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thefreshfinds · 6 years ago

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Propelled by the vibrant energy, treasured ambiance, connectivity, heart drenched food and melodies intertwining with the Saturday afternoon clouds —

There I stood in the emblem of The Philadelphia Music Festival, starving for a bite of fresh talent and so I decided to fill my plate with only the best manifolds of visionary hip hop, pop, R&B, trap and rock but little did I know I was in for a feast!

*Credits to @_brandoncaptures_ *

The first to perform was Monica Joelle, a dynamic Pop/R&B songstress from Philly that strikes your heart hard like Cupid’s arrow with her orientally sweet voice and cherry dripped instrumentals. She effortlessly plucks you with relatable lyrics (whether it’s about sticky situations, love or having a crush) and that’s why no one can seem to get enough. Monica started off with songwriting / singing lessons and from there she has continuously bloomed into her own sound as an artist, writing pieces that show off her complexity through set-ups and syllables. The songstress has only been making music until December 2017 but prior to that she has always been performer whether it was for dance or theater. The first song she ever created which was “Never Forget You” which is your ordinary heartbreak song but still relatable (and surely a track she had the most fun making.) To prepare for the festival she took the living room as her stage — using the microphone and speaker as the components for an astounding set off in real life. And in the future? Monica plans on releasing an EP and shooting out singles. (she can’t give us a name as of yet but I’m sure whatever it is will reflect the bubbly aura she conveys on and off the stage) The date will be revealed before you even know it but don’t take the risk of missing out on it.. just make sure to follow @MonicaJoelle.

“I’m not going to stop, I’m going to keep going. Forget what the haters say” Monica says.

SoundCloud - https://soundcloud.com/monicajoelle

Spotify - https://open.spotify.com/artist/55UAah5w59sJuQyekaRswr?si=wKn4V9eeSJaIM8XJtvZFAw

Fun Fact: Her favorite slang is “Jawn”

My favorite song? On My Mind.

The next performer to zazzle the crowd was conscious wordsmith, Teef. Teef is a laid back visionary from New Jersey (residing now in Philly) who puts your mind at ease through charismatic storytelling intertwined with a fusion of neo-soul hip-hop, concrete flows, very solid messages and speaker knocking beats that could make your head snap off your neck (literally). Resonated with A Tribe Called Quest, one could even say that he has their style down pat as he makes sure to transition a soothing ambience through the vibration of his rhymes and wit. Teef started his musical journey in 2015 after dropping his first project called “Hip Hop On Purpose”. He was always into music but this project was the pinnacle of his musicianship “I just stopped thinking about doing something and I finally just started doing it,” says Teef “I was very hesitant about becoming a rapper at first because of what was out on the mainstream. I don’t even rap about that stuff [being on the block, etc]. Then one day I performed at an open mic, people liked it, asked me to come back and since then I kept going.” Aside from spitting bars Teef also enjoys welding, reading informational novels, free styling and networking. “Earlier [before the festival] I was actually welding up a rail and it wasn’t even a joke!” Teef goes on to say “Genuinely I just love to be around people. [when asked about networking] I like being around other independent artist and feeding off of their energy and ideas.” To prepare, Teef didn’t do much but go with the motion of the [creative] ocean and sway his natural repertoire in the ears of the ones close by. “I picked my songs when I got here. But I don’t always put my set together until I get there.” Teef says “I just went with the vibes”. One song that Teef enjoyed making the most was his first song “Get Free” because it allowed him to showcase his style to other people. “It was really random. It was made at three o clock in the morning and I really didn’t have an intent but it just hit me out of the blue. I crafted it in my own way. It was the most memorable time for me. That’s why I consider it to be fun because it just happened.” Common to persona, Teef’s favorite slang is “coolin” and the number one person that he looks up to in history is Bob Marley because he brought people together (and even squashed beef between politicians). “He was all about the people and the community”. Teef is currently running a weekly radio show called “Most Slept On Radio” on 98.5FM (it covers the Philadelphia area). He also runs Table Talk with Teef on Tuesday’s.

“I’m just growing with my artistry”

You can follow him on

Instagram : @realteef03

Bandcamp : https://lateef.bandcamp.com/Spotify : https://open.spotify.com/artist/0wNgFnLMKH5Dui6DdHSoUK?si=We2MVY6jSE6eut8W_CQaGg

My favorite song? Strangers in the Night

Wafting their chantable ad libs through heavy marijuana smoke, this group’s sound floats smoothly to your ear canals. The next act, The Joint Cheefs allowed me to let my conscious free through their use of moderate boom bap and sharp witted lyrics… but to be more clear, I can say that this trio changes the high experience by implicating an old feel of New York rap through their wrap of rhymes *that solely support the 420 movement* and calm aesthetic. To begin Geo The Rican, Sonny Blue Note and Loud Pack Ralph formulated as a triad one day while working in their studio in the Bronx. “We are producers and engineers so the idea itself just grew organically” says Geo the Rican. They have been making music for some time but to get to where they are now they pretty much just smoked a lot (no pun intended) and became more personal with their music, putting their trials and tribulations through their rhymes and as a result they have been gaining a peak of listeners on a daily basis. To prepare for the Philly Festival they answered with “smoking weed” but ultimately it was through the power of fun. “We take the music seriously but we try not to take ourselves too serious.” they go on to say “We take pride in our sound far as recording and making it.”To separate theirselves from the rest, the Joint Cheefs actually live through what they rap about. “We’re in a lane that we want to be in. It’s not too crowded, some people might say it’s our own and we’re going to hot box all the way to the top.” Aside from their recent release of “Never Canoe” on April 20th 2018, the Joint Cheefs are currently working on their album “Jars” which will be on all platforms by November 31st. When it comes to favorite strands, Sonny Blue Note enjoys Indica because it helps him sleep, Geo the Rican chooses Sativa because it helps him stay focused and Loud Pack Ralph enjoys hybrid because he just wants to get high. Fun fact: Their favorite slang is between “BroGod” and “Deadass” because they love to pay homage to their hometown.

You can follow them on

Instagram - @thejointcheefs

Soundcloud - https://soundcloud.com/thejointcheefs/the-joint-cheefs-n-high-c

Spotify - https://open.spotify.com/artist/1DQg3ISncFAuWAdDhebBMc?si=Q-Lu8Xv9QP-pfqkDU9tflg

My favorite song: It’s a tough one. It’s between “N High C” & “The Art of Hotboxing”

Lights on (meaning the sunlight of course) and centered on the stage, the next act to captivate me was Almost Famous who reels his listeners in with a hook of merciless R&B and a fair amount of auto tune. Generally speaking, Mr Famous has the 2000 feel of soul mastered perfectly as he dashes platforms with a similar production that Ne-Yo or even Genuine would use. The difference between him and the artist mentioned though is that he adds his own twist of dominating words, making sure to switch it up through trap and pop (while also warning his mysterious lover from time to time that they could be replaced in a heart beat) But don’t assume that his heart is locked up in a cage, Mr Famous still has a soft side to him and shows it from time to time. To begin, Almost Famous started off his career as a background dancer for a mass of Philly artist. “Hearing them, I realized that maybe I should create my own music so I started writing, perfecting melodies and harmonies and going to shows.” Famous says. This West Philadelphian has been doing music for 4 years but that doesn’t necessarily mean he’s slowing down. Almost Famous grinds hard through releasing new singles and it even shows through his stage presence! “[To prepare for the festival] I had a few shows coming up, so I just kept on rolling with my other ones.” says Almost Famous. One song that Almost Famous enjoyed making the most is “Options” because it was during a time when he had to walk to work in the midst of a strike. “I heard the beat and it was mine from there. If it wasn’t for the strike, it wouldn’t be what it is now.” Fundamentally, Almost Famous would collaborate with Jasmine Sullivan if he was given the chance because her song writing skills and singing is perfect. But the bonus? Jasmine Sullivan is also from Philly. Even though Almost Famous shows love to his hometown he is not too fond of the people who run the Philly Hip Hop Awards “About a year or so they dogged me out but now that I’m apart of a new record label, they try to follow my moves and the label I’m with [Spit It Out Entertainment].” Famous goes on to say. As for his opinion on DMX? He thinks that DMX is a legend. “I feel like he’s been through a lot and a lot of people try to discredit him.”

Almost Famous’ favorite slang is “you drawlin’. “ He also considers himself a morning person because that’s when he’s able to get the day started. His project “Growth” will be released in November. Almost Famous also wants to give a shoutout to Spit it Out Entertainment.

My favorite song? Options (but the other song title can’t be given out. I will let the fans know when “Growth” is on streaming platforms)

You can follow him:

Instagram - @almostfamous215

YouTube - https://youtu.be/ilkKpQ0X8us

*Credits to Brother IB Photography @brother_ib *

The next act to glide his angelic floetry to the streets of Philly was Mashich, an upcoming trap soul artist from Philly who keeps things interesting through a singsong vocal pattern and propulsive beats but to stand out from the other singers that took a part of the festival, Mashich graced the crowd with silver printed dance moves. Even though Mashich has been singing since he was 7, he started taking his craft seriously in the past year. He’s originally from Aiken, South Carolina but he moved to Philly 7 years ago. When it comes to his favorite slang from his new home, he says it’s “d*ckhead” or “f*ck out of here”. To prepare for the Philly Festival, Mashich practiced nonstop. “I’m really big on practicing so I utilized any free time and space I had.” Mashich goes on to say. “I blasted music from my speaker, went over the song and got my movements down. From there I was able to find a form that helped to present myself and my style.”To stabilize his vocal chords, he drinks a lot of tea and does a range of warm ups while making sure to sing out of his diaphragm. In addition, Mashich would collab with Daniel Caesar if he had the opportunity. “All of his music is super creative and how he keeps his vocal deliveries organized is really dope,” says Mashich “I could learn a couple of things from him.”What makes this crooner so different from others is the thing he plans on bringing an old school feel back to R&B. “I hope that through my unique songwriting and vocal structure I am able to push other artist to do the same” All in all he wants good fortunes for the human race. Because let’s face there’s more to life. Love is limitless. “Miss My Dawgs” is currently out on streaming platforms. Be on the lookout for his debut EP “Small Town, Big City” which will cover his coming of age story. Leaving his house and growing with Philly.

“Whatever you believe you can do, you can do that sh*t. You can much success and much love”

You can follow him on:

SoundCloud - https://soundcloud.com/mashichmusic/miss-my-dawgs

Instagram - @k.ing.tut

Last to wow the crowd away was Bronx native Captain DMac who “makes your neck stretch like an ostrich”. Ticking the spinal chords of those familiar with dancehall and pop, Captain DMac’s brush of sultry vocal play and enticing melodies took me back to a tropical island that effortlessly illuminates peace, love and good vibes towards it’s community. I couldn’t help but to move my hips to the vigorous, self pulsating beats to follow.

We [Luis and I] were instantly allured. We needed to find out more and so we did.

Captain DMac started making music when he was in high school. “I was doing songs for different environments and people or surroundings,” DMac goes on to say “Anything that would happen I would make a song about it. I would often recite Snoop Dogg’s “Drop it Like It’s Hot” [in that time period] too because he’s one of my favorite artist and then someone said “Hey you should make your own song” so I decided to try it. The first cover I did was “Dreams Money Could Buy” by Drake and ever since I have been creating my own songs.”His tracks are mostly embed with a homage to his culture and admirable women and when he spits, he SPITS. Before switching genres, Captain DMac was just an aspiring rhymester who made headlines with his hit single “Big Ol Booty” because of the line from the song “Stretching out her neck like an ostrich” (and it became so well known that it went viral on Facebook and Worldstar, gaining over 8 million views to date.) However, Captain DMac didn’t get the credit he deserved but eventually he was gaining more recognition and reclaimed what was his. A lot of people [A&R’s] saw his songs for what it is and not what it could be, but his close ones thought otherwise. “One day I was talking to my boy and he said “Yo you’re Jamaican you should really touch that dancehall scene because there’s a lot of American artist that are doing it.” and I said “You know what you’re right let’s try it. The first one I made was Hold (which received positive feedback) and from there I said to myself let’s keep creating these vibes.” says Captain DMac. “There was a lot of obstacles to get to where I am. I met a lot of good people, sometimes bad. But I continue to strive and I surround myself around people who also strive. They have to work hard towards what they want to get and that’s what my team does. We just trying to get it. It all starts with good music.” Captain DMac also says that “Just Me & You” was his favorite song to make, “I recruited my friend to do light vocals and in the end he sounded like Super Mario.” All in all what makes him unique from the rest is his pen game. “I can have multiple versions of one song”

Captain DMac will continue to touching the Dancehall scene & the people.

He will be dropping two EP’s very soon.

His single “Think About” ft Juanialys is out right now

Fun fact: His favorite slang is yerr

He is a boxers guy.

You can find him at:

Soundcloud - https://soundcloud.com/captaindmac

Instagram - @captaindmac

Spotify - https://open.spotify.com/artist/5p154fD2gshCzENn8a4W8b?si=YLJ645G7TEOZSWFjQuj47Q

At its best, Philly Music Festival will continuously flourish as a platform for artist on the rise.

It’s more than just an event, it’s a spot that’ll reign of harmony, inspiration and positive energy.

By: Natalee Gilbert 🌞

#soundcloud #freshfinds #musicblog #music #listen #banger #musicians #hip hop #rap #reggae #dancehall #pop #rnb #soul #food #festival #philly music festival #reviews

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unlikelydreamlandcreation-blog · 6 years ago

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Car accident and cost $500 to repaint the bumper ?

"Car accident and cost $500 to repaint the bumper ?

I crashed a car in a paking lot. It was a dent on a left rear bumper. I didnt want to report to my insurance because i got in an car accident few months ago( i was 17 and juz turned 18). The owner took his car to mechanism and sent me a receive of her car repair. It costed $500 to repaint a left bumper ( Acura 2 doors). My dad told me that $500 can painting the whole car and told me to as the owner if I can pay only $300. I dont want my insurance goes up but also dont want they charge me that much. I wonder if they really cost $500 to repaint the bumper because the owner sent me a payment for her car and anyway that i can ask hhim to lower the cost. I took a picture of the dent after I crash it andn dont know if it can help for anything ??

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

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I need a 6-7 month car insurance quote and was wondering if there was a way possible to do this for example could i buy a year and cancel after 6 months.. that way do i get half of my money back?

How much is good car insurance for a uk driver?

I am looking around at car insurance comparison websites, and I want to know if the quotes I'm getting back are reasonable. How much would a reasonable monthly insurance payment be for a UK driver with more than 15yrs experience? Also, how much would it be if you added a newly qualified driver as secondary driver to that. The car is a 2006 Ford Galaxy. I know it depends on the other extras etc, but I just want to get a rough idea of what would be a reasonable amount to expect for this, on average.""

""How much would it be if got allstate insurance for a new 2009 nissan altima. im 20yrs old, live with my parets?

my parents have allstate. this is my first car under my name.

Taxi insurance?.....?

Just wondering how much about the taxi INSURANCE is to be a driver. Im 21, have my own car. Normal insurance is around 240 PM (60 week). Anyone know how much extra on top of that for taxi insurance? Around 30 more ive been told?""

Do you have to have full coverage insurance on a new car?

We are going to try to get our first new car ever,and not really sure of the whole insurance process..We do keep liability insurance on our 2 cars we have now,but that alone about kills us,we pay $105 a month for 2 vehicles and 2 22 year old drivers..Everyone says its our age that causes us to have high insurance.Anyway, are we going to be required to have our own full coverage insurance on a new car if we get one? Or will the dealership help us with it or factor it in the payment? Because I don't think we could afford full coverage if its much higher..I priced it when I was 18 on a mustang and it was like $300 a month...I know crazy!!""

Kit car insurance at 17?

Watching an old top gear episode where they showed an mr2 (love em) converted into a ferrari, something like a 430, they said that his premium decreased. I called up an insurance company today, im 17, looking to buy a toyota starlet and transfer all the panels from a glanza v onto the starlet but nothing from the engine bay, so it would be classified as a kit car? but no where near as high risk as not having better performance parts or the turbo added. The end result was me spending ages on the phone and them saying they wouldnt insure me, even though it is a kit car and no performance parts, please please please... can someone with better knowledge clarify why they would decline me when it should make it cheaper!! Ty Jordan""

Temporary Car Insurance?

I want to pick up a car, i live in manchester uk and the car i am buying is in sheffield, what do i do about insurance when driving it back.""

Question about car insurance?

My parents are buying me my first car soon. My question is that I currently do not have auto insurance so if I drive off the dealership back home in my new BMW, will I get in trouble if I get caught? My brother has insurance on a different car, will it work if he drives it home? Thanks!""

Car insurance rate differences between the years question?

Okay, I'm almost going to be looking for car soon, and I'm wondering, since I'll only be a 16 year old boy, insurance will be really damn high for me, and I was curious, say you have two cars of the same model, trim, style, transmission, driving record, miles, engine wear, etc. One car is something made in the late eighties or early nineties while the other car is late nineties or early 2000s. What I basically want to know, is, which car would have a cheaper insurance premium? (approximately. I know you cant give me an exact number.)""

Average Teen Car Insurance Prices?

I'm a 16 year old female who is currently just looking around to see how much I can expect to possibly pay when I get my own car. Please don't give me answers like Add yourself to your parents insurance Or Have your parents call their agent ... My parents DON'T drive and I'm NOT burdening anyone else in my family to put me on their insurance plan. I want to be independent and see if I can do it on my own.. So back to the question. On average, how much money could someone in their teens expect to pay for car insurance?""

""Please help, how much will I be paying for car insurance?""

I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.""

How can I get my my insurance to pay for my nose job?

I had deviated septum surgery last Spring and now I want rhinoplasty. My nose was fairly large before my surgery now I have an even larger bump on my nose. I know that my insurance ...show more

Does production company need insurance?

One of my biggest concerns when starting a production company that would specialize in small time video making for buisnesses and there services for marketing and commercials possibly who knows would be INSURANCE would I need liability insurance or is it illegal to just not have that or is it for piece of mind.So say if my production business shoots a restaurant and there services and then shoot some motor cross business where they advertise there atvs and vehicles etc.If the answer is yes then what if I use my own stunt riders? is liability insurance a law to have? I'm in the TEXAS

On average how much is horse insurance for a 5yr old 16hh Thoroughbred Show Jumper for example?

I'm trying to calculate expanses for when I get my own horse. I will most likely be getting a Thoroughbred around 5 to 8 years of age. I will have him/her for Show Jumping purposes including competing. On average how much will insurance cost for this horse?

Teen Driving Insurance?

I am wondering how much the type of car will affect the price of car insurance for a 16 year old. Which if the following cars will the insurance cost the most? and the least? 00 BMW 323ci, 04 Mazda 3s, 2001 audi a4 1.8t, 04 acura rsx base, 04 mitsubishi eclipse gs""

Can I add my 18yo niece to my medical insurance?

She is a college student and we provide more than half of her support. I do claim her as a dependent on my taxes, but only starting this year. I know I can keep my own children on the policy through age 26 (if in college, I think), but I didn't know if I could add my niece. thanks!""

Car accident and cost $500 to repaint the bumper ?

How much is your car insurance?

Just wondering. Mine's coming to 700!!

Car Insurance coverage?

I was driving in a dirt parking lot at my school, I drove over some 3 foot tall weeds, I didn't see there was rocks underneath and as a result, damage to the under carriage occurred to my vehicle as follows: 1. Radiator crack 2. Transmission oil pan bent, 3. Exhaust damage total est cost $1,800 I am wondering whether or not this will be covered by insurance this happened yesterday I have not yet contacted my insurance company it occurred within 100 Yards of a paved road.""

How much does Viagra cost without insurance?

""Cant get a good insurance quote, got any estimates?""

i'm a 17 year old boy in Florida with my motorcycles license (just got it), i took drivers ed, took the motorcycles safety course, never got arrested, no tickets, no law violations at all, i never drink, smoke, or do drugs, and i'm getting a 2013 Honda rebel 250. can someone PLEASE give me at least a ball park estimate on what ill be paying with insurance. i would be VERY grateful!""

Insurance question?

Well I'm under 18 and don't live with my parents. my job doesn't offer dental or health insurance. I need to go to an orthodontist to get a check up, and I may need some kind of retainer, braces etc because of jaw pains. Is there a way you can make payments without insurance? Or get some kind of plan? If I can't do anything until I'm 18 what kind of insurance should I get? thanks!""

Totally outrageous car insurance quote?

I had some issues paying my car insurance and it was cancelled. I called by ins company today to renew it. They told me they couldn't renew my policy but they have a buddy company that can give me an insurance policy. So they get all my info and they quoted me 730 dollars a month! I understand I have bad driving history and I let my insurance get cancelled, but that doesn't seem right at all, I was paying 100 dollars a month before. That doesn't even seem like a real number to charge someone for car insurance, it's more than I pay for rent!""

Does california law require insurance on motorcycles?

I know the law requires proof in financial liability in the case of accident or injury, and always requires insurance for cars, does it require ins. for motorcycles?""

Top life insurance companies in india?

Top life insurance companies in india and its performances

How to get car insurance for less than 1000 for a 17 year old male?

Living in England, the most expensive country in the world, and being the most expensive group of driver to insure, yet earning only 50 a week is too hard! I can get no help from family or anything I have to pay for it all myself. Realistically I need to find insurance for under a grand in order to be driving in less than a year's time. I would really appreciate any ways anybody knows of getting the cost this low. I have heard classic car insurance is a good way, but you have to be lucky to find a classic car which is cheap enough itself to make it worthwhile. Also pass plus seems ok but it seems not all insurance companies care about if you've done it - I mean if its only the more expensive ones that end up giving discounts anyway then its not worth it.. Thanks""

How to appeal to insurance company?

My mom had Healthnet for her insurance provider in California. We started our move to Texas in Dec 2005. Mom made her payment in January. They still had their home in California, and it wasn't sold until February. So legally she was still a California resident. At the end of January she told them that she had moving to Texas. They refused her payment saying that she wouldn't be covered in Texas. In February she had emergency surgery. Healthnet paid everything. Then in October 2006 they denied all payments. Mom was supposed to have surgery on the hernia back in California but the doctor kept post poning it. Until finally he just said he wouldn't be able to perform the surgery. That was in January 2006, after she made her paid her insurance. My mom didn't know she had any rights, so she started paying on this $40,000.00 bill. I don't feel like she should be paying this. I have been trying to figure out how to write a letter to appeal it. I just don't know how to go about it.""

How much money does car insurance go down when you turn 17?

I'm 16 years old and turning 17 in a few months. I am currently paying about $435 for insurance in a 6 month period. Will that rate decrease when I turn 17, not having any tickets or accidents?""

Can someone please explain health insurance to me?

I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?""

Need an idea of how much insurance is gonna be?

I'm 16 and am looking at purchasing a 2000 Honda Civic Si Coupe. If I buy this car, will it be considered as a sports car to the insurance? I live in central California btw. If I were to wait until I hit 18 to drive, would the insurance go down substantially? Around how much am I looking at per month?""

Heath Insurance like Car insurance?

I am sick of paying High prices for health insurance because of over-weight out of shape people who have all types of health problems! With that said, I believe health insurance should be more like Car insurance. If you are healthy and havnt been in Accidents then your insurance should be lower than people who are healthy, workout, eat right and dont smoke or do drugs. I no longer have health insurance because I cannot afford it. When I did have health insurance I never used it because I am healthy. Should people like me be paying less than others who dont care about their health?""

Who the best auto insurance that dont cost too much?

How does the affordable care act apply to me?

Right now, I live with my Mom and she earns about $120000 per year. I work and earn about $22000 per year.""

Can I sue someone with auto insurance?

I live in Las Vegas and I was involved in a car accident in November. There were 6 cars involved and this process is being UNUSUALLY long. It is impossible to get in contact with one of the claimants so we can not settle for our car damages. Can I sue the individuals that were held respoinsible for the auto accident?

Do I have to use my insurance check to fix my car?

someone hit my car and I received a payment from their insurance. Do I have to get my car fixed or not. It's not major damage it's just a broken light and some scratches and they wanted to charge me like a thousand.

""How many people out there would love a health care insurance exchange, where you can buy insurance on your own?""

and not have to choose a job based on benefits, and you could switch jobs without worrying about losing coverage. Why would people be against this, unless they are part of a union and do not want everyone to have great benefits like they do?""

How much would insurance be for a 2006 Mercedes Benz 230c?

How much did your car insurance go up when your teen began to drive?

How much did it rise? Did they get their own car or did they drive yours? Did they have a good student discount? Did they take drivers ed (and get a discount)? Are they a boy or a girl? Anything Else? Thanks... Just trying to figure out how much ours is going to go up

Looking for some cheap full coverage car insurance.?

""Moved out of state, Can I still be on my parent's car insurance?""

I just graduated college and moved to California. I bought a new car in Iowa before I left and my parents cosigned the loan. We registered the car in Iowa, saying my name first or my father. Since then, they have brought the car out here. Am I able to stay on my parents insurance (Farm Bureau) even though I am no longer a resident of Iowa or their house? Also, am I required to register the vehicle in California even though he is on the loan and the current provider of insurance?""

Is it true people cannot afford health care insurance?

Is it true people cannot afford health care insurance? Or would many rather spend their money on weed, crack, strippers, whores, booze, cigarettes, gambling, body piercings, tattoos, cell phones, internet, cable, eating out, fast-food and other luxuries? People can afford health care; they chose to spend their money on other things.""

How much is Car Insurance in the US for a new driver?

Does it depend on the state? Just give me an average price. Im from the UK and my Insurance was 1700 for 1 year.

Car accident and cost $500 to repaint the bumper ?

How can I get a fair replacement cost by the auto insurance company when my car is totaled?

my car is being paid off by the other person's insurance company, not mine.""

Do they drug test a newborn if the mom has private insurance?

Please read the entire post before replying. I have heard many conflicting stories. Some people say that they automatically drug test newborns if the mother is on medicaid. Some ...show more

What medical insurance company should I get?

What medical insurance should I get? My employer doesn't provide medical benefits anymore. I don't want to spend alot and I live in California.

How much do you think insurance for a 16 year old?

i live in texas but i want to buy a car year 2004 and up which car would be less expensive as in insurance

Which is the cheapest & best car insurance co for skoda fabia car in India?

What does this dental insurance code mean?

The code is 42560 and it's by the insurance company equitable life insurance company of Canada . So what does this dental insurance code mean? How much will they cover for the gum graft? It's only one tooth that I need to have done for 600$. It's medical not cosmetic.

Does having a nissan 350z as your first car and a new driver added gonna make the insurance go up?

their are 3 drivers in my family and the insurance is like 200 i think would the bill go way up if a new driver is driving a 350z?

Why has my car insurance gone up?

My question is about my car insurance renewal quote. I got my renewal quote from esure, last year I paid 357 with 7 years no claim discount, and with full uk licence held for just under 4 years. In whole year I haven't made any claim, same car, same address, still the new quote I got is 627. I am almost shocked. Last year also I had same problem, my renewal quote was about 40-50 pounds higher. I checked for new quote with different insurers but not getting anything cheaper than 460, still way above what I paid last year. Does anyone know why does it go up? I remember last time when I spoke to call centre guy, he told me that it depends on number of claims in your area etc. Is that true? Also somewhere I read the article that insurance companies are paying more than what they collect as a premium and they are raising premiums by up to 20% but still in my case the premium is almost double. If anyone has any knowledge on how this industry works please let me know. Any help is appreciated. Thanks""

Where can i get good health insurance?

ok im 18 and a college student i found out a few months ago im no longer covered by my former heath plan since i turned 18... i need a heath insurance that wont cost alot? any ideas?

How to fill out insurance quotes?

Ok first I'm going to explain the situation. Since I was 17 I drove with a licensed driver, and with my permit. When I was 18 I got a ticket for Under 21 drink and drive. It's a petty misdemeanor on my record, and I only got my permit suspended for 30 days. Just two days ago I got my license and passed my road test, I'm 20. I have a car picked out to buy so I've been looking into insurance quotes. However my ticket was never for a DUI and they never give me the option of what my ticket actually was. How do I go about this? Does it count? The quotes I've gotten back are 150-220 a month. Can someone help, or recommend an insurance company. I also qualify for driver's training discount, and good student discount.""

Insurance company !?????

How does someone own or idk a insurance company.. I mean I would like to own my own office with State Farm insurance how do you go by doing this

Would having a Dodge Charger raise your insurance cost?

I'm almost 17 and got my liscense a few months ago and I can get pretty much any reasonble car i want. I'm leaning on getting a used charger (not new cos im prob gonna reck it or at least mess it up). I was just wonder will it raise my insurance up just bc its a Charger? (I already know my age and new driver will be more expensive)

Who does the cheapest car insurance for 17 year old males?

I am looking to get insured on a peugeot 106 quicksilver for under 3,000 its only a 1.4 but all the company's i look at want up to 11 grand.""

Motorcycles and California ?

Ok so im almost 18. I wanna get a motorcycle when I can afford it. How much would u say I'd be looking at for good insurance and the bike. I want a decent bike but nothing to fancy because of my price range. I wanna also know the process to getting a motorcycle licence

How can I buy home insurance if I use one room for my business?

Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as not eligible for home insurance. Is this true? How do I get around that? What's the best home insurance company?

Getting Car Inspected Late - will insurance go up?

If you let your car inspection sticker in Massachusetts expire before and then you go to get the car inspected late, will the Massachusetts RMV find out that you let it lapse and then hit you with points on your license and/or increased car insurance rates? Would if your car doesn't pass inspection, will that raise your car insurance also?""

Does anyone know about how much insurance costs for a Mitsubishi Lancer?

Im 16 so if that changes anything and im from texas and the car is a 2008 Mitsubishi Lancer

Could a car insurance agent please answer my question?

I live in CA. I have Mercury insurance. I had 3 old cars on my policy which was too expensive so I sold 2 of them. I was paying $273 monthly automatically deducted from my bank on the 21st of every month. I sold the first car Jan. 29th. On Jan. 30th I took release of liability to AAA DMV and then to my insurance agent asking for the car to be removed from the policy. On February 10th I sold the second car. I took the release form to AAA DMV then straight to the agent asking for release. When I look at my policy deducting the 2 cars my insurance should be about $180 per month. They tell me it will be about $210 per month. Today rolls around, I check my bank account and they have deducted $273 from my checking. I call the 800 number for Mercury. They tell me it needed to be in by February 5th in order to make the billing deadline. Then they said they will NOT refund the money they removed from my account or prorate because under writing takes time. Is this legal??????""

Motorcycle Insurance?

I'm 19 yrs. old, and I'm going to be getting a 2008 Harley XL Sportser 883L, I'm going to be getting my license very soon, and I was wondering about insurance rates, anyone have an idea what my rate might be?""

How much does motorcycle insurance cost?

17 yr old male.... and 1st motorcycle.

Goal to live without having to have life insurance in the future?

At 50 I would like to live without having life insurance. No dependents. What financial requirements in retirement accounts and cash should I have? Plan on having no mortgage. No loans of any kind. And retirment funds in check to get me $20,000 a year from age 70 to age 100. Roth Account equal to the above amount for incidentals like cars for cash and medical bills. Children or grandchildren will be beneficiaries to these accounts. Would anyone under these circumstances need to pay for life insurance?""

""Maximums for lawsuits in California have been capped at $250,000 for many years, and insurance costs haven't?

...gone down one bit. Lawsuits are only 5% of insurance companies costs - it's been proven many times including during the 2004 Presidential debates. Why is this the only suggestion they ever have?

Question about car insurance.?

my dad has never been in a car accident or anything of the sort. 4 months ago we got a 2005 dodge ram rumble bee. i was really confident about my driving. but today i was exiting on a freeway and the car in front of me stepped on the brake real hard and i had no choice but to swerve outside the lane. i didnt hit anything else but the bottom of the front bumper kinda got wrecked and bent. i didnt hit the car in front of me or anyone else and i gained control of the truck and slowly got back on the lane. so if my dad reports it to the insurance how much will it go up?? he told me not to speak of this to anyone and he was gonna say it was him that it happened to. please help. what if i replace the bumper and dont report it? should i even report it?

What is the difference between home insurance and buildings and contents insurance?

hi. I will soon be moving into my first house with my girlfriend and its all new to me. We have been told we need a few insurances. Is there a difference between home insurance and building and contents insurance? or are they both the same thing? will they cover leaks, fire, structural damage, theft, boiler etc The house is in Newcastle UK. I would appreciate any help thank you

Should I get a new health insurance plan?

Hi there, I'm a 26 y\o male living in california. I just came off my family's kaiser health plan in April and have started paying for cobra to stay on it. As of today it's $670 a month. I know very little about buying health insurance, but I'm wondering if I can get a better deal with an individual plan. My only worry is being turned down for per-existing conditions. I have an anxiety disorder which requires medication and have had 2 eye surgeries for retinal problems. I know very little about the health insurance market other than that insurers having little compassion for the gouge they put on people. Is this a fair price? Or would it be better to look for a different insurer? Also, what is a deductible and how do they work? thanks""

Car accident and cost $500 to repaint the bumper ?

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