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In recent years, a major scandal has rocked the UK car finance industry. Investigations have uncovered widespread practices of brokers misleading customers by hiding commission figures. This has implicated some of the UK’s most well-known car brands, including Peugeot. You might be eligible to claim compensation if you took out a new car finance agreement before January 28th, 2021.
This comprehensive guide will delve into the details of the Peugeot car finance compensation scandal, explain how to determine if you’re eligible for a Peugeot PCP claim, and outline the steps involved in making a claim.
#bmw mis sold finance#bmw pcp claim#mis sold pcp bmw#motonovo finance refund#motonovo refund checker
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A recent investigation by the Financial Conduct Authority (FCA) found out that thousands of people who purchased cars on finance between 2007 and 2021 were mis-sold on their car deals. According to the authority, the customers shared complaints regarding overcharging of interest rates and Discretionary Commission Arrangements (DCAs). The investigation further revealed that some lenders categorically overcharged the customers who purchased cars on PCP and HP finance deals. Later, in 2021, the FCA banned DCAs, and financiers who charged high interest rates are under consideration
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Could you be owed thousands? A Ford PCP Claim might be your answer. Many UK car owners have been overcharged on their car finance agreements.
The car finance industry has been plagued by a dark secret: undisclosed commissions. For years, many car dealerships and finance companies have been pocketing secret payments, which can lead to higher interest rates and overall costs for consumers.
You’re not alone if you suspect you may have been affected by these hidden charges. PCP and HP Claims is here to help you claim your car PCP compensation you deserve. Our expert team specialises in recovering money for customers who car finance companies have misled.
#audi pcp claims#bmw mis sold finance#bmw pcp claim#ford pcp claim#mis sold pcp bmw#nissan car finance claim#nissan finance pcp claim
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Volkswagen is a well-recognised German engineering brand. It symbolizes innovation, design, and luxury. Individuals purchase it not just for convenience and comfort but as a style statement. It is not just an ordinary car; it is a long-term investment. It is expensive, that is why the company offers car finance plans.
Britishers are blessed with various car finance schemes that help them make an expensive purchase with ease. If you want to buy a Volkswagen or a BMW car, you can easily buy on PCP finance. If you signed a mis-sold deal, you can easily make a BMW PCP finance claim. Let’s discuss everything in detail, step by step.
#audi pcp claims#ford pcp claim#mis sold pcp bmw#black horse refund#nissan finance pcp claim#bmw pcp claim
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Revive Solution specializes in reclaiming compensation for mis-sold car finance and PCP (Personal Contract Purchase) agreements. They provide no-win, no-fee legal assistance to recover hidden commissions or high-interest charges associated with car finance deals arranged before January 2021. Services include evaluating finance agreements for unfair terms, handling PCP and hire purchase claims, and ensuring transparency throughout the process. Their team of legal experts and claim specialists streamlines the procedure to maximize compensation outcomes.
For more details, visit Revive Solution.
#audi car finance claim#nissan pcp claim#bmw pcp finance claim#motonovo finance refund#black horse refund#bmw mis sold finance#bmw pcp claim
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Drive Back Financial helps individuals reclaim compensation for mis-sold car finance, especially for PCP and HP agreements. They operate on a "no win, no fee" basis, assisting clients in recovering hidden charges or commissions. The company provides a straightforward process for checking eligibility and handling claims. For further details, visit Drive Back Financial.
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Review: The Kia XCeed
Some days, during lockdown, I imagine a time when I would sit at my work desk and fly through the days ‘To Do’ list. On the day I’m imagining, the sun is bright, glinting off the new cars. The staff are laughing with the steady stream of customers, the scent of fresh coffee wafts on the breeze, and there is the regular jingle of keys as they pass from hands of the service department to their awaiting owners.
Something catches my attention in the periphery of my vision; a customer pushes through the tall glass doors of Leslies Motors. They have walked straight past the pre-owned vehicles on the forecourt, so I can safely assume they’re after something new. They haven’t walked directly to one model, instead they browse the variety that the brand has to offer.
One of my colleagues walks up to the customer, offers his hand, and after a succinct and professional introduction asks a question that gets straight to the heart of the matter; “So, what are you looking for in a new car?”
Invariably the response is; “well, I’m not sure. But, I want something higher up”. And there it is - I’m waiting to have ‘showroom bingo’ cards made with this response printed on.
I’m not making sense, am I? What am I talking about?
“SUV” is apparently a dirty word. This imaginary customer wants to buy into the UK & Europe’s new love of Crossovers, and they don’t want to admit it.
The moment you point at the Kia Sportage, Hyundai Kona, Toyota Rav4, Honda CRV, Mazda CX-5, or any of the numerous SUV’s now available, the customer says, “ah yes, that’s just what I’m looking for!”
Europe loves SUV’s. It’s not a bad thing. They are comfortable, practical, well built, and generally loaded with the latest features. And Kia’s newest offering is just that, and a whole lot more.
Allow me to introduce, the Kia XCeed.
Looks: The name Kia Ceed may seem familiar. Years ago Top Gear used the Kia Ceed as the “Star In The Reasonably Priced Car” feature. There, the penny’s dropped hasn’t it? It was an entirely different car back then, the new Kia Ceed was launched in 2018, and has quickly become a favourite amongst critics looking for an alternative to the VW Golf or the Ford Focus.
Since then, Kia have made an Estate [Kia Ceed Sportswagon], a sporty Shooting Brake [Kia ProCeed], and most recently a Crossover SUV [Kia XCeed].
The XCeed is longer than the Hatchback it is based on, and sits at a higher ride height. It features rugged SUV-style protection, roof rails, and a front bumper similar to its SUV kin; the Kia Stonic & Sportage.
Interior: The XCeed, and it’s Ceed based brethren, all received Kia’s new 10.25” touchscreen display. When you sit inside, it feels like the cabin has been based around this connectivity suite. It’s not just a feature, it’s a highlight.
The software has been a Kia strength for a long time. The displays are instinctively user friendly, and this new screen has taken that a step further. It features Android Auto & Applce CarPlay as standard, and can be splitscreen - to show the Satellite Navigation, DAB Radio, and Apps at the same time - or widescreen, to show a huge Sat-Nav or Reversing Camera.
The ‘3’ receives a semi-leather interior with Heated Seats, and the ‘First Edition’ launch special adds a full leather interior with Heated & Ventilated Seats. As well as a Sliding Panoramic-Glass Roof, making the elegant interior appear larger than it appears.
Engines: The XCeed uses the most popular turbo-charged Kia engines. A growling 1.0T with more than adequate pace, and a smooth four-cylinder 1.4T. But, what’s exciting about the new XCeed is that it’s be the first Kia to get the new Plug-In Hybrid drive train, since the electric-specific Kia Niro. Kia claims the new XCeed PHEV offers an almost unbelievable 202 miles per gallon (WLTP).
This 1.6 Petrol engine is paired to a battery with roughly 40-mile range. That may not sound a lot, but I’ve been using a Plug-In Hybrid recently, and hear me out; in reality I only need to charge once or twice a week, often while I’m sat at work. During the week I won’t use a drop of fuel, as I’m running entirely on electric power. Then, at the weekend if take a longer journey, it drives like a regular Hybrid, and can be topped up with petrol on the go – no need to wait hours for a charging station. It’s the best of both worlds.
The six-speed DCT gearbox is supremely smooth, and in electric mode the XCeed is practically silent. This has taken Kia’s already good car to new levels. The PHEV version offers a refinement that premium models wish they could offer in this price category.
The Competition: When it comes to Crossovers and SUV’s on the market, you are spoiled for choice. But how many offer a Plug-In Hybrid option?
In looks you may compare it to the new Audi Q3 Sportback, with its sleek rear end. But this isn’t hybrid, not even close. The Q3’s bigger brother, the Q5, is. However, at £50,000 plus change, vs Kia’s £30,000, customers are unlikely to be comparing these two.
BMW has a smaller and more affordable option; the X1 PHEV. At £38,200 the BMW is rouhgly in the same ballpark, but when comparing features of the X1 PHEV ‘Sport’ leaves a lot to the imagination compared to the Kia’s top-of-the-range ‘First Edition’. The XCeed features a Sliding Glass Panoramic Roof, Power Boot Hatch, Full Leather interior with Heath & Ventilated Seats, and a futuristic 12” digital dashboard. So, it’s the driver’s choice; for the excitement you’ll pick the BMW’s XDrive25e engine, but if you’re leaning towards family value, with features often only found in premium brand’s, you’ll pick the Kia.
The real battle will once again be between Kia and Ford. The new Kuga offers a PHEV which is competitively priced and offers plenty of kit. The blue oval will test Kia’s value, but not it’s comprehensive seven-year warranty. The Ford is larger, and what you gain in size, you lose on interior design. But that is subjective, and to some the Ford’s utilitarian interior may appeal.
The other choice? Kia. Walk into a Kia dealership and you currently have a choice between two Plug-In Hybrid Crossover SUV’s. The same engine, motor, battery pack, seven-year warranty, and features, are all available in the previous mentioned Kia Niro PHEV, and for a similar price.
Business User:
The XCeed is destined to be hot property with Business Users. It’s satisfyingly snug on longer journeys, has space for all the family, and sits as comfortably in the corners as it’s hatchback brother.
The PHEV is going to be the Business Users first choice. While the initial price maybe more, you’ll end up paying less in company car tax thanks to the low BIK (read: low emissions). So, you’ll have better fuel economy, a longer range, a smooth electric drive, and less to pay each month from your wages. It will mean a small change in lifestyle, for a big financial gain.
Chances are you’ll choose to lease, and run as an asset off balance sheet, or finance on Kia’s new 0% PCP*.
Island User:
The Garden Isle is an apt name for our green and pleasant land. The ferry port cities across the water suffer with some of the most polluted air in the country, but thanks to the Solent we’re not party to it. The Kia XCeed as a Plug-In Hybrid Vehicle ensures that Island families can still go out into the great outdoors with their bikes, scooters, and surf boards, and rest safe in the knowledge that the emissions are significantly less that what they had been previously driving.
The additional boot space and roof rails of the Kia XCeed add practical features to and already beloved hatchback. It comes standard with the latest Kia safety features, including ‘Lane Keep Assist’, Driver Attention Warnings, Forward Collision Avoidence, Hill-Start Assitance, as well as the usual ABS, Tyre Pressure Monitor, and Intelligent Cruise Control.
Compared to other Hybrid rivals, the Kia XCeed makes a real case for itself thanks to its features, value, and the reassurance of Kia’s industry leading seven-year warranty.
Choices:
The Value Choice: Kia XCeed ‘2’ 1.0T Manual
The Range Topper: Kia XCeed ‘First Edition’ 1.6 PHEV Automatic
Leslies Motors Favourite: Kia XCeed ‘3’ 1.6 PHEV Automatic
Verdict:
The design is going to polarise people. Either you love the looks of the XCeed or you don’t.
When I had two XCeed ‘3’ in white sat on the forecourt waiting to be collected by their new owners, I had the whole service team begging me to organise an offer for them.
For most buyers, the 1.0T is going to be ideal on the Island. The 1.4T offers a little more refinement on longer journeys. But for business users, or those wishing for a serenely smooth electric ride, the PHEV is going to be first pick. Thanks to its low emissions and tax benefits. The interior is going to offer a wow-factor to your passengers, not often seen in this price range and you’ll be back by Kia’s legendary warranty, and the offer of 0% finance*.
The only tough question, is how to place your order while we’re all locked in.
*Offer advertised to end: 30th June.
#kia#car#cars#hybrid#hybrid car#hybrid cars#ev#phev#plugin#plug-in hybrid#plugin hybrid#plug in hybrid
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I really need a cheap auto car insurance?
I really need a cheap auto car insurance?
i need a car insurance my record its not really that good!!! does anyone know about any car insurance that deal whit this kind of drivers on new jersey
BEST ANSWER: Try this site where you can compare free quotes :insurefinder.xyz
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BMW demands payment on financed M4 after owner’s mods A Youtuber got a firsthand lesson in why you should always read the fine print after BMW came calling for the full payment on his financed M4 Competition, claiming he violated conditions by modifying the vehicle, including jacking the output up to over 700 horsepower. Rickardo Senior (aka Ricky) from the Youtube channel LivingLifeFast says he bought the Bimmer for an “epic deal” of just over £60,000 ($100,000) back in December, and things were going great. He’d taken it down to Belgium to spice it up a bit, adding a hybrid turbo, methanol injection, an upgraded exhaust and more. All the work resulted in an increase of 276 horsepower, pushing Ricky’s M4 up to 720 horsepower from the standard 444, which is undeniably cool but also, according to BMW, a breach of contract. The brand has given him a week to pay up or face having the car repossessed. Ricky says BMW gave him two reasons for the ultimatum. One is that he’s “altered the vehicle without (its) consent” and the other has to do with the company's doubts that he’ll be able to make the payments on the Personal Contract Purchase (PCP) plan. Ouch. Within the PCP contract, the customer gives a deposit and multiple payments including a final instalment based on the value of the car as it exists at the time. If the buyer decides they don’t want the vehicle at that point, they’re free to return it without making the final payment. When cars are modified, however, their value diminishes, potentially leaving the brand
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Audi Finance is a quick and easy way to drive latest Audi models. It is a common practice in the UK to drive cars purchased on car finance agreements. This is beneficial for the customer and the car dealer as well. The car finance agreement allows both parties to mutually agree on some terms and conditions to make the process simple and easy.
The car financing agreements are complex and tricky to understand. Not all people who purchase cars on finance are familiar with the car financing deals, interest rates, commissions, and other financing options. Therefore, it is essential for all car dealers to explain the contract to their customers. If they fail to do so, this may cause stress and problems later on.
The Financial Conduct Authority (FCA) found out that thousands of people were making complaints about the Discretionary Commission Arrangements (DCAs) that were charged on car finance agreements before 2021. The authority banned the practice of DCAs and started an investigation. Until now, they have found that some car dealers and financiers charged DCAs, which were not mentioned in the contract. Thus, anyone who purchased a car from Audi Financial Services can also check his eligibility for a refund.
#bmw mis sold finance#bmw pcp claim#mis sold pcp bmw#motonovo finance refund#motonovo refund checker
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Are you a Nissan PCP customer who may have been affected by hidden commission payments? This comprehensive guide provides essential information to help you understand your rights and explore the possibility of reclaiming compensation.
Uncover the truth about Nissan PCP claims and learn how to take action. We’ll delve into the details of the FCA’s investigation, explore your eligibility criteria, and guide you through filing a claim.
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Could you be owed thousands? A Ford PCP Claim might be your answer. Many UK car owners have been overcharged on their car finance agreements.
The car finance industry has been plagued by a dark secret: undisclosed commissions. For years, many car dealerships and finance companies have been pocketing secret payments, which can lead to higher interest rates and overall costs for consumers.
You’re not alone if you suspect you may have been affected by these hidden charges. PCP and HP Claims is here to help you claim your car PCP compensation you deserve. Our expert team specialises in recovering money for customers who car finance companies have misled.
This blog post will shed light on the issue of undisclosed commissions in Ford car finance agreements, explain how it could affect you, and guide you through the process of claiming compensation.
By the end of this post, you’ll understand if you might be eligible for a payout and what steps to take to start your Ford PCP claim.
#audi pcp claims#bmw mis sold finance#bmw pcp claim#mis sold pcp bmw#ford pcp claim#nissan car finance claim#nissan finance pcp claim
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Ford is a globally recognised car brand. It is known for its design, reliability and wide range of cars that cater to different customer needs. Ford makes different types of cars, ranging from sports cars to eco-friendly Ford Mustangs. Individuals and businesses prefer buying Ford for various reasons. For that reason, car finance agreements are a good option to ease financial burdens.
Car finance agreements are long, complex, and tricky. You might need professional advice before signing up for a new car finance contract. Sometimes, the dealer fails to inform you adequately about the car finance contract and as a result, you might get mis-sold on a car finance deal. If this happens, you can apply for a Ford PCP claim. We will discover details on how to protect your investment and get a refund.
#audi pcp claims#ford pcp claim#mis sold pcp bmw#vw finance pcp claims#land rover finance pcp claim#peugeot finance claim
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Nissan is a globally recognised Japanese brand known for producing a range of vehicles, including cars, trucks, and SUVs. It is considered a leader in the automotive industry because it commits to high-quality, safe, and sustainable vehicle manufacturing. Its diverse vehicle types cater to various customer needs across the UK. Businesses and individuals own Nissan to meet their various transportation needs. Nissan vehicles are costly, so they are available on different car financing deals. Britishers can buy Nissan on car finance from different lenders, including Black Horse and Moto Novo. If they are mis-sold on their PCP deal, they can make a Moto Novo PCP refund. Otherwise, they can also make a Nissan PCP claim.
#audi car finance claim#bmw pcp finance claim#motonovo finance refund#nissan pcp claim#bmw mis sold finance#audi finance pcp claim#audi pcp claims#black horse refund#mis sold pcp bmw
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Using PCP or HP Finance for Your Land Rover
Have you ever wondered if you’ve been paying too much for your Land Rover? Thousands of UK consumers have fallen victim to car finance mis-selling, with PCP and HP agreements being common targets.
Lenders such as Black Horse, Moto Novo, and Close Brothers often use deceptive tactics such as inflating interest rates, burying hidden charges in the fine print, and applying excessive optional charges to maximise profits at the consumer’s expense. It’s possible that you could be entitled to a significant refund.
This guide will help you understand how car finance mis-selling might have affected you and what steps you can take to reclaim any money owed in a Land Rover PCP claim.
#ford pcp claim#mis sold pcp bmw#bmw mis sold finance#audi pcp claim#nissan finance pcp claim#nissan car finance claim#citroen finance claim#land rover pcp claim
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