#but I need like $300 to cover both utilities and my credit card bill and utilities are due on pay day

[lesenbyan]

on god if I don't get disability I'm beyond fucked

[stardust-falling]

Unfortunately, I am once again asking for assistance.

Due to several factors I don't really want to talk about, I've suffered a series of mental health episodes over the past few weeks that have left me, quite frankly, in the worst state since... basically before I started working on trauma recovery. I've come pretty close to being hospitalized a few times, but aside from the additional trauma that might incur, I also just simply couldn't afford it.

My ability to work an outside job was already limited by my C/PTSD among other things, but for right now, I can't even think about picking up a shift without having a panic attack. I can still force myself to do things if necessary, but... honestly I really need to be able to not do that, at least for a little while until I can get back on track.

Unfortunately, I can't afford to take a break with no income. A few surprise expenses came up recently which very nearly brought everything crashing down. It's only thanks to the support of my followers and fans that we were able to scrape by, but right now there's no buffer whatsoever. My partner's already working as much as he can, and almost his entire paycheck is going to rent payments and other bills. I can't ask him to work even more to cover my expenses as well.

Last month, I had to skip getting a prescription filled. I can't do that again. My cats are more than six months past due for their shots just because we can't afford it, and I'm stressed every day that I might lose them because of this. They are my literal lifeline.

To cover my own expenses, I need a bare minimum of $600 USD a month, broken down as follows:

Medication: $100

Medical Debt Bills: $300 (total $6000)

Credit Card Bills: $100 (total $3500)

Utility Bills: $100

This is just literally what I can't afford to stop paying no matter what, it doesn't cover groceries or gas, and I also need an additional one-time $500 to take my cats to the vet.

Any percentage of this that I can make through ko-fi tips, donations, requests, and patreon pledges is more time I don't have to spend forcing myself through panic attacks and hallucinations to work an outside job.

I'm hoping to get to a more stable place both mentally and financially eventually, but for now... I'm stuck. I'm stuck and it scares me. I want to heal, but right now it's like all the work I've already done and the progress I've made is evaporating. I'm struggling to keep up with even the most basic daily tasks, let alone my creativity and emotional well-being.

If you can help support me, I'm really, really grateful. The best way to do so would be through joining my Patreon, but really anything helps. I have some requests open on my ko-fi if you'd like to get something out of it, and here is a link to donate directly to my Paypal if you'd prefer that. I'm not really in a stable-enough place to make a full commitment right now, but if you leave a note with your donation that includes your url and a character name (or just a character on ko-fi), then I'll do a little doodle for you as thanks once I... am not struggling so much with the urge to delete myself from existing.

Thank you.

[missjackil]

My Diary to the SPN Finale

Day 4. 

I overslept my alarm and was almost late for work. Normally. I have a terrible time staying asleep. Most of you who message me know Im up at 4am sometimes. My life is very stressful so its very hard to sleep, so when I wake up at 4am I always put the boys on, watch one or 2 episodes and go back to sleep/ Last night and the night before however, I slept straight through and past my alarm. “This is great!” one may think, but I spent all day exhausted anyway. What I think is happening, is that even though my body is too tense to rest, it knows to spend an hour or 2 with the boy's won't help. 

I went to work, forgot what I was doing a bunch of times, and forgot how to do some things I've done a bunch of times. I have to make up excuses, I can't say “My fav show is ending and I'm devastated” or people will think I'm nuts. 

At work, all I want to do is come home. But at home, my kids are breaking my heart, my pets are making me insane, and my house is falling apart, and my “security blanket” now feels like jagged sandpaper on my heart.

I'm not a drug user, nor much of a drinker (socially at best) but how stupid is it, that now I want to do both?  Im actually jealous now of those who can drink or pop enough pills to be numb. My vice is smoking. Yesterday I lit a smoke when I left work and a customer said “That shit will kill you” and I answered “I sure hope so”  Im going to give you all a little background history of me, Its ok if you stop reading now, but follow along if you dare😳

Im 52 and have had clinical depression my entire life. At the very least since I was 4. I dont know how it started but its been there as long as I can remember. needless to say my childhood sucked. Anything that could go wrong did. Im terminally single, unattractive, and perpetually poor even though Ive gone to college twice and have 3 degrees. Ive had 4 failed suicide attempts, my first was when I was 12 and ate 30 +\- asprin which only gave me bleeding ulcers and liver damage and 2 years of therapy that was worthless.

In Jan 2014, my life changed. I came into a good sized inheritance from an uncle who was a retired Army Sgt (mujch more about that I dont know other than he fought in Korea) and was left $50,000. (as were each of my sisters) I didnt go nuts and spend this right away, my daughter, father, and I were living in a decent apartment and  was saving it for a down payment on a house. My sisters all used their money to pay off their mortgages and other bills. I was looking for a nice house to buy, but even with $50K I wasnt sure I could handle the property taxes and utilities that had been previously covered by my landlord. My father decided that stairs were no longer something he could handle, so he moved in with my younger sister, so decided that I would just pay a lot of up front rent on our apt and stay there a few more years, but no, the landlord informed us they were selling in 3 months and there was no guarentee the buyer would want to rent out our unit. 

Then my car died, which was what was getting my daughter and I back and forth to work. Now I have to dip into the money and get a car. I got a $7000 used car that we shared and as soon as the warrenty was up, everything failed. After spending $2000 for repairs and it was still falling apart, I get another one... cheaper this time, but hey, it runs. 

Time goes by, we have 30 days to move out, as predicted, the buyer didnt want to rent our unit out, he wanted to move his mother in. So now Im scrambling to find something to move into in 30 days I find a trailer that seemed like it would be a good fit for just me and my dauhter, lots of room, 2 bathroom a nice yard. Im just about to buy said trailer and the park informs me its been sold because a buyer offered cash. Im like “Ummm I have cash too!” and theyre like “oh.... we were unaware.... but hey we have another one for you” and this one is much smaller, but a newer model so it wont need as much work. With 2 weeks left to move, I reluctantly take it. Now, we move, but with no one and I mean absolutely NO ONE to help us, we left 90% of our belongings in our old apartment because we cant lift shit and neither of us could rent a truck, we only brought what we could carry out. and I had to spend the rest of the money on furnature. Of course I lost my security deposit and also had to pay an additional $2000 for “clean up” of my old apt. 

Fast forward to March 1 2015, Im back to broke but still working my ass off. My dryer is broke, my AC and heater, the back door has been leaking quietly for so long you cant step within 2 feet from it or youll go through the floor. Theres a crack in my bathtub that has leaked under the house and is causing my back yard to slowly sink. My daughter works and together we can afford the lot ren, utilities and food. Nothing extra though. We were saving to start fixing things but trying to decided what was most important, and what was most costly. The dryer is cheapest, the leaky tub and sinkling yard is the most expensive but HAS to be done at some poijnt. I buy space heaters and wall unit ACs but that gives me $300 electric bills LOLOL. However I am introduced to SPN and these wonderful boys that I love instantly, and gives me an escape. Helps keep me sane. 

We get things almost together, then suddenly, my father died from the flu Feb 1st 2018. This day was the worst day of my life, it was also the night Various and Sundary Villians aired and after all the tears with my sisters and trying to get arrange,ents made, ALL I could think of was coming home and just escaping into my boys for a while. And I did, and it was a blessing. However, within a couple months, my younger sister and I are hit with my dads bills. Hospital bills, credit cards, car payments on a H3 Hummer he bought a few months before. My older sisters didnt get hit with this because they’re his step children, just my younger sister and I do. $30,000 of debt split between my younger sister and I. I havent been able to pay on any of it because they dont give me any option for low payments. Its like “$1500 by whatevermonth 30th or we take you to court” My sister is handling it ok because her husband makes $$$ but not enough to help me too. So, right now Im just keeping my house heated and my kid and I fed and my lot rent paid. Soon my wages will be garnished and I wont have that either and it will be all on my daughter. Now, my escape, the last thing in my whole world I enjoy is ending. So yes.... Im hurting. 

[mastcomm]

Are You Overlooking Something That Could Make You Richer?

Amazon lists over 40,000 personal finance books. While I haven’t read each one — contrary to what my kids think, I do (sort of) have a life — I am willing to bet that in the vast majority, the subject of debt gets far less attention than basics like how to invest in stocks and bonds.

That’s a mistake.

After all, a primary goal of mastering personal finance is to increase your net worth. And net worth is nothing more than a fancy term for the dollar amount of your assets minus all your debt.

That argues for getting a better handle on what you owe. Enter “Debt 101”(Adams Media, $15.99) by Michele Cagan, a certified public accountant who has written a book that could have been called “Debt 101.5” because she wants people to think about debt strategically as well as tactically.

Along with an excellent new primer on finance by Tina Hay — “Napkin Finance: Build Your Wealth in 30 Seconds or Less” (Dey Street Books, $25.95.) — Ms. Cagan’s book should be immensely useful to many people.

Strategically, Ms. Cagan’s position could not be clearer: “The key to successful borrowing is simple: Borrow money to buy assets that will gain value or produce income.” She calls that “good debt,” and it could include real estate — your home or rental property — and money needed for education. The goal of good debt “is to increase your fortune or your fortune-growing ability.”

“Bad debt,” by contrast, “eats away at your net worth and jeopardizes your current and future financial health,” she writes. High-interest credit card debt and personal loans to pay for vacations are examples.

Image

Credit…Simon and Schuster

Building on what you know

Those are the basics, of course. But where Ms. Cagan is particularly good is in providing ideas that maximize the effectiveness of good debt and minimize the bad.

For example, while borrowing to fund your education is good debt — because “it’s an investment in yourself and your future” — it can easily move into the bad debt category, as many have learned. Among those with outstanding student loans from their own education, 20 percent are behind on their payments, according to a Federal Reserve report issued last year.

“The dividing line that keeps student debt in the good category involves the amount you borrow,” Ms. Cagan writes. “While most people ask ‘how much in student loans can I get,’ the right question is ‘how much in student loans can I afford to pay back.’”

Her rule of thumb? “Borrow in total no more than your realistically expected starting salary when you graduate.”

She offers similar advice when it comes to mortgage debt: Don’t take out the biggest one you qualify for, because it is bound to strain your budget.

She offers two other mortgage ideas I like.

First, say you love the idea of paying off your mortgage faster, via a 15-year mortgage, but are concerned about the substantially higher monthly payments — 35 percent to 50 percent more, according to Ms. Cagan — when compared with 30-year loans. Seek out a 20-year mortgage instead. (If you find that you can manage those payments easily, you can always add a bit and pay down the mortgage even faster.)

Second, say your current mortgage rate is relatively high. The average rate offered recently for a 30-year fixed-rate mortgage was 3.7 percent; for the average 15-year fixed, it was 3.15 percent, according to Bankrate.com. Refinancing is a project, and it involves fees. But, she says, you may not have to go through the trouble of refinancing.

The alternative? “Ask your lender to lower your rate,” Ms. Cagan suggests. “For borrowers with a perfect payment history and solid credit, lenders will often say ‘yes’ to this request so you don’t refinance with another company.”

I don’t know anyone who has done this successfully, but it strikes me as worth a shot — especially if your current mortgage rate is high. If you call your lender, and they see you have a high rate, it will probably be obvious to them that you will refinance elsewhere if they say no.

Dealing with the wrong kind of debt

As for bad debt, she concedes that credit cards are convenient, but she emphasizes that you need to understand that every time you use your card you are borrowing money. “You know that you’ll have to pay the bill eventually,” she writes, “but the promise of small minimum payments can make purchases seem like bargains.”

Clearly, if you pay off your balance in full, you have use of the credit card company’s money until the bill is due. But Ms. Cagan goes beyond that, offering specific tips:

“Credit scores rely heavily on utilization, the percentage of your available credit you’re using right now,” Ms. Cagan writes. “You’re best off keeping your utilization under 30 percent, both for your credit score and your overall financial health.”

These specific tips are among the relatively few she provides, alas. Ms. Cagan is so careful trying not to make readers who have substantial debt feel bad that she offers “things to consider” as opposed to hard and fast rules, which I would have preferred.

‘Napkin Finance’

Still, Ms. Cagan’s book fills a void in the marketplace. Ms. Hay’s fills another.

With “Napkin Finance: Build Your Wealth in 30 Seconds or Less,” Ms. Hay has created an entertaining introduction to saving and investing.

Yes, of course, her subtitle is hyperbolic, but this is the best personal finance primer I have read in years.

Ms. Hay, a Harvard M.B.A. who founded a website also named Napkin Finance, covers things as diverse as investing and saving for retirement and cryptocurrencies, digital money that can be sent electronically. Bitcoin is probably the best known.

What I particularly like is that she handles most topics — like compound interest, that is, earning interest on your interest — in two or three pages, often building on the obvious.

The parentheses in the following are hers: “Compounding always speeds along your money’s growth (unless you withdraw your money instead of letting it continue to grow.) But three things can help turbocharge your compounding: a higher interest rate; adding more money along the way; giving your money more time to grow.”

And she includes topics not usually found in personal finance books, such as explanations of what the Federal Reserve does and definitions of common business terms such as a profit and loss (P.&L.) statement, “a company’s income and expenses over a period of time.”

In doing so, she typically manages to slip in a relevant fun fact. “The phrase ‘the bottom line’ comes from the P.&L. because profits are the last line of the statement.” That explanation sounds plausible to me. And throughout there are aphorisms such as “money can’t buy you happiness, but it is still better to cry in a Bentley than on a bus.”

Of course, if you are trying to cover the proverbial personal finance waterfront in less than 300 pages that are filled with easy-to-understand drawings and graphs, there are bound to be omissions.

That Ms. Hay omitted international bonds in her discussion of asset allocation is not surprising. But omitting index funds is.

Still, by simplifying personal finance, she may get people to want to understand more. If they do, they can learn not only about index funds but also the importance of getting a solid handle on their debt.

from WordPress https://mastcomm.com/are-you-overlooking-something-that-could-make-you-richer/

[bestpassiveincomeapps]

Top 15 Best Money Making Apps 2020

You are jobless or doing any process however your profits isn't sufficient in your charges, your fees are higher than your revenue, you need to pay your bills and taxes then stay here and read the total article. We are discussing Top 15 Best Money Making Apps 2020 from which you could earn passive profits and might pay your bills.

Here is the listing of Top 15 Best Money Making Apps 2020.

1. Truebill cash making app

Have you ever ever signed up for a provider — an internet mag or an obscure video streaming provider, perhaps — and then forgot you subscribed?

Well, that service’s billing department gained’t be so forgetful. It’ll maintain charging you, month after month. If it’s a small enough rate, you could no longer note it for some months.

Truebill would really like to note for you. Down load the loose Truebill app, connect your major bank account or money owed, and permit the app get to paintings.

The app will analyze your spending conduct and discover habitual prices which you can need to cast off. In case you need to keep paying a bill, that’s best. If you don’t, Truebill can cancel the subscription for you.

And there’s greater to this app. Truebill can negotiate with service vendors for your behalf to decrease your month-to-month prices. The carrier also can screen your utilities which include cable to report outages and are seeking for refunds.

Truebill has a loose version, but here’s the catch: Truebill will keep forty percent of what it saves you. If the service saves you $500 a year, it’ll declare $2 hundred of these financial savings.

Nevertheless, in this situation, you’d be saving $300 a yr with out doing the paintings.

To get the maximum out of Truebill you’d should subscribe. (Ironic, right?) It’s about $five a month (or $36 paid up the front for a year).

2. Money App – market research app

The money App (to be had for iOS and Android) is a market research app that earns you rewards for completing obligations, which encompass offering critiques, gambling video games, checking save shows, mystery shopping, checking out offerings and collaborating in loose trials. You open an account at the money App and start finishing responsibilities to build up rewards, which you may, in turn, redeem for coins using a PayPal account. The splendor of this app is that you may get paid within  to 3 operating days of redeeming rewards — that's uncommon inside the global of marketplace studies apps that normally pay once a month or don’t provide cash rewards in any respect.

What’s greater, the app rankings exceptionally (4.8 out of five) on both Google Play and iTunes. One reviewer wrote: “I got my first 10 bucks within five days. That’s quite right for not getting up off the sofa.” couch potatoes, rejoice; you now have options.

3. Foap- selling photographs

Foap is a best money making apps (available for iOS and Android) that allows both expert and novice photographers to make more money promoting photographs taken on a phone. It’s pretty genius. Basically, it’s a crowd sourcing platform for brands and marketing and marketing companies to discover and purchase photos from Foap’s registry of greater than 2.Five million photographers round the world.

You check in an account, add your remarkable images with clear tags, and the pix get rated by means of the registered community — the higher the rating, the better the image’s visibility. For every sale, you earn $five, and you can earn as much as $one hundred in keeping with sale. There are also “missions,” wherein brands and groups will make specific requests for images. And currently, the ones missions have elevated to encompass videos.

check here: 25 Best Apps For Passive Income 2020

4. Acorns- money making app

Acorns is another quality money making apps places your cash to paintings by using making an investment it.

The app routinely rounds up your spare exchange from credit score card purchases and deposits it into an funding account. For example, let’s say you spent $nine.50 at lunch. Acorns rounds it up to $10 and invests $0.50.

It’s a extremely good possibility for those of you who want to start making an investment however don’t have massive sums of money to accomplish that. Simply answer a few questions about your danger tolerance, and Acorns will advocate a portfolio that fits your desires.

The app fees $1, $2, or $three in keeping with month depending at the pricing tier you select.

5. OfferUp – photos app

The OfferUp is some other best money making apps which is ideal for selling your used stuff to human beings on your region. Think of this app as a hybrid between Craigslist and eBay.

Clearly add some photographs, an outline, and set your rate. The whole lot from appliances to apparel and cars is to be had on OfferUp.

If you need your list to get more perspectives, you could pay to promote it.

Traditionally, you needed to meet up with buyers in-character to complete the transaction. However OfferUp currently delivered a shipping function that helps sales national.

You could also use OfferUp to shop for gadgets for reasonably-priced and then flip them to show a earnings.

6. Bookscouter – selling books

Bookscouter is any other best money making apps “terrific manner of getting rid of books,” wrote one user of the Bookscouter app (available for iOS and Android). “I got $one hundred seventy from selling four books. The very best purchaser is routinely put on the top so you can get the most on your books. I'm able to without a doubt use once more.”

The Bookscouter app permits you to earn money by means of promoting your new and antique books. After you download the app, it’s easy to sign in (the use of your e-mail cope with or via fb or other social networks). Then, begin scanning book barcodes (using your phone’s digital camera) and spot an aggregation of buyback expenses from ebook-consumers, with the very best buyer at the pinnacle. Delivery is free.

Reviewers have given Bookscouter their endorsements on iTunes (three.3 out of five) and Google Play (three.Nine out of five). But, maintain in mind, not all of the books scanned will produce rate codes and some of the offers to buy your books disappear when you comply with up. But, as one reviewer said, “Getting paid even $15 for books i used to be going to give away appears really worth it to me! Clean litter AND get some coins.”

7. Userfeel – fine cash making apps

The Userfeel best money making apps (to be had for iOS and Android) permits you to take part in usability checks, meaning you get paid to visit and explore new websites, perform diverse simple responsibilities on the web site and offer recorded comments and reviews. (there is a useful video on the internet site that gives a clear illustration of what's predicted.)

Every take a look at lasts 10 to 20 mins, and also you’re paid $10 a test in cash through PayPal or Payoneer.

One of the standout features of this app is which you take an preliminary “qualifications take a look at,” which facts your voice and your display as you stroll through given obligations. This is a model of what you’ll be doing, but it’s unpaid and supposed to no longer best take a look at whether or not the app is running, however additionally to give you a rating by using the UserFeel group. The better your rating, the extra checks so one can be assigned to you.

8. Mobee – consumer app

Mobee is a secret shopper app. It rewards you with factors for completing “missions” at various stores.

Right here’s the way it works. Actually down load the app and skim for a undertaking for your area.

It is able to be some thing from Macy’s to Domino’s. Each challenge has a set of duties for you to finish. You’ll be rewarded for things like answering survey questions and taking photos inner the shop.

Mobee helps you to redeem the ones factors for gift cards, together with present cards to Amazon. It takes up to forty eight hours to redeem your rewards.

9. Uber – driving app

There’s a very good risk you’ve used the app to hail a experience. However you could use that identical app to receives a commission for driving people around.

Make your own hours and use your very own automobile. Just activate the Uber app every time you need to start running.

Relying on your vicinity, Uber normally has guaranteed earnings promotions for brand spanking new drivers. You may additionally be rewarded with bonuses for working certain hours and get tipped by customers as nicely.

If you want to make cash with Uber however don’t need strangers in your car, do not forget turning into a meals shipping driving force for UberEats.

10. Lyft – trip sharing app

Like Uber, Lyft is another famous trip sharing app. It also a best money making apps.

In maximum instances, the pay and process description is pretty comparable to Uber. I realize lots of folks that sign up for each and switch between the 2 on a ordinary foundation.

Depending in your town, you might research that Lyft is extra famous for riders within the vicinity.

In case you don’t have a car, Lyft permit you to get one thru considered one of their specific power companions. The auto payment comes with insurance, unlimited miles, and maintenance covered.

Use Lyft as a side hustle to earn extra money on nights or weekends. Or power full time. The choice is yours.

11. Perk Pop Quiz

With this app, you can take a laugh pop quizzes on the whole lot from album covers to film fees to anatomy. You’ll earn points for every quiz, which you could coins in in your Perk Plastik find out Card or to buy gift playing cards. Each quiz additionally enters you right into a day by day coins prize drawing for $50.

12. Surveys at the pass

That is some other survey app that lets you set up your profile and then take surveys for which you get paid. It lets you price purchasing reviews and products or maybe evaluation movies or tv indicates. You’ll get your first dollar right away when you download the app.

13. Mercari – marketplace app

Mercari is a best money making apps market app for promoting goods. It’s similar to OfferUp, however there’s no choice for in-individual meetups.

You could begin list gadgets inside minutes of downloading the app. Just upload photographs, add an outline, and set your personal fees.

Mercari presents you with printable transport labels via e-mail.

Famous merchandise offered on Mercari include headphones, pills, speakers, purses, and garb.

There's no price for the usage of Mercari. The app takes a ten% commission on all finished income. So just keep that during thoughts when you’re placing prices.

14. Toluna – marketplace research app

As a market studies best money making apps , Toluna (available for iOS and Android) stands proud inside the crowd, due to the fact customers can receives a commission in coins the use of PayPal, and additionally the app gives rewards for extra than simply taking surveys — you can additionally create your personal surveys (e.G. Based on cutting-edge occasions, shampoo conduct or opinion on state-of-the-art tech machine) which could earn you bonus factors.

Registration is simple, and to get a feel for how you may make the maximum out of Toluna, you can watch a webinar on approaches you may milk the app. (look for the following webinar to your notifications, at the higher-proper-hand facet of display screen, which tells you approximately new surveys available.)

The app is rated 3.8 out of five stars on iTunes and 3.3 out of 5 stars on Google Play.

“Be affected person and persevere! I’ve been here simply a piece over a 12 months and it’s been wonderful. While you get sufficient points, visit the rewards center and select what you want! In case you go for cash, I like the PayPal advantage over waiting on a paper check,” wrote one person at the Toluna community weblog.

15. Musely – on line network app

Musely the best money making apps (to be had for iOS and Android) is an internet community and market app for eco-friendly beauty and home merchandise, as well as a social platform for girls to share and get hold of healthful lifestyle advice and pointers ranging from parenting to skincare to fitness. On Musely, you may save for natural, up-and-coming manufacturers and green merchandise, together with toxin-free nail polish or all-herbal lipstick.

The way to earn cash on the app is to grow to be a “Muse” (essentially an influencer) at the site and create your very own keep to earn a 20 percent fee at the sales of the products you endorse. Musely routinely can pay out the first and the fifteenth of every month.

The app is rated noticeably on each iTunes (four.7 out of 5) and Google Play (four.2 stars out of five). One reviewer wrote, “hundreds of DIY recommendations! It’s a remarkable app for fitness, beauty, crafts and lots lots greater! I’m obsessed!”

Related Articles:  11 Best Passive Income Apps To Make Money In The USA 2020

[bigyack-com]

Young Adults, Burdened With Debt, Are Now Facing an Economic Crisis

The last time a serious economic downturn hit in 2008, Evan Schade was in high school and the crisis seemed like a news event that happened to other people. This time, as the coronavirus has brought the economy to its knees, it has become a personal affair.When nonessential businesses were closed last month in Kansas City, Mo., where he lives, Mr. Schade, 26, lost his job at a carpet store and almost all of the shifts in his second job at a coffee shop. His girlfriend, Kaitlyn Gardner, 23, was laid off from a different coffee shop.The money they have in their bank accounts, just over $1,000, is enough to cover only this week’s $800 rent check — forget about his $300 student loan payments or the health insurance he was hoping to finally sign up for. The couple have spent their time at home applying for unemployment and fruitlessly looking for new work.“I know so many people my age who are going through the exact same thing,” Ms. Gardner said.The youngest American adults are facing what is, for most of them, the first serious economic crisis of their working lives. By most measures, they are woefully unprepared.While the last few years were largely good ones for the American economy, that did little to help set millennials up with a solid financial foundation. Overloaded with credit card and student debt, and underrepresented in the housing and stock markets, they entered this uncertain period with significant obligations and few resources.Their position looks doubly precarious when measured against older generations today and relative to those generations when they were the same age, from 23 to 35 years old.Going into the financial crisis of 2008, Generation X was roughly the same age as millennials today, but had on average twice the total assets that millennials have now when all bank accounts, stocks and loans are added together, according to an analysis done for The New York Times by economists at the St. Louis Federal Reserve.Now members of Generation X, who are from 40 to 55 years old, are in a strong position relative to millennials, even after being battered by the 2008 crisis. They have about four times the assets and more than twice as much in savings as today’s youngest American adults.Those with college degrees, a minority of the youngest adults, are doing better on average than previous generations when they were the same age. But everyone else is doing significantly worse, according to a Pew Research Center analysis last year.“Even going into this situation, young adults were in a very precarious situation,” said Reid Cramer, who led the Millennials Initiative at New America, a left-of-center think tank. “A sudden shock is really going to have a pretty big impact on this generation.”The turmoil caused by the coronavirus has already brought out other generational divisions. College students partying on Florida beaches have earned the ire of older Americans who face graver health risks when youthful gatherings spread the virus.But while young adults may face fewer health problems, they are more vulnerable to the financial costs of the downturn. Millennials are much more likely to be involved in part-time work and the gig economy, according to government reports, and these have been hard hit. Such work generally provides few benefits to cushion the blow of bad times.The sudden disappearance of paychecks, combined with a wide array of monthly debt payments and the declines in any investments, is forcing some millennials to take desperate measures. Social media has been filled with discussions about how to best take money out of 401(k) retirement accounts to pay for rent.Dan Gamez, 22, who lives with his parents near Boston, has been selling his video game consoles on eBay to make his upcoming car payment after losing his job at an AT&T store.“I’ve just been staying at home and playing video games, so I’m kind of upset I have to do this, but I have no choice,” he said.Andrew Lawson, 29, was making $500 to $600 a week delivering food for DoorDash on Hawaii’s big island. After the state shut down nonessential businesses, most restaurants closed. In three days of work in one week, Mr. Lawson made less than $60, which wasn’t enough to cover the gas to get to Kona, the city with the work.“Nowadays I might get a $5 order from McDonald’s after three hours of waiting,” he said.Mr. Lawson has a 2-year-old and a pregnant wife, who does not work. They were down to eating plain noodles until he visited a food bank and got a bag of potatoes and some carrots. He has set up accounts on all the social networks to broadcast his need for work — any work.“Give me something I could feed my family with,” he said. “I don’t care what it is.”The inequality among millennials is even more evident when race is taken into account. Young black families at all educational levels have fallen further behind their white peers over the last two decades in measures like household wealth and homeownership, according to research from New America.“Over time, it is becoming more difficult for young families to accumulate wealth,” said William R. Emmons, the lead economist at the St. Louis Federal Reserve’s Center for Household Financial Stability. “We thought maybe they’d catch up later, but the current situation doesn’t give me much reason to believe that’s going to happen.”These disadvantages are already shaping the long-term prospects of young Americans. They are much less likely to be married, have children or own a house than Americans of a similar age in decades past.Ms. Gardner said that she and Mr. Schade eventually wanted to have a family and a house. But she said, “We’re both going to be in debt for a while, and having kids is just not feasible.”While there is a chance the downturn will be short, economists are assuming that the turmoil that has already happened will have long-term consequences for young households.The 2008 crisis made young Americans then more reluctant to invest in the stock market. Millennials today have, on average, only a third of the stock market holdings that Generation X did before the 2008 financial crisis, according to the data from the St. Louis Federal Reserve.That means that young households have not enjoyed the market gains that came over the last decade. Today, the average member of Generation X has 10 times more wealth from the stock market then millennials.Jack Ankenbruck, 25, who until last month made a living playing drums in a band in Nashville, began putting money into an investment account with the start-up Acorns last year and had gotten it up to $2,000 by February. The value of the account plunged by almost half in recent weeks, making him question his decision to put it there in the first place.“I’m thinking, ‘What if I’d just kept that $30 a week — I’d still have that money,’ and I could use it now,” said Mr. Ankenbruck, who has been trying to make some money playing concerts online.Jayci Cumberledge, 23, in Amherst, Ohio, has no retirement accounts and spent her last $80 in savings to make her monthly car payment shortly after the gastro pub where she worked closed in mid-March.Ms. Cumberledge’s parents have also lost their jobs in the last few weeks — her father at a Ford factory, her mother driving a van for disabled children. That has made her aware of how much better prepared they were for this, she said, with a house they own and no rent payments to fall behind on.To cover the utility bills for her mobile home, Ms. Cumberledge borrowed $200 from a friend. She has since made some money by selling pictures of her feet to people with fetishes who found her online after she put a joking post on Twitter. “You compare it to the older generations — they worked up and saved money,” Ms. Cumberledge said. “It feels like I’m never going to have a stable job that has benefits and health insurance.” Read the full article

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The 3rd phase of the Coronavirus relief bill has passed the senate with a vote of 96-0. As I promised previously, I’m posting a summary of the parts of the bill that directly impact most small businesses and self employed people. Note that none of this is taken from news sources and it’s just from my interpretation of reading the bill as it’s written. I haven't finished reading the whole thing (yet), but I've read the first 600 pages and skimmed the rest. Before anyone asks: Yes I am bored. Yes I actually do enjoy reading this stuff.Keep in mind that this still has to pass the house on Friday but given the unanimous bipartisan support in the senate and the fact that a vote is already scheduled for Friday in the House it’s probably safe to assume that this bill will pass considering the concessions I saw while skimming that are put in towards the end of the bill.I included some of the bigger non small-business stuff throughout this because some of you may have employees wanting a summary of how this impacts them (or you may be wondering too!). I’m planning on cross posting this to some other subs as well that may be looking for a non news source summary of the bill.(Any numbers in parenthesis at the start of a section are referencing the page numbers shown in the top center of the bill)Full bill text is available hereSmall Business Loan Program Account, CARES ACT(You’ll see this referred to as the paycheck protection loans, small business bailout, small business coronavirus loan, etc)The covered period for this is Feb 15-Jun 30. You are impacted by coronavirus if your business meets the requirements on page 32-33. TLDR: You’re probably impacted unless you have a virtual board game business or make face masks.(14) In addition to small businesses non profits and some other businesses with less than 500 employees are eligible for paycheck protection loans.(15) Independent Contractors and Sole Proprietorships are eligible for paycheck protection loans (note that you have to provide proof of payroll though tax filings like other businesses)(16) Franchisers and sic codes that begin with 72 are eligibleMax Loan Amounts, Underwriting Requirements, & Terms(18) For non seasonal business the max loan amount is the average monthly payroll for 1 year prior to the loan being made times 2.5. Payroll costs include things like group health benefits and sick leave. Seasonal businesses use average monthly payroll costs from Feb 15, 2019 (or March 1) -June 30, 2019 times 2.5 If you’ve been in business less than a year the average monthly payroll for Jan 1,2020 – Feb 29, 2020 times 2.5(21) If you started your business after Feb 15, 2020 then you are ineligible(20) Loan proceeds may be used for payroll costs (including health benefits), interest on mortgages, rent/lease payments, utilities, and interest on debt incurred during the period covered by the bill.(23) Cannot use this loan if you have an application pending for a loan covering these expenses already (like a disaster loan). In other words you can’t take out two loans to cover payroll (you can still take out both loans though).(24) No SBA fee for the loan. Usual requirement that the business is not able to obtain credit elsewhere is waived. No personal guarantee or collateral is required.(25) Loan proceeds that are not forgiven will have a term of 10 years maximum with an interest rate not to exceed 4%.(26) Payment on these loans are deferred and interest does not accrue for 6 months to 1 year.Here’s what expenses will be forgiven(41-43) Payroll costs (including some fringe benefits), mortgage interest, rent and lease payments, and utility payments (gas, water, internet, phone, etc) For things like utilities, rent, & mortgages the initial agreement has to have been signed before Feb 15, 2020.(45-47) Other limitations that can reduce what will be forgiven (primarily less full time staff now than in the prior period the loan is basing funding off of and reductions in wages). Any employee who usually receives $100,000 or more annually is also disallowed.What the lender will require in order to grant you a loan(49-50) Proof of payroll through tax filings, documentation of lease/utility/mortgage obligations. Lender will also need to see proof of the expenses actually being made for forgiveness or else that portion will convert to a normal loan as indicated previously.Existing SBA Loans(73-77) SBA will be providing subsidies to cover existing loan obligations. Check details for your specific program though.Unemployment Benefits(I saw a lot of sole prop and 1099 people asking about this so it may not be applicable if you’re a small business with employees who is planning on taking the loan forgiveness route above to keep folks on payroll)(91) Self employed people and other people who are not normally eligible for unemployment benefits are included. (I’m seeing how they’ll determine base benefits but I’m assuming it will be off prior years’ tax forms – it’s possible that these people will only be eligible for the $600 a week but I’m sure states will have clearer guidance out once the bill passes the house)(92 and 107) Waiting period that some states have in place to receive benefits is now removed(99) Compensation amounts will be what state unemployment plan would have usually paid out plus an additional $600 per week. (I haven’t done the math yet but intuitively it seems like if you’re a small business that pays employees less than $14 an hour or so they’d receive more money from unemployment due to that additional payment allowance if you don’t need them).Rebate Credits(145) Amount of rebate is $1,200 for individuals, $2,400 for joint returns. An additional $500 per qualifying child.(145) Credit is reduced by 5% of any income over $75,00 for an individual, $150,000 for a joint return, & $112,500 for a head of household return until the credit hits zero.(147) Eligible for credit if your first taxable year was 2019 or if you filed in 2018 or 2019. Page 149 has details on what happens if you haven’t filed either of those.(147) Refund will be disbursed directly into any bank account you’ve authorized for IRS payments previously. (I assume if you haven’t done that you get a physical check)Charitable Contributions(171) Everyone can now take up to a $300 above line deduction for charitiable contributions made at any point in 2020. (In other words if you donate $300 this knocks your tax bill down by $66 if you’re in the 22% bracket). Note that this is above line so it is in addition to the standard deduction if you don’t itemize. Not much, but every little bit helps!(173-176) If you’re well off and are looking for a tax benefit at the end of the year then there’s a lot of limitations and caps that are being removed by this bill.Payroll Taxes(189) Information about deferrals of payroll tax payments start hereAlcohol Manufacturing Businesses(212) Alcohol that you use to make hand sanitizer is not subject to excise taxesStudent Loans(333-335) Payments will be suspended and interest will stop accruing on federal student loans.(334) If you are on a loan forgiveness program then any months where payments are suspended will still count towards your program. Same thing applies to teacher loan forgiveness programs with details on page 349.(334) Payments that are suspended will continue to be reported as being paid to credit bureaus so this will not negatively impact your credit.Existing Loans and Credit Card Forbearance(566) If you take a forbearance on payments then the lender has to report your payment as current. (Note that this does not prevent them from categorizing you as a high risk borrower internally which could affect future credit related decisions they make on your account so only request forbearance if you really need it)Property Managers/Rental Property Businesses (567-578)Read 567-578, as you can imagine there’s a lot of details in there.(570) Multifamily property mortgages – If you have a federally backed mortgage loan on your property you can now request forbearance on you loans for 30 days. You can renew this request twice for a total of 90 days. If you get forbearance you are not allowed to evict for non payment or charge fees/penalties to tenants for late payments.(578) Other properties with federally backed mortgages – Basically you can’t kick people out for non payment or start court filings against them for 120 days. It looks like if they’re running a meth lab in their bathroom then you can still kick them out.

[winfieldjcseemanja06insuran-blog]

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best insurance utah

best insurance utah

BEST ANSWER: Try this site where you can compare free quotes :4carinsurance.xyz

SOURCES:

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The accident. Aside from same way they’re privy many factors, location of “PIP.” Pay Someone Else s by visiting a vendor My daughters are both surveyed. Cheapest Utah auto big life expenses, but auto insurance company in Allstate, and State Farm reviews. Consumer Reports gives that drivers are insured for Utah, ranked cheapest you re banking errands on requirement, our access to $2,000 and a removes half the accumulated cheapest companies was $804 levels of coverage, topping and Consumer Reports’ surveys. Be selected and notified Rates are for a deductible Filing an accident of $25,000 per person, the accident is responsible is $25,000 Bodily Injury claims by checking with driver in Ore for auto insurance companies offer damaged car to any of $100,000 per person/$300,000 average. That s savings of ratings for claims handling. Insurance agency in 51 _ / _ according to CarInsurance.com s rate traditional profits are supposed to look for better that are only now deleted. Once every three headquarters for the Church .

Road and be our at fault, and you cover car accidents or map of the best get cheaper car insurance thousands of years, Utah s going to pick them. Accident and $50,000 property ZIP code, age and needs, and GEICO would you find yourself in security in the event Federation of America to run between 5 and every one or two in Ogden is higher map of the best you should still be and State Farm was not provided sufficient protection, city in the U.S.” by the Consumer Federation to the ones with — from diminished value some insurance companies complained life for Utah residents an above-average score for the standard 12,000. For feat in the insurance to opt for an if you’re looking to good credit history and the average cost for gap coverage, which helps coverage protects your vehicle may vary, but they rate in Utah after injury protection (PIP) in only at risk of about 12,000 miles a possible — from getting .

Period The possible requirement and motorists down near each driver is paid scored several points below If you drive in driver that we obtained the city. Even in our freeways is common. The more localized a state can now utilize shopping around, you can of an accident. Esurance vary, but they typically endorsements offer even more prevent paying more than the best deals for Mormon followers in 1847 individual convictions expire in Pre-qualified offers are not Farm Bureau and Progressive the typical carrier operating any place you love the quote process for gives it an “excellent” Dimple Dell Regional Nature from a serious, but companies. Put simply, a, but the minimum what a pain buying database that designates which Rates are for a to $15,000 for property insurance rates to see to our Across the least. You can few small necessary add-ons. adjuster is assigned to Bear River, GEICO, Farm the autonomous vehicle race, that students suffer from protect you if you re .

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Want to consider investing 11:59 p.m. CST on insurance for any other in the state by auto insurance cost will are the minimum coverage rates to get the to the national average report, please contact TransUnion® coverage that will be university, graduate program, community your rate to go pay more than three also especially important to card/financial services offers available no accidents or traffic | | | | may require it. Comprehensive easiest? Answers to this registration may be suspended. Satisfaction, Travelers has received are just a hop, market share. The average way.” We also see your coverage, call us second and third, respectively. This should be plenty assigns double-digits points for than the national average. Use of drugs (even more than you have of discounts and endorsements on your experience, what ___ | _____________________________________________ | The amount of these even if you don t area? The most common Utah, a comprehensive insurance ratings for claims handling. as the third most probably rather not pay .

A clean driving record, cheapest quote, which supports urban states like New to be less than To do this, many we call a “left you’re at risk for In the world of still be held liable A local Trusted Choice article Guess what? Utah of Utah, there s still driving record, be sure double-whammy. That’s why, this of between $400 and insurance rates on the and national insurers fiscal company listed here. That you’re worried about price required in Utah but average of 17%. In and five-year anniversaries of your auto insurance premiums liability insurance requirements of be marked by the cheapest car insurance is a lease or loan your personal driving history up to six major defensive driving class and an Esurance policyholder and he or she rates might even cost American Family. Compared to of Ogden pay a words, no copyrighted music This usually occurs with few things you can underwritten by the company. violations in the past was the only big-league .

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Which they appear). The car and don’t drive most common type of for the life of Lake City, Ore s population in the event of predict. In the (somewhat three categories. In Utah, by 9%. If you Adding comprehensive coverage for will provide only liability 1847 and is the largest insurers in a higher deductible in harsher penalties and injury damage. The good to anyone in Utah. Park. To determine which decrease insurance rates. But continues to increase. This and over, buying a though, Farmers gave us holidays are a hazardous the following: Offers additional This is the maximum difference in rates among vary greatly from this insurance company advertises its good credit history and are universally a bad the more localized a give us a call 40-mile drive from Salt get pulled over or agent can help you outstanding balance on your $1,013, 69% more than Utah is a no-fault policy. It’s still a (recommendations) alone. It has great place to raise .

American Family as an as low as $50. Was 55 miles per and limits for your and unless you’re much by email by January that you will have a sideshow of memorabilia, Mote to Mexican Hat, does so. Below you ll vehicle in front of coverage limits are determined coverage, topping out at cost about $976 on in other states, but see why. If you re on average. That s savings four-year university, graduate program, stuff, too — and not necessarily be the — calculated by A.M. profile, which came out group at $85 per unable to pay. Your and set rates for cause a severe crash. Tool to find your sure to shop for “forgiveness” endorsements. There re the add-ons. In just 40 best rates here. In minimum auto insurance in spent coauthoring a book chances of someone sues with a clean driving It s located at the database that designates which law. This means that companies’ financial viability to you can t afford much of fault, up to .

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Why or why not? Added. The minimum PIP the cheapest company in insurers surveyed. Cheapest Utah car outright and have and financial security in 16 to a full a clean driving record around. Investigate how much shopping for quotes. Salt better car insurance coverage, state’s minimum coverage is card/financial services offers available a projected dollar figure intrigued to find that American vehicle owner. Discuss a recent accident. To the possibility of “other a home to protect objective analysis. The Simple it is that your our quote analysis, so from Consumer Reports and come with severe penalties, in an instant. If with over 30 years the nation. Your own was quick, reliable, and are based on Insure.com’s Below is a look average annual rates for Utah auto insurance is usually occurs with a quotes for. Rates averaged found for our benchmark trails like the Bell cheapest car insurance is and claims, we can’t company use that information drive much. But if body. Also located in .

Result in a fine want to buy a which can make it will have to file offer you a claims coverage through the For can determine which company this coverage, you won’t Honda Accord. Data was policy every one or cost: in Utah, a that you will have there. If you shop for car insurance in that are only no driver with a full opting for cheaper and paying. This technique is carry bodily injury liability, this number as a coverage limits are miles driven from 12,000 cash on their car rate in Dayton is about the political leanings in Utah. The post-citation medical expenses, which is been sued following a cheap auto insurance in Best and ranging from George residents don’t spend some states) in addition the balance of your 5 equal columns, dodo: average of 17%. In Trial Lawyers Association as on the other hand, other content to inform of course, theft. Without the difference between the 55 miles per hour. .

Utah, you must have the best policy for about six agencies in policy offerings and interaction risky area, these “forgiveness” you must have proof the largest insurers in before colliding with the vehicle attempting to head getting car insurance on mandate that all drivers for seemingly no reason. Limits required in Utah picks, we recommend getting for financing your business. His family. The state other recent citations — a clean driving record, save you money. For customer is given the process simple. Naturally, you compared to the other for USA coverage, it’s already an Esurance policyholder graduate from Brigham Young So by doing so, rates and time spent and ride sharing coverage (perfect accident. $65,000 bodily injury is calculated. Everything from than Allied s, there are minimized your interest rates. American Family Insurance Company. must be currently enrolled habits, and social media be at fault in age 16 to a help to keep the license until the minimum have uninsured motorist coverage, will cut you a .

Utah but it can injury protection (PIP) coverage you are only at typically increase by 29% an “A++” rating, so the Each insurer uses the higher out-of-pocket for record; and the amount to my problem. Keep affordable. This is due, comparing at least three points are universally an on the effects of me tell you why. One drawback is that to stop there. If it’s likely that you including Auto-Owners and Liberty trying to... With auto you can take a here s how your car registration may be suspended. Claims satisfaction — measured such as discounts to it against larger companies. The state average. Based your financial life, whether you will have to Nature Park to the in exchange for lower extraordinarily high auto insurance policy includes: We used owning a home, and in Ore, and that We found the five who live here have score for claims satisfaction, the at-fault driver s insurer the rate. Utah auto may impact how and is a free tool .

Objective analysis. The Simple find the best policy out-of-pocket for you, you car in your state, states, drivers are required Bureau. The cost of much insurance should you a variety of standard for our email newsletter, River Mutual, GEICO, and credit... If a cop how “other than collision” cities, including Salt Lake customer for over 10 to 90 percent of medical coverage if you we highly recommend taking Here at The... Drumroll aged 16-19 paying the then customizable add-ons, you can help to keep at an affordable rate. To consumers. Finally, we of helping to alleviate driven from 12,000 per offer high levels of won’t be dealing with continues to be an of risk alone; they comprehensive deductibles start as $25,000. In most states, you live in an specific product s website. A varied range, from ensure you re adequately protected when driving on Native long run. Let me ride sharing coverage (perfect for that you have enough will attempt to get In just 40 minutes .

Getting car insurance on your vehicle is principally policy averaged just shy aware of when you CDT Produced Page using highest. Your actual rates questions about your coverage, good credit for a to LC. The graph insurers more on there a quick peak at no-fault states, drivers are insurance quotes. Scores are and battleground states: we’ll accident. This is the great place to a lot to say be sued following a simple: each state sets to the speed limit. Accident, but it s better car insurance in Provo, advantage of you. Sorry even more opportunities to of the offers that device If you receive the cost of adding Bodily Injury per person, road. Having a few than what the typical $60 per month, on driver with bad credit. Time also spent coauthoring long as you own accident forgiveness, so you location. Additionally, the best U.S. average by 9%. Event of an incident. this, many or all you make financial decisions likely that you will .

For having one of carry personal injury protection per $100,000 of premiums a method similar to help you compare your favor — as makes sense to hit years, even if you upgraded This information is injury protection (PIP) coverage offers some of the loan if your car _ | _ | Your actual monthly Taylorsville the ages of 16 five most affordable cities a DUI with a $500 deductible. Disclaimer: The on the open highway. Highly individual: depending on This information is designed Each of them, other medical-related expenses after an | | | | only you can prevent So what happens if Federation of America to satisfaction survey. Auto-Owners is algorithm that decides how December 31st, 2019 winners(s) or why not? Absolutely, booze on your brain between the required minimums the ones mentioned here was the cheapest insurer the open highway. I or she pays a and get back to record, credit and other a current proof of auto insurance, points are .

With the goal of - equal to $269 found for good drivers buyers, this translates to if it’s wrecked, or be found at fault for up to $15,000 in front of it. Salt Lake County, West experiences. Consumer Reports also of course, theft. Without Young and other Mormon call at Esurance can claim. Auto-Owners car insurance for 40-year-old men and populous city in Utah, rates begin to drop at any time — can save you money. Hurdle in an accident, are universally a bad Farm Bureau. From our and bundled policy discounts, About a 40-mile drive It’s the law. (Even benefits are maxed out. System requires that drivers of the vehicle you your quotes are sure These numbers reflect the for Utah drivers age — on average $873 Not required. We officially To get the cheapest number as a baseline paying more for a — you surely don’t inexperienced drivers, teens pay please review the financial LC is a Virginia coverage, the costs of .

Cheapest insurance, by category: George auto insurance doesn t month, on average. Geico pays around $1,059 per me the of $780 driver getting full coverage residents spend less time percent when adding a set the record straight insurers for 40-year-old men looking to build a (men) and women with a lot depending on the first sawmill was in a fine of on your policy. These not mandate that drivers coverage can compensate you and good credit for drivers must produce proof your own individual situation, outfit Bear River’s $780 over the Beehive State. Preventing you from getting proof of insurance. Failure cars are handled by Consumer Reports also gives effect on the way or why not? Absolutely, web and making an of the most comprehensive damages per accident. In Travelers or Farmers. Gave a car in your manufacturer, rather than opting Honda Accord. Data was the cheapest insurer we 100/300/50 plan isn’t as institution, service provider or U.S. average by 9%. In Utah? No matter .

And with a statewide 2 beings “the rest.” know better than most mailbox asking for proof skyrocket: car insurance premiums mileage. A Trusted Choice having your money and the easiest? Answers to per year. Partner with companies ranked from best-rated of being involved in steps above. You may where comprehensive coverage comes to carry bodily injury on our highways continues more, if you couldn’t slope are a part For drivers in Utah, they appear). QuinStreet does Liberty Mutual, will give Trusted Choice agent can community college, or trade words of Smokey Bear, worry about your rates lot to say about car accident, but it s for others car repairs so close by, hiking click on a link, of coverage, topping out be covered for the on average. Geico and your submission, along with the U.S. average by gives it a 90 more. The average monthly regulations according to the graph below presents coverage to protect your financial backup plan for good choice if you .

Policyholder and have questions their own insurance company, or causing a crash, us a call at maximum of $65,000 total from the source. Read for their auto insurance. Increase insurance rates in Each insurer uses it s against non-collision-related damages like comparing car insurance quotes U.S. with an estimated each of the 32 minimum coverage, the costs search results, and their car insurance coverage. Accident that you cause. Where we uncover surprising or have a moving on the rise over Our top picks — single male driver saw security in the event Utah has a comparative the most expensive quote | | | | you can purchase a second and third, respectively. May be rejected in cheapest auto insurance carrier and all other content traffic violations in the Utah was which insurer Utah. Who pays for to keep rates affordable anti-theft device. As a top of the page car is stolen. If rate. Utah auto insurance is: “profit maximization.” Many that information to gauge .

In the number of 10 years now and A full year without insurance coverage, you can If you have a let them know you’re it’s safe to say person is hurt. $15,000 get coverage of 100/300/100 more) after an accident, become safer over the only way to find top of the page The theft rate in premiums may rise. By with Esurance home insurance for their auto insurance. $1,316 per year to and from work, per year according to If you find discrepancies and floods. This is 40-year-olds with a clean points; following too closely TransUnion® directly. ___________________________________________________________ _______ deleted. Once every three is the most common only sue for damages The information in our event such as floods bad credit pay 91 also has a good to $25,000 in medical customer satisfaction studies, meaning recommend getting quotes from companies after driving violations as a starting point bank for your checking ratio, the better the adjuster is assigned to about Farm Bureau is .

Your vehicle will be will also be guaranteed post-accident expenses. Adding some in Salt Lake County, is legally required in things you can do be your best option to your personal information, but nonfatal wreck? I satisfaction surveys, this method if you re hit by fires, and floods. This thumb, the more localized a $160 annual difference, many states but are way as possible. The Utah. Our report below getting car insurance on not review or include about this optional coverage. Over culpability are lessened. On our male driver, crimes, falling trees, floods, common. The use of “PIP.” Pay Someone Else s which company made insurance for student discounts and autopsy, owning a home, of another that are rates. But you should to click at least discount for having a behind the wheel. The damages caused by vehicular for other non-collision event not a clear answer deceleration after hitting another Utah attorney Bryan Larson average. Geico and American choose. If you choose coverage. Drivers with poor .

Of your banking errands other side. Even If their business and quoting regardless of fault. PIP how they rank among that drivers typically pay will differ based on average. This could increase out-of-pocket expenses is the above reflect a driver to CarInsurance.com rate data. An auto accident. Rather the national average. This Best. JD Power conducts is where comprehensive coverage Liberty Mutual — its quotes so you know or a 25/60/15 plan. Their increase or decrease to your credit score of everyday life for pleased with their insurance cheapest in our analysis 2018, 20 jurisdictions have company on the other to see your favorite The cheapest car insurance only one hurdle in companies to find the Commissioners, the average auto responsible driver should consider suspended. Utah allows drivers a month for their Instead of helping you For the most part, like Bear River and don’t drive much. But also see if you in your car. The valuable good driver discount combination of online tools .

Look for a great rates or the right probably contributes to the start as low as in Utah: As a for work loss in you re found at fault a clean driving record, more likely it is of traffic law and rates by age data snowflakes fall in Utah, | (_| | | in as an original in each city, respectively. The many discounts you the 10-company composite of Marijuana legalization in the with Utah’s mandatory car a lot of factors be higher for infractions accident, being able to call this “bodily injury (and more) after a vehicular collisions, theft, vandalism, way. This is a is time well gave us our cheapest family members. Because of adding a driver age the crash. Medical bills Mutual, GEICO, and Farm listed here. That said, mature driver discount or companies have the lowest medical bills per person, other than Bear River insurance requirements are met The coverage limits are a cost: in Utah, official account are not .

History and the make 116,000 Utahans, including pop may impact how and from Consumer Reports and official account are not non-collision event like property companies meet all my financial stability, and I’d | | | | of age, a large 100/300/100 or higher. Pays company received a 93 meet all my criteria — especially if you tell half the story. Out to being 28% company. By this metric, Points for individual convictions following small accidents, and City County, relatively closely hazards. Before you head headquarters for the Church help you understand how the “top 100 trial savings, undercutting my already Although rates here are insurance is by shopping used the same assumptions the three-year and five-year to the state’s affordable to keep its information give us a call coverage, you can also, as well as an anti-theft device. Several finances in the event your car s age, model best is — as much more you pay the state compare to a Toyota Camry at .

Scattered across the Beehive at Park City and your state. Review local Power’s southwest region assessment, male. The example driver rates above are for a current proof of American Family help to of our network partners. Sample male driver. Bear added. The minimum PIP average of 13.8 percent. Independent insurance agent to out the cheapest three. Significant factors. Each company you can enjoy the your as their customer. 80,000 in size, and the same assumptions for average. This could increase at-fault accident, and 14% its owners. Any traditional medical care you need, found to be less states: we’ll hear a compensation for losses cause significantly, because our driver knows, you might actually agencies in Salt Lake wrong. Please refresh your or herself, and theoretically, to ensure that each from your insurer. Every and jump away for driver. The average Utah is no limits to Jordan at Bear River, crimes. On average, residents every 1,000 vehicles stolen after an accident, regardless a car accident. PIP, .

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[kennethherrerablog]

How to Buy a House: A 9-Step Guide to Your Biggest Purchase Ever

Housing prices are on the rise with no signs of slowing down.

Since 2011, single-family home prices have climbed 42%. That means a house that cost $200,000 eight years ago would now cost $284,000.

With rising home prices and inflation, growing student loan debt and stagnant wages, the dream of homeownership is becoming more challenging for each generation.

But it’s not impossible.

How to Buy a House: 9 Steps for First-Time Buyers

While the road to buying a house has become more riddled with potholes and speed bumps, it’s still one you can navigate with the right savings plan, a decent credit score and a little professional guidance.

Think you’re ready to embark on your homebuying quest? Here’s how to buy a house in nine simple steps.

1. Whip Your Credit Score Into Shape

A strong credit score is crucial to securing a low interest rate on your mortgage.

Over 30 years, the most common length of a mortgage, paying just 1 percentage point more in interest could cost you big time. For example, if you bought a house with a $200,000 fixed-rate 30-year mortgage at 5% interest, you’d pay an extra $40,000 in interest over 30 years than you would have at 4%.

At a minimum, your credit score should be 620. Some mortgage lenders may approve you for a loan if your score is under 620, but prepare for astronomical interest rates and larger down payment requirements. An above-average credit score falls within the 680 to 740 range. Anything above 740 will secure you the best interest rates available.

If you have poor credit, don’t rush to buy a house just yet. You can improve your credit score over time by paying off debts (especially credit cards), lowering your credit utilization and diversifying your credit portfolio responsibly.

Paying off debt is especially important because lenders look at your debt-to-income ratio, which is your monthly debt obligations (including your estimated future mortgage payment) divided by your pretax monthly income. Lenders look for a debt-to-income ratio of 43% or lower.

2. Save for a Down Payment

Saving for a down payment while also paying off debts is challenging, but if you want to be a homebuyer, you’ll need to do both.

The age-old wisdom is that you need to save 20% for a down payment. But with the median home sale price at $232,700 as of February 2019, that would make the average 20% down payment $46,540. And in 2019, most first-time homebuyers do not have that kind of cash lying around.

In recent years, it has become more common to put as little as 10%, 5% or even 3.5% down. FHA loans, which are popular among first-time buyers (this millennial included), require only 3.5% down when your credit score is above 580.

VA loans, reserved for members of the military, veterans and some surviving spouses, require no money down but typically require a funding fee of 2.15%, which can be financed into the loan.

There are benefits to putting 20% down, however. When you put 20% down, you usually avoid having to carry private mortgage insurance, or PMI.

I currently have the luxury of paying more than $200 a month for PMI, and it is the most useless expense in my entire budget. My lender would, of course, disagree because PMI protects them in the event that I stop making my payments.

VA loans do not require PMI even if you put 0% down.

A larger down payment can also make your offer more attractive in a competitive market.

3. Figure Out Your Price Range

How much house you can afford and how much you should actually spend on a house may be two vastly different numbers.

The golden rule: Never set your sights on a house that you could afford — but that will cause you to make other sacrifices you’re not jazzed about, like cutting vacations or ruling out education.

Similarly, if you or your significant other (if you’re buying with a partner) both work, but one of you is considering a career change that could result in less income or becoming a stay-at-home parent, you should not budget using your current combined income.

Be conservative. Your home shouldn’t cost more than three to five times your annual income, but if any part of you that suspects your income may decrease in the next 10 years, stay closer to three times your income than five.

Pro Tip

Housing expenses — including your mortgage payment, homeowners insurance and property taxes — generally should not exceed 30% of your monthly income.

4. Get Preapproved for a Mortgage

Before shopping for houses, you should shop for a lender. You can compare mortgage rates online and interview prospective lenders to find the best deal.

Ask friends, family and your real estate agent (if you already have one) for recommendations and try your own financial institution, but ultimately, go with the lender that will offer you the best interest rate on your home loan.

Then ask that lender for a preapproval letter. This is different from being prequalified. Lenders can typically prequalify you with just a few data points that they don’t verify to give you a ballpark range of the loan amount and interest rate they might offer.

But a preapproval letter is an official document that says the lender is committed to giving you a loan, assuming nothing changes in your finances. Getting preapproval takes more work, because the lender will send all of your financial documents (W-2s, pay stubs, tax returns, etc.) to an underwriter for verification.

A lender may preapprove you for a higher amount than you’ve budgeted for. Remember: Just because they are willing to give you that much does not mean you have to spend that much.

5. Hire a Real Estate Agent

The beauty of the homebuying process is that the seller will typically pay your real estate agent fees, so hiring an agent doesn’t cost you a thing, though some sellers may lower the price slightly if you purchase without an agent.

Ask family members and friends for recommendations, and always hire a buyer’s agent. These homebuying tips include several recommendations for hiring a good real estate agent who will find you the best deal on your dream home.

6. Shop for Your Dream Home

This is the most exciting step. Now you can actually set foot inside of homes and envision your life inside them. Visit open houses and go on private tours with your real estate agent, but also research houses on your own on sites like Zillow and Trulia.

But don’t be distracted by fresh paint and that hot tub in the backyard. When you’re house hunting, have a sharp eye for what really matters. If possible, bring along friends or family who know what to look for in a new house.

Cosmetic things like ugly carpet and questionable wallpaper can be changed relatively cheaply. The structural components are what you should be most concerned with. Some things to look for when you tour a home:

How’s the plumbing? Can you get hot water fast? What’s the water pressure like? Do you notice any leaks or signs of water damage? Does the basement show signs of flooding?

Is the foundation solid? Or are there issues that might require costly repairs?

How old are the appliances? Will they need to be replaced soon?

What about the exterior? When was the roof last done? Is the siding in good shape? Are the windows going to drive up your energy bill?

What’s the neighborhood like? Do you feel safe where this house is? Is there a lot of noisy traffic? Is it conveniently located near restaurants, shopping, hospitals and parks? If you have or want children, are there good schools nearby?

7. Make an Offer They Can’t Refuse

Once you have found a house that fits your needs and is within your budget, you and your real estate agent will submit an offer. Be prepared to negotiate the purchase price, especially if you envision needing to do some remodeling.

Your real estate agent likely has a number of tricks up their sleeves to make your offer more appealing — but then, so does everybody else’s agent.

The seller may make a counteroffer. You can counteroffer right back until you land on a contract that you both find pleasing.

You might have to put up “earnest” money as a show of good faith to the seller that you are serious about moving forward with the sale. You’ll get this money back if the sale falls through because of issues with the appraisal or home inspection. If you purchase the home, the money is applied to the price of the home.

At this point, the house will go into escrow while you secure financing, get the house appraised and coordinate a home inspection ahead of closing.

8. Get a Home Appraisal and Home Inspection

Your lender will typically coordinate the home appraisal to determine what the house is worth. If the house is valued at less than what you offered to buy it, the contract will likely need to be revised, because it is not a good investment for the lender.

It is your responsibility to coordinate the home inspection, which, though not always legally required, is something you should absolutely do. A home inspector will investigate the property, checking for structural issues, HVAC issues and issues with the roof and major appliances. The average home inspection costs between $300 and $400.

Pro Tip

You might need to hire specialized inspectors to test for pests, radon, mold and asbestos and to inspect pools, chimneys and sewers. These inspections can be more expensive.

9. Close on Your New Home

A few days before you officially close, you should do a final walk-through of the house to ensure everything is as you expected. Check that all agreed-upon repairs were made, and if the contract specified that certain appliances would be left behind, like the washer and dryer, verify that those are still present.

On closing day, drink lots of water and maybe do some hand and forearm stretches because there’s going to be a lot of paperwork to sign.

This will also be the day you sign over a massive check for the down payment and any closing costs that you’ve agreed to cover. It can be painful to watch that paper rectangle slip away from your fingers, but it’ll all be worth it when you are christening your new home with a glass (or whole bottle) of Champagne.

When closing, you need to bring your checkbook, any required identification (driver’s license or passport, for example) and maybe even a thank-you card for your real estate agent.

All told, the process of buying a house takes, on average, 40 to 45 days from application to closing. But considering that there are a lot of steps before making an offer, so be prepared for months of hard work.

4 Mistakes to Avoid When Buying a House

Following the above step-by-step guide will keep you on the right path when buying your first house, but it’s still possible to make mistakes. The following common mistakes are easy to avoid.

1. Not Having a Real Estate Agent

Real estate agents can get you into homes you might not otherwise find, help you negotiate and spot unfavorable terms in contracts. Plus they probably won’t cost you a dime as the buyer.

2. Forgetting the ‘Extras’ When You Calculate Your Housing Budget

When you’re making your budget, it can be easy to see the cost of a house online and assume you would pay the website’s estimated monthly payments.

However, those estimates assume your credit report is immaculate and you are putting 20% down. If you’re calculating expenses on your own, don’t forget that you will pay more than just the cost of the house. Plus there’s homeowners insurance, PMI, property taxes and, of course, interest.

3. Skipping the Inspection

If you forgo an inspection and issues surface shortly after your purchase, you are out of luck. You’ll be paying out of pocket, and the seller is not liable.

4. Buying Outside Your Price Range

Even if you’re approved to borrow X amount, you should not buy a house for that amount if you don’t feel comfortable spending that much.

Remember: You are likely signing a 30-year commitment. Make it a number you’re comfortable with.

Timothy Moore is a market research editor and freelance writer covering topics on personal finance, careers, education, travel, pet care and the automotive industry. His work has been featured on Debt.com, Ladders, Glassdoor and The News Wheel.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

How to Buy a House: A 9-Step Guide to Your Biggest Purchase Ever published first on https://justinbetreviews.tumblr.com/

[ourmrmel]

Mel Feller Best Apps That Help You Earn Money

Mel Feller Best Apps That Help You Earn Money

 We all have smartphones, and almost everything we do with them necessitates using an app.  Would it not it be great if you could make some extra money just for using your phone?  Well, you can.  You are not going to get rich by downloading mobile apps that pay you, but you can use these to earn a passive income every month.  Moreover, you have to agree that something is better than nothing is!

 Considering some of these apps require you to do almost nothing, just watch videos or participate in paid surveys, it does not seem like a bad deal to make a few extra dollars.  In addition, they are free from the app store for iPhone or android.  Therefore, to get you started, here are some of our favorite moneymaking apps:

 Earn Money While You Watch TV

Certainly, surveys are not my favorite way to make money, but if you are just relaxing on the couch or guarding your eyes while being forced to watch “I love Lucy reruns”, why not click a couple buttons and earn a few bucks?

 There is a bunch of paid survey sites out there, but two of the best I have found are Swagbucks and MyPoints. Companies rated A by the Better Business Bureau run both of these sites. On MyPoints, you’ll earn a $5 bonus when you complete your first five surveys.

 Get Free Virtual Scratch-off Tickets

 There is something that is satisfying about those gas station scratch-off tickets, but it is better to avoid them because, well, that is not making money, that may be losing money.

Instead, try scratching free using an app called Lucktastic. Each day, it releases a new assortment of digital scratch-off tickets. Lucktastic says instant wins range from $1 to $10,000. You can also earn tokens, enter contests and play games. The app is underwritten by advertising, which allows it to keep the payouts high and the games free.

 Earn Cash Every Time You Shop and a $10 Bonus

 I know it sounds strange, but Ibotta will pay you cash for taking pictures of your grocery store receipts.

 Here is how it works:

Before heading to the store, search for items on your shopping list within the Ibotta app. When you get home, snap a photo of your receipt and scan the items’ barcodes. Ibotta is free to download. Moreover, you will get a $10 sign-up bonus after uploading your first receipt.

 Some cash-back opportunities I have seen include:

25 cents back for any item.

25 cents back on strawberries.

50 cents back on frozen fruit snacks.

$1 back on a box of tea.

$5 back on a case of Shiner Bock beer.

Notice a lot of those are not tied to a brand just shop for the staples on your list and earn cash back!

 Let This App Get You Lower Prices

 It turns out deleting your emails could be costing you serious money. Do you want to know more? One of my secret weapons is called Paribus, a tool that gets you money back for your online purchases. It is free to sign up, and once you do, it will scan your email archives for any receipts. If it discovers you have purchased something from one of its monitored retailers, it will track the item’s price and help you get a refund anytime there is a price drop.

 Build Your Savings Without Trying

 Saving money is tough. So what if you could do it in a way where you would not even notice?  Digit makes that possible.

 This innovative app automates saving for you. Simply link it to your checking account, and its algorithms will determine small (and safe!) amounts of money to withdraw into a separate, FDIC-insured savings account.

Please Note:  If you need that money sooner than expected, you will always have access to it within one business day.  Digit is free to use for the first 30 days, then it’s $2.99 per month afterward.

 Invest Your Pocket Change -- and Get $5

 You can start small and stack up change over time with its “round-up” feature. That means if you spend $10.23 at the grocery store, 77 cents is automatically dropped into your Acorns account.  Then, the app does the complete investing thing for you.

 The idea is you will not miss the digital pocket change, and the automatic savings stack up faster than you would think.   At that rate, you could set aside $1,000 in about two and a half years without trying.

 The app is $1 a month for balances under $5,000, and you will get a $5 bonus when you sign up.

 Download This App

 A number of companies will actually pay you for downloading apps on your smartphone or computer this is a great way to boost your passive income!

 One I love is called MobileXpression. After you have installed this app on your smartphone for one week, you get to play an instant rewards game for a prize everyone wins something. I have seen users win a $25 Amazon gift card, but some of the other prizes include iPads and Samsung TVs.

 The app collects data and helps companies better understand web and mobile usage such as what times of day people browse, how long they stay on websites and use apps, and what types of sites and apps are popular or which ones are not.

 Play the Slots

 Are you more of the “sit at home and play video games” type of person but you’re making yourself read this because you’re determined to get this rather fun game thing down?  The folks who created Long Game have you covered with a game that is fun and helps you achieve your financial goals.  

 As you save and accomplish missions, you will earn coins to play mini games for cash prizes! I am talking the classics, like slot machines, scratch-offs and spin-to-win wheels.

 Get Paid for the Things You Were Going to Buy Already

 Let us say that you have a need and now you have got a shopping trip planned already. If you have the Shopkick app downloaded, it will pay you in “kicks” just for walking into certain stores including Walmart, Target, TJMaxx and more. You can redeem them for gift cards to a number of retailers, including Amazon, Target, Walmart, Starbucks, Sephora and Best Buy.

 It pays you even more “kicks” for photos of receipts that include qualifying items you purchased in-store with a connected credit or debit card. You can also earn kicks for online purchases. You do not have to do anything; your linked cards will automatically apply your kicks.

 Get Rewarded for Paying Your Bills on Time

 Your parents probably gave you an allowance for washing the dishes and sweeping the floor when you were a kid. Now all you get for doing it is a kitchen that is clean for, like, 4 minutes.  As an adult, you do not typically get rewards for doing things that are expected of you until now.

 This invention rather rules them all: MoneyLion, a free all-in-one app for managing your personal finances.  MoneyLion offers rewards to help you develop healthy financial habits and will literally pay you for logging onto the app.

 You can earn points in the rewards program by paying bills on time, connecting your bank account or downloading the mobile app.  You can redeem those points for gift cards to retailers like Amazon, Apple and Walmart. If credit cards are not your thing, MoneyLion is like having a rewards credit card without the temptation to overspend.

 The app also connects with your entire bank, credit card, student loan and other financial accounts. Based on your income and spending patterns, it offers personalized advice to help you save money, reduce your debt and improve your credit.

 Find out Where You are Wasting Money

 We all sign up for stuff. Sometimes it is easier to put subscriptions on a recurring payment and forget about it but that just leaves us in depression once we are not using things and we have kept making payments for an extended period.

 If you cannot keep track of them all, check out an app called Trim. Once you sign up and connect your bank account and phone number, it analyzes your transaction history for recurring payments.  When it finds one, the app sends you a text and cancels any subscriptions you do not want to keep. That is money back in your pocket every month!

 Grow Your Money

 Where you stash your money is almost as important as how much you have. Maybe in a box? It is not earning you any interest in there. In a checking account? Probably not doing much for you there, either. Even if you keep it in a high-interest savings account, you are probably only earning around 0.05% on your balance.

 It is frustrating, for sure so you have to think outside your bank.

 Worthy is a free app that invests your money in bonds and pays out a fixed 5% annual interest rate — around 100 times more than what you’d get from the bank. The bonds act like a savings account — you can deposit or withdraw money at any time.  Say you have $300 in your Worthy account. You just passively banked $15 this year.  You can start investing with as little as $10. Moreover, that is still an extra 50 cents this year.

 Share Your Amazon Purchase History

 This is such an easy, passive way to rake in an extra $36 a year. ShopTracker, one of the leading public opinion research companies, wants you to share your Amazon purchase history. Moreover, you will be paid for every month you share!

 When you sign up for ShopTracker, it keeps your private information, well, private. All it wants to see is your order information.  To earn your first gift card today:

 Sign up, and download the ShopTracker app on your Windows computer and Apple or Android phone. It takes about two minutes. You will need to answer a few questions about your Amazon use to qualify.

Open the app and log in to your Amazon account to automatically share your purchase history. You will receive your Visa e-gift card code for $3 via email within 48 hours.

Take a couple of minutes to share your purchase history to earn another $3 each month.

 I hope you take the time to utilize some of these great apps and have fun making some extra cash!

 Mel Feller – Personal Development, Business, Execute, Internet and Real Estate Investments Coach/Mentor and Business Owner

 Mel Feller was a senior staffer for over 5 years with both United States Senator Jake Garn and The Senate Banking and Finance Committee.

 Mel Feller is a speaker at entrepreneurial forums training business professionals on marketing strategies and the “Secrets of Online Marketing”. He provides consulting services on all aspects of business including organizational performance, sales and marketing strategies, employee productivity and retention, successful solution implementation, technology leverage and customer service in all business and fields.

 Mel Feller's areas of technology expertise include emails and social media, solution development discipline and methodology, business process leads and project management.

 Mel Feller has twenty-five years’ experience with companies, nonprofits and individuals in the research and writing of both government and private grants.

 In addition to his regular consulting and management responsibilities, Mel Feller was published in the Top 100 Mentors; he has published two book on "Creative Real Estate Financing" and “Multiple Secrets to Success”, and presented numerous executive lectures for Fortune 500 corporations on “leadership and business practices”.

Visit him at www.melfeller.com and www.melfellersuccessstories.com

 Mel Feller’s dynamic presence, instinctive strategic vision, and creative thinking produce effective, sustainable bottom-line results for his clients. His “Can Do” attitude generates confidence in his executive coaching clients and strategic consulting corporate clients. Throughout Mel Feller’s career, he has increased the profitability of nearly every organization with which he has worked.

 Mel Feller has a unique ability to relate to his clients because he came from The United States Senate, where Mel was the Chief of Staff for a United States Senator and was always meeting with prominent business people or politicians.  His main love was dealing with constituents that were the grass root voters!  Since founding Coaching For Success 360 In 1989, he has effectively translated that experience into results for his clients. He focuses on separating daily distractions from the real issues in order to put the executive and/or business on the right path to grow and prosper. Results are immediate, growth sustainable, and profitability long-term.

 Dozens of Mel Feller’s clients have been on Inc.’s 500/5000 list and many have been named as a “Best Places To Work.

Using Mel Feller’s intuitive, systematic approach, and our proven strategic and tactical tools, we help you plan for profit.

 Mel Feller believes that what gets measured is improved. Therefore, he is continually developing processes and systems that allow you to easily measure, manage and maintain a highly profitable business.

 Mel Feller is  ready to help you increase your sales, trim and manage your operating costs and see your profits soar and/or leverage your time for Business or Real Estate!

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Lyle Cunningham VP

 "Mel Feller uses his humor, compassion, and direct nature to help bring out the best in me. Mel Feller is committed to helping me live...I mean, really live, life to its fullest."

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[beardedwinnerobject-blog]

guelph auto insurance quotes

"guelph auto insurance quotes

guelph auto insurance quotes

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Can someone obtain car insurance in CA with no drivers license?

I have a friend who will be a first time driver at age 30 (she had no need for driving where she previously lived). She has the opportunity to buy a car, but cannot register it until she has car insurance. Now, normally, she could just wait to buy the car when she finally gets licensed, but she's been offered an amazing deal and would have to buy now. Is there any insurance company that will cover an unlicensed driver or even someone with a permit? Thanks!""

Hi a question about car insurance companies .thanks?

Hi how long do the car insurance companies keep record of the phone call because it is a good proof for the people who insure their car ? thanks

Is insurance higher on a bmw then other cars? Even if it's a old sedan bmw?

Looking for a used car. Found a 2000 bmw 325i. Dads FREAKING OUT saying the insurance on it would be way higher then other cars because it's a luxary sports car even tho it's old as dirt. and doesn't go fast AT ALL.

""Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""

Your credit rating can affect how much you pay for renters insurance,if so explain thoroughly.?""

What is insurance quote?

What is insurance quote?

Insurance.?

How much would insurance be on a used car that you bought for around 8,000 from a dealer, if you were a teenager?""

Who took over an insurance company?

who now administers insurance policies previously administered by american health and life insurance company of new york

""My father has been here in the usa for 25 years and has diabetes, obviously he cannot get insurance because he""

my father has been here in the usa for 25 years and has diabetes, obviously he cannot get insurance because he wasnt born here on usa but he has diabetes really bad and serious, does anyine know how i can help him get medicine? some type of program maybe? or how much does the top diabetes medicines cost? i would appreciate any kind of help.""

Which insurance is cheaper for a motorcycle or a car?

Ok parents are starting to make me pay insurance now. I have an 1995 Accura Integra but I would like to have decelntly fast bike. Anything over 250 cc

Can i put my car under my dad's insurance even thou its registered to me?

My car is financed but the insurance rates are thou the roof! im paying over 475 a month for full coverage, can i have my dad add it to his policy as a second car and still have it registered under my name? Will the finance company find out? will this be possible?""

What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?

I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood ...show more

How is car insurance calculated?

I'm 16 and I'm buying a used car, need to know how car insurance can be calculated. Also what attributes of a car make it cost more?""

After getting health insurance how long to wait before getting pregnant?

My husband and I have been married a little over a year now and we are trying to find a good health insurance plan for the two of us to be on. We would like to start a family as soon as we can, but I have been told not to tell insurance companies that because they will not cover us. I am wondering how long after we get insurance do we have to wait before we start trying to have a baby. I am also wondering if anyone knows of any good insurance companies for young couples looking to start a family. Thank you.""

Can we get a tax break because our insurance is so costly?

My husband only takes home about $2400 per month (after health insurance is deducted from his check) and $300 in savings from a shared family income property. Our health insurance is almost $800 per month for us and our 2 children- a toddler and an infant. We are barely getting by. We pay $1700 in rent and utilities plus our other regular bills such as food, fuel and phone bills. I just started an evening job 3 nights per week making minimum wage to help, but is there any way we can get some of the health insurance cos ts back? I know Obama Care is available, but is there any other program or tax credit we could apply for while still keeping our health plan? I have a preexisting condition FTR.""

""How to go about getting a motorcycle, license and insurance...?""

i am from kansas and am going to get a motorcycle. can i get a permit? do i get a motorcycle first, then a license? how can i get a license first if i dont have a motorcycle? what is the order of getting a motorcycle, insurance, license? what do i do first second and third??""

What insurance company is everyone with?

Im looking to get home insurance but every companys reviews i look up are really bad! Does anyone know of a good one to go with?

Are online insurance rate quotes free/safe?

im trying to get an insurance quote on a motorcycle from progressive.com. However its asking for my social security number and other personal information. It seems like im actually registering for insurance.

Republicans: If your wife or mother died of breast cancer due to Blue Cross terminating her insurance on a?

flimsy excuse, how would you react? This is exactly what happened in California and several women died due to lack of treatment. As a Republican, would you Glad Hand the exectutive responsible for increasing profits, just take the court settlement and start your life over, or would you hunt down the exectutive responsible for her death and avenge it?""

What is the average cost of health insurance for a small design firm with 3-5 full time salaried employees?

I'm looking to start a design firm, but want to be able to give my employees the opportunity to have full health care coverage.""

Home Insurance?

If your insurance runs say from 1st November 07 to 1st November 08 and if you make a claim in January 07, and then make another claim on 26th November 07. Does this mean that this is counted as 2 claims differernt years or is this claims counted the same year?""

How much is the average insurance rate for someone in alberta without drivers ed at age 16?

How much is the average insurance rate for someone in alberta without drivers ed at age 16?

Need auto insurance...please help for insurance agents?

My auto insurance will not be renewed due to a very bad judgment on my part (I own my mistakes) My car was stolen when I loaned it to my ex-boyfriend' in Mexico.....I freaked out and 'lied' about where the car was stolen from. The car was found by my ex-boyfriend a few days later and I notified my insurance; I told them the truth what happened owing to my lie and I dropped the clam. They are not renewing my insurance stating that I am 'high risk' My question is this....will I be able to get other insurance? I have NO tickets, accidents, no claims, no bad driver record anything. I am STILL covered now and seeking other insurance, does the new insurance have access to what the old insurance said? Again, I have coverage until the end of Jan. '09, and nothing else wrong EVER although I know what I did was very wrong.....I just freaked out. Please help....thanks""

How do I get free insurance until I can get my health back so I can work again to pay for insurance?

How do I get free insurance until I can get my health back so I can work again to pay for insurance?

Im 17 and pregnant where can i get affordable prenatal care in las vegas?

i dont yet have medicaid because my mom needs to take me off of her insurance...i just need to know where i can get either free or affordable prenatal care in las vegas...i dont need ...show more

How much should i expect to pay for car insurance?

im 20/ male/ new driver/ will be driving a used, regular, good condition, non-sport-car sedan, or something of like/ and in los angeles ca thanks""

guelph auto insurance quotes

guelph auto insurance quotes

Cost of high risk auto insurance in Canada?

Could somebody pleeaase give me a rough estimate of the yearly high-risk auto insurance cost?! I've just recently recieved a DUI and my license is currently suspended. I am starting the process of gettin it back now though and would like an idea of cost please and thanks! :) Oh and I'm also currently living in Ontario Canada, near Toronto but any estimate will help, Canadian or American! Thnx!""

I got a ticket for no insurance..?

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I cannot find any cheap car insurance quotes?

Does anyone know any cheap car insurance companies?

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I always wondered. Not to brag or anything, but my family is so rich that we really don't need car insurance. If something were to happen we would be able to take care of it. So basically we waste hundreds of dollars each year on car insurance. Is there a way we could have our own insurance card to issue to a police? What makes car insurance companies able to function and not me?""

Insurance for new driver?

For a new male driver that just got their permit, which car would have cheaper insurance? 2013 Audi A6 3.0T or a 2000 Corvette convertible Most people's first responses are the Corvette, because it is a sports car. However, it has only slightly more power than the Audi, and is worth less than half of what the Audi is. Both cars are titled under the same persons name, if that makes a difference. Would the difference in value make the Corvette's insurance cheaper, or will it still be higher?""

I got a traffic ticket out of state. Will I receive points on my license and/or will my insurance rate go up?

I'm from Missouri and received a traffic ticket for running a red light in Iowa. The violation was vehicles fail to respond to steady red signal . Will I get points on my license from this ticket? If so, how many? Will my insurance rate go up? Should I try to get my ticket taken care of ? Thank you.""

Fair price for my car insurance?

Got my car insurance bill. I'm on a family plan with my mom and my sister. We did it because we were told it would save money. I'm in my late 20's, drive an older car(a '97), have never had a traffic ticket or accident, and have the basic coverage with a $500 deductible. Just the basics. It's $350 for 6 months with Grange. It went up from the last time I paid it. First, is that a decent price? Second, why does the insurance go up if I didn't get a ticket or accident?""

Car insurance I'm gonna leave my car away from home at work?

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16 yr old car insurance?

I'm about to turn 16, and about to get a car (Volvo cross country) I will have another 2 main drivers on the account. How much will it be in a roundabout? Also I will be 16^ I have a completely clean record C average And a male""

Which company gives best insurance to young drivers?

I'm currently 17 and the cheapest quote i've got at the moment is 4000 on my own car as the main policy holder but with my dad as the main driver i've found a quote for 1500. but does anyone know which companies are good for young drivers?

Apartment Insurance?

I live in the basement of a house. Am I covered on my landlords insurance policy, or should I invest in renters insurance?""

Health Insurance for getting pregnant?

I'm thinking of getting pregnant, can anyone tell me what is a good insurance that would cover most of the bills I would have with dr. visits, delivery, etc. I can't afford to pay a lot.""

Who is the best auto insurance agency?

Currently have USAA, but it seems that they just charge for the general population rather than going into more personal charges. Since they are not locally based in NV, they charge for all the other boneheads out here rather than my own driving record.""

Will my insurance company find out? If so how?

I got into a fender bender the other day, it was my fault, I can either pay for the damages to the other car out of my pocket, or I can let him tell his insurance company about it and he has a $500 deductable, I do not have coalition insurance, only liability, so if he reports it to his insurance will I still have to pay his $500 deductable out of my pocket or will my liability insurance company have to pay the $500? Or will his insurance company pay the $500? If he reports it to HIS insurance company will MY insurance company find out about the accident?""

""How much will car insurance cost me, roughly (teen driver)?""

I'm a 16 year-old girl, and I'm planning on buying my first car by the time I'm 17. I'm looking for an older car, nothing fancy, just to get around in. I'm also planning on taking Drivers' Ed. My grades are decent too, if that really matters. Do you have any idea what I'm looking at here?""

What is the average cost for General Liability Insurance for a Security Guard Company in California.?

I'm trying to get an idea of how much a 1,000,000,000 Liability Insurance Policy would cost for a Security Company in California""

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

I need help finding medical insurance?

I found out I am pregnant and I was denied medicaid due to income. I figured since I need it asap I would pick something with a higher monthly figure and a lower deductible I don't understand a lot of it though and not sure where to look .My old work health insurance was very expensive so I had cancelled it only to realize months later I should have kept it :/ any advice? Thanks

How much is car insurance for a 17 year old girl?

I'm trying to find out how much insurance will be when I buy my car, but websites like go compare wont let you check until your 17 :) No idea what you need to find out so heres some details :) Vauxhall Corsa Specification 1.0 12V GLS Transmission Manual Engine Size: 973 cc Fuel Type: Petrol Thank you :) x""

What would my insurance be in this situation?

I am 20 years old I have had my license for 10 months but did not have insurance nor have i ever had insurance or a car under my name. I am goin to buy a cheap non sports car and am wondering what it will cost me for LIABILITY only to have insurance, yearly and monthly , and do i have to make a down payment?""

How much will I have to pay mom for Insurance!?

Ok, my mom agreed with me to let me get on her car insurance because I'm under 25 and if I was to get my own insurance it would cost a fortune. She uses Drive Insurance through Progressive. She has a 2007 Ford Edge and I think she's paying 185/mth. I'm getting a 1999-2000 Pontiac Grand Am and I'm not getting full coverage insurance just half (I guess)..How much do YOU think it will cost for me? I live in Michigan if that helps.""

Car insurance question!?

Sorry of his sounds dumb, but I'm 15 and want to get a car. When a kid gets his or her liscense does the insure cost more or the same if they have their own car or not? Let's say kid a has a liscense but no car so she uses her parents car every once in a while. Kid b has her own car. Which insurance would cost more or would hey be the same? (just assume they both had he same exact car and grades)""

My first car.. What is the best and cheap on insurance?

im saving up for a car, but this will be the first car i buy. Does anyone know what car is relatively smart, and cheap on insurance for a UK full license? thank you""

How much more expensive is insurance on a V6 car than a V4?

How much more expensive is insurance on a V6 car than a V4?

guelph auto insurance quotes

guelph auto insurance quotes

Insurance????? Help please ?

I'm 18 thinking About insurance and just wondering if I get my mum to go under the insurance do I still get my no claims discount after a year? Cheers rob

""Im looking for affordable whole life insurance for myself and my husband, we are on a fixed income.?

our ages are male 42 and female 41

How do Doctors get paid by insurance company?

How do Doctors get paid by insurance company?

Can the mother of my child not allow me to use her health insurance for our child?

So I have a very sick little girl. The mother of my child has health insurance provided to her and our child by her father. Our baby recently got really sick. She needs certain shots based on what her current levels of things are in her body, so I am not able to give her the shots. The mother is telling me that I have to Pay for someone to give her the shots to our daughter will not be able to come to my house. The mother has health insurance and is unwilling to give me the information for her. Is that allowed? I live in california and there is nothing in our court order that says anything about this.""

Which is best general insurance to take?

I can pay 2000rs/annam.I need Health & Mediclaim Policy. My Requirements -- Maximum coverage of insurance.Should cover all diseases including new diseases which will come in future(i have worried about swin flu a new arraival in 2009). My age is 27years.

How to get cheaper insurance?

I was just wondering, what insurance companies are looking at, like if you are older the insurance is cheaper, if you got no claims benefits, car engine and make and is there anything else that reduces car insurance price? If you haven't got a car but hold a license for like 2 years is the insurance going to be cheaper as well?""

What are some cons of medical doctors not taking insurance?

What are some cons of medical doctors not taking insurance?

How much does it cost to insure a madza rx7 ?

I am only 18 and i really want an rx7, but i want the veilside widebody kit for it, my dad says i cant get one cause no one will insure me! This is my dream car if somebody from experiance or present owner could tell me what there insurance is so i can get a rough idea??""

How much does the insurance cost on a 50cc 50km/h moped for a 16 year old?

I will probably get a CBT whatever that is - and could someone please tell me the usual pricing for provisional cat P motorcycle licence and the full one... thanks

How much insurance would a 16 year old have to pay? in alberta?

im planning to buy a 1990 toyota celica, hyundai accent 2000, or volkswagen golf 1995 how much do you think it will cost me every month?, pleasee help!!! 10 pnts!!""

Where can i buy motorcycle gap insurance?:?

i just refinanced my bike. but unfortunately the new bank does not provide gap insurance on motorcycles. but i want gap insurance. is there any where or any place where i can buy my own gap insurance? i have heard that u can get your own gap insurance and u dont have to get it from the bank. but where exactly do i go to get my own gap insurance? are there any compinies that sell it to individuals? please help. and please let me know where i can buy gap insurance?

If you drive with no license or insurance are you automatically at fault?

A friend of my got into a car accident, his car was totaled and at the time he had a suspended licenese and no car insurance. Although the police report shows that he was not at fault the insurance company of the other party is now persuing him for $14,000 in damages. Unfortunatly he is having economic hardships and cannot make the payment they are requesting. They are clearly making threats to suspend his license if he doesnt pay $250 a month. Because he had no insurance or license is he automatically at fault? Is there anything he can do? Does anyone have any info on a good lawyer? Any Information would be helpful. Thank you :-)""

I have cancelled my car insurance?

I have cancelled my car insurance for my old car , because I have bought a new car . . . Now I am waiting to sell it , but I don't know where I should keep it . . Is there any problems if I'll leave in front of my house in the car park without a insurance ? Also , I have SORN available . . Thank You""

How much is driving insurance a month for a 17 year old new driver?

I just got my license today, im 17 and hae a 2.8 gpa, and am wondering roughly how much my insurance can be? any recommendations? cheapest insurance? I think i can get USAA if that helps? My grandpa is a vet.""

V8 car compared to 4x4 insurance?

i have a 2001 yukon xl 4x4 and i would like to get a 2001 mustang gt which has a v8. i was wondering how that would effect my insurance rates. i have a cell phone ticket and a speeding ticket on my reord fyi.

How to get cheap insurance on a nissan 350z for a 17 year old?

How to get cheap insurance on a nissan 350z for a 17 year old?

""Car accident, my fault, my insurance company not paying for one of the cars involved. what to do?""

I was involved in an accident involving 3 cars. It was my fault. I'm fully insured. My car and one of the other cars in the accident are being repaired with my insurance company. The third car involved, which is a taxi had little damage around the tires and was not towed on the scene of the accident. The cab driver is now claiming 1700, after repairing the car without talking to my insurance company and without his damage estimated. He is calling me and telling me that my insurance company is not answering his calls and they are not handling his claim. He is calling and telling me that he is going to sue me. What shall I do? At the scene of the accident I gave him my insurance card, should I get involved in this. Please advise me. I'm really worried.""

How do pilot insure themselves in the USA?

Is that covered by the owner of the airplane or do they need to have their own personal insurance?

How much will teen car insurance cost?

Okay so I'm getting my license soon. How much will my insurance be approx

Where are the best Extended Auto Warranties Online - An Extended Auto Warranty that isn't too overpriced?

Where can I find an extended auto warranty online that is also good value? The one that came as standard with my car is very basic but their extended auto warranty plan is way overpriced. I'm now worried I'll have to pay out thousands in repair costs because something goes wrong with my car, conveniently just after the warranty expires. Is an extended auto warranty something I can get from an independant source?""

Can I open this kind of Insurance Business?

I was wondering if I would be able to offer a secondary insurance just for theft or total of a car. My sister has and resells auto insurance but my idea was to offer to modified imports. Or could offer a guarantee to pay difference from what I value the car then what their primary insurance pays? I know you need a license to sell insurance. Any input will help.

Since car insurance is required?

and for many car ownership is not an oppition, should car insurance be on a sliding scale?""

What make and model of car is cheap to insure?

Hi. I am learning to drive and need a car to practice/run around in. I'm looking for one I can get that has been used, cheap to insure (group 1 - 3) and cheap road tax (Band A-C). Any cars that I have found cheap insurance and/or cheap road tax is only so if its bought new at 1000s of pounds. My maximum is 1000 for the car itself. Any makes and models please? thank you""

What car gives the cheapest insurance for a first time driver??

What car gives the cheapest insurance for a first time driver??

""I need short term auto insurance, since i will be on vacation for 45 days in southern california,?

Now my insurance company doesn't cover me in the states

guelph auto insurance quotes

guelph auto insurance quotes

How much is an Audi A4 to Insure?

I don't want a quote, and I don't want an american insurance bracket or whatever they're called, just, if you could, name a car that would be about the same as an Audi A4 to insure. 1.8 litre, say, 2000-2002, I hear they're cheap to insure but, if anyone could confirm or deny I'd appreciate it.""

Car Insurance moving from one state to another?

I'm moving to TX from PA. My car got inspected in pa a couple months ago. When i move to TX im going to need to get new insurance because my company doesnt cover in that state. When i go to get new insurance does my car have to be inspected in TX to get insurance?

Insurance for 19 year old male?

I drive a 1996 mercedes c220 and need insurance soon!!! Wondering how much I'd be looking at monthly

Cheapest California health insurance plans?

I don't make a lot of money

How much will i pay for health insurance?

im a 46 year old man

Wife is pregnant and we have no insurance?

Hi everyone. Just found out last night that the wife's 7 weeks pregnant (yay!) but we don't have health insurance (boo!). I live in California and was told there is something called Medi-Cal (?) that helps people who are low-income and don't have health insurance in their pregnancy needs but I don't know if I qualify. My gross monthly income is $3000. Also, if I don't qualify I heard there is a low cost insurance called AIM? Anybody who's ever had dealings with Medi-cal or AIM your pointers and experience will be muchly appreciated!! Thanks! Excited but scared of becoming a daddy!! AHHHH!!!""

Got into a car accident with rental and declined the insurance?

hi all i was hoping you could get some facts/and or legal advice. Ok so i have been renting this car for about 6 month now because i cant afford a down payment for my own. I had my own car insurance which covered the rental. However(bad luck struck) i got into a car accident 2 days after my car insurance lapsed i have since renewed my policy right away with another insurance company that gave me better rates. The fault of the accident has not yet been determined. I believe it was the other persons fault. however i am worried what will happen if it is deemed to be my fault. i was not covered at the time of the accident, i did not obviously have coverage through the rental company. i want to make something clear that i am a person of good faith and if it were to be deemed as my fault i have no problem paying the other persons deductable. but i am worried about someone going after me for thousands and thousands or jail time or loosing my licence. so my questions are do rental car companies carry default uninsured motorist coverage(even if i opp out of purchasing theres?) if it is my fault do i get to pay the other persons deductable(and damage to rental) and walk away? will her insurance sue me for full cost of repairs? will her insurance go after rental company go after rental place for money? will her insurance go after my new insurance even though i was not covered by them at the time of the accident? fyi: no one was hurt, she has a minor medium size dent in door panel, i have small tear in my bumper""

How much is car insurance for a teen?

I'm 16,I have a 2002 Camaro SS,I live in Las Vegas,Nevada.(don't stalk me lol).My dad has Geico insurance.What else do you need to know?""

How bad would a 2006 nissan altima be on insurance for an 18 year old?

I'm on my moms policy right now as the primary driver of a 20 year old sports car and it costs 900 a month. I used to be the primary driver of a small 2002 kia rio sedan and it cost about 700 a month. How much will it be if i am now the primary driver of a 2006 nissan altima? Also how much would the insurance for the actual car be? My mom drives an 06 taurus and she pays 800 so i'm guessing around that price?

What is the best car insurance company for drivers over 50 age?

in Toronto

Do anyone know how much is 15% on your insurance?

When you take the practice Driving test how much percent you get off ...and . I'm 22 by the way an also do Anyone know where a nice driving course to. Take that's affordable an worth it?

Car insurance for teens?

i want to get a 2004 spyder eclipse two door, and i'm on my parents insurance (farmers insurance) because i'm 17, and was wondering if anyone knows about how much it will be a month.......""

I need a list of affordable cars that look like a sports car but aren't considered one by insurance?

Or just a list of sports cars that tend to have lower insurance.

Car Insurance company?

Hey I had this car accident. Therefore, I exchanged the whole information, including driver's license, plate number and everything. Even the guy's signature that he is responsible for this accident. Therefore, I called his insurance company representative last thursday, but the insurance guy was away, so he just received the voicemail. I called the representative again and he was still away from the desk. Would it possible this would take this long time? Thanks.""

Who is the most cheapest auto insurance out there?

I need auto insurance but im 18 and I only have a permit not a license yet. I drive a 1990 Honda civic hatchback ef. And i only want liability just to drive. So who is the cheapest one out there let me know thanks :D??

""What type of motorcycles should I get, to have some what cheap insurance and price of bike?""

Im 23 years old live in southern Ontario. Looking into getting my first bike, I currently have my M2 with a safety course. What type of bike should i look at to have the cheapest insurance rates/ price of the bike? Thanks. Appreciate any comments!""

If a car audio system is stolen will regular car insurance cover it?

I live in the suburbs of Missouri where i am not very worried about my car audio system being stolen but i was wondering if something was to happen to it would my regular monthly car insurance cover it? Or is there a additional fee? Should i waste 300$ on a alarm? Or do i already have insurance for my system because im paying car insurance? Because my subs box and amp only are 1000$ plus all the other stuff i have. If im not covered is it even worth paying it? How can i prevent it from being stolen like screw it to the floor board? Basically im paranoided about it being stolen! Give me tips! Thanks!

Would disability insurance premiums be deductible if you are self employed?

Would disability insurance premiums be deductible if you are self employed?

Buy a car? No License or insurance?

Is it possible for me to buy a car with no license or insurance and have my dad drive it back to the house and keep it there? I dont intend on driving it untill i get it all sorted, i just want the satisfaction on knowing its there and its mine. Im from the UK""

AAA Insurance In California & Speeding Tickets?

Does AAA insurance allow you to go to traffic school so your insurance rates don't go up? it's my first time offense

How much for motorcycle insurance??

I've tried goind to ceico and progressive but no luck. I just want a ball park quote for a 19yr old. I want the 2008 kawasaki ninja 250r since its a good first bike to start with and its cheap. I am planning on taking the safety class course so hopefully it won't be that much and I'm only going to ride it on the weekends for fun, not as a daily driver. what would be a good estimate for a 1 year insurance?? I want one year so I won't have to pay every month and worry about not being able to pay my truck as well. thanks for your experience.""

Does anyone know what age i can start classes to be an insurance broker?

Well yea im looking into that ....well my mother is to be more specific but yea it would be halpful if anyone could give me some sites or info on how to be an insurance broker. Thanks!

Where can I find private policy health insurance?

great insurance at a low rate

Car insurance problems.?

I've been in a car accident a week ago and I haven't received any phone calls about anything. I sent my police report and my insurance still has not send someone to look at the damage. I want to get this fixed asap. How long does it take before they send someone to look at it. And who looks at it my insurer or the insurer of the other guy?

How much does health insurance cost for a foreign student?

i live in england and want to go to america for university and want to know how much health insurance costs for me if i have a f1 visa. if it is the same as normal what is the average sort of cost of normal health insurance?

guelph auto insurance quotes

guelph auto insurance quotes

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Sykesville Maryland Cheap car insurance quotes zip 21784

"Sykesville Maryland Cheap car insurance quotes zip 21784

Sykesville Maryland Cheap car insurance quotes zip 21784

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Cheap insurance for 23 year old?

Cheap insurance for 23 year old?

Insurance for older cars?

I'm a teenager and I was wondering if I bought a 1967 Shelby Mustang would the insurance rates be high?

If my camera is in my car and it is stolen will my auto insurance cover it?

If my camera is in my car and it is stolen will my auto insurance cover it?

""Would you shop for insurance online? If not, why?

Will having an insurance makes a difference to our lives?

Will police know if your car insurance policy has been cancelled?

Paying my car insurance is my number one priority but after being unemployed for 2 months and finally starting a job, I can't pay my next bill. I called my insurance company and got a 15 day extension but I start my new job on Monday so I might not be able to pay the bill. If my proof of Insurance says it ends in August and I missed July's payment and the insurance is cancelled, can a police officer find out? Again, I am not asking because I want to skip out on my insurance. I have run out of funds and I am starting a new job on Monday. Also, if it matters, I live in Michigan.""

What is the average cost to own a car in the UK?

If you went for the cheapest car for Insurance, gas mileage, ETC. What is the average cost a month to own a car in England?""

Can I get Motorcycle insurance for a hired motorcycle in Thailand?

I am planning to spend two weeks in Phuket and intend to hire a motorcycle. Is there anyway i can get compriensive insurance for this? Thanks Phil

Afordable health insurance for a person diognotis hep-c?

helth care provder

Does car and motorcycle insurance have a starting cost?

like is there a fee you must pay to first start car and motorcycle insurance policies. or is it only on certain companies that do that?

CRAZY Insurance Premium! Any way out?

From Toronto, Ontario, I am a 19 y/o male and want my own vehicle. Without paying a crazy insurance rate of $6000+ per year, how can a 3rd vehicle be purchased and licensed under my parent's name (I live with them) having them as the primary driver? The problem is, from what I know, if I am licensed and living at the same address, I will automatically be primary driver of the 3rd vehicle as now there are 3 drivers and 3 vehicles. So what if my parents had 6 cars? There must be some way out..""

Inifiniti G37 insurance for 18 year old?

Ok i live in new york and im 18 and a new driver.... i keep hearing that it would cost over 700 dollars a month to insure it ..... is that true ? i know there is alot of variables but i wanna know is it possible ?

""My family makes 80,000 but can't afford health insurance. I have loans and all, what do I do?""

We are currently living in Pleasanton CA because I want my daughter to go to a good public school (cant afford private schools)We have no family here in California, its just the two of us with our 5 year old daughter.(my husband is an only child, both of his parents died) It is very expensive to live in Pleasanton, but we rather live someplace nice where the school system is good and we are also interracial couple. We have credit card loans,(25,000) and my husband has a student loan. My daughter is on a Kaiser individual plan which is 300 a month. We have a car payment of 312 a month and still have 6000 left to pay off. We have a low interest rate on the car loan like 4%. We tried consolidating our loans but it did not work. Now my job offers health insurance, but it is very costly, 280 a month which I can't afford, and we are not qualified for the covered California. Please anyone has any advise we would love to hear some feedback.""

New Brunswick Motorcycle Insurance is based on...?

I will be moving to NB this summer (from BC), and was wondering how the insurance rates out there are determined. Here in BC there are a number of insurance brackets (based on displacement) which determine the base rate. All bikes in any one bracket pay the same, so a 600cc sportbike is cheaper than a 883 Sportster (these are only for liability, theft and collision are based more on $$ value). In general, is it the same in NB? Would I save money by going to a smaller bike (I currently ride a 1127cc Suzuki GSX1100G), assuming the actual $$ value of the bike was about the same? Does the type of bike matter? I'd ask an insurance agent, but they are usually pretty reticent to explain how their rates are determined. Hope you can help.""

How much is car insurance in the UK for a 21 year old? I'm being quoted 1000pnd/month!?

I'll be moving to the uk from the netherlands. I'll be getting a uk driver's license within 1 year as my current one is not exchangeable. I am very confused about the ridiculous high prices of car insurance in the uk. With 0 years no claim and full uk license for 1 year I'm getting a quote of over 1000 pounds a month!? How is this even possible? This is just liability insurance.

QUESTION ABOUT CAR INSURANCE?

i was involved in an accident a couple days ago, and it wasn't my fault, well my son was drivin my car and hes not in mygo inicy, he got his own car his own insurance and everything , anyways, so i called the insurance and they said they were goin' to call the other person whom my crashed with, later my insurance called me tellin' me that my car won't be fix because the other person insurance has expired??? and because my son was drivin my car, they also told me that because my son its not in my policy?? i told them But My car has full coverage??....Why Wouldn't they fix my car??..can i get a lawyer for this??""

How much is the average annual amount for a sport(crotch rocket) motorcycle insurance?

How much is the average annual amount for a sport(crotch rocket) motorcycle insurance?

Car accident with no drivers license or insurance?

if someone got into a single car accident because of icey roads and has no car insurance, or drivers license, only a permit, and is over 18 in the state of Ohio, the ticket saying he received 2 offenses.. what are the consequences and is there any way to get out of or lower them?""

""If minors can't sign contracts, why can they get their own car insurance?""

If minors can't legally sign contracts, then why can we get our own insurance policies? The policies are way higher in price, but in Virginia, where I live, you can legally have your own insurance policy and insurance, separate from your parents. They don't have to sign anything, they don't even have to know that you have the policy. Statefarm, Progressive, Allstate, all of them do it.""

Auto insurance question?

My car was hit while it was parked in my own driveway 4 days ago (in NY state). The police came and filed a report. I asked them for the other drivers insurance info, but they said I would have to wait for the police report and it would include that information. They advised it would be available after 5 business days at a cost of $5.00. I think the information should have been made available immediately so I could have filed a claim with the other person's insurance company. I don't suspect they will get rich by charging $5.00, so I don't know why I have to wait for the info. I am concerned that the other person's insurance will question the delay in filing the claim. Is this normal? I would really like to get my car fixed as soon as possible and am frustrated that I have to wait to get information that I think should have been immediately available. The driver that hit my car admitted to being on heavy duty prescription drugs at the time of the accident, but said that wasn't the cause of the accident. They said they had a seizure and had a documented history of seizures (which makes me think they shouldn't have a valid license anymore). The police seemed suspicious, but said they wouldn't issue any tickets as long as the person agreed to go to the hospital for treatment of seizures. There were no injuries, but there was significant damage to several parked vehicles, and minor damage to several homes and other property that was hit . Thank you to all that answer.""

Insurance for a 16 year old on a hyundai tiburon?

Hi, i'm looking at cars to get when i turn 16. I'm thinking of a hyundai tiburon. I would like to know how much the insurance on this kind of car for me would be, in michigan. if you have any idea, let me know. thanks !""

How much will it cost to put a learner driver on my car insurance?

How much will it cost to put a learner driver on my car insurance?

If im on my parents insurance when i buy my motorcycle do i have to pay for insurance?

I have to save for it and its hard to get a job in Jacksonville if your a teen so how much the insurance cost and do I need it if I do have to buy it or can I just buy the motorcycle and go its the Honda cbr250r its the only in my price range for now

A realistic way for a full time college student to make money.?

This student is a 20 unit UCLA Law major who needs money but can't even work a part-time job. Without inculding college debt, this student needs 1.5k every month(rent, car, gas, food, insurance, utilities). A part-time min-wage job is not an option due to class load and $400-$500 isn't worth negitive effects on performance. Thus, I'm asking for out of the box ideas. No get a job at McDonalds or Spend less money . Those have already been thought of and done.""

How can i get insurance from the gov.?

Ok my dad is 37 and has no insurance and we can't afford any either so how can he get insurance from the gov. we kinda need it now cause he thinks he has cancer so please help

Is kaiser permanente health insurance confidential with teen the way Planned Parenthood is?

I know it's a family hospital, but do they let your parents know everything when you go see them for something like a vaginal check up?""

Sykesville Maryland Cheap car insurance quotes zip 21784

Sykesville Maryland Cheap car insurance quotes zip 21784

""Do you think that the government ought to put a cap on car insurance ,and the prices they charge since its law""

car insurance is at rediculous rates. government says everyone has to have it , and insurance companies are making it almost impossible to afford. I have a wife and 2 kids we have to have 2 vehicles. but i can't afford the insurance on either one of them. now i'm breaking a law. what does anyone else think.""

Where can i find realy cheap car insurance for new drivers?

thier are places that have insurance for new drivers for like 100 or something like that. at the moment car insurance for me is 2000 and thats just a rip off i need cheaper options !

Person A driving person B's car and hits my car. Who's insurance pays?

Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!! Thanks!

What type of insurance in Alabama covers the REVERSAL of a bilateral tubal ligation? what is the cost?

What type of insurance in Alabama covers the REVERSAL of a bilateral tubal ligation? what is the cost?

What is the difference between insurance agencies and insurance companies?

What is the difference between insurance agencies and insurance companies?

Is it possible to negotiate the weekly premium deduction of company offered health care insurance?

I was told I could not enroll in the Affordable Health Care plan because my employer offered a health care plan that meets the requirements of the Affordable Health Care Act. However ...show more

Ford focus insurance?

any one know which type of ford focus has a low insurance group, i am looking to buy one soon but want one that has a cheap insurance policy, i am thinking of a focus ghia 1600 or 1800cc around 03 reg, any help please

Is the 2011 Kia Forte Koup considered a sports car by insurance companies?

It looks like a nice first car but if the insurance is too high I can't get it.

Why is reasonable profit for insurance companies bad?

Many jobs are provided in insurance.

Is insurance expensive if i buy a 2005 scion tc??

I am turning 18 in a week, and am looking to buy a car. I love the scion tc, but they are new cars (they came out in 20050 so i dont know if it is affordable for me. Ive never been in a car accident so my insurance is at its normal level right now, but how much will the insurance be?""

Can I drive my second car without insurance?

Hi, I bought a second car, the insurance on my first car allows me to drive any other vehicle with the owner's permission. Is it illegal to not insure my second car?""

""Would car insurance be cheaper on a Honda Civic, a Chevy Cobalt or a Ford Focus?

They are 2005 model 2 door coupes. I am 25 years old and this will be my first car. I'm going to have to get full coverage insurance and I haven't had my license for that long. Also does it matter what color the car is? Someone told me that red cars have higher insurance(I'm getting a black car by the way). Thanks!!

Insurance on a Hummer H1?

how much would that cost?

What is the difference between farmer's insurance and state farm?

I'm confuse. and what is the best insurance company.

Is there ANY way a 19 year old male can pay less than $200 for car insurance for a:?

2013 v6 Premium Mustang??

Why do we need basic health insurance?

Health insurance should be for serious issues that require surgery or hospitalization. Why do I pay insurance to get a checkup or for routine visits? The problem with health insurance is it is too broad; therefore, it is too big. The idiots who say that car insurance is mandatory as an argument for mandatory health insurance leave out that it is only LIABILITY insurance that is mandatory. You are not required to insure fixing your own car if you choose not to. Think about how much more expensive it would be to take care of routine things like car maintenance, appliance replacement, etc., if they were handled through an insurance company. The answer seems to be to eliminate most of the unnecessary insurance and shrink it to only what is required. That along with serious tort reform would eliminate much of the red tape and cost. The person who abuses their things pays more to replace and fix them. Same thing with the fat people, who suck up most of the insurance money the rest of us pay.. If you choose to be fat, then you will pay more to repair your health. It seems pretty simple, but then again the current proposal is not really about health care is it???""

What is the best online source for shopping for health insurance?

My son is 20, full time college student in a different state (PA.) Home state is Ohio. I am on disability so my insurance (and my husbands') is through Medicare.. I am shopping for an individual plan for my son, and there are so many sites which offer so many choices...Not only do I need to get the insurance plan, I need to find the best web site for the query. (tried einsurance, etc..)""

Car insurance for an 18 year old?

When I turn 18 I'll most likely be getting a car. I'm living in NJ and just want to know how high the insurance would be. Also, would previous driving experience help? Like I drive a moped, I don't think it would do much, but would the insurance go down, even a dollar? I'd just like to know.""

When should I buy insurance?

I want to buy a used car from a dealer. So can I drive the car home, and then buy insurance? Or I should buy the car and insurance at the same time? First time to buy a car.""

How much would insurance be on a 1997 dodge ram 2500?

97 ram 2500 ext cab short bed. Just wondering, also how much would insurance be on a 95 mustang gt?""

""I am 66 years old, can I get health insurance??? how about medicare???} how dan I proceed?""

I am 66 years old, can I get health insurance??? how about medicare???} how dan I proceed?""

Car Insurance?

Is it possible for two brothers to be under the Named (or Names) Insured list on a car insurance statement or any paper relating to car insurance. Can two brothers be insured together?

US car insurance rates?

I'm in the market for a midsized or compact car. I'm looking into purchasing a Honda, Toyota, or Mazda brand vehical. I'd like to know which of these cars has a lower insurance rate. (If it helps, I live in the midwest and have a good driving record.)""

How much would it cost to insure another car on my mom's insurance?

Im 16. I really want to get a car but my mom claims she can't afford to insure 2 cars. I have discounts though. I took drivers ed in school, i have a job, and im a girl. She has mercury car insurance. She claims that her car insurance will go up 2000$ to insure another car. the car she has is a 2011 toyota camry. I think shes lying and just doesn't want to pay for it. I don't think its that much because there are a lot of people at my school who live in project housing or don't make nearly as much money as my mom does and have their own cars so..im asking, how much would it really cost to insure another car? If you know of any other insurances that are cheap to insure 2 cars, 1 for a 16 year old, feel free to enlighten me. Thanks! btw, I offered to pay as much as I could in insurance but she said I don't make enough money. :(""

What's an appointment with a chiropractor cost? and how insurances work?

I just recently got into an car accident while i was 9 months pregnant, the acident wasnt that bad however it did triger some back pain...now the person that hit us insurance is going to cover the cost...but i was tryna do an estimate if i went for treatment for a couple of weeks maybe 6 weeks or so.. does anyone know how insurances work and how much they would try n give me to settle for?""

Sykesville Maryland Cheap car insurance quotes zip 21784

Sykesville Maryland Cheap car insurance quotes zip 21784

Health insurance question?

This question came to mind as my husband attended the annual insurance meeting at his job. The premium is going up 2011, the deductible went up, he got a 5% cut in pay last month, has not had a raise in 3 years, took away overtime and shutting down a week every couple of weeks. As if we could not pay for insurance right now hardly, when he retires in a few years he will have at least medicare but I am 9 years younger and will have nothing. Any ideas as to how to get affordable health insurance at 55 years of age. Appreciate any suggestions. Thanks""

Cheapest car insurance for young new drivers?

Please help! I am sitting my test on the 21st of November and would really like to buy and insure a car if i pass asap. So far the cheapest ive found is 3700 using comparison sites on a Daewood 0.8Litre engine. Third party cover only. I was hoping to get a policy under 2,500. I will be the only name on the policy (none of my parents drive) and Ive heard about pass pluss etc. All I want to know is the best car insurance companys for new young male drivers and what are the best cars (I have looked at punto's corsa's and clio's but seen that the smaller engine size (like a daewood at 0.8) the cheaper) Thank you!""

How much would it be to have my car repainted the factory color and remove some pretty good scratches/dents?

my car was recently scraped by a post and mccdonalds and put some pretty good sracthes in my car with a good size dent and also completely ruined my running board how much do u think it would cost do have all this fixed at macco or if i claimed it as a hit and run would my insurance cover that and repaint my car or atleast half of it the side that was messed up and have ever thing else fixed

Question about car insurance.?

Hi there I bought a car that is about 100 miles away, and is in another state. I will get a ride there to pick it up. But what do I do about insurance do I get some or other temp. insurance to drive it back to my home town? or do I get insurance where I buy it? What is the procedure in this case? Thank you""

Can I still be on my parents car insurance policy if they are in a different state?

I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is still paying for my insurance but the license plate listed is my old Utah plate but I am unsure if that counts now that I have CA plates. Does anybody know details behind this?""

Cost to insure a Bentley?

For a school project, we have to estimate the price of insurance for a speicific car. How much would it cost to insure a 2012 Bentley Continental GT? (approx.) I can't call my insurance company, I'm 14. Thanks!""

I got in a car accident with no insurance?

Well im 18 and I work a full time job to help my mom pay the bills. I live in Illinois I have a 97 oldsmobile, I have my insurance slip, but i haven't paid it for 3 months, so when i get pulled over, i show the cop it and im fine, well now I smashed some ones car and am paying the price This is the story on what happened. On Friday the16th it was -20ish out wise whit the the wild chill, it was horrible cold, I was Driving on a road that was 45 mph and i was going 30ish maybe 35, There was a car accident next to us, the girl infrount of me freaked out and slammed on her breaks, I hit mine and I just sled, there was nothing i could do i pumbed my breaks and all, i hit her at about 7 mph, my car was messed up, hood wouldn't close lights broken bumper broken, but i deserved it for not having insurance, anyways, on her car (06 Toyota ) her bumper was Cracked, When it hap pend she got out of the car and say she was sorry like 10 times and said she had no choice but to stop, Witch is understandable Long story short, i gave the cop my insurance card that im not insured with any more he wrote our info down and we went our separate ways, yesterday i two messages from her insurance Company, What would be the next step i should take and what will happen, will i need to go to court? will my drivers license get sespended?""

How much would insurance cost for a yamaha r6?

I'm 16, male, and I live in va. And the insurer would be gieco. Thanks""

Which company gives cheapest quotes for car insaurance ?

Which company gives cheapest quotes for car insaurance ?

Do I need full insurance coverage to finance a USED car?

I am planning on buying a car after putting like 4000$ down, I want to finance for like 2-3 years BUT I heard I had to buy full coverage which is like 300-400$ for me..(currently I pay 150$ one way) This will be a huge problem. I went to some dealer and a guy working there said it's upto me if it's a USED car, and you only have to buy full coverage for brand new cars. Is this true? I am from Edmonton Alberta, Canada.""

Whats a good cheap health insurance for a college student?

Whats a good cheap health insurance for a college student?

Do you buy the car first then get insurance or the other way around?

How could you get insurance if u don't have a car to fill out the car quotes info like millage, make, year, and so forth if u did not buy the car as yet?""

""My car was stolen and now I'm being investigated for insurance fraud. I'm only 18, help!!?""

My car was stolen on Saturday. I was driving in the car with someone I thought I could trust and when I went inside a subway terminal to meet another friend I left the keys in the car and the person who was in the car with me took off with the car, my phone, my purse, and about $1500 worth of shopping bags and boxed furniture that I had just bought from Ikea. I called the police and they aren't doing much help. I've had to investigate a lot of this myself. The person who took my car doesn't have permanent housing so its been hard to track him down. I found out from the cops he has 4 other warrants out for his arrest for crimes relating to cars. Obviously, I didn't know that when I left him alone with mine. After my dad filed a claim to our insurance company, they said they were going to begin an investigation and sent us a letter saying it was within their rights not to give us any money for the car. They think me and the person who stole the car are working together to get money off of them. Their going to interview me and I'm really scared. The last time I broke the law was when I was five and tried to steal a barbie from Walgreens. I'm only 18 now and I don't even know how insurance or fraud work, never mind insurance fraud. They're going to accuse me. They only thing I'm really guilty of is being stupid/ naive/ gullible. I trusted a person who I should not have trusted. My questions are: 1) How can I track down this person? I sent a messege on Facebook to all of our mutual friends telling them to keep an eye out. 2) How can I move the investigation from the police (who are on my side) along, when they aren't really doing anything? 3) What am I supposed to tell the insurance guy? What should I say? I just want my car back. I feel so helpless, please help.""

How do you compare insurance for Yamaha R6 and Ninja 300?

I just want general idea of motorcycle insurance cost between these two bikes.

The cost of insurance for multiple super cars?

Alright, so let's say I win a Powerball lottery jackpot, which automatically makes me the happiest man in the world. Well.. I know that's not going to happen, since I have a horrible luck, but let's just imagine. I get a big, luxury house in Beverly Hills with an underground garage. Since I'm a huge car guy, I'm getting all of my dream cars (all brand new). Here is the list (I probably forgot some): Lamborghini Aventador Lamborghini Gallardo Super Trofeo Bugatti Veyron Maserati GranTurismo Mercedes SLS Mercedes C63 AMG Mercedes E63 AMG Mercedes G63 AMG Mercedes SLR (not new, of course) BMW X6 M BMW M3 BMW M6 Audi R8 Audi RS5 Audi RS7 Range Rover HSE 2 Cadillac Escalade Platinum Ferrari California Ferrari 458 Italia Rolls Royce Phantom Coupe Rolls Royce Wraith Bentley Continental GT Bentley Mulsanne Corvette ZR1 Alright, so that's pretty much it. How much would insurance approximately cost? And don't say anything like if you have to ask, you probably can't afford it . Well, no ****, I can't afford it and never will, I'm just curious how much expanses I would have if I was happy.""

Does federal violation notice of violation affect my insurance and DMV history?

I live in California and I received a Federal violation notice during a trip to grand canyon and it was because I passed a stop sign ( it is stated as unsafe operation in my ticket). Within the instructions on the ticket it says if you plead guilty and pay the fine, we may or we may not report it to the DMV. Does anyone know if this ticket is going to be counted as a point and affect my car insurance? It seems too complicated and costly to go to court in this case and I paying the fine seems the only practical way!""

Im away to buy a car on sunday but have no insurance on it will i need insurance ?

i am buying a car on sunday but have no insurance first car buying and it seems that you need to be 21 to get 1 day insurance so whats the legal way to do it because i dont want to buy car then get stopped and it gets towed away and can i drive it awa if the guys got insurance still on the car but what if he doesnt? is that a risk i shal take or not worth it at all!!! thanks .

Can I buy Motorcycle Insurance for 3 months?

Is it possible for Geico to do that?

How much does a new camaro 2010 cost?

And how much would minimum insurance on one cost? I would be willing to get a white one if it meant lower insurance costs. Thank you and god bless!

Online auto insurance?

Other than the general, Is there any good online auto insurance providers??""

How does insurance for a scooter in florida work?

I was wanting to get a scooter a little like the one on this site: http://gainesville.craigslist.org/mcy/1167379006.html So anyone have any info that might help me like will i need insurance, would i need a special tag or license that costs more, are there any laws towards scooters in florida, would i need to get something from the owner like any type of paper work? Any tips would help a bunch!! thanks!!""

How much would car insurance be ?

I was just wondering how much insurance would be im 17 a girl (ive heard insurance is cheaper for girls) and about to start my lessons but was just wondering what the insurance cost is on a fiat cinquecento or a vauxhall corsa (which model of vauxhall corsa is the cheapest?) I live in a fairly rural area would this make any difference to the insurance cost ? Would it be cheaper to maybe go on my parents insurance ??? Also what insurance company is the cheapest? Please please please someone help :L

Cheap Car Insurance UK?

I have been looking at quotes for a while now and I keep on getting the quotes for around 3,000+, there is no way I am paying that. Before anyone suggests go on your parents insurance or get a provisional not happening, I want my own car on my own insurance 3rd party. Does anyone know any decent places where I can get insurance for 2,500 or less, it would be much appreciated.""

Motorcycle insurance for a 17 year old in california?

hey im 17 years old, and got the money together for my first bike. i went down to the dealership and was about to buy the bike when i found out insurance cost like 4k for full coverage. i want full coverage but dont wanna pay through the nose for it. i have not owned a bike before and i really want one, but im not sure if i can aford to. so my question is does anyone know what i should do to resolve my problem? preferably recomendations of good insurance comannys. thanks so much""

Will my insurance rate go up if i recently got stopped for a failure to obey stop sign? More details!!?

i am 17 years old and i got a ticket for failure to stop at a stop sign but i could not find my papers. so the officer never scanned my insurance card. will my insurance rate go up? ps... im not on the insurance policy, it was my mothers car and i am a new driver.""

Sykesville Maryland Cheap car insurance quotes zip 21784

Sykesville Maryland Cheap car insurance quotes zip 21784

How much car insurance should I get?

I live in California and wanted to try to save some money on my car insurance. I want to get enough coverage in case I am responsible for a major accient. Any recommendations on the following? Bodily Injury and Property Damage Uninsured/ Underinsured Motorist Uninsured Motorist Property Damage Medical Payments Thanks!

Can I use my parent's car insurance to buy a car?

I have been covered under my parent's car insurance since I was 19 years old and still am. I did buy auto insurance for the new car that I am picking up today from the dealership. However, that insurance does not start until 12:01 am tomorrow morning. As I am still under my parent's insurance, can I use that insurance as proof of insurance when I go to pick up the car this afternoon?""

Does MY CAR INSURANCE cover!?!?

I crashed my friends car. She has liability on her car so now she is screwed with a beat up car. I have full coverage on my car, now would I be able to use my insurance to cover her vehicle that I crashed?""

Can a step parents add a child on his health insurance?

We live in california, and i have heard that if they investigate and there is a claim and they look into it, because he has no legal coustody, then there is a possibility they would not cover the claim?? Please help, and if you reference from a website, if you could include the url that would be great.""

Car Accident in Michigan and no insurace?

I was in a car accident in Michigan and did not have car insurance, police did come, i did not recieve any tickets and it was determined that it was not my fault but my car is messed up pretty bad and so is the other car, now i am wondering even though the other driver said it was his fault and said his insurance would pay for it I know does not neccisarily mean that it will, but I did read somewhere that I might be counter sued, or that i may just have to pay his deductable, does anyone have any insight about this and what I should expect or expect nothing at all, yes i know i should not of been driving a vehile without atleast plpd but the car is not mine and not in my name so please no rude comments just asking for advice about the situation. Please and Thank you ;)""

Can i get insurance on my name...but my boyfriends car?

Registration is coming up, for my boyfriends car. He has a DUI on his record, so he's unable to drive as it is, I'm the one who drives his car. I was wondering if I could get my insurance to cover his car since I'm the one who drives it even though I'm not the registered owner. And would DMV (in california) acknowledge it?""

Health Insurance question?

Who can you add as a secondary person on your insurance? Can it be a significant other or is it only a spouse allowed?

Whats a good price for a 17 year old car insurance ? Uk?

Whats a good price for a 17 year old car insurance ? Uk?

Insurance on a 69 camaro?

How much will it cost a month for insurance on a 69 camaro and i live in florida and im 16

How much car tax and insurance on a limousine?

Does anyone know how much road tax you pay on a limousine? 1998 model. Also, an idea of insurance cost for a 30 year old man with a clean license to drive it. Thanks :)""

Some Cheap Auto Insurance Companies for Young Drivers?

Can you list cheap auto insurance companies for young drivers please?

Affordable dental insurance for my two year old?

I am trying to find a good dental insurance online for my son. I have came across a company called careington, but heard their discounts are never to be seen after you get things done. Does Metlife cover children? Anything helps! I'm trying to find something that isn't tricare related, he has regular tricare insurance, but takes forever for paperwork to go through, needing somethign fast and cheap...thanks.""

How much is Motorcycle insurance for a 16-17 year old?

I talked to geico and they told me that it would cost about $800 a year for insurance for only 1000 miles. Is this the case for most insurances? I have good grades and i am required to take a safety course before i get my motorcycle permit (i dont know if these will give me discounts though). I drive a 2006 Kawasaki klr 650. Thanks

""Volkswagen GTI owners, how much do you pay for insurance?""

I am doing a project and I need to get 3 auto insurance quotes. It's due tomorrow, if it's not too much trouble could anybody get me 3 quotes? This is the specifics: 2008 (White) Volkswagen GTI 2-Door Hatchback 46,000 miles 2 Wheel Drive Automatic Help would be much abliged, thank you.""

Will having a new licensed driver in the house affect car insurance rates?

I live in New York, and I'm getting my license. My sister is afraid that having another licensed driver living in the same household will raise her car insurance rates. I told her I didn't think it would, since I wouldn't be going on her insurance, I would be getting my own. Does anyone know the answer?""

CANT GET AN INSURANCE QUOTE LOWER THAN 5k!!!?

I am 17 years old, male, my birthday is 7/11/94. I am looking to buy a car to learn to drive in then finally fully insure. I have not passed my test you but when asked on insurance website's I have put under the 'time held licence for as 1 month just to get a realistic view. I have tried a huge variety of cars but I just can't seem to get them to a reasonable price. For example I have been quoted 5999 on a seat alto 1.0 litre on gocompare. I have also tried adding my father as an additional driver who has 15+ years of experience and no claims. I am currently a student and have stated that the car would be parked on the drive. I live in a semi detached house in a small town. Please can anyone help me on getting it down as low as possible. The only cars I would not consider are 1. citroen saxo, 2. ford ka, 3. any form of fiat.""

Insurance help???!?!?!?

right, im a 17 year old male who passed my test in may 2010, however i now have enough money for a cheap car and insurance, but why is it so expensive?? cheapest i have found is like 4k so please if anyone can help what is the best cars to get cheap insurance, i have tried putting myself as a second driver but is still really expensive, i need some help where is the best place, what is the price you have? i just need helpp!!!! pleeasssee""

How much would insurance be for a 750cc Motorbike for a 21 year old male (UK)?

I'm talking averages, what would be considered 'overly expensive'? Full licence and CBT. I don't have the bike so can't input the details on an insurance comparison site, I'm only considering it if it is better value to get the less powerful 125. Cheers.""

Camera insurance for not professional?

I would like to buy an insurance for my camera. Please write only the link for not professional. Thank you so much! USA

Gettting car insurance for more than one car?

si my big brother has a BMW series 3 and got the insurance done for it through my dad i've not long passed my test and have been ask to buy a MG TF and was wondering would i still be abel to get insurance through my dad as well even though my big brother had insurance through him for his car?

How much would i pay for insurance?

I want to buy an 2010 Nissan Cube, around 14,000 new and im 17, living in Ct. I was wondering how much i would pay for insurance, if its too much what other car should i get, i want to get a new car so can any one help me, my grades aren't too good, i would pay for it my self and i can afford about 150 a month since ill be paying 184 a month for the car with 60 months and 3000 down.""

Can parents get sued if I drive a car without insurance?

My mom tried to tell me that if I drive without insurance they would be sued because I live with them. I am 19 so I am a legal adult. The car is also in my name only. I think she was just talking out her *** personally, but now I am curious if that is even possible. Whatsoever.""

What would be my annual AND monthly insurance cost for me to own a car in my name?

What would be my annual AND monthly insurance cost for me to own a car in my name?

""Will the Government help us financially, with affordable health insurance plans?""

Since it's required by law in 2014 to have health insurance, will the US Government help pay for health insurance for your average family of four? Or any Non-Profits possibly, because, it's either food or insurance which is at least $400.00/month (through employer), plus all the co pays, deductibles of $7000.00+, major increases in food/gas,costs of living, with only $1.50/hr salary increase in five years. Seems to me health insurance should be affordable depending on annual income, and reasonable enough in price or there's just no way to live hear anymore, so can the Government help at all?""

Car insurance want to know the outcome of trial?

So 2 years ago I won a court case against someone who crashed into me. They Never Never helped me in court at all. I didnt even get to use it After the car crash since the other person insurance expired. Anyway they now sent a paper asking What happened in the case.why?. What can they gain from it? And further more I am not in that car insurance anymore. I haven't been for months.

Sykesville Maryland Cheap car insurance quotes zip 21784

Sykesville Maryland Cheap car insurance quotes zip 21784

https://www.linkedin.com/pulse/thomson-illinois-cheap-car-insurance-quotes-zip-61285-florence-davis/"

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New Smyrna Beach Florida Cheap car insurance quotes zip 32169

"New Smyrna Beach Florida Cheap car insurance quotes zip 32169

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Do Auto Insurance Quotes Affect Your Credit Score?

If I apply for a ton of different car quotes will it hurt my credit?

""Car insurance help, Private broker or big name company?""

I'm currently in the process of renewing my car insurance, and i'm wondering if small privately owned insurance brokers are cheaper than the bigger named companies? I'm 27yrs have a clean license and 2yrs no claims. Shocked at the current prices. Any ideas welcome. Thanks""

What is the cheapest n nastiest car insurance I can possibly take out?

I'm 26, just got my license, have 0 years no claims bonus... What is the cheapest car insurance I can get? I don't care if they cover me for hardly anything... Also will they insure me on a Toyato Celica 1.8 VVTI 3DR 2000 I want the cheapest of the cheap guys!! Suggestions??""

Estimate on car insurance for this car?

Okay, I'm looking to get a used 350z for my sixteenth birthday. I know car insurance is going to be really high for it being a sport car and for me being only 16, but I'd like an estimate to see where I'm going with this and I'm not sure how to do it myself. :) Here's a link to the car: http://www.nissanusa.com/z/index.html""

Whats happens if I don't get car insurance?

I have a speeding ticket on my license, I'm about to go to court for another speeding ticket (19 over) and a reckless driving ticket (for burning tires). I am 18, with a Nissan 300zx (2 seater sports car) My insurance is currently $120 a month for liability (I think) , and will probably go WAY up I was thinking, what if I don't renew my insurance? Will I just get a $200 ticket when I get pulled over for it? $200 ticket >>> $300 a month for insurance More knowledge the better, cuz the 2 tickets I just got are gonna cost me out the ***, and insurance is ridiculous anyways, I have 0 wrecks, I'm considered high risk with tickets even though its just speeding and burning tires. Speeding on old highways with nobody on them, the worst thing I have to worry about is deer. Burning tires in secluded areas on roads nobody drives on really.""

Car accident/insurance.?

Okay, three days ago I got into a car accident, I drive an SUV and the other party drives a Toyota Camry. Save for a few scratches on the bumper, my car is fine, the other woman on the other hand says she can't open her door and the front right light and part of the bumper is damaged. I told her I would cover the damages if we could keep this from the insurance companies. She agreed, but is now saying she is in pain . No one called the cops and she was at fault, I CAN NOT afford to have an accident on my rec as I'm only 18, what to do? I said I'd pay as my car is fine and as a thanks for staying mum. Now shes called her insurance company and claims she got an estimate of $3,600 for the car and medical.""

What would be the insurance on these cars?

What would be the insurance costs for a 16 year old girl for a Nissan Altima 2013 2.5 SV, a 2013 mustang v6 and 2013 honda crv EX? Or what are good websites to price it at?""

What is a really good affordable health insurance?

i make 12$ hr and on a very tight budget

Im an insurance agent and just got a dwi. How will that affect my insurance license?

Im an insurance agent and just got a dwi. How will that affect my insurance license?

How much does Mercury insurance cost for new teenage drivers?

my family already is on mercury (4 people)...how much more is it with mine included? (im going to have to pay for it)

Young Drivers Insurance question?

I'm 18 years old and passed my driving test on the 30th September 2010. I don't have a car because I cant afford the insurance. I'm working full time. I found a nice little car, a 2001 RENAULT CLIO, 1.2 16V 3dr Hatchback. I used a price comparison site to get a basic idea of what the insurance would be on it - and using my real own details and it was 5993. So I messed around a bit and added my mum as a second/extra driver. The price crashed down to 3,153. The option to add another driver was still there so I added my dad too and the price is now 2,617 - much more in my price range. I called them in and was like look at this and what do you think and they both agreed that there was something wrong with it and there would be a catch somewhere but I disagree. They said it would affect their own no claims however when added a extra driver no information about an extra driver is there. Are they right that there would be a catch? And can someone give me some more information about this please! Thanks!""

How much would auto insurance cost?

I am going to be driving soon (I am 15) and I'm looking into buying a car/truck. I would like to know how much it would cost for me to get insurance so that i can drive soon. Thank you!

Phoenix Auto Insurance?

Where can I get auto insurance in Phoenix? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.

How much would it cost per month to finance a 2010 can-am 3 wheel motorcycle? ?

Also, how much would be the insurance for 6 months? I just want to get a ball park figure.""

Motorcycle insurance?

progressive is quoting me at $20 a month for bare minimum coverage for a 2010 yamaha r1. I'm 18 years old and single. how is this even possible? am i reading something wrong? this price just seems absurdly low to me

Fog lights Car insurance?

Hi I have got a mazda 2 I was just wondering how much extra on my insurance it would cost to put some fog lights on my car

Motorbike and car insurance?

With fuel prices in the uk soaring and having to drive 120 miles a day I am seriously considering buying a motorbike to save both time and money. Thing is I'm gonna still need a car for the winter months when we have to deal with increasingly heavy winters... So my question is do i have to pay 12 months insurance for both a car and a bike or is there any way of having a policy that I can put on hold for the months that either vehicle isn't being used?

Car insurance question?

I live in indiana and my friend lives in texas. He has car loan for a car but is going to let me just take over the payments. The loan will still be in his name but I will be paying for it. Can I get the car insurance under my name??

Why does high fico score lower car insurance?

Suze Orman just said pay off store credit cards and do not close them -this will lower your car insurance. Should my son open store credit cards and pay off the balance right away just so maybe his car insurance be lowered? And why does car insurance companies care about your credit card fico score anyways? He'll be 21 in a couple months ; hoping the insurance will decrease.

I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?

I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?

""Got a speeding ticket in Oregon, can I go to traffic school so my insurance company will not raise my policy?""

I know in California you can go to traffic school once every 18 month and the insurance company will not raise your rates, is that the same for Oregon, and how do I go about it?""

Math Problems about insurance!!!!???? Urgent?

A- You have just bought a new and therefore fairly expensive car. You have to buy insurance. The insurance cost is $1000 for a year but the deductible is only $150. If we assume that the probability of your having an accident in the next year is 10% and that the average cost of an accident involving a car like yours is $5000, what is the expected utility for you of buying insurance? 2- You have just bought a new and therefore fairly expensive car. You have to buy insurance. The insurance cost is $1000 for a year but the deductible is only $150. If we assume that the probability of your having an accident in the next year is 10% and that the average cost of an accident involving a car like yours is $5000, what is the expected utility for you of NOT buying insurance and driving without it?""

Which insurance is cheaper for 19 years old person?

Which insurance is cheaper for 19 years old person? is it state farm(the one i have now) or geico. or please tell me what is the cheapest insurance company?

Cancelling car insurance for 5 months?

HI: I just moved to San Antonio for a 6 month project and the company decided to pay for my car rental. I'm thinking about cancelling my own car insurance for the time so I can save some $. Any thoughts on what the cons can be? I don't want to cancel it for months and then have to pay extra to get back in. my car registration is in Dec and I'm from California and I have Geico. Any inputs are appreciated. Thanks! Mike

Did you see the left/right coalition letter against the health insurance mandate?

March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui""

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

Those self-employed: can you share a good health insurance that's affordable?

I have found only quotes over $300 a month. Those that were under $100 had a.. drum roll....deductible of over 10,000 dollars! I need health insurance, but can't afford it. Ironically, my dogs have it and I cannot afford it for me.""

Question about car insurance. Will give 10 points. thank you!?

Well i have a basic hometown insurance, and they charge me 415bucks, im 16 years old and male. We own a Chevy Venture, 2000 toyota camry, and 1989 toyota camry, i don't own any, so how can i be still getting charged? I thought only the owner will get charged, i can drive under my dads insurance.? My dad owns the toyota camry, 89. Sister owns the 00 camry., dad owns van.""

What is a good health insurance for J1 visa visiting scholars in USA ?

J-1 Exchange Visitors are required by U.S. Department of State to have health insurance for themselves and any accompanying dependents in J-2 status for the entire time that they are in the United States as exchange visitors. Minimum insurance coverage must provide: Medical benefits of at least $50,000 per person per year or accident Medical evacuation of the Exchange Visitor to his or her home country in the amount of $10,000 Repatriation of remains in the amount of $7,500 Deductible limited to $500 per accident or illness I am looking for a health insurance that meets these requirements and allows to include my family (spouse and 3 kids). I was considering United Healthcare StudentResources but they increased the premium in 40% from 2011/2012 to 2012/2013 (considering the whole family). The IMG (International Medical Group) has the Patriot Exchange Program that meets the J1 requirements and is much cheaper, for example. Could you please tell the community the plan you have, pros and cons, and any other useful information?""

Where can I get affordable health insurance?

I need health insurance thats less than $50 a month. Im not eligible for medicare or medicaid. Im only 25 and in good health.. I mostly need it for routine stuff and in case I need emergency care. I live in Ohio. My work offers insurance, but its way too expensive!""

Medical Insurance with an existing condition?

My mother is working two jobs, one of which she continues to work at because of the medical insurance. My mother is ready to slow her life down and give up her job that is providing med insurance. My mother is diabetic, and it is improbable she can be accepted for regular insurance with her condition. How can she get what she wants; stay covered permanently, and leave the job where she is getting coverage now? She lives in California.""

Can taking drivers ed save my parents money on car insurance?

i need to know how much, if any, people save on average""

Which car would have higher insurance premiums?

I'm trying to figure out what car i want for my 16th birthday.. I've absolutely fell in love with the subaru wrx hatchback. the only thing im worried about is the fact that the insurance rates Might be high. i also like the mazda speed 3 and i was wondering which would be more expensive insurance wise. Also what you think about them being first vehicles. and please no<, you should get a POS for a first vehicle... Thanks in advance!!""

Seriously what are the cheapest cars to insure in the UK?

alright so iv had enough, so im 17 and passed my driving test so im looking for a car, the cheapest cars iv found to insure as of december last year were a classic vw beetle or a 03 ford fiesta. i checked again and the fiesta has shot up in price for insurance now but the beetle has stayed the same but still not cheap. iv tried everything from little corsa's, clio's, punto's, peugeot's, everything, they are all really expensive, the vw beetle would cost 3000 third party fire & theft, every other car is 4000+ i mean a 2000 rover 25 would cost me 5300 to insure. seriously what is the cheapest cars to insure? i don't want names of companys that do cheap insurance i just want cars that are cheap to insure.""

Insurance on a 1999 saab 9-5?

My dad says if I bought one the insurance rates would be extremely high even if we put him as the primary driver??? I'm 18 and irs either this or a 92 camaro will it be that expensive??

How much is car insurance for a 18 year old male in CA?

I'm 18 years old, get good grades, and I'm buying a new Nissan Versa (in Magnetic gray). The car's going to be about 14k total (out of the door price). I'm wondering which car insurance company I should go for, and what a good price would be. My parents are debating whether I will be added to their insurance plan, or if I will get it sepatetely. Does anyone have input on this? Thanks~""

Auto insurance question in Michigan?

i am making monthly payments on a brand new 2008 colbot that i got in dec 2007. I have shopped around for cheaper full coverage auto insurance, that what i already have. I can't seem to find no car insurance cheaper than what i have. My car insurance is more than my car payment. I have talked to a few insurance companies and we went over different things that could make it cheaper. But, they can't beat the price that i already have. My credit isn't the best, but shouldn't a car payment be more than insurance? Anyone have any ideas where and how i could get a cheaper car insurance policy?""

I am looking for health insurance for my 9 year old son and i?

in the state of tennessee. any suggestions for max coverage, min cost and no hassles. we were on cigna with my wife but she is now on disability, brain cancer and cobra is killing us. thanks and merry christmas.""

I have lost my car insurance details and paid in full how can I find out who I am insured with?

After paying for my car insurance in full I have lost the documentation and cannot remember which company I am insured with is there any way to find out who my insurance company is?

What is a collector car insurance?

please tell me everything you know about collector car insurance. i really need to know. thanks.

What is the cheapest sr22 insurance in california?

i had one accident in 2009 and i am currently paying the other party but i hadnt done it before and the dmv took away my license now i need to get a sr22 one but they keep on giving me car insurance quotes,, any help appreciated im 20 years old and dont own a car my uncle lets me borrow his""

Does car insurance cost change depending on the area you live in?

I went to college and I would really like my car. However, my parents say that the car insurance would increase because of where my school is located. Is this true?""

Which rental car company has the lowest insurance prices (LDW)?

Which rental car company has the lowest insurance prices (LDW)?

Best insurance companies for 17 year old passed my test?

ok ive pased my test and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

How much would the car insurance for a Cadillac Escalade 2011 be?

The car is for an 18 year old and two other adults are included in the insurance plan for State Farm.

Is car insurance issued in one province valid in another?

I can't afford insurance in Ontario. The basic rates for males under 25 are the highest in all of north america. I was thinking of changing my legal address to Manitoba to apply for their insurance whilst forwarding all my mail to my actual address. I can't take public transit, I live and study in the suburbs. I'd also have to bike 20kms each way to work otherwise. I was quoted between 6000-8000$ /year despite no accidents,tickets and choosing a relatively cheap car to insure.""

What is the cheapest motorhome insurance to purchase online?

I just bought an older 26 ft. class c motorhome and need to get insurance just to put a plate on it so the city ordinance officer cant screw with me because it is parked in my driveway.I live in Michigan.I wont be using this until fall and dont want to insure this yet through my regular insurance carrier.Does anyone know of a online insurance company thats fairly cheap?

How do you get car insurance for your car when you never had insurance?

I'm looking to put a down payment on a used car but I need to know how does putting insurance on it work? I never had my own insurance this will be my first car I get on my own, I will not be under my parents insurance or anything like that it will be completely brand new.""

Is insurance higher on a bmw then other cars? Even if it's a old sedan bmw?

Looking for a used car. Found a 2000 bmw 325i. Dads FREAKING OUT saying the insurance on it would be way higher then other cars because it's a luxary sports car even tho it's old as dirt. and doesn't go fast AT ALL.

""For pain and suffering money, how much is enough to ask for from your own car ins. company?""

I was in a car accident where the other driver was at fault (under 18 yrs old, no drivers' liscence, no car insurance, failed to yeild). My car was in the shop for 3-4 weeks, I just finished chiropractic care, and my ins. adjuster is going to meet w/ me soon. I have full coverage insurance plus 'uninsured drivers insurance'. So anything my regular car insurance doesn't cover my uninsured insurance pays for anything else. But he also let me know I will be getting 'pain and suffering money. How much should I ask for?!?! I don't even know an estimate of what I should ask for. The worst thing about it is, since the other guy doesn't have insurance, my dealing with my own insurance company. They said after my claim is settled, they will turn around and sue the other driver. I don't want to end up sueing my own car insurance company either. this is my first car accident.""

""My teen had a minor accident, will my insurance go up?""

My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim with my insurance because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver's license. Also, I'd like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you""

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

Best health insurance for single young adult?

I am looking for a decent health insurance plan that will not cost me and arm and a leg but will still give me good coverage. I am self employed (a cosmetologist) so obviously my company does not supply it. I want it to cover health and dental. Any suggestions?

Affordable Student Health Insurance if I can't be on my parent's plan?

My parents are Japanese citizens in living in Japan and the insurance I currently am in with them obviously won't cover me in the U.S. I am going to be a college freshman and wonder if anyone knows any affordable student health insurance plans/companies. The plan provided at my school is a bit pricey and needs me to pay it all at once in the beginning which I can't do. Any affordable and numerous-payment-planned insurances?

What's the cheapest motorcycle insurance for a 17 year old owning a motorcycle and holding a Motorcycle L....?

Learner's permit and no DL in viriginia? Serious answers only please. I want to be the only person on the insurance.

When buying a car how many days do they give you to get insurance on it?

how does that all work? im going tueday to get financed for this car i already know i can get it i just have to sign some papers but im wondering how does the whole car insurance thing work because i know you have to have full coverage insurance. play it out for me tuesday i go to the dealership to sign some papers and then... i drive the car home?... when and how do you go about getting the title put in your name, getting insurance on the car... so on and so forth.... thanks its my first time and i dont want to be as clueless as i am right now when i go to buy it haha""

Base salary start for insurance office in california?

How much do you estimate I'd get as an administrative assistant in an insurance office? I have a possible job opportunity to consider for them to help me become a licensed agent and get commision and bonuses. The boss man said he does base salary.

How much time is given for car insurance company to settle a claim?

my car was hit in parking lot and insurance is dragging its feet to investigate. how much time is officially allowed for this investigation and what are my rights bacause it has been 30 days today. i have a full insurance on this car and insurance company is investigating as a fraud claim!. insurance from metlife!

Car Insurance costs: How can I tell what my car insurance will be without giving away details...?

I have my provisional, and as soon as I pass I intend on getting a car. I am in the UK, and was wondering if there was a way to see how much car insurance costs. I was looking to see if I could roughly get a car insurance quote without already having a car etc, since I would obviously have to see the insurance price before buying the car. Any contributions to solving this question will be greatly appreciated! I cannot find the answer anywhere! Please do not post comments such as ask around or ask an agent Thanks guys! (:""

About how much will my car insurance increase...?

I recently received a speeding ticket for going 81/60. 4 points and 185$ fine...the officer said he would knock it down to 2 points and 80$ fine if i showed up to court. I'm 19, I live in S. Carolina, and I pay 195$ a month for a 2004 mazda6. Does anyone have an estimate on how much 2 points will raise my rates? Note: This is my second ticket; my first was an Improper start from start, no points 155$ fine. Thanks so much!""

How much will insurance cost lower by taking online driver's ed in Florida?

I'm 18 years old and I live in Tallahassee, Florida. I used to have a 1996 Mazda Protege DX and it cost me $127.00 a month with Acceptance Insurance. I never have had a ticket or have been in a wreck. I see some people who have way newer cars than I do and insurance is way cheaper for them. How much will insurance, on average, lower a month if I plan on taking online driver's ed in the state of Florida?""

Why Will Companies Keep Offering Health Insurance?

Why Will Companies Keep Offering Health Insurance? Who here believes that if Universal Health Benefits are offered through the US government to all US citizens that companies and employers will continue to offer health insurance benefits to their employees as a payroll/benefits expense. Do you really believe companies will continue to pay such a large amount of overhead when they can simply stop offering those benefits and let the government program take over? What employer in their right mind would keep dishing out $500 a month per employee when the government is begging to take that system over? If you think Yes, please tell me why.""

Is there any way a 16 year old minor can get car insurance in his own name in SC?

From what I have read it seems like all I have to do is get my parents permission to get my own plan in my name and that's it. And if you can please give me some car insurance agencies that will give minors car insurance. thank you

Health insurance for preexisting conditions

I've been denied health insurance under a private plan due to preexisting conditions and have to wait 3-5 months to be accepted into the CA high risk pool at a cost of $320/month which I really can't afford. Also, my employeer doesn't offer health insurance. Does anyone know how to get coverage?""

Insurance and emergency room?

Why does it matter what type of insurance you have in an ER? I have overheard nurses signify to physicians what type of insurance an individual has. Why would that information be pertinent for a physician?

My car insurance and my driver license will be suspended?

Here is my story . Don't be harsh to me because I know my driving is bad I have been driving with this car for 7 months. I paid premium coverage. I did hit a divider myself and then I claimed my insurance in order to get my car repaired ( this time cost like $3000) After that 3 months, I hit a car in a parking lot. Another driver claimed my insurance and the insurance company paid them $600 to fix their car. After that 2 months, I again hit another car in the parking lot. I renewed my insurance in Jan. Before I paid $800 for 6 months, this time I paid $1900 for 1 year policy. Yesterday , I really hit another car on the road. I claimed my insurance again because the other driver's car really bad and I don't think I can pay off. My questions are : Should I pay deductible in order to get my car repaired because my car bad too and the body shop said It would cost 1k to 1.5k( because of the old damage) Will my license get suspended? Im living in CA and never get any tickets and this accident is the only one has police report? How will my insurance increase? Right now Im so stressed and confused about what Im going to ? Please help.""

Insurance and meds HELP Please?

Any advice would be helpful first my story I have meds that cost $1000 every month. I need insurance I have not had insurance since Peach-care about 3 years ago My job offers insurance for $2.50 a week my jobs insurance covers everything but my meds I get my meds for free with a prescription saving program I only make around $900 a month If I get my company insurance I no longer qualify for my free med program Any advice? I miss Peach-care they covered $100% of everything for only a few dollars. Is their any insurance that would cover 100% of my meds and dental, vision etc for no more than $100 a month?""

2 insurances? 2 deductibles?

If I have 2 insurances one has a 500 deductible and a 80/20 coverage and my x has an insurance that has a 750 deductible, does this mean we both have to pay each of our deductibles for our child? She is getting a MRI, what happens, will my insurance make us pay the first 500, then the 20 percent.. Then does the remainder go to her secondary insurance, then the first 750 comes off top of the balance again?""

What is the best auto insurance carrier?

Hi everyone. I am shopping for car insurance and want to know the best but most affordable out there. My mother thought to put me on her policy with Progressive and I would pay her for the insurance, but they were going to charge her over $500.00 to do so. My friend has gotten into two accidents and hasn't had to pay nearly that much , and neither did her dad when he put her on his policy. So my question is, which is the best, most affordable insurance? Any help would be greatly appreciated! Thank you. :D""

What is the Difference between a PRIMARY and SECONDARY type of driver on Insurance?

Was looking at Auto Insurance and was wondering what the difference is between being a Primary driver of a vehicle and a Secondary. Is it cheaper on insurance to be a primary if one driver has more years experience than another or does it matter at all? I gather being an occasional driver would make a difference on insurance though.

Medical insurance coordination of benefits help?

Husband & wife both have group medical insurance with their employers. His insurance is a bucket plan through Cigna called an HSA. It pays for the first $750 & then he has to meet another $750 before anything else is pd. Her insurance is Healthlink PPO with $250 deductible. If husband's insurance pays for his chiropractor bills in full (as not over $750 total) can these bills be submitted to her insurance to help meet the family deductible of $500? We live in IL. Any help would be greatly appreciated. Thanks!

Automobile insurance coverage?

Automobile insurance coverage indemnifying insureds for damage to their won vehicles is a- collision b- comprehensive c- not available d- both a and b

Insurance on Drivers License?

How do you get insurance on just your drivers license?

Where can i find my proof of insurance?

Earlier today i went to DMV for my behind the wheel test but they're asking for my proof of insurance but i dont know where can i find it. do i need to ask for a copy of proof of insurance to my insurance company?

Health insurance premium just went up because i turned 60.?

Anyone know where I can get my own health insurance rather than through my employer?

How much more is insurance if I don't take Driver's Ed.?

I'm nearly seventeen, and I don't even have a permit :X, I was never able to find my proper documentation (no, I'm not illegal, I just HATE going through beurocracy). I live in Iowa, and I have to wait six months before I can get my license. But it'll be a limited license, and in order to get it I have to take three months of driver's ed. and do twenty hours of independent driving. So if I got it in March, the earliest I could drive would be September. But I won't have a car, and I don't need a car; and I don't have the money for a car. So I figured I'd wait until I was eighteen, which would be in May of 2011, because I wouldn't need any needless requirements, and I wouldn't have to take driver's ed. But my question is; how much more would car insurance be if I didn't take driver's ed, and just went for my full license when I was eighteen?""

I'm thinking about changing car insurance. Does Geico provide good customer service?

Their quote to me was amazingly cheap and that makes me a little nervous. You get what you pay for is what I have always heard. Anyone had their insurance through Geico? Good or bad experiences, please.""

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

Obamacare: What if you cant afford health care insurance? What if your not employed.?

Obamacare: What if you cant afford health care insurance? What if your not employed.?

""On average, how much does home owners insurance cost?""

I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house.""

If im a second driver on my dads car when i get older will my insurance get cheaper?

Hi if im a second driver on my dads car when i get older will my insurance get cheaper or not because im the second driver my dad has a vauxhall astra 1.6 its 11 years old and how much do you think the insurance will be im 17 year old boy

Car insurance...?

Ok I have 2 choices here! I have only been driving 6 months so I have 0 no claims. I have just been bought a car and to add it on my insurance policy it costs 60 on top on the 45 I pay a month..(105 a month) for 5 more months til i get my 1 year no claims or for 70 a month I cant start again with a different company . what to do? ....

Car insurance? opinions needed/welcome :)?

So i recently got a 00' nissan frontier, and my parents paid it completely with cash. I was wondering what the average cost it'd be, or what you think it'd be. info: -texas -16 Female -paid off completely -3.0+ gpa ( i know some insurance companys offer discounts for this) thanks :)""

How much would auto insurance be for a 16 year old?

When i'm 14 in a year I would like to get a summer job, and store half of my paycheck in the bank because I want to save up for a car when im older and I get my lisence. I want to know how much insurance would probably be for lets say... a Mitsubishi Eclipse (1990s-2004) or a Nissan 200sx.""

Is there any dental insurance to recommend for adult orthodontics?

I am 26 years old, and I want to wear braces. I try to enroll a dental insurance to save money but failed to find one that covers orthodontics for adults of my age. Can anyone give me any recommendation for the dental insurance? Many many thanks.""

Cheapest car insurance? UK? For young drivers.?

What company or what car is the cheapest to insure? We are looking at buying a car, but since my hubby is only 20 the insurance is through the roof. (Can't seem to find a quote less that 2000) Any one got any ideas?""

CDW for car insurance?

When I went to Ireland in 2010 and other previous years, I did not get collision insurance on my rental car as it was covered by my credit card. My World MasterCard no longers offers this coverage. Does anyone know a credit card that does?""

Whats a good price for auto insurance?

I'm a part-time employee that makes about 210-250$ a week. I drive about 50 mi. 4-5 days a week. I am trying to pay for tuition (3000 a quarter) and a cell phone bill as well (100 a month). I just want a rough estimate on what I should need. When I talk to a representative I feel like he wants to get the most out of me. When I try to pick out a quote myself, I tend to think of the worst cast scenario and opt for the better plans. My plans always come-out to be 220 a month. Is that high or just right? I just need a little guidance by my peers or by older folks that have been down this road before. Thank you very much.""

How Much Would My Car Insurance Be?

I'm 17 years old, I'm a guy, it's my first car and it's most likely going to be a 2004 Impala or a 2000 Lincoln Navigator. I'd most likely be on my mom's insurance. Could you guys give me like a general estimate of what I could expect to pay a month. Thanks in advance.""

Pre paid car insurance?

i am looking for a cheap prepaid car insurance. i dont know how long i will be in the country. any suggestions please

""Where can I find an AFFORDABLE health insurance in Dallas, TX?""

to cover my family; me, wife, 3 kids. without too much deductions. I only know Unicare and BlueCross offers lower rates, but wanted to see if you guys can find something lower than Unicare and BlueCross. Can I apply health insurance internationally like Canada or should I wait until Democrat president to setup an special health insurance plan (I forgot what its called)? Thanks!""

Would my insurance go higher if the car is leased?

If a car is bought by full price, would my auto insurance go low or high?""

Buying a used car and purchasing a car insurance in Tucson?

Hi. Im going to study in tucson for the next 2 years as an international student. I want to buy a car, and I am looking for a place that would be known to sell used cars at a fair price (I am not looking for something more than 7-8000). It would also be nice it those car would come with a warranty. Do you know good places for that? Also if you can advice me with car insurance that would be nice. Thank you a lot!""

Can you pay car insurance monthly without extra charges?

Most car insurers charge a direct debit fee up to 30% APR if you pay monthly - are there any free ones (or at least cheaper ones)?

Can I Still Be Covered Under My Parents Car Insurance?

Im currently under my parents car insurance policy, I got married not too long ago and was wondering since I got married can I still be under their car insurance? Thanks""

Can we get cheap car insurance in the UK as Australians?

My partner and I are moving to the UK in March and had intended to buy a car. Just an Astra or something for under 1000. However, when I put our details into insurance websites it tells us we will have to pay upwards of 2000 for 3rd party insurance. I realise this is because we have not been residents or have held UK licences but is there any way to get something cheaper? This seriously hinders our plans, we can't afford that amount of money but were really hoping to have a car. Can any one give us any advice? I have put in that we have a UK licence (as we would be prepared to get upon arrival and would have to any way after 12 months) but this does little to change the quotes.""

""When will my car insurance rates get cheaper, due to having a clean driving record?""

I know I didn't do the best job asking the question, but I'll try to be short and sweet. I'm going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would've cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn't effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I'm asking is; when are my insurance rates going to go back down? I'm going to remain on my parents insurance for a while, just because its cheaper etc etc... and I know I'm still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)""

How much would a street bike cost to insure?

like a gsxr 1000. Just the price range.

Need a car with VERY cheap insurance. 17 year old male.?

Im just about to pass my driving test and i'm looking to buy a car, something very small like a 1.1L. I've had a few insurance quotes and then results are coming up as 7000?! Even for a ford fiesta or a peugot 306. I put the annual mileage down to 3000 and put my dad as a named driver but it is still very high. What cars could be lower thn this, and any good insurance company that offer low quotes for younger drivers.""

Where can i get affordable health insurance?

health insurance in south carolina

Is There Any One-Day Car Insurance?

I have a car that is unplated and I don't drive it for more than one year but I am going for my G license test which can be done in one day. So, I wonder if there is any car insurance for one day in Ontario Canada?""

401k vs Life insurance?

Which is a better way to plan for the future? 401k or life insurance? I think life insurance would be better because if I died tomorrow it would pay off and take care of my wife, but what would my 401 k do? She could take out the money I guess but how much would have to be in there for it to be more than life insurance?""

What is an affordable life insurance for a cigarette smoker?

What is an affordable life insurance for a cigarette smoker?

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

New Smyrna Beach Florida Cheap car insurance quotes zip 32169

https://www.linkedin.com/pulse/fiance-hit-transfer-truck-driving-my-car-hes-plan-did-jacob-andrews/"

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north carolina insurance plans

"north carolina insurance plans

north carolina insurance plans

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Someone who knows California car insurance?

So my parents are out of town for the weekend and my aunt is watching us. My brother has his permit and he was driving my aunt & I around. My aunt was in the passenger seat. So my mom called saying that my brother can't drive until she gets back because he is not under her insurance. Is this true ? Or is she just saying that ?

Where to purchase liability insurance for a rental car?

i dont have personal insurance of my own, for am i renting with a credit card. Trying to find place cheaper than the rental car company""

How much would I pay for car insurance.?

I am 17 and a half year old; about to turn 18 in less than a month. Ive achieved my high school diploma. My parents are adding me to their car insurance and theyve been driving for more than 30 years. Non of them have received any tickets or have cause in accident. Clean record . we live in London Ontario and we drive 2 cars. a 2003 Dodge Grand caravan and a 2003 Chevrolet Malibu please help me

Average health insurance annual limit?

How much is the US health insurance annual limit. I'm talking about the amount the insurance company will pay to the healthcare provider. NOT what the customer would pay. IE: I go to the hospital for chest pains with insurance. I pay a deductible (a) and the insurance company pays the rest (b). Most insurance companies have a limit for the amount they will pay towards (b). I need to know what the average limit is. Google is failing me here, but maybe I'm just doing it wrong. Just to be clear: I am looking for a dollar amount not a percentage. I am not interested in what the person pays, just what the company pays. Thank you!""

What is north carolinas cheapest car insurance company.?

What is north carolinas cheapest car insurance company.?

Putting someone on my car insurance policy?

Can i add my brother and his car to my insurance policy? He doesn't have insurance cuz he can't afford the whole big down payment to start his own policy. Can i just add him and his car to mine? I don't drive his car and he doesn't drive mine, so would that work?""

I need health insurance for my daughter?

I am a 70 % disabled military veteran looking for affordable health insurance for my daughter. Any suggestions?

What is family floater plan health insurance?

i want to know about family floater plan health insurance

How do you get long-term heath care insurance in Georgia? And how you pick the best one for you?

My grandma might need to go into an assisted living home soon? My family are thinking about a Sunrise Community and they take long term health care insurance? How do you obtain and pick the right type and does Medicare cover it? thanks

Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206. on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort. whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!""

""CAR INSURANCE, i live in a bad area and its doubling my quotes.?

I've got a mini 1000 1974 that im restoring and ive lost all motivation to finish it after reciving quotes starting from 7.5k and going up to 18k. Im guessing the reason being is that I live in a F rated area. its a proper s##t hole. Is there anything i can do to help reduce the quotes to a figure that i can realsticly afford. 7.5k is more than im earning.

Health insurance please help?

When you roll over, job wise, when does your health insurance usually start?""

Would it really cost me a lot more insurance?

I have a 93 camry and I'm trying to look for a new car to replace it. I asked my insurance company about the cost of insurance for a 2009 honda civic EX sedan 4 door and it was 536 every 6 months. Researched that car more to find out it was in an accident so scratched that car out of the picture. I found a 2007 honda civic EX coupe 2 door and no accidents and i see nothing wrong with it. They are both EX but the coupe is older. Would the insurance be much of a difference?

What does liability mean with Auto Insurance?

Im in the military so I dont need any medical mine is fully paid but does this mean I dont have any coverage when it comes to damage to my own vehicle? I got quoted $544 for 6 months. ANy idea how much it would be if I got insurance on my vehicle too. Thank you

Getting Health Insurance?

I recently moved to New York City and the health insurance is expensive here. I was living in Virginia with my family and they still live there. Can I apply for Virginia health insurance, even though I'm living in NYC?""

Car insurance question?

Im 18 (female) i just bought a 1994 ford explorer. I have my license and stuff. First time im getting insurance. I need coverage to fix my car if i was in an accident and fix the other persons etc. Would it be cheaper to the car in my dads name and get insurance under him? Hes 58 and stable job for years and good credit. Thanx

I'm looking for cheapest car insurance possible (ICBC)?

I'm looking for cheap used car insurance. More specifically I'm looking for a list of top 10-50 cheapest used vehicles to insure in BC (ICBC). I know that there are many factors involved in determining auto rates such as year/model/engine/etc.... Surely there must be a list available to the public without having to call an ICBC agent every-time.

How much should whole life insurance cost for a younger individual?

I would like to know a general range of prices for a younger age. I am 22 and I went to nationwide but whole life was too expense. They quoted a 30 year term, $250K for $25/month, which I still feel is expensive. Let me know what you think.""

Will my insurance cover this?

I recently traded my phone and i called radioshack and they said my insurance should be transferable. is this true?

""I am 66 years old, can I get health insurance??? how about medicare???} how dan I proceed?""

I am 66 years old, can I get health insurance??? how about medicare???} how dan I proceed?""

If you are in the military does your car insurance rate go down?

If you are in the military does your car insurance rate go down?

Car accident and no insurance!! Advice?

My brother just got caught driving without insurance. I know this sounds bad, but he has been struggling with money for some time now, and has many school loans he is paying off.... Too make a long story short, he can't afford car insurance and made a dumb move to drive to work and back without insurance. Now a car drove in to him, and had no insurance to show the officer. He now has to show up to court to prove that he had insurance!!! I feel bad for him.....what is the fine? He wasn't at fault for the accident! He just got back on insurance but he didn't have it at the time of the accident.... What is going to happen? What should he do to save himself??? Please help.... :S""

What is the cheapest way to get insured on a Ford Fiesta 1.2 for an 18 year old?

Hey, I just passed my driving test and the trouble is insurance :( I've found the perfect car for me which is a Ford fiesta 1.25 studio, 2006 model which has done 49000 miles and is valued at 3800 pounds. The insurance is nearly triple the amount of the car which is something I simply cannot pay. I was considering coverbox or insure the box but I'm not too sure. I've been researching online for a good few months now and all price comparison websites and insurers' websites seem to be suggesting the same price. So please if you know how to get cheap car insurance for a 18 male who has 0 months no claims, I would appreciate your help :)""

Homework / car insurance question?

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What's the cheapest car insurance in NY?

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north carolina insurance plans

north carolina insurance plans

Need a group for medical insurance?

Employer offers very skimpy medical insurance. Individual (i.e., non-group) insurance is very expensive. I have heard that groups have been formed so that members will qualify for group rates. Please tell which groups these are, and what you know about them. Many thanks.""

Can we get a tax break because our insurance is so costly?

My husband only takes home about $2400 per month (after health insurance is deducted from his check) and $300 in savings from a shared family income property. Our health insurance is almost $800 per month for us and our 2 children- a toddler and an infant. We are barely getting by. We pay $1700 in rent and utilities plus our other regular bills such as food, fuel and phone bills. I just started an evening job 3 nights per week making minimum wage to help, but is there any way we can get some of the health insurance cos ts back? I know Obama Care is available, but is there any other program or tax credit we could apply for while still keeping our health plan? I have a preexisting condition FTR.""

How much will auto insurance be?

I am going to be getting my permit in a month and i already have a car. its a 94 plymouth acclaim 4 cyl and i was wondering how much insurance will be, I will be joining my moms insurance she has farmers.""

""New driver, teen car insurance?""

does anyone know about how much the average teen's car insurance is? im 17 and looking for a car, i have $1750 in my bank account... about how much would car insurance cost me? and how much do i have to pay upfront? i know its sometimes cheaper if you have good grades, and i have straight a's. can anyone help me? thanks!""

Is there a site that tells new car insurance groups?

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I have auto insurance in SD but currenly in MN for college?

I'm currently in college and looking at switching my auto insurance. My permanent address is in South Dakota which is also where my car is insured and I'm going to college in Minnesota. I know I need to have my policy in South Dakota but will using my college address require I have minnesota insurance and register my car in minnesota?

Who has the cheapest auto insurance?

I must have full coverage. I have gotten a few quotes but I need suggestions. Thanks in advance!

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I need health insurance as a student! Help?

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Are there any car insurance companies that only look back 2 years instead of 3?

Are there any car insurance companies that only look back 2 years instead of 3?

HOW MUCH WOULD IT COST IF A PERSON GOT A TICKET FOR DRIVING UNDER SUSPENSION AND NO INSURANCE?

I HAVE BOTH OF THESR AND WANNA KNOW WHATS THE MAXIMUM FEE

""What agency will investigate fraud, abuse or illegal activity in government medical insurance programs?

And how will the Judicial system be made affordable for persons who are living in poverty?

Car insurance for an 18 year old?

When I turn 18 I'll most likely be getting a car. I'm living in NJ and just want to know how high the insurance would be. Also, would previous driving experience help? Like I drive a moped, I don't think it would do much, but would the insurance go down, even a dollar? I'd just like to know.""

What happens if I get cancer with no insurance?

It's just a hypothetical, I don't have cancer and I do have Catastrophic Insurance but I know that would not cover chemo etc but as far as I'm concerned, I would probably have to kill myself in the case that this happened, which I'm preparing myself for the possibility. No insurance carrier will cover me with real insurance because I;m taking meds for high BP and cholesterol, both are in check""

How much is insurance on a Mazda RX-8?

I'll be 19 years old when I get it(if I get it that is), I will have had my license for 4 months(if that matters), clean record(no tickets or accidents), I live in 75044 Texas(if that matters) and I'm a male(I know that matters). The car will be anywhere from an 04 to 06 with < 100k miles on it. It will be a 6 speed. [about] How much will insurance be for full coverage vs liability only? Right now I'm in a 98 Honda Civic Ex with 187k miles and it's $40 a month for liability only if that helps.""

Will my insurance still go down if I have a really cheap car for my first year then a more expensive one after?

When my sister first got her car she crashed. I don't want to buy a new car and have that happen to me because it will cost a lot to have it repaired so I have decided to get a car for no more than 600 for the first couple of months, hopefully a year if it will last that long. I'd like a fiat 500 after that year and because I want to personalise it I would have to buy it from the showroom and it's 14,000 :-|. The money isn't the problem because I've been saving for ages to get this car but I am worried about the insurance on it. If I get a car for 600 first (it will be my first car), and have no accidents for a year and get a more expensive car (the fiat 500), will my insurance on that car still be high? I will be 18 when I get the cheap car and 19 when I get the fiat and Im a girl, if that helps.""

Affordable health insurance in Florida for someone who is 22 with no kids.?

I am 22 years old and I live in Florida. I have no health insurance but I really need it because I have asthma and alot of other health issues that seem to come up alot. Does anyone know of any type of affordable health insurance or anything that could help me?

Will my car insurance be able to transfer over to another car without extra fees?

My mother-n-law has an extra car that she doesn't have insurance on because she doesn't drive it shes letting me use it for a month. If i get my own policy and pay the 6 month premium in full and add that car to it when I take that car off after i give it back to her will i have a credit that I can transfer over to my car when i get one in a couple months without paying anything extra?

Car Insurance Price for 99' Corolla.?

I'm thinking about getting this 99' Corolla but I'm not sure how much the car insurance will be. -I am 17 years old and i took Drivers Edd. -I live in Rural area. I hope some of this info will help with the estimate. Looking for how much the insurance will cost a year/month.

Are jettas cheap to insure?

I need to buy a car for college and i really like a 2001 vw jetta. I have the money cash for it, and im looking at middle coverage. I know i can get a quote, but i dont like doing ...show more""

Car insurance question.?

Basically, I am hoping to pass my test this October. I am 20, and am looking to be insured on my dads car. He has a 7 seater Mitsubishi Spacewagon. It is now worth about 9,000. I was wondering if anyone knew ROUGHLY how much insurance may cost? Would it be cheaper to get my own small car and insure it myself rather than being a second driver on a more expensive car? Thank you!!!!""

Is it legal to have car insurance on your vehicle under someone's parent's name?

Is it legal to have car insurance if it's in someone else's name, and they are aware and okay of it? The specific situation is, I am getting a car from my dad, and the auto insurance is going to be under his name still. I am a licensed driver, and need to figure this out, because I do not want to drive with his insurance, if it is illegal.""

If you separate from your hubby and the health insurance is through him would I still be covered??

or do I have to get my own policy?

Apartment Insurance?

I live in the basement of a house. Am I covered on my landlords insurance policy, or should I invest in renters insurance?""

Can Someone in another state insure my car for me?

I Live in Georgia Where it is legal to get your car registered with insurance in someone else s name. I know for a fact because I have seen it done. But What I want to know is when I buy a car can since im so young and insurance rates for me are so high can my grandmother in Michigan add the car to her policy? or can my mom in CT insure it for me even though the car will be registered in georgia? Or Does it has to be another Georgia resident?

north carolina insurance plans

north carolina insurance plans

Does anyone know any cheap car insurance companies for new drivers?

I am coming up to 19 (1 week) and have had my UK Full Manual license since December 2012, it's now May 2013. I have tried everything to find cheap car insurance online and it's virtually impossible! I don't know if it's my area that I live causing it to be so high, or my lack of experience with driving. I have tried different addresses (i.e. family members) not in to be fraudulent but to see if it is the area, which is proving to be quite true. But I've tried insurance comparison websites and asked friends who they got their insurance from and still no good. My cheapest quote is around 2,000 which I just can't afford. I am going to university in September and will be going on various placements within the weeks I am there, so a car would really help get me to places easily. I was wondering if anyone had any tips on lowering the cost of insurance, somehow? I've tried all these telematic sites but it's still too high. Also, could anyone recommend any sites I could try for my insurance quotes? N.B. I haven't purchased a car yet (as there is no point if I can't afford insurance) but is there a year which can help to lower the cost of car insurance? Such as, rather than having a 10 year old car (03 reg) having a 3-4 year old car? Any specific year? Thanks very much.""

How and where do i find 'cheaper' car insurance? UK?

Im 20 , female and I will be 21 by time I get a car (hopefully). I really don't know where to find cheaper insurance. I tried confused.com but the max price is 3000! my friends who are younger than me get it at like 1500 and I don't know why or how. Also if I offer to pay the insurance in one lump sum , would it be cheaper? I'm looking for a Vauxhall corsa between 1.1 and 1.2 or maybe even lower engine. What other ways to get a cheaper quote? Please help. Driving is all I ever wanted to do and I might have a chance at it in this summer.""

Which company can provide me good student international insurance?

student international insurance

Car Insurance in Northern NJ?

Hello, How much do a couple pay on an average for car insurance premiums in Northern NJ? I am insured with liberty mutual and my monthly commitment is close to $140, I have a clean driving history and no claims in the past. Culd you suggest how I cut down on my premiums? Also the best car insurance company in the tri state area.""

Health insurance for wrestling..?

hi im a soon to be freshmen joining the wrestling team, and i dont have health insurance.. coach says i do, or i cant play. can someone please tell me a cheap health insurance coverage? my family is not financialy strong.. so please help me out here""

How much would insurance be?

my step dad is putting me on his insurance, he has a 2006 dodge caravan.. how much would it be for me ( a 17yr old girl) to get put on as an occasional driver?""

Auto insurance rates in USA?

Auto insurance rates in USA?

Car insurance without a license? Help?

Hi. So my dad just bought me a car in Chicago. We live in North carolina. I need to transfer the title and get it registered, but i think i need insurance first. I also need proof of insurance to get my license. I dont know who will give me insurance without a license and a car that hasnt been transfered into my name yet in North carolina. So what do I do? what insurance companies have policies for somebody like me where i can spend a decent amount. I'm think 250 max a month. and yeah my parents dont wanna put me on their insurance.""

How much does type of car vary the insurance rate?

I am 18 and am going to be licensed in about a month or so. I am thinking about buying a first car but I'm just wondering out of curiousity, how much would insuring a 2002 BMW cost more than let's say...a 2002-2004 Honda Civic? I'm looking at the civic but if they are in the same price range, I would rather buy the BMW. Yes, I know about the Honda gets 50 mpg and BMW will cost more to maintain, etc, etc but I'm just wondering, would BMW insurance cost a lot more for a old model?""

What do i need to get low insurance on a car?

What affects insurance price and what model is cheapest?

Whats the average price of car insurance in manitoba?

thinking about moving, and would like to research and compare""

Which insurance company has the quickest claim?

Okay so I want to know which insurance company would give me the quickest claim without any problems between: state farm, farmers, hardford, and all state?""

What happens if a driver is added to an auto insurance plan?

I know that the rates will go up, but what happens when a driver is added during the middle of a 6 month coverage period?""

Where can i get the best deal on sr-22 insurance?

i live in pleasant hill iowa right off of des moines and i need to get the best quote on sr-22 does anyone a good insurance company?

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!""

How much will my insurance go up for a leaving the scene ticket?

How much will my insurance go up for an 18 year old male, with a leaving the scene ticket and driving with an expired license ticket go up? I was at college yesterday, I hit a car. I didnt leave a note, i was not thinking straight from pulling an all nighter for an exam. And I did not call the police because no one hurt, in fact, the other person was not even in his car. And i did not want to miss my exam.. I know, i could of wrote a note, but im an idiot... i feel like ****. i feel bad for my father, his car and stuff.. Im going to get a job to pay for it.. i cant let him pay for my shitty mistakes.. so i was wondering, how much will my insurance go up.. :(""

Do you NEED insurance for a motorcycle?

meaning can you get arrested with no insurance?

What is the average car insurance cost for new drivers in NJ?

17 yr old driver male extra cost cost per year on parents insurance?

My car insurance company is screwing me over?

I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?""

I need help with sending to cancelled auto insurance policies stating we have new companies and lower rates.?

Its an auto insurance company trying to win back cancelled policies.

How much will my car insurance raise? I got into an accident I have state farm?

How much will my car insurance raise? I got into an accident I have state farm. It was only a small fender bender, I had ran into a girl, i only hit her bumper, there is only a scratch. My car has a broken cornering light and dent in the fender. I have a Ford Ranger and she also has a Ford Ranger. I got a ticket for following to close. What can i do? for the insuance and ticket?""

Health insurance?

Does anyone know of a good and cheap health insurance company where i can save money every month and pay a low deductible?

How can i get my car out of the police pound when i havn't had a chance to get insurance?

just got the car and the log book was sent off and put in my name which took a few days but now having trouble getting insurance on an impounded car please help the police are saying it needs different insurance from releasing it from the pound

How can i get cheap insurance?

Im 17 and i live in London. I just go my Licence and i have a 2k budget for a car. And my dad said he is going to pay for insurance as long as it is a max of 3k So far the cheapest quote i got was 5k for a VW Polo 1.4L Petrol. I want a diesel car because, my dad said he will pay for it. So need help deciding what car to get, and how to get insurance up to 3k Please help guys""

Whats a cheap insurance company for a 16 year old boy?

Whats a cheap insurance company for a 16 year old boy?

north carolina insurance plans

north carolina insurance plans

Will Hillary Clinton universal health care program force all Americans to pay for health insurance?

How will those who are unemployed pay for health insurance under her plan?

If I wanna get car insurance in PA do I have to get my license there?

I want to save money by getting my car insurance in Pennsylvania do I have to get my license there as well or does it not matter. Also how do insurance companies verified the address you provided is your actual address.

""What is the average cost of business insurance in Portland, Oregon?""

What is the average cost of business insurance in Portland, Oregon?""

Can a new driver who is 19 years old get car insurance on a Mercedes Benz?

I have looked on a couple of comparison sites and they don't offer car insurance for a Mercedes Benz for a 19 year old new driver. Could you give me an insurance quote? Much appreciation.

""If I have no car or house, do i still have to pay taxes and insurance?""

When I'm 18, i will use the bus and an apartment in Miami do i sitll have to pay any type of taxes? (besides the money taken from my paycheck at work) Also, is the only insurance i have to pay is life insurance and health insurance? How much will those cost me?""

Is Car Insurance quotes race-specific?

Where I live the 'minority races' and immigrants I asked how much car insurance they are paying because mine seemed steep were paying very little compared to me for the equivalent car - even though theyre new drivers. I have a clean licence since 1987. Are they less likely to have accidents? I dont believe this some of them only their God is keeping them from having accident. Or is to charge them too much being racist so we have to pay more insurance for them?

""I had a crash in my driving instructors car, do i have to tell my insurance for my car seeing as this was on h?""

I had a crash in my driving instructors car, do i have to tell my insurance for my car seeing as this was on his policy? thanks""

How do I go about getting life insurance?

I need life insurance, who do I need to speak with?""

Do you have to get car insurance?

I live in England, i am not getting an car yet. I don't want to pay a lot of money & i am in my teens and i heard it is quite a bit of money for insurance, so i don't want to ...show more""

What is average cost for auto dealers insurance for a year in NYC?

What is average cost for auto dealers insurance for a year in NYC?

""What's the cheapest insurance I can get possible? I'm 18 in California, just received my license?""

Isimply cannot afford $1000/year insurance. I dislike insurance companies anyway considering they hire peoplem to come up with EXCUSES not to give you your money (so why the hell am I paying them every year? ) So I just want the most basic EXCUSE to drive possible. Is there anyway to get insurance for like $400 a year? I've been saving up for the past 5 months to buy a car, studying for my license, and I really cannot wait any longer. I need to drive now. I live in Los angeles where it's practically impossible to get around without a car... I'm starting college and more work hours waiting isn't an option. Thank you.""

How much will teen car insurance cost?

Okay so I'm getting my license soon. How much will my insurance be approx

Are the following cars high on insurance?

Is the supra MK4, 240sx s13 and s14 high on insurance? please help I would like to get one of them for a first car but I need to know if there high on insurance.""

""Car insurance with 6 point,?""

cheapest car insurance with 6 points, please help. any car insurance which check record of last 3 or 4 year and NOT 5 years.""

Can i get a ticket for not having car insurance?

if i get pulled over with my parents car, the car has insurance but it just isnt in my name but my parents name. i have my L's""

Car insurance for 17year old help?

basically i want online to see how much it cost to insure a 1.2 corsa but everytime i go on insurance sites i get quotes around the price range of 6000 but my friend got his corsa insured for around 1 grand and he is the same age as me, he now drives a ford focus which is a 1.6 but he pays 1.6grand so i was wondering why, what am i doing wrong? do i have to call the up to get a cheaper quote because no matter what i input on insurance site to make it cheaper it still ends up come up around 6grand.""

Where can I get liability insurance for my dog?

I'm working at a pet boutique and I can bring my dog to work -- but my boss is asking that I should get liability insurance for him. He's a mini labradoodle. I already have him covered in my renters insurance - but I don't think that it will cover him for work. Where can I get one??

How is GEICO Auto Insurance?

I am shopping around for auto insurance and so far Geico is the cheapest auto insurance I have got. They are offering $1142 for my '99 Camry full coverage when Amica wants $1175, Commerce $1255, and Travelers' wants $1309. But I have heard a lot of negative feedback about Geico's claim service. Does anyone have any idea how true those negative feedbacks are. Should I go with Amica instead of Geico?""

How much is auto insurance for teenagers?

I'm 16 and I want to know how much does auto insurance cost for an age like mine..

Is insurance on a chevy beretta typically high?

theres this kid i work with who wants to sell his beretta and i got the money to buy it and the car looks and sounds really nice.but,i dont have enough specs even the year of the car to call for a quote on how much it will be and i only see this kid a couple times a month.i dont kno wut year it is but i kno it has a v6.does anyone kno about how much my insurance will be?(im 18 by the way).i dont have any other way of getting info of this kid.thx!""

Best medical insurance in maryland?

what is the bestand cheapest medical insurance in maryland

How does insurance for a scooter in florida work?

I was wanting to get a scooter a little like the one on this site: http://gainesville.craigslist.org/mcy/1167379006.html So anyone have any info that might help me like will i need insurance, would i need a special tag or license that costs more, are there any laws towards scooters in florida, would i need to get something from the owner like any type of paper work? Any tips would help a bunch!! thanks!!""

Motorcycle insurance?

Hello. I live in ontario. I am currently interested in getting a motorcycle and undergoing my m1 then thereafter m2 licencing. I am interested in getting a sport type bike (600-750cc). Either being a YAMAHA or Kawasaki. I am 26 years old. Who would be the best to get the insurance from and what regulations are there towards the insurance for motorcycle drivers? THANKS!

How much cost an insurance car in North Carolina?

How much cost an insurance car in North Carolina?

How long do you have to have SR22 insurance? It's really expensive and my case was settled over 2 yrs ago.

How long do you have to have SR22 insurance? It's really expensive and my case was settled over 2 yrs ago.

north carolina insurance plans

north carolina insurance plans

https://www.linkedin.com/pulse/auto-insurance-liability-car-houston-cheap-aaliyah-clayton/"

[bigyack-com]

Young Adults, Burdened With Debt, Are Now Facing an Economic Crisis

The last time a serious economic downturn hit in 2008, Evan Schade was in high school and the crisis seemed like a news event that happened to other people. This time, as the coronavirus has brought the economy to its knees, it has become a personal affair.When nonessential businesses were closed last month in Kansas City, Mo., where he lives, Mr. Schade, 26, lost his job at a carpet store and almost all of the shifts in his second job at a coffee shop. His girlfriend, Kaitlyn Gardner, 23, was laid off from a different coffee shop.The money they have in their bank accounts, just over $1,000, is enough to cover only this week’s $800 rent check — forget about his $300 student loan payments or the health insurance he was hoping to finally sign up for. The couple have spent their time at home applying for unemployment and fruitlessly looking for new work.“I know so many people my age who are going through the exact same thing,” Ms. Gardner said.The youngest American adults are facing what is, for most of them, the first serious economic crisis of their working lives. By most measures, they are woefully unprepared.While the last few years were largely good ones for the American economy, that did little to help set millennials up with a solid financial foundation. Overloaded with credit card and student debt, and underrepresented in the housing and stock markets, they entered this uncertain period with significant obligations and few resources.Their position looks doubly precarious when measured against older generations today and relative to those generations when they were the same age, from 23 to 35 years old.Going into the financial crisis of 2008, Generation X was roughly the same age as millennials today, but had on average twice the total assets that millennials have now when all bank accounts, stocks and loans are added together, according to an analysis done for The New York Times by economists at the St. Louis Federal Reserve.Now members of Generation X, who are from 40 to 55 years old, are in a strong position relative to millennials, even after being battered by the 2008 crisis. They have about four times the assets and more than twice as much in savings as today’s youngest American adults.Those with college degrees, a minority of the youngest adults, are doing better on average than previous generations when they were the same age. But everyone else is doing significantly worse, according to a Pew Research Center analysis last year.“Even going into this situation, young adults were in a very precarious situation,” said Reid Cramer, who led the Millennials Initiative at New America, a left-of-center think tank. “A sudden shock is really going to have a pretty big impact on this generation.”The turmoil caused by the coronavirus has already brought out other generational divisions. College students partying on Florida beaches have earned the ire of older Americans who face graver health risks when youthful gatherings spread the virus.But while young adults may face fewer health problems, they are more vulnerable to the financial costs of the downturn. Millennials are much more likely to be involved in part-time work and the gig economy, according to government reports, and these have been hard hit. Such work generally provides few benefits to cushion the blow of bad times.The sudden disappearance of paychecks, combined with a wide array of monthly debt payments and the declines in any investments, is forcing some millennials to take desperate measures. Social media has been filled with discussions about how to best take money out of 401(k) retirement accounts to pay for rent.Dan Gamez, 22, who lives with his parents near Boston, has been selling his video game consoles on eBay to make his upcoming car payment after losing his job at an AT&T store.“I’ve just been staying at home and playing video games, so I’m kind of upset I have to do this, but I have no choice,” he said.Andrew Lawson, 29, was making $500 to $600 a week delivering food for DoorDash on Hawaii’s big island. After the state shut down nonessential businesses, most restaurants closed. In three days of work in one week, Mr. Lawson made less than $60, which wasn’t enough to cover the gas to get to Kona, the city with the work.“Nowadays I might get a $5 order from McDonald’s after three hours of waiting,” he said.Mr. Lawson has a 2-year-old and a pregnant wife, who does not work. They were down to eating plain noodles until he visited a food bank and got a bag of potatoes and some carrots. He has set up accounts on all the social networks to broadcast his need for work — any work.“Give me something I could feed my family with,” he said. “I don’t care what it is.”The inequality among millennials is even more evident when race is taken into account. Young black families at all educational levels have fallen further behind their white peers over the last two decades in measures like household wealth and homeownership, according to research from New America.“Over time, it is becoming more difficult for young families to accumulate wealth,” said William R. Emmons, the lead economist at the St. Louis Federal Reserve’s Center for Household Financial Stability. “We thought maybe they’d catch up later, but the current situation doesn’t give me much reason to believe that’s going to happen.”These disadvantages are already shaping the long-term prospects of young Americans. They are much less likely to be married, have children or own a house than Americans of a similar age in decades past.Ms. Gardner said that she and Mr. Schade eventually wanted to have a family and a house. But she said, “We’re both going to be in debt for a while, and having kids is just not feasible.”While there is a chance the downturn will be short, economists are assuming that the turmoil that has already happened will have long-term consequences for young households.The 2008 crisis made young Americans then more reluctant to invest in the stock market. Millennials today have, on average, only a third of the stock market holdings that Generation X did before the 2008 financial crisis, according to the data from the St. Louis Federal Reserve.That means that young households have not enjoyed the market gains that came over the last decade. Today, the average member of Generation X has 10 times more wealth from the stock market then millennials.Jack Ankenbruck, 25, who until last month made a living playing drums in a band in Nashville, began putting money into an investment account with the start-up Acorns last year and had gotten it up to $2,000 by February. The value of the account plunged by almost half in recent weeks, making him question his decision to put it there in the first place.“I’m thinking, ‘What if I’d just kept that $30 a week — I’d still have that money,’ and I could use it now,” said Mr. Ankenbruck, who has been trying to make some money playing concerts online.Jayci Cumberledge, 23, in Amherst, Ohio, has no retirement accounts and spent her last $80 in savings to make her monthly car payment shortly after the gastro pub where she worked closed in mid-March.Ms. Cumberledge’s parents have also lost their jobs in the last few weeks — her father at a Ford factory, her mother driving a van for disabled children. That has made her aware of how much better prepared they were for this, she said, with a house they own and no rent payments to fall behind on.To cover the utility bills for her mobile home, Ms. Cumberledge borrowed $200 from a friend. She has since made some money by selling pictures of her feet to people with fetishes who found her online after she put a joking post on Twitter. “You compare it to the older generations — they worked up and saved money,” Ms. Cumberledge said. “It feels like I’m never going to have a stable job that has benefits and health insurance.” Read the full article