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5 Things You Should Not Say to a Claims Adjuster
If you are in an accident, one of the first things you should do is contact your insurance provider. Once everything is settled, you will likely be visited by a claims adjuster. This can be an intimidating process, as an individual evaluates how much all your damages are worth. Here are five things you should never say to an insurance claims adjuster.
Any Sort of Lie – Lying to a claims adjuster to inflate the value of a claim is insurance fraud. This is a crime and you can face serious consequences, even for small lies. Everything you claim will be investigated thoroughly, so never tell any sort of lie.
Anything Rude – This should go without saying, but a lot of people succumb to the stress of being involved in an accident. You want your claims adjuster to be on your side, so you should not give them anything that may turn their perception of you to a negative one.
Vague Statements – Everything you say about the circumstances of your accident should be rock solid. Nothing can be determined by vague statements, although it does make it seem like you do not know what you are talking about. They give the impression that you did not reliably witness the accident. For instance, saying the other car "came out of nowhere" implies that you do not know which direction the car came from.
Speculation – Do not speculate on the circumstances of the accident. This has the same effect as vague statements. If you say that the other car "probably was speeding" then that means there is a chance the car was not speeding. If you do not know how fast the other car was going, then you should not comment on its speed at all.
Admission of guilt – This is more important in some states than others. In contributory negligence states, then being even a little at-fault may result in receiving no compensation at all. You should not lie, but avoid stating anything that makes it seem as if the accident is your fault. Even if you think you are at-fault, the reality may be less one-sided. Some statements may put you at-fault without you realizing it, such as saying you did not see the car coming. It's best to err on the safe side.
If you are worried about interacting with a claims adjuster, you can have an attorney with you to provide guidance on what to say. Or, by speaking with an auto accident lawyer in Deer Park, TX, you can learn what to say in advance.
Thanks to John K. Zaid & Associates for their insight into personal injury claims and what not to say to a claims adjuster after a car accident.
#auto accident lawyers#auto accident lawyer#auto accident lawyer deer park tx#deer park tx auto accident lawyer#car accident lawyer#car accident lawyers
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My primary care physician won't treat me after being in a car accident. What can I do?
Many people find it to be surprising when their primary care physician is hesitant to treat their injuries sustained in a car accident. Although you might have been seeing this doctor for many years, he or she may not be ideal in treating your injuries. Furthermore, your primary care physician could be unwilling to deal with the legal complications that often come along with these types of situations, as an auto accident lawyer Deer Park, TX offers can explain.
Your Primary Care Physician May Not Be Ideal
Following your car accident, it is likely that your primary care physician will refer you to specialists who have the experience and equipment needed to treat your widespread injuries. You may also continue to see this specialist for any follow up treatments or evaluations, even after your injuries have healed. The reason for this is that your record of treatment remains under the control of one doctor. This can benefit you in many ways, such as:
Timeline - A specialist who treats your car accident injuries from the very beginning will be able to create a timeline of how your treatment has progressed, or lack of. In general your initial visit will include an exam, testing, and diagnosis. All of the specialists' recommendations for medication, treatment, surgery, limitations, and so forth can be noted. This allows the insurance company and court to get a clear picture of how the accident affected you.
Documenting the Case - The specialist your primary care physician has referred you to may have knowledge of car accident cases. This may help to ensure a close, detailed record of everything will be kept. If you're unsure about whether the specialist can do this, be sure to let them know you're filing a case and ask them to include notes about your injuries, treatment, dates, and anything else that could be relevant. While the specialist is making these important records, it may also help if you make your own records of the accident. Letters, photographs, journal logs, and more could be useful in winning a claim.
Testifying in Court - The doctor who has treated you for your car accident injuries could be called to provide expert testimony in court. Even if he or she is not called, lawyers on both sides may call in the specialist to give a deposition. Primary care physicians generally do not have much experiencing in providing testimony and may not be ready to spend this time away from their clinic.
Billing - Following a car accident, you should not bill your own medical provider, but rather bill the third party insurer. The specialists' billing department should be able to help you.
It is important you find a specialist who understands your injuries, and also how car accident cases should be medically recorded. You may also want to ask the specialist whether or not they have ever given testimony, and if they would prepared to do so on behalf of your case. If you're looking for a medical specialist to treat your injuries, we invite you to call our firm for legal help and advice.
Thank you to our friends and contributors at John K. Zaid & Associates for their insight into car accidents and where to get treated for injuries.
#auto accident lawyers#auto accident lawyer deer park tx#deer park tx auto accident lawyer#auto accident lawyer
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The Aftermath of a Motorcycle Accident
Victims of motorcycle accidents may have plenty of questions about what happens next. Dealing with an insurance company, serious injuries and financial loss can be difficult to weather without help from an attorney who is knowledgeable in personal injury cases. Legal representation can be particularly helpful for victims of motorcycle accidents who are interested in seeking compensation from the driver at-fault for damages. Here we have listed some of the most common questions victims of motorcycle collisions may have about what to do, and how they can take action:
Should I call 911 after the motorcycle accident?
Yes, regardless of the severity of injuries it is important for the motorcyclist to call police after being hit by a car. The officer can take a report of the collision, which can be used as proof for both your insurance company and your attorney in the event you decide to file a lawsuit.
Also, it is possible that the motorcyclist sustained injuries that have not been observed yet. A rush of adrenaline due to impact, can cause the body to disguise even serious injuries until a later time. By getting a medical evaluation at the scene, the rider can be examined for life-threatening conditions.
What information should I gather from the driver?
If the motorcyclist is hurt and requires immediate medical attention, the officer who arrives at the scene can get information from the driver involved in the accident. If the rider feels well enough after impact to talk with the driver, it is recommended that the following details are exchanged:
License plate number
Full name as listed on license
Home address and phone number
Driver’s license number
Insurance provider and policy number
Vehicle make, model and year
Can it impact my case if I didn’t take photographs of the accident?
It can have a negative impact on your case if you did not take pictures of the accident scene. Both your insurance company and attorney can benefit from having these photographs. Your insurance company can use this proof to fight for your innocence in the crash, while your attorney can fight for compensation from the driver who hit you. If you did not take pictures at the scene, then you may want to photograph the motorcycle damages once you get home, including any visible injuries you sustained.
How much information should I share about the accident to my insurer?
While your insurance company is there to help you, do keep in mind that they must also try to save as much money as possible too. So, it may be best to keep your comments to a minimum until you have spoken with an attorney. Anything you say verbally or put into writing may be used to deny or reduce your insurance claim.
Should I file a lawsuit regarding the motorcycle accident?
The best way to figure out if filing a lawsuit is right for you, is to meet with an auto accident lawyer Deer Park, TX relies on. Many law firms offer free consultations for new clients, so that can be a great way to find out more information before making a decision. If the motorcyclist suffered substantial financial loss and motorcycle damages due to the accident, then a lawsuit may be the most effective way to seek compensation.
Thank you to our friends and contributors at John K. Zaid & Associates for their insight into motorcycle accidents and compensation for injuries.
#auto accident lawyer deer park tx#auto accident lawyer#car accident lawyer#deer park tx auto accident lawyer#auto accident lawyers#accident lawyer
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Is there a limit to how much compensation I can get for my car accident injury?
If you suffered a terrible injury in a car accident because of the other driver’s actions, contact a car accident lawyer to find out how you can obtain maximum compensation for your damages. If you suffered one or more significant injuries in that accident, it’s important to understand how much compensation you are eligible to receive.
Car Accident Liability
When seeking compensation from the liable party for your damages, you must provide documentation that demonstrates why the other party is liable. Very likely they or their insurance company will claim you were at fault and so therefore you are not eligible for compensation, according to them. Our car accident lawyer is very familiar with this tactic. We can help you meet the required minimums for providing sufficient proof that supports your contention that you did not cause the accident and therefore should receive compensation from the party who was responsible. The more “valuable” your claim, the more likely you will get pushback from the insurance company in terms of denying your claim or offering an unfair settlement amount. If your damages are significant, the more proof you will need to submit to the insurance company. In that scenario, our car accident lawyer can help you with the following methods of establishing the liability of the other driver:
Statements from witnesses to the car accident about what they saw, including the actions of each driver leading up to the collision.
Municipal or other government entity-controlled traffic cameras that may have captured video footage of the crash.
Photographs taken by one or more individuals at the accident scene.
Analyzation and documentation of accident scene evidence such as lengths and locations of skid marks, damaged signage or other objects at the accident scene, damage to all vehicles involved, etc.
Medical documentation that supports how your injury occurred and its seriousness as well as prognosis for recovery, and the anticipated recovery time.
Assessing Damages After a Car Accident
When a car is damaged in a car accident, it’s usually a straightforward matter of taking it to a mechanic who will estimate the cost of repairing or replacing the vehicle. From there, the car owner can submit that estimate to the at-fault insurance company for payment. However, when the victim suffers a severe injury, it’s not so black and white. When you work with a car accident lawyer, every aspect of your injury will be considered so that your settlement is more likely to compensate you for your actual damages. Depending on the circumstances of your injury, your damages might include pain and suffering, medical treatment, medical equipment, modifications to your home to accommodate your temporary or permanent disability, and much more.
Get a Free Consultation With a Car Accident Lawyer
If you suffered a terrible injury in a car accident because of someone else’s actions, contact an auto accident lawyer Deer Park, TX relies on to learn how they can help you get the maximum amount of compensation possible.
Thank you to our friends and contributors at John K. Zaid & Associates for their insight into car accidents and compensation.
#auto accident lawyer deer park tx#auto accident lawyers#car accident lawyer#deer park tx auto accident lawyer#personal injury#compensation#injury compenstion#injury compensation limit
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Punitive Damages in Wrongful Death Car Accidents
Car accidents can be devastating. When you lose a loved one from a car accident and the car accident is caused by another person, you may want to seek justice. Not only do you deserve damages for the expenses and wages lost, but what about punitive damages? Can you seek punitive damages for a car accident case that resulted in death?
Negligence and Punitive Damages
In regards to an accident that was the result of general negligence, odds are you cannot receive punitive damages. Say that the driver acted carelessly, but no more beyond what a normal person may act, then you may not be able to ask for punitive damages. For instance, someone who was distracted and missed a sudden stop from another person or misjudged a corner and lost control, then he or she may not have to pay punitive damages. He or she may still be at fault and you can still sue for wrongful death. You cannot, however, sue for punitive damages.
Gross Negligence and Wanton Behavior
There are circumstances where you can sue for punitive damages when it comes to car accidents. Of course, this will be different from state to state, but there are some easy rules to remember for most states. The actions have to be beyond reasonable. This means that the person knew that their behavior was inherently dangerous and that they may hurt someone.
For instance, drivers who engage in road rage may cause a wreck with gross negligence. If a driver slams on his or her brakes because they believe the other driver is too close and the other driver dies as a result of the sudden crash, the driver knew that a crash was a possibility and this could lead to punitive damages. Games of chicken on the road can also lead to punitive damages.
In addition, if a person’s vehicle had braking problems or any other auto issues and he or she knew about it and drove anyway, this could be cause for gross negligence. If he or she knew that the vehicle could fail and hence result in a devastating crash, then he or she is driving without care for others on the road. Drunk drivers may also be charged with gross negligence if their drunkenness led to the death of another person.
Did you lose a loved one after a car accident? Forget fighting the case alone, if you believe that you deserve compensation or punitive damages, contact a wrongful death lawyer, like a personal injury lawyer in Deer Park TX, today and schedule a consultation!
Thank you to the experts at John K. Zaid & Associates for their input into personal injury law.
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A Motorcycle Accident Attorney Discusses Motorcycle Crash Causes
National statistics reveal that there are more than 4,000 people killed in motorcycle accidents each year in this country and, even more alarming, that number increases each year. Far too often, the injuries that victims sustain are so catastrophic, they are unable to survive. For those victims who do survive, they are often left with debilitating and permanent disabilities that forever change both their lives and the lives of their family.
How Do Motorcycle Accidents Happen?
There have been numerous studies conducted to find out what are the most common causes of motorcycle crashes. Data for these studies come from several different sources, including:
Data on the type of injuries motorcycle accident victims sustain
Inspections of the vehicles involved in motorcycle crashes
Interviews with motorcycle accident victims, both drivers, and passengers
Interviews with motorcycle accident witnesses
Motorcycle crash investigations
Motorcycle helmet reconstructions for determining where impact occurred
Police reports from motorcycle crashes
Many people believe that the majority of motorcycle accidents are caused by the motorcyclist. This is because of misconceptions that anyone who rides a motorcycle must be reckless or a risk taker because of the dangers associated with riding. However, when looking at the results of all these studies, there are many crashes where the other vehicle driver was the at-fault party. In fact, in more than half of motorcycle crashes that occur, it is mistakes made by the other vehicle driver which causes the accident. Traffic scanning is one of the most common reasons, responsible for approximately 70 percent of motorcycle accidents.
Contact an Attorney Today
A victim of a motorcycle crash often faces a long road to recovery, with high medical expenses and loss of income from being unable to work while they recover. These injuries are usually very painful and it is not uncommon for victims to end up permanently disabled and/or disfigured as a result. Many states have laws that declare that all of these losses are the responsibility of the at-fault driver, either through a settlement with the driver’s insurance company or through a jury award in a personal injury lawsuit, which the victim and their family can pursue against the driver.
If you would like to find out more how an auto accident lawyer Deer Park, TX relies on can help your family get the financial compensation you are entitled to, call a law office to set up a free and confidential case evaluation.
Contact John K. Zaid & Associates for their insight into motorcycle accident injuries and personal injury cases.
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