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Can an insurance company make me pay taxes on a loan i took out against my life insurance policy?

I took out a loan on a life insurance policy. the premiums i paid had twice exceeded the amount my beneficiaries would recieve if i died. I was told that if i didn t repay the loan the only penalty would be that amount would be deducted from the pay out if i should die.I did not repay the loan and decided i did not want to keep paying on the policy because i had much better insurance. the insurance company added the cost of the loan plus a lot of interest and unbeknowst to me reported (to IRS)an amount almost 3 times larger than the loan as my additional income. Can they do this?

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thebrochtuarachs · 6 years ago

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When Love Dies

AU. One-shot. Major Character Death. In which Claire and Bree doesn't deserve Jamie for the way they (over) reacted in 4x10 and 4x11.

Nobody ain’t going to be happy about this but here goes. ✌🏻 (AO3)

Brianna was woken up once again by a shuffling noise around her room. When she woke up, she saw Roger’s hulking figure looming over her once again. She hesitated to move, fearing it might be another nightmare but she felt a natural pull in seeing his face and it gave her a little courage to come close.

“Roger” she called up as she rose from the bed but didn’t attempt to run to him.

“Bree” he called back. He must’ve sensed her hesitation, so he took the first step towards her. He took a seat at the feet of her bed and the dip of his weight made Brianna tear up.

“Are you real? Roger, are you here?”

Slowly, he reached out for her hand until he held it in his. “Aye, I am”

They came together in a crushing hug and Brianna let all her tears fall. After a while, they pulled away and Roger’s hand moved instinctly to her huge stomach. Her voice hitched and she started to ramble “I...I’m sorry. I don’t know how much my mother told you. I…I’m keeping this and I don’t know if you…”

“I’m here, aren’t I?” Roger interrupted. “I dinna care, Brianna. I dinna care. I am yours and ye are mine and this little one – no matter what – is ours. I make ye a vow, this is a child of my blood and I will do everything I can to make sure yer safe and ye’ll both be fine.”

Brianna came close again for a hug and continued to sob happy tears.

Here.

Safe.

Fine.

Just as her Da promised.

“He gave you back to me” Bree whispered to Roger. “He made good on his word”

Even without context, Roger knew what she was talking about. “Aye, he did”

Bree pulled away from his hug, smiling. Roger looked at her and saw the light in her eyes that he knew he’d take away so soon. “Where is he? Where are they?” She was starting to get up, pull over a scarf and made a dash for the door when Roger quickly pulled her back.

“Bree” Roger called out and she already knew something was wrong. “Something happened when they pulled me out from the Cherokee. Please, sit down.” She did as told and held on to her belly.

“A lot transpired in between but in the end, Ian offered himself for my release, the Cherokee accepted the exchange and everything was settled. However, a small group wasna pleased….” He shrugged and hesitated, unable, really, to tell her how. “We didna see it coming”

“What are you saying?” Bree was so confused

“Jamie. He isn’t here. He’s…gone”

No.

Pain was, suddenly, all that Bree felt and she didn’t hear Roger say that how her mother tended to him all she could and did not hear his protests for her not to go out the yard in a chilly night in her condition.

Tears swelled from her eyes and this time, not from joy. She quickly got up and headed downstairs to her mother.

Oh god, her mother.

If she felt pain like this from a man she just knew, how was her mother faring losing the man she craved for got twenty years.

She came out the door to find to an empty yard save only the cart, her mother and the lifeless form of her father. Claire was lying on her side, looking and caressing Jamie’s face, the only part of his body that isn’t covered by a blanket. Bree saw her mother’s eyes retreat to something she’d seen thousands of times before back in their own time – it was blank, tearless, completely dazed and completely lost.

Bree ran towards them but her mother didn’t even shoot her a look as she came. She had to put her hands on her mouth to keep her from screaming as the reality of her father’s death consumed her.

She couldn’t climb the cart but the plank was low and she can see and reach for him.

“Da!” Bree called as she tried to look for his hand to touch. “Da!!” she said, breaking, as she finally found his hand under the blanket and its coldness made her more heartbroken. He really was gone and she let her tears freely fall.

“It’s not your fault” her mother finally said. Bree didn’t know if it was for her, for Jamie or herself – or maybe it was all of them.

“He wanted you to know that it isn’t your fault, that you shouldn’t blame yourself for all this. He made me promise to tell you that he doesn’t regret trying to bring Roger back to you because he knew he kept his word and he knew ye’d be happy and he’s happy that you’re happy. He wanted you to know that he loves you very much, his words are not enough to describe it. He thanks you for giving him a chance to be a father and wants you to know that being with you, being able to see you and spend time with you in the last weeks has meant so much to him. All he hopes is that you find it in your heart to forgive him for the pain he’s caused you to absolve his soul.” Claire revealed, stating Jamie’s last words for Bree while still looking and caressing Jamie’s face. It wasn’t lost on Bree that her mother was unable to look at her.

“Mama, I’m – “ Bree paused, sure how any of her words will help but she needed her mother to know. "I'm sorry."

Claire was unmoved but continued to speak. “I tried to keep him alive and he tried to live until we got back here just so he can see you and say these things himself but there was just too much” Claire paused, stunned. “There was nothing else I could do in this time to save him.”

Silence followed between them, unable to say or do anything really, but grieve on their own for a while as they processed what just happened. After a while, her mother spoke again.

“Bree, can you please go back to Roger inside please?” Bree understood that her mother was holding it back until she was alone finally let her pain and sorrow show. Although Bree was heartbroken for causing this much pain, what killed her more is knowing that she let true love be separated again and this time it is for good.

She went back to her room and found Roger seated in one of the big, plushy chairs. She immediately climbed to Roger’s lap and clung to him as they heard Claire try to muffle her loud cries by burying herself in Jamie’s body.

Fin.

A/N: Okay, this fic came about because I really didn't like how the writers wrote the Fraser Family confrontation in 4x10 and how Jamie and Claire acted towards each other in 4x11. For 4x10, they skipped the fire cuddle scene with Jamie and Bree and immediately went to the confusion reveal. What I didn't like in the episode is when Brianna hit Jamie and retreated to calling him by his first name and her deliberately excluding him from her life at the Ridge. And in all these CLAIRE was just STANDING ASIDE and ALLOWED it to happen and the gap to flourish. She didn't to anything to defend her husband to her daughter, nor, for some reason, tried to understand her husband or make her husband understand by calmly pointing out where he was wrong.

Brianna's anger is valid but it kills me that the writers didn't allow for much room for a little understanding since there were lies and deception from ALL characters in this scenario. Claire's distance was so uncharacteristic. All I am saying is IT COULD'VE BEEN HANDLED BETTER.

In 4x11, Claire just stood there even though she knew Jamie was hurting. Claire very much knew that Jamie is mad at himself more for this ‘Roger thing’ rather than the ‘Stephen Bonnet lie’. The Frasers have been in situations like this before in their marriage and never did they ever choose silence before over confrontation. Hence, so much disconnect happening to these characters.

Bottomline, I'm just sad, angry and heartbroken with these episodes and this fic stemmed out. I thought Claire and Bree doesn't deserve Jamie and Jamie doesn't deserve this isolation from his lasses too. So I made their anger pay with their grief.

Thank you for reading. I'm shocked that you still do or did. This is my first time attempting to write a death fic and as always, would love your feedback to improve my writing.

#outlander #outlander fanfic #outlander fanfiction #fanfic #fanfiction #when love dies #when love dies au #jamie fraser #Claire fraser #Brianna fraser #jamie x claire #jamie x claire x bree #Roger Mackenzie #bree x roger #AU #4x10 #4x11 #im sorry #when the authors notes is longer than the actual story

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ladysageflysagain · 7 years ago

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Dear Lover,

To me you looked like Heaven but to everybody else you seemed like Hell. I spent our relationship trying to fight my intuition, trying to find a way to make things work. You were selfish at every turn. You didn’t want to compromise the way that you should in a relationship, though you took my past better than most men. The panick attacks were an annoyance but you promised you wouldn’t leave me for them. My abuse record spilled out to you, like it does with all men I plan to sleep with because there are some things I just cannot do in the bedroom. You were gentle, almost too gentle, like you were afraid I would unravel underneath your touch, but I have my grandfather’s Scottish blood in me and my grandmother’s Cherokee blood. I am so much stronger then I used to be. You told me that if I ever tried to hurt myself that you would likely leave, because you could only handle one crazy person in your family and that was your daughter. I occasionally get the urge nowadays but never follow through I told you which is true, but that isn’t the way to treat a girl who will be in recovery for the rest of her life. You told me that you would knock my walls down slowly. You only had to knock down a few bricks before I bulldozed the whole thing myself. That’s how much I wanted you. You made alot of promises about fixing your life so that we could actually have time together. You could go and play at the casino or go and play pool with the boys but you couldn’t figure out a way to see me in at least an entire month outside of work a few times a week for never any more then 40 minutes at a time. I would have stayed awake to see you. You couldn’t take me to your house to hang out in your day off? You think I hate your kids but I actually really am fond of your kids, I just don’t like their friends that continually put you in debt. All of those songs we shared. You said that “You’re The Inspiration” by Chicago was your song for me, but clearly I wasn’t. I wanted to be more then anything. You said the song “Glory of Love” by Peter Cetera made you think of me. Sure you defended my honor to your friends, got mad when my mom or anybody else was mean to me, but you won’t be my Hero. I thought you were. I even called you Superman. I am not Lois Lane maybe I don’t need to be saved. I am Wonder Woman. As for my song to you. There is no magic compass that will bring us together. My names not Zella Day.We arent Damon and Elena from Vampire Diaries. You calmed me like a rainbow that shimmered after a thunderstorm and true love does always find its way but clearly you aren’t my true love. You are a good man. You certainly aren’t bad, you have the same morals that I do. My biggest flaw both inside and outside of this relationship is that I’m a blabber mouth. You did help me in alot of ways. You built my confidence. Showed me how not to act on a first date, not to expose my raw nerves, not to let a man see my tender bleeding heart so soon. You taught me what love can be and what it shouldn’t be. You helped me get past alot of my anxiety. Showed me to let go of needless worry. Gave me new ways to cope with my depression and admired that I was attempting to properly live my life and that I happened to have interests besides just you. You despite what it seems you actually wanted showed me how to not just be obedient to the man I love. You never hit me.You never were cruel. You never cheated on me. You asked me to marry you like a month in. I told you to slow down and you did. That scared me. Part of me wishes I had said yes. I did want to marry you someday. Still another part of me was so worried that if I had somehow gotten pregnant that I wouldn’t know how to escape this awful city with a child. The laws here say I would have to ask your permission to leave if I had a child with you. I could go but the kid couldn’t and you were very straight forward about not going anywhere. I had promised before I knew that never to do that to you and I meant to keep that promise. Alot of people think it was our age difference that made things hard.

It wasn’t. I have lived a thousand broken lives. If anything it seemed like you were immature about alot of things. Although I can still be naive about things. If our last breakup(before this one) was any indication then you didn’t love me like you said In any way. I didn’t eat the whole time(3 days) and you knew about it but didnt in anyway try to help me. I was hysterical and you said you would try to fix things but I caved and got back with you because I loved you so disparingly , needed you so desperately, wanted you so deeply. Then you dumped me later because of my pets. Of all things. Work is going to be different for both of us and a bit difficult at least for me. I adore the ground you walk on. I had an outburst right after you dumped me, where I was crying and that raised a few alarms. I’m trying not to tell people about our breakup now. A few I did though or they guessed. People are either ecstatic or sorry, some are even pissed at you. I think maybe you were a lesson. The kind of lesson that I needed. Love is patient, I was being patient and when I gave up I tried again. I lost friends over you. I continually kept choosing you. Love is kind. I was kind to you. Love means never saying sorry like the cliche movie says. I learned not to apologize for who I am. Everyone still sees the devil in you. I still see and will always see the angel.

Forever and always, Me

#love #letters #breakup

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wgfjmj758-blog · 5 years ago

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g5b3ysjw-blog · 5 years ago

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Looking for good medical insurance?

I know blue cross/blue shield is good, but, what other insurance is out there? I need to insure myself, my son, and my fiance. I need to find some fairly cheap insurance as well. Know of any? And also, dental.

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kf14wxbw-blog · 5 years ago

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Under what conditions can a homeowners Insurance policy be cancelled ?

We keep our home condition up weekly. The house is well maintained and esthetically pleasing. No late Insurance payments only claim made over 5 years ago. Had no choice but to make the claim when the neighbor s tree damaged our roof during a storm. We ve had no problems since. Thanks to everyone who answered. We hope to clear this up asap Monday

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f05erxay-blog · 5 years ago

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What are friends with benefits? Do they provide health insurance coverage?

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wxkryarb-blog · 5 years ago

Text

Which is the best term insurance....risk insurance....?

i am 31 and can pay a premium of 12K yearly. I can explain the scenario... i want a insurance so that my wife get the benefit, incase of my death due to any disease, accident or in case of my sudden death... please let me know the best term insurance i can opt for this kind of scenario

BEST ANSWER: Try this site where you can compare free quotes :insuretips.xyz

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Wenatchee Washington Cheap car insurance quotes zip 98807

"Wenatchee Washington Cheap car insurance quotes zip 98807

Wenatchee Washington Cheap car insurance quotes zip 98807

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