#foreign exchage

[interchangefinancial]

Currency Exchange

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[deathmybride]

*:･ﾟ✧*:･ﾟ✧ a hazy shade of winter | angus tully *:･ﾟ✧*:･ﾟ✧

Part 1 | Part 2

ship: Angus Tully x fem!OC

warnings: Angus is literally so mean, but he's like that in the movie anyways.

summary: Carol's parents send her to spend the winter break with her uncle at Barton Academy, and a certain curly-haired boy takes an immediate (dis)liking to her.

word count: 2790

a/n: I watched the Holdovers like 2 nights ago and I’m obsessed with it now so here’s this! Maybe a second chapter coming?

Misery. Absolute fucking misery. That’s all Angus could see for the foreseeable future. Just an ocean of black, sticky misery, stretching out to the horizon in every direction. As he settled his bony rear on the hard edge of the ping-pong table and listened to Hunham gleefully dole out their sentences, he thought he would vomit any moment, or drop dead. He kind of hoped he would. He scoured his eyes over the pitiful creatures he’d be bunking with this winter break; two little boys: a religious fanatic and a foreign exchage student, the school’s star quaterback, and fucking Kountze. Five little Christmas orphans. Angus would blame karma, if he believed in that hippy-dippy shit. The most unbelievably unfair part of all this was that he wouldn’t even be able to jack off in peace since all five of them would be bunking in rooms one and two of the infirmary, with Hunham in room four. God knows why they couldn’t use room three, but Hunham seemed determined to avoid any questions pertaining to that.

Just when he thought his holiday couldn’t get any worse, the girl arrived. She skittered in like a mouse, out of breath, red-faced and shaking like a handbag dog. Six little Christmas orphans.

“Ah, you’re here.” Hunham extended his hand welcomingly, and gestured to her to step forward.

She crept over, giving the ping-pong table and couch full of boys a wide berth, then nervously shook Hunham’s hand and scuttled away to sit on the floor and tuck her knees up under the frumpy men’s jumper that swallowed her whole, like a turtle retreating into a shell. She waved at the five of them, cherry lips curling into a tight smile.

“Is that a girl?” Kountze said, loudly.

“Indeed, it is. Students, this is Miss Carol Hunham, my niece. She will be joining us at Barton for the winter break.”

“Teddy Kountze.” The little freak said, practically falling over himself to shake her hand. He looked ridiculous crouching there beside her like he was about to accost a rabbit at a petting zoo. If brown-nosing was a sport, he’d be a world classer. “Wonderful to meet you. If you need a tour guide, come to me. I know this place like the back of my hand.”

She nodded in thanks, regarding him with huge puppydog eyes. Angus thought she must be dumb or tongueless. Five-foot-nothing, wearing unfashionably tapered plaid pants and Chelsea boots that were all the rage a decade ago, huge turtle-shell glasses that made her brown eyes bulge out of her head like a salmon… the only cool thing about her was her dirty blonde shag haircut, but even that came across as trying too hard. With that, and those round cheeks and fat mushroom of a nose, Angus was almost unsurprised to hear she was related to Wall-Eye. Almost.

“You’ll be taking her nowhere without a chaperone, Mr Kountze. Now, gentlemen, and lady, off you go to the infirmary building.” Hunham’s one good eye roved over the room, then settled on Angus. “Mr Tully.” He addressed him in his weasley way, voice dripping with schadenfreude. "Be a gentleman and help Miss Hunham take her bags to room three."

Now it made sense why they'd been forced to leave it empty. The little fuck had a whole room to herself.

"I'm not a gentleman." He responded, insolently as possible.

"Then play the part."

"Fine." The ping-pong table screeched backwards as he stood up, grabbed his case and stormed over to the girl who leaped to her feet, eyeing him warily as he marched her out of the room and collected one of her ridiculously heavy suitcases and set off outside with the puppy in tow.

"Um." She began, her voice a pathetic whimper. "I'm Carol Hunham."

"I heard."

"And you?"

"Angus Tully. Are you deaf or something?"

"He d-didn't say your first name." Angus grunted in response. "So, you're- you're holding over?"

"What?" The question was so insipid it made him stop in his tracks and gawk at her. "Of course I'm holding over! Are you stupid?"

"Sorry." She whispered, averting her eyes. Angus felt a rush of regret as her lip trembled, but he swallowed it and marched on.

The air was biting cold, and Angus wished he had two jackets on- or better yet, a hot-blooded model on each arm- but unfortunately he was stuck between this girl making goo-goo eyes at Kountze and her machiavellian gargoyle of an uncle. As the rest of them caught up, his simmering rage suddenly bubbled over and he broke the silence in a voice thick with hatred.

“This is the most bullshit ever! If we have to stay, why’d we have to draw Wall-eye?”

“Uh, y’know he used to be a student, right?” Quaterback drawled.

“Yeah, that’s why he knows how to inflict maximum pain on us, the sadistic fuck.”

“Yeah.” Quaterback agreed with a giggly laugh. “I mean, no offence Hunham, but your uncle sucks.”

“I don’t know him.” The girl had retreated to the fringe of the group, and when she spoke up her voice didn’t command much attention.

“At least we didn’t draw Decker, he’d be perving all over us.” Kountze sidled up alongside her and let his arm brush against her. “And we wouldn’t have Carol here with us.”

Angus rolled his eyes, but felt vindicated when he noticed her pull away from him, almost fearfully.

“Hey, guys, hold up for a second.” Angus leaned up against the pickup at the side of the road and lit up a cigarette, eager to relieve all this tension.

“No, I got something else.” Kountze pulled out a stinking doobie and gestured for his lighter. “Gimme that.”

“Hey, don’t smoke that out here.” He chided. “I don’t wanna get busted by Wall-eye.”

“Don’t be such a pussy.”

“I’m not a pussy.” Angus felt his blood pressure rise. “I just don’t want to get up at Fork Union paying for your mistake.”

Kountze didn’t bother responding, just blew out a fat drag and smiled in satisfaction.

“Teddy Kountze.” He said, offering the joint to Quaterback and trying to sling an arm around Carol but she sidestepped him to Angus’s amusement.

“Jason Smith.” Quaterback responded with a sickeningly charismatic smile.

“Yeah, I know who you are.” Fucking bootlicker. “You wanna hit this?”

He cast a glance up the road, but Wall-eye was nowhere to be seen. “Uh, yeah.” 

He took a puff and offered it to Carol.

“No, thanks.” She held up her mittened hand. “I-I hear pot can give you the heebie-jeebies.”

“The heebie-jeebies.” Jason repeated, grinning. “Cute.”

She was sort of cute- Angus begrudgingly admitted now that he’d seen her up close- in that pitiful way that those fucked up little pug-dogs are cute. He wondered if she had asthma. Besides, it’s not like he cared. At least, if somebody like her could be cute, maybe he was too, with his hawkish nose, narrow eyes, five o’clock shadow, gangly limbs, scraggly hair… No, that’s ridiculous. Unless… He wondered if she thought he was.

“It’s mellow stuff, babe.” Kountze assured her.

She blushed and shook her head, then turned her massive obsidian orbs to Angus.

“C-can I…?”

He sighed heavily, arranging his face into a scowl before he handed over the cigarette. She took a dainty puff, then handed it back. He took a drag himself, savouring the knowledge that his lips were touching the same place that a girl’s had just rested.

“More?” He offered it back.

“No, thanks. I don’t really… y’know.”

“‘Course you don’t.” He scoffed and stuffed it back in his mouth. “Such a pristine girl, I bet you never did anything wrong in your life.”

Flushing, she averted her eyes.

“So, how’d you get stuck holding over?” Kountze queried, his demeanor forced casual.

“I’m supposed to be skiing with my folks up at Haystack,” Jason said cheerfully. “But my dad put his foot down, said I can’t come home unless I cut my hair.”

“So why don’t you just cut your hair?” Angus snorted, feeling a fresh rush of anger. How could you throw away a perfectly good winter break just because you’re sentimentally attached to your godamn freak flag?

“Civil disobedience, man.” He grinned.

“I dig it.” Carol spoke up suddenly. “Conformity is a dangerous thing.”

“See, she gets it.” Jason put his arm around her shoulder.

“You like Crosby, Stills, Nash and Young?” Her blonde lashes fluttered as she gazed up at him. Angus could have puked all over the sidewalk, and Kounze looked like he might actually do it.

“Man, I love ‘em!”

“Almost Cut My Hair?”

“My anthem.” He nodded solemnly. “That album was my whole life last summer.”

“Neat.”

Angus noticed her head tilt to rest on his shoulder as he offered her the joint. This time she took it, allowing herself a long drag. He gritted his teeth and fought off the urge to deck that filthy hippy then and there.

“Anyway,” Jason waved his hand, as if clearing the conversational slate. “My dad’s cool. It’s just a battle of wills. Still, I was kinda hoping he’d cave first, because the powder up at Haystack is so sweet right now.”

Jason’s hand made its way into Carol’s hair, curling a lock of it around his finger. Angus’s fist closed involuntarily while Kountze’s eyes narrowed as he looked around, lip slightly curled in frustration.

“What about you, Mr Moto?” He said, locking onto his target. “Why are you here?”

“Uh, no. My name is Ye-Joon.” The boy explained innocently. “Uh, my family is in Korea, and they think it’s too far for me to travel alone.”

“I figured it was because your rickshaw was broken.” Kountze laughed and looked around for approval, to which he found none.

“Uh, wh-what’s a rickshaw?” Ye-Joon seemed genuinely baffled.

“You’re an asshole, Kountze.” Angus said darkly. “Your mind’s a cesspool, and a shallow one at that.”

“Who’s the asshole, Tully?” He sneered back. “You’re the one who blew up history.”

“Hey.” Jason held out his hand gently, then turned to the other kid. “What’s your story, man?”

“Alex Ollerman.” He responded, his voice stronger than the other boy’s. All that faith in a higher power, I guess. “I’m here because my parents are on a mission in Paraguay. We’re LDS.”

“Mormons, right?” The kid nodded proudly.

“Don’t you guys wear some kind of, like, magic underwear?” Kountze gawped.

“That’s a common misconception.” Alex began. It seemed he had all his bases covered, and he turned to address the Korean kid too, as if he might convince someone to join. “Actually, it’s called a temple garment, and we’re only supposed to wear it when we-”

“Hey, what’s up with the townies?” Kountze interrupted, already distracted by something shiny. Angus was mildly relieved he wouldn’t be hearing any more panty-talk- he’d had quite enough for one day, what with his bathing suit and all- but, his relief quickly turned to annoyance when he noticed the two men coming down the road, hauling a Christmas tree between them.

“Hey!” He hollered. “What are you doing with our Christmas tree?”

“The school sold it back to us.” One of them responded. “Scotch pine, still fresh.”

“Yeah, we’re gonna put it back in the lot.” The other explained. “We do it every year.”

Angus turned back to the group and shook his head darkly.

“This is the most bullshit ever.”

______________________________

Angus didn’t think he’d ever be so happy to be in the infirmary, but when they stepped into the heated building, he might have sighed in relief if he wasn't in such a black mood. His arms absolutely caned from carrying that stupid suitcase, and Kountze had been smack talking the whole way up the hill. He thought the only thing worse than bunking with the two kids would be sleeping in with Kountze while he tries to tickle Jason’s balls. He’d much prefer to cosy up in the girl’s room, irritating as her face may be. He abandoned his luggage outside room two and hauled Carol’s down the hallway while she pattered along at his heels.

"Why do you need two cases, anyway?" He sneered, stealing the comfort of silence. "You can't have that much shit to carry."

"It's-" She paused and cleared her throat. "Well... well, why should I tell you, huh? You're- you're-"

"What? An asshole? A jerk? A philistine, as your mole uncle says? Y’know, I'm pretty sure there's a faculty rule against targeted insults towards pupils."

"You're mean." She admitted in a small voice. "And I don't know why."

"Yeah, well get used to it sweetheart. Just wait till Kountze gets over your gyno-gimmick and starts treating you like he does everyone else, you'll be begging for 'mean.' And by the way, you’re just antagonising him by hanging all over Jason all the time.”

“What’s Jason got to do with it?” She snapped, raising her voice for the first time.

“Aw, I hit a nerve, huh?” He delighted in watching her face turn scarlet.

"Y-y'know, when you stood up for Ye-Joon earlier, I thought you might actually be cool. I'm disappointed."

She said nothing else, just ducked her head and ran ahead to open the door for him. Baffled, he barged past her and dumped the suitcase on the nearest bed.

“Thanks.” She whispered.

"Why are you even here, anyway?" He rounded on her, suddenly tired of the way she let him walk all over her. "I mean, other than to ruin the ambience with that hideous sweater-"

That did it. She let out a choking sob and made for the door.

"Hey, hey wait!" He flailed out his long limbs and caught her around the arm, but she wrenched herself from his grip and made off down the hall, away from Hunham and the other boys to Angus' relief. "Carol, wait I didn't mean it."

She didn’t respond, just sped off and careened around the corner. Angus caught up just in time to see the door of the broom closet swing shut. He clucked his tongue and sat down on the hard floor outside, feeling a wave of disgust as he listened to quiet weeping. Gently, he rapped the door with his knuckles.

“Carol?”

“Go away.”

“Carol, I’m sorry.”

“Go away!”

He paused for a moment, and considered his options.

“Your sweater isn’t actually ugly, by the way. I was just ribbing you, y’know? Horseplay?”

“No.” She said firmly, voice muffled through the wood. “No, I know ribbing and that wasn’t it. Y-you were being cruel, and you wanted to see me cry, I know it.”

“What? No!”

“You enjoy it, don’t you? You’re so miserable, the only fun left for you is making everyone else feel as wretched as you.”

He swallowed thickly, feeling a lump of shame coating his Adam’s apple. He took another long moment to collect himself. He resented how easily she read him, but if he wanted to keep her from finking, he’d have to choose his words carefully, and eat a large portion of his pride.

“It’s true.” His stomach roiled in revulsion as he grovelled to her. “I’m sore about holding over, and I wanted to take it out on someone, and you looked like easy pickings. I’m brash, I’m rude, I hate everyone including myself, and I make it everyone else’s problem.”

She paused her sniffling, as if sizing him up.

“Well.” She said thickly. “Thank you for admitting it. That was very… self reflective.”

“I go to a shrink, I kind of have to be self reflective.”

“Ah.” She sniffled. “You can leave me alone now.”

“I would,” Oddly, it felt good to tell somebody… Good enough that he was able to go back to being sly. “But this closet doesn’t open from the inside. Every time we get a new janitor they get locked in here. Happens like twice a year.” She said nothing, but Angus heard her breathing pick up in pace. “I mean, I can always leave you in here.”

“No!” She said urgently. “Let me out, please.”

“I will, if you promise not to fink.”

“I-I won’t fink. If you leave me be, I won’t fink. Pinky promise.”

“Alright. I’ll stay as far away from you as humanly possible.” He clambered to his feet and opened the door for her. She was already standing, and as soon as she saw the light, she tried to scoot out beside him, but he moved his arm to stop her. “Pinky promise, remember?”

Begrudgingly, she curled her finger around his, then slipped out past him and returned to her room. Angus watched her go, and something broke inside his chest as the door closed behind her.

[forexbazaar-blog]

Take the Stress Out of Currency Exchange

Currency exchange is one of the important factors in your Travel check List. You just cannot Ignore Forex, for it is useful in a cash transaction, prepaid Forex cards, and Cheque payments. Also, you have to be updated daily with the rise and fall of the exchange rates to get the best deals.

Many travelers use the US Dollars as an alternative to converting the currency; in most countries, it works! India, also happily accepts US dollars some other accepted currency is Euro, Great Britain Pound, Singapore Dollar, and the Thai Baht.  

However, most prevalent currencies such as USD, Euro, and GBP also fluctuate rapidly. It gets hard to contemplate the currency, Given- changes in oil prices and the global tariff.  

To take these stresses out of your travel plans you need not waste your time to understand these cycles of currency changes. Here are some tips to make the best out of the currency exchanges and how to select the best agency for currency exchange.

The Time Play

You must be aware of the general rule of buying Forex, which is to purchase at the right time when the best deals are available. Often travel deals and transactions do not wait and this results in forced buying at unfavorable rates. To tackle this issue one of the best ways to Forex service is using prepaid Forex cards. These travel cards not only give you mobility but also advantages over cash or travelers’ Cheque, they give you a swift Forex experience.

Authorized By RBI

Check whether the company is authorized by RBI, this gives foreign currency exchange company a tangible foundation which can be trusted on.

Customer Friendly And Experienced

You will never want to be stuck with any problems related to your prepaid Forex Card in a foreign country. Ensure that the company is upfront to help you out 24/7 so that you are not vulnerable. It is important to choose a company that is in existence for a long period they are surely aware of the general issues with Forex Card and Forex Online services.

Multiple Service Provider

Choose Holistic services' provider so that you do not have to depend on two or more companies for monetary transactions. Services such as:

Prepaid Forex Card

A Prepaid Forex Card provides you facilities just like a debit card; It is safe and secure which is available at minimal margin rates.

Wire transfer

Wire transfer is also called electric transfer which is used to send money to another country. Often it takes days for money transfer however a good organization will take 24 hours.

Foreign Exchange in Cash

Carrying liquid money is also important for minor purchases and shopping makes sure you carry cash along with Forex card.

Remittances

It is a bank transfer the facility which avails clients to send and receive money to and from friends and relatives abroad.

Traveler Cheque

A traveler’s Cheque is a form of money payment medium used as a substitute for cash which is much safer. You may travel overseas without cash, as they are usually backed by banks for security against lost or stolen Cheque.

Reasonable Commission Rate

Commission rates are hard to avoid, therefore you need to find a currency exchange company that provides the best currency rates with minimal or no commissions.

Globally acceptable

Use Forex cards that are accepted globally for withdrawing cash as well as making online payments. Some agencies provide multi-currency Forex cards which can be used for money transactions all over the world.

Make A Perfect Mix

Getting the best deal is also an art; you need to understand how Forex services work and its usage for different requirements. For example, You can opt for a foreign currency draft instead of choosing wire transfer while you are still in India, this will save you $15-50. The given example is one of the techniques for avoiding Intermediary bank charges.

Among the options such as a Forex card, wire transfer, currency notes, and demand draft. The general advice is to carry minimum cash since it is the costliest option. If you are planning for a holiday, make sure to take Forex card. For traveling in multiple countries use the multi-currency card to save excess wastage from cross-currency charges. For students, there are specific Forex cards made by companies and banks that offer special discounts on books, Shopping, accommodation, food, and travel. Stay cautious from expedient offers as they mostly have minor differences in charges and rates which grow exponentially in the larger picture.

We are Forexbazaar! We provide all the mentioned services which make us the best Forex Company. We promise our customers to provide the best facilities and currency exchange rates. Feel free to check out our website for our seamless services which will surely make your experience best in foreign trips and currency exchanges!  

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[avadam]

okay firstly i’m so mfing happy rn because i found gif icons of my baby WOOHOO and secondly....really out here being 2 days late to opening usdjflkjdf i’m so sorry 😭 

without further ado here is the school’s resident spidey baby exchage student from the bronx mr. adam dabiri! i’ve got some pages for ur reference: profile / power and if u keep reading on ahead there’s a nifty lil summary up! pls plot with my son thank u 

just a disclaimer that he’s heavily inspired by miles morales, both from the og comics and the recent spiderverse movie (if u couldn’t tell from my app) but obvi w/ some notable differences...ya! moving on

born and grew up in nyc, mom is korean and an instructor at the first avengers academy based there n dad is nigerian and a diplomat

he’s got a younger sister too named carol but her powers are tba cause she’s still a kiddo

enrolled at the american avengers academy in his early teens

then there was a foreign exchange program offered to go to the school based in sk

mom was like this is a great way to reconnect with ur roots!! adam’s just grateful that he’s got a good grasp on the language bc communication u need it

so he’s got the little fish in a big pond feeling atm...still kind of new

now he’s just out here swinging about improving on his abilities day by day

also in a golden trio of future heroes w/ @avhojun​ and @avjumi​ and theyre GREAT

kind of really misses home too but like thats a given when ur so far away

fun fact: when he skateboards he can make it camouflage and stick to flat surfaces like the rest of him so it makes for some rlly wicked tricks to show off

idolizes spiderman in all his different forms and feels like he has to live up to those expectations bc of his spidey powers 

personality wise v earnest, nerdy, loyal, humble n just trying to do the right thing

probably constantly underestimating himself too but

[ovseas]

4 ways to safeguard your foreign education budget

Safeguard your foreign educaiton budget or study abroad by following 4 Steps.

The Big concern for students who are willing to studay abroad is, Falling Rupee against dollor in the market. This is impacting exiting and aspirants planning to go for abroad studies.

So what can we do to manage this currency volatility.

Purchase foreign currency-denominated prepaid cards

Buy a foreign Currency Denominated prepaid cards Purchase cards like Forex Card, When you traveling abroad, A Forex card is like a near tearm forward contract with zero premium.It can be loaded in one or more foreign currencies and used to transact or make payments hassle-free.

Use the Rate Lock in Fecility Keep on eye on current currency exchage rates, when you are buying a forex cards, or traveling or tution fee to a university.A few FinTechs are providing 24X7 booking and rate lock-in facility that you can use to your advantage.

Forward Contracts forward contracts are the best way in the against uncertainty in the future. Transactions of the money are generally are high when you are paying fees, So book a forward contract and protech against exchange rates. A forward contract is an arrangement with the bank that allows you to transfer money at a specific date in the future (up to 12 months) at an exchange rate that is agreed upon today.

Open a Overseas Account Open a overseas back account. You need a passport, Visa, Student ID Card, address proof etc. are required to open a back account.

[noona-la-la-la]

Love your blog. Here lately everyone is giving their 2 cents on racial appropriation. To me its one in the same. In the sense that some non korean kpop fans appropriate the culture. As well as kpop idols appropriate the styles, music, mannerism of black culture. Where the trouble starts is when its done with little disregard to the people and/or culture. People throw around the word "koreaboo" but no one calls out the idols who act thuggish and never seen the hood other what the see from US tv.

I’ve seen people on-line calling out idols for what they deem to be wrongful cultural appropriation.  In a few on line forums, I’ve seen certain individuals who seem to make discussing that very subject their full time job.  There’s a lot of passion around the subject.

Here’s my problem with people tossing out terms like koreaboo and cultural appropriation in a lot of social media sites... it’s generally done to oversimplify issues and to shut down conversation.  Not saying that’s what you’re doing, but it’s a trend I’ve noticed in general - you seem pretty temperate on the whole topic.  Cultural appropriation is a huge and complex subject matter and not everyone even agrees on whether it’s always bad or not. 

I look at it this way.  When two cultures meet in some fashion, it is normal for them to exchage and adopt pieces of each other’s culture.  This has been going on since ancient times.  Whatever thing or practice or belief is being adopted is filtered through the lens of the adopting culture and comes out slightly (or greatly) different than the original -- and that’s cultural appropriation.  Now that we have the internet, I think that cultural mixing and exposure is much greater and things are moving much faster... but also can cause disagreements.

In the  specific case you mentioned... kpop idols “acting thuggish” because of what they’ve seen in Western tv.  I don’t know if we should blame the idols and Koreans for mimicking this behavior or if we should spend more time looking at the US companies that consistently sell this representation to an international market.  It’s nice to think that a foreign culture will look at US media (in particular American Black media - music, film, tv, fashion, etc.) and will understand it with the same point of view and nuance as the person who produced the original work, but it’s unlikely to happen that way because the foreign culture is, well... foreign.

[niftyoptiontips]

Meaning of Primary Market

Capital market is the market where Investors and traders do invest and trade in stocks, bonds, mutual funds. Investors and traders can be small or retail investors and can be institutional investors. Like DII( domestic institutional investors) or FII ( foreign institutional investors). A Market where all types of investors trade or invest in securities like shares,, futures and options bonds debentures, etc is called the Capital market.

The capital market has two parts First is the Primary market second is the Secondary market. The primary market is that where Companies issue their shares to investors directly through IPO (Initial Public offer) or FPO (Following public offer) or right issue etc. The companies can issue shares to investors through private placement also. The primary market provides a platform for investors to invest in new companies. Generally, investment from the stock market through IPO carries less risk. The primary market provides a link between new companies and investors. Trade with one of the

best intraday tips provider

company in India.

When a company wants to raise its capital there are various options available. The company can come with IPO(initial public offer), or FPO (Following public offer) or right issue, or can issue its shares to limited investors through private placement. IPO is the best idea to get capital for the long term. Through IPO companies get capital directly from the Public. After getting shares through IPO the role of Stock Exchanges like NSE (National Stock Exchage), BSE (Bombay stock exchange) get starts. The companies have to list their shares with exchanges. The platform where shares which are issued through IPO get traded is called the secondary market. The secondary market provides platforms between buyers and sellers of securities directly. The secondary market is much riskier than the Primary market.

Generally four types of instrument used for raising capital through the primary market by the companies

Ipo (Initial public offer) Initial public offer is where the company is offering its shares to the public first time.

Right Issue. In this instrument company issues or offers its shares to its existing shareholders.

Private placement. In this segment, the company issues shares to selected investors like banks, mutual funds, insurance companies, and other institutional investors. Private placement costs very less in comparison to Initial public offer.

Bonus issue. In the bonus issue companies issue shares to its shareholders free of cost. Whenever companies got sufficient or huge Reserves and surplus, it issues shares to its own shareholders free of cost. Whenever a company issues bonus shares to its shareholders share price of the company got decreased because shareholders of the company who got shares free of cost want to get book their profit. So because of the heavy supply of bonus shares in the market price of stock got reduced.

Primary markets provide platform to companies to raise capital through the general public and retail investors. It creates a market for new stocks, bonds, and mutual funds. It establishes the magnitude of the stock market. It helps in mobilizing resources for the development of the economy. A new investor should enter the capital market through the primary market. An investor must analyze and study the company’s prospectus and published information surely before subscribing to an IPO.

[slavis-en]

The Bulgarian reality

Are you the one who protects me from the raids of gypsies or every other refugee scum, who came to plunder our homeland? Or you’re the one who vote for “Time of Parting” for a favourite Bulgarian film just because you hate the Turks and consider that they all have to go through the guillotine? Or, maybe, you are that Bulgarian mother, who doesn’t want her children to see the holding hands, kissing each other and dancing naked on the streets, asserting their rights, “fags” just because you don’t want your children “to grow up in a world of debauchery and nudity.”? Well, let me tell you what I think YOU are..

Most likely, you are that football “lover”, who, with a great difficulty had graduated your primary education, staying and wondering whom to beat to death in the days, in which there aren’t any games of your pathetic favourite football team. The same you, who, on the age of 20, buy a car, but a BMW, Mercedes or another similar, just to look like your idols, who make money in an unfair manner. You, who aren’t suitable of following any rules, but are the first one in front of the TV cameras when the others don’t follow them. Or, you are from those “mothers”, who we meet every day in the cafes, shops, made-up to unrecognizable and dressed in tacky naked pop-folk “clothes”. And I’m asking myself, in which exactly manner you educate one future growing-up generation in some values and how dare you to explain me what’s right and what not, putting your, according to you, truth in the others’ faces?

Here’s what I will tell you about the Romani, the Turks, the LGBT and all other different people in our little Bulgaria (if you had noticed, the definitions had changed because I don’t want to use your, according to the public opinion informal, but to its essence vulgar and unacceptable vocabulary). For my short life path I had a contact with each of the abpve groups, and NEVER had I had any problems in my relationships with these people. And because of that, I will tell you about some cases, with which I, hardly, will change your stiffened conservative thinking.

I’ve grown up, and am still growing, in a not big Rhodopian town. We live in a neighbourhood, where in near there’s a Romani one. In my previous class, where I spent my first 7 years of education before I move to a high school, we had a Romani boy. He was quite a lot closed, and he felt most comfortable in the breaks when he had gathered with his relatives. For these 7 years, I can’t remember them to make any problems even once. On the contrary, even when some of my classmates stood against me, that boy had stood on my side. Even though it was hard for them to cope with school, the Romani from our school, OH WONDER, had graduated their primary education. And even today, me, living next to a Romani neighbourhood, I don’t have any problems with them. So... make yourself conclusions about how you provoke the problems, on which the media spend so much time.

But, let me continue my story with another experience. Two years ago I was one of the twenty representatives in an youth exchage in Hungary. On this exchange we were from a few countries, including Turkey. Except with the “hosts” I’ve got along equally well with the Turks, too, and with one of them I’ve spent quite a lot time and we became very good friends. Two years later, I remember about our short, but good friendship. and even today I’m more delighted to talk with foreigners, than with the mass Bulgarian. But you’ll say: “The time we were under Ottoman yoke is relatively soon”. But then, why don’t we hate the Greeks similarly, who had done the whole Bulgarian army blind through the reigning of King Samuel/Samuil? But, another thing also makes me a great impression how the hatred to the neighbourhood peoples strongly fades with the approaching of the summer when we have to go to sea and to choose the foreign instead of the native. Why you do so, dear nationalists? You do love your homeland, don’t you?

To end up I left the LGBT people which very often are around you, without even suspecting. They can be your siblings, your children, your friends, and even your parents. this constantly hiding creates us mainly problems with our psychological health. Because of that, as I’m from that group of people who don’t give a f*ck about others’ opinion, I freely came out as gay in Instagram. And, to be honest, since then I feel so much better because with this come-out i reduced drastically my circle of friends. Shortly before coming out, I had talked with a “friend”, who said that he would throw stones to the Pride, and when I’d asked him whether will he do it if on the Pride is his good friend, he couldn’t answer me. It is a fact, though, that allusions, threats and violence influence upon us, the LGBT people, and I’m glad that I’m not from that part of the people, to who doesn’t went through the thought of a suicide. Or, also, the parents, who don’t want their children to see LGBT people in the streets - I would have asked you, what is purer and more real than the pure love? Or, according to you, is more acceptable to allow your 7-8 year-old-children to watch films, in which the violence predominates, or playing games with the same content? Don’t you think that in over 450 animal species the homosexuality is fully normal? And when for the animals it is normal, why for the people, as the highest biological species, it is not accepted as normal?

[atomicexpertperson]

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[a-student-abroad]

Mama Negra

This Saturday was Mama Negra, which is the biggest festival in Latacunga. People come from all over Ecaudor, and even other parts of South America for it. Since my friend's dad was the "Angel de la Estrella" this year, my friend invited me and several others to be part of the parade! We all rented outfits for the day, and I left at 8 am to go to the start of the parade. We walked for several hours, throwing candy and roses at people from the baskets we were given at the beginning of the day. Some of the guys from my class (the white facepainted ones in the picture and the other boy next to them) also participated. They white facepainted ones select someone from the crowd and use the sticks to force them out into the middle, and then the other boy "cleanses" them with some leaves and spits/sprays water on them. It sounds weird, but it's really funny and a big part of the festivities. In one picture you can see people with black facepaint, and they take bottles of alcohol and go up to people and have them drink it. Probably not something you would ever see in America, but it's interesting and makes for an exciting atmosphere. Other people in the parade have choreographed dances, which are fun to watch. The man in the blue dress with rainbow hair (who is my PE teacher actually) was one of the people who teases the crowd by "whipping" them with the rope wip if they get in the way. Tomorrow Im going to the jungle, so I'll probably have a ton more photos to post after I get back on Sunday!

[beckyballardinhungary]

Today, Tibor (my host father) and I went to The Rose Exhibit. 

There were many different flowers there, a lot from one of the neighbors who has a greenhouse and is very well known in Kecskemét. There were plenty of nice designs (the goat with the angels is the Kecskemét coat of arms) and there were these statues inside that reminded me of The Sound of Music. They look like the puppets they used in the puppet show. 

So that's what I did today (2013.08.23.)! I might watch Harry Potter és a Tűz Serlege  later, which is Harry Potter and the Goblet of Fire. I tried watching it on my laptop, but it wouldn't play it!!! It said something about "the playback is not available in my region." I'm not entirely sure what it meant, but I figure that I will just watch it on their television later tonight.

Much love, Becky

[katierli-blog]

The Past Couple Days I...

I saw my fat duffle bag slowly waddling its way towards me on the baggage claim as I readied myself to grab the monster. My arms flailed out and I quickly yanked backwards onto the floor of the Milan airport. I hurriedly walked out the exit to see the warm smiles of my host mom, Rossana, along with my host brother, Alessandro, his aunt, and some of their friends. They all greeted me with a hug and a kiss on the cheek, all laughing and jolly at such an early (kinda) hour.

Walking outside, the sky was gray with rain on the brink of the clouds. But, I was too curious to even care if it was going to rain or not, I was filled with adventure looking around at my new surroundings and the new atmosphere. We hurried to my new home where we set my bags in my room and then talked a little to the people who came from the airport. The rest of the day, I spent watching a movie with Alessandro, walked around my new town , unpacked, and then re-packed for Venice the next morning. 

Venice: Morning came, and I woke up at an ungodly hour, (Thanks Jet lag). Groggy and tired I ate breakfast and then we sped off to the train station. It wasn't long until we got there, only three or so hours. Before we arrived, my host mom said to me, "Venice is one of the most beautiful places in the world. There is nothing like this city, it's so rich in its culture and unique in its ways. It's magical". She wasn't exaggerating. The moment I stepped off the train, I was greeted by the breathtaking scenery of Venice. The sky was an overcast, with a slight breeze as we walked over the bridge and through the town that day. (The day quickly turned blue with a beautiful sun and slight breeze). The boats cruised down the Canal Grande, as I watched such a beautiful sight. It hit me while walking through a church made in the 14th century: I am living in history right now. I am walking where people did hundreds of years ago, and just a couple days ago I was living in a place with no history like this*. This revelation lasted all day long and well into the next. Just absorbing the beauty and seeing the artwork was enough for me to be content for the rest of my life. 

(Sorry, that last picture won't turn the right way)

The whole reason we were in Venice was because my host dad had to work at the Venice Film Festival. Once again, it was an experience I will never forget. There I got to see the red carpet where all the celebrities walked, etc. Then, he took us back where all the people worked (Kinda like a "backstage", I guess) and I got to meet so many people including photographers, journalists, movie producers, etc. (I'm not sure who all I met or what they did though, I was still really amazed at where I was.)

(Above: Red carpet) I got to see so many beautiful pictures, and a new technique they were working on. Obviously, I was awe struck and nothing more. (There, we also saw a poster for this movie playing there called "Io Sono Li" [Translation: I Am Li]) 

The next day we walked around venice, and did the same things as the day before. So beautiful none the less. My host mom was right, Venice is magical in some way or another.

Now, I am sitting at my house, relaxing, and absolutely enjoying everything in my sight. I have been eating non-stop, which I thought would be a good thing, but it's so much food! I love it here, and couldn't ask for a better host family.

So, until next time.