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saviorgenius · 6 years ago

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Drowning Alone

Ship: Spencer Reid x Reader

Genre: Angst with self-deprecating humor

Summary: The reader is having a weird day and feels off. The team gets called on a case where a psychopath is emotionally traumatizing victims while holding them captive. The Unsub targets the mentally ill and the last victim is going to be a certain person. WARNING!!!!!! there will be talks of depression and self-loathing as the unsub and as the reader but it will have a happy ending ish

Writers note:I’m not going to go into detail with the kidnapping part because I suck at it and also it would end up messing with my head and putting me in a bad place so I apologize if it seems skippy towards the end. Plus I kinda feel like this story sucks and no one will like it so I just want to get it over with lbs.

Key:

(Y/N)- your name

(D/P/N)- Derek’s pet name for you

(P/N/N)- Penelope’s nickname for you.

You woke up this morning and just knew in an instant that it was going to be a sucky day. There wasn’t really anything you could do about it but pretend that you feel fine and head into work. Little things went wrong from the time you got out of bed until you made it to the BAU helped you remember the fact that today was the worst. You hit your toe on the bed frame, you dropped your toothbrush in the toilet, your hair is an untamable mess so you wear it up, the hot water in your apartment isn’t working and after you get dressed you make coffee and then that same exact coffee ends up being worn by you. That wasn’t even all of it, that was just the stuff that occurred in your apartment. When you eventually made it to work, you immediately went into the kitchen area to find a donut or bagel since you didn’t have time to stop and eat. All the foods you liked seemed to be out of stock, it honestly didn’t even surprised you. Then as you leave the kitchen Emily calls out for you, “We got a case!” and then everything else stops. You walk onto the jet and go straight to the seat that you normally sit in, it’s in the corner by the window so you can watch the sky go by as you fly to each and every place that you go. For some reason that one seat is the only place in the entire jet that you are able to fall asleep or feel calm. It was like your safe haven, nothing bad could go wrong there, and hopefully, today won’t change that.

“Hey, (Y/N),” Spencer says as he walks over and sits in the seat across from you, he noticed you showed up late and that you weren’t exactly your normal talkative self.

You look over from where you were staring out of the window, “Hey Spence.” It wasn’t how you normally talk to Spencer, normally you smile and light up slightly just because it was him. There is something there that no one talks about, you believe it’s one-sided but in reality, there is a reason he is always around you, there is a reason that your favorite snacks are always available at the times you eat with the team.

“I hope you don’t mind me asking, (Y/N), but are you alright?” He looks so concerned, you think about telling him the things you are thinking in your head just because he is super approachable but he’s also your team member. “I’m always here if you need to talk, I’ve been told I’m a very good listener.” A small smile appears on his lips as a way to try and cheer you up, it almost works but not quite.

“I know you are but I’m okay, don’t worry.”

“But I do.”

That is the simplest response to get from someone when you tell them not to worry yet when Spencer says the words, it gives you pause and makes you feel guilty that he even wants to know. “I’m just having an off day.”

“What do you mean?” He furrows his eyebrows and leans into the conversation.

“It’s just like I said, I’m having an off day.” You shrug and let your head fall back against the seat as you glance from the window to Spencer, “I just have a bad feeling in my gut about today.”

That didn’t sit well with Spencer, but he thought some positivity might help. “I’m sure everything’s going to be okay, don’t worry.”

Don’t worry. You laugh internally at the fact that Spencer just told you not to worry, that everything was going to be okay. Sure okay, how could you have missed such a simple solution. For the rest of the flight you sit in silence, you close your eyes and try to find a way to sleep for the amount of time you have left.

This case was an abduction case, the unsub takes women who have struggled with mental illness and use all their judgments about themselves to torture them. It was sickening to you, how could anyone do something this horrible to a person. The worst part is that he isn’t killing them, normally that would be seen as a good thing but the way that he gets into their heads changes them entirely. They become reliant on the things they hate about themselves, the only thing they can think about are those things. So far they haven’t been able to ID the man through the victims because none of them have seen his face and he used a voice manipulator while speaking to them.

As the case went on you and the team split up and began working different leads to cover more ground. The unsub took another two girls and you have 22 hours left to find them before their damage is unrepairable. You usually get paired up with Spencer or Emily, only because you and Emily are really close and bounce ideas off each other well. Sometimes you go with JJ, you don’t have anything against the rest of the team but Spencer and Emily are the two you are closest with just like how Derek is with Penelope and JJ acts with Spencer. Today though, you weren’t paired with anyone and honestly, you were fine with that. You wanted to be alone and if Spencer was with you he would have just tried to pry more into what was wrong. He means it in the best way possible, you know, but sometimes when you are having a bad day you just need to be left alone.

JJ and Spencer were sent to talk with the first victim and their family, Derek and Emily went and talked to the people who had found Nicole, the first victim. Luke and Tara went to talk with the second victim, Katie, who was just found last night. You were sent to check out the second dumb site by yourself since you were down a team member. Rossi decided to take some personal time so that he can spend time with his daughter.

The dump site was weird, it was like no one had ever set foot in the area for years yet for some reason the unsub left her there. You start to look around, this place gives you the creeps. The bad feeling that you have had all day grows stronger and causes you to physically stop in order for you to catch your breath. “Calm down, (Y/N), you’re just in a creepy place by yourself that’s all.” As you walk around the building making sure that it was secure you feel something like pins and needles all over your arms and the back of your neck, it causes you to touch your hand to your gone and swing around. There isn’t anyone or anything there so you calm down but there is still that feeling there, that someone is watching you. He picked this dump site meticulously, he must have considering how annoying it was for you to get here. At first, you thought maybe it was random, it’s an abandoned building, but now that you’ve seen it you can feel the ambiance it gives you and you see the resemblance to a psychiatric facility. It goes with his MO, making people hate themselves more than they already do, teaching them that they can’t live without it. It almost seems like the unsub is trying to talk through the victims, telling us that’s how he feels and that he believes he should be in a psychiatric facility. He doesn’t know how to control himself from his psychotic episode and he enjoys it at the same time. Pleading to be caught yet making sure he’s organized enough not to be. With what you found out at the site you decided to head back to the station that you guys set up in, the rest of the team was already there and you walk in mid brainstorming session.

“Got anything (D/P/N), you’ve been gone a while.” Derek smiles at you and Emily rolls her eyes because that nickname for you is just too much not to.

“Yeah, I think I do actually.” You walk all the way in towards the board where Spencer was still pinning things up onto, “I think the unsub is lashing out at the victims the way he wants to lash out at himself. He needs help, well he wants it but doesn’t know how to ask for it while at the same time it almost seems he’s conflicted with how he wants this all to turn out. The site I was just at where Katie was left is an extremely specific and thought out place. It’s almost like he thinks, somehow in his mind, that he’s saving them.” You cringe at the thought, everything that he’s doing is beyond horrific, you couldn’t believe that those words even came out of your mouth.

“Saving them?” JJ says trying to follow your train of thought.

“Yeah, I know. It’s just a theory.” You immediately shut down, usually, you don’t jump in on throwing out theories but this one was begging for you to say it.

“No, I think I see it,” Emily tries stopping your retreat. “We went to the first disposal site and there was this psychiatric hospital vibe. It was secluded too, the people who found Nicole were only there because they wanted to cut through and get home.”

“Nicole kept repeating things he had told her almost as a mantra, ‘I don’t deserve to live’, ‘I am a burden to the people I love.’ She almost looked helpless like she wanted to stop but the few days that he kept her he must have scared her enough to make her unable to stop even while she’s safe. That deep seeded hatred had to come from somewhere, the fact that he doesn’t kill them may represent how he tried to end his life once but either failed or couldn’t go through with it.”

You start piecing the different factors together in your head as you turn to look at the board, Spencer had just finished marking the locations of Nicole and Katie’s homes as well as where they were found. In retrospect, they didn’t live that far away from each other nor were the dump sites far so he definitely has a small comfort zone.

A thought crosses your mind and you say it in a whisper not realizing it left your lips until Spencer asked you what you said. “What if the Unsub is the victim's therapist or counselor, it said in the file that Nicole and Katie were both on antidepressants and seeing counselors.”

Derek immediately calls Penelope, “Hey baby girl, you’re on speaker. Behave.”

“Or what you’ll spank me?”

Derek couldn’t help but let a smirk cross his face, no matter the situation if Penelope was involved it just felt wrong to be serious.

“What can I do for my favorite group of crime fighting badasses?”

“Can you check and see if Nicole and Katie have the same therapist?” You ask as you sit in one of the chairs around the table that Garcia, or the phone she is in, is sitting on.

“Let me work some fabulous magic that can only be provided by me really quick aaaaaaand, that’s a negative sweetcheeks. Sorry.”

“Can you maybe check if they at least go to the same center?”

Garcia pauses for a moment before a slight noise of surprise leaves her mouth, “I didn’t notice at first because the company that was in Nicole’s therapy building bought the company that Katie’s therapist is at. They meshed into one big pile and are officially the same.”

“Thanks, Garcia,” you say and turn to look at the victims before looking back at your team as Derek hangs up with Penelope. “Anyone else thinks this was too easy?” Spencer furrows his eyebrows and you get a few other confused looks, “what? it usually takes a little longer to understand what the unsub is doing let alone where he is.”

“We still don’t know who he is.” Derek points out, “his organization and cockiness are what may be his undoing. He thinks that we won’t catch him since he wasn’t caught the first time.”

After a day of searching through all the overlaps that were possibilities of having to do with the case, they decided to call it a night and head to the hotel in order to get some sleep. You, on the other hand, were not in the mood for sleep and this guy was getting to you. It was almost like he was taunting you and you were making it personal since you’ve struggled with mental illness most of your life. Instead of going to the hotel you decided to go look at the last dump site one more time. Before you even made it to the SUV you were hit in the back of your head, next thing you feel is the cement scraping against your clothes as you are being dragged. The rest of the team was still inside, you hoped with everything in your body and soul that someone- anyone would walk out and stop this. You had no such luck, instead, the pain in your head overtook your sight and you started to black out.

“All the people we have talked to so far aren’t a match to the profile. Yeah, some have parts of it but without the psychotic behavior he wouldn’t be kidnapping the women.” Emily and Spencer were walking out of the station talking about the case, they were waiting for you but didn’t realize that you had already left. Once it was apparent that you weren’t in the building they left and headed to the parking lot.

“I think it’ll be smart to get some sleep, we’ve been working on this for the past 36 hours.” Emily rubs her temple under her bangs as she closes her eyes for a minute trusting herself to be able to follow Spencer’s voice for a moment.

Something hits the tip of her shoe and she opens her eyes as she watches a phone spin in the direction her foot kicked it accidentally. Spencer looks at it in confusion before going to pick it up, “someone must have dropped their phone.”

He clicks the home button and the picture that pops up stops his heart, it’s a photo of the team at one of the get-togethers they had over at Rossi’s. The only person who wasn’t in the photo was you because you are the one who took it.

“It’s (Y/N)’s phone.”

“What, are you sure?” Emily takes the phone and looks at the picture, they both know that’s been her lock screen since she took the picture so there was no mistaking it as hers.

They both stand there for a moment in shock as they think of all the different possibilities of what happened before rushing back into the station where everyone else still was.

Time goes by and no one hears from you. Right now everyone is just assuming that the Unsub took you which would be a good assumption since it’s what happened.Spencer feels responsible somehow, he thinks there was a way he could have stopped it from happening. Maybe if he had just left the station with you or maybe if he would have asked you to wait for him before leaving you wouldn’t be in this situation.

Everyone is working harder than before, which is saying something because that shouldn’t even be possible, Penelope called with an update saying that there were no men fitting the description they give her earlier that have had contact with both Nicole and Katie.

It was like Spencer had an epiphany, he turned around and looked at the phone sitting on the conference table where Penelope is. “What if it’s not a man.”

Everyone stopped the work they were doing, “A woman?” Tara asks and then it all seemed to click for them, they have been so focused on it being a man because of the vague description the victims gave that it wasn’t even a thought. Now that it has been said though, all the pieces fit better. A woman would be more likely to try and kill herself and fail, woman are also more in tune with other peoples emotions and better at twisting words around.

Penelope was already searching for a woman that crossed Nicole and Katie’s path as the team started discussing possibilities. One of the most likely one is that the drop site that you went to was important to the unsub and when you went to check out the scene she saw you.

“Got her! Her name is Jennifer Riley, she’s a counselor who specializes in special cases and by special I mean the people who are ready to take their last breath. They come to her and she works them back to as much mental stability as possible.”

“Do you have an address?”

“Who do you think I am? It’s already sent to your phones now go save our (P/N/N).”

You told Spencer today was going to suck but you never realized how much. This was the day from hell and you honestly wish that you just wouldn’t have woken up this morning. You have no idea how long you have been knocked out but it’s really dark so either you’re in a room with no windows or it’s night time. “Fuck,” you say as you try and pull your hand up to your head to touch the area that hurts but ropes around your wrist don’t allow you. You clench your eyes shut and let your head fall back, your head was pounding.

“I see you finally woke up, I was starting to think you wouldn’t.”

“What a shame that would have been for you, huh.” Your eyes open as you search the darkness for the voice, you can’t see anything until a bright overwhelming light flashes on and blinds you. A sharp pain slashes through your head and once again your eyes are closed. You hear footsteps walking towards you and then suddenly they stop, something doesn’t feel right once again.

“You don’t sound too upset that you could have died.”

“I’m pretty sure that was in the non-disclosure agreement I signed when I joined the BAU.”

“To not care about living or dying?”

“No, that it’s a possibility to be injured or die.”

“That doesn’t mean you can’t still be scared of dying.”

You stop and listen to what this psychopath is saying, didn’t they just kidnap you? What does it matter to them? “Why do you care?”

“I don’t. It just proves I was right about you when I saw you earlier.”

“Right about what?”

The unsub clicks a button and then the next voice you here surprises you, “that you want to die.”

It’s a woman.. It makes sense, all of the behaviors felt a little off for it to be a man but not enough to say it wasn’t one. You hope that your team has already found this out or that they at least realize you’re missing.

“I don’t.” Your voice was hesitant, not purposefully, you’ve had your reservations about living but you though you were done with those thoughts. Now your depressed days are just your ‘I have a bad feeling’ days.

“No need lying dear, we’re the only ones here and we both know the truth.” She walks up to you and you beat yourself up for not realizing she was anwoman before.

“Go to hell.”

She just laughs at you as she takes a few more steps in your direction, “I’m already here. Now, let’s get started shall we?”

“If I say no does that mean I can go home?”

“No.”

“Didn’t think so.” You hand your head as a way to calm yourself down, you were already having a bad day so the things she’ll say to you may push you to a point you’ve not gone to before.

The things she says to you, you try to go to a different place in your head but it’s so hard. It’s like she knew what you thought of yourself or maybe it was just so obvious to other people because it was true- no it’s not you’re just horrible to yourself it’s not true, it can’t be. She keeps pushing and it’s hard to control the pain you feel, it’s like you’re being told all the things you already think about yourself are true. You chose to stay quiet and just give as little expression as possible, maybe that will make her want to stop.

It doesn’t.

She doesn’t stop.

You want her to stop.

You don’t even care if she stops anymore,

You just want it all to stop.

Tears are streaming down your cheeks but your face is blank. There are shadows of blue and red barely visible in the room, they must have found you.

She looks in the direction that you are and noticed as well. Next thing you know you’re being untied but yanked against her, you can’t even focus because of your mind feeling so full and lost. There is shouting from your capture, she’s pushing you towards the exit and on the way you trip over the floor since she wasn’t giving you enough time to walk. You land on your knees and she yanks you back up before continuing to walk out of the building. You feel something hard against your head but don’t register what it is until you turn your head and she’s pointing a gun directly at your face until you turn it back.

You see Emily and Spencer standing in front with the rest of the team, the moment that you two walk out everyone aims a gun at you and her except your team. They don’t want to hit you, the rest of the squad doesn’t care though, they just see the woman who has been torturing the people living in their town.

“DONT SHOOT, LOWER YOUR WEAPONS.”

Emily shouts and pushes the guns close to her down as Spencer continues making eye contact with you. “(Y/N), we’re going to get you out of this.”

You watch him, he believes what he said but all you can think is it even worth to save you? What could it hurt? Then your pain turned into self sacrifice, if you die here they will kill her too. She deserves it. “Shoot her, what she does to people is fucked up!” You start struggling and pulling away from the woman who hits you and holds you tighter putting the gun to your stomach to have a better grip. Spencer starts rushing forward but Emily holds him back as much as it sucks to do. If they aren’t going to do it then you have to. You look into Spencer’s eyes and he knows, somehow he knows you’re about to do something idiotic, stupid, dumb, which ever word works better. Both him and Emily notice and start to try and calm the situation but it’s too late, you grab the trigger on the gun aiming at your stomach and pull. It shoots through your stomach and into the woman, Spencer and Emily rush forward along with the team as the others apprehend the suspect.

“No no no, (y/n), why would you do that. God you’re so stupid sometimes, it’s going to be okay.” He adds pressure to the wound and you just look up at him, your hand moves and takes hold of his bloodied hand on your stomach.

“It’s okay.”

“No it’s not, WHERE IS THE MEDIC?” Spencer looked around and back to you, Emily got up to find the medic to bring them to you. “You’re not dying (Y/n).”

“Told you.” You cough and take a breath.

“What?”

“I’m having a bad day.”

He didn’t find it funny, not one bit but maybe later he would. Right now probably wasn’t the best time to make a joke as you lie in the cold ground bleeding. “Sorry too soon.”

Once the medics get to you they stabilized you and got you into the ambulance before rushing you off to the hospital. Spencer came in the car with you while the others drove behind following. He wouldn’t let go of your hand, you didn’t really want him to anyways. At the hospital you had to go into surgery, it took a few hours but once you were out and in a room the team surrounded you. This was your family, these are the people you’d hurt if you left them. That was more than enough of a reason to stay. What you didn’t realize is Spencer was still planning to have a conversation with you about what happened. The end.

#criminal minds #criminal minds x reader #emily prentiss #spencer reid #spencer reid x reader #emily prentiss x reader

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captainalwayslazycollectort-blog · 6 years ago

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Cheap car insurance is all I need.?

I have a question about health insurance?

I have a 4 year old daughter,I have joint legal custody,my daughter has health insurance with her mother,is possible to have a secondary health insurance?""

Is GEICO auto insurance tougher (more expensive) than Progressive if you have an at fault accident?

I have one at fault accident on my record. It was a rear-end collision and it is a 2 pt. accident in California. I was shopping for new insurance. I made this statement about the at fault accident when filling out the forms for a quote online. At first GEICO the GEICO rates were looking way better than Progressive or other insurance companies so I thought I'd go with them. But when I went to go pay online, they did one last DMV record check, and came back with a higher rate. Even though I had stated the accident in the form previously. They waited to verify this at the very end and not earlier which I found annoying--they had my driver's licence earlier in the application process, so why wait till the very end! When filling out the Progressive quote forms, I also stated the info about my accident where asked. At the end, the form still considered me a Good Driver and the quote was much cheaper than Progressive. I went to pay and it did not recalculate my quote after a DMV check like GEICO did. I paid and am wondering if I am going to hear back from them saying I need to pay more. But I gave them all the info and I do now have a policy. So it appears that GEICO is tougher when it comes to having an accident, and Progressive doesn't let one at fault accident ruin a good driver discount? Does anyone have experience with this?""

How much would insurance be for a 17 year old male in Alabama?

Please only educated, backed-up answers.""

How much can i spend on a car with the money i make?

im 17 years old and i have a job that pays $8.30 an hour and i work about 16 hrs per week, and i also tutor afterschool, for $20 dollars an hour, for 6 hours, so i make about $240 a week, and im planning to get a car, but i dont know what car i could afford. how much money can i spend in a car if i have monthly car payments?, oh yea plus insurance. thanks""

What insurance coverage should i get?

i purchased a motorcycle for 1800 dollars and parts are cheap for it so what coverages do i need and which ones dont i need

What type of car business insurance do i need?

i have a small take-away business and i want to let my employees to drive my car. i have 3 cars for my business. can you please give me list of websites

""How much would motorcycle insurance be, on average for a 19 year old with a speeding ticket? (in CA)?""

19 year old bay area, ca 1 speeding ticket new class m license *would it be possible to decrease the premium by putting it under my parents' or something?""

Where to get home insurance.............?

is it always required to purchases a home insurance while buying a home.. or is it required only if we are availing a home loan or is it optional? what does this home insurance actually covers...if we take a home insurance , is it not required to pay the loan back in the event of death of the borrower.. which insurance company provides best home insurance with reasonable rate?""

Is there a site that compares auto insurance quotes?

Preferably one that gives you quotes on the spot instead of sending your info to companies. Thanks!!

Looking to get auto insurance... should i get life insurance ?

My brother told me to check out http://quck-insurance-quote.com is this a good site to shop around for auto insurance and life insurance, I drive fast and don't want my girlfriend to have nothing if I die.""

How much will my insurance be?

I found a 1999 Mitsubishi Eclipse and im concerned about the insurance since im 16. sport cars= more expensive. Lets say if a Crown Vic was $130 a month, how much would a sports car be? I will also be on my parents insurance witch there is three cars already on there insurance so the cost will go down some i believe. If i maintain a B- or higher grade for school my insurance will go down an additional 10%.""

Why is Esurance so cheap? Are they a good company?

I'm in NY, and apparently insurance is way more expensive here for whatever reason. Well everyone in my family has gone to Esurance to get a quote, and it's WAY cheaper there. I mean we're talking $100-200 less a month. Progressive wants $300 a month for me and my mom on the same plan... which is about the same as other quotes I've got. Esurance wants $140. I can't help but wonder if it's a big scam or something.""

Does a two door Honda accord have a high insurance rate than the four door Honda accord of the same year?

In general, is it possible that two door or coupe cars will have higher insurance rates as compared to the four door car of the same type and the same year?""

How much will pay a 40 year old new driver car insurance?

Estimate for car insurance?

I'm looking to buy like a 2003 eclipse or something cheap but nice for myself, I turn 18 in a week so it will be after i'm 18.. but under my step dads name and everything.. he has a minivan for geico and we live in queens new york, he pays around $110 for full coverage, will my insurance be much more since it's a coupe..? my mom keeps going on about how sports cars are priced more for insurance, which I understand.. but will it really be MUCH more? I mean it's not a bmw or a SL65 ... it's a crappy old v4 eclipse..""

Health insurance question?

i am going to see a doctor tomorrow for something that has been bothering me for 2 years but ive only had my insurance for 1 year but before i had my insurance i did not see a doctor for the problem i had.... so what im asking is if i tell her i have been having the problem for 2 years will my insurance not pay for it since they consider that preexisting even though i have never seen a doctor for it before my insurance i have bluecross blueshield ppo plan

Can I drive my car without insurance?

I don't have insurance yet. But my car is insured under both my parents name. So if drive my car with my mom or dad is in the car with me, and i get into an accident, will it still be insured cuz my dad or mom was in the car with me? Mom says it won't be insured.""

Want better insurance coverage??

It looks like that because of the conflicting passages in the ACA that you just might be able to qualify for better coverage by renouncing your American citizenship. http://blog.heritage.org/2013/11/27/obamacare-undermines-american-values/

Who does the cheapest temp cover car insurance?

Car Insurance pay out when vehicle written off?

My car has been written off and my insurance have offered my 1,250 for it. They said they use some Glass Vehicle Valuation thing so I went on it's website n had the car valued myself n there's 5 categories for pricing the vehicle: Trade-in Excellent condition - 1,376 Trade-in Average condition - 1,210 Trade-in below average condition - 1,066 Dealer sale price - 2,640 Private seller price - 2,221 Which is the price I should get for my car? It was an 02 plate Renault Megane Coupe Privilege + in excellent condition! I found the same car in a different colour on Auto Trader for 2,000. I think I should get the private seller price as I am effectively selling them my car and not trading it in!? My car was set on fire btw! Awoke at 3am to the thing in flames just a few feet away from my house! ='(""

What is the cheapest car insurance company in San Antonio?

I'm just looking for a liability insurance. Thankssssssssss!!

Drivers license and Insurance?

When you get your drivers license do you have to get insurance with it or do you have to wait until you get a car? Do you have to get insurance when you purchase a car? Also does the cost for insurance decrease when you turn 21? How much is insurance a month generally and in North Carolina? I know insurance is necessary though I just need the facts before buying it.

Carle Place New York Cheap car insurance quotes zip 11514

First car very expensive insurance?

Hi, Ive passed my test about 2 months ago. Ive checked few price comparesing websites for inurance and they all tell me prices around 2000 per annue!!! My friends telling me its impossible it would be that high even as first time driver! I also passed Pass Plus which should give me additional discount. I dont understand I thought it might be postcode fault but its not. every postcode I checked its the same. any ideas? car im trying to insurance quote for is 2005 diesel clio. which is group 2-3. I also checked few other cars and its the same. which website is the best to check for quote? thank you guys!""

""I just turned 18 years old, how much do you think i will pay for car insurance?""

i just turned 18 years old, how much do you think i will pay for car insurance""

Car insurance Question?

Hey I Am looking for some advice from a driver or someone in the police or dvla or just someone smart :) I am going to be buying a car but I am on a provisional so I will not be able to drive the car on my own as of yet however if I get my mums friend to drive it to an off road parking space is there some sort of day insurance that she can buy to get it there as I dont want to insure it till I am going to be driving it. Yet you cant drive it on the road without insurance and just before any1 says dont do it you will drive it your full license I am not going to do that as I will be joining the police one day and will not ruin my chances of a fantastic career. So yeah thanks in advance oh and 10 Points for best quick answer :D

""Car has MOT, Tax but no Insurance?

Getting a new car today but still have the old one. I'm waiting for it to be collected by a car scrap collection company which could be up a few days. I want to swap my insurance from my old car to my new. My old car would still be taxed and mot but then will have no insurance. Is that legal? Just to keep it parked up for a few days without insurance?

What are the chances my daughter could get good health insurance?

That's affordable? She has a few preexisting conditions. Spina Bifida (birth defect) asthma and Chiari Malformation. She only has one kidney. Right now she's receiving Medicaid but theres a cap on how much me and my husband can make a month and we really want to do better. Is Obama going to do something about Health care? I only have 3 choices if there are no changes, win the lotto, move to England or let things stay the way they are.""

Can Anyone please tell me where to get cheap car insurance for my 17 year old son who has just passed his test

He Has A ford fiesta and the best third party only quote was 2898.00 .

I pay 450$ for car insurance. Ridiculous!?

I am 20 yrs old, have a full license with no accidents or major tickets. How do they expect young people to survive? With gas at crazy prices i pay nearly 800$ a month on gas and car insurance. I drive a Honda Accord and i need the car due to my commitments. Any thoughts?""

1.4 engine and 1.6 engine whats the difference in insurance?

My husband has passed his test and is looking for a car is the insurance more on the different size engines he wants a 1.6

Can i get car insurance in my cousins name?

My cousin lives in Luton and I live in London so can I get car insurance with his name as first driver and me as second driver? Also how will it work because we're going to have different addresses? How will road tax and permit work? My cousin is 21 years old and I'm 18.

How much should I expect to pay per month for auto insurance?

21 year old male with a new 2012 Jeep Grand Cherokee. I have been involved in one minor accident (my fault) and have one traffic ticket.

Will buying a salvage title car make my insurance go up? ?

The car is in mint condition now I got a mechanic o look at it it's fully restored but if I buy it will it effect my car insurance

Help! Being sued for auto accident and my liability was too low. What can happen?

I just received notice from my insurance co that I am being sued for an accident that I was at fault in last summer. At the time, there were no injuries reported and we each were able to drive away. It was a very low speed accident and I was allowed to take a driving class in lieu of a ticket. Now I get notice that I am being sued for $100,000. My liability limits were only $25,000. The insurance company is asking for more info and said they will provide an attorney, but since I would be liable for $75,000, should I retain my own attorney? Should I be worried? Also I was just about to sell my home (has very little equity by the way). Am I still allowed to sell once I am served? What happens if they win? Will they attach my wages? I have no assets. Thanks so much for any help! I am about to have a nervous breakdown!!!""

Why is my car insurance so outrageous?

I live in Massachusetts and it is more than 3000 per year (252 per month). I am 18 so i have only been driving for a little over two years and i understand the inexperienced driver thing, even though i have never had an accident or fender bender or anything. Anyway, when will this go down? I want to purchase a home within the next year or two, and i dont have a huge income so this takes a large chunk. I know that it varies by state so would i be better off in Connecticut? I know it is cheaper there but by how much... and what does your state have to do with it?""

What's the average cost of health AND dental insurance per month for.....?

....a 44 year old man. I am a non-smoker, and in good shape. I have no medical conditions, now or ever.""

How to check multiple car insurance quotes at once?

We are in Tacoma WA and currently have progressive as auto insurer and we want to know what is the best way to check multiple insurance quotes? We would prefer than credit is not checked so please suggest accordingly.

Is Liberty National Life Insurance is a good company to work for?

Ok, like a few days ago i've scheduled an interview with National Life Insurance company and was really excited 'bout workin' there until today, but tomorrow (8/05/09) i have my interview...anyways, while i was making some more researches about the company so that i could present my questions to the interviewer (u know when he/she will ask me if i have any questions...) and then i stumbled upon some acclaimed Liberty National Life Insurance scams ...u know how people can be HORRIBLE on the internet. so anyways people (customers or employees, especially EX employees) were saying really bad stuff about the company. Like, LNL insurance doesn't pay people fairly, and that if you just wanna buy a pair of shoes to wear then it's a fitted company to work for, and all the bad things u could imagine...in fact, the ex employees were really crucial about the company. So now, i'm really nervous about working for them you know? I mean what if what those ppl are telling the truth and that i'm just heading toward god knows what?! What if i get the job and realize then that everything that was being said on the internet was true? What if they don't pay me fairly? or i don't know.... All of this has gotten me very frustrated...so if any of u guys can be any help with reliable sources, or just helpful suggestions would be more than great! Thankx and oh lol i didn't realized i wrote so much...sorry 'bout that though....""

Average cost of insurance for mother and two children?

Right now I am a single mom and a cashier. Both of my kids are on medicaid bc we are low income. Within the next month I will be starting a new job as a CNA and will no longer be eligible. I cannot get my companies insurance until after 90 days. any suggestions on what to do 4 my kids in the 90 days, and how much does insurance normally run. We are all healthy no health problems in the past and non smokers children ages 15 months and 2 months. Thank u!""

How do i switch my auto insurance policy before my term is up?

I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?""

How much would the insurance be on this car?

A ford ka 2001 around 56,000 miles and I am a new driver 17""

What is the best insurance company to have if you need to go into a rehabilitation center?

Which insurance covers the most??

What is north carolinas cheapest car insurance company.?

How much is a used car and how much is car insurances ?

i am going to be 16 soon and i want to buy a used car and car insurances so how much is it i live in canada if that helps nova scotia to so umm yeah and btw i can't go on my ...show more

Car insurance?

suppose someone is paying $700 a year for liability car insurance and gets a speeding ticket. how much higher can this persons insurance go up?

17yo insurance (UK) on a 2006 Nissan figaro?

I can't get any quotes from companies as I haven't passed my test yet - so irritating, anyway I really want a Nissan figaro and have seen one I like (info in title) but my mum said insurance would be , anyone have a rough estimate? :/ help!?!""

How do you get proof of auto insurance?

i just got my driver's license, (i'm 17) but i haven't been able to drive yet because my dad says i need to get an insurance card as proof of insurance. It was supposed to come in the mail a week ago. No one else i know had to do any of this, and they could drive as soon as they got their license. is there a faster easier way to get proof of insurance? thanks""

Carle Place New York Cheap car insurance quotes zip 11514

""I'm 17 and i'm planning to buy a 2 door, 2 seater car, what car is good looking and has the cheapest insurance""

I'm 17 and i'm planning to buy a 2 door, 2 seater car, what car is good looking and has the cheapest insurance?""

How much do you think my insurance would be?

I'm thinking about buying this silver 2000 Hyundai Accent from this guy. I'm 17 years old, still in high school, and I'm a girl. Haha. I have no idea how much insurance ...show more""

Do you need proof of insurance when getting license in alabama?

i know you need it but i cant get it by tomorrow. is it ok because they have the information stored in the computers? i need help!!

What websites in the UK can i go to for cheap car insurance.......no compare websites please.?

Car insurance? Who is covered? Who is responsible?

Okay I had a question about car insurance... I am on my grandfather's car insurance plan- I live with my boyfriend. I believe I am the only one insured to drive the car....My boyfriend's mother and step-father don't have a car right now and often times ask to borrow my car- I've been letting them until it was brought to my attention that they may not be covered in that car? Does this mean I would be responsible for anything that happened? Or would they? If another car was at fault for the accident what would happen? Anyone know how this works?

Auto insurance question?

I am paying $166 monthly for 2 cars, full coverage, 6 month premium around 970. I'm not sure if that's cheap or expensive. What is the average most people pay for 2 cars? I'm curious. I have insurance through USAA.""

Insurance Company sent me 2 checks?

So I recently got rear ended and the other party was at fault. I went to the appraiser that the all state agent had directed me to and had my car appraised. When I got my car appraised the appraiser wrote me a check then and there for the damages . Today I got a phone call from the insurance agent asking if my mailing address was correct and that they were going to mail me out a check for the damages that their appraiser had estimated. She never asked me once if I had already received a check for the damages.The appraiser made some kind of contact with allstate but I guess he never stated that he already had written me a check. Is it a crime if I cash both checks?

Non-custodial parent needs affordable health insurance?

Apparently only custodial parents can apply for CHIPS health insurance. My last job had affordable health insurance for my son, but my new job only has insurance for 800.00 a month. I only make 10.50hr and get less than 40 hrs a week. Can someone please direct me to an insurance plan that I can afford?""

Cheap insurance for '99 mustang?

I'm buying a used mustang next month and need to get cheap insurance since I will be making payments. What is the best (and cheapest) insurance for an 18 year old young woman?

Do you need insurance for permit in ca?

I am going to get my provisional driver license in california. Do i need to get it before i take the drive test? aM i covered under parents policy? How long do i have to have my insurance before im eligible to get my driver license?

Did ObamaCare make my insurance costs go down?

Alot of people say healthcare cost will raise when Obamacare goes into efftect. But my healthcare costs has dropped from $1200/month to $400/month for the same coverage. I find it really hard to believe that Obamacare is bad. Also, Obamacare has not been implemented yet - why has healthcare costs has gone down""

Car accident question and if I need to report to insurance company?

Ok so here's the scene, I'm backing out of my driveway from my garage. My friend parked his car at the end of driveway (he was leaving but parked there to answer a phone call). My driveway is a downhill so when I backed I couldn't see his car there. Anyway, I backed into his car and caused a minor scatch. Unfortunately, his car is a new BMW and he needs to fix it. The police came and said it is under $1000 fix and it is up to us if we report to our insurance company or not. So now I am waiting him to get a estimate to fix. What do I need to do? I guess it is my full responsibility since I am moving and he is still. If the fix fee is under $1000, do I need to report to my insurance company? How much does the insurance usually increase due to this kind accident? thanks

Health insurance.......... ?

I live in illinois i'm18, turning 19 in july. I got all kids insurance. I got ppps, i have to get them surgicaly removed. and i need to get circumcised. Will the insursance cover all that?""

""How much will it cost per month to pay for gas fees, and auto insurance in Toronto?""

How much will it cost per month to pay for gas fees, and auto insurance in Toronto?""

Individual health insurance?

These are my health issues I'm currently treated for and/or have perscribed meds. Moderately elevated blood pressure, osteo arthritis,fibromyalsia,and I take meds. for cholesterol and depression. I currently pay $380 a month for medical and perscription coverage. I am a 59 year old female. Ilive in Fla. The coverage I currently have is too high and too many draw backs. It seems like a rip off to pay this amount and have so MANY stipulations. I need a name and number only for companies that can truly meet my needs. Otherwise, I'll keep this lousy insurance I have.""

Insurance for a 2008 Subaru Sti Hatchback?

Is the Insurance for the new 08 Sti hatchbacks gonna be cheaper than those of 04-07 Sedans? Im 18, have good grades and a clean record and was curious how much my insurance would be if i bought the Sti. Just a ballpark estimate. Thanx""

Quad insurance abd bike insurance ?

Jw if I get a 125 or 250 quad if the insurance will be similar to a bike or car same with tax Cheers

Who's Car Insurance Would Handle the Accident?

My sister has been driving my mother's car (Loan, registration, insurance in my mother's name) Occasionally she allows her boyfriend to drive the car, although my mother has stated on numerous occasions that she does not want him driving that car. He was in an accident on Friday and claims the car is totaled. He claims that he called the police and filed a report, it can be picked up on Tuesday. He also claims that his insurance is covering the accident. My problem is, the car is insured in my mother's name, so he is not allowed to do this, correct? Also, even though my mother was not involved in the accident, can she still call the police and get a copy of the report? After all, the car is in her name. Please enlighten me, I'm trying to figure this all out.""

Are Esurance insurance rates cheaper in Texas than New Jersey?

I just moved to Texas and would like to know if my rate will be cheaper monthly here. I have heard from people that it is supposed to be but have no definite proof. I also cannot find anything else online.

Car insurance help for teens?

im getting my drivers license this summer and next year november we have an extra car that a hundai that we can trade in to get a new car i was wondering if i buy a Mitsubishi lancer es or even something better would my insurance go sky high??

What is the cheapest 7 seater car to insure for a new driver?

Do you know of affordable health insurance for an individual?

I'm 33 and I really need health insurance. The insurance where my husband works has an outrageous premium. If anyone knows of good health insurance with dental, please let me know. I would appreciate it very much!""

What is the average cost for replacing a damaged A frame on a vehicle?

My friends son was driving her car and lost control hitting a curb, the right front passenger tire is now bent towards the back. I told her more than likely it is the lower A frame that is bent, my question is what would it cost to fix? She has a 2011 Dodge Caliber and no insurance, her husband and her separated a few months ago left her with no support and she couldn't afford to continue paying the insurance on the vehicle so she is now coming out of pocket. We just need a ballpark figure. Only serious answers please, no obvious dumb answers. Thank you in advance.""

Does Pass Plus reduce the insurance rate if the young driver with it is the second driver?

I'm 17 and want to get a second hand car but the insurance is too high. I plan to get the car, put it in my dad's name and then drive it myself. Will that reduce insurance premiums?""

Which is the best website to find cheaper car insurance?

I havent found a quote on-line before, and am not keen on supplying all me personal informtion. Is this standard procedure when requestin a quote? Please recommend the best website to find the best deal. Thanks!""

Carle Place New York Cheap car insurance quotes zip 11514

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