#but yesterday we were cleaning up the car cause we’re selling it and mom found a mysterious pair in there????

[apiratefellinlovewithastar]

after like a year with no glasses I CAN FINALLY SEE

[hamitome--imagines]

Worry is Like a Rocking Chair

Hercules Mulligan x Reader

Modern

Requested by anonymous

Request: Ok so is it okay if I request a Hercules Mulligan x Reader where the reader gets preggo and Herc is like super excited but then she has a miscarriage and he's really ready sad but then she finds out she's preggo again??? And he like spoils her????

A/N: I want to apologize because I promised this about a day ago. But I didn’t feel real well yesterday so I put off posting, even though I made you guys a promise. And here it is, only a day late. So…kinda follows prompt. You’ll see what I mean. I didn’t stray too far, there’s just not a whole lot of spoiling that happens. But everyone get ready to hop aboard the angst train! Cause this one gets sad. Anyway, enjoy!

IMPORTANT: There is obviously a miscarriage that happens in this story. While I doubt my ability to make it accurate at all, this story may be upsetting to some people. If you feel like this is a story you wouldn’t enjoy or would upset you, I completely understand.

Word Count: 5,002

~~ You stood leaning against the wall of your bathroom, anxiously tapping your foot. When people say this was the longest two minutes of their lives, you thought they were exaggerating. But this two minutes seemed never ending. A tiny little test was making you so anxious. Then, your phone buzzed. Two minutes were up. You practically lunged for the test on the counter. You felt yourself smile as the test confirmed your thoughts. You were pregnant.

You were ecstatic. You and Hercules had been talking about having kids. You weren’t actively trying to have kids but you weren’t trying to prevent it either. Whenever the two of you were in a store you would get distracted by baby clothes and toys. Hercules talked about getting a rocking chair from his parents that they used when he was an infant. However, the two of you had to have kids first.

You heard the front door open. “Babe?” Hercules called. “You home?” You knew you could plan some cute announcement for him. But you knew he wouldn’t care. Either way, he would be thrilled. So you ran out of the bathroom and right to Hercules. You jumped up into a hug. His arms wrapped around you to hold you into the hug. He laughed a little at your excitement. “What’s got you so happy today?” He asked.

“Oh nothing much.” You said with a tiny smile. “I just found out that you’re gonna be a father.” You told him. He blinked as he processed it. Then he grinned. He pulled you into a fierce kiss.

“You’re pregnant?” He asked happily as he pulled away. You nodded with a smile of your own. “I’m going to be a dad! You’re going to be a mom! We’re going to have a kid!” He said happily. He couldn’t seem to slow his excited flow of words. “We’re going to be parents.” He said with a fond smile your way. He kissed you once more. “I love you so much!” He said.

“I love you too.” You said. Hercules immediately sat on the couch and began looking for the best obstetrician near you. You sat down next to him to read over his shoulder as he searched. You knew that you’d have to schedule an appointment soon but you weren’t far along at all. You’d be ok for a month or so. You knew what you needed to do and you knew that Hercules knew what needed to be done. You would be just fine with him next to you.

—

Hercules shook you awake one morning. “Y/N, come on get up.” He said.

“I’m pregnant, let me sleep.” You complained.

“Because you’re pregnant, we’re going shopping.” He said.

“What?” You asked. You laid on your back and looked up at where Hercules was hovering over you.

“We need some furniture.” He said. You smiled.

“You’re so excited about this.” You said.

“And so are you.” He said back to you. “Now come on.” He scooped you up bridal style, kissed your cheek, and set you back down on your feet. “Get ready.”

“Are you ready?” You asked. He was dressed and had his favorite grey beanie over his curls. He did seem ready.

“Yep.” He replied.

“Well what are you going to do while I’m getting ready?” You asked as you dug through your dresser. You only had a few months to wear some of your favorite shirts so you had to decide which ones you wanted to wear the most.

“I’m cleaning out the spare room.” He answered. Nursery. You smiled gratefully. Once you were ready you went to the spare room. You found the Hercules had cleared most of the clutter out of the room. He had a few tubs left in the room, and some paraphernalia laying about. But it looked much better than it had 24 hours ago. “You ready?” He asked. You nodded and allowed him to lead you from the house and drive to the store full of baby supplies. You tried telling him you could go to Walmart or Target but he wouldn’t hear of it. He insisted that you go somewhere that was designed to sell baby supplies.

You both stalled after stepping in the door. This place was huge. And you had no idea where to start. You both shared a blank look before shrugging hopelessly. Neither of you had been parents before. You had babysat for Alexander, but thats about it. Alexander! He could help. So you whipped your phone out of your pocket and Hercules gave you a confused look. You held up a finger, asking him to wait, and listened as the phone rang. “Hey, Y/N.” You heard Alexander greet.

“Hey Alexander.” Hercules nodded, finally knowing who you were calling and why. “I was wondering if you’re busy today.”

“Uh…” He trailed off and you knew he was likely checking a planner and how far along in his work he was before deciding. “I don’t think so. Why?”

“Well, I was wondering if you’d want to hang out with me and Herc today.” You said. So he’d help you after you announced the surprise. “We’re over at the strip mall downtown.”

“Ok, be there in 20 minutes.” He said before ending the call.

“Well, we have 20 minutes.” You told him. “Food?” You asked. Hercules nodded and led you from the store and to a pizza joint a few door down. You shot Alexander a text to let him know where to find the two of you. You and Hercules ordered a medium pizza and dug in. Alexander showed up when the pizza was halfway gone. Shortly after that, the pizza was completely gone.

“So, what’s on the agenda for today?” Alexander asked as he shoved the last bite of a breadstick in his mouth.

“Just some shopping.” You answered with a shrug.

“But we like to get you away from your desk every now and then.” Hercules said.

“Alright. The other guys coming too?” He asked.

“Uh nope.” You answered.

“Ok, you two lead the way. I’m just along for the ride.” So you led him down along the storefronts, making sure he didn’t see any of the store names. You walked through the doors of the store and Alexander paused. “What the fuck?” He looked to you and Hercules barely containing your excitement. “Wait. Are you serious?” He asked. The two of you nodded and he grinned widely. “Congratulations!” He said with a smile.

“We just found out.” You said. “So we haven't really told anyone yet.”

“And we realized we are really out of our depth.” Hercules said with a vague gesture around. Alexander chuckled.

“Well, you won’t need everything yet. But start with the basics: crib, stroller, car seat, changing table.” Alexander told you and led you through the store to all the things you could need. You narrowed it down to four cribs. Alexander gave you some advice and you checked reviews online before picking one. The same went for the rest of the furniture. “And lastly, a rocking chair.” Alexander  said. He led you to a section full of comfy looking rocking chairs and gliders.

“Oh no. We got one of those.” Hercules said happily. Alexander seemed confused but nodded all the same. You ordered all the things needed and were told you’d have to wait about a week to get it all.

After the week passed and everything arrived, you texted the boys and asked them to swing by and help with something. They agreed to help right away and were over a short time later.

“What do you need assistance with mes amies?” Lafayette asked as soon as he was in your house. John looked equally interested while Alexander stood by with a smirk, knowing this was your form of an announcement.

“This way.” You said and led the way to the nursery. “We got some new furniture for the spare room and would like some help putting it together.” You stood by to let them walk in. The two boys walked up to the largest box, the crib, and stilled when they were close enough to make out the picture. Hercules walked up behind you and wrapped his arms around you and rested his chin on your shoulder. The two men spun and looked at the two of you in shock.

“Are you?” John asked, unable to form the sentence. You smiled and nodded. Hercules was smiling widely as well. John ran forward and pulled you from Hercules embrace to wrap you in a hug of his own. Lafayette hugged his good friend as well. The rest of the day was spent putting together the furniture, one corner left empty for the rocking chair that you were anticipating. “When are you guys getting that thing?” John asked.

“I’ll go pick it up in a few weeks.” Hercules said with a shrug.

—

You and Hercules finally picked a doctor and set up an appointment. You were only about a two months along but figured that a doctors visit would be a good idea. So you had the initial ultrasound. It was nothing concrete, just checking to be sure everything was alright and to get a due date. “Everything seems to be going smoothly.” The doctor told you with a smile. So the two of you went home.

It was a week later that Hercules went to go get the rocking chair. “Five days, alright?” He asked before he left. You weren’t pouting, but you weren’t happy that he was leaving you.

“Fine.” You mumbled. He kissed you softly before ducking out the door. It was the second day that had you a little worried. You were doing the laundry when a sharp pain flared up in your torso. You gasped in pain and lightly pressed a hand to the sore area. The pain wasn’t going away though. You thought back and realized you had some blood spotting but after finding that, Hercules frantically googled and realized that was normal. But this pain wasn’t. And you knew what was happening. “No. No, no, no.” You were crying before you knew it and fumbling to get your cell phone from your pocket.

Hercules was too far away to help right now. So you called Lafayette. “Mon amie! Bonjour!” He greeted happily.

“Laf. I need you to come over now.” You said in a pained voice.

“Mon amie, what’s wrong?” He was immediately alert and you hear noise in the background indicating that he was already slipping out the door.

“Just…get here. Please.” You begged.

“Im on my way.” He hung up and you dropped to the floor and the pain seemed to worsen. You didn’t try to stop the tears, you knew it was pointless. You were hurting in multiple way. “Mon amie!” Lafayette called as he entered. He had his own key in case of emergencies. A good idea apparently.

“Laundry room.” You called out. He came in and froze before squatting down to your level. “I’m having a miscarriage.” You stuttered out around tears.

“Non, mon amie we don’t know that. Let’s get you to the hospital.” He helped you stand and into his car. The pain was still there. You finally made it to the hospital and Lafayette was trying to find your doctor. He was speaking a flustered combination of French and English and confusing most of the nurses. So you had to explain.

After a few test your caregiver confined what you knew. You were miscarrying. You discussed the options with your doctor and hated that Hercules wasn’t there. The easiest option seemed to be the surgery. So they kept you overnight. “Do you want me to call Hercules?” Lafayette asked. You shook your head. “Mon amie, he needs to know.”

“And he will. But I don’t want to call him and have him rush home. By the time this is all over, I’ll still have a day before he gets home. Besides, he shouldn’t learn he lost his child over a phone call.” You had the plead with the nurse to let Lafayette stay, after all he wasn’t the father or your spouse. But he was all you had.

After being left overnight without eating and some medicine to clean out your system, you could go straight into the surgery. It was quick and simple and, thanks to pain killers, surprisingly easy. That didn’t mean you weren’t emotionally pained. Lafayette sat helplessly beside you as you cried. You were discharged that day. You spent most of the day laying in bed. Lafayette had actually finished your laundry and stayed on the couch.

You had another full day before Hercules would be home. You woke up before Lafayette and stared at the closed door of the nursery. You knew it was a bad idea. But you walked in and looked at the almost finished room. All it lacked was actually supplies like books, toys, diapers, clothes, and the rocking chair. Not to mention a child. Lafayette found you crying slumped against one of the walls of the nursery. He scooped you up and carried you to the living room, making sure to close the door once more, and held you on the couch. After a moment, you realized he was crying too. For you and Hercules and your loss. It made you cry harder.

Hercules was home the next morning. You woke up as he walked in. “Lafayette?” You heard him say as he found his friend in the living room. “What are you doing here? You know what, tell me while helping me unload the rocking chair.”

“Mon amie.” Lafayette said, stopping his friend. “Go talk to Y/N.”

“Uh…ok.” He was confused but obliged. You sat up in bed. A moment later Hercules walked in and smiled at you. Oh god, you were going to break his heart. “What’s going on?” He asked.

You wordlessly patted the bed beside you. He climbed up next to you and looked at you. He could sense the tension in the room and grew worried. You looked at him and lost it, you started sobbing again. “What’s going on?” He asked as he pulled you onto his lap.

“Herc, I lost the baby.” You said. You had your face pressed against his shoulder. Your words were muffled and quiet. But Hercules stiffened and you knew he heard you perfectly.

“But…I thought everything was fine.” You could hear the waver in his voice.

“I did too but…I was doing the laundry and there was pain and I called Lafayette.” You recounted everything. But you never moved from where you were. You kept your face hidden so that you wouldn’t have to see Hercules pain. But when he held you tighter and his frame started shaking, you knew his was crying. You cried harder. The two of you stayed in each others’ arms for a long time.

—

For a few months, things were hard. Neither you or Hercules left home for weeks. The other men came by often. There were days where both of you were quiet, just needing the other person. Some days you would tell endlessly about anything but kids in an attempt to forget. Some days you wouldn't leave your bed. Those days Hercules would just lay beside you and hold you close.

The baby furniture was taken down, left in boxes in the storage room. But the rocking chair was left behind. You couldn’t dismantle it nor send it back. You avoided that room for the most part. However, one day you peeked inside. There was a handmade baby blanket quilt tossed over the  back of the chair. Neither you or Hercules mentioned it.

But eventually, the sorrow passed. Anger replaced it. You and Hercules would give each other the silent treatment. In your mind, it was your fault. You carried the baby after all. He must have been mad at you. And every time the two of you tried to talk, you would argue. And your friends were getting uncomfortable when they were with the two of you.

“Therapy?” You asked after your friends suggested it during what seemed like an intervention.

“We don’t need help.” Hercules spat. “We aren’t broken. What we’re feeling is normal.”

“Grief, sorrow, and confusion are normal.” Alexander said.

“Yelling at each other and fighting at every corner isn’t. And it’s couple’s therapy, you’d go together.” John explained. “We’re worried about you guys. You were so happy together and you were so excited to have a baby.” You and Hercules both flinched at the mention of it. “But now you’re always fighting. You two are good together and we just want you to consider it.”

Hercules was quiet that night. And you commented on it. “You’re quiet.”

“Yep.” He said.

“You’re thinking.” He nodded. “About what?” You prompted.

Hercules sighed. “Therapy.” He answered.

“You can’t be considering it.” You said.

“Why not?” Hercules asked. “We scream at each other daily. I kinda miss the days that you weren’t pissed at me.”

“Likewise.” You snapped back. “Yet I don’t think we need someone to tell us what’s wrong. I think we already know.” You said and placed a hand on your stomach. The two of you fell silent for the rest of the night.

—

You walked from your room one morning a few weeks later and searched for Hercules. He didn’t seem to be home. You sighed. It’s true that the two of you had been more and more distant. And since your friends suggested therapy it seemed to get worse. It was like since it was suggested, it seemed like maybe the two of you did need help. Though neither of you wanted to admit it. However, you didn’t think Hercules would go out without leaving a note or something for you.

You checked the last room. The would-be nursery. Instead of Hercules, you found Lafayette sitting in the rocking chair. His head was tipped back, resting against the back of the chair and his eyes closed. “This is a good chair.” He mused. You don’t know how he knew you were there, but you didn’t question that. Instead you questioned his presence.

“Why are you here?” You asked.

“Hercules had to go to his shop. Some emergency. He asked me to come over so you weren’t alone.” He explained and he opened his eyes. You raised a brow. Hercules asked him to do that? It didn’t seem like he cared much anymore. You wouldn’t blame him. You lost your child after all.  “Why are you confused mon amie?” Lafayette asked.

You let out a dry chuckle.”I’m worried Hercules doesn’t care enough to do that anymore.” Lafayette gave you a small smile, sympathetic mostly but he also seemed a tiny bit amused. He pushed himself up and walked over to you.

“Mon amie,” He grabbed your wrists and pulled you over to the chair. Then he lightly pushed you so you lost your balance and dropped into the chair. You hadn’t even sat in it yet. You stilled. It didn’t feel right to be sitting here. It was Hercules’s chair, you didn’t have the kid. “Worry is like a rocking chair. It gives you something to do but it doesn’t get you anywhere.” He placed his foot on the end of the curved glider and pressed down, making the chair rock back and forth. But after a moment he stopped it with a hand on the arm rest. “I promise your amour still cares about you deeply. You are both hurting. You need to talk to each other.” He insisted. He left you alone in the room with the chair. He moved to shut the door as he left, however, he didn’t pull it all the way shut. It was left open slightly.

You rocked lightly back and forth. The chair was nice. There was a store bought cushion on the seat which made it much more comfortable than just the wooden seat. It rocked gently. The hand made quilt was on the back. You awkwardly reached back and grabbed it. You ran a hand over it. Hercules wanted a child so badly. He was so excited. You found it strange that he might be hurting like you. You thought it much more likely that he’d be mad. But someone who is mad doesn’t hole himself up in a room and finish a quilt. A person who is mad would ruin in, rip it, get rid of it somehow. But someone who is grieving would put all their effort into finishing it.

Lafayette didn’t come back to check on you. And you didn’t leave the room. But eventually you heard the front door open. “Sorry I called you out here like that.” You heard Hercules tell Lafayette. “I just worry about Y/N, ya know? This can’t be easy for her.”

“It’s not easy for you either mon amie.” Lafayette told Hercules.

“I know but it’s different. I didn’t carry the baby. I was gone when she lost it.” Hercules said.

“Non!” Lafayette shouted. “It hurts you all the same Hercules Mulligan! Even if it hurt differently, you need to talk to her!” He yelled. You had never heard him yell before. It was followed by the sound of the door slamming as Lafayette, presumably, stormed out. Then silence.

You quickly tossed the quilt back over the back of the rocking chair. You still weren’t ready to mention it. A few seconds after you got the quilt back where it belonged, Hercules knocked lightly and pushed the door open. “Are you uh…are you doing alright?” He asked. You cracked a small smile at his awkwardness.

“I’m…not completely ok.” You said honestly. “But I’m getting there.” Hercules nodded and you both fell quiet. “I’ve never actually sat in this chair before.” You voiced after a moment of silence. “Its a very nice chair.”

“Yeah it is.” Hercules agreed with his own small smile. “I vaguely remember my mother holding me and rocking me when I was really little. After that I remember her sitting in it and reading. It was her favorite spot. It would’ve been really nice for rocking our-” He stopped himself short.

You nodded solemnly. “Yeah it would’ve.” You agreed quietly.

��

You and Hercules went to couples therapy. And you were amazed to find that it was actually helping. You and Hercules could talk without fighting. You were back on stable ground and getting better and better. Your therapist attempted to get the two of you to talk about the child you lost, but it was still very difficult. You knew eventually you would be able to do that.

When you went shopping, you always made sure to avoid the baby section. While you used to enjoy walking through the park with Hercules, you couldn’t do it anymore. Too many happy kids and families. You couldn’t even go to Alexander’s house anymore. They guys tried to help but there wasn’t much they could do. There are moments that words just don’t reach, a suffering too terrible to name. They seemed to understand that.

And life moved on. Eventually, it was just a painful roadblock the seemed like an impassible mountain at first. You and Hercules made it back to your usual selves. There were still times that something would remind you of what you lost. You just tried to avoid the spare room so you wouldn’t have to see the rocking chair.

But, one day, you sought out the chair. You sat in it for the first time in months. You reached behind you and grabbed the blanket. It had swatches of pink and blue, after all, you never learned the gender. It was held together with white thread with a white border. You ran your fingers over it, marveling at Hercules skill.

You would need it soon. Hercules just had it done early is all. You carried it out to the living room. You laid on the couch while you studied it. You studied it until you fell asleep holding it.

—

Hercules walked inside and found you sound asleep on the couch. And you were holding that damn baby blanket. He had started it as a surprise when he found out about your pregnancy. Once you lost the baby, he couldn’t stop working on it. For him, it was a weird sense of closure. He had draped it over the back of the rocking chair and was grateful when you never mentioned it. He carefully pulled it from your grasp and refolded it. He put it over the back of the chair once more. He sighed.

He was excited to finally have the rocking chair. It was the chair that his parents used when he was born. It was important to Hercules to use it when he had a child. Now you didn’t need it and he didn’t know when you would. He left the room, closing the door behind him. The door used to be left open but the rocking chair sat in the corner, almost taunting you. He sat on the end of your bed with a sigh. You began trying for a child again, finally feeling up to it again. But so far, nothing had come of it. Hercules flopped back onto the mattress with a sigh. After a few minutes of silence he heard you clear your throat from the doorway.

He sat up and found you standing there with the blanket. He sighed again. “Why do you like that things so much all of a sudden?” He asked.

You sat beside him, still fiddling with the blanket. “You made it. I never really admired it.”

“I made it for a specific purpose.” He said.

“Kinda jumped the gun, don’t you think?” You asked.

“I didn’t start it until I found out you were pregnant. I just didn’t finish until after…” He trailed off.

“Hercules. I’m just saying you had this done months before I was pregnant.” You said.

His eyes widened. “You mean?” He asked. You smiled and nodded. He was kissing you in and instant. You could hear him murmuring that he loved you, he would be father, you were having a kid, a happy flow of words. It was like the first time once more. However, it was still different in it’s own way.

Hercules was more loving a passionate. He was careful and cautious. You took things much slower with the pregnancy and probably made more doctor’s appointments than necessary. At five months, the guys came and helped you set up the nursery once more. At seven months they got you gifts and helped stock the nursery with toys and diapers and books. However, you were waiting until the baby was born to find out the gender so no clothes yet.

At eight and a half months, you were sat on the couch with Hercules. You were nodding off, as recently you were getting less and less sleep at night. You’d either be too hot or cold. If you were comfortable, your baby would be kicking and squirming. If they baby was still, you’d be uncomfortable. So sleep didn’t come easily anymore. Luckily you were on maternity leave so you didn’t need sleep for daily work.

However, you were immediately alert as a painful contraction wracked through you. You gripped Hercules’s arm tightly and gasped. “What’s wrong babe?” He asked.

“I think I’m going into labor.” You said as the pain eased up slightly.

“I thought you still had half a month.” Hercules said, fear evident.

“That’s only a few weeks Hercules.” You said. You tightened your grip once more as another pain went through you. This was slightly less painful as the first but still made you wince. “Hercules we need to get to the hospital now.”

So you and Hercules left. Hercules called Lafayette on the way. So the boys were a only a few minutes behind you. You got to the hospital and were immediately taken to a delivery room. The doctors reassured you that there was nothing wrong, your baby just decided to come a bit early. So after hours of intense pain and pushing, you relaxed as the doctors confirmed that they had the baby. You had been gripping Hercules hand tightly the entire time. “Are you alright?” He asked you. He used his free hand to wipe hair from your forehead. It was only then that you realized how badly you were sweating.

“I’m fine, but now I know why it’s called labor.” You replied with a small smile. You and Hercules both looked toward the doctors as you heard a small cry.

“Everything is fine, we just had to get the oxygen flowing.” He walked closer to you with a pink bundle. “I’d like to introduce you both to your daughter.” The doctor said and handed the little girl to you.

“She’s so small.” You breathed. “I knew baby were small but…this is even smaller than I expected.” You said. You voice had wavered and that’s when you realized you had tears in your eyes.

“She’s also beautiful.” Hercules said. His voice was so soft, and slightly wobbly. You looked at him and noticed tears in his eyes as well. “Hi there sweetie.” Hercules said softly to your child. He eyes were closed but Hercules continued to talk anyway. He even reached out and slipped his finger into her tiny fist. She reflexively tightened his grip on his finger. “I’m you dad and this is your mom. And we are going to protect you and love you very much.”

She let out the smallest noise, almost as if she were responding to Hercules. You pressed a light kiss to the top of her head. “Yes. We will love you with all our hearts.”

“What should we name her?” Hercules asked. You smiled. You already had the perfect name in mind.

[tinkaranrmozelliny69insuran-blog]

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I was watching a SciFi show where a company in Florida builds cars. From a welded frame, up! For street driving. Can you get insurance to drive such a car? You cannot say 'Ford, ...show more""

What is the best car insurance around?

I am planning to enroll my new car. I want a complete coverage but at a reasonable cost. I don't wanna be spending too much just for my car insurance. Help please...Thanks a lot.

Is there any affordable insurance plans I can get in NJ( South NJ )?

Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?""

State farm insurance? how much does it cost?

i am a 19 yr old female with an 04 kia spectra, no tickets or accidents clean driving record! i live in virginia how much would getting my own car insurance policy cost me (average)""

How much will it cost to insure a 2007 acura mdx?

it has white leather seats and the technology package and 130,000 miles on it""

Test drive a car? no insurance..?

I've found a car i wish to test drive. As it's my first car, I am currently not insured. How would i go about getting temporary insurance in order to drive this car for about 15-30 minutes? thanks.""

Could you tell me everything i need to know about insurance in a simplified version?

About bills and insurance and all that?

Rough estimate of my car insurance cost?

Hello, I'm 17 years old, male, never been in an accident or anything, and I am currently insured by my parents. If I wanted to get my own car insurance, roughly how much would this cost me? Thanks.""

Can I save money by canceling my insurance and just driving my girlfriends car?

I got a DUI earlier this year, and naturally, my insurance rates went way up. I'm getting ready to move in with my girlfriend, and we are planning on selling one of the cars. If I sell my car, couldn't I just drive her car and not have to pay the high insurance rates? This seems underhanded and like I'm cheating the system. What are the rules and stipulations with this sort of situation.""

""Car accident, driving record & Insurance?""

If car accident happended and insurance covered the damage, but at-fault violation is kept off the driving record with help of being first offender, then will it still affect car insurance rate even if switching previous insurance company to other? Do insurance companies share their custmer drivers' information?""

Does a ticket for not wearing a seatbelt increase auto insurance?

I am 18 years old. I have had my license for almost 2 years, and I have never gotten a ticket-until last Sunday. I was one of 4 people sitting across 3 rear seats in a car without our seat belts on. I live in CA and I have AAA insurance. Does anyone know how much this ticket is likely to cost and whether or not I will receive a point on my license? And most importantly if the rates will go up?""

Looking for best auto Insurance rates on the net?

Looking for best auto Insurance rates on the net?

How can I get affordable health insurance with a preexisting condition?

My fiance has Hep C and is actually in very good health otherwise.... Kaiser will not take us with his pre existing condition, and some of the prices I have seen are through the ...show more""

What is the average cost for an sr22 insurance?

what is the average cost for an sr22 insurance?

Is their insurance for pregnant women?

Hi, I am about 30 weeks pregnant and very scared. I do not have ins at this time. I had a ppo a few months ago that did not cover anything! My bf (ridiculous we were not married) of 11 years just walked out on me and the kids for his selfish reasons. So he is no help besides paying the mortgage. Im not trying to get free insurance, I just need some help on what affordable insurance there are if any that will pick me up. I pay for my visits but im running low on cash. I am on bed rest for incompetent cervix and I am losing it trying to figure ways. I return to work 6 weeks after I have the little one but for now I have no job! Im at lost. Any suggestions would be greatly appreciated. I can pay monthly's but I know that delivery bill is gonna kick me in the butt. I just want to have a little security...""

What is the cheapest car insurance company?

im 21 and just passed my test i have a 1.4 clio does any1 know around how much it is t insure and also i would like to know how much road tax is? x :-)

Do i need car insurance while im not using the car?

Im due to renew my car insurance. Ive 6 days after my motor insurance policy ends where i will not be using the car. Do i need to be insured for these 6 days despite not using or moving the car.? thanks

fast affordable dental insurance

fast affordable dental insurance

""Help with car insurance, I'm a new driver..?""

I heard there was a type of cover that covers any driver that drives the car as long as they had the permission of the main owner, and I was wondering two things about this, 1. does anyone know what it's called/ which insurance companies offer this. & 2. do all the names of drivers that will be driving the car need to be listed? Cheers.""

How much does the cheapest insurance cost for a honda fit in the US?

i heard that cars r pretty cheap in the US, but insurance is a must they say??!, im from south east asia, and they sell cars triple the price here but dont required insurance, so how much is the average insurance for a honda fit in springfield virginia???""

What would health care cost if NOBODY had insurance?

I was reading about how doctors are now rating insurance companies, and one figure that stuck in my head was $210 BILLION wasted anually on excessive administrative costs. Not administration, UNNECESSARY administration. They want to cut out red tape, well, why not cut out insurance altogether? What would health care cost if NOBODY had insurance, and had to pay for everything out of pocket? I suspect that patients would start paying a lot more attention to their bills, doctors would have to start competing, and costs would plummet. Shoot, there'd be at least $210 billion a year more available! There's mention of one doctor who accepts a flat yearly rate, and doesn't accept insurance. Would this really be such a terrible way to do things? Letting doctors and patients decide what's fair, instead of insurance companies and the government? We could let people buy catastrophic insurance, but not general health funds like we have now. Could it work?""

Where can I find health insurance with maternity coverage without a super long waiting period?

My wife and I are looking for health insurance. I am self-employed, and her company does not offer insurance for it's employees. So we've been looking into family plans. We're married with no children. But, we'd like to have children soon. Like, maybe next month if it all works out. :) I've looked into plans from various companies like Anthem, and most of the companies don't even offer maternity coverage. And the ones that do have a 9-12 month waiting period before the maternity coverage kicks in! And too top it all off, it's ridiculously expensive! Anyone have any ideas? We live in Ohio. We make too much between us to qualify for medicaid or any other type of government aided insurance program. Are we just outta luck? There has to be something!?""

How do I show proof of car insurance from USAA?

I'm new to buying a car and everything. I'm 19 and a soldier in the US Army. I started an account online with USAA, but have no physical documents. I plan on buying a car in a few weeks. When I go to the dealer and they ask me for proof of insurance. I haven't actually bought a policy from USAA yet. I only got a quote online and I was planning on calling USAA at the dealership and purchasing a policy over the phone. But how do I actually show the dealer my proof of insurance? Can I call USAA and buy a policy over the phone and then have them verify to the dealer that I have insurance? Can all this be done the way I'm planning to do it? Thanks!""

Nissan skyline insurance and price?

ok im 16 and wondering how much a 1990's nissan skyline cost and how much the insurance cost. im 16 a male and has never been in trouble with the police actually my dad was an officer. this is my first car...

How much do you think car insurance would b for me??

I have been on my dad's insurance for a few years. I am a 22 year old female. How much do you think I would end up paying every month for car insurance? on my own?

Which company in New Jersey has the lowest Car Insurance?

Which company in New Jersey has the lowest Car Insurance?

My friend needs to fake his death for insurance money?

any tips ?

What is a good car insurance for florida state for a 23 year old female?

Help.

How long do i have to add new car to insurance policy in virginia?

how long do i have to add new car to insurance policy in virginia?

How should I go about my insurance?

I just turned 18 in January. I have a 99 firebird in my name. I was wondering if I should go in my own policy, or can I go under my moms and possibly save money?( will I be saving money) And also an insuarance agent told me that I should get full coverage?! and its not worth it at my age? So should I just buy liability or Full. What insurance company should I go through for the cheapest prices""

Me and my dad are arguing about the cost of car insurance? Please have look?

On the final quote page it said that my full annual quote would be 611.49. I just paid a 101.49 deposit via my debit card. It says that my direct debits will be taken each month, next month 54 and then 8 months of 57. My deposit and the direct debits add up to 611.49, exactly as the quote stated. So what is that box (with the red arrow pointing to it); http://img829.imageshack.us/f/screenshotdi.png/ Can they take more money without saying? Can someone please explain what that means?""

Car insurance and my rates?

Hi, I live in Adams County, PA and I have been with the same insurance company for about 20 years. I have a 1996 Chevy Suburban, high mileage. I have no accidents, violations, or points. I have a clean record. I walk to work and don't really drive far. I am paying over $1100 a year. This seems high to me. Is it?""

Does a spoiler on a car raise the insurance?

does having a spoiler on a car made it into a sports car and thus raise insurance?

Comprehensive car insurance coverage?

Does comprehensive car insurance cover mechanical damage such as the gearbox or engine? There is no physical damage to the engine itself, but will it cover damages to the engine after ...show more""

What is an affordable car insurance?

Which one do you have? Is it a good one?

""If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

How much is insurance for a mazda rx8 if....?

my dad is going to buy me a used 2005 mazda rx8 for my 16th birthday, since i'm going to be a new driver and it's considered a sports car, is the insurance going to be super expensive?""

Is it true that some car colors cost more money for insurance? And if it is then why?

Is it true that some car colors cost more money for insurance? And if it is then why?

Is there a time limit for a auto insurance claim to be completed?

I was in a fender bender with another car in a parking lot a month ago. I filed a claim with the other guy's insurance agency the same day as the accident and have yet to be told if the claim was approved or denied. I spoke to my adjuster last week (as well as the week before) and they were still waiting on photos of the other vehicle. Is a month normal? The auto insurance company is Wawanesa. So my questions is...is there some kind of legal time limit for an insurance agency to approve/deny a claim in the state of California? Or might I end up waiting months to hear anything? Thanks.

How Will Obamacare affect Health Insurance premiums?

I am 35 and have applied for health insurance through Blue Cross Blue Shield. I have GERD and Anxiety. I believe Blue Cross Blue Shield will try to deny me coverage for those since I already have them. I am thinking of waiting until 2014 so that they won't be able to. But I'm curious. how will Obamacare affect the insurance premiums? If I wait that long will the premiums go up or down?

I got a ticket for expired insurance in california....?

And i recently got car insurance so I went to court today and showed them and they said since i had no car insurance at the time of the ticket i have to pay nearly 400 dollars! so i got a 2 month extension to pay the ticket, is there anything i can do to reduce the ticket amount? or what will be the best thing to do? thanks a lot i really appreciate it!""

What other affordable insurance could i get for my kids for them to be able to get braces as needed?

im currently unemployed and have the medical cARD AND MY CHILDREN NEED BRACES WHAT OTHER LOW COST INSURANCE COULD or should i get for them to be able to get the braces they need

How much is the insurance premium on a motorcycle 125cc?

Male, 18, Passenger car probationary licence suspended once on 2 accounts of speeding Preferably in Quebec, Canada""

fast affordable dental insurance

fast affordable dental insurance

Baby Insurance at 19?

I doubt it will, but, I am 19 years old and I am still on my mom's insurance plan. So if I were to get pregnant, would the insurance cover my baby's delivery and pregnancy appointments or would I still have to pay the noninsured payments.""

Auto insurance for teens?

OK so i will be getting my license in around 2 months. So i have began to look for cars. My parents and i have decided to cut the cost 50/50. But my question is what do i do about insurance? Do i go onto their plan? My dad doesn't want to buy a car yet cause he doesn't want to have to pay for the insurance as soon as we buy the car. I do want to buy the car somewhat soon so that i could practice with it for my driving test. So could someone just explain how we should go about getting insurance? Should we put the car under my parent's plan and will it be very expensive? (I live in NJ btw) Thanks!

What ia a cheap first car to buy and insure?

I'm looking for a car for when I pass my test. What are the cheapest cars to buy ans insure which are reliable as well?

Average heath care cost for 23/f single?

I am getting ready to get insurance on my own and have no idea what it is going to cost me. My job will pay half. what will that cost me?

Car insurance help :(?

would your insurance go up after you graduate high school?

Can I make the minimum payment on car insurance and then....?

At the end of the year pay whatever the remainder is that I owe? Or does it all depend on what kind of car insurance you have?

Help me find affordable health insurance in ny state if i am not poverty level?

Help me find affordable health insurance in ny state if i am not poverty level?

Can a Body shop employee compare quote of Insurance and body shop? to make sure body shop didn't miss anything

Insurance quote was more expensive than body shop Insurance quote of repairs quater panel repl qual recy parts lt quarter panel +25 add clear coad repl lt inner panel door blnd lt door shell r&i belt w strip r&i mirror assy r&i lt handle outside laser red r&i lt r&i trim panel estimate 1700 minus 500 for dect. Body shop quote stripe assembly lt part/partial repl mldg rocker panel pnl, front door oute lt blend refinsh mldg,front door belt lt r&i assembly stripe front door l lt r&i assembly mirror, outer r/c lt r&i assembly cyl,front door o lt r&i assenmly handle, front door o lt r&i assembly mldg,roof drip lt r&i assembly panel,quater lt repair panel,quarter lt refinish mldg,quarter belt l/f r&i assembly stripe,quarter lower l/f labor/partl repla pnl,quarter inner l/f repair pnl quarter innder l/f refinish duct, quarter panel l/f r&i assembly pnl, inner qtr trim taillamp assembly r&i assembly rear bumper cover r&i addnl labor oper corrosion protection refinish cover car exterior r""

Can an insurance co suspend your liscense ?

the insurance co is threatening that a suspension is in progress if a payment is not made. payments have been made for the past 3 years but now they want the remaining 2000, and said they can suspend the liscense. Is this true? in the state of CA""

Information about health insurance for 20 year old?

i just went to ehealthinsurance.com to look at health insurances for just myself. they have alot of stuff that i do not know what it means like plan type. which plan type should i get: ppo or hmo. next they ask about the deductibles. what kind of deductible would u recommend getting. i have no idea what a dedectible is anyways. they also have a catergory about coinsurance and office visits. if possible maybe you could just log into there as a 20 year old and tell me which is hte best insurance for its price. im really desperate i have no insurance and dont want to take the chances. thank you

I wonder how many points will my insurance raise ?

So my car was parked in-front of a SUV Lexus in a parking lot. Then, i left my friend's house and started to drive. I stepped on the gas pedal to drive forward but i forgot that the car was still in Reverse mode. So i hit the Lexus car which was behind my car and luckily no one was in that car. There is damage on that car's left side headlight and left-side of the bumper. I wonder how many points will my insurance raise ? i just got the license like a few months ago and this is my fist accident. The SUV Lexus car's parts and labor fee is really expensive so i might don't have enough cash to pay them thou. (estimate $3000-$5000)""

Car insurance for test drive?

Planning on buying a car soon and was thinking of buying a second hand one from a dealer rather than privately from a person. I read that when you buy a car from a dealer you are usually automatically insured to take the car for a test drive, however I was wondering does this just apply to brand new cars from car shops or do most second hand car dealers offer insurance for test drive as well?""

Auto insurance with international driving licence in CT?

I'm a graduate student, I want to buy a car but I don't have a U.S. license yet. Does any one know how much auto insurance would cost in Connecticut with an international licence? I have only heard from people that its more expensive.""

What are some affordable life insurance policies for people with diabetes?

What are some affordable life insurance policies for people with diabetes? Looking for $400,000 in coverage.""

Which is best general insurance to take?

I can pay 2000rs/annam.I need Health & Mediclaim Policy. My Requirements -- Maximum coverage of insurance.Should cover all diseases including new diseases which will come in future(i have worried about swin flu a new arraival in 2009). My age is 27years.

What is the best car and best insurance to go with?

I'm 20 years old new driver I know my insurance going to be high I'm taking A 6 hour road ready driving school but at the end what is the best car I'm not really into cars I'm much more into kind of truck sure enough that would be the best type of car and insurance car insurance that help new drivers not Kill they wallets / bank account

Wouldn't it be a better world if everybody would just be responsible and buy there own health insurance?

instead of relying on others to buy it for them.

Why does a classic car cost more to insure?

My friends got an 02 Acura RSX 5 speed and he pays like $600/month and the car has some engine mods. We are both 17 except he has a couple tickets. I called 3 different insurance companies and they all quoted me around $750 a month. the car in question was a 76 Chevrolet Camaro with an automatic trans and 350ci v8 (though the vin would probably indicate a 267ci v8) why is the newer car cheaper to insure? with a manual trans? kids these days dont appreciate the old cars like I do and stick with Honda and Acuras and those are the ones I actually see getting wrecked. I wouldn't get full coverage on the old car because if it were to wreck i'd just get another as they aren't worth fixing and are a dime a dozen it's not really a rare classic car. I understand that engine size might be a factor. The rsx is lighter and has a smaller engine but the Camaro is much heavier with a bigger engine. Would a z28 cost more? (already upgraded to 350 and upgraded suspension from factory) I didn't ask the insurance on that. What about the Pontiac Firebird of the same years? (70's to '81) it shares a similar setup. When I ask the insurance people how they calculate their rates they say its the area and experience of the driver but me and my friend live in the same area, he's had his license longer but has tickets. His car also costs way more. They could not give me any more info on rates they say they're just there to quote and don't know anything else. So why is this like this?""

Car Rental Insurance?

I will be going to the US soon. I am a US citizen but do not live in the US. I will be going to visit family for a month and will be renting a car. My question is this, do I need to get the insurance from the vendor or is there a 3rd party insurance I can puchase? Most of the car rental places have LDW / CDW insurance for purchase but this almost doubles the cost of rental. My credit cards and car insurance here in my country of residence do not cover car rentals so I will have to get something. Does anybody know of a different route to take other than purchasing at the vendor?""

California auto insurance?

back in may i was driving someone else's car someone backed out of the drive way and hit me minor damage on back bumper. i gave the insurance info of the owner of the car since i didnt have any and it was her fault didnt think it was that big of a deal to do that if it was not my fault i recorded my statement months back but now they want me to re record my statement they said they lost it so giving the insurance of someone else that was not driving is that illigal what kind of trouble can/could i get in to? IF ANY??

I could be pregnant... with no health insurance!!! what I do????

I am not sure, But maybe I am Pregnant... I do not have health insurance... I was thinking on buying a policy but would they accept me pregnant??? Someone knows about a cheap health insurance??? I believe it will be cheaper than paying like 9,000 for the hospital right???""

Everything auto insurance will ask you?

I had a car accident, the other driver's insurance company called me, and I need to know all the questions they would ask me personal or not. I know they will ask about the facts of the accident, but I want to know what personal questions(like age, health insurance, education, etc.)""

""I need some sort of health coverage, help me find an affordable option?""

I work full time for my company, but part-time in one postition and part-time in another still makes me a part-time employee and ineligible for benefits. I make a little too much for medicaid, but not enough to buy a plan that covers me. I lost my last health insurance 2 years ago when I lost my old job while I was having surgeries on my hand to fix a bone defect. My problem is now that I'm having a lot of problems with my hand and will need another surgery to fix the problem. I can't afford to pay 30k for it and no doctor will do it because it's not an emergency eventhough I'm in pain. I know that I'll have to be insured for a year before it will cover a pre exhisting. The hospital turned me down for any type assistance, and even if it did I the doctors are all seperate so I'm still in a lot of debt plus physical therapy is expensive. What can I do?""

Car insurance deductible question?

OKay so I was rear ended on Fri thr 13th! ha! I already called my insurance company on Mon morning. Taken care of, and I can get it fixed as soon as I want (tomorrow). I'm also trying to call the other insurance company of the car that hit me so that they pay my deductible ($500). Do I need to have this done with before I take my car in? Their insurance company is a very small one and is giving me a lot of crap over the phone. Should I just call my insurance company and have them deal with it? What should I do? thanks!""

What are insurance rates on a ninja zx 6r?

What are insurance rates on a ninja zx 6r?

fast affordable dental insurance

fast affordable dental insurance

https://www.linkedin.com/pulse/ideal-cheap-car-beginners-luis-wolfe/"

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"indiana insurance school program

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BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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You see I am an awesome driver. I never get in an accident because I am always well aware of my surroundings. I realized that for the past five years of owning my truck, I have spent over 10 times it's worth in insurance, and never once needed it, ever. No accidents, and no getting pulled over. Isn't insurance a waste of money for me? I figured I could just put the money I would normally spend on insurance, in the bank for the same purpose, then if I need it I can take it out. If the truck dies first, I put the money towards a new car. Is this such a bad idea?""

Cheap Health Insurance in Arizona?

My dad and I haven't been to the doctor in years, he's almost 55 and it's really time he gets a checkup. Unfortunately, we're not the richest the people but we make too much to get state insurance. I was wondering if there are any cheap insurance options. The cheapest I've been able to find is $133 a month which is still pretty high for us. Oh and I'll be 19 in a few months, which seems to be the cutoff family insurance age.""

Insurance for modified car advice !!?

i want to buy a car that has full interior and exterior body work done to it, will this effecct the insurance ?? also the engine has had a 'ecu chip' and air filter added/changed so will this effect insurance in any way ?? and can i get replys from someone who knows what there on about no some random answer thanks""

Is there any way by which I could get National Insurance Number?

I would be having a telephonic interview with a MNC Bank for a banking profile.They asked me to provide with the National Insurance Number as I am Indian I do't have any National Insurance Number as in India normal concept is get insured personally without any involvement of Government. The only task of Government is to monitor the issues related with grievances. Could you please guide what is the appropriate answer under these conditions. Reply as early as possible. Thanks in advance.

indiana insurance school program

indiana insurance school program

Health insurance....?

I am not available for health insurance at my job because i am only part time. everytime i apply for health insurance online, i get turned down because of my credit or my health. i don't think it's right. i need some kind of insurance because i have to go to the doctor. what should i do?""

How much is comprehensive insurance for a Kawasaki ninja 250r?

I'm 20, never had a crash nor any fines, am on my graded license (just off l's) have done rider safety courses and have a 2008 Kawasaki ninja 250r and live in queensland (australia). i just want to get a general idea of the cost""

How much are insurance costs on a new car versus a used car?

I know it's going to be expensive, but to make matters worse I'm only 16.""

How much would car insurance cost for a 19 year old with a v6 chrysler 300 2012?

Please help me!

Car Insurance problems.?

so im in a situation where im having problems getting insurance on my vehicle. ive tried through brokers now, because ive been kicked off my insurance due to 5 tickets. i cant afford 21,000 insurance rates, but i need to be able to use my vehicle. my parents have been at this he last few days with nothing to help me. I was under their insurance but becase of the tickets i got kicked off. im trying to move out all at the same time and having a car would make things so much easier. any tips on what i can do, or how long i should wait before trying to see if i can get insured again. btw my tickets are from late last year and this year""

I pay over $950 for car insurance each year. Should I look for another company?

I am a 22 year old female, and I have a squeaky clean record. I own a 2010 Impala. Am I paying too much for car insurance? I pay the most in my household, but I have the best record. I know I am young and people expect those my age to make driving mistakes, but I'd like to know if about $1000 a year is the going rate for insurance. That's a lot of money, and I'd rather use it to save toward a master's degree...""

Website to talk to a car insurance agent?

Okay do you people know the site where you can like instant message a car insurance agent? I forgot wut the site was called. My parents need it.

Where can I find information on low rate home owner's insurance?

I have a hmeowners insurance since I bought my home 10 years ago. The premium has gone up about 25%. Want to find out better rate from good companies - websites etc information

My mums with the AA car insurance what are the likely implications for canceling her insurance mid way?

my mum has paid annually (141 quid) lucky sod. and she is considering canceling it to add me to a cheaper car insurer as adding me on the AA insurance is MIND BLOWINGLY EXPENSIVE, (talking 5grand plus per annum) and with aviva its less than half that... but before she cancel she wants to make sure the AA have no hidden cost as all they state is a refund will be paid if insurance has been paid in full and a cancelation fee of 50 must be paid. thats all the information she could find but she wants to know if there are any hidden tricks insurers pull off if your try and cancel.... please help i know its a bit wordy.""

Is it illegal to drive car if you personally don't have car insurance?

Let's say a teenager doesn't have car insurance and he has his license. His car is registered in his parents name and the teenager isn't under the family car insurance. The teen drives his car and gets wrecked in a accident. Now will he be protected because the car is under his parent's insurance and they let him use the vehicle?

""I am turning 16 soon and I am a guy, What is a car that is sporty, but is safe and has low insurance?""

I need help selecting a car... I want a car that is sporty, has low insurance, and safe and very reliable with good MPG""

Driving without Insurance charge - I have Insurance?

A couple of weeks ago I got pulled over for an outdated sticker. When I handed the officer my insurance, it was last years paper (I cleaned out my purse the week before, I obviously took the wrong paper out). He gave me a ticked for the outdated sticker and a court summons for driving without insurance. He told me that if I brought proof of insurance to the station, he would cancel the court date (proof I had insurance before that date). So I brought the paperwork to the station, had another office photocopy it and leave it for him but I haven't heard anything. I don't want to assume that it's been dropped without having been told it is. Should I show up to court on the date just in case? What can I expect if I do? BTW I live in Ontario if that helps.""

Does the monthly payment on a lease vehicle include taxes and car insurance?

I am looking to lease a car but I am on a budget. Ive been looking online at some people that want to sell or transfer their lease because I would only want it short term. Since lease cars are usually new insurance would be too much for me to pay, so I was wondering if a monthly lease payment includes it, and taxes.""

Car Insurance for 16 year old son?

Hey, Im a 16 year old boy turning 17 in 5 months. I have been eligable to get a license since December 23,2011. My parents dont want me to get it ONLY because the insurance will cost too much. I live in Florida. I only want to be a secondary on the insurance and im not going to own my own car. Will it really cost that much? I havent gotten any driving penaltys or anything like that.""

Pre-Existing Conditions health insurance...?

I've had epilepsy since I was 5 years old, I'm now 24. I came across a comment on a website a few minutes ago about there being some kind of federal law where it's ILLEGAL to deny someone coverage because they may be in poor health, overweight, etc... aka having a pre-existing condition . If this is true about there being a law AGAINST it, why are SO MANY health insurance companies allowed to deny people w/ pre-existing conditions right off the bat? There are THOUSAND upon thousands, if not MILLIONS, of people in the U.S that have some kind of pre-existing condition, whether minor or major. So wouldn't that mean that there are THOUSANDS of insurance companies that are running their business illegally & breaking the law? I mean, breaking a state law is one thing, but a FEDERAL law is a pretty big deal!! Washington makes such a big deal about how so many people in our country don't have health insurance & they say it's because people can't afford it . But I think the REAL reason is that because MOST of those people have a pre-existing condition & they're getting thrown to the curb because of it... Comments on this???""

How much is average health insurance in London?

I am a 19 year old female moving to London to be an au pair. I will need health insurance since I will not be living with my parents. About how much will it cost? I have no major illnesses.

Will my insurance provider penalise me for doing this...?

If i have a policy for my motorcycle and a policy for my car, (both policies are form the same insurance provider) and over the summer i decide to drop the policy for my car, only to activate it again in the fall, will that be considered a lapse in coverage? Will my rates be higher because of this action when i reinstate the policy in the fall?""

Health insurance options for a 20 year old student with no parental coverage?

I have recently had a medical issue and went to the ER. One visit racked me up over $2,000 of bills that I obviously can not pay. Now I am looking at options for health insurance, but ...show more""

Does car insurance cost more for old people?

I'm doing a topic in my GCSE's and i have to gather information on weather old people should be allowed to drive... so i would apreciate it if you would comment on that as well. But what i wanted to know was weather car insurance costs more for people over 65 (because thats the age you can retire and get a pension) or for people under 65.

""I'm pregnant, without insurance, and desperate, HELP!?""

Just this Monday I found out I was pregnant. Two Clear Blue PREGNANT's, and I was bawling in the Target bathroom. I all ready have two children, both of which are on ALL Kids because my husband didn't want to keep our health insurance last year due to the rising costs (like, it kept going up $100/year, and towards the end, we were paying $500/month). So now I'm pregnant, no health insurance, and pretty much stressing out over it. I will apply for SOBRA Medicaid (something I found on Alabama's Department of Health site) after my doctor's appointment next Wednesday, but if they don't accept me, then I don't know what else to do. Giving my baby away is not an option, neither is abortion. I will love this baby no matter what happens. I just need some reassurance or something to keep myself from stressing out and crying all the time over worrying about money. I totally got screwed over by something called Direct Med and will be calling them tomorrow to try to get my money back. I did that out of desperation and plain stupidity. A little help, please?""

Why won't an insurance company insure me since I had a claim in the last 5 years?

I had a fire claim in the last 6 months ($30,000 claim), and I am not happy with my current insurance company. It has taken them 6 months to pay out. I have been trying to get a quote from different insurance companies and they all say that they cannot give me a quote because I had a significant claim the last 5 years. Does anyone know of an insurance company that doesn't have this policy?""

Does it matter if you tell the insurance company?

that you are keeping your vehicle at 'X' address instead of your real address which is 'Y' address. Reason being that X is a way cheaper premuim than my Y premium. And its only for TPO insurance. Thanks

Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.""

Is it possible to fake an Auto Insurance Quote survey...?

I do surveys online for things and there are some that give a lot of credit but they are usually like auto insurance quote ones and health insurance quotes so im wondering if i can fake that i dont want to put any of my info what im really looking for is like a list of working SSN and junk like that.

Car insurance for teens?

i want to get a 2004 spyder eclipse two door, and i'm on my parents insurance (farmers insurance) because i'm 17, and was wondering if anyone knows about how much it will be a month.......""

indiana insurance school program

indiana insurance school program

If you know about car insurance (10 points will be awarded )?

Hey, my older brother has a Honda HR-V 1.6 VTEC engine which is UK insurance group 9 and tax bracket F, I am looking at a Suzuki Swift Sport 1.6 engine, insurance group 9 and tax bracket E... my insurance is with my dads business who say i can have up to a 1.6, I learnt to drive in my brothers car but the insurance company are looking into whether or not i can have a Suzuki Swift Sport, it has no turbocharger, so what is the big deal 10 Points for best answer""

Can I drive an insured car without insurance?

I got my G2 a week ago and I was wondering if I can drive my parent's insured car without being listed as a driver. I drive very safely and I've never received any ticket but my insurance quotes are insanely high, especially because I am a guy. I really can't afford it and neither can my parents. Some people say I can still drive and some say no and I'm very confused. Please answer if you know for sure. Thanks in advance""

How does and underage affect insurance?

A friend of mine was just charged with an underage but was accepted into the ARD program. We are wondering how this is going to affect her auto insurance policy.

Does becoming pregnant qualify as a life changing event for most insurance companies/employers?

Commonly, life changing events are listed as marriage, divorce, and birth of a child, ect. If a person doesn't have insurance and learns that they are pregnant, will most companies allow enrollment at that time even if enrollment is scheduled at a specific time of the year?""

How much do you guys pay for Honda S2000 car insurance?

I got a quote for 490 for 6 months. Full coverage from state farm for a 04 Honda s2000. Is this good?

I have a B average(4.0/5.0). will it lower the cost of insurance for my dad?

So my friend told me that if i have a B average, it will lower the cost of insurance for my dad, but idk if its true. im 15 and about to get my license in 4 months and i dont get in any trouble and i have a 4.0/5.0 gpa and on my last report card, my grades were A B B B C C. so will it lower the cost of my insurance?""

""$1,000 or $500 deductible for home owner's insurance?""

Which is more common $1,000 or $500 dollar deductible?""

I was hit by a car. Which insurances should be reported?

Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.""

Getting health insurance?

I am a 38 yr old female amd my partner of 17 yrs is a 45 yr old male.my job does not provide health insurance and my partner is self employed.We live in washington state.A few yrs ago we applied for basic health insurance and they wanted my last income tax statement witch I do not have.We need insurance badly my partner has asthma and needs medicine and we both need physicals.Is there any insurance companies that will give health insurance without wanting income tax returns.or proof of income.We need a health insurance provider who will give insurance like getting car insurance just pay a monthly fee no questions asked.Is there health insurance companies like that.

What is an insurance quote?

Can someone explain to me just what the heck an insurance quote is?

""Im learning to drive, do i need insurance?""

I'm 17 and i'm learning to drive. If my parents take me out to teach me, will I need insurance? How does it work? And if i need it where can i get it cheap.""

Small business insurance?

I'm thinking abouit starting up a small cleaning business and I'm wondering about how much it would run in Pa for libability insurance.

Ohio moped insurance?

im 14 i have a 1980 puch moped i wanna now the cost per year

What will happen with my car insurance?

ok so i was driving my brothers car and i have my g1 i went to money mart and back home about an hour later police came knocking on my door asking if my brother was in a car accident so we went down to the station and the officer asked if i was driving his car i said yes , he then said that the other man that was sitting in the station got my plates and said i hit his car and cracked his bumper (very minor crack) so i said no and then officer assumed i was lying and made me write up an accident report. after when i was leaving the station the other guy asked if we could solving this without going through insurance so we exchanged numbers (their was no damage at all to my brothers car & no paint or anything on their car to prove i hit it) the next day they called and said the want a whole new bumper they dont want it patched up and they would get me a price quote they then got me a quote for $1475 for a while new bumper from ford i told them im not paying that much the only way im replacing the bumper is if my mechanic does it he said ok so i went to my mechanic told him the whole situation and he said i shouldnt be replacing the whole bumper for somthing that small but he still ordered the bumper for me i had to put a $400 down payment for the bumper and $300 after its put on. the bumper came in 2 days later and they brought their car for it to be put on when we got there they got pissed off and said this isnt a bumper straight from ford and they dont want it and left ( the bumper was brand new for the same model car and had the exact paint coat match just that it wasnt from ford) they then call me threating to take it through insurance if we dont get it from ford so i lost the $400 down payment for the bumper because they cant return it after its painted so i told my mechanic to order it from ford. but when he called for they said the dont have bumpers for that model anymore, i then call the people back and told them to take it through insurance because my mechanic cant get that bumper. So what will happen to my brothers insurance hes under 25 with his g2, and i had my g1 but it was on private property where they said the incident occurred the officer even said he cant charged me because its private property PLEASE HELP!""

What are the risks with Co-signing on a car and putting insurance in my name for a bf?

My daughters father needs a new and wants us to get it together. I would be co-signing on the car and the insurance would be in my name. It would mainly be his car, I would only pay $100/month on the insurance. I'm very hesitant about doing this as a) our relationship is rocky b) he has a bad record...many tickets/fines to the point where he could not get approved for insurance c) I dont want to get screwed over. He's pretty upset that im saying I dont want to, and is complaining that he cant rely on me, but I feel im protecting myself and my credit. So what exactly are the risks, and how can I get him to understand why I'm saying no?""

Opening a company (California)?

What does one must have to register a small company in California specializing in recruitment/staffing employment? What type of Insurance (General Liability, Work Compensation) Approximate Cost. Tax id What is the approximate annual cost?""

""When the term is up on term life insurance, what happens to the money you paid? do you get it back?

im in my early twenties and im looking for life insurance outside of my job. i want to know if you sign up for term life insurance and the term is up what happens with the money you've paid? or is it just better to sign up for whole life insurance?

How much does insurance cost for your first car?

How much does insurance cost for your first car?

What are the fines and penalties of driving without a license or insurance in California?

Under 18 with permit only. Also loud music. Was only driven in parking lot when pulled over. Car in another persons name. Are there any fines or penalties for car owner?

Why can't small businesses in each state group together to get better and more affordable health insurance?

Who regulates this? The insurance companies? The large companies? It doesn't make sense that this cannot be done.

How much does car insurance cost?

I just bought a 2007 toyota corolla and I'm putting the insurance in my moms name. She's gonna list me on her policy, around how much do you think it will cost to register this car? I don't want an exact amount just ideal price. It's a 2007 toyota corolla s""

Insurance and car accident.?

I was involved in an accident in which I struck a vehicle in the rear on 11/15/2004. It was not a bad collision and I was starting to walk-up to ask the driver of the other vehicle if he was okay, when a car rear-ended me and then two more cars hit that vehicle pushing my jeep under the vehicle which I had hit causing severe damage in excess of $3500. My insurnce payed the driver I hit, but I have not received a dime from farmers insurance. I placed a call to the insured vehicle that strcuk me and they told me to use my insurance company to hash-out all the details and to collect funds for repair my vehicle. I told this to my insurance agent (Progressive) and they said they would do that but I didn't have full coverage so that will not happen, I need to deal with the other partie's insurance companies. I have no Idea where to go from here. If I had the money, I would get a lawyer and I am sure that I would have this resolved right now. Does anyone have an idea for me? peace""

""I pay more than $10,000 per year for Health Insurance, does that sound reasonable?""

I'm self employed and gross about $105,000 / year. Have wife and 3 small children. (wife stays home) Premium for family is $857.41 / month and increases about 11% per year. M.D. visits have $20 co-pay. Policy through Excellus BC/BS. We live upstate New York and have no health problems.""

Health insurance help please?

My husband and I were dropped by our health insurance company. We think it's because we started using our coverage (miscarriage). My husband is a contractor so the insurance they offer is pathetic and doesn't cover anything. But, we can't afford to being paying high deductibles and premiums. We make too much to get on medicaid, so we fall in the middle. Are there any programs or resources available for the average class family?""

How to these rich boy racers who are like 18-19 afford the insurance on aventadors and audi r8's?

How do they get quoted at such a young age on supercars,I understand money's not a problem for them so it doesn't matter what the price is but if I wanted 2litre audi at my age (17) a insurance company wouldn't even quote me""

indiana insurance school program

indiana insurance school program

Can I use my parents car insurance?

As a 17 year old, could I get car insurance under my mom's name? I can't pay $200+ a month for car insurance as a first time driver under my own name. So could I just get my mom to sign to it so I would only pay her rate at like $100 a month?""

How do I sue my car insurance company?

I was in a car accident in March 2008 in a parking lot. The insurance companies BOTH decided that we were 50/50 at fault for the accident. During this process I kept getting phone calls asking me to verify WHY a person not on my policy was driving my car at the time of the accident. I repeatedly corrected the insurance companies...yes BOTH of them...saying that I AM AN INSURED DRIVER and I was driving my car. I had no passengers. I was in an accident with another single driver with no passengers. Eventually it seemed like everything was fine. The claim closed on May 2 and I thought it was all over. BUT today, May 29, I received a letter in the mail telling me that policy is being cancelled because WE HAD REQUESTED INFORMATION REGARDING --------- AS THE DRIVER OF THE 03/27/2008 CLAIM. TO DATE, THIS HAS NOT BEEN RECEIVED. I have NO IDEA what they are talking about. He is the OTHER driver. However, they are pretty much ignoring my calls and emails. What can I do???""

Car insurance questions!?!!? HELP! accident!?

Hey, three weeks ago, I got into a car accident and rear ended someone in the front with suv. I had a honda, and the insurance company declared it totaled and they are going to pay around 9k for the car. Since it was rear-end accident, insurance company held me for 100% at fault. The suv had broken/dented bumper and lower part of trunk lid dented (No broken lights or anything). I would say around few thousand dollars worth of damage. There were 3 people in the car and at the time they said they are all ok, and drove off. No police report was filed. When I called at night to get one of the guy's birthday, he said all three went to emergency, and had whiplash pain in neck area (which is understandable from rear-end accident). I had full coverage so I know my insurance comp. would pay their bills. The thing I am scared about is what if they sue me? I am from low-class family and a full time student on loans so I have no money or even a job. If they do, how much can they sue me for?""

""I'm 27 and I want to get life insurance, what kind is best?""

I don't really understand what 10;15;20 year term life insurance means, or whole life insurance and what company is best but I think I want to get it while I'm young and ...show more""

Have you ever gotten a car insurance quote online in Illinois?

how easy was it to get the quote? was the process confusing at all? Did the site explain what coverages you needed and why you needed them?

How much would motorcycle insurance cost?

Hello, i'm 20 about to be 21 in december, but i'm gonna be going for my motorcycle license in a week, an planning on buying a kawasaki ninja 250R since it has good reviews, but i'm wondering how much it would be for insurance i'm just going for motorcycle license cause i don't like cars, trucks etc. but yeah so i don't have a normal license so i have no driving record of crashes etc. i'm in indianapolis, IN cause i know states vary. Rob""

How much would my little sister's car insurance be?

Can anybody give me an estimate of what insurance on a Chevy Cavalier would be for an 18 year old girl who lives in Colorado? My little sis is in a tight spot cuz my parents aren't helping her with paying for a car or insurance, but she's saved up enough to buy a car and just got a job, and is asking me to help her with insurance which I'm going to try to do, thus the question above. The problem is awhile back she got a ticket for I think it was either wreckless driving or careless driving. She's matured a lot now and all but I know the insurance companies look into things like that. Please help me with an estimate if you can. Thanks.""

How much Is car insurance for a 21 year old in the uk?

I cant drive yet but have a provisional. my friend has been driving for 3 years. We are both 21. He will teach me and said I would have to get insurance on his car for 6 months. Does anybody no how much this will cost a month. He drives a vauxhall corsa. Full Stars 4 best answer

Motocycle insurance??

i want to buy a motocycle (sports bike) buti would like to know an estimate of how much it will cost for insurance. Are sports bike more expensive than a car? I'm paying around 200 for my monthly with a car right now.

I need my car on the road to get me to work but the insurance is way to high?

Im 18 year old and need my car on the road to get myself to work but the insurance is about 2500 or higher. Does anyone know a company that deals with young drivers or knows a way around it to make it cheaper.

""Insurance company does not want to pay for my car damages, what should I do?""

I let my mom borrow my car, which insurance is under my name, she crashes. She exchanged insurance info with the other driver. I called the other driver's insurance to make a claim to have them get my car fixed. As soon as I told the insurance rep what had happened, he hung up. I try calling them again only to have the rep say, we need to get the other driver's side of the story and hung up again. My car got really damaged, but the other driver's car only got scratches, I know it may not matter but nonetheless I would like to have them pay for my car damages. My insurance only has liability so I can't file a claim under my insurance. The only thing I have is a police report of them exchanging insurance info but no document stating in detail what happened and who is at fault, that's it. What should I do?""

Deducting Health insurance premiums on 1040 federal income tax form.?

On 2012 federal tax return form 1040; line 29 Self-employed health insurance deduction. If all my income is from Real Estate rentals were I file a Sch E for reporting my income on my 1040 tax return, does this qualify as Self-employed under the IRS definition so I can take the deduction on line 29?""

Car insurance question?

I'm looking to buy a car from a dealer. I'm going to put it under my parents auto insurance policy, can I put one of them as the primary driver of the vehicle, since I am only a co-driver on the policy? I am planning to buy the car with cash, so in order to get my parents as primary drivers, would the title have to be in their name?""

Can I still be on my parents car insurance policy if they are in a different state?

I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is still paying for my insurance but the license plate listed is my old Utah plate but I am unsure if that counts now that I have CA plates. Does anybody know details behind this?""

Where can I find non-owners insurance?

I need what is known as an SR22 which is also non-owners insurance. I have looked everywhere and it seems like nobody has a policy for it. If anyone knows anything about it. Please let me know.

How much do you pay for auto insurance?

I just spent a few hours getting an auto insurance quote from a number of companies. I got a real good rate ($573 for a whole year) for our 2004 car and all the extras. I think this is a pretty good rate but wonder if others are paying more or less. How much are you paying?

Health Insurance Premiums?

Does any single person pay their own health insurance premiums - what company and how much do you pay ? Does it include doctor visits and hospital stay ?

Will I get my parent's insurance after age 18?

I plan on taking a year off of school when I graduate high school. When I turn 18 during that year, because I am not a full time student, will I get taken off my parents health care?""

Motorcycle insurance for an 18 year old?

I'm 18 and I want to buy a 1984 900cc kawasaki ninja motorcycle. I have an 84 camaro and I'm on my dad's insurance which means it's only around $80 a month. He is 50 and has alot of experience with motorcycles. I know that insurance is sky-high when your under 25 so my question is, if I'm on my dads insurance will it be cheaper like it is on my car or will it be just as expensive?""

Who has the cheapest full coverage insurance in ca?

Who has the cheapest full coverage insurance in ca?

I have an insurance question?

If the government regulates and requires auto insurance, why dont they provide it? Flood insurance is provided by the government so why not auto insurance?""

Can a non-relative be added onto ones insurance?

Example: A friend and his daughter that are living with me  He has no insurance, and wont be getting any for at least 6 months, and I am helping to support her. I would like to add her onto my insurance so she is at least covered in case of emergency.""

Anyone know of an affordable auto insurance that is nationwide?

small companies/ customer friendly , with a website""

What is the best Car Insurance company ?

I am a new driver with a sports car 1999 Porsche Boxter and need insurance. PLEASE HELP !!!!!!!

16 yo male car insurance cost?

I will be driving my moms 2011 ford fiesta i have taken drivers ed i live in Ohio and the good student offer wont use how much does drivers ed take off

indiana insurance school program

indiana insurance school program

https://www.linkedin.com/pulse/affordable-insurance-group-panama-city-fl-freda-huang/"

[sparklyeaglepoetry-blog]

How to get around paying the over priced rate of car insurance for teenage drivers ?

"How to get around paying the over priced rate of car insurance for teenage drivers ?

Does anyone know of a reasonable insurance company for auto insurance ? We just added our teenage driver to our policy and it went up $400. She doesn't even have a car. I have a 2007 Dodge Charger and my husband has a 2004 Chevy Avalanche.

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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Getting a car insured in Hoboken is very expensive ($750 for 6 months). Some of my friends use their friends address (Say Edison address) and get much cheaper quotes. What are the risks in doing this? My friend also had a claim with no problems (but it was a minor claim). Please advise?

Is it possible to get car insurance in new york? sign the contract but not available?

I just bought a used car, and insure that car though an agency, they told me my insurance will be available at 0:00 next day. However, unfortunately, I involved in a car accident 2 hours later after I sign the contract. Is it possible for me to get insurance? What should I do? Is there anybody who can help me?""

18 year old with car insurance question?

okay, i live with my parents...daddy has a car and insured it and put himself and my mother under the insurance. On paper, i dont live with my parents. Okay my question is if i get a car and put a different insurance under my moms name will her gettin a car effect the cost of my dads isurance (the only reason i think it will effect dads insurance is that my mom is on his insurance).""

What's a good job with good health insurance not needing a degree or experience?

I'm a college student looking to find a good job that has affordable health insurance all on which i can find an affordable place to live. Most factory's that have these benefits start with a low pay rate that doesn't seem worth it (after gas is taken out). Any ideas?

What cars have cheap insurance for new drivers?

I have only been driving since january this year, i currently own a triumph spitfire that i have been restoring for the last two years, it is in really nice condition now and want something new, the insurance was only 756 for the first year which i was very pleased about. I want to sell my car an buy another convertible, but what cars have cheap insurance? i am looking into the the possibility of another classic or just a more modern car. all suggestions welcome. Thank you in advance""

""Hit another car, they have no insurance?""

I was turning left from a stop sign and hit into another car (checked both ways, had some parked cars blocking view but I inched forward to check before driving.) My car only has minor scrapes, his car has a broken headlight and some bumper damage. However, he told me at the time he has no insurance and wanted me to just give him cash on the street. I told him no, I would not pay anything unless we called the police which he did not want to do since he has no insurance. I am fully insured. We ended up both just leaving and I have his license plate number, name, and phone number. He has my license plate number only. Without insurance, can he try to get any money from me? Just wondering if anything should be expected of this situation...""

Goal to live without having to have life insurance in the future?

At 50 I would like to live without having life insurance. No dependents. What financial requirements in retirement accounts and cash should I have? Plan on having no mortgage. No loans of any kind. And retirment funds in check to get me $20,000 a year from age 70 to age 100. Roth Account equal to the above amount for incidentals like cars for cash and medical bills. Children or grandchildren will be beneficiaries to these accounts. Would anyone under these circumstances need to pay for life insurance?""

Democrats: So will there be fine for not having health insurance or not?

When I asked this question just yesterday, Democrats assured me there wouldn't be ANY fine for not having health insurance - it was an OPTION.""

1999 Camero Insurance Question.....?

Hi, my son is turning 16 and our friend has a camero that his is going to give him a good deal on and I know because its a sports type of car insurance is going to be expensive and he is young...... does anyone have a quote or in the business and has a ballpark number? Thanks""

How to get around paying the over priced rate of car insurance for teenage drivers ?

Does anyone know of a reasonable insurance company for auto insurance ? We just added our teenage driver to our policy and it went up $400. She doesn't even have a car. I have a 2007 Dodge Charger and my husband has a 2004 Chevy Avalanche.

https://www.linkedin.com/pulse/does-aaa-offer-short-term-car-insurance-daryl-preisentanz"