#hire purchase
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Bridgetown, Barbados. Bailiff Miss Yarde of Courts Barbados Ltd., Hire Purchase Agreement. All it took was ONE missed payment.
LISTEN HERE: https://youtu.be/A5DLgRNEDWg
Poor people make all of these non-Barbadian-owned companies rich. Then they hire Bajans to harass Bajans. Also, examine the built-in obsolescence in their products. Naked!!
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#courts barbados ltd#bailiff Yarde#naked departure#barbados#hire purchase#layaway#built in obsolescence#furniture#Youtube
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WHAT DOES HIRE PURCHASE MEAN?
Businesses can spread the cost of assets over a predetermined length of time by using hire purchase, a type of asset financing. Businesses frequently employ asset finance through hire buy to get the operating equipment they need without affecting their cash flow.
Similar to equipment financing leasing, hire purchase involves buying an asset and paying for it over time.
Businesses that need expensive equipment, such those in manufacturing, engineering, healthcare, and construction, frequently employ this sort of financing. But it can also be applied to more modest assets, such as business automobiles and IT equipment.
ADVANTAGES OF HIRE PURCHASE
Here are the key advantages of hire purchase:
Flexibility
One versatile method of asset financing is hire purchase. The length of the contract as well as the monthly payments can be changed to suit the demands of the business.
Cash flow
Businesses can spread the expense of equipment using hire purchase, which helps them control their cash flow and preserve their critical working capital. Financial forecasting will also be aided by making a set payment over a predetermined period of time.
Ownership
In contrast to other forms of business lease arrangements, after the final hire purchase payment has been made, your company will own the assets.
Fixed interest
The amount of your payback will never alter with hire purchase contracts because the interest rate is fixed for the whole term of the contract. Compared to other sources of business financing like bank loans and overdrafts, hire buy agreements frequently have cheaper interest rates.
Immediate access
High-value assets can be paid for over time, allowing your company to use the equipment without having to wait to accumulate the necessary finances. This promotes the expansion and growth of businesses.
Easy to obtain
Compared to more conventional financing methods, hire purchase is typically a quick and straightforward kind of business financing.
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The Roaring Twenties
The era of economic change!
In the twenties, especially America, the economy boomed to the point where it became the richest point in American history. The USA had become a huge industrial nation even before the 1920s. This was because it had large supplies of natural resources such as timber, iron, coal, minerals, oil and land.However, there were additional factors which led to the economic boom in the 1920s.The main reasons for America's economic boom in the 1920s were technological progress which led to the mass production of goods, the electrification of America, new mass marketing techniques, the availability of cheap credit and increased employment which, in turn, created a huge amount of consumers.
During this period Henry Ford invented the first working electrical car, the model T which allowed people to live in suburban parts of cities and drive to work instead of living in cities. He was able to mass produce this product by using technical methods such as the assembly line which was when a person would do one job and moved it onto the next person to ensure mass production
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The electricity industry developed slowly before the war, but in the 1920s it really thrived and was crucial in the economic boom. It provided a cheap, efficient source of power for factories. It meant large numbers of complex machines could be used simultaneously, which made it possible to introduce mass production techniques. In the 1920s, many companies needed additional money to extend their businesses.
One of the biggest investment banks they used was led by J P Morgan Jr. However, businesses often preferred to raise finance by selling shares on the stock market.By the mid-1920s, people frequently bought the shares “on the margin”, by paying about 10 per cent of their value directly from their savings and borrowing the rest from one of the thousands of small, unregulated banks which existed.Credit firms emerged. They arranged for consumers to pay for goods in instalments at low interest rates (i.e. hire purchase).
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Thistle's not even his real name???
#also what does 'he was brought to the castle' mean#hired? he was a *child* where are his *parents*?#given the book freely said many of the retainers were purchased I'd assume he wasn't#however this still seems shady#poor kid. even at the very end when yaad apologizes for what the royal family made him into#yaad is still using the name that family gave him#kat reads dungeon meshi
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Oh my goddddd
#i was just thinking they should have train plushies.#and low and behold..#shaking..SOMEONE HIRE ME I NEED TO MAKE PURCHASES
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Whataburger and Popeye's ass bag colorways
#you gotta look at rich people shit until the comedy kicks in funny & hard enough to also give you the ick lol#like remember when beyoncé did that fuck ass popeye's uniform looking sweatsuit collection with reebok or something#and how ppl were like ''get hired at popeyes you'll get the whole fit for free''#ts was already funny#but also tell me the bag on the right doesn't look like a gift w purchase from that collection if you like spent $100 on a perfume sampler#discovery kit with coupons & free gift valued at $150 type beat
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it's starting to hit me that i'm going to have a career soon and like... that is like a wild thing to try to comprehend?? like yes i've studied my ass off for the past twoish months- to pass a test. but that test means i have job where i can sit and do my job? it's still a very radical concept to me.
#kate rambles from here on#the thing is- my family has always been working class- so i really wrote off college at a young age- mostly cause my dream differed#bc of wanting to make music and what not- but like they offered the course to me for free and it's sth i've thought about before and#i've been struggling not having a job bc of my plantars fasciitis (it's from stress) so not working on my feet = lifesaver for me#i am thankful for saving up as hard as i did when i could- bc i've been living off it until recently- where it's gotten too low for my liki#it's not that i'm complaining and/or changing my lifestyle- it's just i had been fighting to get a job that i could do that wouldn't kill m#to do- and i applied to this job thinking 'they're never even going to look at my application' bc imo i have no real qualifications outside#of customer service- but they did- and i've been in the process of being hired for the past 2-3~ mos- in two days it is tech the start of#my contract- in five days i'll be going near the big city to do my onboarding? and then i'll do more course work and like the idea that soo#in January- officially- part time- i'll be working at office? like is just a wild concept to me- i'll be getting paid for learning in dec~#and i just? omg... this is wild to me... yes i realize my plantars could strike back here- but- bc i will be sitting it'll mitigate it sm#it is still part time for now- bc i asked for it to be part time and work my way up to full time- i'm allowed at any time w/training to#move up to the next level- but i can stay at level 2 for hwvr long i wish if i want to- mostly i'll be working from jan to may#and idk random fact but after applying i got to learn that my grandma before she passed did the same thing- i really do take#after my namesake- hehe- idk this is a big ramble but it's just vv wild to me#(me over here “my first big purchase will be the byz's sgs” ((i could buy it now but i'm waiting for it as a treat~)) i bought their album#when i successfully completed the scary test~ so i'm using them as a motivator to work hard ebhbhea)#kate rambles#idk i'm vv proud of myself and i just wanted to share-
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What's your opinion on barn cats/mousers? Are they an acceptable subset of "outdoor cat"?
Certainly barn cats pose the same problem as pets that live in more urban environments. They still hunt birds, spread disease, out-compete native wildlife— all that bad stuff. In an ideal world barn cats wouldn't exist so those things would all stop happening. I don't think harmful, invasive species are in any way "acceptable" and I definitely wouldn't encourage it.
At the same time though I do think sometimes the barn cat solutions proposed on tumblr (hiring ratting terriers among some other ideas) also seem a little... unrealistic. At least given my personal experience with farms and farmers, particularly in places far less populated and more remote than the USA. Asking people to get rid of their barn cats cold-turkey is an approach I think would see more pushback than progress.
Working towards better welfare for barn cats and restricting their impact on the environment through education, low cost spay/neuter/vaccine programs and limiting cats' range to the barn buildings only seem like more attainable goals right now. Barn cats are not good for the environment or the cat, but I think we need to take a more gradual approach to the issue than a rip-off-the-bandaid solution in order to make progress. As animal welfare laws continue to develop and indoor cats become the norm in urban areas I think that will also encourage the transition from rural outdoor cats to indoor ones as well.
#if you tell a farmer in the middle of nowhere saskatchewan to give up their free self-sustaining barn cat#and instead insist hire an expensive ratting terrier service that doesn't exist (or purchase and train their own ratting terrier)#they're gonna laugh in your face and not listen to anything else you have to say#a more gradual and collaborative approach might attain more results#i know a lot of my friends and followers are gonna disagree with me on this#but i think this is a situation where you need to meet in the middle#if anyone disagrees with me that's ok#this is just my opinion based on my experiences#turning off reblogs for this bc i know how tumblr loves a nuanced conversation#please don't read this as me supporting outdoor cats bc i really don't#watercr3ss#ask#outdoor cats
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#ive been stressing all day about a purchase i'm not even making lol#i have mental problems sjfmsjg#no but for real i was reviewing the tablet i had decided on to buy in the distant future#and found out it's actually not very good for drawing which is the sole reason i want to get a tablet#and i got physical symptoms of anxiety and dread as if i had wasted money#on a thing I DIDN'T BUY#but then i found another tablet which is good for drawing and it's a bit more expensive#and once again i got the anxiety levels of someone being hunted for sport#for another product I DIDN'T BUY#but it's just this horrible timing thing that's making me anxious#because it's a lot of money that i have to spend on this#and I don't have a regular income#and my country's economy is hell to the point that by tomorrow the price could double without warning#and there's also there's some sales coming so maybe i should wait til then#but then also i have to catch the sale and the product i want#and also the holidays are coming so the price might spike up#and i never know when the correct time to buy anything is!!#and this folks is why I don't gamble lol#no but for real... i have been panicking all day and I don't even have a proper reason#i could also live without the tablet very well so it feels like a waste of money in general#so...#i have issues with spending money...#especially because I don't know when it's gonna be the next time i get work#could be next week... could be in six months... could be never again...#if i just could get hired for a proper project woth a decent pay...#ahhh the dream :')#ok i'm gonna go to bed now (if my stupid ear '''''infection'''''' lets me...)#life is hell but at least i got to boop people today <3#angel talks#personal
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The more I encounter discourse in the Magic community, the more I want to return to my prior state of bliss of having not encountered it. By no means am I immune to discourse, but man. There's something about the lack of cognitive dissonance people seem to have when talking the way they do about a trading card game that gets to me.
#not to say magic is beyond reproach by any means#plenty to critique there#but something about the nadu disvourse and the sol ring discourse and the commander rules commitee discourse and so on#just keeps rubbing me the wrong way#feels like theres such an overstatement of harm (especially recently)#that it really hurts the community's arguments later down the line when something genuinely does happen thats more serious#the pinkertons for example#cognitive dissonance there is especially important too#cause its important to point out the absurdity of hiring goddamn pinkertons for the leaking of product that was legally purchased#(if mistakenly sold)#especially when that product was fucking collectable cards#fucking toys#sent the pinkertons to threaten some people into getting your toys back from them#mtg#magic the gathering#edh
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That said we have no morals or standards if we get paid enough for something so if you drop us something like $3 on Ko-fi then we are available to hash out details and we will have a go at just about Literally Anything.
#we speak#unless it is by someone we have previously interacted with and thus may consider a friend or something like a valued reviewer/neighbor#in which case we will at least try to have things like standards#because we do not particularly want to have time and money spent on a subpar product#which also means that our Range Of What We Will Do narrows just to things we're confident we can do but. not much to be done abt that#you can hire us for things that are wildly outside of our general stuff and we may not be good at it but we will try#we're currently on a few hundred bucks a month and a lot of that goes into things like food so we do appreciate the extra money#we dislike the “im trans and disabled give me money” things because it really feels like using it as cheap leverage for diversity points#and we don't really feel like being the kind of person that you donate to in order to feel better about yourself#if you're giving us money then it better be for your own damn self-indulgence in whatever you're ordering from us#we should be the sort of frivolous payment that is rightfully considered a questionable financial decision#people are already paying us for being disabled and unemployed. please do not put yourself on the level of the government.#be better. only give us money for the sake of extremely frivolous personal purchases that will temporarily brighten your day.
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my unpopular opinion is that tax deductions are stupid. just give people money in lump sums for doing things you want them to do instead.
#subsidize electric car purchases you fucking idiots#maybe this way people wouldn't have to hire a barbershop quartet to help them do their taxes
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If anyone has a spare 210 usd lying around so that I may go to Barnes and Noble and purchase the entirety of Dungeon Meshi that would be grand
#simon says#I gotta get a job soon!!#If I don't get hired I'm gonna lose it I need money so that I may purchase a good manga!!!#and also like healthcare or whatever
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Like a totally sane person I have bought up to the end of 11ths run on DVD (Dr. Who)
#jobs please hire me soon before i make an actual impulse purchase please god im begging#elias howls#I'm totally happy with the DVDs though they weren't impulse I very much wanted these
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the worst worst thing about budgeting for my fucking adhd brain is getting irrationally frustrated and angry that all of my bills don't and can't be withdrawn on the exact same day of every month and that some of them are bi-monthly or yearly or ???? like...every 40-65 days?? and some like water, electricity, sanitary services, etc vary???? how do I organize this what the fuck
#it would be so much simpler if everything just went in one go like I literally cannot deal with this or follow it at all#and I REALLY need a budget and to keep up with it#there are some big purchases I need to make but I don't know if I can afford it rn#I need the world color coded and laid out simply in front of me or else I'm done for#I can deal with the chaos for like 4 months before I get overwhelmed and then I end up here where I need to do it all over again!!!!!!#this is another DON'T BECOME AN ADULT POST#literally seriously considering hiring a professional organizer bc my working memory is absolute shit which just makes EVERYTHING SHIT lmao#text post tag
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Manifesting: plz make me actually get a new job once my wife goes on disability
I'm looking at research lab management jobs at universities because our bat lab was not run well (lol) and other labs were not run well, and I can keep an entire small business afloat through overworking myself
#totes bro#i do not have a masters#but what i do have is years of experience purchasing industrial goods selling industrial goods speccing out and designing them#and i can do literally any job in an organization EXCEPT closing the books at the end of the month lol I'm not doing that#but i can do accounts payable and accounts receiable i can arrange logistics i supervise a production team#i used to do sales calls i do all purchasing i unwillingly do business development because my boss asks me what we should do as a company#i schedule I have figured out how to use our ERP system more efficiently than many larger companies with it#and most importantly: i clean things#which no one else ever does#this is me just pumping myself up in 3 months i can leave.....#ill have to move? which im terrified of#i love using my blog for this kind of post because 4 years from now im going to be like “aweeee”#oh i also do engineering and the sales engineer doesnt do engineering so i literally do all engineering outside of product design#while doing everything else#But i dont have a masters degree so we'll see what happens#i also think universities hire from within for this type of thing#but i personally think they should hire me 🥰#Because university labs are like fish out of water when they try to buy components to enact their ideas#i know because in addition to bat lab i have many university customers who have no idea whats happening or how to submit POs#my lab literally did not know how to send out RFQs? or ask for quotes? people do free engineering for you to sell you stuff#we were an engineering lab and didnt send out RFQs for components we just looked at ehat was available to buy online#??????? i dont know how they survive
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