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[ausetkmt]

At President Trump's rally in Tampa last week, a familiar face made it back in the national news. Maurice Symonette, also known as Michael the Black Man, was front and center in a crowd hurling invective at CNN reporter Jim Acosta, waving a "Blacks for Trump" sign.

Symonette has been a regular at Trump rallies all over Florida and as far away as Arizona. Just last month, he popped up at the U.S. border to appear in a video with disgraced sheriff-turned-pardoned-Senate-candidate Joe Arpaio.

All that national exposure raises an obvious question: Who is paying the bills for Symonette, a former member of Miami's murderous Yahweh ben Yahweh cult, to represent "Blacks for Trump" at Trump rallies? 

Since Blacks for Trump isn't a registered political organization with the Florida Division of Elections or the Federal Election Commission, there are no public records of any donations funding the group's operations.

It seems unlikely Symonette is fronting the cash for his travel himself because he filed for bankruptcy this past May. In federal court records, he reports that he's unemployed, generates no income, and has $0 in the bank. He also says four banks have staked claims on $2.9 million worth of property around Dade County. 

So how is he getting to Arizona and Tampa to stand behind Trump on national TV?  Reached on his cell phone, Symonette declined to discuss his group's financing. "You guys are horrible racists," he said. "You are lawbreakers and you're mean... God is going to punish you horribly."

Throughout the '80s, Symonette — then known as Maurice Woodside ��� was a devoted follower of Yahweh ben Yahweh, a charismatic preacher who wore white robes and called himself the Messiah.

Federal prosecutors later accused Yahweh, whose real name was Hulon Mitchell Jr., of ordering his followers to murder at least 14 people, including random white vagrants who were massacred as an initiation rite.

Symonette was charged in federal court along with Mitchell and 15 other followers in 1990; while the cult's leader was later convicted of 14 charges of murder conspiracy and served nearly two decades in prison, Symonette and six other cult members were acquitted.

In the decades since, Symonette has been charged with crimes including grand theft auto, carrying a weapon onto an airplane, and threatening a police officer, but has never been convicted. (He does have a pending case on a municipal ordinance charge in Hollywood after police showed up to a really loud party he threw.)

Since Trump's election, Symonette has carved out an unlikely new niche as one of President Trump's most visible African-American supporters. He has a knack for getting prime placement directly behind Trump and has handed out hundreds of his "Blacks for Trump" signs.

They advertise his website, which is full of conspiracy theories about Cherokees running the U.S. banking system. (Really.)

Symonette was even featured at a Miami Trump rally that prosecutors later alleged had been funded by Russian nationals looking to disrupt the election.

Symonette filed for Chapter 7 bankruptcy on May 16, listing Washington Mutual, Homecomings Financial, HSBC Bank, and Indymac Bank as his creditors; each institution laid claim to one of four houses. Three are in North Miami-Dade County, and one is near Kendall.

In court docs, his only listed assets are clothing, watches, various household items, and a pool table. He does say that his live-in girlfriend, whom he doesn't identify by name, provides him with $2,000 per month.

Could that money from his significant other cover Blacks for Trump's various trips around the country to support the president on TV? Symonette wouldn't discuss that with a New Times reporter. 

Instead, he spoke at length about his belief that the banking system is corrupt. He added that "Trump being the president is the greatest blessing we have ever had."

In his bankruptcy case, he's repeated those allegations about the banking system being crooked to Judge Laurel M. Isicoff. He's also repeatedly sought to change hearings that overlapped with Trump events. Symonette suggested the scheduling conflicts are a sinister plot to keep him away from the spotlight at Trump rallies.

"Creditors know that I have a rally in Arizona on July 25 and deliberately set the hearing on that date to cause me and my musical band to miss the performance and the rally with the bus we rented," he wrote in a motion filed the same morning as the Phoenix rally. "The creditors overheard that at the house we are disputing... and set that hearing on the same date just to harm me."

That motion was denied, as was another he filed on July 30, just before Trump's Tampa rally. "As founder of Blacks for Trump, (I) have rented vans to go to Trump's rally. We need to make the country aware how the banks (FOREIGNERS FROM THE EAST) are illegally taking WHITE AND BLACK PEOPLE'S houses away."

Maurice Symonette's story is baffling, to put it mildly. Symonette, who also goes by the name Michael the Black Man, somehow went from being part of the murderous Yahweh ben Yahweh cult to getting acquitted of murder charges himself to being a staple at Donald Trump's presidential rallies all over the country. Even among the rogue's gallery of rodeo clowns and Bond villains who make up Trump's core cadre of supporters, Symonette might legitimately be the weirdest person hovering around Trumpworld

.

After Michael the Black Man turned up at a Tampa-area Trump rally last week and led anti-press chants, it's worth taking note of all the bizarre places he's materialized since becoming a prominent Trump supporter:

1. At the original October 2016 Trump rally where he first popped up on TV:

Conservative Twitter is abuzz this afternoon with a trending hashtag: #BlacksForTrump. The spark is clear: Thousands have retweeted photos from Trump's rally in Lakeland, Florida, this afternoon showing a small group standing directly behind the Donald while enthusiastically waving "Blacks for Trump" signs. "Blacks are for Trump and the left can't stand it," writes @LawlessPirate, with another pic of the sign-waving man wearing a shirt reading "Trump & Republicans Are Not Racist." So who is this new face of Trump's elusive black support? He's none other than Michael the Black Man, also known as Maurice Woodside or Michael Symonette, who has made waves in Miami in recent years with protests against the Democratic Party and rallies for the GOP. He's also a former member of the murderous Yahweh ben Yahweh cult, which was led by the charismatic preacher Hulon Mitchell Jr., who was charged by the feds in 1990 with conspiracy in killings that included a gruesome beheading in the Everglades. Michael, along with 15 other Yahweh followers, was charged for allegedly conspiring in two murders; his brother, who was also in the cult, told jurors that Michael had helped beat one man who was later killed and stuck a sharpened stick into another man's eyeball. But jurors found Michael (and six other Yahweh followers) innocent. They sent Mitchell away for 20 years in the federal pen. In the years that followed, Michael changed his last name to Symonette, made a career as a musician, started a radio station in Miami, and then reinvented himself as Michael the Black Man, an anti-gay, anti-liberal preacher with a golden instinct for getting on TV at GOP events. He's planned events with Rick Santorum and gotten cable news play for bashing Obama. Since 1997, he's been charged with grand theft auto, carrying a weapon onto an airplane and threatening a police officer, but never convicted in any of those cases. 

2. At a Trump rally in Bayfront Park in Miami just before the election: 3. At a rally allegedly organized with the help of Russian agents:

A federal grand jury filed charges against 13 Russian nationals [in February 2018] for allegedly stealing identities, wiring money overseas, and staging a small series of flash mobs to help tip the 2016 election in Donald Trump's favor. It's unclear whether the social media campaign had any actual impact on voting, but the FBI alleges Russian money indeed affected one small group of Miamians who unknowingly used Russian cash to pay for supplies for an unnamed rally the September before the presidential election. There still seem to be online traces of that Moscow-funded rally. Only one publicized, pro-Trump rally appears to have taken place in the Miami area — #LatinosConTrump in Doral at 1 p.m. September 11, 2016. The event was pitched as an "anti-media" protest outside the town's Univision offices. The national group Latinos With Trump created flyers for the rally and noted that virtually all of Miami's most prominent pro-Trump groups — Cubans 4 Trump, Hispanas for Trump, Latinas for Trump, and the official Miami Trump Volunteers — would attend.

4. At a 2017 Trump rally in Phoenix, per the Washington Post:

And so it was Tuesday night before a crowd of Trump supporters in Phoenix who had come to watch another show. There was the president, whipping up the wildly cheering crowd, and then there was Michael the Black Man, chanting just beyond Trump’s right shoulder in that trademark T-shirt. The presence of Michael — variously known as Michael Symonette, Maurice Woodside and Mikael Israel — has inspired not only trending Twitter hashtags but a great deal of curiosity and Google searches. Internet sleuths find the man’s bizarre URL, an easily accessible gateway to his strange and checkered past. The radical fringe activist from Miami once belonged to a violent black supremacist religious cult, and he runs a handful of amateur, unintelligible conspiracy websites. He has called Barack Obama “The Beast” and Hillary Clinton a Ku Klux Klan member. Oprah Winfrey, he says, is the devil. Most curiously, in the 1990s, he was charged, then acquitted, with conspiracy to commit two murders.

5. With noted racist Sheriff Joe Arpaio at the U.S.-Mexico border just last week:

Via our sister paper Phoenix New Times:

Former sheriff Joe Arpaio filmed a video at the U.S.-Mexico border with a former Florida cult member who goes by the name Michael the Black Man. In the video posted on Thursday, Michael has his arm around Arpaio as the ousted former sheriff promotes his improbable race for Arizona's open Senate seat during a visit to the border fence in Naco, Arizona. Michael was a follower of the Yahweh ben Yahweh cult, a black-supremacist religious sect in Florida. In 1990, the feds charged Michael and over a dozen fellow cult members with conspiracy related to brutal murders in Florida. Alongside Arpaio and Michael in the video is an independent Senate candidate in Massachusetts, Shiva Ayyadurai, who shared the live video on Twitter. Born in India, Ayyadurai is a scientist and MIT graduate who claims that he invented email. He began his Senate campaign as a Republican before switching to run as an independent. Ayyadurai’s campaign uses the slogan, “Defeat #FakeIndian Elizabeth Warren,” as a derogatory jab at his Democratic opponent. “First of all, I’m from Massachusetts, so of course I’m supporting this great guy,” Arpaio says of Ayyadurai in the video. “He’s gonna win.” Michael says, “We’re at the border right here, between Arizona and Mexico.” He turns to Arpaio to ask if he has anything to say to the camera. The aging former sheriff brings up his law enforcement background. “It’s great to see the border again; I haven’t seen it in a while,” Arpaio says. 

If you've got any info on who's paying Symonette's travel bills to Trump rallies, email [email protected] or [email protected]

For a second, Donald Trump seemed to be backing off his vitriolic attacks on the free press. After five journalists were massacred at the Annapolis Capital Gazette, Trump briefly toned down his slurs. He even invited New York Times publisher A.G. Sulzburger to the White House to clear the air. But it didn't last.

Trump quickly returned to his Stalinist, enemies-of-the-people label for journalists and then lied about his meeting with Sulzburger to insist that truthful reporting is "fake news." Those insults have a real effect, and that fact was never frighteningly clearer than at Trump's rally last night in Tampa, where an unhinged-looking mob screamed insults and waved middle fingers at journalists, particularly CNN's chief White House correspondent, Jim Acosta.

The scene left many political watchers deeply shaken, including Acosta:

Just a sample of the sad scene we faced at the Trump rally in Tampa. I’m very worried that the hostility whipped up by Trump and some in conservative media will result in somebody getting hurt. We should not treat our fellow Americans this way. The press is not the enemy. pic.twitter.com/IhSRw5Ui3R— Jim Acosta (@Acosta) August 1, 2018

But most national press watchers didn't notice who was right at the center of that mob hurling invective at Acosta and his colleagues: Yep, it was Michael the Black Man, AKA Maurice Symonette, a former member of Miami's murderous Yahweh ben Yawheh cult who once faced charges of conspiring in the group's murders.

That's him with his instantly recognizable "Blacks for Trump" sign:

.@Acosta is trying to do a stand-up at #trumptampa and the crowd is booing and chanting “CNN sucks” behind him. pic.twitter.com/XiULajB1Li— Emily L. Mahoney (@mahoneysthename) July 31, 2018

Symonette has been a mainstay at Florida Trump rallies and over the past year has popped up at other Trump-linked events around the nation. Just last week, he flew to Arizona to film a video at the border with disgraced former sheriff Joe Arpaio. Trump's staff regularly gives Symonette front-and-center seats where he waves his black-and-white sign on national television.

Here's some background on Symonette from New Times' earlier reporting on him:

He's also a former member of the murderous Yahweh ben Yahweh cult, which was led by the charismatic preacher Hulon Mitchell Jr., who was charged by the feds in 1990 with conspiracy in killings that included a gruesome beheading in the Everglades. Michael, along with 15 other Yahweh followers, was charged for allegedly conspiring in two murders; his brother, who was also in the cult, told jurors that Michael had helped beat one man who was later killed and stuck a sharpened stick into another man's eyeball. But jurors found Michael (and six other Yahweh followers) innocent. They sent Mitchell away for 20 years in the federal pen. In the years that followed, he changed his last name to Symonette, made a career as a musician, started a radio station in Miami and then re-invented himself as Michael the Black Man, an anti-gay, anti-liberal preacher with a golden instinct for getting on TV at GOP events. He's planned events with Rick Santorum and gotten cable news play for bashing Obama. Since 1997, he's been charged with grand theft auto, carrying a weapon onto an airplane and threatening a police officer, but never convicted in any of those cases. 

In other words, he's exactly the kind of guy you might not want to drive into a blind rage at journalists who are just trying to do their jobs. Yet there he was in Tampa, right in the middle of the crowd screaming at Acosta — who, incidentally, took time to talk to the crowds who were so angry with him:

After each live shot, @Acosta would walk down and politely talk to the people who just heckled him. He talked to one group for at least 15 minutes. pic.twitter.com/J26nlxfD6k— Christopher Heath (@CHeathWFTV) August 1, 2018

There are two safe bets on this topic going forward: Trump won't stop throwing insults at the media, and wherever the president is whipping up that anger, Michael the Black Man will probably be there with his signs, happily taking the bait.

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[ausetkmt]

Ex-Cult Member Behind "Blacks for Trump" Is Bankrupt, So Who's Paying for His Trump Rally Trips?

At President Trump's rally in Tampa last week, a familiar face made it back in the national news. Maurice Symonette, also known as Michael the Black Man, was front and center in a crowd hurling invective at CNN reporter Jim Acosta, waving a "Blacks for Trump" sign. Symonette has been a regular at Trump rallies all over Florida and as far away as Arizona. Just last month, he popped up at the U.S. border to appear in a video with disgraced sheriff-turned-pardoned-Senate-candidate Joe Arpaio.

All that national exposure raises an obvious question: Who is paying the bills for Symonette, a former member of Miami's murderous Yahweh ben Yahweh cult, to represent "Blacks for Trump" at Trump rallies?  Since Blacks for Trump isn't a registered political organization with the Florida Division of Elections or the Federal Election Commission, there are no public records of any donations funding the group's operations.

It seems unlikely Symonette is fronting the cash for his travel himself because he filed for bankruptcy this past May. In federal court records, he reports that he's unemployed, generates no income, and has $0 in the bank. He also says four banks have staked claims on $2.9 million worth of property around Dade County. 

So how is he getting to Arizona and Tampa to stand behind Trump on national TV?  Reached on his cell phone, Symonette declined to discuss his group's financing. "You guys are horrible racists," he said. "You are lawbreakers and you're mean... God is going to punish you horribly."

Throughout the '80s, Symonette — then known as Maurice Woodside — was a devoted follower of Yahweh ben Yahweh, a charismatic preacher who wore white robes and called himself the Messiah. Federal prosecutors later accused Yahweh, whose real name was Hulon Mitchell Jr., of ordering his followers to murder at least 14 people, including random white vagrants who were massacred as an initiation rite.

Symonette was charged in federal court along with Mitchell and 15 other followers in 1990; while the cult's leader was later convicted of 14 charges of murder conspiracy and served nearly two decades in prison, Symonette and six other cult members were acquitted.

In the decades since, Symonette has been charged with crimes including grand theft auto, carrying a weapon onto an airplane, and threatening a police officer, but has never been convicted. (He does have a pending case on a municipal ordinance charge in Hollywood after police showed up to a really loud party he threw.)

Since Trump's election, Symonette has carved out an unlikely new niche as one of President Trump's most visible African-American supporters. He has a knack for getting prime placement directly behind Trump and has handed out hundreds of his "Blacks for Trump" signs. They advertise his website, which is full of conspiracy theories about Cherokees running the U.S. banking system. (Really.)

Symonette was even featured at a Miami Trump rally that prosecutors later alleged had been funded by Russian nationals looking to disrupt the election.

Symonette filed for Chapter 7 bankruptcy on May 16, listing Washington Mutual, Homecomings Financial, HSBC Bank, and Indymac Bank as his creditors; each institution laid claim to one of four houses. Three are in North Miami-Dade County, and one is near Kendall.

In court docs, his only listed assets are clothing, watches, various household items, and a pool table. He does say that his live-in girlfriend, whom he doesn't identify by name, provides him with $2,000 per month.

Could that money from his significant other cover Blacks for Trump's various trips around the country to support the president on TV? Symonette wouldn't discuss that with a New Times reporter. 

Instead, he spoke at length about his belief that the banking system is corrupt. He added that "Trump being the president is the greatest blessing we have ever had."

In his bankruptcy case, he's repeated those allegations about the banking system being crooked to Judge Laurel M. Isicoff. He's also repeatedly sought to change hearings that overlapped with Trump events. Symonette suggested the scheduling conflicts are a sinister plot to keep him away from the spotlight at Trump rallies.

"Creditors know that I have a rally in Arizona on July 25 and deliberately set the hearing on that date to cause me and my musical band to miss the performance and the rally with the bus we rented," he wrote in a motion filed the same morning as the Phoenix rally. "The creditors overheard that at the house we are disputing... and set that hearing on the same date just to harm me."

That motion was denied, as was another he filed on July 30, just before Trump's Tampa rally. "As founder of Blacks for Trump, (I) have rented vans to go to Trump's rally. We need to make the country aware how the banks (FOREIGNERS FROM THE EAST) are illegally taking WHITE AND BLACK PEOPLE'S houses away."

For a second, Donald Trump seemed to be backing off his vitriolic attacks on the free press. After five journalists were massacred at the Annapolis Capital Gazette, Trump briefly toned down his slurs. He even invited New York Times publisher A.G. Sulzburger to the White House to clear the air. But it didn't last.

Trump quickly returned to his Stalinist, enemies-of-the-people label for journalists and then lied about his meeting with Sulzburger to insist that truthful reporting is "fake news." Those insults have a real effect, and that fact was never frighteningly clearer than at Trump's rally last night in Tampa, where an unhinged-looking mob screamed insults and waved middle fingers at journalists, particularly CNN's chief White House correspondent, Jim Acosta.

The scene left many political watchers deeply shaken, including Acosta:

Just a sample of the sad scene we faced at the Trump rally in Tampa. I’m very worried that the hostility whipped up by Trump and some in conservative media will result in somebody getting hurt. We should not treat our fellow Americans this way. The press is not the enemy. pic.twitter.com/IhSRw5Ui3R— Jim Acosta (@Acosta) August 1, 2018

But most national press watchers didn't notice who was right at the center of that mob hurling invective at Acosta and his colleagues: Yep, it was Michael the Black Man, AKA Maurice Symonette, a former member of Miami's murderous Yahweh ben Yawheh cult who once faced charges of conspiring in the group's murders.

That's him with his instantly recognizable "Blacks for Trump" sign:

.@Acosta is trying to do a stand-up at #trumptampa and the crowd is booing and chanting “CNN sucks” behind him. pic.twitter.com/XiULajB1Li— Emily L. Mahoney (@mahoneysthename) July 31, 2018

Symonette has been a mainstay at Florida Trump rallies and over the past year has popped up at other Trump-linked events around the nation. Just last week, he flew to Arizona to film a video at the border with disgraced former sheriff Joe Arpaio. Trump's staff regularly gives Symonette front-and-center seats where he waves his black-and-white sign on national television.

Here's some background on Symonette from New Times' earlier reporting on him:

He's also a former member of the murderous Yahweh ben Yahweh cult, which was led by the charismatic preacher Hulon Mitchell Jr., who was charged by the feds in 1990 with conspiracy in killings that included a gruesome beheading in the Everglades. Michael, along with 15 other Yahweh followers, was charged for allegedly conspiring in two murders; his brother, who was also in the cult, told jurors that Michael had helped beat one man who was later killed and stuck a sharpened stick into another man's eyeball. But jurors found Michael (and six other Yahweh followers) innocent. They sent Mitchell away for 20 years in the federal pen. In the years that followed, he changed his last name to Symonette, made a career as a musician, started a radio station in Miami and then re-invented himself as Michael the Black Man, an anti-gay, anti-liberal preacher with a golden instinct for getting on TV at GOP events. He's planned events with Rick Santorum and gotten cable news play for bashing Obama. Since 1997, he's been charged with grand theft auto, carrying a weapon onto an airplane and threatening a police officer, but never convicted in any of those cases. 

In other words, he's exactly the kind of guy you might not want to drive into a blind rage at journalists who are just trying to do their jobs. Yet there he was in Tampa, right in the middle of the crowd screaming at Acosta — who, incidentally, took time to talk to the crowds who were so angry with him:

After each live shot, @Acosta would walk down and politely talk to the people who just heckled him. He talked to one group for at least 15 minutes. pic.twitter.com/J26nlxfD6k— Christopher Heath (@CHeathWFTV) August 1, 2018

There are two safe bets on this topic going forward: Trump won't stop throwing insults at the media, and wherever the president is whipping up that anger, Michael the Black Man will probably be there with his signs, happily taking the bait.

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What Are Bankruptcy Exemptions?

If you’re overwhelmed with debt, filing for bankruptcy with the guidance of the Wright Law team may be the best path forward for relief and better days. It’s a big step, and it’s understandable to have a lot of questions, and maybe even some hesitation. At Wright Law Offices, bankruptcy is our specialty, and we’re honored to be able to help our clients navigate the bankruptcy relief process and discover a fresh start.

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What Are Bankruptcy Exemptions? 

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Exemptions for Chapter 7 vs Chapter 13 Bankruptcies

In bankruptcy law, the same amount of property is protected for both Chapter 7 and Chapter 13. The main difference is that with exemptions in Chapter 7, the bankruptcy trustee appointed to your case will sell non-exempt property to pay your creditors. When it comes to property in Chapter 13 bankruptcy, you’re basically allowed to keep all of your property while paying off some of your debt in a 3-5 year repayment plan. The value of property that can’t be protected with an exemption is calculated into the repayment plan, so with exemptions in Chapter 13 bankruptcy, exempting all or most of your assets will help keep your monthly payment low.

State vs Federal Bankruptcy Exemptions

Both state and federal bankruptcy exemptions exist, allowing debtors to exclude certain property up to a certain dollar in value. When filing in some states (Arizona isn’t one of them!), you are given a choice between exemption systems, meaning you can choose whether you use the state exemption list, or the list of federal exemptions outlined by federal law, but you can’t mix and match exemptions from the two sets. Again, Arizona doesn’t give you a choice of exemption; you must go by the state exemption list.

What Are Federal Non-bankruptcy Exemptions?

To further protect your property when filing in a state like Arizona where you must use the state exemption list, you may be able to take advantage of other federal exemptions found outside the bankruptcy code, which are called federal non-bankruptcy exemptions. These are just like bankruptcy exemptions because they prevent certain assets from being sold by the bankruptcy trustee to pay your debts. However, they are harder to qualify for, as you must be part of a certain occupation or other specialized group.

For example, your retirement benefits are fully exempt if you are classified as one of the following: civil, foreign, or military service employee, railroad worker, CIA, Veteran, Military Medal of Honor Roll, or a Social Security benefit recipient. Death and disability benefits are fully exempt for longshoremen, harbor workers, and government employees, in addition to any received benefits for risk, hazard, injury, or death from war. There’s more to the list that qualify as non-bankruptcy exemptions, so get in touch with our law firm to discuss whether you fall under one of the categories.

Doubling Exemptions for Married Couples

If you are filing for a joint bankruptcy with a spouse, there is exempt property that can be doubled, meaning you can claim or take twice the amount. If you are filing Chapter 7, doubling will allow you to keep more of your property, and for Chapter 13, you’ll pay less to unsecured creditors as part of your repayment plan. You and your spouse can each take the full exemption amount on a piece of property as long as you each have ownership interest in the asset.

What is Exempt When Filing For Bankruptcy in Arizona?

Under Arizona law, if you are filing for bankruptcy, and have lived in Arizona for all of the two years previous to filing bankruptcy, you may claim the exemptions made by Arizona law. If you happened to have lived elsewhere during that time period, you must claim the exemptions provided by the state you resided in for the greater part of six months.

Here is a small sampling of some commonly assets that qualify as exempt property in Arizona:

Homestead Property Exemption. In Arizona, homestead exemptions mean that up to $250,000 of a home, condo, mobile home, or other property (plus the land) where you reside can be exempted, and therefore protected. This homestead statute states the amount cannot be doubled if filing with a spouse.

Motor Vehicles. Arizona’s exemption for motor vehicles allows you to protect up to $6,000 in one vehicle, or up to $12,000 if you’re elderly or disabled, or have a dependent who is.

Personal Property. For keeping property in bankruptcy, beyond a home and a vehicle, there is quite a bit that can be exempted as personal property, and all can be doubled for a spouse. Up to $6,000 (total fair market value) in household appliances, household furnishings, and electronics may be exempted. Other miscellaneous assets that have their own specific limits include a wide range of household items including: computers, musical instruments, sewing machine, typewriter, bicycle, firearms, books, a watch (sorry, but that Rolex is not going to be exempt), engagement and wedding rings, and more. Even household pets are listed. Again, it’s a very specific list outlined by Arizona statute, and that’s why having a personal bankruptcy lawyer on your side to best protect your assets and YOU is imperative throughout this process.

Life Insurance Benefits. A life insurance policy not greater than $20,000 payable to a surviving spouse or child, as well as payments to a beneficiary under any health, accident, or disability policy are subject to exemption.

Pensions & Retirement Plans. Various employee funds in pension plans are exempt, as well as funds in retirement accounts that are tax-exempt.

If you have a specific question about whether or not an asset of yours will be protected when filing for bankruptcy, please contact us. Every situation is unique, and we are more than happy to get you the information you need to rest easier and envision a brighter path forward free from financial stress.

Phoenix’s Best Bankruptcy Attorney

Bankruptcy proceedings can be daunting and certainly confusing, but you don’t have to go through it alone. In fact, you shouldn’t. At the Wright Law Firm, we’ve dedicated our careers to helping Arizonans file bankruptcy, and help our clients understand the exemptions in bankruptcy cases that are available.

If you have questions about bankruptcy, debt assistance, or loan modifications, call our team at 602-456-6085 or click here for a free consultation. Let us help you discover a fresh start.

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