#creditkarma.com

[sweepstakes-online]

Credit Karma October Savings Sweepstakes

Credit Karma October Savings Sweepstakes

Want to Win Cash Prize? Then you must join the Credit Karma October Savings Sweepstakes. you can join this by following some basic directive of the Sweepstakes. Interested and eligible Entrant can visit Officials Rules by clicking on “Sweepstakes Rules”, the link is given below. The candidates must submit their entry before the last date of the Sweepstakes.

Credit Karma October Savings…

[ultimateonlinemortgage]

FHA Mock Rock 2017 | Ultimateonlinemortgage.com

[getmyofferxyz-blog]

Getmyoffer.capitalone.com | Enter Reservation Number and Access Code

Getmyoffer.capitalone.com

Getmyoffer.capitalone.com is specially designed for the customers who are having splendid credit and their age is 18 or above and is the permanent resident in the United States of America are just engaged by the GetMyOffer Capital One. Pre-affirmed advancement is additionally given.

Information you have to give while reacting to a Capital One charge card offer:

Log on to the official site of Capital One and afterward experience the page of “GetMyOffer Capital One” on this page you need to enter the data required. The principal data is your booking number, which is a 16-digit number, and the other one is the access code, which is a 6-digit number. You can get this data from the letter, which you will get in your mail id, and it is situated at the base of the letter.

Steps you have to pursue while reacting to a Capital One charge card offer:

To react to the Capital One Credit Card, you have to pursue the three stages to complete the procedure. The initial step is to visit the site that you can access by utilizing the connection that is www.getmyoffer.capitalone.com. By utilizing this connection, you can get to the site of Capital One effectively.

When you will be coordinated towards Get My Offer page then here you need to enter the 16-digit reservation number and 6-digit access code in the given space that you will get from the offer letter. Remember while entering the data you should be cautious.

In the last advance, you have to tap on the alternative “Get Started” in the wake of experiencing this progression the application method will begin.

In case you didn’t get a mail offer?

In the event that you didn’t get Getmyoffer Capital One mail offer, at that point pursue these means to check current ideas for you.

The most effective method to Apply for Capitalone GetmyOffer utilizing Phone number:

To apply for the Capital One Credit Card, you need to log on to the official by utilizing the official site www.getmyoffer.capitalone.com, The other strategy to apply for the card is by utilizing the telephone. The telephonic procedure is for the customers that can’t get to the site of Capital One. The number on which you can contact is 1-866-927-5833.

When you will approach this number, they will prescribe you to apply online as the online system is short and it requires some investment. Also, on the off chance that you will apply to utilize your telephone then it may require some investment. The assessed time is 15 minutes. The clients that are under 21 years are limited to apply online as they need to give the composed agree to finish the application procedure.

www.getmyoffer.capitalone.com Quick Contact

In case you are in a rush, you may contact by utilizing the connections given beneath. You can choose any of the connections according to your benefit.

Tweet at Capital One

Telephone number: 1-877-383-4802

Fb page Capital One

Update 2018: Customers with immaculate credit card score has extraordinary compared to other Get My Capital One credit card offers advanced in the market for them.

The one best thing for the shoppers is that Capital One offers a room of credit cards for the clients that are looking for acquiring gainful rewards on making various buys.

CreditKarma.com: Capital One Quicksilver credit card is supported by CK as they are known as best for “cash back” circumstances offered by Capital One.

ValuePenguin.com: In the case of the 2-year old value they rate it as the exceptional Capital One Credit Card. ValuePenguincom like the Capital One Venture card as it is the best of Capital One. Worth Penguin rates it as their best Capital One charge card as far as 2-year esteem.

NerdWallet: NerdWallet exceptional rating is 4.1 out of 5 stars. The Capital One Venture credit card NerdWallet is known as “Stress-Free 2% Travel Rewards” card.

Update 2018 mode 2: In industry, the Capital One credit card offer is considered as outstanding amongst other credit and visa cards offer and are effective in engaging their clients. How about we see what are the criticism of the individual credit cards regarding the credit cards of Capital One.

The clients without reservation number of getmyoffer.capitalone.com reservation number and access code can apply by giving extra data that incorporates your yearly pay and FICO rating since they are not pre-screened previously.

getmyoffer.capitalone.com offer a portion of the normal credits cards that incorporate Venture Credit Card that is best for voyaging reason. The other regular credit cards offers by Capital One incorporates Platinum card, Quicksilver card that is best for the clients having terrible or low credit.

List of Best Capital One Credit Cards

We should accept that your application for Capital One credit card is affirmed and for you some best Capital One credits. Subsequent to experiencing the client surveys, we have accumulated the catalog of Best Capital One Credit Card that is mentioned as follow: 

The card Best for Small Business is Spark Cash For Business.

The card Best for Cashback Rewards is Capital One Quicksilver Cash Prizes Credit.

The Best card for Bad Credit Score is Capital One Secured MasterCard.

The Best Credit card for eating and Entertainment Rewards is Savor Card Rewards Credit Card.

The card Best for understudies / students Capital One Journey Student Rewards.

The card Best for Travels Rewards is Venture Rewards Credit Card.

Features of GetMyOffer.CapitalOne.com

Getmyoffers capital one is for the clients that are having a decent financial assessment and are looking for a credit card.

By utilizing the Capital One credit card the base installment you can make is more noteworthy than $25 or 1% of the aggregate sum in addition to financing cost a late installment charge.

At the point when the variable rates change the Prime rates likewise changes.

List of the Top Capital One-Credit Card

In the wake of experiencing the customer reviews, we have assembled the list of top Capital One Credit Card that is given underneath:

Venture Rewards: On ordinary buy, it offers unlimited 2 X miles per dollar, you spent yet you need amazing credit for this.

Quicksilver Rewards: On regular buy, it offers unlimited 1.5%, money back however you need a magnificent credit for this.

Savor Dining Rewards: After the initial three months of record opening, it offers boundless $500 money back on burning through $3000, however you need astounding credit for this.

Catalog of Top Capital One Business Credit Cards

The list of the top Capital One Business Credit Cards are as follows:

Sparkle Cash Back Rewards: You will get $500 as a sign up reward and it offers you unlimited 2% money back.

Sparkle Miles Rewards: You will get 50,000 as extra miles and it offers you unlimited 2X miles prizes.

For any broad questions about any Capital One credit card, you can contact the number for example 1-877-383-4802.

List of getmyoffers.capital one.com Credit Cards (from good to more terrible)

Quicksilver Cash Rewards Credit Card

Platinum Credit Card

VentureOne Rewards Credit Card

QuicksilverOne Cash Rewards Credit Card

Venture Rewards Credit Card

Savor Cash Rewards Credit Card

Remember that the list given above recorded as best to most noticeably worst for the Capital One Credit Card is assembled from all the various gatherings and web journals.

Capital One on Social Media

Connection for a Facebook page is fb/capitalone

Connection for a Twitter account is tweet/capitalone

Connection for an Instagram account is instacapitalone

Connection for a YouTube Channel is youtube/CapitalOne

On the off chance that you need any data identified with Capital One, at that point you may get in touch with them by utilizing the NA corporate office number for example 1-877-383-4802.

In addition, the subtleties referenced above are just for the Capital One Mastercards, for more data about the ideas of capital one or about focusing on mail offer you can experience the site of Capital One by utilizing the connection Capital One’s contact page.

In the event that the telephone line is occupied to because of some other reason you need to contact the Corporate Office by utilizing mail address then you can do it by utilizing the street number referenced underneath:

1680 Capital 1 Drive McLean,

VA 22102 United States

Reviews on GetMyOffers CapitalOne

Right now, Capital One Get My Offer Credit Card is extraordinary compared to other Mastercards offers that stands most importantly on the list.

Clients should feel fortunate on the off chance that they are getting advancements via the post office and they should exploit it.

Capital One Credit Score Required

670 is the base credit card score that is required for Capital One charge card. In the event that you have a high charge card score like at least 750 than this score is beneficial for you.

Credit Score Range

Scope of charge card score from 300 to 579 is said to be terrible.

Scope of charge card score from 580 to 669 is said to be trustworthy.

Scope of charge card score from 670 to 740 is said to be adequate.

Scope of charge card score from 740 to 799 is said to be superb.

Scope of charge card score from 800 to 850 is said to be Great.

GetMyOffer.CapitalOne.com Contact Information Details

For Canadian Customers: 1-800-481-3239

Client Support Service Number: 1-800-227-4825

General telephone number of Capital One: 1-877-383-4802

Capital One Mailing Address:

General Correspondence

PO Box 30285 Salt Lake City,

UT 84130-0285

Maybe a couple of the yields of in the wake of applying for the card are demonstrated as follows

Application Approval! Meet minimal necessities of spending to profit rewards if there is an information exchange reward. When the card is given to you, you will get a credit limit.

Refusal of Application. In the event that your application is rejected, at that point you pursue our guide utilizing the connection given application denied.

“Choice pending” take note. Sit tight for the choice that will be made by capital one.

Capital one will audit your application. You will get your Visa in 5 to 7 days once it is acknowledged. Subsequent to getting it, you need to ensure that you will utilize your card as a dependable individual.

FAQs Regarding Capital One Credit Card Application

What subtleties do you have to apply for Capital One Credit Card?

You need to give data, for example, your complete name, date of birth, evaluated yearly salary, standardized savings number, your physical location (No P.O. Boxes), and you sparing data in addition to data on financial records.

In How Much Time I Will Receive My Credit Card?

In the event that Capital One acknowledges your Visa application you will before long get your Mastercard alongside welcome materials and data on your credit limit inside 7 to 10 business days through the mail. Likewise, in the event that the application for verified Credit Card is acknowledged, at that point you should pay the total store before you get the card after the hang tight for 7 to 10 business days.

Would we be able to Add An Authorized User To Our Card?

Indeed, you can. So as to do it, you can include an approved client with the assistance of online strategy just by login in or utilizing the telephone alternative, which is at the posterior of your Mastercard. In addition, so as to approve a client to your record, at that point it is mandatory to be an essential cardholder, private company account, and should have the capacity to a lawyer or is an optional cardholder. Once being endorsed, you can approve a client during the application procedure. There is no choice of co-candidate now; this choice is possibly open on the off chance that you have opened your record.

Final Words:

In the end, now you are equipped with all the information of getmyoffer.capitalone.com. Also, the article incorporates various other crucial information. Also, the article is filled with getmyoffer.capitalone.com reservation code and many other useful information and advantages.

To read more about:-  https://getmyofferdetails.wordpress.com/

[omresult]

Credit Karma Savings Sweepstakes - Enter To Win $20,000 Cash

Credit Karma Savings Sweepstakes – Enter To Win $20,000 Cash

Entering into the Credit Karma Savings Sweepstakes and chance to win $20,000 Cash. So, all United States residents enter the Sweepstakes before April 30th, 2020 to fix your chances to win.

Credit Karma Savings Sweepstakes Link

Credit Karma Savings Sweepstakes Rules

Credit Karma Savings Sweepstakes – Win $20,000 Cash

Credit Karma is going to share most running information about the Credit Karma…

[giveawayplan]

Credit Karma $20k March Sweepstakes - Chance To Win $20000 Cash

Credit Karma $20k March Sweepstakes – Chance To Win $20000 Cash

Credit Karma is giving you the chance to win $20000 Cash through Credit Karma $20k March Sweepstakes. United States residents Try your luck and and enter for a chance to win this prizes. You can submit your entry before March 31st, 2020.

Sweepstakes Entry Page Sweepstakes Rules

How To Enter : No purchase is necessary to enter or win this Sweepstakes.

First of all open the Sweepstakes…

[ourwitching]

A year after offering free credit monitoring to all Americans on account of its massive da...

[milk-bag]

You don't have to be lonely

At CreditKarma.com

[trash-box]

me trying to find him on facebook, twitter, instagram, linkedin, creditkarma.com...

[intheicyairofnight]

how to get $125 from a company selling your data without your permission

News source

Y’all remember how Equifax was hacked and lost a bunch of personal information? According to the settlement terms, everyone who was affected gets either free credit monitoring, or, if they already have credit monitoring, $125.

You can get free credit monitoring (with ads) at creditkarma.com.

Then mosey on over to equifaxbreachsettlement.com, scroll down to check whether your data was exposed (you can only do this if it was, but literally half the US population was affected), and file a claim for $125 saying you already have credit monitoring.

You won’t get it until next year, but still. I have seen very little news about this, so this is my effort to spread the word.

[correctsuccess]

How to Dramatically Increase Your Credit Score (Short Term Strategy) How you can improve your credit score rating. Study extra about Money Again playing cards: http://bit.ly/2Jeksrw [ Blog Post ] http://bit.ly/2ztTCvl Click on "Present Extra" to see Advert Disclosure We have now numerous content material about completely different bank cards and tips on how to optimize them, so how do you improve your credit score rating within the brief time period to qualify f... #boost_credit_score #credit #credit_101 #credit_card_hacks #credit_cards #credit_karma #credit_score_explained #credit_score_hack #credit_score_increase #credit_score_secrets #credit_score_tips #credit_sesame #creditkarma.com #dramatically #fico_credit_score #free_credit_score #how_to_build_credit #how_to_improve_credit_score #how_to_increase_credit_score #increase #karma_credit #life_hack #personal_finace #raise_your_credit_score #score #short #strategy #term #understanding_your_credit_score

[don-lichterman]

Kiplinger's Personal Finance: Polish and protect your credit | Business News

Kiplinger’s Personal Finance: Polish and protect your credit | Business News

To judge whether to grant you credit and what rate to offer, lenders often peek at your credit score, a three-digit number derived from your credit history. Many versions of your credit score exist, and you may not have access to the one a lender plans to view. But you can get a good idea of where you stand by using a free site such as CreditKarma.com, which provides VantageScore credit scores…

[clickholeofficial]

Finally! Creditkarma.com Will Now Send You An Alert When It’s Time To Marry Rich

[pinnacleteammn]

Debunking 5 Common Credit Score Myths That Many Home Buyers Believe

When it comes time to buy a home, a good credit score boosts your chances of getting a mortgage because it shows lenders or mortgage companies that you are likely to pay a loan on time. Thus, having a bad credit score can be a massive barrier towards homeownership. This is why understanding and managing your credit score has always been important. 

March is National Credit Education Month, which means now is the perfect chance to discuss some of the ins and outs of your credit score. And there are quite a few harmful myths or misconceptions surrounding it that many prospective borrowers believe. 

Here we debunk some of the most common credit score myths and show you the truth once and for all. Because the worst time to find out that your credit score is going nowhere due to any misinformation is when you already set your heart towards buying a piece of the American dream.

 Myth #1: Checking your credit score frequently will hurt or lower your credit.

What's true: Only “hard” inquiries or hard checks can ding your score a few points, but not if you check on your own, which is considered a “soft” check.

Hard checks generally occur when you authorize a lender or a company to check your credit, especially if you apply for a mortgage or credit card. This kind of inquiry can have a temporary negative effect on your credit score.

On the other hand, soft inquiries don't have any effect on your score at all. This is when you check your credit score and credit report on your own from the three major credit bureaus (Equifax, Experian, TransUnion). It is recommended that you monitor your credit score over time through routine checks to help you track your progress when building credit, and to catch any problems before they get out of hand. 

You can now easily check your credit score on websites such as creditkarma.com or annualcreditreport.com, or with most card issuers. Also, due to the COVID-19 pandemic, all three credit bureaus are offering free weekly online reports through April 2021.

 Myth #2: Closing an old credit card will improve your credit history.

What's true: Closing a credit card is more likely to hurt your credit score than to improve it, especially if you close the card with a balance.

Remember that a percentage of your score comes from the length of your credit history, so if you close a card that you had for some time, your score could be adversely affected. The longer you've responsibly used a particular credit card, the better effect it will have on your credit score. So just leave your accounts open, especially if they’re in good standing and the card has no annual fee.

 Myth #3: Carrying a balance on your credit card will improve your credit score.

What's true: The only thing a running balance on your credit card increases is the interest you owe and certainly not your credit score. In fact, it only has the potential to lower your score and it will end up becoming a waste of money since you need to pay interest over time.

This is because any lingering balances on your account directly affect your credit card utilization rate. And the higher your credit card balance, the higher your utilization rate, which can, in turn, hurt your credit score.

 Myth #4: Getting married will merge your credit scores.

What's true: Even after you tie the knot, you and your spouse remain to be two individual entities with separate credit scores and credit histories. So just because you marry someone with a good credit doesn’t mean that your credit score will automatically improve. Likewise, marrying someone with bad credit won’t adversely affect you.

However, when you fill out a joint application for a mortgage, each of your credit scores is checked and taken into consideration by lenders. So if one of you doesn't have a good score, it could be an issue.

 Myth #5: Having a good income automatically means a good credit score.

What's true: Your income does not directly affect your credit score. Also, it is never included on credit reports so it can’t impact your score.

FICO scores are influenced by five differently weighted factors, including payment history (35%), amount owed (30%), length of credit history (15%), new credit (10%), and credit mix (10%). Having a great job with a good salary can help you improve your finances. But your credit score is based on how you have managed credit in the past, and if you have a bad history of managing your credit, then a good income won't help you fix that.

If you’re applying for a mortgage, lenders will assess your earnings and your credit score as two separate pieces, before approving you for a loan.

So no matter how much money you have or how much you’re earning, making on-time payments on any outstanding accounts is the best thing you can do to improve your credit score.

from Blog - Pinnacle Real Estate Team https://www.pinnacleteammn.com/blog/2021/3/16/debunking-5-common-credit-score-myths-that-many-home-buyers-believe via Pinnacle Team

[new-downtown-lofts]

lease-application-rent-screening-fee from Corey Chambers on Vimeo.

Universal Lease Application for California apartments, lofts, condominium units and houses for rent: | PDF

Use the online application, or, if preferred, print, complete and return the PDF application for each adult resident. Pay $30 for each adult resident credit report at http://bit.ly/creditreportrental or 2 credit reports at http://bit.ly/2creditreports or include a copy or screenshot of your recent free credit report (such as CreditKarma.com etc. The owner may later require a full credit report). Complete one application for each adult resident, and one for each co-signer, if applicable.

laloft.wufoo.com/forms/lease-application-to-rent-screening-fee/

If using the printed PDF application, please sign twice: sign next to “Applicant” and also sign by “Applicant Signature”. Email the completed application to me or text to 213-880-9910. Or apply using online application at EntarL.com Then, let us know how much you’d like to offer, along with your desired terms. Fill out the online form:

Call us with questions at 213-880-9910

LOFT & CONDO LISTINGS DOWNTOWN LA [MAP]

Lofts For Sale Map Homes For Sale Los Angeles

SEARCH LOFTS FOR SALE Affordable | Popular | Luxury Browse by Building | Neighborhood | Size | Bedrooms | Pets | Parking

Copyright © This free information provided courtesy L.A. Loft Blog with information provided by Corey Chambers, Realty Source Inc, BRE 01889449. We are not associated with the seller, homeowner’s association or developer. For more information, contact 213-880-9910 or visit LALoftBlog.com Licensed in California. All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale or rental. This is not a solicitation if buyer or seller is already under contract with another broker.

laloft.wufoo.com/forms/lease-application-to-rent-screening-fee/

Lease Application PDFDownload

[mcmillanlawgroup]

Lemon Law Attorney San Diego - How Does a Car Qualify for Lemon Law?

You've purchased a new car, but something isn't right. Whether it's the steering, the brakes, a botched paint job, or a horrible smell, you think you've bought a lemon. But just because you personally believe the car to be a lemon doesn't mean the law necessarily agrees with you. Each state has enacted its own set of "lemon laws" to deal with the problem of irretrievably malfunctioning new cars. Some states also protect the purchase of used cars.

Understanding Lemon Laws

Lemon laws vary by state. These laws often cover new vehicle purchases but can be applied towards other purchases or leases. The consumer may have a limited window of time in which to report their purchase as a lemon. For example, in Illinois, the timeframe is 12 months or 12,000 miles, whichever comes first.

The federal government and state governments enacted laws designed to reduce lemons problems, which means a situation where a manufacturer sells a defective and potentially dangerous product. The movement to have the government regulate consumer goods started at the beginning of the 20th century, but the cornerstone federal lemon law is the Magnuson-Moss Warranty Act of 1975 that only covers products sold with a warranty.

Sometimes these laws are labeled lemon laws by legislators, particularly when they are designed to provide a process by which consumers can rectify recurring problems they experienced after purchasing a car, boat, or other large-ticket item.

Depending on the jurisdiction where the issue arises, the consumer may lodge a complaint through a state or other entity seeking some sort of remedy to the matter. This may lead to arbitration procedures and hearings where the reasonable efforts to repair the vehicle or product must be shown...read more at - investopedia.

What Qualifies as a Lemon?

Under the law of most states, for a vehicle to be considered a lemon, the car must 1) have a "substantial defect," covered by warranty, that occurs within a certain time after purchase, and 2) continue to have the defect after a "reasonable number" of repair attempts. What exactly constitutes a substantial defect or a reasonable number of attempts varies by state, so it is incumbent upon you to determine the law in your state.

Substantial Defect

A substantial defect is a problem—not caused by the owner's use of the car after purchase—that impairs the car's use, value or safety. In most states, the defect must be covered under express warranty and affect a serious function or expectation of the car. For example, faulty steering or brakes qualify as a substantial defect because they affect vehicle safety, while a loose glove compartment hinge does not qualify because it is a minor problem that doesn't affect a significant function or expectation of the car.

Reasonable Number of Repairs

If your car has a substantial defect as outlined above, the dealer and/or manufacturer is then given a reasonable number of attempts to repair the problem before the car can be declared a lemon.

Federal Consumer Protection

The Magnuson-Moss Warranty Act is a federal law that protects the buyer of any product that costs more than $25 and comes with a written warranty. The Act is designed to prevent manufacturers from creating grossly unfair warranties, and also allows a consumer bringing an action under the Act to recover any attorney's fees incurred during the lawsuit. If you feel that the terms of the warranty are grossly unfair, you should contact an attorney, who can advise you as to whether the terms rise to the level of grossly unfair.

Protection for Used Cars

While the above information covers new car sales and leases only, some states have a lemon law that covers used cars as well. Some states cover vehicles purchased that have logged a certain mileage, others cover only cars which have been sold once, and still others extend protection only if the used car would have been covered by the original warranty. You will have to investigate the laws of your state to determine whether your used car is protected by your state's lemon law...find out more at - findlaw.

Reasonable Repair Attempts

You must allow the dealer or manufacturer to make a "reasonable" number of attempts to fix a substantial problem before your car is considered to be a lemon. Usually, you must meet one of the following standards to be protected under a state lemon law:

If the defect is a serious safety defect—for example, involving brakes or steering—it must remain unfixed after one repair attempt.

If the defect is not a serious safety defect, it must remain unfixed after three or four repair attempts, though the number varies by state.

If the vehicle is in the shop a certain number of days—usually 30 days in a one-year period—to fix one or more substantial warranty defects, it may fit the definition of a lemon.

Getting a Refund or Replacement Car

If your car meets the lemon law requirements for your state, you have the right to obtain a refund or replacement car from the manufacturer. Although the process for getting this relief is different in each state, in all states you must first notify the manufacturer of the defect. If you're not offered a satisfactory settlement, most states require you to go to arbitration before going to court...to know more, visit - nolo.

How Many New Cars Are Deemed Lemons Each Year?

About one percent of all new cars purchased in any given year will experience a problem that can’t be fixed. This means about 150,000 cars a year are considered defective enough to be called lemons.

What Does a Lemon Law Do?

According to CreditKarma.com, a lemon law requires the automobile manufacturer to either replace a defective new vehicle that you purchased or reimburse you, but in some states, you might not receive the entire amount of money you paid for the lemon.

How Do You Make a Lemon Law Claim?

The dealer or automobile manufacturer must make a reasonable number of attempts to repair the same substantial issue before a lemon law claim can be filed. A “substantial defect” is generally considered a defect that affects the vehicle’s utility, safety, and/or value. This often includes issues with brakes, suspension, ignition, fuel system, driveline, and transmission.

In most states, the lemon law requires the problem meet at least one of these thresholds:

When the problem is safety-related, the problem must persist after one repair attempt;

When the problem is not safety-related, but is not fixed after three (or some states, four) repair attempts;

When the affected vehicle is in the shop for 30 days or more within a 365-day period to repair at least one warranty-related problem.

No matter what state you live in, you must initially notify the vehicle’s manufacturer of the ongoing issue. If the manufacturer verifies the vehicle does qualify for lemon law status, the manufacturer should offer you a refund or a replacement vehicle...know more at - topclassactions.

Navigating Lemon Law San Diego can be a complicated process, and moreover, dealing with a car manufacturer or dealership can be stressful, but consulting an attorney can help. McMillan Law Group can connect you with an experienced attorney who can help you determine if you have a claim and navigate the complexities of your state’s lemon law.

[liz-kusanagi]

list of helpful websites for skills, how-to-adult, and more

So over the past few years I’ve had to deal with some stuff that’s kept me from doing things normally*, and I’ve had a lot of help from the internet. I’m the type of person who just “knows things” and never thought to write down all of the resources I’ve used over the past few years. I'm writing it all down now so I’m better able to share the knowledge with others. This is a perpetual work-in-progress, so you’ll have to forgive me, expect changes to this as time goes on. Share as much as you like, but try to still attribute it to me. If you have something to add, please let me know and I’ll add it if I think it’s suitable. Additionally, this is not finished, so if there are things that don’t have a description, it means I’m still working on it.

The majority(as of initial writing, all) of these sites listed have material available for free. However, many of them offer more things for a cost. I did my best to note where the cost was, how much it is, and what it gets you exactly. I understand very well what it's like to be broke as fuck, and I'm trying to see what I can do to make it so someone with access only to a library computer can get ahead, make themselves better, get a career etc. Obviously, some of these will be unsuitable for just the library, but that's the person I have in mind for this list.

One of the key things I use is something called the Pomodoro method. A few of the things in this list will cover that in similar forms, but the basic concept is this: set a timer for a certain amount of time, work for that period, then when the timer goes off, take a short break. Then, reset the timer, and go again. After every 3/4/5 repeats of this, take a longer break. The EXACT method I use for studying is: 25 minutes on the timer, 5 minutes short break, 15 minutes long break. I use this for studying and housework.

Even though I am a fairly active Reddit user, that might not sit well with other people, so I made the decision to exclude all subreddits from this list and focus on just things that were standalone. While some people may have problems with the reddit community as a whole (which I totally understand), on Reddit I've learned so many things and it's unfair to discount one of the biggest sites in the world with honestly, some of the best resources I've found. If you want to explore, just type what you're looking for in their search, chances are there's a subreddit for that.

General 

keep.google.com - Organization help in the form of notes

drive.google.com - Word processing and cloud document storage.

Life Skills

  http://www.unfuckyourhabitat.com/ Holy shit, this site, y'all. I grew up in a house where cleaning was just a nightmare. Early Saturday mornings were spent cleaning everything from top to bottom, but I didn't exactly learn how to do it well, as my parents just magically expected us to know how to do it all. And let's be honest, there are times when I absolutely cannot be bothered with cleaning and messes pile up.. yeah, no fun. UFYH is amazing to help teach how to clean and organize, and helps those who aren't Mrs. Housewife of the Year. App is available, book is $10 on Amazon, but the site? Free to use.

budgetbytes.com - My mom never taught me to cook, but over the years I learned on my own to do a pretty awesome job. If I had this site years ago, I would have been learning to cook well on a budget too. Beth does her best to teach how to cook good meals at home that are not only cheap, but healthy as well. And some of her recipes are now standards here (Chicken enchilada pasta. Try it. Seriously amazing.) She has a book, I bought it for about $15 on Amazon, but the site is free to use. There is now an app that costs a few dollars, and it's available on Android and iOS devices.

artofmanliness.com - This site incorporates the time-honored skills, etiquette and history as well as modern style and education in order to live a full-bodied life in body, mind, social and finance aspects. Despite the name, the information is good for everyone. This is free to use, but I don't know if they have a book offhand. I know there is a podcast, as well. 

Tech Skills

IT Skills 

cybrary.it 

professormesser.com

Both of the above sites help with the CompTIA A+, Network+, Security+ and other common IT industry exams. It should be noted that while the training is free, the exams require vouchers to take the exams. These are pretty costly (the A+ alone can cost you as much as $400 to take), but there are discount codes abound. If you choose to go this route, make sure you're buying vouchers for the correct exam numbers, ESPECIALLY for the new Security+ exam (old is SY-401, new is SY-501 as of 2017)!

Learn to Code

 sololearn.com 

codecademy.com

 codeschool.com

Education 

I decided to separate this from the other two sections for reasons I don't fully understand myself.

coursera.org 

edx.org

khanacademy.org

The three sites above offer what's called MOOCs (pronounced MOO-cks), short for Massively Open Online Courses. And it's exactly that, many of these classes are taught by college professors, and you can learn pretty much everything you'd want to, from public speaking, photography, languages, and an abundance of tech-related courses. Khan Academy is the ONLY one that is COMPLETELY free to use. edX and Coursera both offer classes for free, but full access, which includes a certificate of completion is a paid feature. For Coursera, it also is a paid feature to do the projects, tests, and peer-graded parts -- you're basically auditing the class for free. On Coursera they do offer "financial aid" if you cannot afford the course fee for full access, but I don't think edX offers that at this time. edX however DOES have a "micromasters" program that can potentially transfer as college credit at the very least toward an ACTUAL master's degree (I know for a fact the ColumbiaX MicroMasters program in Computer Science knocks out a full THIRD of your Master's degree at Columbia University in NYC)-- in fact, I think there's a way to do that for all edX courses, but that will incur a transfer credit fee at most if not all colleges.

Language Skills 

duolingo.com - From English, you can learn 21 languages, including Spanish (North American), French, Portuguese (Brazilian). Free to use, but some cost was asked for to repair your streak (they seemed to have removed this). Courses are laid out with different units, and include writing, listening, and speaking (not all languages include speaking prompts). More languages are in beta and development. App is available on iOS and Android, all are free to use.

memrise.com - If you thought 21 was a lot of languages, there are many more found here. I think I counted over 100 courses. Memrise is actually pretty nice for memorizing new content in general (I found flashcards for Coursera courses as well), but I know at least one of my friends uses it to learn languages. Free to use. class central

Financial Literacy and Investing 

getrichslowly.com 

iwillteachyoutoberich.com 

mint.com 

creditkarma.com

blurbs about these coming eventually.

Work-From-Home Employment 

ratracerebellion.com - Screened employment offers to work from home, both part time and full time. Some jobs have benefits, such as health insurance and 401(k). Free to use.

Fitness 

doyogawithme.com

nerdfitness.com

*I was involved in a car accident that left me nearly disabled in my dominant hand, unable to finish my college degree, work, and some basic stuff for myself (you don't want those details). After several surgeries, including finding a specialist who would take my case after I had undergone two surgeries already, I got back to about 90% use of my hand -- on bad days I do have some issues, but now, things are better, for which I'm grateful. :)