#best mutual fund scheme for sip in delhi

[anytimeinvest]

The Guide to Best Mutual Fund SIP in Delhi

Investing in mutual funds through a Systematic Investment Plan (SIP) is one of the most simplified ways to grow wealth over time.

If you're unsure where to start, consult the best mutual fund advisors in Delhi who are present at ‘Anytime Invest’. Their expertise can help you make well-informed decisions and grow financially.

What is a SIP, and Why Should You Consider It?

SIP allows you to invest a fixed amount of money in mutual funds at regular intervals. Typically monthly. Instead of making a lump-sum investment, you build your portfolio gradually. Which spreads your risk over time.

The Role of Mutual Fund Advisors

The mutual fund advisors have in-depth market knowledge and can provide personalized advice based on your financial goals.

Why Do You Need an Advisor?

1. Expert Advice: Advisors keep track of market trends and provide insights on the best-performing funds.

2. Personalized Solutions: They tailor your investment strategy to suit your specific goals.

3. Risk Management: Advisors help balance your portfolio, ensuring that you don’t take on more risk than you can handle.

How Do You Choose The Right SIP?

With so many options available in the capital, selecting the best mutual funds for SIP in Delhi can be a rigorous task. Here are a few tips to help you make an informed decision:

1. Define Your Financial Goals Are you investing for short-term goals like buying a car or long-term objectives like retirement? Your financial goals will determine which SIP and mutual funds are right for you.

2. Assess Your Risk Appetite Different funds come with varying levels of risk. If you're risk-averse, large-cap funds or hybrid funds are more suitable. However, if you can tolerate higher risk for potentially greater returns, small-cap or mid-cap funds might be the way to go.

3. Check the Fund’s Performance While past performance doesn't guarantee future success, it can give you an idea of how well a fund has performed under different market conditions. Look for funds that have shown consistent returns over time.

The Benefits of SIP Investments

SIP investments come with a range of advantages that make them an attractive choice for both novice and experienced investors:

● Rupee Cost Averaging: By investing consistently, you buy more units when the market is down and fewer units when the market is up, effectively averaging your costs.

● Compounding Benefits: The earlier you start, the more you benefit from the power of compounding, which helps grow your wealth significantly over time.

Conclusion:

This city offers a thriving financial market, with plenty of opportunities, especially for those looking to invest in mutual funds or SIPs. Whether you're a risk-taker or prefer a more conservative approach, there's something for everyone.

[prahimofficials]

SIP Tax Savings Planner in Delhi NCR - Prahim Investments

Are you looking for a smart and easy way to save tax and grow your wealth? If yes, then you should consider investing in a Systematic Investment Plan (SIP) with Prahim Investments, the best SIP advisor in Delhi NCR.

 

What is SIP?

SIP is a method of investing in mutual funds, where you invest a fixed amount of money every month or quarter in a scheme of your choice. SIP helps you to build a habit of saving and investing regularly and also benefits from the power of compounding and rupee cost averaging.

How does SIP help you save tax?

SIP can help you save tax in two ways:

By making an investment in an equity-linked savings scheme (ELSS), a form of mutual fund that places at least 80% of its assets in stocks and other securities that connect to stocks. ELSS has a lock-in period of 3 years, which means you cannot withdraw your money before that. ELSS offers tax deduction under Section 80C of the Income Tax Act, up to Rs. 1.5 lakh per year.

By investing in any other mutual fund scheme, which is subject to long-term capital gains tax (LTCG) of 10% on gains above Rs. 1 lakh per year. This is lower than the short-term capital gains tax (STCG) of 15% on gains within one year.

Why choose Prahim Investments as your SIP advisor in Delhi NCR?

Prahim Investments is a leading financial advisory firm that offers customized and unbiased solutions for your financial goals. We have a team of experienced and qualified professionals who can help you choose the best SIP plan for your needs and risk profile. We also provide regular updates and reviews on your portfolio performance and suggest changes if required.

Some of the benefits of choosing Prahim Investments as your SIP advisor in Delhi NCR are:

We have access to a wide range of mutual fund schemes from various fund houses, so you can diversify your portfolio and reduce risk.

We offer online and offline services, so you can invest and track your SIPs anytime, anywhere.

We charge reasonable fees and commissions, so you can save more on your investments.

We have a loyal and satisfied customer base, who trust us for our expertise and transparency.

How to start SIP with Prahim Investments?

Starting SIP with Prahim Investments is very simple and hassle-free. All you need to do is:

Contact us through our website, phone, email, or visit our office.

Fill up a KYC form and provide your PAN card, Aadhaar card, bank details and other documents as required.

Choose a SIP plan that suits your goals, budget and risk appetite.

Set up an auto-debit mandate with your bank to transfer the SIP amount every month or quarter.

Watch your money grow over time while you relax.

So what are you waiting for? Contact Prahim Investments today and start your SIP journey with the best SIP tax saving planner in Delhi NCR.

[mutualfundwala-blog1]

How to Choose a Good Mutual Fund Advisor in Delhi

Do things like net asset value, portfolio allocation complicated for you? These are the terms that often come across when you are investing in mutual funds. For a layman, who is new to mutual fund acumen, failure to understand the complicated terminologies push them away from investing.

This is where the role of a good Mutual Fund Advisor comes in. A mutual fund consultant offers customized financial advice about the mutual funds to invest in and how to allocate one’s mutual fund portfolio after assessing their client’s investment horizons, risk appetite, and financial goals.

For this the consultant usually tracks a variety of mutual fund schemes that have varied investment objectives while also keeping the client updated with important events in the financial acumen that could impact the performance of these schemes.

So a good Mutual Fund Advisor in Delhi helps people who want to invest in mutual funds by guiding them with good options and educating them about the market. It is important that you pick the best mutual fund consultant to get a good piece of advice

1.  Look at their experience in the field: The more experienced SIP advisors in Delhi, the more likely investors will swarm towards the fund. The same philosophy applies to mutual fund advisors. A mutual fund advisor who has been through at least one market downturn has a lot more to offer than one who has not. The consultant can easily tackle any crisis if they have experienced one. So a seasoned mutual fund distributor in Delhi the more likely they will know what to do with different market scenarios.

2.  Assess their approach: A good Mutual Fund Advisor will have a strategic approach to your financial planning. They opt for a holistic approach to investment planning. They carry out a risk assessment of their clients; very carefully consider their financial goals along with the time frame to curate the schemes accordingly. Good mutual funds advisors acknowledge that clients’ goals change over time and so they revisit risk profiling and reallocating of the portfolio at different life stages.

3.   Ask for references: When evaluating multiple mutual funds advisors online, you can reach out to investors with whom the mutual fund agents have worked or currently work. Seek the referral from a good mutual fund advisor and you can talk to the investors with the same goals as yours.

4.   Transparency regarding compensation: There exists a different model of commissions for Mutual fund advisors in our country. A good mutual fund distributor in Delhi can earn commissions directly from a fund house or from being a distributor who sells the schemes of the house. So some mutual fund consultants could target selling particular schemes to their clients by putting their commission first instead of the goals of the clients. So it is vital to understand the mode of compensation of mutual fund advisors.

 More Information: -

Call Us ☎ (+91) 989123-7575

Visit:- https://www.mutualfundwala.com/

[elitewealth2020]

Elite Wealth Ltd is Best Online Mutual Fund Investment Company in Delhi. A  Systematic Investment Plan (SIP) is an investment route offered by Mutual Funds wherein one can invest a fixed amount in a Mutual Fund scheme at regular intervals– say once a month or once a quarter, instead of making a lump-sum investment. The installment amount could be as little as INR 1000 a month and is similar to a recurring deposit. It’s convenient as you can give your bank standing instructions to debit the amount every month. More Information Visit a website: https://elitewealth.in/online-mutual-fund-mf/

[investocafe]

NEW MONEY MANAGING PRACTICES - AN EYE OPENER !

  The change is continuous in every sphere of life. The one who adopts the changing trends leads a better life especially in the field of finance. The conventional financial rules our parents and grandparents followed are not beneficial in present time. We at Investocafe analyzed how the new money managing practices are more beneficial today.

INVESTING

Earlier Saving and Investments were synonymous to  PPF or FD’s to protect capital and earn a decent interest. Today, post tax returns of most such schemes can’t beat inflation. For long-term goals like retirement, higher education for children, children’s wedding etc, a large allocation to equity is necessary to build wealth that beats inflation in a tax-efficient manner. So the new trend is LOOK FOR HIGHER INFLATION BEATING RETURNS INSTEAD OF GUARANTEED RETURNS. Have a look for various investment instruments below

  Diversified Equity Mutual Fund (@ 15% CAGR),Value of rs. 1 Lakh in 5 years will be: 2, 01,135

 Balance Mutual Fund (@ 12% CAGR) ,Value of rs. 1 Lakh in 5 years will be: 1, 76,234

 PPF (@ 8.5%),Value of rs. 1 Lakh in 5 years will be: 1,50,365

 FD (@ 8 %),Value of rs. 1 Lakh in 5 years will be: 1,46,932

   HOUSING

Earlier, a house meant financial security and a good long-term investment but today, buying a house implies a huge EMI burden. Paying off a home loan early in your career compromises your other financial goals. So the new trend is RENT A HOUSE INSTEAD OF BUYING. The renting a house is more affordable than buying a house as per the Artha Yantra Buy vs Rent Report 2017. Have a look that in present scenario in different cities what is the rental cost and what will be the monthly cost to buy :

Mumbai : Avg Monthly Rental Cost : 42,084 : Avg Monthly Cost to buy: 1,56,887

Kolkata : Avg Monthly Rental Cost : 18,174 : Avg Monthly Cost to buy: 47,737

Bengaluru : Avg Monthly Rental Cost : 19,176 : Avg Monthly Cost to buy: 52,280

Chennai : Avg Monthly Rental Cost : 17,911 : Avg Monthly Cost to buy: 68,908

Delhi NCR: Avg Monthly Rental Cost : 21,094 : Avg Monthly Cost to buy: 70,115

Hyderabad: Avg Monthly Rental Cost : 13,706 : Avg Monthly Cost to buy: 30,955

Kochi : Avg Monthly Rental Cost : 12,347 : Avg Monthly Cost to buy: 41,670

Jaipur : Avg Monthly Rental Cost : 12,150 : Avg Monthly Cost to buy: 36,488

Indore : Avg Monthly Rental Cost : 11,677 : Avg Monthly Cost to buy: 29,965

  TRANSPORT

Earlier, owning a car was seen as a status symbol. Fuel was cheaper too. Today, an efficient public transport system and app-based taxi services made owning a car superfluous. You are also spared the trouble of high fuel bills, vehicle maintenance, driving in traffic or looking for parking space. So the new trend is RENT A CAR INSTEAD OF BUYING ONE. Have a look at the calculation below for average per day cost of possession of a car:

  Average Cost of a hatchback car in India : Rs 6,00,000

Scrap value of car after six year: Rs1,00,000

Net amount goes in effective life of six year : Rs.5,00,000

Cost of car possession (5,00,000/2192 (6 years)) : Rs.229/day

Approximated Car insurance (Averaged at 10,000 yearly) : Rs.27/day

After every 3 year tyre & battery replacement charge : Rs.23/day

Car Maintenance (@ Rs 9000 yearly) : Rs.24.5/day

Interest on car buying amount(@8% on Rs 6,00,000) : Rs.160/day

 Average per day cost of car possession (excluding the fuel expenditure and driver) is Rs 463.5

 Cost of renting a car with driver generally available in India is Rs 12/km to Rs 20/km (Uber )

 Renting a car is much cheaper than actually owning a car.

 GOLD

Lack of awareness and traditional inclination towards gold made earlier generation invest heavily in physical gold. Today, gold bonds/ gold ETFs or mutual funds prove to be more beneficial over physical gold, on many fronts. So now the new trend is BUY GOLD BONDS INSTEAD OF GOLD JEWELLERY OR PHYSICAL GOLD. Have a look:

  Liquidity;

 Gold Bonds: Low

Physical Gold: High

Gold FTE : High

 Interest;

 Gold Bonds: 2.75%

Physical Gold: Nil

Gold FTE: Nil

 Charges;

 Gold Bonds: Nil

Physical Gold: Locker, Making Charges, Insurance Premium:

Gold FTE: 1% on Expense Ratio

 Taxation;

 Gold Bonds: Tax on Interest

Physical Gold: Nil:

Gold FTE : Taxes if sold before 1 year

 Risk;

 Gold Bonds: Nil

Physical Gold: High

Gold FTE : High

  INSURANCE

The conventional or conservative approach towards insurance is a mix of insurance and investment. Insurance is a bad investment and investments don’t provide insurance. They don’t actually provide the best of either. Insurance should be taken to cover your liabilities and Term insurance is low-cost insurance that comes with higher cover for a lower premium. It does not provide returns and is treated as an expense. But a comparison between endowment policy and term insurance clearly emerge Term insurance as winner. Have a look at the comparison between Endowment plan and mix of Term Plan with SIP below.

LIC Endowment Vs Term Insurance Plan with MF investment:

 LIC new endowment plan for Rs. 50 lakh cover:

  At 30 years age for a period of 30 years or 60 years age

  Monthly premium is Rs. 13293 for 360 months (30 years)

  Total maturity amount at the age of 60 years would be Rs.1.77 crore

  Term Insurance plan of ICICI Pru for Rs. 50 lakh cover and SIP in ICICI value discovery fund

  From 1 st to …… 360 months

Term Plan Premium:  426……..426 :  Total (@ 12% CAGR)

SIP Amount:  12867……………12867  : Total Rs.4.54 Crore

  Visit www.investocafe.com to know about mutual fund investment options and stay on path of financial freedom

Happy Investing!!!

  Written by: Anvesh Pandey, SEBI Registered Investment Advisor

To get in touch, write on anvesh.pandey@investocafe.com or reach through www.investocafe.com

[bharatiyamedia-blog]

Mutual Funds endure almost Rs 1.60 lakh cr outflow in June on persisting weak confidence in debt-oriented plans

http://tinyurl.com/y5ncot5n New Delhi: Buyers pulled out Rs 1.60 lakh crore on a internet foundation from mutual fund schemes in June in opposition to a internet funding of Rs 76,989 crore in Could primarily because of persisting weak confidence in debt-oriented plans, trade information confirmed Monday. Web outflows from debt-oriented schemes have been greater than Rs 1.71 lakh crore in June in opposition to inflows of Rs 70,119 crore in Could, the information by Affiliation of Mutual Fund of India (AMFI) confirmed. In current months, the mutual fund trade has been grappling with redemption strain within the wake of debt crises at numerous teams, together with IL&FS, Essel and DHFL. “The debt phase noticed the biggest outflow of Rs 1,71,349 crore as in comparison with Rs 70,119 crore influx witnessed in Could’19, as buyers’ confidence was dented after a sequence of defaults/delays by some in style names,” Bajaj Capital CEO Rahul Parikh stated. The web outflows of mutual funds stood at Rs 1,59,814.40 crore in June. Debt-oriented schemes, which embody in a single day fund, liquid fund, low period fund noticed vital outflows with liquid funds being the worst-hit. Representational picture. Reuters Liquid funds alone witnessed an outflow of Rs 1.52 lakh crore. On the liquid fund outflows AMFI CEO N S Venkatesh stated, “It is a normal quarter-end phenomena the place the trade does witness short-term redemptions from liquid funds.” Regardless of the outflow, the AUM (Belongings Below Administration) for June 2019, stood larger at Rs 25.81 lakh crores, as in comparison with Rs 25.43 lakh crore for Could 2019, the AMFI stated. Fairness mutual funds, nevertheless, witnessed an increase of over 41 p.c in inflows to Rs 7,633 crore in June in comparison with Rs 5,407 crore seen within the earlier month. “Stellar leap within the inflows into fairness schemes during the last two months, particularly after the decisive electoral verdict has helped repose retail investor belief. “Political stability, decrease inflation coupled with RBI stance to decrease rates of interest resulting in attainable strong progress within the company earnings is main enhanced retail flows in direction of fairness oriented schemes,” Venkatesh stated. Within the fairness phase, multi-cap funds attracted the very best inflows of Rs 1,835.45 crore, adopted by Rs 1,509.52 crores within the large-cap funds and Rs 927 crores in small Fund classes. Buyers most popular large-cap and multi-cap funds as buyers performed protected earlier than the Union Funds, Parikh stated. Fastened Maturity Plans (FMP) continued to see an outflow in June after Could and April. In June it registered an outflow of Rs 2,361.three as in comparison with Rs 1,797.94 crore in Could and the outflows stood at 17,644.42 crore in April. Contribution to systematic funding plans (SIP) stood at Rs 8,122.13 crore in June coming in from 2.73 crore SIP accounts in opposition to Rs 8,183 crore in Could. Your information to the most recent cricket World Cup tales, evaluation, experiences, opinions, dwell updates and scores on https://www.firstpost.com/firstcricket/series/icc-cricket-world-cup-2019.html. Observe us on Twitter and Instagram or like our Facebook web page for updates all through the continued occasion in England and Wales. !function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function() {n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)} ; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window,document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '259288058299626'); fbq('track', 'PageView'); (function(d, s, id) { var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = "http://connect.facebook.net/en_GB/all.js#xfbml=1&version=v2.9&appId=1117108234997285"; fjs.parentNode.insertBefore(js, fjs); }(document, 'script', 'facebook-jssdk')); window.fbAsyncInit = function () { FB.init({appId: '1117108234997285', version: 2.4, xfbml: true}); // *** here is my code *** if (typeof facebookInit == 'function') { facebookInit(); } }; (function () { var e = document.createElement('script'); e.src = document.location.protocol + '//connect.facebook.net/en_US/all.js'; e.async = true; document.getElementById('fb-root').appendChild(e); }()); function facebookInit() { console.log('Found FB: Loading comments.'); FB.XFBML.parse(); } Source link

[finwayblogs]

Getting the full benefits of SIP with the expertise of a financial advisor

Healthy wealth benefits take time to multiply and those coming together in a short span of time are just false attractions. This is when the idea of getting systematic with the investments enters the scene and gives birth to Systematic Investment Plan (SIP) that assists the people in step-by-step monthly or quarterly investment for a period of time in any mutual fund scheme, thereby benefitting one with the power of compounding. But, investment without taking the advice of a financial advisor can be risky as well as unproductive. That’s why every investment advisor in India asks to investors that what they know about SIP. Is it a medium only to invest in mutual funds?

In fact, there’s nothing like good or bad SIPs, but an investment advisor in India guides his customers to select the best possible mutual fund schemes for investment, where SIPs may adequately accumulate wealth for long-term financial goals. So, deciding on the mutual fund schemes to invest in is a crucial step to reap out the best benefits from SIPs and it should be taken after the consultation with an expert financial/investment advisor.

Usually, people suggest that should investors go to the mutual fund ratings to check credibility. But as per the opinion of financial or investment advisor, the fact is, the ratings are covering only half the part of the picture related to quantitative parameters such as returns, risk average AUM, etc. The problem arises when the other half is not at all taken into consideration, i.e., ignoring the qualitative parameters. Besides, ratings work on a ‘one fits all’ approach that doesn’t apply to the real-life scenarios as an investment and financial planning are personalized activities and differ from person to person. Ratings can surely serve as starting points for identifying the characteristic features of the investment-worthy funds, but solely depending on them nothing beneficial can be guaranteed. So, if you are living in a metropolitan city of India such as Delhi or Mumbai, then always take the help from an expert investment advisor before making any conclusion.  

Hence, to reap great benefits from the investments made in mutual funds it’s advised to go for the ‘Direct Plans’ over the ‘Regular Plans’. These plans  The aforementioned points clearly indicate that while above when you invest in mutual funds make it a point to opt for the ‘Direct Plans’ over ‘Regular Plan’. Its due to their lower costs mainly the expense ratio, that Direct Plans are able to generate around generate 0.5% to 1.0% additional returns every year. With direct plans, the services of a mutual fund distributor/agent/relationship manager get eliminated and the transactions get done either through online modes or by visiting the registrar’s or the asset management company’s office in person. This won’t sound big at first, but these small savings harvest rich rewards in long-term.

[personalfn-blog]

Who Contributes The Most To Equity Mutual Funds’ AUM, Know Here…

Improved market sentiment and the falling interest rates have contributed to the good run mutual funds have had over the last few years.

Assets Under Management (AUM)

of the mutual fund industry jumped over 32% in the last one year. Since gold and real estate generated average

returns

over the past few years, equity markets have suddenly become hot property.

Demonetisation and GST played their role in the growing share of financial assets in the average household savings.

The mutual fund industry is witnessing continuous inflows through

Systematic Investment Plans (SIPs)

like never before. This is no more a secret.

Investment awareness campaign—

Mutual Funds Sahi Hai

—run by the

Association of Mutual Funds in India (AMFI)

is yielding results. Besides, the reasons mentioned above, Sahi Hai has pushed investors towards equity investments.

The aggressive campaign by AMFI was so successful that it led the

Securities and Exchange Board of India (SEBI)

to advise AMFI to tone down the aggression. The regulator feared the campaign might give a false comfort about the long-term prospects of mutual funds, and may even lead to mis-selling.This is more interesting…The growing participation of investors from the smaller towns will definitely grab your attention.

Between December 2016 and December 2017, the asset base of the smaller towns has soared 47%, from Rs 2.85 lakh crore to Rs 4.20 lakh crore. Investors in the smaller town are betting big on the equity markets. Equity AUM of B15—cities Beyond Top 15, forms 60% of their total AUM.

Nonetheless, the contribution of B15 is just 18.5% in the total AUM of the industry, which stood at Rs 22.60 lakh crore in December 2017. In other words, while smaller towns are catching up fast, Tier-I and Tier-II cities still remain the top drivers for the industry.

As far as the equity assets are concerned, Maharashtra dominates the tally followed by Delhi and Gujarat. These three regions put together an account for over 54% of the equity AUM. Karnataka and West Bengal secure fourth and fifth slots respectively.Interesting facts…

Equity assets account for 38% of the total AUM of the industry

Only 16% of the equity assets come through direct plans

Only 7% investors investing in equity-oriented funds invest in direct plans

84% of total equity assets come from individual investors

Of total investments of individual investors in mutual funds, about 67% are in equity-oriented schemes.

Indian markets are making new highs frequently now. At the time of writing this article, the leading equity indices are in unchartered territories.

Now the question is how high will they climb from here? And how should you position your portfolio at this juncture?

Answers are simple: First and foremost, don’t look at the index level and speculate. Second, follow some basic rules.These are as follows:

Always invest in equity mutual funds for the long-term

Consider your financial goals and risk appetite before investing

Don’t chase momentum, nor try to time the market. Opt for SIPs instead

Invest only in mutual funds that have a proven track record

Prefer direct plans over the regular ones as they have lower expense ratio

Don’t fall prey to the false promises and commitments of mutual fund distributors and relationship managers. Equity investments can never generate guaranteed returns

Revisit your portfolio once in a while

But all this is easier said than done. Finding the RIGHT mutual funds is not easy, and finding the right SIP-worthy ones is even harder.

PersonalFN is glad to bring you the best mutual fund schemes backed by its research to start a SIP. Subscribe to

The Super Investment Portfolio

and get a list of five time-tested, lucrative SIP-Worthy equity mutual funds that can be invested in either separately or as a portfolio.

Try our SIP Calculator to find future value of your SIP contributions. This post on " Who Contributes The Most To Equity Mutual Funds’ AUM, Know Here… " appeared first on "PersonalFN"

[hexagonwealthadvisors-blog]

You can get the best option of investment through the SIP Consultancy in Delhi

To know the best SIP consultancy in Delhi, you have to first know about SIP and what is it all about? SIP is an acronym which is short for Systematic Investment Plan. When it comes to mutual funds, SIP is the best way to invest your money for Long Term.

This is because of the fact that this method is the smartest and the experience is also free of any hassles. By utilizing the SIP features, you will be able to invest in a particular pre-set amount that too at a regular period of time, it can be in weeks, or months, or even quarters. A SIP is basically a planned way concerning investments and mutual funds. It also helps you in having the custom to save and build your wealth for future purposes. As SIP is so popular and beneficial too, there are many SIP consultancies in the country, but the best one whom you can trust is the Hexagon Wealth Advisors. They are the best SIP consultancy in Delhi.

How Does SIP Work?

This plan is really flexible and quite easy. The Investment Planning Advisors will advise you and your money will be debited to your bank account automatically. Then you can invest your debited money into any particular mutual fund schemes which suit your financial goal. After this, you will receive a specific number of units which will be based on the current market rate for the day. This market rate is called NAV which is short for Net Asset Value.

[anytimeinvest]

What Are the Factors to Consider While Selecting the Best Mutual Funds for SIP in Delhi?

People today recognize that investing through a Systematic Investment Plan (SIP) is a smart move for wealth-building. However, choosing the best mutual funds for SIP in Delhi can be challenging. With so many options available, understanding which factors to consider can make a big difference in achieving your financial goals.

Understanding SIP

A Systematic Investment Plan, or SIP, allows you to invest a fixed amount of money regularly in a mutual fund. This disciplined approach not only promotes regular savings but also helps to reduce the impact of market volatility over time.

Key Factors To Choose The Right Fund

1. Investment Goals: Identify your purpose, whether short-term or long-term, as it guides the type of fund you need.

2. Risk Tolerance: Assess your comfort with risk. Equity funds suit long-term goals; debt funds are safer for short-term needs. If you wish to know about the best mutual fund scheme for SIP in Delhi, reach out to Anytime Invest.

3. Fund Performance: Check the fund’s returns over different periods and compare them with similar funds and benchmarks.

4. Fund Manager’s Experience: A skilled fund manager can boost fund performance. Look for managers with a solid track record.

5. Expense Ratio: Choose funds with low fees to maximize your returns. Compare expenses within the same category.

6. Fund Category and Type: Select a category (large-cap, mid-cap, etc.) that aligns with your goals and risk appetite.

7. Investment Horizon: Longer investment horizons allow for more aggressive investments, while shorter ones may need stability.

8. Fund’s Asset Allocation: Look for funds with a balanced asset mix, as this can help manage risk better.

9. Tax Efficiency: Different funds have different tax rules. ELSS funds, for example, offer tax benefits under Section 80C.

10. Exit Load and Other Charges: Be aware of exit charges and other fees that could impact your returns if you redeem early.

Conclusion

Selecting the right plan involves a careful examination of your financial goals, risk tolerance, and other key factors. By taking the time to evaluate these factors, you can make informed decisions that align with your objectives and help you build a secure financial future. SIPs offer a structured, disciplined approach to investing, making them an ideal choice for wealth accumulation over time.

[elitewealth2020]

Elite Wealth Ltd is Best Online Mutual Fund Investment Company in Delhi. A  Systematic Investment Plan (SIP) is an investment route offered by Mutual Funds wherein one can invest a fixed amount in a Mutual Fund scheme at regular intervals– say once a month or once a quarter, instead of making a lump-sum investment. The installment amount could be as little as INR 1000 a month and is similar to a recurring deposit. It’s convenient as you can give your bank standing instructions to debit the amount every month. More Information Visit a website: https://elitewealth.in/online-mutual-fund-mf/

[elitewealth2020]

Elite Wealth Ltd is Best Online Mutual Fund Investment Company in Delhi. A  Systematic Investment Plan (SIP) is an investment route offered by Mutual Funds wherein one can invest a fixed amount in a Mutual Fund scheme at regular intervals– say once a month or once a quarter, instead of making a lump-sum investment. The installment amount could be as little as INR 1000 a month and is similar to a recurring deposit. It’s convenient as you can give your bank standing instructions to debit the amount every month. More Information Visit a website: https://elitewealth.in/online-mutual-fund-mf/

[elitewealth2020]

Elite Wealth Ltd is Best Online Mutual Fund Investment Company in Delhi. A  Systematic Investment Plan (SIP) is an investment route offered by Mutual Funds wherein one can invest a fixed amount in a Mutual Fund scheme at regular intervals– say once a month or once a quarter, instead of making a lump-sum investment. The installment amount could be as little as INR 1000 a month and is similar to a recurring deposit. It’s convenient as you can give your bank standing instructions to debit the amount every month. More Information Visit a website: https://elitewealth.in/online-mutual-fund-mf/

[personalfn-blog]

Who Contributes The Most To Equity Mutual Funds’ AUM, Know Here…

Improved market sentiment and the falling interest rates have contributed to the good run mutual funds have had over the last few years.

Assets Under Management (AUM)

of the mutual fund industry jumped over 32% in the last one year. Since gold and real estate generated average

returns

over the past few years, equity markets have suddenly become hot property.

Demonetisation and GST played their role in the growing share of financial assets in the average household savings.

The mutual fund industry is witnessing continuous inflows through

Systematic Investment Plans (SIPs)

like never before. This is no more a secret.

Investment awareness campaign—

Mutual Funds Sahi Hai

—run by the

Association of Mutual Funds in India (AMFI)

is yielding results. Besides, the reasons mentioned above, Sahi Hai has pushed investors towards equity investments.

The aggressive campaign by AMFI was so successful that it led the

Securities and Exchange Board of India (SEBI)

to advise AMFI to tone down the aggression. The regulator feared the campaign might give a false comfort about the long-term prospects of mutual funds, and may even lead to mis-selling.This is more interesting…The growing participation of investors from the smaller towns will definitely grab your attention.

Between December 2016 and December 2017, the asset base of the smaller towns has soared 47%, from Rs 2.85 lakh crore to Rs 4.20 lakh crore. Investors in the smaller town are betting big on the equity markets. Equity AUM of B15—cities Beyond Top 15, forms 60% of their total AUM.

Nonetheless, the contribution of B15 is just 18.5% in the total AUM of the industry, which stood at Rs 22.60 lakh crore in December 2017. In other words, while smaller towns are catching up fast, Tier-I and Tier-II cities still remain the top drivers for the industry.

As far as the equity assets are concerned, Maharashtra dominates the tally followed by Delhi and Gujarat. These three regions put together an account for over 54% of the equity AUM. Karnataka and West Bengal secure fourth and fifth slots respectively.Interesting facts…

Equity assets account for 38% of the total AUM of the industry

Only 16% of the equity assets come through direct plans

Only 7% investors investing in equity-oriented funds invest in direct plans

84% of total equity assets come from individual investors

Of total investments of individual investors in mutual funds, about 67% are in equity-oriented schemes.

Indian markets are making new highs frequently now. At the time of writing this article, the leading equity indices are in unchartered territories.

Now the question is how high will they climb from here? And how should you position your portfolio at this juncture?

Answers are simple: First and foremost, don’t look at the index level and speculate. Second, follow some basic rules.These are as follows:

Always invest in equity mutual funds for the long-term

Consider your financial goals and risk appetite before investing

Don’t chase momentum, nor try to time the market. Opt for SIPs instead

Invest only in mutual funds that have a proven track record

Prefer direct plans over the regular ones as they have lower expense ratio

Don’t fall prey to the false promises and commitments of mutual fund distributors and relationship managers. Equity investments can never generate guaranteed returns

Revisit your portfolio once in a while

But all this is easier said than done. Finding the RIGHT mutual funds is not easy, and finding the right SIP-worthy ones is even harder.

PersonalFN is glad to bring you the best mutual fund schemes backed by its research to start a SIP. Subscribe to

The Super Investment Portfolio

and get a list of five time-tested, lucrative SIP-Worthy equity mutual funds that can be invested in either separately or as a portfolio.

Try our SIP Calculator to find future value of your SIP contributions.

This post on " Who Contributes The Most To Equity Mutual Funds’ AUM, Know Here… " appeared first on "PersonalFN"

[personalfn-blog]

Who Contributes The Most To Equity Mutual Funds’ AUM, Know Here…

Improved market sentiment and the falling interest rates have contributed to the good run mutual funds have had over the last few years.

Assets Under Management (AUM)

of the mutual fund industry jumped over 32% in the last one year. Since gold and real estate generated average returns  over the past few years, equity markets have suddenly become hot property.

Demonetisation and GST played their role in the growing share of financial assets in the average household savings.

The mutual fund industry is witnessing continuous inflows through

Systematic Investment Plans (SIPs) like never before. This is no more a secret. Investment awareness campaign—Mutual Funds Sahi Hai—run by the

Association of Mutual Funds in India (AMFI)

is yielding results. Besides, the reasons mentioned above, Sahi Hai has pushed investors towards equity investments.

The aggressive campaign by AMFI was so successful that it led the

Securities and Exchange Board of India (SEBI)

to advise AMFI to tone down the aggression. The regulator feared the campaign might give a false comfort about the long-term prospects of mutual funds, and may even lead to mis-selling.This is more interesting…The growing participation of investors from the smaller towns will definitely grab your attention.

Between December 2016 and December 2017, the asset base of the smaller towns has soared 47%, from Rs 2.85 lakh crore to Rs 4.20 lakh crore. Investors in the smaller town are betting big on the equity markets. Equity AUM of B15—cities Beyond Top 15, forms 60% of their total AUM.

Nonetheless, the contribution of B15 is just 18.5% in the total AUM of the industry, which stood at Rs 22.60 lakh crore in December 2017. In other words, while smaller towns are catching up fast, Tier-I and Tier-II cities still remain the top drivers for the industry.

As far as the equity assets are concerned, Maharashtra dominates the tally followed by Delhi and Gujarat. These three regions put together an account for over 54% of the equity AUM. Karnataka and West Bengal secure fourth and fifth slots respectively.Interesting facts…

Equity assets account for 38% of the total AUM of the industry

Only 16% of the equity assets come through direct plans

Only 7% investors investing in equity-oriented funds invest in direct plans

84% of total equity assets come from individual investors

Of total investments of individual investors in mutual funds, about 67% are in equity-oriented schemes.

Indian markets are making new highs frequently now. At the time of writing this article, the leading equity indices are in unchartered territories.

Now the question is how high will they climb from here? And how should you position your portfolio at this juncture?

Answers are simple: First and foremost, don’t look at the index level and speculate. Second, follow some basic rules.These are as follows:

Always invest in equity mutual funds for the long-term

Consider your financial goals and risk appetite before investing

Don’t chase momentum, nor try to time the market. Opt for SIPs instead

Invest only in mutual funds that have a proven track record

Prefer direct plans over the regular ones as they have lower expense ratio

Don’t fall prey to the false promises and commitments of mutual fund distributors and relationship managers. Equity investments can never generate guaranteed returns

Revisit your portfolio once in a while

But all this is easier said than done. Finding the RIGHT mutual funds is not easy, and finding the right SIP-worthy ones is even harder.

PersonalFN is glad to bring you the best mutual fund schemes backed by its research to start a SIP. Subscribe to

The Super Investment Portfolio

and get a list of five time-tested, lucrative SIP-Worthy equity mutual funds that can be invested in either separately or as a portfolio.

Try our SIP Calculator to find future value of your SIP contributions.

This post on " Who Contributes The Most To Equity Mutual Funds’ AUM, Know Here…   " appeared first on "PersonalFN"

[hexagonwealthadvisors-blog]

When to seek guidance and help of SIP Advisors in India?

SIP or Systematic Investment Plan is a proven and quite popular investment strategy that is being opted by a lot of investors who are looking forward to invest a set amount of money on a monthly basis as per stipulated time period in a specific mutual fund. Investing in SIP means investors can invest their hard-earned money in share market without actively timing them. The benefit of investing in SIPs is that the investor earns profit by buying more units when the price falls and conversely less units when the rates are high. May people may have a lot of interest in Stock Market but lack of time may make it difficult for them to stay abreast of their portfolio and changes in the market. It is advisable to invest in Mutual Funds through SIP route and seek help of reputed and reliable SIP Advisors in India and entrust the job to them.

There is no dearth of SIP Consultants in Delhi. But before hiring these services, three things must be kept in mind. These are- Qualifications, Experience and References. These three points will help in identifying the best Mutual Fund and SIP Advisor and you can rest assured that they will take best care of your interest.

When you wish to make your money work and invest it into schemes and investment tools that offers you great returns, it is recommended to seek help of a Mutual Fund Consultant. He will not only guide you about your investment but also help you to manage your portfolio. This way, you will get better returns on your investment.