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biofunmy · 5 years

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How One Address Led to a $100 Million Tax Credit Scheme

PEARL RIVER, N.Y. — In the summer of 2015, Jaguar Land Rover North America told state officials in New Jersey that it was considering moving to an office development in New York called Blue Hill Plaza.

To keep the automotive giant’s headquarters in New Jersey, the state offered $26 million in tax credits. So Jaguar stayed.

Five months later, FC USA, a travel company, also told New Jersey that it was looking to relocate to the very same office development in New York.

So did Groupe SEB, an appliance manufacturer.

In total, over five years, 12 companies threatened to leave New Jersey and move to Blue Hill Plaza unless the state provided tens of millions in tax credits.

None followed through on the threat. In fact, an investigation by The New York Times suggests that nearly all of the 12 companies never seriously considered moving to New York.

But all 12 received lucrative tax credits from New Jersey to stay — more than $100 million in total, according to documents obtained by The Times.

Even the leasing agent at Blue Hill Plaza in Pearl River, N.Y., said he realized that the companies were using the site largely to “maximize their incentive packages” from New Jersey.

“We are aware that often times the tenant has no intention at all of relocating to the Blue Hill,” said the leasing agent, James B. Tully, an executive vice president at CBRE, a real estate company.

The threats to move to Blue Hill Plaza have emerged as a prominent example of how many companies took advantage of New Jersey’s economic incentive programs that in total have awarded $11 billion, The Times’s investigation found.

That 12 companies all happened to pick the same out-of-state location underscores one of the main criticisms of the programs: The state agency responsible for overseeing the incentives, the Economic Development Authority, carried out little if any oversight. It does not appear that state officials found it suspicious that companies repeatedly threatened to move to the same office complex in New York — or that the officials even noticed.

Nor did the state officials appear to check whether the companies had sought competing economic development packages from New York, as is typically the case in these cross-state battles over jobs. It turns out that nearly all of the 12 companies did not seek benefits from New York or merely filed cursory applications, The Times found.

The tax credit programs were approved by Gov. Chris Christie, a Republican, and the Democratic-controlled Legislature in 2013 in an effort to jump start New Jersey’s economy after the recession.

But the programs have become embroiled in scandal over revelations that politically connected companies received what amounted to corporate giveaways. Far fewer jobs were retained or created in New Jersey than companies had promised, state officials now acknowledge.

A New York Times investigation in May found that the economic development programs were easily manipulated by lawyers and other insiders.

The controversy over the tax breaks has consumed Trenton, prompting investigative hearings, subpoenas to companies and at least one state agency and setting off open warfare between Gov. Philip D. Murphy, a Democrat, and legislative leaders of his own party.

Mr. Murphy, who took office in 2018, has assailed the economic development programs, appointing a task force to investigate and overhaul them.

After The Times recently began inquiring about Blue Hill Plaza, New Jersey’s attorney general issued another round of subpoenas seeking information from the state agency that administers the incentive programs — a request that would include information about Blue Hill Plaza.

Mr. Tully, the leasing agent, said many more than the 12 companies identified by The Times sought leases at Blue Hill Plaza in pursuit of tax credits in New Jersey. “We believe the number of companies you cited was a bit light,” he said.

Blue Hill Plaza, which consists of a 21-story tower and an 8-story building, is home to a mix of companies and offices, including the North American headquarters of Hunter Douglas, the window blinds manufacturer, and Syncsort, a software company that relocated from New Jersey in 2016.

The complex, located in a town of about 15,000 people that is 30 miles northwest of New York City, would seem to be ideal in making the case for New Jersey tax credits.

It is out of state, even if just barely, and offers leases at a lower rate than many similar high-end buildings in New Jersey.

Most of the 12 companies that The Times identified either declined to comment or would not explain why they had listed Blue Hill Plaza on their applications for credits.

Some of the companies were assisted in the application process by well-connected lobbyists and lawyers. Ted Zangari, a prominent real estate attorney in New Jersey who founded the lobbying group Smart Growth Economic Development Coalition, served as a consultant for two of the 12 companies.

Those companies, Unique Designs and Creative Management Services, were awarded a combined $10.3 million in tax credits to stay in New Jersey.

The lobbying group championed the tax credit when it was approved and has defended the program as it has come under scrutiny.

Mr. Zangari did not directly answer questions about his role in the companies’ applications but said that, in general, Rockland County is a “natural location” to be considered by businesses in northern New Jersey.

Chris Marx, a senior vice president at Savills, a commercial real estate consulting firm, who identified Blue Hill Plaza for Groupe SEB, the appliance manufacturer, said nothing untoward had happened.

Asked about allegations that these companies never seriously considered moving to Blue Hill Plaza, he said, “I don’t think that’s true.”

“It’s the closest to New Jersey, and it’s a great complex with a great environment and great amenities,” Mr. Marx said.

Tim Lizura, head of the authority in 2015 under Governor Christie, did not respond to requests for comment regarding Blue Hill Plaza.

Mr. Christie has called criticism of the economic development programs “political assassination,” saying that the programs saved thousands of jobs in the state.

A spokeswoman for the state Economic Development Authority, Virginia Pellerin, acknowledged this month that the role of Blue Hill Plaza “strengthens the already strong case for adopting Governor Murphy’s proposed incentive programs, which prioritize the creation of new jobs over job retention.”

The fallout in New Jersey over abuses of its tax credit programs mirrors problems other states have faced in managing economic incentive programs, with budget-strapped agencies often no match for well-heeled lawyers and deep-pocketed corporations.

“Most states just have not invested their resources or the statutory authority, or frankly the political will, to be able to do serious front-end analysis of these kinds of opportunities,” said Justin Marlowe, a professor at the University of Washington who specializes in public finance management.

Blue Hill was not the only out-of-state building with multiple potential New Jersey tenants.

Three companies said they were going to move to the same warehouse in Orangeburg, N.Y., and ended up getting a total of nearly $25 million in tax incentives to stay in New Jersey, according to documents reviewed by The Times. The warehouse is just east of Blue Hill Plaza.

Two other companies, the Michaels Organization and N.F.I., cited the same building in Philadelphia as their potential out-of-state location.

The two companies even expressed concern about the optics of settling on the same building, according to documents uncovered by a state task force.

One top executive wrote in an email, “I think it would be a little suspicious to ask for a duplicate.”

The two companies ended up moving to Camden after the state granted them a total of $158 million in tax credits.

Three of the 12 companies who threatened to move to Blue Hill Plaza told the state that they could receive millions of dollars in economic incentives from New York if they moved across the border.

But there was little evidence that they seriously pursued the incentives in New York, if at all, the Times found.

One company, the pharmaceutical supplier Lonza AG, said in documents that were reviewed by The Times that it had sought a $600,000 “IDA sales tax exemption,” referring to the Industrial Development Agency in Rockland County, where Blue Hill Plaza is located.

But Steven Porath, executive director of the agency, said he had never heard of the company.

“I have no record of that company applying to us for anything,” Mr. Porath said. “To my recollection, I don’t recall ever talking to them.”

Jaguar Land Rover North America and FC USA also told the state in their applications they had requested a tax exemption from the county development agency.

Mr. Porath said he remembered talking with Jaguar Land Rover about a potential move to Rockland County but neither company applied for one.

Those same three companies also claimed to have requested another economic incentive through the New York Power Authority, called ReCharge NY, which can reduce energy costs for businesses by up to 25 percent.

But their names are not mentioned on a list of more than 1,700 companies that have submitted a ReCharge NY application.

Lonza AG, an international pharmaceutical supplier, which was awarded $3.26 million in tax credits, said, without providing specifics, that it had “informal and preliminary discussions with Empire State Development” in New York about possible economic incentives.

“ESD confirmed its support for the type of project that Lonza was considering, as well as the type and amounts of incentives that would typically be available for such a project,” said Sanna Fowler, a company spokeswoman. “Formal applications for New York incentives were not required by ESD or to support the subsequent Grow NJ application.”

A spokeswoman at Jaguar Land Rover North America said that its consultant, the real estate services firm JLL, “received a written incentive proposal from ESD” outlining available tax credits and grants in New York. The company did not formally apply for them, she said.

FC USA did not respond to requests for comment.

At Blue Hill Plaza, the notion that New Jersey companies were not serious about moving there appeared to be an open secret.

The leasing agent there, Mr. Tully, said that there was a “low probability of success from this pool of prospects” and that “the decision quite often has already been made before they ever tour the Blue Hill Plaza.”

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addictionrecoveryassistance · 6 years

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puleosauto · 9 months

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How to choose the right automotive repair shop for your vehicle? Ask the experts at Puleo's auto clinic for advice on automotive repair options.

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fxmobilemechanicservicesoma-blog · 6 years

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love-transparentstudentarca-blog · 6 years

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Pierce Idaho Cheap car insurance quotes zip 83546

"Pierce Idaho Cheap car insurance quotes zip 83546

Pierce Idaho Cheap car insurance quotes zip 83546

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family health insurance, which should cover maternity expenses as well. also it should be economical and well received at all hospitals / clinics. thanks in advance""

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About how much should the car insurance of a 17 year old who drives a 2003 Black Ford Mustang?

Car insurance help plz?

Hi. I am under 25yrs old every insurance company i have spoken to quoted me a very high price for a 1.4litre. does anyone know any cheap insurers for under 25's. had no accidents, no claims, clean license also what price range is reasonable for fully comp/3rd party F&T. (United Kingdom) Thankyou very Much.""

Car insurance help please!?

What would the difference be in car insurance for a new Ford ka, Toyota Agyo and a Toyota Yaris. All of these costing about 8,000/9,000, with two drivers who have about 40 years of driving and one person who is learning to drive but it will be used mainly by them once they have passed their test. Car being kept on a street and being used for personal use not business. Also any opinions on the above cars, and figures if you can on what the cost of insurance would be will help a lot so thanks in advance! Many websites havent had the new ka listed on them so i cant compare.""

Insurance company won't give me enough money to fix my car or get a new one-- what do I do?!?

I got into a car accident a week ago, a truck driver backed into me while I was just stopped at a stop sign. He admitted it was his fault, I had witnesses that supported my story, and his insurance is willing to pay me, BUT since my car is a 1996 Corrolla with almost 200,000 miles on it, the cost of repairing the hood and fenders and everything exceeded the amount my car is worth. Their estimator said the amount of damage is about $2500, so they consider it totaled. Now the choices they are giving me are that they'll take the car and give me $1700 (which won't be enough to get another car), or let me keep the car and give me $1200 (which won't be enough to repair it). I think this is really unfair since the accident wasn't my fault at all and now I'm being told I'm going to have to pay to either get a new car or fix my old one out of my own pocket, but I've tried arguing with them to raise the amount they're going to give me and they say they're not legally required to give me any more money than what my car was worth. Is there ANYTHING I can do? I'm a poor college student and really have no money to be spending on something that I couldn't help :(""

How much would insurance be on a 1997 dodge ram 2500?

97 ram 2500 ext cab short bed. Just wondering, also how much would insurance be on a 95 mustang gt?""

Ripped off car insurance?

my daughter was a named driver on my policy she hit someones car and made 400worth of damage the owner of the other car had already got scatches etc on there car my insurance company was told of this i have just found out that 800+ has been made against me it looks like i have been ripped off surely this is fraud the 400 was a quote from a garage

""Wat types of car insurances are there for a 18 year old in Canada, how much do they cost?""

Wat types of car insurances are there for a 18 year old in Canada, how much do they cost?""

How to get cheap car insurance for a 17 year old?

I'm a 17 year old male and i've recently passed my driving test and done IAM (Institute of Advanced Motorists) I live in the UK and need to know of any cars for cheap insurance or any ways to get cheap insurance WITHOUT putting myself as a named driver on my parents car. Many thanks. :).

Having trouble finding insurance for an older truck in ontario canada.?

Hello, just like the title says im looking to insure a 1978 GMC sierra and im finding none of the major companies offer insurance for vehicle's this old. does anyone know of a company that does with decent rates and possibly online quotes? i have a clean driving record and am in southern ontario, canada. thanks""

How much would the insurance cost for a high dollar sports car?

Like a $400,000 Lamborghini Murcielago or a $500,000 Chrysler ME 4-12? A little vague, but what would a ballpark amount be?""

""How do I get this auto insurance issue taken care of? Possible Law Suit, advice needed.?""

I originally had State Farm and was paying $232 for a Hyndai Tiburon, had a traffic accident for, Improper Lane Change, the other person did not file a claim, had to spend $500 to get my car fixed and $89 on municipal court fees. I was told that the incident, since I paid it in full and did not receive probation would not be held on my license, however it did make my insurance go up to $302, because of the deduct able, very understandable. This was in Ga. I moved to Ok. I looked at new insurance here and found one with Mercury Auto Insurance through a 3rd party company and received a quote for full coverage at $232 a month, so back down to normal price. They ran my license and everything, everything was fine, I even told them about the accident and they said that it would not change rates. Well, it did. I got my first statement and my bill was $314! I called up to the 3rd party company and they said that the insurance company charged my Improper Lane Change, as an Erratic Improper Lane Change, and as such it was classified as a traffic accident on my license and that's what made it go up. She said she would call me back, but she never did and I have been working so much, I haven't had a chance to call back. So here is what I need to know, and please no stupid insurance companies trying to solicit. 1. Who do I call in Ga. and have them dismiss those charges on my license and if they can't, how do I go about filing a lawsuit for illegal allegations after trial? 2. Who do I contact, when I have the proper information, the 3rd party company, or the actually insurance company....or both?""

Can I get affordable car insurance with a company if I currently hold a policy with them?

I have a pretty ba driving record from about a year ago. I recently just bought a motorcycle and got insurance through them for $306 a year which is awesone. But it would also be nice to have a truck considering rain a cold weather. Now I've priced insurance through many different company's for my 1996 mitsubishi mirage 2 door, and I was quoted at $219 a month with liability and that was the lowest. Now I want to buy a truck and add it to my current policy, will it be remarkably cheaper to do so, or how long till it will be cheaper, or should I say very affordable. I live in the state of louisiana if that information helps at all. Answers are greatly appreciated. Thank you""

Can you put car insurance on a car for only a month?

Can you put car insurance on your parents car for only a month? The car is owned by my mom and she has insurance on her car and i want to drive her car for the last month of my summer vacation, so is there any way i can get insurance on the car too? and then take it off after a month?""

What is the cheapest car insurance?

i am shopping car insurance, any suggestions""

Car insurance problems?

so I have a little situation with my car insurance company, so heres the deal, I bought a car a wild ago, it was on my brothers name and I was cosigner, we had an nsurance and everything, but then it broke, I couldnt drive it, so we canceled insurance, why pay if it doesnt drive? then I refinanced it and transferred on my name, I didnt tell the bank that the car is broken, but they wanted me to show them proof of insurance, which I went out and bought, because Im going to trade this car in and get new one, and I have no problem paying for new car, but now insurance company wants me to send them a proof of previous insurance. what should I tell them, so my premium wouldnt go up? should I tell them that I just purchased the car? because technicly It went on my name recently. Im lost""

Car Insurance for Citroen Saxo?

So i've been looking at cars seeing as im 17 and learning to drive. Well i really like a car ive seen which is a Citroen Saxo 1.1 litre and 2003 model. Round about how much insurance would it be? one of my parents would be on the insurance also and they have no claims. I'm female by the way if that makes much of a difference? Help would b appreciated :)

Car insurance question?

Im an 18 year old female and insurance is ridiculously high priced, and I was wondering, at what age will it star to get cheaper. I understand that insurance is gonna be more expensive for younger driver, but isn't 350 a month a bit much? At what age will my insurance start to get cheaper?""

How much does it typically cost for insurance on a 150 CC scooter?

Will my insurance go up after a carpool violation?

I was driving on the carpool lane today(I wasn't suppose to because carpool says 3 or more persons and it was me and my sister only), and a CHP saw me, so he pulled me and asked for my license, registration and insurance. Then he asked me why I was in the carpool lane, and I said that a car cut me off so I had to avoid coalition and so I went into the carpool lane...not sure if this was a smart answer, but anyway he gave me the ticket and said that I will receive something in the mail. My question is, I know i'm going to get a point for this violation, but will me insurance rate go up? how will this affect me?""

""Just bought a used car, can he temporarily get away with liability insurance?""

My friend just bought a used car (2004) with a loan, of course they want full coverage insurance but the quote from progressive was outrageous. He can't pay it this month, but says he can budget it in for next month since he took on a 2nd, part time job. He wants to call another company and get liability insurance on it, at least for a month, is that possible? I know they run the car information pretty quickly, but what could they do?""

SERIOUS! Car insurance HELP!?

Ok, First things first please keep your ignorant opinions to yourself, i got a question most importantly im not an exception i am just asking a honest question others seem to fail. age:16 state:PA, MALE now not like other kids who think they want to go fast and stuff, fast and furious, ridiculous things i was researching cars like that, that happened to be non Lame to them but i need something for economy with todays gas prices, i am saving up a sum of money and wish to get a part time job so i can afford the car as well as insurance! i took interest in a 1990 s FORD MUSTANG I-4 take notice this is a 4 cylinder not a v6 or v8 i need honest opinions on insurance i dont think it will not be as astronomical as a GT take notice this is a LX 4 cylinder i need help opinions quotes.""

How can I save on car insurance?

I live in SC, and is 21 years old. I recently got my Drivers License without going to a Drivers school or anything. I was wondering are there any ways I can still save on car insurance.""

Where on earth can I find affordable maternity insurance?!?

I didnt have it with my son and we are looking to get health insurance but all the plans that are decently priced (under $350/month) dont cover maternity. even if I could JUST find a maternity insurance that would be great! does anyone have or know of any insurance companies that offer maternity coverage? if so what are the names? heres a little info we live in FL we have one child my husband and I are 20 and 21 years old if you know of any insurance that will have affordable rates please let me know so I can get a quote!

How much will car insurance be for me if I am under 18 and I live in California?

Can I drive this car without insurance?

So i just bought a new 350z model 06 from someone and i was wondering if i can drive it for couple of days. I live in California, near oakland and san jose. I heard people telling me that when u buy a new/used car u can drive it for 15-30 days without insurance. If someone knows a link to some stuff about this please tell me :D Thanks.""

Pierce Idaho Cheap car insurance quotes zip 83546

What is the best car insurance for teenagers?

Hey all, My Dad wants me to sell my brand new dodge charger srt8 because the insurance agency is asking for an extra $1000 dollars. I have never had a speeding ticket and my record is spotless. But they're still charging that much extra. I live in an area where the teenagers get into a lot of car accidents when they have sports cars. could this be a reason? Also I'm 17 if that could help you in any way. If I really have to return or sell it, I'll do that and get another car but for those of you who are teenagers or have teenagers, what is your insurance cost? What is the best insurance to insure your teens car? Thanks in advance *CheerZ*""

Do you pay a fine if you dont have health insurance in the U.S.?

and in california? i heard that you have to have health insurance or you will have to pay a fee/ fine or something is that true? it doesnt make sense because people who dont have health insurance cant afford it but now there's medicare and obamacare so does that mean you are forced to have health insurance?

Which is best and cheapest car insurance?

I have a 18 yr old son and are planning on buying a car for him, also shopping for car insurance, I wanted a combined for me (mother) and my son, and possibily a cheap offer, the car is a used older car. Thanks for your imputs for helping me save. Thank you""

Cheap car insurance..?

Im 22, female & this will be my first car to insure. I have a 1.6 Astra sxi 02 plate. Does anybody know what sites to try for the cheapest insurance? I have tried the obvious ones..go compare, confused, tesco, compare the market etc but they are all too dear! Can anyone recommend somewhere they have used with the same circumstances?""

Pulled over and had no car insurance?

I'm in the state of IL and I just moved here so I don't know their laws too well. I got pulled over a few days ago which really pissed me off because I make sure to do absolutely nothing wrong so I don't have to deal with cops. Well I got pulled over because my front license plate was in my front window instead of screwed to the front of my car (it won't fit there on my vehicle and where I come from you don't even need a front one). Pretty much the cop just wanted to waste time because he was bored....this is why i really dislike cops because I did nothing wrong and someone ran a stop sign right in front of me! lol Well anyway I had no insurance on the car unfortunately. I don't need a lecture because I know I have to have insurance. So he kept my drivers license and set up a court date for me. I'm getting car insurance this Friday. I've heard 2 different things. One is that as long as I get insurance before my court date nothing at all will probably happen. Another person and the cop said that I had to prove I had insurance the day I got pulled over or I could be fined or whatever. Does anyone know what penalties I face if I have insurance when I show up to court? Can my license be taken away? The car isn't even in my name if that matters.

Insurance Quotes With AAA ?

I requoted myself online with AAA, I've been with them for 9-10 years or so. And by filling out the same information with same coverages, I will save much more. Will AAA give me that new rate or am I stuck with my same rate. I hate calling customer service..""

If there is no damage to either cars then how much would insurance rates go up for the person who caused it?

i was in a accident today and this hood girl came out of nowhere but the only damage that occured was the front tag of my car came off and her car has no damage. How much will my insurance rates go up.

Car insurance question?

I live in indiana and my friend lives in texas. He has car loan for a car but is going to let me just take over the payments. The loan will still be in his name but I will be paying for it. Can I get the car insurance under my name??

""I bought my first car and need to get insurance on it, do I have to put my parents on my policy?""

I've talked to a few different insurance companies and half of them insist I need to put my parents on my policy since they're family and I live with them. The other half of the companies don't even ask. If I add my parents to my policy it makes the price per month go up a ton, and know one that I've asked has been able to tell me if I should have to add them or not, I'd rather not add them, since they don't drive my car anyways, we all have our own cars to drive.""

Insurance Prices?

Boy I did'nt know it was so expensive what company has affordable insurance for used cars. Or new I don't know what im getting yet.

Minor car accident without insurance?

I caused a scratch. But I don't have insurance by that time. What am I supposed to do? Go to beg the old lady stop claim insurance company but solve that privately? But she already reported to insurance company. Can she withdraw the claim so we can solve privately? Any other choice?

Insurance coverage after my car was totaled?

In 2005 I was in an accident, not my fault. My 1997car was totaled, due to a small area of body damage. I kept the car. Comparing notes with my friend, he said I should not have been paying for collision these past 4 years. When I called to tell my insurance company I bought a new car, I asked why my rates didn't go down after the accident. They said only I could have made a change. Question: what would have happened had I been in another accident that would have totaled my car a second time. Would they deny me. Are they obliged to counsel customers about keeping collision insurance on an already totaled car. Do I have any recourse. Could I get a refund. (My question mark key is gone on my keyboard.)""

Would insurance on a corvette be too expensive for someone 19 years old?

I am 17 now, but in a couple years I will have enough money to buy an older corvette. I am looking at either a C5 corvette (97-04) or a C3 corvette (68-82). I am leaning more toward the C5 but since it's a newer car, I would think the insurance would be more expensive, even though the car might only cost 12 grand. The C3 would be cheaper in price, and i heard insurance is really cheap for classic cars too. So, in your opinion what do you think?""

Car Insurance.?

http://answers.yahoo.com/question/index;_ylt=ArWrfDO9dpyfOnXm3.1rI7Tsy6IX;_ylv=3?qid=20071006110521AAt0j9L Can someone please answer this. IF possible,,, any insurance pros. thanks. AAA is closed today.""

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

How much is insurance for a used 2008 infiniti g37 insurance for a 16 year old male?

I will be turning 16 this march and im already looking for cars. I have good grades, about a 3.8 GPA, if not better. Im planning on paying for the car myself. not all up front of course. Im planning on getting a job and putting a down payment down of about $10,000. I would of cuorse pay the rest off monthly. If i do end up buying the car id like to get an estimate for how much it'd be... Id do all discounts possible and i live in illinois.""

Insurance career in Life and auto?

I am currently work as New York Life agent. And I just got my P C license to sell auto insurance. I am thinking about working with NYL and auto insurance agency. Should I have to cancel NYL contract and work as noncontracted agent. I know I have to loose all my benefit such as 401K-health insurance. But now it is hard to find business in Life only. That is why I want to work with both. But I have to open my own office (more expsense), will not get paid in NYL, etc. Is it a great move at all? Your advice will help me to make decision. Thank you""

Can an insurance company pull up police records?

Can an insurance company pull up police records on me without my consent?

Is car insurance for a second driver over 25 years of age free in Canada?

My girlfriend will be getting a car soon, and will be buying an insurance policy. I am 25 years old and have been driving for around 8 years. Do I need to purchase a second insurance policy to be able to drive that same car?""

Why is my car insurance so high?

Just finished paying a year of car insurance at like 125 a month. Just got my new bill for the year. They want 195 atleast first month. Are there cheaper car insurance companies out there?

Is it illegal in California to drive an insured car even though you're not insured?

I heard that in the state of California, as long as the car itself is insured, it doesnt matter if the driver himself/herself is insured or not, and that the driver needs to be insured only if he/she is driving a car that isn't insured. Let's say a teen driver wants to drove his/her parents' car, but the teen isn't listed, but not excluded, from the insurance plan. As long as the car is covered, its okay for the teen to drive it. The only exception is if the parents put on the insurance plan that the teen is excluded from the plan ('____ is excluded from the plan'). Is any of this true? Thanks in advance.""

Punishment for driving with no insurance in ca?

car insurance. jw

I live in California and was involved in a car accident. My insurance had lapsed prior to the accident.?

I was behind on my insurance because I don't have much money. I actually was going to pay it this week since I just got paid, regardless the accident happened last week. I pulled out in front of a lady and her car t-boned my car. Her and her passengers were injured and were taken to the hospital for minor airbag related injures. I had minor whiplash. I was given a citation for failure to yield to oncoming traffic (vc 21804 (a)) and for no proof of insurance (vc 16028 (c)). What kind of fines/penalties should I expect when I appear in court. Also, if the other driver didn't have insurance can she still sue me for her medical bills?""

What is the average cost of mobile home insurance in California?

Low cost insurance?

Low cost insurance for life policies at the 150,000 20yr rate.""

Pierce Idaho Cheap car insurance quotes zip 83546

I'm 17 just got my driving licence (UK) How can I get my insurance cheaper?

How much do you pay for your car insurance if you are insured under your parent' policy?

im 19 yrs old

Cheap Dentist on Long Island NY?

Hey Im 22 and dont have dental insurance. Ive had a bad cavity for about 2 years and off and on gives a really intense pain. At times I go a few days without sleeping because as soon as I fall asleep Im woken up by the pain and have to run it under cold water. Im looking to have an extraction. Its the last tooth on the top right side and has a large hole in it so its not a full tooth. I dont have insurance and dont have the money to get insurance. I was kicked out and have a lot of bills and work as a waiter so I dont have a large income. Where on Long Island NY can I find a place to extract the tooth at a cheap price? Maybe a dental school or something. Any information would help. Oh and when it starts to hurt it usually bleeds(swelling gums into the sharp edge of the tooth) If your just going to say go to an emergency vet and make payment plans please dont post because Im already 3 grand in debt and dont want anymore. Thank in advance

Will Obamacare really convince people to buy health insurance?

I heard that the penalty is lower than the cost of cheap health insurance. Are there any other provisions that would coerce people to buy health insurance?

Where can I find the cheapest car insurance?

I'm living in Arkansas (working in Texas and in Arkansas). I'm an 18 year old male. I need to obtain FULL coverage on a 2000 Mazda Protege. The cheapest quote I had found (through Geico I believe) is $585/month for full coverage.. that's over $7000 a year... I have two tickets on my record. That quote was done without listing any tickets at all. I work 65 hours a week, so the only place I really drive is to my jobs and back. Unfortunately, I need a car in a hurry.. which means I'm going to finance one, which means full coverage is required. Any recommendations on places to get quotes from aside from geico and progressive?""

Car insurance can be annoying.?

heres the situation... my boyfriend and i recently broken up.we are having our first child together,im 20 hes 23.we both decided to go in an get a new car for me,but since his credit was a lil better then i.his name was first as in the car belonged to him,and i became cosigner.i make the car payments,and pay half insurance.his responsibility was to pay for the other half insurance,and now that were not together,hes not willing to pay.well at first he said he wasnt willing to.now he is.BUT...am i able to refinance the car and put it in my name,and insurance.i dont want him to think he can pay when he wants or not,becuse were not together anymore.so im trying to find ways,so that car is mine,and he has no way of taking it or what not.i need it not just for me,but for our child.any advice?""

License in insurance?

What would it be for? How would I go about obtaining one, and is it a solid field to get into? I currently work in member service for health insurance and am looking into getting into a different type, but I see a lot require a license in insurance.""

""Getting 2011 car, all insurance quotes are over $300 Can i put my mom down as primary driver if its in my name?

The reason why its so expensive is because im only 19. i know she has a safe driving record which will help me save so much money. I'll be lucky to have gotten this car but i wont be able to afford my payments if insurance is that high. So can i own the car without being the primary driver on insurance to help save costs?

Staying on parents health insurance in NJ?

As the title states, I am wondering if I am eligible to stay on my parent's health insurance (we live in New Jersey and my dad gets the family insurance through his job in Delaware). I am 23 years old, not in school, and my job offers health insurance. I have read that the law allows children under the age of 27 to remain on their parent's health insurance UNLESS the kid's job offers health insurance. As I stated, mine does offer it. HOWEVER, an older coworker of mine told me that her children were able to stay on the family health insurance until age 27 even though the kids' work offered insurance because the cost of the insurance at the child's job was over $25 per week. The cheapest policy at my job will cost me just over $30 per week. Unfortunately, I have not found any trace of this $25 rule anywhere online. Is this a true policy? If insurance isn't offered cheaply enough, can I stay on my parent's policy? Can anyone shed some light on this?""

What is the average rate of car insurance for 16 year old driver?

I am going to be 16 and i am just wondering how much will the insurance charge is i get added on right when i get my license?

Can my car and I be added to my boyfriends car insurance policy?

I'm buying a car tomorrow and insurance for myself only is going to be over a $100 a month. If I get added to someones policy its wayyy cheaper. My boyfriend has progressive insurance. Could my car and I be added to his policy?

Auto insurance is expensive for my teenager son. Are there any options for me to keep expenses down?

I'm makeing payments on truck for him, now that he can drive, do I have to add him to my insurance? And how much more will it be? I hear some parents don't tell there insurance, they just say there child is borrowing the car. But my son does not live in the same house hold , but is in another city over. Can I still just say he is borrowing the truck. If he gets in a car accident I understand it's on me, but will my insurancecand the law see it in that manner.""

Insurance for a Range Rover Sport?

I'm turning 16 in about two years, and i was thinking about getting a 2010-2012 RR Sport Supercharged. I was wondering how much it would cost for me to get insured. Do you have a range of what it would be around? My parents are already letting me practice driving and stuff. The car would be around $30,000-$45,000. My family is in the upper-middle class. So we're not all that rich. I will be working by that time and paying the car off.""

Can someone convince me Car insurance isn't a complete waste of money.?

I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.""

""My car insurance quote is 5,000?""

This is the cheapest quote given by the companies. I am 19 years old and working in a minimum wage job. How can they expect me to be able to afford 5,000 in insurance when I'm only driving a 250 car? How can this price come down? Will waiting until I'm older reduce the price?""

Do I need insurance to drive my father's car?

recently i have passed my driving test and my father have a comprehensive car insurances!!! i can't effort to buy a car or car insurance? do you think is legal to drive it? thanks

Health insurance?

do you need a ss# or be legal resident to have health insurance?

Need help finding health insurance?

I am currently looking for health insurance for my son and I. He is only 2 months old. I make too much money for medicaid, but still not enough to have expensive monthly payments on health insurance. Im not planning on having a baby anytime soon, maybe in the next 2 years. BUT, just in case something happens and I do become pregnant...I want insurance that covers maternity too. But I cant find any. I live in Indiana.""

What is the cheapest car insurance for young drivers?

So far the cheapest i can find is with aviva but it is still pushing the 2000 mark which is really expensive!!! Any help appreciated thank you :)

What is the average cost of Health Insurance adult woman who is a Registered Nurse per month?

Health Insurance for a healthy, non-smoker, fit woman???????""

Insurance for seized cars..?

Okay my Boyf was driving his dads car to mine and thought he could use it under third party. He's only driving it cos his da is on holiday an he needs to drive it around. Anyway on the way over he got pulled over by the cops and they found out he wasn't insured. Therefore they seized his car. But after phoning up the insurance company he found out the car itself wasn't insured and his dads insurance expired a few months ago. Therefor the car is in the compound with no insurance and his current insurance company won't let him insure the car for anyone if it's been seized. But to get the car out, they need valid insurance to retrieve the car. So what can he do?""

Where Can I find good dental insurance?

I need dental insurance that will cover oral surgery, as I have 2 ingrown wisdom teeth.""

How much would these roughly cost to insure?

17 year old girl, first car. -2000 Fiat Punto. 1.2L ELX. Petrol. -1999 Renault Clio. 1.1L, Petrol. So yeah anyone know roughly how much the insurance would be? If you know what does have cheap insurance please let me know! Thanks :)""

Can i add someone to my car insurance policy?

i live in Toronto Canada , and i go to university.. i want to buy a car for me and my bro who lives in windsor , to share between us.. i was wondering if i will be able to add him to my insurance even though he doesnt have the same address as me..""

""Car insurance help, 16 yrs old?""

hey, so im 16 yrs old. I live in florida, have above a 3.0, took driver safety classes and everything, and im thinking about getting a 1995-2000 v6 camaro as my first car. Problem is, about 4 or 5 months ago, some asshole in a truck with a trailer crashed into me while i was driving and my parents got ****** on insurance, and the court just now ruled it wasnt my fault, but i know its still going to affect my insurance. If i go under their plan, have them as the lead and im just an off-driver, as it will be a school only car, how much do you think the insurance would be? im just looking for a medium range, i know everyone can't get specifics, im just trying to see if its worth it or not. i think with me on both cars now they had to pay $150 dollars more now, they said it would usually be more, but since they have been with them for over 30 years or something they get a discount.""

Pierce Idaho Cheap car insurance quotes zip 83546

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Manson North Carolina Cheap car insurance quotes zip 27553

"Manson North Carolina Cheap car insurance quotes zip 27553

Manson North Carolina Cheap car insurance quotes zip 27553

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

RELATED QUESTIONS:

Wat is the best insurance company out there..?

how much u pay..and wat's the best service.. ok..just want opion..I Wanna change my insurance company... heard that Mercury is good..

Why is massachusetts excluded from affordable life insurance companies such as colonial penn?

and mutual of omaha.

What is the average car insurance cost for new drivers in NJ?

17 yr old driver male extra cost cost per year on parents insurance?

Car insurance???

anyone no of places that do cheap car insurance for new drivers (i'll be 17 in january) oh by the way im in the UK!

Will car insurance go up if I get a speeding ticket?

Will my car insurance rate go up if I got a speeding ticket? Im in California. This is the first one ever, and I've been driving for about 4 years now. Anyone with an answer? Thanks in advance!""

What is the average price for teen car insurance in RI?

I'm a guy ! :)

Lawyers & legal experts Q concerning auto insurance: How much coverage is best?

My auto is a '94 so I only have legal minimum +: Bod Inj Liab 15/30, Prop Damg Liab 25k, UM/UND 15/30, UM Prop Damg $3500. My question is, I drive in Los Angeles everyday-is there one or more of these I should prudently increase?? What about my fault and I sustain injury? Can I not have my vehicle insured but my body in my vehicle insured, (if that makes sense)? My car is worth only a couple K, so no reason to insure it. I am with Geico now & think I should perhaps increase some coverage. Thanks-""

What is the cheapest car insurance for young drivers?

So far the cheapest i can find is with aviva but it is still pushing the 2000 mark which is really expensive!!! Any help appreciated thank you :)

""If you do not have health insurance, what is the most affordable and safe way to get a knee replacement?""

If you do not have health insurance, what is the most affordable and safe way to get a knee replacement?""

Cheap and good car insurance in southern California ?

I'm currently paying $135 a month for state farm insurance. I am 20 Male, clean driving record, and no accidents. I drive a 97 Toyota 4 Runner. Is there any way I can pay leas for car insurance? Or switch to another car insurance?""

Average 125 motorbike insurance ?

can anyone give me an idea how much insurance would cost me on a 125 motorbike i am 41 and would be driving on a full driving licence.

Why can't responsible working people get low-cost health insurance?

Here's my big fault: I have no fatherless children, in fact, I have no children. Yet I have to hear a girl that I work with (who makes more than I do) talk about how she has state health insurance (I believe Medicaid) at an extremely low cost, since she made the decision to have a child with a man that she knew was a criminal, and is now serving time in prison. (And oh yeah, I drive an 11-year-old car, she just recently got a new one. But I know, that's easy when you get a free ride for the necessities.) So, why can't there be affordable health insurance for everyone, even if you did not choose to pump out a child (or children) you knew you could not afford to take care of?""

What automotive insurance companies insure right-hand drive cars in Ontario?

I'm looking to get insurance on a right hand drive import (Nissan Skyline) in Ontario, Canada. Prior to January 2012 this wasn't the hardest thing to do. It's gotten increasingly difficult. Anyone know of a company that still insures these imports at a reasonable rate?""

What does pleasure mean when asked about car insurance?

trying to get a good quote for insurance and need to know what a pleasure vehicle means

What car is cheap for insurance?

I'm 17 year old im looking for a car I have got to the point of I want anything thats ok but insurance is killing me so I came up with a few cars let me know if it's good on insurance . 89 Silvia s13k ,98 gto twin turbo ,98 pointac grand prix and if you have any cars that you suggest or insurance plains that I should look into let me know.""

Whats the best insurance company for a young driver?

just passed my driving test and was wondering what the cheapest insurance company for young drivers is?

How much car insurance a month for a 16 year old?

I live in the state of Louisiana. My family has Progressive. I plan on driving soon.

Why is car insurance so expensive?

I'm going in for my test in a few weeks and I'm looking to get just a cheap car to get me from a to b but prices are so ridiculous. I got a quote on a 106 3door 1litre engine the cheapest was just under 900 with a company iv never heard of and my dearest was 4600 with asda even though my beautys going to be sleeping in the garage:) why are they such ridiculous prices?

Do you know which insurance company is cheaper for a first time driver?

I live in florida and i am now just getting my car. Thank you.

Best place to Compare Car Insurance Quotes Online?

Is there a site where I can compare car insurance quotes or where I can compare what's offered by several car insurance companies? There's a huge difference in car insurance quotes depending on the provider you use and what level of cover you want and obviously I do not want to pay more than I have to. I searched for car insurance comparison sites but there are a lot to choose from and a lot more still where you just enter general stats like age and area, so can someone save me some time and let me know of a good website where I can compare car insurance quotes that are exact to my circumstances. Thanks!""

Insurance for the self-employed.?

My husband is self employeed and we are looking for an insurance plan that will cover medical for the family, dental & vision. But we don't want to go bankrupt trying to get affordable insurance.""

Will I be dropped by my insurance due to suspension of license?

I recently had my California license suspended due to a failure to appear in court (yes I'm an idiot). Will my insurance drop me because of this? I am still paying my car off as well. If my insurance drops me, will that affect my car loan? Any help at all is greatly appreciated.""

Has anyone ever had short term car insurance ?

how much is it ? i work alot in the summer so i only need a car for a month please help am new to this.

What the health insurance influences on?

I would like to know if a pregnant women can be treated in different ways depending on her health insurance. I can imagine that different health insurances can cover pregnancy in different way. For example with some health insurance the woman cannot get some services which she could get with another health insurance. Is that true? I also can imagine that different health insurances can have a different network of medical providers which could have different level of services and qualification of staff. Is that true?

""How much will car insurance cost me, as a young driver?""

I will be 17 in may next year, but I need to start saving for insurance. Does anyone know any cheap insurance deals, also who they are, and how much? I live in UK thanks :)""

Manson North Carolina Cheap car insurance quotes zip 27553

Convertible insurance?

I'm a new driver and have been browsing car dealerships for an affordable car. Right now I'm interested in a 1998 Chrysler Sebring Convertible LX. I was just wondering on average how much more insurance is for a convertible than a non-convertible?

Car insurance PROBLEM HELP!?

Hi i've just bought a little suzuki SJ410 jeep 1.0L. the jeep was advertised as a SJ410VB. So i put that into my insuance quote before i got the jeep and it was very cheap 800. Anyway now i have the jeep i have found out it is s SJ410VBJA. So i put that model into the insurance quote and now it is 3,904!!!! WHAT? It is basically the same jeep 2 seats and same engine. So whats going off? Should i contact the insurance company? I can't afford almost 4,000!!! HELP! And i'm now stuck with it!""

Anyone know insurance companies that would cover my car while in Canada?

I'm a US citizen on a temporary work permit in Ontario. I'm trying to figure out the best way to register my car. If I can find insurance that would cover me in Canada I could maintain registration in Calif. Does anyone know about this? Is there an insurance company that will cover my car while I'm registered in Calif/driving in Ontario? Thanks!

I just bought a new car and don't immediately have insurance. Is there a grace period for a policy renewal?

I just purchased a new 2012 Honda Civic, and I gave my old 2000 VW Golf to my brother in Indiana (I'm in Wisconsin), and the golf is insured. However, I have yet to renew my policy to insure my new civic. So my question is, is there a grace period for renewing my policy? I have the new policy set up and just have to give them the vehicle VIN # and pay to activate the new policy but I no longer have the Golf so should I not drive my civic to work tomorrow since it is illegal to operate a vehicle without auto insurance? I don't want to get pulled over and then risk having my license suspended since I don't have the new insurance cards/policy activated at that moment for the civic. I plan on activating the new plan the next morning. Can someone please let me know?""

""I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""

I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""

**Average Homeowners Insurance for Condo in DC???**?

If the condo was $50,000 1bd/1bth in washington DC not many amenities cept fire alarm and enxtinguisher. once car garage.""

What should I be looking for in coverage with car insurance?

I'm 22, just graduated from college and am just about to get my car put in my name and on my own insurance (was paying my parents for car insurance in my dads name before). I am curious on what exactly I should be looking for as far as deductibles and liabilities go to get a cheaper-ish rate, but yet still decent coverage? I was paying $70 a month on my parents insurance, I know I won't get that good of rate, but am wondering what decent coverage would be for a decently priced monthly rate...I was told to get a $500 deductible for collision? My car is a 1997 Honda Accord, great condition, around 130,000 miles, and I got one ticket in 2007. Any advice would be helpful! Thanks!""

Newer the car the more expensive the insurance is?

Btw. Is it ok if i use my dads car *with his permission of course* and god forbid theres a small accident, would his insurance cover the damage? We dont live under the same household. I live with my mother.""

Does insurance cost more if you have a sporty car versus a truck?

Guess im just wondering cause some of my friends with sporty cars talk about there insurance being high cause of that, or if it didn't matter what kind of car they have. Insurance is just based on the person not the vehicle...if that makes sense lol""

Does motor size effect insurance cost?

I'm buying a 1991 Z28 camaro soon. I'm 17 and I want to know if engine size will matter. It's going to have a 305 V8 in it when I get it, but I would really like to upgrade to a 350 V8. My parents seem to think it will cost more for insurance, but I haven't found anything on the internet that solidifies this. Can someone shed some light on this topic for me?""

Does my financed car absolutely require full coverage?

Hi, i just put a down payment on a new car, and I've had it for about a month now; they told me that I have to keep full coverage insurance on it but I really can't afford it. But I read through the papers, and it says just to keep basic insurance on it. Is the car realty trying to make more money by making me think that I have no choice but to do premium insurance, or are they right? My boyfriend told me that if it's not stated officially in writing, they're probably lying. Im 21 and imI've never been in an accident or had a driving offense of any kind, and im in college so need to save as much money as possible. Please give me serious answers only!! Thanks!""

""Where can u get the cheapest car insurance quote on the net or by phone, or any means nessesary?""

Where can u get the cheapest car insurance quote on the net or by phone, or any means nessesary?""

Would an SUV or a sports car be more expensive for insurance?

Im getting a new car.. and I either want an SUV (Jeep) or a sporty car (Eclipse). Which is cheaper to insure?

Best place to get business Insurance?

Were is the best place to get a $1 Million general liability insurance policy and a $1 million Error & Omissions policy for my company?

How much car insurance could I expect to pay?

I'm 35, clean licence since I was 18 but never owned my own car. I'm thinking of getting a BMW 3 series, 2 or 3 doors, no more than 2 l, live in a safe area of Sheffield. Could anyone give me a ball park figure?""

Do salvage title cars have cheaper insurance premiums?

Unitrin Direct Auto Insurance (Any good?)?

Asked by: hyphenga-ga I recently responded to an e-mail for a free auto insurance price quote (I'm in California). I wasn't really looking to shop around - and wasn't planning to switch companies to save a buck or two, but I was kinda shocked when the price quote I got from Unitrin Direct (same coverage limits and deductibles) was $510 less than I'm paying now. I called and asked what the catch was and they said they sell direct with no agents/offices and pass the savings onto the customer (logical, but obviously scripted answer). They also touted an A.M. Best Excellent rating, but what good is financial stability if they bungle claims (for example) or have terrible customer service? So I guess I'm looking for a little confidence - or a big fat warning - before I jump into anything. Are they reputable? Is there any objective info available about them? (I'd love any good/bad comments from Unitrin customers out there too.)""

How can I find what insurance i had with car I dont have anymore?

After almost 7 years the DMV says that I owe them for a lapse in insurance. Car was repossessed and I didn't take the tag off. (my mistake) I'm pretty sure I canceled the insurance but I can't remember what company I was with or what dealer I got the car from. The DMV had no other information on the car other than the obvious fine. My renewal is coming up and I don't know what to do. PLEASE HELP!

Do i qualify for VA insurance?

I just found out that i am pregnant last week and we don't qualify for state insurance because we make too much. But my husband just got out of the marine corp in August so does anyone know if we can get insurance through the VA even though he's already out even if we have to pay a little a month. Or if anyone knows of any insurance i can get for cheap, by the way i don't know if it helps but my husband is unemployed right now. Thank you.""

What/how does car insurance work?

as you may have gathered i am not the smartest person to know how car insurance work! im learnin how to drive soon and i might get a car of my own so i can practice in my spare time and i guess ill be insured in that car i know its an absolute must to have car insurance and i think you have to pay taxes? how do they all work? what does insurance cover/not cover? i've been told if i get into an accident, i wouldnt have to pay for any of the damage cuz insurance covers it all BUT you have to buy insurance? slightly confused by that... plz explain to me in a very clear, concise manner as if youre talkin to a 5 year old child how car insurance work. for reference how much insurance costs, im a 20 year old female""

Does AAA offer short term car insurance?

I just got my license but will be moving down to San Diego in a week to start college. My parents don't want to start me on a long term insurance plan as I won't be using their cars much so it's a waste of money. I was wondering if there is a short term insurance plan that is cheaper as it would be very convenient to drive this week instead of taking busses.

Florida - Car Insurance Question?

A friend of mine who lives in Florida said that he has to pay for car insurance even though he doesn't own a car and doesn't drive his parent's car. Is it true that by ...show more

Can't afford college Health Insurance...?

I need some type of advice regarding my options. I feel like i've hit a dead end. I have a 4.0 and financial aid, however my state requires student have health insurance... and the only insurance my school offers is over $80 a week on top of the $85 a week lab fees, dr visits, and meds because I have a severe blood disorder and need to go get my blood check every week. I also have specialist visits once a month. I have medicaid right now and if I go to school at all I will lose it and I can't afford the student insurance. It would total up to be more than my rent each month not to mention they don't cover pre-existing conditions. I feel totally hopeless. I'm willing to move to another state if necessary where insurance is more affordable. I just really wanted to go to medical school and now I feel like my future is shot all because I'm not healthy.... Also, i can't take out a loan because i don't have credit being so young and although I was born in this country and my parents were from here, they relocated to a foreign country so they can't help me either.""

Can you get car insurance for 1 day?

Im 18 years old and i have 1 years no claims. Is there a company that will insure me on a car for one day?

How do I find out how much the annual income of the CEO of State farm insurance is?

I was hit by a car by one of State Farm Insurance insured. Their first offer was $4 thousand dollars. Now that we are close to going to court the offer is up to $45 thousand. The problem with such a small settelment is I am having sever back pain. I would also like to know if anyone has been in the same situation. I know that they cheated a lot of people when Katrina hit and they were really slow at paying off with the fires out west. My case is finally going to be heard June 2nd after almost 5 years of dickering with them. These ATT will use anything to win a case. They are trying to say that because I was wounded in Vietnam it is left over from that. If anyone has any input please contact me. Thank you Lonney D.

Manson North Carolina Cheap car insurance quotes zip 27553

How much would some general liability insurance cost for a start-up salsa company?

My wife and I are starting a small salsa company selling it at the farmers' market and hopefully some local grocers. We would have no employees and sales will be well below $50K for our first few years. How much would some general liability insurance cost for a this start-up? We are in Lancaster County PA if the area matters. Rough estimates would gladly be accepted!

""If I buy auto insurance online from statefarm, how do i get my insurance card?""

Do I just print it out, or do they mail it to me? How long do I have to stay before I cancel without getting a cancellation fee? 6 months, a year? Is the final quote going to be the cost, or can they raise it immediately?""

How to select health insurance in the US?

I recently moved back to the states after living overseas for an extended period of time. I've started working as an independent consultant and need to find/sign up for health insurance. I've done a bit of internet research and contacted the groups I'm familiar with in the area I live, but it all seems absurdly expensive. What's the right way to approach finding an affordable plan that suits my budget and lifestyle?""

How much will my car insurance be?

I'm 17, female, in Nova Scotia. I've taken a drivers ed course. Me and my dad are on the prowl for a used Toyota Corolla, maybe an '08 or something, but if we can't find one for cheap then I'm probably going to end up with his '97 Lexus ES300. My road test is next week, so it won't be a little while yet, but I'm just curious, because I'm going to university next year and I'm going to need my own car, so I might as well budget now. Ballpark, can anyone figure how much my insurance will end up costing me? Or is there some kind of online calculator I can use to figure it out? Thank you! :)""

How much would my insurance on average be for a 2007 V6 mustang with allstate?

Im calling tomorrow to get a quote but, i was wondering if anybody had an idea. Its a V6 so that makes a huge difference since its not a V8 GT. Im just unsure how much allstate wants for a V6 mustang. if anybody has a price range they could give me it would be greatly appreciated. thank you!!""

Getting pregnant & getting Insurance?

I was hoping to start trying to get pregnant within the next 3-6 months. I am a little discouraged after searching on line and finding many people saying most insurances have a waiting period anywhere from 6 months to 2 years!! Before they will cover maternity. Is this true? So I guess I should seek insurance coverage like yesterday if I plan on getting pregnant anytime soon, huh? I do DEF want to use a midwife. Maybe I should just pay out of pocket & spare myself the hassle of insurance. DID YOU USE A MIDWIFE W/ or W/OUT INS??""

Question about wi and sr22 insurance?

i got in a car accident and i reported it to my regular insurance co. should i report it to my sr22? will that do anything?

""If my stepdaughter causes a car accident, can the injured come back on my car insurance policy to pay?""

my stepdaughter caused a accident and her insurance had to pay its limits but the injuries to the person was more than her policy would cover, can the injured come back on my car policy under resident relative claus? She lives with me and I have her on my health insurance but not my car insurance, even though she occ. drives my car.""

My car insurance rate went down?

after i got a dwi! haha, no question i just wanted to share this epic win! don't worry i won't press my luck and try to lower it a second time.""

Why doesn't foreigners get to pay insurance?

My friend works for a rental car company and she tells me people who come from abroad don't have to pay for liability or for comprehensive (collision) insurance when they rent a car. This isn't fair for the US citizens who live, work and pay taxes!? When I make a reservation on a website, I have to pay almost $30 a day EXTRA for insurance on a car. That's like half of what the car cost me to rent! Then I gotta pay for insurance when some foreigner could be running a muck, damaging other vehicles because he has free insurance???!!! This is rediculous and I want an answer!""

Cheap auto insurance 23 yr old female?

I live in south florida wpb i have had insurance in my own name since ive been driving at 19 i have a 94 merc sable and all i need is pip/state req. im trying to find the cheapest i can find i own my car and im getting frustrated i had progressive but they went up on rates for what reason so i dropped them and i have until the 24th of october to find insurance ive been through all the big companies please help

Need car insurance help?

how much a month would it cost for a 16 year old and a 78 corvette please help

""Looking for cheap life insurance, any suggestions?

I've heard alot of insurance companies are a rip off. I'm looking for dependable but affordible.

Car Insurance?

Im Thinkin bout buyin a Toyota Starlet 1.3 GT Turbo, but im worried about the cost of my insurance, im 17, no penalty points, no previous convictions, Cud someone gimme a rough idea, at how much it wud be? thanks""

What's an appointment with a chiropractor cost? and how insurances work?

I just recently got into an car accident while i was 9 months pregnant, the acident wasnt that bad however it did triger some back pain...now the person that hit us insurance is going to cover the cost...but i was tryna do an estimate if i went for treatment for a couple of weeks maybe 6 weeks or so.. does anyone know how insurances work and how much they would try n give me to settle for?""

Delaware Auto Insurance (Uninsured / Under-insured) What does this Mean?

4) An insured who executes a release of a single tortfeasor owner or operator of an underinsured motor vehicle in exchange for payment of the entire limits of liability insurance afforded by the tortfeasor's liability insurer shall continue to be legally entitled to recover against that tortfeasor for the purposes of recovery against the insured's underinsurance carrier. An insured who executes a release of 1 of multiple tortfeasors shall have rights against that tortfeasor and the insured's underinsurance carrier determined in accordance with the Uniform Contribution Among Joint Tortfeasors Act and paragraph (3) of this subsection.

What is the best car insurance company in Britain?

I am 17 and looking to be put on my dads insurance. The car is a 1.4 Renault Clio and the cheapest quote is 1600. How do you get them to take the price down when speaking to them on the phone? Also I have had a bike for a couple of years with my own insurance, will this make a difference? Cheers!""

Insurance question for 17 yr old driver (sports cars)?

At the end of the summer I am allowed to buy my own car. At that time I will have been driving for about a year and a half under my parent's insurance. I have 2 options as far a buying a car: putting about a $5000 down payment on a car and my parents paying off the rest before I graduate college, or buying a car for $5000. The cars I would buy for $5000 would either be a mitsubishi 3000gt or a nissan 300zx. I like both of these cars, but they're not very professional and since I hopefully will have whatever car I buy through college, I want something that doesn't scream hey i'm fresh out of high school and stuck with a sports car! As far as putting a $5000 down payment at a local dealership, my limit is about $16,000 at the most. For 16,000 I was looking at a used (obviously) BMW M3, Mazda Rx8, and Audi A4, or (if I get extremely lucky and stumble upon a) Infiniti G35. These cars look a little more mature than the ones I would buy for $5000.""

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

Question about getting car insurance for mil!?

Long story short my mother in law lost her car insurance and can't afford to get insurance back my question is can my husband put her and her car under our insurance?!?

What is the average cost of health insurance and garbage bills? help im doing a project!!?

im doing i project and i cant seem to find the average cost of health insurance and garbage bills per month. i need a estimate and a website to prove i found it. please help this is worth 100 points and its due tomorrow and i need to get to bed soon!

How much do you pay for insurance for your car?

I am looking for a name for my insurance agency I deal in Life Insurance and Health Ins.&annuities?

We deal with all ages and alot with seniors We do not deal with home or auto insurance

What is a good life insurance company?

I have been looking into Garden State and Globe. Do any of you use them? Who do you use as your life insurance holder? I am going to look around Monday with local companies but I have been looking around online. It will be for myself, my husband, and your 1 year old daughter(only a small one in case something happened and it would be for burial).""

How much is car insurance for a 20 yrs old?

I plan on getting a car in the future, I was just wondering what are some general estimates as far as how much insurance would cost for someone my age?""

Manson North Carolina Cheap car insurance quotes zip 27553

Which of these cars are cheap on insurance and also reliable?

1995 Audi A6, 1992 Nissan 240sx, 1995 Acura integra(2 door), 1992 Nissan 300zx, 1996 Bmw 318i, 2001 Lexus IS300, or 1992 Mustang? I'm looking at these kind of cars and was wondering which of these will have a cheap insurance and also a reliable car. Thanks for info.""

Car insurance please someone help me!?

I need to get a drivers abstract for this job I'm applying for....I have a speeding ticket which took 3 demerit points, but I'm pretty sure my insurance company hasn't found out....this was about a year and abit ago and my insurance company told me when renewing my insurance that its clean......if I get this drivers abstract will they find out and want to charge me more? And do companies really care about a speeding ticket 16km/h over?""

How much would my insurance cost with 5 point on ds?

Car Insurance? (New Driver)?

Hey, I plan on getting a 2007 Subaru WRX STi when I turn 17. By then, I will of course have my full license. Anyways, what do you think (approximately) I will have to pay in insurance. (I live in Sudbury, Ontario Canada.) Thanks in advance.""

How much does your insurance go up after getting a underage?

does anyone know how much the rates will go up? I didn't have my license when i received the underage and i still don't. I've never drove a vehicle. i don't have my license yet and im most likely not going to because my parents have told me the car insurance goes up now. I've looked online and it says that rates can double or triple. thank you for your answers.

Confused.com form for car insurance?

Im looking to purchase an audi s3 and im 21, however the insurance is too much so what im thinking is to buy the car and then insure the car to my dads name so he can drive it for a year or 2 (I WONT BE INSURED ON IT) until i can be insured on it. My question is, on confused.com it asks when did you purchase the vehicle? And if i put say 2 years ago the price of the insurance drops compared to if i brought it say today. Is it ok to do this? When they ask when did you purcahse the car can i say 2 years ago? Hope this makes sense if you use confused.com you will know what i mean. Im really enthusiastic about audis and in particular the s3, im looking to join the members club online. So will this work to lower my insurance when i want to insure myself on it? Also what will be the deal with the registered keeper and owner of the vehicle? Would that be me? Even though my dad would be the person insured on the vehicle? I know im trying to obtain cheaper insurance but if i dont drive it for 2 years i dont see a problem in this. any ideas? What if my dad is the registered owner then registers it to me in 2 years will i have to say i brought the car 2 years ago or when my dad registers it over to me?""

Why is my car insurance so expensive?

I'm a 20 year old who just passed my test 3 weeks ago and I can't seem to get a quote lower than 2400! I am the registered owner of a 1.2 V reg Vauxhall Corsa, however it doesn't seem to matter what car I am driving. Has there been a huge increase in car insurance during the past year? I always expected a cheaper quote than this.""

Cant afford my car and insurance?

I am 19 years old and I financed a 2005 jetta and paid close to 12,500 for my car. Yes I got ripped off.. I pay $333.65 a month for the car and $165.00 for insurance. I am completely out and cant afford this car anymore. What do I do? If i stop paying for it will they take it imminently? I need help. If the bank takes it back they sell it they will come after me for the difference. But i dont have anything they could take. what do i do.. I have made 2 payments of $333.65. Im in california, so will they garnish my wages?""

Cheap car insurance...who are you with?

i am looking for cheap car insurance for my two cars. i had my license since i was 18 and now im 20. i have no tickets and i need to find insurance please help me....who do u have and how much do u pay?

Will a ticket for driving without a license (underage) affect my insurance rates?

Hi, I'm 15, about to get my license, but I NEED to go somewhere tonight. My parents' only reason for not letting me drive is because they are misinformed as far as what the penalties would be if I got stopped. The likelihood of me even getting stopped by a police officer is incredibly low becuase I don't speed, I have all proper licenses, inspection passed, no modifications on my truck).., but they are convinced that if I do get stopped, the officer will unrelentingly give me a ticket, which they claim is a $500 fine (when I KNOW for a fact that here in Texas, the first violation is only $20-100).....But either way, I would pay for it... They are simply concerned about insurance, the one thing they do pay for. They believe that my liability (I don't have collision and comprehensive, just liability) insurance rates will immediately spike, when I get my license, as a result of a single moving violation for not having a license. I have USAA insurance, and I'm in Texas. Please, anybody who knows about this sort of thing please help me, I haven't been able to find any info anywhere else. Please provide proof as well. Thanks!""

""IRS says it will cost $20,000 for a health insurance plan for a family of 5 under O'Care law. Affordable?""

http://cnsnews.com/news/article/irs-cheapest-obamacare-plan-will-be-20000-family This is for a family of 5. This is the cheapest plan called the Bronze plan. The penalty for not having insurance $2450 per year. Of course, you never have to pay more than 8% of your household income. That means the government will require an enormous amount of revenue from additional taxes to pay for this. Also, since hospitals are being fined for readmissions due to infections, people will be treated at home if they get an infection resulting from beng in the hospital for Medicare patients. Not sure about others. In other words, you have surgery and are released then get an infection, they won't readmit you. Great care huh?""

Best car for a broke teen driver?

I'm 14, so I wont be getting the car for another year or so. I'd be paying for it myself, so I'd like it cheap, with good mileage and cheap insurance. I'd also like it ...show more""

Car insurance help? How much?

I'm 18 years old and I just got my drivers license, I own a Eclipse Mitsubishi 95.""

How can i make my car insurance cheaper?

im finding it more expensive this year than in 2010 to buy my car insurance and yet that was closer to the claims i've had to include (one in july for an sp30 speeding and the other for a none fault accident in my unoccupied vehicle in october). i dont understand this at all and its really bugging me as im finding it hard to get a decent quote. my car also has a rear spoiler which was there when i bought it which is also causing me hassle. is there anything i can do to get the best quote for my car, i'm going insane lol. im in the uk also""

Insurance on 03 infiniti g35 for 17 year old?

How much is the insurance if they have 2 cars on the policy?

Will a seat belt violation affect my insurance rates?

A cop pulled me over for speeding, but I started crying and instead of giving me a speeding ticket, he gave me a $25 ticket for a seat belt violation . I was wearing my seat belt, I guess he just made that up to give me the smallest violation. I am 18 and have never had any tickets or anything before. I have Geico insurance and my car is registered under my parents' name. My question is... will this affect my insurance rates, and is there any way my parents can find out? Assuming I pay it on time?""

Will getting a CA medical marijuana card affect my health insurance coverage?

I was considering getting a medical marijuana card here in California for my insomnia but I was wondering if it'll go on my medical record that I use cannabis and therefore make my health insurance more expensive. Will my doctor be able to see that Im a medical marijuana user?

Do I have to have car insurance?

I'm 18, and I'm getting my first car that I'm paying for in two weeks (2006 Ford Mustang). Unfortunately, I don't think my mom will put me on her insurance. I don't have enough money to pay for my own insurance. My mom told me its illegal to drive around without insurance (Is this true? And how would police know?) Also, what would happen if I got into a car accident with damage to both cars and I was at fault?""

Do I need insurance to drive. Or is it fine if the car has insurance?

If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?

My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?""

Should I tell my insurance company that my car was broken into?

My car was broken into last night, between the hours of 9:30pm, and 7am, just parked in front of the condo we live in. Some things of value were taken, ( estimated around $130, or $150 in value...no damage was done to the car, they must've just picked the locks) so I filed a police report this morning...is this something I should report to my car insurance provider? If so, how would filing a report with insurance help me? I'm 19, and have been driving for a little over two years now, my insurance is through AAA. I have had no previous driving offenses on my record, or anything. (This has never happened to me before, so pardon some irrelevent info, here!) before. Do you recommend I file a claim with AAA, or just let the police handle it entirely? When would I need to file a claim by? (like, a deadline, time-wise.)""

Uninsured parked car got hit. Am i covered by their insurance? MASSACHUSETTS?

My car has been parked outside of my house due to no insurance. BUT it is still registered... In the state of MA it is illegal to not have insurance, especially on a car that I have a loan on. The accident was a hit and run, but the police found him and got all his information and he said his insurance will take care of it and he is taking full blame. I am wondering since i DO NOT have insurance, will i still be able to receive payment from his insurance company to fix my car?""

Would you buy Health Insurance from Billy Mays?

First it was OxiClean, then there was Orange Glo, and then KaBoom! Now Billy Mays, your favorite infomercial personality is endorsing iCan, an affordable ...show more""

Address change with car insurance?

when you change your address with your car insurance (ex: geico, progressive, all state, etc), do they go ahead and notify the dmv and the town you live in that you have moved and have a new address? of do you have to contact the dmv and town yourself and notify them? does the insurance company notify anybody?""

Can i get car insurance.?

my boyfriend and i broke up,and we bought a car together, hes the one with the name on the title,but i pay for the car payments as the co signer,his credit was better htan mine,the car was for me.though.he no longer will help pay for it,the insurance is for the both of us,am i able to get the car insurance under just for me if he doesnt drive it at all.""

Manson North Carolina Cheap car insurance quotes zip 27553

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