#be a long term optimist and a short term pessimist

[devotion-between-the-wheat]

finally got around to cleaning o.m nigh.tbringer's 17th chapter, and oh it's giving me thoughts about the si + solomon dynamic again.

[joseefinwrites]

Ultimate "Know Your Character Inside Out" Template

The ultimate template for creating a character, without losing your mind, while you're at it.

Character Background Template ... (open)

1. Name:

2. Age:

3. Gender & Pronouns:

4. Physical Appearance:

   - Hair color:

   - Eye color:

   - Height:

   - Build:

   - Distinguishing features (scars, tattoos, etc.):

5. Background and Upbringing:

   - Where were they born and raised?

   - What was their family structure like (parents, siblings)?

   - Describe their childhood environment and upbringing.

   - Were there any significant events or traumas in their past?

6. Education and Skills:

   - What level of education did they receive?

   - Did they excel in any particular subjects or skills?

   - Have they pursued any additional training or education since then?

7. Personality Traits:

   - Describe their personality in a few words.

   - What are their strengths and weaknesses?

   - How do they typically react under stress or pressure?

8. Motivations and Goals:

   - What are their short-term and long-term goals?

   - What drives them to pursue these goals?

   - Are there any fears or insecurities that motivate or hinder them?

9. Relationships:

   - Who are the most important people in their life?

   - How do they interact with family, friends, and acquaintances?

   - Do they have any romantic interests or significant relationships?

10. Past Experiences:

    - Have they faced any major challenges or setbacks in the past?

    - How have these experiences shaped their beliefs and values?

    - Have they experienced any significant losses or tragedies?

11. Worldview and Beliefs:

    - What are their core beliefs and values?

    - How do they view the world around them?

    - Are there any cultural, religious, or philosophical influences in their life?

12. Inner Conflict:

    - What internal struggles do they face?

    - Are there any unresolved issues from their past that continue to affect them?

    - How do these inner conflicts impact their decisions and actions?

13. Connection to Outer Conflict/Plot:

    - How does their personal journey intersect with the main plot or external conflict?

    - What stakes are involved for the character in the larger story?

    - How do their goals and motivations align (or conflict) with the central conflict?

 

(Shorter) Knowing Your Character Inside Out Checklist

Personality Traits:

   - Introverted/Extroverted

   - Optimistic/Pessimistic

   - Assertive/Passive

   - Empathetic/Self-centered

   - Logical/Emotional

   - Adventurous/Cautious

   - Honest/Dishonest

   - Ambitious/Content

Beliefs and Values:

   - Religious beliefs (if any)

   - Moral code

   - Political beliefs

   - Views on relationships

   - Attitude towards authority

Fears and Insecurities:

   - Common fears (spiders, heights, etc.)

   - Deep-seated insecurities (failure, rejection, etc.)

   - Traumatic experiences (if applicable)

Desires and Goals:

   - Short-term goals

   - Long-term aspirations

   - What motivates them to pursue these goals?

Strengths:

   - Intellectual strengths

   - Physical abilities

   - Emotional resilience

   - Social skills

   - Unique talents or abilities

Weaknesses:

   - Personal flaws

   - Areas of vulnerability

   - Bad habits

   - Limiting beliefs

Backstory:

    - Family background

    - Childhood experiences

    - Significant life events that shaped their identity

    - Education and career path

    - Previous relationships

-Josie

[thedivinetarot]

Talk to me in songs and poems

10 facts and more about your fs | pt.1

☆ How to chose the perfect pile for you?

- Close your eyes and take a deep breathe. Ask the question I your head, open your eyes and the picture that you can't look away from is your pile.

☆ Note:

- This is a general reading, use your own discernment when judging the accuracy.

- This is a short mini reading. I may do an extended one or pt. 2 later.

- This is a future spouse reading which means that it is not applicable for crushes or someone you are briefly dating and if you want to do it on your long term partner feel free but I don't guarantee that it will be 100% accurate.

- Can be applied on a future lover too.

Pile 1 - The corpse bride

1. This person is very active. He could move a lot, work out a lot, or he could be an athlete. I see a constant movement from this person. Also he could walk fast, faster than normal.

2. This person get overwhelmed so quickly and the funny part is they cannot focus on more than one task and get distracted easily. He gives me an ADHD vibe. So, they may have ADHD.

3. This person is indecisive, it take them forever to make a decision which can be good or bad because they overthink everything. And because they see the good and bad in every option.

4. Your person is unbalanced when it comes to giving and receiving affection/ emotions/ gifts/ and other stuff. They either give too much or doesn't give at all.

5. They are tall and scary. They might have anger issues or get angry very easily. I see that this person is a catalyst of change or they might have changed a lot physically or mentally throughout their life.

6. This person is very emotional honestly, I see someone who is kind, sweet and caring towards others but they doesn't know how to show it in a balanced way.

7. This person have a big family or he came from a very strong/ rich or wealthy family. I see also that their family are very respected from people in the country they live in.

8. They are very successful but they kinda show it off and brag about their success in arrogant way. They could be arrogant too.

9. This person is pessimistic. They doesn't know how to be optimistic at all. It is like they have a different point of view than the people around them and because they overthink it, they doesn't feel good about it. There's a lot of emphasis on "what ifs" in their mind.

10. This person is family oriented. They are the perfect husband/wife material. They dream of having a family on their own and they are so excited about it.

Bonus: they lives far away from you and they travel to work or to their home. Could be in travel (from state to state) or out travel (from country to country).

Pile 2 - Blue moon

1. Lives near you. Or in the same state. Could be your neighbor too. I see that he tried to travel for work but it didn't last at all and he got homesick and returned.

2. Very diplomatic and 'demure'. He doesn't like conflicts and always try to avoid them.

3. Is very emotional. Idk why I keep picturing a blonde, white, and an overweight man in my mind eye. This person is cute or look cute and cuddly too.

4. They are very nurturing, if they are identified as masculine; he doesn't feel ashamed of taking care of others. And if they are identified as feminine; then they are very in their feminine energy.

5. This person is intuitive too, I'm picking up on the mbti INFP, ISFP, INFJ, ENFJ, ENFP, ISFJ too.

6. This person is very spiritual, I'm sensing major pisces placements. This person could be a wizard or a witch. They could read tarot and practice divination too. If not then they may be interested in those things (even if they are not a practioners of it).

7. This person have a very interesting point of view. I see that they see things from a different angle which cause others to misunderstand them and their intentions.

8. Despite this person's sweet personality or look. They have a dark side that they keep to themselves. I see that they might have been a drug addict, alcohol addict or other some type of addiction that I couldn't put my finger on. Could even be sex? Or masturbation? Maybe.

9. This person is very vital, they could blush quickly or their face get red easily. I see also that their voice can be rough and loud in an annoying way.

10. This person is active too like pile one. They may walk fast, talk fast or work out to keep fit even if they are obese or overweight.

Bonus: They were dating someone but they broke up with them. This incident was close in time like 2 to 4 months ago. I'm not seeing something deep at all. Could be a fling or a hookup.

Pile 3 - Blue butterfly

1. This person is an extrovert. I see someone who party a lot but from time to time this gives them anxiety so they isolate themselves from time to time.

2. This person is a huge believer in twin flame, they might be manifesting their twin into their life.

3. This person is spiritual too. I see that they are into psychology, inner child healing.

4. This person could mirror you a lot. Could be good or bad, so if you want them in your life you need to be better yourself in order for this to last.

5. Your future spouse is you twin flame, this came again while I'm channeling the facts about them.

6. They are very childish and innocent. And if not they can impulsive and carefree of the consequences of their own actions.

7. They are really a hard worker. Could be a workaholic too. I see that they are working on their finances so when they meet you they can wife you up.

8. This person is a busy bee. They are constantly working and juggling things. Could be a great multi-tasker too.

9. Their family traditions are very important to them. And they get very defensive when someone point out anything wrong with their family traditions.

10. This person is defensive. And also argumentative. They only want to prove that their opinion is the only right one.

Bonus: They are on their healing journey towards you. I see that also they can be a slow/smooth talker or walker. I see also that they do not hesitate to walk away when things are not working the way they want. They abandon their projects easily too. They could breathe loudly, or make a loud voice when they inhale.

Pile 4 - White swan

1. This person is an atheist. Or if not they might not have a religion or not into spirituality or doesn't believe in that "crab".

2. They are that one hot sexy fucker that fuck around with no commitment. And if not then they used to be like that before meeting you.

3. This person is very blunt, harsh with words and even abusive, be careful of their rage. They have a nasty energy. I smell something not pleasant at all. They could be clueless about hygiene.

4. This person is broke. Financial and in other areas in their life. They could also use their attractiveness to their advantages to use women's money. Again be careful, you don't have to keep up with that.

5. This person got disappointed and if not so they disappointed a lot of people in their life. Especially their family. I feel like when you get to know them, they will complain a lot about how unsupported they are.

6. I see that they always daydream about being successful, independent, and the boss but they do nothing about it honestly. Like there is no serious steps to be like that.

7. They have daddy issues, even if they are a male. Their father; might have left them which caused them to be heartbroken.

8. This person is a player. I see that they use people around them to their advantage.

9. I see also that at some point they learned from their past mistakes. They want to be a better person. I see that they might travel to another country to work on themselves.

10. This person when you meet them they will be in a better place. The previous facts might be from their past and they feel so ashamed of what they have done.

Bonus: He could be in a poly relationship or like poly relationships, or they date two or three people at the same time. Major womanizer vibe. Even if they change; they still are attracted to the opposite sex like crazy.

29th of sep/2024- Sun

* Feedback is appreciated

[route22ny]

"Academic Danilo Brozović says studies of failed civilisations all point in one direction – today’s society needs radical transformation to survive."

For someone who has examined 361 studies and 73 books on societal collapses, Danilo Brozović’s conclusion on what must happen to avoid today’s world imploding is both disarmingly simple and a daunting challenge: “We need dramatic social and technological changes.”

The collapse of past civilisations, from the mighty Mayan empire to Rapa Nui (Easter Island), has long fascinated people and for obvious reasons – how stable is our own society? Does ever-growing complexity in societies or human hubris inevitably lead to oblivion? In the face of the climate crisis, rampant destruction of the natural world, rising geopolitical tensions and more, the question is more urgent than ever.

“More and more academic articles are mentioning the threat of collapse because of climate change,” says Brozović at the school of business at the University of Skövde, Sweden. The issue of collapse hooked him after it was raised in a project on business sustainability, which then led to his comprehensive review in 2023.

The field is not short of extreme pessimists. “They believe what we are doing will eventually cause the extinction of the human race,” says Brozović. Some say today’s challenges are so great that it is now time humanity comes to terms with extinction, and even build a vault containing our greatest cultural achievements as a record for some future – perhaps alien – civilisation. Others, using data on deforestation and population, rate the chance of catastrophic collapse at 90% or more.

Most scholars are more optimistic, if not actually optimists. Brozović says: “They say collapse for us will just be the end of life as we know it today. There will be less globalisation and a lower standard of life, affecting public health very negatively.”

This raises the question of what is meant by collapse: most agree it is the loss of complex social and political structures over a few decades at most. But by this definition, many classic collapses, misinterpreted in the rear-view mirror of history, may actually be better described as transformations. He says: “In the last 10 years or so, people are asking did the Rapa Nui society collapse or did it reinvent itself?” he says.

The search for explanations of societal collapse has been a long one, going back at least to Thomas Malthus’s An Essay on the Principle of Population and Edward Gibbon’s History of the Decline and Fall of the Roman Empire, which blamed decadence and barbarian invasions.

Today, collapses are seen as the result of combined factors, such as environmental problems, disease, political or economic turmoil, religious crises and soil exhaustion, even if one factor might precipitate the collapse.

Brozović says: “But there is one theory of collapse that stands out as the most frequently invoked: Joseph Tainter’s theory of complexity.” Tainter’s theory was published in 1988 and has since been described as “peak complexity”.

Brozović says: “He says the main function of every society is solving problems by investing resources. But as society becomes more complex, the problems become more complex, so you have to invest more resources. Painter says at the end of this spiral, collapse is inevitable, because you cannot do this for ever. Technological innovations can simplify increasingly complex problems. But, again, this cannot go on indefinitely.”

After that came the sunk-cost effects theory of collapse. He says: “[Societies] are unwilling to abandon something – for example a settlement or the current global economy – if a great deal has been invested in it, even if future prospects are dim.” Others have blamed social hubris, he says, meaning excessive pride or arrogance led societies to ignore warning signs and block preventive action.

“It’s like being in a bad marriage,” Brozović says. “You know you should get out, but you have invested a lot of yourself and a lot of time, and it’s really hard.”

Growing gaps between the rich and poor also come up as a factor, he says. Research using big data to model historical societies has found that elites and inequality appear towards the end. “If it’s not a cause, it’s definitely a symptom,” he says.

There is a problem, however, in attempting to draw insight for the future: past collapses were local or regional. “But we live in a global and extremely complex society,” says Brozović. “[Nonetheless], one very important insight is that, regardless of the cause of collapse, how a society reacts seems crucial.”

In his 2005 book, Collapse: How Societies Choose to Fail or Succeed, Jared Diamond identified two vital choices distinguishing societies that failed from those that survived.skip past newsletter promotion

The first, tackling the sunk-cost problem and political short-termism, is long-term planning: making “bold, courageous, anticipatory decisions at a time when problems have become perceptible but before they have reached crisis proportions”. Diamond cites Tokugawa shoguns, Inca emperors and 16th-century German landowners as positive examples, having faced and reversed disastrous deforestation.

The second, combating social hubris, is the painful process of overturning core values. Diamond says: “Which of the values that formerly served a society well can continue to be maintained under new changed circumstances? Which of these treasured values must instead be jettisoned and replaced with different approaches?” Here he cites Scandinavian settlers in Greenland during the medieval period as a negative example, saying they refused to jettison their European farming identity and died as a result.

Having extensively surveyed the study of societal collapses, does Brozović think the way humanity currently lives looks sustainable? “No, no – definitely not,” he says. “We have to do something – that’s the conclusion that arises from reading all this research.”

“At the end of the day, we have to radically transform society, and we have to do it fast,” he says. That means overhauling politics, policies and institutions, safeguarding food production and the natural world that supports life on Earth.

“That’s the recipe to mitigate collapse,” he says. “But nothing is really happening substantially. We are shifting the discussion of what is acceptable and what is not, and a lot of good, positive things are happening. But the question is, will it happen fast enough?”

Brozović’s review highlights a significant barrier to action noted by Paul and Anne Ehrlich: convincing people of the necessity of such measures, a task made even harder by the rise of online disinformation.

The idea that humanity’s fate is in its own hands is not new. In the mid-20th century, historian Arnold Toynbee, who had studied the varying fates of 28 societies, said: “Civilisations die from suicide, not from murder.” But Diamond channeled Winston Churchill’s thought on democracy to reach a more positive conclusion: “A lower-impact society is the most impossible scenario for our future – except for all other conceivable scenarios.”

[youzicha]

If you correctly believe that a $10 stock will be valued at $100 five years from now, you can make a killing. If you correctly believe that a $100 stock will be valued at $10 five years from now - but you don't know when it'll drop, or whether it'll rise before then - you probably can't make money off of that.

Both buying and short-selling are in some sense predictions about what other market participants will believe, yes, but successful short-selling requires a lot more knowledge about the market and when its opinions will change, in addition to predicting the fate of the company itself.

This brings us back to the original issue of the original thread: the asymmetry between buying and short-selling means that people with optimistic views of a company can drive its stock up without people with pessimistic views of the company being able to bring its stock back down, even if the pessimists have as much money as the optimists, and even if they're much more grounded in reality. Smart money can't drive out dumb.

lol, I guess this discussion devolved because the original thread contains all kind of issues and it's unclear what kind of point I was trying to make.

I think the very original thing was @raginrayguns obliquely saying that he doesn't think Tesla is overpriced, or at least, that there is no obvious reason why it would be. I have no opinion about that.

In the middle of the thread @raginrayguns comments that "dumb money" is a good explanation for why Tesla was heavily shorted in 2022. I guess that makes some sense? and in fact the price then did go down in 2023, so shorting it back then probably was a smart move.

Then @centrally-unplanned said that "shorts can't mechanically drive down the price of stocks". I disagree with this! I claim that if the SEC made a new rule that "you can't short Tesla" the share price would go up, and if they abolished the rule the price would go down again. Since Elon's wealth is in Tesla stocks, and directly proportional to the share price, it seems fair enough for him to be obsessively angry about short selling. And like @unreliabledragon said, you can get this effect just from the "effective supply": even if nobody changes their mind about the long-term prospects of Tesla in (say) the weeks after the rule change, the price should still move just because of supply and demand. That's what the example I posted is meant to illustrate.

[total-fucking-freakshow]

Can you tell us about your version of Lifty and Shifty?

An excuse to type an essay on my HCs for the twins? Hell yeah!

Short version:

Lifty

Lifty is an optimist, sensible in the long-term

Worries about his brother's mental and physical health constantly

Knows when putting his feelings first is necessary

Very social and quick to trust

Shifty

Shifty is a pessimist, no regard for long-term consequences

Tries to keep Lifty from worrying about his condition

"Edgy" and can't quite grasp the concept of self-care

Anti-social and trust is a lie

Below is the longer version. Gonna write an entire paper on my Lifty and Shifty HCs

My version of Lifty was always more optimistic and reckless, with more of a "you only live once" kind of mindset. This bears a large contrast to Shifty's constant pessimism and cautious nature regarding short-term consequences and effects. In addition to this, Lifty knows how to draw a line with his actions (He's not going to drink the very obviously labelled bleach just to find out what it tastes like), but Shifty doesn't. Their differing views and thought processes often lead to very heated arguments about almost anything (They argued over a spoon once), but often the topic of conversation is Shifty's deteriorating health.

Dynamic

Shifty is very logical when it comes to planning, while Lifty is more emotion-led. Lifty gets excited very easily, and is the type of person you wouldn't trust with a secret if it involves anything even remotely enjoyable. Shifty is quite the opposite, being able to keep his composure in most situations unless Lifty or someone close to him is in immediate danger (In which case he becomes a nervous wreck prone to sudden acts of violence if provoked) Shifty is also fairly quiet (Unrelated to his damaged larynx) while Lifty doesn't know when to stop the conversation, and will just keep talking until someone else breaks it up. Lifty is constantly reminding Shifty that he needs to take care of himself, but he can't even remember to drink water and eat on his own, so Lifty basically has a full-time job nagging Shifty to do the bare minimum to keep himself functioning.

Relationships

Lifty, being the social butterfly that he is, has quite a few friends (Russell, Toothy, Flaky, Cuddles, the list goes on...). He also finds it very easy to empathize with others, and as a result is a lot better at cheering people up than his brother. Shifty on the other hand doesn't consider very many people "friends". He only really has three, those being Russell, Flaky and Toothy. He has an extremely hard time trusting people, and finds it hard to empathize with anyone at all. Although he isn't able to understand anyone else's feelings, he still tries to be as respectful as he can when it comes to heavier topics. Shifty is absolutely terrified of Flippy. Lifty doesn't understand this fear, and thinks it's just one of those irrational fears. It is not.

Appearances

Shifty has a small rip in his right ear. Lifty doesn't. Shifty has a hat. Lifty doesn't. I don't know what you expect lol

Also Lifty is bisexual and Shifty is gay and asexual

I want to keep going but I'm going to be typing all day if I do. I can elaborate on anything if necessary. I honestly love talking about my HTF HCs, thanks so much for asking : )

[rhela-xiv]

LFRP: Rhela Hatasashi

Character Name: Rhela Hatasashi

––– The Basics –––

Age: Mid 20’s

Birthday: Unknown

Race: Half Xaela

Gender: Female (She/Her)

Sexuality: Pansexual (leaning Ace) / Aromantic

Marital Status: She has a partner, but they’re open (*not poly*)

––– Physical Appearance –––

Hair: Thick black hair. Her style changes frequently, but is usually around shoulder-length and worn loose. She doesn’t put a lot of thought into it.

Eyes: Her right eye is a pink/violet color with a white limbal ring. The left was lost in a hunting accident and has since been replaced with a gold colored magitek implant.

Height: 5’ even, except when she’s wearing heels, which is often.

Build: Rhela is lithe, but muscular. She is stronger than she looks, but has an athletic/fighter build.

Distinguishing Marks: Visibly short/stunted horns and tail. Nose has been broken a few times and is slightly crooked. Burn scars on forearms and hands. Significant visible scarring everywhere else. Perpetually covered in bruises and healing injuries. Tattoo between her shoulder blades - a wolf circled by runes. While the wolf is traditional tattooing, the outer circles and runes appear to have been carved. Closer inspection might reveal the branded Garlean chain that the ink covers up.

Common Accessories: At least one gun, and several knives, concealed on her at any given time. A leather and chain choker and a blue pendant necklace that on closer inspection is a miniature of Etheirys, complete with continents. A ring on her right hand - black metal with a yellow-gold gemstone. Cigarette case and a tin that almost certainly contains drugs.

––– Personal –––

Profession: Rhela is a mercenary first and foremost. While she has steady employment these days, she still picks up occasional odd jobs. She is a skilled bartender, and has been known to deal in everything from drugs to magical relics on the side.

Hobbies: Hunting is her preferred pastime. She also enjoys making jerky and cured meats from the spoils of her hunts. Rhela is a great lover of both poetry and music, and has a large collection of both. She is also a fighter. Whether it’s a casual spar or a local fight club, she is almost always willing to throw down.

Languages: Eorzean Common. Hingan. Garlean. 

Accent: Rhela’s accent is very unusual, especially in a Xaela. She speaks with hints of Kugane, but the strongest influence is Gyr Abania. For those who would recognize it, there is a bit of provincial Garlean in many of her words and speech patterns.

Residence: Limsa Lominsa and Ul’dah, but she travels a lot.

Birthplace: Kugane.

Religion: None. Rhela doesn’t believe in any gods, but won’t hold it against someone if they do.

––– Relationships –––

Spouse: None. Rhela has a long term partner, though neither one of them is monogamous.

Children: Absolutely not.

Parents: Rhela’s mother was born on the Steppe and relocated to Kugane. They do not have a relationship, and Rhela isn’t even really certain if the woman is still alive. Rhela’s father is unknown.

Siblings: None.

Other Relatives: No one that she is aware of.

––– Traits –––

* Bold your character’s answer.

Extroverted / In Between / Introverted

Disorganized / In Between / Organized

Close Minded / In Between / Open Minded

Calm / In Between / Anxious

Disagreeable / In Between / Agreeable

Cautious / In Between / Reckless

Patient / In Between /  Impatient

Outspoken / In Between / Reserved

Leader / In Between / Follower

Empathetic / In Between / Apathetic

Optimistic / In Between / Pessimistic

Traditional / In Between / Modern

Hard-working / In Between / Lazy

Cultured / In Between / Uncultured

Loyal / In Between / Disloyal 

Faithful / In Between / Unfaithful

––– Additional information –––

Smoking Habit: Frequent and habitual. Drugs: A significant amount, sometimes to dangerous excess. Alcohol: Perpetually.

––– RP Hooks –––

Mercenary — Rhela is well known in certain circles for her discretion and efficiency in taking care of “issues”. Whether it be making problems disappear or settling old debts, there is little she won’t do if the coin is right. She has few attachments and fewer morals, which makes her very good at her job and highly sought after. Hiring? You might come across her information.

Criminal — Of course, one does not work as a mercenary for the worst sorts of people without collecting a reputation, and enemies. Rhela is a known associate of multiple criminal organizations, some of whom find themselves at odds with each other. There are more than a few people who might like to see her disappear, or get information from her.

Dealer — Rhela has ties to a fairly prolific smuggler who operates out of Gyr Abania. Whether you’re looking for magitek, weapons, or artifacts, she might have the connections you seek. She’s also been known to deal in illicit substances, though she does a bit less of that these days.

Imperial Deserter — While Rhela pyr Lupis did not attract much attention during her time with the XIVth legion, someone with ties to the same might recognize her, or at least be aware of the xaelic optio. Officially, she’s classified as missing and presumed dead. Those without direct ties to her former legion might simply recognize a former soldier when they see one.

Wanted — A xaela matching Rhela’s description is wanted for various crimes in multiple Eorzean cities. Whether you’re a bounty hunter or someone on the right side of the law, you might get lucky enough to pick up her trail. (By request only, this would require longer term coordination and plotting)

––– Contact Information  –––

You can reach me on Tumblr, but it’s easier to catch me on Discord: #cactuswren. I have a strong preference for in-game RP, but recognize that my hours don't always allow for that. I'm always open to Discord RP~

I’m located in the EU (CET), but am usually available (in game) nights and evenings during Eastern/Pacific.

Questions? Poke me any time ^^

[voyeuriistic]

Character Questionnaire

Full name: Danny Johnson

Generally referred to as: The Ghost Face

Appearance.

SEX: Trans Male 

AGE: 26

HEIGHT: 5’10”

BUILD: Muscular, but not toned. Slightly chubby on top of muscle

HAIR: Dark curls, almost shoulder length

EYES: Dark brown, long lashes

MOUTH: Plush lips, slightly fucked up teeth; not super noticeable, but not straight and perfectly white, either

NOSE: Average? Resembles his mother's

HANDS: Average size, softer than you'd expect, nails painted black

SCARS: Top surgery scars, covered up by tattoos. A few here and there on hands and arms

CLOTHES: Alt, but nothing elaborate. Band t-shirts and black jeans, Tripp pants on occasion

[more under the cut]

Speech.

ACCENT: Doesn't particularly have one, generic American 

LANGUAGE: English, fluent. Spanish, limited/conversational

ARTICULATION: Capable of poetic descriptions, but doesn't always use them. Cusses a lot

Mannerisms.

FACE: Expressive, resting bitch face

HANDS: Uses his hands a lot when speaking 

LEGS/FEET: Bounces his leg often, visible ADHD

EMOTIONAL OUTBURSTS: Frequent. Will shout at you out of nowhere and then act like nothing happened

POSTURE: Good posture, doesn't slouch. Will often lean against things/lounge

PERSONAL SPACE: Likes to invade other people's personal space, but not have his invaded. He has to make the moves

Health:

DIET: Bad. Mostly fast food, junk food, and gas station food

SLEEP: Trouble falling asleep, sleeps in too late once he does

EXERCISE: He's not really a gym guy, but he does push ups every day to stay strong enough to do what he needs to do

CLEANLINESS: He could probably stand to shower more, but it's not terrible

ODOUR: Cheap cologne

MEDICINAL DRUGS: Should probably be on them but isn't

NARCOTICS: Just weed 

ADDICTIONS: Murder, caffeine 

Personal.

INTROVERT/EXTROVERT?: Introvert

OPTIMIST/PESSIMIST: Pessimist

SEXUALITY: Pansexual

ROMANTIC: Not so much

MEMORY: Decent memory; takes a lot of notes

PLANNING: He plans everything out

INTUITION: He's not big on relying on his intuition. He likes to have all the facts and he gets panicky when he doesn't

GOALS: His goals tend to be short term; he doesn't think much further than planning out his next kill

INSECURITIES: Insecure that maybe he's turned into his dad, simultaneously insecure that he hasn't and would be a disappointment to him if he were still alive

ACHIEVEMENTS: Pulling off the amount of murders he has without getting caught

ANXIETY: He's anxious fairly often, spends a lot of time on edge

OVERWHELMED: Frequently 

COMFORTS: Murder, sex, scary movies

BAD HABITS: Murder, biting his nails

PHILOSOPHY: He's generally pretty nihilistic, lives in the moment, thinks people are inherently bad and doesn't have much sympathy for the average person. Humans are animals and they'll kill each other without remorse if they have something to gain from it

The Past.

PARENTS/GUARDIANS: Terrible relationship with his father, decent relationship with his mother before her death

SCHOOL: Straight A’s- his father wouldn't allow otherwise

ADOLESCENCE: Kept to himself in school, didn't have many friends

LEAVING HOME: Left home after killing his father on a camping trip

FURTHER EDUCATION: Took some classes at a community college but never graduated

FIRST JOB: Worked at a video store as an after school job in his teens

Relationships.

FAMILY: No one left that he keeps in touch with. Probably has some grandparents or distant cousins somewhere

FRIENDSHIPS: None

STRANGERS: He's polite enough to strangers. Tips his waitresses

DATING: He's pretty lowkey. He doesn't go for elaborate dates much, mostly things like watching movies at home

LOVE: In DBD verse, he has an obsession with Dwight. Not so sure that it's love, but it's a crush, for sure

WORST ENEMY: He tends to not get that close with people. Just kills them and moves on

Interactions.

MINGLING: He doesn't get along well with others; he's too much for the average person

PHYSICAL: He's frequently invading people's personal space

GENEROSITY: He'd be willing to loan a friend money or get someone a surprise gift, he just generally can't afford to. He's broke all the time

JEALOUSY: He gets jealous easily 

TEMPER: Very short temper

EMPATHY: Extremely low empathy. Suspicious of everyone; thinks they'd stab him in the back with no hesitation so why should he feel bad about doing it to them first? Gets attached to specific people and puts them on a pedestal, though, so this doesn't necessarily apply to them

ETIQUETTE: He's able to be polite and have good manners, but really only does so when he's going by a fake name and pretending to be an upstanding member of society. When he's open about his killing, he's rude 

RESPONSIBILITY: He'll take responsibility for his actions, he's not really one to make excuses

SELF ESTEEM: Depends on the day

HONESTY: Much like etiquette, when he's honest he's real honest, but he's usually a little liar

LEADER OR FOLLOWER: Leader

PRAISE: He's very comfortable accepting compliments

EMBARRASSMENT: He's really not easily embarrassed. Either you're lying, or he owns his flaws confidently

FLIRTING: He's extremely flirtatious, even to people he's not that interested in

ATTENTION SPAN: Short, with a touch of hyperfocus. He'll pay attention to one thing and nothing else

Life.

CAREER: Freelance writer, though it's not much of a career

TECH: He's pretty good with the tech of his time. In the Entity's realm, anything post-2006 confuses the hell out of him

POLITICS: Politicians suck across the board and he doesn't see the point in voting

COMBAT SKILLS: He's extremely good at hand to hand combat. He's been training to fight since he was a kid

HOME: He's messy, but doesn't have many belongings so it never really looks particularly messy

COOKING: Not a chance

BUILDING: He has the basic skills to, like, put up a shelf, but nothing fancy

CLEANING: Basic skills here, too

SHOPPING: He hates shopping, but he does it when he needs to

DRIVING: He's a pretty good driver. Road rages a little bit

FINANCES: He's forever broke. His writing, and occasional cash he steals from victims, pays the rent (barely) without much else left over

MARRIAGE: Never tried it

KIDS: Hell no

PETS: Currently, none, but if he was going to get one it would be something weird like a lizard or a tarantula 

PARTYING: Introvert; only parties if it's the easiest place to watch whoever he's actively stalking

HOBBIES: Murder, stalking, movies, video games, writing

[draconiclineages]

True Gem Dragons

The Gemmatic lineage of dragons is also known as Gem dragons.

Sardior, the Ruby Dragon

Sardior is an agendered dragon, a deity of gem dragons, and a fairly detached analytical individual. They have a perfect memory and utilize telepathy to simply memorize all information possessed by those near them, using the new information to extrapolate, reinforce, or disprove currently-held ideas.

Credit: Matteo Bondini

Amethyst Dragons

Amythest dragons fundamentally desire knowledge, as all gemmatic dragons do, but they seek to learn about anything. They have particular interests in fundamental forces of the multiverse. Be it shared laws of reality, the Uncreated, or unique laws of the Realm they inhabit. They are, in a general sense, highly educated, and though they believe their work to be highly important (whatever that work may be), they are often willing to educate those who wander into their lairs.

Credit: Joshua Raphael

Sapphire Dragons

Sapphire dragons are a cautious and aggressive lot. Thinking situations through in seconds before seemingly acting rashly. Their favored subjects are that of war, causing them to be seen on the frontlines of many conflicts in veritable Thunders, often actively participating in the battles themselves for the 'experience'.

Credit: WotC

Emerald Dragons

Emerald dragons are hidden watchers, they prefer to observe rather than interact or be interacted with. Reclusive by nature, they are rarely 'extroverted'.

Credit: WotC

Topaz Dragons

Topaz dragons are as salty as their lairs, natural pessimists, quick to become hostile when irritated, and like all salt, hydrophobes. Their fear of water is paradoxical given their ability to vaporize it with their breath and their preference for lair locales.

Credit: WotC

Crystal Dragons

Crystal dragons are bright in breath, appearance, and personality. Perpetual optimists that are friendly to a fault, and prefer to talk rather than resort to violence.

Credit: Joshua Raphael

Beljuril Dragons

Beljuril dragons are much like their namesake gemstones, utterly unpredictable in the long term. In the short term, they can be docile until provoked by something, in which case they can be sporadic. Possibly leaving their lair for a few years, immediately becoming violent, requesting duels, deciding to sleep, becoming a human for a century or two, and other such eccentricities.

Credit: Lana Ansay

Pearl Dragons

Pearl dragons want to know everything, not entirely dissimilar to other gemmatic dragons, but they explicitly want to know everything about you. They want to know how you feel, why you feel that way, what you will do now that you feel that way, what you are currently thinking, why you are thinking that. They do usually identify that asking such questions will eventually result in them receiving the response 'annoyed' followed by some variation of 'because you keep asking me questions.' Naturally, this annoys the dragons, and the diversity of thought ceases for a while.

Credit: Atharea

Obsidian Dragons

Obsidian dragons are second only to amethyst dragons in intelligence. However, unlike amethyst dragons who insatiably feed their thirst for knowledge, obsidian dragons simply know things. This is usually limited to verifiably factual pieces of information, such as how the wind blows, who someone's parents are, what animals are mammals, or the nations of a Realm. They do not know things that are more subjective, such as emotional or religious experiences for example. They view no benefit in sharing what they know nor do they see much benefit in receiving information from their lessers, that is unless it is related to their particular fields of interest.

Credit: mofutom

Agate Dragons

Agate dragons are slow, patient, and deliberate. They speak simply unlike some other dragons, as they prefer to not need to speak, living within their lairs. Though, of the gemmatic dragons, they are the type that will most predictably raid the lands near them, seemingly unprovoked, for the treasures they seek.

Credit: sandara

Diamond Dragons

Diamond dragons are quite simply, hypocrites. They value freedom above all else, their own freedom that is, and they will, in the same sentence as they tell you that locking someone away is a horrid action, suggest removing a threat by locking them away into an extra-dimensional bubble for all eternity.

Credit: Bein' real, I don't know who made this.

[drreamgirls]

‣✽.  𝐂𝐇𝐀𝐑𝐀𝐂𝐓𝐄𝐑𝐒

Adeline Tsoy (active) / biography here

(suicide tw, disordered eating mentions)

basics:

full name: Adeline Tsoy / nicknames: Lin gender: female sexuality: lesbian pronouns:  she/her aesthetics: pale, misty mornings, watching cigarette smoke slip away like a scarf in the wind. cherry-red sweet lipstick. Daffodils dripping with rainwater. The silhouettes of lovers sitting at the end of a dock, everything the deepest blue. age:  32 date of birth: October 29 zodiac sign:  Scorpio residence:  Brooklyn occupation: ballerina / ballet teacher & artist

appearance:

faceclaim:  Aya Shalkar height:  1,71 ethnicity: chinese, khazhakstani, american. build:  lean and slightly toned. eyes: blue hair:  signature shock of long, raven-black hair piercings: 11 tattoos:  left thigh, right inner thigh, left breast, back of neck style:  tiny dresses, lots of silver jewelry, thigh high leather boots, vintage pieces, mix and matching. loves long stylish coats paired with short skirts and boots. Velvet suits and always wearing multiple rings on every finger. voice: velvety and surprisingly smoky

personality:

traits: aloof, witty, sharp tongue, stoic, optimistic, generally pleasant and approachable, although she suffers from "resting bitch face". graceful, the kind of person where you want to move closer to them yet they have this sense of otherworldly ethereality to them that makes a person want to be worthy of them somehow... energetic and determined. optimistic even though she is often so full of stress. likes: arts. Books. Going to the cinema, cooking for her friends, cats and birds. dislikes: misery, pessimism, bullies, general unpleasant people. being told what to do. Being taken for granted. Men. fears:  death / being alone forever phobias:  heights hobbies:  she likes reading, the occasional video game and traveling. archery. skills:  dancing, excellent at all kinds of crafts, drawing/painting. Cooking. quirks/habits:  has a collection of perfumes, always ends up skipping meals, beautiful handwriting. prefers the countryside, has nothing figured out, a1 sense of humor, impulsive decisions. always prepared for the worst, craves warmth, hates staying at home, bold eye makeup, iced drinks. smokes. pet peeves:  lies/white lies, indecision, pessimistic, mean miserable people / bad & dangerous driving

faves:

ice cream flavor: lemon or mango time of the day / night: dawn when everything is soft and quiet weather:  sunny breakfast food:  oatmeal & sweet coffee / eggs and avocado / she wakes up early and makes elaborate breakfasts usually dinner food:  soup / salad, she eats lighter during the day, her biggest meal is her breakfast colors:  lilacs and black songs:  Femininomenon by Chappell Roan is her song, but she listens to a lot of classical music and indie/folk rock

other random stuff:

a cherished item: her ex-girlfriend's ring that she still wears usual mood: restless / moody 1 thing they want to do / experience before they die: make her own family / be happy defining moments:  her mother’s death / breaking up with her long term girlfriend / first love

family:

half younger sister, estranged father, her friends are her family (mother killed herself when she was 12)

‣✽ BIOGRAPHY HERE ! (Adeline)

‣✽ BIOGRAPHY HERE ! (Isabelle)

[nikolaraftis]

Character Profile: Zena Moralis

Art by Cory Godbey (2015)

Name, age, gender: Zenaida “Zena” Philomena Moralis, 22, female

Physical appearance; how the character feels about their physical appearance: dark brown eyes and long curly hair, sickly olive skin – freckled, Grecian nose and handsome features, short but confident stature, leanly muscled, naturally dark under-eyes, acne scars, resting sad face, wears hoop earrings religiously despite the risk, always cuts her nails short but paints them black; likes her appearance though believes it is not something that would attract other people or is considered conventionally attractive. Clothing: Loose shirts and high-waisted trousers made for freedom of movement, with belts to match her jewellery, and combat boots, along with cloaks or a hoodie/coat, depending on where she just came from. This is her default. Sometimes she’ll wear loose trousers and armoured tops with armbands and bracers. For more formal occasions, she wears elegant, eye-catching gowns that would make magpies envious.

Race, class, ethnicity: human, middle class, Greek/Mundus Rimorian.

Childhood experience – family relationships, friends and key figures, lifestyle, education, activities and interests

Family relationships: Zena lives with her absentee father, Eamon Moralis, and her sister, Phoebe. She knows no other family, save for Evangeline Clemenza, the woman who is allegedly hers and Phoebe's runaway mother.

Friends: Kamali Wynn is Zena’s best friend from childhood, and she also meets Florence Escoffier almost a month before the novel's beginning and the two are fast friends.

Key figures: Cain Wynn and Lulit Wynn, parents of Kamali and their youngest daughter, Makeda. Cain and Lulit frequently babysat Zena and were there for her in ways that Eamon was not.

Lifestyle: limited by arthritis and a strict father, at least until he started disappearing for long periods of time. She stays active to keep her body going and blow off frustrated steam.

Education: received a full education with a high school diploma, is currently enrolled in her final year of law at university.

Activities/hobbies: reading, writing (fan fiction), sketching, tennis.

Interests: novels, gardening, 1 v 1 or 2 v 2 sports (including chess), arts, and video games.

Attitudes and moral beliefs: Zena believes in justice, which she measures by her own moral code that she has constructed growing up. She dislikes authority, but not to the level of being an anarchist. Murder is not okay. Mostly though, she believes in having the freedom to live how you want.

Current relationships – parents, siblings, romantic partners, friends, children, etc.: Eamon is the only semi-present parent who Zena is on rocky terms with since she hates him but is reluctantly attached to him despite this, she's very close with her sister Phoebe and her best friend Kamali, and she has no romantic partner currently but has a bad habit of falling in love with everyone.

Religious background and current religious beliefs: Zena does not believe in a higher power.

Occupation; relationship to boss and coworkers: full-time university student; does not mind most of her professors, and is divided in her feelings about her classmates.

Main aspects of personality – introvert/extrovert, pessimist/optimist, thinking/feeling, etc.: Zena is at heart an introvert, an absurdist and cynic, who wars between her thoughts and feelings but is ultimately ruled by the former. She falls in love too easily despite how often she’ll claim she’s “not afraid to be alone”, because she craves deeper connection and to feel secure. Zena also has a bad habit of self-sacrificing that comes from disregarding her own life.

What are they proud of? Ashamed of?: Zena is proud of her own stubbornness and determination, as well as her humour, but she is ashamed of her insecurities (feeling lonely, unstable, not strong enough, not quite smart enough, not pretty enough – not enough for anyone, a failure, someone to be left behind).

State of health: she is generally healthy, aside from the arthritis, but she tends to catch colds often. She is strong but not very much so.

Fears: abandonment (particularly when Eamon “gave up” on her), needles/injections, drowning, claustrophobia, losing herself, failing.

Sense of humour: sarcastic, dry, silly, and occasionally dark.

Core characteristic: represented by the sun in her intensity, warmth, passion, and yet removed nature (the moon is closer to the earth than the sun), her fiery anger and occasional harshness. Her core characteristic is a sense of justice; it's what drives and guides her.

Inherent contradiction: craving connection with people but holding them at arm’s length because she’s afraid of abandonment, of failing them.

Favourites: orange (flavour/food/colour), bears, summer, Earl Grey tea, hot showers, martial arts (sport), thunderstorms, sunrise.

Dislikes: green tea, liars, swimming, sharks, injustice, losing.

[vaish-26]

Understanding The Basics Of Stock Market Investing

INTRODUCTION :

Investing in the stock market can seem really difficult, especially if you're new to it. But with the right information and the proper approach, it can be a profitable way to increase your money over time. In this blog, we'll explain the basic ideas and strategies behind stock market investing to help make this complex financial world easier to understand.

WHAT IS STOCK MARKET ?

At its core, the stock market is a platform where investors can buy and sell shares of publicly traded companies. When you purchase shares of a company's stock, you essentially become a part-owner of that company, entitled to a portion of its profits and losses.

WHY INVEST IN STOCKS ?

Stock market investing offers the potential for significant returns over the long term. Historically, stocks have outperformed other asset classes such as bonds and cash equivalents. Additionally, investing in individual stocks allows for diversification, enabling investors to spread risk across different companies and sectors.

BULLS AND BEARS :

Bulls: Imagine a bull charging ahead with its horns up. In the stock market, "bulls" are investors who are optimistic and believe that the market or a specific stock is going to go up in value. They think good times are ahead and are ready to buy stocks, anticipating profits.

Bears: Now, think of a bear standing on its hind legs and swiping downward with its paws. In the stock market, "bears" are the opposite of bulls. They're pessimistic about the market or a stock and believe that prices are going to fall. They're cautious or even selling stocks, expecting losses.

Bulls think prices will go up, so they buy.

Bears think prices will go down, so they sell.

KEY CONCEPTS OF STOCK INVESTING :

1. Stocks vs. Other Investments: Stocks represent ownership in a company, while bonds represent debt. Stocks offer the potential for higher returns but come with greater risk compared to bonds.

2. Risk and Reward: The relationship between risk and reward is a fundamental principle of investing. Generally, higher-risk investments have the potential for higher returns, but they also carry a greater chance of loss.

STRATEGIES FOR STOCK MARKET INVESTING:

1. Long-Term Investing: Adopting a long-term perspective allows investors to ride out short-term market fluctuations and capitalize on the power of compounding returns over time.

2. Dollar-Cost Averaging: By investing a fixed amount of money at regular intervals, investors can take advantage of market fluctuations to buy more shares when prices are low and fewer shares when prices are high.

3. Value Investing: Value investors seek out undervalued stocks trading below their intrinsic value. They believe that over time, the market will recognize the true worth of these companies, resulting in price appreciation.

4. Growth Investing: Growth investors focus on companies with strong growth potential, even if their current stock prices may seem high relative to earnings. They believe that these companies will continue to outperform over the long term.

CONCLUSION :

While investing in the stock market carries inherent risks, understanding the basics and employing sound investment strategies can help mitigate those risks and increase your chances of success. Remember to conduct thorough research, diversify your portfolio, and remain disciplined in your approach. By staying informed and patient, you can harness the power of the stock market to achieve your financial goals. Happy investing!!

[im-no-jedi]

Full Name: Matt (sometimes called Matt Hunter)

Nickname(s): Matty, Hunter, Bro, Guardian

Age: Mid to late 20s physically; reborn three years prior to the Red War

Height: 6 ft

Body type: Athletic, typical “hero build”

Skin tone/Ethnicity/Species: Human, Caucasian with a slight tan

Eye color: Warm brown

Hair color/style: Shoulder-length warm brown hair parted down the middle

Distinguishing features: Prominent nose, indented cheeks, crooked smile

Dress/Clothing preference: Metal chestplate with a glowing center, knives strapped to his arms, New Monarchy details on the shoulders, cowboy pants with a hand cannon at his hip, cowboy boots with spurs, a dark red slightly shredded cloak that is always draped over his left shoulder

Mannerisms: Talks with his hands

Physical talents/Skills: Rarely misses his shots; can triple jump and do parkour but is klutzy as heck

Face claim: Matthew Mercer

Voice claim: Same as above, literally the og male human guardian voice

Normal tone: Friendly, upbeat, warm

Language & accent: English and some Eliksni; Midwestern accent

Occupation: Hunter guardian for the Last City

Current home/planet: The Last City, Earth

Situation: Protecting Earth - and the rest of the galaxy - from its enemies, including the Darkness

Motivation: To protect his loved ones and those who can’t protect themselves  

Biggest strength(s): His natural-born leadership

Biggest issue(s): His klutziness

Strongest trait: Compassion

Personality: Kind, helpful, compassionate, friendly, loving

Habits: Helping people; falling over and tripping on stuff all the time; gets easily emotional and cries at stuff without shame; has no trouble talking to people normally but gets SUPER awkward around people he’s romantically interested in

Ambition/Short and Long Term Goals: He wants to rid the universe of the Darkness by any means necessary

Greatest fear(s)/Phobias: Losing his loved ones; the Darkness itself

Biggest secret(s): He doesn’t get them often, but his nightmares are always about his loved ones turning to the Darkness and him being forced to kill them

Social skills: Loves talking to people and is able to befriend others immediately

Optimist or Pessimist: Optimist

Introvert/Extrovert/Ambivert: Extrovert

Alignment: Lawful Good

Original home/planet: Born and raised in Montana, moved to California as an adult to join the army

Important history: His story follows the events of the first Destiny game and its expansions; he’s basically the “main character”. With the help of his other fireteam members, Rocky and Isaac, he defeated Oryx and brought temporary peace to the Last City. He’s since then become the “official” greeter of all the new Guardians who come to the Last City. In his original life, he was a soldier who was devoted to protecting the Earth from potential invaders. He had a fiancé who wanted to travel the rest of the galaxy, but couldn’t convince Matt into leaving with her. She ended up leaving on the ship that would cause the creation of the Awoken while Matt stayed on Earth and witnessed the Collapse. His name was teasingly given to him by some other Guardians who were bullying him when he first came to the City as a Guardian (they called him a floormat due to his tendency for falling on his face).

Family: No living relatives, but he considers his fireteam his family

Best Friend: Roq-5 AKA Rocky; these two are so close, some people mistake them for a couple LOL

Significant Other/Love interest: Suriya Hawthorne, girlfriend

Friends, Enemies, Acquaintances, and Colleagues: The leader of Fireteam Misfit. He has respectful relationships with Isaac and Marvel, a strong platonic sibling/soulmate relationship with Hannah, acts like an older brother to Ace and Lunaa, and is quite supportive of Uldren. Good friends with Fon (@tobestik’s OC). Highly respects the Speaker and the Vanguard. He’s friends with literally everyone in the Last City and beyond, and one of the biggest supporters of the friendly relations between the House of Light and Caiatl’s forces. His only enemies are the ones presented as such (Ghaul, Oryx, Savathun, etc.) and anyone who fully aligns themself with the Darkness (Guardians who wield Darkness abilities were hard for him to get used to at first, but he’s made peace with it; however you will never see him doing anything of the sort)

Phys. Health/Mental Health: Perfect physical health; has minor PTSD from when Isaac died

Education: He knows a lot about all the different alien species in the galaxy (it’s a special interest of his). He’s also well-versed in all the different weapons and weapon types that exist; he’s basically a major nerd

Religion: He believes very much in the Traveler and that it truly is the world’s savior

Romantic/sexual preference: Hetero

Interests/Hobbies: He collects artifacts and weapons from other species and likes to display them in his quarters

Favorite phrases: “Welcome to the Last City!”, “I can help!”, and *crashing noises*

Favorite color(s): Red and bronze

Favorite food/drink: Coffee

Favorite music: Country and soft rock

Favorite quote/saying: “If you can’t say something nice, don’t say anything at all”

Weapon(s) of choice: The Sunshot and Huckleberry; most pistols and hand cannons honestly

Role model: All of the Vanguard, but mainly Zavala

Important personal item/Prized possession: His cloak, which was gifted to him by the Speaker after he first came to the Last City

Creator trait(s): The ability to dance, Midwestern accent, PTSD due to loss, love of coffee, being the voice of reason, natural older sibling nature, getting awkward around romantic interests, collecting and displaying trinkets

Inspiration for creation: When I first started playing Destiny, I wanted to make a character that looked like McCree from Overwatch, but I ended up making him just straight up look like Matt Mercer instead LOL. My reasoning was further supported by the fact that the og voice for male humans was in fact actual Matt Mercer haha

Featured in: Anything related to my main Destiny AU staring Fireteam Misfit

[xcorikhang]

TASK #10 - GET BOLD

—

TW: mentions of sex and politics

WHERE DO THEY FIT IN

financial / class status: wealthy | middle class | poor

grew up: wealthy | middle class | poor

health / wellness: fit/healthy | moderate | disabled | ill

education: below high school | high school | college | beyond

legalities: clean record | has a record | trouble / prison

town status: local | new in town | somewhere in between

lives: downtown | suburbs | coast | countryside

Additional Information: Cori grew up in a time where her family’s business was expanding, so while her early years were a little different by the time she was a teen the thriving laundromat provided Cori with a fairly comfortable upbringing.

FAMILY LIFE

parents: alive | deceased | unknown

came to be: blood | adopted | other

siblings: multiple siblings | one sibling | only child

extended family: large (aunts, uncles, cousins) | small | none

children: none | has children | wants children

relationship status: single | complicated | taken

if taken: dating | relationship | engaged | married

if single: looking | not looking | whatever happens

pets: no pets | has pets | wants pets

Additional Information: Cori grew up knowing her biological parents and just who they were, as she was was adopted by her maternal aunt as a newborn. She is grateful to have been given that opportunity. After nearly a decade since the end of her last serious, long term relationship, she is finally opening herself up to the idea of dating seriously again.

PERSONALITY STUFF

extroverted | introverted | somewhere in between

organized | disorganized | somewhere in between

close minded | open minded | somewhere in between

calm | anxious | somewhere in between

easy to get along with | not so much | somewhere in between

cautions | reckless | somewhere in between

patient | impatient | somewhere in between

outspoken | reserved | somewhere in between

leader | follower | somewhere in between

empathetic | careless | somewhere in between

optimistic | pessimistic | somewhere in between

traditional | modern | somewhere in between

hard-working | lazy | somewhere in between

cultured | uncultured | somewhere in between

BELIEFS AND IDEALS

are they: religious | agnostic | atheist

do they believe in ghosts / spirits: yes | no | unsure

the afterlife: yes | no | unsure

reincarnation: yes | no | unsure

aliens: yes | no | unsure

astrology: yes | no | unsure

fate: yes | no | unsure

political alignment: conservative | liberal | independent | other

are they: pro-choice | anti-abortion | unsure

are they: pro-death penalty | anti-death penalty | unsure

are they: pro-euthanasia | anti-euthanasia | unsure

are they: pro-legalized drugs | anti-legalized drugs | unsure

Additional Information: Cori was raised Buddhist and still identifies as such. Politically, Cori is a registered democrat and tends to vote along party lines in every election.

SEX, ROMANCE & RELATIONSHIPS

sexuality scale: allosexual | in between | asexual | other

romantic scale: allromantic | in between | aromantic | other

experience: virgin | very little | moderate | experienced

number of partners: 0 | 1-5 | 5-10 | 10-25 | 25+

number of relationships: 0 | 1-5 | 10-25 | 25+

preferred partners: men | women | any gender | other | none

relationships: monogamous | polyamorous | other | none

with others: relationship person | casual sex | other | none

in bed: traditional sex | adventurous | kinks/fetishes | other

Additional Information: Cori doesn’t label her sexuality, but if she had to it would probably align closest with pansexual. She has only ever been in one serious relationship with a man, but has had short flings and hook ups with both men and women. It has taken her nearly ten years to open up to the idea of dating seriously again, so she is down for a relationship these days, but the last nine years have certainly been a preference for casual sex.

ABILITIES AND SKILLS

cooking: good | in between | bad

cleaning: good | in between | bad

musical ability: good | in between | bad

artistic skills: good | in between | bad

driving: good | in between | bad

athleticism: good | in between | bad

swimming: good | in between | bad

horseback riding: good | in between | bad

fishing / hunting: good | in between | bad

gardening: good | in between | bad

communication: good | in between | bad

handiness: good | in between | bad

handwriting: good | in between | bad

technology: good | in between | bad

HABITS, GOOD & BAD

alcohol: excess | frequently | average | infrequently | never

smoking: excess | frequently | average | infrequently | never

pot/weed: excess | frequently | average | infrequently | never

drugs: excess | frequently | average | infrequently | never

shopping: excess | frequently | average | infrequently | never

gambling: excess | frequently | average | infrequently | never

sex: excess | frequently | average | infrequently | never

[vicioushauntings]

(zhong lili, she/her, spirit warrior) to ROSALIND “ROSIE” ALIMJAN, the whole world looks like an open page. with a leap of faith, their ability of WATER FORM MIMICRY grows a little stronger. they’re pledged to the HOUSE FRAISER to defend the enchanted lands of cagliostro with their MIRACULOUS CAKE BOX. for TWENTY-ONE years, they have survived a world of magic with both their CHEERFUL and DISTRACTIBLE. they work as a BATH HOUSE ATTENDANT, but if they could change their fate, they’d want to BECOME RICH & FAMOUS

BASICS

FULL NAME: Rosalind Alimjan NICKNAMES: Rosie BIRTHDAY: July 1 ZODIAC: Cancer GENDER: Cis Female PRONOUNS: She/her SEXUALITY: Bisexual

HEIGHT: DISTINGUISHING FEATURES: TYPICAL FASHION: Lots of pink, both long and short skirts, sundresses in the summer and a basic leggings/sweater combo in the colder months JEWELRY AND ACCESSORIES: Think early-mid 2000s fashion: chunky bracelets, hair scrunchies, and lots of butterfly clips.

PERSONALITY

POSITIVE TRAITS: Appreciative, cheerful, considerate, earnest, gentle NEGATIVE TRAITS: Childish, delicate, dependent, distractible, fanciful NEUTRAL TRAITS: Absentminded, dreamy, emotional, familial, mellow HOGWARTS HOUSE: Hufflepuff MBTI: INFP OPTIMIST/PESSIMIST: Optimist INTROVERT/EXTROVERT: Introvert DAREDEVIL/CAUTIOUS: Daredevil LOGICAL/EMOTIONAL: Emotional MESSY/NEAT: Messy

LIFE

HOMETOWN: New York EDUCATION: Community college LIVING SITUATION: With her sister, Dollie PETS: A mini pig named peach OCCUPATION: Bath house attendant, aspiring makeup startup PARENT(s): Mrs. Alimjan and Some Guy SIBLING(s): Dorothy Alimjan, Charlotte Alimjan, Dollie Alimjan, David Alimjan SIGNIFICANT OTHER(s): N/A DISABILITIES: N/A

FAVORITES

COLOR: Pink FOOD: Steamed dumplings MUSIC: Pop LITERATURE: Tabloids and paperback romance FLOWER: Peony

HOBBIES & HABITS

HOBBIES: Makeup, floral arranging, miniature paintings, fashion design MUSICAL INSTRUMENT: The flute SPORTS: Tennis SPENDING HABITS: Makeup, namebrand clothing, expensive coffee VICES: MLM schemes

HEADCANONS

Too naive for her own good, Rosie often finds herself pulled into MLM schemes and purchasing makeup ingredients that turn out to not be irritating to skin. She’s started several of her own companies - and then had to shut them down due to bad press or no money. Mary Kay, however, she regularly sells the products of.

Compared to the rest of her sisters, Rosie tends to find herself being more on the quiet side; with about half a dozen siblings, and the youngest of them all, she knows her voice tends to be lost among all of them; that being said, she still considers her family to be her best friends.

Rosie has worked in nearly every shop in Selphia since moving to the city some years prior. After bringing incorrect orders, sleeping on the job, showing up late, not showing up at all…she inevitably gets fired or is more kindly asked to not come back. The bathhouse is the only job she’s managed to keep long term - that, and her various get-rich-quick schemes.

SPIRIT WARRIOR

House: Fraser

Ability: Water Form Mimicry

Rosie has the ability to transform her entire body into various forms of water - in its liquid, gaseous, and solid states. It is nearly identical to her normal form, she simply becomes made of water as opposed to skin-and-bones. Given certain temperatures, she may not be in control of the state her body turns into, and if the water that makes up her body is separated - or in two separate states - she is unable to turn herself back to her original state. Otherwise, she is able to move through other liquids, or even through the air, given that all her molecules remain together.

BIOGRAPHY

The circumstances regarding Rosie’s birth are a bit of an odd one. See, her mother and father at the time were, well…on a break. When looking at the timeline and after doing a bit of math…it would be impossible for the man Rosie has taken to calling to Dad as her biological father. Her youth was spent hearing arguments about illicit affairs and breaks in relationships…while simultaneously being reassured that she was still a member of the family, loved by her mother and father and assortment of sisters alike.

Largely, Rosie has never let the issue of her parentage get to her. Full of optimism, she looks at her mother as her mother and her father as her father, and her sisters are precisely that. Her elder sister, Dorothy, was regularly idolized in Rosie’s mind. Her work ethic to get precisely what she wanted - either fame or a boyfriend - Rosie couldn’t help but admire. Paired with Dollie’s supportiveness and Lottie’s ambition…Rosie saw all her favorite traits in her sisters and tried her best to embody them all.

And the best way she has seen to display all her sisters’ best traits is to be entrepreneurial; ever since her early childhood, Rosie has created dozens of business plans and small start ups. From trying to sell cookies to lemonade stands, she has always wanted to have something of her own that she can proudly display to the world. However…her businesses have not always been successful. Her cookies burnt, her lemonade watered down…as she has gotten older and grown an interest in makeup and design, the ingredients she has invested in tend to cause allergic reactions and the fabric has been itchy and uncomfortable. Her naivety has also regularly gotten the best of her - having invested in pyramid schemes without realizing she has been taken advantage of.

If only there were an easy way to the top; Rosie, a hopeless romantic at heart, spent dozens of nights wishing on shooting stars and plucking four leaf clovers for all her dreams to come true. And one day, it seemed as if it would. While working her day job, a quiet woman approached Rosie and promised she could be given anything she ever wanted. Taught to be wary of strangers, Rosie did show hesitation initially - until the woman offered up a contract. Why wouldn’t she trust someone offering something legally binding? Rosie simply had to help the woman feel beautiful, and the woman would, in turn, make Rosie’s entire life beautiful. All too soon did she realize the woman was a witch who had tricked her; an old customer who had tried one of Rosie’s initial beauty products, which had left a horrible rash on her skin for months, she had sought out the girl who she claims had ruined her life. She wanted to make Rosie feel as ugly as she had.

Ever since signing the contract, Rosie has been cursed. By day, she retains her normal appearance. But as soon as the sun falls, her skin turns to scales and her hair mends together and her tongue starts to slither. Every nightfall, she makes a transformation into, what she considers to be, a horrifying snake monster. She still has a copy of the contract she signed herself into, and is convinced some sort of clue within the contract will make her return to normal. But until then, Rosie has a strict curfew and hides away every time the sun begins to set.

[next-gen-investent]

📈 Mastering Expectations Investing: The Key to Superior Stock Returns

Stock prices are more than mere reflections of a company's earnings—they embody the expectations of investors. To achieve superior returns in the stock market, the art lies in accurately predicting revisions to these expectations.

Many investors mistakenly equate a high-growth business with guaranteed success or dismiss a low-growth business as inherently unattractive. But the reality is more nuanced. The attractiveness of any stock depends on how its current valuation aligns with market expectations.

Let’s explore how expectations investing works and why it’s a cornerstone of smart stock picking.

🔑 The Role of Expectations in Stock Prices

Stock prices aren’t just influenced by earnings growth; they depend on whether that growth surpasses what investors anticipated.

If a company reports earnings growth that exceeds expectations, its stock price rises.

Conversely, if growth falls short—even in a high-growth business—the stock may lose value.

For example:

A company with a low PE ratio might outperform if its growth is underestimated by the market.

A company with a high PE ratio may struggle to deliver returns if its growth expectations are already priced in.

This highlights the importance of understanding PE ratios in the context of investor expectations.

📊 Sentiments and Their Impact on Stock Prices

Stock markets are driven by sentiment cycles:

In a bullish market, optimism runs high, leading to lofty expectations.

During bearish periods, pessimism takes over, causing expectations to plummet.

Smart investors capitalize on these emotional extremes by:

Identifying when expectations are overly optimistic or pessimistic.

Assessing how these expectations influence the stock's current price.

💡 Why Understanding Expectations Is Crucial

Unlike conventional wisdom, long-term stock returns don’t directly correlate with earnings growth. Instead, they hinge on the gap between actual growth and expected growth.

A company growing at 10% annually may still disappoint if the market expected 15%.

Conversely, a company growing at just 5% can outperform if the market only anticipated 2% growth.

Example:

Imagine two companies:

Company A has a PE ratio of 30 and is expected to grow earnings by 20%.

Company B has a PE ratio of 10 and is expected to grow earnings by 5%.

If Company A grows at 18%, it could disappoint, causing a decline in its stock price. Meanwhile, Company B could deliver 7% growth, exceeding expectations and leading to a price surge.

🔎 The Key to Successful Stock Picking

To navigate expectations effectively:

Assess Current Valuations: Are growth expectations already priced in?

Identify Gaps in Sentiment: Look for companies where market expectations are either too high or too low.

Track Revisions: Monitor how sentiment and earnings expectations evolve over time.

Remember:

High growth does not guarantee high returns.

The true driver of returns is expectation revisions—when reality outpaces or lags behind what investors foresaw.

📌 Takeaway

Understanding the dynamics of expectations investing can transform your approach to the stock market. It shifts your focus from blindly chasing growth to strategically evaluating how well a stock aligns with market sentiment and anticipated performance.

Smart investing isn’t about finding the best companies—it’s about finding the ones misjudged by the market.

So next time you analyze a stock, ask yourself:

Are current prices reflecting excessive optimism or undue pessimism?

What does the PE ratio say about the market's expectations for growth?

By mastering this mindset, you’ll uncover opportunities where others see risks—and position yourself for consistent, superior returns.

✨ Invest with insight. Focus on expectations. Reap the rewards.