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Fox news Mock draft with a twist! What teams SHOULD do - NFL.com

Fox news

Welcome to my third annual mock draft ... with a twist! Here's no longer to be a predictive part by any stretch, nevertheless as a substitute I will exercise my consulting companies to lend a hand nudge teams within the honest direction and describe them what they must make on April 23. If all these teams had listened to me in present years, Derwin James might maybe well perchance be on the Bucs, D.J. Moore might maybe well perchance be on the Packers (gaze I'm unbiased) and Josh Allen might maybe well perchance be a member of the Bills. Oh wait, the Bills did hear. You are welcome, Buffalo.

With out extra ado, let's secure rocking on the 2020 NFL Draft.

College: LSU | 365 days: Senior (RS)

I've seen the argument for the Bengals to grab Chase Young right here, and I appreciate it. The theorem is sound. Honest correct leer at what Nick Bosa did for the 49ers last 365 days. But, as I'm obvious you accumulate realized, the 49ers already had their franchise quarterback on the roster when they develop to be within the cardboard for Bosa. And as noteworthy as I take care of Andy Dalton, it looks take care of you guys are bright to head your separate ways. He's the 2011 Toyota Corolla you would maybe perchance perchance easy accumulate an emotional attachment to because he took you to five straight playoff appearances -- so what if the hubcap fell off every fifth mile? On the replacement hand, if you happen to're being upright at the side of your self, you comprehend it's miles time to upgrade to that decked-out Tesla you accumulate had your watch on. So clutch Burrow, blueprint him your franchise QB and let's kick this turnaround into equipment.

College: Ohio Teach | 365 days: Junior

Washington, I do know you are hearing a lot of chatter, too. Focus on of pulling a Josh Rosen/ Kyler Murray (presumably you bought Jimmy Clausen/ Cam Newton better) form maneuver at No. 2 total has been simmering for weeks. And but again, I secure why Tua Tagovailoa is an appealing likelihood right here. In particular if you happen to deem Tua goes to be a generational QB. I take care of it. Tall thought. I for my piece contemplate he'll. But right here is why you could grab Young right here: Your roster is a entire lot of gamers away honest now. And so if the 2020 season would no longer turn out so sizzling for you guys, and Dwayne Haskins struggles, you would maybe perchance perchance totally be within the mix for Trevor Lawrence next 365 days. Getting Young and Lawrence in back-to-back years is something they would discuss in A Soccer Existence: The Redskins Dynasty of the 2020s.

College: Clemson | 365 days: Junior (RS)

You are in a reasonably simply spot right here, Lions. You might maybe perchance either clutch the cornerback everybody wants you to grab. Otherwise you can clutch the correct defender on the board. But what you if truth be told must make is to secure the Dolphins or Chargers to movement up right here for Tua. On myth of you are easy going to stop up with one among those stud defenders regardless, and also you can capture some extra picks, too. And for the yarn, I am going with Simmons because, wisely, make you even see college football, brah?

College: Ohio Teach | 365 days: Junior

Hear, I do know you ethical gave James Bradberry $32 million guaranteed and are handiest one 365 days eliminated from taking Deandre Baker 30th total, and every are ravishing gamers, nevertheless they're take care of the (noteworthy-foremost) Taco Bell you scarf down on your capability to a cocktail party so that you simply no longer no longer as a lot as accumulate a wicked on your machine in case the host is no longer serving food. (BTW, endure in mind cocktail occasions that weren't online?) Okudah's the bacon-wrapped runt you simply cannot cross up. Now, you would maybe perchance perchance strive and alternate down just a few spots to a QB-needy crew and reach away with an offensive kind out take care of Tristan Wirfs. But if Okudah is on the board at 4, and also you cease keep, then capture the corner who will enable you to keep a ways from rating 31st in touchdowns allowed to receivers (22) but again.

College: Utah Teach | 365 days: Junior (RS)

You would play it stable right here and wander along with Justin Herbert, who has if truth be told acquitted himself quite wisely going back to the Pac-12 Championship Game and on thru the Senior Bowl and NFL Scouting Mix. Herbert is in point of fact a solid NFL quarterback. But you ethical got rid of a solid NFL quarterback. It's main to blueprint a splash. You are going in a brand unique stadium, you are going to possible be better than your neighbors, so that is a time to capture any other. Southern California is the house of legends. Mike Trout. LeBron James. Anthony Rendon. Anthony Davis. Some hockey guys, I'm obvious. You moreover play in a division with Mahomes. Chargers, you if truth be told must clutch a shot right here with a guy who might maybe well perchance stop up being the most celebrated (or ridiculed) elevate within the draft. But leer, you accumulate performed it stable for 50 years and what's it gotten you? Capture a gamble right here.

College: Iowa | 365 days: Junior

You made your movement for Kyler Murray last season. You steadily won the offseason if you happen to fleeced the Texans for DeAndre Hopkins. I have not seen a crew clutch the offseason take care of that for the reason that Browns traded for OBJ to head with their second-365 days Oklahoma quarterback. ... So, if you happen to're trying to keep a ways from the issues Cleveland had last season, make certain you address the offensive line. Capture the correct kind out on the board honest now. I'd wander along with Wirfs, nevertheless I belief your scouting division to raise the honest dude. Honest correct please, please don't ignore the offensive line.

College: Alabama | 365 days: Junior

My guests down in Duval, you accumulate a lot of draft capital and I take care of it. Here is my thing, even though. You are more or less stuck right here at No. 9. You might maybe perchance hope Simmons falls to you right here. But I'd no longer depend on that. You moreover accumulate a large need for an exterior cornerback, with the total Darqueze Dennard deal falling thru and D.J. Hayden being more of a slot guy. On the replacement hand, it looks to be take care of Simmons and Okudah will be handed by the time you are on the clock. And if you happen to cease in this spot, I'd if truth be told address the offensive line because you perceive Doug Marrone goes to are trying to hotfoot the football. It's take care of having grilled chicken pretty than a pizza for dinner. Most steadily you could blueprint the finest replacement, even supposing it's no longer the most thrilling.

College: Louisville | 365 days: Junior

That has to danger, seeing two dudes you if truth be told can accumulate feeble secure picked back-to-back honest in entrance of you. But it's frigid. Whereas you can wander in a substantial amount of a substantial amount of instructions right here, I'm easy leaning O-line. You ethical signed Jack Conklin to bookend the honest aspect. Unimaginable. Now, you draft Becton to line up on the left aspect, and all straight away, you accumulate a solid offensive line. And if you happen to'll enable one quick yarn clutch (ethical one), I'd wander all-in on Nick Chubb if this occurs. In particular with Kevin Stefanski as head coach.

College: Oklahoma | 365 days: Junior

Capture the receiver of your replacement right here, Jets. I feel take care of the controversy between who's more fit, Lamb or Jerry Jeudy, goes to last thru the decade. I'm favoring Lamb at this point. He's no longer the fastest guy on the board, nevertheless he's an absolute beast once he has the ball in his fingers. He's the more or less guy who will change into an rapid well-liked in Unusual York. Discontinue the honest thing for my guy, Sam Darnold.

College: Alabama | 365 days: Junior

Here's what I'd make. I'd secure on the cell phone with the Packers and gaze if they'd be within the 12th and 80th total picks for Davante Adams. I do know that sounds fair a minute loopy. But we accumulate seen other principal receivers -- Antonio Brown, Odell Beckham, DeAndre Hopkins, Stefon Diggs -- secure traded in exactly the past 13 months. You all once upon a time within the past even traded Amari Cooper. So back off, Packers marks. The compensation is if truth be told better than what the Vikings bought for Diggs. If you would maybe perchance perchance pull this off, you would maybe perchance accumulate Derek Carr and DA reunited. At the very worst (and in all probability), you elevate out this stud out of Alabama.

College: South Carolina | 365 days: Senior

You would need an real replacement to capture a noteworthy-foremost receiver in this spot. But I'd no longer overspend on Henry Ruggs III with Lamb and Jeudy long past. (You would must leap before the Jets if you happen to need an real shot at getting one among those guys). If we're being originate right here, I comprehend it wasn't easy trading away DeForest Buckner. However the correct capability to secure over that loss is to straight away occupy the void with the 6-foot-5, 324-pound Kinlaw. Establish him in there with Bosa and Co. and mark him flourish. He might maybe well perchance change correct into a Expert Bowler very quick. Besides, this draft is dreary deep at receiver and also you continue to accumulate the 31st total elevate. So, you are simply.

College: Georgia | 365 days: Junior

First off, cherish the unique uniforms. These leer wonderful. 2nd, you will desire a working back. But I make no longer point out that you simply clutch one right here. Address that within the second round, when your choices at No. 45 might maybe well perchance contain J.K. Dobbins, Clyde Edwards-Helaire and even possible a surprise slider take care of Jonathan Taylor. Capture Thomas to guard your most well-known asset for the crew, Tom Brady. Smartly, second-most next to that large pirate ship that Kevin Owens didn't secure to leap off for WrestleMania. And having that kind out will enable you to hotfoot the ball, too.

College: Florida | 365 days: Junior

Take a look at up on, as an particular individual that plays a ton of yarn football and repeatedly likes to match up gamers in opposition to the Falcons protection on myth of their struggles within the secondary, I hate to describe you guys to repair that. In particular if I accumulate shares of Michael Thomas, Chris Godwin and D.J. Moore. But simply lord, Atlanta. It's a ways well-known to repair that. All honest. Maybe I'm being quick. You weren't fallacious on the stop of last season. But you accumulate a evident need now that top corner Desmond Trufant used to be released. Henderson might maybe well perchance be a large lend a hand. He's no longer a huge tackler, nevertheless he's a simply defender whereas the ball is within the air.

College: LSU | 365 days: Sophomore (RS)

I accumulate something for you, Cowboys. You are going to take care of this one. Now, cornerback is an obvious need, nevertheless Henderson ethical went off the board. Journey rusher is moreover a need for this protection, now that my guy Bobby Quinn flipped a coin and left for the Chicago Bears (welcome!). Chaisson would reach in and blueprint a straight away influence on this protection. And if I'm taking pictures you straight right here, the Cowboys accumulate low-key made some huge picks on D within the draft in present years. No, no longer Taco Charlton. But guys take care of Leighton Vander Esch, Xavier Woods and Chidobe Awuzie. Chaisson would slot in quite wisely.

College: Alabama | 365 days: Junior

I used to be ethical about to describe you guys to head capture USC OT Austin Jackson to guard Tua down the road. And if you happen to if truth be told are trying to make that, I'm no longer going to stop you (there might maybe be clearly a need for O-line lend a hand). But your crew is shut to competing within the AFC East. If truth be told, even even though you completed with fewer wins than the Jets, who used to be the upper crew on the stop of the 365 days? Exactly. And with Tom Brady long past, the division is large originate. I if truth be told deem McKinney is the lacking part to plan for a protection that made some nice upgrades within the offseason. So, wander all-in for the Alabama security.

College: Utah | 365 days: Junior

You already accumulate your receiver, whether or no longer you overjoyed the Packers to grab the deal for Adams or you chosen Jeudy. Now is the time to leer at your secondary. Johnson is the correct corner on the board honest now. I noticed him a lot at Utah, and he's very simply. He can play exterior or within the slot. But he's going to be a starter from Day 1, and that is the reason exactly what you will need. If you wanted to head secure Patrick Queen or Kenneth Murray right here, that is frigid. But you like my guy Nick Kwiatkoski and Cory Littleton this offseason, so that you simply would maybe perchance perchance be simply at linebacker.

College: LSU | 365 days: Junior

Help but again, Duval. Tall to gaze you. I believed you can stop up with a quality cornerback at this place of abode. And shoot, I used to be incorrect. I believed Johnson might maybe well perchance be right here for you. And he might maybe well perchance be if I will return and convince the Raiders to grab a linebacker or even any other receiver at No. 19. But I'm a huge fan of Queen in this spot. Here's a spot of abode of need without Telvin Smith. And if I'm being upright, after staring at Queen at LSU, this guy goes to be an absolute clutch in this spot.

College: LSU | 365 days: Junior

I will prefer to query you to keep a ways from the temptation to leap up when some of those receivers originate up flying off the board earlier within the draft. You are going to be ravishing ethical sitting back and trying out forward to your guy. Jefferson is a participant I if truth be told take care of. And why him over a guy take care of, enlighten, Tee Higgins? That's an outstanding depend on. Jefferson is an ace route-runner. Being in that LSU offense with Burrow and OC Joe Brady has him NFL-bright. I'd no longer be bowled over to gaze him stop up as the head rookie receiver given the circumstances he might maybe well perchance be strolling into right here.

College: Clemson | 365 days: Junior

I notify it used to be time to piece ways with Diggs. Most steadily those relationships hotfoot their route, Vikings. No must dwell on danger emotions, even though. Higgins might maybe well perchance be a ideal fit for you. He works wisely down the realm and a pairing with Adam Thielen might maybe well perchance blueprint it seem take care of nothing has modified. You are going to be honest back to dropping huge games but again very quick. Sorry, I needed to make it. Bask in you, Vikings.

College: Oregon | 365 days: Senior

So, you are if truth be told going to let the correct quarterback in NFL history stroll away and stop up with a reasonably simply replacement? Now, I educated the Chargers to keep a ways from Herbert earlier in this draft, nevertheless for simply reason. History tells me the Chargers are no longer the more or less crew that can perchance perchance lend a hand him overcome his inconsistencies. The Patriots completely might maybe well perchance. So many occasions, the success of quarterbacks comes down to their area. Herbert might maybe well perchance be ravishing if the Chargers chosen him. He has a gamble to be higher echelon if he goes to the Patriots. I'd cherish to gaze it.

College: Colorado | 365 days: Junior

Shenault has been described by my colleague Daniel Jeremiah as "arguably the correct athlete within the draft" because he does fair a minute little bit of all the pieces. Masses of his success will rely on the place he goes within the draft. There are three or four teams that I deem might maybe well perchance if truth be told secure the correct of him. Saints, you are one among them. Originate no longer query him to make a lot in his first 365 days (it's no longer take care of you could with Alvin Kamara, Michael Thomas and Emmanuel Sanders already within the mix). But given the prospect to ethical flit down the realm and hotfoot some jet-sweeps, I deem Shenault would change into an rapid fan well-liked in Unusual Orleans.

College: Clemson | 365 days: Junior

The protection feeble to be the energy of this crew, Vikings. But now you are rolling into the draft hoping guys take care of Mike Hughes, Holton Hill and Kris Boyd can step up at corner. Solid NFL gamers for obvious, nevertheless you would maybe perchance perchance exercise some lend a hand. You took a receiver at the side of your first elevate. It behooves you to grab the correct cornerback left on the board in this spot.

College: USC | 365 days: Junior

You know what? I'm nearly regretting having you cross on Jackson at the side of your old elevate. I if truth be told am. But wager what? Dude is easy right here! How about that noise? Here's take care of the correct of every worlds. Take a look at up on, Dolphins. I've tried to enable you to within the past. But if you happen to dash out of right here with Tua, McKinney and now Jackson, this might maybe occasionally perchance perchance be a draft for the yarn books. It if truth be told might maybe well perchance be. On myth of all drafts are recorded. But I point out in a simply capability.

College: TCU | 365 days: Junior (RS)

There might maybe be a need on the offensive line. But I make no longer take care of noteworthy of what's left there in this spot. Blacklock is capability too talented to cross over right here. He has the abilities to form correct into a excessive cross rusher from the interior of the defensive position. He looks take care of the more or less participant that Seattle finds and turns correct into a stud. And if you happen to one way or the other convince Jadeveon Clowney to reach (I do know, a protracted shot at this point), this line goes to be wonderful.

College: Georgia | 365 days: Junior

I take care of Label Ingram. He's huge. His hype movies are the correct. But he's moreover 30. And I make no longer are trying to head all Barney Stinson on you, nevertheless you do no longer are trying to flirt with working backs over the age of 30. Swift makes too noteworthy sense right here in this spot. The roster already involves Ingram, Gus Edwards and Justice Hill. But if teams are going to enable the correct back within the draft to topple to No. 28, you could make it. And for the yarn, I'd clutch Jonathan Taylor right here if Swift goes earlier.

College: Penn Teach | 365 days: Junior

I'd like to gaze you add some receiver lend a hand, too. Or presumably wander after some offensive linemen. But you moreover must leer at your cross-speeding area, which Inappropriate-Matos must correct now lend a hand within the wake of Cameron Wake. And yes, even with Vic Beasley on board, you continue to cannot accumulate sufficient quality cross rushers, especially in a convention that has Mahomes, Jackson and Deshaun Watson.

College: Arizona Teach | 365 days: Senior

Take a look at up on, if Aaron Rodgers is so huge, why don't you ethical skip your draft elevate? Stunning, ravishing. You would need spent so noteworthy draft capital over the years on protection, how about you if truth be told strive and secure some gamers for Rodgers to work with? You owe it to him to grab the correct receiver available. I realize I'm telling the Packers to raise the fellow who ethical lately underwent core-muscle surgical treatment. Certain. But he's the most talented receiver closing on the board. And for when you mustn't no longer as a lot as strive and lend a hand your quarterback pretty than taking any other defender (which I fully know you would maybe perchance).

College: Baylor | 365 days: Senior

Take a look at up on right here, you waited on a receiver and also you accumulate been rewarded with a reasonably entirely one. I take care of him. Mims excels at going out and a success those 50/50 battles. He'll be an ethical gamer. One drawback for him is that I'm no longer obvious his route tree is the most intensive. But that is ravishing. We heard linked issues about DK Metcalf last 365 days and he used to be ravishing. Mims might maybe well perchance be ideal to position in an offense with Deebo Samuel and George Kittle. Let him wander down the realm and make his thing. Mims might maybe well perchance be a large clutch for you.

College: Oklahoma | 365 days: Junior

I have not any idea how Murray ended up falling the total capability down right here. He's a simply participant, nevertheless howdy, in most cases surprises take care of this happen when matching up fits and needs. He might maybe well perchance stop up going capability earlier within the draft, and we ethical couldn't let this guy topple out of the first round. He's ethical capability too simply. So, congratulations, Chiefs. Things keep coming up roses for you. For certain, if you happen to ethical wanted to reach out for one among the correct closing working backs, I'm no longer going to be angry about that, either.

Be aware Adam Heinous on Twitter @AdamRank.

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letsimportanttreecollection-blog · 7 years ago

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If my mom adds me onto her car insurance, about how much would it go up?

"If my mom adds me onto her car insurance, about how much would it go up?

I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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About how much does motorcycle insurance cost?

and is it more than car?...about...

What can I do when a cap on my tooth is breaking away and I cannot afford insurance and not enough money?

Do trucks have high insurance?

As a ''rule'' are trucks high or lower side of insurance? BTW, I am looking at older trucks, 1994-1999 4x4's Thanks everyone. Please now Yes sort of maybe. Just a simple straight forward answer with facts to back up up! :)""

""If someone jumps off a building and hits my car, will my insurance cover it, and will my rates go up?""

if someone commits suicide on my car and they have insurance, will their insurance than cover it? if not and my insurance has to cover the damage, will my rates go up?""

Can I still be on my parents car insurance policy if they are in a different state?

I live in California while my family lives in Utah. I have been on my family policy and about a year ago I registered my car here in CA. CA requires insurance (which I have, but in UT). My family is still paying for my insurance but the license plate listed is my old Utah plate but I am unsure if that counts now that I have CA plates. Does anybody know details behind this?""

How much will it cost to insure my printing company?

I am doing a project for school and we are starting up a photo/poster printing business. Before I try reaching out to various insurance companies, I was wondering if anyone knew a ballpark figure of how much insurance would be? thanks""

Insurance for a car?

how much would car insurance for a 99 s10 blazer when im 18 and not have full coverage and also have a car crash ? and one ticket for rolling stop its going to be most likely to be over 500 dollar a month right ? and a male

Who has cheapest car insurance in florida?

Car Insurance and Plate under different names?

I want to put my car's insurance under a relative's name and the Plate tags under my name? Is that possible???? Answers Please!! I want it under a different name because I am young and Insurance costs a lot when you are young.

What types of insurances are there?

Like im not an adult or anything but I want to know how many insurances are out there. Please list them. Thanks. P.S. I know water insurance, health insurance, car insurance, and I don't know anymore!""

Will my insurance cost more this year?

hello people ... so i was wondering if anyone thinks my insurance will cost more this year. i have a motorbike honda cbr125. last year it cost me 450 to insure. looking at the insurance this year it says around 550-650 will mine be this much?

""Heres another crock of feces, about car insurance!?""

Apparently I didnt get the lowest rate because I didnt open an account or have a loan before age 25. What the F? does that have to do with the ability to drive a car? Also not because of no history of car loans or leases. Once again, What the F? does that have to do with the ability to drive a car? Also not because I have 2 accounts in good standing. I need more? or less? Once again, What the F? does that have to do with the ability to drive a car? Your company has never paid one dime to me or because of me. YET YOU BASE YOUR PREMIUMS ON NON RELATED ISSUES! F?ING BITE ME, WHAT A BUNCH OF SCAM ARTISTS! No wonder people commit insurance fraud. Because insurance companys F? you all the time. Another good one, recoupment fee. If you get money you have to pay it back. What was the purpose of the insurance in the first place? Now I know why we need billions of gallons of oil so much. Vaseline is a by product.""

Just got in a car accident...I'm 16 we have USAA. How much will my insurance go up?

I was being stupid and driving too fast on a wet day. I spun out and hit a wall (thank god I'm okay) and damaged the back right on my car pretty bad. I know our deductible is either $500 or $1000 but my question is about my much will my insurance go up? I know its not going to be pretty since I've only had my lisense for 10 months...

Which is the best insurance policy for premium of 10 or 12k?

life insurance

Car insurance?

got 12 months car ins due renewel in one month letter came thought door and it said ins cancelled 5 months ago but i did not cancel so really i been driving with no ins can i get full refund when i rang ins they said it was not cancelled but say so on letter the woman on phone said it was cancelled 1 month ago i said not bye me she also said the same to me and the manger going to look into it and ring back to day has not done so also they are trying to charge me 20 for cancellation and i think it should be void can i get a refund or sue them

Can You Buy Health Insurance From College?

I was reading the tuition fee from a dental school and they charge you 450 dollars a year for health care. Does that mean they will insure me while I am there or what? Do College provide health insurance while you're there?

""Young married couple, low cost health insurance with Rx?""

I'm going to get married soon (not RLY soon but i have to start thinking about some things in advance) and I have to get health insurance. I'm really confused by it but I've been doing some reading about it and some figures about the kind of finances we are going to have and all I really know at this point is that we can't afford more than 200 dollars per month and that has to include prescriptions and everything. My soon to be husband is really healthy, only real issue is near-sightedness. I'm a little more sickly, I have asthma and allergies and the same eye problems. I keep them all pretty much under control but I need my meds. What plan would be best for us so that we can keep costs low and still get me my Rx?""

I rear ended a car on the freeway and damage was minor. How much will it cost me through insurance?

So I rear ended a car on the freeway and we pulled on to the side and got each others info. Damage to both cars are both big and small scratches. I was wondering how much it might cost when I file it through my insurance company. I have liability coverage.

When buying a car what detirmines how cheap insurance will be?

I am currently Looking for a new car and am trying to get the best rate for insurance as possible what features add to or detract from insurance costs thank you

Being stopped by police for no car insurance?

I was pulled over by the police today for having no insurance, I did have fully comp on another car (which I have no sold) but was advised by the insurance that I can drive ther cars (but was not told that had to belong to someone else) I am now being charged with no insurance and I have had a clean licence for over 10 years. Is there anything I can do or will I just put this down to experience""

What's the cheapest car insurance for an 18 year old student with a 2002 jaguar X-type?

I'm an 18 year old with a jaguar X-type, no accidents, nothing bad, driving a safe car, I'm looking for an insurance that isn't crazy expensive, my dad with 3 cars pays $200 a month, I don't want to add $300 a month for 1 car! the lowest I've seen is acceptance Insurance which was just under $200, are there any better insurance deals for teenagers in safe, non-sports cars?""

How much does car insurance for a toyota mr2 at age 17 in nj?

Auto insurance?

what is the best auto insurance out there and why

How does car insurance work if someone lends you their car?

I'm 16,licensed. No car at the moment,but I'm insured on my moms car.(mom and dad are seperated). My dad says he'll let me take his car out when I'm over but I'm not on his insurance. Would it cover me since I won't be driving it regularly?or would it not. And if I wrecked would it affect my license? (Tennessee)""

""Sorry, we cant provide you with a quote for car insurance based on the details which you have provided. AVIVA INSURANCE DECLINING HELP!?""

hi on aviva insurance, whenever i do a quote on whatever address or car the message comes up at the end and declines me we cant provide you with a quote for car insurance based on the details which you have provided no claims , clean record so why dont it let me""

Cars that have cheap insurance?

im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?

How much does Viagra cost without insurance?

Moped/ motorcycle insurance in washington?

how much is insurance for it? i already have a car and car insurance. my car doesnt get great mileage. about 15-17 on the highway.12-15 city. i use to not travel a distance too much but i moved farther away from my college so i gas up once a week or every week and a half depending on if im just going to school or if im also going out. I want a scooter or motorcyle just because there fun and better on gas. im not reckless. ill be safe and drive them to minimize the risk as much as possible. MY STATE DOES NOT REQUIRE MOPED OR MOTORCYLCE INSURANCE BY LAW. Im just curious to be safe. and for me, my faith in god keeps me safe.""

Florida Home insurance help?

I was recently dropped from my insurance company.My credit is bad so no one will cover me what should I do? I will also need flood insurance.

How can I get affordable health insurance for my husband and I in the state of Florida?

I am a healthy 23 yr. old and my husband is a stable 32 yr. old.

Where can i buy rebuild-able cars from insurance companies?

I live in the state of Indiana, is there a place where i can buy rebuild-able cars from insurance companies, or from a action place where they are not so expensive?""

Car insurance for 16/17 year old and 21 year old?

We only need car insurance until January because we're moving, so we were going to get it in July. Can I get insurance with my sister, so joint insurance, she's 21, and I'll be 17 in July. I'm a new driver, and she got her license just last August. How much would that be, my mom said around 800? I think we have State Farm.""

Car Accident and Insurance?

On 7/24 I was at a Dairy Queen drive thru the person behind me hit the truck I was driving. I was looking at her in the rear view mirror the entire time. She had a cigarette hanging from her mouth that was unlit and she eventually backed up after hitting me. I got out of the truck and looked and I did not see any damage. She then said I didn't move you hit me I then told her No I did not hit you I am in front of you and this truck was never in reverse. Since there was no damage to the truck I did not bother getting any of her information since it was not my fault. On 7/27 I got a call from the police saying she told them I hit her. I gave them my side of the story and they said she had a witness who was a passenger in her car and they will be in touch. I also let them know I had a witness as well. The cop called me back yesterday and wanted to get my insurance information so her and I could exchange information. My question is do I have to give my insurance information to this cop? I did not hit this woman and I think she is trying to get one over on the insurance company. The cop said yesterday I'm surprised the truck does not have any damage because her car does have damage. This truck was a rental truck which was inspected at the time it was dropped back off at the rental company obviously there was no damage to it. This woman looked like she was on something to begin with and I'm guessing she was not paying attention probably looking for a lighter and let off the break and hit me. Which I still don't see how her car would be so damaged. I don't want this con artist having my information. So should I tell the cop I am not giving him my insurance information and tell her to take it to court? Should I get a lawyer? I'm not sure what to do I am 29 years old and I have never been in a accident so I am not sure how to go about this but I know this woman is trying to pull a fast one and I am not going to sit back and let it happen.

Insurance for a 17 year old male for a Peugeot 205?

I'm turning 17 soon and was wondering if it would be any good to get insurance on a Peugeot 205 or would I be better off getting the classic mini rover.

Can I get around paying really high price for Car Insurance being only 19yrs old>?

I am 19, dont want to pay high price for car insurance. My friend said I can do this: find a cheap insurance company for my dad/mum to get insured on the the nice car (e.g. BMW) just them, not have me on it aswell, then find the cheapest car to insure with co-op, with me under my mum or dad, altogether it shouldnt be more than 2k and you I can drive the beemer, as long as the beemer is registered in my dad/mums name. Can somebody tell me if this would actually work or not? Please no philosophical answers or opinions on right or wrong or against the law - I dont give a F**k. Just want to know whether this would work or if anybody else has any ideas 10 September at 23:00""

Im 20 years old. Just wondering when i should buy life insurance?

Im 20 years old. Just wondering when i should buy life insurance. ? I have a bf live at home with my parents. I have a car loan out for 18,000. Have a full time job. Just wondering if its better to purchase when your younger. My bf and I have been together for 6 years.""

What would be more affordable?

a 2003-2004 mustang v6? or a 2006-2007 chevy cobalt? insurance wise. serious answers only please. thanks.

How much would the car insurance cost for a 2006 ferrari f430?

for a 25 year old

Who has the best life insurance?

I have a Whole Life policy already, but I was wondering which company has the best product and if I should switch to a new company. I like the idea of getting term and investing the difference, but then I don't like paying for something that I'm not going to get back or get anything out of, that is if I don't die during that term period. So which company is the best to go with?""

How is the government going to make insurance premiums more affordable?

I keep hearing how Americans need more affordable health insurance, but I have yet to hear how they are planning to do this or what results we can expect. Does anyone know how they are going to achieve this for us? How much can we expect our premiums to go down as a result of the reform? Do you think it will be more than what we will pay in increased taxes?""

Who cannot receive health insurance in NJ?

can a college summer event receive health insurance?

Saving up car + insurance HELP !?

My partner is having driving tests every week, and she is a more advanced driver. I just like to get advice on this matter, financial ? I do got a job, part time mainly. I do earn around 180 +- a week if I am lucky, She has student loan, 800 every three months and that's not much since she has to pay university fees. normally around 9k. now it's around 4.5 thousand pounds I guess. She wants to get a car insurance and a car, we are troubled what to do since if she wants all of that it will be loads more. Since insurance is 600 pounds every year ? petrol and other costs MOT. Road tax ? Just some examples, there might be lots more to worry about. I will help her to get all these things, She thinks it would be easier to get a second hand car, that will hopefully handle 2/3 years ? I do not believe that's a wise choice since that would be much more expensive for extra costs and repairs. On top when she is done with Uni and she has to get a job, it's more sufficient to still owning a proper car to get you everywhere. The body could be damaged, and the chance of a accident is higher + extra costs. Can anybody help us out ? A second hand for 2/3 thousand with a insurance of 600 a year ? or not ? Lemme know ! Thank you !""

How much would 6 points on your licence affect your car insurance?

I have just received 3 points and 3 points i have from a couple of years ago.how much will my insurance go up,now i ahve another 3. Please no smart *** answers like well u shouldnt speed ect.. just a straight answer please..thanks xxx Thanks you xx""

Which insurance company is cheapest for young drivers?

MY MOTHER HAS 4 YEARS NO CLAIM BONUS AND I JUST GOT MY LICIENCE AND LOOKING TO GET INSURED ON A CLIO 1.2 OR CORSA1.2 WHICH INSURANCE COMPANY IS THE CHEAPEST?? THANKYOU!

Will your insurance rates go up if you hit a car but don't cause any damage (California)?

Someone rear ended me but no visible damage was done to my car. I'm going to report it to my insurance company but I most likely won't file a claim. Will the other person's rates go up even if I don't file a claim but only report the accident?

Any advice for a 17 year old in regards car insurance?

Hi, just wondering if anyones any advice on how to lower the price of an insurance quote for a 17 year old? So far all the quotes I've had are above 6,000. This isn't even just one type of car, I've tried numerous cars and engine sizes etc and even a 1.0L Corsa was over 6,000 any help or guidance would be appreciated. I've seen online about the average price being around 3,000 so far I've seen nothing like that, it's ridiculous.""

What's the cheapest car insurance for an 18 year old student with a 2002 jaguar X-type?

Getting car insurance for a new car but i have a point on my license?

does anyone know how much it cost or what is the difference to pay when getting car insurance if i have a point on my license. i just bought a used car and i want to get car insurance for it under my name. however, i have a one point on my license. anyone know how much of a difference in cost a point would cost? or anything else i should know?""

Where can I find affordable insurance when living on disibility?

I am disabled and I only earn a certain amount per month, and I also have a wife and child. I just want to cry sometimes.""

What is the cost of insurance on this?

ok well there are a few motorcycles i am looking at right now. But i was wondering in michigan if you can drive a motorcycle on a salvage title, or a rebuilt title. And if you can would the insurance go up or would it stay the same?""

Why is there a disclaimer on the Allstate Auto Insurance commercials that says Not available in all states ?

Afterall, its called Allstate !""

Cars that have cheap insurance?

im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?

How much should my 19 yr old be paying for liability insurance?

She has had a policy with State Farm for liability which is the requirement in Illinois which was about $68 a month Yesterday they said she now has to pay $130 a month for insurance on a 1995 Toyota Camry. There is no loan on the car, so I told her just to get the basic liability insurance in illinois. Isnt $130 a month high and why do you suppose it all the sudden went up. I told her to call them back and she did. They gave her some spill about a deposit and monthy payments. My name is on the title of the car, neither of us have ever had a wreck. I insure an old truck for about $45 a month. What do you think about her sudden increase in payment from State Farm? I am trying to make her independent, so I have refused to pay her insurance.""

I need a Dentist......I have no insurance....what should I do?

I haven't visited a dentist in years, but I really need to have a check-up. I have no insurance, What can I do? Where can I go?""

How much will insurance cost for a motorcycle in CA if im 20 years old ?

i wanna get a ninja 250cc as my first bike but read that some people pay like 3k for insurance on a bike. ive only had one speeding ticket with my car about a year or so. Im gonna be 21 in about 6 months if that makes a difference.

""Want car insurance on other person policy, how much?""

I want to be a named driver on someones policy, how much extra will it cost for 24 year old with provisional licence?? Vauxhall Corsa U Reg The main holder has been driving many years. Just want a rough idea..hope you can help""

Car Insurance On An Accident?

Yesterday I got in a car accident and it was my fault. It was a very little crash and no damage was done to either vehicle, but I gave her my insurance information anyway. If no damage was done to her vehicle will my insurance provider find out? My insurance provider is State Farm.""

Is there any low health insurance with low deductible?

I already have an insurance, but my parents don't and my dad can't really afford paying high prices, especially now. I was looking for affordable health insurance with low deductibles because my mom needs to see a doctor really soon and I don't want to delay it because of money issues. Please if you know of any affordable plans tell me. Thank you""

Car insurance help !!?

well you know how if your paying for your car monthly the insurance is more money because the car isnt fully paid for yet, well is there any insurance companies that don't make ...show more""

Is it possible to work part-time and get health insurance? ?

I have a really good part-time job that doesn't provide health insurance, but I like it and it pays better than most places in the small town where I live. I need to have health ...show more""

Why is auto insurance through Geico so cheap?

Are you looking for affordable health insurance?

Good home owners insurance rate?

I am purchasing a new home. It is 2400sq feet, plus a finished basement and a finished attic. Also, there is an additional detached garage. The replacement value was placed at $230,000. I was quoted $800/year for 100% replacement value and $1000 deductible. OR $600/year with 80% replacement value and $2500 deductible. This is through State Farm, and I am purchasing the home in Pennsylvania. Are these good quotes for home owners insurance?""

Do insurance companies really have access to driving & traffic records if one's getting a new quote?

I don't have the best driving & traffic record, and have been driving without insurance for about 5 months now. However, when I called Progressive to a get a quote from them I lied about it all, they gave me an amazing quote!! I still haven't enrolled with them -plan to if all my pathetic lying goes through- but my concern is that my premiums will go up if they do have access to my driving, traffic and my previous insurance's records. Does anybody know if they are just bluffing about their access to these records? PLEASE HELP!""

Individual insurance for person with no income and 69 year old?

69 year old, no income, not eligible for medicaid (5 year permanent residency rule). Lives with daughter. She needs to have insurance. Can she have the insurance individually (remember, she has no official income) or she can have insurance at marketplace through her daughter as a family member? Though daughter has her own insurance through her employer. what is the best way and minimum charge here? Thanks in advance!""

Cheap insurance for 22 year old male?

Hello, my insurance is really expensive because of some DMV points and accidents. I am currently with farmers insurance but I need to look for a cheaper insurance. I am a 22 year old male driving a sports car. Which insurance company will I be most likely be able to get as close to $350 per month?""

Life insurance for people with bad health?

Are there any cheap life insurance companies that insure people who have existing health conditions such as heart failure?

Why is insurance for a 2007 Ford Mustang convertible so expensive?

I recently got insurance for my car and they wanted 500$ a month for it, Cheapest one I found was around 300-400$ which when you think about it, is still pretty expensive...""

Traffic ticket gave the officer wrong car insurance?

I got my first traffic ticket yesterday my frist violation is i forgot to put a sticker on my car... And the secon violation i gave him the wrong (expired) car insurance instead of ...show more

Which would be cheaper insurance?

I'm 15 and for my first transportation vehicle. Which would cheaper on insurance. A sports bike with 500cc or 2014 mustang gt? Which one would have a cheaper insurance rate?

Homeowners insurance and flood insurance?

i have a bank of america loan of 72,000 wondering how much should i be paying for insurance coverage. i pay both insurances separate 400 a year for homeowners coverage amount of 190,000 with my chosen insurance and bank of america is asking for coverage amount of 180,000 (1,900 a year) in flood insurance they placed. legally shouldn't i pay less than what my mortgage is worth. bank an gent said i have to talk to homeowners insurance to lower my coverage in order to lower there purchasing flood insurance.they said they re going by the homeowners insurance i have. So i will be visiting the agent insurance soon to make changes , so how much coverage should i be purchasing and exactly be paying yearly.""

Auto Insurance Question!! Please Help!!?

Alright, so im an 18 year old boy in beaverton oregon and i currently drive a 2006 scion tC. I have been looking at nissan 350z's and am quite interested in them. I am very curious as to how much my insurance could raise by getting a 2004 nissan 350z. I am on my parents insurance with USAA if that helps. I really need to know, both times ive called USAA they wont speak to me because i am not the owner of the account and their online quoting doesnt seem to work... neither of my parents will call either. I would really appreciate any answers. Once again, i drive a 2006 scion tC and i want to know the insurance of a 2004 nissan 350z. Please and Thanks!!""

What are some some affordable car insurances?

I am currently with State Farm and pay about $90/mo. I would like to switch to another ins. compay with prices around the same. I'm 24 with a clean driving record. So without giving out all my info, what car insurance do you have or know of?""

Young Driver. Big Raise in Auto Insurance Rates! Can you help?

My son is 15 and is getting his learner's permit. My insurance company wants almost $200 a month to insure him on my policy. I had low rates and a good record so this shocked me. Can anybody help?

Oregon car insurance?

Can I give my daughter my car registered in my name and she get car insurance for it?

Mice build nest in my engine. Eat lining out of hood heat shield. What can expect from insurance co?

I have $100 deductible for vandalism, and other stuff. $500 deductible for collision. Of course, I will take car to insurance and show them the damage. But what should I expect? This is nice car, and shield needs to be replaced. '04 Corvette Convertible. If you know, will my insurance rate go up if I file this claim to replace this heat shield?""

Buying Car Insurance?

Looking to buy a car next week, but i have not owned a car before and have no insurance. Is there something i can do before i go to the dealership that will allow me to drive the car off the lot? Ie. can i somehow buy insurance before buying the car (even if i do not know make or model? (I should also mention that i will want to register the car in CT and purchase in NJ, if that's possible.)""

Cars that have cheap insurance?

im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?

https://www.linkedin.com/pulse/medical-insurance-cancer-patient-janet-collins"

0 notes

jamieloveharris · 7 years ago

Text

& i thought changing my relationship status would be hard....

i REALLY didn’t want to have to write this. i’ve gone back & forth because part of me wants to be the bigger person and let karma do it’s just job. and other part - straight savage. as you may (or may not) know, i was supposed to get married in november. if you’re hoping this is the story of that, go ahead and click that X bc it’s not. howeverrrrr....when i got engaged, i moved pretty fast and went ahead and booked whatever i could, one of those being a photographer. this particular photographer i had obsessed over for years. literally my fam got some pics made probably 8 or so years ago and he was fairly new and i remember calling him to get pricing details. so since then, i’ve followed his work on social media etc and he’s crazy talented. so when i reached out and he was available, i was ecstatic. he’s pricey but if you know me, i love pictures and i was willing to splurge on a good photographer. everyone’s advise was always, “its all you’ll have left of the day, splurge.” anyhow, we emailed back and forth about pricing, packages, etc & spoke on the phone once, and he told me that he was doing things a little different now due to taking a full time job and trying to balance work/family life. you see, his wife is a photographer as well and equally as amazing and instead of shooting separately, they started to shoot together (if you choose 2 shooters) so they wouldn’t always be away from each other during the busy season of photography, allowing them to “drop their prices” some (LOL). so, long story short I said lets do it, and sent him the deposit. the schedule is as follows:

25% immediate deposit ($1,050)

25% 60 days before wedding date ($1,050)

50% remainder due 2 weeks before wedding ($2,100)

on january 20, what we agreed to was a total of $4,200 ($4,000 wedding package) + $200 (extra one hour if needed). so, I sent him $1,050 which is 25% of the total amount via paypal. the next payment wasnt “due” until technically september 18 - 60 days prior to the wedding which he stated in an email to me as well. i wanted to go ahead and try to get ahead so on March 17, I emailed him asking if it was okay to go ahead and send him more money (that wasn’t “due” until 9/18) and he was very eager to say “Well sure. You can send me as much as you want as often as you want :) “ Yeah, i bet so.

DISCLAIMER: in his defense, it DOES say in the contract I signed that in the event the client cancels for reasons out of the control of the photographer before completion of services, photographer retains all funds collected to date” I tell you this because I want to be completely transparent with all relevant details since this is basically a story of morality, and not money.

stay with me. SO, unfortunately I called off the wedding at the beginning of april. imaginably so, it’s a very emotionally draining situation and at that point, I knew I had already lost a lot of money (on venue, catering, band, dress, etc) so i was just trying to recoup anything that I could. it’s just money but at the same time, ya girl isn’t rich so being able to get anything back I could would be more than helpful. I had paid extra towards my venue as well and when I reached out to her (s/o to Bonnie - you’re the best), she immediately went out of her way to go to the bank and deposit the money back that wasn’t owed yet, but i had chosen to pay before it was due. my caterer also refunded what he could, minus the required deposit and wrote me truly the sweetest email saying he was praying for me and my situation and would be happy to refund fully if he rebooked the date. ya know, being a good person and doing what’s “right,” in my unprofessional opinion. let’s get to the good stuff...okay so, I had chosen on my own free will to send said photographer (cough cough ROB INGRAM cough cough) an extra $1,000 on March 17 via paypal. keep in mind, it wasn’t due until september and he wasn’t using that money for anything relative to my wedding. afterall, we were only using him for the wedding - no engagement or bridal pictures or anything. that was 2 weeks before I called off the wedding.

April 1, i emailed him asking protocol on if he would refund any payment that was made outside of the non-refundable deposit. I was aware i wouldn’t get the original $1,050 back and that’s fair business. to be honest, i didn’t read the fine print on the contract because who thinks you’ll need to cancel ya know? not me. {{ LESSON LEARNED }}. and this is where sh!t hit the fan. it’s LONG, but if you’re still reading you’ll probably be intrigued to find out the rest of the story right? so for your reading pleasure, i’ll copy and paste the string of emails between Rob and I from that date forward.

i’d like to preface this with some of my thoughts. first, contractually he doesn’t owe me any of the extra $1,000 that i paid him. i get that. morally, in my opinion, he does. afterall - he has to sleep with himself at night and live knowing he essentially stole $1,000 from someone he performed ZERO services for, not even so much as meeting for a cup of coffee. i’d also like to point out the fact that it was less than 2 weeks after I sent him the $1,000 that i asked about him refunding it. my theory is that he had already spent it therefore he didn’t have it to give back.i feel like as a human being, it’s our duty to be kind, and compassionate. maybe i’m crazy but the “right” thing to do would have been to do exactly what Bonnie did - give it back. it’s not yours. you did nothing for me, rob, except make me completely devalue you as a professional and as a person in general. again - I GET IT - by contract, he didnt have to give it back. but as a person, it would have been the right thing to do. it’s hard not for me to go postal up in this blog about it, but i think i’ll let his words speak for themselves. he demoralized woman, condescended me as a person, and said very offensive things about my friends whom he does not know. he didn’t want to add salt to the wound (after he took him over a week to respond btw - inclusive of a text and follow up email from me) but he would be glad to credit at least part of the payment “for when I do get married.” ya know what Rob? F OFF. Do you think that’s what i’m thinking about right now? do you think 1. I would ever use you as a photographer IF i do get married one day? and 2. do you think i’m studying my next wedding right now? NO. BYE. and that’s just the tip of the iceberg my friends. in the end, HE SUGGESTED that he would pay me on the 1st of the month $100/month for 5 months starting in May to prove his integrity (HA HA HA HA) because that’s all he could afford to do regardless of if he rebooked that date or not. Fair enough, and I thanked him for that gesture. I had to follow up with him, which is extremely awkward by the way, asking about the payment. truthfully, it’s not even about the money at this point but about doing what you say you’re going to do. he FINALLY paid my my first payment on May 19th (18 days after promised date). he lied saying it was “set to transfer” on the 15th of May, which i actually don’t think is even a real possibility with paypal after talking to other professional business owners who use Paypal as their method of payment, but that’s neither here nor there at this point. In June, i received $100 on June 16. After that, NADA, ZERO, ZILCH. Let me repeat - it’s not about the money at this point. it’s about doing the right thing. I’ve sent several emails to him asking to simply let me know if he doesn’t plan to fulfill his promise to let me know. again, NO RESPONSE. i swear i’ll quit rambling but my final thought is this....if you want to maintain your integrity that you swore you have, then do what you say you’re gonna do. Simple as that. and if you don’t plan to do said thing, have the decency to at least let that person know. if you plan to keep reading, start at the bottom of the email chain below and read up. PLEASE READ HIS LONG EMAIL CAREFULLY. I cannot stress enough how unprofessional, rude, demeaning, and downright ugly it was. I’ve never been more turned off from something in my life. ENJOY!!! :)

On Sept 18, 2017, at 12:44 PM, Jamie Harris <[email protected]> wrote:

Hi Rob, I didn't hear back from you so I'm going to assume at this point I won't be receiving the additional $300 that you offered and agreed upon?

"But beginning in May, I will refund you (thru PayPal) $100/month for 5 months regardless of whether or not we rebook for a total of $500. And, in the event that we do book the date, I will refund the remainder of the $1000. I know a little at a time doesn't have the same effect as a lump sum, but it's the best I can do right now."

Thanks,

Jamie

On Jul 27, 2017, at 8:42 AM, Jamie Harris <[email protected]> wrote:

Hey rob, just wanted to check in with you regarding July payment.

Thanks

Jamie

From: Rob & Wynter <[email protected]> Date: May 18, 2017 at 7:47:03 AM CDT To: Jamie Harris <[email protected]> Subject: Re: Contract

Jamie,

That transfer will be authorized tomorrow morning. I don't typically use the account tied to the PayPal so I had to transfer the money to the funding account yesterday. I wasn't aware that the account didn't have money in it when it was set to transfer. Never intended not to do what I said I would do.

Sent from Rob Ingram's iPhone

On May 18, 2017, at 07:41, Jamie Harris <[email protected]> wrote:

Hey Rob, it's the 18th now and I have not received anything via PayPal. I just kindly ask that if I will not be receiving what you offered to me, please let me know so I am aware.

Thanks,

Jamie Sent from my iPhone

On May 10, 2017, at 5:02 PM, Rob & Wynter <[email protected]> wrote:

It's set to transfer on the 15th Sent from Rob Ingram's iPhone

On May 10, 2017, at 16:54, Jamie Harris <[email protected]> wrote:

Hey Rob,

Just wanted to follow up regarding your last email.

Thanks,

Jamie

Sent from my iPhone

On Apr 18, 2017, at 4:11 PM, RobWynter Ingram <[email protected]> wrote:

Jamie,

I’ll start by saying that the fact that you concluded this message with “I don’t expect a response, to be honest…” is confirmation that you don’t know me very well. But, I guess you can only derive your opinion from personal experience. My delay in responding to your cancellation email (as I have already told you) was because I wanted to see if I could fill your date with 2 other inquiries that we had for 11/18 and hopefully be able to refund some of your money. I apologize that, in the middle of life and a busy wedding season, I didn’t respond sooner. I know this is not an easy time for you and adding financial strain only adds insult to injury. It was never my intention for the end-result of all this be one that has left such a bad taste in your mouth.

I’ll also say, before I address your message, that of the 30+ brides that we work with every year, not one would make general comments about my “heart” or my approach consistent with what I just read from you. In fact, “heartless” is so far from who I am and who we are. But, rather than try to convince you of that, I will (try) to remove emotion from it and simply respond with facts. I absolutely HATE the fact that your opinion of me is now so skewed from the reality of who I am that you feel the need to say some of the things you have, but I guess what’s done is done, and all we can do now is continue to do the things that made you want to hire us in the first place, which is be the best wedding photographers we can be and provide brides with beautiful wedding images.

To begin, let me confidently say this. I will refund the $1000 if I book the date. I have more integrity than you might think, and I will be 100% honest with you if we rebook and will refund your money. But so far, I have had zero inquiries since you cancelled. I had 2 others within a week of you booking. And both could not move their dates. You are right, it’s possible we will rebook, but speculating that is a moot point, and as of now, we will make at least $2000 less than expected right before Christmas.

I have been doing this for 10 years, Jamie. Shooting weddings is a volatile thing and a huge risk for anyone who makes this their profession. As weddings are concerned, we basically stake our entire income on the promise of two people who are currently very happy, but have no idea of what lies ahead. In the entire time I have done this, previous to 2016, I have had only ONE wedding cancellation. Then, in 2016, we had 3 cancellations, all of which did not result in rebooking the date, costing our business over $15,000 in income. Now, for 2017, we have had 2 weddings that did not work out after booking, resulting in another $5400 in income loss.

As far as your comment about comparing what $1000 means to us vs. yourself. Let me ask you….and it’s imperative that I be a little more personal here than I typically have to be with clients because perspective might help in our case as well…How many of your "photographer friends” that you felt the need to talk to about this, support 4 kids (not including an additional $1000/month in child support and another $1200 for health insurance) on a one-income budget? You can do the math, but in order for Wynter and I to have anything that resembles a life with our kids on the weekends, we can only feasibly take 30-35 weddings a year. Other than a VERY small amount of other photography income, WEDDING photography is our only source of income. We don’t shoot separately, because our product is now branded by what we both bring to the table on a wedding day. The process of editing hundreds of images/week and making sure that we correctly handle images that can never be replaced, is one that takes a great deal of time and care. So again, since you felt the need to bring it up, I’m betting the comparable value of $1000 to us is a little closer than you might think. Remember, image is our job, so it may be a little misleading when you simply look at our life and business with facebook or Instagram goggles. So please, if these photographer friends of yours (who obviously aren’t talented enough to garner your business) really want to talk to me about their opinion of my approach here, please tell them to call me when their husband gets off work. I’d be happy take any advice from them that will allow me to be both a business man and a bleeding heart. And feel free to forward this email to them too. This business is full of people who will try to undercut and discredit other photographers at every turn. Maybe this email will be ammo they can print, forward and use in their advantage to create an image of me that results in one less person to compete with. It’s why I have never cared much about what everyone else is doing. And frankly, the insecurity of a lot of people in this business is consistent with the ones that would so willingly be agreeable with you in this situation. But, if my guess is right, you either talked to someone who is single or someone who has another source of income in their home. But again, I’m just giving you facts and comments about financial consequence isn’t an area that anyone has ever tried to navigate with me. So, my “condescending” response about applying your payment to a future wedding is justifiably condescended now by your interpretation and the emotions behind a hurt that I ultimately did not cause, and yet currently have a $2100 deficit because of. So to clear that up, I wasn’t trying to be condescending at all, but I am pretty confident any this point that you won’t be “passing on my name” to other people in any way that would ever result in me being portrayed in a positive light. And really, the residual effect of what this has ultimately done to your image of us, is going to cost us a lot more than just the $2100 that we won’t get from you. Consider that we are two people (with financial responsibility to 4 more) getting paid basically one medial income.

Jamie, this situation doesn’t require me to pray about it. I really can’t believe that I’m even discussing money value and prayer in response to this, but you went there, so I will too. My relationship with Jesus is the most important thing in my life and spiritualizing this issue isn’t something I think is necessary. But hypothetically, had your message today said, “Hey Rob, that $1000 means a lot to me and not having it makes a significant difference in my life. As a fellow follower of Christ, I am asking you to consider our kinship in that and pray about a way to refund all or a portion of this money. This is a crappy enough time for me and I realize there may not be an immediate solution, but I would appreciate it if you would reconsider your last email”, then I wouldn’t have spent the better part of my day responding to this, I would have a better perspective on how it effects you, and would have done what was best for both of us regardless of contractual language. And maybe that should have been my first approach, but just because my business deals with people on a more “personal” level doesn’t exempt me from still being a business, so I responded as such. Typically, the clientele that we work with understands that, which is why I’ve never dealt with this. In fact, most of those relationships end extremely well and have been followed up with inquiry on whether or not they owed a cancellation fee, rather than me writing a check back to them based on a circumstance out of my control. The fact that I never uphold my clients to the "additional 25% cancellation fee of entire contract" outlined in their contract may produce a less “heartless” opinion from others who have been in your situation.

This is the exact reason why Wynter and I charge a little more than most photographers. There are plenty of “wedding photographers” who have a camera and can produce a good image for $2500-3000. If I expounded on the reality of their inadvertent devaluing of our industry, I would spend the next half of the day typing, so I will spare you. BUT…our whole approach has always been based on working with an upper-tier bride who typically isn’t greatly affected by the loss of $1000. In fact, in your situation, I was more inclined to think money wasn’t an issue for you at all. You didn’t try to talk me down on price, you were in a hurry to get your deposit to me, and you sent the extra $1000 even after I told you that it wasn’t yet due. And up until you cancelled your wedding, you were very consistent with some of the best brides that we have ever had from a payment and accountability standpoint. So, my response was derived from quantifying and qualifying you with our other brides. I apologize that I responded with an incorrect assumption. You can't expect me to know the reality of your personal situation, and the email you sent to me this morning basically holds me responsible to know that.

My “truly shocking” response, as you called it IS exactly what you described it: a matter of money. I unapologetically agree with you there. And I’m not quite sure why it being a “matter of money” and me “having a heart to do what I can to help someone” can’t coexist. And if really was a ONLY “matter of money” I would be the type of heartless person that would seek all compensation of what was agreed to in the contract, which would be an additional $1000.

So, to be clear, I am not the jerk that my response in this email confirms that I can be. But, when I receive an email that is obviously based on frustration and dehumanizing me, I am not going to read it without at least attempting to establish a little bit of perspective-based defense. You ask how I can sleep at night. My sleep has never been effected because I've always done what I said I would do and I've never received such a hostile email based in response to what someone agreed to.

All of that being said, I will do this…because we live on our received income rather than our completed work income, I can’t cut you a $1000 check today. But beginning in May, I will refund you (thru PayPal) $100/month for 5 months regardless of whether or not we rebook for a total of $500. And, in the event that we do book the date, I will refund the remainder of the $1000. I know a little at a time doesn't have the same effect as a lump sum, but it's the best I can do right now.

I am really sorry our relationship took this turn, Jamie. I enjoyed every moment of our first conversation and I hope one day you can see that I'm not all the things you seem to now believe. What I definitely will pray about for you is continued healing through this difficult process. From my experience, you are a really cool girl and I hate we won't be moving forward from this point on. I'll be in touch the first of May with the first partial reimbursement installment. Thanks for taking time to read this.

Rob

On Apr 18, 2017, at 10:17 AM, Jamie Harris <[email protected]> wrote:

Hey Rob/Wynter, I’ve had some time to think about this situation and it’s just been on my heart to respond. I understand what you said about the contract, but in my personal opinion something like this comes down to a matter of character and just simply doing what’s right and being able to lay your head down at night knowing you’re living the way you’re proud of. I know that I made the choice to send you an extra $1,000 when it was not even due, and in your contract you did state what was paid was to be kept. At the same time, when I look at the big picture it honestly just doesn’t sit right with me that as a successful and respectable business owner, you are okay with keeping $2100 of someone’s money when you truly performed no act of service. We did not even meet in person and get a coffee. We simply exchanged a few emails, several of which took you more than a week to respond. If I canceled a month before my wedding, this would be a different story and completely understandable. But considering it was over 7 months out from the event, you and I both know the chances of you filling that spot are pretty high knowing how wonderful of photographers you and Wynter are, and how desired your services are as well. People plan weddings in just a few months all of the time, and I just can’t help but feel like I was truly taken advantage of, and I hate feeling that way with someone whose work I have followed since the beginning and always dreamed of having them shoot my own wedding. I would never want or expect to get the 25% deposit back. I knew going into it, that no matter what that was nonrefundable and should something happen, that was paid regardless. I just can’t get out of my head that I sent you $1,000 and you’re comfortable with keeping that knowing you didn’t provide any service to me. $1,000 is a lot of money to me, especially considering I am single and live alone and have already lost about 5x that much with all of the other things I had to cancel. Again, that was MY choice and I’m well aware of that but at some point it just comes down to doing the respectable thing. In the grand scheme of things, what is $1000 to you compared to what it is to me? Especially $1,000 that wasn’t even owed to you yet. As far as the taxes thing go, it would just show as you overpaying and would be considered a credit. It's not anything that would cause issues in the long run, so I don't find it fair to use that as an excuse.

I’m not looking for a pity party, or any kind of sympathy as I know I made the choice that I did and had to do what’s best for me and my situation and unfortunately that came at a cost. I’m just simply asking for you to reconsider your decision given the situation and circumstances. I am obviously dealing with a lot emotionally as well as financially and that’s on me and I’m dealing with it the best I can. I have several photographer friends I spoke to about the situation, as well as just everyday humans and the consensus was always the same – shock that someone who works in an industry capturing people’s happiest days could be so heartless. It just seems that you would have a little more sympathetic nature to the situation simply as a human. Someone could get engaged tomorrow, and book that date and come to you this week dying to have you. You have 7 more months for that to happen and the fact that you’re dead set on this being the final decision honestly makes me question the professionalism of your business. And to even condescendingly say that you’d give me a credit “when I get married one day” couldn’t have hurt worse. I understand you were trying to offer a “solution” so to speak, but that was the most humiliating thing that I could have read considering the last thing I’m thinking about at the moment is getting married.

I am truly just asking you to pray about, think about it, whatever your method is of coping with things is, and really consider what happened. I know “contractually” what was said and I get that as anyone would,but sometimes, things go a little deeper and you look at it as a whole and treat as others the way you’d like to be treated. I sent you an email right away, with no response, followed up with a text several days later with no response, and had to email another time before I was even given the respect of a response. At the very least, I would have expected an acknowledgment email when I first emailed you just letting me know you received it and would get back to me. I obviously had to send the same email to several people and the difference in response is truly shocking. It seems to just be a matter of money vs having a heart and doing what you can to help someone.

I don’t expect a response to be honest, but would appreciate if you would at least take the time to read this, and consider what it would mean to me and do for me. I am more than happy to recommend you to anyone I see that may be seeking photographers in the area because I do love your work as you know and would be more than willing to pass on your name, but I just can't let this sit on my hear any longer.

Thanks for your time

Jamie

On Fri, Apr 7, 2017 at 11:22 AM, Rob & Wynter <[email protected]> wrote:

Hey Jamie,

I'm sorry to just now be getting back to you. And I'm very sorry to hear that you had to call the wedding off.

Unfortunately, this is where business collides with people that I genuinely want to do what's best for, but because of the way our accounting works, it puts me in an awkward position.

In Section 3 of our contract, the agreement states that all funds collected upon cancellation are retained by the photographer and a 25% cancellation penalty is assessed. Obviously, I am not going to charge you another $1050, but the second payment, which in your contract stated that it was due BY (not ON) April 24, 2017 was voluntarily sent and thus falls under the "all funds collected" section. And because we pay taxes quarterly, those have been submitted as well.

Also, we do this because we have other inquiries and in your case (because of the popular date during football season) we turned down two other weddings because of your reservation of the date. That is why it has taken me a while to respond...I was reaching out to those two brides to see if I could salvage their business. (In which case, I could have justified refunding a portion to you). Both have booked elsewhere and quite honestly, November wedding clients are few and far between this late in the year. So, in reality, we have a $2100 deficit on our year as well and will doubtfully recoup the loss of income from Nov 18, which really is the only date anyone has asked about for Nov of this year.

I know this adds salt to an already open wound, but because of the nature of our business, we don't refund due to things out of our control. But, what I can do is give you a credit for when you do get married one day. We can at least apply 50% of the $2100 you have sent ($1050) to a future contract. I know that helps you none right now, but please know I will do what I can to make it as easy on you as possible if you would like to work with us one day.

Again, I hate having these conversations and hate what you are dealing with all of this. Please let me know if you have any further questions.

Rob

Sent from Rob Ingram's iPhone

On Apr 7, 2017, at 10:15, Jamie Harris <[email protected]> wrote:

Hey Rob, wanted to follow up with on this since I never heard back. I paid you an extra $1000 towards my balance but I've regretfully decided to call off my wedding so I believe I should receive that back since it was not due or anything until sept 18 per your email below. Please let me know what you need from me to get this refunded.

Thanks for understanding

Jamie Sent from my iPhone

On Apr 1, 2017, at 10:32 PM, Jamie Harris <[email protected]> wrote:

Hey rob, random question but I know if something happens we can't get our deposit back but do you refund any other payments made?

Thanks

0 notes

newagesispage · 7 years ago

Text

SEPTEMBER 2017

*****David Letterman is back with a new show on Netflix where he will have one depth interview each show. Look for 6 episodes in 2018!! Paul Schaffer could become involved in the musical end.

*****Ronnie Wood battled lung cancer this spring but it looks like he has come out the other side. First Charlie, then Bill and now Ronnie.. So glad that you boys will all be ok!! Rolling Stones off to the next tour!

***** The 50th anniversary reissue of The Stones Their Satanic Majesties Request has yielded us a great video of 2000 light years from home!!

***** Theodora Richards had her first edition of Sirius XM show called ‘Off the Cuff.’ The episode had guest Sean Lennon who helped answer questions and share their favorite music. Sean shared some good insight about Peter Frampton getting a talk box from George Harrison when they mad All Things Must Pass. A Facebook listener disputed that though saying it was Joe Walsh.

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*****Flavor Flav is suing Chuck D and Public Enemy over royalties.

*****Charles Manson got a new mugshot which they update every few years. He is getting pretty bald.

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*****Norman Lear and others are boycotting the White House reception given for the Kennedy center honorees. He is against the proposed cuts to arts funding. Trump has now said he won’t attend the honors themselves as to avoid the event becoming political. This is only the 4th time a President will miss the awards. ** The entire President’s committee on the arts and humanities has resigned.

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*****Elon Musk and Amber Heard broke up ?

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***** Jordan’s lower house of parliament has voted to repeal their ‘marry the rapist’ law. Activists fought for years to get rid of the law that allowed rapists to get out of jail time after a rape if they married their victim.

***** Let’s all be clear on what is racking up for America with Scott Pruitt running the EPA. Writer Jeff Goodell took a deep dive into the subject. Pruitt approved a toxic pesticide that causes neurological damage to children. There has been the pull back on the clean water rule that allows exemptions on pollution controls, delaying ozone rules and cutting funding for the agency by a third and scientific research money in half. When Pruitt took over and made an opening speech he did not even acknowledge public health or the environment, more concerned that “regulators exist to give certainty to those that they regulate.” The Rachel Carson room where Obama’s Clean Power Plan was signed was purposefully used as the place to bring big coal in to take it down. Back in the day Pruitt sued over the plan and it is still in court. The standards of the set by the agency are not law and can be dismantled. We should not be surprised by the man putting his political career above our welfare. In the Senate , he had introduced legislation that would require a woman to notify her Father before an abortion. He also voted against an early childhood development bill.

*****Thank you NRDC for taking Trump to task. The administration approved a cross border permit that will send dirty tar sands oil through the heart of America but it is going to federal court.

*****Look for ‘A little help’ with Carol Burnett.

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*****Will and Grace has been renewed for season 2 before its first season airs.

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*****Many in the White House are getting pranked by hackers and their enemies. After yelling, “Lock her up”, through the campaign, trump and his staff have no problem using their own phones and being so easy to infiltrate, it can be done in an hour.

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*****Illinois Gov. Rauner has removed the statute of limitations for sex crimes and also signed the Police dog bill. The dog bill allows dogs injured in the line of duty to ride in the ambulance.

*****Opening week went gangbusters for Michael Moore and his’ Terms of my surrender’ with Gloria Steinem and Harry Belafonte. Since then he took Olivia Wilde and Mark Ruffalo up to Trump tower to ask him to resign and Bill Maher joined him on stage over the weekend. Moore tweeted: If you support the racists, you are a racist.

***** White nationalists held a rally in Virginia which turned deadly. A woman was killed when a young Ohio man drove into the crowd that was demonstrating against them. The driver’s mother told reporters that she thought he was at something for Trump. It seems he was. Two state police officers were killed nearby in a helicopter accident as well. Nationalists showed up for their march armed, in military gear and carrying torches. How brave of them. Trump condemned both sides and called for Americans to come together. His speech was praised by the Nazi website Daily Stormer. The marchers pointed out that the President did not specifically attack them. They call the demonstration in Charlottesville part of their “summer of hate.” This, of course, comes 50 years after the “summer of love.” They seem to feel that all they have is the color of their skin so they celebrate it. If they are so proud ,as Roy Wood Jr. said, “Why don’t they march in the hood?”**Angela Merkel came out against the neo Nazi’s before our leader, Trump came out with condemnation. After he opened with all his ‘great’ accomplishments , he then quickly went back to original statement which caused an uproar. People started jumping ship on his advisory councils and staff. After boycotts were called for 3M, Pepsi, GE, IBM, Dow, Tylenol and others who seemed late to the party, the council was dismantled. It really did not matter for some CEO’s were now saying they had been picked but had never even assembled themselves in one place yet. It seems to have been a smokescreen for actual work being done. BTW, CAT still wants to be in bed with this President to work policy initiatives. **Many others still stick with him with a nod to his pick of federal judges that will affect us for years. Insiders like John Kelly who seem to have a grip on reality almost have to stay or leave us all in the hands of these money hungry, nature hating selfish racists. But.. Do we want the government run by the military? We are in a very precarious position.** But the rest of us saw him as the racist pig he is long ago. Surely those who voted because they were uninformed have seen their error. If you ever wondered about his real feelings about the KKK et al, doubt no more. He surrounds himself with haters even with Bannon now out. You can’t trust anyone when you are shady with everyone you meet. There will be backstabbing and chaos when you live a hateful life. This is all on scary clown as he has given David Duke and the rest permission to make their move for power. Duke was quoted as saying ,”We are determined to take our country back. We’re going to fulfill the promises of Donald Trump.” The NY Times stated: ‘white supremacists see President Trumps failure to condemn them as a sign of implicit support, which of course it is. ’Seth Meyers said it best when he told the President that he is their leader whether he knows it or admits it. Ignorance makes them all flourish. The confederacy waged war on the United States so waving their flag makes them look like traitors to this country. When you show up with torches and weapons you are not there for a peaceful march.**The apple does not fall far from the tree. Even though Trump blows this off, his Father Fred was arrested at a KKK rally and his name is on the arrest record to prove it.**Reporters in Virginia saw many police look away from the violence but the Chief of police Al Thomas disagreed.** Hate groups in this country have risen from about 600 to about 900. Central Illinois alone has 4 groups spread thru Morton, Canton and Peoria. Tiki brand has distanced themselves from the march.** The Presidents Bush have let the country know how wrong this intolerance has been as well as Clinton and Obama. I think the Presidents should descend en masse to the White House to give scary clown a good old fashioned talking to.** 5 of the 7 joint chiefs of staff spoke out about the hate.** There were homemade signs that read: Heather Heyer park.** And calm down Antifa.. It is like the 60’s/70’s radicals that blew stuff up and went on the run.. that does not solve anything. We must be forceful and vigilant but peaceful!

*****Internet shamers went nuts on the wrong guy when they mistook a KKK protester for someone else.

*****27 year Simpsons composer, Alf Clausen was fired as the show moves in a different direction.

*****Olivia de Havilland is going to court over the portrayal of her in Feud.

***** Bannon is right back in charge at Breitbart and will fight the fight from there. Sometimes he will support the Pres, sometimes he will call him out. There has been public bantering between them already (real or staged?)and Trump immediately had dinner with Breitbart owner Robert Mercer.

*****Hope Hicks is the new communications director. Hicks is a former model who worked with Ivanka.

*****I saw a tweet that read: Only this country would be fucking stupid enough to start a civil war over statues from the last civil war.

*****The Associated press is no longer going to use the term alt right anymore because it brands and sanitizes the hate groups. They will call them what they are.

*****The Jackson municipal library sit in was memorialized on the Mississippi freedom trail. The sit in came about when college students entered the library to research books that weren’t available in the segregated library. They were arrested.

*****The crazy Trump press conference in NY on the 15th was officially archived by the White House as a report on infrastructure.

*****Willie Geist gets better all the time.

*****Is Fox going to start working against Trump? Why do they still have advertisers?

*****I always wonder why psychics or those who see beyond this realm don’t get together and try to solve some mysteries. Now, I would watch that show. Take Tyler Henry and Kim Russo and let them concentrate on Hitler’s bunker or Jon Benet or Jack the Ripper.

*****Citizens of the alt right are no different than Manson. They admire Hitler, spew racist rhetoric and wait in the shadows for their chance to get noticed.**

*****Ms. Heyer’s mother says she wants her daughter’s death to be a rallying cry for justice and equality and fairness and compassion.

*****James Murdoch and his wife donated a mil to the anti- defamation league. The recent turn of events, have been great for the Southern poverty law center and the like.

*****The country is talking about the monuments to the confederacy which was a part of the reason for the rally in Virginia. Some have already come down, some have been covered. The families of Robert E. Lee, Jefferson Davis and Stonewall Jackson all agree that they should come down or be moved. The confederacy was our enemy and they lost. There are not big monuments to the Nazi’s in Germany and we all remember WW II. Memorials in a cemetery that honor the confederate dead, like the mass grave in Chicago, are different than a statue of say, Nathan Bedford Forrest. ** Scary clown wants to leave up this ‘art.’ He had no problem bulldozing historic art when it suited his needs.** Many have said that if monuments are important for this country why not celebrate those that really helped us move forward and not those who tried to tear us down. Erect monuments to Pocahontas or slaves that literally built this country. Are the rains in the South trying to wash away all these monuments?

*****Kenya has banned plastic bags.

*****You ever notice that the political left are called sore losers every time there is a disagreement or a complaint?

***** Alabama has passed a law that would allow no one to take down monuments that have been there for 40 years or longer. They saw this coming. Birmingham Mayor, William Bell, covered up the statues and is being sued. He contends that Birmingham was founded after the civil war so there is no reason for them to be there.

*****The weekend after Charlottesville, I noticed the WH was not really represented on the Sunday shows. Well, Jerry Falwell Jr. was sent over to This Week but it is just more proof that the evangelical leaders will side with Trump for their Federal judge appointments no matter how racist it gets. The religious right puts their thumb on the scale of the elections and gives the President some God cred. The thinking seems to be, whenever in doubt, bring God into it. Many find it hard to argue God. The CEO’s have more to lose so some of these have been jumping ship but they do love the way the new administration wants to skirt the corporate laws so they and the Trump family can all benefit financially. Falwell said he loves Trump because he is not PC. This shows a basic different in a Trump supporter and the rest of us. I like somebody who shoots from the hip as much as anybody but when their instinct is racist, count me out. I am not afraid of people who are different from me. I am not threatened and I rejoice in our differences and similarities. Didn’t Jesus love and accept everyone? If they wonder why faith is crumbling in this world, perhaps the religious leaders should look inside themselves.

*****A grant put in place by Obama to look into the problem of white supremacy has been rescinded.** As Christian Picciolini stated: The grant, the voter ID laws, the federal court appeals judges who are right wing extremists. These things add up and you can only reach one conclusion.

*****Mayweather wins!

*****The Pres did one thing he said he would, Iran and Israel both condemned Trump’s comments. He got the mid -east to agree on something.** There is much squawking from scary clown about military action though when it comes to Afghanistan, Venezuala and North Korea.

*****We must be careful of German owned Monsanto that imposes hard and fast rules on our agriculture. A 1980 U.S. supreme court decision extended patent law to cover ‘a live human- made microorganism’ so farmers can no longer save seeds after harvest. This has been going on for years but could come to a breaking point. Much like OPEC blackmailed us in the 70’s with oil, the same could happen with our food supply, if say, a country that wanted to really fuck with us bought Monsanto. The company already spend millions spying on and prosecuting farmers. Thank Goodness Max Brooks is keeping an eye on things.

*****It is just about fall and Oscar season on the way and the good movies are coming. Look for Emma Stone and Steve Carell to play Billie Jean King and Bobby Riggs in Battle if the sexes.**Angelina Jolie finally tells the story she could never forget from Cambodia with ‘First they killed my Father.’**Liam Neeson plays Mark Felt and Redford and Fonda star together again in ’Our souls at night.’ **Judi Dench is back as Queen Victoria for which she should have won an Oscar the first time.**Clooney directs Suburbicon with Matt Damon and Julianne Moore. She also stars in Wonderstruck.**Good bye Christopher Robin will tell us the tale of Pooh and the love Milne’s real family.** Idris Elba and Kate Winslet star in The mountain between us about the two lost after a plane crash.** The man who invented Christmas bout Dickens stars Dan Stevens and Christopher Plummer.**Richard Linklater’s Last flag flying about Vietnam vets stars Steve Carell, Bryan Cranston and Laurence Fishburne.** The current war about Thomas Edison will pit Benedict Cumberbatch against Michael Shannon. **And Nick Cage alert- Vengeance: A love story.

*****July 2017 was the 2nd hottest month on record.

***** After the Trump rant, Orrin Hatch tweeted “We should call evil by its name. My brother didn’t give his life fighting Hitler for Nazi ideas to go unchallenged here at home.”

*****Word is going around that Scary clown 45 wants to allow Doctor’s to be able to discriminate against the Trans community.

*****I will now mention my friend Bryan for I told him I would. I wanted to write something newsworthy about him but he gave me no ideas. I will wish him luck on his future podcast.

*****Mueller, with his staff of 20 and another 16 attorneys has impaneled a grand jury for possible indictments.** A no knock warrant was used on Paul Manafort’s home.

*****Fox news line of the month: Trump anxiety boosts professional cuddliest.** They also were droning on about the Dem’s desperate move of dragging out Obama and Hilary.

*****Sen. Bob Corker wondered aloud if Trump is stable.

*****Amy Poehler is creating an animated series.

*****Word id that Obama, like Bush before him, had the Department of energy prepare a 75 day briefing to explain and bring current the new administration. Nobody showed up until weeks later with instructions to apparently disregard all that and just weed out the Obama and climate change people. The DOJ job is supposed to be scientists keeping track of nuclear war heads , clean up messes and monitor them in other countries. They protect the power grid and fund research for alternative energy. I guess there will be no more of that. Of course, Rick Perry is the new head of the department, his predecessor was a nuclear scientist.

*****Catch the Struts with their new ‘One Night Only.’

*****Rob Reiner tweet: We’re running out of places to put nails in Trump’s coffin. Unless you’re a racist anti- Semite, you have no reason to support him.

*****Republican from Wisconsin, Ron Johnson wondered if McCain’s brain tumor factored into his ‘no’ vote on the ACA. Trump has since said as much as he conveyed thoughts about McCain’s competency.** People at the Arizona rally were yelling about McCain being a traitor.

*****The task force on crime reduction and public safety has given Jeff sessions no new policy recommendations for his anti- marijuana views. His threats of a federal crackdown may come to nothing.

*****230, 000 workers will soon be replaced by computers. Studies show that in 20 years, 47% of our jobs will be threatened by automation. Will we have to get to a system of a guaranteed minimum income or will jobs come along that we have not even thought of yet? Many of today’s jobs were not thought of a hundred years ago.

*****Hooray for SNL on Thursdays hitting it out of the park with Hader and Fey. We sure do need them right now. Che and Jost almost seem more confident on their own with jus Weekend Update.** BTW, I have to wonder why Lorne does not see fit to bring back some of the original things that made SNL unique?? In the internet world we live in it would seem perfect for home movies again. I realize people seem more savvy with their own stuff now and may be more argumentative in how they are presented but it could be done. Also.. Why do we have to have slick, top shelf mainstream hosts and music all the time?? In the beginning there were many celebs on their way up and down that made some of the best episodes. And some have been on often and some very NY identified celebs only once. Can we have some B movie actors? Some activists? Some previously huge tv stars? And how about just some damn good talent that the whole world doesn’t talk about everyday. I vote for Dorian Harewood, Bill Withers, Rickie Lee Jones, The Struts, Jennifer Jason Leigh , Alan Alda, Buddy Guy and Elvis and Osgood Perkins. Take a chance!!

*****Scary clown seems to have listened to his Generals about Afghanistan. Of course it is hard to tell since he gave no real details. He wants India to play a bigger role. Pakistan has been put on notice. But it seems that his first instinct to ‘pull out’ is gone and Breitbart and friends hate that. A hasty withdrawal would create a vacuum for Isis and the Taliban. Trump says we will no longer build democracies overseas. We are not sure how many troops may join the 8500 already there .The mercenaries are not taking over yet. Gen. Maddis seemed to insist that Trump own this so they don’t get all the fall out. It was VP Pence that cut his trip short to talk to Afghanistan’s president.** McCain called it a big step in the right direction. Bannon called it a flip flop.

*****A Breitbart staffer asked for Paul Ryan’s help with Trump’s impeachment. ** A hacker seems to have gotten to the editor in chief at Breitbart. He posed as Bannon in an e mail and started a conversation, which led to the Editor saying Breitbart would do the dirty work and drive Ivanka and Jared out by the end of the year.

*****The Amityville house recently sold to a new owner.

*****Hi Mom!!!!!!

*****Kushner and Conan (not together) are heading to Israel for peace talks to try to change the conversation.

*****Interior secretary Ryan Zinke is now being investigated by the office of the inspector general. He is accused of threatening resources for Alaska when he tried to get Murkowski to change her for the ACA.

*****Check out Ian Schrager’s new book: Studio 54.

*****The secret service is going broke trying to take care of the Trump Klan. We do want them safe but it would be nice if he could think of the rest of us. Since he usually goes to his public holding, it is a much bigger and more expensive challenge. He made a huge deal out of how he was donating his salary so perhaps he should let the secret service use it. What DID that get used for? The agency is looking to congress for more funds. Coming up: The UN general assembly meeting in NY, that should really rack up the overtime.

*****Now we find out that Trump’s company was trying to develop a Trump tower in Moscow. The deal fell apart in January 2016. He failed to disclose this. This info was recently discovered in some e mails. Chris Hayes observed: ‘Incredible irony that not a single Clinton/Podesta e mail was as incriminating as the 2 Trump campaign e mails we’ve seen.** There was total denial from the campaign about a key player , Felix Sater. He has cards that read Felix Sater: Senior advisor to Donald Trump.

*****ICE has asked permission to destroy records describing sexual assault and deaths while immigrants were in agents custody.

*****Jim Bakker, who is still out there sounding crazy as Hell, tells us that Christians will begin a second civil war in the U.S. if Trump is impeached. Trump’s spiritual leader Ms. White has appeared on Bakker’s show and told us that the hand of God put Trump in power so being against him is like being against God. So, when Obama or Bill Clinton were President why did they fight so hard against them f God pit them there??

*****What would this country have been like if Native Americans would have been able to hold on to even most of their land? How would the open exchange of their traditions and ours have affected all of us? What if people from other countries had not been dragged here to forcibly build this country and instead might have come to minge in peace? Imagine!

*****Scary Clown was going to pardon Sheriff Joe Arpio then the WH said he wouldn’t but at his campaign rally he said he would but didn’t. The two became close over the birther issue. Arpio seems to have spent big money researching the issue. A correspondent watched the Sheriff get quite upset when Trump did not call him on his birthday. The Arizona Sheriff stood for dehumanization and an estimated 160 people died in what Arpio called concentration camps. He put criminals in the desert, in a tent city and made them wear pink underwear. He was found in criminal contempt of court when he defied a court order not to enforce the travel ban. His racial profiling is legendary. Trump and or his staff seemed to wait for the opportune time to actually pardon the man. Hurricane Harvey was bearing down on Texas and without following the guidelines , Trump gave his friend and supporter the pardon. But it isn’t quite as it seems. Trump did not want to bury the story in the Texas news, he claims that he wanted to make it public then because everybody would be watching the news about the catastrophe and his announcement would get good ratings. Technically, accepting a pardon is an admission of guilt and can be used in civil suits. But you should seriously look up the long list of garbage this guy did. There has been $142 million spent on legal fees, settlements and compliance costs because of him that almost bankrupt his county.** As far as the rally goes, the crowd waited so long they were tired and started to leave early. Bottled water was confiscated at the door and some were becoming dehydrated. Many mentioned a man that was standing behind Trump who calls himself Michael the Black man, a radical fringe activist. The man has been a Trump follower for some time. He is a former member of the Yahwen Ben Yahwen cult, known as a violent black supremacist religious cult. He reformed himself and is known in some circles as the poor man’s Alex Jones and abhors homosexuality. Michael AKA Maurice Woodside calls Oprah ‘the devil’ and calls himself an anti-democrat. He has been acquitted of 2 murders, racketeering, conspiracy and firebombing. ** The Pres also chose the category 4 hurricane as a good time to go thru with his tweet threat and ban the Trans community from the military. He is basically undoing LBJ’s entire civil rights package. The ACLU is suing over the military ban on behalf of 6 individuals who are currently serving. Defense secretary Mattis has established a panel to review the Transgender troops and has frozen the ban. There sure seems to be a lot of extra work going on for nothing, we have a huge crisis on our hands. Why do we have to put up with this shit?? **Gorka , one of Bannon’s men who was not really part of the inner circle is out!** Secretary of state was asked about Trump’s values and he responded, “The resident speaks for himself.” His values aren’t those of most of America and everybody knows it.

*****Another word on Hurricane Harvey: The pictures are shocking ,the people helping are so wonderful and I hope they all find some peace and safety. Ted Cruz voted against aid for hurricane Sandy but is now asking for assistance for Harvey. ** Joel Osteen is coming under scrutiny for telling Texas that his Lakewood church in Houston is inaccessible. The religious leader who is worth an estimated 56 mil announced he would let Hurricane victims in when the other centers reach their capacity. There were already twice as many people as the convention center allows. The reporter in front of the church showed there was some flooding but people could certainly get there! Lakewood can house 3 times the capacity of the current center taking in victims. Once the Toyota center also opened, the church was open but Osteen claims the doors were never closed. Things like this show the true colors of humans. After all the division, these things happen and show us how alike we are. Were any of the victims KKK members and were they helped by someone whose skin was a different color? Were any of the victims immigrants and were they helped by a white nationalist? Will we ever know? ** Mattress Mac who owns Gallery Furniture in Houston opened his doors immediately and let the displaced souls sleep on the mattresses. Gayle King gave Osteen some shade over that one. **And in a silly comment, who is this CBS reporter DeMarco Morgan who has been on the scene? This guy is really good and should be on our screens a lot more often. He is hot too!** Scary Clown 45 and Melania went to see the devastation first hand and he could not help himself. He yells, “What a crowd, what a turnout” Is he fucking kidding?** The rainfall has now hit a record.** Many donations are coming in. Rachel Ray gave her millions to animal causes.

*****Saw this ad for something called revitive medic and they proudly said ‘FDA cleared.’ That did not really sound like a big endorsement to me.

*****We have sent $200 mil to the Ukraine to help fight Russia.

*****Trump blocked Stephen King from his twitter.

*****Chuck E. Cheese is disbanding the band my son used to love.

*****17 charities have dropped out of their functions at Mar A Lago What the hell took them so long? Why were they there in the first place? If his big racist mouth starts to cost him money, Trump may finally start to think before he speaks. I mean he will eventually benefit from all the money being made for the Trump organization because he did not divest. He will not follow the same rules as other leaders of this country.

*****A scuffle broke out on the baseball field between Detroit and NY. The angst in this country is so high there is even fighting in baseball.

*****What is going on with the Naval accidents? A report states that the high pace of operations leaves little time for proper inspections and maintenance. The military is looking into how over taxed they are and zero in on human error, lack of training or funding. It is probably all three.

*****Ducktales is back!

*****Will the President shut down the Federal government to get his stupid wall that Mexico was supposed to pay for? Will he keep screaming at other Republicans like he did the other day on the phone to McConnell? ** Before Houston, the Republicans were looking at cutting $876 mil from disaster accounts to help pay for the Wall.. What will happen now??

*****Wirtgen American Inc. is accusing CAT of patent infringement on products used to mill asphalt and concrete pavement. The U.S. International trade commission is looking into it.

*****India outlawed ‘instant’ divorce.

*****I notice that there are reruns of Unsolved Mysteries. Why don’t they go back to the NBC original Unsolved Mysteries with Robert Stack and update all those old mysteries… there should be years of material to keep them busy. After all everything old is new again.

*****Pete Davidson looked great at the MTV VMA’s. He also appeared on Weekend Update last week, asking” Is Pete still on the show?” Oh yes, we know you are there baby!

*****Hackers have released nude pics of Tiger Woods.

*****DAYS ALERT: Bryan Datillo who plays Lucas was recently on one of NBC’s ‘the more you know.’** I thought that Anne Milbaur would swoop in on Lucas or Bonnie would die and a drunken Lucas would be blamed. Lucas and Brady getting hammered was a sad but funny scene. Nicole and Angelica sure can wreak havoc.** A great line from Haddie as Marlena,” I’m not a Dr. I just play one in Salem.”

*****R.I.P Glen Campbell, Haruo Nakajima, D. L. Menard, Barbara Cook, Heather Heyer, Berke Bates, H. Jay Cullen, Wayne Lotter, Sonny Burgess, Rafael Ramirez, Thomas Meehan, Mireille Darc, Bernard Pomerance, the Hurricane/tropical storm Harvey victims, Tobe Hooper, Dick Gregory and Jerry Lewis.

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