#both times i've had to do this its taken SO long to get the dental dam fitted and once it's in place you can't talk so uh

[penny-anna]

sharing this info in case it's of use to anyone else: i had a root canal recently & due to chronic issues w nasal congestion had an absolutely Hellish experience w the dental dam due to it covering my nostrils.

anyway i'm now in the process of having a 2nd root canal treatment and figured it was worth asking if there was anything they could do to help and it turns out YES they can cut back the dental dam so your nose isn't obstructed & they treated this like a perfectly normal request.

[thissugarcane]

again, write before anything else in the morning MIGHT = me getting something posted this year. augh.

anyway, there are two scenes in 4x02 I want to keep almost the same; one is the moment where Brian tells the headhunter a shitty job isn't worth it and Justin's all "you're just taking an awfully big risk [not taking the job], you could wind up destitute" and Brian's like, "well. what's one more?" as if he's like, accepted Justin, accepted he's working for himself, etc., what IS one more risk??

and then the other is brian telling ted, "you've hit bottom with a resounding thud. of course, there's only one way to go from there... rhymes with...?" "up"? Which is clearly like, Brian empathizing [to a certain degree] with Ted, staring down his life from the vantage point of having clawed his way one step away from rock-bottom, but knowing just how much farther he has to go. just like brian.

now picture that brian terrified of cancer.

~

Justin got out of the shower to find Brian laying naked on the bed and clenching his fist while he charmed someone on the phone. "Two thirds my previous salary and no profit sharing for the first five years?" he asked. "That's an interesting way to negotiate."

An unintelligible mumble came from Brian's cel phone. Justin couldn't help but grin as Brian pulled him down and flipped him onto his back. Justin squirmed as Brian stroked his face and neck, down to his shoulder, and then pinched his ribs.

"Times are tough," Brian agreed. "Which leads me to wonder what other kinds of benefits they've decided junior--" and he put a little more emphasis on 'junior' (oh, great, his ego was rearing its head)-- "associates don't get? Let me guess, stock options come at the same time as profit sharing? Medical and dental have six month waiting periods? Oh, I know. Travel reimbursements after a year-long probationary period!"

Another unintelligible mumble; Brian had stopped moving altogether, staring at the wall instead of Justin as he listened. Justin watched his face, moving a hand slowly along the nape of Brian's neck as Brian's face slowly collapsed in infintessimally small increments.

So. That was a resounding yes to the medical waiting list (and probably no expenses or stock too).

Then Brian pulled his mask back on, even smiled (vaguely Justin remembered his [etiquette teacher] once saying 'if you have to sound pleasant, smile, even if its fake; it comes out in your voice!'). He moved his hips just enough to stroke his semi-hard cock along Justin's balls and told whoever it was on the phone, "You can inform them I've taken a new position; one with more impressive returns."

Another unintelligible murmur. Brian ran his fingers through Justin's hair with his free hand, twisting it, as he started frowning. "I suppose there's no harm in keeping my resume out there. But if this is your best efforts, I doubt it."

Justin distinctly heard the woman on the phone saying, "then best of luck to you, Mr. Kinney," before Brian snapped his phone closed and tossed it off the bed (where Justin heard it skitter across the bedroom floor).

"So, no expense account?" Justin asked, trying to be cheerful.

Both of Brian's hands were in Justin's hair, and Brian dropped his forehead to rest against Justin's collarbone. "Six month waiting period, like all the rest." He snorted. "I bet it's the same fucking insurer as Vangard, honestly."

"Shit." Justin bit his lip. "Still, it didn't sound like a bad salary. And as long as I'm at Starbucks--"

"You need to go back to school, Sunshine."

Now was not the time to get into that argument; Justin still had [a few weeks] before winter term registration closed. Justin bit Brian's neck gently. "So what are you gonna do?"

Brian collapsed his weight onto Justin, letting his body sink until they were touching all over, Justin's legs cradling Brian and Brian's face tucked into Justin's neck. "Fuck if I know. You heard her. That was 'the best offer she'd seen in weeks, and I'd be lucky to get it'."

"Shit."

Brian nodded against Justin's neck, not that Justin could see his face.

"Was it a good idea to tell her to fuck off?"

Brian shrugged against him; Justin felt his cock twitch. "She won't give a shit if something else comes along that she wants me to interview for." All of a sudden, Brian shifted up so he could stare into Justin's eyes. "Fuck it," he declared. "I can do better working for myself."

["I thought you'd contacted your clients and they weren't ready to jump ship."]

"Not yet they aren't," Brian told him. "Give me a few months and they'll be begging to take me back. Besides, I can get others. Ones who aren't pathetic."

Justin thought about it. He, above everyone else, knew that at least half of Brian's confidence was carefully hidden bravado; sometimes a lot more than half. But down in the core of Brian was a healthy chunk of (well-deserved) self-confidence too, and determination, and faith, even, in his own ability to survive and thrive. The fuck'em mentality, brought to life.

Justin didn't disagree, but Brian had had so many fucking upsets, so many shocks, in the last few weeks, he just didn't... want him to be reacting because of that. "What if you can't get the clients?" Justin asked. "You'll be destitute."

And then Brian said the thing that made Justin realize why he was really doing this -- why he was truly ready. "And I'm not now, Sunshine?" Brian countered. It was said matter-of-factly, Brian's eyes clear, and Justin realized that Brian had finally accepted his current state of affairs, at least about the job, had internalized it and started thinking four steps ahead again. Brian continued, "No job, no money, maybe [four months'] worth of expenses in the bank, and [an MRI] to find out if I'll have to shell out [a hundred thousand bucks] to pay for fucking cancer treatment?"

"It's still an awfully big risk."

Brian looked right at him, before replying seriously, "Well, what's one more? At least I'll get to pick the fucking insurance package." Justin blinked, and Brian continued quietly, like a confession, "Besides. If I don't do this now, I never will."

Brian raised his eyebrow, Justin nodded, a little movement of his head, as Brian twined his fingers into Justin's hair absently. There was nothing else that needed to be said.

[peachbearies]

omg ion know if ur taking. Requests rn but I was wondering just a cute lil imagine bout zion in which the reader and him are dating and it's they're one yr aniversary or sum idk lol but just zion being a cutie and telling how much he loves her and shiii (because we all know that his ass acts all big and bad but he is a 6'4 teddy bear irl) yaa ik that was supper cringey but shehej yee okay byee (ur an amazing writer btw I've read all ur work and may I saY I stan 💖)

Promise: Z.kuwonu

Requested

›› Synopsis: it’s your first anniversary with Zion, around this trademark period it makes you apprehensive but Zion reminds you how much

›› Genre: Fluff

›› Paring: Female Reader x Zion Kuwonu

›› Warnings: Slightly hinted nsfw, lots of cursing (I mean it Zion so…), a little glimpse of toxic behavior.

›› A/N: what?! This is not cringe at all baby! I admire cheesy romantic headcanons/ imagines like this. My likes and drafts are filled with fluffs or angst to fluff🤧. I’m sorry this is a tad bit delinquent And thank you for reading my work that means a lot I’ve been exploring a lot of vocabulary words to scrutinize my writing, this may be a long one I apologize I got too into it.

The marvels of what a year could do. From going through a hurricane of songster roaring at each other, the strikes of austere comments leading up to the thunderstorm of a anguish. Your ex-fiancé cheated on, with considerable women before you found out. The ring on your finger was nothing but a reflector and leverage for him, he wanted to appear a saint to the kingdom, but a devil in the moonlight. Apologizing and buttering you up like a slice of bread, didn’t make you dawdle.

Your lucidity and rectitude were more caliber than staying, so you moved out of your shared apartment a week later, during the rotation of moving haphazardly you’ve incoherent yourself from the boys' realm, nor have your inner circle heard of you. You dissipated from the earth. And if you had to be adequate, you relished it that way, what was anyone overlooking anyways? but you were silently asking for space, you would give your leg for it.

Zion stirring in disgruntle, pushing profanities in between his gritted teeth. Don’t get mistaken he wasn’t mad you were ignoring him, just by the way your handling things on your own, he knew it had to be really fucked up if you couldn’t come to him. The veins crawling up his proffered hands outstretched for the keys. The boys jumping up in fear he may do something reckless, Brandon putting his hand in front of the boys to halt them. “Listen—even if we stop him, say anything to him or follow him, he will remotely do exactly what you think he’s going to do, you know how much he cares about (y/n), all we can do is have faith in him” Brandon confirms, but deep inside that rickety heart of his fear was kicking his ass too. They all discern Zion, once the peak of anger overflows his eyes only opines vermilion.

Zion parked in the lot, not noticing your car ghosting its rightful place. His mind was set on figuring what was wrong with you. Climbing the flight of stairs, he knocks on your door, his foot tapping the pallid base. When the door swung open it was ex-fiance, their eyes met in pique just burning to throw punches and a few sparks of curse words. “What do you want?” Your ex tempts him.

For your sake, Zion never snapped in front of him the way he should’ve. “Not you that’s for sure” commenting on his current attire, which was shirtless and some sweatpants. “Where’s (y/n)?” He queries, a scruffy ‘tsk’ pass through his lips. “Not here, that bitch moved out after she broke up with me”

Zion looked at his watch the time read 9:35 pm. “Cool, all I need is nine minutes of your time” Zion tranquility explains to him. Swinging and docking him in the throat; the girl that was staying with him bolting into the living room finding the source of the thump. She screams for Zion to get off him, after give or take six punches, Zion walks away not giving him or her the slightest sight. “If I catch you or her around y/n, better make sure you have good health care insurance and dental”

The next day he waited outside your classroom leaning his foot up against the wall; few girls noticed him but that wasn’t on his mind. When your silhouette appeared, he excused himself in a rush to catch you. “Pretty rich seeing a smile from a ghost” your heart dropped; the voice you were scared to dump your problems on.

What lie could you conjure? “Hey Zion” you breathe, turning in his direction. “That’s my fault I’m sorry, dealing with classes and moving I lost track of time” which was half correct, but it wasn’t the biggest factor. Zion tilted his head, signature hand in hoodie pocket. Closing your eyes with a heavy sigh, you knew he didn’t believe you nor did he want to push you. “Zion—“ he groped your wrist pulling you to the parking lot, he leaned on his car's hood without saying a drop of words, he wants for you to stream all your worries.

“Well, that’s half the reason. Okay, I didn't mean to go completely ghost, life just wasn't easy for me lately, I didn't want to add more dead weight to your shoulder. Sorry” zion scoffs pushing himself away from the car with no hands. But they followed the path to your jawline. ”burden on my shoulder or not, they're made for you to cry on. Stop going through things on your own alright?, as long as I'm here you don't have to sink”

Ever since you and zion grew close, a year later and he still gazes at you like a diamond. Even after a year, the astonishment gets the better of you. The insecurities start raging in, fighting in a war of love and hate. Your phone was laid upon the cherry wooden table, the vibrations frightening you, the goosebumps crawling up your arms. The name it read was “Love🤍”

“Hello?” You answer still shaken up; Zion lets out a soft scoff that vibrates through your body “you’re still in bed mamas? you should be awake beautiful” rubbing your eyes slightly, the clock flashed the numbers ‘ 2:30 pm’ your groan only makes him smile bigger.

“Goddamn I love you, look how ravishing you are in the morning” Zion's eyes shimmering in adoration. Those eyes always reflected his emotions, deep down you knew Zion loved you wholeheartedly, but the fear of having something good taken from you. That is what kept you hesitant. “No, I don’t stop lying” you stroke his ego.

“Me? Lie? Babygirl, I can’t and won’t lie to you stop playing” Zion said in a low octave, your stomach stirred in feelings “do me a favor baby” “Which is?” You reply, Zion looks over on his nightstand smiling. “Why are you smiling? Are you being mischievous again?”

“Who me? Nah” Zion shrugs off. The ringing of the doorbell distracted you from his spreading grin “answer that” sighing you walk towards the door, propping your phone on the counter, Zion moans out loud. “Maybe I should’ve slept over last night! Who told you to look that good mamas?” Ignoring his flirty antics you open the door, glimpsing at fresh bouquets of your favorite flower and a self-care basket. “Baby!!!” You screech, Zion simpers at the brightest smile on your face. The sun doesn’t shine as bright as you did at the moment.

“Why?, why are you so loving to me” you start to happy cry “Nah baby none of that, I love you too damn much for you to self-deprecate” Zion shuts your negativity down. Flipping the card over you read the message. ‘You thought I’d forget the day you changed my life? I’ve always loved you and I’ll continue to love you, but it’s not your love that I adore the most, it’s those gorgeous eyes that look back at me. Like I’m some type of angel when we all know that’s you, it’s the way you’re compassionate about others, I love your free spirit baby you’re a dove to me, even though I get under your nerves, I wouldn’t want anyone else to deal with me or my problems happy one year’

You look up at Zion, his eyes were already glossing by admiring your figure. Oh, how you wish jumping through a screen wasn’t just a cartoon thing. “Fuck” you whisper covering your face “angel, you are beautiful” Zion reminds you “stop!!! I’m in my feelings!!” You Jokingly spat at him. “What you wanna do for our anniversary it’s up to you” Zion smiles.

“Can we go to a petting zoo then get tacos?” Your eyes sparkling as your lips turn into a pout, Zion looking up towards the ceiling as his Adam’s apple points at the camera. “Yes, how could I say no” twenty minutes later Zion was at your house, complimenting you the whole car ride. Protectively and passionately rubbing circles on your knees being careful not to raise his hand any further.

“Look! Rabbits” Zion follows your finger pulling you in that direction, you sit on the bench holding the rabbit in your lap feeding it the food. Zion takes pictures of you getting the best angles, falling in love with your beauty, even more, the way the golden light bounced off your skin. It made him think twice if you were real or just a lucid dream. Feeding the monkeys were the best part, they hugged you and Zion; even gave you two kisses. The giraffes were the most exciting to you, joking to your boyfriend “wow look something taller than you”. Walking into a blue-lit aquarium a class of fish surrounded the both of you. Your finger softly touching the fish that was pressed against the glass, it followed your every move. Never realizing Zion detached his hand from yours, it hasn’t hit you until a ring was slid on your finger.

“Not an engagement ring, but soon don’t worry this is a promise ring, and I promise that you’ll feel nothing but comfort and love with me” his fingers gripped into your waist “with a side of pleasure too” you smack his shoulder while smiling ear for ear. “You promise?” “Of course I do, I wholeheartedly promise, I will never hurt or disrespect you baby, you mean too much to me”

Once you were back to the apartment your body couldn’t even make it to the bed, but Zion helped you to the bathroom. To wash off the dirt and sweat, even helped you with your skin routine. His fingers padding over every inch of your back, your soft snores in the crook of his neck. “I’m so glad to be the girlfriend of your dreams” you whisper “oh lord she’s finally figured it out!!” Zion pushes your buttons “should I send you back home?” You test him, “you wouldn’t dare, you need me tonight” Zion teases his swollen lips attacking your neck upwards your jawline, a low gruffly growl trickles down your spine.

“So is this the side of pleasure?” You press your teeth into your lower lip “if that’s what you want”

“Well, you did make a promise” wasting no time Zion straddles you, your legs wrapped around his waist, giggling at how he fumbled to remove his shirt.

“You damn right I made a promise, and I’ll show you how serious this promise is” Zion kisses up your stomach “I love you”

Your hands cupping his jaw the breathing becoming erratic “I love you too”

[lovenerdywinnerbouquetfan-blog]

Can I get paid by an insurance company to repair my own car after a no blame accident?

"Can I get paid by an insurance company to repair my own car after a no blame accident?

I am qualified panel beater/painter and have been for 20yrs,I should really know the answer,yes the other drivers insurance are paying.I was thinking along the lines of,I agree the price with the insurance company,repair it at work in my own time and pay my work for the use of garage,but as repairer I would get around 3 times my hourly rate for doing what I do every day.

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

1.0 60 ps vw polo se insurance for a 17 year old?

just thinking of an average insurance quote price on the new 2014 model? i havent used comparison websites as they need your driving licence number and i dont have one yet.

What is the insurance company here in Los Angeles?

That has hospital, prescription,medical of any kind , office visits,ambulances, dental, with a deductable and monthy premiums that are not too high.""

Do you think its best for me to pay the car insurance all in one go?

am thinking of saving up about 2000 because that's how much my car insurance a year will be and pay it all in one go or just pay monthly? which is better? if pay it all off then i have to save up for a good 4 or 3 months. answer please no stupidity :P

Can I Switch my Auto Insurance to Full Coverage Just To Get It Fixed????????????????

Currently I have liability auto insurance and i hit a deer. I have a really nice car but can't afford to get it repaired at the moment.(THE DAMAGES COSTS SOOOO MUCH!!!!!!!!!) Is there anyway that i can switch my car insurance to FULL COVERAGE JUST to get it fixed????? I heard that some people get full coverage and are able to fool the insurance company into paying for there damages, BUT HOW. IS THAT REALLY POSSIBLE WITHOUT GETTING CAUGHT. IF SO , PLEASE EXPLAIN TO ME HOW. I REALLY LOVE MY CAR, BUT CAN AFFORD TO GET IT FIXED. I REALLY NEED SOME HELP!!!!!!!!!!!!!!!!!!!!!!!!""

Whats the cheapest insurance company you could find?

I'm 18 years old, just passed my test, and the cheapest quote I could find is LV at 2600 on a 1.2 litre 06 reg corsa.. Help guys??? D:""

Classic Car Insurance for a 16 year old?

I recently got my license and am looking at getting a Datsun 240Z to be my first car. My parents are completely supportive of this choice so please don't answer saying that it's a terrible choice. I am willing and eager to learn how to work on cars. Since insurance is so expensive, I'm looking at getting classic car insurance for it. I know they aren't supposed to be used for a daily driver, but doing some math, I calculated that I won't be driving for more than 3,000 miles annually, even if I commute daily. My problem is finding a company that can insure me. Most, understandably, don't seem to want to insure anyone under 25. I was wondering if anyone knew a company that could cover me. I currently have a 3.8 GPA and am in multiple AP courses. I've heard that there are good student discounts, so that may help. Also, I need to be able to get coverage without having a second car to be my daily driver. This is probably impossible, but if anyone could help me, it would be greatly appreciated. Thanks!""

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deducatbale do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?""

""What insurance company is the best to work for,as an agent?""

Which insurance company is the best to work for as an agent?..Allstate,American Family,Statefarm,Nationwide...etc""

How does turning 25 affect your car insurance premium?

I turn 25 at the end of the year and am planning on buying a brand new car this summer and am wondering how it will be affected. Thanks!

Can you give me any car recommendations?

ok im a 16 year old boy turning 17 next month and my parents are buying me a car.they said that there are some requirements of their own 1.the oldest it could be is a 2005 model(i don't know why) and it needs to be with in our price range which is $10,000 to $20,000.i don't have many requirements just that it needs to have something where i can connect my ipod and phone to the car to play music or make a call and i don't want a honda or toyota because everyone has one of those in my area and at school(sorry if it sounds bratty but it kinda feels weird to me to have a car that most people have in my area). so what are some nice cars in our price range that would be a good first car.also my parents said the insurance cost doesn't matter.""

Motorcycle Insurance?

I'm wanting to get a motorcycle license, motorcycle, moto insurance. Isn't the pricing ridiculous for insurance if I add motorcycle insurance to it? Of course the insurance company's price differs but generally what is it like? -Thanks""

Insurance on a civic si?

Alright so im pretty sure that answer is going to be high but im thinking of buying a '06/'07/'08 civic si, but i was just wondering if any other si drivers could give me how much they pay for insurance. im 20 live in s. cali and have one ticket so i bet thats gonng drive it up but still want to know like an average. will it make a difference if i but a civic si sedan instead of the coupe?""

What is the cheapest motorcycle insurance?

What is the cheapest motorcycle insurance?

Where can I find affordable Homeowners Insurance in South Florida?Mine filed for bankruptcy.Someone reputable?

Looking to find a reputable and affordable Homeowners Insurance Policy in South Florida. I dont have any claims pending and it seems that nobody is offering Homeowners in South Florida due to the hurricanes.I am covered until Dec 2006,then I need to find a new company as mine filed for bankruptcy.Thanks!!""

Is my daughter covered under my car insurance?

My 18 year old daughter finally got her drivers liscense (how i do not know) She has had it for four days. Last night I let her drive before I put her on my car insurance. She hit a car . I wanted to pay the guy out of my own pocket but it looks to be $4000 in damage. Im pissed .

Motorbike insurance?

barclays motorbike insurance

Car insurance?

if you are insured on your car, can you drive another persons car under your insurance? i'm having an arguement with the mrs over this.""

I just got some insurance quotes ?

I just went on the internet and got some insurance quotes for some cars i am 18 years old and they are trying to charge me 10 grand to insure a 03 plate corsa is this right or am i doing something wrong here

Having a hard time finding affordable health insurance?

I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My biggest problem is in finding affordable health insurance. Can anyone tell me a good site to go to for affordable health insurance? All answers would be greatly appreciated.

Will my drivers insurance rate go up after this accident?

Im 17, live in California and am insured under Geico. I was driving in a parking lot going the speed limit and this girl back out super fast (presumably without looking) and slams into me. Her car was fine but she left a small dent and paint chip near the door and rear tire opposite the drivers side. Will my rates go up even if I wasn't at fault? Should i even go to insurance on this? Please help!""

What's the cheapest option for car insurance for a teen?

I just recently passed my driving test and I'm completely taken away by the prices I've saw for car insurance on my parents Astra, I'm getting prices up at 7K. I've decided to go out and buy a category 1 insurance car (or any that's a low category) so it will be cheaper to run but the only problem is, I don't have a job at the moment so only have savings. It wouldn't bother me not taking out my own policy because I understand that can be more expensive but is there an alternative for me until I get a job and earn money to get the policy so I can collect NCD's? One of my friends use to have his own policy on his family car, a big car like ours, until he had an accident and the price shot up. Now because he can't afford the monthly costs he just takes out 1 weeks insurance at a top when needed and this costs him around 40. What I don't understand though is that he's 18, the same age as me, and I thought you werent able to do short term insurance as a new driver? Although I think he somehow takes it under his parents policy? I'v no idea how this works if someone could shine a light on it? Another friend also had a Nissan Micra and was paying around 80-90 per month which I thought was very cheap (also the same age as me) for an insurance which makes me wonder if he is on his own policy? My dad will be getting insured on my own car also and be using it for work at nights. If anyone could come up with some solutions for me that would be great!! :) Thanks""

If my car insurance gets canceled b/c of late payments?

will they reinstate it again if i paid what i owed in full?

""Are 4 door, 4 cylinder Honda Civics cheap for auto insurance?""

Are 4 door, 4 cylinder Honda Civics cheap for auto insurance?""

How do you get what you need with no medical insurance?

Hello. I am 25, recently kicked my roomate (ex boyfriend) out of my apartment, and am having to switch jobs in order to make more money. The new job surprisingly offers decent health and dental, and I am going to get it asap. But as everyone knows, it takes a good long while. I am entering a new relationship and need to get on the pill so I can have sex without making babies lol. Does anyone know of any decent, somewhat affordable options?""

How do I get Insurance for my newborn baby?

I'm 18 and I just had my first baby. I live in Alabama. I Have insurance under my mom,but it won't cover the baby. Does anyone know how i would go about getting insurance for my baby,and do i have to have insurance before i take him to the doctor cause i have to take him tuesday.""

Can I get paid by an insurance company to repair my own car after a no blame accident?

I am qualified panel beater/painter and have been for 20yrs,I should really know the answer,yes the other drivers insurance are paying.I was thinking along the lines of,I agree the price with the insurance company,repair it at work in my own time and pay my work for the use of garage,but as repairer I would get around 3 times my hourly rate for doing what I do every day.

Anyone have Mega Insurance?

It's supposed to be for the self employed. Is the high premium worth the benefits or even the coverage compared to other insurance companies out there (like e health insurance.com)

How much should my car insurance go down by after a year?

Female, 18yrs old""

How does the car insurance process work?

So to start this stressful story I just purchased a new truck in Louisiana. My guy and I pulled out of the dealership lot and literally about a minute down the road we were hit by a girl in a car who says she didn't see us. Her car was damaged pretty bad but ours has a big dent and a scratch. It's still functional but now the passenger door won't open because of the location where her car contacted ours. So a police officer came and filed a crash report and gave us her information, but says that we have to wait til Friday to be able to get a copy of the crash report. We have full coverage insurance on our truck and our basic warranty. I'm going to call the insurance company to be sure but I was wondering what are the steps to filing a claim and getting my truck fixed. What exactly do I need to do to complete the whole process. I'm very into details so all serious and thorough answers are appreciated. Thanks""

Why are NYS auto insurance rates so high?

I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?""

Car Insurance questions?

ok i was recently in a car accident , jus a rear end nothing to serious. but the rear of my car is pretty bad. bumper is in bad shape , trunk doesnt open , lights are a bit broken but still work. a guy from the other person's insurance company came to take a look at my car and inspect it and estimate damages. he told me that the car will probably be a total loss. he said someone would call me in 2-3 business days to discuss my options. now i guess i will be paid for what my car is worth , which isnt much prolly no more then a $1000. my question is tho , the guy who came told me that one of my options would be if i wanted to keep the car or not. i want to keep the car , it still runs , it still drives. if i still want to keep my car do i still get paid for the damages?""

What is the best cheap car insurance qoutes in the uk!!?

pleas help!!

2000's Subaru WRX insurance info for a 20 year old in ct?

Hello I'm looking into purchasing either a 2002 or 2004 Subaru WRX. I live in Connecticut i am 20, have had my license for 2 years with no accidents or tickets. I would like to ...show more""

I need help with a car insurance issue?

My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""

""Around how much would insurance cost for a 17 yr old girl - im from the UK, buying a 1999-2000 toyota celica?""

All appropraite anwers please, stupid answers are not welcome. Thanks xx""

Can i get temporary car insurance for my teenager daughter on a separate insurance policy?

I want to get car insurance my teenage daughter (who passed her test 6 months ago).I am unable to add her to my current policy - does anyone know if any other way than changing current car insurance policy

Would using a motorbike for a year make insuring a car cheaper?

i'm at college and i am looking at learning to drive a car and i was wondering that if i used a motorbike or moped for a year without claiming on insurance would it decrease the cost of car insurance? because that is what my friends have been saying

If I got a 1000cc+ for my first bike and restricted it to a 125cc would the insurance be cheap?

the bike would be restricted to a 125cc. This would also be my first bike and I would be 17 yrs old.

How long do car accidents affect my insurance rates?

I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) ...show more""

What questions will car insurance co. ask?

I am preparing to get car insurance for the first time, and I want to know what kind of questions the insurance company will be asking me.""

How do mexicans look for auto insurance in Mexico?

When you live in Mexico, do people use yellow pages, local independent agents, online websites..how do they go by buying auto insurance? Also, what is their biggest problem when coming to the usa and looking for auto insurance, aside from the language barrier?Are the coverage similar, do they have a trust problem, etc..what would be the most helpful thing a US insurance company could do for them? Thanks for your help.""

I'm under 18 do i need insurance after i get my license?

I live in FL But i don't have a car. am i insured under my parents or do they need to pay for me when i get it.

Am I too young to have life insurance?

The reason why I am asking this question is because some people have told me that I am too young to have life insurance. I am 22 years old getting ready to get married next month and my fiance and I have a 18 month old. I also work full-time making a comfortable salary and I am also in school part-time. I am the breadwinner because my fiance is in medical school. I am looking to save for the long run and cut expenses where I can. I currently have a 401-k where my employer matches me 6%. I currently pay 50 a month for a 400k policy and also have a policy through my employer which is free. I was told that 50 a month for my life insurance is a good price because of my age and could be higher if I smoked and were older. I just need some advice guys

Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?

what is the cheapest insurance company or cheapest option???

Will my insurance be higher if my car doesnt have airbags?

I'm about to buy a mustang and I know how much insurance will be already, I've talked to my insurance agent and there is a mustang with low miles, and its a nice deal but needs a little work. The main thing it needs is Airbags. Will my insurance be higher because it has no airbags? And how much does it cost to get airbags replaced?""

Why will small businesses be affected if the health insurance mandate passes?

Research paper. Thanks for the help

""Car fender bender -insurance low balling payment, how to get more money from the insurance company?""

Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks""

Whole life insurance policies?

I need financial opinions on whole life insurance policies and am afraid to ask an advisor for fear that he/she would try to sell me something. We purchased three whole life policies in 1991. I know now that most experts advise against them now because of the high premiums, and advise buying term and investing extra money elsewhere......but we have accumulated a lot of dividends over the years but we're at the point now that we are tired of paying the premiums and thinking about having the dividends pay for the policies until the dividends run out....and then of course we would start paying for the polciies again. Is this a mistake or should we continue to pay the premiums and keep thinking of it as an investment or more money if one of us dies prematurely? Another thought.....we will be having future college bills whereas we can try to get a student loan or borrow against these policies with an option to payback with interest or not pay back at all thus taking away from death benefit. What's your opinion on this?""

Pay as you drive insurance..?

What company's offers pay as you drive insurance? And is it any good? Or do you know any cheap insurance schemes or company's?

What kind of car insurance do I need if I want to be the main driver of my parent's car away from home?

My parents own a car that they're letting me use for school. I live in southern California, but I attend school in Northern California. I'll be bringing the car up for normal use during the school year, and it will be garaged there except during summer. Do I need to buy my own car insurance, or will it work out if I just get added to my parent's insurance?""

Cheapest insurance for a 17 year old lad?

the cheap quote ive got is 4800!! This is ridiculous, is there any cheaper way of insuring myself? does anyone know what the cheapest car to insure is? or something i really need to get on the road as i have just passed my test but 3000 for insurance is about my limit...""

Can I get paid by an insurance company to repair my own car after a no blame accident?

I am qualified panel beater/painter and have been for 20yrs,I should really know the answer,yes the other drivers insurance are paying.I was thinking along the lines of,I agree the price with the insurance company,repair it at work in my own time and pay my work for the use of garage,but as repairer I would get around 3 times my hourly rate for doing what I do every day.

Should I get $500 deductible or $250 on car insurance?

does it make sense to get higher deductible to save premium or is that a scam? clubny2007 coming soon

What kind of cars cost the least amount of money to insure?

I am a teenage driver and I am looking to get my first car. What kind of cars have lower insurance rates, and are still reliable? I plan on getting a used car from around 2006-2008.""

WHo LOVES Mercury Auto insurance and the alien commercials? lol Whats your favorite commercial?

Mercury Insurance rates are soo low that they are run by Aliens from the planet mercury lol This model simulation represents the facility and their landing site lol How about the Comcast Commercials? lol I was super high one time and saw the Turtles and was hellaaa freaked out lol.

Arnold Clark Insurance?

Whats the minimum age to be a policy holder for arnold clark insurance? Ive been told It's either 18 or 19, Do they still base the risk like everyone else as I've also been told that it's a fixed price regardless of risk, the only rating factor is the drivers age?""

Getting insurance on a bike?

I plan on getting a motorcycle near the end of February. I have never bought a motor vehicle before, so I'm not really sure about how I go about getting insurance. I plan on getting something used from Craigslist (most likely 2008 or newer Ninja 250/300), then either having the owner ride it to my home before I pay, or taking it in a truck or something. What do I do after that? How do I insure the bike? I will probably get Progressive. Also is full coverage worth the extra money, or should I stick with liability? I'm 17 years old so it will be more expensive for me than for others. I live in California by the way. Thanks!""

What is the cheapest auto insurance?

What is the cheapest auto insurance?

What are some good affordable health insurance options?

In another 4 weeks I'll be losing my current health insurance so I need to find a new one. I don't have a lot of money at the end of the month to devote to insurance but I believe I have enough, I can probably do like 100-150 a month. My biggest concern is if something happens to me and I am hospitalized. I would hate to get that bill.""

How much is car insurance per month?

i'm 19 years old, have had my license for about a year, i work two jobs and i'm buying a used car. How much would it be per month ? I am also, starting college in the fall. any help or suggestions? thank you""

Does a car insurance company need to know the state in which the car will be used?

I am buying car insurance for a 21 year old child who will attend graduate school out of state. Primary address will still be with me. Car will be in my name; child/student will be listed as primary driver. Child/student will live in an apartment while at graduate school. Does the insurance company need to know in what state the student will be?

How much does car insurance cost for a 16 year old?

i live in nevada. and if you have good grades do you get a discount i got A's and B's

Is there any affordable health insurance for full time college students?

I'm a full time student and I work full time. But our benefits at work aren't that great. It's close to $400 a month with a 5000 deductible. I can't afford that right now. Recently my mom told me that she heard some colleges have health insurance programs or something like that that I can get through the college. It's pretty affordable supposedly.. I tried to search on my college site but didn't really find anything. Where can I find info about this? Or are there any government programs that offer insurance to full time students?

Maternity insurance in ohio?

can someone share some information, i live in Marblehead, Ohio, i am looking for insurance with maternity raider. Or if there any other information about any other way to save some money here in ohio other then buying the insurance. (we are not eligible for medicare and she is not pregnant yet).""

Do I have to register my car and change my insurance if I am an out of state student in California?

My insurance company told me that I do not need to change my insurance since I am a student living outside of my home of record address. Now, I keep hearing that I need to register and smog test my car in California since I'm currently living there while attending school. If I do such a thing, does that not mean that I will have to change my insurance to California rates? I do not plan on residing in California post graduation, does this make a difference also? Someone please help....""

What happens if you don't get car insurance?

I wrote a similar question and got jack-*** answers, if you feel the need to do that, don't answer at all. Whats happens if I don't get car insurance? I have a speeding ticket on my license, I'm about to go to court for another speeding ticket (19 over) and a reckless driving ticket (for burning tires). I am 18, with a Nissan 300zx (2 seater sports car) I was thinking, what if I don't renew my insurance? Will I just get a $200 ticket when I get pulled over for it? $200 ticket >>> $300 a month for insurance I personally think the insurance system is very faulty since insurance companies are making lots of money. If it was a service where the profits went to roads and such, I wouldn't mind a bit. What is the penalty for not having insurance, costs/tickets/fines? No smartass comments please, just asking a question, I highly doubt I will drop insurance, as I pay it every 6 months anyways. Just wondering""

Can I apply for Medicaid when im 18!?

So, im 18... and I live with my boyfriend right now. I would like to get on my own insurance so that I can have dental insurance and be able to afford braces. Is it possible to sign up for some sort of dental care that I could get on even if Im only 18?""

Cheap full coverage insurance?

My brother is buying a 2008 Kia rio 5 and has to have full coverage. He is 20 years old. Where in Kansas is a good option for affordable full coverage insurance?

Does affordable FAMILY Health insurance in California even exist? :( Desperate!?

Hello: My husband and I are in the process of moving on in our life and figuring out the next step. Rather than moving ahead now and planning later I would rather plan now then move ahead. I feel that its not smart to start trying for a baby until we know if its going to be possible to afford health insurance. Right now we are both working fulltime but my work is not family friendly when it comes to health insurance. Currently to add my spouse and a child to my insurance whether its PPO or HMO its over $1,200 for us 3!!! When looking outside of my employer at what is out there its over $800! We make about $4,000 a month but after rent, car payments, cell phones, car insurance, bills, groceries, and gas we are left with only about $800 a month to live off of. And that is not nearly enough for a baby with daycare and health insurance!! We obviously dont qualify for state funding or and government assistance. I am just wondering if anything exists out there for people like us! :( Unfortunately it seems things would be easier if we both worked at a low income job or not worked at all!! Please help, I want a good future for us all and dont want to depend on government funding!!""

Who pays the car insurance?

The registered owner or the title owner me??

How much will it cost to insure a Subaru Impreza WRX?

It'd of course be under my parents insurance, which is either Travco, or Liberty Mutual. Not sure which one it is, I'm 17 got my license at 16 and a half. I live in Eastern PA near Allentown. The car year will be 2004-2008 and will have a value ~10k. I also have a 3.6 GPA, and I heard there is some good student discount. Thank you""

How much is car insurance in the UK for a 21 year old? I'm being quoted 1000pnd/month!?

I'll be moving to the uk from the netherlands. I'll be getting a uk driver's license within 1 year as my current one is not exchangeable. I am very confused about the ridiculous high prices of car insurance in the uk. With 0 years no claim and full uk license for 1 year I'm getting a quote of over 1000 pounds a month!? How is this even possible? This is just liability insurance.

Classic car insurance from a 17 year old? less than a grand (VW Beetle)?

Hi all, Im 17 a VW enthusiast and just passed my driving test. I'm not saying im going to be any different to the statistics but im not a racer at all, lack of experience is still an issue though Guys preimiems are double girls and yet i think its possible to get insurance ive heard of people who have just wonder from which company? Im after insurance for a VW type 1 1300 beetle or a VW split screen camper for a 17 year old. As anyone who has tried getting a quote for a 17 year old boy its going to be 800 for cheap 1L car, 900 for a 1.25L Fiesta or 1,400 for a 1.4L Zetec. So im after insurance for less than 1000 has anyone manged it for a classic car? and where? The RAC quoted 1,100 and then went to ask about it and then they refused had several quote for a 1.6L beetle (due to age and slowness) of 1,400 but would like under a 1000""

What Car insurance should i get at 18 years old?

I am an 18 year old who is unemployed. I need car insurance that is cheap and is helpful. I need to know how much insurance is.

How much will insurance be for a 16 year old in california?

how much will insurance be for a 16 year old in california? lets say i get a bmw or porsche how much will it be?

Where can i find affordable health insurance ??

I am a single mother of two daughters. I make too much for medicaid, the kind my job offers is too much for me to pay, $332 per month. Is that good or bad, the $332??""

Will Fred loyas liability auto insurance policy cover a person driving your car if they have any or all of the?

My romate is from out of state so she doesnt have a texas drivers licensae! She has a out of state license but it may be expired - I have liability insurance in texas from fred loya insurance-Will any of these factors keep her from being covered while she is driving my car?

Can I get paid by an insurance company to repair my own car after a no blame accident?

I am qualified panel beater/painter and have been for 20yrs,I should really know the answer,yes the other drivers insurance are paying.I was thinking along the lines of,I agree the price with the insurance company,repair it at work in my own time and pay my work for the use of garage,but as repairer I would get around 3 times my hourly rate for doing what I do every day.

Health insurance from a broker?

HI, I need to take out a health insurance policy for myself because my work doesn't offer any. I called a local insurance broker who offers that service in addition to others like life, business, etc. My question is, is there any negative reason to buy from him verses going online and buying a policy by myself? I think I'd get more info from a broker right? Thanks""

What is the cheapest car insurance for someone who has tickets?

(male, living in sacramento, ca)""

How much will car insurance cost?

Hello, I am looking to buy a car in UK. There are many options for an affordable price, but what I am most concerned about is how much will insurance cost for me? I am 19 and own a license for one year. How insurance is calculated? Thank you""

Car insurance ?????/?

Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general

""My car's engine died, therefore I never renewed my car insurance. How can I get my DL reinstated?""

In the meantime, I moved. Even though I provided the agencies with my new address & my email address, I was never properly notified from the insurance company or the DMV office. Now, I discovered my driver's license has been suspended for lack of car insurance. If my car was operable, I would have renewed my insurance. I've always had car insurance, just thought it would be no big deal not renewing it. Also, I have a bill from my auto mechanic stating my car has engine damage and needs a new engine. Is there any way to correct this without paying the reinstatement fee to the DMV? Thanks for any advice!""

Insurance fronting ( making car insurance cheaper )?

If i'm not the owner of the vehicle ( my mum is ), yet im still insured on the policy as a named driver but im the main driver am i commiting insurance fronting. insurance fronting states that if you are the owner of the vehicle but only a named driver this is called insurance fronting, but im not the owner but a named driver does the same rules apply""

Car insurance.......?

If I lend my car to a friend and they have a prang into another car and the friend is not covered by any insurance to drive my car what will happen? Will my insurance be effected?

Home insurance for high risk person?

A few months ago my dad had a fire at his house. In the middle of restorations, his insurance company dropped him. I'm not sure why they did, but I know my dad has really bad credit and was probably not very nice to whoever was handling his claim. He said that he is trying to get insurance, but can't find any. I'm wondering if it is because he is a high risk candidate and I am wondering where he can go to get insurance. I will probably be helping him with it from here on out, so I will need to know what kinds of things to say/look for. He is a reitred teacher and doesn't have a ton of money or assets, so I want to make sure he gets good coverage that he can afford. I'm not sure if this helps, but his dad was a veteran who died in a VA hospital when my dad was young. I keep seein things about insurance for family of veterans, but I know very little about it.""

I just purchased car insurance today?

So I just passed my test today and just purchased insurance from Bell over the phone, and my policy starts from Friday. I know I cannot drive until Friday. So say I was pulled over by police on Friday night, and I have to take documents to the police station, how do I prove to them that I have insurance? I don't have a piece of paper but I DO technically have insurance .. What do I do if I get pulled over?""

How much is insurance for a 16 year old boy driving a volkswagen jetta/golf?

I am going to go with my father to get a car next week because I got my license today. I will be using the sign then drive event for the car. About how much will insurance cost for a NEW car and would it be cheaper using a older car? I earn about 500$ in every other week for work, would that be enough you think? Thanks for the help!""

I am a newly licensed 6-20 Florida Insurance Adjuster. My goal is to eventually become an independent adjuster?

I'm thinking since I have no experience, I would start out as a staff adjuster but no one will hire me. Any tips on how to break in? All info is greatly appreciated.""

Do i need insurance to buy a car?

I have been put in a crisis and am being forced to buy my first car tommorrow. My dad has bought cars for me, but I've never owned one. I am buying my friends truck, which is past due on registration. Basically, I pay the late fees and the truck is mine. I however do not have insurance right now. I will get it ASAP but don't as of right now. I've been reading online and they all say, No dealer will let you drive off the lot without insurance. But none of them say if you're buying the car from a person, not a dealer. What do i do??""

If I have my license but do not own a car do I need car insurance?

I am planning on getting my drivers license this summer and do not have my own car. I would be using my parents car (that's insured) until I get my own. Would I need to have insurance for myself or is it enough that the car I would be driving is insured?

What happens if I want Homeowners and Car insurance with the same company?

Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31. I saw somewhere that if I have both insurances with the same Company then I save money. How do I line up the two insurance renewal dates so that I do not waste the money I paid for homeowners insurance between October 31 and January 31?

""Discovered a lump, out on unemployment and without insurance- what to do?!?

My little brother (21) called me in a panic; he discovered a lump under the skin of his neck and is terrified its a tumor. He was laid off three months ago and doesn't have medical insurance. Is there anywhere in Riverside California that can check this for him for free or low cost- if only to put his mind at ease? I dont know what to tell him :-(

""What is the average insurance to run a home day care in San Diego, Ca? What about on rented property?""

I know that opening a daycare on someone else's property is a liability, but possible. Is there extra insurance needed? Do you talk with your landlord prior to renting the property? My father owns an apartment complex, and he said 'No way Jose' if one of his tenants would come to him with this proposition. How much is the average home day care insurance in San Diego, Ca? Thanks!""

What is insurance?

What is insurance?

""If someone is living with my, gets in a car wreck without insurance, can I get sued?""

That sounds weird, but with all the stupid laws out there, I thought I would ask because im facing this situation. I live in Washington state. My brother in law lives with us with my sister, and he recently got fired from his job. He pays no insurance, has no contracts with us, but lives here and uses my address as his own. He was talking about letting his car insurance go because he was no money. If this happens, and he gets in a wreck, can the person whom he hit come after my property? Or is my brother in law just screwed if that happens?""

How much per month would insurance be at 18y.o.?

I'll be in the military soon, so I'll need a car and transportation (in the instance that I'm not shipped to the sandbox). I've tried looking up quotes on progessive and a few other instant quote people online. But the confusing part is they all seem incredibly high. I put in the car as a 2010 mazda 3(which I hope to have), and age at 18, and all the other info. It had me at 800/mo with no collateral or collision coverage. What the f? I tried all different car combinations but they all were high or in the general extreme area. Can someone let me know what I'm doing wrong?""

Where is the best place to buy cheaper home insurance for the over 50s?

Where is the best place to buy cheaper home insurance for the over 50s?

""My monthly car insurance payment was due 1 day before i had an accident. i have been paying on time,?""

been paying on time, but hadnt made this one. I'm I covered?""

The average price of car insurance?

The average price of car insurance?

How to get Temporary Car Insurance for one week in Florida?

Heres the deal. In May a couple of my friends and I are going to fly into Florida to visit some relatives. They have an extra car that nobody uses on a day to day basis, so instead of renting a car for the week... we would rather drive this car around. The problem is insurance... I don't know anything about this if its possible or not. Is there anyway to get one of us insured to drive the car for a week, we are all insured drivers here in Michigan if that matters. Also would it make any difference that the car we are using is my Aunt's, so we are closely related. Any information, experience with this type of situation, contact numbers etc. would be greatly appreciated! Thank you!""

What is the best insurance company for a recently passed young driver?

I passed my test last week and i am looking to buy a corsa, punto, clio like car. Its gonna be either a 1.0L or 1.2L car. How much will this cost me and what companies will give me the best quotes? Also, i am a boy""

What is the best teen driver insurance in California?

Taking driving test tomorrow and need insurance coverage for just me, 18 years old.""

Can I get paid by an insurance company to repair my own car after a no blame accident?

I am qualified panel beater/painter and have been for 20yrs,I should really know the answer,yes the other drivers insurance are paying.I was thinking along the lines of,I agree the price with the insurance company,repair it at work in my own time and pay my work for the use of garage,but as repairer I would get around 3 times my hourly rate for doing what I do every day.

https://www.linkedin.com/pulse/geico-auto-insurance-quote-new-jersey-alan-patterson/"