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sanchoyo · 3 years ago

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danny phantom season 2, ep 12-16 thoughts! these episodes, in comparison to the first 10 or so, felt way more laid back and low-stakes, which I appreciate sometimes. I didn't appreciate how lazy jack's halfa design was in masters of time, it made me so annoyed I redesigned it. 👎🏻 u_u

see prev episode thoughts in this tag <3

-'picking a fight with me and my upgraded form!' 'you upgraded to a mullet?' DANNNNY. YOU CANT SAY THAT TO TECHNUS. YOUVE HAD A MULLET TWICE NOW ('fun' split danny, and evil future danny BOTH HAD THEM). I HAVE THE RECEIPTS.

-danny seeing technus hurting valerie and yelling I AM GOING TO BREAK YOU IN HALF. SAMEEEE <3

-axion labs is now a part of vladco. FUCK YOU VLAD. hes not even really IN this episode, but just thought I'd throw out a nice fuck you anyway.

-'capable of blasting a single person into space in (2) minutes!' tucker. that would kill someone. i mean yeah they might get to space, but theres NO WAY THEY WOULDNT CATCH FIRE, OR THEIR ORGANS WOULDNT LIQUIFY BECAUSE OF THE STRAIN. THEY'D PROBABLY PASS OUT BEFORE THEN, BUT. ...no, okay, I get why vlad bought this company. this is RIGHT up his alley.

-danny KNOWS VAL DIDNT DO THIS, THAT SOMEONE STOLE THE SUIT. AND SPENDING ALL NIGHT CHATTING WITH HER. <3 and val is a 9TH DEGREE BLACKBELT?? danny's mom is, too!! omg and she hunts ghosts, his parents would love her. and her fav fruit is kumquat bc its a funny word. im so with danny val is amazing. I love her and I Do Not Want To Hear It From Sam.

-I knew danny wanted to be an astronaut, but the bowling tidbit is like. yes give me more useless info abt these characters, I love tiny details that make them feel more human, and im glad hes got hobbies aside from ghost stuff, we dont really see a lot of that!!! (I mean, we knew 'fun' danny from when he split himself in half liked bowling, so obv it makes sense he LIKES it, but hes very GOOD at it. so proud of him, bowling king) val calling him neil armstrong and them teasing each other. LOVE THAT.

-technus you are my favorite grandpa for setting this up. SAM WHY ARE YOU BEING SO CREEPY BE HAPPY FOR YOUR FRIEND!!! STOP SPYING ON THEM!!! who actually cares if technus did 'set them up' together, theyre having fun and enjoy each others company!!! 'you think the universe wants you two to be together?' 'i dunno, but maybe /I/ do!' EXACTLY DANNY!!! SOO TRUE.

-and valerie being happy sam said she wants to try and be happy for them and make room at the lunch table for them. and hugging sam over it. VAL NEEDS MORE FRIENDS.

-VAL GOING AFTER TECHNUS IN HER SUIT WITH (1) MILK, AND (1) TREE BRANCH AND KEYS!!!. I LOVE YOUUUU BEST GIRL. her new suit kicks ass

-dannys like 'HEY IM AN ASTRONAUT :D' AW. ...HES IN SPACE... the fact he's actually intending to give her the ring. with SAMS NAME ON IT?? IM CRINGING DANNY NO. YOU CANT DO THAT...thank god he didnt. thank god valerie cut it off and said they can just stay friends for now. tbh, they both have a lot on their plates!! they obv both still like each other...it can be a future thing!! when she knows about phantom! youre 14 theres no need to rush. I just want her to have friends and be happy :(

-...danny struggles to do (1) pull up. SAME. but all the ghost fighting in phantom form REALLY doesnt carry over at ALL? that sucks

-sam being as fit as she is, is not just a goth. shes a goth jock.

-honey I Shrank Our Kid, One of his Enemies, and his Bully: the episode

-dash's crush on phantom is So Obvious. fitness buddies :) watching them interact always makes me laugh. also, phantom, with PANTS. 'how many costume changes you gonna go through, what is this, vegas??' DASSH DJKSFHASKDF

-MADDIE GOING AFTER THE MOUSE WITH A BROOM, WHAT THE FUCK. AAAH. JUST BUY SOME KIND OF MOUSE TRAP.

-danny likes lime and vinegar chips. which sound very good.

-'our boy finally has the physical prowess of a 60 year old president!' ...poor danny LMAO

-'what's wrong with beauty pageants' oh tucker you sweet naïve child. what ISNT wrong with them. who approved this for a high school?? (I mean, yes. unfortunately child pageants exist, but...) also danny and tucker once again treating the pretty girls like objects. I need to meet the grown man who wrote this, I just want to talk...

-prince aragon's dragon form reminds me of maleficent (color scheme wise) which is always a bonus. considering the episode is called beauty marked, I feel like the sleeping beauty references are deliberate

-sam with the fake fangs. once again her accessories never miss. hate the 'not like other girls, girls who get sucked into this kind of thing are all shallow and all want to be carbon copies' bs tho.

-sam trying to be the Worst Bride, being rude as shit. DORA IS GOING TO GET KILLED. DID YOU MISS THE PART WHERE SHE SAID THE PRINCE WILL HAVE HER HEAD IF YOU ARENT THE IDEAL BRIDE. YOU /KNOW/ DANNY WILL COME SAVE YOU. JUST ACT CHILL UNTIL THEN. even if you were doing fine to get him to take off the crown, consider maybe not letting his poor sister get punished also?? sure, she could also take off the crown and has dragon powers, but did you know that for sure?? dora didnt even really realize it until you guys talked!! (or at least, she was scared to stand up to him. you had no guarantee she would...) but. good for dora. ANOTHER friendly ghost to add to the List :)

-tucker is so under appreciated in his time. if he was doing a tech-based campaign today he'd have a better shot. people in 2004 had NO IDEA how much tech would be a part of our day-to-day lives...altho. tbh if you're going to be running for student council president, maybe you should..focus on things to actually improve the school? since he's going for a tech angle, he could say like, he would be running fundraisers for the schools computers to be upgraded, etc? we've already SEEN he can be good at money-making entrepreneur type stuff!!

-oh my god wait. this episode is JUST YUGIOH?????! A REBORN PHAROH USING A TEENAGER AS A VESSEL?? YESSSSSS

-tucker using his new minion to feed him grapes and carry him. AND LOCUSTS ONTO THE BULLIES. I love how when he's possessed, he gains winged eyeliner.

-this episode is giving me big 'plankton makes everyone in bikini bottom his slaves and build monuments of him from the spongebob movie' vibes. and the pharaoh has a traitor who works for him? VERY big yugioh vibes. aknadin confirmed

-I like that danny is still completely exhausted after using ghostly wail. (still patiently waiting on him to get duplication)

-LOVE the fenton's 80s outfits. I get hes 14 and embarrassed by everything they do because theyre his parents, but. cmon, this is one objectively cool thing theyve done. love 80s fashion.

-...was vlad just standing on that streetlight waiting for danny to come out? how'd he know they'd be coming out the back? how long has he been up there???

-oh, wait, his ecto-acne has flareups? that SUCKS. danny was...well I dont want to say he was LUCKY HE HALF-DIED, but he was lucky his was pretty instant (I'm assuming that had to do with the power/scale of the portals being different?) I remember in the ep we met him, vlad made a point of saying he was stuck in a hospital for a long time, so. that really actually sucks and I feel bad. not that it excuses anything he's done...but like. it does suck.

-vlad being so sure danny wouldnt help him he made it somehow contagious to his friends to make sure he'd get help? danny is a nice boy, he wouldve helped if it was anyone else. the only reason he wouldn't have is because of the shit vlad did to him, on purpose. vlad 100% dug his own grave by being the biggest asshole, so it is very hard to feel bad for him.

-clockwork is back!!! and making danny learn lessons The Hard Way. Uhhh, okay. I kind of get Danny’s logic, that time traveling this far back would prevent vlad from becoming a halfa also, ergo no arch nemesis or ectoacne to worry about. But the fact that was basically the first solution Danny came up with to solve this problem is actually so funny. It’s so extreme

-APPRICIATION FOR THESE 80S LESBIAN BG CHARACTERS.

-vlad telling maddie in the lab (in the 80s) he has something he's wanted to tell her 'for a long time'...how long have they known each other? I assumed they met in college, since jack always calls vlad his college buddy/roommate, so jack and vlad for sure met in college, but did vlad know maddie longer? thats surprising if so. Tho we don’t know what year of college they’re in so they could mean they met as freshmen and a few years have past…speaking of maddie shes crushing the 80s look.

-vlad blames jack, but. maybe dont stick your face 2 inches from the portal??! THIS FEELS LIKE LAB SAFETY BASICS. IF SOMETHING HAS POTENTIAL TO BE DANGEROUS, DONT GET NEAR IT. WITH YOUR FACE UNPROTECTED IN ANY WAY. (altho jack didnt really give a Big Warning besides screaming BONZAI. so. also that, but cmon.) also, they need gloves, goggles, and to pull all of their hair back tbh. but fuck lab safety, I guess!

-cryyyyinnng at how lazy they were with jack's ghost form design, its just plasmius' design on jack!!! you couldve given him his own design!!

-there. I did that in about 10 minutes and its somehow less lazy than what made it into the show. embarrassing! better yet, I think the episode would've been better if maddie would've gotten the ectoacne. or maybe its just me, wanting to see her design! anyway. I'm sure people have already done redesigns of them both as halfas. I have to go look after I finish this watch through. Also mildly frustrated jacks resentment and bitterness is basically also a copy paste of vlads backstory. They’re different characters, I really don’t think jack would stew in bitterness and jealousy the same way vlad would!! I also don’t think he’d give up after one time of trying to hunt ghosts and getting laughed at. Our canon timeline says different…I dunno, I get it was for laughs, but I’m annoyed because the POTENTIAL this plot has…

-did vlad really wear a stupid cheese hat to his wedding. ok actually that kinda rules. and the cheese door knocker. the dairy-only buffet table. vlad still got rich, just on being the New Dairy King. (Assuming that means he owns a lot of dairy businesses?) ok! this actually is great. hope maddie isn't lactose intolerant!

-'no matter how hard I tried, I could never get rid of my ghost half, the half I knew Maddie could never accept' ohh, ouch, what a horrible thing to say to her HALF GHOST SON. 'YOUR MOM WILL NEVER ACCEPT YOU' BASICALLY.

-maddie strapping danny to the table with a lazer pointed at him in a secret lab she keeps from vlad that she makes a point of saying is sound proof so he can scream all he wants...CHRIST. DANNYS POOR PYSCHE.

-also, not to feel bad for alternate vlad (because, he did lie to maddie saying jack blames her and never wants to see her again...) but. being married to a woman 20+ years and she immediately goes back to jack? if she didnt love vlad and feels like she had to hide shit from him, and says she wasted her best years with him, WHY MARRY HIM. it feels like leading him on!!! cannot believe im feeling bad for vlad, but. this alternate timeline vlad is significantly Less Horrible than Our Vlad. did she not think she'd get funding for her ghost stuff? (which, fair assumption since they're considered 'ghost fanatics/nuts in canon...but...) why did she think jack or vlad would be her ONLY OPTIONS? be like your sister. be single. Actually, this au could’ve been really interesting if after the accident, vlad lied to her and said jack never wanted to see her again, but she stays single. Imagine how much that would bug vlad… like, in her mind, it was never a competition it was jack or no one type situation…

-danny being like 'leave him ALONE' this jack is a HOMEWRECKER, DANNY. let them go to court and settle this at the least. ...or just throw vlad into the portal. (100% human, defenseless vlad) CHRIST, MADDIE THATS BRUTAL. THATS MURDER.

-danny seeing his mom immediately accepting him and his dad being half ghosts in this universe, if I was him this would be a great sign that his universe's maddie would also.

-*maddie voice* "clockwork will help!" *2 seconds later, with clockwork* "I will Not Help." TOUGH LOVE KING. YES LET DANNY SEE THE SODA HIMSELF AND DEVOLP BETTER OBSERVATION SKILLS.

-when clockwork ""reset time to the way it was"" just before danny "meddled"" ...did he really erase a whole alternate timeline? ...damn. because maddie and danny both called it an alternate timeline by name, it splitting when the college incident went different, so it wouldnt have really mattered if he reset it, right. like because danny's timeline is on a different stream? why didnt clockwork just. show danny a replay and not Reset That Timeline. wh...I wonder how many people that Erased From Existence. Anyway! once again stating clockwork is casually terrifying!

#danny phantom #dp thoughts #sanchoyorambles

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batfam-imagines · 6 years ago

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I literally love your batfam writing so much, can I request something? Can batsis (biological daughter of Bruce) be adapted after her mum dies and she's obsessed with makeup and loves it so all the boys think she's shallow and conceited? But she's not? Thank you so much

Makeup

Tim flops on the couch beside his eldest brother, “Did yousee her room? She’s got a one of those makeup mirror things. The one with thelights in the mirror and all the drawers. When I walked by, she was filling thewhole thing up with makeup”

“Are you serious? Who needs that much makeup?”

“I don’t think Steph, Cass, and Babs have that much makeupcombined. I mean I know her mom was a model and all, but she must be stupid shallowand obsessed with her looks”

There’s a soft creak as the door open and both boys glanceup to see the newest member of the Wayne household standing awkwardly in thedoorway. “Hi, Alfred said that you two were in here … he said that you guys wouldn’tmind giving me a bit of a tour. I only know where my room and the kitchen is …”

Dick lets out a put-upon sigh and heaves himself off thecouch, “Yeah, come on, I’ll show you around.”

Y/N glances up at him when they’re passing one of the hugebay windows, “You know, you have beautiful cheekbones, they’d be perfect be forsome highlight. And Tim has some beautiful eyelashes, I have to use falsies ormascara to that kind of length. You know I have -”

“Not everyone needs makeup to feel good about themselves,Y/N”

She freezes for a few seconds before catching up to him, “Iknow. I don’t use makeup because I don’t feel good about myself. I use it becauseit makes me confident, it’s like a mask that helps me take on the world. Ienjoy makeup, I don’t need it, Dick.” Her eyes lock with his, “This familyshould know all about mask, right?”

Dick almost chokes out a disbelieving laugh, that’s definitelysomething he’ll need to bring up to Bruce but for now he’ll ignore it. “So, youhave all that different makeup, and spend all that money just because you likeit?”

“I actually get a lot of my makeup for free. I have a YouTubechannel where I teach people how to put on makeup, so different makeupcompanies will sometimes send me their new pallets or supplies for me to testout and review. Mom taught me to be confident in who I am, to love myself andothers based on who they are as a person. I try to help my followers becomeconfident in themselves while I’m teaching them how to do makeup” The older manjust continues to stare at her, “Maybe you shouldn’t judge people on their outwardappearance and try to get to know them first”

Y/N quickly walks the rest of the way down the hall andstraight into her room while Dick slowly makes his way back toward the livingroom where Tim is still sitting. “So how was it? Was she completely airheaded,or could she actually hold a conversation?”

“She actually seems pretty smart, like she had a reason forhaving so much makeup. I guess she uses it all for her YouTube channel, and tohelp other people gain confidence in themselves”

Tim quickly sits up, “Do you know what her YouTube name is?I want to look her up”

“I don’t know, just search her name, it’ll be her mom’s lastname”

Tim types for a minute, “I found her … holy shit, she hasover 8 million followers”

“You’re kidding me. She was telling the truth? Play one ofher videos”

The two boys play a random video from two months ago. Y/Ntalks about how it doesn’t matter how much makeup someone layers on their faceif they’re ugly on the inside it’ll show. She talks about just being confidentin everything you do and in believing in yourself. The boys end up watchingvideo after video. Watching as she does casual day makeup, or night out makeup.How sometimes her mom or friends will appear in the videos and she’ll do theirmakeup as well as her own and the guest will share their own words of wisdom.The last video the two end up watching is the most recent one Y/N had posted,dated for only a few days after her mother had passed away. It isn’t a makeupvideo at all, it talks about loss and figuring out how live life after losingsomeone so important. Y/N talks about Bruce, how her father who she’s never metintends to take her in and adopt her. Finally, it wraps up by saying that shedoesn’t know when she’ll be able to post again, or even if she’ll be able to answeranyone messages.

“Did we completely misjudge her and act like total assholesto a girl who just lost her only parent up until recently? We’ve both lost ourparents and we were total assholes to her just because we assumed she wasshallow and conceited, when really she just likes makeup and uses it to expressherself”

Dick groans, letting his head fall into his hands, “How dowe make this up to her?”

“Maybe we should follow her advice and actually get to knowher. I think … I think we should treat her like a member of the family insteadof like an outsider. We need to talk to Jason and Damian, you know they’ll cometo the same conclusion we did and yeah, Damian’s gotten a little better overthe years, but he still doesn’t have much a filter.”

“You’re right. I have a great idea. We should have a siblingmovie night, then we call all get to know her at the same time and she can getto know us. She won’t feel so alone here afterwards”

“Perfect! Just us tonight, and maybe next week we can getall the girls over here too?” Dick quickly nods his agreement, “I’m going totell Alfred and see if he can whip up some snacks for us. Can you call Jasonand get Damian?”

“Yeah, I got them. I really hope this works. We might havejust ruined our relationship with Y/N because we judged her over her makeup andnot her personality. We should know better, god we’re so stupid” Dick lets outa soft sigh and pulls out his phone, “Let’s just hope she can forgive us”

A voice clears behind them. Both vigilantes whip around,their eyes wide, having not even heard the door open, “You know, I’d forgiveyou a lot quicker if you’d apologize, that’s typically how these things works”

“Y/N, you scared the crap out of me!” Dick lets out a shakybreath, “I’m sorry … We’re sorry for judging you without getting to know you.We’ve known a lot of models and just kinda assumed that you were like all of them.I didn’t mean to judge you, or insult you”

“I understand. I’m a stranger coming into your guys house.You don’t know me, you guys didn’t even know I existed until recently, so ofcourse you’d assume things about me. That doesn’t make it right though, howeverI’m going to forgive you this time. I want to get to know my new brothers, solet’s put this behind us, okay?”

Tim grins, “Thank you. So we were gonna have a movie nighttonight, the four of us guys and you if you want. A way for all of us to get toknow you and for you to get to know us … if you want”

Y/N grins, “I’d love to, that sounds like fun … but we NEEDto have some kettle corn for the movie and some cookies”

Both guys snort, “I thought you were all into the healthy lifestyleand being the best you can be? That’s what your videos said”

“That’s what some of them said, but then I also say that it’sokay to indulge as long as you do it in moderation. So, I’ll be going to the gymtomorrow, but tonight we can watch movies and eat what we want”

“Sounds like a plan, I’ll call Jay and go talk to Damian”

“I’ll go ask Alfred if he can make cookies, you haven’t hadthe chance to try Alfie’s cookies yet, Y/N. They’re amazing!”

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oakandcirrus · 3 years ago

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you know. i have realized that i would be so so easy to manipulate like i really just absorb information and let it alter me so easily i should really work on that. like today me and my dad got into it about politics and most of the time i just say i agree and we can keep some relative peace but this time i finally snapped and so he spent the next hour trying to convince me that welfare shouldnt exist because why is it fair for someone who doesnt work for their money to get his money that he works for and also why its bullshit that poc have special college scholarships to help them pay for school and how its not fair they can go to college for free bc of their skin color and overall it was just an entire wreck and we were stuck in a car so i couldnt escape and anyway it got me thinking about people and progressions and also about dark the show. how jonas thinks hes doing the right thing and hes trying to undo the time knot to fix everything but really hes just making everything happen as it always has until he learns the hardh truth that makes him become Adam,the person he hates most. and this is related bc i feel like conservative people are people who have lost their hope in humanity like they dont believe the majority of people are good at their core. and i do.

and today i realized like yeah. people are greedy. if minimum wage goes up rich people will always lay their workers off to make up for the lost profit. like jeff bezos could end a massive amount of struggling by giving away a minuscule fraction of his wealth. but he won’t. ever. greed and power dont work like that. people dont want to give that up. so if they lose money they will do whatever it takes to make up that lost money, without regard for anyone. and yeah, people will always be lazy. some people will just have kids so they can get more government money. as long as money is a thing there will always be greed as long as power is a thing there will always be a desire for it. in a perfect world people who have accrued wealth would use it to help the poor. in a perfect world politicians wouldnt have their fingers in fourteen different multi-billion dollar companies that are destroying the environment.

i’m just feeling very apathetic. what’s the point boris. were all just pigs rolling around in our own shit and infested with maggots that are eating us alive until one day farmer john puts a bullet in our head or a knife across our throats. the planet is just going to get hotter and hotter and people will get richer and richer and poorer and poorer and things will get harder and harder and if we raise minimum wage to help people at the bottom out the people at the top are going to fuck over people in the middle and inflation will rise and people will get laid off because rich people are greedy and they always will be they will never do what is right if its not for their own benefit and isnt that sad? isnt that just too fucking sad? but we cant change it. and thats kind of my point. are we just blind to the darker more animalistic side of human nature. we firsr and foremost look out for ourselves and my dad thinks that if everyone did what was best for them and only them that people would be happier. whats that good place quote about some of us getting gotten past me versus them where we decide that if our community does good we do good or how its better to give up a little for the greater good than to be alone. smth like that. some people have gotten past that. chidi says we choose to be good because we exist in a community and we want each other to be well. thats why we fight for each other’s rights. because if they’re hurting we are too. thats community. but people, like my dad, like most conservative people ive met, have sort of lost that desire to help. they only look out for themselves because trying to help others got them hurt and they’d rather cut themselves off from community than open themselves up again like really political beliefs are based on if you care about others or not. are you selfish or selfless? are you self centered or empathetic? and to answer honestly— actually im changing my mind. actually i dont know. i think people are good. i also think were both selfish because of our idk primal desire to survive no matter what and also selfless because if us does well than we individually also do well. idk. im naturally selfish. i take the last cookie without thinking and sometimes i dont give a shit cos most of the time i baked them and i figure its alright to. most of the time i look out for myself. and thats scary. because thats my dad. and i feel like its all very inevitable. and heres fatalism again. it feels like theres only one outcome. we can only be activists if we care about others as much as ourselves, if we believe theres a hope for something better, if we believe that most people are inherently good. and once you lose that hope and belief, well everything’s just dull because the guy at your work does nothing and still gets paid as much as you do and that makes you mad and gas taxes have gone up yet again and god why are groceries and houses so god damn expensive now and you just ignore it because its just the way it is and you know you cant change it because the government is a greedy corrupted fat pig whose stomach is about to burst yet keeps eating and eating and eating and oh well theres nothing to be done there will always be rich people and there will always be poor people and there will always be greed and there will always be sloth and i feel like us asking the question what if it didnt have to be this way is only making us more miserable but its clear how privileged i am to even ask myself if activism is worth it bc if i stop fighting for things that people deserve it will not affect me in any real way. the worst that could happen is having to pretend to be straight. and i could just ignore it as people suffer because im not suffering so why should i help someone if im fine and god thats such a toxic way to live.

ugh im just feeling super apathetic and fatalist cause i feel like nothing is going to actually change no matter how hard we fight for it one summer the drought in california will be so bad that theres no more running water and people are dying of heat stroke on the streets while rich people enjoy ac and fresh unbottled water or the hills catch on fire and the sky is a hazardous shade of saffron and the sun is a burnt out cinder or san francisco and miami and new orleans and venice and countless other coastal towns and villages sink inch by inch year by year and until the ice is gone and the bees are dead and there are famines because now the central valley is too hot to produce food and everything slowly slowly getting worse and worse while the rich keep on living its just like god i want to undo the universe i wanna go back and step on the fish that crawled out of the ocean i used to dream about going back and stopping adam and eve from biting the apple and going back and stepping on the snake and going back and cutting down the tree and if we could do away with money as a concept people would still find a way to hoard power and create inequality and if we went and executed jeff bezos someone would take his place were too far gone big red X experiment failed reboot lets try it again michael there is no way out except to destroy the maze altogether us and the thread and the minotaur with us i am on my way to becoming a ya villain or god

#lux.555 #essays #on capitalism fatalism and morality

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foodieworldmelbourne · 6 years ago

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Why Bianca Spender is skipping Australian fashion week

I dont think I can capture everything I want to in a traditional show format, she explains. My runways are never straight.

Cut from the same cloth ... Bianca Spender (right) with her mother, designer Carla Zampatti. Last year, Spender staged one of the standout shows at Fashion Week, featuring a diagonal series of catwalks that snaked through the crowd. The critics loved it but photographers hated not being able to capture the perfect front-on shot. Over a shared meal of grilled whiting fillets, a dish of fregola with seafood that is like a more chewy risotto, and salads, we discuss the front, back and sides view of fashion, as more people explore fashion through two-dimensional images, often on their smartphones. Spender believes social media, specifically Instagram, has had a huge change on the way people can market ideas. I feel lucky because my clothes are better in movement. When online shopping first came out and everyone was straight front, back, sides, I was like, You dont have any idea how that skirt floats or feels, and I was really struggling with working out how to translate my ideas. Movement is at the core of how Spender designs and produces her clothes, joking that skirts must pass the Martin Place test, named after the notorious wind tunnel in the Sydney CBD. Since becoming a mother to two sons, now aged seven and 10, those tests have expanded to include the carrying the baby test to determine dress lengths (Spender doesnt own a pair of jeans).

Costume collaborators ... Spender with Sydney Dance Company's Rafael Bonachela.Credit:Louise Kennerley Spenders obsession with movement was put to the ultimate test recently, when she designed the costumes for the Sydney Dance Companys 50th-anniversary production of Cinco, under artistic director Rafael Bonachela. Some of the dance movements were so physical that three costumes ripped during rehearsals, and there were many repairs required. Each [costume] fitting, the scope of movement was amazing and even if I had mimicked it I couldnt mimic what would happen to the costume when it was on [the dancers], she says.

Fregola, calamari and mussels at Totti's.Credit:Wolter Peeters Spender said the project, even if it has forced her to sacrifice other work this year, was a dream come true for the one-time ballet student. Every family photo from the age of five to 11, I am in my ballet costume. I loved it so much I wouldnt take [my costume] off, she says. I call myself the tortoise. My mum loves running fast and loves winning. Bianca Spender Spender's gazelle-like physique and flowing strawberry blonde hair means she could easily pass as a professional dancer, although she admits age and the way she moves has taken its toll on her body. I only recently realised at the physio when he asked how I move everything is always very extended, I am not holding my core very much," she says while demonstrating how she would pick up a vase off a table, arm outstretched. "I love how everything looks when its long but then you dont protect your body.

Grilled whiting fillets at Totti's.Credit:Wolter Peeters Spender grew up in Sydney the middle of three children to fashion icon Carla Zampatti and John Spender (her parents separated in 2010). She recalls living in big, spacious houses where classical music was often playing and small talk was non-existent, the family preferring to tackle politics or business at the dinner table, sometimes to the bemusement of Spenders classmates. At school she would demonstrate her eccentric fashion taste on mufti days, but it wasnt until Spender reached adulthood that she truly understood her familys notoriety in Sydney's cultural scene.

Bianca Spender has formed a reputation at fashion week for her non-linear catwalks.Credit:AAP Only years after I left school and I [reflected on] certain conflicts with certain kids that Id never understood. People would say, Well your mum is Carla Zampatti, and I was just like, Oh.

The Zampatti-Spender family on the steps of their Sydney home in 1986. Clockwise from left: John Spender, Carla Zampatti, Alex Schuman, Allegra Spender, Bianca Spender. Credit:Ian Charles Cugley/SMH My mum is pretty normal, shes a postwar immigrant. What that means to me is you have to finish all your food, you live in a beautiful house but you understand the value of money. For a pre-teen Spender, that meant school holidays spent working at her mothers inner-city office, doing every job from tea lady to banking clerk. I am the most ridiculous jaywalker because I have been walking around the city since I was eight, Spender jokes. A firsthand apprenticeship in the Carla Zampatti offices, coupled with her familys work and social ethic, meant Spender had quite a feminist upbringing. I never felt the need to answer to a man, dress for a man, or been dependent on a man for anything. They dont have to approve of how I talk, what I wear, what I earn, what I spend my money on. Last year, Spender reached another milestone when she and Zampatti divided their businesses into separate entities, including a new head office in Rushcutters Bay for Spender. The pair are clearly close, often travelling together overseas or to fashion shows in Australia (both brands are carried at David Jones, for example). But when it comes to their work practices, Spender admits they are quite different. Loading I call myself the tortoise. My mum loves running fast and loves winning. She has racing car blood in her family (both Zampattis brothers were race-car drivers) but I am about the journey. Its not that I dont want the end result to look great. You can get a good result and have a terrible journey but that doesnt mean the same to me. I am [about] the long game. Which comes back to Spenders Fashion Week dilemma. She has a big vision of a project involving 10 women who have influenced her, dressing 10 other women, using her carefully archived collections. Its still morphing but she knows it wont be ready by mid-May, when fashion week takes place. I am probably being too ambitious in what I want to achieve out of it. But at least if I am pushing myself to strive for something. I wont do what I expect and Ill find that new form. (A week after our lunch, Spender phones to say she has decided to sit out of Fashion Week and will instead stage a solo, more intimate event in early May.) Recently, Spender has experimented with salon-style showings, where she revels in getting up close with the clothing and the customer. As someone whos more comfortable at a dinner party for 10 than a cocktail function for 300, Spenders aversion to big-production shows is understandable. At least if I am pushing myself to strive for something. I wont do what I expect - and Ill find that new form. Bianca Spender At a big party, my partners wings will get bigger. Whereas if you have me at a dinner party, I am passionate put me around lots of people and they are asking, Whats wrong with you? I am so not a show pony I find shows an incredible creative process but the way you only get eight to 10 minutes to present your world I remember once saying 12 [seconds] to [stylist] Mark Vassallo and he said, No, 12 is way too long. And I said, That dress took 12 weeks to get right and I cant have it on stage for eight seconds. I want to challenge that.

The bill at Totti's. One point on which Spender and her mother are in lockstep is on the retention of Australian fashion talent (Zampatti funds a scholarship for a UTS graduate to study overseas, with the intention of them returning home). Unlike some of her peers, Spender, who worked in France and Italy in fashion for four years after completing a commerce degree, has resisted aggressively chasing sales or the limelight overseas. We know we [Australia] are leaders in sport compared to our population ... in fashion theres still a, Whats everyone else doing? attitude. New Zealand has a very strong vision for its fashion with a small population but Australia is often very outward looking. We need to find a bit more confidence in ourselves and our own vision and our own style. Our need to be revered by overseas comes from our lack of supporting ourselves and our culture Whenever [a journalist] writes on a designer, its X is stocked on [e-tailer] Net-a-Porter. Do they need to be stocked there for you to love them? A lot of people go bankrupt trying to catch the overseas dollar. I am focused on building my Australianmarket. If my international market comes quicker, great, but I am not running after it. I dont need it to prove to myself that what I do is unique and has a strong vision. THE BILL, PLEASE Totti's 283 Bondi Road, Bondi 02 9114 7371 Open: Mon-Sat 11.30am-10pm, Sun 11.30am-9pm Melissa Singer is National Fashion Editor of The Sydney Morning Herald and The Age. Most Viewed in Lifestyle Loading https://www.theage.com.au/lifestyle/fashion/why-bianca-spender-is-skipping-australian-fashion-week-20190410-p51csm.html?ref=rss&utm_medium=rss&utm_source=rss_lifestyle

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i-amusemyself · 7 years ago

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All 100 Questions.

Bloody hell okay thank you!!! 😄😄😄

1. Is a kiss considered cheating?Yeah, Id say so.

2. Have you ever faked orgasm?Aint never had anyone to fake it with 😂 Ngl tho its the sort of thing id do (which is terrible i know)

3. If you could have one super power, what would it be?Mind reading.

4. Do you think youre gonna be rich in 7-8-9 years?I’d be worried if I didnt have more money than I have now, but idk.

5. Tell us some funny drunk story?Oh jeez erm, I don’t really have any 😂 My friends occasionally remind me of the time at the school christmas ball one of the business teachers turned up and I quickly ran away while aggressively whispering “oh no he knows im a lesbian, aimee told him”.

6. Why are you no longer together with your ex?We work better as friends, its less stressful.

7. If you had to choose one way to die what would it be?See I’m really torn with this question. Part of me thinks itd be nice just to go in my sleep, with a heart attack or something. Its quick and painless you know.But equally I wonder if it would be better to maybe, like, have something where I knew I was gonna die. Because then I’d have time to try and do everything on my bucket list and say goodbye to everyone. Also maybe at that point I’d welcome death lmao.

8. What are your current goals?Idk? Im waiting on A level results which I really hope I’ve done well in.I hope to make lots of new friends at uni and learn how to look after myself quickly I guess. I dont know.

9. Do you like someone?I like a lot of people 😆

10. Who was the last person to disappoint you?Im really not sure??? There arent many people I expect anything from and even then my standards are pretty low. So like, I dont really get disappointed by people, only occasionally by situations.

11. Do you like your body?I could hate it a lot more, but I wouldnt say I’m happy with my body or general appearance. I struggle a lot with my features and my weight and the scars I have (which is ridiculous but thats what mental illness is)

12. Can you keep a diet?I mean if I wasnt on the diet im on rn (with lots of restrictions) id probs be in hospital 😂

13. If the whole world was listening to you right now, what would you say?Honestly id pass out under the pressure of it 😂 idk, id tell them all to take a chill pill but no one would listen.

14. Do you work?Nah, i had 3 jobs at once last yeah but now I’ve ended up with none.

15. If you could choose only one food to eat for the rest of your life what would it be?Either garlic bread or chocolate I cant decide!

16. Would you get a tattoo?I’m v much planning on getting one in the near future so yh!!

17. Something you dont mind spending all your money on?Plane tickets.

18. Can you drive?Yeah! I havent driven since I passed my test, but hopefully I havent forgotten how to that quickly!

19. When was the last time someone told you youre beautiful?…I cant remember. Thats depressing (not that I blame them).

20. What was the last thing you cried for?Argh I have no idea why I was crying, my brain just wasnt doing its job so everything made me stressed and sad.

21. Do you keep a journal?I keep a blog for diary posts but besides that nah

22. Is life fun?If you allow it to be, yeah

23. Is farting in front of people irrelevant?Tf is that supposed to mean? I guess if you know the person well it is.

24. Whats your dream car?I dont know about Dream Car, id have to research it loads to decide what my absolute fave it. Although rn I’d really love a ‘67 VW beetle bc theyre small and cheap on insurance 😂

25. Are grades in school important?My own grades are super important to me, (to the point its probably unhealthy) but in terms of how the people around me do, it doesnt really matter to me. I mean, I want everyone to do well, but I dont judge people based on it.

26. Describe your crush.She’s funny and all around awesome and interesting and good at deep convos and beautiful and way out of my league.

27. What was the last book/movie that really impressed you?The last one I read called The Bell Jar. It was unlike anything I’ve ever read and made me think about a lot of things. Also I related a lot with the main character.

28. What was your last lie?Eh, probably “im fine”.

29. Dumbest lie you ever told?Idk?? I only keep track of the good lies 😉

30. Is crying in front of people embarrasing?It shouldnt be but yeah, I try my best not to.

31. Something you did and are proud of?Umm, idk im p proud of playing basketball and representing my region/training with england. But i quit that so 👏 dicks out for my regrettable decisions 👏

32. Whats your favourite cocktail?Never had one

33. Something you are good at?Annoying people and being clingy 😂 also maths ig

34. Do you like small kids?It depends on the child, the day of the week, the lunar cycle, my menstrual cycle, how hungry I am…Yh legit sometimes I hate them sometimes I love them.

35. How are you feeling right now?Great omg I just got my best friend to watch mamma mia and now shes high on life next to me.

36. What would you name your daughter/son?🤐 there are a couple of names for girls I like and like 2 boys names? But i dont wanna say bc theyre embarrasing.

37. What do you need to be happy?Good company, good food and possibly music.

38. Is there someone you want to punch in the face right now?Theres always at least 3 people I would love to punch 😂

39. What was the last gift you recieved?My best friend got me a necklace and I almost cried its so beautiful

40. What was the last gift you gave?The gift of my company @only-slightly-dangerous 😉😉😉

41. What was the last concert you went to?I went to to see Amber Run in february

42. Favourite place to shop at?Um, as in shop? A place called blue banana probs (england’s hot topic smh)

43. Who inspires you?Kaitlyn Alexander bc they helped me to understand who I am and how I feel and to be loud and proud about it.And Luke Cutforth bc he’s so open about his mental health and struggles with self harm but hes so happy now.

44. How old were you when you first got drunk?18 lmao

45. How old were you when you first got high?It aint happened yet (and i dont really want it to)

46. How old were you when you first had sex?It aint happened yet smh

47. When was your first kiss?As far as im concerned never

48. Something you want to do until the end this year?What….does this mean….? Idk???

49. Is there something in the past you wish you hadnt done?It’s more stuff I wish I had done tbh. I suppose I said things I shouldnt have or got too involved in drama, but you kinda need all that secondary school shit to learn from it

50. Post a selfie.Lmao nah fam

51. Who are you most comfortable around?My best friend by a mile. Privacy who?

52. Name one thing that terrifies you.Abandonment without explanation.

53. What kind of books do you read?Anything non fiction about medicine/being a doctor/disease/psycopaths.Besides that whatever has been recommended.

54. What would you tell your 12 y/o self?1. Youre gay2. You and I both know you arent joking about being “a dude trapped in a girls body” stop laughing it off and confront it.3. Stand up for yourself.4. Chill out.5. Laugh a lot more omg

55. What is your favourite flower?It’s between petunias and roses

56. Any bad habits you have?Not answering peoples messages unless theyre Certain Person A or Certain Person B.

57. What kind of people are you attracted to?Ones that are out of my league and could kick my ass apparently. Also ones that are kind, listen and think a lot I guess

58. What was the last thing you cried for?Already answered

59. Is there something you dont eat? A food that truly disgusts you?I dont eat loads of stuff bc my guts hate me 😂 but besides all that I’m actually the worlds least picky eater. The only thing I dont like is raw tomato. Thats it.

60. Are you in love?I wish

61. Something you find romantic?All the clichés ngl 😂 just anything that says “i love you” or “i was thinking about you” really

62. How long was your longest relationship?Like 4 months? Barely long term.

63. What are 3 things that irritate you about the same sex?Oh jeez i hate these theyre so stereotype-y1. Bitching2. Not supporting each other3. ….?

64. What are 3 things that irritate you about the opposite sex?1. Not supporting each other2. Massive egos3. Yelling

65. What are you saving money for?Uni so I dont starve to death!

66. How would you describe your bad side?Hmm, idk, it depends what someone did to get on my bad side. I’d say stubborn, bitter and angry tho usually.

67. Are you actually a good person? Why?I could be wrong but I think so long as someone has morally good intentions they are usually a good person, whether they always succeed or not. So yeah, I like to think I am.

68. What are you living for?My friends and the hope I have for my future.

69. Have you ever done anything illegal?Piracy? Thats it.

70. Do you like your money?….did I type this question wrong or??

71. Have you ever made someone feel bad about themselves intentionally?Okay, the honest answer? Yeah. When I was a lot younger and less mature and someone said something that hurt me, I tried to retaliate with equally hurtful comments. I like to think I wouldnt do that now.

72. Ever sent nudes?Lol no

73. Have you ever cheated on someone?Hell no

74. Favourite candy?All candy hates me 😂

75. Is there a blog you visit everyday or almost every day? Tag them.Yeah @oneshappyplace knows I regularly spam her with notes in search or Quality Memes (im so sorry)

76. Do you play any computer games? Whats ur fave?Nah, as if I have time 😂

77. Favourite TV series?Argh I canny choose? I love the IT Crowd, I love supernatural, I love Sherlock, I love in the flesh…

78. Are you religious? Does God exist?I’m not religious and personally I don’t believe there’s a god or higher power but I could be wrong.

79. What was the last book you read? Did it impress you and why?The Bell Jar. See 27.

80. What do you think about vegetarians and veganism?I respect it I guess? At one point I was p much a vegetarian until I had to restrict my diet sooo. Tho I could never be one now, let alone a vegan.

81. How long have you been on tumblr?Too long 😂😂😂 Like 3 or 4 years?

82. Do you like chinese food?Love it!

83. McDonalds or Subway?(Never been to subway so) McDonalds.

84. Vodka or Whisky?(Never had whisky so) Vodka.

85. Alcohol or Drugs?(Never had drugs so) Alcohol.

86. Ever been out of your country?I’m currently in the USA so yeah 😂

87. Meaning behind your blog name?It’s p self explanatory and also v true

88. What are you scared of?Abandonment, deep water, knives, toys with battery packs.

89. Last time you were insulted?Ugh, probs like when I met up with a load of school friends for our leaver’s ball.

90. Most traumatic experience?I’d rather not answer that lmao (plus itd take a long time to type)

91. Perfect date idea?Chilling and listening to each other’s favourite songs while coexisting and eating fast food 😂 that or ikea ngl

92. Favourite app on your phone?Tumblr. Even though I hate it, it also keeps me sane.

93. What colour are the walls in your room?White and blue.

94. Do you watch youtube? Who is your favourite youtuber?I love so many youtubers omg. Lukeisnotsexy, mileschronicles, realisticallysaying and filthy frank are faves

95. Share your favourite quote.Pick your fights.

96. What is the meaning of life?To live life to the fullest so youre happy and have minimal regrets. Also to be kind and helpful so even if you dont change the world you might help someone else to.

97. Do you like horror movies?I think….? But I’m not good at watching them alone 😂

98. Have you ever made your mum cry? What happened?Eh…again, would rather not answer (we got some nice supressed memories here)

99. Do you feel lucky or special in any way?I’m still totally in awe of how lucky I am to have met my best friend from 3000 miles away. Like, the probability of it was so so slim and yet here we are.

100. Can you keep a secret?I think so yh! It’s something that I consider super important.

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pitz182 · 6 years ago

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Is AA Too Religious for Generation Z?

Are today’s mutual-aid recovery groups ready to satisfy Generation-next?“More than any other generation before them, Gen Z does not assert a religious identity. They might be drawn to things spiritual, but with a vastly different starting point from previous generations, many of whom received a basic education on the Bible and Christianity. And it shows: The percentage of Gen Z that identifies as atheist is double that of the U.S. adult population.”Released early this year, Barna Group’s Generation-Z Report (Americans born between 1999 and 2015) surveyed over 2,000 13 to 18-year-olds. The oldest of this generation turn 20 in 2019.According to AA’s most recent triennial membership survey, 1% of AA is under 21—that’s about 20,000 sober teenagers in AA rooms right now. What’s my personal affinity with this demographic? It’s two-fold: I have two millennial children and one 18-year-old stepson; secondly, while I am a grey-haired Baby Boomer, I was a teen at my first 12-step meeting. My 20th birthday was 1980, three months shy of my fourth anniversary clean and sober.I was a second-generation AA member and—like Barna’s youth focus group—my worldview seemed incompatible with the old fogies of 12-step rooms. My mother mused about finding god’s will for her from meditation or her daily horoscope. She was such a Virgo, you know. Horoscopes, higher powers, legends of Sasquatch, these were all fictional symbols as far as I was concerned. Reasonable people didn’t take such constructs literally, did they?Bob K, like me, is a second-generation AA. He’s currently between historical book projects; Key Players in AA History will soon have a prequel. Bob’s follow-up research will produce a book about pre-AA addiction and treatment. At age 40, Bob made it into AA as a result of his dad 12-stepping him. He also was uncomfortable with the emphasis on "God." “When I was a month sober, it was ‘God-this, God saved me’ and I was going to put my resignation in. I didn’t think I could stand it in AA any longer. I went to the internet of the day—which back then was the library—and I looked for non-religious alternatives to AA. They had them in California but nothing in Ontario Canada. So it was AA or nothing. If I tried to brave it alone, I’d be drunk; I knew it.”Today, Bob enjoys the likeminded company at his Secular AA home group, Whitby Freethinkers, which meets in the local suburban library just East of Toronto. If I were confronting addiction/recovery as a teen today, I wonder if I would go to AA or NA? If AA was once “the last house on the block,” today it’s one house in a subdivision of mutual-aid choices. Today, newcomers have access to Refuge Recovery, SMART Recovery, Secular Organizations for Sobriety (SOS), or Medically Assisted Treatment, none of which existed in the 1970s.On Practically Sane, therapist Jeffrey Munn states: “I like to take a practical approach … I’m not a fan of the ‘fluff’ and flowery language that is often associated with the world of psychology and self-help.” Jeffrey came into the rooms at 20, stayed sober for 2 ½ years, relapsed, came back and is now 13 years clean and sober.“I was mandated to three 12-step meetings per week to stay in the program I was in. Since I was young I have been agnostic. I wanted to find a higher power that was common sense-based, but in the rooms I felt pulled towards a more dogmatic spiritual idea of higher power. Back then, I needed to come up with my own conception of what was happening on a psychological level." Recently, Jeffrey wrote and published Staying Sober Without God: the Practical 12 Steps to Long Term Recovery from Alcoholism and Addiction.“I looked at SMART Recovery,” Jeffrey tells The Fix. “I looked at Moderation Management, too—that one struck me as being an organized resentment against AA—I wasn’t feeling it. When it comes down to social support and a practical plan of action, it’s hard to beat 12-step programs. What I try to teach is: if you don’t buy into any kind of a supernatural higher power, navigate the 12-step world, filtering the god-stuff out, working the program in your own way; there is lots that really works.”Barna reports, “Nearly half of teens, on par with Millennials, say, ‘I need factual evidence to support my beliefs.’” Jeffrey hopes Staying Sober Without God—which joins a growing secular 12-step recovery offering—offers the rational narrative today’s youth crave. Barna calls today’s youth “the first truly post-Christian generation [in America].”Certified Master Addiction Counselor David B. Bohl of Milwaukee understands the value of other-oriented care. David tells The Fix: “As head of a 20-bed coed dual-diagnosis treatment center, emerging adults, 18 to 25 years old, came into our care. I wouldn’t say that they universally shrugged off the 12-step approach but almost universally, in reaction to our volunteers, alumni, and traditional AA community, younger clients didn’t want what the volunteers and alumni had. And I wouldn’t say it was the religiosity always. Sometimes it was an age-thing or life approach. So, our recovery management function became that much more important in terms of building individualized treatment that suits everyone.“In the USA, 75% of all residential treatment centers identify as 12-step facilitators,” David tells us. “In the simplest form, our job is to introduce people to the language and the concept of the 12 steps and then to introduce the clients to support groups or people in support groups when they are discharged from acute care.Where trauma is involved—religious trauma in particular—traditional AA language and rituals trigger that shame they feel from negative formal religion experiences.”Let’s put this overbearing religion caution to a real-life test: Suwaida F was the second oldest of 11 children to Somalian refugee parents who fled to Canada in the 1980s.“In Kindergarten I didn’t have to wear a hijab; my parents weren’t super religious. I went to an Islamic school in grade one. It was normal for teachers to have belts with them, they would hit you; child abuse was normalized. They didn’t really teach us that much math, science, history. The Islamic teachers weren’t that educated. My parents took me out and put me in public school. Then, some of my mom’s Somalian-Canadian friends started moving their kids to Egypt. My friends would stay in Egypt two years, finish the Qur’an and the girls came back wearing burqas and head-scarves. Some Muslim friends would come to school in their hijab, take them off and put them back on when they went home. We called them The Transformers.My parents really wanted us to learn the Qur’an; I don’t speak Arabic, so it was difficult. And I never believed it. I asked my mom and dad, ‘How do you know that this stuff is real?’ They got frustrated and mad and said, ‘Don’t ever ask that question again.’ I knew it wasn’t real. Mom got more and more religious. Pictures of her at age 19 -- she wore no head-scarf when she was my age. My mom expected me to be religious and I rebelled. I had to leave home.”Suwaida misses her sisters. She feels unwelcome in the family home unless she is dressed in the Islamic custom and that wouldn’t be true to herself. Away from home, Suwaida found the welcoming community she craved in the booze and cocaine culture.“It wasn’t a matter of having no money; I had no sense of hope. People at work didn’t know I was hopped from shelter to shelter at night. One winter I was told, ‘Suwaida, you’ve been restricted from every youth shelter in the city of Toronto.’” As addiction progressed, Suwaida recalls an ever-descending patterns of compromises, bad relationships and regrets.“Today, it’s like I still never unpack my suitcase; I’m always ready to go.” During a stay at St. Joe’s detox, Suwaida went to her first NA meeting.“At 7 PM, a woman spoke. I made it clear that I thought it was stupid; I wouldn’t share. At the end, everyone was holding hands to pray and I said, ‘I’m not holding any of your hands.’ I didn’t go back. When I was discharged, I went drinking at the bar with my suitcase, not knowing where I was going to stay that night.My second meeting I consider my first, because I chose it. I thought I should go to AA. I googled atheist or freethinker AA to avoid a repeat of my NA experience. I found Beyond Belief Agnostics and Freethinkers Group on the University of Toronto campus. I went there last February. For a while, I had wine in my travel-mug, and I didn’t say anything. In August I felt like the woman beside me knew I was drinking, and I ask myself, ‘What am I doing?’ So, my next meeting, I went sober. I’ve been clean and sober ever since.”Despite the child-violence of Islamic school and rejection from her family, Suwaida isn’t anti-theist. “I do believe in God or in something. I feel like I’m always looking for signs. I don’t believe in a god in the sky but to say there’s nothing beyond all this doesn’t make any sense to me. Sometimes the freakiest things happen. Maybe it’s because I’m a storyteller, I try to make a story out of everything; you think of someone, then they phone you, is that random?I feel a part-of in secular or mainstream AA meetings. My self-talk still sounds like, ‘Don’t share Suwaida, you have nothing to add.’ Maybe it comes from not being able to express myself when I was growing up. I have no sense of self. I guess I have something special to offer but I don’t know how to articulate it. It’s hard; I have limited self-confidence.”“Give them their voice; listen to them,” is Kevin Schaefer’s approach. He co-hosts the podcast Don’t Die Wisconsin. He’s also a recovery coach.“I’ve been in Recovery 29+ years. I’m a substance abuse counselor and I got into addiction treatment through sober living. When I started working in a Suboxone clinic, I came to realize that AA can’t solve everything. I always come from a harm reduction standpoint: meth, cocaine, benzos; I ask, ‘Can you just smoke pot?’ and we start building the trust there.Medically Assisted Treatment (MAT) is geared towards this generation. Most kids coming through my door know a lot about MAT, more so than people in AA with the biases and stigma that they bring. Kids sometimes know more than the front-line social workers. Their friends are on MAT, that’s how they gather their information (not to say their information is all correct). But a lot of therapists don’t understand medication. Medication can be a ticket to survival out on the streets.”The Fix asked Kevin his opinion on the best suited mutual-aid group for this generation.“Most of the generation you’re talking about walks in with anxiety and defiantly won’t do groups.” We talked about the role of online video/voice or text meetings for a tech-native generation. “Yes—where appropriate. Women especially, because from what I’ve seen, most females have suffered from trauma. I have heard women who prefer online recovery; that make sense to me. I’ve been to InTheRooms.com; as professionals we have a duty to know what’s out there. And there are some crazies online.If someone has an Eastern philosophy bent, I’ll send them to Refuge Recovery; I’ve been there. If I can, I’ll set them up with somebody that I know can help them. And let’s not forget that some youth, if Christianity is your thing, Celebrate Recovery is amazing — talk about a community that wraps themselves around the substance user. There are movie nights, food, all kinds of extracurricular activities. The SMART Recovery Movement? Excellent. SMART momentum is building in Milwaukee. They are goal-oriented and the person gets supported whether they’re on Suboxone or, in one case I know, micro-dosing with LSD for depression; they’ll be supported either way. My goal with youth is: ‘Try to get to one meeting this month; start slow.’ Don’t set the bar too high and if they enjoy it, then great.The 12-step meeting I go to, it’s a men’s meeting. There are people there on medication and they don’t get blow-back. I wish more of AA was like this. When I came in, almost 30 years ago now, I saw all the God-stuff on the walls and I thought, ‘Nah, this isn’t going to work’ but thank G… (laughs), thank the Group of Drunks who said, ‘You don’t have to believe in that.’ The range in my meeting is broad—Eastern philosophy, Native American practices, Yoga, I was invited to Transcendental Meditation meetings at members’ houses. I was fortunate to fall into this group. You know, the first book my sponsor gave me was The Tao of Physics—not The Big Book—it was this 70’s book with Buddhism, Taoism, Hinduism, correlated to physics and contemporary science.”So, as to the question that kicked this off, some mutual aid meetings are ready to meet the taste of a new generation; results may vary. Who’s heard: “If you haven’t met anyone you don’t like in AA, you haven’t gone to enough meetings”?The reverse is true, also. If the peer-to-peer meetings I’ve sampled seem too narrow or dogmatic, maybe my search for just the right fit isn’t over. And if I don’t want a face-to-face meeting, there’s always Kevin’s podcast, virtual communities like The Fix, or I can order one of Bob or David or Jeffrey’s books if that’s more to my taste.

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alexdmorgan30 · 6 years ago

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Is AA Too Religious for Generation Z?

Are today’s mutual-aid recovery groups ready to satisfy Generation-next?“More than any other generation before them, Gen Z does not assert a religious identity. They might be drawn to things spiritual, but with a vastly different starting point from previous generations, many of whom received a basic education on the Bible and Christianity. And it shows: The percentage of Gen Z that identifies as atheist is double that of the U.S. adult population.”Released early this year, Barna Group’s Generation-Z Report (Americans born between 1999 and 2015) surveyed over 2,000 13 to 18-year-olds. The oldest of this generation turn 20 in 2019.According to AA’s most recent triennial membership survey, 1% of AA is under 21—that’s about 20,000 sober teenagers in AA rooms right now. What’s my personal affinity with this demographic? It’s two-fold: I have two millennial children and one 18-year-old stepson; secondly, while I am a grey-haired Baby Boomer, I was a teen at my first 12-step meeting. My 20th birthday was 1980, three months shy of my fourth anniversary clean and sober.I was a second-generation AA member and—like Barna’s youth focus group—my worldview seemed incompatible with the old fogies of 12-step rooms. My mother mused about finding god’s will for her from meditation or her daily horoscope. She was such a Virgo, you know. Horoscopes, higher powers, legends of Sasquatch, these were all fictional symbols as far as I was concerned. Reasonable people didn’t take such constructs literally, did they?Bob K, like me, is a second-generation AA. He’s currently between historical book projects; Key Players in AA History will soon have a prequel. Bob’s follow-up research will produce a book about pre-AA addiction and treatment. At age 40, Bob made it into AA as a result of his dad 12-stepping him. He also was uncomfortable with the emphasis on "God." “When I was a month sober, it was ‘God-this, God saved me’ and I was going to put my resignation in. I didn’t think I could stand it in AA any longer. I went to the internet of the day—which back then was the library—and I looked for non-religious alternatives to AA. They had them in California but nothing in Ontario Canada. So it was AA or nothing. If I tried to brave it alone, I’d be drunk; I knew it.”Today, Bob enjoys the likeminded company at his Secular AA home group, Whitby Freethinkers, which meets in the local suburban library just East of Toronto. If I were confronting addiction/recovery as a teen today, I wonder if I would go to AA or NA? If AA was once “the last house on the block,” today it’s one house in a subdivision of mutual-aid choices. Today, newcomers have access to Refuge Recovery, SMART Recovery, Secular Organizations for Sobriety (SOS), or Medically Assisted Treatment, none of which existed in the 1970s.On Practically Sane, therapist Jeffrey Munn states: “I like to take a practical approach … I’m not a fan of the ‘fluff’ and flowery language that is often associated with the world of psychology and self-help.” Jeffrey came into the rooms at 20, stayed sober for 2 ½ years, relapsed, came back and is now 13 years clean and sober.“I was mandated to three 12-step meetings per week to stay in the program I was in. Since I was young I have been agnostic. I wanted to find a higher power that was common sense-based, but in the rooms I felt pulled towards a more dogmatic spiritual idea of higher power. Back then, I needed to come up with my own conception of what was happening on a psychological level." Recently, Jeffrey wrote and published Staying Sober Without God: the Practical 12 Steps to Long Term Recovery from Alcoholism and Addiction.“I looked at SMART Recovery,” Jeffrey tells The Fix. “I looked at Moderation Management, too—that one struck me as being an organized resentment against AA—I wasn’t feeling it. When it comes down to social support and a practical plan of action, it’s hard to beat 12-step programs. What I try to teach is: if you don’t buy into any kind of a supernatural higher power, navigate the 12-step world, filtering the god-stuff out, working the program in your own way; there is lots that really works.”Barna reports, “Nearly half of teens, on par with Millennials, say, ‘I need factual evidence to support my beliefs.’�� Jeffrey hopes Staying Sober Without God—which joins a growing secular 12-step recovery offering—offers the rational narrative today’s youth crave. Barna calls today’s youth “the first truly post-Christian generation [in America].”Certified Master Addiction Counselor David B. Bohl of Milwaukee understands the value of other-oriented care. David tells The Fix: “As head of a 20-bed coed dual-diagnosis treatment center, emerging adults, 18 to 25 years old, came into our care. I wouldn’t say that they universally shrugged off the 12-step approach but almost universally, in reaction to our volunteers, alumni, and traditional AA community, younger clients didn’t want what the volunteers and alumni had. And I wouldn’t say it was the religiosity always. Sometimes it was an age-thing or life approach. So, our recovery management function became that much more important in terms of building individualized treatment that suits everyone.“In the USA, 75% of all residential treatment centers identify as 12-step facilitators,” David tells us. “In the simplest form, our job is to introduce people to the language and the concept of the 12 steps and then to introduce the clients to support groups or people in support groups when they are discharged from acute care.Where trauma is involved—religious trauma in particular—traditional AA language and rituals trigger that shame they feel from negative formal religion experiences.”Let’s put this overbearing religion caution to a real-life test: Suwaida F was the second oldest of 11 children to Somalian refugee parents who fled to Canada in the 1980s.“In Kindergarten I didn’t have to wear a hijab; my parents weren’t super religious. I went to an Islamic school in grade one. It was normal for teachers to have belts with them, they would hit you; child abuse was normalized. They didn’t really teach us that much math, science, history. The Islamic teachers weren’t that educated. My parents took me out and put me in public school. Then, some of my mom’s Somalian-Canadian friends started moving their kids to Egypt. My friends would stay in Egypt two years, finish the Qur’an and the girls came back wearing burqas and head-scarves. Some Muslim friends would come to school in their hijab, take them off and put them back on when they went home. We called them The Transformers.My parents really wanted us to learn the Qur’an; I don’t speak Arabic, so it was difficult. And I never believed it. I asked my mom and dad, ‘How do you know that this stuff is real?’ They got frustrated and mad and said, ‘Don’t ever ask that question again.’ I knew it wasn’t real. Mom got more and more religious. Pictures of her at age 19 -- she wore no head-scarf when she was my age. My mom expected me to be religious and I rebelled. I had to leave home.”Suwaida misses her sisters. She feels unwelcome in the family home unless she is dressed in the Islamic custom and that wouldn’t be true to herself. Away from home, Suwaida found the welcoming community she craved in the booze and cocaine culture.“It wasn’t a matter of having no money; I had no sense of hope. People at work didn’t know I was hopped from shelter to shelter at night. One winter I was told, ‘Suwaida, you’ve been restricted from every youth shelter in the city of Toronto.’” As addiction progressed, Suwaida recalls an ever-descending patterns of compromises, bad relationships and regrets.“Today, it’s like I still never unpack my suitcase; I’m always ready to go.” During a stay at St. Joe’s detox, Suwaida went to her first NA meeting.“At 7 PM, a woman spoke. I made it clear that I thought it was stupid; I wouldn’t share. At the end, everyone was holding hands to pray and I said, ‘I’m not holding any of your hands.’ I didn’t go back. When I was discharged, I went drinking at the bar with my suitcase, not knowing where I was going to stay that night.My second meeting I consider my first, because I chose it. I thought I should go to AA. I googled atheist or freethinker AA to avoid a repeat of my NA experience. I found Beyond Belief Agnostics and Freethinkers Group on the University of Toronto campus. I went there last February. For a while, I had wine in my travel-mug, and I didn’t say anything. In August I felt like the woman beside me knew I was drinking, and I ask myself, ‘What am I doing?’ So, my next meeting, I went sober. I’ve been clean and sober ever since.”Despite the child-violence of Islamic school and rejection from her family, Suwaida isn’t anti-theist. “I do believe in God or in something. I feel like I’m always looking for signs. I don’t believe in a god in the sky but to say there’s nothing beyond all this doesn’t make any sense to me. Sometimes the freakiest things happen. Maybe it’s because I’m a storyteller, I try to make a story out of everything; you think of someone, then they phone you, is that random?I feel a part-of in secular or mainstream AA meetings. My self-talk still sounds like, ‘Don’t share Suwaida, you have nothing to add.’ Maybe it comes from not being able to express myself when I was growing up. I have no sense of self. I guess I have something special to offer but I don’t know how to articulate it. It’s hard; I have limited self-confidence.”“Give them their voice; listen to them,” is Kevin Schaefer’s approach. He co-hosts the podcast Don’t Die Wisconsin. He’s also a recovery coach.“I’ve been in Recovery 29+ years. I’m a substance abuse counselor and I got into addiction treatment through sober living. When I started working in a Suboxone clinic, I came to realize that AA can’t solve everything. I always come from a harm reduction standpoint: meth, cocaine, benzos; I ask, ‘Can you just smoke pot?’ and we start building the trust there.Medically Assisted Treatment (MAT) is geared towards this generation. Most kids coming through my door know a lot about MAT, more so than people in AA with the biases and stigma that they bring. Kids sometimes know more than the front-line social workers. Their friends are on MAT, that’s how they gather their information (not to say their information is all correct). But a lot of therapists don’t understand medication. Medication can be a ticket to survival out on the streets.”The Fix asked Kevin his opinion on the best suited mutual-aid group for this generation.“Most of the generation you’re talking about walks in with anxiety and defiantly won’t do groups.” We talked about the role of online video/voice or text meetings for a tech-native generation. “Yes—where appropriate. Women especially, because from what I’ve seen, most females have suffered from trauma. I have heard women who prefer online recovery; that make sense to me. I’ve been to InTheRooms.com; as professionals we have a duty to know what’s out there. And there are some crazies online.If someone has an Eastern philosophy bent, I’ll send them to Refuge Recovery; I’ve been there. If I can, I’ll set them up with somebody that I know can help them. And let’s not forget that some youth, if Christianity is your thing, Celebrate Recovery is amazing — talk about a community that wraps themselves around the substance user. There are movie nights, food, all kinds of extracurricular activities. The SMART Recovery Movement? Excellent. SMART momentum is building in Milwaukee. They are goal-oriented and the person gets supported whether they’re on Suboxone or, in one case I know, micro-dosing with LSD for depression; they’ll be supported either way. My goal with youth is: ‘Try to get to one meeting this month; start slow.’ Don’t set the bar too high and if they enjoy it, then great.The 12-step meeting I go to, it’s a men’s meeting. There are people there on medication and they don’t get blow-back. I wish more of AA was like this. When I came in, almost 30 years ago now, I saw all the God-stuff on the walls and I thought, ‘Nah, this isn’t going to work’ but thank G… (laughs), thank the Group of Drunks who said, ‘You don’t have to believe in that.’ The range in my meeting is broad—Eastern philosophy, Native American practices, Yoga, I was invited to Transcendental Meditation meetings at members’ houses. I was fortunate to fall into this group. You know, the first book my sponsor gave me was The Tao of Physics—not The Big Book—it was this 70’s book with Buddhism, Taoism, Hinduism, correlated to physics and contemporary science.”So, as to the question that kicked this off, some mutual aid meetings are ready to meet the taste of a new generation; results may vary. Who’s heard: “If you haven’t met anyone you don’t like in AA, you haven’t gone to enough meetings”?The reverse is true, also. If the peer-to-peer meetings I’ve sampled seem too narrow or dogmatic, maybe my search for just the right fit isn’t over. And if I don’t want a face-to-face meeting, there’s always Kevin’s podcast, virtual communities like The Fix, or I can order one of Bob or David or Jeffrey’s books if that’s more to my taste.

from RSSMix.com Mix ID 8241841 http://bit.ly/2B5JhVm

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emlydunstan · 6 years ago

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Is AA Too Religious for Generation Z?

from RSSMix.com Mix ID 8241841 https://www.thefix.com/aa-too-religious-generation-z

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therealestatesparkblog · 6 years ago

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Stop Building Garages: How Driverless Cars Will Affect Real Estate

Driver-less cars are going to change alot, and if you havent been actively reading about this, then its most likely going to happen much faster than youre expecting. At first glance, there may not seem to be much overlap between the auto industry and the real estate industry, but the impacts and infrastructure changes from this technology will be felt by everyone. As investors, its our responsibility to understand changes as far out in advance as possible so we can adapt to progress and mitigate new risks. Just about everything in this article takes place across the next 1530+ years, which may seem useless to some. However, if youre currently buying 30-year mortgages then youve got commitments that fall well within this transition period, and these changes will affect you. Having a better understanding of the future can be massive risk-mitigation tool against getting caught off guard when changes negatively affect you. Driving Will Change Where People Want to Live Because Cars Will Commute for Us Imagine you could wake up at 6 a.m. and crawl into your car and tell it to head to work while you got back to sleep. In two hours, youre there, youre safe, fully rested, and you arrive at work on time without having to deal with traffic or the monotonous task of driving. This is not science fiction. In fact, based on todays technology, this isnt even far fetched. This is science inevitability. So how does this affect real estate? Well, think of all the people who dont want to live in Washington D.C., Los Angeles, or New York City. What if they could live an hour or two outside the city and commute to work without losing any real time out of their day? How might this affect home values in a city when people can commute there easily without having to live there and without making any sacrifice to do so? It doesnt even have to be this extreme, either. Lots of people would be willing to commute for one hour each way if they didnt have to drive. This creates a lot of space between a city hub and the places people can live without taking on the financial burden of city costs. Might home values in a city go down when the necessity to live close by is reduced? Maybe cities will create an even larger price premium for those who can afford to live there while the masses are forced to commute an hour or two each day from poorer suburbs. Cars Will Be the Next Rental Real EstateOwning a Car Will Be a Luxury Car ownership is going to be a thing of the past before you know it. Sound crazy? Its not even a secret in the auto industry. Did you know that Ford, the oldest car company in America, has announced its going to stop selling cars and just sell trucks and SUVs? How can they do this? Thats a lot of cars to give up on selling unless they dont expect to lose that many sales. Companies who host ride sharing like Uber, Waymo, and Lyft are developing fully autonomous vehicles and are building fleets to replace personal car as we speak. General Motors is building a mass-market, fully autonomous car right now that will not be sold to the public. It will be only be used as part of a ride-sharing platform and available (supposedly) in 2019. That means two of the biggest auto manufacturers are starting to just flat-out not sell their products to the public. This is a signal of really big change. Owning a car isnt really that expensive, but there is zero return on investment. Its only an expense. However, once cars can finally drive themselves 24-hours a day, all while producing income, the value of ownership will go through the roof. The most likely scenario is that Uber will sell unlimited-use passes by the month, and we will all happily give up car ownership in trade. Itll be on-demand, easy, fast, and awesome. It may sound far fetched, but people will happily give up car ownership in the not-so-distant future when the cost savings become obvious. The value of any business is based on its income production. If you think cars are expensive now, imagine how much more they might cost when its a guaranteed profitable purchase. Related:Your Car is an Expensive, Health-Sucking, Time-Wasting Machine. So, Ditch It! Those with means to own their personal cars will create a moat between social classes. These days we might see a Ferrari and say, Oooooh, that person has money! Look at their fancy car! In the future, someone driving a Camry might get similar treatment: Ooooooh, that person has money, they can afford to have a personal car!!! Lots of people in America buy their own homes, and some own an extra house as a rental. The volume of landlords is relatively small because owning a house requires capital, resources, knowledge, risk mitigation, etc. In the future, cars will be the new rental real estate; people with means will still own their cars, and a few will own an extra car. The second car will drive itself around as part of a ride-sharing platform and produce income, just like a taxi, but passive.

Remember That Extra 900 Square Feet Everyone Had to Add to Our Houses to House a Car? What Were They Called? Oh Right, Garages! Why would you need a garage if you dont own a car? What value does a garage provide? Storage, for sure: We get to put our unsightly water heater there, the Christmas decorations, and the treadmill that my wife just had to own. Is that all worth the space and cost that a garage requires? Not likely. So will garages be a premium in the future, or a nuisance? More likely itll fade from importance in middle-to-low-end housing and continue in luxury homes. This problem is already being tackled with large parking garages. It might be a bold claim to say you wont need your garage in 20 years, but the world really wont need massive multi-level parking garages. Efforts are already being made to find out how to convert these spaces into light retail, office, storage and other amenities. Its not going to be feasible to tear down all that concrete, but it will be imperative to find something useful to do with all that space. Currently we pay a premium for garages because they are a highly sought after convenience. However, when the majority of people dont own cars, will that garage command a premium? Or will it be a detriment? Whats the Land Underneath a Gas Station Worth? Some of the most valuable land you can find is sitting underneath a gas station, and for good reason. Corner lots with good road access on busy cross streets serve a lot of cars and provide tons of ancillary needs. (Where else are we supposed to buy Slim Jims?). This infrastructure has been built up over decades and billions of drivers, but at its core it really relies on one thing: the internal combustion engine. Electric cars, however, dont need gasoline (surprise!). Youll charge at your home and probably at work. So how often are we going to need a gas station then? Hard to say, but the fact is, people will use a lot less gasoline, and my assumption is they will use gas stations much less. Now, obviously, some operators will find competitive advantages to survive, but many will not. And in rural areas, we should expect this problem to be much worse. A complete halt on gasoline sales is unlikely, because there are still uses for the product: small engines, generators, non-EV-conformers, etc. Thats a pretty weak position to hold onto though. Lots of industries are long gone, but still have niche support. Walmart will still sell you a CD Walkman (I saw one recently for $30!), but you wouldnt use that example to highlight the value of compact discs. Related:7 Sharing Economy Side Hustles Real Estate Investors Can Use to Earn Extra Cash When gasoline sales do slow, what will gas station owners do? I personally think most will go away, but not before suffering increasingly diminished profits as they experience the decline. Many will sell their businesses because of this, and what will their assets be worth? No one wants to look at a declining income statement trend and then pay top dollar. What about all the stores attached or adjacent to gas stations that capitalize on the heavy traffic? Ive heard of no great solutions to these questions, but that wont stop the impending takeover of autonomous and electric cars. How Long Will All My Daydreaming Take to Come to Fruition? If you dont read often about this topic, then its likely that this transition will happen much sooner than you would guess. People hear about autonomous cars and say, Itll never happen. Well, never will begin in 2020 when both General Motors, Ford, and others start to produce mass-market autonomous cars. What happens when every cab and Uber driver across the country goes jobless in a few short years? Ride sharing platforms will replace car ownership, as I mentioned earlier, and it will start next year. GM has publicly announced plans to build cars not sold to the public. They will only be part of their ride sharing platform.next year.How will home values be affected when waves of mass unemployment start? Take everything Ive mentioned so far and apply it to truck drivers as well. In fact, they will be unemployed first, as autonomous 18-wheelers are already being used in the UK. Unfortunately, I have no good advice for how to adapt to this, but anticipation and being proactive about change should help. For the Itll never happen camp, they will not take any measures to protect themselves and it will cost them dearly. What I dont want to convey here is not to buy a house with a garage because you might not need one in 30 years. Thats silly, but maybe get used to the idea of not needing one in the future. Sleeping in our cars is what poor college kids do when they are really stretching, but in 10 years it might be a feasible temporary option instead of stretching to rent an apartment. Twenty years ago smartphones didnt exist, now I cant go three minutes without touching mine. Its important not to get too confident of what is normal, as you may get caught stuck in the past. You dont need to have an MBA to know that businesses who refuse to participate in new technology go under. The board members at Blockbuster obviously had a strict head-in-the-sand policy. Dont be like Blockbuster. Embrace and adapt to changing technology.

What do you think? Am I on to something? Where do you see the future of garages and personal vehicles? Share below! https://www.biggerpockets.com/renewsblog/stop-building-garages/

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beardedwinnerobject-blog · 6 years ago

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""For an fha home mortgage what is a rough estimate of how much we can get, me and my wife combined make?""

69,000 a year, we have a car payment at 325, student loans total of 460 a month, a credit card payment of 15 a month with a balance of only 30 left, other than the normal cell phone bill and utilites car insurance etc that basically all we have , my credit score is a 688 , and my wifes will soon be around a 640 so we have the required score for an fha loan""

Names of good CHEAP! Auto insurance companies in New York State ?

I'm trying to look for cheap insurance companies for my bf who is way over the age of 25 and had two accidents. Due to the accidents from the past, their charging him an exorbitant amount. Could you please name a few.""

Car insurance for 17 year old male?

I am learning how to drive, and am looking at what cars would best suit me in terms of cheapness and how cheap to insure. I have looked at a few online quotes for a few cars being, 2001 peugeot 206 1.1, ford fiesta 1.2 1997, cheapest was 4 grand from post office. I know i haven't pasted my test yet, but i want to have a rough idea how much it will cost me. These quotes are madness i cannot afford that, i will be paying for this car myself and insurance myself, i work part time and will have to save. Is there any special classes i can take that would lower my insurance? I have heard of special night classes or something along those lines. What cars would be best for me looking at? Also are older cars or cars with higher mileage cheaper to insure? Many thanks :)""

How much would this monthly payment approx be?

A new car that was a total cost of 16 thousand dollars. Monthly payment would be around 140. Plus full coverage insurance?

Vw Lupo S insurance group 1.4L?

What insurance group would a 1.4L Lupo be in. Also roughly what price would it be in that group. Im 17 and after a quote with no modifications.

Best term life insurance quotes?

where is the best site to get term life insurance quotes?

Is it illegal to drive a car that has insurance but I'm not?

My dad has insurance on his car under his name but I'm not insured. Can I drive his car or is it illegal. Please help. Oh and I live in California.

Who took over an insurance company?

who now administers insurance policies previously administered by american health and life insurance company of new york

My mother needs a LOT of dental work! Whats the best insurance to inquire about?

She needs teeth pulled (many of them will need to be surgically removed) and dentures...what would be a good insurance that would cover a good portion of the cost? We live in Florida...

How do I get insurance for my child?

I have a son who is 1 and i have no clue how to get him dental insurance.?! He has the state insurance. But I have been trying to get my job to aplrove me for an insurance plan, but i keep getting denied and wont be elegibe til October. What do I do?""

Business Insurance Quote?

Can anyone give me an idea of what insurance I may have? Im doing a b-plan, and insurance companies wont give me a quote yet. heres my info: Beverage Company, we buy our beverage from 3rd party manufacture. First year revenue: 1,000,000 Employees: 4 (1 owner) Annual Wages w/owner: $150k w/o owner: $120k 1 company owned van for local distribution and marketing driven by employee and owner Renting a 2500 sq. ft office space, we will have about $30k of product and $10k office equipment Southern California, I need the general liability, commercial, workers comp, umbrella, and anything else i may need? A good enough number for me to throw down in my general number-running in trying to figure how much money I need to assmble would be so helpful! Thank you!""

Most Reliable and Affordable Car Built Between 1995-2001 ?

Mercedes c-class ?

""Allstate motorcycle insurance, am I covered?""

I am going to purchase a motorcycle soon but unfortunately for my age, insurance is much too high. It is about $5000 a year since I am 18 years old. What I want to know is if my father can put the bike in his name and have it fully covered but with me as the rider, will it still be covered? If I were to get in a crash would the bike still be covered even though the bike is under his name and not mine? Am i covered or will I be forced to pay $5000 a year so I can legally ride the bike?""

""Is there a GOOD, HONEST, RELIABLE, AFFORDABLE Health Insurance (in TN), that individuals can acquire?""

I have a job that has an option for health insurance, but the insurance in terrible & expensive. My boss has agreed that if we can find a good health insurance company, that he would be willing to pay 1/2 of our premiums. There are too many health insurance companies out there & not all of them are just for individuals or small businesses. If you know of one, please tell me. I live in Tennessee (East TN). Thank you!""

Can anyone recommend affordable homeowners insurance?

I live in Muscatine, IA. I am interested in either national or local companies. Anyone have a company or policy they think is a good deal? Who has the friendliest agents? Thanks!""

Buy individual family heath policy - what to look for -?

hello, i wanted to buy a individual insurance for my family and please advise me a good company my family = myself(31),wife(29),and kid (1yr). -- i got some online quotes. but could you please let me know what are some of the things to look for while shopping for a individual family insurance.. basically, my expectation from a policy,is something that covers my kids doctor visits at no cost and should be acceptable in best hospitals and doctors office.""

Affordable health insurance?

I am a 40 yr old female who lives in washington state and I have never been sick or in the hospital and never drank or smoked.I am 4ft11 and 160 lbs so I am overweight.I need help in finding some affordable health insurance.I went down today to apply for washington basic health and they told me that no more applications were being taken.Now what do I do.I cannot afford exspensive Health insurance.I only make 1,200 a month if that.I need insurance so I can get a physical witch I have never had.I haven't been to a doctor since a kid.can someone tell me if there is any good health insurance for under 100 a month that covers things like physicals and if I had a heart attack,stroke ect...please help me find a good insurance for a low price.""

Full Coverage Insurance Alaska?

Hey, I'm just wondering what the minimums are for full coverage required by a lender in the State of Alaska, lookin to finance a 2007 prius 45k. Thanks :)""

Insurance for a 2005 Infiniti coupe for a 16 yr old in Houston area?

I'm about to turn 16 and am starting to look at cars. Does anybody have an Infiniti coupe and how much is it to insure? I'm just north of Houston if that is a factor

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Car modifications and insurance?

Hey I'm young with my first car so insurance is high. What modifications will either not affect my premium or affect it by a little. Thanks

Does sprint phone insurance cover a cracked iPhone 5c screen?

Help! My Daughter dropped my new iPhone 5c and the screen totally shattered!! Is this covered??

Car insurance declaration?

hi my car was recently hit from behind by a third party at the time my brother was driving using his own insurance everything has been sorted out by the insurance company's do i need to declare this on any future car insurance quotes? i was the only named driver on the policy but my brother is fully comp on his own insurance my brother was taking it to swap cars over with his in his garage with my permission to drive the car

Pass Plus lower insurance?

Ive passed my driving test and looking to get a car. The plan was to get a car and put my dad as the first named driver and add me on. From what ive found its around 2800+ which is a lot of money. My driving instructor says Pass Plus is a good idea for when you pass your test, will it lower my insurance? Or is it just a myth?""

Health insurance for the poor in California?

Does anybody know how to get some kind of free health insurance in Los Angeles? I lost my job and want to go to school full time but I need health insurance. Med-Cal told me you have to be 65 or disabled

Speeding ticket in D.C. (4 points) affecting Virginia driving record and insurance rate?

I received a speeding ticket (42 in a 25-mile/hour non-school zone; 4 points according to the D.C. DMV website) a week ago. I'm licensed in Virginia. I assume D.C. will notify the Virginia DMV and will trasfer the four negative points to my driving record. I haven't had a ticket since 2003 and currently have five positive points on my record. It is the maximum number of positive points allowed in Virginia. QUESTION 1: Will my State Farm insurance policy go up? Even if not, I will take a safe driver course to offset the four negative points. QUESTION 2: Do I want to wait until the four negative points post on my driving record before I take the course? Thank you in advance for taking the time to reply.""

Co-op smartbox for young drivers?

I am 18 and considering going through the co-op box scheme for young drivers. Everything about it looks great (I've gone from quotes of 6000+ to 3000!) but there's one area that concerns me - I can't imagine I'll be confident enough driving any time soon to be a wreckless driver, but I intend to go on holiday around Scotland with my friends in the summer where I'll be driving for a long time. I was wondering whether this might affect my insurance premium. So for example if I drove around 5 hours a week, consistently, for a few months, and then went on a road trip and drove for 30 hours one week, would this raise my premium? I ask because on the quote page it asks for how long I'll be driving on a weekly basis. Do any current customers happen to know whether they care at all? Thank you in advance! :)""

Is it necessary to buy rental car insurance even though i have my car insurance policy with me?

i have a car and have taken...if i take a rental car , then my auto insurance...""

First car - insurance for modifications?

I have an 03 corsa, 1.2. How much extra would insurance companies charge if i ONLY put on a new front and rear bumper, and side skirts? Its a small car, small engine, it has security (immobiliser) so would it make it go up much? Thanks.""

Buying life insurance for unemployed adult son?

I have a 24 year old unemployed son who works only temp jobs when they are available. I'd like to make sure he's covered if anything happens to him - what's the best route to take? I live in California, he lives in Ohio. Can I add him onto my job's insurance policy, or will I have to purchase it some other kind of way?""

How much would car insurance cost?

I'm an 18 year old male that just got my license and I live in California and my parents pay about $70 a month for each and I was wondering how much it would cost for mine since I'm a new driver and I'm planning to get an 2006 Honda Accord, How much would be the cheapest car insurance for me?""

What is a good long-term health insurance policy for international stays?

I am planning to move to Germany in spring and require acceptable, long-term and affordable coverage. What is a good company and policy for me to look in to? I've seen several offers but only one I could afford because it had a deductible of 10k$. Is there better?""

About how much will my auto insurance be a month?

im about to turn 16 and im getting a 2010 camaro ss. and i dont care for yalls opinions u dont need a car that fast or ur spoiled just answer the question and i live in texas

Progressive car insurance?

my mom is planning to get progressive car insurance , and they told her that it's going to cost her 81$ per month (I think) , and I am 18 years old and I wanna know how much will it cost if they add me to that insurance?""

Is insurance expensive for a Motorcycle?

I want to get a 1982 Yamaha Virago and was wondering how much is the insurance? Im 23 years old

Lowest insurance rates?

What happens if you get pulled over with a suspended licence but you have SR-22 Insurance?

I live in California and these days its getting harder and harder to get away with things with DMV. Does anyone know what happens if you get pulled over with a suspended license? I received a DUI on March 1st 2007 and have been driving with out a license for almost 4 years but Ive always had insurance and registration, and now they have a completely different department for registration which slowed up the delivery of my 2011 tags. Now Im driving around with no tags, suspended registration, and suspended license but carrying SR-22 insurance. Its all in the mail and getting sorted out but with these furlough Fridays its slowed the process of obtaining everything even more. What happens if I get pulled over?""

Car insurance payout question?

SO I WAS IN A CAR ACCIDENT, I WAITED 90 DAYS TO GO TO THE DOCTOR, I JUST THOUGHT THE PAIN COULD HAVE BEEN FROM ANYTHING,. ON TOP OF THAT, II HAVE NEVER LIKED LAWERS, OR DOCTORS, AND I HAVE NEVER BEEN ONE TO TRY TO GET OVER ON OTHERS. BUT AS THE WINTER BECAME SUMMER, AND THE WEATHER STARSTED TO BREAK, THE PAIN WAS STILL THERE. SO I DECIDED TO SEEK A DOCTOR FOR PAIN IN MY RIGHT SHOULDER AND RIGHT KNEE ANYWAY TO MAKE A LONG STORY SHORT. THE INSUREANCE COMPANY SAID, I WAITED TO LONG, AND THEY GAVE ME AN LAME OFFER OF 500, MY LAWYER THOUGHT ITS WAS A JOKE, SO MY LAWER TOOK THE CASE TO COURT FOR 25 THOUSAND. AND WE ASKED FOR A JURY, AND I HAD 4 PEOPLE THAT WAS GOING TO TESTIFY ON MY BEHALF, NOW THE INSURACE COMPANY HAS MADE AN OFFER, SO...............MY QUESTION TO THE EXPERTS IS,,,,,,,,,,,,,,,,,,,,, WHAT DO U THINK THE 2ND OFFER WILL BE, AND SHOULD I TAKE IT

Do I need insurance to buy a used car?

Wisconsin- I will be buying a new car this week (2004 Monte Carlo). My license is currently suspended, do I need to get insurance for it before I bring it home? (My mom will be driving it home for me)""

What is the cheapest auto insurance in texas ?

How much would insurance be for a 16 year old with a 2008 G6?

Me and my dad went looking for cars and he said that he would buy me a 2008 G6 but I have to pay for insurance, with full coverage. Any idea how much it would be? And if so, where can I get the cheapest insurance.""

""If you need health insurace, are you going to be able to afford Affordable Care?""

I had high hopes for the Affordable Care Act (nicknamed Obamacare). it was supposed to give all Americans access to healthcare and be affordable enough so we could all still eat and have a roof over our heads. Premium prices depend on where you live, and I live in one of the higher-priced areas, but OMG! Their premiums are more expensive than I've ever seen, and then you have to pay a chunk to see the doctor or get a prescription or go to the hospital... I don't see any savings or advantages anywhere. So what about you, if you aren't covered by health insurance and were hoping to get it under the Affordable Care Act? Can you afford it?Will you be able to actually afford to go to the doctor after paying the premiums?""

Insurance on motorcycle ?

It would be a Kawasaki ninja zx6r it is a 2006 and 600 cc engine.. I am 16 and live in northwestern Pennsylvania... I would get minimum coverage.. I would also be adding on to my dads car insurance plan and I would be getting a 20% discount for good driver etc. About how much do you think the insurance on it would be?thanks

My car insurance is too high under parent's name?

My sister added her car under my mom's insurance and they pay for both cars $347 dollars 6 months for just liability coverage. When I tried to add myself to my mom ...show more

How can I get auto insurance in my name when the car is registered in someone else's name?

My mom currently has a loan on my car in her name in California. My car is registered in California, but because my husband is active duty military, we relocated to South Carolina. Is there a way I can obtain insurance in my name without being a registered owner?""

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Auto Insurance in Indiana?

I have had Progressive for many years and no claims.We do deserve cheaper rates because of our age and driving record and low mileage. I recieved a much lower quote from Indiana Farmers Mutal Insurance. I have a 2000 Tahoe that is like right off the show room floor and I understand most companies are allowed to relace parts from a junk yard or for much lower than would it would cost unless it is under 2 years old. Has anyone placed a claim with either of these companies and what was your satisfaction? Because of the condition of our Tahoe, which is perfect and just over 30 thousand miles and a limited edition, who has ideas on the best auto insurance out here in Indiana?""

Speeding tickets and insurance?

If I just got a ticket for speeding today and would like to take it to court, will it appear on my insurance statements right away or do I actually have to be found guilty and THEN it will appear on the statements?""

Lying to insurance company?

The other night I hit into a pole in a parking lot and no one saw, and caused the pole no damage. However, the front of my car has a small damage. Money is tight. What if I were to tell my insurance company that I did not know how it happened and I'm looking to repair it...""

What is the cheapest insurance for young drivers?

Who will pay the medical and funereal fees?

My boyfriends son was killed by a man who ran a red light. His son was NO way at fault. The man has 15,000 coverage on his insurance (california) and that's it. Bare minimum, so now what is done with the 35,000 left for costs not paid by medical ins ect... I feel it would be so unfair for him to have to pay for the costs when his son has passed away, so not fair.""

""What is the cheapest auto insurance company in the province of New Brunswick, Canada? HELP!?

I have a new car - 2007 Nissan Versa

What will it cost for insurance on a 2004 or 2005 325i for a 16 and a half year old?

I'm looking to buy my own car this summer and need to know how much more money I need for insurance. I don't want any comments like you shouldn't be getting such a nice car this young but I've made all the money I need forit and am paying for it in full. Thanks Any estimates for a year would be great

Car insurance question?

I am British and my wife American. We will be relocating to the US soon. Will my British driving licence be sufficient to be a 'named' driver on my wife's car insurance?

Can I get really cheap insurance for my bike if I only use it for a couple of weeks per year?

I live in Argentina, and only go back to the U.S. for a few weeks out of the year. What's the cheapest way to insure my motorcycle while I'm there?""

""How can i get umbrella liability insurance,without home insurance?

I only have fire insurance.please help.urgent.AAG

Cheap insurance for a sixteen year old girl on suzuki 124cc maurder?

living in limerick ireland

How much do you pay a month for your health insurance?

Is it a PPO? What company are you with? I haven't had health insurance for most of my life and am now shopping around. I have a very bad attitide about doctors and insurance... :) Oh, well. I just got a quote from Aetna-basic $187 a month-you have to spend 5K before the hospitalization kicks in and I can't remember the copay. And plan to get a quote from Anthem Blue Cross and, also, Blue Shield of California (2 separate companies here.) Ugghh! Any advice would be appreciated. If I'm going to go the effort to get insurance I don't want some fly by night whatever, but I am really so ignorant of this stuff. Thanks for any input.""

How much does is cost to become a driver in the UK?

I'm weighing up the pros and cons of learning to drive over my reliance on public transport. I want to take account of everything, (insurance, cost of average car, etc). I figure 20 for provisional license. About 800 for lessons (40 x 20), plus another 150 for the test, 50 for the theory test. What other things do I need to consider each year? (I'm approximately 30 years old, if that matters)""

Temporary classic car insurance for 17 year old in the uk?

I am 17 and have passed my driving test, so hold a full UK license, i wan't to borrow my dad's classic car for a day, to take my date to the the end of year prom. Is it possible to get temporary insurance for me for just a day? without adding me to the actual car policy? It is a Triumph Spitfire 1500. Thank you for your ideas.""

What car insurance company is offering me a better deal?

I'm 21 years old, and I'm thinking of upgrading my 2005 Chevy cavalier to full coverage. United auto insurance wants $186 down and $147 monthly for 6 months. My current company wants $262 down and $131 a month, for 9 months. Which company is the better deal? Should I even get full coverage for a 2005 cavalier?""

What car insurance do you have and do you like it?

Would you recommend it to me. I dont need a bundle i dont own a home yet, im getting my first car in a couple months and im confused about which insurance to pick.""

Teenage insurance discounts help!?

Is there a difference between the discounts for insurance for someone who has an a average compared to someone who has a b average?

Would my car be an insurance write off?

my automatic gearbox has gone on my car and cost of repair is 4000 supplied and fitted this is more than the cost of the car please help

We res the cheapest place to get car insurance?

How come my insurance is going up?

My mom just told me that the insurance company is raising my insurance by like 168$(6 month pay day) and I dont know why. I havent gotten a ticket, pulled over or anything. I mean at school I get parking infractions and stuff and it says ' your license plate has been reported to the police department' but ive gotten multiples of those and have friends that have gotten way more and nothing happens. So I want to know a reason on why the insurance would be going up. Thanks""

What to do with my auto insurance?

hello I plan to give my 18 year old daughter my car and I plan to get another car. Does anyone know how does this work. I mean I not only will be putting her on my insurance but I will be adding another car. Will I have to pay double because of this? Or would it be cheaper for her own insurance and if I should leave the car I am giving her in my name or put in her name?

What do you buy first- the car or the insurance? In Oregon.?

Last year, I sold my car. Since I did not have a car, I stopped my insurance. Now, I am ready to buy a car again, via a dealership. Do I have to already have the insurance, or do I wait until I purchase the car to buy the insurance?""

Where can I apply for free or low cost health insurance?

Im a poor student that works less than 20 hrs a week. I am a permanent resident (not a citizen). Please help. I think im going to die soon (see my other question). I also live in montgomery county maryland if that helps

I am 19 years old and live in a suburb of Illinois. How much will my car insurance be on a 2001 Nissan Xterra?

Insurance for a mustang?

All the insurance sites I have seen require me to register, and add my personal details before get a quote, and i do not want to do that. so i will ask for your opinion. I am 25, just got my drivers license, and have a 1997 mustang. I am in Louisiana. How much would the basic insurance be? I have never been in an accident, and the mustang is just the basic model. I need the cheapest coverage, and do not plan to use full coverage, because the car is not worth that much.""

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sparklyeaglepoetry-blog · 6 years ago

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Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

"Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr

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I've lived w. my mother all my life and gradually she has gotten more and more unorganized leading to disgusting living conditions. I have always kept my room together and received good grades to move on and out of my mothers house. In 2008 during my first week of college , I was diagnosed with a disease called Lupus. I was removed from the Boston College campus and forced to take time off of school. Since this, my return to school has been an long and difficult process. I am now 20 cooping well with the disease and attending night school. I have very little income and I was denied SSI as well as state insurance. As I am in the process of reapplying I find it hard to remain in my mothers living conditions in that no matter how I keep my things separate I have still accumulated unsanitary conditions. I dont know where to go for help and I am afraid of the stress I am experiencing causing me another flare and long hospital visit. I live in Rhode Island and have tried the welfare and community health care route. The only success I receive is hospital health care and a few doctors who are willing to discount my mandatory visits. Sometimes I feel like the only thing that is keeping me health is my faith and religion. As my relationship with God grows stronger I also find my self stuck in my situation. I know I would do well living on my own and getting into a regular routine I would just need a small boost of medical and financial support through any means available in the area. Any suggestions will help :) God Bless.""

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i already have car insurance with my first car but i have just bought another. to insure it on my current insurance is expensive. iv looked at other insurance companies and its cheaper to insure with them. Am i allowed to have a different insurance company for each car?

How much money can I expect to recieve from my insurance company after my car is declared a 'total loss'?

I was rear ended (not at fault) the other day my car was totaled. My car was a red 1999 Ford Taurus SE with 146,000. At first i was happy it was gone, but im now starting to think im not going to receive very much for it from my insurance company. It had recently failed the state(MA) inspection and needed some work (about $500 to pass). I looked up the Kelley Blue Book private party value in fair condition and it gave me an estimate of $1,450.... Really? Thats it?""

I am looking for health insurance for my 9 year old son and i?

in the state of tennessee. any suggestions for max coverage, min cost and no hassles. we were on cigna with my wife but she is now on disability, brain cancer and cobra is killing us. thanks and merry christmas.""

What is some good cheap car insurance for young adults between the ages of 18-24?

And I mean car insurance that you don't have to pay over 100 dollars for.

Does any insurance co. in the state of Georgia suppose to give you car insurance if the title isn't in yo name?

What exactly does car insurance cover?

If I left my car out in the rain with the sunroof and stuff open and my car suffered water damage because of it, would I be screwed? Or would the insurance help pay for the damages or just compensate me for a new car?""

Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

How do I get cheap or free insurance coverage?

I am only working part-time and have no money. I also have no insurance. You may have noticed my last post about testicular cancer. I am obviously in need of immediate medical attention. How do I get cheap, affordable, or free insurance so I can cover the probable costs coming up?""

What is an insurance credit score?

My husband insists since we bought a new (used) car and our son is getting his own car that we need to get insurance quotes. I think we are getting great rates now and dont think it will make much difference but he insists. Anyway the insurance agent I contacted, who I've known since 1st grade, asked for our license numbers to run our driving record (which both should be fine), claim history (we have had one property and one collision claim in the past few years) and our insurance credit score. We have had problems financially in recent years and so our credit score is really bad. We are about to file bankruptcy. I'm wondering what the insurance credit score is and will our current financial situation cause the quotes to be high. I don't even want to mess with getting quotes because I think our rates are very reasonable already but my husband insists we need to shop around. I just don't see how we can save anything when our rates are already just a couple of hundred with full coverage. And I hate the fact that you have to give so much personal information to someone who you are just asking for a quote (in my opinion an estimate) from.""

New health insurance law I'm so confused?

My husband is half Indian so he can go to the Indian clinic whenever he wants and it's free. Does that mean he still needs insurance?

Where can I find affordable health insurance in the state of New York?

Will insurance be cheaper for our 2010 Hyundai Elantra than our 04 Tahoe?

We just bought the Hyundai Elantra yesterday and were looking to see how much of a difference we could expect .

Will my car insurance rates go up if i crashed a car as a valet?

backed into another car as a valet. My company has insurance. The insurance exchanged was my bosses, and the other 2 parties involved (car I was in and the car that was hit). My license number was taken down and I received a traffic ticket. Oh well. My real concern is does MY insurance ever find out about this? Or is it all on the company's insurance?""

""An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the com?""

An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the company spends $30 per year to service such a policy, the probability of total loss for such a home in a given year is 0.001 and you assume either total loss or no loss will occur, what is the company's expected annual gain (or profit) on each such policy? I think maybe 300$?""

My car insurance is ridiculous!?

I am entering my 4th year of driving (22 yr old) with absolutely no claims and even with comparing market my car insurance goes up every year. New comparison has come out at over 2500 quid! I drive a 2.2 diesel but even on a little 1.0 aygo or similar car it is over a grand. Has this happened to anyone else? I'm going to quit driving. I have paid out over 8000 in insurance premiums with no claims and it is getting increasingly difficult to save for a house as you need around 30000 for a deposit.

Is Foremost Auto Insurance good insurance?

I am looking at switching to Foremost for my auto insurance and was wondering if anyone had any comments or experiences about auto insurance through Foremost Insurance company.

Average cost of car insurance ?! 20YO?

I'm a 20 year old female , I'm about to get my own car insurance . What's the average monthly cost for someone my age with just an old beater car?""

How come different auto insurance agencies charge different prices for the same insurance company?

yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam

16 yo male car insurance cost?

I will be driving my moms 2011 ford fiesta i have taken drivers ed i live in Ohio and the good student offer wont use how much does drivers ed take off

Can anyone tell me where to get cheap auto insurance with a suspended license?

What's average price for moped insurance?

thinking of a getting a 125cc cobra, i'm 18 and recently passed my CBT. Can anyone please tell me how much i'd be looking at paying?""

Whats the cheapest health insurance for adults ?

im 19 yrs.old have never had health insurance me an my husband need health insurance bad whats a good insurance company thats cheap ? he has juvenile diabetes an smokes i on the other hand do not !

""CAR QUESTION: If a car is registered in my name, will it be costly for my INSURANCE?""

I am 21 years old and I am planning to buy a used on so that it will not be expensive for my insurance. WHICH OF THESE IS BETTER: -Register the car with my name and pay like 3 thousand dollars for the insurance or. - Register it with the name of my Dad. If it is registered with my Dad's name in it, will that be cheaper to my insurance?""

Can I get car insurance if I don't have a SSN? Will that cost more?

Guys, I'm an international student who is about to go to California in the upcoming September. Currently I'm holding a international driver's permit and a valid driver's license from my home country. I want to purchase a car and get myself covered by the insurance asap upon my arrival. But as a alien, I won't be eligible for a SSN before next year, so I can get insurance without it? If the the answer is yes, will that cost more if I have a SSN? Furthermore, anyone know if I can get car insurance just on my international driver's permit? Thank you in advance!""

Can you buy health insurance for only your baby?

we need insurance for our one year old,we did have the state welfare insurance for the first 11 months,now shes 13 mos. and her dad is working but no insurance for a couple more months and what if she gets sick and more shots will be needed soon,so can you buy insurance for only a baby or do you have to have an adult on the plan also""

How much will State Farm raise insurance for a toll violation?

I didn't have any money on me so the attendant wrote down my license plate number and I went through. Here in Florida it counts a s a moving violation and is 3 points on your license. It's my dad's car, so I assume the points will be put on his license unfortunately. How will this affect his rates?""

How much is the insurance for having an average motorcycle?

I'm 19 years old and living in Santa Monica, CA. I have driver's license and sometimes I drive my parents' car but i don't have an insurance and car yet. I just want to know how much it will be payed for a year for like Harley Davidson or something.""

Does anyone know of a good health insurance?

I broke my wrist 2 years ago and ive been meaning to have it fixed. It healed cruked and the pain bothers me from time to time. Does anyone know of a good health insurance that would imedietaly cover this injury. I have no insurance and want one but dont know which one will help me the most.

I have a ??? about car insurance?

hey last saturday i wrecked my car...totaled. well i still owe about 3000 left on it so of course i had full coverage ins on it will ins company give you retail value or trade in value it was a 2000 stratus and i had about 109000 miles on it and have had a lot of work done on it i did have a cracked winshield that was not cause of the wreck about how much money am i looking at???

If the law didn't require you to buy car insurance...?

how many people would buy car insurance?

16 year old male car insurance question?

My mom has Gieco car insurance. I was wondering how much car insurance would be for me on a 1998 Jeep Wrangler with a security system, and 4x4 drive. I tried to get a quote yesterday on the fone but they made me wait like 40 minutes so i hung up and it never works online so please help me.""

""In CA, would my mom's car insurance cover my car?""

I live with my mom in California and we both have cars. I just bought mine recently under both mine and my mother's name but do no have it insured. My mom does have insurance though. I got in a little fender bender a couple days ago but when the report got filed, I got a citation for not having my own car insured. What I mean to ask here is, if my mom has car insurance and my car is under her name as well, would her insurance cover me, therefore leaving the citation void?""

Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

Will my car insurance go up?

I got my first driving ticket for going 75 in a 65 and didnt use my blinker and it was a 170 dollar ticket. Will that make my insurance go up? if so how much?

Should I report my car accident to my insurance company?

It was actaully me rear ending her car on my motorcycle. We exchanged insurance info so I know whe is going to report, but do I have to report it also? My bike was just scratched on the cheap plastic part and I only have liability. I know my insurance will go up either way""

Insurance componies that cover transgender?

Does anyone know of any insurances that cover transgender medical needs (specifically ones to do with being transgender)

Question about car insurance in London?

My sister has gone overseas for a few weeks and has left her car at my house where I am taking care of it. I am not insured so I don't drive it. My housemate has insurance on her own car, would she legally be allowed to drive my sisters car? I heard somewhere that she could drive it, but she'd only have 3rd party coverage. Is that true?""

Do i have to be on my dads insurance to take the road test?please answer im desperate:(?

Hi, i live in Florida,im 18 no matter what im trying to do my dad finds a way to not make it happen,and im starting college Monday and i have to drive myself and i made an apponitment for this Friday to take the written exam and the road test,my dad went to go put me on the insurance today, and he told me that they told him i cant be on his insurance because quote from my dad that he was told by the insurance ladie im a girl,im under 21, and i live with them. or they have to pay $3,000 he said its florida direct or florida no-fault for his insurance. does this sound like hes lying to me or is this all true? Thank you.""

Best as in cheapest auto insurance company in California.?

I have a perfect driving record, but i'm not currently insured because I'm looking for someone else... Had allstate.. any suggestions?""

How much does insurance cost for old/classic cars cost?

I am 15 and and a half, and I live in New Mexico, here you get a drivers license at that age. Anyway, my parents got me a 1977 oldsmobile vista cruiser (my dream car) and I know insurance for older cars are cheaper, how much (average) would it cost and could you recommend insurance companies which you think is best""

What is cheaper in car insurance...?

An old fiat punto or a new fiat punto

Can i get insurance then put modifacations on my car?

Hi i am getting a mk 2 golf and will be modding it out with rims tint lights and lowering suspension. If i get the insurance quote at 4grand and then put the mods on the car is it a year of cheap insurance or do i need to tell them i have altered the car? Thanks.

Why is my car insurance the same price?

My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!

Would the car insurance cost more than this car?

I'm thinking of buying an old car for $300 maybe a bit more I have my eye on a few cars like a Vauxhall. I heard car insurance is very expensive maybe a months cost of insurance will cost more than the car?!?! What price i'm I looking at?

Is the auto-insurance claim information shared if I switch the insurance company?

Hi! I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y? Thanks!""

Car insurance help !!?

well you know how if your paying for your car monthly the insurance is more money because the car isnt fully paid for yet, well is there any insurance companies that don't make ...show more""

Which is the best Health Insurance and Car insurance in NYC? if you know the answer to each or any let me know

Thanks.... Car insurance i am looking for the cheapest as far as health insurance i am considering HIP PRime but not sure if its good.. if you know about hip let me know if thats a good choice.. only reason why i might choose that is because there are no copay and no deductibles :) FREE lol but i want to make sure its a good choice... besides the obviouse.. take care and i am thanking you in advance for your advise

Why didn't GW make an effort toward affordable health insurance for the Americans w/o any?

Should I consider getting health insurance??

I am 22 and have no health insurance. I am a pretty healthy person and don't have to see the doctor often. I just think it's a waist of money to get health insurance unless it's for accidents or something like that because in order to get an affordable monthly premium then your deductible is going to be high. I may never reach the deductible, but still have to pay the premium. So should I just pay out of pocket when I do need to go to the doctor and just consider getting a high deductible plan or should I just go ahead and pay a higher monthly premium for a lower deductible. (Remember I don't have to see the doctor very often, I'm relatively healthy)""

WHERE CAN I FIND SHORT TERM BIKE INSURANCE?

I want to sell my 125cc bike and I want to put it through an MOT before I do sell it, to do that I need tax and to buy tax I need insurance but I don't want to buy a 12 month policy.""

Cheap health insurance for college students?

I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""

Where to go for cheap car insurance for a young driver?

I am 16 yr old and passed my test 1 month ago! I have done my pass plus too! The best quote i have found is $1200 and that is without telling them i have done my pass plus! It was also for third party fire and theft! Can someone recommend a cheap insurance company. Thanks!

What is the best car insurance place for a 2004 mitsubishi eclipse GT??

im trying to find a low monthly payment on insurance for the mitsubishi most i found have been about 300 i know there cheaper out there tha why im asking maybe if someone owns one and how much they pay.. im a female so it gonna be a lil cheaper neways but im 20 so it gonna be a lil higher can anyone tell me please thank you

What's the cheapest auto insurance for 20 year old male?

Which company

Is it legal for me to drive my friends car with my own insurance?

So my friend and I bought a car, however he does not have insurance yet, and I have comprehensive, liability and theft insurance for my own vehicle which is a Honda, now while I use his car, would it be legal for me to drive the car using my own insurance card? I have a notarized letter from my friend that I am allowed to use the car.""

16 and my parents don't have car insurance!?

hi there! I need some help! :( I am sixteen, g1 and next year i am planning on getting my own car.. thing is, i am under 18 so i cannot get my own car insurance. So to get my own car before i am 18.. how can i get insurance if my parents do not have any insurance policies to put on me. They do not drive, or even have their licence, and all of my family live in different cities hours away, and my sister does not drive. So i have no one to put my insurance under. Any options or advice, how do i go about getting my car insured by next year! :) Thank you!""

Temporary car auto insurance in California?

Hi guys, I thought of using my friend's car for a month and half since he will be out of station. I was wondering what would it take or rather how to address the insurance issue. Is it possible to get a temporary insurance for a month or is it possible to add my name on to his insurance for a short term? Either ways, how much would it cost ! Also would be great if you guys can enlighten me on some of the providers here.""

Car insurance rates?

i am a 23 year old male and have a 1993 lexus sc 300 auto 2 dr. i know for a male the rates go down when you hit 25 years old, but is there anything when you turn 23? doesnt it go down a lil. i have had 1 ticket for speeding in nov of 2005, but took that course online to get it off my record since it was my first one.""

Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

Life insurance question?

I am looking for term life insurance, meaning the rate would would locked for 30 years regardless of my husband and I getting older. I just have couple questions, i am hoping someone would shed some light: what does this mean??: The Select-a-Term provides a level death benefit term to age 95 also what does this mean? Current premiums are guaranteed level for the first 15 policy years. if i am selecting 30 years, why are they only guaranteed for 15 years? also, what else should I be looking for? thank you!""

""Im getting quotes for well over 4,000 for car insurance is this right?""

Im getting quotes for well over 4,000 for car insurance is this right? My grandson is 17 and has passed his Advanced driving test. He has a VW Polo. Would he be able to be put on my insurance as I have 5 years no claims. Would this lower his by much? He has also been driving cars/tractors around a farm since he was about 13 would this make a difference? Thanks""

Why is it so hard to get health insurance with an autoimmune disease?

I have rheumatoid arthritis and can't seem to find affordable health insurance. Providers see huge red flags when I tell them this. Right now I get all my healthcare with the county of Los Angeles, which is huge relief, but at some point I may want to leave the Los Angeles area. I have no idea what kinds of health care programs other states have for the lower income people. I am surprised that health insurance companies can get away with avoiding people with certain diseases, unless they want to pay huge premiums. Can someone explain this to me?""

Is there a dental insurance available for the self-employed?

I am a at home caregiver and I need a dental insurance that is affordable and covers most procedures...please help

Motorcycle accident - How much insurance money will I get?

I recently had an accident on my motorbike where a car did a U-turn in front of me and I went over the handlebars. I fractured my heel, broke a finger and tore the ligaments in my legs. I've been in pain since it happened and am only just getting well enough after 2 Months to walk without crutches. I have not had any sick pay as I work for agencies and have lost around 500 a week. This has almost caused me to lose my house. I want to know how much money I should expect to get as a payout? I'm not expecting to be back at work for a few weeks yet and I still have limited movement in my legs (I can't crouch down).""

""I'm 17, can a go under my parents insurance for my car?""

Hi, im going to buy my first car soon, im looking at a Pergeot 106, with a 1.4L engine. I've had a quote to insure it under my name, and lets say it's more than i can afford. So i know it's cheeper to under my parents insurance. Is this safe and how much would it cost for this car im looking at? My parents havnt had any crashes if this helps? Thanks so much""

What is the BEST LIFE INSURANCE to get?

Do you have a life insurance? I would like to get one but i dont know what companys are good and how much money.. I have ask state farm they have a 30-term policies and if u dont die by that time you get back all your premiums all the money u have paid. but is very expensive for 100k gotta pay about 45dls.

Car accident without insurance?

My 16 year old son had an accident in his 2013 Lexus ES350 a few weeks ago. I have been insured with Geico, however 2 days before the accident my coverage lapsed (I had to switch ...show more""

How long does it take to get a check from renters insurance?

Lightning just struck and destroyed all of my electronics, other than the TV :-) Xbox, Modem, Router, Computer, Printer, And a few other things. How long will I have to be without entertainment? I don't have cable or satellite so this sucks.""

Car insurance for a road-trip? HELP!?

My friends and I are going on a road trip for 5 weeks from San Francisco to New York and are thinking of buying a car for the duration that we're there. Obviously we'll need car insurance, however how would we go about it when we aren't American nationals and don't have an address there? We do have full British driving licences. ANY help would be much appreciated.""

Easy ways to save extra money on car insurance?

i am looking at buying a evo ix (for those who don't know, it is the quickest car under 50K) and i am just wondering how to save some money on car insurance. should i be listed as a part-time driver with a parent, as i am only 20 yrs old. ????""

Mustang GT for a teen? insurance question?

When i graduate from highschool my dad is going to buy me a mustang GT 2005 and i was wondering if it was a good choice. when i go to college i am goin to hav a job so will i be able to afford a mustang insurance? How much will it run about (estimate). Thx in advance, ~Key key24~""

Car Crash and Insurance Please Help?

Hi, Yesterday I got in my first wreck I am 16 and the fault of the accident was put on me even though the woman in front of me slammed on her brakes so fast that I didn't have enough time to slow down. Anyway, the car I hit was a tank of a truck, I didn't put a scratch on it but her trailer hitch rammed into the front of my car, smashing the hood and other things. The woman said she will not fill out the insurance thing since I did no damage to her car so that brings me to my first question. If she doesn't tell her insurance company, which she probably won't, do I have to tell mine? My parents and I really don't want my rates to go up and my dad will be so furious if they do. My second question is how much do you think it will cost to fix my car? It is a 2003 Mazda Protege... Please help I really need to know and if you give a good answer I will give you 10pts in a heartbeat :) Thanks""

Do you have to have vehical insurance?

do you have to have an insurance. I just want to use it for awhile.

My job doesn't offer me any insuance - what's the best affordable health insurance I can get?

Why are my health insurance rates so high?

what causes health insurance rate increases?

How can I price/estimate what my car insurance payment will be if I don't currently have a car?

I live in New Jersey. I haven't EVER had my own car insurance although when I was in high school I was on my parents' insurance. I am a 28 year old female. Thanks all!!!

How much does testosterone therapy cost per month?

I'm a young trans guy (almost 20) and I don't have insurance. It is important to me that I start hormone therapy while I am still in college, but I need to know if I can ...show more""

Old DUI and Insurance rates.?

Unfortunately I was a stupid kid and received a DUI in July of 2007 in the state of PA. Now after years of traveling and studying overseas I am living in California and about to buy a car in a few months. I am wondering if anyone knows whether or not this DUI will play a major role in getting insurance?

Should the young pay the same for health insurance as the elderly?

Why or why not?

Does motorbike insurance after a while make your car insurance cheaper?

I'm getting a motorbike nd plan on having one for about 4 years and then get a car later. I'm just wondering if it will make my car insurance any cheaper later on? WILL RATE BEST AND MOST HELPFUL ANSWER, THANKS!""

Can car insurance be in both my name and my wifes?

I just sold my car, and am waiting 3 months to buy a new car. My job requires that i have car insurance ( i dont know why since i dont drive for my job) I faxed a copy of my wifes insurance. Can my name be added on to the insurance, or do i need to get seperate insurance?""

Insurance for student?

I am currently a student, and saved up enough to buy a car, but the problem is the insurance. As a student, the insurance premium is very high since I have to be the primary driver. I cannot be under my parents insurance, I am not in good terms with them. Is there any way to reduce the premiums? I already did the driveres ed course which gives you a 10% discount. Do you know any cheap insurance companies? I am just looking for basic coverage. Thanks! PS - I live in Ontario.""

Additional insurance?

hi, i have been covered with cigna insurance 80:20 and i ve undergone miscarriage which costed me 2500$ after insurance. now i want to be careful as i am planning to conceive again. i ve listened that there will be additional insurance will helps to cut the cost of delivery. is it true?if it is can anyone of u sugest me the plans?""

""As an estimation, how much would an 18 year old have to pay for insurance on a Mercedes Benz?""

I am 18 years old, and I have a beautiful opportunity to buy a Mercedez Benz for incredibly cheap. Problem is, I cannot buy the car until I know whether the insurance would be affordable or not. I did get a DUI when I was 17 years old, but it was reduced down to a Reckless Driving charge, considering it was my first offense, and a minor one at that. I do not have anything else on my record, including my driving record. The car is a 2002 Mercedez Benz ML320 that just barely hit the mark for 114,000 miles the other day. I have tried looking for insurance quotes but they all ask how many miles I put on it annually and how many days I drive it to work and all that junk. I cant answer these questions because the car is not yet mine. So I turned to this website for help! Somebody please help me with just a simple but relevant estimate as to how much money I would have to pay for insurance on this car. I do not wish to have the car under double-coverage. Just the cheapest form of insurance that would still cover my car if I were to get in an accident. Please and thank you! :D""

Can anybody tell me where i can get cheap car insurance for my son he s 19 and has a full uk license?

https://www.linkedin.com/pulse/what-best-insurance-teens-california-who-just-starting-ethan-gay/"

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