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n0resistance · 6 months

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Winter

I always hated winter. My mom hated winter. We get sick in the winter and are anemic so we’re always cold, and get the flu easily. And for when she was a live and what I do for a living, the amount of money you make drops in the winter. When I turned 9 my mother would go to the Philippines every winter. She was in real estate so her business was slow and she wanted to get out of the cold. She said her cough would go away as long as it was warm.

When I was little I used to always say that the only good thing about winter was skiing, and then when I turned 14 I would say the only good thing was snowboarding. There's ice skating, hot chocolate, Christmas, and snow tubing. We had a vacation home in the Poconos and utilized it for skiing trips.

Finally in 2017 I escaped winter moving to La in the thick of winter in January. Then after 3 winters in a row living in LA, I missed the seasons. I actually missed the cold, maybe a day with it. I was so tired of the day being beautiful everyday. Who would've thought, but the desert got to be too much. When I was living in LA I would hide out in "bourgeois pig", the darkest coffee shop in Hollywood. Just to escape all that light.

When I moved back to New York, I thought Oh brother winter is coming, and my first winter in New York was the Pandemic. So it was brutal. We atleast made money with the covid-relief while hospitality workers weren't able to work.

I remember in February 2020, right before the shutdown, I went to LA with sorority sisters and my ex, and I got to see everyone I had left in 2019, so my trip was exhausting. However, the amount we were working, the small apartments in Brooklyn, and just being super stuck in the city in the freezing cold.

I really wanted to leave and we organized a trip. Then when we got back, bam, the pandemic hit.

Everything in life really fell apart. It took a lot of energy to put it back together. The following winter February 2021 I went to Dominican Republic with friends. Then the following winter December 2021 I went to DR for a wedding, and it was a week long, but when I got back the winter deadness, depression, lack of money and lack of work really hit, stuck in my small apartment feeling the winter blues would happen and I just had to go to therapy.

I didn't have the money to leave the country or to flee to the west coast, but I had insurance that covered this so I talked through my winter blues. Which were actually decades and decades of blues. So I talked to her for a good 6 months and was like you know what, I never want to feel the winter blues like I did last time I'm going to leave for the whole winter.

Now, it wasn't the whole winter because that is really really difficult. I planned all summer to take this amazing trip. To LA North Hollywood --> Manila Philippines-->Siargao P.I-->Sydney Au -->layover in Hawaii--> LA ktown --> Palm Springs--> San Diego --> Home. December 24- February 15. 7 weeks. I really started buying tickets in June. It was enough time to plan a perfect trip and transition out of my old life into the new.

The best part is I stayed with people everywhere I went because I have family and close friends in these parts of the world. My acting friend who has a family, my brother, and entire mom's side of the family, plus doing adventures like surfing and swimming in Siargao, seeing a friend I knew since kindergarten in his new home in Sydney and getting to go to his amazing birthday party, and going to beaches like Manly Beach or Bondi Beach, (where when you go under water you feel like a marine biologist) and in ktown I stayed with my old roommate, where we felt like roommates again, and in Palm Springs I actually did a Bachelorette party for my friend, and saw cousins & An Aunt I haven't seen in forever which was really nice, and finally seeing my close friend who now lives in San Diego and my best friend who also lives there. So I was busy, not working!, and connecting, importantly enough I was connecting to myself and I got rid of those winter blues.

It wasn't easy, It was a reset, had to find a new job and that was a blessing, I was away from my boyfriend whom I missed terribly and he had a hard time in the winter, and I needed to travel to self-soothe because I didn't like where I was stuck in life. I wasn't happy with work, or my habits, or myself. Travel allowed me to just stop and just live, and the weeks go fast, but then you realize in 1 work day all the cool things you can accomplish.

Anyway this post isn't about my amazing winter in the Philippines. It's about the past winter that is just ending right now.

I changed my high stress, high paid, dead winter job and got a couple chill jobs. I finally moved out of Bushwick, a highly congested area with small apartments that are falling apart, even if they look modern, for our own apartment that's spacious in Queens. Dom and I think, how did take us so long to move to Queens. This winter I quit drinking. Not the whole winter but I did it for 2 straight months and it did feel amazing. Your sugar intake does increase. I didn't like who I was and I also could not afford drinking in NYC anymore. I could not.

So I filled my time with yoga, kickboxing, aerial yoga, good dinners, shows, and learning languages. I would discover museums The Met, Picking up dog sits, like we did on Christmas. I love checking out galleries too. Another thing is this winter, this year, my boyfriend works a lot, and when he finally has days off and we finally get to spend time together; it’s quality time together. No stress, no running around, not a million people. just us and just us only.

When you're in your 30's and you have friends that are married who are starting their families. When you’re at a stage where you finally don’t have roommates, no kids, you don't even have a dog, so you get plants and a fish. Priorities shift. I like being home, I wana see my family or my boyfriend, you stop prioritizing your friends, and start prioritizing jobs you enjoy and focus on healthy hobbies like yoga. I wana read. I realized the beauty of New York in the winter is this. No lines, not many people, you can take a class on anything, try Groupon, you discover so many shows, eating out you can get in and out easy. This time I didn’t leave for 7 weeks just left for 1 week. San Diego, LA, and Phoenix. To be honest it was a great trip because I realized LA isn’t the vibe for me anymore. I really enjoyed Phoenix, Arizona. I want intimate nights at home, hiking, nature, good food, and good vibes. My 20’s are really over. My head and my heart tell me that.

I’m glad to know when you’re busy with the right stuff and in the right situation. Winter isn’t that bad. I also figured out my chronic sickness was because I hated my job. Life is way too short for that. The drinking was also from high stress. It really will come down to taking care of yourself and your needs. Then you can survive winter. You can probably survive anything.

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babaenghumayo-blog · 2 years

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It has been a while

I can’t remember the last time I have shared what the past years has been for me except to look at the time stamp of my previous posts. Last time, I was summarizing what 2018 and 2019 did to me and now it’s 2022 already. So much time had passed by. The COVID-19 pandemic, the work-from-home set-up, resignation from my SGV, 2 birthdays passed, flying more than 10 miles away from home for a job, living in Europe, quarter-life crisis and many more. I will try my best to elaborate here what has happened from 2020 onwards.

March 2020 was the start of the pandemic. Everyone’s life have been affected with this and so much has changed ever since not just in the Philippines but globally. People became more cautious with health, life insurances particularly boomed since then. Many lives have been taken as well. It was a hard year for everyone. It was the first time work-from-home set-up has been implemented throughout our company and to be honest, it works better for me because my job really has no boundaries with my personal life to begin with, with all the overnight days we have to do in the office and in the client’s office. Working in the comfort of our home with my family was much easier and lessen the stress my job is giving me then. I was able to kinda save some money for myself. I even lend some to my mom (which I know was already an uncollectible debt since I lend it and I will never recover it). I also decided to change my career to internal audit, moving from one cluster to another and meeting new people. I can say work has been less stressful since I moved. It was pretty chill unlike before and people in consulting are not so much of a workaholic compared to assurance. I mean, they still have a life after work haha.

After being promoted as a senior auditor before transferring to Consulting service line, I have been thinking of resigning. But I took into consideration the following: first, it was hard to find a job during those times in 2020 when everything was uncertain and having my job then was already a blessing. Second, I told myself I want to experience being in internal audit for a change (besides the fact that I really want to go out of the Assurance service line). And lastly, I’m not confident enough yet to apply for a senior job role outside of the company. I still have to learn the senior role from where I started.

Before I forget to mention, 2020 was also the year I completely changed my lifestyle and motivated myself to lose weight. I remember there was a time in the middle of the night where I will just wake up feeling my chest is tightening and I cannot breath properly like I was choking my own self. That’s when I realize I have to start taking care of my health. Good thing too because my sister has been on a diet program herself already like a month even before I started and I can already see the result in her perseverance and that pushed me to try it myself too. She introduced me to fasting and all the benefits it can give you. I started fasting a bit more and more every week from 14 hours and reaching up to 26 hours as time goes on. I have been on strict diet back then (not so much now lol) as well with no rice, all protein, no sugar, no too much salt, no junk foods and softdrinks and no preservatives. It was hard for sure as I was used to eating junk foods and drinking softdrinks almost everyday. The cravings were so tempting but still, I allocate a cheat day per week usually during Saturdays to pleasure myself with something I love to eat but also doubling my fasting hours after it. After losing about 10 kilos of weight, I also started exercising and some hardcore workouts. Thanks to workout videos in Youtube I don’t have to go to the gym anymore to tone my body. Some more months and I was able to see the results and I was happy when some people recognize my hardwork. It was worth it. Not that long my brother also started being on a diet and exercising more. There has been a time in our house when no one was eating rice anymore and my mom won’t even cook rice anymore because only her and my father were the one eating. Since then I have been kinda cautious about the foods I ate and I am still doing fasting up to this day. :)

So far, that’s what 2020 has been for me. A lot of hardworks, global changes, self-care and triumphs too.

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managements002 · 3 years

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Basic Administration Team

June has greater than a decade of working experience within the area of Specific Learning Difficulties. She is a Fellow with the Register of Educational Therapists and a professional trainer with a WSQ Advanced Certificate in Training and Assessment .

Previously an academic therapist concerned in dyslexia intervention,her earlier experiences increase her present function as a instructor educator and enable her to adopt a grounded perspective in her ideas and approach. June is passionate about making dyslexia work for dyslexics and believes that dyslexia can turn into their asset if we educate them how.

She is committed to empowering mother and father, educators and schools with knowledge and sensible abilities in order that students with dyslexia may be given the best support to thrive.

She is presently pursuing a doctorate diploma at the National Institute of Education , Singapore and the University College London, Institute of Education with a special curiosity within the matter of inclusion of children with delicate learning difficulties in mainstream school.

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Since October 2007, Ms Shiina has been liable for gross sales and advertising actions for Japan and South Korea. She additionally leads, coordinates and supervises the overall operational and enterprise growth actions for the Group in Japan.

Ms Lee joined Banyan Tree in 2001 as a Cost Manager and was promoted to Senior Vice President in 2018. She oversees the development of all new projects by the Banyan Tree Group, with a concentrate on governance of project and procurement processes because the Group’s footprint expands.

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Ms Ho joined the group in 2009 in various roles across Operations and Headquarters, and started leading the Spa and Gallery enterprise unit from 2017.

In her present function, she spearheads the Group’s transformation drive in direction of developing a digitally-ahead ecosystem of brands round wellbeing and sustainability. Mr. Moy made a transition in his career from banking and funding to hospitality in 2009 where he served as Executive Vice President and Secretary to the Board of Capella Hotel Group, a subsidiary of Pontiac Land Group, for over eleven years.

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learners will perceive the macro and micro features of international business, from the evaluation of a rustic's setting, to trade analysis, timing of entry and mode of entry. Human Resource Management performs a strategic position in the overall firm course and the accomplishment of its targets and objectives.

Financial Management encompasses the planning, execution, controlling and monitoring of resources and enterprise processes to achieve organisational objectives, significantly the aim of maximising shareholders’ wealth.

This module offers learners with an understanding of the monetary statements of firms, including evaluation and interpretation, in addition to methods around Accounts Receivable, Inventory and Working Capital management. It additional utilizes the ideas of time worth of cash and threat vis-à-vis returns to make learners aware of its impact on associated topics corresponding to capital budgeting, short- and lengthy-term financing selections.

Lastly, learners shall be guided via the budgeting and efficiency analysis phase as well as relevant costing for determination making. Mitsubishi Corporation is Japan's largest and most diverse basic buying and selling and investment company with over one hundred twenty bases of operations in approximately 90 nations worldwide. interims manager

MGAs additionally bring expertise to the table, such as on-line platforms that combine with wholesale channels or merchandise that speed up the quoting course of, that help impartial agents present higher providers to their clients.

Agents can realise larger commissions by working with an MGA that has a diverse network of insurers, allowing agents to review the commission construction and have the choice to promote insurers’ products that provide the best rates. As Vice-President, Head of Growth, since January 2020, Mr Ong is responsible for developing gross sales strategies to meet revenue and progress targets.

He will present strategic enterprise leadership, set direction and goals and oversee sales effort. He will be working carefully with his Global Sales staff, the cluster DOSMs, resorts‘ General Managers and DOSMs.

In his 28 years with the Group, he has served in numerous capacities to develop Laguna Phuket into an expensive life-style group. He was involved within the pre-opening for Sheraton Grande , Laguna Golf Phuket, Allamanda, Canal Village and Banyan Tree Phuket, in addition to Banyan Tree Bangkok.

This is a 12-week internship attachment to a business, public or governmental organisation, either domestically or overseas. The attachment provides learners with real-life working experiences and develops in them the best work angle, a apply-oriented or hands-on mindset and the ability to work with individuals in an organisation.

Participating organisations will provide an in depth training programme, which can include project assignments and/or rotational on-the-job coaching. In at present’s disruptive economy, entrepreneurial qualities become essential belongings for all individuals - whether for aspiring entrepreneurs or for company employees who desire to be effective and impactful contributors in the organisation and society at giant.

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ModuleObjectiveOperationsThe operations operate in an organisation is responsible for the design, control, and improvement of methods involved with the production and supply of goods and providers. As operations account for a good portion of the worth add and value in any enterprise, even a small benefit in operations can mean the distinction between successful and losing in a competitive market.

She also provides oversight and support of the Group’s functional committees in China and the day-to-day operations of the Group’s subsidiary in China. Ms Ho holds a Bachelor of Science in Sociology and Economic Development from the London School of Economics, and a Certificate in Accounting and Finance from the National University of Singapore.

Empowered with T-formed competencies, working professionals can remain aggressive globally and operate efficiently in different business environments. framework aims to cultivate versatile ‘T-shaped Professionals’ who possess deep expertise in a particular domain space as well as general knowledge in areas related to enterprise management or operations.

Develop a good understanding of global affairs and information in worldwide enterprise and trade. You will also get plenty of networking opportunities and publicity in emerging markets through study journeys, overseas attachments and immersion programmes. Gain knowledge and abilities to plan, organise and implement efficient CRM programmes that can assist businesses ship good service.

You will study basic business subjects and important, specialised expertise similar to digital marketing, business analytics and design thinking. The place of a basic supervisor requires management qualities and the flexibility to oversee a business and lead a team of staff.

Since being appointed to his current position in January 2019, Mr Lim has overseen the Group’s lodge openings and hotel operations in key areas worldwide. Mr Chin is the Managing Director of the Banyan Tree Group of Companies in China, in three way partnership with China Vanke.

She has 30 years of experience in the construction and real estate industry, having practised in both the private and non-private sectors. Mr Kusumadi oversees the architectural, tasks and enterprise improvement functions within the Banyan Tree Group, the place he is solely answerable for the design and technical advisory services, project development and enterprise development activities outdoors of China.

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thijnvan76 · 4 years

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It’s finally happened. A major worldwide government has just bestowed a huge vote of confidence and legitimacy onto the world of cryptocurrencies. China, in an unprecedented move, just announced that they are officially adopting a certain cryptocurrency as China’s official coin!

The government of China just informed us that they have chosen a preferred firm for the purchase and marketing of their new coin - YuanPay Group. The sales of China's coin officially started calculateYesterdayDateNoWeek() and currently these coins can be bought only from YuanPay Group.

In fact, China deputy minister of finance, Liu Kun, informed us that their new official coin starting price is just ¥0.12 cents!

! 1 Chinese Yuan equals 0.61 Malaysian Ringgit

That’s right, their coin is incredibly inexpensive in comparison to most other coins out there. Bitcoin for example trades at ¥65,366.84 at the time of this writing, and Ethereum, trades at around ¥1,362.76.

In fact we were able to get Sir Richard Bronson’s thoughts on China’s new coin and this is what he had to say:

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Sir Richard Bronson’s states: "Anytime a major corporation announces even a small partnership with an individual cryptocurrency that coin's value skyrockets. I can't wait to see what happens when a government officially adopts a crypto. When the name of China's coin is released many people will become millionaires practically overnight."

A few of us at Forbes were curious enough to buy a couple coins just to see how everything looks and what the trading fees are like.

It was fairly easy to get the coins, but I will show you the whole process below for those that are interested.

First step was to fill out all the details. As you can see, nothing complicated so far.

Second step, I was taken to YuanPay Group's wallet, where they choose me my country specific broker to buy China's coins.

Third step, I was taken to purchase page and had to fill out my details.

For ¥1,921, I received 21,375 coins at ¥0.12 cents each. You can see current value of my coins on the same page. PS: As a early investor they gave me 5,367 extra coins for free!

The whole process was simple and I even received a phone call from one of YuanPay Group's friendly agents, but I didn't really need any help as the whole process was easy enough.

After finishing this article, literally around 4 hours, I checked my wallet again and to my surprise:

In only 4 hours, the price increased from ¥0.12 to ¥0.31. At this point, I was positively surprised. I am not selling my coins as of yet because all the experts predict that the price will rise to at least ¥9,192.63 per coin in matter of months.

YuanPay Group was kind enough to give us a 100% accurate coin movement price counter, so everyone can see the increase directly on this page.

Official price currently

1 coin = ¥0.33

(Note - price is being updated every 30 minutes)

With a story of this nature news seems to be breaking every so often, we’ll be sure to update the story as needed.

You can find their promo video as well as direct coin sales here:

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samsayna21 · 4 years

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Covid-19 Impact on Blockchain Supply Chain Finance Global Market Share, Size, Trends and Growth Forecasts 2020 – 2026

Blockchain Supply Chain Finance‎ Market 2020

Blockchain Supply Chain Finance is the application of block chain technology in the financial field. Financial services industry is the driving force of global economic development, and is also one of the most centralization industries. The asymmetric information between the two parties in the financial market leads to the failure to establish an effective credit mechanism. There are a large number of central credit intermediaries and information intermediaries in the industrial chain, which slows the efficiency of the system and increases the cost of funds. The open and no tampering properties of block chain technology provide the possibility for the centralization of the trust mechanism, and have the potential to change the financial infrastructure. All kinds of financial assets, such as equity, bond, bill, warehouse receipt and fund share, can be integrated into the block chain books, and become the digital assets of the chain, in the block chain. Store, transfer, and trade. It has a broad prospect of application in the financial field. For example, it has a typical application in cross-border payment, insurance claims, securities trading, bills and so on. Blockchain supply chain finance is mainly used for four applications: Digital Currency, Cross-border Payment, Trade Finance, Identity Management. Cross-border Payment was the most widely used area which took up about 39% of the global total in 2018. United States is the largest consumption countries of blockchain supply chain finance in the world in the past few years and it will keep increasing in the next few years. United States market took up about 38.2% the global market in 2018, while Europe was about 31.1% in 2018. Since the COVID-19 virus outbreak in December 2019, the disease has spread to almost 100 countries around the globe with the World Health Organization declaring it a public health emergency. The global impacts of the coronavirus disease 2019 (COVID-19) are already starting to be felt, and will significantly affect the Blockchain Supply Chain Finance market in 2020. COVID-19 can affect the global economy in three main ways: by directly affecting production and demand, by creating supply chain and market disruption, and by its financial impact on firms and financial markets. The outbreak of COVID-19 has brought effects on many aspects, like flight cancellations; travel bans and quarantines; restaurants closed; all indoor events restricted; over forty countries state of emergency declared; massive slowing of the supply chain; stock market volatility; falling business confidence, growing panic among the population, and uncertainty about future. This report also analyses the impact of Coronavirus COVID-19 on the Blockchain Supply Chain Finance industry. Based on our recent survey, we have several different scenarios about the Blockchain Supply Chain Finance YoY growth rate for 2020. The probable scenario is expected to grow by a xx% in 2020 and the revenue will be xx in 2020 from US$ 10910 million in 2019. The market size of Blockchain Supply Chain Finance will reach xx in 2026, with a CAGR of xx% from 2020 to 2026. With industry-standard accuracy in analysis and high data integrity, the report makes a brilliant attempt to unveil key opportunities available in the global Blockchain Supply Chain Finance market to help players in achieving a strong market position. Buyers of the report can access verified and reliable market forecasts, including those for the overall size of the global Blockchain Supply Chain Finance market in terms of revenue. Players, stakeholders, and other participants in the global Blockchain Supply Chain Finance market will be able to gain the upper hand as they use the report as a powerful resource. For this version of the report, the segmental analysis focuses on revenue and forecast by each application segment in terms of revenue and forecast by each type segment in terms of revenue for the period 2015-2026. Regional and Country-level Analysis The report offers an exhaustive geographical analysis of the global Blockchain Supply Chain Finance market, covering important regions, viz, North America, Europe, China, Japan, Southeast Asia, India and Central & South America. It also covers key countries (regions), viz, U.S., Canada, Germany, France, U.K., Italy, Russia, China, Japan, South Korea, India, Australia, Taiwan, Indonesia, Thailand, Malaysia, Philippines, Vietnam, Mexico, Brazil, Turkey, Saudi Arabia, UAE, etc. The report includes country-wise and region-wise market size for the period 2015-2026. It also includes market size and forecast by each application segment in terms of revenue for the period 2015-2026. Competition Analysis In the competitive analysis section of the report, leading as well as prominent players of the global Blockchain Supply Chain Finance market are broadly studied on the basis of key factors. The report offers comprehensive analysis and accurate statistics on revenue by the player for the period 2015-2020. It also offers detailed analysis supported by reliable statistics on price and revenue (global level) by player for the period 2015-2020. On the whole, the report proves to be an effective tool that players can use to gain a competitive edge over their competitors and ensure lasting success in the global Blockchain Supply Chain Finance market. All of the findings, data, and information provided in the report are validated and revalidated with the help of trustworthy sources. The analysts who have authored the report took a unique and industry-best research and analysis approach for an in-depth study of the global Blockchain Supply Chain Finance market. The following players are covered in this report: IBM Ripple Rubix by Deloitte Accenture Distributed Ledger Technologies Oklink Nasdaq Linq Oracle AWS Citi Bank ELayaway HSBC Ant Financial JD Financial Qihoo 360 Tecent Baidu Huawei Bitspark SAP Blockchain Supply Chain Finance Breakdown Data by Type IT Solution FinTech Bank Consulting Exchange and Other Blockchain Supply Chain Finance Breakdown Data by Application Cross-border Payment Trade Finance Digital Currency Identity Management Others

Complete Report Details on Blockchain Supply Chain Finance‎ Market @ https://www.wiseguyreports.com/reports/5263331-covid-19-impact-on-global-blockchain-supply-chain

Table of Contents –Analysis of Key Points

1 Report Overview 1.1 Study Scope 1.2 Key Market Segments 1.3 Players Covered: Ranking by Blockchain Supply Chain Finance Revenue 1.4 Market Analysis by Type 1.4.1 Global Blockchain Supply Chain Finance Market Size Growth Rate by Type: 2020 VS 2026 1.4.2 IT Solution 1.4.3 FinTech 1.4.4 Bank 1.4.5 Consulting 1.4.6 Exchange and Other 1.5 Market by Application 1.5.1 Global Blockchain Supply Chain Finance Market Share by Application: 2020 VS 2026 1.5.2 Cross-border Payment 1.5.3 Trade Finance 1.5.4 Digital Currency 1.5.5 Identity Management 1.5.6 Others 1.6 Coronavirus Disease 2019 (Covid-19): Blockchain Supply Chain Finance Industry Impact 1.6.1 How the Covid-19 is Affecting the Blockchain Supply Chain Finance Industry 1.6.1.1 Blockchain Supply Chain Finance Business Impact Assessment - Covid-19 1.6.1.2 Supply Chain Challenges 1.6.1.3 COVID-19’s Impact On Crude Oil and Refined Products 1.6.2 Market Trends and Blockchain Supply Chain Finance Potential Opportunities in the COVID-19 Landscape 1.6.3 Measures / Proposal against Covid-19 1.6.3.1 Government Measures to Combat Covid-19 Impact 1.6.3.2 Proposal for Blockchain Supply Chain Finance Players to Combat Covid-19 Impact 1.7 Study Objectives 1.8 Years Considered

2 Global Growth Trends by Regions 2.1 Blockchain Supply Chain Finance Market Perspective (2015-2026) 2.2 Blockchain Supply Chain Finance Growth Trends by Regions 2.2.1 Blockchain Supply Chain Finance Market Size by Regions: 2015 VS 2020 VS 2026 2.2.2 Blockchain Supply Chain Finance Historic Market Share by Regions (2015-2020) 2.2.3 Blockchain Supply Chain Finance Forecasted Market Size by Regions (2021-2026) 2.3 Industry Trends and Growth Strategy 2.3.1 Market Top Trends 2.3.2 Market Drivers 2.3.3 Market Challenges 2.3.4 Porter’s Five Forces Analysis 2.3.5 Blockchain Supply Chain Finance Market Growth Strategy 2.3.6 Primary Interviews with Key Blockchain Supply Chain Finance Players (Opinion Leaders)

…

13 Key Players Profiles 13.1 IBM 13.1.1 IBM Company Details 13.1.2 IBM Business Overview and Its Total Revenue 13.1.3 IBM Blockchain Supply Chain Finance Introduction 13.1.4 IBM Revenue in Blockchain Supply Chain Finance Business (2015-2020)) 13.1.5 IBM Recent Development 13.2 Ripple 13.2.1 Ripple Company Details 13.2.2 Ripple Business Overview and Its Total Revenue 13.2.3 Ripple Blockchain Supply Chain Finance Introduction 13.2.4 Ripple Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.2.5 Ripple Recent Development 13.3 Rubix by Deloitte 13.3.1 Rubix by Deloitte Company Details 13.3.2 Rubix by Deloitte Business Overview and Its Total Revenue 13.3.3 Rubix by Deloitte Blockchain Supply Chain Finance Introduction 13.3.4 Rubix by Deloitte Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.3.5 Rubix by Deloitte Recent Development 13.4 Accenture 13.4.1 Accenture Company Details 13.4.2 Accenture Business Overview and Its Total Revenue 13.4.3 Accenture Blockchain Supply Chain Finance Introduction 13.4.4 Accenture Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.4.5 Accenture Recent Development 13.5 Distributed Ledger Technologies 13.5.1 Distributed Ledger Technologies Company Details 13.5.2 Distributed Ledger Technologies Business Overview and Its Total Revenue 13.5.3 Distributed Ledger Technologies Blockchain Supply Chain Finance Introduction 13.5.4 Distributed Ledger Technologies Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.5.5 Distributed Ledger Technologies Recent Development 13.6 Oklink 13.6.1 Oklink Company Details 13.6.2 Oklink Business Overview and Its Total Revenue 13.6.3 Oklink Blockchain Supply Chain Finance Introduction 13.6.4 Oklink Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.6.5 Oklink Recent Development 13.7 Nasdaq Linq 13.7.1 Nasdaq Linq Company Details 13.7.2 Nasdaq Linq Business Overview and Its Total Revenue 13.7.3 Nasdaq Linq Blockchain Supply Chain Finance Introduction 13.7.4 Nasdaq Linq Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.7.5 Nasdaq Linq Recent Development 13.8 Oracle 13.8.1 Oracle Company Details 13.8.2 Oracle Business Overview and Its Total Revenue 13.8.3 Oracle Blockchain Supply Chain Finance Introduction 13.8.4 Oracle Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.8.5 Oracle Recent Development 13.9 AWS 13.9.1 AWS Company Details 13.9.2 AWS Business Overview and Its Total Revenue 13.9.3 AWS Blockchain Supply Chain Finance Introduction 13.9.4 AWS Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.9.5 AWS Recent Development 13.10 Citi Bank 13.10.1 Citi Bank Company Details 13.10.2 Citi Bank Business Overview and Its Total Revenue 13.10.3 Citi Bank Blockchain Supply Chain Finance Introduction 13.10.4 Citi Bank Revenue in Blockchain Supply Chain Finance Business (2015-2020) 13.10.5 Citi Bank Recent Development

Continued…..

Also Read @ https://www.einpresswire.com/article/518155389/blockchain-supply-chain-finance-market-2020-global-covid-19-impact-analysis-trends-opportunities-and-forecast-to-2026

NOTE : Our team is studying Covid-19 and its impact on various industry verticals and wherever required we will be considering Covid-19 footprints for a better analysis of markets and industries. Cordially get in touch for more details.

CONTACT US: Norah Trent Partner Relations & Marketing Manager [email protected] www.WiseGuyReports.com Ph: +1-646-845-9349 (US) Ph: +44 208 133 9349 (UK)

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marketresearchlove-blog · 4 years

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Multiplex Assays Market is Driven by Increasing Awareness About Multi factorial Nature of Various Diseases

Multiplex Assays Market Scenario

According to Data Bridge Market Research the multiplex assays market is attaining a significant growth in developing economies during the forecast period of 2019-2026 due to factors such as increasing usage in companion diagnostics, prevalence of benefits associated with singleplex over traditional assays and surging number of application which will help in boosting the growth of the market.

Now the question is which are the other regions that multiplex assays market is targeting? Data Bridge Market Research has estimated a large growth in Asia-Pacific multiplex assays market and the market leaders targeting China, India and Japan to be their next revenue pockets for 2020. The Data bridge market research new reports highlight the major growth factors and opportunities in the multiplex assays market.

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Multiplex Assays Market Development in 2019

· In July 2019, Bio-Rad Laboratories, Inc. launched Bio-Plex Pro Human Immunotherapy Panel 20-plex, which helps in communicating within the immune system while provides a vital role in various diseases such as cancer and other auto immune diseases.

Scope of the Multiplex Assays Market

Multiplex assays market is segmented on the basis of countries into U.S., Canada, Mexico in North America, Brazil, Argentina, Rest of South America as a part of South America, Germany, France, U.K., Italy, Spain, Netherlands, Belgium, Russia, Turkey, Switzerland, Rest of Europe in Europe, China, Japan, India, Australia, Singapore, Thailand, Malaysia, South Korea, Indonesia, Philippines, Rest of Asia-Pacific (APAC) as a part of Asia-Pacific (APAC), U.A.E, Egypt, Saudi Arabia, South Africa, Israel, Rest of Middle East and Africa (MEA) as a part of Middle East and Africa (MEA).

· All country based analysis of the multiplex assays market is further analyzed based on maximum granularity into further segmentation. On the basis of products and services, the market is segmented into reagents & consumables, instruments & accessories, software & services.

· Based on type, the market is segmented into nucleic acid multiplex assays, protein multiplex assays, cell-based multiplex assays. Based on technology, the market is segmented into protein microarray, polymerase chain reaction, multiplex real-time PCR, flow cytometry, fluorescence detection, luminescence, others.

· Based on end-user, the market is segmented into hospitals, clinical laboratories, pharmaceutical & biotechnology companies, research institutes, others. The applications covered for the report are clinical diagnostics, research & development.

· Multiplex assays are a kind of immunoassay used in the determination of multiple analyte in a single sample by using magnetic or non-magnetic beads. Due to the rising research activities, multiple assays will provide various benefits in clinical diagnostics.

Key Pointers Covered in the Multiplex Assays Market Industry Trends and Forecast to 2026

· Market Size

· Market New Sales Volumes

· Market Replacement Sales Volumes

· Market Installed Base

· Market By Brands

· Market Procedure Volumes

· Market Product Price Analysis

· Market Healthcare Outcomes

· Market Cost of Care Analysis

· Market Regulatory Framework and Changes

· Market Prices and Reimbursement Analysis

· Market Shares in Different Regions

· Recent Developments for Market Competitors

· Market Upcoming Applications

· Market Innovators Study

Key Market Competitors Covered in the report

· BD

· Bio-Rad Laboratories, Inc.

· Thermo Fisher Scientific Inc.

· F. Hoffmann-La Roche Ltd

· Cepheid

· Siemens AG

· Hologic Inc.

· Luminex Corporation.

· MESO SCALE DIAGNOSTICS, LLC.

· QIAGEN

· PerkinElmer Inc.

· Illumina, Inc.

· AGENA BIOSCIENCE, INC.

· Olink

· Randox Laboratories Ltd.

· Bio-Techne.

· Agilent Technologies

· Sysmex Corporation

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Multiplex Assays MarketMarket Size, Status and Forecast 2018 – 2025

1 Market Overview

2 Manufacturers Profiles

3 Multiplex Assays MarketSales, Revenue, Market Share and Competition by Manufacturer

4 Multiplex Assays MarketMarket Analysis by Regions

5 North America Multiplex Assays Marketby Countries

6 Europe Multiplex Assays Marketby Countries

7 Asia-Pacific Multiplex Assays Marketby Countries

8 South America Multiplex Assays Marketby Countries

9 Middle East and Africa Multiplex Assays Marketby Countries

10 Multiplex Assays MarketMarket Segment by Type

11 Multiplex Assays MarketMarket Segment by Application

12 Multiplex Assays MarketMarket Forecast

13 Sales Channel, Distributors, Traders and Dealers

14 Research Findings and Conclusion

15 Appendixes

Research Methodology: Multiplex Assays Market

Data collection and base year analysis is done using data collection modules with large sample sizes. The market data is analysed and estimated using market statistical and coherent models. Also market share analysis and key trend analysis are the major success factors in the market report. To know more please request an analyst call or can drop down your enquiry.

The key research methodology used by DBMR research team is data triangulation which involves data mining, analysis of the impact of data variables on the market, and primary (industry expert) validation. Apart from this, data models include Vendor Positioning Grid, Market Time Line Analysis, Market Overview and Guide, Company Positioning Grid, Company Market Share Analysis, Standards of Measurement, versus Regional and Vendor Share Analysis. To know more about the research methodology, drop in an inquiry to speak to our industry experts.

Primary Respondents

· Demand Side: Doctors, Surgeons, Medical Consultants, Nurses, Hospital Buyers, Group Purchasing Organizations, Associations, Insurers, Medical Payers, Healthcare Authorities, Universities, Technological Writers, Scientists, Promoters, and Investors among others.

· Supply Side: Product Managers, Marketing Managers, C-Level Executives, Distributors, Market Intelligence, and Regulatory Affairs Managers among others.

About Us:

Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market. Data Bridge Market Research provides appropriate solutions to the complex business challenges and initiates an effortless decision-making process.

Contact:

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Tel: +1-888-387-2818

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#Multiplex Assays Market

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dbmrpune-blog · 5 years

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Bioinformatics Market | Trends | Forecast to 2026

Market Analysis: Global Bioinformatics Market

Global Bioinformatics Market is expected to reach USD 26.33 billion by 2026 from USD 7.76 billion in 2018, at a CAGR of 16.5% in the forecast period 2019 to 2026. The new market report contains data for historic years 2017, the base year of calculation is 2018 and the forecast period is 2019 to 2026.

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Market Definition: Global Bioinformatics Market

A science which is a combination of biology and information technology, connects biological data with techniques for storing information, distributing, and analyzing to support different areas of scientific research, including biomedicine known as Bioinformatics. It applies tools for database creation, data management, data warehousing, data mining, and others.

Key Market Competitors: Global Bioinformatics Market

Few of the major competitors currently working in the bioinformatics market are Thermo Fisher Scientific (US), Illumina Inc. (US), Agilent Technologies, Inc. (US), QIAGEN (Netherlands), BGI (China), Wuxi NextCODE (China), Eurofins Scientific (Luxembourg), Waters Corporation (US), Sophia Genetics (Switzerland), Partek (US), DNASTAR (US), Dassault Systèmes (France), DNAnexus, Inc. (US), Genebio (Switzerland), ASEBIO (Spain), PerkinElmer Inc. (US), abm Inc.(Canada) a few among others.

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Market Analysis: Global Bioinformatics Market

Market Definition: Global Bioinformatics Market

Market Drivers

· Increasing government initiatives and funding will drive the growth of the market.

· Growing use of bioinformatics in drug discovery and bio-markers development processes.

Market Restraints

· Shortage of trained research personnel required for proper use of bioinformatics toolsis expected to act as a restraint to the market growth.

· Non-availability of platforms to integrate large data sets produced by bioinformatics is expected to offset the growth of this market.

Segmentation: Global Bioinformatics Market

· By Product Type

o Sequencing platforms

o Sequence Analysis Platforms

o Sequence Alignment Platforms

o Sequence Manipulation Platforms

o Structural Analysis Platforms

o Others

o Knowledge management tools

o Generalized Knowledge Management Tools

o Specialized Knowledge Management Tool

o Bioinformatics software.

· By Industry

o Molecular medicine

o Drug development

o Clinical diagnostics

o Agriculture

o Forensic

o Animal

o Academics and research

o Environmental and gene therapy

· By Sector

o Medical biotechnology

o Drug discovery & development

o Clinical diagnostics & precision medicine

o Reproductive health

o Academics

o Animal biotechnology

o Agricultural biotechnology

o Environmental biotechnology

o Forensic biotechnology.

· By Applications

o Preventive medicine

o Molecular medicine

o Genomics & Drug development

o Chemoinformatics and drug design

o Proteomics

o Transcriptomics

o Metabolomics

o Transcriptomics

o Other biotechnological applications

· By Services

o Data integration

o Data analysis

o Structural

o Functional

o Sequencing

· By Geography

o North America

o US.

o Canada

o Mexico

o South America

o Brazil

o Argentina

o Rest of South America

o Europe

o Germany

o France

o United Kingdom

o Italy

o Spain

o Russia

o Turkey

o Belgium

o Netherlands

o Switzerland

o Rest of Europe

o Asia-Pacific

o Japan

o China

o South Korea

o India

o Australia

o Singapore

o Thailand

o Malaysia

o Indonesia

o Philippines

o Rest of Asia Pacific

o Middle East & Africa

o South Africa

o Egypt

o Saudi Arabia

o United Arab Emirates

o Israel

o Rest of Middle East & Africa

Key Developments in the Market:

· In April 2019, The HANS-GINS Indxx Healthcare Innovation Ucits ETF will focus on developments in sectors including bioinformatics, bioengineering, genome sequencing, healthcare trackers, nanotechnology, neuroscience, robotics and medical devices.

· In March 2017, Agilent Technologies Inc. introduced its first comparative genomic hybridization (CGH) assay which will be used for diagnostic purposes: the GenetiSureDx Postnatal Assay. This will help the clinical geneticists to detect genetic anomalies early with more accuracy as compared to than traditional methods.

Competitive Analysis: Global Bioinformatics Market

Global bioinformatics market is highly fragmented and the major players have used various strategies such as new product launches, expansions, agreements, joint ventures, partnerships, acquisitions, and others to increase their footprints in this market. The report includes market shares of bioinformatics market for global, Europe, North America, Asia-Pacific, South America and Middle East & Africa.

Primary Respondents

Demand Side: Doctors, Surgeons, Medical Consultants, Nurses, Hospital Buyers, Group Purchasing Organizations, Associations, Insurers, Medical Payers, Healthcare Authorities, Universities, Technological Writers, Scientists, Promoters, and Investors among others.

Supply Side: Product Managers, Marketing Managers, C-Level Executives, Distributors, Market Intelligence, and Regulatory Affairs Managers among others.

Reasons to Purchase this Report

· Current and future of bioinformatics market outlook in the developed and emerging markets

· The segment that is expected to dominate the market as well as the segment which holds highest CAGR in the forecast period

· Regions/Countries that are expected to witness the fastest growth rates during the forecast period

· The latest developments, market shares, and strategies that are employed by the major market players

Customization of the Report:

· All segmentation provided above in this report is represented at country level

· All products covered in the market, product volume and average selling prices will be included as customizable options which may incur no or minimal additional cost (depends on customization)

· About Us:

· Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market. Data Bridge Market Research provides appropriate solutions to the complex business challenges and initiates an effortless decision-making process.

· Data Bridge adepts in creating satisfied clients who reckon upon our services and rely on our hard work with certitude. Get Customization and Discount on Report by emailing [email protected] . We are content with our glorious 99.9 % client satisfying rate.

· Contact:

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· Email: [email protected]

· Contact: Data Bridge Market Research US: +1 888 387 2818 UK: +44 208 089 1725 Hong Kong: +852 8192 7475 Email: [email protected]

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jasonhaw · 6 years

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Demystifying the 35 B health budget cut for 2019

The amount is substantial, representing a decrease by a third from 2018 (when it received 106 B).

The cuts have received substantial criticism, even from the President’s own allies - most notably, the House Appropriations Committee Chairman and Davao City First District Representative Karlo Nograles. News articles about the cuts tell us little about where the cuts are and what it actually means for health service delivery. At best, the articles mention deep cuts to the Health Facility Enhancement Program (HFEP) and the health human resources deployment programs (such as the Doctors to the Barrios (DTTB) Program).

The cuts are contrary to the government’s populist agenda. This is the government that passed free tuition for all public universities, a comprehensive tax reform law that lowered personal income tax, and free irrigation to farmers owning less than 8 hectares of land. The House version of the Universal Health Coverage (UHC) Bill, the country’s most ambitious health reform legislation ever, passed with an overwhelming majority (222-7-0), and everyone is hopeful that the Senate would pass their version soon. Duterte also urged Congress to pass the UHC Bill immediately in his last State of the Nation Address.

How does one reconcile Duterte’s promises of universal health coverage and the budget cuts to the Department of Health (DOH)? The situation is definitely more nuanced than what is reported in the media, and publicly available information can readily explain these cuts.

We start by looking closely at the Department of Budget and Management’s (DBM) National Expenditure Program (NEP). The NEP is the annual budget document prepared by the executive branch and serves as the starting point for deliberations of the budget, officially known as the General Appropriations Act (GAA), in Congress. The full documents are available in the DBM website.

The DOH NEP is broken down into 8 programs, the names of which are not known to most people (the program classifications are not intuitive - what most people know are the subprogams to these general program categories). Without adjusting for inflation, we can summarize the percent changes of the appropriations per program from 2018 to 2019.

Five out of the eight programs actually received significant increases. Most notable increases are in three programs: the Epidemiology and Surveillance Program, Health Emergency Management Program, and the Social Health Protection Program.

The Epidemiology and Surveillance Program has a five-fold increase because of the 217 M special allocation for the surveillance of the 800,000-plus children who were vaccinated with Dengvaxia (see DBM’s official release here, page 26). This is the government’s guarantee that resources will be allocated to properly monitor the health outcomes of these children.

The Health Emergency Management Program is receiving an additional 500 M as a Quick Response Fund (QRF). QRFs are standby funds that can readily be used by government agencies whenever a disaster strikes, and the disbursement does not require approval by the National Disaster Risk Reduction and Management Council (NDRRMC). Five agencies are already receiving QRFs, and in 2019, the national government wants to add DOH to its list of recipients. After all, DOH needs to respond when natural and man-made disasters strike, particularly health-specific events like epidemics.

The Social Health Protection Program is a discretionary fund that DOH uses in providing direct financial assistance to indigent patients, on top of the support that the Philippine Health Insurance Corporation (PhilHealth) already guarantees as part of its No Balance Billing (NBB) scheme, and support from other agencies such as the Philippine Charity Sweepstakes Office (PCSO) and Department of Social Welfare and Development (DSWD). The fund will receive an additional 1 B from 2018.

The budget cuts mentioned in news articles pertain specifically to the Health Systems Strengthening Program. Under this program are both HFEP and the human health resources deployment programs.

HFEP is a DOH program aimed at building and rehabilitating health facilities both managed by the national government and local government units (LGUs) (Unlike public schools, management of health facilities are devolved to LGUs, save for around 70 public teaching hospitals). The fund received substantial increases upon the passage of the Sin Tax Law in 2012. While 80% of the 85% of the sin tax revenues earmarked for health are being used to subsidize the PhilHealth premiums of indigent families, the remainder is appended to the DOH budget. A simple time trend analysis of the budget obligations of HFEP shows how rapid the increases in allocation were:

In 2019, HFEP is virtually eliminated - only 50 M as compared to the 30 B it received in 2018. There are two related reasons for this drastic cut. First, the spending performance of HFEP has been poor. DBM has been explicit about its criticism of HFEP (a detailed analysis can be found here). As a result, DOH’s budget utilization rate (BUR) has always been less than 90%, far lower than the 100% target set by DBM. Second, the government wants to shift from obligation-based budgeting to cash-based budgeting for 2019. This shift requires appropriations that are only “shovel-ready,” meaning that a government agency should be ready to disburse the funds in the same year that they are appropriated. In obligation-based budgeting, funds can be disbursed for up to two years after it was appropriated, resulting to delays in disbursement and chronic underspending of many government agencies. As a result, DBM wants DOH to fulfill all of its disbursements in previous appropriations and implement the corresponding projects, before it will propose to Congress for another set of appropriations. Assuming DOH does this and DBM keeps its word, this budget cut is only temporary.

The issue of health human resource deployment programs has something to do with the way the budget has been appropriated in previous years. A closer look at the 2018 vs. 2019 budget for this particular subprogram presents a curious case:

Personnel services (PS) remained the same between 2018 and 2019, and the cuts are isolated in the maintenance and other operating expenses (MOOE). Since this is a program that largely involves salaries to health professionals, why is the MOOE share much larger? This is because most allied health professionals like nurses are not counted as personnel. They are counted as contractual employees or job orders, or more commonly known as “endo.” Last May, the President signed Executive Order 51, effectively ending the practice of “endo” in all government agencies. This means that government agencies must either provide security of tenure to previously contractual staff or refuse to hire contractual employees again. The DOH took the latter approach, citing concerns about the civil service eligibility of most allied health professionals. This was mentioned explicitly by Health Secretary Francisco Duque III during the DOH budget interpellations at the House last September 3. DOH is now proposing a compromise solution, where these health professionals will still be considered contractual employees but will be provided government-mandated benefits so that their line item now becomes PS instead of MOOE.

As of posting this article, the 2019 GAA is still being deliberated. This means that the final budget cuts to DOH are still unknown, but understanding how the budget was proposed originally in the NEP gives us a perspective on how the government is trying to be more effective in its duties. While this budget cut can easily shock anyone at first glance, it is important for us to understand how much more nuanced the situation is, and that we can use publicly available sources to paint a clearer picture of the context behind this.

Links to sources and further reading are cited in-text. Leave me a message on my social media sites or here in my blog if you have any comments, questions or clarifications. Share with the rest of your network and start a discussion to keep our government in check.

#data hungry #budget #DOH #public health #budget cuts

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takeoffphilippines · 3 years

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Insular Life invests in rising tech company Maria Health to accelerate digital adoption, promote financial inclusion

Insular Life (InLife), the largest Filipino insurer, today announced that it has invested a significant amount in Maria Health, the only health insurance marketplace in the Philippines and a licensed insurance aggregator.

The investment will earn InLife a seat on the board of the rising technology company that provides Filipino SMEs and individuals with various insurance health options that would best suit their needs.

“InLife and Maria Health share the same advocacy -- that of financial inclusion. Our investment is very timely as we mark our 111th anniversary in the business and move forward to meet the needs of our customers through innovation. With InLife’s stake in Maria Health, we are also spurring our digital adoption as we transform into an internet economy,” said Noemi Azura, President and CEO of Insular Health Care.

This is not the first time that the two companies have worked together. InLife, through its InLife Sheroes, initially partnered with Maria Health back in 2018. In 2019, InLife Healthcare premiered with Maria Health.

(L-R) Vincent Lau is the Co-Founder and Chief Executive Officer of a tech startup Maria Health, Noemi Azura is President and CEO of Insular Health Care and concurrently the Senior Executive Vice President, Head of Digital Insurance and Program Director of InLife Sheroes at Insular LifeAssurance Company Limited, and Paul Rivera is the co-founder and CEO of Kalibrr and co-founder and Director of Maria Health.

InLife and Maria Health both have a largely female clientele. Ten percent of Maria Health’s first-time coverage buyers (which comprises 90 percent of its customers) are families of OFWs, 75 percent of which are women.

“Health, now more than ever, has become a top priority, and there has been an increased awareness and interest in insurance. As we empower Filipino women toward financial literacy, we also provide them the means to choose what’s best for them,” Ms. Azura said.

Maria Health was founded in 2017 by Vincent Lau and Paul Rivera to address the underinsurance gap in the Philippines. During that time, only five percent of 100 million Filipinos had access to a health insurance plan, resulting in out-of-pocket healthcare expenses reaching a massive $25 billion.

Lau, the CEO of Maria Health, has over 10 years of experience in consulting for Fortune 500 companies and startup companies in Silicon Valley. Rivera, Director of Maria Health, is the CEO and co-founder of

Kalibrr and also the co-founder of Remedy, a wellness company in the Philippines and was recently named a World Economic Forum Young Leader in 2021.

“The key to starting a business is always talking to customers. So, it was only after digging into this problem more and talking to hundreds of customers that we realized that people are underinsured not because they don’t want health insurance, but because they didn’t know where to start and didn’t have access to information. That’s when we decided to move health insurance online,” Lau said.

The second milestone, according to Lau, happened when it became clear to them that while there was a demand problem, there was no platform that connected those looking for health insurance and those who were providing it.

When Maria Health launched, it was able to seal a partnership with five of the biggest health maintenance organizations (HMOs) in the Philippines, which represent 80 percent of the market.

“The first cardinal rule in starting a company,” Lau advised would-be entrepreneurs, “is to try to solve a real problem.”

“If you’re not solving a real problem, you’re not adding value. No one’s willing to pay for your product or service. The second step is to solve the problem. As entrepreneurs, we think of ourselves as the heroes who will create the future. What I’ve learned in Maria Health is that the real heroes are your customers,” he said.

Ms. Azura pointed out that with the two companies working together, they can better address the insurance gap in the Philippines, and serve Filipinos.

“Wherever you are in the Philippines, you will have the chance to choose the best insurance for you and your loved ones. If you’re a small business owner who wants to provide your employees with health insurance, you now have the information and option to choose the one that’s right for you,” she said.

–

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#onthescene #insular life #inlife #maria health

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ka43270 · 3 years

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Auto Disable Syringes Market Key Drivers, Constraints and Challenges – Future Market Insights

Market Analysis and Insights: Auto Disable Syringes Market

Auto Disable Syringes Market By Product Type (Conventional Syringes, Safety Syringes), Clinical Indication (Vaccines, Infectious diseases, Inflammatory/Auto-Immune Diseases, Others), Application (Blood Collection, Vaccination, Drug Delivery), End-User (Hospitals, Clinics, Research Laboratories, Ambulatory Centers), Geography (North America, South America, Europe, Asia-Pacific, Middle East and Africa) – Industry Trends & Forecast to 2026.

Global Auto Disable Syringes Market is expected to an estimated value of USD 22.29 billion by 2026 registering a healthy CAGR of 10.45% in the forecast period of 2019-2026. This rise in the market can be attributed due to rising number of needle stick injuries and increasing R&D activities related to auto disable syringes.

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Market Definition: Global Auto Disable Syringes Market

Auto disable syringes are single used holistic approach which is to treat atopic dermatitis. They enable needle stick prevention and involve rehydrating of skin by using emollients and topical steroids. They also reduce inflammation and itching of skin. In addition they involve a mechanism to break or lock the plunger when the injection is given to make the syringe inoperable for being used for second time.

Competitive Analysis: Global Auto Disable Syringes Market

Global auto disable syringes market is highly fragmented and the major players have used various strategies such as new product launches, expansions, agreements, joint ventures, partnerships, acquisitions, and others to increase their footprints in this market. The report includes market shares of auto disable syringes market for global, Europe, North America, Asia Pacific, South America and Middle East & Africa.

Market Drivers

Increasing needle stick injuries are contributing towards the market growth.

Rising R&D activities in the recent years are the factor driving the market.

High level of security and safety for patients is contributing towards market expansion

Stringent growth regularities by government are also expected to drive the market.

Market Restraints

Decreased value and knowledge in emerging economies is hampering the market growth.

High cost of procurement and raw material are the factors restraining to the industry development.

Segmentation: Global Auto Disable Syringes Market

By Product Type

Needles

Needless

Slip

Lock

Needle covers

By Clinical Indication

Vaccines

Infectious diseases

Inflammatory/Auto-Immune Diseases

Others

By Application

Blood Collection

Vaccination

Drug Delivery

End-User

Hospitals

Clinics

Research Laboratories

Ambulatory Centers

By Geography

Canada

Mexico

Brazil

Argentina

Rest of South America

Germany

France

United Kingdom

Italy

Spain

Russia

Turkey

Belgium

Netherlands

Switzerland

Rest of Europe

Japan

China

South Korea

India

Australia

Singapore

Malaysia

Indonesia

Thailand

Philippines

Rest of Asia-Pacific

South Africa

Egypt

Saudi Arabia

United Arab Emirates

Israel

Rest of Middle East and Africa

Access Full Report @ https://www.databridgemarketresearch.com/reports/global-auto-disable-syringes-market

Key Development in the Market:

In August 2018, Andhra Pradesh announced the launch of their first auto-disable syringes for clinical purposes. This syringes have the ability to reduce infections, provides quality and assurance, so that they can eliminate poor hygiene in hospitals. India consumes over 4 Billion syringes per year out of which 60% are unsafe and one third is reused, therefore this innovation will be able to being changes and maintain health and hygiene.

Key Market Competitors: Global Auto Disable Syringes Market

Few of the major market competitors currently working in the global auto disable syringes market are ISCON SURGICALS LTT, SRS Meditech Limited, AlShifa Medical Syringe Manufacturing Company., Hindustan Syringes & Medical Devices Ltd, Retractable Technologies, Inc., Smiths Group plc, Baxter, B. Braun Melsungen AG, Terumo Medical Corporation, Medtronic, BD and others

Research Methodology: Global Auto Disable Syringes Market

Data collection and base year analysis is done using data collection modules with large sample sizes. The market data is analyzed and forecasted using market statistical and coherent models. Also market share analysis and key trend analysis are the major success factors in the market report. To know more please Request an Analyst Call or can drop down your inquiry.

The key research methodology used by DBMR Research team is data triangulation which involves data mining, analysis of the impact of data variables on the market, and primary (industry expert) validation. Apart from this, other data models include Vendor Positioning Grid, Market Time Line Analysis, Market Overview and Guide, Company Positioning Grid, Company Market Share Analysis, Standards of Measurement, Top to Bottom Analysis and Vendor Share Analysis. To know more about the research methodology, drop in an inquiry to speak to our industry experts.

Directly buy full report from here @ https://www.databridgemarketresearch.com/checkout/buy/singleuser/global-auto-disable-syringes-market

Primary Respondents

Supply Side: Product Managers, Marketing Managers, C-Level Executives, Distributors, Market Intelligence, and Regulatory Affairs Managers among others.

Reasons to Purchase this Report

Current and future of global auto disable syringes market outlook in the developed and emerging markets

The segment that is expected to dominate the market as well as the segment which holds highest CAGR in the forecast period

Regions/Countries that are expected to witness the fastest growth rates during the forecast period

The latest developments, market shares, and strategies that are employed by the major market players

Customization of the Report:

All segmentation provided above in this report is represented at country level

All products covered in the market, product volume and average selling prices will be included as customizable options which may incur no or minimal additional cost (depends on customization)

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scudo07 · 3 years

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Global Vaginitis Therapeutics Market Trends and Key Drivers, Analysis with Top Countries Data | Forecast 2026

Market Analysis and Insights:- Global Vaginitis Therapeutics Market

Global Vaginitis Therapeutics Market By Types (Bacterial Vaginosis, Trichomoniasis, Vulvovaginal Candidiasis and Others), Drug Class (Anti-fungal, Anti-bacterial, Hormone and Others), Medication Type (Over-The-Counter (OTC), Prescription (Rx)), Route of Administration (Oral, Topical), End- Users (Hospitals, Specialized Gynecology Centers and Others), Distribution Channel (Hospital Pharmacies, Retail Pharmacies), Geography (North America, South America, Europe, Asia-Pacific, Middle East and Africa) - Industry Trends and Forecast to 2026

Market Analysis: Global Vaginitis Therapeutics Market

Global vaginitis therapeutics market is expected to grow at a growing CAGR of 8.9 %in the forecast period of 2019-2026. Increase in strategic alliances between the pharmaceuticals companies and high demand of disease specific novel therapies are the key factors that fueling the market growth.

Market Definition: Global Vaginitis Therapeutics Market

Vaginitis is an inflammation of the vagina or vulva that results in a thick, white, cottage cheese-like vaginal discharge that is watery and usually odorless, itching and redness of the vulva and vagina and pain with urination or sex. It usually caused by an infection, lack of estrogen hormone and among others.

Get More Insight About the Global Vaginitis Therapeutics Market, Request Sample @ https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-vaginitis-therapeutics-market

Market Drivers

Ongoing clinical trial conducted by many pharmaceuticals industries is propelling the growth of this market

Increase in use of antibiotics is likely to boost the market growth

High demand of disease specific novel treatment can also act as a market driver

The competitive scenario of market and strategic collaborations may boost the market position

Market Restraints

Limited operating revenue opportunities for research and development of targeted therapies by many pharmaceuticals is acting as a challenging factor for the growth of this market

Low healthcare budget in some developing countries is hamper the market growth

Patent expiration of branded drugs and introduction of generics is also hinders the market growth

Segmentation: Global Vaginitis Therapeutics Market

By Types

Bacterial Vaginosis

Trichomoniasis

Vulvovaginal Candidiasis

Others

By Drug Class

Miconazole

Clotrimazole

Terconazole

Others

Clindamycin

Ceftriaxone

Erythromycin

Others

By Medication Type

Over-The-Counter (OTC)

Prescription (Rx)

By Route of Administration

Oral

Topical

By End Users

Hospitals

Specialized Gynecology Centers

Others

By Distribution Channel

Hospital Pharmacies

Retail Pharmacies

By Geography

U.S.

Canada

Mexico

Brazil

Argentina

Peru

Rest of South America

Germany

France

United Kingdom

Italy

Spain

Russia

Turkey

Belgium

Netherlands

Hungary

Lithuania

Austria

Ireland

Norway

Poland

Switzerland

Rest of Europe

Japan

China

South Korea

India

Australia

Singapore

Thailand

Malaysia

Indonesia

Philippines

Vietnam

Rest of Asia Pacific

South Africa

UAE

Kuwait

Israel

Egypt

Rest of Middle East & Africa

Know More About this Report @ https://www.databridgemarketresearch.com/reports/global-vaginitis-therapeutics-market

Key Developments in the Market:

In December 2018, DARÉ BIOSCIENCE, INC entered into an agreement with Hammock Pharmaceuticals, Inc., TriLogic Pharma LLC and MilanaPharm. Under the terms of the agreement, DARÉ BIOSCIENCE, INC acquired the global rights to MP-101 for the treatment of bacterial vaginosis (BV), as well as the rights to utilize the underlying proprietary hydrogel drug delivery technology for any vaginal or urological application in humans. The acquisition of MP-101 broaden company’s woman healthcare portfolio and advances the treatment options for patient suffering from this condition

In September 2017, Symbiomix Therapeutics a subsidiary of Lupin received approval from the FDA for Solosec (secnidazole), 5-nitroimidazole antibiotic, available in 2g oral granules for the treatment of bacterial vaginosis (BV) in adult women. The approval of Solosec provides oral treatment and represents the major advance in the treatment of these patients through targeted mode of action.

Competitive Analysis:

Global vaginitis therapeutics market is highly fragmented and the major players have used various strategies such as new product launches, expansions, agreements, joint ventures, partnerships, acquisitions, and others to increase their footprints in this market. The report includes market shares global vaginitis therapeutics market for Global, Europe, North America, Asia-Pacific, South America and Middle East & Africa.

Key Market Players:

Few of the major competitors currently working in the global vaginitis therapeutics market are Lupin, Pfizer Inc, Sanofi, Teva Pharmaceutical Industries Ltd, Bausch Health, DARÉ BIOSCIENCE, INC, Hennepin Life Sciences, LLC, Starpharma Holdings Limited, PhagoMed Biopharma GmbH, TenNor Therapeutics Ltd, Enzo Biochem Inc, Tolmar Pharmaceuticals, Inc, Perrigo Company plc and others

Research Methodology: Global Vaginitis Therapeutics Market

Data collection and base year analysis is done using data collection modules with large sample sizes. The market data is analysed and forecasted using market statistical and coherent models. Also market share analysis and key trend analysis are the major success factors in the market report. To know more please request an analyst call or can drop down your enquiry.

The key research methodology used by DBMR research team is data triangulation which involves data mining, analysis of the impact of data variables on the market, and primary (industry expert) validation. Apart from this, other data models include Vendor Positioning Grid, Market Time Line Analysis, Market Overview and Guide, Company Positioning Grid, Company Market Share Analysis, Standards of Measurement, Top to Bottom Analysis and Vendor Share Analysis. To know more about the research methodology, drop in an inquiry to speak to our industry experts.

Primary Respondents

Supply Side: Product Managers, Marketing Managers, C-Level Executives, Distributors, Market Intelligence, and Regulatory Affairs Managers among others.

Reasons to Purchase this Report

Current and future of global vaginitis therapeutics market outlook in the developed and emerging markets

The segment that is expected to dominate the market as well as the segment which holds highest CAGR in the forecast period

Regions/Countries that are expected to witness the fastest growth rates during the forecast period

The latest developments, market shares, and strategies that are employed by the major market players

Access Full Report @ https://www.databridgemarketresearch.com/checkout/buy/enterprise/global-vaginitis-therapeutics-market

About Data Bridge Market Research:

Contact:

Data Bridge Market Research

Tel: +1-888-387-2818

Email: [email protected]

#Vaginitis Therapeutics Market

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leonfrancisblog · 3 years

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Network Encryption Market is Growing at a Significant Rate in the Forecast Period 2019-2028|Key Competitors Cisco; Juniper Networks, Inc.; NOKIA.; Thales.; Atos SE; Ciena Corporation.; Rohde & Schwarz; ADVA Optical Networking; Colt Technology Services Group Limited; Huawei Technologies Co., Ltd

Network encryption is expected to see market growth at a rate of 9.50% in the 2021 to 2028 forecast period. Data Bridge Market Research study on the market for network encryption provides analysis and insights into the various factors that are expected to be prevalent throughout the forecast period while providing their impact on the growth of the market.Network encryption serves as the security boundary between multi-network communications. A collection of open IETF (Internet Engineering Task Force) standards, which are used in combination, are implemented through internet protocol security (IPsec) through various algorithms to create a framework for private communication over IP networks. IPsec works within the structure of the network, which ensures that end-users and applications do not need to be altered in any way.

Increasing need to shield organizations from network security breaches, growing demand to comply with the large number of regulatory standards, increasing demand for high-speed connectivity along with rising acceptance of internet of things in various applications, growing penetration of technology facilitators, coupled with increasing acceptance of virtual shopping, expansion of e-commerce sector are some of the major as well as vital factors which will likely to boost the growth of the network encryption market in the projected timeframe of 2021-2028. On the other hand, increasing adoption of cloud technology along with increasing number of technological advancement which will further contribute y generating massive opportunities that will lead to the growth of the network encryption market in the above mentioned projected timeframe. High implementation cost of network encryption solutions along with frequent changes in government policies for data protection which will likely to act as market restraints factor for the growth of the network encryption in the above mentioned projected timeframe. Complex integration along with stringent government policies associated with the data protection which will become the biggest and foremost challenge for the growth of the market.

Global Network Encryption Market, By Transmission Type (Optical Transmission, Traditional Transmission), Component (Hardware, Platform, Services), Deployment Type (Cloud, On-Premises), Data Rate (Less Than 10g, Greater Than 10g and Less Than 40g, Greater Than 40g and Less Than 100g, Greater Than 100g), Organization Size (Small and Medium-Sized Enterprises, Large Enterprises), Vertical (Banking, Financial Services, and Insurance (BFSI), Telecom and IT, Media and Entertainment, Government, Others), Country (U.S., Canada, Mexico, Brazil, Argentina, Rest of South America, Germany, Italy, U.K., France, Spain, Netherlands, Belgium, Switzerland, Turkey, Russia, Rest of Europe, Japan, China, India, South Korea, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific, Saudi Arabia, U.A.E, South Africa, Egypt, Israel, Rest of Middle East and Africa) Industry Trends and Forecast to 2028 This network encryption market report provides details of new recent developments, trade regulations, import export analysis, production analysis, value chain optimization, market share, impact of domestic and localised market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on network encryption market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth.

Get More Info Sample Request on Global Network Encryption Market,@ https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-network-encryption-market

Global Network Encryption Market Scope and Market Size:

Network encryption market is segmented on the basis of transmission type, component, deployment type, data range, organization size, and vertical. The growth among segments helps you analyze niche pockets of growth and strategies to approach the market and determine your core application areas and the difference in your target markets.

On the basis of deployment type, the network encryption market has been segmented into cloud and on-premises. On the basis of data range, the network encryption market has been segmented into less than 10g, greater than 10g and less than 40g, greater than 40g and less than 100g, and greater than 100g.Based on organization size, the network encryption market has been segmented into small and medium-sized enterprises, and large enterprises. Network encryption market has also been segmented on the basis of vertical into banking, financial services, and insurance (BFSI), telecom and IT, media and entertainment, government, and others. Network encryption market on the basis of transmission type has been segmented as optical transmission, and traditional transmission. Traditional transmission has been further segmented into twisted pair cable, coaxial cable, and radio waves and microwaves.

Based on component, the network encryption market has been segmented into hardware, platform, and services. Services have been further segmented into advisory services, integration and implementation services, training and support services, and managed services.

Key Market Competitors:

The major players covered in the network encryption market report are Cisco; Juniper Networks, Inc.; NOKIA.; Thales.; Atos SE; Ciena Corporation.; Rohde & Schwarz; ADVA Optical Networking; Colt Technology Services Group Limited; Huawei Technologies Co., Ltd.; Hewlett Packard Enterprise Development LP; F5, Inc.; ECI Telecom; Senetas Corporation Limited.; Viasat, Inc.; Raytheon Technologies.; Quantum Xchange.; Technical Communications Corporation; ARRIS Group, Inc.; atmedia GmbH; Securosys SA.; PacketLight Networks; CERTES NETWORKS, INC; among other domestic and global players. Market share data is available for global, North America, Europe, Asia-Pacific (APAC), Middle East and Africa (MEA) and South America separately. DBMR analysts understand competitive strengths and provide competitive analysis for each competitor separately.

MAJOR TOC OF THE REPORT:

Chapter One: Network Encryption Market Overview

Chapter Two: Manufacturers Profiles

Chapter Three: Network Encryption Market Competition, by Players

Chapter Four: Network Encryption Market Size by Regions

Chapter Five: Network Encryption Market Revenue by Countries

Chapter Six: Network Encryption Market Revenue by Type

Chapter Seven: Network Encryption Market Revenue by Application

Chapter Eight: Network Encryption Market Revenue by Industries

Chapter Nine: Network Encryption Market Revenue by Deployment Model

Chapter Ten: Network Encryption Market Revenue by End User

Get Table of Content on Request @ https://www.databridgemarketresearch.com/toc/?dbmr=global-network-encryption-market

Reasons for buying this Global Network Encryption Market Report:

Laser Capture Global Network Encryption Market report aids in understanding the crucial product segments and their perspective.

Initial graphics and exemplified that a SWOT evaluation of large sections supplied from the Laser Capture Global Network Encryption Market industry.

Even the Laser Capture Global Network Encryption Market economy provides pin line evaluation of changing competition dynamics and retains you facing opponents.

This report provides a more rapid standpoint on various driving facets or controlling Medical Robotic System promote advantage.

This worldwide Locomotive report provides a pinpoint test for shifting dynamics that are competitive.

The key questions answered in this report:

What will be the Market Size and Growth Rate in the forecast year?

What is the Key Factors driving Laser Global Network Encryption Market?

What are the Risks and Challenges in front of the market?

Who are the Key Vendors in Global Network Encryption Market?

What are the Trending Factors influencing the market shares?

What is the Key Outcomes of Porter’s five forces model

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Mobile Encryption Market

Disk Encryption Market

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takeoffphilippines · 3 years

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How to find the best Shared Services Center to work for

It has been a couple of unprecedented years of global disruption which has left many businesses at a loss. Nevertheless, certain industries have proven to be quite resilient amidst the pandemic, and one of the best examples is Shared Services Centers.

According to the Board of Investments Philippines, the country is seen as one of the established locations for Shared Services which has grown significantly especially for Financial Services, Insurance, etc. HR Consulting Firm Mercer revealed that the Shared Services industry in the country showed the most positive hiring outlook last 2019 with 70% of companies in this sector looking to expand and 24 percent looking to maintain current headcount.

Shared Services Centers are responsible for handling and executing a particular set of operational tasks within an organization. Its agile and adaptable nature has made the industry stronger and a better choice for candidates who are looking for stable opportunities.

With the industry proving its resilience, it’s a good workplace to kick-start your career as long as you find the right employer. Sun Life Asia Services Centre Philippines, a company providing Business Processing, IT, and Investment Research services to Sun Life's global businesses, is here to guide you as they list down the factors to consider when selecting a company to work for in the Shared Services sector.

Career development and advancement opportunities

Not known to many, Shared Services Centers are workplaces where you can also grow professionally. It is only a matter of choosing the company that will offer promising opportunities to help you develop your skills. When applying for a job, ask yourself what you can learn from the role. Don’t be afraid to talk about training and upskilling opportunities during your interview, being curious means that you allow yourself to explore different options.

Care for its employees

Being able to maintain a healthy work-life balance is not only important for your health and relationships, but also to improve your overall productivity. As we adapt to new ways of working, setting healthy boundaries around work can help us maintain a better balance. In line with this, be sure to pick a company with programs that care for their employees’ welfare and prioritizes work-life balance – one example is Sun Life ASCP’s programs for overall well-being, career development and rewards & recognition.

At the onset of the pandemic, the company launched their Employee Assistance Program where employees and their dependents are provided free counseling for mental health, financial assistance and legal assistance. They even launched their own virtual employee “Amber” who monitors and joins each employee in every milestone that they celebrate. These initiatives earned Sun Life ASCP a Great Place to Work® certification, with 92% of employees saying they are proud to work in the company.

Embraces Digitalization

Look for companies that not only exhibit a solid track record but also strive for innovation. The good news is that the increasing trend of digitalization in Shared Services Centers makes it a better choice for growth as digital skills are proving more and more valuable in the job market. For instance, Sun Life ASCP has been championing information technology, business processing, investment research, and enterprise infrastructure to Sun Life business across the globe. In keeping with their line of providing future-forward experiences to their people, they are driving distinct Digital First initiatives to create seamless, paperless, and interactive employee engagement across platforms.

Diverse and inclusive workplace

Choose a company that fosters respect for people – learn their standpoint on gender diversity and inclusivity in the workplace, search for an environment where everyone feels equally involved and supported. Do your research by checking the company website and reading between the lines. Look at their About Page, check LinkedIn or Glassdoor to discover what you can about other people who work there.

Building an inclusive and diverse environment is also the primary focus of Sun Life ASCP. They have workplace and community activities that promote the inclusion of LGBTQ and all diversity groups. Moreover, they are currently at almost 50% in women leadership across all functions and locations. They have Focused Leadership Development Programs for women to support capability building and to ensure employees of all backgrounds would feel confident and empowered within the organization.

Sustainable and green initiatives

Sustainability suggests that a company genuinely cares about the well-being of the greater society, so therefore it would stand to reason that it would likely treat its employees well. Look into companies that adopt sustainable business practices within their business, in the same manner that Sun Life ASCP has done projects dedicated to obtaining quality education, improving financial literacy, clean water and sanitation, affordable and clean energy, and many more.

Deciding on the right company for you should align with your values, goals, and work style. It’s one thing to work in a resilient sector such as Shared Services, but it’s another to establish a career in a company that prioritizes their employees’ welfare, strives for innovation and diversity, and seeks to create positive impact in its own ways.

Find out more about Sun Life ASCP and their employee programs, visit https://www.sunlife.com/asc/en/.

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orbemnews · 3 years

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Class and Covid: A Key Link in Layoffs Worldwide In the United States and many other nations, lower-income and less educated adults have been hit harder economically by the coronavirus pandemic. But the relationship between class and Covid-19 is not inevitable: It doesn’t exist in some of the most egalitarian societies of Europe and Asia, according to a new global survey from Gallup, conducted from July 2020 to March 2021. Globally, 41 percent of workers in the poorest 20 percent of their county’s income distribution said they lost their job or business as a result of the pandemic, compared with 23 percent of workers in the richest 20 percent. That gap in job loss is similar between those with a college degree (16 percent who have lost a job or business) and those without (35 percent). The gulf in economic vulnerability is strongly linked to the prevailing level of income inequality going into the pandemic. In the most economically egalitarian nations (as measured by the Gini coefficient for household income), workers with lower incomes and less education were protected from mass unemployment, in part through national policies that sought to prevent job loss. What we know about class and Covid Public health experts have long understood that socioeconomic status is closely related to health outcomes and susceptibility to contagious diseases. Evidence from a handful of countries — including the United States, England and France — shows that Covid-19 has caused a higher death toll in lower-income communities and among Black people and some ethnic minorities. These gaps appear to largely be a result of exposures generated through work, rather than noncompliance with safety guidelines. Black people in the United States are more likely than white people to report social distancing and mask use, but at the onset of the pandemic they were about 30 percent more likely to work in occupations requiring close physical proximity, according to research scheduled for publication in the Annals of the American Academy of Political and Social Science. The income-based divide is even sharper: Workers in the bottom third of the income distribution were four times more likely than workers in the top 10 percent to be in a job that required close physical proximity. Except for doctors and a few other professions, highly educated workers rarely need to be in direct contact with other people. Double risks The overexposure of low-income workers to in-person and face-to-face work has created double risks for the less affluent: heightened threats of both physical and economic harm. In the United States, for example, the unemployment rate for workers in food preparation and serving jobs increased to 19.6 percent from 5.5 percent from 2019 to 2020, as people stopped dining out. Around the world, lockdowns and social distancing ravaged lower-income jobs requiring less education. In 103 of 117 countries in Gallup’s World Poll data, workers in the bottom quintile of household income distribution experienced significantly higher job loss rates than those at the top. College graduates did significantly better than those with less than 16 years of education in 97 of 118 countries and territories. Updated May 2, 2021, 11:15 p.m. ET Workers without a college degree in low-income countries fared the worst, despite tending to live in areas with a much lower reported Covid-19 death toll through the period of survey collection than in high-income European and North American countries. More than two of three workers without a college degree lost their job or business as a result of Covid-19 in the Philippines and Kenya, though per capita deaths rates were 7 percent and 2 percent of the rate in the United States. More than half of those without a college degree lost their jobs in Zimbabwe, Thailand, Peru and India. Rates of job or business loss were at least 10 percentage points less for college-educated workers in these countries. While economic damage was generally worse in low-income countries, the United States stands out among high-income democracies as experiencing both high job losses and a large gap between workers with and without a college degree. Among the 31 O.E.C.D. member countries with data, the United States had the third-largest gap in job loss between college degree holders and nonholders (eight percentage points), behind Chile and Israel. Chile, Israel and the United States also share the distinction of having high levels of income inequality. More egalitarian countries — including France, Switzerland, Denmark, Sweden, Norway and Germany — kept overall job losses low and registered no significant gap in job loss rates between those with and without a college degree. Around the world, income inequality before the pandemic predicted significantly higher job losses and a larger role for socio-economic status in shaping those job losses. The effect of inequality remains substantial even after controlling for cumulative deaths from Covid-19 per capita and the stringency of government disease suppression policies, as measured by Oxford University scholars, as well as other factors that vary by country. Keeping employees attached to employers More egalitarian countries tend to have more trusting populations, research shows, creating conditions that seem to lead to cooperation and effective collective action. It’s possible that elected officials in more egalitarian countries are likelier to create policies to protect workers from layoffs — as was the case in Denmark, the Netherlands and New Zealand, which are in the bottom quintile of global inequality measures, as well as Ireland, Australia and Britain, which are in the second-lowest quintile of inequality. These policies directed income support to businesses affected by the pandemic to maintain their work force. Other more egalitarian countries — like France, Germany and Switzerland — drew upon and expanded existing employer-subsidy programs devised to keep employees attached to employers. No such policies were enacted in Chile or Israel, whereas the U.S. government created the Paycheck Protection Program. That program shared characteristics with the successful policies of Europe, but came too late to prevent mass layoffs, as Federal Reserve economists have found, with too many administrative and eligibility complications. Still, even with those limitations, U.S. layoffs would have been drastically worse without it, according to analysis from economists at the U.S. Treasury Department. The federal government vastly expanded spending in other ways to lesson the harm to those laid off, such as subsidized unemployment insurance and direct payments to low- and middle-income households. But there’s a good reason it’s best not to be laid off in the first place: Evidence from previous recessions shows that millions of laid-off workers will never return to their employer. Moreover, recent data from Gallup’s Great Job Survey shows that people who were laid off because of the pandemic and rehired experienced a large drop in job satisfaction and continued to struggle to meet monthly expenses. Globally and in the United States, the world poll shows that those laid off as a result of the pandemic were significantly more likely to report a decline in their standard of living relative to the previous year. Jonathan Rothwell is the Principal Economist at Gallup, a nonresident senior fellow at the Brookings Institution and a visiting scholar at the George Washington University Institute of Public Policy. He is the author of “A Republic of Equals: A Manifesto for a Just Society.” You can follow him on Twitter at @jtrothwell. Source link Orbem News #Class #Covid #Key #Layoffs #Link #worldwide

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