#empowerfamilies

[digital-bud]

12th June 2024 | Child Labour Day 👶🏾 | Digital Bud

“Child labor perpetuates poverty, unemployment, illiteracy, population growth, and other social problems.” – Kailash Satyarthi (Nobel Peace Prize laureate) World Day Against Child Labour, 👶🏾 observed on June 12th, is a significant event dedicated to raising awareness and taking action to end child labor in all its forms. Here are some key points highlighting its significance: Raising…

[loveneverfailsinternational]

How Love Never Fails International is Working to Prevent Child Poverty

Child poverty is a pervasive issue that affects millions of children worldwide, depriving them of their basic needs and opportunities for a better future. Love Never Fails International (LNFI) is an organization dedicated to addressing this crisis through love, compassion, and sustainable solutions. In this blog post, we will explore the ways in which LNFI is making a difference in the lives of children and families, and how you can join their mission to prevent child poverty.

Education and Empowerment: One of the primary strategies employed by LNFI is to focus on education and empowerment. They believe that education is the key to breaking the cycle of poverty. LNFI works to provide access to quality education for children in underserved communities, ensuring that they have the knowledge and skills they need to succeed in life. This includes initiatives such as building schools, providing scholarships, and offering educational programs and resources.

Healthcare and Nutrition: Healthcare and nutrition are essential components of a child's well-being and development. LNFI recognizes this and works to ensure that children have access to proper healthcare and nutrition. This includes providing medical care, vaccinations, and nutritional support to children in need. By addressing these basic needs, LNFI helps to improve the overall health and well-being of children, reducing their vulnerability to poverty.

Economic Empowerment: LNFI believes in empowering families to become self-sufficient and economically independent. They offer programs and initiatives aimed at providing parents with the skills and resources they need to generate income and support their families. This may include vocational training, microfinance initiatives, and entrepreneurship programs. By empowering parents, LNFI helps to create stable and secure environments for children, reducing the risk of poverty.

Advocacy and Awareness: In addition to direct interventions, LNFI is also involved in advocacy and raising awareness about child poverty. They work to mobilize communities, governments, and other stakeholders to take action against child poverty. This may involve campaigning for policy changes, raising awareness about the issue, and advocating for the rights of children. By amplifying the voices of those affected by poverty, LNFI helps to create a more inclusive and supportive society for all children.

Volunteer and Support: Finally, you can make a difference in the fight against child poverty by volunteering your time, skills, or resources to support LNFI's mission. Whether it's volunteering at a local project, fundraising for the organization, or spreading the word about their work, every contribution counts. By coming together as a community, we can make a meaningful impact in the lives of children and families affected by poverty.

Conclusion: Love Never Fails International is committed to preventing child poverty through love, compassion, and sustainable solutions. By focusing on education, healthcare, economic empowerment, advocacy, and community support, they are making a tangible difference in the lives of children and families around the world. Join their mission today and help create a brighter future for all children. Remember, love never fails.

[homeaffordabilitysolutions]

Six Tips to Help You Get a Single Parent Home Loan

Life can be tough as a single parent, especially when it comes to buying your own home.

The good news? There’s a clear route to securing a single parent home loan if you follow the shared equity pathway.

Here are six tips to set you up for success.

1. Compare HAS with the Family Home Guarantee

You may be familiar with the Australian Government’s Family Home Guarantee program. You may not know, however, why Home Affordability Solutions (HAS) knocks it out of the park.

You don’t have to be a first home buyer.

Requires an exceptionally low deposit, no genuine savings are needed.

17.5% shared equity facility.

Interest only at a 3.25% fixed rate for five years. The first three years of re-payments are funded.

There’s no means testing.

You alone are on the title, rather than the government being on the title as part-owner of the property.

Our single parent home loan is a great way to access and climb the property ladder

2. Discover shared equity, with a 2.5% loan deposit

Yes, 2.5% is low! Yet this is all it takes to kick off your home buying journey.

Buying a home as a single mum or dad has traditionally been a hard slog. For many, it seems to be an impossible dream.

It’s infuriating. You know you earn enough to service a loan and have a good rent repayment record. But how do you save for that standard 20% deposit, when you have to pay the household bills on your own?

HAS is the answer. Our shared equity loans offer single parents a low deposit and lower monthly repayments.

-Deposit. Forget the 20% deposit and 80% mortgage. With HAS shared equity, you put forward a 2.5% microdeposit. We put in 17.5%, providing the full 20% deposit without costly LMI!

-Repayments. Pay 3.25% fixed interest on the shared equity part of your loan, for a full five years, before full ownership payments start. Plus, the first three years of monthly payments for the shared equity facility (17.5%) are fully funded. This means you only pay the 80% mortgage for the first three years.

-Versatility. You have the option to boost the HAS shared equity portion to 37.5%, making your loan easier to service.

Shared equity offers outstanding value to Australian home buyers seeking a single parent home loan.

3. Explore grants for first time home buyer, single mum or dad

If you are a first time home buyer single mum or dad, you may be eligible for the Australian Government’s national scheme.

The First Home Owner Grant (FHOG) program offers a one-off grant to first home buyers who meet the eligibility requirements.

You can use this grant, or other stamp duty concessions you may be eligible for, to contribute to your HAS 2.5% micro deposit.

4. Understand your borrowing limits

It’s important to understand your borrowing capacity and be realistic about what’s possible.

The last thing you want is more stress in your life! By setting achievable goals, and having a clear understanding of your financial limits, you give yourself the best possible chance of success.

It will help you secure a serviceable at really works for you.

5. Organise your finances

Spend some time getting your finances in order before you make your application.

This will help determine your serviceability, ensuring you don’t overstretch yourself.

Factor in income and outgoings, draw up a detailed budget and get a real handle on your financial situation.

Remember, you can set up automated transfers of regular savings to help you meet your home loan repayments.

6. Test your HAS eligibility

Why not test your eligibility for our low deposit home loans? Australia is seeing increased interest in shared equity home loans, so be sure you don’t miss out.

It’s the new way to build stability and secure the future, both for you and your family.

Content Source: https://yourhas.com.au/six-tips-to-help-you-get-a-single-parent-home-loan/

[loveomhh]

Fam YOU CAN NOT MISS This! AFFORDABLE Housing Lottery Workshop Tuesday, January 21,2020 6-7pm 625 Quincy Street Brooklyn, NY 11221 _____ For more information and/or to RSVP, call Temur Nanikashville 718-636-7596 ext212 or email: tnanikashville@bsdcorp.org ______ PLEASE SHARE THIS INFORMATION. Tell an elder or others that may not have social media. #affordablehousing #beintheknow #bedstuy #rental #homeownership #empowerfamilies #brooklyn #mustattend #community @bridgestreetdev @bsdcorp @brownstonersbedstuyhousetour https://www.instagram.com/p/B7iRIyYlDIp/?igshid=145k9xwzseofg

[chocolatepatrolcollection-me]

I am bringing kindness love and gratitude to schools join us on the journey #WeTheWorld visit www.weyourchildren.org Going live at 3pm PST 6pm Est Join me to hear my #newsongs #mantras 3pm PST follow @mindfulmediamom www.facebook.com/MindfulMediaMom #beinspired Happy #thankfulthursday what are you #attracting #todayisagoodday how are you waking up what are you saying to yourself and your loved ones #loveanimals #loveandlight #consciousliving follow me @mindfulmediamom #consciousmusic I just wrote a new song I let go and I am free there is nothing that can stop me it is an awesome #dancesong it is with #mantra #omgumganapatayenamaha #omgumganapatayeinamaha is the #removerofobstacles #ganesha I am #creating #familyyoga programs coming soon to #empowerfamilies #childrensbooks #coloringbook #coloringtherapy #mindfulmovement #mindfulmama join me on www.facebook.com/MindfulMediaMom for #fblive or #replay to be #happiestperson how you can be the happiest person in your life. Namaste

[loveomhh]

AFFORDABLE Housing Lottery Workshop Tuesday, January 21,2020 6-7pm 625 Quincy Street Brooklyn, NY 11221 _____ For more information and/or to RSVP, call Temur Nanikashville 718-636-7596 ext212 or email: tnanikashville@bsdcorp.org ______ PLEASE SHARE THIS INFORMATION. Tell an elder or others that may not have social media. #affordablehousing #beintheknow #bedstuy #rental #homeownership #empowerfamilies #brooklyn #mustattend #community @bridgestreetdev @bsdcorp @brownstonersbedstuyhousetour (at Bedford–Stuyvesant, Brooklyn) https://www.instagram.com/p/B7addMSl6q_/?igshid=1784pel7z1nmj

[chocolatepatrolcollection-me]

My new #songlyrics #mantras be the first to hear them live. I let go and I am free there is nothing that can stop me. Learn #ancientwisdom #sanskrit #kundaliniyoga #kundalinirising #newearth #powerofnow Happy #thankfulthursday what are you #attracting #todayisagoodday how are you waking up what are you saying to yourself and your loved ones #loveanimals #loveandlight #consciousliving follow me @mindfulmediamom #consciousmusic I just wrote a new song I let go and I am free there is nothing that can stop me it is an awesome #dancesong it is with #mantra #omgumganapatayenamaha #omgumganapatayeinamaha is the #removerofobstacles #ganesha I am #creating #familyyoga programs coming soon to #empowerfamilies #childrensbooks #coloringbook #coloringtherapy #mindfulmovement #mindfulmama join me on www.facebook.com/MindfulMediaMom for #fblive or #replay to be #happiestperson #joytomyheart #joyinmyheart

[chocolatepatrolcollection-me]

#thankfulthursday at 12pm PST 97 day count down to #internationaldayofpeace with @mindfulmediamom and #acourseinmiracles www.periscope.tv/loveinactiontv #musiclessons Join me at www.periscope.tv/loveinactiontv follow daily for #inspiration We will explore #peacefulparenting #empowerfamilies #mindfulmamas #mindfulnessmeditation #mindfulmotherhood #mindfulmoments #mindfulmom Join us at to bring Mindfulness everywhere www.globalkindnesstv.org/mindful help bring #mindfulnessmatters to the masses in The Mindfulness Movement Film. #Join us in bringing #mindfulnes to the masses please share retweet and donate @deepakchopra @leighkoechner @officialgoldiehawn www.globalkindnesstv.org/mindful #childrensbooks #mindful#socialmediamom #mindfulnessmeditation #acim #spiritjunkies #spiritualawakening

[chocolatepatrolcollection-me]

#thankfulthursday at 12pm PST 97 day count down to #internationaldayofpeace with @mindfulmediamom and #acourseinmiracles www.periscope.tv/loveinactiontv #musiclessons Join me at www.periscope.tv/loveinactiontv #mindfulmondays follow daily for #inspiration We will explore #peacefulparenting #empowerfamilies #mindfulmamas #mindfulnessmeditation #mindfulmotherhood #mindfulmoments #mindfulmom Join us at to bring Mindfulness everywhere www.globalkindnesstv.org/mindful help bring #mindfulnessmatters to the masses in The Mindfulness Movement Film. #Join us in bringing #mindfulness to the #masses @deepakchopra @leighkoechner @officialgoldiehawn www.globalkindnesstv.org/mindful #childrensbooks #mindful #mindfulmediamom #socialmediamom #mindfulnessmeditation #acim #spiritjunkies #spiritualawakening #spiritjunkie #maycausemiracles #expectmiracles #lawofattraction #lawofone #unityconsciousness #onlylove

[chocolatepatrolcollection-me]

#transformationtuesday with @mindfulmediamom and #acourseinmiracles www.periscope.tv/loveinactiontv #musiclessons Start your week with #innerpower Join me for my new show www.periscope.tv/loveinactiontv #mindfulmondays follow @mindfulmediamom We will explore #peacefulparenting #empowerfamilies #mindfulmamas #mindfulnessmeditation #mindfulmotherhood #mindfulmoments #mindfulmom Join us at to bring Mindfulness everywhere www.globalkindnesstv.org/mindful help bring #mindfulnessmatters to the masses in The Mindfulness Movement Film. #Join us in bringing #mindfulness to the #masses @deepakchopra @leighkoechner @officialgoldiehawn www.globalkindnesstv.org/mindful #childrensbooks #mindful #mindfulmediamom #socialmediamom #mindfulnessmeditation #acim #spiritjunkies #spiritualawakening #spiritjunkie #maycausemiracles #expectmiracles #lawofattraction #lawofone #unityconsciousness #onlylove

[chocolatepatrolcollection-me]

Start your week with #innerpower Join me for my new show www.periscope.tv/loveinactiontv #mindfulmondays follow @mindfulmediamom Ww will explore how to be a #peacefulparenting #empowerfamilies #mindfulmamas #mindfulnessmeditation #mindfulmotherhood #mindfulmoments #mindfulmom Join us at to bring Mindfulness to the masses www.globalkindnesstv.org/mindful help bring #mindfulnessmatters to the masses in The Mindfulness Movement Film. #Join us in bringing #mindfulness to the #masses follow #movement #revolutionoflove @mindfulmediamom @deepakchopra @leighkoechner @officialgoldiehawn www.globalkindnesstv.org/mindful #childrensbooks #familyyoga #familyyogalifestyle #deepakchopra #mindful #mindfulmediamom #socialmediamom #socialmediamarketing #helpushelpyou #mindfulnessmeditation #mindfulmoment #mindfulnesscoach #meditate #meditatedaily #meditateonit #searchyourheart #donate #charitywork

[chocolatepatrolcollection-me]

Happy #thankfulthursday what are you #attracting #todayisagoodday how are you waking up what are you saying to yourself and your loved ones #loveanimals #loveandlight #consciousliving follow me @mindfulmediamom #consciousmusic I just wrote a new song I let go and I am free there is nothing that can stop me it is an awesome #dancesong it is with #mantra #omgumganapatayenamaha #omgumganapatayeinamaha is the #removerofobstacles #ganesha I am #creating #familyyoga programs coming soon to #empowerfamilies #childrensbooks #coloringbook #coloringtherapy #mindfulmovement #mindfulmama join me on www.facebook.com/MindfulMediaMom for #fblive or #replay to be #happiestperson #joytomyheart