#birla open minds mumbai

[birlaopenminds]

[bom-international-walkeshwar]

Discover a world of diverse co-curricular activities at Birla Open Minds International School, a standout among the top international schools in Mumbai. Our institution offers a rich tapestry of extracurricular programs that nurture holistic development. From arts and sports to leadership initiatives, our school encourages a well-rounded educational experience. Explore the dynamic array of co-curricular activities tailored to ignite passion and creativity, setting new benchmarks in international education within Mumbai.

[houssed]

Casa Imperia - Explore the Flats for Sale in Wakad, Pune

When finding the perfect home in Pune, Wakad has emerged as one of the most sought-after destinations for residential real estate. Casa Imperia stands out among the premium projects in this bustling suburb for its blend of modern amenities, strategic location, and aspirational lifestyle.

Whether you're looking to invest or find a home that offers comfort and convenience, Casa Imperia presents a compelling opportunity. In this article, we will explore Casa Imperia's essential features, why Wakad is an ideal location for homebuyers, and discuss what makes this project a standout in Pune's growing real estate market.

Why Choose Wakad for Your Next Home?

A Growing Suburban Hub

Wakad has seen rapid development over the last decade, transforming from a quiet suburb to one of Pune's fastest-growing areas. Its proximity to the Hinjewadi IT Park and well-established social infrastructure have made it a top choice for professionals and families.

Proximity to Key Employment Hubs

One of the main reasons Wakad has become so popular is its proximity to the Hinjewadi IT Park, home to numerous multinational companies and tech giants. Living in Casa Imperia means you'll enjoy shorter commutes, giving you more time to spend with family and pursue personal interests.

Excellent Connectivity

Wakad's location is highly advantageous for residents, providing easy access to the Mumbai-Pune Expressway, Baner, Aundh, and Pimpri-Chinchwad. Whether travelling within Pune or making a quick trip to Mumbai, Wakad offers smooth connectivity, making it an ideal base for frequent travellers.

Lifestyle and Amenities in Wakad

In addition to its practical benefits, Wakad is also known for its vibrant lifestyle. It offers a variety of cafes, restaurants, shopping malls, and entertainment options, catering to diverse tastes and preferences.

Educational Institutions and Healthcare Facilities

Good schools and healthcare facilities nearby are essential for families. Wakad is home to several reputed schools, such as Indira National School and Wisdom World School, making it an excellent choice for parents. Top hospitals like Aditya Birla Memorial Hospital are nearby, ensuring healthcare needs are well cared for.

Modern Apartments with Elegant Design

Casa Imperia is designed to offer a blend of luxury, comfort, and functionality. The apartments have modern décor that suit current preferences and are roomy and well-ventilated. Each unit is crafted to ensure ample natural light and a sense of openness.

Premium Finishing and Fittings

The flats at Casa Imperia feature premium-quality materials, from vitrified flooring to high-end sanitary ware. Every aspect of the home is carefully selected to exude elegance and durability. The flats have contemporary décor and are roomy and well-ventilated. They are the ideal option for anyone looking for style and utility.

Range of Apartment Configurations

Whether you are a small family or an enormous household, Casa Imperia offers a variety of apartment configurations to meet different needs. The flats in the project include 2 and 3 BHK, each with great care and attention to detail and effective use of available space.

World-Class Amenities for a Modern Lifestyle

One of Casa Imperia's standout features is its wide range of amenities, designed to offer residents a premium lifestyle without leaving the complex.

Fitness and Wellness Facilities

Casa Imperia offers a state-of-the-art gym, jogging tracks, and yoga spaces for fitness-minded residents. It also has a dedicated swimming pool, allowing residents to enjoy a refreshing swim without leaving the comfort of their homes.

Recreation and Community Spaces

The project includes a fully equipped clubhouse where residents can unwind and socialize. Additionally, dedicated play areas for children, landscaped gardens, and walking paths encourage a healthy and active lifestyle.

Safety and Security

At Casa Imperia, safety is a top priority. The complex has 24/7 security systems, including CCTV surveillance and trained personnel, ensuring a secure living environment for residents.

Investment Potential of Casa Imperia in Wakad

High Return on Investment

The strategic location of Wakad, combined with the growing demand for residential real estate, makes Casa Imperia a sound investment option. Property values in the neighbourhood have steadily increased, and the trend is expected to continue as more infrastructural projects are completed.

Rental Income Opportunities

Casa Imperia offers excellent potential for investors looking to earn rental income due to its proximity to employment hubs and educational institutions. The demand for rental properties in Wakad remains strong, ensuring consistent returns on investment.

Conclusion

Casa Imperia offers an ideal blend of modern living, strategic location, and luxurious amenities, making it a standout choice for homebuyers in Wakad, Pune. Its proximity to employment hubs, excellent connectivity, and vibrant lifestyle options provide comfort and convenience.

Whether you're looking for a home to settle down in or a promising investment opportunity, Casa Imperia checks all the right boxes with its well-designed apartments and impressive features.

FAQs

What are the amenities available at Casa Imperia?

Casa Imperia offers many amenities, including a gym, swimming pool, clubhouse, children's play area, landscaped gardens, and 24/7 security.

Is Casa Imperia a good investment option in Wakad?

Yes, Wakad is one of the fastest-growing areas in Pune, and Casa Imperia is well-positioned to benefit from the increasing demand for residential properties. Its strategic location and premium features make it an excellent investment option.

Are there schools and hospitals near Casa Imperia?

Several reputed schools and hospitals, including Indira National School and Aditya Birla Memorial Hospital, are near Casa Imperia.

Is there a security system in place at Casa Imperia?

Yes, Casa Imperia has 24/7 security systems, including CCTV surveillance and trained personnel, ensuring a safe living environment for all residents.

[top10bharat]

Birla Anayu Malabar Hill Walkeshwar Mumbai

Located in one of Mumbai's most upscale neighborhoods, Birla Anayu Malabar Hill Walkeshwar offers an example of fine community living. Embellished with opulent designs and world-class amenities, standing above the beauty of the Arabian Sea, it is an iconic statement by Birla Estates at the luxury living center in the city of Mumbai.

Malabar Hill and Walkeshwar Neighborhood Overview

Luxury and expanse are the hallmarks of Malabar Hill and Walkeshwar. Some of the most influential and richest families in Mumbai live in this area, home to the quietude that is hard to find within Mumbai's mad rush, yet one is situated at a central distance from everywhere. Famed for its greenery, historical landmarks, and sea views, Malabar Hill is truly one of the most coveted addresses in Mumbai.

The Birla Estates Legacy

Birla Estates is a revelation of quality, innovation, and trust. With a rich history of delivering some of the best residential and commercial projects across India, Birla Estates has reached the zenith of the real estate sector in the past few years. Birla Anayu Malabar Hill Walkeshwar is another one of their creations that will provide the residents with a lifetime of unmatchable living experience.

Birla Anayu's Architectural Marvel

Design Philosophy

The architecture of Birla Anayu is a perfect blend of modern architecture with traditional elegance. It embellishes contemporary interior design landscape, especially with open spaces and natural light, which provides a smooth interface with the outer ambiance.

Building Structure

The architectural plan is scrupulously drawn to bring about both structural rigidity and aesthetic appeal. Each residence at Birla Anayu is an epitome in itself, crafted out of the finest of the materials and finishes, creating an ambiance of sophistication and comfort.

Interior Layouts

The interiors of Birla Anayu are designed with attention to exquisite tastes. Spacious drawing rooms, elegant bedrooms, and state-of-the-art kitchens are only to name a few pointers. Every flat is designed to provide maximum privacy and luxury, with huge balconies that have fabulous views of the city and the sea.

Unparalleled Amenities at Birla Anayu

Wellness and Recreation

From wellness to relaxation, Birla Anayu offers a host of well-being facilities to calm both body and mind. Their residents have access to a fully equipped fitness center, a serene yoga and meditation room, and a luxury spa. There is also a rooftop infinity pool offering panoramic views for some chill-down time at the end of a hard day.

Entertainment and Leisure

For those who love playing host to their guests, Birla Anayu offers a myriad of spaces designed to suit the gathering. With a private cinema, game room, and party hall, it becomes easy to hold any kind of event or party. Besides the landscaped gardens plus the outdoor lounges offering tranquil spots to sit back and enjoy the beauty of nature of Malabar Hill, it makes a great place to unwind.

Security is one of the top priorities at Birla Anayu. The project is facilitated with 24/7 security personnel, CCTV surveillance, and smart access control systems ensuring the safeguard of all residents. Moreover, a concierge service is available to assist with daily needs—from arranging for any transportation to booking reservations.

Residences Exclusively at Birla Anayu

Apartment Configurations

Birla Anayu features limited inventory of ultra-premium residences crafted with the highest luxury standards. The property features large 3 and 4 BHK residences along with palatial penthouses, each one designed differently. The spacious apartments come with large windows that light up the interiors with abundant daylight and let natural air circulate through the rooms.

On the other hand, Birla Anayu offers customization facilities for residents to personalize their living spaces. Starting from the kind of flooring used to the selection of color schemes, the residents are able to tailor the apartments with their taste and style.

Smart Home Technology

Every Birla Anayu residence is fitted with the latest smart home technology, which enables its occupants to take control of the lighting, temperature, and security systems. Smart technology integration enhances convenience and luxury in living at Birla Anayu.

Sustainability and Eco-Friendly Initiatives

Birla Anayu is a project committed to sustainable development and environmentally sustainable practice. Rainwater harvesting, energy-efficient lighting, and waste management systems are eco-friendly inclusions in the project. Landscaping will be carried out with native plants that require almost no maintenance on the water supply, thus adding up to sustainability.

The Prime Location of Birla Anayu Malabar Hill Walkeshwar

Proximity to Key Landmarks

Located in one of Malabar Hill's most sought-after locations, Birla Anayu offers easy access to Mumbai's places like the Hanging Gardens, Banganga Tank, and the Walkeshwar Temple, all in close vicinity. The project site also enjoys better state-of-the-art schools, hospitals, and socio-economic plum centers.

Connectivity

Though located in a tranquil area, Birla Anayu is well-connected to the rest of Mumbai. Easy transport both through major roads and highways makes it ideal to reach the project, and public transports are also at the doorstep. Be it commute to work or wandering in the city, the location of Birla Anayu makes it highly convenient for the residents.

Malabar Hill is one of the most famous addresses of Mumbai and, therefore, there are significant appreciation potentials one would have from investing in any property in Birla Anayu. The exclusivity of the location is combined with the low number of residences, making highly-wanted this investment opportunity for the astute buyer.

The Birla Anayu Lifestyle

have your own home with Birla Anayu;. It is designed to infuse luxury, comfort, and ease for modern city dwellers. Living in the project ensures a perfect balance between work, play, and relaxation.

Community and Social Life

The design of Birla Anayu gives the residents a sense of community. There are common spaces for residents to interact with one another. There is this clubhouse with its outdoors meant for events, whereas the children have their playing field, safe and fun.

Health and Wellness

Wellness facilities at Birla Anayu ensure that residents are able to embrace a healthy lifestyle. There are a state-of-the-art fitness center and a Spa with different treatment programs to help every resident relax and rejuvenate. The outdoor areas include an infinity pool together with landscaped gardens for relaxation purposes.

Conclusion: Why Choose Birla Anayu Malabar Hill Walkeshwar Mumbai

Birla Anayu Malabar Hill located at the Walkeshwar of Mumbai goes far beyond being just a residence; it is a proclamation of perfection, developed by the giant developer Group. Birla Anayu is perfectly located and offers flawless facilities and design that caters to a lifestyle like no other. Whether you're looking for a luxurious home or a sound investment, Birla Anayu is the perfect choice.

How to Book Your Residence at Birla Anayu

So, if you are in the mood to own a share of this opulent development, the process of booking your home is very straight forward. You can contact the sales team of Birla Estates and book a site visit to visit the units and select an appropriate one according to your requirements. The team will guide you through the booking process and deliver any customization according to your needs.

F.A.Q

What is the price range for apartments at Birla Anayu?

The price range varies with the unit size specifications and locations in the building. It's, therefore best to speak directly to the sales team, for the most accurate pricing information available.

Is there any additional charge for the amenities?

Most of the facilities at Birla Anayu are covered in the purchase, but some services have a cost implication, like the concierge and the spa treatments.

Is financing available for purchasing an Apartment at Birla Anayu?

Yes, arrangements have been made with major banks and financial institutions for financing options. For more details on the financing schemes and application procedure, you are requested to contact the sales team.

[rahulp678]

Luxury Living Awaits: New Residential Properties in PCMC, Pune

Pune, a city that beautifully blends tradition with modernity, is rapidly emerging as a top choice for luxury living. Within Pune, the Pimpri-Chinchwad Municipal Corporation (PCMC) area stands out as a beacon of sophisticated living. With its strategic location, world-class amenities, and burgeoning infrastructure, PCMC is attracting discerning homebuyers who seek both comfort and convenience. Let’s explore what makes PCMC the ideal destination for new residential properties.

Strategic Location and Connectivity

PCMC’s strategic location is one of its biggest selling points. Situated just north of Pune, it offers excellent connectivity to major IT hubs, industrial zones, and educational institutions. The presence of the Mumbai-Pune Expressway ensures swift travel between two of Maharashtra’s most important cities. Additionally, the planned Metro Line expansion promises to further enhance connectivity, making daily commutes smoother and more efficient.

Modern Infrastructure and Amenities

PCMC is not just about location; it’s also about living a life of unparalleled luxury. New Residential Properties in PCMC, this area are designed to offer a modern lifestyle with a touch of elegance. These developments boast state-of-the-art amenities such as:

Spacious Apartments: Designed with care to maximize space and natural light, offering a feeling of openness and serenity.

Clubhouses and Recreational Facilities: Including swimming pools, gymnasiums, sports courts, and spa facilities, ensuring residents can unwind and stay active.

Landscaped Gardens and Green Spaces: Offering a breath of fresh air amidst urban living, promoting a healthy and serene environment.

Advanced Security Systems: Ensuring the safety and peace of mind of all residents with 24/7 surveillance and gated communities.

Proximity to Essential Services

Living in PCMC means having all essential services within easy reach. From top-tier hospitals and educational institutions to shopping centers and entertainment hubs, everything you need is just a short drive away. The area is home to renowned schools like the City International School and hospitals like Aditya Birla Memorial Hospital, ensuring that families have access to the best care and education.

Investment Potential

Investing in a property in PCMC is not just about luxury living; it’s also a smart financial decision. The area’s rapid development and growing demand for residential properties have led to significant appreciation in real estate values. Investing now means benefiting from potential high returns in the future, making it a wise choice for both homebuyers and investors.

Eco-Friendly Living

Many new residential projects in PCMC focus on sustainable living. Eco-friendly construction practices, energy-efficient designs, and rainwater harvesting systems are some of the features that developers are incorporating to promote a greener lifestyle. This commitment to sustainability not only benefits the environment but also ensures lower utility bills and a healthier living space for residents.

Cultural and Recreational Activities

PCMC offers a vibrant cultural scene with numerous recreational activities to enjoy. Residents can explore a variety of restaurants, cafes, and shopping malls, or spend their weekends visiting nearby attractions such as the Aga Khan Palace, Osho Ashram, and the scenic hill stations of Lonavala and Khandala. The area also hosts cultural festivals and events, fostering a sense of community and cultural enrichment.

Conclusion

PCMC, Pune, is rapidly transforming into a coveted residential destination that offers the perfect blend of luxury, convenience, and investment potential. With its strategic location, modern amenities, and commitment to sustainability, PCMC promises a lifestyle that is both fulfilling and enriching. For those seeking to elevate their living experience, the new residential properties in PCMC are truly worth considering. Embrace the future of luxury living in PCMC, where every day feels like a retreat.

Visit: https://austinrealtypune.com/

[mahisjadhav]

Top 5 Trending projects In Kalyan

Birla Vanya

Birla Vanya phase 2 is a luxurious task situated in Kalyan, Thane, offering luxurious homes spread over more than 1093 units on 21.05 sections of land. The gated project comprises 1BHK-2BHK-4BHK homes that accompany brilliant home computerization and premium particulars. The homes offer extensive residing spaces with liberal open green spaces mindfully finished with carefully chosen assortments of colorful trees. The venture is all around associated with the Kalyan Rail line Station and is close to rumored schools and shopping centers.

Godrej Riviera

Godrej Riviera by Godrej Properties is one of the most pursued new activities in Kalyan (West) for people who are searching for minimal-expense flats. It is another send-off project. The belonging will start in Dec 2026. There are 1BHK and 2BHK flats available to be purchased, coming up in this venture. Godrej Riviera kalyan  Mumbai Past Thane is a RERA-enlisted project with enrollment number P51700032552.

Kohinoor Eden

Kohinoor Eden is an extravagant private situated in one of the most mind-blowing areas in Kalyan East, by Kohinoor Gathering a well-known name in the land world. Kohinoor Gathering is known to give extravagant private ventures and open business spaces in the best spot around.

Kohinoor Eden 1 BHK flat and 2 BHK open flats and lavish business spaces all in 6 skies tower which is of G+23 floors available to be purchased in Kalyan East. The flats and the entire undertaking are loaded up with guilty pleasures for everybody

Mohan Altezza

Mohan Altezza  Phase 2  is a brilliant 135 units project situated in the core of Kalyan, Right along the banks of the Ulhas river, Ergonomic plan, comfort, solace, and phenomenal quality are the signs of this task. Mohan Altezza  floor plan The task offers 521 sqft to 1220 sqft in sizes going from studio to 4 BHK. The task offers superb quality and conveniences like a clubhouse, children's play region, pool, nursery, and significantly more. The task is under development and is supposed to be finished in the following couple of months.

Saket World

Saket World by Saket Group is one of the well-known under-development properties in Kalyan (East), offering low-spending plan lofts. Saket World Kalyan (East) is planned for ownership in Jun 2026. With practically all essential conveniences set up, Saket World brings exceptionally reasonable yet gorgeous There are 1BHK and 2BHK flats available to be purchased, coming up in this venture. in Mumbai Past

For More Information Visit Our Site : https://www.propmart.co/city/properties-in-kalyan/

[priyanshu005]

Birla Kamba Kalyan is a newly launched residential project in Mumbai. Birla Kamba Kalyan is in offers spacious and skillfully designed 2 /3 BHK homes super collection of modern designed furniture thoughtfully created for an elegant and healthy lifestyle. Kalyan in Mumbai city is a location where apartments are going to launch. For more details visit the website or call us.

[thomasleblondblog]

Le boost de l’apprentissage en ligne

 Enseignement: comment développer l'éducation via le web

Sur Internet, l'enseignement, disent les enseignants, diffère grandement des cours réguliers. Le Birla Open Minds Worldwide College (BOMIS), à Mumbai, organise des cours via Focus, en conservant 3 conférences de 40 minutes par jour réparties sur plus de 3 heures pour réduire le temps d'écran des étudiants. Les cours se concentrent sur l'anglais, les mathématiques, les sciences, les études écologiques, le yoga et la danse. À Kolkata, à la Gokhale Memorial Girls 'School, en ce qui concerne le programme d'anglais, l'école met l'accent sur les études de littérature pour terminer autant que possible les programmes stipulés, tandis que la recherche linguistique a utilisé une banquette arrière pour le moment. «Les enseignants doivent être très lents lorsqu'ils enseignent sur Internet, en particulier pour les classes juniors. L'enseignement en salle de classe est généralement beaucoup plus interactif », déclare Sanghamitra Mukherjee, recteur du mémorial de Gokhale. À Delhi, le Vasant Valley College assure un apprentissage bien équilibré en incluant des cours sur l'entraînement physique réel, l'art et le traitement pastoral avec des sujets éducatifs. Rekha Krishnan, directrice de Vasant Valley, déclare: «Nous avons créé des périodes intégrées pour que les étudiants puissent avoir des discussions personnelles avec leurs enseignants.» L'éducation est devenue de plus en plus lourde de technologies, des collèges comme l'Oberoi International College (OIS) à Mumbai utilisant des applications comme Focus, les moteurs de recherche Hangouts, Seesaw et ManageBac pour montrer, évaluer et organiser des conférences d'enseignants pour parler d'amélioration. DPS Nagpur a commencé à utiliser les moteurs de recherche Sheets pour les évaluations, les classes Focus, l'interface-tableau blanc et l'utilisation totalement gratuite d'Initially in Math, un système d'apprentissage en ligne, pour les cours 3 à 7. Ritu Sharma, primaire, DPS Nagpur, déclare: «Nous avons été en mesure d'organiser des cours utilisant des présentations audio, vidéo et PowerPoint. Nous communiquons également avec les mères et les pères sur notre application universitaire. » Pour s'assurer que les étudiants ressentent un sentiment de normalité, l'école crée même des versions numériques des rencontres quotidiennes au collège - par exemple, une prière quotidienne, documentée par le professeur de musique, est partagée avec les étudiants chaque jour. Les techniques d'enseignement ont également changé pour refléter le tout nouveau typique. En élaborant, Hina Desai, directrice de BOMIS, déclare: «Les éducateurs doivent repenser les évaluations, qu'elles soient formatives ou sommatives, pour mieux comprendre les résultats. Les techniques de commentaire sont essentielles car il est difficile de garder l'attention d'un enfant sur un écran pendant trop longtemps. » Les enseignants ont également eu besoin de découvrir de nouvelles compétences techniques. Ils disent que leur charge de travail a augmenté et que les anciennes limites de communication ont été perdues. Les parents disent également qu'ils ont du mal à gérer, mais les premiers problèmes font partie intégrante de tous les nouveaux systèmes. Des sessions en direct, des conférences, des notes, des programmes de coach et des webinaires, les universités de tout le pays explorent et inventent de nouvelles méthodes pour les cours en ligne. En utilisant un logiciel développé en interne - «LPU Live» - Lovely Professional University, Punjab, a donné aux étudiants et aux membres du corps professoral un système leur permettant de communiquer. Les notes de cours et les composants d'étude peuvent être trouvés en ligne. «Nous avons sur Internet des tâches et des tests pour vérifier leurs niveaux de connaissances, mais il est un peu difficile pour les élèves en dessous de la moyenne qui ont besoin d'un intérêt individuel pour suivre le rythme», déclare Rajeev Sobti, seo doyen du département des admissions de la Beautiful Professional University. Rapide à comprendre l'importance de restructurer leurs systèmes pour faire participer les étudiants à la pandémie, l'Université Amity, Noida, arrive à ses 70 000 étudiants chaque jour. Les conférences des professeurs sont également modifiées sur Internet. Balvinder Shukla, vice-chancelier de l'Amity College, déclare: «Nous avons déjà mis en place des programmes de mentorés afin que les instructeurs et les étudiants puissent travailler ensemble dans des groupes plus petits. Avec plus de 30 séminaires en ligne avec des experts de l'industrie organisés depuis le verrouillage, l'évaluation et d'autres obligations académiques se sont déjà déroulées conformément au calendrier, telles que les évaluations internes et l'évaluation finale des programmes de crédit non instructifs, ajoute-t-il. Pour passer à l'apprentissage virtuel, le BML Munjal College, Gurgaon, a utilisé plusieurs systèmes de technologie de détail et de télécommunications et des ressources logicielles, tels que du matériel d'apprentissage en ligne et des classes Web ouvertes massives de systèmes tels que Swayam et Coursera. Des évaluations internes, des tâches, des études de cas, des rapports et des séminaires sont également menés sur Internet. «Pour la plupart des programmes de la School of Management, Law and Technology Technology, nous prévoyons de conserver les examens en ligne à Might. Nous sommes en pourparlers avec des entreprises telles que Mercer Mettl, MeritTac et DigiProctor et nous bricolons avec des techniques de surveillance automatique dépendant de l'intelligence artificielle pour nous assurer que les examens sont surveillés attentivement par des caméras Web et des captures d'écran », déclare Manoj K. Arora, vice-chancelier, BML Munjal. Vellore Institute of Technologies, Chennai, a également déménagé sur Internet pour tous les programmes de notation de crédit. «Plus de 18 000 étudiants profitent de cette opportunité. L'enseignement et l'apprentissage en ligne ont été plus efficaces pour nous grâce à des périodes agréables et à des évaluations. Cependant, son utilité ne doit pas être mesurée pour les cours associés au développement des capacités qui nécessitent qu'une personne travaille au sein du laboratoire », déclare G. Viswanathan, chancelier, Vellore Institution of Technology.

[toldnews-blog]

New Post has been published on https://toldnews.com/business/finance/mutual-funds-zee-group-exposure-hits-investors/

Mutual funds' Zee group exposure hits investors

BENGALURU/MUMBAI: Financial troubles at the Zee (Essel) group have started to hurt investors in fixed maturity plans (FMPs) of leading mutual fund (MF) houses. On Monday, Kotak MF told its investors that it would not be able to pay those who are invested in FMPs, which matured this week, because of exposure to debt papers issued by companies belonging to the Zee group. HDFC MF, which also has exposure to Zee group’s debt papers, told investors in some of its FMPs that it was extending the date of redemption by a little over a year to April 29, 2020.

As the name suggests, an FMP is an MF scheme that indicates a fixed return to investors after a pre-set time period, which could vary from a few months to a few years. FMPs of more than three years also offer lucrative post-tax returns and hence a large number of investors use these schemes as a substitute for bank fixed deposits. The last time FMPs had faced a problem in paying back investors at maturity was about a decade ago, towards the end of the global financial crisis.

According to a report by domestic ratings and analytics major ICRA, as of end-February, the MF industry’s total exposure to Zee group’s debt papers was nearly Rs 7,000 crore. Of the top fund houses, Aditya Birla Sun Life MF’s exposure was Rs 2,588 crore, followed by HDFC MF (Rs 1,152 crore), Franklin Templeton MF (Rs 994 crore), ICICI Prudential MF (Rs 782 crore), Reliance MF (Rs 430 crore), Kotak Mahindra MF (Rs 372 crore), SBI MF (Rs 371 crore) and Baroda MF (Rs 284 crore).

On Monday, Kotak MF told some of its FMP investors that it will not be able to pay them full maturity amount since it has Zee group’s debt papers. Kotak’s FMP series 183 matured on April 10, which has a Rs 108-crore exposure to the Zee group’s debt, while the fund house’s FMP series 127, which matured on April 8, had a Rs 81-crore exposure. Currently, all the fund houses are working with Zee group officials to resolve the situation and protect the interest of MF investors.

According to industry estimates, about 55 FMPs have between 10% and 20% of their total funds invested in Zee group’s debt papers. Of these, about 40 FMPs are set to mature between now and June.

On its part, HDFC MF sent out a letter to investors that it was extending redemption date for its series 35 FMP, which is due for maturity on April 15. “The purpose of rollover/ extension is due to current interest rate scenario and portfolio positioning, the yields prevailing in the short maturity bucket present an option for investors to lock in their investments at current prevailing yields,” HDFC MF said in a notice.

A spokesperson for Kotak MF said that the fund house has taken personal guarantee of Subhash Chandra, the main promoter of the Zee group, over and above the shares of Zee group companies that the promoters had pledged for better security of its debt papers. “We have also secured upside sharing on a graded basis on stake-sale in Zee over and above the coupon rate of existing debentures. We are better secured and better rewarded than before by allowing more time to Essel group promoters to repay our debt,” the spokesperson said.

The Zee group said in a statement that it had entered into an arrangement with the lenders for a resolution deadline of September 2019. The group is working towards the same, which in turn had also saved losses to public. The Zee group reiterated that its lenders have shown immense trust and confidence, keeping the intrinsic value and core fundamentals of Zee Entertainment Enterprises as a company in mind.

The spokesperson from Kotak group also said that it was in the interest of financial prudence that it did not sell Zee shares in the open market. “We didn’t exercise the right to sell shares to recover our dues on January 25, 2019. A liquidation of about Rs 200 crore worth of Zee shares resulted in a price drop of more than 30%. In the collective wisdom of over 40 lenders who have lent more than Rs 13,000 crore, it was decided that if all of us exercised the option of selling the shares, the likely recovery of our dues will be far lower than actual dues. By panic-selling, we will convert notional loss to actual loss. All the lenders have collectively decided to give time to Essel group promoters for making an orderly exit of their assets to repay our debt,” the spokesperson said.

Investors, meanwhile, have expressed concerns. Financial adviser Manoj Nagpal took to Twitter to state, “FMPs have a maturity date and hence if it cannot liquidate their portfolio on the maturity date, they don’t have money to pay.” Nagpal expressed hope that investors would get paid. “Mutual funds will pay back — if and as much — when they get their money back. As of now, it is a delay but it is contingent if (Zee group) promoter pays back on resolution of problems. Ideally (and theoretically), the MF should have invoked pledge of Zee shares and returned investor’s money. But they have an unwritten understanding with promoter that they will not do this and give him six months,” he said.

Some people from the MF industry described the steps taken by the fund houses as a kind of “course correction” due to developments that were not under their control. “The rollovers and extensions are being thought about with the expectation that the Essel group would be able to pay back the fund houses and, in turn, investors will be able to realise the value of the investments that they were expecting when they had invested initially,” said an official with a top fund house. “If they rush to redeem, they may have to incur some losses and not realise the full value of their investments,” the official said.

[bom-international-walkeshwar]

Get a glimpse into the Birla Open Minds Mumbai experience through testimonials. Learn how our school fosters academic excellence and overall development.

[jacobhinkley]

Ripple India MD speaks about expansion plans, states “list of banks will grow”

Ripple has begun targeting Asian markets for the propagation of their technology. More specifically, the settlements firm is focusing on the Japanese and Indian markets. Ripple’s Navin Gupta, the Managing Director for India, Southeast Asia, the Middle East and North Africa, recently spoke about these plans in an interview with TechCircle.

Ripple opened an office in Mumbai last year, keeping in view its expansion plans. Moreover, the firm has lately been adding the banks in India to its network of banks worldwide known as RippleNet. They also seem to be making moves to hold a dominant market share in the Indian market, with SVP of Product, Asheesh Birla, stating:

“We realized that if you get the top three banks in India onto Ripple, you get 80% of the market share. And then we looked at – where’s the future? And so we realized in the next five years, one billion people will become banked in India, but they’ll be banked through their phone. So then we started targeting mobile phone providers and telcos.”

Keeping this in mind, Gupta recently spoke in an interview about how Ripple wants to tap into the $70 billion remittance market. He also spoke about its solutions and the primary competitor it has in the field. Ripple is matched up against a 60-year old banking system known as the Society for Worldwide Interbank Financial Telecommunication, better known by the name SWIFT.

The legacy system reportedly has around a 6% error rate, something that Ripple aims to identify and improve through their solutions. Gupta stated:

“We are building a message-based superhighway through which money can travel and, mind you, they don’t have to be cryptocurrencies; fiat currencies can also travel via our blockchain protocol.”

Gupta also revealed details about other markets that Ripple is specifically looking at, such as banks in the Middle Eastern region. The area is famous for oil, and the underlying financial transactions are usually made in the millions. As seen above, Ripple seems to have a plan with every market they are targeting. Gupta stated:

“We are already working with several banks globally especially in the Middle Eastern region. We also have customers in Africa and Europe who are conducting millions of transactions via our network protocol instead of using SWIFT.”

Gupta went on to illustrate the various issues that SWIFT brings up, highlighting the high failure rate, liquidity and speed. The 6% failure rate of SWIFT and the liquidity to be stored in the form of nostro accounts are difficult pills to swallow for banks. Instead, Gupta stated, Ripple’s solution is built similar to messaging platform WhatsApp. He said:

“For example, if a bank wants to send money to another, then first it has to add the second bank to its trusted list, as you would do in case of a WhatsApp contact. The backend of the technology checks the name of the bank, account and does due diligence on all the anti-money laundering rules in place.”

He made the comparison to WhatsApp, stating that the blockchain protocol matches the transactions in terms of credit and debit with a settlement time of 3 to 5 seconds.

Gupta elaborated upon Ripple’s cutting-edge solution for cross-border payments known as xRapid, which utilizes XRP as liquidity for cross-border transactions. He also spoke about the constant use of xRapid between the payment corridor of Mexico and the United States, where XRP is used as a bridge currency.

On Ripple’s strategy in India, Gupta spoke at length about the size of the remittance market in the subcontinent. He said:

“India has the largest corporate and retail remittance market globally worth $70 billion and we are certain we will be able to grab a significant portion of that market with our new technology solution that has worked for other banks.

He also spoke about the expansion plans in the future, keeping in line the vision described by Asheesh Birla. The SVP had previously stated that they will have 50% of the market in India. He said:

“And so now, I think that in our pipeline we have probably 50% of the market in India, either integrated onto Ripple or in the deal, in the sort of pipeline to be signed to India. And guess what, we’re going to take that back to Wells Fargo, and we’re going to say it’s not a better way to send into India than Ripple.”

Gupta said:

“We are working with four banks in India, Axis Bank, Yes Bank, IndusInd Bank and Kotak Mahindra Bank. We are talking to others and soon our list of banks will grow.”

The Reserve Bank of India is still negative on the state of cryptocurrencies in the country. Gupta spoke about this as well, and he stuck to Ripple’s vision of not going against regulators and working with them to provide payment solutions. He said:

“Regulators have to ensure that cryptos are not being misused and we entirely support that cause. It takes time for a regulator to make decisions and ensure that all tracks are covered and all stakeholders can continue to work in the best of conditions.”

The post Ripple India MD speaks about expansion plans, states “list of banks will grow” appeared first on AMBCrypto.

Ripple India MD speaks about expansion plans, states “list of banks will grow” published first on https://medium.com/@smartoptions

[shubhamgupta852-blog]

Top 10 Summer Schools In India

1. Symbiosis Summer School: Meant for students of class X, XI, and XII. Duration 6th May to 27th May 2019. Students can choose one module from available options: (Each module will include a mix of sessions from the different SIU UG institutes)

 Law + Economics + Liberal Arts

 Design + Media + Photography

 Business +Computer Studies + Engineering

 Health Sciences + Nursing + Biomedical + Culinary

 Fees: INR 120, 000 (including accommodation and meal)

 Website: Symbiosis Summer School

2. The Young Scholars Programme at Ashoka University: A unique summer residential programme which introduces high school students to the idea of a liberal arts education. This is an excellent program for outstanding high school students in Class 11 and 12

Dates: Two-week programme

Location: Ashoka University, Sonipat (Haryana)

Application Fee: INR 500/- to be paid along with submission of application form

Programme Fee: INR 40000/- (inclusive of taxes)

Need-based scholarships available

For questions: youngscholars@ashoka.edu.in Young Scholars Programme for High School Students

3.Jindal Global Summer School: It’s a 2-week program that offers a unique opportunity to have fun, learn new things, make friends and in the process embark on a great voyage of self-discovery. Students who are currently pursuing class 9,10,11 and 12 are eligible to apply regardless of the board or school they are studying in.

Courses on offer are

· Business Management, Leadership and Entrepreneurship

· Media, Communications & Public Affairs

· Law, Justice & Democracy

· Diplomacy, International Relations, and Peace

· Economy, Public policy, and Development

· Liberal Arts, Culture, and Humanities

· Architecture, Planning and Sustainability

· Banking, Finance and Accounting

Location: Sonipat, Haryana

Fees: Website: http://www.jgu.edu.in/event/jindal-global-summer-school-aspire-india-scholarprogramme-high-school-students-ixxxi-xii

4. Amity University Summer School Programme: Amity University offers two-week summer programs in Science & Technology, Management, Communication, Creative Programmes, Law, Hotel Management, Travel & Tourism, Psychology, and Foreign Languages.

Dates: 27th May 2019 to 7th June 2019

Location: Noida

Fees- Course Fees: Rs. 10,000/- (Fees subsidized by Amity Youth Found).

Hostel Fees: Rs. 4,000/- (Including Breakfast / Lunch / Dinner).

http://Website-http://www.amity.edu/summerschool/programmes.asp

5. Young Leaders for Active Citizenship: Founded by Harvard and Oxford alumni in 2016. YLAC aims to increase the participation of young people in the democratic process and build their capacity to lead change.

The high school achievers program is one of its kind. It is designed to help young adults become active agents of change in their communities. The program will take place at three cities that is Delhi, Mumbai and Bangalore.

Fees: 20,000(depending on the modules).Scholarships are provided based on merit and the amount ranges between 25% to 75% of the total program fee.

Website- Reflect | Act | Transform - Young Leaders for Active Citizenship

6. Summer Immersion Program at Flame University: If you are a high school student between the ages of 15-18 or in grades X, XI, XII, FLAME University’s Summer Immersion Program is the ideal place for you to invigorate your mind and imagination, to figure out what interests you, and to strengthen your skills through various academic and non-academic modules.

The modules that will be covered in the program include:

Critical Thinking

Reading Literature and Writing

Contemporary Issues and Debates

Public Speaking and Debate

Painting and Sculpture

Introduction to Cultural Studies

Environment Studies with Fieldwork

Film Appreciation

Leadership and Group Dynamics

Sports (Tennis, Football, Basketball, Swimming, Badminton, Cricket)

Organic Farming

Date of the program- Batch 1 – May 12, 2019 – May 25, 2019, Batch 2 – June 30, 2019 – July 13, 2019

Fees- INR 50,000/- which includes tuition, course materials, meals, on-campus accommodation and service tax. http://Website-https://www.flame.edu.in/academics/summer-immersion-program.

7. Young Technology Scholars: is a two-week intensive summer program where students are exposed to real-world engineering and problem-solving. The program curriculum has been designed by senior faculty from leading universities of the world, in collaboration with alumni from top institutes like Stanford, UC Berkeley, HBS, IITs, and the IIMs. It’s a great program for the kids who want to explore the scientific, creative (design) and business aspects of AI, Robotics, Electronics, Optics, Data Sciences, and Bioinformatics.

Location- Gurgaon.

Program Date- 1st June 2019- 14th June 2019.

Fees: Program fee for Early Bird applicants: Rs 75,000. The program fee for Final Round applicants: Rs 90,000. Scholarships (up to 100%) are available for students, on need basis.

http://Website-https://youngtechscholars.org/

8. Doon’s Summer School Program on Leadership: An intensive but lively and enjoyable programme based on case studies, creative experiential learning, design thinking, problem solving, outdoor adventure, social service, self-reflection and group interaction, guides students through modules drawing on The Doon School’s immense experience in developing influencers, social activists and thought leaders. The Summer at Doon programme is open to interested students aged 14-18 years in Grades 9-12.

Admission Criteria: Interested candidates are required to provide the following:

A completed application form obtainable from the website:

www. Leadership - Doon School

A short personal essay

A reference from a teacher

Payment once acceptance has been acknowledged

The course cost is Rs. 1,45,000/- . This is inclusive of everything apart from pocket money and transport to and from school.

Location-Dehradun

http://Website-http://www.doonschool.com/summer-at-doon/

9. Summer Programme at UWC Mahindra College: The summer programs at the UWC Mahindra College is excellent programs to experience social awareness and multicultural diversity. The programs are usually 1 to 3 weeks long. If you want to undergo experiential learning within an international community while focussing on real-world issues (waste management, food & agriculture, sustainable human habits, religion, gender equality, politics etc.), then this is a must-attend the summer program.

Following Programmes are being offered in 2019:

 YES: Youth, Environment & Sustainability (1 – 9 June 2019)

 TGIF! Theatre, Gender, Identity, Film (9 – 22 June 2019)

 Encounter India (22 June – 14 July 2019)

Location: Various locations in India (mostly rural and semi-urban)

Fees: INR 31, 000 to 193, 000 (depending on course modules and duration)

Website: Become a Summer Student

10. India Summer School by King’s College London: In addition to the summer programs in London, King’s College London (in partnership with Lady Shri Ram College) also offers summer programs in India. You could study International Relations or Marketing Management with International Marketing. Students also get the opportunity to attend the summer program in Mumbai and Berlin.

Location: Delhi, Mumbai, Berlin, London

Fees: £500

Website: https://www.kcl.ac.uk/study/summer/spotlight/india-summer-programmes/indiasummer-programme

Nov 20th, 2019

MORE YOU MIGHT LIKE

Top engineering institutions beyond the IITs

BITS Pilani

Founded in 1964, Birla Institute of Technology and Science has challenged the might of the IITs time and again. It was recognized as one of the Six Institutes of Em“Engineering is the closest thing to magic that exists in the world.” – Elon Musk.

Mankind has unraveled this magic for centuries; from the towering structures in history to Smartphones of today and Artificial Intelligence of tomorrow. Engineering has played a crucial part in the growth of our civilization and is omnipresent in every walk of life. Indian engineers like APJ Abdul Kalam, Narayana Murthy, Sundar Pichai, Satya Nadella and many more have been game changers and thought leaders. An engineering degree is still one of the most coveted education programs in the country, and rightly so.

Chemical, Civil, Electrical, Mechanical and engineers from all other streams can leave their indelible mark in various industries including agriculture and healthcare. But it all begins with getting the engineering degree in your chosen stream inence by the Government of India last year. With three campuses in India and one in Dubai, it nurtures future engineers across various streams through high-quality education backed by a solid faculty pool.

Vellore Institute of Technology

This private deemed university in Tamil Nadu has often ranked amongst the top ten engineering colleges in the country. VIT has seven schools of Engineering and has a placement record to boast of.

Microsoft, Deloitte, TCS Digital were just some of the recruiters on campus for the previous placement season. It’s also the first university in India to implement a Fully Flexible Credit System, which gives a malleable approach for students.

Shiv Nadar University

This private interdisciplinary university was set up in 2011 but has made giant waves in the world of education in a short span. Its School of Engineering offers cutting edge programs in Chemical, Civil, Computer Science, Electrical and Mechanical Engineering. The interdisciplinary approach encourages students to choose a Minor from one of its other schools, which creates a dynamic learning experience, and well rounded, confident engineers.

Research is incorporated into undergraduate programs as well. Students can research with seasoned peers, Ph.D. scholars and gain tremendous insights through their organic mentorship. Based in Greater Noida, it has the advantage of being strategically located and its International academic collaborations are another highlight. Over two dozen clubs engage in activities for the overall development of students.

On-campus jobs are another avenue for students to get a taste of professional life and move seamlessly from classrooms to work cubicles.

Amrita School of Engineering

Established on a sprawling campus in Coimbatore in 1994, the school offers undergraduate programs in 7 engineering branches. It is a part of Amrita Vishwa Vidyapeetham University, which is accredited with the highest grade A, by National Assessment and Accreditation Council. Ministry of Human Resources Development also listed it in the top Indian Universities category. The school is known for its vibrant student life.

Sardar Patel College of Engineering

This government-aided autonomous engineering college in Mumbai has been carrying the flag for quality education in the field for over six decades. The college has four departments for Civil, Mechanical, Electrical and Structural Engineering. It has a consistent ranking and placement record over the years. The bustling student life the Metropolis has to offer is another attraction for the college.

Experts recommend looking beyond the rankings and focusing on the curriculum, faculty, alumni base, industry exposure, and infrastructure to decide the engineering college for you. And today with these top colleges scoring high on all these counts and more, you can certainly look beyond the IITs as well.

[arunbeniwal-blog]

Top 5 IVF Clinics in India | Oasis Centre for Reproductive Medicine | Elawoman

Oasis Centre for Reproductive Medicine

Oasis Center For Reproductive Medicine is an IVF Center which is arranged in Anna Nagar, Chennai. Since it's inception in 2009, Oasis has set up itself as a believed human services specialist organization in the field of reproductive medicine. The administrations offered at the Center includes Infertility assessment, In Vitro Fertilization (IVF), Hysteroscopy, Intrauterine Insemination (IUI), Embryo gift, In Vitro Maturation of Oocytes and Male infertility medicines. The center additionally comprises of a few human services administrations identified with Gynecology Laparoscopy, Egg freezing, Normal vaginal conveyance, Cesarean conveyance, Preimplantation Genetic Diagnosis (PGD), Laser Assisted Hatching of fetuses, and Sperm gift programs.

Oasis Center For Reproductive Medicine serves its offices with the usage of world class innovations. The center has numerous branches which are arranged crosswise over Vijayawada, Warangal, Gachibowli, Dilsukhnagar, and Banjara Hills. The center pursue the guidelines made by Indian Council of Medical Research (ICMR). Dr. Vasundara Jagannathan and Dr. Niveditha V. C. are reliably practicing at the center. They have a practicing knowledge of over multi decade and about 10 years in their separate fields of skill. Oasis Center for Reproductive Medicine is a far reaching social insurance supplier with explicit regard for infertility medications. Oasis is a 'one-stop' single-day care clinic where meeting, investigation and treatment are dealt with during the course of a single day.

Rotunda The Center for Human Reproduction

Rotunda Blue Fertility And Endoscopy Center is a rumored Multi-Specialty Clinic situated in Trust House, Dr. E Borges Road, Parel, Opposite Shirodkar School, Behind ITC Grand Central, Mumbai. It was built up in 1902, to give affordable medications to the infertility patients. They are a guaranteed hospital and fulfill all the restorative guidelines in infrastructure, staff and other civilities. The administrations given by this hospital include Test Tube Baby, Intracytoplasmic sperm injection, Complete fertility care, Semen Freezing, Male Infertility Treatment, Female Factor Fertility, TESA, and PESA. IVF, IUI, and surrogacy medicines. The hospital is notable for their high achievement rate in IVF under proper direction. Dr. Shivani Joshi and Dr. Swati Allahbadia are the two presumed professionals of Obstetrics and Gynecology at the Rotunda Blue Fertility And Endoscopy Center.

The clinic is open Monday through Saturday from 8 AM to 7 PM. Together, they are represented considerable authority in Intrauterine Insemination (IUI), In Vitro Fertilization (IVF), ICSI (Intracytoplasmic Sperm Injection), Endoscopic Surgery and Blastocyst Transfer (BT).

Hajela Hospital

Hajela Hospital is one of the Top Gynecology and Infertility Hospital situated in the city of Bhopal and effectively open. Hajela Hospital is known for its different administrations covering IUI, IVF, ICSI, High Risk Pregnancy Care, Prenatal Care, Normal Vaginal Delivery, Painless Delivery, Cesarean Section, and Postnatal Care. Hajela Hospital, offer magnificence in-patient and outpatient offices, concentrating on the solace and security of our patients and their friends and family. Our cutting edge framework and offices that match universal gauges make us one of the main and effective hospitals in Bhopal.

Our hospital is a NABH completely licensed 50 slept with Multi claim to fame Hospital, situated in the prime area of Bhopal (Madhya Pradesh). Our point is to mind and fix the destitute individuals of the general public who are in critical requirement for treatment, at a moderate expense. Hajela Hospital fundamental point is persistent fulfillment with great consideration. They give restorative help and enthusiastic help with great correspondence and expected time to the patient. They offer guidance and bolster all through pregnancy and after conveyance. They have group of specialists with refreshed learning, great correspondence and astounding usable aptitude. Hajela Hospital has excellent foundation. Hospital is very much furnished with all cutting edge office to think about gynecology and obstetrics issue. Hajela Hospital have a group of very much qualified, exceptionally dedicated experts to head their claim to fame division, upheld by a gathering of committed paramedical staff. The meaning of treatment and care gets re-imagined in each angle. Patients can be guaranteed of dependable and complete consideration through profoundly qualified staff. With magnificent patient consideration, feel and procedures, their point is to turn into the most exceptional and dynamic human services organization in this piece of the world.If you know more about Best IVF Clinic  so you can click here below links.

CK Birla International Fertility Centre

CK Birla International Fertility Center, the IVF clinic in Jaipur, Rajasthan is submitted, providing you with every one of the assets and care accessible. We function as a group to guarantee all your therapeutic and individual needs are met. Our ability and treatment programs give modern, humane care for regenerative medical issues, placing the most astounding accentuation conceivable on patient wellbeing. The inside offers leading-edge helped conceptive innovation (ART) administrations, including egg gift and surrogacy choices, for patients struggling to consider. Our best in class lab is at the cutting edge of innovation. Our logic has dependably been to listen carefully and work intimately with every patient to address your inquiries and address your issues consistently. It is our conviction that passionate phases of fertility care are similarly significant as the logical and restorative viewpoints. This methodology amplifies your odds of having a sound child, and this is the thing that we are here for to offer help you through each battle and triumph.

CK Birla International Fertility Center main point is understanding fulfillment with great care. They give medicinal help and passionate help with great correspondence and expected time to the patient. They give guidance and bolster all through pregnancy and after conveyance. They have group of specialists with refreshed information, great correspondence and amazing employable aptitude. CK Birla International Fertility Center has generally amazing infrastructure. Hospital is all around furnished with all advanced office to care for gynecology and obstetrics issue.

Fertile Solutions IVF And Research Center

Fertile Solution Ivf And Research Center in Adarsh Nagar, Delhi is one among the watched IVF Centers, having cleaned the unfaltering specialization for quite a while. This restorative expert's center was set up in 1980 and since by at that point, it has drawn scores of patients from in and around the region in like way as from the neighboring areas moreover.

If you know more about Top 5 IVF Clinics in India  so you can click here below link.This remedial expert is competent in distinguishing, diagnosing and treating the obvious restorative issues and issues related to the strong field. This master has the basic information and the most remote indicate not just address a substitute arrangement of flourishing illnesses and conditions yet notwithstanding keep up a critical partition from them. As a readied enduring pro, this master is in like manner acquainted with the latest degrees of advancement in the related field of medicine.Fertile Solution Ivf And Research Center in Adarsh Nagar has a solid and consistent and well-taken care of office. It is isolated into a sitting tight zone for patients, where they can screen things for their turn.

For more information, Call Us :  +91 – 8929020600

Visit Website  : www.elawoman.com  

Contact Form : https://www.elawoman.com/contact

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[nitinsqyards]

Birla Vanya – Upcoming Residential Apartments in Kalyan Mumbai.

Birla Vanya is one of the latest residential development of Birla Group. The project is strategically located at Kalyan west Mumbai. Offering 1, 2 and 3 BHK apartment where floor plan size will be varying from 426 sq ft to 852 sq ft. Birla Estate Vanya offers ample of modern amenities like Closed Car Parking, Internal Roads, Aggregate area of recreational Open Space, Community Buildings, Electrical Meter Room, Sub-Station, Receiving Station, Energy management, Fire Protection And Fire Safety Requirements, Landscaping & Tree Planting, Sewerage (Chamber, Lines, Septic Tank , STP),Solid Waste Management And Disposal, Storm Water Drains, Street Lighting, Treatment And Disposal Of Sewage And Sullage Water, Water Conservation, Rainwater Harvesting, Water Supply, Internal Roads & Footpaths.

Birla Estate Vanya

is surrounded with the natural touch which created the balanced lifestyle to live. The homebuyers looking for the best home structure with all the world-class amenities can go with Birla Vanya where they can enjoy the best connectivity throughout the thane and the nearby places.

Birla Vanya Key Features

Birla Vanya is in close vicinity to the Metro Junction Mall.

Birla Vanya Birla Vanya has good Water supply and proper sewerage.

Birla Vanya The Project has Water Conservation and Rain Water Harvesting Systems.

Birla Vanya The Project is surrounded by green scenery which gives peace of mind.

About Developer

Birla Estates

is a leading real estate developer in India and is already working on upcoming projects at Kamba and Shahad in Kalyan while also working on projects at Century Mills Worli, Prabhadevi and Mharal-Varap in Kalyan. The company is the real estate arm of Century Textiles and Industries Limited which is the flagship Rs, 8, 000 crore+ entity of the B.K. Birla Group of Companies which has interests in sectors like textiles, cement, rayon yarn, salt, pulp and paper and chemicals among others. Birla Estates is looking to develop its own land parcels while looking at strategic tie-ups or joint ventures throughout India’s major cities.

[postolo]

WBNUJS students on winning the Aditya Birla Scholarship

In a proud moment for the university, for the second year in a row, four students from the Class of 2023- Shivani Choudhary, Pratyay Panigrahi, Sevanshi and Agniva Chakrabarti( from left to right in the photo), were awarded the prestigious Aditya Birla Scholarship for the year 2018 by the Aditya Birla Group. The awardees will be joining the list of eight other Aditya Birla Scholars currently studying in the university and taking the total count of the beneficiaries from the scholarship to twelve and carrying the legacy forward. The scholarship winners were being interviewed by EBC/SCC Online Student Ambassador Rohit Sharma.

Question 1: Hey, tell us something about yourself. What are your hobbies and interests?

Sevanshi : I am Sevanshi Kunal Kamdar. I am from Mumbai.

Academics is my passion. I believe that you do not necessarily have to be good at everything but you certainly have to be the best at something. I am hoping to do something remarkable in academics and thereby, leave footprints on the sands of time.

I am also a tennis player. Apart from helping me shed a few kilos, tennis has helped me to increase my concentration power. ‘You either manage to get to the ball or take 5 rounds of the court.’ This constant pressure from my coach to hit a ball far, far away from me has taught me to push myself and go that extra mile.

Pratyay: Hi! I’m Pratyay Panigrahi from the WBNUJS Batch of 2023. I hail from the state of Odisha. I was a student of commerce and passed the boards this year. I like writing and I am an avid listener of music. I am interested in travelling and learning new languages.

Shivani:  I am Shivani Choudhary and I hail from Ghaziabad. My father is in UP Police and my mother is a homemaker. They have always motivated me and have every time guided me to go in the right direction.  I had completed my plus two from Sun Valley International School and secured 96.2% in CBSE Boards. I love quizzing and was part of the school quizzing team. I also have special interest in gardening.

Agniva: I am regular 18-year-old who is an avid reader and loves to watch Football. I prefer Non Fiction over Fiction and owe everything I am today to my parents.

Question 2: Why did you choose to pursue Law as a career?

Sevanshi : Many people that I know of, associate a person having a high level of intellect with either engineering or medicine. Well, I was thought to be a perfect fit for one of the two. However, I had a hunch that I had an aptitude for the study of law.Manageable literary skills, good memory, reasonable analytical skills and decent speaking skills were skills that would help me in the field of law.

I also found the study of law interesting as well as challenging. The study of rules that govern a country. India, being a common law country, has judge made law as well. Therefore, the study of cases and seeing the word play in action were things that I believed were quite engrossing.

I had the penchant and aptitude for the study of law. Therefore, I chose to pursue Law as a career.

Pratyay: Initially, I was interested in pursuing law as my elder sister has also studied law. But as I went through my years in school, I realised that I was genuinely interested in the field and whatever limited knowledge I had due to this interest was empowering. That’s when it became something I wanted to pursue seriously.

Shivani:   I had commerce with maths in my twelfth standard, but I always wanted to study law. From my 6th standard, I have grown up aspiring to become an officer in Indian Administrative Services. Therefore, I chose to do Law, because I believe that study of law would help me immensely in the preparation for the CSE exam.  Also, I feel that the one of the biggest problem that our country faces today is laxity in the implementation of law. I believe the study of law would help me to better implement the law. It would help me to delve deep and get a better understanding of legal system of India and would facilitate better administration

Agniva: I was born into a family of Technocrats. But soon I realised that science wasn’t my forte so I began searching for alternate career options and came across a book “Law as a Career” by Tanuj Kalia. After reading this it was a done deal that I would opt for a career in Law. Also, the fact that being a lawyer I could in some way or the other aide the development of my state and also work for the people attracted me to pursue a career in Law.

Question 3: What was the experience-like while writing your essays and completing your application form for the preliminary stage of the Aditya Birla Scholarship?

Sevanshi : It was a little intimidating. I suppose only 30 – 35% of the applicants were going to get selected. The topic, literally, was about myself. My background and my present and my future. All in 250 words! I had to do a lot of soul searching to be able to put forth who I was and what my future plan of action was. I wanted to write everything but I realised (not very soon) that only relevant portions could be mentioned. It took me couple of drafts before I could finalize one and I wasn’t even confident about that! At a point, I had given up (I am glad I didn’t).

Preparing my Curriculum Vitae was just like walking down memory lane. All in all, it was memorable and worth it!

Pratyay: It was a very enriching experience. Contrary to what one may think, writing about yourself can be very tough. Since this is the first time I had to do it, it was also a time of introspection. Given that the essay had to be short and crisp, it definitely took me a few tries to finally come up with an essay that was an adequate representation of my thoughts and ideas. Apart from that, writing my CV in the designated heads provided in the form was a fun experience because it involved going through everything that I had done in school. Overall it was a very good learning experience.

Shivani:   I still remember the day when we were informed of Aditya Birla Scholarship application. It was 20th July and we had 5 days to write two essays. I think that was the period which helped me know myself in a better way because both the questions made me to introspect myself. We were supposed to write about our background, interest, and reason for studying law. The main challenge was the word limit of 250 words in which I had to write about what makes me different from the rest of the students who all were very brilliant. I wrote the essays and got it reviewed by my seniors and friends. Preparing the curriculum vitae was not really difficult for me because for that I had a lot of things to write. I had always been very interested in extra-curricular activities which include mainly quizzing and debating.  The whole application process was full of mixed feelings which was tiring some time and very interesting the next day. But I was determined from the first day and hopeful till the last day.

Agniva: The essay writing process was very hectic and tiresome. Also getting it reviewed by the seniors and working for hours on each word of the essay so that I could ace the process was worth the effort and time.

Question 4:  Whether your seniors helped you in writing the essay? If yes, do you think it helped you?

Sevanshi : A big YES!!! My seniors were of immense help. They were the ones who helped me realise what was relevant. They patiently went through my drafts and helped me improve them through constructive criticism. If it wasn’t for them, my essays would not have turned out the way they had.

Pratyay: I could not have written my essay without the help of my seniors. They sat with me patiently for hours on the end, helping me decide what aspects of myself I should write about and how best to convey it. They also proof-read my essays several times and made sure that it was as refined as it could be. Through this entire period, they also encouraged me to stay true to my thoughts and ideas. Their help in the entire process was invaluable.

Agniva: The seniors who got the scholarship were the main driving force behind each one of us throughout the stages. They used to spend hours at a stretch with us grooming us for the interview, rechecking our essays and framing potential questions for us. I can assure that if it weren’t for them we couldn’t have had cracked the process. Their first-hand experience and the titbits helped us big time.

Question 5:  Tell us how did you go about preparing for the interview stage, considering you were going to be questioned by 3 eminent jurists from the field of law?

Sevanshi : My seniors took mock interviews and thereby, acquainted me with the prospective questions. Since, I had mentioned pursuing Competition Law, I went through cases, basic readings and recent developments falling under the ambit of Competition Law. I also consulted with the members of the faculty. Given that the panellists were going to know the inside out of the field of law, I had to be aware and accurate. This formed a major part of my prep time.

I also knew that I had to keep an open mind and be receptive because there was no fixed set of questions. The panellists varied and so did the questions.

Pratyay: I have to admit that after my essays got selected, I was considerably nervous for the interview round. But a lot of my concerns were allayed in the mock interviews that were conducted by my seniors. There were several mock interviews in which they questioned me incessantly in an attempt to cover all lines of questioning. By the time I had taken my final interview, I was substantially more confident. Apart from the mock interviews, I made sure that I knew my essay inside out and also kept track of recent events related to the topics that I had talked about in my essay.

Shivani:  I think it was one of the happiest day in my life when I got to know that I have been shortlisted for the interview. I was resolved to win this from the first day but due to the ongoing moot internals in our university, I didn’t get much time to prepare for the interview. I did most of my preparation in last five days during which I really had sleepless night. Since, my essay was based on implementation of law, I made myself acquainted to current event happening in our country, specially all the policies and schemes launched by the government and how they have failed to achieve the result. In all this process, our seniors were of great help. During preparation, we went through mock interview by the panel consisting of our seniors who were also Aditya Birla scholars. These mock interviews helped me to gauge my preparation and know my performance. They helped in pinpointing preparation and provided a direction to work upon. I also had similar discussion with my friends which really helped a lot because it gave my chance to discover my weak points and focus on it. My mool mantra for the interview was to be honest and to be what I am.

Agniva: Actually I was quite relaxed about the interview stage and decided to sleep for at least a good 8 hours so that I would wake up rejuvenated. The jurists were unknown to us before the interview process and me being the first candidate had no inkling about who the jurists were. So I decided to be calm and answer every question they would ask me.

Also knowing what you have written in you essay inside out helps greatly in arguing your side of the deal even when they keep on pushing to project how the opposite is a better option.

Question 6: Let’s talk about the moment, what was the feeling when you actually became Aditya Birla Scholar?

Sevanshi : I was not expecting it at all. There was a rush of positive emotions. I was glad that the hard work had paid off. It was a moment of validation. Validation that perhaps, not everything about me was wrong. The first thing I did was I messaged my mother, “I got it!”

Pratyay: Honestly, I did not know how to react. It took a while for the news to set in but when it did,  needless to say I was ecstatic. I had put in considerable effort for this scholarship and finally getting it could not have made me happier. At the same time, I also felt immensely thankful to my parents, my sister and everyone in college who helped me get the scholarship.

Shivani:   The 5-10 minutes of the prize distribution ceremony was the period in which I experienced both the happiest and one of the sad phase of my life. So, my interview went really well, and I was pretty confident in my heart about winning this scholarship. During the ceremony, the names of the scholars were being announced alphabetically. And when the names of people starting with letter S were being announced, I was almost ready to go on the stage because I was expecting my name to be there. But then I got the shock of my life, my name was not there in that list and they started with next letter! And when I was still in the shock, they suddenly announced my name, which I couldn’t believe. I can’t express that feeling. That was just amazing.

Agniva: It was a dream come true. Growing up I would see the photograph of the earlier scholars on the national daily every year and realising at that moment that the next photograph would involve me too filled me with joy.

Question 7: How does it feel like to win this scholarship? Did you think about winning it?

Sevanshi : It feels great! That experience is going to stay with me for ever. Being selected from this large pool of applicants and clearing the interview taken by eminent personalities from the field of law, explains everything. I am speechless.I did think about winning it but I did not expect it.

Pratyay: Winning this scholarship definitely gives you a sense of pride. It has made me more confident. Simultaneously, it has also been a very humbling experience As far as winning it was concerned, I tried not to think about it during the preparation stage. However, once I was shortlisted, it seemed like a possibility so I tried my best to prepare for the interview.

Shivani:   After winning, I am in all the way more confident. I feel winning this scholarship will make my race to my dream easier and now I have committed myself to make the best use of opportunity that this scholarship has provided me.

Yes, I always had faith in what I can do, and I always knew that I have the capabilities to win this scholarship. I had the idea, passion and urge to win it. So, I worked hard and got the positive results. And I feel this is just starting, because this scholarship comes with its own needs that demands commitment from you to always be consistent. So, I feel that now I have to work all the way more to fare upon these commitments.

Agniva: Now that I have won the scholarship it is upon me to maintain it throughout my law school. The pressure is more than ever to live up to the tag and considering the fact that the mark the previous scholars have left on the college’s illustrious list of achievements it will be a daunting task ahead of me to live up to the expectation of the tag.

Question 8: Now coming to the reactions of those who matter the most, how did your parents and friends respond to such a big achievement?

Sevanshi : My grandparents and parents were extremely proud of me. Even as I give this interview, they are probably still spreading the word. They have also told me to stay humble or else this will, in all probability, be my last accolade.

“This is crazy”. That was the reaction of one of my friends. My friends were also proud of me. They recognised the fact that hard work does pay off. Everyone was speechless.

Pratyay: Once I got through to my parents on the phone and told them about it, they were overjoyed. My parents and my sister had been active participants in the preparation process and deserve substantial credit for helping me get this scholarship. As far as my friends go, all of them were very thrilled and after congratulating me, they now plan to make me pay for all their food!

Shivani:   The first thing I did after getting the certificate was the message that I sent to my mother that I have won the scholarship. She was online at that time but didn’t say anything and that was evident of her happiness. I called her immediately after the ceremony got over and it seemed as if my parents were happiest persons and proudest among all. All my father said to me was “It’s not difficult to come on the top, but to remain at the top while facing all the adversities ofthe life is what the challenge comprises of.” This is what he has taught me since childhood and is the reason behind my success.  Coming to my friends, they all were very happy. I still remember how I narrated the whole event to them over phone and that too so many times! I feel my family and friends were the ones who were with me during my high and low phases during this whole process and they motivated me in every way possible. The only thing I can do is to express my gratitude towards them and I can confidently say that they are reason behind my success.

Agniva: My parents were very happy about the feat. My father being a Fulbright scholar has always emphasised how a prestigious scholarship changes the perception people have towards you. So seeing my father I was always inspired and now when the time has come I would like to dedicate the scholarship to them without whom I would’ve been nowhere.

And coming to friends the warm reception I received at the NUJS Boys hostel was a great feeling but they keep pressing me for party which I casually try to avoid. They also played a great role in the process of me securing the scholarship.

Question 9: Do you suggest any do’s and do not’s while applying for this scholarship?

Sevanshi : I would suggest be honest to yourself and the judges. I realised that they were not looking for all correct answers. They were looking for honest and sincere answers.The essays don’t mean you have to write flowery prose. They should be well written, relevant and personal.

Give it your best shot. Don’t leave the essays for the last minute. You probably will not realise it when you are applying, but when you get selected, it just feels awesome. This is important for now as well as your future opportunities.

Pratyay:  While it differs from person to person, as a general rule, the only thing you should focus on doing is being yourself. There is a natural tendency to present yourself as someone you are not but in both the rounds of the selection process, there is a very high level of scrutiny and what gets across is being genuine. Present yourself as you are, to the best of your abilities and ensure that you can support every stance you take. At the end of the day, it is about your views and your qualities. So the best thing you can do is be honest and be confident in what you write in your essays and answer in your interviews.

Agniva: I would suggest any potential aspirant for this scholarship that the essay is very important throughout the process so be careful what you write and restrict rhetoric to the minimum and be truthful. Be prepared to defend whatever you write and know everything about whatever you write.

Also in the application stage restrict scribbling to the minimum in the essay because it reflects negatively on the examiner.

Question 10: Finally, what is your final advice for the aspirants of the prestigious scholarship?

Sevanshi : It may sound cliché but enjoy the process. Writing the essay helps you to know yourself better. It helps you to accept and work while the daunting thought of ‘Is my essay good enough’ is fresh at the back of your mind 24/7 (at least for me, it was). The weekend during which the interviews take place is an experience you have not had before.

Hope for the best. If you work hard, you have a fair chance of winning. Stay True. Best of Luck!

Pratyay: It is a fun and enriching experience. So learn as much as you can!

Shivani:  My advice for the aspirants of the Aditya Birla Scholarship is to remain devoted, dedicated and determined, because these 3 D’s have the capability of making you the scholar. Always have faith in your abilities and believe that if you can make this far, you also have the capabilities of winning it. Also, present yourself exactly as you are and be honest through the whole process because the panel consisting of esteemed judges can easily make out whether you are speaking true or not. So, it’s always better to not fake out what you don’t have.

Agniva: My final advice for the aspirants would be to remain honest throughout the process and have trust on yourself. Also keeping in mind the interview process be calm and composed and always be courteous to them. All the Best.

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Ripple India MD speaks about expansion plans, states “list of banks will grow”

Ripple has begun targeting Asian markets for the propagation of their technology. More specifically, the settlements firm is focusing on the Japanese and Indian markets. Ripple’s Navin Gupta, the Managing Director for India, Southeast Asia, the Middle East and North Africa, recently spoke about these plans in an interview with TechCircle.

Ripple opened an office in Mumbai last year, keeping in view its expansion plans. Moreover, the firm has lately been adding the banks in India to its network of banks worldwide known as RippleNet. They also seem to be making moves to hold a dominant market share in the Indian market, with SVP of Product, Asheesh Birla, stating:

“We realized that if you get the top three banks in India onto Ripple, you get 80% of the market share. And then we looked at – where’s the future? And so we realized in the next five years, one billion people will become banked in India, but they’ll be banked through their phone. So then we started targeting mobile phone providers and telcos.”

Keeping this in mind, Gupta recently spoke in an interview about how Ripple wants to tap into the $70 billion remittance market. He also spoke about its solutions and the primary competitor it has in the field. Ripple is matched up against a 60-year old banking system known as the Society for Worldwide Interbank Financial Telecommunication, better known by the name SWIFT.

The legacy system reportedly has around a 6% error rate, something that Ripple aims to identify and improve through their solutions. Gupta stated:

“We are building a message-based superhighway through which money can travel and, mind you, they don’t have to be cryptocurrencies; fiat currencies can also travel via our blockchain protocol.”

Gupta also revealed details about other markets that Ripple is specifically looking at, such as banks in the Middle Eastern region. The area is famous for oil, and the underlying financial transactions are usually made in the millions. As seen above, Ripple seems to have a plan with every market they are targeting. Gupta stated:

“We are already working with several banks globally especially in the Middle Eastern region. We also have customers in Africa and Europe who are conducting millions of transactions via our network protocol instead of using SWIFT.”

Gupta went on to illustrate the various issues that SWIFT brings up, highlighting the high failure rate, liquidity and speed. The 6% failure rate of SWIFT and the liquidity to be stored in the form of nostro accounts are difficult pills to swallow for banks. Instead, Gupta stated, Ripple’s solution is built similar to messaging platform WhatsApp. He said:

“For example, if a bank wants to send money to another, then first it has to add the second bank to its trusted list, as you would do in case of a WhatsApp contact. The backend of the technology checks the name of the bank, account and does due diligence on all the anti-money laundering rules in place.”

He made the comparison to WhatsApp, stating that the blockchain protocol matches the transactions in terms of credit and debit with a settlement time of 3 to 5 seconds.

Gupta elaborated upon Ripple’s cutting-edge solution for cross-border payments known as xRapid, which utilizes XRP as liquidity for cross-border transactions. He also spoke about the constant use of xRapid between the payment corridor of Mexico and the United States, where XRP is used as a bridge currency.

On Ripple’s strategy in India, Gupta spoke at length about the size of the remittance market in the subcontinent. He said:

“India has the largest corporate and retail remittance market globally worth $70 billion and we are certain we will be able to grab a significant portion of that market with our new technology solution that has worked for other banks.

He also spoke about the expansion plans in the future, keeping in line the vision described by Asheesh Birla. The SVP had previously stated that they will have 50% of the market in India. He said:

“And so now, I think that in our pipeline we have probably 50% of the market in India, either integrated onto Ripple or in the deal, in the sort of pipeline to be signed to India. And guess what, we’re going to take that back to Wells Fargo, and we’re going to say it’s not a better way to send into India than Ripple.”

Gupta said:

“We are working with four banks in India, Axis Bank, Yes Bank, IndusInd Bank and Kotak Mahindra Bank. We are talking to others and soon our list of banks will grow.”

The Reserve Bank of India is still negative on the state of cryptocurrencies in the country. Gupta spoke about this as well, and he stuck to Ripple’s vision of not going against regulators and working with them to provide payment solutions. He said:

“Regulators have to ensure that cryptos are not being misused and we entirely support that cause. It takes time for a regulator to make decisions and ensure that all tracks are covered and all stakeholders can continue to work in the best of conditions.”

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