#central toronto real estate

[if-you-fan-a-fire]

"INNES HAS A HABIT OF LOSING MONEY," Toronto Star. October 1, 1912. Page 3. --- Second Offence of Dropping Employer's Cash Leads to a Long Term. --- CASES IN POLICE COURT --- Two Men With Two Bags of Potatoes, Which They Say Were Given to Them. --- Though there was little force behind the blow which Thomas Petrie directed at Constable Young's face, Magistrate Denison chose to fine the intent rather than the act when the man came up in the Police Court.

"Was taking his name," Young stated, "when he struck me."

Petrie's two fines, for drunkenness and assault, were a dollar and costs. each, or thirty days, with time to pay.

The Sentences Grow. The sentences of Edward Innes have been somewhat disproportionate. This morning before Magistrate Denison, he admitted that while working as a collector for Joseph McQuilian's liquor store in Queen street west he retained $11.80 from the returns, and offered the defence that if he was given time he would refund the money and have it taken out of his wages.

"I lost it," he suggested.

"It's not the first time he's lost money," Crown Attorney Corley. commented. "A year ago when he was given $400 to buy Exhibition tickets he lost that. His term then was sixty days." Now, for the theft of of the much smaller amount, Innes will go to Central for a much longer term, four months.

Two Bags of Potatoes. Once more Charles Beamish, an aged character well known to the police, is charged with theft. Last night he was taken by Constable Ox-land, who saw him walking away with a bag of potatoes on his shoulder. A few paces behind was Lou Parsons, with a like load. The constable, knowing Beamish, went after the stranger first.

"Parsons dropped his load and ran," Oxland stated, "but I caught them both."

The charge is that the potatoes were stolen from a G.T.R. box car.

"Given to me," declared Beamish, confidently.

"Whom by?"

"Don't know his name."

"Where does he live?" "Don't know."

"Who is the kind man, anyway?" Magistrate Denison demanded, a bit impatiently.

Finally Beamish decided it was either the carmen or an officer of the M.O.H. Department. The couple remain in jail a week until they can give more definite information.

After arresting Mrs. Louisa Fifield as she came out of Eaton's. Detective Wickett want to her home at Prescott avenue, West Toronto, and a large quantity of goods, which the woman is charged with stealing.

When arrested with her 12-year-old daughter Queenie, Mrs. Fifield had an umbrella and six shirt waists which could not be accounted for by sales checks which could not be accounted for.

Ivy, another daughter. aged 15. working at Gillies' factory. 121 Prescott avenue, the police say, has admitted the theft of 11 neck scarfs, 197 neckties, 4 spools of silk, and a spool of brass wire.

The bundle of goods that the police recovered includes ribbons of all recovered in sizes, fancy lace bags, six umbrellas, lace, shirt waists, collars, hat plumes, and numerous small decorative articles. More were recovered this morning but none of the articles have yet been identified as coming from the Eaton Store.

When Mrs. Fifield appeared in Police Court, T. C. Robinette, reserved election and did not obtaining a week's adjournment.

Detective Wickett was with woman most of the morning, but she denies stealing the goods. She came to this country about nine months and ago.

Accused of Burglary Wm. J. Bell is being held in connection with the shopbreaking at 280 Church street on the night of September 14, when the warehouse of the John Sloan Company, wholesale grocers, was broken into and burglarized. Entrance was forced through a rear window, several desks were broken open, and the burglar, whether Bell or another, proved so clever that he found the combination of the be vault. About 260 postage stamps, $28.07 in cash, medals, and a quantity of jewelry was stolen.

Bell was placed under arrest on King street by Detective Mitchell in pawnshop, where it is alleged he was attempting to dispose of jewelry which, the police say, corresponded to the stolen articles.

Bell was remanded a week without bail.

A Real Estate Deal. "If you can't do business better than that you had better not do it at all. You've been here before. If you come again I'll know better how to deal with you." Those were the comments of Magistrate Denison to William Campbell, a real estate dealer, charged with the theft of $320 from Adam McMillan. There was a conviction, with a remand till called upon.

McMillan said that he bought a lot in Brandon for $320, and that when was fully paid for Campbell kept putting him off for several weeks and never furnished the deed.

Campbell's defence was that he had purchased a group of lots and that he hadn't fully paid for them to obtain the deeds himself.

"Carrying them on McMillan's money," the magistrate commented. "That is no way to do business. But you'll be remanded till called on." Campbell will now furnish the deed.

Back to Blue Grass Land. Hyde Nelson, colored, declares he will go back to his Kentucky home, and Robert Beatty is short $5. Beatty said that ten days ago he handed the colored man the amount at the Woodbine, to put on a "sure thing" which really won.

"And I never got my winnings," was the complaint.

As Nelson was positive he passed the money along to a third person who misplaced it, the ten days already spent in jail seemed enough, that is, if he keeps nis promise to get town.

Chinese Liquor. "Ing Kopy" was the plain English lettering on a carafe of Chinese wine which was seized upon the the premises of Ing Ding at 192 York street by the police when Inspector Dickson led a search party through the Chinese quarter two weeks ago..The charge was illegal sales and keeping.

"'Ing Kopy' means medicinal wine," explained J. W. Carry, defence counsel. "The proper analysis is printed on the side. That complies with the law."

Not when written in Chinese," Magistrate Denison replied.

Some of the police contended that the while the liquid was labelled "Ing Kopy," it was in reality only whisky colored red. As a test, the magistrate had whiffed a little from a glass, thought it was stronger than rose wise, and demanded an analysis. Ding was accordingly allowed a week's remand.

Lee Dun of 184 York street, was to have sold whitish stuff rice wine, for which his fine was $100 and costs or 3 months.

A Real Estate Deal After several remands, John Hanley, real estate agent, was convicted of false pretences. The complainant was John Bain, who stated he placed Welland and Port McNicol lots in Hanley hands for sale.

"He told me he had a buyer," Bain explained, "so I gave him $35 commission. Then he turned in a $100 check from a bogus buyer, and I couldn't get the money."

The court allowed Hanley three weeks remand to produce this buyer, but when he still failed to do so this morning, he was sent to to jail for 20 days.

John A. Brooker, of 54 Margueretta street, was fined $100 and costs for illegal liquor sales. The case has been on the books since July 20.

[jimi-rawlings]

Croupier Comptable: Game Theory for The Venetian Macao, China (Trapping Aesthetic for Volleyball) 14K

BIO

My Name is Adrian Blake-Trotman. I am Indo-Mediterranean Caribbean Born in Toronto but From Barbados and Haiti. I am a Beta-arbitrage Mergers & Acquisitions Banker that Specializes in Commodities. I have Understanding Financial Markets by Université de Genève and Monetary Policy in the Asian-Pacific by Hong Kong University of Science and Technology with No Gr. 12 Math or Intro to Linear Algebra; I built a mathematical learning style by using Japanese Candlesticks Bullish Engulfing Discounted Cash Flow Charts for Poker. I Operate TAX AVOIDANCE through Freelance Mergers & Acquisitions through an Enterprise Foundation and Investment Trust. My background is Agriculture Working Class, I've worked in Kitchens and Grocery Stores. My goal is to connect the Democratic Republic of the Congo to two tax havens; Haiti & Seychelles to stabilize the Diamond Trade and more Important the Commodities Market. Through Mercantilism Agriculture Hedge Fund as a Central Bank, Options Volatility Exchange, Lab Grown Re-sale Market, Decentralized Currency and Fiat Money, Hospitality & Gaming. Also To form a Socioeconomic Status Agriculture Working Class; Blue, Pink, and White Collar Jobs. I am Modelling my Cartel off of Wall Street for De Beers but is owned and operated by the Société des Bains de Mer (SBM); The Casino de Monte-Carlo is owned and operated by the Société des Bains de Mer (SBM), a public company in which the government of Monaco and the ruling princely family have a majority interest. The company also owns the principal hotels, sports clubs, food service establishments, and nightclubs throughout the Principality. The Société des Bains de Mer operates in the accommodation, dining, entertainment, and gambling services. SBM manages and owns casinos, hotels, restaurants, bars, nightclubs, spas, beach clubs, and golf clubs. Fifty-two of their fifty-eight properties are located in Monaco. The concept of state-corporate crime refers to crimes that result from the relationship between the policies of the state and the policies and practices of commercially motivated corporations. The term was coined by Kramer and Michalowski in 1990.

THE ARNAULT MODEL: BALANCING FINANCIAL DISCIPLINE AND CREATIVITY

Over the next three decades, as he brought the best luxury brands in fashion, cosmetics, and beverages under the LVMH umbrella, Arnault proceeded to make “a series of brilliant business decisions” that “can only be called masterful.” Even his critics were impressed by “his ability to manage creativity for the sake of profit and growth.” Industry observers frequently credit his outstanding success in a highly competitive industry to the fact that—unlike other global CEOs—Arnault understands both the creative and the financial aspects of running a luxury business

Financed through Real Estate and Convertible Bonds

The Creation of Star Brands

In a 2001 Harvard Business Review interview, Arnault explained his famous business process, which—unlike the traditional fashion industry—requires financial discipline as well as creativity. The entire focus of Arnault's teams is the creation of ���star brands” that must meet a high bar for four artistic and financial criteria: LVMH brands must be “timeless, modern, fast-growing, and highly profitable.” In practice, “profitable creativity” means that “star brands are born only when a company manages to make products that ‘speak to the ages’ but feel ‘intensely modern’ and ‘sell fast and furiously, all while raking in profits

Although the LVMH process begins with "radical innovation—an unpredictable, messy, highly emotional activity” on the creative end, as soon as “it comes to getting creativity onto shelves—chaos is banished,” and the company imposes "strict discipline on manufacturing processes, meticulously planning all 1,000 tasks in the construction of one purse.”

The genius of Arnault’s process is that, although the "front end of a star brand—the innovation…the creative process, the advertising—is very, very expensive,” the “back end of the process in the atelier (the factory)” is a place of "amazing discipline and rigor” that drives “high profitability behind the scenes.” Brands with “unbelievably high quality” require “unbelievably high productivity,” so “every single motion, every step of every process is carefully planned with the most modern and complete engineering technology.”

For example, when Arnault automated production at Vuitton, he drove that venerable old brand to the top spot on Fashionista’s list of the world's best-selling luxury brands in 2011, with a value of $24.3 billion—more than twice the amount of its nearest competitor.

As he spent “lavishly” on advertising, Arnault "rigorously" controlled costs by leveraging every possible synergy across the group: Kenzo manufactured a Christian Lacroix line; Givenchy manufactured a Kenzo perfume, and Guerlain created the first Vuitton perfume.

Creative Talent Management

As Arnault built LVMH into the world's largest luxury conglomerate, he hired new design talent for star brands that “speak to the ages” but “feel intensely modern”: from Céline, Kenzo, Guerlain, and Givenchy to Loewe, Thomas Pink, Fendi, and DKNY.

Because his model requires that “the counterbalance to creativity must be commerce,” Arnault “never hesitated to reign in, or outright terminate, creative executives who did not produce.” Since the early days at Dior, he has often replaced creative executives with non-traditional talent and then shuffled them across his brands to help him identify opportunities to drive profit—no matter how unpopular.

For example, at Givenchy in 1995, Arnault brought in a “fashion industry darling” and “notorious wild child,” British designer John Galliano, to replace Hubert de Givenchy, the industry icon “credited with defining simple elegance for an entire generation of women, (including) Audrey Hepburn, Jacqueline Kennedy, and the Duchess of Windsor.”

Within a year, Arnault moved Galliano, the first British designer in French haute couture, from Givenchy to Christian Dior to replace Gianfranco Ferré, the Italian couturier who had led Dior design since the late 1980s. Other non-traditional Arnault hires included installing 27-year-old Alexander McQueen (another British designer) at Givenchy and Marc Jacobs at Louis Vuitton, where he gave the American designer a mandate to challenge LVMH’s competitors, Prada and Gucci.

Although those iconoclastic designers later left LVMH, they had served Arnault’s purpose: interest in his traditional fashion houses had been jumpstarted by the early 21st century.

HOW TO STABILIZE THE DEMOCRATIC REPUBLIC OF THE CONGO, SEYCHELLOIS, AND HAITIAN CURRENCY (INDIAN PREMIER LEAGUE BUT FOR MMA & COMMODITIES NOT CRICKET & TECHNOLOGY MODEL)

Bioeconomy Agriculture Central Hedge Fund with Agriculture Bulge Brackets Oligopolistic System Hyper Inflation Vehicle Fiat Currency: Strict Negative Interest Rates for Investments; Debt/Equity Business Loan Period and Construction Loan/Tax Benefits Programs, Investment Trusts & Enterprise Foundations are Common Corporate Tax Avoidance Practices, and Raise Denominator of Currency & Print Currency for Insurance Companies for Building Process

Combat Sport as National Sport: Free Internet with Corporate Sponsor Purse Bid System Mixed Martial Arts Camps, Orphanages, Polytheist Churches, Gaming-Hospitality; and +EV Gambling

Mercantilism Fiat Currency Pegging: Foreign Exchange Rate to Diamond Peg Currency

Market Extension Vertical Integration Mergers Lottery

Industries: Mergers & Acquisitions Agriculture Industry, Decentralized Finance, Real Estate Finance and Economics, Capital Gains Tax Haven, Corporate Tax Haven, Inheritance Tax Haven, Art Ports, and Gaming-Hospitality

Blockchain Diamond-Metal Exchange Modelled Off of CBOE Volatility Index (VIX). Founded in 1973, the CBOE Options Exchange is the world's largest options exchange with contracts focusing on individual equities, indexes, and interest rates. Credit Spread Options and Blockchain the Commodities Market.

Business Capital is a Collaborative Environment through Generalized Education (STEM AND M & A)

Socioeconomic Status Agriculture Working Class Immigrants

XYY or Triple X Syndrome, ACTN3 Gene, MSTN Gene, and Mercury-Venus Births

A ROUND OF PAR GAME THEORY NETWORK

Beta Arbitrage with Convertible Bonds Compounding

Key Ingredients 

Player's: Futures Exchange and Investor

Actions: Issue payments under any circumstances 

Payoffs: Exchange - Larger Market Volume, Investor - Larger Assets Under Management  or Profits

Representation

Extensive Form includes timing of moves. Player's move sequentially, represented as a tree (timing). Chess: the white player moves, then the black player can see White's move and react

Theory

There's a common expression of higher the risk, higher the reward; but in finance it should be higher reward, higher risk because people's savings are involved. This is why I created The Round of Par Games Theory Network where the intended score should always be 0. Nobody wins and nobody loses between investor and stock exchange, just a nice friendly draw. The Investors assets under management grows and the Exchange's Market Volume Grows.

Let's break down the Components:

Beta Arbitrage

Investor: Beta Arbitrage involves longing in one market and shorting in a DIFFERENT market. The example is longing Company A in the stock market but then going to Company A in the options market and placing a put/short option. Either way the Investor earns a profit.

Exchange: The Futures Exchange benefits because now not only is equity on the stock market is being bought but the options market has a larger volume.

Convertible Bond Compounding

Investor: By compounding through Convertible Bonds not only are you going to be paid back your money because creditors are first on the company's bankruptcy list unlike investors, but it's an easier way to buy more shares for growth investing while not diving head first.

Exchange: The Futures Exchange benefits because now not only is equity on the stock market is being bought, but the bond market has a larger volume.

LANGUAGES

Mandarin

Latin

INDUSTRY WORTH FOR COMMODITIES (AGRICULTURE WORKING CLASS)

In 2012, Forbes reported that $21 trillion was Off-Shored

In 2017 the equivalent of at least 10% of the world’s GDP is in offshore banks, and that number is probably higher due to the opaqueness of the world’s global tax havens, according to a research report release this month by the National Bureau of Economic Research.

The estimated amount of money laundered globally in one year is 2 - 5% of global GDP, or $800 billion - $2 trillion in current US dollars.

Taxes in the US – The federal government collected revenues of $3.5 trillion in 2019—equal to about 16.3 percent of gross domestic product (GDP) (figure 2). Over the past 50 years, federal revenue has averaged 17.4 percent of GDP, ranging from 20.0 percent (in 2000) to 14.6 percent (most recently in 2009 and 2010).

The foreign exchange or forex market is the largest financial market in the world – larger even than the stock market, with a daily volume of $6.6 trillion, according to the 2019 Triennial Central Bank Survey of FX and OTC derivatives markets.

In 2019, for example, the sales value of rough diamonds amounted to some 13.9 billion U.S. dollars worldwide. After polishing, the value increased by nearly double to 26.7 billion U.S. dollars. In 2019, the global diamond jewelry market value was approximately 79 billion U.S. dollars.

Global Cut Flowers Market to Reach $41. 1 Billion by 2027.

The global coffee market was valued at USD 102.02 billion in 2020,

Global Vanilla Market Is Expected to be worth Around USD 735 Million By 2026 

According to the report published by Allied Market Research, the global cocoa market generated $12.8 billion in 2019, and is projected to reach $15.5 billion by 2027, witnessing a CAGR of 4.3% from 2021 to 2027

The global water and wastewater market was valued at 263.07 billion U.S. dollars in 2020. The market is projected to reach a value almost 500 billion U.S. dollars by 2028 at a CAGR of 7.3 percent in the 2021 to 2028 period.

The global tobacco market size was estimated at USD 932.11 billion in 2020 and is expected to reach USD 949.82 billion in 2021.

For the year 2020, Worldwide Cotton Market was US$ 38.54 Billion. Global Cotton Market is expected to reach US$ 46.56 Billion by 2027, with a CAGR of 2.74% from 2020 to 2027.

The global waste management market size was valued at $1,612.0 billion in 2020, and is expected to reach $2,483.0 billion by 2030, registering a CAGR of 3.4% from 2021 to 2030

According to Brandessence Market Research, the Energy Drink market size reached USD 61.23 billion in 2020 and expected to reach USD 99.62 Billion by 2027.

LEGAL DEFENSE

Smurfing: Reverse Onus, Challenge Mens Rea and Actus Rea, Press Malicious Prosecution Charges, Financial Settlement

RICO Legal Disputes Trademark (30 for 30 Court): Undisclosed Settlement; 1 large sum ($30 million) broken into a 3-part settlement, Not going to trial settlement (guaranteed payment for being brought into court), Case being unsealed settlement (if the case gets reopened), and Testimony settlement (in court testimony in reopened case). The non-disclosure agreement (NDA); Agreement to 10 years jail time for every broken NDA, NDA on Case, NDA on Testifying, and NDA on Settlement. Sealed Federal Cases: Have legal matters sealed by the court to prevent leaked information to media and Precedence for RICO

CRIME COLLAR

White-Blue collar crime is a subgroup of white-collar crime White Collar Crime, a term reportedly first coined in 1939, is synonymous with the full range of frauds committed by business and government professionals. Blue-collar crime is a term used to describe crimes that are committed primarily by people who are from a lower social class. This is in contrast to white-collar crime, which refers to crime that is usually committed by people from a higher social class.

SOCIOCULTURAL THEORY OF DEVELOPMENT

Agriculture Working Class Immigrants Socioeconomic Status Focused Key Players in Commodities Market*

Polytheism (Zeus, Poseidon, and Ogou-Athena)*

Births: Mercury-Venus, MSTN Gene, ACTN3 Gene, XYY Syndrome, or Triple X Syndrome

Māori All Blacks Sports Culture and Volleyball is National Sport*

Jumping for Cardio*

Poker Brain*

REITs/Real Estate ETF Investors with Index Credit or Debit Spreads Options Trading*

Mergers and Acquisitions Exploratory School System*

Sand-Based Calisthenics  kallos sthenos (beautiful strength) Interval Training: Isometric-Plyometric, Circuit Training: Isometric-Isotonic, and Isometric-Mobility

Tofu is Protein of Choice

Fish/Seafood is Meat of Choice

Blueberry is consumed at every breakfast

Mineral Water instead of Spring Water

Coconut Syrup as Sugar Replacement

Business News is a part of The Cigar Culture

Sports Gambling for Extra Revenue Stream instead of Lottery Tickets when in Working Class

Hydrolyzed Collagen-Leucine is the Main Sports Medicine

Brokerage Accounts with First 10 Investments as Bond Funds and REITs

VAMMMBRGC LIFESTYLE BRAND RACKET

Volleyball (Trampoline)

Acting (Short Film Series: Aesthetic Taxi Game, Character: Expansive Mood Villain)

Modeling (Brand Activation Models)

Music (Psychedelic Festival Trap)

Martial Arts

Ballet (Females Only)

Rings Gymnastics (Males Only)

Graffiti (Art)

Cooking (Endorsements)

LVMH-Lacoste Collaboration Company For Tax Mergers Law; Market-extension merger: Two companies that sell the same products in different markets. 4.2.2 Corporate Taxation At the corporate level, the tax treatment of a merger or acquisition depends on whether the acquiring firm elects to treat the acquired firm as being absorbed into the parent with its tax attributes intact, or first being liquidated and then received in the form of its component assets.

What Is Vertical Integration? Vertical integration is a strategy that allows a company to streamline its operations by taking direct ownership of various stages of its production process rather than relying on external contractors or suppliers. A company may achieve vertical integration by acquiring or establishing its own suppliers, manufacturers, distributors, or retail locations rather than outsourcing them. However, vertical integration may be considered risky potential disadvantages due to the significant initial capital investment required.

Analysis Discounted Cash Flow (DCF): A key valuation tool in M&A, a discounted cash flow (DFC) analysis determines a company's current value, according to its estimated future cash flows. Forecasted free cash flows (net income + depreciation/amortization (capital expenditures) change in working capital) are discounted to a present value using the company's weighted average cost of capital (WACC). Admittedly, DCF is tricky to get right, but few tools can rival this valuation method.

VŒUX DE CHAMPAGNE SOGNI CAVIALI

Description: Beta-arbitrage Mergers & Acquisitions Cartel that commits Mediterranean-Caribbean and Afro-Mediterranean Socioeconomic Status Development Conflict Prevention and Reconstruction (CPR) Unit Charities, Protection Racket, Paramilitary Financing, Lobbyist-Investment Trust, Commodities Management, Gambling & Diamond Trafficking, Rolex Re-sale Market, Real Estate Brokerage, Graffiti Art Port, Smurfing, Nike Sports & Fashion Corporate Espionage and Larceny Business Model Reengineering, and VAMMMBRGC Contract Racketeering Through Enterprise Foundations

Activities: Executive Council for Mayor, Culinary Arts, Grey Market Fashion, Trap Shooting Gambling Tournaments, Volleyball Tournaments, Corporate Sponsor EdTech, Grocery Insurance & Electronic Financial Data Interchange, Diamond Encrusted Accessories Collaboration with LVMH, OTC Beta-arbitrage Branch Bracket, OTC Exchange (Commodities, Sports Betting Investment Trust, Real Estate Investment Trust, Cuisine Real Estate Investment Trust, Forex Pairs Contract for Difference, Retail/Hospitality Real Estate Investment Trust, Credit Swap Options Endorsement Index), VAMMMBRGC Youtube Distribution Channel (Gambling News Network, Noir Short Film Series [Shakespearean Crime], Cooking Channel, Sports Resort Real Estate, Sports/Modelling/Acting Business Case Study Video Essay, Brand Activation Modelling, Combat Sports, Calisthenics Workout Class, Sports Science Lessons, Graffiti Tourism, Music Videos, Natural Resources Documentaries, Hype Beast Re-Sale Market, Rolex Business Case Study Video Essays, Business Conferences).

DIAMOND TRAFFICKING

The WFDB Trade And Business Committee

The Trade and Business Committee makes recommendations to the Executive Committee concerning industry relations with financial institutions worldwide, lab-grown diamonds, Know Your Customer and the System of Warranties.

Idea 1: Luxury Goods Encrusted Items Investment Service and Auction. Example: Hermès Bag, Investment System: Masterworks, Auction System: Information Catwalks with models then bidding in a separate room with Video Replay for YouTube.

Idea 2: A sightholder is a company on the De Beers Global Sightholder Sales's (DBGSS) list of authorized bulk purchasers of rough diamonds. De Beers Group made this list, the second largest miner of diamonds. DBGSS was previously known as DTC (Diamond Trading Company). In May 2006, DTC released a list of the 93 sightholders on its website. High Fashion Accessories Aggregator Business Model with Auction and Re-sale.

Business Model 

The London Metal Exchange (LME) which is based in Hong Kong is a commodities exchange that deals in metals futures and options. It is the largest exchange for options and futures contracts for base metals, which include aluminum, zinc, lead, copper, and nickel. The exchange also facilitates trading of precious metals like gold and silver.

Originally known as the Chicago Board Options Exchange (CBOE), the exchange changed its name in 2017 as part of a rebranding effort by its holding company, CBOE Global Markets. Traders refer to the exchange as the CBOE ("see-bo"). CBOE is also the originator of the CBOE Volatility Index (VIX), the most widely used and recognized proxy for market volatility.

ABC Exchange (Alumina, Beryllium, Carbon): There are four types of precious stones: diamonds, rubies, sapphires and emeralds. Each type has its own specific chemical and physical properties. Diamonds are made from carbon, rubies and sapphires from alumina and emeralds from beryllium.

Diamond Monopoly 

What Is Vertical Integration? Vertical integration is a strategy that allows a company to streamline its operations by taking direct ownership of various stages of its production process rather than relying on external contractors or suppliers. A company may achieve vertical integration by acquiring or establishing its own suppliers, manufacturers, distributors, or retail locations rather than outsourcing them. However, vertical integration may be considered risky potential disadvantages due to the significant initial capital investment required.

My Vertical Integration Mergers: Company’s Diamond Mines, Merger Manufacturers, Company’s Distribution, and Merger Hospitality and Gaming Diamond Exchange

The Diamond Standard 

Influence: Agricultural Bank of China is active in commercial banking, investment banking, and insurance services.

Mercantilism was a form of economic nationalism that sought to increase the prosperity and power of a nation through restrictive trade practices. Its goal was to increase the supply of a state's gold and silver with exports rather than to deplete it through imports. It also sought to support domestic employment.

The bio-economy is defined as the economic activity associated with the invention, development, production; and use of primarily bio-based products, bio-based production processes, and/or biotechnology-based intellectual property.

Industries Association; Hospitality and Gaming: Daily and Monthly Revenue Streams, Capital Gains Taxing: Create Offshore revenue through trading and Blockchain is a volatile market for good liquidity. FOREX Vehicle Currency: Low Interest Rates means currency will be traded against other currencies, Shorting own currency to get foreign currency and exchanging returns to domestic currency stabilize exchange rate and Currency Basket 

Interest Rate Pegging: Environmental alternative to gold, Surplus item during Quantitative Easing, and Low Interest Rates lead to spending and loans for investment which means buying and trading diamonds will balloon 

Mine Options: Credit spreads and debit spreads are different spread strategies that can be used when investing in options. Both are vertical spreads or positions that are made up entirely of calls or entirely of puts with long and short options at different strikes. They both require buying and selling options (with the same security) with the same expiration date but different strike prices.

Diamond Mine Investment Group: Mines can create private Investment Groups. Items within Group: diamond retail, diamond trading, industrial diamond manufacturing sectors

Lab-created diamonds are grown in controlled laboratory environments using advanced technology that replicates the conditions under which diamonds naturally develop beneath the Earth's crust. These lab-grown diamonds consist almost entirely of carbon atoms and are arranged in a diamond crystal structure.

DIAMOND ROLEX INVESTMENT TRUST (EXAMPLE)

Description

Watch Listing Through Discounted Cash Flow for Rolex Drop Culture or Re-Sale Market

Underwriting Products

$50,000 in value

Collector's Edition

Less than 20 models made

Masterwork Investing Platform (reference)

Masterworks is making the world of art a little less exclusive by offering everyday investors the chance to own a fraction of these high-priced investments with a much smaller amount of money.

Through the fine art investing platform, users can purchase (and trade) shares in what the company has defined as "blue-chip" art: masterpieces from artists like Pablo Picasso, Claude Monet, Andy Warhol, Banksy, Kaws, Jean-Michel Basquiat and more.

How Masterworks functions (reference)

Masterworks provides an affordable way to invest in art. What was once an option reserved exclusively for wealthy investors is now accessible to investors of all types. Here's how the platform works:

Masterworks will purchase a painting and file it with the SEC as a public offering, or IPO, similar to how a company goes public. Shares of the painting are then made available for purchase on the Masterworks website for as little as $20 per share. The company says it launches about one new painting every four to five days.

The platform stands out, especially for using propriety data to determine which artist markets have the most momentum, focusing on the very high-end segment of the art market that has predictable returns, the company says. Meanwhile, its research team works in the background to calculate appreciation rates, correlation, and loss rates.

Masterworks even recently added a secondary market, too, where investors can trade shares in paintings. Plus, Masterworks lets you invest your IRA earnings into their fine art through its partnership with Alto IRA, an alternative asset investing platform.

Industrial Embassy 

Business Model: Insurance companies base their business models around assuming and diversifying risk. The essential insurance model involves pooling risk from individual payers and redistributing it across a larger portfolio. Most insurance companies generate revenue in two ways: Charging premiums in exchange for insurance coverage, then reinvesting those premiums into other interest-generating assets. Like all private businesses, insurance companies try to market effectively and minimize administrative costs. Types of Insurance: Mining, Manufacturing, Retail, Logistics 

Financing is the process of providing funds for business activities, making purchases, or investing. Financial institutions, such as banks, are in the business of providing capital to businesses, consumers, and investors to help them achieve their goals. The use of financing is vital in any economic system, as it allows companies to purchase products out of their immediate reach. Equity financing is the process of raising capital through the sale of shares. Companies raise money because they might have a short-term need to pay bills or have a long-term goal and require funds to invest in their growth. By selling shares, a company is effectively selling ownership in their company in return for cash. Advantages of Equity Financing; Funding your business through investors has several advantages, including the following: The biggest advantage is that you do not have to pay back the money. If your business enters bankruptcy, your investor or investors are not creditors. They are part-owners in your company, and because of that, their money is lost along with your company. You do not have to make monthly payments, so there is often more cash on hand for operating expenses. Investors understand that it takes time to build a business. You will get the money you need without the pressure of having to see your product or business thriving within a short amount of time. 

Planning Permission and Building Regulations Courses: Planning permission assesses whether the development fits in with local and national policies and whether it would cause unacceptable harm, for example, to neighbours' quality of life. Whereas building control covers the structural aspects of development and progress throughout the construction

AFRO-MEDITERRANEAN PARAMILITARY FINANCING

Military Payments

Sercurity Operations (SercOps) Payment: $150,000 yearly salary: Receives $100,000 salary; other $50,000 is used for branch-managed investment portfolio and investment trust

Discharge Payment: $75,000 yearly salary for Armoured Car Guard and Driver, Receives $50,000 salary; other $25,000 is used for branch-managed investment portfolio and investment trust

Military Funding: Central Hedge Fund Equity Given

Payment is in Fixed Currency

AFRO-MEDITERRANEAN SOCIOECONOMIC STATUS DEVELOPMENT CONFLICT PREVENTION AND RECONSTRUCTION (CPR) UNIT CENTERS

Corporate Sponsor: M & A Schools (Mergers and Acquisitions) & Retirement-preparatory School

Cross-Curriculum

STEM education is the cross-curricular study of science, technology, engineering, and mathematics, and the application of those subjects in real-world contexts.

Studying Style

I use Interleaving Studying for Generalist Kinaesthetic Learners.

Transition to Interleaving Studying: Online PowerPoint Presentation, Video Essays, Case Studies & Meta-analyses over Books to present Information as a country, Less Paper Use, Courses on Different PowerPoint Studying Styles, Make country a Business & Finance Culture and Technological Advanced, Overview at Beginning; Program Learning Concept Check During Quizzes at the End for Courses, Spaced Learning on concept checks before exiting the course.

A great example of when to use interleaving is sports, for instance, tennis. Instead of just practicing backhands in one session, you can interleave backhands, forehands, and volleys to get increased results. Another great example can be found in science classes, where interleaving math, physics, and chemistry, for example, can provide you with an advanced understanding of all 3 fields. 

Spaced learning is a learning method in which highly condensed learning content is repeated three times, with two 10-minute breaks during which distractor activities such as physical activities are performed by the students. It is based on the temporal pattern of stimuli for creating long-term memories reported by R. Douglas Fields in Scientific American in 2005.

Spacing boosts learning by spreading lessons and retrieval opportunities out over time so learning is not crammed all at once. By returning to content every so often, students' knowledge has had time to rest and be refreshed.

The two concepts are similar but essentially spacing is revision throughout the course, whereas interleaving is switching between ideas while you study. Although interleaving and spacing are different interventions, the two are linked because interleaving inherently introduces spacing. These two concepts will create student-athletes

The best part about interleaving is that it is almost a universal aid in learning

Evidence suggests that spaced practice is more effective for long-term retrieval.

Interleaving Studying forces the brain to continually retrieve because each practice attempt is different from the last, so rote responses pulled from short-term memory won’t work. 

Multiple choice test is an example of measuring retrieval by A. reconstruction. B. recognition.

Chess

Increasing Intelligence: Fluid and crystallized intelligence are constructs originally conceptualized by Raymond Cattell. The concepts of fluid and crystallized intelligence were further developed by Cattell and his former student John L. Horn. Crystallized intelligence. This refers to your vocabulary, knowledge, and skills. Crystallized intelligence typically increases as you get older. Fluid intelligence, also known as fluid reasoning, fluid intelligence is your ability to reason and think abstractly. Fluid intelligence refers to basic processes of reasoning and other mental activities that depend only minimally on prior learning (such as formal and informal education) and acculturation. Horn notes that it is formless, and can "flow into" a wide variety of cognitive activities Tasks measuring fluid reasoning require the ability to solve abstract reasoning problems. Examples of tasks that measure fluid intelligence include figure classifications, figural analyses, number and letter series, matrices, and paired associates. Crystallized intelligence refers to learned procedures and knowledge. It reflects the effects of experience and acculturation. Horn notes that crystallized ability is a "precipitate out of experience," resulting from the prior application of fluid ability that has been combined with the intelligence of culture. Examples of tasks that measure crystallized intelligence are vocabulary, general information, abstract word analogies, and the mechanics of language.

Bullet Chess: The rules for bullet chess aren't different from those of a regular chess game. Bullet chess refers to games played with time controls that are faster than 3 minutes per player. The most popular forms of bullet chess are 1|0 (one minute with no increment per player) or 2|1 (two minutes with a one-second increment per player). Increment (also known as bonus and Fischer since former World Chess Champion Bobby Fischer patented this timing method)—a specified amount of time is added to the players main time each move, unless the player's main time ran out before they completed their move.

Chess Benefits: It has been suggested by different scientists that chess involves, and possibly boosts, cognitive abilities such as working memory, fluid intelligence, and concentration capacity. Besides, chess may be beneficial for mathematical ability and, more widely, academic achievement by enhancing concentration and problem-solving skills.

Life-History Strategy

Life history theory posits that behavioral adaptation to various environmental (ecological and/or social) conditions encountered during childhood is regulated by a wide variety of different traits resulting in various behavioral strategies. Unpredictable and harsh conditions tend to produce fast life history strategies, characterized by early maturation, a higher number of sexual partners to whom one is less attached, and less parenting of offspring. Unpredictability and harshness not only affects dispositional social and emotional functioning, but may also promote the development of personality traits linked to higher rates of instability in social relationships or more self-interested behavior. Similarly, detrimental childhood experiences, such as poor parental care or high parent-child conflict, affect personality development and may create a more distrustful, malicious interpersonal style. The aim of this brief review is to survey and summarize findings on the impact of negative early-life experiences on the development of personality and fast life history strategies. By demonstrating that there are parallels in adaptations to adversity in these two domains, we hope to lend weight to current and future attempts to provide a comprehensive insight of personality traits and functions at the ultimate and proximate levels.

The Savant Skills Curriculum

Savant gifts, or splinter skills, may be exhibited in the following skill areas or domains: memory, hyperlexia (ie, the exceptional ability to read, spell and write), art, music, mechanical or spatial skill, calendar calculation, mathematical calculation, sensory sensitivity, athletic performance, and computer ability. These skills may be remarkable in contrast to the disability of autism, or may be in fact prodigious when viewed in relation to the non-disabled person.

Learning Centers

Enrichment centers require you to be aware of your students' learning styles (Kinesthetic) as well as their knowledge about a topic. The enrichment center can provide individual students with varied activities or combination of activities that differ from those pursued by other students. As such, the center becomes an individualized approach to the promotion of the topic.

Skill Centers Skill centers are typically used at the elementary level, more so than at the secondary level. Students may work on math facts, phonics elements, or other tasks requiring memorization and/or repetition.

Interest and Exploratory Centers: Interest and exploratory centers differ from enrichment and skill development centers in that they are designed to capitalize on the interests of students. They may not necessarily match the content of the textbook or the curriculum; instead they provide students with hands-on experiences they can pursue at their own pace and level of curiosity. These types of centers can be set up throughout the classroom, with students engaging in their own selection of activities during free time, upon arrival in the morning, as a “free-choice” activity during the day, or just prior to dismissal. These centers allow students to engage in meaningful discoveries that match their individual interests.

Programmed Learning

The way a teaching machine works is: It asks you a question. If you give the right answer, it goes on to the next question. If you give the wrong answer, it tells you why the answer is wrong and tells you to go back and try again. This is called "programmed learning". 

Programmed learning, educational technique characterized by self-paced, self-administered instruction presented in logical sequence and with much repetition of concepts. Programmed learning received its major impetus from the work done in the mid-1950s by the American behavioral psychologist B.F.

Exploratory Learning (Singapore Field Trips)

The Choice Theory Culture:

Is an expected way of being or living

Encourages positive choices which lead to healthy relationships

Is relationship based and collaborative

Is not about controlling behavior, rather promoting personal responsibility

Carol Dweck's Growth Mindset Theory

Growth Mindset: “In a growth mindset, people believe that their most basic abilities can be developed through dedication and hard work—brains and talent are just the starting point. This view creates a love of learning and a resilience that is essential for great accomplishment. With a growth mindset, students continually work to improve their skills, leading to greater growth and ultimately, success. The key is to get students to tune into that growth mindset.

Dweck writes, “In the fixed mindset, everything is about the outcome. If you fail—or if you’re not the best—it’s all been wasted. The growth mindset allows people to value what they’re doing regardless of the outcome. They’re tackling problems, charting new courses, working on important issues. Maybe they haven’t found the cure for cancer, but the search was deeply meaningful,” (Dweck, 2015).

Poker as Intro to Portfolio Building

Famous Fund Managers who played Poker 

Steven A. Cohen (born June 11, 1956) is an American hedge fund manager and owner of the New York Mets of Major League Baseball since September 14, 2020, owning roughly 97.2% of the team. He is the founder of hedge fund Point72 Asset Management and now-closed S.A.C. Capital Advisors, both based in Stamford, Connecticut. Cohen grew up in Great Neck, New York, where his father was a dress manufacturer in Manhattan's garment district, and his mother was a piano teacher. He is the third of seven brothers and sisters. He took a liking to poker as a high school student, often betting his own money in tournaments, and credits the game with teaching him "how to take risks." Cohen graduated from John L. Miller Great Neck North High School in 1974, where he played on the school's soccer team. Cohen received an economics degree from the Wharton School at the University of Pennsylvania in 1978. While in school, Cohen was initiated as a brother of Zeta Beta Tau fraternity's Theta chapter where he served as treasurer. While in school, a friend helped him open a brokerage account with $1,000 of his tuition money.

Carl Icahn is one of the most recognisable and successful investors in the world, having far outperformed the market on an annualised basis since 1968; at a rate which, by some measures, has him ahead of Warren Buffett. Carl Icahn was born on the 16th February 1936 in Queens, New York. It was a beach neighbourhood and a poor area. His mother was a pianist, but dropped her dreams of pursuing it as a career and instead chose a more stable job as a school teacher. His father also became a substitute teacher. As you may expect with both parents involved in education, Carl was extremely studious. At high school, he didn’t involve himself in many activities such as sports and clubs, instead he had set himself the big goal of making it to an Ivy League university; something most people in his area had no chance of doing. His teacher didn’t even think it was worth him applying, but this made him even more determined to be different. He had a mind-set that he wanted to be the best at everything. Icahn’s parents said they would only pay for university if he got into one of the top Ivy League universities. Although no one thought he stood a chance, he managed to enrol at Princeton University and studied philosophy as his major. His parents fulfilled their promise and paid for his Princeton fees but couldn’t stretch to anything else such as his accommodation or food. Instead, Carl got himself a summer job at a Cabana club in his neighbourhood to fund his living costs. It was at the Cabana club that he learnt how to play poker and joined in the games regularly. He says at the start he didn’t know how to play, but then he read 3 poker books in 2 weeks and became the best player there, taking home huge winning each summer. He says: “To me, it was a big game, big stakes. Every summer I won about $2,000, which was like $50,000 back in the ‘50s”

Brain Training: How Regular Poker Play Could Help Soccer Stars Succeed: An athlete’s brain is their most vital organ. It controls how the body functions, and it needs to be cultivated and disciplined just like the muscles do. Those in the industry are constantly searching for new ways to help soccer players get their heads in the game, and it turns out that poker can help immensely. By sharpening cognitive function, increasing social awareness, and improving mental endurance, poker enables athletes to rise to the occasion for peak performance on the field.

Conflict Prevention & Reconstruction Unit Psychology

Reintegration of child soldiers should emphasize three components: family reunification, psychosocial support and education, and economic opportunity. Family reunification—or, where that is not possible, foster placement or support for independent living—is crucial to successful reintegration.

Children are reintegrated into community life through the provision of psychosocial support, life skills classes and basic vocational training. At the end of the program, participants are provided with small grants to start businesses.

Post-traumatic growth (PTG) is a theory that explains this kind of transformation following trauma. It was developed by psychologists Richard Tedeschi, PhD, and Lawrence Calhoun, PhD, in the mid-1990s, and holds that people who endure psychological struggle following adversity can often see positive growth afterward. Post-traumatic growth often happens naturally, Tedeschi says, but it can be facilitated in five ways: through education (rethinking ourselves, our world, and our future), emotional regulation (managing our negative emotions and reflecting on successes and possibilities), disclosure (articulating what is happening and its effects), narrative development (shaping the story of a trauma and deriving hope from famous stories of crucible leadership), and service (finding work that benefits others).

People who have experienced posttraumatic growth report changes in the following 5 factors: Appreciation of life; Relating to others; Personal strength; New possibilities; and Spiritual, existential or philosophical changes

Although posttraumatic growth often happens naturally, without psychotherapy or other formal intervention, it can be facilitated in five ways: through education, emotional regulation, disclosure, narrative development, and service.

Forgeard found that the form of cognitive processing was critical in explaining growth after trauma. Intrusive forms of rumination caused a decline in multiple areas of growth, whereas deliberate rumination led to an increase in five domains of posttraumatic growth. Deliberate rumination involves perceiving multilateral sides of the stressful experience including value, meaning, and significance (Calhoun et al., 2000; Cann et al., 2011), and may also decrease the discrepancy between global and situational meanings, as it promote finding meaning. Trauma-focused cognitive behavioral therapy (TF-CBT) & Compassion-focused therapy (CFT) is a recommended psychotherapy

The two psychological traits which indicate a higher likelihood of experiencing post-traumatic growth are openness to experience and extraversion. Novelty seeking is positively associated with the Big Five personality trait of "extraversion," and to a lesser extent “openness to experience,” but is inversely associated with "conscientiousness." Online poker players are high sensation seekers who gamble to experience strong feelings and arousal, whereas impulsivity plays an important role in developing and maintaining pathological gambling.

CORPORATE SPONSOR: BETA-ARBITRAGE M & A EXAM

Poker Contest: Bankroll Budget*

Math Contest: Linear Algebra Contest, Probability and Ratios

Investment Management Contest: Decentralized Portfolio Building Simulation

Latin and Mandarin Technical Analysis Settings Fair: Year-Long Competition 

Blues Ocean Strategy Game Theory Network Mergers & Acquisitions Contest: Macau Game Theory - The course includes modules in areas such as: Essentials of M&A, Due diligence training, Business valuation training, post-merger integration planning

Machine Learning Contest: Quantitative Aptitude 

Winners Get a Full Ride to Internships (Licenes Courses I'm Gonna Make with Established Schools and Banks) Freshman Class is made of the contest winners: Mergers & Acquisitions Generalization with Corporate Sponsor; Understanding Capital Markets, Game Theory, Investment Model & Analysis, Quantitative Aptitude, Hedging Techniques, Foreign Language, Business Engineering, Business Models & Reengineering, Offshore Law, Blue Ocean Strategy, Investment Management with Python (Machine Learning)

Ages: 10, 12, 14, 17, 18, 20

SOCIOECONOMIC STATUS DEVELOPMENT CENTRES

Socioeconomic status is the social standing or class of an individual or group. It is often measured as a combination of education, income, and occupation.

EdTech

 Business Model: Grants, corporate sponsorships, and recruiting business FutureLearn is another MOOC heavyweight with 210+ partners that include universities, humanitarian foundations, and large businesses. Some startups even rely on corporate sponsorship as their main business model

Generalist Education

VAMMMBRGC: Volleyball, Acting, Modelling, Music, Martial Arts, Ballet (Female), Rings Gymnastics (Male), Graffiti (Art), Cooking (Gastronomy)

STEM: Science, Technology, Engineering, Mathematics

M&A: Merger, Acquasitions

Welfare Investment Program 

Fund through Rental Properties: Bond Funds, REITs

Credit Building Program: Line of Credit Deposit Program

Job Placement for Agriculture Working Class

Agricultural Industry means an industrial activity involving the processing, cleaning, packing or storage of the results from agricultural production. The working class (or labouring class) comprises those engaged in manual-labour occupations or industrial work, who are remunerated via waged or salaried contracts. Working-class occupations (see also "Designation of workers by collar colour") include blue-collar jobs, and most pink-collar jobs. Members of the working class rely exclusively upon earnings from wage labour; thus, according to more inclusive definitions, the category can include almost all of the working population of industrialized economies, as well as those employed in the urban areas (cities, towns, villages) of non-industrialized economies or in the rural workforce.

As with many terms describing social class, working class is defined and used in many different ways. The most general definition, used by many socialists, is that the working class includes all those who have nothing to sell but their labour. These people used to be referred to as the proletariat. In that sense, the working class today includes both white and blue-collar workers, manual and menial workers of all types, excluding only individuals who derive their livelihood from business ownership and the labour of others. The term, which is primarily used to evoke images of laborers suffering "class disadvantage in spite of their individual effort," can also have racial connotations. These racial connotations imply diverse themes of poverty that imply whether one is deserving of aid.

COMMODITIES REAL ESTATE

Insurance Premium, Financial Electronic Data Interchange, Royalties, Lease, & Gross Sale Payments for Restaurant Clientele Grocery Stores and Delivery Food Courts:

A lease payment is the equivalent of the monthly rent, which is formally dictated under a contract between two parties, granting one participant the legal right to use the other individual's real estate holdings, manufacturing equipment, computers, software, or other fixed assets, for a specified amount of time.

Gross sales refer to the grand total of all sales transactions over a given time period. This doesn't include the cost-of-sales or deductions (like returns or allowance). To calculate a company's gross sales, add up the total sales revenue for a specified period of time—monthly, quarterly, or annually. 

A franchise (or franchising) is a method of distributing products or services involving a franchisor, who establishes the brand's trademark or trade name and a business system, and a franchisee, who pays a royalty and often an initial fee for the right to do business under the franchisor's name and system. Royalties is the amount someone pays you to use your property, after you subtract the expenses you have for the property.

CONFLUENCE FOREX & COMMODITIES BETA-ARBITRAGE FORMULA

Trading Psychology: Play Defense, Focus on preserving capital instead of gaining capital

Position Trading: Currency being used, Shorting Low-Interest Currency against High-Value Currency Or Currency Being used, Shorting Low Interest/High-Value Currency against High-Interest Currency. Examples: Carry-Roll Down Bonds, CFD Forex Gold

Swing Trading: Use mt4/mt5 With Heiken Ashi Charts, Setting at 14 or 21 Momentum Indicator above 0 as Divergence Oscillator and VSA as Reversal Oscillator and Trade when bullish candlesticks above 200 exponential moving average and/or 20 exponential moving average (EMA) on H1 (Hourly) Time Frame; use H4 (4 Hours) and D1 (1 Day) as reference. Works for Oil & Gold Commodities

Master Supply and Demand (S&D) Zones (banks use this)

Candlestick Patterns for Momentum: Bearish Engulfing, Hanging Man, Shooting Star Three Crows, Evening Star, (Short). Bullish Engulfing, The Bearish Inverted Hammer or Regular Hammer (Regardless of Colour), Morning Star, and Piercing Line (Long) are extremely Important

Candlestick Patterns for VSA When Volume Spikes Down and Price is Up Bearish: Shooting Star, Doji, Hanging Man, Doji-Star

Candlestick Patterns for VSA When Volume Spikes Up and Price is Down Bullish: Hammer, Inverted Hammer, Doji, Doji-Star

S&D Reversal Patterns: The Drop-Base-Rally is a bullish reversal pattern, The Rally-Base-Drop is a bearish reversal pattern

S&D Continuation patterns: The Rally-Base-Rally is a bullish continuation pattern, The Drop-Base-Rally is a bearish continuation pattern

Swing Trading Time Frame H1 (Hourly) Reference D1 and H4 to locate supply and demand zones Pivot Points and VSA

Heiken Ashi Candlesticks Much easier to read candlestick charts and analyze market trends

Using Pivot Points for Prediction A pivot point is a technical analysis indicator, or calculations, used to determine the overall trend of the market over different time frames Works for commodities

Exponential Moving Average (EMA) 200 Day 20 Day

Momentum Indicator Settings 14 or 21

Volume Spread Analysis (VSA Trading) Entry 4 Steps: Identify the trend, Identify the sign of weakness in an existing uptrend, Wait to test the weakness for confirmation for the continuation of the uptrend, Look for any bullish reversal candlestick pattern for entry.

Relative Strength Index (RSI) Relative Strength Index (RSI) is a momentum indicator. It is a single line ranging from 0 to 100 which indicates when the stock is overbought or oversold in the market. If the reading is above 70, it indicates an overbought market and if the reading is below 30, it is an oversold market. RSI is also used to estimate the trend of the market, if RSI is above 50, the market is an uptrend and if the RSI is below 50, the market is a downtrend.

Commodity Channel Index Commodity Channel Index identifies new trends in the market. It has values of 0, +100, and -100. If the value is positive, it indicates uptrend, if the CCI is negative, it indicates that the market is in the downtrend. CCI is coupled with RSI to obtain information about overbought and oversold stocks.

What is Cash-and-Carry-Arbitrage? Cash-and-carry-arbitrage is a market-neutral strategy combining the purchase of a long position in an asset such as a stock or commodity, and the sale (short) of a position in a futures contract on that same underlying asset. A cash-secured put is an income options strategy that involves writing a put option on a stock or ETF and simultaneously putting aside the capital to buy the stock if you are assigned.

What are Gold CFD? A contract for difference (CFD) is a popular type of derivative that allows you to trade on margin, providing you with greater exposure to the gold market. Instead of purchasing gold itself, you buy or sell units for a given financial instrument depending on whether you think the underlying price will rise or fall.

What is Quanto Option? The Quanto option is a cash-settled, cross-currency derivative in which the underlying asset has a payoff in one country, but the payoff is converted to another currency in which the option is settled.

Hedging Strategies: Forex and Commodities CFD, Crude Oil Cash-secured Put Options (Binary Options)

TURF ACCOUNTANT

Beta-Arbitrage (PROFITS FOR BOOKMAKER)

+EV (Investment)

Live Betting (Balance Sheets)

BRANCH BRACKET DISCOUNTED CASH FLOW PORTFOLIO BET SLIP

+EV Round Robin instead of WACC Portfolio

$5 Units

GAME THEORY OPTIMAL POKER WITH LOOSE AGGRESSIVE & GROWTH INVESTING

Growth Investing Strategy & Game Theory

Japanese Candlestick Charts: Bullish Engulfing

Discounted Cash Flow Model: EV (Expected Value replaces WACC)

Mixed Strategy 

Fold Equity 

Community Cards

Companies Charts and Historical Financials

Royal Flush

Straight Flush

4 of a Kind

Full House

Flush

Hands

FCF of Companies

Strategy

Every chart starts with a green candlestick

Depending on your hand the second candlestick is either green or red

Green for the top 5 hands: Listed above

Red for the bottom 5 hands

If it's green invest by betting

If it's red fold

The third candlestick depends on the Flop

The fourth candlestick depends on The Turn 

As more money gets betted the Green candlestick gets larger

After The Flop risk-assessment and probability needs to be accounted for

After The Flop, The Turn, and The River it is possible for a red candlestick to appear because of a fold or a better hand because you lost money. Judge how much money you lost by the size of the candlesticks growth

Tony Dunst Tips

Learn to think in Big Blinds, Opponents are Effective Big Blinds 

Identify Player Types then Adjust

Study Big Blind Defense Frequency (Hand Ranges)

Work on Bubble and Final Table Play (Independent Chip Model)

Build 3 Betting Ranges

AFRO-MEDITERRANEAN SOCIOECONOMIC STATUS VOLLEYBALL SPORTS PERFORMANCE FOR KINAESTHETIC LEARNERS

Volleyball Physiological Age System for Both Genders: Plyometric High-Intensity Interval Training Through Cross Training, Wingspan Through Cross Training, Unstable Surface Muscle Recruitment Contrast Training, Isometric-Plyometric-Sprint-or-Vertical Jump Contrast Conditioning, Intermittent Hypoxic Training (IHT) Weighted Jump Rope Respiratory Conditioning, Functional Threshold Power (FTP) Cycling, Fascia and Central Pattern Generator Skill Development, Stretch-Reflex Elastic Strength Training, Running-Based Anaerobic Sprint Test (RAST), Stimulus-Fatigue-Recovery-Adaptation for Supercompensation, Autophagy Recovery, High Fat and High Carb with Lipolysis Supplement Nutrition: 3 Fuels of Energy in Oxygen, Fat, and Glucose, Convert Hybrid Muscle Fibers

Stretch Goal of Having a Physiological Age of 25

Volleyball is an aerobic sport with additional anaerobic demands. This will require volleyball players to work both energy systems, making cardiorespiratory conditioning very important. The aerobic, or lower intensity training, will help build a strong cardio base that is needed for a long match. A study done on college athletes showed that gymnasts and volleyball players had significantly higher bone mineral density than swimmers, which is considered a low-impact sport.

Collagen Athletes: Researchers found that a year of daily collagen peptides supplementation measurably increased bone mineral density in the lumbar spine and in the upper femur. The women also had higher levels of a blood biomarker that indicates bone formation. Collagen provides resistance to tension and stretch, which commonly occur in fascial tissues, such as ligaments, tendons, sheaths, muscular fascia and deeper fascial sub-layers. Julio Jones and Cam Newton do Fascia Beach Workouts https://www.youtube.com/watch?v=Unm5dvlcqL4

Offensive Systems 5-1 System Rotation 1: Setter Starts in Right Back, Rotation Offense to Middle Front, Run One Man or Two Man Routes, Call out Formations

Defensive Systems Middle Back Systems: The Set is important to determine if there’s enough time for one man, two man, or three man block. Shots to Plan for: Dink, Off-speed, and Angle. Setting Blocks: Mix Sequencing of Jump Two Man and Three Man Back

Anta Sports Fashion Collab Circuits (Graffiti Beachwear Fashion Week and Trade Show): Key City Tournaments

Planned Pregnancy: Mercury-Venus Cusp, MSTN Gene, ACTN3 Gene, and XYY Syndrome or Triple X Syndrome

CARTEL THEORY

HSBC Bank Holding Company Equity Financing

What Is a Bank Holding Company? A bank holding company is a corporation that owns a controlling interest in one or more banks but does not itself offer banking services. Holding companies do not run the day-to-day operations of the banks they own. However, they exercise control over management and company policies. They can hire and fire managers, set and evaluate strategies, and monitor the performance of subsidiaries’ businesses.

What Is Equity Financing? Equity financing is the process of raising capital through the sale of shares. Companies raise money because they might have a short-term need to pay bills or have a long-term goal and require funds to invest in their growth. By selling shares, a company is effectively selling ownership in their company in return for cash. Equity financing comes from many sources: for example, an entrepreneur's friends and family, investors, or an initial public offering (IPO). An IPO is a process that private companies undergo to offer shares of their business to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors. 

Palmiers Noirs Rivals

United Kingdom

Jews

Luxembourg (EU Blacklist Creator)

Latin Kings

Sinaloa Cartel

Sonora Cartel

Colombian Cartels

Neymar

Banker Title

Croupier Comptable: An investment banker who has experienced decadence through Casino Capitalism 

Palmiers Noirs Structure

Clandestine Cell System

A clandestine cell system is a method for organizing a group of people (such as resistance fighters, sleeper agents, mobsters, or terrorists) such that such people can more effectively resist penetration by an opposing organization (such as law enforcement or military units).

In a cell structure, each of the small group of people in the cell know the identities of the people only in their own cell. Thus any cell member who is apprehended and interrogated (or who is a mole) will not likely know the identities of the higher-ranking individuals in the organization.

The structure of a clandestine cell system can range from a strict hierarchy to an extremely distributed organization, depending on the group's ideology, its operational area, the communications technologies available, and the nature of the mission.

Criminal organizations, undercover operations, and unconventional warfare units led by special forces may also use this sort of organizational structure.

Infrastructure cells

Any clandestine or covert service, especially a non-national one, needs a variety of technical and administrative functions, such as: Recruitment/training, Forged documents/counterfeit currency, Finance/Fundraising, Communications, Transportation/Logistics, Safehouses, Reconnaissance/Counter-surveillance, Operational planning, Arms and ammunition, and Psychological operations

A national intelligence service has a support organization to deal with services like finance, logistics, facilities (e.g., safehouses), information technology, communications, training, weapons and explosives, medical services, etc. Transportation alone is a huge function, including the need to buy tickets without drawing suspicion, and, where appropriate, using private vehicles. Finance includes the need to transfer money without coming to the attention of financial security organizations.

Cartel Definition

Cartel is an ambiguous concept, which usually refers to a combination or agreement between rivals, but – derived from this – also designates organized crime. The main use of ‘cartel’ is that of an anticompetitive association in the economy. 

Price cartels engage in price fixing, normally to raise prices for a commodity above the competitive price level.

Cartel Theory

Cartel theory is usually understood as the doctrine of economic cartels. However, since the concept of 'cartel' does not have to be limited to the field of the economy, doctrines on non-economic cartels are conceivable in principle. Such exist already in the form of the state cartel theory and the cartel party theory. For the pre-modern cartels, which existed as rules for tournaments, duels and court games or in the form of inter-state fairness agreements, there was no scientific theory. Such has developed since the 1880s for the scope of the economy, driven by the need to understand and classify the mass emergence of entrepreneurial cartels. Within the economic cartel theory, one can distinguish a classical and a modern phase. The break between the two was set through the enforcement of a general cartel ban after the Second World War by the US government.

Constituent characteristics and exclusion criteria for cartels

Constituent criteria for cartels would be the following: The members are, at the same time, partners as well as competitors (so do e.g. enterprises, states, parties, duelists, tournament knights).  These members can be individual persons or organizations. The members of a cartel are independent of each other, negotiating their interests with each other and against each other. So there have to be at least two participants and they determine their interests autonomously. The members of a cartel know each other; they have a direct relationship, in particular they communicate with each other.

Exclusion criteria for cartels would be the following: There is a "hierarchical" or other strong "dependency relationship among the participants": a drug mafia that is organized hierarchically and managed by a single boss can't be a drug cartel in the sense of a real "cartel". KLikewise, a business corporation can't be a "cartel" due to its central management, which controls its subsidiaries. Furthermore, an OPEC, in which all adherents would be dependent on the largest member (since long: Saudi Arabia) would no longer be a "cartel". Similarly, colonial empires from a motherland and colonies do not constitute a "state cartel". The union of competitors, in their entirety or via important members of its association, is dependent on an outside power. A strict, state-mandated compulsory cartel without freedom of choice between the partners would not be a (real) cartel. A suitable example is the "Deutsche Wagenbau-Vereinigung" (German Railway Cars Association), which was organized in the 1920s by the "Deutsche Reichsbahn" (German Imperial Railways) – its "market opponent". The combination takes place between actors of different levels. Thus, the concerted actions of employers’ associations and trade unions in some industrialized countries was not a cartel, because the allies there were no homogenous competitors. The alleged members of a suspected cartel do not know each other, but only randomly show a parallel behavior: “Cartels of the godless”, “cartels of maintenance deniers” or “silent cartels” are therefore usually no real cartels, but pure verbal abuse formulas.

MACAU ECONOMICS

Science

Science of Aesthetics

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Wolf Packs are Generalist

David Epstein examined the world’s most successful athletes, artists, musicians, inventors, forecasters and scientists. He discovered that in most fields—especially those that are complex and unpredictable—generalists, not specialists, are primed to excel. Generalists often find their path late, and they juggle many interests rather than focusing on one. They’re also more creative, more agile, and able to make connections their more specialized peers can’t see.

Wolves are habitat “generalists,” meaning they can adapt to living in many kinds of habitat. They basically need two things to thrive: abundant prey and human tolerance.

Trophic Cascade, an ecological phenomenon triggered by the addition or removal of top predators and involving reciprocal changes in the relative populations of predator and prey through a food chain, which often results in dramatic changes in ecosystem structure and nutrient cycling. (Trillwave in Macau)

A keystone species is an organism that helps define an entire ecosystem. Without its keystone species, the ecosystem would be dramatically different or cease to exist altogether. Keystone species have low functional redundancy. (Trillwave in Macau)

Unpredictable and harsh conditions tend to produce fast life history strategies, characterized by early maturation, a higher number of sexual partners to whom one is less attached, and less parenting of offspring.

BLUE OCEAN STRATEGY BY RENÉE MAUBORGNE AND W. CHAN KIM (COURTESY OF BLINKIST)

What’s in it for me? Conquer uncontested market space.

Every business asks themselves the same question: how can we beat out the competition? And almost every business comes up with the same answer: we need to become bigger, better, and faster to outperform our rivals.

But what if your business didn’t have to beat the competition because there wasn’t any? What if you could enjoy unlimited growth without worrying about limited demand? This isn’t some idle fantasy but a strategic approach that a handful of successful businesses have already made reality. How did they do it? And how can your business do the same? This short Blink will give you a taste.

Escape your competition by setting sail to a blue ocean.

When you establish a new business, competition can be brutal. Whether you’re selling wine, audio books, or life insurance, the market for a product can only get so big. So you’re left to fight with hundreds of other companies for your share of a limited demand. No surprise that America’s most popular business TV show is called Shark Tank! Markets today are like oceans, swarming with hungry companies ready to kill each other. There’s so much blood in the water, we can call these markets red oceans. 

But every once in a while, a company emerges that seems to sail past all the competition. These are businesses that rise fast, grow uncontested, and seem to play by their own rules. What are they doing differently?

Well, instead of fighting over scraps in red oceans, these businesses navigate uncharted territory: blue oceans. You can think of blue oceans as all the markets we haven’t yet discovered, for products and services that don’t yet exist. Demand isn’t limited because demand isn’t there – it has to be created. But this isn’t a handicap, it’s an opportunity. Because if the size of your market isn’t limited, neither are your growth and profits.

In blue oceans, the water isn’t bloodied by cut-throat competition. It’s deep, clear, and full of undiscovered potential. The blue ocean strategy gives you the methodology and tools to conquer such uncontested markets. The basic tenet is this: It’s true that the space in a certain industry might be limited. But who’s to say that a business can’t create an entirely new industry?

Let’s look at an example of this in action: famous Canadian circus company Cirque du Soleil. With its extraordinary variety shows, Cirque du Soleil has entertained millions of people worldwide. On top of that, it’s made record profits. Not something you would expect from a circus company! How did the company do it?

Well, Cirque du Soleil did two interesting things. First, it got rid of the old circus staple of animal acts. Then, it supplemented its human acts with live music and compelling storylines. The first move reduced costs while the second introduced exciting new elements into the world of circus. In effect, Cirque du Soleil created a blue ocean: it carved out an entirely new market for artistic theater experiences. And people love it.

Lower your costs and differentiate yourself.

Perhaps you find the example of a circus company a bit too eclectic? No problem. There are thousands of other businesses that have successfully implemented a blue ocean strategy. Companies like Ford, Nintendo, Netflix, Nespresso, Yellow Tail, Southwest Airlines, and even The Body Shop. In this section, we’ll take a closer look at how they succeeded.

But first, a few more words about red oceans. In red oceans – industries that are already established – everyone plays by agreed rules. Not so long ago, these rules might have looked something like this: “Movies can be bought or rented.” “Wine needs to have an air of sophistication.” “Air travel is expensive.” But in blue oceans, none of these rules apply. Blue oceans are actively shaped by the actions of the industry players who create them.

Let’s be clear – you don’t need to reinvent the wheel to establish a blue ocean. Often, a few little tweaks are enough to set a product apart from its competitors and create a new market. It’s really quite simple: Take a close look at your industry as it is right now. Then think about which factors you can Raise, Eliminate, Reduce, and Create. Let’s go through these points step-by-step with examples.

Raise. Think about how you can elevate the product quality, price point, or service standards of your industry. Southwest Airlines did this when it became the first US airline to make domestic flights quick, easy, and affordable for everyone.

Eliminate. Consider which aspects of your product or service can be cut completely. Remember how Cirque du Soleil got rid of costly and unethical animal acts? Every industry has some outdated practice they’d be better off abandoning.

Reduce. Look at which production processes, product features or service offers you can reduce. Australian wine brand Yellow Tail, for instance, decided to reduce its focus on prestigious vineyards and the aging process in favor of affordable wines with broad appeal.

Create. Brainstorm what new features you can offer your customers. Netflix is a premium example of this that barely needs an explanation: it was the first company to offer on-demand streaming for movies and TV shows.

Ideally, considering these questions will help you do two things: lower your costs and differentiate your business from the competition. And that’s really all you need to create a blue ocean. Even more so, if your company keeps addressing these four factors – that’s raise, eliminate, reduce, and create –, it will stay one step ahead of the competition at all times.

Final summary

In this short Blink, you’ve learned about the difference between red and blue oceans. Rather than competing for limited market space, successful businesses often capture new markets with unlimited potential. They’re discovered by raising, eliminating, reducing, and creating industry factors in a way that lowers costs and sets your business apart from the competition.

RANGE BY DAVID EPSTEIN (COURTESY OF BLINKIST)

What’s in it for me? Learn why taking a wide-ranging approach to life will pay off.

In our complex and cutthroat world, there’s a lot of pressure to get a head start and specialize early. Many successful people, such as Tiger Woods, start to focus on one path early in life. But delve a little deeper, and it becomes clear that it’s generalists, not specialists, who are primed to excel.

Generalists may take a little longer to find their path in life, but they are more creative, can make connections between diverse fields that specialists cannot. This makes them more innovative and, ultimately, more impactful.

Drawing on examples from medicine to academia to sport, these blinks explore how breadth and range are far more powerful than specialized expertise. They also show that experts often judge their own fields more narrowly than open-minded, intellectually curious amateurs do.

In these blinks, you’ll learn; what comic books have to tell us about the ingredients of success, how the complexity of modern life has changed the way we think, and why you should be a Roger; not a Tiger.

Starting early and specializing is fashionable, but has dubious merit.

At the age of ten months old, Tiger Woods picked up his first miniature golf club. At two, he showed off his golf drive on national television. Later that same year, he entered and won his first tournament in the under ten category. Tiger Woods embodies a now popular idea that the key to success in life is to specialize, get a head start and practice intensively.

This trend toward specialization doesn’t only show up in the sports world. In fact, it’s also true of academia, our complex financial system and medicine. Oncologists, for example, now rarely focus on cancer alone. Rather, they specialize in cancer of a particular organ. The writer and surgeon Atul Gawande notes that when doctors joke about right-ear surgeons, we shouldn’t be so quick to assume they don’t actually exist.

But is specializing really the way to go? Simply put, no. In many walks of life, building up experience in just one field doesn’t help performance. In a 2009 paper, psychologists Daniel Kahneman and Gary Klein explored the connection between experience and performance.

Klein shows that experience counts in certain fields. For firefighters, for example, years of focused experience trains them to recognize patterns in the behavior of flames, which enables them to make 80 percent of their on-the-job decisions instinctively in seconds.

But Kahneman found that in other areas, experience counted for nothing. Studying the assessment of officer candidates in the Israeli Defence Forces, he found that recruiters’ predictions of a recruit’s future performance, based on physical and mental abilities, were no more reliable than guesswork. Crucially, as the recruiters received more and more feedback after multiple recruitment rounds, they didn’t get any better at making predictions. Kahneman concluded that there was a complete disconnect between experience and performance.

Some fields of life resemble golf or firefighting. While not necessarily easy, they offer recurring patterns or simple rules that govern decision-making. But there are many more fields of life, like army recruitment, that are much more nebulous and require the creativity and flexibility that generalization offers.

Experimentation is as reliable a route to expertise as early specialization.

In 2006, a now 31-year-old Tiger Woods watched Roger Federer win the US Open final for the third year in a row. Both were at the peak of their powers. As they sipped champagne together in the locker room afterward, Federer felt he had never connected with someone who understood his feeling of invincibility so well. They became firm friends. But, as Roger later told a biographer, his story was very different from Tiger’s.

Roger’s mom was a tennis coach, but if she ever felt tempted to coach him, she resisted it. As a young boy, he dabbled in squash, skiing, wrestling, skateboarding, basketball, tennis and badminton. Later, he gave credit to this range of sports experience for helping his hand-eye coordination and athleticism.

Over time, he found that he liked sports with balls. He moved toward tennis as a teenager, but not intensively. In fact, when his instructors recognized his talent and tried to move him to a group of older players, he asked to stay in the group with his friends. Roger Federer’s winding path to tennis success points to the fact that sampling, rather than specialization, can often be the best route to eventual success.  

And plenty of evidence across multiple disciplines supports this. This is true even in an area like music, where plenty of outstanding musicians do specialize young. World-renowned cellist Yo-Yo Ma, for instance, started playing music at a very young age. But what many people don’t know is that Ma first tried violin and piano, and only moved to the cello because he didn’t like the first two.

Yo-Yo Ma isn’t alone in this. In a study of students at a British boarding school, music psychologist John Sloboda found that every one of the students who attended structured music lessons early in their development was categorized by the school as “average,” while not one was “exceptional.” In contrast, those children identified as exceptional were those who had tried out three instruments.

So, if you haven’t yet found your calling, experiment. You could take Vincent van Gogh as inspiration. He tried everything from working in bookstores to teaching and art dealing to preaching before finding his calling as an artist who changed painting forever.

Let’s find out how this works.

Living in a complex world has increased the average person’s IQ and ability to think abstractly.

In 1981, James Flynn, a professor of political studies from the beautiful hilly town of Dunedin in New Zealand, changed the way we think about thinking.

Flynn stumbled upon reports of IQ test scores of American troops that showed dramatic improvement between the two World Wars. The same score that placed a World War I soldier in the 50th percentile would only land him in the 22nd percentile of World War II troops. Intrigued, Flynn asked researchers in other countries for data. He received IQ test results from the Netherlands that showed similarly huge leaps from generation to generation. He then compiled data from 14 other nations.

In what’s now known as the Flynn effect, this research reveals an average three-point increase in IQ every decade in over 30 countries. But what causes this rapid rise? The work of a Russian psychologist, Alexander Luria, gives us an idea.

In 1931, the Soviet Union was changing rapidly. Remote, essentially premodern villages operating in ways unchanged for centuries were converted to collective farms with industrialized development, planned production and division of labor.

Luria capitalized on this rate of change to conduct unique studies. In one experiment, he asked villagers to sort wools into groups. In more modern villages, people would happily group similar pieces of wool, like those in different shades of blue. But in the remote, still premodern villages, participants simply refused to do so. According to them, each piece of wool was different – it was an impossible task!

Other questions involving conceptual thinking got a similar response. One villager, named Rakmat, was shown a picture of three adults and one child and asked which person did not belong. But Rakmat didn’t think about the question abstractly, as we would, and identify the child as different. Instead, he insisted that the boy must stay with the adults and help them with their work.

Luria’s findings were clear. The more exposure to modernization, the greater the ability to make conceptual connections between objects or abstract notions. Today, our minds are constantly dealing with abstract concepts. We glance at a download progress bar on our computer, for example, and instantly understand its meaning. Our minds are better at understanding a breadth of topics and making connections between ideas than ever before.

And yet, we continue to narrow our conceptual focus.

If you want it to stick, learning should be slow and hard, not quick and easy.

The teachers you liked the most in your educational career might be the ones who taught you the least. A study of teaching at the US Air Force Academy tracked the progress of thousands of students working with hundreds of different professors, starting with Calculus I classes. It found that the professors whose students’ got better grades on the exam were also highly rated in student evaluations. The professors whose students did not receive good grades received harsher student feedback.

But when the economists conducting the study looked at long-term results, there was a twist. The professors who received positive feedback had a net negative effect on their students in the long run. In contrast, those professors who received worse feedback actually inspired better student performance later on.

Rather than teaching to the test, these professors appeared to be facilitating a deeper understanding of underlying math concepts. It made their classes frustrating and difficult, hence the poor grades and student evaluations. But it paid off in the long run. Those professors were using desirable difficulties – harder, but ultimately more rewarding, ways to learn.

There are certain techniques we can all use that embrace desirable difficulties. One such technique is spacing, which means leaving time between learning something and practicing it. Consider a 1987 study in the Journal of Experimental Psychology. This study separated Spanish students into two groups, testing one group on vocabulary that they had learned the same day, and the other group weeks later. Eight years later, and with no further study in the interim, the two groups were tested again. The results showed that the latter group could remember over 200 percent more words.

Even short-term spacing is effective. In a 1972 study, researchers at Iowa State University read people a series of words. The first group of participants was asked to recite the words straight away. Another group was asked to recite them after being distracted for fifteen seconds by some simple math problems.

The first group did considerably better than the group that was distracted. But later the same day, the participants were asked to write down each word they could recall. This time, the group that previously performed worse did the best. The process of working hard to recall the information in the first instance had helped them move it from short-term to long-term memory.

So, don’t get too excited by quick progress when you learn. Embrace hard, slow learning. It will pay off in the long run.

A narrow focus is unhelpful, and a remedy for this is to think outside the box.

In some environments, dealing with specialists is desirable. If you need an operation, you probably want a doctor who specializes in the procedure and has done it many times before. However, as we benefit from more reflection and thinking, this narrow focus can be unhelpful.

For example, cardiologists use stents – metal tubes that hold blood vessels open – to treat chest pain so often that they often do so reflexively, even in situations that may be dangerous or inappropriate. This explains a 2015 study by Dr. Anupam Jena of Harvard Medical School. The study found that patients with cardiac arrest or heart failure were actually less likely to die if they were admitted to hospital while top cardiologists were away.

Other fields also point to the benefits of looking at problems with an outside view, rather than the inside view dictated by your own particular specialty.

In a study by University of Sydney professor Dan Lovallo, private equity investors were asked to provide a detailed assessment of businesses they were considering investing in, including their estimated return on investment. The investors were then asked to write notes about some other projects with broad similarities, like another tech start-up or an infrastructure project.

It turned out that the investors’ estimates of returns for the businesses they were actually planning to invest in were around 50 percent higher than for those alternative projects they had identified but not looked at in detail. The investors were shocked to discover the differences, and quickly slashed their estimated profit for their original potential investments.

As further psychological research has repeatedly shown, the more details we consider about something, the more extreme our judgments become. In one example, students rated a university higher when told that only certain science departments, rather than all science departments, were ranked in the national top ten.

Clearly, failing to see things from a broad perspective can lead to some bad calls.

A breadth of experience and interest drives innovation.

Comic books can tell us a surprising amount about range and success. When Dartmouth business professor Alva Taylor and Henrik Greve from the Norwegian School of Management decided to examine the impact of individual breadth on creative impact, they chose to study comics.

Tracking the careers of comic creators and the commercial success of thousands of comic books from 1971 onward, they made some predictions about what would boost the average value of a comic. They predicted that the more comics a creator made, the better the comics would be. Further, they thought that the more resources a publisher had, the higher quality and more successful its product would be.

All these assumptions were wrong. Neither experience nor financial resources bred success. What did drive success was the breadth of a comic creator’s experience across comic genres. Of 22 genres, the more a creator had worked in, from comedy to crime, fantasy to non-fiction, the more successful they were. But this link between breadth and success isn’t just the case in creative or artistic worlds.

Andy Ouderkirk, an inventor at the multinational company 3M, was named Innovator of the Year in 2013 and has been named on 170 patents, a proxy for creative success. He became fascinated with what generates successful and inventive teams, so he started to do some research. He found that the inventors who were most likely to succeed within 3M and win the company’s Carlton Award, which recognized innovation, were not specialists. They were polymaths, people with one area of depth, but a great deal of expertise in other areas as well.

These polymaths tended to have many patents in their area of focus, but also repeatedly took expertise gathered in one area and applied it to another. A study of prestigious scientists led by Robert Root Bernstein, a Professor of Psychology at Michigan State University, confirm Ouderkirk’s findings. Comparing Nobel prize-winning scientists to other scientists, the figures show that Nobel laureates are a full 22 times more likely to be an amateur actor, magician, dancer or performer.

So, for any hiring managers out there looking for fresh talent, here’s a plea. Don’t just look for people who fit into your clearly-defined slots. Make some space for those who don’t fit so clearly into any one category. Their breadth of experience might be invaluable.

The experts and pundits that our society listens to are usually hopeless at making predictions.

During 20 years of the Cold War, world-renowned forecasting expert Philip Tetlock collected and assessed the predictions of 284 experts. He concluded that experts are absolutely terrible at making predictions about anything.

Tetlock found that an expert’s years of experience, academic degree and even ability to access classified information made no difference. When experts said that some potential event was impossible, it happened in 15 percent of cases. Events declared to be an absolute sure thing failed to occur 25 percent of the time.

And worryingly for anyone who listens to cable news, Tetlock found that there was a perverse and inverse relationship between fame and accuracy. The more an expert appeared in the news, the more likely they were to be wrong, or as Tetlock famously put it, “roughly as accurate as a dart-throwing chimpanzee.”

One of the problems was that many of the experts’ focus was too narrow. Having spent entire careers studying a single issue – say, US-Soviet relations – they tended to have explicit theories about how it worked. So, what makes a better forecaster of future events? Well, researchers like psychologist Jonathan Baron point to active open-mindedness – a willingness to question your own beliefs. Most of us fail at this, and can’t override our strong instinct to cherry-pick evidence that confirms our existing beliefs.

Consider a study run by Yale professor Dan Kahan. Pro and anti-Brexit voters were first tasked with interpreting a set of statistics about the effectiveness of a skin cream. Most participants completed the task successfully. But when presented with the same numbers framed as the link between crime and immigration, many of the participants misinterpreted the statistics according to their political beliefs. The same study has yielded similar results in the US on the topic of gun control.

So, how exactly can we combat our tendency to stick to our existing beliefs, despite the evidence? Kahan argues that one personality feature is important if we want to stay open-minded and think clearly about the world around us. Instead of scientific knowledge – how much you know – emphasize scientific curiosity – a desire to learn more, willingness to look at new evidence and ability to think with a genuinely open mind.

Now, let’s consider how we can embrace this kind of curiosity.

To be more of a generalist, you need to change your attitude toward learning and success.

See if you can answer this question correctly. Disease X has a prevalence of one in 1,000 people. The test for the disease has a false positive rate of five percent. What is the chance that someone receiving a positive test result has the disease?

If your answer was two percent, or 1.96 to be precise, you got it right. And in doing so, you did better than the 75 percent of physicians and students at Harvard and Boston University who got it wrong. Their most frequent answer was 95 percent.

The problem is straightforward if you know how to think about it. In a sample of 10,000 people, ten will have the disease and get a true positive. Five percent, or 500 people, will get a false positive. So out of the 510 people with a positive result, only 10, or 1.96% are ill. Sadly, many students aren’t taught to think openly about such problems. And this, according to Arturo Casadevall –  a star in the world of microbiology and immunology – has to change.

In a new role at the Johns Hopkins Bloomberg School of Public Health, Casadevall is developing programs focused on an interdisciplinary understanding of topics such as philosophy, ethics, statistics and logic. One course, called “How do we Know What is True,” examines different types of evidence in various academic disciplines. “Anatomy of Scientific Error” encourages students to hunt for signs of misconduct or poor methodology in scientific research.

Casadevall hopes that, with a more rigorous grounding in reasoning and multidisciplinary thinking, students will be better prepared to make a real impact on our economy and society.

Of course, not all of us hold senior academic positions like Casadevall. What can we do to expand our range? Well, one thing is to embrace failure. Dean Keith Simonton, a creativity researcher, has shown that the more work creators produce, the more failures they produce, but they are also more likely to produce a superstar success. Thomas Edison, for instance, held over 1,000 patents, many of which were ultimately failures. But his successes, like the light bulb, were revolutionary.

Treading a wide-roaming, disorderly path of experimentation may not always bring instant results. But it may just be the best route to greatness in the end.

Final summary

The key message in these blinks: Embracing range, experimentation and breadth of experience is often a better road to success than specialization. Range demands patience, open-mindedness and scientific curiosity. If we can foster and exemplify these, the chances that we will generate major innovations and contribute significantly to our economy and society increase.

THINKING IN BETS BY ANNIE DUKES (COURTESY OF BLINKIST) CROUPIER COMPTABLE PSYCHOLOGY

Human minds tend to confuse decisions with their outcomes, which makes it hard to see mistakes clearly.

Super Bowl XLIX ended in controversy. With 26 seconds left in the game, everyone expected Seattle Seahawks coach Pete Carroll to tell his quarterback, Russell Wilson, to hand the ball off. Instead, he told Wilson to pass. The ball was intercepted, the Seahawks lost the Super Bowl, and, by the next day, public opinion about Carroll had turned nasty. The headline in the Seattle Times read: “Seahawks Lost Because of the Worst Call in Super Bowl History”!

But it wasn’t really Carroll’s decision that was being judged. Given the circumstances, it was actually a fairly reasonable call. It was the fact that it didn’t work.

Poker players call this tendency to confuse the quality of a decision with the quality of its outcome resulting, and it’s a dangerous tendency.

A bad decision can lead to a good outcome, after all, and good decisions can lead to bad outcomes

In fact, decisions are rarely 100 percent right or wrong. Our decision-making is like poker players’ bets. We bet on future outcomes based on what we believe is most likely to occur.

So why not look at it this way? If our decisions are bets, we can start to let go of the idea that we’re 100 percent “right” or “wrong," and start to say, “I’m not sure.” This opens us up to thinking in terms of probability, which is far more useful.Volunteering at a charity poker tournament, the author once explained to the crowd that player A’s cards would win 76 percent of the time, giving the other player a 24 percent chance to win. When player B won, a spectator yelled out that she’d been wrong. But, she explained, she’d said that player B’s hand would win 24 percent of the time. She wasn’t wrong. It was just that the actual outcome fell within that 24 percent margin.

If we want to seek out truth, we have to work around our hardwired tendency to believe what we hear.

We all want to make good decisions. But saying, “I believe X to be the best option” first requires good-quality beliefs. Good-quality beliefs are ideas about X that are informed and well thought-out. But we can’t expect to form good-quality beliefs with lazy thinking. Instead, we have to be willing to do some work in the form of truth-seeking. That means we have to strive for truth and objectivity, even when something doesn’t align with the beliefs we hold.

Focusing on accuracy and acknowledging uncertainty is a lot more like truth-seeking, which gets us beyond our resistance to new information and gives us something better on which to bet.

We can learn a lot from outcomes, but it’s difficult to know which have something to teach us.

The best way to learn is often by reviewing our mistakes. Likewise, if we want to improve our future outcomes, we’ll have to do some outcome fielding. Outcome fielding is looking at outcomes to see what we can learn from them.

To become more objective about outcomes, we need to change our habits.

Habits work in neurological loops that have three parts: cue, routine and reward. As Pulitzer-prize-winning reporter Charles Duhigg points out in his book The Power of Habit, the key to changing a habit is to work with this structure, leaving the cue and reward alone but changing the routine.

We can improve our decision-making by being part of a group, but it needs to be the right kind of group.

We’ve all got blind spots, which makes truth-seeking hard. But it’s a little easier when we enlist the help of a group. After all, others can often pick out our errors more easily than we can.

But to be effective, a group dedicated to examining decisions isn’t like any other. It has to have a clear focus, a commitment to objectivity and open-mindedness, and a clear charter that all members understand.

In a decision-examining group committed to objective accuracy, this kind of change is self-reinforcing. Increasing objectivity leads to approval within the group, which then motivates us to strive for ever-greater accuracy by harnessing the deep-seated need for group approval that we all share.

To work together productively, a group needs CUDOS.

Shared commitment and clear guidelines help define a good-quality decision-examining group. But once you’ve got that group, how do you work within it?

You can start by giving each other CUDOS.

CUDOS are the brainchild of influential sociologist Merton R. Schkolnick, guidelines that he thought should shape the scientific community. And they happen also to be an ideal template for groups dedicated to truth-seeking. The C in CUDOS stands for communism. If a group is going to examine decisions together, then it’s important that each member shares all relevant information and strives to be as transparent as possible to get the best analysis. It’s only natural that we are tempted to leave out details that make us look bad, but incomplete information is a tool of our bias. U stands for universalism – using the same standards for evaluating all information, no matter where it came from. When she was starting out in poker, the author tended to discount unfamiliar strategies used by players that she’d labeled as “bad.” But she soon suspected that she was missing something and started forcing herself to identify something that every “bad” player did well. This helped her learn valuable new strategies that she might have missed and understand her opponents much more deeply. D is for disinterestedness and it’s about avoiding bias. As American physicist Richard Feynman noted, we view a situation differently if we already know the outcome. Even a hint of what happens in the end tends to bias our analysis. The author’s poker group taught her to be vigilant about this. But, teaching poker seminars for beginners, she would ask students to examine decision-making by describing specific hands that she’d played, omitting the outcome as a matter of habit. It left students on the edge of their seats, reminding them that outcomes were beside the point! “OS” is for organized skepticism, a trait that exemplifies thinking in bets. In a good group, this means collegial, non-confrontational examination of what we really do and don’t know, which keeps everyone focused on improving their reasoning. Centuries ago, the Catholic church put this into practice by hiring individuals to argue against sainthood during the canonization process – that’s where we get the phrase “devil’s advocate.”

If you know that your group is committed to CUDOS, you’ll be more accountable to these standards in the future. And the future, as we’ll see, can make us a lot smarter about our decisions.

To make better decisions, we need to spend some time in the future.

Temporal Discounting – making decisions that favor our immediate desires at the expense of our future self – is something we all do.

We can also recruit our future feelings using journalist Suzy Welch’s “10-10-10.” A 10-10-10 brings the future into the present by making us ask ourselves, at a moment of decision, how we’ll feel about it in ten minutes, ten months and ten years. We imagine being accountable for our decision in the future and motivate ourselves to avoid any potential regret we might feel.

Backcasting, imagining a future in which everything has worked out, and our goals have been achieved, and then asking, “How did we get there?" This leads to imagining the decisions that have led us to success and also recognizing when our desired outcome requires some unlikely things to happen. If that’s the case, we can either adjust our goals or figure out how to make those things more likely.

Premortems are when we imagine that we’ve failed and ask, “What went wrong?" This helps us identify the possibilities that backcasting might have missed. Over more than 20 years of research, NYU psychology professor Gabrielle Oettingen has consistently found that people who imagine the obstacles to their goals, rather than achieving those goals, are more likely to succeed.

Final summary

The key message in these blinks: You might not be a gambler, but that’s no reason not to think in bets. Whether or not there’s money involved, bets make us take a harder look at how much certainty there is in the things we believe, consider alternatives and stay open to changing our minds for the sake of accuracy. So let go of “right” and “wrong” when it’s decision time, accept that things are always somewhat uncertain and make the best bet you can.

Side Note: I think there is a link between Poker and Financial Psychopathy & Cerebral Narcissism because of the Rewiring of the Brian Benefits of Poker through Dopamine Release.

PITCH ANYTHING BY OREN KLASS (COURTESY OF BLINKIST)

PITCH ANYTHING is a fast-paced narrative packed with crystal clear examples illustrating the unique S.T.R.O.N.G. Method, which takes advantage of how the brain really works by Setting the Frame; Telling the Story; Revealing the Intrigue; Offering the Prize; Nailing the Hookpoint; and Getting a Decision.

You must tailor your pitch to the audience’s croc brains.

Everyone should learn to pitch ideas well. In every profession, from dentistry to investment banking, there comes a time when you must convince someone of something. Unfortunately, there is a gap between what we are trying to tell our audience and how they perceive it. To understand this gap and overcome it, we must look at the evolution of the human brain.

Basically, the human brain has evolved in three separate stages, resulting in three distinct parts: the primitive reptilian part, the croc brain, developed first. It’s a simple device primarily focused on survival and it can generate strong emotions, like the desire to flee a predator. Next, the midbrain developed. It allows us to understand more complex situations, such as social interactions. Finally, the sophisticated neocortex evolved, facilitating reasoning and analysis to understand complex things.

When you pitch, you use your neocortex to put into words the ideas you are trying to convey. Unfortunately, your audience doesn’t at first process these ideas with their neocortices. Instead, it is the audience’s primitive croc brains that receive the ideas and they ignore everything that is not new and exciting. Worse still, if your message seems abstract and unfathomable to the croc brain, it might perceive the message as a threat. This will make your audience want to flee to escape the situation.

This is why you must tailor your pitch to the croc brain. Since croc brains are simple, your message should be clear, concrete and focused on the big picture. You also need to ensure the croc brain sees your message as something positive and novel, which deserves to be passed on to the higher brain structures.

To secure your target’s attention, you must create desire and tension.

The one critical thing you need throughout your pitch is the attention of your target. To successfully attain this, research has shown that you must evoke two sensations in your pitch: desire and tension. Desire arises when you offer your target a reward, and tension arises when you show them they might lose something, like an opportunity, as a result of this social encounter. On a neurological level, this effectively floods your target’s brain with two neurotransmitters: dopamine and norepinephrine.

Dopamine is a chemical associated with anticipating rewards — desire. One such reward would be the pleasure of understanding something new, such as solving a puzzle. Thus, to increase the level of dopamine in your target’s brain, you must introduce novelty through a pleasant surprise, like an unexpected yet entertaining product demo.

Norepinephrine, on the other hand, is the chemical responsible for alertness and it creates tension in the target. If your pitch convinces them that there is a lot at stake here, their brains will be flooded with norepinephrine.

To create tension, you must create a bit of low level conflict with a push-pull strategy. This means first saying something to push the target away, like, “Maybe we aren’t a good match for each other.” You then counter this by pulling the target back toward you with something like, “But if we are, that would be terrific.”

This push-pull dynamic creates alertness in the target, as they sense that they might lose this opportunity. Depending on the situation, you may use very powerful push-pull statements, especially if you sense your target’s attention beginning to wane.

To control a meeting, you must first establish frame control.

Different people will see any given situation from a different perspective or point of view based on their intelligence, ethics and values. These perspectives are called frames, and they dictate how we perceive social situations such as meetings and sales pitches. Frames also determine who controls those situations.

When two people meet, their individual frames crash into each other. Only one frame can survive such an encounter — the stronger one. For example, let’s assume a cop pulls you over for speeding. He has a strong moral-authority frame and you only have a weak “I’m so sorry officer”-frame. It is clear that when your frames clash, his frame will prevail. This means he will control every aspect of the encounter: from its duration to its content and tone.

You will often face a similar clash of frames in a business environment; for example, a customer may be focused on the price of your product while you are focused on its quality. You will both try to get the other to focus on what you think is important.

If it is your frame that survives this clash, you will have frame control in the situation meaning your ideas and statements will be accepted as facts by the customer. This is a crucial advantage in any pitch. Without frame control, you are unlikely to convince anyone of anything.

You will often encounter the power frame, time frame and analyst frame, hence you must know how to counter them.

In a pitch or sales meeting you will often encounter certain archetypes of frames, and it is important you choose strong with which to counter them.

Typically, your target will use the power frame which exudes arrogance. You must not do anything that validates the other person’s power. Instead, use small acts of defiance and denial to bust the frame; for example, by yanking your presentation material away from the target if they do not seem to be taking it seriously.

Another oft-used frame is the time frame, where your customer asserts control over time: “I only have ten more minutes.” This is meant to push you off balance, but you can always counter with: “That’s fine, I only have five.”

A particularly lethal frame is the analyst frame, denoted by a fixation on details and numbers. If your opponent is in this frame, they will likely insist on drilling down into minor technical and financial details, effectively bogging down your pitch.

In such situations, give a direct but high-level answer to the question asked and get right back to your pitch. Analysis comes later. Before more questions come up, counter the analyst frame with your own intrigue frame. This basically means you tell a compelling personal story and leave it unfinished as a cliffhanger: “… so there we were, in a pitch black, falling airplane with no idea what was going to happen. Anyway, back to the pitch …" This redirects the focus of the room onto you and makes the discussion personal once again.

Use prizing to make the target seek your acceptance.

The most important frame you should be able to use is the prize frame, as it works in a variety of situations against many opposing frames.

Typically when you’re selling something or pitching an idea, your target will tend to see their money as the “prize” of the meeting, something you have to fight for. You must reframe the situation so that you are the prize and they would be lucky to do business with you.

Because people tend to want things they can’t have, prizing yourself will make your target work for your acceptance instead of the other way around. BMW does this with a special-edition M3. The company demands prospective buyers sign a contract assuring they will take proper care of the car, otherwise they cannot buy one.

In a pitching situation, never engage in behavior that makes it seem as if you are chasing the target, for example by agreeing to last minute schedule changes or trying to prematurely close the deal by saying things like, “So, what do you think so far?” Such behavior only reinforces the impression that the target is the prize. Instead, get your target to explicitly qualify themselves to you; for example, you could say, “I am very particular about with whom I work. Why should I do business with you?” This usually catches them off guard and they start trying to impress you.

Stack frames to trigger hot cognitions.

Contrary to popular belief, we are more prone to making choices instinctively than through rational analysis. In fact, we often make a decision about something before we even fully understand it and only later come up with reasons for that decision. These gut calls are called hot cognitions, whereas the decisions arrived at through rational reasoning are known as cold cognitions.

After you’ve introduced your big pitch idea, you want to trigger hot cognitions within your target. These will make him or her want what you have to offer in mere seconds, instead of analyzing your pitch for days to reach a rational, cold decision. You trigger the hot cognitions by stacking frames, meaning you introduce multiple frames in quick succession.

The first frame is the intrigue frame: you tell your target a compelling story, a personal narrative where a dilemma is solved. At the crucial juncture, you stop telling the story, leaving your target on the edge of their seat, ensuring their full attention.

Next, you pile on the prize frame, where you flip the tables on the target: instead of trying to impress them, make them qualify themselves to you. You could say something like, “This deal has so many investors after it, I have to choose who to take on board.”

After this, you stack on the time frame by adding time pressure to the pitch: “Unfortunately, this is a limited-time offer, and the train, so to speak, is leaving the station on Monday.” This will make the target feel like they are losing an opportunity, at which point they will want it even more.

By triggering all these hot cognitions in the target, you will leave them drooling for what you have to offer.

Don’t be needy – make the target chase you.

Neediness, otherwise known as validation-seeking behavior, is a sign of weakness and it can be absolutely fatal to your pitch. If you act needy, the audience will sense you are weak and their primitive croc brains will classify your proposal as a threat – to their money. This can easily push you into a vicious cycle where the audience becomes more and more distant due to your neediness, which in turn makes you anxious and even needier!

To negate neediness, you can use a simple three-step formula based on the movie The Tao of Steve, where the protagonist, Dex, follows a pseudo-Taoist philosophy to pick up women.

First, try to eliminate your desires, at least in the eyes of the target. If they have something you desperately want, this will translate as neediness in you. To negate this, make it clear to the target that you do not need them.

Second, focus on the things you do well, your strengths. Demonstrate something that showcases your excellence. Dex, for instance, was great with children and made sure the target of his affections saw this. Similarly, you must demonstrate excellence in front of your target.

Third, withdraw. At the crucial moment when your target expects you to chase them for their money, withdraw instead by saying something like, “I’m not totally convinced we’re a good match for each other.” This will make them chase you, much like the women in the Tao of Steve chased Dex.

To pitch effectively, you must attain situational alpha status.

Status plays a vital part in any social encounter. In any meeting, a dominant member known as an alpha emerges, while others take subordinate beta-positions. It is very difficult to be persuasive from a beta-position; hence, you must grab alpha status.

Though some elements of status, like your reputation or wealth, are quite stable, situational status can vary immensely; for example, while a successful surgeon has considerably higher social status than a golf teacher, the teacher is still the alpha during a golf lesson.

Often your pitch targets will lay so-called beta traps to force you into the situational beta position; for example, being made to wait in the lobby is a classic beta trap.

You must try to ignore these traps and avoid doing anything that enforces your opponent’s alpha status. Instead, use small acts of defiance and denial to grab the situational alpha status for yourself as soon as you can.

Say a customer has made you wait in the lobby. Once in the meeting room, you could begin examining some papers on the table in front of you. When the customer peeks at them, you could yank them away and say something like, “Nope, not until I’m ready.” If done in a good-natured, half-joking manner, this enforces your alpha position.

Once you have alpha status, you must then steer the discussion into a direction where you are the expert, much like the golf professional talks about golf, not heart surgery, when teaching the surgeon. To solidify your status, force your opponent to say something that reinforces your alpha position with a good-natured jest, like, “Remind me, why on earth should I work with you guys on this?”

Keep your pitch short and simple.

Before you begin any pitch, let your target know you will keep the presentation short. This will put them at ease. When Watson and Crick presented their Nobel Prize-winning idea of the DNA helix, they only needed five minutes. If you know what you are doing, you can pitch anything in twenty.

Start your pitch by introducing yourself. This does not mean rattling off your entire résumé but just outlining your greatest successes, like projects where you really did something impressive.

Most people will be tempted to jump right to the “big idea” for which they’re trying to get financing. But before you get to it, you should address one crucial concern in your target’s mind. Namely, you must explain why now is the right time to invest.

Rather than a long and complex analysis, simply outline the economic, social and technological forces which make your deal unmissable right now. Economic forces that benefit your pitch, for example, could be your target customers becoming wealthier and interest rates going down, the social forces could be the rising consumer concern for the environment, and the technological force could be the development of the electric car. You must present these forces in a way that shows a window of opportunity has recently opened but will not remain open forever.

The three forces set the stage and paint a backstory for your big idea, which should also be kept brief and simple. Use an established “recipe” for this: “For [target customers] who are dissatisfied with [current offerings on the market]. My product is a [new idea] that provides [solution to key problem] unlike [competing product]. My product has [key product features].”

That’s it. The time for details comes later.

Final summary

The key message in this book is: In any social encounter where you aim to be persuasive, it is vital that you seize control of the situation and ensure the target sees your pitch through the frame of mind you have chosen. At the same time, you must cater your pitch so that on a neurological level, the target’s brain works for you, not against you.

TRIBES BY SETH GODIN (COURTESY OF BLINKIST)

All Tribes Share 3 Components

A Group of People

A Common Cause

At least one Leader who Represents and Organizes the Tribe

The most important feature for a tribe is the shared cause.

A tribe’s shared cause leads its members to internalize the tribe’s values and ideas as their own. These internalized incentives make tribe members into driven believers instead of mere followers

Don’t engineer your ideas for the masses: make it exclusive and meaningful for a distinct group of people.

Apple set out to produce a new kind of phone that almost no one would initially like, but that a few people would really love.

With today’s technology, everyone can form and lead a tribe.

The first thing to know is that people need to be able to communicate intensely about their shared cause. This means that communication can’t just be vertical – between you (the leader) and the individual tribe members – more importantly, it must be horizontal, between tribe members.

With today’s technology, you have everything you need to facilitate both vertical and horizontal communication. Websites, blogs and social networks allow you not only to spread your cause, but also provide the room and the tools for your tribe to communicate, share ideas and organize. For example, you can use Basecamp to organize projects, and Twitter to share brief updates about developments. At the same time, these websites allow you to set ground rules for participation, and align everyone with your common vision by setting specific goals.

If you have a meaningful cause and the will to lead, people will follow.

Have you ever wondered how many people make up a movement? The answer is around 1,000: that’s the amount of true believers you need for a group to keep moving.

Creating a movement is about organizing an existing yearning into a way that tribe members can connect with each other, and form a movement under your leadership.

As former U.S. Senator Bill Bradley defines it, a movement contains three elements: A narrative that tells the story of the future you’re trying to build; a connection between the leader and the tribe and among the tribe members; and something to do – the fewer limits, the better.

When forming a tribe, don’t worry about making it grow – concentrate on tightening connections.

At least in the beginning, a tribe’s biggest advantage is not its size, but the multiple connections between the members, the leader and the outside world.

In fact, a tribe has four different directions of communication: Leader to tribe, tribe to leader, tribe members to one another and tribe member to outsider. Normal marketing pales in comparison, with communication generally only in one direction: company to market.

The most important of these directions is the communication between members. And this is where tightening a tribe comes in.

Tightening a tribe means bringing members closer together by facilitating communication and tightening their common bonds. You can do this by transforming a shared interest into one passionate goal, and by providing a platform for members to easily connect with each other.

Or you can harness the power of insiders and outsiders. To create a feeling of cohesion, you have to develop a culture of insiders – which inevitably excludes others. This allows the tribe to differentiate itself from other tribes, and create a stronger sense of internal identification.

Leadership is about stepping into a vacuum and creating motion.

For a tribe to form there has to be a particular change that people want to see made. This need for change has to come from a certain discomfort with the status quo, from a sense that there is something missing in the world. A leader steps right into this discomfort zone – the vacuum – and starts to organize so people will follow him.

Leaders do this despite the risks because of two things: they have faith in the cause and they know that innovation is always more effective the earlier it happens – so the sooner the better.

To make the world a better place, we need more heretics and less sheepwalkers.

What we need in the world are more heretics: people who question the status quo and the existing dogmas, and take action without asking for permission. Organizations need more heretics to advocate change from the inside: because if you hire amazing people and give them freedom, they will do amazing things. And tribes need heretics as leaders to break into new territory and help change the world.

ARMED ROBBERY INFLUENCE PASSING ATHLETE

Generalist Kinaesthetic Learners VAMMMBRGC

Volleyball

Acting

Modeling

Music

Martial Arts

Ballet (Female Only)

Rings Gymnastics (Male Only)

Graffiti (Art)

Cooking (Endorsements)

Characteristics

Suddenness

Speed

Intense

Aggressive Intervention for the Victim

Maximum Masking his own Contribution

Choosing the  appropriate  moment to attack and target the more vulnerable and defenseless victims.

Roles: The Bosses

**The Mastermind: The leader, who found the target, calls the shots, and thought up the plan. Usually the most experienced in the business as well, and very respected by their crew otherwise they wouldn't be able to keep all these amoral people in line. Compare The Chessmaster (Bullet Chess), The Captain, the Big Bad. May or may not have been the one to put the team together

**The Partner In Crime: The leader's second-in-command, who assists The Mastermind in plan-making and usually almost equally as experienced. Depending on the nature of the crew, he might be the only one besides The Mastermind who actually knows what's going on. May overlap with other roles. Compare The Lancer, The Dragon, the Number Two.

**The Backer: The Client who is paying for everything. Sometimes he has a deadline or is fussy in some other way that influences the crew's actions. Usually only The Mastermind and his Partner interact much with him. There isn't always a backer though, sometimes the crew front the money themselves and fence it hoping to make back enough for a profit.

Business Equity Heist

Scatter Site Shares Appreciation Rights Social Club

Bullet Chess Influenced Robbery

Preparation: The first step in creating such a good repertoire is to understand that memorization comes in a distant second to an appreciation of the ideas behind your opening moves

Prophylaxis*: In the game of chess, prophylaxis or a prophylactic move is a move that stops the opponent from taking action in a certain area for fear of some type of reprisal. Prophylactic moves are aimed at not just improving one's position, but preventing the opponent from improving their own. 

Pre-Move: This is when you make your move *before* the opponent has taken their turn. Helps with Time and Creates psychological pressure.

Tactical Vision: Tactics are maneuvers that take advantage of short-term opportunities. They can support your strategy and/or destroy your opponent's plan and ideas. Tactical and combinational themes must be mastered.

Opening Game: A chess opening is the group of initial moves of a chess game. In addition to referring to specific move sequences, the opening is the first phase of a chess game, 

Middle Game: The middlegame in chess is the portion of the game in between the opening and the endgame, though there is no clear line between the opening and middlegame or between the middlegame and endgame. Theory on the middlegame is less developed than the opening or endgames.

Development: It is important to develop your whole Army. Note the word whole. Some players get a few pieces out and launch an attack. The necessity for quick development depends on the type of Center that exists. For example, if the center is closed, development is not necessarily a priority because the enemy pieces won't be able to break into your position. However, if the center is open, development takes on a great significance

Initiative**: The side that forces it's ideas on a reacting opponent and Are making believable threats or responding to threats.

Dynamic Advantage: A dynamic Advantage centers around temporary items like development, the initiative, and more active pieces. Make sure you make use of this Dynamic plus before the opponent catches up in development, initiative runs dry, or you're active pieces are exchanged

Compensation: If you give up something (space, structural weakness, squares, material) and get nothing in return you are in trouble. However if you give up the same imbalances (space, structural weakness, squares, material) in exchange for different types of imbalance you are said to have compensation for whatever it is you gave up

Material Advantage: A material advantage goes to the player who has more and/or stronger pieces.

End Game: In chess and chess-like games, the endgame is the stage of the game when few pieces are left on the board. The line between middlegame and endgame is often not clear, and may occur gradually or with the quick exchange of a few pairs of pieces.

KEY MOTIFS

Mr. & Mrs Smith, Physical Fitness, Force-Velocity Curve Stimulus-Fatigue-Recovery-Adaptation Performance Training, Circuits, Networking, Chaárms or Athena Venus-Mercury Cusp Births, Triple Decker Projects with Sand Volleyball Courts, Brand Activation Modelling, Sports Larceny & Contract Racketeering, Sports for Orphans Charities, Short Film Series Acting, Polyglot, Industrial-Organizational Psychologist and Mergers & Acquisitions Bankers Advisory Team

KEY VALUES

Brass Knuckles as Weapons, Decadence, Socratic Methods Game Theory, Poker Country Clubs with Sports Betting Investment Trust, Red Bull Music Festivals, Athletic excellence, Sports Performance Centers, Med Spas, Patchwork Tattoos, Pastel Goth, Pastel Wavy Hair, Video Games, Real Estate Investment Groups, Scatter-site Share Appreciation Rights Social Club, Art House and Management Companies, Business Incubators and Startups Accelerators Collaboration Holding Company, Syncretism of Athena through Occult Magic to Warrior Spirits, Law Education EdTech Sponsor and Provider, Armed Robbery Sports Playbooks, Force-Velocity Curve Physique, Smurfing, Sports Betting, Poker Tournaments, Enterprise Foundations, Rental Properties, and Overview of the Nevada Economy: The top three sectors by total employment are Real Estate and Rental and Leasing, Accommodation and Food Services, Retail Trade, while the unemployment rate across the state in 2022 was 4.8%.

AESTHETIC THEORIES

Subjective

Based on or influenced by personal feelings, tastes, or opinions

Precarious Balance

Precariously: If something is happening or positioned precariously, it's in danger. A glass could be precariously balanced on the edge of a table. If something is on the verge of danger, then the word precariously fits.

Semblance

Semblance is generally used to suggest a contrast between outward appearance and inner reality.

Phantasmagorical

Having a fantastic or deceptive appearance

adjective. having a fantastic or deceptive appearance, as something in a dream or created by the imagination. having the appearance of an optical illusion, especially one produced by a magic lantern.

Law of Polarity in Relationships

In any successful relationship that has an intimate connection and sexual attraction, there is polarity. What does this mean exactly? Polarity in relationships is the spark that occurs between two opposing energies: masculine and feminine. Gender does not affect whether you have masculine or feminine energy.

Second Reflection

Burden Aesthetics with Intentions

The Second Reflection lays hold of the Technical Procedures

CRIMINOLOGY THEORIES

Choice Theory: The belief that individuals choose to commit a crime, looking at the opportunities before them, weighing the benefit versus the punishment, and deciding whether to proceed or not.

Classical Theory: Similar to the choice theory, this theory ascertains that people think before they proceed with criminal actions; that when one commits a crime, it is because the individual decided that it was advantageous to commit the crime.

Critical Theory: Critical theory upholds the belief that a small few, the elite of the society, decide laws and the definition of crime; those who commit crimes disagree with the laws that were created to keep control of them.

Labeling Theory: Those who follow the labeling theory of criminology ascribe to the fact that an individual will become what he is labeled or what others expect him to become; the danger comes from calling a crime a crime and a criminal a criminal.

Life Course Theory: The theory that a person’s “course” in life is determined by short (transitory) and long (trajectory) events in his life, and crime can result when a transitory event causes stress in a person’s life causing him to commit a crime against society.

Positivist Theory: The positivist rejects the idea that each individual makes a conscious, rational choice to commit a crime; rather, some individuals are abnormal in intelligence, social acceptance, or some other way, and that causes them to commit crime.

Rational Choice Theory: Reasons that an individual thinks through each action, deciding on whether it would be worth the risk of committing a crime to reap the benefits of that crime, whether the goal be financial, pleasure, or some other beneficial result.

Routine Activity Theory: Followers of the routine activity theory believe that crime is inevitable, and that if the target is attractive enough, crime will happen; effective measures must be in place to deter crime from happening.

Social Learning Theory: Social learning indicates that individuals learn from those around them; they base their morals and activities on what they see others in their social environment doing.

Strain Theory: The theory holds that individuals will turn to a life of crime when they are strained, or when they are unable to achieve the goals of the society, whether power, finance, or some other desirable goal.

Trait Theory: Those who follow the trait theory believe that individuals have certain traits that will contribute to whether or not they are capable of committing a crime when pushed in a certain direction, or when they are in duress.

Consensual or Victimless Crime: Consensual crime refers to crimes that do not directly harm other individuals or property. Rather, individuals choose to participate in risky behaviors that may be considered against the law. This includes indulging in drug use, prostitution, or obscenity.

CROUPIER ACCOUNTING

[laresearchette]

Friday, March 08, 2024 Canadian TV Listings (Times Eastern)

WHERE CAN I FIND THOSE PREMIERES?: THE RELUCTANT TRAVELER WITH EUGENE LEVY (Apple TV+) THE GOOD MOTHER (Paramount+ Canada) FIRST TIME FEMALE DIRECTOR (The Roku Channel) BOARDERS (Tubi)

WHAT IS NOT PREMIERING IN CANADA TONIGHT? GOLD RUSH: WHITE WATER (Premiering on March 12 on Discovery Canada at 9:00pm) THE TRAITORS (UK) (Premiering on March 15 on Crave at 11:00pm)

NEW TO AMAZON PRIME CANADA/CBC GEM/CRAVE TV/DISNEY + STAR/NETFLIX CANADA:

AMAZON PRIME CANADA AMERICAN FICTION ANATOMY OF A FALL DIFFERENT STROKES (EXCLUSIVE CONTENT) FLAWS

CBC GEM CBC MUSIC LIVE AT MASSEY HALL COCO CHANEL: UNBUTTONED GANGNAM PROJET THE GREAT BRITISH BAKING SHOW (Season 14) JUICE THE NEXT STEP (Season 7) 20TH CENTURY WOMEN WORKIN’ MOMS YOUNGER (Seasons 6 and 7, plus a one-hour special)

CRAVE TV BATMAN V SUPERMAN: DAWN OF JUSTICE THE DEPARTED DIARY OF A MAD BLACK WOMAN HOLMES FAMILY RESCUE HOW TO BLOW UP A PIPELINE A LEAGUE OF THEIR OWN PARADISE HIGHWAY PUSH SICK GIRL SISTERHOOD OF THE TRAVELING PANTS WONKA

NETFLIX CANADA BLOWN AWAY (Season 4) (CA) DAMSEL

HOCKEY CENTRAL TRADE DEADLINE (SN) 10:00am

MLB SPRING TRAINING (SN1) 1:00pm: Yankees vs. Jays

TENNIS (TSN2) 2:00pm; Indian Wells - Early Round Coverage Day #3 (TSN2/TSN4) 6:00pm: Indian Wells - Early Round Coverage Day #3

CURLING (TSN3) 2:00pm: Montana's Brier: Page 1/2 Qualifier (TSN/TSN3) 8:00pm: Montana's Brier: Page 3/4 Qualifier

PWHL HOCKEY (SN) 7:00pm: Montreal vs. Toronto

NHL HOCKEY (SNEast/SNOntario) 7:00pm: Sabres vs. Blue Jackets (SN) 10:00pm: Stars vs. Ducks (TSN3) 10:00pm: Jets vs. Kraken

NBA BASKETBALL (SN1) 7:30pm: Timberwolves vs. Cavaliers (SN Now) 8:00pm: Heat vs. Thunder (SN1) 10:30pm: Bucks vs. Lakers

MARKETPLACE (CBC) 8:00pm

MILLION DOLLAR ISLAND (Discovery Canada) 8:00pm: Finals Week begins, and starvation continues taking a toll on the Log camp as the hunger games reach a dramatic climax.

THE REAL HOUSEWIVES OF CHESHIRE (Slice) 8:00pm: Big ‘V’ Energy

BOLLYWED (documentary) 8:00pm: When Kuki invites the public to the second store Grand Opening on live radio, it gives the family less than 48 hours to be ready… for way more guests than they were anticipating.

ABOUT THAT (CBC) 8:30pm

THE FIFTH ESTATE (CBC) 9:00pm: Rotten Promises: A pitch to turn the Maritimes into an apple-growing capital, with influential supporters, was an easy sell to investors and would-be foreign workers; those who bought in say it was a scam.

OWN SPOTLIGHT: OPRAH & ANGELA BASSETT (OWN Canada) 9:00pm: Oprah hosts an intimate conversation with actress Angela Bassett in celebration of her recent honorary Academy Award; Angela shares her journey to success, her commitment to excellence and the dreams she has for her family.

HOW TO BLOW UP A PIPELINE (Crave) 9:00pm: With the climate crisis at a point of no return, a group of environmental activists come up with a daring plan to make their voices heard and disrupt an oil pipeline.

THE SUMMIT AUSTRALIA (Discovery Canada) 9:30pm (FINALE): After 14 days, 200 kilometres of brutal terrain and death defying obstacles along the way, The Summit is finally in sight.

CRIME BEAT (Global) 10:00pm: Surrey Six: The Gang Hit

[gnemortgages]

Current Trends in Mississauga Mortgage Rates: What You Need to Know Before Buying

When buying a home in Mississauga, one of the most crucial factors to consider is the current state of mortgage rates. Unlock the secrets to get the best mortgage renewal rates in Mississauga by staying up-to-date on trends and factors influencing these rates. Whether you're a first-time buyer or renewing your mortgage, understanding the market can give you a significant financial edge. Mortgage rates in Mississauga continue to fluctuate due to various economic factors, and being aware of these trends can help you make informed decisions when purchasing a home.

Mississauga's Mortgage Rate Trends in 2024

As we move through 2024, mortgage rates in Mississauga remain relatively stable, though still impacted by inflation and the overall state of the Canadian economy. Mississauga, being part of the Greater Toronto Area (GTA), experiences trends similar to other major urban centers, though with slight variations due to local housing market conditions. While interest rates saw substantial rises in 2022 and 2023, they've stabilized, though still at higher levels than previous years.

Mortgage rates are determined mainly by the Bank of Canada's interest rate policies. Since inflation is still a significant worry, Mississauga homebuyers should prepare for some uncertainty around rate changes. These days, fixed-rate mortgages are more common because consumers want the security of a fixed rate despite the volatile market. Nonetheless, since variable-rate mortgages typically have lower beginning rates, which may benefit borrowers should rates decline in the future, they might still be attractive to people ready to assume a little bit more risk.

Factors Affecting Mortgage Rates in Mississauga

Several factors contribute to shifts in mortgage rates in Mississauga, making it essential for homebuyers to understand what drives these changes:

Bank of Canada Interest Rates: The Bank of Canada's interest rate changes directly impact mortgage rates. If the Bank hikes rates to fight inflation by making borrowing more expensive, mortgage rates will rise. In contrast, mortgage rates may drop as a result of rate reductions.

Inflation: With inflation levels still a concern in the Canadian economy, mortgage rates may rise as lenders adjust to compensate for the reduced value of money over time. This can lead to higher borrowing costs for homebuyers.

Housing Market Demand: Mississauga's real estate market remains competitive, and housing demand influences mortgage rates. Higher demand often leads to slightly higher rates as lenders capitalize on the strong market. However, rates may adjust accordingly if demand drops or there's a market correction.

Global Economic Conditions: Events in the global economy, such as trade issues, geopolitical tensions, or recessions, can impact financial markets and, in turn, mortgage rates. Lenders often adjust their rates based on global economic risks to maintain profitability.

How to Secure the Best Mortgage Rates in Mississauga

Navigating the mortgage market can feel overwhelming, but there are ways to secure the best rates available:

Improve Your Credit Score: Lenders reward borrowers with good credit by offering better mortgage rates. Pay off existing debt and ensure you make timely payments to boost your credit score before applying for a mortgage.

Shop Around: Don't just settle for the first rate you're offered. Compare rates from various lenders, including central banks, credit unions, and independent mortgage brokers. Each lender may offer slightly different terms and conditions, so doing your research can save you a significant amount over time.

Consider Fixed vs. Variable Rates: Fixed-rate mortgages provide stability by locking in a consistent rate for the loan term. If you prefer predictability, this option is ideal. However, a variable-rate mortgage may be better if you can handle potential fluctuations and want to take advantage of possible rate drops.

Get Pre-Approved: Having a mortgage pre-approval in hand can give you a clearer picture of your budget and help lock in a favourable rate, protecting you from future rate increases while you search for a home.

2024 Outlook for Mississauga Mortgage Rates

Looking forward, mortgage rates in Mississauga are expected to remain influenced by vital economic factors such as inflation, the Bank of Canada's monetary policy, and the local housing market. If inflation eases and the economy stabilizes, rates could soften slightly. However, continued economic uncertainty could keep rates elevated throughout 2024.

For those looking to buy in Mississauga, staying informed about these trends and keeping an eye on the Bank of Canada's announcements is crucial. Understanding the balance between fixed and variable rates and the factors driving these trends will help you make the most financially sound decision when securing a mortgage.

Conclusion

In the fast-moving world of real estate, especially in a competitive market like Mississauga, it pays to stay informed about current mortgage rate trends. You can secure a more favourable mortgage by understanding the economic forces and improving your financial position. With this knowledge, you'll be better prepared to navigate the process, ensuring that you make the right decision for your future home purchase. If you have any questions or need expert advice on securing the best rates, Contact us today to get personalized guidance and support for your mortgage needs.

[wehelpmoving]

Discover the Best Condos for Rent in Toronto

Toronto is a bustling metropolis, famous for its stunning skyline, diverse culture, and thriving real estate market. As Canada's largest city, it offers an array of rental opportunities for those seeking modern, convenient living. Among the most popular choices for city dwellers are condos for rent in Toronto, which provide a mix of luxury, comfort, and convenience. In this article, we will explore the world of Toronto condos, the benefits of renting one, and the vital role that a condo real estate agent in Canada plays in securing the perfect place for you.

Why Renting a Condo in Toronto is a Smart Move

The allure of renting a condo in Toronto stems from the lifestyle it offers. The city is known for its sleek, high-rise condo buildings, each offering a wealth of amenities. Whether you’re new to the city or a long-time resident, renting a condo gives you access to some of the most desirable locations and features in the city.

Toronto condos are typically located in central areas with easy access to public transportation, entertainment districts, restaurants, and parks. This prime location is one of the main reasons why so many choose to rent a condo over traditional apartments or houses. Moreover, the amenities that come with most condominiums, such as gyms, pools, rooftop terraces, and concierge services, provide an enhanced living experience.

When considering condos for rent Toronto, another advantage is the flexibility. Renting allows you to experience different neighborhoods and lifestyles without the long-term commitment of ownership. You can enjoy the freedom of moving to a new location if your circumstances or preferences change.

The Toronto Condo Rental Market: A Snapshot

Toronto's rental market is competitive, and finding the perfect condo can feel like a daunting task. Demand for rental condos is consistently high due to the city’s status as a financial and cultural hub. Whether you’re a student, a working professional, or a growing family, there’s a wide range of condo options available to suit different needs.

However, due to the city’s growth and the influx of residents, prices for condos for rent Toronto can be steep, especially in popular neighborhoods like Downtown, Yorkville, and Liberty Village. This is where having a trusted condo real estate agent Canada can be invaluable. They are familiar with the intricacies of the rental market and can help guide you to find the best deals and negotiate lease terms.

The Role of a Condo Real Estate Agent in Canada

Navigating the condo rental market in Toronto can be challenging, especially if you're unfamiliar with the city's neighborhoods, rental processes, and pricing trends. This is where a condo real estate agent Canada steps in. Their primary job is to simplify the search and make the entire process smoother for you.

A condo real estate agent has in-depth knowledge of the market, understanding where the best deals are, which neighborhoods are trending, and which buildings offer the best amenities for your needs. They have access to exclusive listings that may not be publicly available and can help match you with condos that align with your budget and preferences.

Furthermore, working with a real estate agent can save you time. Searching through listings, attending viewings, and negotiating rental agreements can be overwhelming, particularly in a competitive market like Toronto. A condo real estate agent Canada can streamline the process by curating a list of potential condos, arranging viewings, and handling the paperwork for you. Their expertise also ensures you avoid common pitfalls in the rental process, such as hidden fees or unfavorable lease terms.

What to Look for in a Toronto Condo

If you’re ready to explorecondos for rent Toronto, there are several key factors to consider:

Location: One of the most important aspects is choosing the right neighborhood. If you want a vibrant, fast-paced lifestyle, areas like Downtown or the Entertainment District may suit you. For a quieter, family-friendly environment, neighborhoods like Leslieville or The Beaches might be a better fit.

Amenities: Toronto condos are known for their luxurious amenities, but not all buildings are the same. When viewing potential condos, think about which amenities are most important to you. Are you someone who enjoys access to a gym or pool? Or do you prefer a building with more privacy and fewer communal spaces?

Budget: The cost ofcondos for rent Toronto can vary significantly depending on the building and location. Be sure to have a clear understanding of your budget and factor in additional costs like utilities, parking, and building fees.

Size and Layout: Condos come in all shapes and sizes. Consider whether you need a studio, a one-bedroom, or something larger. Also, pay attention to the layout and storage space to ensure it meets your living requirements.

Final Thoughts

Toronto’s condo rental market is exciting but fast-paced, and finding the perfect condo requires research, patience, and expert guidance. Whether you’re drawn by the convenience, luxury, or prime location, condos for rent Toronto offer a fantastic opportunity to enjoy city living at its best. And with the help of a professional condo real estate agent Canada, you can navigate the competitive market and find the perfect condo that suits your lifestyle and needs.

Embrace the vibrant life Toronto has to offer by choosing a condo that reflects your aspirations, and let the experts guide you every step of the way.

[thedemostop]

Drake net worth 2024, surpassing $250 million, uncovers the secrets behind his extraordinary financial success. Central to his wealth is his prolific music career, where he has consistently topped charts with albums like Take Care and Scorpion. His innovative approach to music and relentless touring have generated immense revenue, making him one of the highest-earning artists globally.

However, Drake’s wealth extends far beyond his music career. He has made strategic moves into various business ventures, including his highly successful OVO (October's Very Own) brand, which collaborates with Nike. This fashion line, known for its unique and stylish designs, has established a significant presence in the streetwear market. His investment in Virginia Black Whiskey also highlights his acumen for profitable opportunities in the luxury beverage sector.

Drake's real estate investments further illustrate his financial savvy. His properties, including a stunning estate in Toronto and luxury homes in Los Angeles, have appreciated, adding to his net worth. Endorsements with major brands like Sprite and Apple Music complement his income streams, ensuring continued financial growth. In 2024, Drake’s wealth showcases his ability to diversify and capitalize on opportunities across multiple industries.

[daisyhuanggta]

GTA Real Estate Dynamics- June 2024【Daisy Huang】

- In June, the average home price in the Greater Toronto Area decreased by 2% year-on-year, with transaction volumes remaining sluggish, down 16% year-on-year, while the supply of listings remained ample.

- Although the central bank began lowering interest rates at the beginning of the month, buyers seem to be waiting for more rate cuts. An Ipsos survey indicates that the market needs at least a cumulative one percentage point rate cut to be fully active.

- The average transaction price for all types of properties in June decreased year-on-year.

- Jason Mercer, Chief Analyst of the Toronto Region Real Estate Board, predicts that with the decline in mortgage rates, transaction volumes will rebound. However, elevated inventory levels will help mitigate against a quick run-up in selling prices.

About Creator: Daisy Huang

- Top Realtor in the Greater Toronto Area

- KOL for GTA real estate market

- Diamond Award Winner

- Hall of Fame

Cell Phone +1 647 899 0888 (WeChat/WhatsApp/LINE/Telegram)

[opstra]

GTA Property Pulse™ - June 2024【OPSTRA®AgentOpinionLeader™】

- In June, the average home price in the Greater Toronto Area decreased by 2% year-on-year, with transaction volumes remaining sluggish, down 16% year-on-year, while the supply of listings remained ample.

- Although the central bank began lowering interest rates at the beginning of the month, buyers seem to be waiting for more rate cuts. An Ipsos survey indicates that the market needs at least a cumulative one percentage point rate cut to be fully active.

- The average transaction price for all types of properties in June decreased year-on-year.

- Jason Mercer, Chief Analyst of the Toronto Region Real Estate Board, predicts that with the decline in mortgage rates, transaction volumes will rebound. However, elevated inventory levels will help mitigate against a quick run-up in selling prices.

About【OPSTRA®AgentOpinionLeader™】

- Top and up-to-date GTA real estate market watch and insight

- Equip agents with KOL (Key Opinion Leader) breakthroughs to attract and expand private domain traffic and to influence, cultivate and convert to customers

- Our high-quality KOL deliverables are backed by world-class consultants, industry's top expertise and AI-powered technology

Visit www.opstra.ca for your own brand-custom copyright

Email: service@opstra.ca

[if-you-fan-a-fire]

"BIGAMIST AT TWENTY, A THREE-YEAR TERM," Toronto Star. January 22, 1913. Page 3. ---- Young Fellow Comes From the Central Prison to Face Fresh Charge. ----- A GET-RICH-QUICK LAD ---- "A bigamist at twenty! You've done pretty fair, pretty fair," was the reflection of Magistrate Denison to-day regarding Ernest Boyd Burleigh, a youth brought from the Central Prison to confess that he committed bigamy by marrying Mattie May Badgley, of 162 Adelaide, on August 3. Burleigh had married Stella Lallian Gilbert, in Calgary, earlier in the summer.

Burleigh happened to be in the Central became he began a get-rich-quick scheme in Calgary about the same time. He was selling Calgary lots, which he didn't own, to farmers and others not skilled in Western conditions and had still two months of his term to serve when the Toronto wife complained to the Morality Department asking release.

"This person," Crown Attorney Hughes said, "is dangerous, commercially, and morally. I don't think there are good in him. He tricks people commercially to get the means to trick them morally. I think he should be put away for a long time.

The magistrate agreed, to the extent of three years in the penitentiary.

Burleigh smiled grimly and had but one comment: "I guess Wednesday is my hoodoo day. Detective Miller arrested me on a Wednesday. I was sentenced on a Wednesday, my time was up on a Wednesday. I was married both times on Wednesdays and here it's Wednesday again."

[Burleigh finished his term in the Central and was brought to Kingston in March 1913, and became convict #F-565. He was a 'good conduct' inmate and was released early, in late 1914, having earned his full remission. He seems to have gone back to Calgary after release and ended up in the Alberta Penitentiary. He was paroled from there on good conduct, but was harassed by local police who knew of his record. He wrote to the head of the Dominion Parole service for advice in 1917, and in response was told the federal authorities had no say, nor could they help him dissolve his marriage. Nonetheless, he did well on parole and there is no record of further sentences that I can find.]

[quick-news]

House Intelligence Asks Why Russia-linked Austrian Bank Funded Trump Tower Project and Never Sought Repayment

An Austrian bank implicated in various money laundering scandals became the subject of a House Intelligence Committee hearing this week when Democratic Representative Jackie Speier of California asked about its connections to Russia and the financing of a failed Trump real estate project.

"I'm curious about the Raiffeisen bank in Austria," Speier said to Heather Conley, an expert on Europe and Eurasia at the Center for Strategic and International Studies and author of the Kremlin's Playbook, which looks at Russian economic influence in Europe. "You spend a whole chapter [of your book] on Austria and the banks. Can you express to us the relationship between Russia and the Raiffeisen Bank?"

The Austrian bank is just one in a handful of European banks, including Danske Bank and Deutsche Bank, that have received increased scrutiny over the past several years following allegations of money laundering and Russian influence. Raiffeisen was named in a Hermitage Fund report submitted to prosecutors in Austria this month that contained allegations of money laundering. The bank also helped finance a 2007 Trump Tower project in Canada.

"What we're seeing in the banking structures is really Austria's ability to amplify that Russian funding and take it elsewhere within Europe. So Austria is very powerfully placed, their banking system, across Central Europe, in the Western Balkans," Conley told the House Intelligence Committee on Thursday. "Raiffeisen bank, because of its size and great importance to the region, amplifies non-transparency."

Speier, meanwhile, highlighted that the bank, which was also named in an extensive investigation into Russian money laundering published by the Organized Crime and Corruption Reporting Project this month, was involved in a Trump real estate project in 2007.

"The Raiffeisen Bank actually funded a Toronto Trump Project for $300 million, and never came back after that project went bankrupt, to secure what it could in bankruptcy, in terms of the return of their funds," Speier added.

The exchange highlighted Congress's focus on President Trump's past business practices, as the Democrat-held House continues to investigate the president's ties to Russia.

"In the case of Toronto, in 2001 the Trump Organization licensed the Trump name to businessmen with links to Eastern Europe who reportedly sold a stake in a Ukrainian steel mill in 2010 to individuals linked to the Russian government. Questions have been raised about whether Kremlin money was used to finance parts of the Trump Toronto project. The question of why Raiffeisen never reclaimed the millions it lost in the tower also remains.

"From 2007 to 2014, money flowed out of Russia like wine from a broken bottle. In short order, between 2007 and 2014 there were two boom and busts. Anyone with an ounce of sense was trying to get money out of Russia and into a western currency. The wealthy were concerned with potential additional sanctions as well as the value of the ruble when the Russian government would eventually have to quit supporting.

[condos2homes]

Why Preconstruction is a Top Choice for Condo Buyers in North York

The condo market in North York is pretty mind-blowing these days. You see high-rise towers, luxury amenities, and prices to match. It's enough to make the most optimistic buyer to invest. That's what makes pre construction condos North York such an attractive option for savvy property buyers in this sizzling Toronto suburb. 

Easier and Affordable Buying Experience

The math doesn't lie - you're almost always going to get way more bang for your buck purchasing a pre-construction unit versus resale in North York. By buying during the initial launch and construction phase, you lock in pricing at today's rates. Later on, those values increase once the building is ready.

Take a new launch in the booming Yonge & Sheppard area for example. Pre-construction prices for a 700 sq ft 1-bed might start in the $600s, while similar aged resale units are listing for $700k+. That's potentially six-figure savings just by getting in early! No wonder pre-con North York condos appeal to so many first-time buyers.

You are the First Owner

Buying pre-con means you're the very first person to live in your condo. Literally, everything is freshly built just for you. We're talking new appliances, untouched finishes, the whole nine yards. No sketchy former tenant leftover smells or stains to worry about.

Plus, a bounty of modern amenities come standard in today's pre-construction projects. Developers are really raising the bar for resort-inspired living. 

Of course, the customization factor is another major draw. Most pre-con allows you to select your own finishes like flooring, countertops, and cabinets rather than being stuck with the previous owner's taste. Yeah, those upgrades come at a premium, but having a brand new space truly designed to your specifications is priceless for many buyers.

What's the Deal with North York?

Now let's talk about why people are clamoring for those pre construction condos North York specifically. This former suburb has absolutely boomed into a legit Toronto hotspot brimming with world-class amenities, shopping, dining and more.

Areas like Yonge & Sheppard are about as central as it gets. It gives a thriving downtown vibe fueled by new condo developments, office space, retail and subway accessibility. In a couple of decades, places like this will be the new midtown cores of Toronto.

Other neighborhoods like Willowdale provide that perfect balance of urban energy and residential tranquility. You've got lush parks and hiking trails and easy access to major highways without living smack dab downtown.  

Value Proposition is a Big Plus

For many smart buyers looking for North York condos, the pros of finding an affordable pre-construction unit in a priority. Especially when you bring in a savvy agent experienced with pre-con contract nuances to advocate for you through the process. The combination of pricing, customization, and shiny new everything is just tough to beat.

One thing's for sure - developers can't hurry in pre construction condos North York fast enough to keep up with ravenous demand. If you're dreaming of owning a home near Toronto, pre-con may just be your golden ticket to the real estate jackpot.

[lboogie1906]

Percy Robert Miller Sr. (born April 29, 1970) known by his stage name Master P, is a rapper, record executive, actor, and entrepreneur. He is the founder of the record label No Limit Records, which was relaunched as New No Limit Records through Universal Records and Koch Records, as Gutta Music Entertainment, and No Limit Forever Records. He is the founder and CEO of P. Miller Enterprises and Better Black Television. He gained popularity after the success of his Platinum single “Make ‘Em Say Uhh!”. He has released 15 studio albums.

He was born and raised in Central City in the Third Ward of New Orleans in the Calliope Projects. His brother Kevin, and platinum-selling rap artists Corey “C-Murder” and Vyshonne “Silkk the Shocker” Miller. He played on the basketball team, attended the University of Houston on an athletic scholarship, and transferred to Merritt College in Oakland to major in Business Administration. He opened a record store in Richmond called No Limit Records, which became the foundation for his record label. He released Mind Of A Psychopath.

He has dedicated his time to communities through P. Miller Youth Centers and his P. Miller Food Foundation for the Homeless. He is Catholic. He donated $500,000 to the Catholic elementary school he attended and to two nearby churches.

He was on the Charlotte Hornets training camp roster for ten days. He was on the Toronto Raptors training camp roster. He played for the ABA’s Las Vegas Rattlers and Long Beach Jam. He took part in the 2008 McDonald’s NBA All-Star Celebrity Game.

He has since invested the millions of dollars he made from his No Limit record company into a travel agency, a Foot Locker retail outlet, real estate, stocks, film, music, and television production, toy making, clothing, telecommunications, a jewelry line, auto accessories, book and magazine publishing, car rims, fast food franchises, and gas stations.

He married Sonya C. Miller (1989-2012) and they have 7 children together. He had another child and raised his nephew. He is the father of rappers Children: Romeo Miller and Cymphonique Miller. #africanhistory365 #africanexcellence

[bisphenol-a]

If you listen to Canadian politicians, the solution to our housing crisis seems to be some combination of immigration reform and a herculean countrywide building effort.

But Paul Kershaw, a public policy professor at the University of British Columbia and founder of the affordability advocacy group Generation Squeeze, says the emphasis on increasing housing supply obscures an issue politicians are less likely to address.

Namely, that we, as a country, have become addicted to ever-rising home prices, largely because we've been conditioned to see our homes as financial assets.

"There are multiple things we need to do [to reduce prices], and more supply is one of them," said Kershaw. But funding announcements for building projects are a "way to organize our concern about the housing system so that we don't have to … look in the mirror — particularly homeowners who have been homeowners for a long time — and say: 'How are we entangled?'"

He said the current system incentivizes extracting profit from real estate, rather than prioritizing that everyone has access to affordable shelter.

"We need clarity about what we want from housing," said Kershaw. "And it has to start with: 'We don't want these prices to rise any more.'"

Asked about an Alberta bill that would block the federal government from directly sending funding to cities, Prime Minister Justin Trudeau said provinces who don't want to solve the housing crisis should "just get out of the way."

The trajectory of home prices is well-known to most Canadians. According to the Canadian Real Estate Association, the average home in January 2005 sold for $241,000. By February 2022, it had more than tripled, before easing somewhat to $719,400 in February 2024.

On Friday, Royal LePage released a forecast that suggested the aggregate price of a home in Canada will increase nine per cent year-over-year in the fourth quarter of this year.

Meanwhile, earnings in Canada have lagged significantly behind housing costs, such that the ownership costs on an average home consume more than 60 per cent of median household income, according to a recent RBC report.

On the face of it, the lack of affordable housing seems like an issue of supply — just build more to meet demand and prices will come down. 

But part of the problem is the source of that demand: it's increasingly investors. 

The Bank of Canada found that investors were responsible for 30 per cent of home purchases in the first three months of 2023. That's up from 28 per cent in the same period in 2022 and 22 per cent in the same period in 2020. 

That report also found the percentage of first-time homebuyers dropped to 43 per cent in the first quarter of 2023 from 48 per cent in the same three months in 2020.

"What's been happening over the last 10 years is that the share of homes bought by first-time buyers has been declining, and their market share has largely been taken over by investors," said John Pasalis, president of Toronto-based Realosophy Realty.

The Bank of Canada's definition of an investor is a buyer who took out a mortgage to purchase a property while maintaining a mortgage on another home.

The central bank has said that "during housing booms, greater demand from investors can add to bidding pressures and intensify price increases."

Early in the COVID-19 pandemic, we saw an uptick in people buying second properties. 

Robert Hogue, assistant chief economist at RBC, says a combination of low interest rates at the time and many people sitting on large savings "encouraged speculative activity."

But he doesn't see current high prices "as only being a problem of speculative activity."

House-flippers and foreign buyers are often singled out as major drivers of real estate speculation, and various jurisdictions in Canada have introduced legislation to neutralize those kinds of investments.

But Pasalis said those types of buyers aren't having a major influence on prices. Domestic investors in the low-rise housing market are having a much greater impact.

He said they generally fall into two categories: those who buy directly from developers and those who are moving but decide to hold on to their first residence.

"If they're upsizing or moving out of the province or country, the first question we get is: 'Can we keep our current home as a rental?'" said Pasalis. 

"They're not like active investors. They're just looking at the market, they're looking at how quickly home prices are going up. Everyone sees housing as a decent investment, so everyone's mindset is: Why should I sell it?"

It's one reason there's less housing supply for first-timers.

Purchasing a home has a variety of benefits. It gives many people a sense of accomplishment and the security of knowing they can't be evicted. It also allows them to build up equity, which can help fund renovations, a move to another residence and even retirement. 

Many families pass properties on to subsequent generations, which also makes home ownership something of an emotional investment.

Higher prices help existing homeowners tap more home equity and reap greater profits if and when they do decide to sell.  Governments also have an interest in high property values because they translate to larger tax revenue, said Diana Mok, associate professor of real estate at the Lang School of Business and Economics at the University of Guelph in southern Ontario.

Not only that, but real estate is the single-biggest contributor to Canadian GDP, according to Statistics Canada.

"The housing market encompasses a very large variety of sectors — think about realtors, think about lawyers, think about construction," said Mok. It's not just "all the buying and selling, but it's all the labour that contributes to the economy."

While Prime Minister Justin Trudeau has publicly lamented high prices, Hogue said he can't imagine "any government that would intervene to lower home prices as an objective. I don't think that would be a winner from a political point of view."

Naama Blonder, an architect and urban planner with the Toronto-based firm Smart Density, says part of the problem is a societal obsession with home ownership.

"I think many Canadians think that when we are talking about the affordability crisis, we are talking about their ability to own a house with a backyard. 

"For them, 'We are priced out of owning a house, therefore, we have an affordability crisis that we need to solve.' I have news for you … what worked for our parents is not going to be the model for us," said Blonder.

"We don't have politicians who are bold enough to say: 'It's more than OK to rent.'"

The upcoming federal budget on Tuesday will undoubtedly contain a number of measures to address the housing shortage. Recent funding announcements have responded to the desire for more rental housing, but the scale of the need is daunting.

In a 2024 report, the Canada Mortgage and Housing Corporation said despite a record number of projects started between 2021 and 2023, "this increase will not meet the growing demand. As a result, rental markets will remain tight, particularly in the pricier areas of Canada."

Pasalis said that for all the hand-wringing over housing prices, he doesn't see there being any political will to rein in investors. And he's skeptical of the federal government's recently announced financial incentives to help first-time buyers get into the market.

Putting young people further in debt "is not a way to make housing more affordable," he said. 

Kershaw of Generation Squeeze says a broader "tax shift" is required. He advocates an annual tax on "housing wealth" aimed at the owners of the most valuable 10 per cent of homes in Canada as one way to dampen housing prices, while also raising funds to invest in affordable housing.

"What started happening in B.C. and spread throughout the country is that we weren't just satisfied with paying off our mortgage to build equity. We're like: 'You know what? I want this home price to double, triple, quadruple.'"

When existing homeowners want prices to rise faster than earnings in the local economy "is the moment you want a wealth windfall for those who are owners now that will come, by definition mathematically, at the expense of affordability for those who follow," Kershaw said.

"That's the trouble we've gotten ourselves into. And if we cannot have that conversation, we will never solve the crisis of housing affordability."

[architecht11]

Real Estate Agent Hamilton: Mastering Keywords for Success

Introduction

In the bustling real estate market of Hamilton, Ontario, the role of a skilled real estate agent cannot be overstated. As the city experiences rapid growth and development, navigating its real estate landscape requires expertise and finesse. In this article, we delve into the world of real estate agents in Hamilton, focusing particularly on the importance of keywords for online visibility and success.

Understanding Hamilton, Ontario Real Estate Market

Hamilton, located in the heart of the Golden Horseshoe, boasts a diverse real estate market characterized by a mix of residential, commercial, and industrial properties. With its proximity to Toronto and affordability compared to the GTA, Hamilton has emerged as a sought-after destination for homebuyers and investors alike.

In recent years, Hamilton has experienced significant growth, driven by factors such as job opportunities, infrastructure development, and lifestyle amenities. This growth has contributed to a dynamic real estate market with fluctuating trends and ample opportunities for both buyers and sellers.

Role of Real Estate Agents in Hamilton

Real estate agents play a pivotal role in facilitating transactions and guiding clients through the intricacies of buying or selling property. From conducting market research to negotiating deals and handling paperwork, their expertise streamlines the process and ensures a smooth experience for all parties involved.

When it comes to navigating the Hamilton real estate market, enlisting the services of a professional real estate agent is essential. Their local knowledge, industry connections, and negotiation skills can make all the difference in achieving favorable outcomes.

Top Keywords for Real Estate Agents in Hamilton

In today's digital age, having a strong online presence is paramount for real estate agents looking to attract clients and generate leads. One of the most effective ways to improve online visibility is through search engine optimization (SEO), with keywords playing a central role in this strategy.

For real estate agents in Hamilton, leveraging specific keywords can significantly enhance their visibility in online searches. Keywords such as "Hamilton Ontario real estate" and "real estate agent Hamilton" are highly relevant to the local market and can help agents connect with potential clients actively searching for properties in the area.

Hamilton Ontario Real Estate: A Competitive Landscape

The Hamilton real estate market is fiercely competitive, with numerous agents vying for the attention of prospective buyers and sellers. In such a saturated landscape, standing out from the crowd requires a strategic approach and a keen understanding of market dynamics.

To gain a competitive edge, real estate agents must differentiate themselves through their branding, marketing efforts, and service offerings. Whether it's showcasing unique selling points, providing personalized customer service, or offering innovative marketing solutions, finding ways to set oneself apart is essential for success.

Optimizing Content with Hamilton Ontario Real Estate Keywords

Effective keyword optimization involves more than just sprinkling keywords throughout website content. To rank well in search engine results and attract qualified leads, real estate agents must understand how to incorporate keywords strategically.

First and foremost, agents should conduct thorough keyword research to identify relevant terms and phrases with high search volume and low competition. Tools like Google Keyword Planner and SEMrush can provide valuable insights into keyword trends and performance metrics.

Once the right keywords have been identified, agents can optimize their website content, including landing pages, blog posts, and property listings, by incorporating these keywords naturally and organically. It's important to strike a balance between optimization and readability, ensuring that content remains engaging and informative for visitors.

Creating Engaging Content for Hamilton Real Estate

In addition to keyword optimization, creating engaging content is essential for capturing the attention of potential clients and establishing credibility as a trusted authority in the Hamilton real estate market. Whether it's informative blog posts, visually appealing property listings, or interactive multimedia content, investing in content creation can yield significant returns.

Leveraging Social Media for Hamilton Real Estate Agents

Social media has become a powerful marketing tool for real estate agents, offering a platform to showcase properties, engage with clients, and expand their reach. By maintaining an active presence on platforms like Facebook, Instagram, and LinkedIn, agents can connect with prospective buyers and sellers in a more personal and interactive manner.

Building Backlinks for Hamilton Real Estate Websites

In the world of SEO, backlinks are like votes of confidence from other websites, signaling to search engines that a site is credible and authoritative. For real estate agents in Hamilton, building quality backlinks from reputable sources can significantly boost their search engine rankings and drive organic traffic to their websites.

Local SEO for Real Estate Agents in Hamilton

Given the localized nature of real estate, optimizing for local search results is crucial for agents looking to attract clients within their target market. This involves optimizing website content with location-specific keywords, claiming and optimizing Google My Business listings, and ensuring NAP (name, address, phone number) consistency across online directories.

Tracking and Analyzing Performance

To gauge the effectiveness of their SEO efforts, real estate agents must track and analyze key performance metrics regularly. Tools like Google Analytics and Google Search Console provide valuable insights into website traffic, keyword rankings, and user behavior, allowing agents to refine their strategies and improve their results over time.

Staying Updated with Hamilton Real Estate Trends

The real estate market is constantly evolving, with new trends, regulations, and developments shaping the industry landscape. To stay ahead of the curve, real estate agents must stay informed and adapt to changing market conditions accordingly. Whether it's attending industry events

[finnietherealtor11]

Discover Canada's Finest Properties: MLS Listings at Your Fingertips

Are you in search of your dream home or perhaps considering a lucrative investment in Canadian real estate? Look no further than MLS listings, your ultimate resource for exploring the finest properties across Canada. From cosy condos in bustling cities to sprawling estates nestled in picturesque landscapes, the MLS database offers a diverse range of options to suit every lifestyle and preference. Let's dive into how MLS Listings put the power of discovery right at your fingertips.

What is MLS?

MLS stands for Multiple Listing Service, a comprehensive database used by real estate professionals to list properties for sale or rent across Canada. This centralized platform aggregates listings from various real estate brokerages, providing a one-stop shop for buyers, sellers, and agents alike. With MLS, prospective buyers gain access to an extensive inventory of properties, complete with detailed information and images, making the home-buying process more transparent and efficient.

Exploring Canada's Diverse Real Estate Market

Canada boasts a diverse real estate market, characterized by its vast geographical landscapes, thriving urban centres, and charming rural communities. Whether you're seeking a waterfront retreat in British Columbia, a chic condo in downtown Toronto, or a historic home in Quebec City, MLS listings offer a window into the country's rich tapestry of properties.

In major cities like Vancouver, Toronto, and Montreal, condominium living reigns supreme, offering convenience, amenities, and unparalleled urban experiences. Explore MLS listings to find the perfect condo unit, whether you prefer a sleek high-rise with panoramic views or a boutique loft in a trendy neighbourhood.

For those drawn to the tranquillity of suburban or rural living, MLS listings feature a plethora of single-family homes, townhouses, and country estates across Canada's provinces and territories. From cosy bungalows nestled amidst rolling hills to luxurious mansions with sprawling grounds, there's something to suit every taste and budget.

The Benefits of Using MLS Listings

One of the primary advantages of utilizing MLS listings is the sheer convenience and accessibility they offer. Whether you're browsing from the comfort of your home computer or using a mobile device on the go, MLS puts an extensive array of properties right at your fingertips. With advanced search filters, you can narrow down your options based on criteria such as location, price range, property type, and amenities, allowing you to focus on listings that align with your specific preferences.

Furthermore, MLS listings provide comprehensive information about each property, including detailed descriptions, interior and exterior photos, virtual tours, and pertinent details such as square footage, number of bedrooms and bathrooms, and property features. This wealth of information empowers buyers to make informed decisions and eliminates the guesswork often associated with traditional property searches.

Navigating the Home-Buying Process with MLS

Once you've identified properties of interest through MLS listings, it's time to embark on the home-buying journey. If you're working with a real estate agent, they can guide you through the process, from scheduling viewings and submitting offers to negotiating terms and navigating the complexities of closing the deal. For sellers, MLS listings provide unparalleled exposure, ensuring that your property reaches a wide audience of potential buyers and maximizing its visibility in the marketplace.

Conclusion

Discovering Property in Canada has never been easier, thanks to MLS listings. Whether you're a first-time homebuyer, a seasoned investor, or a seller looking to showcase your property to a broad audience, MLS offers a user-friendly platform that streamlines the real estate experience. From urban condominiums to rural retreats, the MLS database unlocks a world of possibilities, putting the keys to your dream home right at your fingertips.

So why wait? Start exploring MLS listings today and embark on your journey to finding the perfect property in Canada. Your dream home awaits!

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【2024 Greater Toronto Area Townhouse and Semi-detached House New Year's List】

In 2023, the average price of townhouses and semi-detached houses in the GTA was $1.08 million, experiencing a yearly decline of 5.1%. Among them, Toronto Central, King City, and Markham secured the top three average prices, standing at $1.59 million, $1.38 million, and $1.28 million, respectively.

The distribution also generally showed larger price drops in the suburbs and smaller declines in the core areas. It's worth noting that the average prices of townhouses and semi-detached houses in King City increased against the market trend, rising by 8% annually.

Looking at the quadrant chart for townhouses and semi-detached houses, King City stands out as a solitary point, leading the way. On the chart, the horizontal axis represents the average transaction price, the vertical axis represents the yearly change rate, and the size of the circles represents the transaction volume. It can be observed that due to the small transaction volume of townhouses and semi-detached houses in King City, with only 24 transactions annually, the price fluctuations are quite random.

For the other towns, there was a general trend where lower-priced properties experience larger declines, while higher-priced properties had smaller declines. In Brampton, townhouses and semis had the highest transaction volume in the GTA, with an average price of $930,000 and a yearly decline of 10%.

About Creator: Daisy Huang

Top Realtor in the Greater Toronto Area

KOL for GTA real estate market

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Cell Phone +1 647 899 0888 (WeChat/WhatsApp/LINE/Telegram) https://daisyrealty.ca/en/english/ https://daisyrealty.ca/en/insights-by-daisy/ https://daisyrealty.ca/en/market-dynamics/gta-townhouse/