#can't afford nice things without dipping into savings
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aldercaps · 2 years ago
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“this too shall pass” teeth clenched, crying
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swordcats · 6 years ago
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just remembered i bought a bunch of new clothes yesterday and im excited!!!!
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raichijin · 4 years ago
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⋆͛♡⋆͛ the hangover; mirio edition.  ❥ a one-shot.
━━━━━ 𝐑𝐀𝐈𝐂𝐇𝐈𝐉𝐈𝐍 𝐌𝐀𝐒𝐓𝐄𝐑𝐋𝐈𝐒𝐓. (tba)
preface; writing this was honestly so painful. a testatment to why i should never 1.) do collabs ever 2.) write long things. i am drained.
word count; 5k words.
starring; mirio, mina, shinsou, denki, unnamed boyfriend.
summary; after your boyfriend forgets about your anniversary, you spend some time with friends to forgive and forget about what happened. then it gets worse.
warnings; reader gets called some nasty names towards the end of the fic. watch out for that.
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you were supposed to be spending this weekend with your boyfriend. at a resort, poolside, on vacation, or on a beach, or where ever he’d fancy peeling off the nice (read: expensive) swimsuit he’d gotten you for your five year anniversary.
he was kind, is kind, but not as committed to your relationship as he was to his job. not even a call as the clock struck midnight, almost an hour past your reservation, but a text the morning after with a short apology, and the sudden announcement that he’d be working late. again. you didn’t cry. wouldn’t, because shedding tears would cause a mess and a headache, and self-doubt is what’s tucking you in at night, telling you that maybe for tonight, tomorrow and the day after your feelings don’t matter.
cause his job is the one keeping you afloat. (your interest in the arts is cute, to him; like a hobby. nothing you could stay afloat with. it’s too risky, he insists, so to you, it became nothing. to others? it became offhand remarks at his high-end office parties. a joke to your in-laws. a breathed sigh of relief from your parents.) so more time is what’s best for the both of you.
that has to be it.
your friends figure out something might be wrong when you go ghost for days, bordering on a week.
you mention how it’s easy to lose track of time when you’re by yourself as you are, but they don’t buy it. say you need to loosen up, take a vacation of your own even when you say you don’t need it because you’re not working, give you sharp glares whenever you object. you don’t know why you thought you had a choice in the matter — especially when mina’s sugar mommy gives her enough money to afford 2 full suites at one of the most expensive hotels in the area.
denki also tags along, just cause, and brings his boyfriend; shinsou, with him.
if they know what’s going on, they never mention it. 
and it’s a little easier to cope that way.
you dip your toes, ease yourself into the night, before you’re being pulled into the deep end and your mind’s been left at the door, but your body is having a field day.
you should’ve blacked out two margaritas ago.
you think you did.
you’re too drunk to recall all of the rash decisions you made, or whether or not you maxed your credit card, but you’ve must’ve gotten separated from your friends somewhere along the way, because when you wake up, you are distinctly not in your bed, not in a tastefully decorated room, not in a hotel.
and mina, shinsou, denki? unless they’re in the adjacent room, they’re not here with you either. you’re still in your clothes from last night. your shirt is missing a button and you don’t have your shoes on, but beyond that, you’re perfectly fine.
a scraggly bed head lies next to you, who is, notably, more nude than you are.
he has no shirt. no shoes. no pants. his blonde hair is unruly and you’re so shocked you actually start to wake up. your eyes widen and you’re sitting up so fast you’re a bit dizzy from the sudden motion.
the room is spinning and you feel sick, the headache behind your eyes making you want to grind your molars into dust. and just as quickly as you sat up, you lay back down; shaking the bed with the force. the guy next to you isn’t as heavy of a sleeper as you hoped, though. he blinks open tired eyes, showing you the most exquisite navy blue, and the little bit of drool dripping down his chin might’ve been cute if he wasn’t a complete stranger.
though you can’t stave off the creeping anxiety, the silence as he comes to his senses doesn’t feel wrong, and you’re more confused than scared.
he rubs his eyes with the heel of his palm, and gives you a criminally bright smile, and though his voice is wrecked when he says “...g’morning, sunshine.”, you doubt yours sounds much better. 
the nickname makes you feel fuzzy, if only for a second.
“i, uh … good morning?” you sound awkward, but the guy manages to find humor in your predicament when he chuckles gently, sitting up without so much as a second thought. you can see more of his body when he does so, and when his hand comes up to ruffle his hair, you can catch the glint of a silver band, resting on his ring finger. 
then everything clicks into place.
did you cheat? was he cheating?
all of the things you’d been beating yourself up over settle thick over top like smoke clouds and a raging fire. you feel like you’re suffocating, and don’t realize you’re freaking out until a strong hand is wrapping around yours, which, in your panic, you squeeze.
you spot a matching ring on your hand, that you know for a fact wasn’t there before,
and you think that’s when you pass out.
you wake up (again) to a room with tacky but charming decor, the smell of breakfast, and considerably less of a headache than what you started with. now more lucid, with the strength in your body to walk and think, your first priority is finding your phone. you tap your pockets, check the bedside drawer and tables, under your pillow, in the cracks of the bed, under the bed.
no cigar. you’re digging through miscellaneous memorabilia, trinkets and clothes that aren’t yours for at least a minute before the guy you were laid up in bed with comes back to just to see you picking through the corners of his bedroom, banana in hand.
he stands in the doorway and clears his throat. he has clothes on this time, pants. “you’re awake? are you feeling any better?”
you startle, straighten your back and stand upright, your arms falling to your sides. “um, kind of. i — have you seen my phone?”
he shakes his head, offers you the banana. “you should have this though! it’ll fix that hangover, i think.”
“i … thanks.” standing and eating a banana in someone else’s bedroom is certainly … a time.
“i made some breakfast,” he says when you’re halfway finished, “if you want some.” he ends with a smile, and you feel those 3 shots of serotonin go straight to your brain.
granted, you shouldn’t be that happy.
he takes the lead and turns around, leading you down a narrow hallway into a quaint kitchenette with a lovely beach view and all the good summer vibes condensed into a single, small room. it makes your heart hurt even more when you realize you have someone home, someone expecting you to come back.
to a hollow apartment, a cold bed, a lukewarm welcome.
you have to force your brain to be quiet to even hear a fraction of what blondie is saying.
“alcohol basically just dehydrates you. the potassium stops that, gets you all your minerals and stuff back. i heard it works with beer, so i was thinking it works for other stuff too!” he sounds so chipper that it brings your mood up just to hear his voice.
so bold and sure, warm and kind.
“but if it doesn’t clear up in 30 minutes, i have some advil i can give you! don’t want you having a headache all day now.” he’s sitting you down at his small table and sliding some pancakes in front of you, some orange juice. eating feels like a chore, but you know you have to, or that you should try at least.
while you push around your food, blondie chatters away, and even if you just met, he has you entranced by the way he speaks. smooth like the butter on his toast as his stories flow effortlessly into one another, how easily he can chat you up is amazing; getting you from gentle chuckles to full blown belly laughter before you can get your first bite in.
there’s lulls in the conversation if you count the moments he takes to actually eat, but he keeps you on your toes with his personal anecdotes, and questions about yourself, forcing you out of your shell, little by little.
the thought of your boyfriend pushed back into the depths of your mind.
until you broach the topic of your friends.
you learn quickly that he’s a good listener, completely silent unless prompted, asking questions or making jokes only when you’re finished speaking. when he asks, you tell him about the ones that got you here, shinsou, denki and mina.
his eyes flash momentarily, a look of recognition, or maybe understanding, passing over him. he hums gently, head swaying as he does so.
“they’re a little rough around the edges but they’re like family, you know?”
“i get what you mean. they were very nice when i met them. especially at our wedding!” he sips his coffee.
“i — are you alright? you’re choking!” that you are. the guilt you felt when you first woke up and the rising panic ram into your gut like a freight train, and suddenly, you don’t want to eat anymore.
"what do you mean we're married?" you rub small circles into your forehead as this idyllic morning goes right back to being cruel hell. 
"yesterday, at the chapel," he twists his wedding ring with warm familiarity that makes your stomach churn. "i can't really believe it myself, like maybe we were meant to be? i know the universe works in strange ways like that."
you're sorry to burst his bubble, but you save the happily ever afters for fairy tales, not real life.
you pinch your forehead and heave an exasperated sigh.
"i have a boyfriend." you wrap your arms around yourself, trying to seek lost comfort. "and we don't know each other to begin with. can't even remember your name, i was so drunk."
you cradle your face in your palms, feel his stare bore into the top of your head.
"togata." you perk up.
“what?”
“my name. it’s togata. mirio togata.” 
“oh.” you rub your cheeks, pull them back with the heels of your palms.
“that’s a nice name.” an uncomfortable silence washes over you both before someone speaks up. mirio.
“so what do you want to do?”
you answer a little bit too fast in response. “i don’t know. i … i should call my friends. i still need to find my phone—” you stand up, ignore the onslaught of nausea, and look around the kitchen.
“help me look? and then … and then we can figure out all the other details later.” mirio carries both your plates to the sink, and busies himself with dishes for a brief moment, allowing you to find the bathroom nook and reorient yourself. you fix yourself up a bit, straighten out your shirt and fix your hair up. no time to take a shower.
you cup a hand in front of your mouth, breathe and sniff. eugh. 
“hey, uh, togata; got an extra toothbrush?” his heart might’ve lept when you called him by his given name.
“um! yeah!” rushing water obscures his voice a bit, but if he shouts he’s loud enough to hear. “check under the sink? i should have some there.”
“thanks.”
you rummage around in his cabinets, and in that time he’s managed to clean up the leftover food and put a shirt on. 
your phone having gotten lost or being stolen becomes more of a possibility the longer you think about it. you doubt you came back to his house to do anything but sleep. how many places could you have dropped it? you come out of the bathroom to mirio sitting back at the kitchenette table, holding his phone in his hand.
“hey togata … do you think you can call me?”
“i mean, sure, but i don’t know if i have your number...”
your anxiety makes you a bit snippy even when you don’t mean to be rude, but you can apologize when you get your phone back.  ”just give it to me then. i’ll do it.”
it rings a few times before someone picks up, which is a step up from going to voicemail, and the situation goes from okay to great when the croaky voice of shinsou answers, worn out and tired, but awake enough to make a greeting.
he says you’re not here to pick up the phone right now, you interrupt and say that this is you, and that you just borrowed togata’s phone to figure out where yours was.
“togata? who?” 
“my, my um. husband.” gingerly said, you can see mirio tense up in the corner of your eye.
“oh,” someone’s snickering away from the mic. denki probably. you can’t help but roll your eyes. “mirio?” you’re upset that he can remember his name but you couldn’t. “how is he?” you shoot mirio a look, he gives you a thumbs up.
“good. so, uh, where are you guys?”
two hours away. they’re two hours away by car and mirio’s pickup truck is exactly what you’d expect from him. it’s big, beat up, it’s blue, and it’s his pride and joy, even if it’s slow to start up. if anything, it feels a bit humbling to hear the low hum of the buzzing engine. brings you back down to reality, out of the lap of luxury.
reminds you of the way mirio laughs with his whole chest. that gentle, rumbling purr.
you’re sinking into the crunchy leather seat with a groan, then a laugh from togata; to which you swat at him. you give him the address so he can set it up with his gps, and get going. he messes it up a bit and then it’s your turn to laugh, much to his displeasure. he blushes from the embarrassment, and you pat his shoulder, still chuckling. it feels natural. waking up together. having breakfast together. unofficial road trip to meet back up with your friends because you got blackout drunk and are 100 miles away.
oh, right. you sigh softly and mirio looks over, thinking to comfort you by turning on the radio, greeted by soft pop and slow guitars.
the silence carries.
fifteen minutes into the drive, he thinks to ask about your boyfriend.
“what’s he like?” togata drums his fingers on the wheel with an air of anxiety almost, though you can’t imagine why he would be — unless he thinks you won’t react well to his question. you don’t mind however, and sate his curiosity without as much as a glance.
“oh, he’s nice,” your statement lacks the enthusiasm you’d expect when someone talks about their significant other. it seems sincere, yet exhausted.
“buys me whatever i want, when i want it, loves his job to death, and … we were supposed to be celebrating our anniversary this week.” dejection is visible in the way you slouch your shoulders, interest waning. mirio can’t help but exercise a little concern, filling in the gaps while he’s at it..
“and you couldn’t, because you came here?” you shake your head.
“what? no. i came here because he was too busy, and my friends thought i could still have some fun on my own. his job is important to him.”
“and your relationship isn’t?” your eyes narrow, glaring at him from the passenger's seat.
“the fuck’s that supposed to mean mirio?” 
“well, an anniversary is supposed to be more important than some job— don’t you think he should just take a day off? it wouldn’t hurt.” you lean against the car door, shoulder propping your head up as you peer out the window.
“i mean, i guess. but he’s keeping us afloat, so i can’t really complain.” togata’s eyebrows shoot up.
his tone is incredulous. “what, you don’t work?”
seeing you cringe away out of the corner of his eye is what makes him back track almost immediately.
“i’m so sorry! i’m — wow, that was completely out of line,” your embarrassment lessens when he apologizes, and you inhale sharply. 
“don’t worry. it’s, it’s fine.” you can’t help the way your fingers dig into the flesh of your arm, gnawing the inside of your cheeks, afraid of getting laughed at. mirio wouldn’t laugh at you, would he? 
“i, i used to make music. i was in a band in highschool, actually.” though mirio’s forced to keep his eyes on the road lest you two crash, you can see the way his smile reaches his ears, the silent ‘wow’ of awe making your cheeks heat up. high brow company doesn’t have much use for your talents unless it’s the violin, or something else that fits their lame-ass agenda. your bass chills in the back of your closet, a relic of the past, but a neat decoration.
you shake your head, too caught up in your own train of thought that you didn’t realize togata was speaking.
“i’m sorry, what’d you say?”
“oh! i was just curious, i asked if you sing?” you snort, then full on laugh, though mirio doesn’t seem to get the joke.
“oh, hell no. i don’t have the voice for it, nor the patience to do vocal training. i just played bass! thought it was easier than guitar because it only had 4 strings. i was wrong. maybe i could … show you sometime? i mean, it’s been a while, but i think i remember a few songs: have you heard of seven nation army?”
you talk with mirio about music at length, and learn that he’s a pretty big enthusiast himself and while he’s never played an instrument, he’s been interested in learning guitar. he brings up your band, and the memories of your senior year come flooding back; mina and denki convincing you to audition, your stage fright, recruitment later in spite of it. 
mirio can see the stars in your eyes when you speak, speaking so animatedly with clear adoration at the topic at hand, and he starts getting a creeping suspicion that back where you’re from, you don’t get to talk about this as nearly as much as you like. he realizes in the same breath that he doesn’t mind indulging you. he participates enough so you don’t feel like you’re chatting his ear off, but quiet enough to hear you fill in the empty space.
the way your hands move as you tell stories is adorable and so is your enthusiasm, he could hear you ramble for hours and never get bored. and he nearly does, it’s been an hour and you’re still talking — but then you take a breath, and apologize for no good reason.
he squints at you, confused.
“what’re you apologizing for?”
“i’ve been talking waaaaay too much. i’ve barely heard a word out of you for the last thirty minutes!”
“i thought you were having fun! i know i liked listening. besides, it looks like that you don’t get to talk enough about the stuff you enjoy. i’m willing to listen, so talk all you want!” the assumption makes you furrow your brow, and you hate that you feel like he’s right. 
your boyfriend either talks about his job, your friends, his parents, or nothing at all. no interest in music. no time for it. your friends enjoy reminiscing on occasion, but you don’t speak enough to them to get all nostalgic.
it’s … nice that he takes your feelings into consideration. you smile to yourself, saying nothing in response.
“we’re getting closer to the hotel — it’s 30 minutes away now.” it gets quiet again, before all the sounds you hear are the other cards and the slow hum of low volume music you’d forgotten about, coming from the radio. you turn towards the window to take in the scenery while mirio catches glimpses of you in his periphery, surprised at how adorable you look, doing even the most mundane of things.
mirio couldn’t remember much from the night before, well, can’t remember anything that wasn’t you. you weren’t completely out of it when you met him, but he could’ve misjudged, considering he wasn’t quite in his right mind either. didn’t know if it was the alcohol that made you so bold, but everything about you was so charming. 
from something as simple as your smile to how easily you chatted him up, despite his tendency to be a tad overbearing, you would take him and his attitude in stride. running around town, dipping in and out of nightclubs with your friends close behind, getting kicked out of said clubs, dancing and laughing together in another—
he huffs, pouting to himself. your boyfriend was so damn lucky.
he steps on the gas and starts going a little faster. you don’t seem to mind.
the rest of the trip was silence, and it wasn’t until he parked and stepped out of the car and said something.
“wow.” he whistles, low and long, until you pinch his arm to stop from attract the stares of passerby. “you guys could afford this? gosh. that’s like, three of my paychecks, maybe.” you chortled as he helped you out, quick to clear up any confusion.
“not me,” you walked in the lobby with him, going straight to the elevators after checking in with the front desk. “i could barely afford it! mina’s … uhm, girlfriend, paid for a room for all of us.” he arches a brow at the emphasis on girlfriend, but if he has any objections, he holds his peace.
“mmh. wonder what it’s like to be rich.” 
you laugh as you’re carried up a few floors, specifically to the more expensive suites, at least 12 floors up. “me too dude! mina is lucky.”
you’re barely knocking on the room door before denki is throwing it open and screeching, ushering you both in. they remember mirio from last night, which is upsetting, considering they don’t remember anything else: not how you got to mirio’s house, not how they got back home. not how they found your phone in the bathroom either, apparently.
“speaking of bathrooms, i’m gonna take a shower. keep mirio company, i guess." 
you have to look through your luggage for a change of clothes, and find your phone on your bed in your room, charging and you don’t think about going through it until after you’re clean.
coming back to nearly forty notifications from your boyfriend wasn’t on the agenda, and quite frankly, might’ve been a sign. some were calls but most were all lower case texts, each more foreboding than the last. holding your towel up with one hand, you scroll through your messages with the other.
 what the fuck is wrong with you?
 who the hell is this guy?
beneath it, a video of you and togata. your pupils dilate, and a deeply rooted sense of dread clutches your heart. it looks like a screen recording off of denki’s instagram account, of you two dancing. not overtly scandalous, but too close for comfort.
have you been cheating on me? 
for how long
how desperate are you? i say i have a business trip and you take it as an excuse to slut it up somewhere else?
you’re fucking pathetic.
heart slowly sinking, threatening to beat out of your chest, you can’t find it in you to scroll through the rest. you barely have pants on before you’re calling him up, frenzied and feeling out of breath. the phone barely rings twice before you’re going to voicemail and hearing the beeping tone. 
fuck. fuck fuck fuck.
you hang up, and try again.
this time, he picks up on the first dial tone.
“baby?” you nearly yell into the microphone, while the other end remains silent.
“what is it.” his voice is hollow, not even asking a question; rather making a statement. you choke on your words, are quiet for a few seconds at most before he’s barking at you. “i don’t have all day. i’m busy.”
“t-that video. it wasn’t, it wasn’t anything—” something slams in the background that makes you flinch, and he takes it as a good opportunity to cut you off.
“so the wedding wasn’t shit either? the way he was holding you, looking at you like that, like some lovesick fucking puppy?”
“w-what? what’re you talking about honey? it’s nothing like that—”
“don’t get fucking cute with me. i’ve seen the photos. that girl mina doesn’t know how to not publicize your life.” you feel like dying. 
“i knew i should’ve never settled for you.”
“you don’t mean that—”
“shut the fuck up.” there’s more shuffling on his end, a deep sigh. you’re too shaken to speak. “i wasted so much on you. gave you a house, a home, just for you to repay the favor by being a two-bit whore, sit on your ass all day and complain, and waste my time with those stupid fucking hobbies of yours.” what’s more terrifying is that his voice doesn’t wane or waver. he means it.
“... honey, please. please just let me explain!” you hadn’t even noticed the tears until you’re wiping them off your cheeks, your sniffling getting louder until you’re full on sobbing.
“there’s nothing left to explain. get your shit out by tuesday. we’re done.”
the line goes dead after that.
you don’t realize how much time has passed since you went to go shower initially, only that it’s been a while, considering how urgently mina starts knocking on the door.
“baby, are you alright? you’ve been in there for half an hour!” you can’t find it in you to respond. all it results in is choking on your own words, coughing and sobbing and tears and this fucking headache.
you don’t want to be seen.
mina announces that she’s coming in, and conversation behind the door quiets down until you can’t hear it anymore. just your own thoughts. she opens it and finds you in the corner, your knees to your chest while you’re just barely dressed, hair soaking wet. crying feebly until she rushes over and asks what happened.
you show her your phone. the texts.
she wraps her arm around your back and helps you up. hands you a towel so you can finish drying yourself off, and picks out some clothes for you to wear. when she turns around, she’s greeted by the concerned faces of your friends. mirio.
her face morphs from a look of concern to pure rage.
“what the fuck!?” she all but snatches your phone away from you, to which you pull your hands back and cradle you legs again. “who the fuck does this asshole think he is?” she looks down at you just then, and sees the red in your eyes, the tear tracks that stain your cheeks and a few drops dripping off your chin. you need your help more than you need her rage and half hearted insults. 
“you yelled.” shinsou states plainly. “is everything alright?” mina approaches them and ushers everyone out, closing the door, presumably to give you some privacy.
you dress slowly, the few minutes feeling like an eternity before you’re reaching for the door handle, clean and feeling like shit, for different reasons other than a hangover.
when you emerge from your room, mirio gives you a hug.
a hug that you melt into. one that you weren’t expecting but squeeze him back just as hard, tears that didn’t quite make it out seeping into the spot where you press into his shirt. his arms are comforting and strong, rubbing and patting your back gently, until the room is silent beyond your heartbeat and your sniffles, your friends milling about in the background.
“he said i have to move out.” your fingers dig into togata’s shirt. “pack up all my stuff and leave but i don’t know where i’m supposed to go—”
there’s a smaller hand patting your back when mina speaks up.
“d-don’t worry.” you can feel her hugging you too, a special warmth blooming in your chest. 
“we’ll figure something out.”
while you’re leaving the hotel, mina makes a call to her girlfriend camie to explain the situation, and by the time you’re back in mirio’s pick up, she said that camie offered to rent you an apartment in her name. the earliest she can get it was by monday, so she offered to let you spend the night for a couple days as well. denki says that he and shinsou could help you with things around the house: shopping, redecorating, etc.
togata is the one who offers to help you get your stuff. you arrange the date for monday, actually exchange phone numbers, and meet up at 8.
it makes sense; his car has enough space in the back, you don’t have much of your own stuff, but you nearly regret accepting the offer in the first place. something about moving out with your … husband in tow doesn’t sit well with you. almost seems like it’s too soon. 
but mirio’s charming enough to make the whole ordeal seem less like a fever dream. you’re beaming at him by the time you’re all done, laughing and smiling and so infectiously happy. by the time you both wind down you’re out of breath, wheezing in the front seats of the car.
he smiles fondly at you.
you can feel your cheeks heat as you return the sentiment.
then both of you are back on the road. the musics louder this time, and you get to show him how shitty you sing; which he insists isn’t so bad after all. it’s after twenty minutes of this that you’re suddenly struck by the irony of it all. 
“i can’t believe our first date with you was me moving out of my exes apartment.” mirio chokes on his spit, cheeks bleeding red as he does a double take, eyes flitting from the road, back to you, back to the road.
“wait.”
“that was our date?”
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𝔱 𝔞 𝔤 𝔩 𝔦 𝔰 𝔱 ;  @mitsusuri​ @okayshin​ @tamasoft
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just-me-15-blog1 · 5 years ago
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Today I spent a great deal with an accountant sorting out our finances. Although it was necessary I must say that at some point I felt frustration. Towards me really.. mostly because to some extent I allowed for this mess to happen. However, I am not 100% responsible for it. But, I do feel the need to fix it for the sake of my children!
I will find the strength I need to get through this.
I will find the right steps to get through this.
Once I remove us from this financial hole we will begin to actually heal.
Healing will help us in the future to not make the same mistakes.
We cannot afford more mistakes!
The financial rut we are in is a long story.. it's a story that begins in late 2017.. but before that we had a small financial rut in 2016.. I could begin with our little rut..
December 2016 my partner injures himself while playing the our son. He tears 3 ligaments! 😵 He slowly begins to turn blue.. I help him regain his "color" and help him with breathing techniques. He slowly returns to reality but is in severe pain... I get us a taxi to take us to the nearest clinic, hospital, red Cross.. whatever and whoever is available to see us. That night I'm making all the moves to help him so he doesn't put much "stress" on his ankle.. While he's at the local clinic I'm on my way to #walmart for some crutches. I'm making my way around town in public transportation on a hot winter night. Mind you, we live in a place where it's summer year round.. anyway, I'm sweating from every pore of my body.. I rush back to him and we go back home. The next day we pay a visit to the red Cross.. he gets treated and is put on rest for the next 12 weeks! That's three months btw.. in these three months work is flowing but not like before.. he can't do any work.. all he can do is answer messages, email and phone calls. Because he isn't physical able to work we hire a freelancer.. work is literally cut in half.
Half of the work is coming in
That half if the work is being distributed by 50%
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Which means that the income that is coming in isn't all ours.. which means that our bills aren't getting covered.. which means that we have to use our credit cards.. by the time those 12 weeks are up and the Dr gives him the "ok" to return to work, we find ourselves in a financial rut!!! (Goes to mention that in those 12 weeks my partner does not say one word to me. He's angry at the world thus taking it out on me and our little kid.)
Anywho, I see that we are in a rut and here I go wanting to fix it! I feel it's my responsibility to fix it. Although I did not do anything to be in this position, I feel somewhat responsible for it.
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By spring time I managed to get a credit card to help us out of the rut. We're able to pay for the ads, continue new ads and other work related items. Once the adds start going we are back in full business. With business blossoming again we are able to pay off the debts we accumulated in those 12 weeks and we are able to purchase a new car!!! 👏🏼👏🏼👏🏼💅 From spring onwards things are flowing nicely. Work has a lot of positive energy ✨💫
Fast forward to winter...
By this time I'm almost at my due date.. which means my partner is going to be the sole keeper of the business.. my attention will be with the new baby, my oldest kid and healing from birth.
I don't know what happens but.... But.... Work literally drops like crazy!! We went from booking 2 sessions per day.. to booking that per week 😟 work again begins to decline.. mid January 2018 and we have to dip into our savings... Early February.. work is still slow... Mid February.. dipping some more into the savings.. March all savings are gone and work is super slow!!! 🤔 Once our savings are gone we have no choice but to use one credit card.. then it's two credit cards.. then three.. then a bank loan.. and here we are... We find ourselves in a financial rut yet again. But this time the amount of $$$ we owe has easily doubled!!! We use the bank loan to pay off the credit cards.. we use the majority of the remaining amount to pay back the loan and with the money left we use it to live off of. HUGE MISTAKE I MADE BY LISTENING TO MY PARTNER! HUGE.
And suddenly it's June and we are up to our throats. Goes to mention that by this time my partner makes a decision without my consent. And that decision is to rent out a photography studio in a hotel. The deal was for one month only (March 23- April 26) then he would be giving it back. But no, he thought it would be best to keep renting it.
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And of course I'm against it. Well, mostly because I see the numbers and numbers don't lie. If the business isn't being profitable then why be somewhere that it's profit is that of 200 USD after utilities. Anyone with a head on his/ her/ it shoulder knows that 200 USD of profit is not rentable. Period.
Instead of giving back the consession stand to it's rightful owner, my partner thinks and feels that it would be a horrible non loyal thing to do... So instead he continues with it. July- December reflect negative numbers. By December 31 we stupidly find ourselves with another rut of debt. How wonderful!
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January 2019 comes along and business is slow. I forgot to mention that in between the months of July- December 2018 we managed to use up all three credit cards again 🙄 therefore we aren't able to use them to buy food or to simply get by. Fast forward to mid May and that's when things begin to pick up again. Our business is having a flow 🍃 our numbers are reflecting nicely but we owe a shit load of $$$...
How in baby Jesus name are we gonna get out of this one? Well, today I sat with an accountant.. she walked me up to the first step of financial healing. We have homework to do by next Monday.. this homework will help us set the record straight in regards to how much $$$ we really owe. How much $$$ we produce. How much $$$ is being spent and lastly making BUDGET!!!
This financial toxic relationship of ours is disgusting. Maybe there are people who are off worse than us.. but I don't care about looking at other people's lane.. I care about mine. And I care about healing from it.
Thank you for reading me 🕊️💜
Much 💜 & ✨,
Just-Me-15
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