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A worker accidentally left a gate to one of our construction sites open over the weekend and a local resident and regular complainant decided to WALK ON SITE and take photos to request we tidy it up because she thinks it's messy and unsightly.
So now there's a discussion between project management on whether to prosecute this woman with a idk up to thousand dollar fine for TRESSPASSING onto a potentially DANGEROUS CONSTRUCTION SITE without supervision or PPE and take PHOTOGRAPHIC EVIDENCE of it, because she wanted to complain about a mess that she normally can't see behind the covered fencing??????
#i dont know what the actual penalty fine would be#a believe a trespass in itself can get you an UP TO thousand dollar fine#and failing to follow workplace health and safety such as wearing PPE on a worksite#can net individuals an up to thousand dollar fine#so i have no idea what level of fine she could get if we decide to proscute her for it#she has wandered into areas she shouldn't be before but this is the first time she's gone on an ACTUAL work site#jesus christ i would NOT go onto site without PPE#even if no one was working at the time!!! it's dangerous!!!!#ramblings of a bystander
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What is capitalism if private ownership and monopolization are out
This is about the insulin thing, right? Let me walk you through the steps.
The current situation is, there are three big corporations making insulin. They make it for super cheap, like $2 a dose or something including packaging and distribution and all that jazz, but they know that people need this stuff in order to not die, so there's no reason to restrain themselves as far as pricing goes. So they sell the stuff for like $500 a vial, earning a tidy 25,000% profit, because what are customers gonna do, not buy it?
In a capitalist system, this is a huge opportunity for anybody with a few thousand in seed money and a smidge of ambition. The process of making insulin is hardly a secret. I might not have the economy of scale going and I need a big up-front investment for equipment, but even if it costs me five times as much per dose to produce the stuff, that's still less than 2% of the current market price. So I start making and distributing the stuff for $10 a vial, and selling it for $400, and all the customers see that they can get the same product for $100 less so they stop buying from those three big companies and start buying from my startup. Then a month later, somebody else comes along with the same idea but undercuts me, and I lose all my customers to sombody willing to sell the stuff for $350, but that's fine I just change all my labels to sell for $300 and they come rushing back, and I'm still making $290 pure profit on every vial. Fast forward a couple years, and the market price of insulin is like, $12 a vial tops, because if you try to get profit margins any bigger than that you're the most expensive option and nobody buys from you. There was never any altruism involved in that process, no magic, no glorious savior who figured out a way to impose their will upon the world in order to save lives, just ordinary greedy humans fighting each other to make more money for themselves, but the end result is that the people who need this stuff to survive get it for a tiny fraction of what they used to be paying.
In the system that we're actually using, the three big corporations go to the government with three big suitcases full of cash, and the government passes a law that says anybody who tries to make insulin who isn't one of the three big corporations goes directly to prison forever. All the competition vanishes, and without the risk of somebody selling the same product for less they're able to keep raising the price as much as they want. I mean, if you get up to the point where the majority of your customers literally can't buy it anymore and they die then you have fewer customers, so going up into the millions per vial would be counterproductive, but as long as the majority of people who need insulin can just barely scrape together enough, you maximize your profits. And all it costs is widespread human suffering and a few surprisingly affordable bribes.
And then here's the really funny part: the corporations that benefit most from government interference in the market? They're the ones that fund all the media that convinces kids that the solution to all their problems is to give the government even more control over every aspect of life. They're the ones who pushed the narrative that 'libertarian' is synonymous with 'pedophile'. They're the ones who bury stories about corrupt politicians so you never question how a congressman can have a salary under $200,000 a year, go into the position with a net worth of a million dollars, and come out eight years later as a billionaire. Almost every "anti-capitalist" movement out there, if you follow the chain of evidence back, is funded directly by the corporations it claims to oppose, because shifting the balance of power further away from the individual and more toward the State means more profit for the people who are in a position to manipulate the state.
Now, this isn't to say that a free market is without problems. If there was zero regulation of the production of insulin, then a particularly unethical person could undercut the legitimate sources by making a loose approximation of the product people need for much cheaper by using dangerous or ineffective methods, and then sell it at prices that legitimate manufacturers can't compete with because the purchase price is lower than the manufacturing price. Which means that when you buy insulin, you would need to do your own research into who's got a reputation for quality, and there would be people who straight up die because they decided to go for the $4-6 "insulin" instead of the $12-15 insulin. But I'm pretty sure that would still be better than the only option being $500.
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TWO WOMEN WHO vandalized the Dakota Access pipeline in an effort to halt construction have been indicted on charges that carry up to 110 years in prison and hundreds of thousands of dollars in fines. They are among the harshest penalties environmental activists have faced in the last decade.
Civil liberties lawyers say the charges are in line with industry-inspired scare tactics meant to deter citizens from participating in direct-action protests or acts of sabotage against oil and gas companies. As the deadly impacts of carbon emissions grow ever clearer, the fossil fuel industry has increased pressure on lawmakers and government officials to penalize those who would inhibit their projects’ operations.
At the same time, a growing number of activists have demonstrated willingness to break laws in order to highlight the urgency of the climate emergency and other ecological crises. Ruby Montoya and Jessica Reznicek, who stand accused of damaging pipeline valve sites using a welding torch, “tires ignited by fire, and gasoline-soaked rags,” are part of that trend.
The arrests come more than two years after Montoya, 29, and Reznicek, 38, publicly took responsibility for a series of acts of sabotage that they said was necessary to protect the rivers and waterways under which the Dakota Access pipeline passes. Both women had been involved in the Indigenous-led struggle to stop the pipeline, which attracted thousands of people to opposition camps in North Dakota and Iowa in 2016 and 2017.
“We are speaking publicly to empower others to act boldly, with purity of heart, to dismantle the infrastructures which deny us our rights to water, land, and liberty,” Montoya and Reznicek stated at a press conference in July 2017.
They told The Intercept at the time that they planned to use a necessity defense to argue that they had no choice but to act. Civil liberties attorneys said they are not aware of such a defense being accepted in a federal case related to climate change or environmental issues. It has, however, begun to gain traction in lower courts, where a handful of pipeline protesters have successfully argued that they acted out of necessity.
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“I wish the government would use the same resources to go after the oil companies and pipeline companies, but clearly they’re not interested in that,” said Bill Quigley, an attorney who previously represented Montoya and Reznicek. “They shouldn’t be prosecuted; they should be praised. They’re trying to stop the destruction of the human race.”
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By the spring of 2017, however, the pipeline company had overcome the water protectors; construction was all but complete and the camps mostly cleared. It was then that a series of above-ground valves along the pipeline route were pierced by welding tools.
In response, the mercenary security company TigerSwan launched a multi-state dragnet in search of the saboteurs, who they referred to as eco-terrorists. Montoya and Reznicek were their primary suspects, but internal reports TigerSwan filed to Energy Transfer Partners also described how security personnel cast suspicion on an array of other activists. They reached out to pipeline opponents’ neighbors and local businesses for help in their search. They surveilled one Native couple’s private home and photographed their property. A TigerSwan contractor posing as a water protector sought information about Montoya and Reznicek from pipeline opponents who believed him to be a friend. The documents show repeated instances of the company attempting to feed information to local and federal investigators.
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At an energy industry conference in 2018, Kelcy Warren, CEO and board chair of Energy Transfer, mentioned Reznicek and Montoya’s actions. “I think you’re talking about somebody who needs to be removed from the gene pool,” he said.
The oil industry used the acts of sabotage to push for a crackdown on pipeline opponents. In 2017, the American Legislative Exchange Council introduced model legislation that would increase penalties for anyone who interfered with oil industry operations. Iowa and at least seven other states have passed related anti-protest laws. More recently, industry lobbyists, as well as members of the Trump administration, have proposed federal legislation to make it a felony to inhibit pipeline operations. Most of the legislative proposals are broad enough to net individuals who commit no acts of property destruction.
Meanwhile, since it started operating, the Dakota Access pipeline has had at least 10 spills, and this past June, Energy Transfer announced plans to nearly double the pipeline’s capacity. A recent study indicated that current fossil fuel infrastructure leaves humanity with less than a 50 percent chance of avoiding unmanageable climate crises.
Energy Transfer did not respond to a request for comment.
In parallel to industry lobbying, fossil fuel opponents have advanced their own efforts to set legal precedents that protect dissent. “The state of the necessity defense in climate cases is emerging, and it is gaining acceptance in state courts across the country,” said Quigley.
Pipeline protesters in Massachusetts have had the most significant success in mounting the climate necessity defense. In March 2018, a judge found 13 opponents of a Spectra gas pipeline not responsible for civil charges related to their attempts to block construction, because the environmental risk posed by the pipeline made their actions necessary.
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Meanwhile, the most severe penalties for participants in the movement against the Dakota Access pipeline have been borne by Indigenous opponents. Red Fawn Fallis, for example, faced a potential life sentence after a gun in her possession went off as she was tackled to the ground by police. The Oglala Lakota Sioux water protector is serving a five-year sentence.
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It’s unclear why the investigation took more than two years, but a possible historical parallel can be found in a string of arrests in the mid-2000s, during a period known as the Green Scare. Law enforcement officers arrested environmental activists accused of involvement in arsons, years after they committed the alleged crimes. The FBI had used that time to build cases against an array of actors. “Based on past experience and based on some of the other clues that I’m seeing, I certainly have a concern that there may be more than two defendants, but that is real speculation,” said Regan, who represented many Green Scare defendants.
The indictment against Reznicek and Montoya claims that the acts were carried out “with other persons known and unknown by the Grand Jury.” In an interview shortly after their confession, Reznicek told The Intercept, “At no point was anyone else involved in these activities. Not even in consultation. Not in anything.”
A spokesperson for the U.S. Attorney’s Office of the Southern District of Iowa declined to comment.
Regan called the charges against Reznicek and Montoya evidence that the industry’s legislative initiatives are a public relations stunt. “What these charges indicate to me is that the state does not need any of these gifts to the fossil fuel industry. The existing crimes are more than adequate, because obviously ‘malicious use of fire’ is not a crime that was drafted by ALEC,” Regan said.
Montoya remains in jail in Arizona, awaiting a hearing, while Reznicek was released on bail Tuesday, on house arrest with an ankle monitor. Her trial is scheduled for December 2.
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Animal Crossing Fish - Explained #23
Brought to you by a marine biologist that does eat seafood...
Fish I’ve Covered: Click Here
Yes, it’s true. I eat seafood. I work in fisheries because I love fish and I believe if we are going to consume them, we should do it sustainably. In this entry, I’m not just going to talk about the world’s favorite fish to eat - the Tuna - but I’m also going to share some insight about how you can still eat fish/seafood in a way that’s good for the planet.
The Tuna in ACNH is another big apex predator that you could only catch off the pier. They went away after April and will be back in November. Unlike the other big fishies we’re covering this week, the Tuna is all around probably the most amazing fish on the list due to its ability to function as a thermoregulating endotherm (it’s warm-blooded, fools) and what it’s capable of because of it. Get ready, this might get long. Here’s one of my favorites!
So, this one will be really hard to get to species. There are three species of Bluefin Tuna this could be (and yes, I’m saying the Bluefin, because I can at least get down to Genus: Thunnus). But all Bluefin Tunas are really important to Japan - they are the number one consumer of the fish by a REALLY large margin. And stories about Japanese sushi chefs spending millions of dollars on a single one of these fish isn’t bullshit. (although they normally sell for $40 per pound, when the animal is topping 500 lbs, you’re talking some chunk of change for a fish). They also all live in generally the same habitats, from tropical to temperate waters around the world. And...they all kind look the same, so it’s really hard to say this is either the Atlantic ( T. thynnus), Pacific (T. orientalis), or Southern (T. maccoyii) Bluefin (although, *just* because the game comes from Japan, it’s probably the Pacific bluefin):
This animal right here is a living bullet. Look at that stream-lined body; this guy is ready to chase its food and catch it. Reaching speeds of 40 mph (64 km/h), most things don’t out-speed the bluefun tuna. And they are MASSIVE. I had the wonderful (and rare) opportunity to see the Atlantic bluefin tuna going after loose catch from a gillnet fishing boat I was on in North Carolina and when I tell you the damn things were as big as my small car, believe it. Tuna are not the tiny cans you see in the super market or the tiny piece of flesh on your sushi. These things are the equivalent of wolves, but in the ocean. Here’s a size comparison, but the Bluefin can reach lengths approaching 9 ft (3m) in length for the Pacific variety.
So, yeah. They big. And when I say they are “wolves” I mean it. Although they don’t pack-hunt to the extent that wolves do, they do hunt in schools, creating a horseshoe shape to corral their smaller fish prey into bait balls. They then use their speed to get in there and take what’s their’s. Every fish for him/herself at that point.
Now, these are cooler water fish. Although they appear in the tropics, they are the epitome of open ocean-faring species, migrating thousands of miles across ocean basins to spawn and feed. Now, remember what I said above about this fish being warm-blooded? Well, they are. They have what’s rete mirabile, special vein systems that exchange heat - blood coming in from the cooler gills, for example, is heated by blood going out towards the gills, and this is how they keep warm and remain very active, even in the very cold waters of Canada. This is what peak performance looks like.
Anyway, but you’ve probably heard of tuna before, because they are some of the most widely eaten fish in the world. We talked about the bluefin going for hundreds to millions in the fish market, and they only buy them at this price because the demand for tuna is high. Unfortunately, this “love” for tuna has been detrimental to tuna populations the world over. The Southern Bluefin Tuna is critically endangered, and the others are following suit. This fish is so important there are entire, international councils out to discuss them and how to manage their fisheries (ICCAT being one).
So...how can you help the tuna? Well, the best thing you can do as a seafood eater is to get yourself familiar with what is and isn’t sustainably caught. SeaFood Watch, headed up by the amazing Monterey Bay Aquarium, is a great start. You’ll notice pretty quickly, or at least I did, that most apex predators fall under the “do not eat” lists, and there’s a reason for this - it takes a long time to be that stunning. No, really. Big fish like Swordfish, Sharks, and Tuna don’t mature as quickly as, say, Salmon do, and so they spawn pretty late in life. What happens to animals like this is that even “large” individuals that are caught for the market may still be juveniles who never got the chance to breed in the first place! You can imagine how devastating that is for a population if they can’t even replace themselves. For Tuna, you’ll see that some species are okay to eat (Albacore and Skipjack are fine) while Bluefin isn’t, and it has to do with this type of population dynamic. I, personally, do still eat tuna out of the can, but I’ve switched to buying brands that fish for tuna in a more controlled way. Some brands fish for tuna using purse seines - big giant nets that capture the whole school in one go. Unfortunately, lots of tuna species hang out with dolphins, and fishing this way killed so many dolphins in the past that tuna companies had to change their angle and now all cans will say “dolphin safe” on them (there’s some history for ya)! I still don’t buy those brands, though. Instead, I look for brands that fish for tuna “pole and line” which is how you fish for your tuna in AC:NH - with a fishing pole. That’s one hook in the water catching one tuna. It’s safe for other wildlife and these brands usually do their darnedest to be sustainable. They offset this “inefficiency” onto the consumer though - these cans are usually sold a few dollars and change more than purse seined tuna cans, but ya know what? I’m willing to pay the extra money to ensure my food was caught sustainably.��
And there you have it! Fascinating stuff, no?
#animal crossing#ac: new horizons#tuna#fish#marine biology#fisheries#science in video games#animal crossing fish explained
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20 rzeczy, które powinieneś wiedzieć o fotograf warszawa
Photographic artwork can be above a hundred several years outdated even so the movie media has lately boomed everywhere. The Marriage Movie captures the essence as well as important moments of that working day for an eternity, across lifetimes and outside of.
A Short Film on the Wedding day Which has a World of That means
As opposed to becoming an Formal chapter of family record, the video captures so a great deal more. The personal moments and feelings, the hopes and goals, the tears and smiles Blend to history a realistic party that justifies to enter the webpages of chronology. The movie would unfold very like People famous feature movies that inform a Tale with people, time and position. Action and plot will not be important. It will eventually established the mood and relate Substantially more than what occurred on one night. The potent film medium would seize and assemble the earlier, current, and upcoming in magical ways. A lot of would modify a long time later on, but These memories would remain intact, to generally be glossed above by the following generation Possibly.
Media Answers That Go over Everything
The Wedding ceremony Video clip creative tactics also help in creating many other video applications. The identical skills enable to shoot documentaries and commercials which might be everywhere you go lately. Analysis reveals that texting would shortly develop into at least partly out of date with social media communications relying A growing number of on photos and films! Which makes a lot of feeling considering the fact that visuals usually meant a lot in excess of terms in simple to be familiar with and imaginative procedures. Commercials provide almost everything from toothpaste to automobiles but demand numerous skills to assemble effectively. Apart from imaginative skills, technically elevated movie productions In keeping with stylish kinds will be Considerably desired. Besides the Marriage ceremony Online video, coverage and filming for a reason would extend to each essential occasion Similarly properly.
Interviews and documentaries serve immense corporate and educational needs, besides becoming an essential A part of the each day media intake by the entire world's billions. Each of them is made up of a slice of historical past much like the wedding ceremony film and justifies expert awareness. However all are unquestionably crucial aspects of the advertising and marketing industry and create sufficient revenues, art and craftsmanship are intricately associated.
Avail a Bundle of Dedicated Expert services
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Obtaining ideal Adult men and girls to symbolize the roles will be an essential Element of a successful video output. Plentiful knowledge has geared up the group for that undertaking.
Arranging scenes, organizing the lights and choosing upon hanging backgrounds will be expertly accomplished to soften viewers' hearts. With out a profound influence, no products would market inside the excessively competitive Market. Creative strategies and arranging areas beneath skillful path can be suitably attained.
All things considered the taking pictures laboriously concluded by having an infinite series of will take and retakes will come to a different intricate job. Modifying the reels of film and arranging all the sights and Appears together with the insertion of titles is a posh Inventive procedure. Colours need to be well balanced and everything fine-tuned to generate the most beneficial perception upon the a lot of viewers.
An amazing Audience
Just what the crew loves is the moment world viewers obtainable on the net in the touch of a button. That is definitely determination ample Other than the USB and DVD copies that get dispatched to person consumers. Each shopper has a different story to tell and prerequisites differ but the vast majority of advertising and marketing calls for succeed plus the dreams are honorably fulfilled. The Wedding ceremony Movie continues to be the Main inspiration.
A picture suggests a thousand text. It really is a traditional wisdom that each of us has listened to at least as soon as in the lifetime. There exists a specific fact below but let me choose the freedom to switch it a little to make sure that it stays suitable in the present context. A effectively-taken and crystal clear image suggests a million words and phrases. Will it seem exaggerating? I absolutely Do not Imagine so. Using the escalating affect of social websites for instance Fb, Twitter and Instagram, a picture uploaded to those social media marketing sphere can go viral and staying talked about by millions of folks and well, in all probability over 1,000,000 times.
If you are a pictures enthusiast and you have a electronic digital camera, then life won't be full without having a excellent Image printer. However, as electronic photography is speedily shifting in the direction of cellular units like smartphones and tablets, finding the ideal Image printer is now not a trivial endeavor. That is definitely why dealing with superior Image printer assessments is crucial If you'd like to make sure that the printer that you buy is appropriate Along with the system where by your pictures are taken and saved. The issue you have to question depends upon what unit that you are acquiring. When you have an apple iphone, iPod or iPad, the dilemma might be if the printer supports Apple's AirPrint. Should you have an Android telephone or pill, the issue might be whether or not the printer supports Google's Cloud Print. But this issue is relevant only if you want to print your pictures straight from your cellular units.
As with all new know-how, reception to digital photography was not all lukewarm during its early a long time of introduction. It's a Considerably distinctive picture now as the number of buyers choosing analog digicam is shrinking to near extinction. Based on the current state-of-the-art, it is argueable that analog digital camera however retains couple edges but They're rapidly diminishing. The most significant edge that electronic camera has around its analog counterpart is the more Price tag economical plus much more hassle-free storage. Instead of capturing photos on film that should be formulated thereafter, photos captured employing a digital digital camera usually are stored in SD or Flash memory cards which minimizes the price of Each individual graphic capture to zero. When the most storage ability is attained, the pictures is usually transferred out in to the Computer system and also the storage space is often resetted to its unique ability. Impression preview characteristic is another advantage that is often touted away from electronic cameras. Immediately soon after Each and every impression capture, a single has the capacity to perform a quality Look at about the picture that has just been taken and if preferred, the graphic can just be deleted and retaken.
In choosing for the best Photograph printer, There's 1 fundamental point that is frequently neglected by most customers. The very first thing that almost all potential buyers will likely be weighing is actually the cost tag which is hooked up on the printer. On nearer glance, this upfront Price is not really the greatest component that could draw dollars from shoppers' pocket. It's a typical understanding that major makers which include Canon, will not make the bulk of their take advantage of advertising the printer itself, but within the ink rather. It truly is amusing to know that In spite of these understanding getting obtainable in the general public area, it's one particular element that is certainly most commonly ignored by most people. So, one need to look at the expense of the ink the printer is using and the amount of output which might be churned out of every cartridge in lieu of merely investigating the purchase cost. Ultimately, the greater measurement metric to decide which Picture printer is the greatest might be the cost per printout.
You most likely have switched to digital camera by now. With revenue of smartphones at last surpassing that of 'dumbphones', I wager you might be Keeping on to one presently. With all the technological know-how even now evolving continually, usually do not suppose leading models to become the chief. Even if you find yourself purchasing a Canon printers, be sure you go through Canon photo printer critiques and open up oneself to the entire world of options. There are actually new designs introduced Every so often. And on this planet of technology, disruptive innovation generally originates from challenger and never the incumbent. Will not the listing of most effective Image printers for 2013 will certainly be various from that of past 12 months.
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Restaurants Kinds and Characteristics
Broadly speaking, restaurants can be segmented into a number of categories: 1- Chain or independent (indy) and franchise restaurants. McDonald's, Union Square Cafe, or KFC 2- Quick service (QSR), sandwich. Burger, chicken, and so on; convenience store, noodle, pizza 3- Fast casual. Panera Bread, Atlanta Bread Company, Au Bon Pain, and so on 4- Family. Bob Evans, Perkins, Friendly's, Steak 'n Shake, Waffle House 5- Casual. Applebee's, Hard Rock Caf´e, Chili's, TGI Friday's 6- Fine dining. Charlie Trotter's, Morton's The Steakhouse, Flemming's, The Palm, Four Seasons 7- Other. Steakhouses, seafood, ethnic, dinner houses, celebrity, and so on. Of course, some restaurants fall into more than one category. For example, an Italian restaurant could be casual and ethnic. Leading restaurant concepts in terms of sales have been tracked for years by the magazine Restaurants and Institutions.
CHAIN OR INDEPENDENT The impression that a few huge quick-service chains completely dominate the restaurant business is misleading. Chain restaurants have some advantages and some disadvantages over independent restaurants. The advantages include:
1- Recognition in the marketplace 2- Greater advertising clout 3- Sophisticated systems development 4- Discounted purchasing
When franchising, various kinds of assistance are available. Independent restaurants are relatively easy to open. All you need is a few thousand dollars, a knowledge of restaurant operations, and a strong desire to succeed. The advantage for independent restaurateurs is that they can ''do their own thing'' in terms of concept development, menus, decor, and so on. Unless our habits and taste change drastically, there is plenty of room for independent restaurants in certain locations. Restaurants come and go. Some independent restaurants will grow into small chains, and larger companies will buy out small chains. Get More Info RESTAURANTES EN ACAPULCO
Once small chains display growth and popularity, they are likely to be bought out by a larger company or will be able to acquire financing for expansion. A temptation for the beginning restaurateur is to observe large restaurants in big cities and to believe that their success can be duplicated in secondary cities. Reading the restaurant reviews in New York City, Las Vegas, Los Angeles, Chicago, Washington, D.C., or San Francisco may give the impression that unusual restaurants can be replicated in Des Moines, Kansas City, or Main Town, USA. Because of demographics, these high-style or ethnic restaurants will not click in small cities and towns.
5- Will go for training from the bottom up and cover all areas of the restaurant's operation Franchising involves the least financial risk in that the restaurant format, including building design, menu, and marketing plans, already have been tested in the marketplace. Franchise restaurants are less likely to go belly up than independent restaurants. The reason is that the concept is proven and the operating procedures are established with all (or most) of the kinks worked out. Training is provided, and marketing and management support are available. The increased likelihood of success does not come cheap, however.
There is a franchising fee, a royalty fee, advertising royalty, and requirements of substantial personal net worth. For those lacking substantial restaurant experience, franchising may be a way to get into the restaurant business-providing they are prepared to start at the bottom and take a crash training course. Restaurant franchisees are entrepreneurs who prefer to own, operate, develop, and extend an existing business concept through a form of contractual business arrangement called franchising.1 Several franchises have ended up with multiple stores and made the big time. Naturally, most aspiring restaurateurs want to do their own thing-they have a concept in mind and can't wait to go for it.
Here are samples of the costs involved in franchising:
1- A Miami Subs traditional restaurant has a $30,000 fee, a royalty of 4.5 percent, and requires at least five years' experience as a multi-unit operator, a personal/business equity of $1 million, and a personal/business net worth of $5 million.
2- Chili's requires a monthly fee based on the restaurant's sales performance (currently a service fee of 4 percent of monthly sales) plus the greater of (a) monthly base rent or (b) percentage rent that is at least 8.5 percent of monthly sales.
3- McDonald's requires $200,000 of nonborrowed personal resources and an initial fee of $45,000, plus a monthly service fee based on the restaurant's sales performance (about 4 percent) and rent, which is a monthly base rent or a percentage of monthly sales. Equipment and preopening costs range from $461,000 to $788,500.
4- Pizza Factory Express Units (200 to 999 square feet) require a $5,000 franchise fee, a royalty of 5 percent, and an advertising fee of 2 percent. Equipment costs range from $25,000 to $90,000, with miscellaneous costs of $3,200 to $9,000 and opening inventory of $6,000.
5- Earl of Sandwich has options for one unit with a net worth requirement of $750,000 and liquidity of $300,000; for 5 units, a net worth of $1 million and liquidity of $500,000 is required; for 10 units, net worth of $2 million and liquidity of $800,000. The franchise fee is $25,000 per location, and the royalty is 6 percent.
What do you get for all this money? Franchisors will provide:
1- Help with site selection and a review of any proposed sites 2- Assistance with the design and building preparation 3- Help with preparation for opening 4- Training of managers and staff 5- Planning and implementation of pre-opening marketing strategies 6- Unit visits and ongoing operating advice
There are hundreds of restaurant franchise concepts, and they are not without risks. The restaurant owned or leased by a franchisee may fail even though it is part of a well-known chain that is highly successful. Franchisers also fail. A case in point is the highly touted Boston Market, which was based in Golden, Colorado. In 1993, when the company's stock was first offered to the public at $20 per share, it was eagerly bought, increasing the price to a high of $50 a share. In 1999, after the company declared bankruptcy, the share price sank to 75 cents. The contents of many of its stores were auctioned off at a fraction of their cost.7 Fortunes were made and lost. One group that did not lose was the investment bankers who put together and sold the stock offering and received a sizable fee for services.
The offering group also did well; they were able to sell their shares while the stocks were high. Quick-service food chains as well-known as Hardee's and Carl's Jr. have also gone through periods of red ink. Both companies, now under one owner called CKE, experienced periods as long as four years when real earnings, as a company, were negative. (Individual stores, company owned or franchised, however, may have done well during the down periods.) There is no assurance that a franchised chain will prosper.
At one time in the mid-1970s, A&W Restaurants, Inc., of Farmington Hills, Michigan, had 2,400 units. In 1995, the chain numbered a few more than 600. After a buyout that year, the chain expanded by 400 stores. Some of the expansions took place in nontraditional locations, such as kiosks, truck stops, colleges, and convenience stores, where the full-service restaurant experience is not important. A restaurant concept may do well in one region but not in another. The style of operation may be highly compatible with the personality of one operator and not another.
Most franchised operations call for a lot of hard work and long hours, which many people perceive as drudgery. If the franchisee lacks sufficient capital and leases a building or land, there is the risk of paying more for the lease than the business can support. Relations between franchisers and the franchisees are often strained, even in the largest companies. The goals of each usually differ; franchisers want maximum fees, while franchisees want maximum support in marketing and franchised service such as employee training. At times, franchise chains get involved in litigation with their franchisees.
As franchise companies have set up hundreds of franchises across America, some regions are saturated: More franchised units were built than the area can support. Current franchise holders complain that adding more franchises serves only to reduce sales of existing stores. Pizza Hut, for example, stopped selling franchises except to well-heeled buyers who can take on a number of units. Overseas markets constitute a large source of the income of several quick-service chains. As might be expected, McDonald's has been the leader in overseas expansions, with units in 119 countries.
With its roughly 30,000 restaurants serving some 50 million customers daily, about half of the company's profits come from outside the United States. A number of other quick-service chains also have large numbers of franchised units abroad.While the beginning restaurateur quite rightly concentrates on being successful here and now, many bright, ambitious, and energetic restaurateurs think of future possibilities abroad. Once a concept is established, the entrepreneur may sell out to a franchiser or, with a lot of guidance, take the format overseas via the franchise. (It is folly to build or buy in a foreign country without a partner who is financially secure and well versed in the local laws and culture.).
The McDonald's success story in the United States and abroad illustrates the importance of adaptability to local conditions. The company opens units in unlikely locations and closes those that do not do well. Abroad, menus are tailored to fit local customs. In the Indonesia crisis, for example, french fries that had to be imported were taken off the menu, and rice was substituted. Reading the life stories of big franchise winners may suggest that once a franchise is well established, the way is clear sailing. Thomas Monaghan, founder of Domino Pizza, tells a different story. At one time, the chain had accumulated a debt of $500 million. Monaghan, a devout Catholic, said that he changed his life by renouncing his greatest sin, pride, and rededicating his life to ''God, family, and pizza.''
A meeting with Pope John Paul II had changed his life and his feeling about good and evil as ''personal and abiding.'' Fortunately, in Mr. Monaghan's case, the rededication worked well. There are 7,096 Domino Pizza outlets worldwide, with sales of about $3.78 billion a year. Monaghan sold most of his interest in the company for a reported $1 billion and announced that he would use his fortune to further Catholic church causes. In the recent past, most food-service millionaires have been franchisers, yet a large number of would-be restaurateurs, especially those enrolled in university degree courses in hotel and restaurant management, are not very excited about being a quick-service franchisee.
They prefer owning or managing a full-service restaurant. Prospective franchisees should review their food experience and their access to money and decide which franchise would be appropriate for them. If they have little or no food experience, they can consider starting their restaurant career with a less expensive franchise, one that provides start-up training. For those with some experience who want a proven concept, the Friendly's chain, which began franchising in 1999, may be a good choice. The chain has more than 700 units. The restaurants are considered family dining and feature ice cream specialties, sandwiches, soups, and quickservice meals.
Let's emphasize this point again: Work in a restaurant you enjoy and perhaps would like to emulate in your own restaurant. If you have enough experience and money, you can strike out on your own. Better yet, work in a successful restaurant where a partnership or proprietorship might be possible or where the owner is thinking about retiring and, for tax or other reasons, may be willing to take payments over time. Franchisees are, in effect, entrepreneurs, many of whom create chains within chains.
McDonald's had the highest system-wide sales of a quick-service chain, followed by Burger King. Wendy's, Taco Bell, Pizza Hut, and KFC came next. Subway, as one among hundreds of franchisers, gained total sales of $3.9 billion. There is no doubt that 10 years from now, a listing of the companies with the highest sales will be different. Some of the current leaders will experience sales declines, and some will merge with or be bought out by other companies-some of which may be financial giants not previously engaged in the restaurant business.
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Steps to make a Blog - Novices
Blogging tips for beginners
How to start a blog?
Should you be looking for "how to start any blog? " then you are located in the right place. In this post I look at the different considerations and selections you have to make when you start a blog site.
Blogging tips for beginners
1 . What are you reasons behind blogging? You need to decide actually blogging for. Is it casually or profit? If you are running after visitors to your blog, what do you need them to do when they get there. Maybe you just like to write, that may be fine, blogging can be totally therapeutic in some ways.
2 . not Decide what you are going to site about? If you are very particular about the reason that you are blogs then that will help you understand as well as decide on what you are going to weblog about. What you are going to website about is also determined by individuals that you are trying to talk to. It is possible to blog about current media, viral videos or debatable topics. You can stick to a specific topic, eg car fixes, or how to get a 6-pack. By staying consistent using one topic you can gain credibility and stay seen as an expert in your industry. Product reviews are also a good thing for blogging about.
3. Free blog site or paid blog?
Cost-free blogs are all over the net, simply do a web research and you can find some. Examples are blogger. com, Blogger. com, blog. com and also Weebly. com. Now with anything else in life freedom isn't free of charge. Your blog will not be your own, the particular domain will be something like bradsblog. wordpress. com so you could have the same domain name as many other folks. If you are looking to make money almost all of the free services don't allow one to advertise on their sites. No cost blogging services aren't it is really but are an easy free solution to dip your feet in the h2o.
Paid blogs -
To get a paid blog you have to purchase the domain and the web host. You will then own the blog oneself and therefore have more control within the blog when you begin to try and generate income. A lot of the free blogs never let you to advertise on it. You need to use the free program Squidoo. org program to put in your blog, which will give you designs and utilities to help make your website.
Cheap options is brainhost. com, HostGator. com, GoDaddy. com all offer web hosting service solutions. For example GoDaddy. com hosting starts at $2. 99/month. So you are looking at concerning $36 dollars a year regarding hosting. Take a look at all the alternatives and see what special bargains you can get. Most of these hosting supplies will provide you with instructions on how to make use of their easy 1 simply click installation of WordPress on your fresh hosted domain.
4. Urls
Now you will have to register appropriate (this is the actual label of your website/blog). Domains start off at about $8 yet can go up into the thousands. You can utilize a service at GoDaddy. com or maddogdomains. com to subscribe you domain name.. The more popular urls usually cost more. Eg clearly you would have no chance purchasing the domain nba. com however you could buy mynameisjohnsmithfromamerica could be pretty cheap, however weird. A pleasant simple option when starting up is to go for names just like firstnamelastname. com etc something such as that.
You can always change the domain later or have more than one just about all linking to the same true webpage. For example you might very own 3 domain names but have that so if you type in any of them each of them go to the same website. When your website is up and jogging we have answered the problem "how to start a site? " However this is just the get started of your journey into writing a blog! The next things you have to give attention to are traffic and articles.
5. Traffic
When you set something on your blog you wish people to read it or perhaps watch it. This is where site visitors comes in. If you want your blog to reach your goals you need to learn to get in order to it. There are many different options in this article depending on your expertise along with budget. Basically traffic may be broken down into free in addition to paid traffic.
Free traffic contains
• Search engine traffic,
• Social media traffic (Facebook, tweets etc),
• Forum content,
• Article marketing.
All of these issues by themselves could be the topics regarding pages and pages showing how to articles.
Paid targeted visitors includes
• PPC (paid per click) advertising, like the little ads you see near the top of every Google search,
• Solitary ads which is where you pay out someone with a large set of email subscribers to e mail them and tell them for your blog,
• Banner advertising and marketing - you buy an ad space on a website for a established term eg 1 month 6th.
Content
Once you have your site working you need to start posting related content in the form of articles, images or videos. For concepts on what to write about have a look at current trending videos from YouTube. com/charts, news delivers like CNN. com or simply just Google search news.
So I expect this has given you a simple overview of the actions required to get going and answered the old concern "how do I start a blog".
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Sarasota Properties
Distressed
We Buy Distressed HousesWhat Is a Distressed Sale? Distressed Houses: A distressed sale occurs when a property, stock, or another possession needs to be sold rapidly. Distressed sales frequently lead to a financial loss for the seller who, for factors of financial duress, need to accept a lower price. The profits from these assets are frequently used to pay financial obligations, medical expenses, or other emergencies. KEY TAKEAWAYS Distressed sales take place when the seller requires selling a property urgently frequently to pay financial obligations, medical expenses, or other emergency situations. A brief sale is a form of distressed sale in which the house owner tries to sell their residential or commercial property although the present market value is below the quantity owed to their loan provider. Distressed sales frequently result in a financial loss for the seller because buyers realize that the seller is in a rush to obtain funds and use a lower cost. Buying a property through foreclosure or a distressed sale might imply that the home is in a bad state of repair work. How Distressed Sales Work Home mortgage borrowers who can no longer meet the payments for their mortgaged residential or commercial property might choose to offer their home to pay off the home mortgage. Examples of situations where distressed sales take place consist of divorce, foreclosures, and relocation. A short sale by a property owner can be thought about a distressed sale. Here, the property owner is attempting to sell their home despite the fact that its present market price is below the quantity owed to their lender. This can occur if the homeowner is forced to move from the house and can not wait on the residential or commercial property's market price to recover. The house owner may have a new task that requires instant relocation. A divorce could force a house to be offered in order to liquidate properties that must be divided in between the celebrations. A loan provider generally should concur to a short sale prior to it can proceed due to the fact that such a deal would get rid of the security that protected the mortgage. How a Distressed House Sale Can Lead to a Net Loss If a distressed sale is conducted for a piece of home such as an antique or collectible art, the seller may select to make offers that are lower than the worth of the product. The seller might ask for offers by promoting the item, or the seller might provide the product to a pawnbroker. When the seller of a product handles a pawnbroker, they will likely get deals below the value of the item. The pawnbroker bids low because they plan to resell the item for a greater price and turn a revenue. The trade-off with accepting an offer that is below market price is that it will provide the seller with immediate cash. Even if an item is appraised at a greater worth, a pawnbroker will still search for a method to earn a profit. There are times when potential purchasers might make the most of the circumstances that required a seller to carry out a distressed sale. The buyer might understand the seller's immediate need to complete a deal and get payment. This could lead to quotes that are substantially lower than the worth of the residential or commercial property. Distressed Houses Special Considerations If a property is offered through a distressed sale, the assessment of the asset is considered artificial because it was not offered under true competitive market conditions. When it comes to realty, for example, the list prices can not be utilized as a comparator to develop the possession's real value. Buying a Distressed Property Purchasing a distressed residential or commercial property suggests that you stand a likelihood of buying it at a rate that is below market price; however, there are drawbacks. Initially, if the seller remained in a rush to offer, it is not likely that they will have carried out any repair work on the house to improve the prices. The new owners may need to invest a significant total up to bring the residential or commercial property approximately the desired state. There have to do with 581,490 houses in the United States that are presently in foreclosure. Yet, Florida averages somewhat greater than the country when it comes to distressed houses. These distressed homes, whether by default, auction or bank owned, get neglected by prospective buyers due to the fact that of their condition. This is because the repairs, violations, and foreclosure all loom large on the purchasers' minds. Yet, when you're offering a home, everybody understands that you require to prepare yourself and your home prior to putting it on the market. Therefore, even more, preparation is required when you're selling a distressed home. Distressed Houses So how can you go about it? Extremely quickly. Keep checking out to learn more about the 3 significant mistakes you must prevent while selling a distressed home. Errors Distressed Home Sellers Should Avoid For an effective sale, here are some typical errors you must avoid. Do Not Get a Buyer Who Can not Purchase completely Cash Distressed homes or residential or commercial properties are not just regular homes that anyone can buy. If your home did not receive home mortgage financing, then you as the home seller will require a "money purchaser." And this is where you need to be really careful with the claims from your buyer. Ask purchasers for proof of funds. When you take a look at funds, think about expenses of repairs and repairs too. Numerous buyers alter their minds midway through settlements when they find out that the expense of repairs overwhelms them. This is especially hard for you since you've invested time to make the sale and turned away other potential buyers. So Who Exactly Should You Turn Away? Examples of individuals who are not ensured money buyers include those who have stocks or shared funds or hold a deposit that is yet to grow. Loan customers, refinance of an existing residential or commercial property, retirement account holders, and people who are waiting on a probate court to rearrange cash and or properties likewise fit in this classification. Why so? Well, these individuals have no liquid cash to offer you. This is since them receiving money is contingent on some future event. As such, you need official proof of funds from them. Evidence of funds must be on a main letterhead of the bank where the cash is deposited. It will be furnished with fundamental details like a present date, name of the account holder and the total corpus available to the account holder. It might be an initial bank statement or an online statement from the bank. A financial statement certified by a loan authorities or an open equity line of credit can likewise work in this case. However there's another lot, you also need to fret about. These are overseas purchasers. Be particularly cautious of overseas buyers or purchasers who have cash "stashed" somewhere. Remember, banks are required by federal law to report any money deposits above $10,000 in their checking account. Don't Wait Too Long Sellers usually want to play it cool and not appear desperate to buyers. But that's not the method to go about it when it's a distressed house. Why? Distressed Houses In the case of distressed homed, you've got foreclosure looming and other re-possession procedures to think about. You can't pay for to wait months or even worse, years for your home to offer. Take these circumstances for example. If you've defaulted on a home loan payment, you're currently racing the clock towards bank foreclosure. Waiting too long can put you at the threat of losing your home to the bank unless you pursue an alternative service, like a quick money sale. Additionally, you can modify your loans, renegotiate your payment plan, surrender your deed in lieu of foreclosure, rent the property or declare bankruptcy. If the home is distressed for other factors such as squatters or tenants, then that will raise additional issues. For example, squatters can be troublesome as they damage the house which results in more repair work, adding to the cost of the property. On the other hand, if you do not reside in the home and leave it vacant, you must keep the safety codes upgraded. Many big cities concern fines for code violations to houses that are in bad shape or have safety issues. These infractions gradually accumulate and prior to you understand it, you owe thousands of dollars in fines, which will also increase the cost. Thus, the very best thing to do is to choose a purchaser rapidly and settle the settlements as quickly as possible. This will avoid your house from most likely losing excessive worth, in lieu of your personal liabilities. Distressed Houses Consider the Home Value If you're thinking about setting up your home for sale, you may be stunned when a representative or expert lowers your house worth compared to other normal homes in the same area. Instead of ranting about this, you require to comprehend home valuation. A distressed home has a lower worth due to the fact that of the additional expense of repair work, the rapid reverse time needed for sale and the generally uncooperative occupants. Among the finest things you can do in this case is to get the residential or commercial property assessed by a licensed or qualified appraiser. Once the residential or commercial property is assessed, you will likewise know if you have any extra distress worths, like curbside appeals, or any impacts of neighborhood distress. These concerns can impact the value of your home and its appearance to buyers. Other concerns like squatters and safety also drive down the rate even further. What would occur if you avoided this action? Distressed Houses If you avoid this step, then you might be setting yourself up for failure by asking an unrealistic rate. This will eventually postpone your sale since the top reason most purchasers buy distressed houses is the low rate. Distressed homes likewise drive down the market cost of all homes within their area, causing issues for everybody over the Fair Market Price. As such potential purchasers do look around the neighborhood, trying to find a better offer. Hence, you need to consider all these factors and talk to your appraiser about the area and the state of other distressed houses around you, simply to provide you a reasonable idea of market price prices. With the best cost, you can make a fast and pain-free sale, and the buyers know what they're getting and what they will need to invest in Distressed Houses Are You Interested in Offering Your Distressed House? Do It with Confidence Offering a distressed house is different from a regular home sale. It has complicated issues that need extra attention. Therefore, if you need support selling your distressed home or you simply need suggestions, call us today deal and get payment. This could cause quotes that are substantially lower than the value of the home. Unique Factors to consider If an asset is offered through a distressed sale, the valuation of the possession is considered synthetic since it was not offered under real competitive market conditions. When it comes to property, for instance, the list prices can not be utilized as a comparator to establish the possession's real worth. Buying a Distressed Property Purchasing a distressed home suggests that you stand a likelihood of purchasing it at a cost that is below the market price; nevertheless, there are downsides. Initially, if the seller was in a rush to offer, it is unlikely that they will have carried out any repair work on the home to increase the list prices. The brand-new owners might need to invest a considerable quantity to bring the home approximately the wanted state. There have to do with 581,490 houses in the United States that are presently in foreclosure. Yet, Florida averages somewhat higher than the country when it concerns distressed homes. These distressed homes, whether by default, auction or bank owned, get ignored by prospective purchasers because of their condition. This is since the repair work, infractions, and foreclosure all loom big on the purchasers' minds. Distressed Houses Yet, when you're selling a home, everybody knows that you need to prepare yourself and your home prior to putting it on the marketplace. Hence, a lot more, preparation is needed when you're selling a distressed house. So how can you go about it? Distressed Houses Really quickly. Keep checking out to learn more about the 3 significant errors you should prevent while offering a distressed house. Mistakes Distressed House Sellers Need To Prevent For an effective sale, here are some typical mistakes you must prevent. Don't Get a Purchaser Who Can not Purchase in Full Money Distressed houses or residential or commercial properties are not simply regular homes that anybody can purchase. If the home did not qualify for home mortgage financing, then you as the house seller will require a "cash purchaser." And this is where you require to be really mindful with the claims from your purchaser. Ask buyers for proof of funds. When you look at funds, think about expenses of repairs and repairs too. Lots of buyers change their minds halfway through negotiations when they learn that the expense of repairs overwhelms them. This is particularly hard for you due to the fact that you have actually invested time to make the sale and turned away other potential purchasers. So Who Exactly Should You Turn Away? Examples of individuals who are not ensured money buyers include those who have stocks or shared funds or hold a deposit that is yet to grow. Loan customers, refinance of an existing property, pension holders, and individuals who are waiting on a probate court to redistribute money and or possessions also suit this classification. Why so? Well, these individuals have no liquid cash to provide you. This is because their receiving cash is contingent on some future occasion. As such, you need main proof of funds from them. Proof of funds must be on the official letterhead of the bank where the cash is transferred. It will be provided with standard information like a present date, name of the account holder and the overall corpus available to the account holder. It could be an initial bank statement or an online statement from the bank. A financial declaration accredited by a loan authorities or an open equity credit line can also operate in this case. However there's another lot, you likewise need to fret about. These are overseas purchasers. Be especially wary of overseas purchasers or purchasers who have cash "stowed away" someplace. Keep in mind, banks are required by federal law to report any cash deposits above $10,000 in their bank accounts. Don't Wait Too Long Sellers normally wish to play it cool and not appear desperate to purchasers. But that's not the way to go about it when it's a distressed home. Why? In the case of distressed homed, you've got foreclosure looming and other re-possession proceedings to think about. You can't manage to wait months or worse, years for your home to offer. Take these circumstances for example. If you have actually defaulted on a home loan payment, you're currently racing the clock towards bank foreclosure. Waiting too long can put you at danger of losing your house to the bank unless you pursue an alternative option, like a quick cash sale. Additionally, you can customize your loans, renegotiate your payment plan, surrender your deed in lieu of foreclosure, lease the property or file for bankruptcy. If your house is distressed for other factors such as squatters or renters, then that will raise extra issues. For example, squatters can be troublesome as they harm the house which results in further repairs, adding to the rate of the residential or commercial property. On the other hand, if you do not live in the home and leave it uninhabited, you should keep the security codes updated. Lots of big cities concern fines for code offenses to homes that remain in bad shape or have security problems. These violations gradually collect and prior to you know it, you owe thousands of dollars in fines which will likewise drive up the price. Therefore, the very best thing to do is to pick a purchaser quickly and settle the negotiations as quickly as possible. This will prevent the house from probably losing excessive worth, in lieu of your personal liabilities. Think About the House Worth If you're thinking about setting up your home for sale, you might be surprised when an agent or specialist reduces your home worth compared to other typical homes in the very same area. Rather of ranting about this, you need to comprehend house evaluation. A distressed house has a lower value because of the additional expense of repairs, the fast reverse time required for sale and the usually uncooperative residents. One of the very best things you can do in this case is to get the property assessed by a licensed or qualified appraiser. As soon as the residential or commercial property is evaluated, you will likewise understand if you have any additional distress worths, like curbside appeals, or any impacts of community distress. These concerns can impact the value of your house and its beauty to buyers. Other issues like squatters and security also drive down the rate even further. What would take place if you skipped this action? If you skip this action, then you might be setting yourself up for failure by asking an unrealistic price. This will ultimately postpone your sale given that the primary factor most buyers buy distressed houses is the low cost. Distressed houses likewise drive down the market rate of all houses within their community, causing concerns for everyone over the Fair Market Worth. As such potential buyers do go shopping around the community, searching for a much better deal. Therefore, you require to consider all these elements and talk with your appraiser about the location and the state of other distressed homes around you, just to offer you a fair concept of market price costs. With the right cost, you can make a quick and pain-free sale, and the buyers know what they're getting and what they will need to invest in. Are You Intrigued in Offering Your Distressed Home? Do It with Self-confidence Offering a distressed home is different from a normal home sale. It has complicated issues that require extra attention. Thus, if you need help offering your distressed house or you merely need recommendations, call us today. Distressed #text_13a7c2fedd3d3d5d7d7f42175067b41b p { margin-top: 0px;margin-bottom: 10px;} Read the full article
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Day to day life in Italy During the actual Period of Reino Trojan, CoViD-19
dust masks For more compared to monthly, Italians had listened to of the particular 'Corona Virus' in Tiongkok, having viewed the testimonies on typically the news about how often the China's Government was coping with the actual epidemic. This information appeared like something that ended up being from a remote territory that could never reach the Italian peninsula mainly because it was the kind associated with situation that just happened in order to 'others', an amazing normal answer, much like several multitude responded. Thus, citizens were gradual to put any unexpected emergency plans into place. With one point in beginning Thinking about receiving, it was proposed that an Italian language director come up with a good emergency prepare, but this kind of had not been initially this manager had already been encouraged that establishing regulations to safeguard people from the particular normal flu virus was throughout order. However, a single experienced to think positively rather then to living in dread of typically the Corona Disease, which was deemed 'unlikely' to spread above The far east.
3m masks
People from most experience, not just Italians, are definitely favourable of looking in lifestyle from a good point of view; nonetheless planning for the greatest is sometimes the same as hitting the bucket the next day to be able to someone else. Politicians are trying to find some sort of solution to help small companies that are facing troubles throughout this trying period, along with dollars is being issued to help households along with children who need to hold a mother or papa at home to observe often the children whose schools possess recently been closed. About the surface, these types of look to be the very best solutions to troubles going through the country, but the actual long effects could most likely bury the continent in spectacular debt, triggering difficulties intended for future ages.
Not just have hugs, smooches, in addition to handshakes been prohibited. Basketball games open to supporters have also been restricted for 1 month by the particular decreet of Giuseppe Conte, the Prime Minister regarding Italy. This has saddened almost all Italians, although a lot of argue that actually football players should have the justification to keep their distance from a another. Furthermore, all sports' events must be presented in today's world until the 3rd of The spring, something in which remains incredible in the land acknowledged for kisses on typically the cheekbones.
COVID-19 has interupted substantially with the process of religion, specially often the Catholic religion, throughout March and March 2020. Recently, the author visited the actual Church of Santo Stefano in Borgomanero, where custodians had just cleaned the particular floors and disinfected typically the church. Not a lifestyle heart was to become found, not a clergyman nor a new tourist, which often allowed this articles author to target on the frescoes plus the beautiful stained-glass windows alone. If one travels over Italy this month, they or she can face numerous churches without having parishioners because people are by natural means afraid to meet just one another with closed spots no matter how significant and accommodating they may be. Many experts have recommended this priests get rid of the holy normal water from Catholic Churches to get fear of growing often the virus. Although citizens as well as tourists can visit holy shrines, church services should be conducted via television and also internet. Additionally, churches have got been closed since, within recent years, people get begun of stealing religious combinaison from them as soon as the chapels and shrines are definitely not secured.
The author has recently been investigating what is going on in the churches all through Italy; however, there is usually considerably more information available regarding sports games and the actual survival on the economy, which will seems to be the main objective right now. For illustration, in the media 1 finds much info on keeping the reputation of 'Made in Italy', so low-level employees are forced for you to work also harder as compared to before as they desire other countries will carry on and demand their products inside times of difficulties. The company which had was required to quit producing medical encounter masks for fifteen decades (due to Chinese competition), suddenly had to reopen the doors to support meet the needs involving the particular Italian population which would not have enough markers to protect people through COVID-19.
Not having plenty of masks was ironic in the country known for it is Venetian Carnival celebration. Regretfully, Venetian Carnival parades got to be terminated that year for fear connected with contamination, causing the state to lose quite a few visitor dollars and commencing typically the current crisis in German tourism. According to Assoturismo, eighty per cent associated with hotel reservations in Paris have been baulked, along with the United States possesses granted a level-3 notice to help its citizens, mentioning that they can should avoid vacation to Croatia in Mar. Travelers visiting Italy tend to be required to stay property with regard to 14 days soon after returning to the us. Any well-known leader of often the 5 star Party was stressed that will such travel limits might trigger discrimination against Italians in addition to 'Made in Italy'. A lot of members of Chicago Lega have confidence in a bailout amounting in order to 50 thousand euros.
People who employed to hate seeing the actual news because they normally hate politics are at this point glued on the TV to be able to see what will transpire up coming, whether or not necessarily they should stock upwards on as well as masks, no matter if or not they will probably go to function, and who else will help them defeat the crisis.
On the optimistic note, unlike almost all People in the usa who have for you to worry about paying very much money to be taken care of to the Corona Virus, Italians understand they will definitely not take on a weight of private debt to shell out for initial examining as well as further cures. The Plan Sanitario Nazionale aims to help treat all Italian residents in addition to those who include the appropriate visa to be seated in the country. Notwithstanding these kinds of fine intentions, there is definitely the likelihood how the wellness system will become overburdoned with too many people in order to care for in the course of the crisis. Like throughout a message written from 12: 30 on the particular 3 rd of March, typically the Piemonte Region announced in which simple surgery that make the most of the operating areas possess had to be hanging (if they are not really urgent procedures) so as to guarantee that the diffusion with the virus is contained.
About the fourth of March, the us govenment decreed that all universities and also universities would end up being closed for any month until eventually the fifteenth regarding Drive although they are authorized to present lessons on the web when probable with often the goal of quitting the actual spread of the trojan or at least slowing down down its distributed. Until eventually now, most Italians are actually suspicious of online training; for that reason most teachers have got not possessed training with how to convert to be able to the net platform; nor get college students been prepared regarding this brand-new learning shape. Fortunately, this particular experience will certainly change the First-rate way of thinking, so that everyone learn to utilize the world wide web for mastering, telecommuting, along with flexitime.
Typically the Decree involving the Prime Minister connected with the Council (DPCM) indicates citizens to limit leaving the home if these people are over the era of 68, to avoid from shaking arms, for you to refrain from kissing in addition to hugging, and to steer clear of traveling to family members within hospice or maybe in made it simpler for living. Residents have also been advised not to get directly to the crisis bedrooms, but that they will should face 112 ahead of going in order to help ensure they are certainly not positive with the Culminación Virus.
The Lombardia Place, having closed the health clubs as well as swimming pools, acquired also purchased its individuals not to proceed to the community health clubs. Many folks surviving in Lombardia interpreted the particular orders placed differently, thus selecting to venture to use the game clubs from the nearby Piemonte Region. For that reason the Apoderado of Novara, one associated with the cities in Piemonte, had to order this all from the city's health and fitness clubs be shut. Moreover, some people have attempted to escape the Red Areas and specific zones of containment in Lombardia to reach their family members elsewhere. One of them was which of two open public institution teachers from the lower village of Irpinia who also had been bought not necessarily to leave Codogno, nevertheless who returned home in order to Irpinia near Naples because fast as they could possibly exactly where they were compelled to be quarantined together with their families, causing typically the overall condominium to include to be quarantined.
No matter if museums should be maintained open during the COVID-19 economic crisis remains a issue for issue amongst art work enthusiasts. Museums take inside much money when likewise attracting much-needed vacationers coming from across the globe. In addition, unusual tourists have to be able to pay the required traveler taxes, known as often the tassa di soggiorno, and that is going to be have missed by the urban centers regarding Rome, Florence, and also Venice (as well several various other cities) if tourist lessens, not to mention the actual offenses to museums that are often higher intended for noncitizens. Italians themselves enjoy to visit museums through their country, in order that they realize they will be dissatisfied whenever they find museums shut down to get a month.
The motion pictures, concert arrivée, and theaters have started out once once again, but the Italian TELEVISION SET news has instructed reduce weight leave space between by themselves and others. One tip is usually to leave a vide place between every a pair of seating, and this need to be organized with the keepers of the venue if they sell the tickets. As outlined by TV reports, entertainment fans have been slow for you to get out and about once once more. Whereas many Italians are usually not at all reluctant involving going to the particular cinema, there has been recently any humongous decrease throughout sales since evidenced by simply empty theaters and live show halls. During the last weekend (March 1-2, 2020), according to help the Associazione Generale Italiana Spettacolo (AGIS), there seemed to be some sort of forty-four per nickle decrease in priced income for various varieties of leisure.
Since Italians adore to try to eat fresh food, they can be a lesser amount of prone to stocking through to food for the problems. When Americans typically commodity up on discontinued veggies, frozen foods, along with foodstuff in glass jugs, Italians prefer to buy fresh new at all times--a wonderful practice, but it may possibly be useful in a crisis to have something using an lengthy expiration particular date. According to a great Swedish shopper, "It had been odd that they were getting a lot of eggs in addition to prosciutto. " Italian customers consider purchasing fresh greens, fruit, garlic, bread, calo, and almond, the very last two of which unquestionably have long shelf existence.
Italians approach the COVID-19 crisis in numerous approaches: Pro-active Italians help some others deal with this crisis with an sorted out and sensible manner. These are the city and even cruise directors who really present typically the crisis. Sergio Mattarella is still calm at the time of suggestions concerning how to be one as a nation. Counter-active Italians are those who have remain jammed and who all do not try and transform their ways of performing to meet the demands of the anxiety. That they are unrealistic and hesitant to sacrifice something to guard their employees, and numerous of those would like in order to borrow vast amounts connected with money to solve often the travel and leisure, healthcare, and job desperate. At the similar time, some religious Italians (not all) want to be able to placed everything into the actual hands associated with God with no trying to help make endeavours to avoid getting not well. Others are fatalistic, simply experiencing a negative final result, really worried about obtaining to exit the property, crazy about cleaning every little thing all-around them. Those who are generally in-denial never even consider in the existence regarding the particular dangerous Corona Pathogen; a lot of them think it is actually 'just the flu' as well as they are taking zero measures. Furthermore, others usually are simply tranquil about the idea all as they feel they must go having the flow. These allergic reactions are common even within other societies.
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what I’ve picked up from Adam Tooze’s Crashed book so far:
- There’s a lot of capital in the world seeing safe harbour (the savings glut), whether it’s owned by rich people (high net worth individuals) or governments (sovereign wealth funds) or institutional investors (pension funds, insurance companies, universities, etc.)
- Since 1970 most of the world (not China) has greatly liberalised capital flows, so you can easily invest your money anywhere, which leads to lots of it sloshing about all over the place seeking safe harbour.
- US government bonds are considered a safe asset because the US isn’t likely to be going anywhere soon, this is one reason why China bought three trillion dollars worth of these things, but the hunger for safe assets exceeds even the US national debt.
- Securitisation allows real estate mortgages to be packaged up as investment products, and while any single mortgage may default, combining thousands of mortgages will give you much less risk unless something weird happens to the entire market (foreshadowing).
- Because the ratings agencies obliging agreed that house prices can’t all go down, many of these securitised mortgage investment products were given high ratings (AA, AAA) (yes that’s also screaming).
- It’s a high rated safe investment, so it pays relatively low interest. But the original mortgages may include subprime/lowdoc/nodoc mortgages made to a speculator with no income who never should have been issued a loan and is getting charged 10% interest, so there’s a huge spread and hence huge profits.
- Wait, you’re telling me the shittier the original mortgage, the more money we make when we package it up and sell it on?
- Hell yes I’m going to buy a nationwide network of mortgage brokers and get them writing loans for poor people, broke people, dead people, people who have already bought five houses, let’s juice this sucker up!
- House prices soar, banks pay huge bonuses, everyone is swimming in cash, theme song plays, the end.
- Oh wait house prices can’t keep going up indefinitely, and some of our buyers with no job can’t make payments on their loans, guess some of these products might not be as safe as we thought.
- WHAT THE HELL YOU SAID THIS WAS AAA RATED, FUCK THIS
- Oh dear, we just destroyed the global economy.
- *record scratch, freeze frame* now you might be wondering how I ended up here, why would a few people defaulting on their mortgage destroy the global economy? wouldn’t it just hurt bank profits for a couple of quarters and then life goes on as normal? well, no, because it wasn’t actually about the mortgages at all, it was how the banks were borrowing and lending from each other, and what happens when they stop.
- When you take out a mortgage the bank hands you a ton of cash which you’re not going to finish paying back for maybe 20 or 30 years. Where did they get it from? In the old days they took it from what other customers had deposited with them: using savings to fund loans, borrow at 3% lend at 6%, a very simple business.
- In the modern world the banks agreed that was hella boring and most of the investment banks didn’t have deposits to play with anyway but they still wanted to get in on this subprime get-rich-quick gig so they just borrowed the money from other banks and institutions on various short-term markets, undercover, lightly regulated, get that annoying government out of the way so that financial ingenuity can flourish.
- Trouble is this means they’re lending out money for 30 years but they only borrowed that money for 30 days, or 24 hours, after which they need to pay it back, usually by borrowing more money on the very same market.
- When things are going up, this is absolutely fine! Everyone is confident lending to everybody else, the billions of dollars keep sloshing around, it’s great.
- When someone defaults and confidence slips, just for a second, the entire world goes to hell and doesn’t come back.
- You’re a bank, you’ve lent out billions of dollars that won’t get paid back for a few decades, and you’ve borrowed billions of dollars that you have to pay back tomorrow morning, and suddenly no one will lend to you because they don’t believe your mortgages are worth what you said they were; this is a maturity mismatch, and it will force you to declare bankruptcy in a matter of hours.
- If you declare bankruptcy, there will be a fire sale of your assets, pushing down the value of all such similar assets, destroying the confidence in other banks in a similar situation, and in hours they will all declare bankruptcy too.
- Unable to borrow, banks become unable to lend, and businesses which depend upon bank financing, ie. most of them, start laying off employees.
- With house prices tumbling, underwater home owners walking away or being foreclosed on, and people losing their jobs, consumer confidence evaporates, people stop buying all but the essentials, more business face strain, car companies go bankrupt, their suppliers close down, more employees laid off.
- It’s like the Great Depression, only much much faster.
- So anyway, the banks go to the government and say boy howdy did we fuck up big time no of course not, they say hey government we need a bail out like you’ve never seen before and we need it by tomorrow morning otherwise we’re going to destroy this gay earth.
- The revolving door between top bank staff and top treasury staff helps smooth out this process.
- The world is saved, the bankers do much better than they deserved, shame about all those laid off employees and foreclosed homes I guess.
- Wait what about Europe?
- Oh yeah the European banks were doing all that borrow-to-lend stuff as well, in fact they were making out like bandits, plus their central banks can’t bail them out as they simply don’t have that many dollars (Irish banks borrowed about seven times the GDP of Ireland!) so they’re all completely fucked.
- The Fed just shrugs and quietly backstops Europe by using this “swap-line” mechanism to provide trillions of dollars in temporary loans to various central banks that then pass it on to their local distressed banks so they can gradually unwind the disaster they’ve got themselves into; the Fed doesn’t tell anyone about this because why rock the boat with politics.
- What the fuck?
- I know, right.
- In the end America does reasonably well out of the whole affair, the dollar still reigns supreme, Europe is between a rock and a hard place, China bides its time, and that’s all I’ve got through so far.
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Shoot Your Shot
In biology, there’s a concept of r/K selection. Reproductively, an r-strategy involves an organism trying to produce as many offspring as possible, with low resource investment in each individual descendant. Meanwhile, a K-strategy involves producing few offspring which each receive a large fraction of the parent’s resources to ensure that descendant’s success.
This is of course a spectrum, and the greatest extremes are across biological kingdoms. For example, fungi reproduce via spore dispersal, which is the most extreme version of throwing individual cells into the wind and hoping that some of them live maybe. Meanwhile, while some animals are very r-selected, the most K-selected species in nature are generally animals (eg, whales).
Humans are among the most K-selected things out there. Because of our huge brains, we gestate for nine months. (Compare rats, which gestate for about three weeks, or mushrooms, which just tell individual cells to fuck off and probably die.) Plus, we invest years in raising our children until maturity - and then we delay natural maturity a couple more years to spend hundreds of thousands of dollars on them going to college.
Of course, even among humans, there’s a spectrum. As with most species with two fixed sexes (reproductively speaking), males can get away with a more r-like strategy, because in theory they don’t have to invest a ton in offspring. However, with few exceptions, males can’t actually get away with too much of this, because that nine month gestation period puts a hard ceiling on how r-strategy females around them can afford to be. So instead we tend to do pair bonding and families and all the other shit mushrooms would be baffled by. (Except they can’t be, because they don’t have our big expensive brains.)
OK, so this post isn’t really about reproductive biology. It’s about human psychology. Specifically, the fact that the r/K split in how willing one is to engage in [high output | low investment] vs [low output | high investment] can be generalised across way more domains than making babies.
In the biological model, organisms generally lean toward r when the environment is very high-variance. In such a situation, the amount that you invest in individual offspring matters far less than luck (ie, environmental factor’s beyond the parent’s control). Like, fungi can’t really change the concentration of dead logs in the area - the best they can do is hope their spores fall on some.
Likewise, if you are engaged in any pursuit where how well a given attempt goes has more to do with unpredictable conditions than with your own level of investment, r strategies are better. Meanwhile, K is ideal for the reverse. The only problem is, for some reason (I would guess due to some mixture of culture and biology), most people are stuck on K.
Call this perfectionism. Call it fear of failure. Whatever it is, a lot of people are unwilling to act unless they’re confident that any individual attempt will succeed - even when they can make an unbounded number of attempts. They just seem unable to comprehend that failure is low cost - or they’ll come up with a bunch of justifications for why failure actually is high cost. “Oh, but people I’ve never seen before and will never see again might laugh at me!” Excuse me, but what? The fuck?
All my observations seem to indicate that very few people actually shift their strategy between the r and K poles based on the circumstances. r/K becomes a feature of them - not of the optimal environmental strategy. Case in point - women in general tend to be less willing to do things they might fail at, no matter how soft the landing. I see this all around me. My male and female acquaintances are, in general, about equally competent - but the men do while the women practice and practice and practice and are never good “““enough”””.
The reason the world isn’t run by perfectionists is because perfectionists won’t get out of bed. The reason the world is run by men is because (many) men will shoot their shot at anything. Do you think Donald Trump would have run for president if he was only willing to do things he thought he’d succeed at? Are you not going to run for office because you might lose? Well, congratulations - now you know why bullshit floats.
And almost everything is like this! The modern world is made of soft landings. Almost nothing truly hurts you these days. Embarrassment doesn’t mean getting thrown out of the tribe - it means you can just do the same damn thing tomorrow and it’ll probably work. If you think you’re not good enough, you are almost certainly wrong, because few things today have a “good enough” - it’s just whether this time the right person/company/algorithm was impressed. Why are they impressed some times and not others? Honestly, this hardly matters - just keep shooting out spores and eventually they’ll land on wood.
Most people won’t put their art online because they don’t think people will like it. So??? If they don’t then they... Won’t look at it. If they do, you’ve just got both fans and information on what kind of stuff those fans like. I don’t think I’m a particularly great writer - I’ve met tons of people slaving away in obscurity who are clearly better than me. But I wrote my way to America because I wrote where Americans could read it - while my obscure acquaintances don’t let their writing out far enough to get a response.
Likewise, when I go to a concert, I’m generally the first person on the dancefloor. It’s rare that anyone else will visibly move their body until I’ve proven that it’s “safe”. Safe from what - who fucking knows? In reality, nothing. That’s why I don’t hesitate to bust a move. In the minds of everyone else - death, I’m guessing. So, of course, they all dance less expressively than me, in the hopes that no one will notice them. Meanwhile, I’m not an especially skilled dancer - I’ve taken two dance classes in my life - but at the end of the night, all eyes are on me. Of course they are - there was no one else to look at.
It’s hard for me to overemphasise the degree to which every. thing. is. like. this. This particular psychological bug is one of the most frustrating things in the world to me, because sitting over here on this heap of utility it just feels so obvious. Yes, you should ask people out! Yes, you should apply to that job! Yes, you should submit that manuscript! Yes, you should post your sketches on Deviant Art! Yes, you should try antidepressants! Yes, you should stop curtailing your life and start winning! More than half the time, the main obstacle is an unwillingness to lose cheaply.
Any time you’re considering doing something, you should ask yourself what the minimum viable product is. What is the lowest effort version of the thing you want to do that might maybe work? And how easily can you just do that repeatedly until it works? If you haven’t Googled a list of a few dozen companies in your industry and spammed them with your portfolio, why not? Because one might reject you? There are billions of people in this world and millions of companies that have never heard of you. You are not going to run out of options if you’re willing to cast a wide net.
Of course, the psychological bug in question is extremely deep, so I know the vast majority of people reading this will just feel briefly uncomfortable with their life choices before moving on and continuing to shoot themselves in the foot. That’s fine. Luckily, thousands of people read this blog, so hopefully a couple of them will get shaken up enough that they’ll be willing to stop screwing themselves out of success. And a couple people living better lives is as much as I’m aiming for.
In the meantime, I’m going to walk through some business districts in SF today and hand out my resume. Feel free to wish me luck, but I shouldn’t need it. Whether I succeed is just a matter of how much paper I can print on.
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#5yrsago Matt Taibbi's The Divide: incandescent indictment of the American justice-gap
Matt Taibbi's The Divide: American Injustice in the Age of the Wealth Gap is a scorching, brilliant, incandescent indictment of the widening gap in how American justice treats the rich and the poor. Taibbi's spectacular financial reporting for Rolling Stone set him out as the best running commentator on the financial crisis and its crimes, and The Divide -- beautifully illustrated by Molly Crabapple -- shows that at full length, he's even better. Cory Doctorow reviews The Divide.
Matt Taibbi's The Divide: American Injustice in the Age of the Wealth Gap is a scorching, brilliant, incandescent indictment of the widening gap in how American justice treats the rich and the poor. Taibbi's spectacular financial reporting for Rolling Stone set him out as the best running commentator on the financial crisis and its crimes, and The Divide -- beautifully illustrated by Molly Crabapple -- shows that at full length, he's even better.
(All illustrations courtesy of Molly Crabapple)
"We've put society on bureaucratic autopilot... a steel trap for losers and a greased pipeline to money, power and impunity for the winners."
Taibbi's core hypothesis is that, just like the widening wealth-gap, America has a terrible problem with a widening justice gap. Since the Clinton years, the American state has treated poverty as a crime, turning the receipt of state aid into a basis for the most invasive intrusions into your personal life, for a never-ending round of barked accusations and cruel threats to your freedom, your family, and your future. Meanwhile, Eric Holder's "Collateral Consequences" doctrine -- conceived under Clinton, revised under GWB, and perfected under Obama -- tells federal prosecutors to punish big companies carefully, even for the worst crimes imaginable, in order to protect the innocents who work for those companies and rely on them.
The net effect is a society where HSBC can be found guilty of laundering billions for brutal Mexican drug-cartels who torture and murder with impunity, pay a fine equal to a few weeks' profit, and partially defer bonuses for a few of its executives. But on the same day, across America, poor and mostly brown people are locked into inhumane prisons for selling a joint or two of the weed those cartels control.
"The two approaches to justice may individually make a kind of sense, but side by side they're a dystopia, where common courts become factories for turning poor people into prisoners, while federal prosecutors turn into overpriced garbage-men, who behind closed doors quietly dispose of the sins of the rich for a fee."
The key to the financialization of criminal impunity is that it is profoundly boring. Understanding how Barclays stole at least -- at least -- five billion dollars from the pension funds, small towns and individuals who were owed money by Lehman Brothers requires that you get ahold of a myriad of spectacularly dull esoteric financial concepts and long-winded legal wheezes. The actual smoking gun is a paragraph of legalese so stultifying it should come with a Surgeon General's warning and a tissue to soak up the cerebrospinal fluid that leaks out of the ears of anyone who tries to actually read it.
But Taibbi is a fantastic storyteller, and has a gift for making the technical material accessible. His key is to alternate between different kinds of explanation: whodunnit-style recounting of breathtaking financial crimes, personal profiles of sociopathic crooks, and informed speculation about the mentality and calculus that has sapped the spine of America's prosecutors and law enforcement officers.
"Because it's fueled by the irrepressibly rising vapor of our darkest hidden values, it attacks people without money, particularly nonwhite people, with a weirdly venomous kind of hatred, treating them like they're already guilty of something, which of course they are -- namely, being that which we're all afraid of becoming."
Of course, official corruption and impunity for the rich is only half the story. The other half is the increasingly vicious war on the poor. Taibbi's recounting of the unspeakable corruption of stop-and-frisk and other quota-driven, dragnet policing mechanisms have the power of classics like Upton Sinclair's 1906 The Jungle, but unlike Sinclair, Taibbi is telling the true stories of living people.
These are people who are routinely stopped, beaten, humiliated, jailed, and cleaned out by a system that can always find something that you're guilty of. Sometimes, it's the undocumented workers who hide in the shadows as small-town cops bust them for driving without a license, charge them $1000 (while citizens charged with the same offense pay nothing, so long as they promptly get the missing license), and then rip them from their families and deport them to Mexico, where many are kidnapped and tortured my members of drug cartels who understand that deportees have US relatives with cash.
Other times, it's people who commit the crime of being brown and/or poor while walking. In the NYC projects, you can be charged with obstructing pedestrian traffic for stopping in front of your own building at 1AM after a shift at work, resting briefly on an empty street after walking the dog. And your public defender will refuse to enter a plea of not guilty, and the judge will not understand why you want such a thing, and if, by some miracle, the cop who arrested you, beat you up, and jailed you admits that he falsified your arrest, you're let go -- and so is he.
"Increasingly, the people who make decisions about justice and punishment in this country see a meaningful difference between crime and merely breaking the law."
Here, too, Taibbi looks for the systemic causes of these attitudes, a familiar and depressing blend of political expedience (Clinton wooing disaffected Dixiecrats by promising to get tough on welfare fraud, no matter what the human or financial cost), regulatory corruption (private prisons beget lobbying for rules to put people in private prisons, and the poor and nonwhite are the easiest people to put in prison without much fuss), and the financial vacuum left behind by the supernova-scale frauds of the too-big-to-fail banks (your bankrupt town can treat terrorized undocumented migrants as ATMs, hitting them up for giant fines for offenses that the lucky documented among us walk away from, Scot-free).
The Divide is a book that is more enraging than depressing. Part of that is down to Taibbi's facility with language and plot, but it's also a function of his brilliant structural trick of rotating between the stories of the afflicted and the comfortable, details of the technical mechanisms of their respective plights, and cutting analysis of the system that created the mess.
"[The government] has never put together a task force to concentrate on corruption... The Financial Crisis Inquiry Committee was given a budget of $9.8m, 'roughly one-seventh of the budget for Oliver Stone's Wall Street: Money Never Sleeps.' ...The increase in the national drug enforcement budget for the year of the biggest financial crisis since the Depression was roughly 200 times the size of the sole executive branch effort at formally investigating the causes of financial corruption."
In some ways, Taibbi's worst villains are not the financial criminals, but the captured, conflicted milquetoaste prosecutors who let them get away with crimes again and again, using fines instead of jail time, effectively imposing a modest tax on crime that isn't a deterrent -- it's just a line-item on the budget.
The argument, which originated with Holder, is that banks that are too big to fail are too big to jail. If you brought the full force of the law to bear against the criminals who steal billions and abet the most heinous crimes, rapes, tortures, and murders imaginable, their institutions will fail and everyone who depends on them -- thousands of innocents, and possibly the whole global economy -- will suffer. The prosecutors argue that their "leverage" is best used to extract billions in fines (from companies that are often sitting on hundreds of billions in government handouts and contracts) is a better outcome for "society" than putting a couple of fat-cats in jail.
But Taibbi demolishes this argument. The billions in fines are hardly matched by the hundreds of billions in harm the companies do -- over and over and over. And if the state has leverage over a company that is too big to jail, then let them use that leverage to break up the company so that the next time it commits a crime, the entire C-suite can be thrown in the Hole and the key tossed out.
"As the...wealth divide gets bigger, it becomes less and less possible for law enforcement to imagine the jail-or-garbage option for [bankers from top firms] and more and more possible to imagine it for an ever-expanding population of Everyone Else."
Because, Taibbi argues, there's another systemic risk to allowing this corruption to run unchecked: it rots us. If two people who commit the same crime always face wildly different punishments based on how rich they are, there is no justice in the justice system. A cherished and fundamental value of democratic societies -- of the rule of law -- is eroded.
When the rich can't be arrested, it seems, the poor are arrested in their stead, and the pool of people who are eligible for a stop-and-frisk, for an unexpected descent into poverty and food stamps and a regime of surveillance that beggars the imagination in its petty cruelty, only grows. It might be you. It might be me. It certainly is more than a few ex-bankers, who were foolish enough to blow the whistle on their bosses' crimes and ended up broken and impoverished for their trouble.
"Makes small piles of money smaller and big piles of money bigger"
The justice gap isn't a phenomenon separate from the wealth gap: it is both a part of it and an accelerant for it. If you are poor and arrested, the associated fees -- paying for your own DNA sampling, for example -- will sink you into deeper poverty. If you are rich and you make yourself richer with crime, you will get richer still when the government decides that your newly swollen financial institution is the only thing big enough to handle the next round of bond issues, and you wax fatter still.
Taibbi's book is a must-read. It's the kind of thing that starts movements. Don't take my word for it -- read it yourself.
The Divide: American Injustice in the Age of the Wealth Gap
https://boingboing.net/2014/06/02/matt-taibbis-the-divide-inc.html
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Go the Distance! CH. 2!
click here for chapter one!
A/N: Thank you so much for such a positive response to the first chapter! It made my day to see all the reviews. Please keep them up :) There were a few questions about what a grant is, and some confusion over the general plot of this story, so I will do my best to give y'all some context. The rest will be revealed later on in the story, I promise.
A grant is defined as "a sum of money given by a government or other organization for a particular purpose. ie: a research grant". The one mentioned in this story is being offered for the sole purpose of giving young people a chance to pursue their dreams and aspirations, without having to kill themselves working three jobs like the rest of us do in real life.
Some other things: the gang is about the same age, a year or two out of high school (in my mind, L is 19 - coincidentally the legal drinking age where I live - N is 20, and G and E are 21 ish). None of them are in college at the moment, because student loans mean interest and none of them really want to (or are able to) deal with the future repercussions of that. Their individual career paths and aspirations will be discussed further into the story.
I hope you like the second chapter! The next one is already done, so I'm going to finish the one after that before I publish it!
Go the Distance
Three days, four million dollars, and a cross-country road trip that will change their lives for good. OR: The Dreyar Grant for Brighter Futures is a prestigious scholarship granted to only the most deserving of candidates, but even miracles don't come without a price.
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... And a thousand years would be worth the wait It might take a lifetime, but somehow I'll see it through...
"Thank you all for coming," Ms. Strauss begins cheerfully, seating herself at one end of the large conference table situated in the centre of the room. She gestures for the four trailing awkwardly behind her to take a seat on either side of her. Lucy finds it increasingly hard to concentrate as Ms. Strauss begins to brief them on the legalities of the grant. She hands her the envelope containing her high school transcript and photocopied version of her passport, and watches in a zombified stupor as the others do the same. "I'll send these to HQ in Crocus to double check your eligibility, but for now I'm going to assume you're all wonderful people and take your word for it," Mirajane continues in a humoured tone that does nothing to relieve the tension in the air.
"Now tell me, what do you four know about Mr. Dreyar?" Ms. Strauss asks. "I assume you all did your research," she continues, raising an amused eyebrow. Lucy can't help but think this is some kind of test. She exchanges a quick glance with the rest of her companions, each shifting uneasily in their seats. Erza seems to have disappeared into her hair again; even Natsu is looking a little bit less confident about 'having this'. Lucy waits for one of the other three to speak up, before looking nervously back at Ms. Strauss, who – Lucy notices with a jolt – is looking directly at her.
"Ms. Heartfilia? You seem like you might have something to say," Ms. Strauss says with an encouraging smile. Lucy bites her lip. She always was terrible at public speaking. You're a high school graduate with a theatre diploma and English honours, Lucy. Get it together.
"Mr. Dreyar is a so-called legendary business mogul worth approximately 64 billion dollars," Lucy begins slowly, glancing quickly at Ms. Strauss for confirmation. The woman gives her a small smile and Lucy continues, "He was an Ivy League student that originally wanted to be in law, but after a few years of schooling he had a change of heart. He dropped out to pursue a degree in business, and by the time he graduated he had sold two successful companies and had a net worth of 1.2 million dollars."
"Very good, Lucy," Ms. Strauss says, smiling. "Anyone else?" She looks over at Gray, who clears his throat reluctantly. "He never married but has taken in many apprentices over the years and treats them like they are his blood. He acts like a sponsor to ensure they become successful, and then takes a small percentage of their annual income once a year until he has been paid back."
"Not only that, but now that all of his so-called children have grown up and are able to stand on their own, rumour has it that he's looking for a new group of young people to mentor," Natsu jumps in enthusiastically, nudging Erza beside him, who rolls her eyes good-naturedly.
"Rumour has it, that's us," she finishes quietly in a voice that's tinged with equal parts exasperation and excitement.
"Rumour has it, indeed," Ms. Strauss responds vaguely, eyes roving over the group in what almost seems like approval. "Now, on to business," she says abruptly, disturbing the air of quiet anticipation that has settled over the four young adults. "Mr. Dreyar, while a brilliant man, can be quite… eccentric. Rather than handing the grant over to you at this moment, he has insisted that the four of you join him in Crocus in three days' time so that he can assess your eligibility in person. This means the four of you will have to acquire your own methods of transportation and lodging, should you choose not to travel there via aeroplane. Hotel rooms will be provided for you once you arrive, of course. He has written you into his schedule this Thursday at noon. Any questions?"
When Ms. Strauss finishes speaking, the only sounds in the room are the quiet ticking of an analog clock by the door and the muffled din of traffic outside.
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The group is silent as they file out of the room en route to the elevators. They stand awkwardly as they wait for the car, each lost in thought. Erza is tugging on her hair again while Gray and Natsu furrow their brows in the same tense expression, which Lucy might've found amusing if she didn't also find herself so unbelievably screwed. No one says a word until the elevator doors open with a soft ding and close behind them with another muffled thump.
"So, we're pretty much screwed," Natsu echoes Lucy's thoughts, ever the spokesperson. "Flying expensive, and I don't know about you guys, but the reason I applied for this scholarship is that I couldn't afford to splurge on a plane ticket if I wanted to."
"Yup," Gray lets out stiffly, exchanging a loaded glance with Erza that Lucy can't quite decipher.
"However," Natsu continues, "I've driven down to Crocus a few times for soccer games in the past, and I'm sure my dad wouldn't mind us borrowing his van since there's a chance we'd be coming back with a total of four million freaking dollars." He sends a silly look in Lucy's direction, reflected in the polished gold of the elevator still counting down from 14, and she lets out a tense laugh. She takes a deep breath, feeling the tension of the group lift for a brief moment. "If you guys are okay with chipping in for gas money and splitting the cost of a few nights in a hotel, we could spend the next few days driving down to Crocus in time for the meeting," Natsu suggests, raising his eyebrows at the other three expectantly. There's a pause, and then Gray breathes a sigh of relief.
"I mean, that's actually a pretty good idea. I've got my license too, so I could take turns driving if you'd like," Gray offers.
"Same here," Lucy chimes in, and Erza nods in agreement.
"Does that mean you're in?" Natsu asks eagerly, turning to Lucy, who turns to Erza. The two exchange a look, raising hesitant eyebrows as if to reassure each other that going on a spontaneous road trip with two strange guys won't end with getting themselves killed. Girls need to stick together, after all. Then again, Lucy's been through worse and while Erza may look demure, she also seems like the type of person to kill someone in their sleep. Lucy sets her jaw determinedly and gives Erza a little wink. The other girl smiles nervously in response. The world spins a little as the elevator settles, and when the doors finally open with another soft ding, Lucy turns back to Natsu with a grin.
"We're in."
---
"This one's a little more out of the way, but it's a lot cheaper," Gray suggests an hour later. The group of four have made their way over to a café down the block in order to iron out their plans for the weekend. Lucky for them, Natsu had his laptop in his dad's car that's parked across the street, and they've all crowded around the small table in the corner of the shop, each trying to get a better look at the screen.
"Is it going to be safe, though?" Lucy asks concernedly from behind him. "Family-owned inns usually have lower budget security systems, if you know what I mean."
"Nah, it looks fine," Natsu reassures her, reaching over Erza's plate of strawberry shortcake to pull the laptop closer to him. "It's got a ton of reviews, and all of them say it's clean and relatively safe, see?" he says, pulling it up on the screen for her to check.
"We'll go with that one in Acalypha, then," Erza says resolutely, jotting down the phone number and address in the little notebook Lucy had stashed in her purse at the meeting.
"I can call them later tonight when I call the place in Hargeon to book the rooms," Gray suggests, taking a picture of the page with his phone.
"We did it!" Lucy cheers, flipping back to add it to the PowerPoint Natsu and Gray insisted they create in honour of their 'Road Trip'. Boys. "Looks like we've got it all sorted out then! Where and when do you guys want to meet tomorrow?" she asks, leaning back and nudging the laptop closer to Natsu, who's straining to get a better look over Gray's head.
"I can pick everyone up in the morning," Natsu offers, grinning at her in thanks, and her heart stutters at the easy way he leans across her lap to save the document and shut down his laptop.
"Around 10, then?" Erza suggests, chewing savagely as she stuffs the rest of cake in her mouth. Lucy is kind of surprised at how passionate Erza is about dessert. Never mind how gentle she usually is, she nearly tore off Gray's arm when he came close to knocking it off the table while scuffling with Natsu over the PowerPoint font.
The group confirms the time, each pulling out their phones to add each other on social media. The boys create a group chat with a reminder for their plan tomorrow, aptly naming it 'The Four Million Dollar Road Trip'. Erza and Gray live in the same direction, so they quickly gather their things and head to the train together, casting apprehensive glances at the overcast sky. Apparently, Gray is a last-minute packer and Erza admits to being that chick that brings four suitcases in the name of being 'prepared'. They need all the time they can get.
Natsu and Lucy, on the other hand, take their time packing up. Lucy is organized to a fault and Natsu doesn't seem to be too concerned about getting home right away, so they fill the café with their chatter until they forget that the sunshine surrounding them isn't coming in through the window. When it starts to get dark outside, the conversation turns to their homes and families. They are surprised to discover that they live in the same neighbourhood; his building is just down the block from hers. She learns his sister Wendy takes dance classes and sings off-key in the shower, and in turn she tells him all about her golden retriever, Plue, who used to follow her to school every day in the third grade.
By the time they are ready to leave, the rain has started and the lightning makes the sky look like it may have cracked open in the downpour. And if Natsu is pleased to hear that Lucy has forgotten her umbrella and may need to join him for the car ride home, well, he doesn't say a thing.
---
I based Makarov's backstory on Mark Zuckerberg lmao. He's a controversial person, for sure, but useful when it comes to needing rich entrepreneur character backgrounds.
Comments? Questions? Reactions? Drop me a review!
See y'all soon!
#fairy tail#nalu#gray fullbuster#erza scarlet#team natsu#fanfiction#IMaketheMonsters#natsu dragneel#lucy heartfilia
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"On the wedding day of Yanko and Katshka, the silence of the camp is broken by the sound of a screeching violin, followed by the wailing of a clarinet and the grunting of a bass viol. Above the discord of noise made by those instruments is heard the voice of the bridegroom, who leads the dance with the song: 'I am so glad I have you, I have you, and I wouldn’t sell you to anyone.' If you enter the house of the bride, you will find it full of sweltering humanity, all of it dancing up and down, down and up, while the fiddlers play and the bridegroom sings about 'The sweetheart he is glad to have and wouldn’t sell to any one.' Usually the Slav dancers provide the notes and the bank notes also; for at the end of the piece half a dozen stalwart men will throw themselves in front of the musicians, each one of them demanding in exchange for the money tossed upon the table, his favorite tune to which he sings his native song. The result is, half a dozen men, each singing or trying to sing, a different song, all of them pushing, crowding, and at last fighting until in the middle of the room you will find en entanglement of human beings which beats itself into an unrecognizable mass." Edward A. Steiner, On the Trail of the Immigrant (Fleming H. Revell) 1906 All of the performers on this collection were born in the late 19th century in a geographical region bounded east to west by the cities of Budapest to Odessa and north to south by Bucharest to Vilnius - an area a little larger than the combined square mileage of Texas and New Mexico. Around 1900, this region was the intersection of three empires, the Austro-Hungarian, Prussian, and Russian, and today includes all or part of ten countries. The period 1890 to 1930 saw the largest wave of immigrants that the United States has ever seen. By its peak in 1907, nearly 15% of the U.S. population was foreign-born with more than half of foreign-born population having arrived from Eastern Europe. The 1940 U.S. census found that 3,569,360 people living in the U.S. spoke Polish, Russian, Slovak, or Ukrainian as their first language, only 200,000 fewer than the number of people for whom Italian was their native language. This does not count native speakers of Yiddish, Hungarian, Czech, Rumanian, or Slovenian. In a 1982 essay on ethnic recordings in the U.S., Pekka Gronow showed that Columbia Records - one of two major record labels in the U.S. before the Second World War - released 1,856 discs for the Polish, Russian, Slovak, and Ukrainian markets between 1923 and 1952. Add to this thousands more released by Victor and numerous smaller labels, in addition to the other Eastern European ethnic/language groups, and it becomes clear that tens of thousands of performances by Eastern Europeans were released in the U.S. by immigrant performers in the first half of the 20th century, greatly outnumbering those by Southern (Italian, French, Greek, etc) and Northern (German, Danish, Finnish, Norwegian, English, Irish, Scottish) European immigrants. It was in this era that America built its lexicon of racial slurs: polack, hunkie, russki, kike, etc. for the Eastern Europeans, dago, greaser, wop, etc. for the Southern Europeans. The polite press avoided these terms but argued openly about the presumptions underneath them: Are they criminals? Are they mentally inferior? Are they prone to violence and drunkenness? Are they capable of assimilation? Can they be trusted? Social scientists appeared before Congress and argued, using reams of data gathered from prisons and insane asylums, that America’s integrity, our very moral substance, and the future of the country’s “breeding-stock” would be irreparably denigrated by the continued influx of Eastern and Southern Europeans at the rate things were going. In response, in 1924, the Johnson-Reed act was passed, setting quotas on the number of immigrants allowed in based on their nation of origin. Those numbers were designed to reset the ethnic makeup of the U.S. to what it had been before 1890, namely predominantly White Anglo-Saxon Protestant. And those quotas stood for four decades, so that baby boomers lived most of their lives in an America that was more predominantly native-born than their parents or grandparents had. The repeal of the quota system has allowed for increasing immigration over the past forty years to the point that we are, once again, approaching the level of a 15% foreign-born population, and, once again, we are publicly discussing the same questions: “Can they ever be like us?” “Won’t they take over and make a mess of things?” and, worst of all, “Aren’t they basically violent/ criminal/ inferior/ sick/ bad people?” These have always been questions of power and, inherently, questions arising from fear of the diminution of power. The individuals who played on these recordings were predominantly Slavs - Catholic, Greek and Russian Orthodox primarily, possibly some Protestants - as well as Jews and Roma, speakers of a half-dozen languages and ethnic identities who did not always get along with one another. In the U.S., all lived, at the time of these recordings, near the industrial hubs of New York, New Jersey, Pennsylvania, Ohio, and Illinois, where the mines, mills, and factories often worked men six days a week for twelve to fourteen hours. William P. Shriver’s book Immigrant Forces: Factors in the New Democracy (Missionary Education Movement of the United States and Canada, 1913) estimated that the average Lithuanian, Slovak, Polish, South Italian, or Hungarian man over 18 earned $400-$450 a year; 43.5% of the foreign-born population earned under $400 a year. One factory owner said the wage was 16 cents an hour. Asked by an inspector, “how long to they last?” He replied, “Well, they’re no good after forty-five. But you ought to see these Polish women and children work when they’re put to it. Why, a woman and a half-grown girl will feed the whole family, and the man too.. The stockyards are full of them.” The average cost of a record - two songs at a total duration of about six minutes - in the 1920s was between 75 cents and a dollar. Kate Holladay Claghorn’s The Immigrant’s Day in Court (Harper & Bros, 1923) notes: “A clever and heartless scheme, playing upon the immigrant’s homesickness and loneliness was reported to the New York State Bureau of Industries and Immigration [1915]. An offer was made through the foreign press to sell a phonograph ‘with records of your national songs in your own tongue’ on payment of $5 and the balance on small installments. On receiving the machine by express with instructions to collect on delivery the entire amount of the balance. The immigrant, usually unable to pay so large a sum, had to allow the express company to take the machine back, so that the phonograph company retained both the machine and the original payment. A great deal of money was collected in this way. The fraudulent transactions of one man in this line of business was found to have netted him about $125,000 a year, and it was learned that he kept an emergency deposit of $30,000 to be used for legal services should he be arrested. The man, when caught and convicted was fined $750.” Of thee I sing.
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How To Lose Weight-Top 18 Tips
Pick a low-carb diet
On the off chance that you need to get in shape you should begin by maintaining a strategic distance from sugar and starch (like bread, pasta and potatoes). This is an old thought: for a long time or more there have been a colossal number of weight reduction consumes less calories dependent on eating less carbs. What's going on is that many current logical investigations have demonstrated that, truly, low carb is the best method to get thinner.
Clearly, it's as yet conceivable to shed pounds on any eating routine – simply eat less calories than you consume, isn't that so? The issue with this shortsighted counsel is that it overlooks the obvious issue at hand: Hunger. The vast majority don't care to "simply eat less", for example being eager until the end of time. That is abstaining from excessive food intake for masochists. At some point or another, a typical individual will surrender and eat, thus the commonness of "yo-yo eating less junk food".
The primary favorable position of the low-carb diet is that it makes you need to eat less. Indeed, even without tallying calories most overweight individuals eat far less calories on low carb. Sugar and starch may expand your yearning, while at the same time maintaining a strategic distance from them may diminish your craving to a sufficient dimension. On the off chance that your body needs to have a fitting number of calories you don't have to try checking them. Hence: Calories tally, however you don't have to tally them.
A recent report likewise demonstrated that individuals on a low-carb diet consumed 300 additional calories daily – while resting! As indicated by one of the Harvard teachers behind the examination this preferred standpoint "would measure up to the quantity of calories normally consumed in a hour of moderate-force physical action". Envision that: a whole reward hour of activity consistently, without really working out. A later, significantly bigger and all the more cautiously led investigation affirmed the impact, with various gatherings of individuals on low-carb slims down consuming a normal of among 200 and very nearly 500 additional calories for every day.
I am sure this will be the answer of your question that is How To Lose Weight?
Eat when hungry
Try not to be eager. The most widely recognized error when beginning a low carb diet: Reducing carb consumption while as yet fearing fat. Carbs and fat are the body's two primary vitality sources, and it needs no less than one of them.
Low carb AND low fat = starvation
Staying away from both carbs and fat outcomes in yearning, desires and weariness. Eventually individuals can't stand it and surrender. The arrangement is to eat increasingly normal fat until the point when you feel fulfilled. For instance:
Margarine
Full-fat cream
Olive oil
Meat (counting the fat)
Greasy fish
Bacon
Eggs
Coconut oil, and so forth.
Top 10 different ways to eat increasingly fat
Continuously eat enough, with the goal that you feel fulfilled, particularly in the start of the weight reduction process. Doing this on a low-carb diet implies that the fat you eat will be singed as fuel by your body, as your dimensions of the fat putting away hormone insulin will be brought down. You'll turn into a fat-consuming machine. You'll lose overabundance load without appetite.
Do regardless you fear soaked fat? Don't. The dread of immersed fat depends on out of date hypotheses that have been demonstrated mistaken by current science. Spread is a fine nourishment. In any case, don't hesitate to eat for the most part unsaturated fat (for example olive oil, avocado, greasy fish) on the off chance that you lean toward. This could be known as a Mediterranean low-carb diet and works incredible as well.
Eating when hungry additionally suggests something different: If you're not eager you most likely don't have to eat yet. At the point when on a keto diet you can confide in your sentiments of craving and satiety once more. Don't hesitate to eat the same number of times each day that works best for you.
A few people eat three times each day and at times nibble in the middle of (take note of that visit eating could imply that you'd profit by adding fat to your dinners, to build satiety). A few people just eat a few times per day and never nibble. Whatever works for you. Simply eat when you're ravenous.
Eat genuine sustenance
Another regular error when eating a low-carb diet is getting tricked by the innovative showcasing of uncommon "low-carb" items.
Keep in mind: A successful low-carb diet for weight reduction ought to be founded on genuine nourishment,.
Genuine nourishment is the thing that people have been eating for thousands or (stunningly better) a large number of years, for example meat, angle, vegetables, eggs, spread, olive oil, nuts and so on.
On the off chance that you need to get thinner, you would be wise to maintain a strategic distance from uncommon "low-carb" items that are brimming with carbs. This ought to be self-evident, yet innovative advertisers are doing everything they can to trick you (and get your cash). They will reveal to you that you can eat treats, pasta, frozen yogurt, bread and a lot of chocolate on a low-carb diet, as long as you purchase their image. They're brimming with starches. Try not to be tricked.
What about low-carb bread? Be watchful: if it's prepared with grains it's unquestionably not low carb. However, a few organizations still endeavor to pitch it to you as a low-carb alternative.
Low-carb chocolate is typically brimming with sugar alcohols, which the maker does not consider carbs. Be that as it may, generally 50% of these carbs might be assimilated, raising glucose and insulin. The remaining carbs wind up in the colon, possibly causing gas and the runs. Besides, any sugars can keep up sugar longings.
Here are three instances of what to stay away from:
Atkins' fantasy treats
Julian Bakery's high-carb low-carb bread
The Dreamfields pasta misrepresentation (that at long last brought about a 8 million dollar fine!)
These three organizations are not one of a kind. There are a great many comparable organizations attempting to deceive you into purchasing their "low carb" low quality nourishment, loaded with starch, sugar alcohols, wheat flour, sugars and odd added substances. Two basic guidelines to stay away from this garbage:
Try not to eat "low carb" variants of high carb stuff, similar to treats, bars, chocolate, bread, pasta or frozen yogurt – except if you are SURE of the fixings (maybe from making it yourself).
Keep away from items with the words "net carbs" on them. That is typically only an approach to trick you.
Concentrate on eating great quality, insignificantly prepared genuine nourishment. In a perfect world the nourishment you purchase shouldn't have a rundown of fixings (or it ought to be short).
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Windows 7 not genuine fix regedit 無料ダウンロード.[SOLVED] This Copy of Windows Is Not Genuine 7600/7601 - Best Fix [MiniTool Tips]
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How to Fix “This copy of Windows is not genuine” issue in Windows 7.How to Fix “This copy of Windows is not genuine” Issue in Windows 7? - Rene.E Laboratory
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Windows 7 not genuine fix regedit 無料ダウンロード.[SOLVED] This Copy of Windows Is Not Genuine / - Best Fix
FULL windows 7 not genuine FIX build - Lỗi win 7 genuine video di atas adalah cara aktivasi windows 7 menjadi genuine menggunakan windows VIDEO cara mengatasi layar komputer windows 7 build , this copy of VIDEO Reply Donna says: February 23, at pmIt's a fix for everyone. How To Remove Windows 7 Genuine Notification Build Find in system32 and delete it. Restart your system and your problem should be fixed. make sure you've followed the steps correctly without skipping them. This Copy Of Windows Is Not Genuine Virus This message that windows is not genuine is so annoying and slows the performance of your pc. This message that windows is not genuine is so annoying and slows the performance of your pc
Disclaimer and Reminder of Risks. How does this happen? Besides, this error occurs due to Windows update KB SLMGR , a management tool licensed by Windows, is mainly used for managing system activation, keys and license.
When SLMGR works with the REARM command, Windows will get licensed again. Please note that Office probably will not work properly if you perform that command and you may be prompted to restart Windows because Software Protection Service has been reset. In this case, the issue will not be fixed until Office is reinstalled. Tips: The 0xCD error means that the maximum allowed number of re-arms has been exceeded. But please note that Removing installed Windows update can cause data loss.
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In United State, intellectual property is valued mostly. According to the Title 17 of United State Code concerning intellectual property rights, those who copy system and software without authorization may bear civil and criminal liabilities.
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