four main elements from the game OFF., but pwo and i never got anyone to fill the spots for the elements of metal and plastic so it was just errett and his troll karnvr. and yeah, errett was supposed to be cute and his rudeness was meant to just be cutesy ‘ill puff up my cheeks and get angry and everyones gonna think im adorable’ but that got thrown out the window the moment i started rping him and he became a complete cunt. then we started thinking up a backstory for him and he became even more of a Bitter Angry Baby, so now the only elements that’ve really retained are his design and references to the game OFF..
sigrun: was inspired by those gifs of penguins falling over and the fact that i fucking love penguins and cry whenever i see cute penguin-related things. apart from being a bit more aggressive in their first draft, they havent changed much at all (probably because i never use them ever oops).
kisert: i have another confession to make. the reason why i made kisert was because i thought the whole ‘creepy little kid who talks to ghosts’ troll was overdone to hell and back so i wanted to make a parody of it by making a troll who pretends to be creepy and talks to ghosts to con people. he’s always been a massive childish brat, but his brattiness and childishness has gotten even more apparent over the years. tho at the same time, because those tendencies have been played up, he’s become a lot more emotionally stunted and stuck in the past as a result, which i think is more interesting than his original concept.
raesul: also hasn’t really changed from her original concept. i had the Danger Days album on repeat and really liked the idea of a hemorebel radio host, and so rae was born. she’s also partially inspired by Motorcity which i was watching at the time (and never finished oops), hence her radio station being called radio BRNR, after the Burners group. while rae was always supposed to be completely different from her miss summertime identity, the differences have become a lot more pronounced now that rae is super awkward and insecure while miss summertime is loud, proud, and always in control. also miss summertime’s wardrobe went from being super girly to more punk and rock-and-rock inspired, originally i wanted to avoid that because i thought itd be too cliche but then somewhere along the line i decided ‘lol fuck it’.
shirei: is based off the pokemon pangoro, cuz one of it’s pokedex entries states how its tough and aggressive but doesnt tolerate bullies, so i thought the idea of a tough but almost motherly gang leader would be neat. i was also watching Kill La Kill and Revolutionary Girl Utena at the time, so she gained some tomboyish but also princely/fairytale-esque qualities as a result. she hasnt changed much in terms of concept and ideas, but she kinda retroactively got inspired by quite a few of the Jojo’s Bizarre Adventure protagonists (particularly Jolyne and Giorno, but also a bit of Josuke) because they were kind of similar in concept.
redeti: was made as being a part of a group for trolls based on santa’s reindeer that i was doing with pwo. red is a combination of the ideas i had for Dasher and Vixen, and when i first designed him we joked that he looked like a lovechild between viltau and kitaer, so his interests became snowcones and murder to reference that. while he’s still a part of the Northern Lights crew with all the other reindeer inspired trolls we made, he’s become more detached from everyone else as a result of making friends with people outside the community. but in terms of original concept and ideas, he hasn’t really changed apart from probably becoming a lot more naive and dense over time.
fannar: is another troll from the Northern Lights crew, although they were made about a month after. they were kind of based off my idea for Donner, but also a mix between one of my older trolls i got rid of and my old Hetalia oc Antarctica. since they werent going to be a reindeer troll, i wanted them to be an outsider to the group, hence their polar bear lusus and their sickly constitution making it difficult for them to live in their current environment. originally they legitimately hated redeti’s guts and wanted him dead, but over time it’s become more of just a simple blackcrush that’s made them very protective of him.
nancor: ive mentioned this before, but his original concept came about because of this video and me deciding i really liked xatu. i had also seen The Book Thief recently, and loved the character of Death (i havent read the book yet tho dont judge me), so that’s where nan’s whole ‘pleasant but morbid angel of death’ came from. he’s also somewhat based on a couple characters from Hamatora (which is an alright series but the 2nd season is a complete dumpster fire and you should only watch if you want to watch a show fly so far off the rails it becomes hilarious), such as Ratio’s power requiring him to cover up his eye, and Moral’s design (as well as Izuru Kamukura from Danga Ronpa being another design insp). he’s always been kind of a silly character with his dumb puns and the fact that he walks around wearing a blindfold and fights with semaphore flags, but the more serious aspects of his personality didnt come in until much later.
eichio: another troll that started out as a huge fuckin joke, i saw this vine and wanted to make a troll who used noisemakers as their strife weapon. his mimicry and talent with musical instruments was just random brainstorming, and his whole ‘mimicking other trolls so he can learn how to act properly and pick up their behaviours to become likeable’ became a thing because i didnt know what personality or interests to give him. then i really started to explore the concept of a troll who has been raised to be nothing but the perfect people pleaser and even more perfect servant, and the effects that would have on someone’s mentality. he also developed an anxiety disorder cuz i got diagnosed with GAD and realised how much of myself id unintentionally put in him. its kinda amusing how a character who was originally supposed to just be a blank slate ended up so complex, but i really like how much hes grown as a concept.
davitt: dav was made for that meme that went around where you and a friend had to come up w. 2 ocs in secret and not reveal them until they were both done, and then you had to figure out how to ship them together, so i came up with him while pwo made walker. i was watching How To Get Away With Murder at the time, so i really liked the idea of a corrupt lawyer who used loopholes to get all his clients out of being found guilty, and was only in the job field for money and the fact it was really easy for a tealblood to become a Legislacerator. but, since im incapable of making trolls that arent also huge fuckin dorks, he was also a huge lazy piece of shit cat who hoarded random garbage and came up with dumb ways to be efficiently lazy. over time his corrupt and greedy ways have fallen to the wayside in favour of the more comically serious side to his personality, though they’re still slightly there since he is primarily a defense lawyer and we all know those types of lawyers are the devil.
ananta: ana is based off the game OneShot, which i played and fell in love with instantly. a lot of their concept stems from the game, ranging from superficial stuff such as their appearance resembling Niko and how their strife weapon is a lightbulb, but also the technical aspects of the game such as their unforgiving personality being a reference to how you only get one shot at the game, and their hobby as a hacker referencing how the game does shit to your computer as part of a puzzle. the resemblance was apparently so close that the creator of the game reblogged my concept art for ana, which im both still flattered and embarrassed about. like a lot of my recent characters, their core concept hasnt really changed, but rather ive focused a lot more on aspects of their personality like their extreme bitterness to hide their vulnerablity, and their loneliness as a result of the events in their life and the facade they put up.
soroll: is a literal meme. hes based off the ‘scream at own ass’ opossum meme, and is part of a group of meme animal trolls owned by pwo, who is also a huge memer. again his concept hasnt really changed since hes always been kinda dumb but with a huge heart, but over time hes become more of a mother hen type since he ended up unintentionally gravitating towards trolls who never took care of themselves so hed fuss over them. also i have no clue what happened to his quirk over time or even what accent its meant to resemble now lmao.
benrii: is based off Sanetoshi Watase from one of my favourite anime of all time, Mawaru Penguindrum. like ana, he’s not so much a direct rip of the character (apart from appearance) but more of an amalgamation of references to the series, so you have things like his obsession with fate mirroring the theme of the show, his apple bombs referencing the symbolism of apples that appears constantly, and the fact that he’s 9.5 sweeps refers to the 95 arc number in the show. also at one point i fell into a huge rabbit hole and ended up reading up about cults and biblical shit so that’s where his god complex came from. the whole ‘being addicted to praise and acting out for attention’ aspect of his personality didnt come about until much later, and thats now the dominant part of his character as a whole.
rosato: is another troll based on memes and joke posts on tumblr rifp, but this time its those posts on modern vampires and people not recognising they’re actually vampires and seeing things like their sudden aversion to the sun and garlic to just be weird coincidences. so then i came up with the idea of a forgetful rainbowdrinker who refused to believe theyre actually dead because they forgot how they got killed and assumes all the associated Weird Vampire Shit are just coincidences. he’s also got a shitload of Jojo’s Bizarre Adventure references in him because this was around about the time i got into the series. after errett failed, rosato was my second attempt at making a shy and cute but kinda mean troll, but once again he ended up becoming a full-blown rude asshole.
zotick: i was reading Vento Aureo and thought ‘you know Gold Experience is a fuckin cool power, what if I tried to make it less OP and turn it into a fantroll’. thus, zot was born. like rosato, his design and personality are a bunch of references to Giorno, and his love of bugs/scorpions/lizards/etc came from the fact that whenever Gold Experience turned something into an animal, its always something gross and dangerous. like eichio, i couldnt decide on any interests so i took the cheater’s way out and made it that he got bored easily so he doesnt stick to any main hobbies apart from bugs and pranks. Over time, he became more obnoxious and annoying, which was mostly because every single bug-related post on this site i could find was a fuckin meme.
Indi and Kaiman: im putting these two together because i came up with their concepts at the same time. firstly, i wanted to make trolls who were interested in the paranormal and aliens and shit, and secondly, i wanted them to be not quite siblings but grew up so closely they could basically be considered the Alternian equivalent of brothers. They were supposed to look similar in appearance and clothing too, but when i drew my first concept of indi i really liked what i came up with but it didnt suit how i envisioned kai so they ended up becoming completely different. i also wanted indi to be the quiet one and kai to be the loud one, but then i liked the idea of them being completely conflicting in terms of first impressions and ‘real’ personality. while their concepts never strayed away from their original idea, they definitely became a lot more developed and evolved once i started talking about them to ez, who was designing mauban at the time. from their interactions with mau, indi became a lot more extroverted but also trusting and optimistic, whereas kai became more judgmental and standoffish than i had initially intended, which i thought was a neat contrast.
mikiel: he’s Ghiaccio from Jojo’s Bizarre Adventure. that’s it. character analysis over. ok i lied, but a lot of his character concept came from the fact that i really loved Ghiaccio’s design, personality, and powers, and really wanted to make a troll like that. funnily enough his gang affiliation is not a reference to Passione / La Squadra, but rather because i wanted to add more characters to the red scarves. the whole mutant thing is because i really wanted him to have psiionics but also wanted him to be a blueblood, and the fact that his powers are nigh uncontrollable is me reusing original!cve’s chlorokinesis idea, this time the reason being because his body cant handle an ability that supposed to be only seen in lowbloods rather than just Because Shut Up. he was actually supposed to be aggressive and Angry(tm) all the fuckin time, but after a while i considered that his life is actually really fuckin depressing so he gained ‘depression’ as his second emotion. now i try to focus more on his defeatist nature as opposed to anything else because otherwise he feels just kinda one-note.
aislin: is based on Alphys from Undertale, because i really like making characters based on my fav indie rpgs apparently. i got to that part in the game when you realise that alphys has been watching you from the very beginning, and thought a troll with surveillance-based psiionics would be a really neat concept over making Yet Another Geeky Scientist (although ais is interested in science to reference alphys, she just doesnt practice it). in terms of personality, she’s katrin 2.0, because as much as i love kat how she is right now, i really missed her adorably yet painfully shy personality that she used to have. i am also v. protective of ais and the types of trolls she interacts with because i refuse to have another Incident. so its more of a return to original concepts that earlier characters once embodied.
lanthi: came about because A. I was watching Owarimonogatari and i fuckin love Ougi and B. it was finally time for me to make a subjug. her chucklevoodoos are a play on the fact that Ougi is scarily good at prompting people into figuring out the exact answers they’re looking for, and especially in the Sodachi arcs how she was able to make Araragi remember everything about his past that he’d blocked out of his mind just by asking the right questions and the right time. for lanthi, i interpreted that as fabricating memories through suggestion, so her targets become more receptive to listening to her since they suddenly recall her as a familiar face they can trust. i havent really done much with her so i dont rly have anything to say, other than i still have no clue what the fuck she is.
velour: oh boy, velour. i had so many concepts for this fucker that it was hard for me to settle on one. along with being a celebrity fashion designer and vlogger who happens to be a lowkey con artist, other concepts i had in mind were a matchmaker, and a borderline yandere who uses his celebrity status to lure in targets to fall in love with him. i scrapped the latter two ideas (tho now the yandere thing gets referenced by the fact he gets fans paying him to act out their own weird celebrity stalker fantasies LMAO), and somehow managed to mash together all my concepts into an actual troll. he took the longest for me to figure out, and it wasnt until after i made liiore and gave him a past with him + mikiel where everything started to click, but now everything works and im super happy w. him.
liiore: was somewhat of an offshoot of my many velour concepts, since along with the celebrity idea i was also thinking of an ex-celebrity concept as well. also one night i was reading the PokeSpe page on Bulbapedia and it mentioned one of the main characters being an ex-celebrity who became a shut-in after he got too overwhelmed by the lifestyle, and i really liked that concept. so then liiore was born. he was also my 3rd attempt at making a cute shy boy character, except this time i nixed the ‘but also grumpy in a cute way’ so i wouldnt end up with Yet Another Errett or Rosato. now hes a huge dopey ball of adorable shyness.
daimon: so when i first played Awakening i made a Fire Emblem-inspired troll who didnt really click with me so i scrapped them almost immediately. then Fates came around and I fell in love with every single archer but especially Niles and Takumi, so i was like ‘yknow what lets try round 2 for an FE troll’. so dai is a mishmash of all the Fates archers (but Niles remained the main inspiration so that’s why his appearance and personality is closest to him), as well as kinda more Arthur than Setsuna simply because i thought a troll with impossibly bad lukc would be hilarious. and also hilariously tragic, hence his backstory. since i havent really rped him that much he hasnt really changed in concept, but he also became inspired by Jake Peralta from Brooklyn Nine-Nine after i started watching that and now i cannot unsee dai in jake help me.
callan: is based on a combination of ‘The Phantom Thief’ trope, Bungou Stray Dogs (particularly Dazai and Chuuya in terms of design), and the fact i was talking about my faceblindness issues with my parents and thought ‘hey a character who no one can remember what they look like would make a great thief’. and i was thinking about rosato’s backstory and really wanted to make an npc to fill in the gaps re: how he died but whoops i got attached to the concept and now ive got a legit troll on my hands. i was also thinking about how i have way too many pretty + well-dressed + cultured male trolls so i kinda made callan a different spin on my own predicability by making him look smart and cultured but really not giving a shit about anything of the sort. he loves the theatre but only if theyre musicals with a lot of comedy, he steals art and knows his art history but only so that he can definitely steal something of worth that isnt going to end up a forgery, he’s sharp dressed because it attracts attention given his caste, and he drinks beer because he looks like a guy who’d prefer wine.
#headcanon#EVERYONE#jesus christ its finally done#im going to bed now its 5am and my parents are already awake RIFP
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Day 1
I want to start this blog stating that I’m going to attempt to write everyday, and maybe even more than one a day. The events of this blog will not be in chronological order, it’s going by what is really tearing my heart apart that day, where my mind wanders.
I want to say thank you for whoever reads this, and I hope through my healing it may give you some insight in your own life, or better understanding of whatever. Or even if you’re just curious, I hope it tickles your feather I suppose.
On we go.
A month and a half ago I met someone, and we had the instant click. Whether it was because we were considerably nerdy, or because he made me feel safe during my current situations. Honestly, it was all supposed to be a joke; and thats so sickening to me knowing that I fell that low. We first met on tinder, and he would send some uh... wonderful messages. And my co-workers and I would read them and respond, then chuckle as we just kind of made fun of this guy who seemed to really be trying too hard. -Sigh- Who would of known that this guy was actually someone with a very very soft heart. We lost contact once I left my job shortly after my miscarriage and gained contact back when I returned, he was already seeing someone and I was on the line of breaking up with the person I was with at the time as well. We made rules that we wouldnt hang outside of work until we both had ended those two terms, because we wanted to be as truthful and transparent with not just one another but with them, fairness to speak. Today, I couldn’t tell you how we got to where we were that day, it was literally just a click... Maybe I was craving something that he posessed because I wasnt getting it in my own relationship? Idk. But, the first night we hung out... I knew I had to keep walking with him. He took me to Wawa at 3am, and bought me a tuna sandwich, and we drove to some dock area and talked about politcal things, hospital business and just our opinions on the world. It was freeing, connecting and intoxicating to find someone who had a like mindset as my own, that could hold an intellectual conversation on things that really mattered to me. After hours of talking, he drove me back to my car and kissed me, and it felt so tender and innocent. I think that was the moment I let my walls down, that for some stupid reason my dumb broken heart wanted to just burst and open up to someone I barely had any knowledge of. The most we talked when seperated was sexual things, and from my past expierences that was never a good sign, but WHY DID THIS FEEL DIFFERENT? Was it because he was a nurse I worked with? That I believed he didnt have the capacity to break me like anyone else could in this world? -sigh.- I slept with him that night, and the hormones our brains release during that time, started the attachment. But it also set the fear in that he would be like everyone else. I want to skip around so much because diving back into these memories have been nothing but haunting the last week, but I’m trying to remind myself that skipping details is skipping moments that could possibly heal you. As I’m writing this, I’m crying tears over this stupid guy. And calling him stupid isnt going to fix anything, because even though you guys have gotten to read down to this part, I just want to say he isnt bad at all. He didnt leave to be an asshole, he was physically ill, he had an addiction problem and I was his catnip. And asking him to stay wasnt just selfish of me, but it was deadly. I would of never forgiven myself if he relapsed because I pushed him too far. I know he cared about me, and the impression I’m giving of him already doesnt give that off, so I wanted to say that before I continued the rest of this story.
Anyways, weeks passed and James and I would have deep conversations about our lives, fantasies, dreams and things. He would care for me when I was sick, reach out and cushion the blows I would take from the break up I just endured. He would push me to take the stress of work and push through it, remind me that I’m doing it for the greater good, and that I was doing just fine. He calmed the storm in my mind for a brief period of time, while I rumbled the dark one in his. Sex and the connection we made was what he called “catnip” to him, and he tried to push me away and I pulled him right back in. Not only was I intoxicating to him, but he became just as much to me. Who wouldnt want someone who could protect them from the harsh of the world for some time?? To give them that freedom feeling that they have CRAVED to feel for years? Valentines day, he gave me 3 chokers, and they meant the absolute world to me. Not only were they ones I wanted, but they had meaning to me. They were heartfelt emotional presents, specially from him; and I felt I was flying. I think that night was the night I began the falling process, or well... I know I did. I stepped off the ledge after he told me to not move furniture into a house he was only renting. I refused to believe that, in my head I thought I could save him, that this would be different. And the signs he gave off, gave me the hope that just that was happening.
......this is the hardest part.....
The day after Valentines day, I woke up and in my stomach I felt something different. I felt like our connection was torn, I was depressed and I thought it was just maybe me. We talked all day, and everything seemed normal. But that night, when he got off his shift, he met me in the staircase at my work. The staircase where he would visit me before he left, where he told me how crazy he was for me, where we shared some of our best kisses.... The staircase I walked down to have my first in face conversation with him...I sat next to him... Him: “Hey buddy, how are you?” It always bothered me when he called me buddy, I wasnt his buddy. I was his Kitten, his baby... “I’m alright, how are you?” “Tired.” I wanted to just slump onto him and just melt. But I could feel the tension behind his words, that there was something that he wanted to say. “Are you still coming over Thursday?” “I don’t think thats going to be a good idea, buddy.” That last sentence shattered the world that he built up with me. I pressed on asking and he began to lightly tell me how what we built up was unhealthy for him, which I didn’t understand at that moment how it was unhealthy. How our relationship was bad for him, but I wasnt. His hazel eyes stared into mine, and I could feel that wall being built between us, I felt shut out. I tried clawing at that wall, pushing, hammering everything I could to get him to tell me why he was leaving. I sat on that second stair of the top while he stood below me, asking me to tell him to leave... I couldn’t. Telling him to leave was like telling myself to drown at that moment. How in such a short period of time could one person make me feel all this in a second. I didn’t grasp how we went from one moment of bliss, to.... hell. I’m still processing through this part, and it wasn’t until last night that it all made sense to me. James expressed so many times that he didn’t want to leave, but what we had was enticing his addictive nature, which could push him to relapse. And the only way to stop that, was to stop being with me. And I felt like I was so unhealthy for him at that point, no matter what he said. But it wasnt me, it was what we had. And there was no going back from that, you can’t just build up a relationship and then change it expecting it to change with you. So, you have to end it... Which is still hard on me, because I care deeply about him. And because I care deeply for him; I’ve started to let him distance from me.
I wrote him one final text last night expressing every little emotion I had for him, and apologizing for throwing his stuff out, which I regret so much now because I dont have an inch of his love in my house... just my bed still smells like him. I can’t count how many times I’ve thought about him in a day, or how I’m still picking pieces of our relationship apart to find solutions or how BADLY I fight with myself to text him, begging him to text me back. Even after we broke up, he still wanted to come take care of me... I invited a random guy over to poke at him when we broke up, and he still came over to calm the pain in my heart once the guy left. Who does that? Not only do I know that what we have was unhealthy for him, but by the way I acted when he hurt me, was how I knew I was unhealthy for not just him... but those around me.
Moral to this story, even though its not fully finished but this is as much as I want to dive into it today is that... people are lessons. And James was the one who left pain in my soul, and that pain finally opened my eyes to how dangerous I am to people, how much pain I actually feel. I’m so for healing those around me, and saving those who need it. But... I forgot about me. I forgot that I need those things too, from myself. As of right now, I havent texted him; I’ve kept my word to let him distance, and I think he’s finally removed me from snap chat so he wont look at my stories and have the craving to return.
As for me, well... this whole thing has made me realize that I need time to really heal and figure out me. I’ve been in and out of things in life, that I don’t think I’ve ever slowed down long enough to process what it is I’ve gone through.
Do I love James? I think I loved the idea of being with him, and the feelings he gave me.
Do I care about him? Yes, and because of that, I don’t want to get in the way of his recovery.
Do I hope we can ever become something? At this point I think it’s healthy to say that everyone hopes they can get back with the person who just left them . I do hope we can talk one day, i miss our conversations.
What’s next? Well, work today... I’m dreading the day we have to run into each other at work, but that day will come and when it does, I’m going to embrace it and push through.
I think thats enough for right now.
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my life is now so fucking boring. the most exciting part of my day is going to the gym and when i occasionally go to the grocery store. i go days without having face to face interaction with someone who wasn’t paid to talk to me. my life is painfully boring and pathetic right now. pATHtic. i am trying. i think my ass is slowly looking better though i guess. i went to a boxing class on accident. i actually enjoyed getting yelled at because at least someone was talking to me :-) the person im fucking told me they try to call me because they know im siting at home alone :-) that’s pretty pathetic! hahahahahhahahahahhahahahaha i have no friends left. the only people i genuinely want to hang out with here is:
my neighbor
i have a fun time with my geologist friend when i show up but i always have a bit of anxiety about seeing him because i think he has a crush on me and i feel like i always have to keep distance between us because of that so idk i dont even know if it counts because i still have a bit of anxiety
my therapist (but i mean she’s paid so i dont know if that counts)
the boy i’m fucking
yeah idk. i have like 2 maybe 3 other people who ask me to hang out but most of the time i just bail or whatever because i don’t really want to be around them. i wanted to hang out with my old roommate but she makes me feel guilty for not being there so it makes me want to be there even less but i guess i could’ve done a better job but i guess only care about it cuz i feel guilty so even then i didn’t really care i guess.
i have lost all my friends because they were all fucking jerks for their own unique and very fucked up reasons. maybe aside from one she is just weak. but the rest destroyed my social standing by spreading rumoes, stole hundreds of dollars from me, and generally used me to make themselves feel better. or to keep a roof over their heads. but either way shes still gone. but yeah im far better and healthier without them but the fucking mundane lonely boringness of my life is almost as bad as being in relationships that aren’t good for me. i listen to podcasts so i can better stomach the silence of my life. i hate living alone. but i can shit in peace as much as i want i guess.
i try to supplement this by internet communications with my friends in other places across the globe but this is just like....a small crack hit idk it makes me feel nice for maybbe an hour or the evening if im lucky, but eventually it’s back to the same day in and day out. when i try to talk to my friends about it its like yeah they get it cuz everyone is lonely but i dont think they like....*get* it. everyone around me at least has things occupying them even if they hate it. they have interests and passions and homework. i have homework too but i just dont care enough to do it. my passions include listening to podcasts and going to the gym. i like going to the gym beacuse i get to be around people. pathetic.
im also too tired and have been burned too many times to try to make new friends. i hate my school and im old now. no one really is making friends with a last semester senior. im not interested in participating in school related events, i.e. i wont join a club to meet people. i stopped smoking weed so the void has just gotten even bigger, although i do think my decision to stop smoking was good. i tried to pick up drinking on a friday night but i even suck at that. im at a point where i resent netflix and i feel my soul drop ever so slightly, further into descension, building upon the depth of my emptiness every time i turn on the office. if i have to listen to michael gary scott fill my void any fucking more im going to lose it. this was once my depression show. now it is the show that makes me depressed. i feel like i rarely get any relief from these feelings now; it only comes if i have an uplifting conversation with one of my internet friends (thats how my friends feel now. like a series of 0s and 1s.) or right after i finish a workout, which is just a fake induced shot of dopeamine. it fades as soon as i remember i have to walk back home. i’m even posting into the void; no one will read this hahaha.
i am like a much healthier person and i am a lot better at setting boundaries and meaning it and doing what i need to do. i am better. i am a much better healthier person. but im fucking bored and im fucking lonely.
i bought a midi keyboard with a beatpad to try to occupy my time. ive played with music for years so idk maybe this will at least occupy my time. i want to create something i want to feel like the space i take up is meaningful i have no friends AND i have no purpose. i can’t get a job because for the amount of time i have left here no one will hire me and im fucking sick and tired and above working minimum wage jobs. i am like hopeful about my future and i dont think it will be this way forever but it will at least be this way until september....and it’s only January :-/ i also have been trying to get into cooking more which i love when im doing it and shit but idk! i dont got the answers this shit fuckin whack
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Santa Paula California Cheap car insurance quotes zip 93060
"Santa Paula California Cheap car insurance quotes zip 93060
Santa Paula California Cheap car insurance quotes zip 93060
BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr
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Santa Paula California Cheap car insurance quotes zip 93060
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Should car insurance still be payed if the car has been taken off the road eg. S.O.R.N was declared. I say it shouldn't but my neighbour said it should be (he's a man!)
If my insurance pays off what i owe on my car would it be on my name?
or would if be on my car agency name? i was hit by a 73 male no insurance and well all i have now is for my insurance to cover it and to fix my car is about $7,500 and its a total loss so my mom was told and estimate of what the car might be worth is between 5,000 and 6,000 i have and 2004 Hyundai Elentra. I still owe the agency a year of payment so is the check going to be under my name or the agency. im hoping under my name this way im able to buy a car- cash and keep paying my agency what i owe. bc it sucks to still pay off money even if the 6,000 for the agency and i still have to pay monthly if its not enough to cover the whole amount i owe. HELP""
What is the penalty if police finds i have an old car insurance card in my car and not the current one?
i switched car insurance company, and i forgot to put the new car insurance card in the car, i still have the old one there but it expired. if the police stops me for some reason, will i get into any trouble? i have the new car insurance company phone number in my cellphone.""
Car insurance HELPPPPPPPPPPPPPPPPP?
how much money would car insurance be on a alfa romeo giulietta turismo in white from brand new out of the show room this year on a woman driver at the age of 17 cost ???
Can you stay on your parents' health insurance?
If you are under 26 and get a job that offers health and dental insurance, can you legally stay on your parents' health plan? Refusing does not jepordize that, correct?""
Insurance claim and deductible questions?
I scratched somebody's car while they were parked, so it was my fault. Damages were minor. Since my car is old and I've dropped coverage on my own car (I have coverage for the other car), I have no plan to fix mine. And the other party offered to settle on our own and not go to the insurance company. So, the questions are: 1. If I claim to my insurance company, how much out-of-pocket do I have to pay? His deductible? Or $0 (since I am not fixing mine)? 2. Would my insurance rate will go up even though I have a clean, no at-fault, claim for at least 10 years? 3. Is this settle on our own legal? And anything to watch out for? 4. What would you do if you were me? Thanks much!""
Is a 2004 used infiniti g35 a good and affordable car?
i am saving up about 2000 to put down on it. and how much would the monthly payments be. including insurance? i gross about 700-900 a month. thanks.
A guy crashed into my today and totaled my car-how much will his insurance pay towards a new car?
My car was worth about $8000, give or take (that's what the officer told me). It was completely paid off. How much will the other guy's insurance pay towards a new car, or should I ask for a check? Which will be the better deal?""
Do you have affordable car insurance in Tennessee?
Do you get a good deal on insurance? Where do you have yours?
Is Geico a good car insurance company?
My car insurance policy is up for renewal, so I decided to do some comparison shopping. Geico quoted me a price that was $250-350/year less than any of the other companies. The coverage I selected is as good or better than what the other companies were offering. Would Geico be a good company to switch to, or should I go with someone else? If you have had any experience with Geico (good or bad), please share.""
Drive new car on an old insurance policy?
Hi all, I have got fully comp insurance on my car, but I have just sold it. Now I have bought a new one can I drive my new car on my insurance policy without changing it and be covered third party? If the answer is yes will it cause any problems for the person I have just sold my old car to?""
HELP with car insurance for 17 year old?
I am trying to find cheap car insurance for a 17 year old :/ its proving hard and cheapest quote so far is 3500 with my mother as named driver. does anyone know any companys that specialise in young drivers insurance or ways to reduce it?
I was wondering if anyone could tell me if you can get like your life insurance lisence online and where?
I was wondering if anyone could tell me if you can get like your life insurance lisence online and where?
Getting homeowners insurance in florida?
I'm considering a move to Florida sooner or later, but I wanted to ask a quick question about insurance. I'm in Mobile, Al., and it seems the region has had some skyrocketing insurance costs, both premiums and deductables. A major factor in this is the hurricanes we've had in the past six years, give or take (Yes, i know there are more factors involving costs, the overall economy being no small part). In fact, many areas can't even get insurance in the first place, because no company will write a new policy. Does Florida have the same problem? In the past decade, the state has seen much more of its share of natural disasters than my home (my city hasn't had a direct hit from any of the major storms)""
Does your driving test score affect your insurance rates?
Some people are telling me that the higher the score you get on your driving test, the lower your insurance will be. For example, if you score 80 points compared to someone how scores 100 (full points), the person with 100 points will have lower insurance costs. I just wanted to know if this is true or not, and if it is true how much does 1 point affect your insurance?""
Does Lowest Quote Wins really lower your insurance to $15 per month?
I saw one of their ads on a car today and was obviously intrigued. How legit is it?
""Hey, guys! Does anyone know any cheap insurance for UK residents?""
I haven't travelled in a while and now am going to Finland. I must admit, I used to skip all this insurance stuff, but last year I broke a leg while riding a bicycle in the US and spent A WHOLE LOT of money on hospital bills.""
Buying a car need insurance help..?
ok. so heres the deal. im buying a used car with about 150K miles on it and its a '93 yr model. im 18 years old, and i only had my license for about a month. i need to know how much insurance is for someone my age and does the car being old and having a lot of milage on it effect the price of insurance? i want to get off my dad's insurance and have it on my own, cuz he wont tell me anything, he told me that i have to put like $2000 down just to get insurance....help please!!""
Santa Paula California Cheap car insurance quotes zip 93060
Santa Paula California Cheap car insurance quotes zip 93060
How much would car insurance cost for me?
How much does it cost to get my first car insurance under my parents insurance living in NV, USA? Also: I'm 18 yrs old, Just got my driver's license, White male Caucasian, Drive a black 1996 Honda Civic, been in no accidents, got good grades from High School, had no bad records in general, I live in a safe area, but will drive about 80 miles a week .""
Do i need insurance to title car?
do i need insurance in order to title the car to my name so i can sell it?
How much would it cost to add a Mustang GT under my parents current policy? Would it go up alot?
They currently pay I think its 125-140 dollars monthly for insurance on a 4 door 2003 buick century. So my question is, would it go up alot if I were to buy a GT myself and have them add it to their policy and add myself to it? How much do you think it would go up? BTW i'm talking about a 1987-93 mustang GT. Or chances of a 99. I dont want it to somewhat be fancy or nothing. It could have high mileage. I plan on buying one for around 1-4 grand. Yes the mileage would probably be high, but hell mustangs are cool and it would be my first car :P BTW I'm getting my license when I turn 18. I turn 17 in 2 months. I want to get a job now and start saving up.""
""Car Insurance, Borrowing a friends car?""
So a friend of mine is letting me borrow his car for three months. now the problem is insurance. We dont know what to do. He has full coverage insurance with statefarm but said that he cant simply add my name to the insurance because if i get into an accident and get sued, his parents (who the car is registered too) will have to pay for the liability. what i'm confused about is if he has full coverage, and my name is under their insurance, wouldnt the insurance company pay for it and not his parents? His suggestion says that the only way i can borrow the car and cover all liability and contingencies is if he transfers (or 'sells') the car to my mom, so the car can be registered under MY parents name rather than his, so in the case of being sued, my parents would have to pay for the damages. what to do!?!? HELP!""
Why are my quotes for car insurance so expensive?
I understand that being 17 means my car insurance is going to be a lot. I've had friends that have said their insurance is 800 for more powerful cars that what I have been getting quotes on. I've looked at the cheapest cars to insure, Peugeot 106's, Fiat Punto's etc with minuscule engines. But I'm still getting quotes for 3000 to 4000, which I can't afford. I wouldn't be so bothered if I lived somewhere where buses ran and other good transport connections, but not having a car isn't really an option for me. Has anybody got any tips on lowering my car insurance? My parents won't let me go on their insurnace for legal reasons, being that if I do crash I could get in a lotta lotta trouble aha. I just don't understand why my insurance more than triples friends quotes of the same age and same cars. thanks""
Question about car insurance?
I am about to get my first car ! but i have to wait until the guy at the car lot gives me the ok to pick it up but I was wondering about insurance do I get the car first and then get the insurance or vice versa? because what if something happens and I would get pulled over do I just say I just got the car and the insurance is about to start up? thanks in advance.
Mr2 Spyder Insurance Rate?
About how much insurance a month do you pay for a 2000 through a 2003 Mr2 Spyder? Is it expensive (is it classified as a sports car) or is it average? Also, would you recommend this car? Why or why not?""
How much will my first car and the insurance come to roughly?
i can start driving lessons in January. How much, on average, would my first car cost? and how much on average would the insurance be? Also.. What would you advise for a girls first car? :) Leave your answers below please, Thanks!xx""
Can I drive another car with my fully comprehensive insurance?
I have fully comprehensive car insurance on a car, I heard you can drive another car with the owners permission because you're insurance is fully comprehensive. (So if there is a crash my insurance will cover the costs 3rd party) Here's the tricky bit, I am on my friends fully comprehensive car insurence as a named driver. Can I (Being a named driver on his fully comprehensive insurence) drive someone else's car with there permission? Thanks in advance""
How do i become an insurance agent in california?
How do i become an insurance agent in california?
""I'm about to turn sixteen, how much can i expect to pay for car insurance?""
I have no criminal background, my employer and teachers can give me really good recomenndations, i don't know if anyof that matters though.""
What are my options for car insurance?
I am 21 and recently got my license in CA. I don't know anything about car insurance. Can I somehow be added to my parents' insurance? About how much would it cost (ranges)? I won't be driving right away but if I did, it would be with my mom's car which is already insured. How would that work? We would both be using it. Any info would be helpful. Thank you in advance!""
(uk) Do you need to tell your car insurance this....?
If you get diagnosed with mild arthritis, do you need to tell your car insurance this? And if so, do they make it more expensive?""
New driver insurance question?
Hey I just passed my theory test in the state of California. I need to start practicing driving and take my driving test. I am going to buy a car and also need insurance. Will I need a different insurance package as a learner driver? When I pass my test will I have to get a new insurance package as a license holder? I moved to CA from UK where I held a license for four years.
High Insurance Rate for RX-8 05'?
I'm 20 years old and have been driving for 4 years now. As of recently, I own a RX-8 05' (1st Car), No prior accidents, never gotten a ticket. Nothing negative what-so-ever with vehicles or finances. I'm paying $1600 and change every six months including discounts such as Military, anti-lock brakes, etc. Insurance company is Gieco. I took in to account that I am in fact a young male with a race car but with no intentions to drive reckless. Its a car that I plan to have for a few years and enjoy driving it before I get something more economically sufficient. My question is... Is this a reasonable payment? Do perks and lower rates come the longer your with a company and continue safe driving?""
How Much Would Insurance Cost On A Mitsubishi Lancer Evo?
What would be an approximate range on insurance cost for me? I was considering buying a mitsubishi lancer evo and need to factor in the cost of insurance. It would most likely be a 2003. Model: Mitsubishi Lancer Evo Car: Year 2003 Age: I am 16 soon too be 17 State: Oklahoma Occupation: Student (3.5 gpa+) Other Info: I would most likely only drive to school and the gym 5 days a week, less than 10 iles a day round trip. I would be able to pay a higher deductable if need be. Live: with parents Background: Father is a Radiologist - Income: easily 300k+ Although I come from a very affluent family my parents are making me pay for most of my car If I am lucky they will give me a 10k allowance max.""
Health insurance question for college student?
I'm a dependent college student under my parents health insurance plan and I was wondering if I take a semester off does the college notify the health insurance agency of my absence or do I have to notify them? health insurance provider is CSEA.
Do you have to be on someone's insurance to drive a car?
In the state of Florida, if your name isn't on a policy, can you still drive a car? I know that some insurance companies offer uninsured driver insurance, in case someone without insurance hits you. But, do you need to be paying monthly on a policy if you don't have a car of your own?""
What is a cheap health insurance for a student fixing to go trough nursing school?
I got accepted into nursing school and need health insurance. I do not believe there are any guidelines as long as you have it. I do not have a lot of money and need some affordable health insurance.
How long until I lose my health insurance?
I left my job on August 17, 2012. I had Cigna Health Insurance. How long until I get the letter that says I don't have it anymore?""
""If you install an aftermarket radio incorrectly, and your car catches fire will insurance cover it?""
If you install an aftermarket radio incorrectly, and your car catches fire will insurance cover it?""
Is car insurance for a second driver over 25 years of age free in Canada?
My girlfriend will be getting a car soon, and will be buying an insurance policy. I am 25 years old and have been driving for around 8 years. Do I need to purchase a second insurance policy to be able to drive that same car?""
How can I obtain drivers insurance when neither parent has a license in California?
because insurance is a binding agreement that requires one parent to have a valid license, and neither of mine do, I cannot buy auto insurance. - My grandparents will not help me either I have 1000$ to buy insurance, and I will drive either way, insurance or not, is there any loophole around this law? thanks.""
Does my aunt need insurance to drive with a learners permit in CA?
My aunt just got passed the written test in the DMV and got a learners permit. I will be the one who will teach her how to drive. I have a valid CA license and the car we are driving is my uncle's. It is insured in his name, but he added me to his policy. Do we need to go to the insurance company and add my aunt to the policy or can I just teach her because I am insured with the car.""
How can i get my car insurance down i am 19 and i cant seem to get it cheaper then four grand?
i have a 1ltr vauxhall corsa club it is group 1 insurance i have no driving offenses point or illnesses the car has no modification and it is still 4000 pound and that was for a 10 month policy 395 a month will something like 400 deposit its just unfordable
Santa Paula California Cheap car insurance quotes zip 93060
Santa Paula California Cheap car insurance quotes zip 93060
What exactly does car insurance cover?
If I left my car out in the rain with the sunroof and stuff open and my car suffered water damage because of it, would I be screwed? Or would the insurance help pay for the damages or just compensate me for a new car?""
What is the best company to buy term life insurance?
I'm trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies.
I do not have auto insurance and my license is suspended (child support). I live in California?
Is the other driver still responsible to pay for damages to my car? He has insurance. What do I do first? Thank you for your help
Keep insurance if I am selling the car?
I am selling a car that I still have financed. Do I still have to have insurance (full coverage) if I'm selling it and I'm not driving it at all? Ohio Law plz
Could switching to Geico really save you 15% or more on car insurance?
Could switching to Geico really save you 15% or more on car insurance?
How much will my insurance would cost if i would get a 92 miata. or 92 integra?
How much would it be w/o including the discount of me going under my parent's name or some stuff like that. Im 16 and im trying to get my car going but im not sure how much my ...show more
How much will insurance be on an R6?
So, i'm 19 and have had my full motorcycle license for a few months now however I can't seem to find any insurance quotes online for an r6 below 2800 a year. Now i've seen 18 year olds online who own an r6 yet am wondering what I should do to reduce this cost to something more realistic. I have a full car license and drive a car however 0 no claims bonus as I am a named passenger. I also specify that the bike would be locked in a garage with added security features. I also owned and rode a 250cc ninja for about 7months but still this ridiculous price appears... HELPPS?""
I need advice for my auto insurance claim! Please help!!?
I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""
""I live in St. Louis, MO and am a 20 year old male. I was looking for the cheapest auto insurance possible?
I will be getting either a 04' Grand Prix or a 03/04 Monte Carlo and I might have to get full coverage insurance. What company has the cheapest auto insurance. Like around $100 bucks or a little more?
""Just got my M1 , wondering what kind of motorcycle I should look at? ( price/Insurance wise )?""
I have my eye on the Suzuki 500 gs , Since its considered a Touring sport, I will have cheaper insurance... Any suggestions on some motorcycles, I live in Ontario Canada. Thanks""
""Car Accident, how much should I expect from their insurance company?""
I was just in a car accident on Thursday. Its basically totalled my car. Two weeks before the accident, I just put $2345 into the transmission, $500 2 weeks before that, and another $500 about a month before that. Thats not to mention the $1000 I put in in 2006. It was a troubled car but with the transmission fixed, it should have been perfect. The other car hit me. I really was at no fault but the other car is a company car. The people driving don't own it. They also don't seem to be American Citizens. Here's my damage, Broken Axels, my tires leaning into the car dramatically, my tire is ripped, the driver door doesn't open, blinker is gone, just severely damage to the quarter panel, ETC I did have some injury, a seat belt burn, back and neck pain. What can I expect from the insurance company? Will they take into account the recent expensive work done on the car? Any ideas? A guess? I had a 99' Hyundai Elantra - now I have scrap metal.""
Where can I get the Cheapest Car Insurance Quotes at Online?
How can I find the cheapest car insurance for me? I just got my first car and I know I will prolly pay a lot for insurance but how can I check for deals? I am on a really tight budget but at the same time, I only have a second-hand car so I gotta make sure I get insurance that will pay out if I need to make a claim. Where can I get the cheapest car insurance for my car at, and how reliable is it if I need to claim?""
Do I need car insurance in Florida?
I passed my 4 our class on drugs and alcohol. I'm waiting for my certificate to come in the mail so I can go to the DMV and get my learners permit. Do I need insurance even though I'm not going to be driving my own car? I'll be driving my friends car. Sources? What's the cheapest insurance for a 16 year old male? Name of insurance and cost? Why would I need it if I don't even have a car and I'm driving my friends car?
I need cheap motorcycle insurance. Cant afford the ridiculous $1500 insurance for a $3000 bike.?
And I need full coverage. Any idea? I'm getting the new 2008 ninja. I'm an experienced rider, but I have no record of motorcycling at all. I used to ride in my country. But here, nope. no record. All i can do to reduce my insurance cost is take the MSF course. Dont even have an american driver's/motorcycler's license yet.""
How much does car insurance cost for 18 year olds?
would it be cheaper if I combined it with my dad's insurance plan? abput how much would it cost then?
""Want car insurance on other person policy, how much?""
I want to be a named driver on someones policy, how much extra will it cost for 24 year old with provisional licence?? Vauxhall Corsa U Reg The main holder has been driving many years. Just want a rough idea..hope you can help""
Are your children on your insurance plan?
Does it cost more on your insurance for a child over 12 years of age?
Can I cancel car insurance before expiration date?
I got car insurance and paid a fee but the expiration date says it ends in one year, I paid for 1 month and now I need to get insurance from another company. Do I cancel the insurance I have now? if I dont will they charge me every month? Or should I just forget about it and let the ppl cancel me off.""
How much dwelling coverage is sufficient for a home owner's insurance.?
My current insurance covers $480,000 for the dwelling (bot house for $1 mil but i'ts probably worth 700K now). It's 1500 sq feet. I got a really affordable quote for $240K coverage, but is that too low? The salesman said anything more is probably over-insured. The home is in a nice area, has upgraded plumbing, electrical, newer roof but the structure itself is extremely old.""
""18, needs car insurance for ANYTHING please help ?""
OK ah cant take anymore of this... i'm 18 have had a license for 3 months now and live in the UK jarrow, tyne and Wear... All i want is a **** little car. But the insurance is ***** ridiculus no matter what i do a car costing 300 insurance will still be 5000 - 6000 doesn't matter if the engine is the size of a vacuume cleaner motor it jus wont go down. PLEASE somebody find me a car that isn't over 2000 that the insurance wont be beyond a joke. Been at this for over a week now and cant find anything. gocompare money supermarket direct line aviva. even put my mother as the main driver of the car with me as additional driver and still 5000 - 6000. Even insurance fraud is expensive PLEASE help me""
I'm turning 16 this year and i was wondering about insurance prices on a few cars?
I recently found a 1994 misubishi 3000gt, and a 1997 pontiac trans am. Like i said I'm turning 16 this summer and I want to know what car is better on insurance for a kid like me? I would also like to know which would be better for the winters in Idaho? An estimate will be perfictly fine. Thank you very much.""
Car Insurance pay out when vehicle written off?
My car has been written off and my insurance have offered my 1,250 for it. They said they use some Glass Vehicle Valuation thing so I went on it's website n had the car valued myself n there's 5 categories for pricing the vehicle: Trade-in Excellent condition - 1,376 Trade-in Average condition - 1,210 Trade-in below average condition - 1,066 Dealer sale price - 2,640 Private seller price - 2,221 Which is the price I should get for my car? It was an 02 plate Renault Megane Coupe Privilege + in excellent condition! I found the same car in a different colour on Auto Trader for 2,000. I think I should get the private seller price as I am effectively selling them my car and not trading it in!? My car was set on fire btw! Awoke at 3am to the thing in flames just a few feet away from my house! ='(""
What are the best insurance companies out there if you have had a DUI and a speeding ticket in the last 8 year?
Looking in California for an insurance company with reasonable rates I just got my renewal and they want me to pay 175 per month I have been only paying 100 dollars a month So if anyone of you know of a great company please post a reply and thank you
Who offers cheapest auto insurance for 25 year old males in la?
give insurance estimates
Can anyone give me any insight on approximate costs for cars/car insurance?
In defense of my ignorance, I'm only sixteen, and I'm trying to figure out how long it will take to save up for a car/driving school/insurance/all that stuff. And since I don't actually have a car yet, I can't get a quote on insurance. Also, I realize that every case is different, prices vary, and it's next to impossible for anyone to give me a definite answer, but all I'm asking for is approximation. Things I need to know: -Sixteen, newly licensed, about how much per month for insurance? -In your opinion, what's the best/cheapest insurance provider? -About how much is the cheapest that I would be able to buy a used car for, assuming I'm not picky in the least about anything besides it being one that actually runs, where I won't have to worry about all kinds of repair costs? I know this is kind of ridiculous, as no one can give me an official answer, but all I'm asking for is approximation. (: Thanks in advance. If I've forgotten any fees that come with car or insurance buying, feel free to educate me? THANKS TONS.""
Santa Paula California Cheap car insurance quotes zip 93060
Santa Paula California Cheap car insurance quotes zip 93060
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lowest car insurance for young drivers
"lowest car insurance for young drivers
lowest car insurance for young drivers
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I need a bit of help here people. Most likely from someone in the Mass area. I just bought a car in RI (Private deal, used). I have a Mass license, so that's where it will be registered. My question is pertaining to where the car is being kept. I work and attend college in RI, so that is where my current residence is. Can I set my insurance to RI where I get my mail, and still have it registered in Ma? Or do I need to use a Mass address for my insurance as well? I called the insurance company and they did not have a clue, and I also called the RMV who just put me on hold for 40 minutes.""
Any car insurance agents out there?
I really need someones honest opinion. My vehicle was stolen right out of my driveway a few nights ago. I am hoping that it is recovered, but in the event that it is not. How does my insurance co determine how much they will give me for the vehicle? Please explain in dumby terms because I am not in this line of work. I appreciate all the help you have to offer.""
Can someone give me an auto insurance cost?
Does anyone know what the cost per month of Ohio car insurance would be for a 19 year old male. Just an idea would be good, thanks.""
Do I need uninsured motorists insurance on my motorcycle if I have it on my car policy?
I was just quoted motorcycle insurance by an agent - She claims that If I have uninsured motorists on my car policy, it will cover me even if I'm on my motorcycle and thus I don't need the coverage on my motorcycle policy, making it VERY cheap. Is this true? Are there any con's to doing this? The difference in price on my motorcycle policy is $280 a year without uninsured motorists, and $950 a year with uninsured motorists.""
Health Insurance Florida?
is there any health insurance available for a 23 year old in the state of Florida I make $600 a month but I don't have much leftover after I pay bills and the free clinic is always very crowded I can never see a doctor and I know my health is very bad so is there any health insurance that is similar to Medicaid I used to have that when I was a kid and you were able to see a doctor with that I am hoping to find insurance that's is affordable and doctor offices will accept thanks in advance
How much is a Geico car insurance for a minor ?
I am 17 years old and I am just wondering how much I will have to pay for my car insurance. My mom has Geico, and I am sure that will be the one I will have, too. Help!""
What insurance companies should i be looking into?
I am 17 and I am getting my license next month...im not sure if my parent are gunna pay for me and I am not expecting them to....i have a 2001 grand cherokee limited v8 it is registered in my name I know gas is gunna be alot but i have a 8/hr job so ill pickup extra shifts since i dont have to walk miles anymore....what should i know when picking insurance, how can i get it for really cheap? in a couple days my school is giving me a drivers ed class and the also said itll give me a discount on insurance.what are good companies that like new drives?..please good responces!""
What exactly is broad form coverage for car insurance?
my insurance ran out. i dont really need a full coverage on car insurance since my car is old. I have a lifetime medical insurance. Im a pretty confident driver.
What is the CHEAPEST Motorcycle Insurance?
I want to buy a fairly new 02 or newer used Crotch Rocket. I have had 3 tickets 2 in 2008 & one in 09 for speeding you know 65 in a 50 stuff like that. Well my insurance will only drop from this point as I have driven the Speed Limit Respectively & will continue to. Well I called my State Farm agent about it & they said it would cost over 400$ a month that is WAY TO MUCH How can I buy a bike & save A LOT on insurance whats the best company? Any advice would be appreciated I turn 20 On July 11th. Please help me I am sick of my car I want a BIKE!
What's the absolute cheapest car insurance company in Illinois?
What's the absolute cheapest car insurance company in Illinois?
lowest car insurance for young drivers
lowest car insurance for young drivers
Where can I get affordable health insurance for my family?
USA 2013, it's now illegal, NOT to have medical insurance for everyone in your family. I get insurance for myself through work, which is mostly paid for by them, except my high deductible and co-pays, which I can barley afford. My wife and kids will cost me over $800.00 per month to insure through my employer. Can't afford that, it's almost as much as my rent. Half the insurance companies I've applied for say I make too much, the other half tell me I don't make enough. What I'm I supposed to do, eat or have insurance? If I just don't buy any, I'll be penalized through taxes at the end of the year. So, does anyone know of any good health insurance companies out there? Thanks.""
Car insurance?
which car would be the cheapest to insure for a newly qualified driver aged 19 male uk thanks in advance
Why is my insurance so cheap?
I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?""
Cheapest auto insurance in PA??
for a non-standard driver.
How much would motorcycle insurance cost?
Hello, i'm 20 about to be 21 in december, but i'm gonna be going for my motorcycle license in a week, an planning on buying a kawasaki ninja 250R since it has good reviews, but i'm wondering how much it would be for insurance i'm just going for motorcycle license cause i don't like cars, trucks etc. but yeah so i don't have a normal license so i have no driving record of crashes etc. i'm in indianapolis, IN cause i know states vary. Rob""
Where can I find more information on Flood Insurance In CA?
There is large portion of the population that does not know much about flood insurance. Let alone what FEMA is doing to thousands of California Property owners. FEMA is re-mapping several communities within the state and every other state for that matter. Flood insurance is becoming a necessity and if your community is being affected, your property may be becoming a high risk flood zone. That means you have no choice but to purchase a policy. If you are concerned about these changes and how they affect you, then visit www.myfarmersagent.org. There you can obtain a flood zone determination and quote. We specialize in preferred rate policies and helping you grandfather your property to its current rating. Let me know if this helps anyone, I would hate to see anyone stuck with a high risk flood insurance rate.""
What is the cheapest health insurance company?
I am a single mom and I'd be paying for myself and my son. I don't want to go through my health insurance at work because I don't want to work there for a long amount of time. So I need long term health insurance for the both of us, but I don't want to have to pay over $250 a month. Any suggestions?""
What color cars are cheaper to insure?
its bugging me lol. i would like to know what colors are considered aggressive like red,black ect. and what colors they wont rape you over. so a list of aggressive colors and a list of calm colors. thank you for your help!""
How much of my home loan do i have to pay off before canceling my home owners insurance?
i live in FL. i am 6.5 years into a 30 year fixed loan. how much do i have to payoff before canceling the home owners insurance?
Does anyone know of cheap car insurances for new drivers i am 17 years old.?
Does anyone know of cheap car insurances for new drivers i am 17 years old.?
Traffic Citation for no car insurance What should i do?
Hello I have a question concerning a Traffic citation that i got 13 days ago. On the 21st of November i got pulled over for a blinker that was out on my car. I had bought this car from a friend 3 months ago and hadnt didnt redgister it into my name or have current tags. I had insurance for the first month that i had the car but then due to finacial problems couldnt afford the extra 220 a month for car insurance. So the State Trooper gave me a citition which written under the description only said no proof of insurance. So the a couple of days later i went and got insurance, redgistration, tags, license plates the whole nine yards and i went into the trooper station to clear the citation cause it is correctable but the lady tells me i have to show proof of insurance from the day of getting the citiation. so my only opition is either take this to court or pay a whooping 540$ and 6 points off my Driver's license i was wondering if i should take this to court?""
What is the best insurance company?
I am looking around for health insurance, but I don't which one is affordable. So, can anyone tell me which ones are the best ones? My employer does not provide health insurance.""
Who are the top insurance providers in the US for life insurance?
I am wanting to get life insurance for myself and want to find out some good references or list of common providers in US. Also, I need guidance of selecting the type of life insurance (what type of policy do most people normally get). Thanks""
What is The Cheapest Auto Insurance for A Beginner?
....
Low Repair Estimate How to Go After Insurance Company?
I hit a car at its back and caused cracks on its rear bumper. It is my fault and my insurance company supposed to pay for the repair since I have liability insurance with them. But the estimate from my insurance company for the other car came out much lower than the estimates the other party got from other body shops. And now the other party comes after me and they said they gonna sue me. I would like to know how can I push my insurance company to come up more. Thanks!
Full or Limited Tort with no car or insurance?
I was in a single car accident in March. My car is not drivable and I am donating it. I want to cancel my insurance on the car and my agent said that I would have a lapse insurance which would make it more expensive for me to get insurance in the future. I live in PA and also wonder that if I no longer have car insurance does that mean I have limited tort if I'm passenger in someone's car or get hit while walking. I'm currently driving my mother's car which is registered and insured in DE I have concerns as to my liabilty and hers if I were to be at fault in an accident in PA. Doing some research today has just made me more confused.
What are the charges if you have a suspended licence and no insurance?
well ok my boyfriend was driving with a suspended licence and no insurance..and one night he ran into a street poll..the police came and now he has a court date. i was wondering what are the charges, and could he end up in jail?""
How can I start an auto insurance business in California?
How can I start an auto insurance business in California?
Dodge Charger and Insurance?
My son turn 17 last week and got his license, how much would insurance be a year if i bought him a 2008 Dodge Charger in Black fully loaded.If your going to answer don't say if your buying him that then you don't need to worry bout the price of insurance cause I'm not pay 8,000 a year for it""
Where can i get cheap car insurance? (i'm 19)?
Im 19 and own a Vauxhall Corsa 1.2 and im looking for cheap car insurance. ive tried a few websites and its coming out over 5k for the year, something a LOT less will ok, if anyone can tell me a few good companies or quotes that i can use? thanks""
Where to find good car insurance for 17 year old boy and a decent car to go with it?
hi im 17 year old boy, just passed my theory test, i have around 1500 for a car, but the insurance is so high, best quotes ive been getting are around 4000 on corsa's and clio's , do u know where i could get cheaper insurance, or an alternative car that will have cheaper insurace, i dont like KA's or micras or cars like that, HELP PLEASE""
Is it possible to get affordable life insurance and dental insurance if i am not employed?
.........and if so, roughly how much money would this cost per month?""
Insurance company is denying me insurance.. can anyone help out?
well i was driving alone on a learners permit, got into an accident where i was not at fault. the insurance company denied the car claim and now they called and said they refuse to cover me unless my ticket is found not guilty. The problem is my court date is in 3 months. Is there any other way i can get insurance coverage?""
How much does insurance cost for TLC/taxi in New York ?
I want to register my Honda accord 2008 to be a taxi. How much would my insurance cost ? Thank you
What is the cheapest car insurance price in Texas?
I know it'll depend on the quote on for me and stuff but as far as a GENERAL average price or hell maybe even exact price what is the cheapest ABSOLUTE minimum price in Texas?
lowest car insurance for young drivers
lowest car insurance for young drivers
Is it any wonder so many 17-30 year olds are driving around without insurance?
This is obviously the fault of the insurance companies for pricing them out of the market with their ridiculously high quotes
""Car insurance help, please answer!?""
im 19 years old got my license when i was 18, im moving in with my grandma for a year or so, would it be cheaper to put me on her insurance?""
How much would it cost for a female 17/18 year old to be insured on a 1.2 Clio?
It's a 2002 model, also what is a very cheap insurance price range, and what sort of car would you have to have?""
How much a month would i pay for a 350z plus insurance?
Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""
Do you know of a good motor insurance company?
I have just bought a merc. Need a good and reliable insurance company. Please suggest one.
Does State Farm Insurance go up after ONE speeding ticket?
I'm almost 18 years old, and I'm on my dads insurance policy. They've been customers with state farm for almost 15 years. I got a speeding ticket a few months ago, but ...show more""
How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?
How do you find affordable medical insurance to cover family after the breadwinner becomes disabled?
Would I able to stop my car insurance if the car has not been fully paid?
I bought a car, mazda protege and I'm planning to just store the car in my garage and not drive it for a year. obviously , Im not gonna be using it so its stupid to have an insurance for it. but the car is financed from a bank, I owe the bank a car loan. would the bank care if theres no insurance on the car. help pls.""
Father is looking for medical insurance. Any suggestions on which company?
My father is looking for medical insurance that covers stuff like x-rays, perscription, doctor visits, etc. Does anyone have a good medical inssurance company that covers that stuff ...show more""
Where do i get health insurance in texas. im 18?
18 year old male. Parents dropped me. Sad day:(. Haha so where would I find cheap good health insurance :)
Company Car - Insurance - Accident.?
Well, driving home last night from a club with my friends. Almost finished dropping my friends off we go through a puddle, me not knowing how high it really is so I assumed it was only little. Coming out of the puddle, the water was coming up-to the car bonnet (dashboard). So the engine and power, all cut out.. So we have to get out, and push the car to a higher ground. Obviously, the engine has flooded and after a few attempts of jump starting it, didn't work. So I had to ring the break down service to come pick us up. As this is my fathers car (company car), will I have to pay any excess? Considering that I am 19, will the cars insurance be valid? (Meaning, will I be able to drive it again?) Car: BMW 1 Series (118) Advice please?""
California low cost health insurance?
i need an innsurance with a low cost monthly fee.. i just need it for birth control. i dont want to pay full price it gets pricy please let me know of some good ones that you have experience with
I really need some good advice for travel insurance please?
Going to thailand and possibly france or spain to for 1 year. Wats good and why?
What would be the insurance policy on a 2013 Mustang GT/CS?
Make believe it is the summer of 2014 and I just bought the stated car above. How much would a typical insurance go for a used Stang with around 7,000 miles in a small city(like Gainsville) go for?""
I have a small business liability insurance question?
We have a contract that will probably not generate that many call if any after the first one and the company wants us to carry them on our general liability insurance. I dont feel we should as its an added expense for something we will probably not get a call from again. what is the opinion of the answers people
Having car insurance cancelled??
my payment is due in a few days, and due to financial difficulties, im not going to be able to pay my car insurance on time. when i go to the web site (i have progressive) it says pending cancelation on 7/27/08 ... can they do this? what should i do?""
Car insurance help needed ASAP thanks.?
Ok. My father has his own jeep insured in his own name.He has owned the jeep since 2005 and he still has it this day.He has a 9 year no claims bonus on it.He is insured with FBD insurance.His insurance is commercial. Now I have my own car which was only bought recently but I put my car in my fathers name.Now the reason been is because im trying to get my insurance cheaper.Now I dont want any comments saying that its insurance fraud because every one is broke now and trying to get things cheaper just like myself here.Now what I was thinking if I were to go with a differant car insurance company than his and if he were to go as main driver and me as named could he say that he uses the jeep for commercial use and the car for private use? If that works can he put his 9 year no claims bonus on my car which is in his name so ill just say he owns it for now one.So can he put his 9 year no claims bonus on my car aswel as his own jeep aswel.Because if that worked I would get mine really cheap?So if that would work,I know that if i were in an accident his no claims bonus would be gone but my father trusts me to be a carefull driver. I only want proper answers to my question and thanks very much for the help and it will be much appreciated for it.I live in Ireland aswel ok....Thanks very much.""
Prelude vs Subaru on Insurance ?
Which one is typically cheaper? Between a 97 - 01 Prelude and a 00' Subaru 2.5rs Iv heard prelude insurance is expensive. I know wrx insurance is insanely high but im thinking the 2.5rs must be cheaper since its not turbo'ed.
Insurance co is saying my car is totalled?
I have an 11-yr old car with 106K miles that runs well. Last night I was rear-ended quite hard while waiting at a red light. Both the other driver and his insurance co immediately admitted liability. The damage to my car is pretty bad. I went to the auto body shop recommended by the other guy's insurance co - they told me the car will have to be totalled b/c it will cost more to repair than what the car is worth - he estimated the car is worth $2K and repairs will be at least $4K. So the insurance co is saying they'll give me a check for $2K and I have to get rid of the car (apparently that part is New York law). But I cannot buy another car - at least not one I'd trust to drive! - for $2K. The accident was completely NOT my fault - how can the insurance co not pay to repair it? Has this happened to anyone else out there? Is there anything I can do? I don't want to give up my car! :( Please help?
Can you be arrested for not having proof of insurance?
A friend of mine recently was pulled over for window tint being too dark in kansas. The only windows showing were extended cab part. Front drivers and passengers windows were rolled down. When asked for proof of insurance, he looked in glove box. Did not find most recent card but did find the previous one. The officer proceeded to arrest him for no proof of insurance. The officer also stated that it was a city law for that particular town. Can each city pass their own laws? Can they arrest you for no proof of insurance? Even if that certain town had this law, can they arrest you for that law even if you do not reside in that town/county?""
Shall I buy Loss Damage Waiver (LDW) at car rental?
I have car insurance for my Honda compact car via Geico. I need to rent a car at an airport for a small vacation. When I rent the car from Hertz or Enterprise or Dollar, shall I buy the Loss Damage Waiver (LDW), which is about $10/day ? I already have insurance on my car and the insurance company said that my existing Geico coverage will be transferred to the rental car. So it really so? Just wanted peace in mind and I do not want to spend unnecessary price either. Could you please comment? Thanks a lot.""
Tricare/ER Insurance Question?
I lived in Arizona last year and still am in the Tricare West system (out of Luke AFB), although I now live in Ohio. I hurt my ankle several weeks ago and still can't bend it certain ways, and am beginning to suspect a hairline fracture...if I go to the ER (nowhere near any military facilities, especially not with hospitals), and put down my insurance company, will Tricare pay for it (including poss. X-rays) even though I'm still in the Tricare West system? Or should I submit the papers to get a PCM in the North region? (No matter what, I'm assuming I don't need a referral from my PCM to go to the hospital/get X-rays, is this correct?)""
How much does boat insurance cost on average for a 28ft boat?
How much does boat insurance cost on average for a 28ft boat?
How much is insurance on a genesis coupe?
I'm thinking about getting a genesis coupe sometime in june. How much is insurance on this car? I'll be 17, and I have done drivers ed.""
Do you need to give a vin number in order to receive a quote on your cor insurance?
My mom called the insurance company to get a quote for adding me onto the insurance. The woman on the phone told her that you need the vin number of the car in order to get the quote. Is this true if the car was going to be new and we knew the exact model and year that we were getting?
lowest car insurance for young drivers
lowest car insurance for young drivers
How much would insurance cost for a 1990 pontiac firebird?
I am 17 and a new driver but I was going to buy a 1990 firebird and I was wondering what the average price I would have to pay for this car
Cheap Cars to Insure for 17 year olds?
Hi, I am 17 was was wondering if anyone knows of any cheap cars to insure that they could recommend. Cheers Kieran.. (P.s., if that's OK maybe you could roughly say how much your insurance was or approx how much it would be?)""
""After a DUI,about how much a month does your car insurance go up?
First DUI and I share a policy with a family member.
What is the typical cost of motorcycle insurance in california?
What is the typical cost of motorcycle insurance in california?
Insurance rate for a 2000 toyota celica?
Insurance rate for a 2000 toyota celica?
Do Auto Insurance Quotes Affect Your Credit Score?
If I apply for a ton of different car quotes will it hurt my credit?
I need to know where i stand with insurance?
basically a guy drove into the side of me and my car is in the garage awaiting assessment to see if its to be written off or fixed. of course the insurance wants whatever is cheapest and its looking like it would be cheaper to write it off. if this happens can i 1. offer to pay more on my excess to get it fixed? 2. get the car picked up and pay for it all myself to get fixed at my own mechanics? its not that the car isn't fixable its just that the insurance is looking at the cheapest option, which looks like writing it off, because my excess is so high, but if they do this i will never be able to afford the insurance, so would rather keep this policy and fix it, anyway is this possible and can anyone find a loophole?""
Why you would be better off buying a 20 year term life insurance policy at age 25......?
Why you would be better off buying a 20 year term life insurance policy at age 25 rather that buying a one-year renewable policy?
Should I buy car insurance or not?
I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?""
How much do you think insurance would be for me?
I'm turning 16 and honestly don't know where to even start when it comes to insurance. Right now my parent don't have insurance.. Do They need to have insurance so I can get insurance? I live in tennessee I'll be driving a 2006 black jeep liberty and insurance just seems really confusing and scary.
What does liability mean when getting auto insurance?
What does liability mean when getting auto insurance?
Rear end collision maximizing insurance payout?
I was rear ended rear ended last week and am awaiting a return call from the insurance agent of the liable truck that hit me. My car is a 2000 honda accord ex vtec 4 cylinder with 92000 miles on it. It was in excellent condition which kbb values at about $7000. I'm asking if anybody who knows about insurance companies or cars could look at the pictures i posted and let me know how much damage there is. What should I expect to hear from the liable insurance company? Whats the best way to go about dealing with them so I get fair compensation? Totaled or not? Pictures: http://postimage.org/image/vecjentqn/ - my car http://postimage.org/image/tmybfn705/ - my car http://postimage.org/image/lxes9zxej/ - suv that hit me http://postimage.org/image/di7mswbjv/ - suv that got hit http://postimage.org/image/9po4d5w1n/ - truck that hit suv ive been working on this car daily for the past month.. 3 to 4 hours a day making the interior extremely nice.. replaced all interior lights with leds, rear view camera, dvd nav head unit, new speakers, amps, wired everything nicely, did this for my bionic.. http://www.droidforums.net/forum/droid-bionic-hacks/172356-my-car-dock-hack-hdmi-out-car-audio-video-webtop-mirror-netflix.html My insurance agent (geico) said they could take care of it, which would be when they get to it. Also, geico is not covering the cost as my family has liability only coverage. So nationwide is paying for the cost of repair or for the value of the car if its totaled. I need a vehicle in less than 2 weeks to get back to school so they told me if I want to speed up the process call the nationwide guy myself with the claim #, which i did. Left 2 voicemails and haven't heard back yet im hoping he will call tomorrow morning. I don't know whether to mention the added electrical equipment and the many many hours and money i spent installing and perfecting them.. if that will increase the amount of money i get or not If your me, and have two weeks to either get the car repaired and rewire all the stuff thats broken, or get a new car and reinstall the equipment i'll take out of the totaled one, what are you doing to make this go as quickly as possible and get the most compensation for the time money and aggravation?""
Why is reasonable profit for insurance companies bad?
Many jobs are provided in insurance.
How much should my car insurance go down by after a year?
Female, 18yrs old""
Good health insurance?
Looking for good affordable health insurance.
How much it costs for car insurance in london for 20 yrs old?
How much it costs for car insurance in london for 20 yrs old?
Which stae has the cheapest car insurance.? I know Jersey has the highest.?
Which stae has the cheapest car insurance.? I know Jersey has the highest.?
Do you have health insurance?
If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""
Does filing a police report increase car insurance?
I filed a police report for a hit and run minor fender bender that I can fix myself. Did I make a mistake filing a police report?
Is it possible transfer the auto insurance?
I would like to buy a old car and is it possible to transfer the excisting insurance to my name,I am living in MA USA""
Volvo S40 insurance cost?
I'm going to lease a new car soon and I had my heart set on a 2008 Volkswagen Jetta SE ($21,040), but yesterday I found an really good deal on a 2007 Volvo S40 ($20,800). It's never been sold so it's technically new (it was a dealer demo). I'm just wondering if the insurance on this car would be similar to that of the Jetta. It's the base model 2.4i with no options except the automatic transmission. Do you know if if the Volvo would be more costly to insure?""
Should i use life insurance or annuity or retirement?
my wife has a non qualified annuity @ 3% fixed rate. my question is on her renewel medicaid application should i use annuity-retirement or life insurance policy. thanks for any help & may GOD bless.
Long-term care insurance?
Has anyone invested in long-term care insurance? Are you counting on that to get you through if you need help? I am fairly alone in the world and am considering this to help provide for my future if necessary.
How much is car insurance on a 2002 mustang convertable?
How much is car insurance on a 2002 mustang convertable?
How much does insurance cost for a 21 year old male?
I wanna get a car soon and i want a 2006 Mitsubishi Lancer Evolution and i was just wondering if anybody knows an estimate on how much insurance would be. I will be making payments on the car if that helps
lowest car insurance for young drivers
lowest car insurance for young drivers
https://www.linkedin.com/pulse/lexington-north-carolina-cheap-car-insurance-quotes-zip-carter/"
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Battling The Flu Bug
This flu bug seems to be pretty persistent, no matter what I do and even when I think I’m over it, nope, it comes right back. This week, on the days that I didn’t drag my ass to work, I was lazed out on the couch. Weak, sick, tired, sore, you name it. As much as a day off is nice, a day off sick, is no picnic. Gunnar came home from school each day totally thrilled, since he could spend it at home playing a game or watching whatever show he wanted. Occasionally he would give me a hug to feel better too. I’m just really hoping this is the last of it.
Sit Down Little Girl
It wasn’t those exact words and there was no pat on the head, but there may as well have been. This is never the way you should feel after a meeting with your peers, or so you thought they were.
The scene…a regular committee meeting, a fair sized committee group and conversation about the event itself…what could go so horribly wrong you ask….hmmm….
It started with “what is your organizations involvement going to be this year?”
I let them know we were cutting back from previous years as we have determined that is best for us to still be able to accomplish what seems to be our main focus in this event.
There was some discussion back and forth and some pushiness as to the fact that us backing out of things would not be great for the event, potentially. Oh well, I’m not promising something I know I can’t deliver.
So again I stood my ground and said this is what we can do and that is it.
Then the chair of the committee said, Oh R (my colleague’s name), how about you and me get together next week for coffee and we can further discuss what is going to happen with your organizations involvement.
I likely couldn’t have looked more pissed off than if he had patted me on the head and said, little girl, sit down, the grown ups will discuss this further.
I’m still mad, and its half a day later. So uncalled for, demeaning, insulting and flat out rude.
Being that I have a job I enjoy and don’t really want to lose, I bit my tongue, for now. Playing nice going forward may be hard to do.
Carefully Worded…
I did respond. I slept on it, I’ve learned thats probably the best thing, but I did respond.
“Hi, Next week is fine to meet, although before meeting, I would like to address something that happened during the meeting yesterday that was in fact quite offensive to me.
During the discussion of what MHV would be contributing this year, you cut in at the end and addressed R, not me, saying that you would like to get together for coffee with him to further discuss MHV’s involvement.
As stated, I am in charge of and also was in this case being the messenger of what was decided amongst all of our staff at MHV, I felt extremely undermined and flat out disrespected by this complete blow off. Just because I was the one saying no, we can’t do this because we don’t want to promise the world and deliver a pebble, it felt like you and also others were not really impressed with our decision.
I’m sorry you feel this way, but we know what we can offer and we don’t want to promise more than that. This is not our only event for the year, from this we go on to do the car show, the golf tournament, Canada Day, Pioneer Days, Fall on the Farm, etc., Summer in the City, while we do feel it is good for our image to be there and we understand the intent to continue to build on it and grow each year, we also have events and festivals that we are trying to do the same for here.
We will be involved as I stated in the meeting by contributing horse drawn wagon rides, our waffle booth and a kids’ activity beside our waffle booth and a guess the artifact or similar curatorial type of game to make the wait in line not seem like such a wait. We will also be contributing waffles as we always have, to patrons on the street and will have our waffle mascot available at times throughout the weekend.
Thank you”
Once I sent it, I pretty much forgot it. I guess I either needed to have the last word or at least to stand up for myself, after that, all good.
Today I got a response to my email. Now, its back in my line of sight and the response makes me sound like I over exaggerated or made something out of nothing at all. So…once again I may have to respond, although, I am again waiting until I feel a bit better and get some sleep.
Big Man On Campus
As I said before Gunnar figures being 6 means he can do anything.
For his first thing, he wanted a haircut.
Fair enough, even though I love his hair long, so its a little tough for me. Mikayla had us watching the new Queer Eye on Netflix and there it was. One of the 5 guys on the show had the haircut he wanted. After the show was over, Mikayla helped him find images of the cut on the computer and they chose 2 to print.
Then the count down to the cut began. “The day after show and tell, after you get home from work…then I can get my hair cut?”
Luckily it did work out that way. We were able to go after the wedding show. He was so excited. He talked non-stop all the way to Walmart. He marched ahead of me into the store and straight to the salon.
We waited a minute for the girl to sweep up from the previous cut, but he was grinning the entire time. He was so proud to get to pick his own hair cut.
He sat down and she started cutting and he never once stopped grinning. Even at the end when the hair products pulled on his hair, he never got rid of the grin.
Yes, letting go of the little guy is hard, but he is so happy and so proud, its impossible to say no to that.
Snow Day?
The blizzard seems to be blowing pretty good out there and I know of 4 children who went to bed with their fingers crossed that there would be no school tomorrow. I guess time will tell.
March 4, 2018 Battling The Flu Bug This flu bug seems to be pretty persistent, no matter what I do and even when I think I'm over it, nope, it comes right back.
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**Thanks for the massive response on this everyone. I run a business during the day and wasn't really planning on this much feedback - I have tried to get back to everyone best as possible and will continue to do so as best as I can. Why am I sharing this? Steel sharpens steel. There isn no shortage of this work and many won't even try (thats not a dig). There are millions of websites and no matter how good they are now they need to be redone every few years anyway. A few will try though and as I scale up next year I would love to work with those who are as driven as I am.Those who doubt this money need to rethink what is possible. 10k+ is only one or two big websites a month. These figures are not that big in the larger scale of things but its only possible if you think it is. I was in the same place last year doubting I could even survive on web design but as I progressed I seen there is plenty of well paying work available. Again though its not easy and it is time consuming. None of this is meant to sound like I am preaching but rather just to confirm its possible. I hope to post on selling more tonight if possible. Thanks for reading so far** (tried to get this bold but couldn't?)Hi Guys,I started a small web development company this year in January and I wanted to document my journey from making nothing for the first few months up to a steady income of over $10,000 a month. This isn’t all profit as I will explain but it’s been good so far and my best month was $17,000+. Apologies for my rant-ish writing and hopefully some of you get some value out of this.*** This isn't some magic get rich formula but it is a great way to learn some useful skills and get paid decent money to help people’s businesses. Also the profit and skills can be quickly used to start your own business. It takes a lot of work though and plenty of hours sitting at your computer – just want to be realistic from the start! ***Backstory: I used to work as a drilling engineer in Alberta, Canada (I am Irish) but when oil crashed I was let go pretty fast. I decided to travel in South America for a month, which I loved, but I had to go back to Canada and try find some more work. Even though I had made some good money in oil I spent it as fast as I made it and I was back to very little savings. I worked some odds jobs including moving furniture for an events company and other things. I got pretty sick of it and decided to risk it all and sell everything I owned non-essential and move back to South America. I moved just before Christmas last year and rented a small apartment in a quiet neighborhood. I slept on the ground on a mattress and basically had nothing but a desk, laptop and Wi-Fi connection. I had never successfully made money online before and I had no idea where to start. I tried Instagram marketing for a month and failure miserably. I did get some comments from Gary Vaynerchuk though which was cool.I ended up doing a Udemy course to build a website for a product I was working on. I actually really liked the website and I found coding kind of fun. I decided to give this a go and went to work.Months 2-5: First stop was UpWork, which was brutal. I did about 3-4 months on here in total and it was pretty rough. I got some good clients but most were dicks and after some kid changed his mind for the 20th time on a $100 website I quit. I never made more than $200 and most websites took me two weeks to build (multiple changes, clients were slow, kept changing their mind).Months 5-6: After that I decided to just start approaching people I knew and I did some websites for $200-500. They were mostly for small businesses that didn’t have much cash flow and could not afford to pay me much. The websites were okay but they weren’t getting great results for their owners so I didn’t feel like I could charge much.Months 6+:At the time I was doing some legal work for Canada and the person I was working with had a terrible website. One day I asked her if she would want me to fix it (broken pages, terrible design) and she immediately said yes. She said she had been meaning to do it for years and badly needed it done. She said name my price. I picked the highest figure I could think of since I knew she had a very profitable business -$2,000!It took me about 4 weeks to finish but I felt super happy about it. I spent a LOT of time on having it look great and making sure the images and copy (text) was perfect. When I gave it to her she loved it. Afterwards I asked her if she had gone with a real web design company what price would she have been happy to pay for the exact same website. Her answer… $5,000-6,000. Whoops.After this job I figured out a lot of what I had been doing wrong. I had been trying to get smaller companies to pay for websites that they would see very little ROI on. They would never be able to pay much because they just don’t make much. Or they do make a bit but having a good website doesn’t help them make more (good example is a gym - you just go to the nearest gym or the one someone recommends, a cool website won't help too much).I completely changed my strategy and started approaching larger companies that made a lot of money and were losing A LOT by having a terrible website. These are actually not too hard to find (if people want I can cover this is another post) and after a lot of cold calls and emails I started to get traction. I moved from $2,000 to $4,000 to $6,500 and after a few more up to $15,000. I read a lot on sales, marketing, design but I still only knew basic HTML and CSS. I would start off with a basic theme (around $30) and make a lot of changes to come up with a great design.Now I know people might be saying that isn’t the best coding practice (and it is not) but I added a lot of value in other areas and everyone was super happy with their websites. They are simple static designs (these owners don’t want to edit anything again for a long time) but the results were really powerful.One business got a over 10 times increase in bookings (value 40-90k a month in future clients)Directly helped an oil company close a contract for over 1 million with a great new website (portfolio, downloadable brochure)Helped a pro athlete increase his sponsors and also get more recognitionThese are just a few examples but I am really happy with every one so far and my clients love to rave about the websites and the success.Quick recap: - I started with zero coding knowledge in January of this year. I didn't know how to host a website, I didn't know what HTML or CSS was, I made a tonne of really basic mistakes and figured it all out by myself. I didn't take any expensive courses, had no mentors and probably only spent a few hundred dollars getting set up.It took me a while to refine my niche but what I now focus on now is building simple yet powerful websites that get huge results. I usually charge between 4-15k and usually have a waiting list of 2-3 websites.While I made good money on these websites its nice to know that the value I added is many times more and all my clients have been very satisfied.I am still in the early stages of figuring this all out though so I will continue to add to this post with more lessons if people want.So my humble advice on how to begin:*** I only build "custom" HTML websites, I don't know/use wordpress except in some rare cases for add on blog/news sections to my sites. Why? Most of my clients are very busy, non-tech people. They don't want or have time to update their websites. They want it built well and they want it to run itself. HTML is a lot better for this and when done right looks way more professional and requires less maintenance (IMO). I don't have anything against WordPress just that I prefer to use HTML and both work fine for what I am doing. ***How to quickly begin with HTML:Take the HTML and CSS lessons on http://ift.tt/NNLzWO. You can also do the JS section but I didn't and have been just fine.Next take the following UDEMY course (non affiliate): http://ift.tt/2fGwPO8 this you will now know how to edit and work with HTML themes. What does that mean?Well there is no point creating a website from scratch. That takes years of coding experience and a lot of time for each new clients. Luckily enough people have gone and created HTML themes - its an already coded website where you just rearrange, switch out the pictures and text and add in a few extra bits. I am making this sound simpler than it is but its still quiet simple.An example of a theme is here... (again non affiliate)http://ift.tt/2gAuYPG just a blank slate with a certain style that you work with. While this may seem like strange or cheating (I thought this was how to learn to build websites!??) its not. Anyone with an Internet connection can create a website these days so that is not where I try to add value. I add value by building a website with a purpose. I aim to build websites that get results and make money, or whatever they are trying to achieve, for the owner. Its not about code, its about how it helps the owner.*** I hope this doesn’t piss off the obviously good coders on here, I do my best to code well but I am still learning ***So how do you build a website that gets great results?Good question.So first important thing is your clients want sales not a website. They don’t want a website that looks amazing, has cool videos and sections, talks about the companies recent golf tournament or how they really wanted to do X since they were 5 UNLESS it helps gets sales. Everything must be about getting a result.Every page, link, click and action on the website is to help facilitate the growth of the company and sales.Lets take for example an immigration lawyer website...Is the goal of the site to teach you about immigration law? Is it to show you stats of work, trade and education within the country? Is it to teach you about what to do when you first arrive, what to pack, what to expect?No.The whole purpose of that website is for the user to either book a consultation or contact them regarding their services. Which both lead to that person hiring them as their immigration lawyer.Now it might use some of the above points to help with that goal but it only has one main purpose. Everything we do for that client must help with that goal or if it doesn't help... be removed.Once you sell results there is no limit to what you can charge and achieve.So where do a lot of people go wrong?The types of clients you help.Imagine for a second the website you build will only ever generate one sale per year. Maybe only one sale ever.Now lets go over some businesses you could build a website for...Client one: Jimmy & Friends Coffee Shop. One sale is a cup of coffee or maybe if they are lucky a lunch special. One sale profit: $3-10 profit maybe.Client Two: Jimmy & Co Travel Agency. Maybe that one sale is a trip to Paris, or maybe even a round the world one year break. Profits on travel are slim though and the internet is really driving down those juice margins. One sale profit: $150- $1,000 profit maybe.Client Three: Jimmy Inc. Industrial Clean Up Services. Now this website is not on the sexy side of things. It won't exact be winning website of the year award or going viral on FB but... One sale of a large scale clean up at that oil refinery this winter... Maybe $500,000 to $4 million. Maybe more.Now when it comes time to sell websites you always want to aim to get your clients ten times the results that they invest in you.So lets do the maths...Client One: You can justify 30c - $1 Client Two: You can justify $15 - $100 Client Three: You can justify $50k to $400,000.It’s the same amount of time dealing with the client, same amount of time coding, same amount of time hiring a pro photographer. Very different result.Now what you charge is your own choice. But the above example should clearly show who to build for:ConstructionIndustrial ServicesEngineeringOilLegalMedicalOther Blue Collar nichesThe first four are my favorite. Unsexy, boring, aggressive clients (people are scared to call them which I like!), potnetial large contracts."Hey but what about tech start ups and that new app, they are making a zillion dollars. Lets go build for them!!!"No way and here is why...They are in the design and internet business, they know guys already or have minimum wage slaves to work round the clock on design and websitesThere is no shortage of guys trying to approach the "cool" companies for web designYou will always be replaceable and undercut by othersThey won't see your valueYour aim is to become a problem solver for large, boring, industrial companies that know nothing about the internet and want to deal with a "regular guy" to fix that website.*** Disclaimer ***While $15k+ a month (sales) might sound like a lot it’s not really. It’s enough. Enough to invest in my real businesses and cover my basic living costs. Not every month is clean profit. I reinvest a lot of money into education, design and growing. Things go wrong and learning from scratch is hard work. Some jobs run overtime, some things I have to do twice, or three times or more.I am not sipping cocktails on some beach while I go code once or twice a week on a hammock. I have since got a bed but I still live quite humble. I code 8 - 10 hours a day and also spend half the morning at Uni trying to learn Spanish.This is a crash course on entrepreneurship while you earn money. You have to learn to sell, cold call, manage, outsource, and so on. Everyday. Coding websites is time intensive by nature.If you are looking for easy money this probably isn't it. If you are looking to learn about business really fast though while funding and learning how to grow your own business this is excellent. Just want to add that in before someone thinks this is some overnight hack plan.Next year I am going to focus on scaling more and bringing on some part time staff. At the moment I have some copywriters and use some people off UpWork and Fiverr. There is a lot more I could talk about but this post is huge. I have posted some of this info on another forum before but I wanted to added it here since I have got a lot of value from a few posts on this sub reddit before.I will answer whatever questions you might have. I also have a little FB group where we help each other out... http://ift.tt/2gqjmf0 (no business or spamming please - its just to help each other)Thanks for reading, hopefully not too many typos.1st Edit:Thanks for all the positive comments and feedback. I will try get to everyone soon.I got through maybe half those comments and I will hit up more later after work. Sales seems to be a common theme so Ill expand on that too.Hope this advice helps. I won't be "proving" anything but hopefully my advice shows I know what I am talking about. I definitely am not a great coder but the work I do has added a lot of value and revenue to my clients so I feel great about what I have done. This and other forums (fastlane forum) have helped me a lot over the years so its great to give back. I actually had some doubts about posting here since its a big wilder than other threads but I like the pressure and it helps me step up my game. Ill be back later tonight to post more. Thanks.2nd and final part: SalesSide intro note: This was a simple AMA, I am not out to prove or convince anyone. If you think 10K a month is some huge figure you will approach it as such. It is not, its 2 big sales, or 1 small sale. There are a billion terrible websites. Learn to sell (from real resources not a quick reddit thread) and you can get in on this action. I know guys doing 40-50K a month with this stuff as a small team, and I know people doing 100-200k a month in ecommerce. 10k is small. When I started it seemed huge but its better to try focus on how little sales really make up that figure. I won't be responding to any more 20 point lists. I don't care and particular posters failures or bitterness doesn't change my reality. Anyway its only like 5 people but they keep posting - use that energy and pick up a phone!How to find jobs when you are first starting: GoogleAs for finding companies that could need a new website its very easy. In fact its probably one of the easiest services to find potential customers for.Job formula: Google... "niche industry" + "local town" and go through the first few pages of results. Anything that looks below par is suitable. I try go for companies that are clearly doing well but haven't updated the website in 3-6 years. You can usually tell by the date in the footer.For example I google "Carpet search Calgary", Within the first few searches this site came up...http://ift.tt/2i5fcdH a 4k job. Nice thing is he is ranked high on Google but has a poorly converting site. I don't have to focus on SEO or convincing him people will visit since its already on the first page. All he needs now is good copy, images and a clear path of desired action for customers to take. I would probably start the phone call off with that.You could do that all day and not run out of companies that need a better website.I go for certain niches - guys that probably don't like to deal with web companies. A lot of the companies outside of bug cities are run by red blooded, blue collar guys. The last thing they want is some "nerd" ( I am a secret nerd) they have to deal with. I run a no-bullshit web design company and know the way these people like to do deals and communicate. I don't talk about "migrating hosting" I just simply say the website has to be moved etc. I have 3 years experience on the oil rigs and grew up in a construction family so I know how to get on well with these guys. I think thats one main area that sets me apart.I hear a lot of "our current web guy is impossible to deal with, he is really weird / annoying /lazy / arrogant ". Its not a tough game to be better than the rest and Im only getting started. You can see by some posters on any coding/business forum that their attitude is not helping - be "cool", friends, helpful and useful. If you are stuck on this read How to Win Friends and Influence People. It works.Now let me show you how this works in realtime (don't all call this person at once ha)... Today (like right now) this guy is using Adwords for "Immigration Lawyer Canada" ... http://www.somjen.com/ Thats an expensive search. Go check out that site. Easy sale. Already spending money, you just need to redirect it.Web design is the easiest business in the world to find new sales - you have a full list of them anytime you search anything.I have already covered what to say when they pick up in the comments below. If you can't sell to people with sites this bad then please go work on that, its key to making bigger money.Once you do a few websites, and get great results, it is even easier to sell. Slowly move up to larger and larger businesses. As you move up you will need to improve on some things like invoices, email communication, information request forms etc but you can learn it all as it goes.Ways to even boost more sales... - Sales guys on commission (covered below) - 10% referral or free work for businesses that promote you - Working the network - Lets say you do a website for X Service in New York, then when its done call every other X Service in nearby cities. Show them your results OR call every other different business that is geographically close to X service. Work the connections - Believe in what you do. I love helping people and I love my websites. If you treat this as some money scheme or scam people will be able to tell and you get sales. If you look at this thread its like 90% upvoted because I gave a lot of value upfront and people responded, its the same with companies. Not everyone will respond (just like this thread ha) but you only need 2/3 a month.AIM BIGI did just as much work for $150 a month as I did for $15,000. Well maybe a little more work now but not much. Sales for a HUGE site and a small one takes the same amount of time, so does emails, so do calls, so does hosting, so does invoicing, so does 100 other things. The only bid difference is design and code but that is only 30% of a job.My point is it is easier to aim big. Aiming big pushes you harder and gives you the reward to keep going. Aiming small sucks and everyday is a drag. I have been there. So instead of dialing the small cafe dial Jimmys Tow Truck company, believe in what you can do and what you can achieve.Well that is it. This wasn't a "here are the super secrets to $$$", it was an AMA. These are my best answers and I hope you enjoyed them. I am still learning and still growing. I mess up all the time still but I keep the show on the road. If you think I am definitely wrong about X - maybe I am, but enough of this works to hold it all together. I got a lot of great responses and I am very grateful. If I was starting again I would have loved to see something like this and it probably would have saved months of time. Scarysaturday if you ever come to South America Ill buy you a beer to cheer you up.Thanks everyone.
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