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Residential Flats in Mulund Mumbai- WHAT IS RERA & WHY IS IT IMPORTANT TO OPT FOR RERA REGISTERED UPCOMING RESIDENTIAL PROJECTS IN MULUND?

A regulatory authority is essentially a watchdog organization that looks after a particular industry of business. The purpose of such associations is to ensure fair and fluid practices on each end and strive for a win-win situation for all the stakeholders. The Reserve Bank of India regulates the banking system in India. The stock exchange is monitored by the Securities and Exchange Board of India. The insurance industry in India is administered by the Insurance Regulatory and Development Authority of India. Similarly, the real estate market in India is regulated by Real Estate Regulatory Authority (RERA).

What is the Real Estate Regulatory Authority (RERA)?

The Real Estate (Regulation and Development) Act, 2016, introduced the Real Estate (Regulation and Development) Authority, which aims to safeguard homebuyers while simultaneously boosting real estate investments. The Parliament of India Act bill was enacted by the Upper House (Rajya Sabha) on March 10, 2016. On May 1, 2016, The RERA Act went into effect. Initially, only 52 of the 92 sections in the Act were notified. All of the remaining provisions went into effect on May 1, 2017. There has been a need for a proper regulator in the real estate sector for a long time, and The Act established a Real Estate Regulatory Authority in each state and union territory (like Chandigarh, Lakshadweep, Daman & Diu, Dadra & Nagar Haveli, and Andaman & Nicobar Islands). The State governments are required to establish rules to carry out the provisions of the Real Estate (Regulation and Development) Act, 2016, within six months of the Act's commencement date, according to Section 84 of the Act. To avoid delays, the authority has been instructed to process applications within a maximum of 60 days. However, this time limit may be extended only if a justification for the delay is established. Its responsibilities include safeguarding stakeholders' interests, collecting data in a specified repository, and establishing an effective grievance redressal procedure. In essence, RERA ensures security, transparency, fairness, quality, and authorization in the real estate industry.

Why Go For A Real Estate Project Enrolled With RERA?

Property buyers are a group of stakeholders of the real estate industry under the protection of The RERA Act. Hence, If you are looking forward to making a purchase of residential flats in Mulund, it is imperative for you to ensure it is certified by RERA. How does RERA affect the buyers of new residential projects in Mulund?

Mandatory Registration

An essential point to remember while looking around for residential flats in Mulund is registration with RERA. According to the Central Act, every real estate project (where the total area to be developed exceeds 500 sq. meter or more than 8 flats planned to be constructed in any phase) must be registered with its respective state's RERA. The existing projects which have not secured a completion certificate (CC) or an occupancy certificate (OC) must also comply with the Act's registration criteria. Promoters are needed to provide comprehensive information about the project when applying for registration, such as land status, promoter data, approvals, completion timetable, and so on. A project can only be promoted after registration is complete and all other permissions (construction-related) are in place.

Standardized Sales Agreement

The Act specifies a standard model sale agreement that promoters and homebuyers must adopt. Typically, promoters use penal provisions against property buyers that penalize them for any default, while the promoter faces little or no punishment for similar failures. Such penalty clauses have become obsolete, and homebuyers can anticipate more balanced agreements in the future to invest in upcoming residential projects in Mulund.

Real-time Project Updates

The homebuyers looking for new residential projects in Mulund will be able to track the development of a project on the RERA website after implementation of this Act since promoters will be compelled to make periodic submissions to the regulator regarding the project's progress.

No More Delay In Projects By The Developers

There is no waiting period for upcoming residential projects in Mulund beyond the promised possession date. Not being able to acquire possession of properties from the builder is a strict red flag and such situations are always under the influence of RERA. Developers who violate the delivery deadline will have to pay an appropriate amount of compensation or interest to home buyers. There also exists a possibility of imprisonment up to three years.

Payment Issues Eliminated

One of the primary reasons for project delays was that the funds raised for one project were invariably redirected to fund new, unrelated ventures. This is not the case anymore. Promoters are now required to accumulate 70% of all project receivables in a separate reserve account to prevent such a diversion. The funds in such an account can only be used for land and construction costs, and it must be certified by a professional.

Regulated Carpet Area

The mechanism by which a developer calculated the price of a project was not defined prior to RERA. However, with RERA, a uniform formula for estimating carpet area has been established. In this approach, promoters will be unable to provide exaggerated carpet areas in order to raise pricing. Such a regulation creates a very safe environment for the home buyers for residential flats in Mulund.

No More False Promotions

Many developers promote their projects by unethical marketing practices, pitching exaggerated amenities and making bogus promises. However, regarding the new residential projects in Mulund, The RERA Act ensures that each promotional guarantee includes the RERA registration number, and all the claims and advertisements are totally truthful and free of any deceptive promises.

RERA is thus a step in reforming India's real estate sector, encouraging greater transparency, citizen customer orientation, accountability, and financial discipline. Harnessing the protection of RERA's regulation make the property investors of upcoming residential projects in Mulund immune to malpractices in the real estate sector.

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[apnapaisablog]

RERA rules for Home Loans

The full form of RERA is real estate housing authority which is the government body made in order to protect the interest of the buyers who purchase the flat from the real estate developers. The Rera rules makes it mandatory for the real estate company to deliver flats on time. The RERA also has made certain set of rules regarding the home loans for buyers. RERA also mandates the real estate developers to charge the area of the flat according to carpet area only instead of super-built up area.

The RERA is an act of the parliament of India which seeks to protect home buyers as well as help real estate developers increase their sale of housing flats. The bill was passed in the parliament house in Lok Sabha in 15 march,2016. The bill was passed on 10 march,2016. Remaining provisions came into force 1 May,2017. The central & state government are liable to notify rules under the act within a statutory period of 6 months.

What is RERA act?

The real estate act is made so as to regulate the real estate sector. Real estate regulatory authority is made so as to speed up the pending projects and help protect the interest of buyers. As per the RERA act being reinforced all the commercial and residential projects being imposed wherein the land is over 500 sq.metres to register with the real estate regulatory authority for launch of any project.

Benefits of RERA:

Standard carpet area.

Default of interest.

Reduced risk of bankruptcy.

Advance payment.

Right of information.

Possession delay-Buyer’s.

Defect in title –Buyer’s right.

Fake promises-buyer’s right.

RERA Act Rules:

State government will set the rules to carry out the provisions associated with the act. Rera is available in 14 states Maharashtra, Gujarat, Bihar, Madhya Pradesh, Uttar Pradesh, Odisha, Andhra Pradesh, Chandigarh, Lakshadweep, Daman & Diu, Dadra & Nagar, haveli and Andaman & nicobar.

RERA in Home Loan:

Each one of us aspires to become a dream home owner. But not everyone can afford home. But the fact is that not everyone can afford to own a home to the escalating prices of real estate. To make matter worse, almost all realtors or builders have their own norms, practices and regulations when it comes to structuring the builder buyer agreement, essentially in a manner that best favored the builder-buyer agreement, essentially in a manner that best favored the builder. This has left the common man with very limited rights to protect his interest, especially while he was making life investments with life savings. Keeping the interest of the home buyer in mind, the Government of India has introduced the act.

Higher level of transparency:

Lack of clarity and transparency was a rampant problem in the domestic real estate market, and was always constant cause of worry till the time RERA was in place. Earlier the promoters of each housing project would promote and market the authenticity of the same. However in RERA, you have each step the while the developer develops the property. RERA has made it mandatory for the real estate developers to register the property or a construction project with the regulator irrespective of whether the property is residential or commercial. Developers are now entitled to give information about the status of project at every step to lodge the complaint against them in case they fail to abide the timelines as promised during the construction of the project. The act also says that the plan once sanctioned cannot be replaced by another plan until consent to at least two third of the buyers. This protects the home buyers from protection from changing the plan or structural changes in the project.

Thus we conclude that RERA helps protect the genuine interest of the buyers with opting for home loan finance or without the finance. For all the real estate projects should be registered with the RERA within the states where RERA is applicable. RERA ensured the buyers from getting the basic problems faced by the home buyers like delay in possession of flats or improper construction of flats made of poor construction houses, or not giving the specifications mentioned in the clause agreement to be provided by the buyer. RERA also ensures construction under the plots with clear titles only in order to protect the interest of buyers. Also for securing loans for the under-construction projects it clears surety for the lenders as RERA ensured the rights of buyers and thus gives confidence to the lenders to extend the loan to the borrowers in order to help people buy their dream homes. RERA ensures the buyers interest and hence removes the hurdle of loan sanctioning from the lenders against the protection for completion & possession of projects.

[bigyack-com]

Decoding the winter session so far | Opinion - analysis

Parliament is halfway through its 20-day winter session. This session comes in the backdrop of the record-breaking first session of the 17th Lok Sabha. In that session, Parliament passed 33 Bills, the highest number ever passed by it since 1952. Another highlight from that first session was the long working hours of the Lok Sabha. On multiple occasions, the Lok Sabha Members of Parliament (MPs) worked past 10pm, debating legislation and raising important issues. Therefore, it was not surprising when the government announced an ambitious legislative agenda for the winter session. During this session, the government intends to get Parliament’s approval on 39 bills. These bills can be divided into two categories. The first are bills which have not yet started their legislative journey in this new Lok Sabha. There are 27 of these bills, which the government plans to introduce, deliberate and pass in the session. This number includes the two ordinances relating to lowering corporate tax rates and banning e-cigarettes. The second category has the 12 remaining bills. These are ones which are already pending in Parliament. As of now, the Lok Sabha has passed one bill from each of the two categories. The bill passed by it from the first category bans the sale and manufacture of e-cigarettes. The bill from the second category grants the National Institute of Design (NID) in four states the status of institutes of national importance. This status will allow these NIDs more functional autonomy and the power to grant degrees. So far in the session, the Rajya Sabha has passed two bills from the second category. The first one was the politically contentious amendment to the Jallianwala Bagh National Memorial Act. This 1951 law created a trust to oversee the management of the memorial. It specified that one of the trustees shall be the president of the Congress. The amendment bill deletes this provision and makes other changes. The second bill passed by the upper house gives rights and prohibits discrimination against transgender individuals. The catalyst for this government bill was the passage of a similar private member bill, piloted by Dravida Munnetra Kazhagam MP Tiruchi Siva in 2015. The first session of this Lok Sabha had a legislative surprise. The government had brought in a constitutional amendment which changed the status of Jammu and Kashmir. So far in this session, the government has introduced and passed two bills, which were not part of the government’s legislative agenda. The first one relates to an amendment to the Special Protection Group Act of 1988. Prime ministers, former PMs and their immediate families are guarded by the SPG. An amendment passed this week by the Lok Sabha restricts the SPG cover to the PM and immediate family members residing with the PM. The amendment bill also caps the SPG security cover for five years after a PM has demitted office. It also specifies that the immediate family of a former PM living with him in the officially allocated residence would have SPG cover for a similar period. The debate in the Lok Sabha on this bill saw sharp exchanges between the ruling party and Opposition benches. The second bill passed by the Lok Sabha which was not part of the government’s legislative plan was one to merge the Union Territories of Dadra and Nagar Haveli, and Daman and Diu. Both these bills will now have to be passed by the Rajya Sabha. It is also currently unclear whether the government plans to introduce and pass other bills deviating from its legislative agenda. The two houses of Parliament have spent approximately 50% of their time debating these bills. There are 10 days remaining in the scheduled close of session on December 13, and approximately 30 more bills for passing on the government’s list. Perhaps the most contentious bill on the government’s pending list is the Citizenship Amendment Bill. It had lapsed on the dissolution of the previous Lok Sabha and has been on the government’s legislative agenda since the last session. It is yet to be introduced in Parliament. Other important bills which are yet to be brought before the two Houses relate to personal data protection, pesticides management and termination of pregnancy. If the government decides to push for passing most of these 30-odd bills, then it would mean that rigorous scrutiny of these bills by Parliament will be compromised. However, the session so far has witnessed positive signs when it comes to legislative scrutiny. Bills have been debated extensively and a bill which prohibits commercial surrogacy was referred to a select committee of the Rajya Sabha. In the Lok Sabha, the minister for labour, who is piloting the Industrial Relations Code, was open to the idea of referring the bill for detailed scrutiny by a parliamentary standing committee. Hopefully, these positive signs will continue through the session. The presiding officers of the two houses will play an important role in this aspect. They are the ones who, by allocating adequate time for debate and sending bills to committees, deepen the debate and secure the effective scrutiny of all bills by Parliament. Chakshu Roy is the head of Legislative and Civic Engagement, PRS Legislative ResearchThe views expressed are personal Source link Read the full article

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[aquireacres-blog]

The Real Estate Act of 2016 and Impact of Rera Rules on Builder

The Real Estate Act (Organization and Development) of 2016 is a parliamentary law in India that seeks to protect home buyers and help increase investments in the real estate industry. The law establishes the Real Estate Regulatory Authority (RERA) in each state to regulate the real estate sector, and also acts as a judicial body to quickly resolve disputes. The bill was approved by Rajia Sebha on March 10, 2016, and by Locke Sabha on 15 March 2016. The law entered into force on May 1, 2016 with notification of 59 of the 92 sections. The remaining provisions entered into force on May 1, 2017. Central and state governments must inform the rules by law within a legal period of six months.

Date

The RERA Law was introduced by the UPA 2 Government in 2013. In December 2015, the Council of Ministers of the Indian Federation approved 20 major amendments to the draft law based on the recommendations of the Rajia Sebha Committee which examined the draft law was referred to the Selection Committee, Submitted its report on July 2015. However, Congress left and AIADMK made reservations to the report through opposition memos. The bill was approved by Rajia Sebha on 10 March 2016 and Luke Sabha on 15 March 2016.

Sign Up

The real estate law requires all residential and commercial real estate projects with more than 500 square meters or eight apartments to register with the Real Estate Regulatory Authority (RERA) to launch a project in order to provide greater transparency. In marketing and implementation project. For ongoing projects that have not received the completion certificate at the start date of the law, they must apply for registration within 3 months. The application for registration must be approved or rejected within 30 days from the date of RERA's request. Upon successful registration, the project promoter will receive the registration number, login ID and password for the applicants to complete the basic details on the RERA website. For non-registration, a fine of up to 10 per cent of the project cost or imprisonment can be imposed for three years. Property agents who facilitate the sale or purchase of real estate must register in advance. These agents will receive a unique registration number for each state or territory in the Federation, which the agent must mention in each sale that he facilitates.

Protect buyers

The law prohibits infusion of unutilized funds in this sector. To date, 70 per cent of funds in bank accounts must be deposited through checks, and now they are mandatory. An important benefit for law-abiding consumers is that builders should set prices based on carpet space, not excessive construction space, while carpet space is clearly defined in the law to include usable areas such as kitchen and latrines.

Real Estate Regulatory Commission and Court of Appeal

This will help to establish state-level real estate regulatory bodies (RERA) to regulate transactions for residential and commercial projects and to ensure their completion and timely delivery. Courts of Appeal will now be required to adjudicate cases within 60 days against the previous 90-day rule, and regulatory authorities may cancel complaints within 60 days, while no time frame has been mentioned in the previous draft law. ...

RERA Rules

Under article 84, the law provides that within 6 months after the application of the RERA Act, state governments shall establish rules for the implementation of the provisions of the Act, and this Government shall be notified by some state government.

Until October 31, 2016, the central government published the (General) Real Estate Rules (Organization and Development), 2016, via video notification of the Ministry of Housing and Urban Poverty Alleviation (HUPA). The rules promulgated by the central Government apply to the five regions of the Union without legislation: the Andaman Islands, Nicobar, Dadra, Nagar Haveli, Daman, Dio, Lakshadweep and Chandigarh. The rules were issued after the previous publication of the draft for comment.

As of July 13, 2019, Arunachal Pradesh, Meghalaya, Sikkim and Nagaland were not informed of the rules. In the case of five northern states, RERA faces some constitutional challenges because the land in those states is owned by the community. West Bengal was notified of a similar law called the Housing Industry Regulation Act of West Bengal, 2017, which came into effect on 1 June 2018. However, as of July 2019, many states had not implemented the law in its true text and spirit and failed to notify a permanent organizer An appeal authority or a website. Here you can see a diagram showing the status of implementation by different states as of July 2019.

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Search for Property and real estate Company in Daman with Dialurban. View our exclusive listings of Daman house, flats, plot, and land and connect with an agent today.

[dialurbandadra]

Search for Property and real estate Company in Daman with Dialurban. View our exclusive listings of Daman house, flats, plot, and land and connect with an agent today.

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Search for Property and real estate Company in Daman with Dialurban. View our exclusive listings of Daman house, flats, plot, and land and connect with an agent today.

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Search for Property and real estate Company in Daman with Dialurban. View our exclusive listings of Daman house, flats, plot, and land and connect with an agent today.

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Search for Property and real estate Company in Daman with Dialurban. View our exclusive listings of Daman house, flats, plot, and land and connect with an agent today.

[dialurbandadra]

Search for Property and real estate Company in Daman with Dialurban. View our exclusive listings of Daman house, flats, plot, and land and connect with an agent today.

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