#apostille local criminal background check

[hagueapostilleservicesblog]

FBI Apostille: Fast and Reliable Document Authentication

FBI Apostille: Simplifying the Process for Your Criminal Background Check If you’re planning to work, study, or settle abroad, chances are you’ll need an apostille for your FBI Criminal Background Check. While this may sound complex, it doesn’t have to be. At Hague Apostille Services, we guide you through the process step-by-step, offering both traditional and expedited options to ensure your…

[planetesl]

US-FBI Check – Teaching Visa Korea

As of 2011, all US citizens must submit an Apostilled copy of a Federal Criminal Record Check, obtained through the FBI. This copy must have been issued within the past 6 months. The process to obtain an FBI level Criminal Background takes at least 6 weeks, so US citizens must start the process ASAP.

IMPORTANT: In order for your FBI check to be apostilled, it must be pre-authenticated by the FBI. You must write a separate note asking the FBI to issue a pre-authenticated record check. It’s absolutely crucial to include this letter/memo when you submit your request! Pre-authenticated checks come with an FBI signature and seal.

Step 1: Complete the Applicant Information form (PDF)

Step 2: Obtain a set of your fingerprints.

Have your fingerprints taken by a fingerprinting technician. Fingerprints should be placed on a Standard Fingerprint Form (FD-258). You can do this at a local police station. Your name and date of birth must be provided on the card.

For applicants in Korea: You can get fingerprinted at a local Korean police station (bring a Korean friend with you to help translate!) Or those in Seoul can go to the Permits & ID Office to the left of the USO office near Namyeong Station (Line 1) for fingerprinting.

Step 3: Submit payment.

Option 1: Obtain a money order or cashiers check for $18 U.S. dollars made payable to the Treasury of the United States. Please be sure to sign where required.

Option 2: Pay by credit card using the Credit Card Payment Form (pdf). Don’t forget to include the expiration date of the credit card that you are using.

Step 4: (IMPERATIVE!) Draft a letter that asks the FBI to issue a “pre-authenticated” record check so that you can have it apostilled at the Department of State. The FBI will NOT issue a pre-authenticated check unless you specifically request it. Therefore, it’s absolutely crucial to include this letter/memo when you submit your request.

Step 5: Mail all required items listed above—applicant information form, original fingerprint cardnote requesting pre-authenticated check, and payment to the address below (as of Aug 2011):

FBI CJIS Division – Record Request 1000 Custer Hollow Road Clarksburg, WV 26306

 If you need to inquire about the status &/or progress of your request, you can contact the CJIS Customer Service Group at 1 (304) 625-5590. But please be aware that it takes 4-6 weeks from the time you apply for an FBI check to receive the results.

Apostilling a FBI Criminal Record Check

The FBI check must be authenticated with an Apostille from the Department of the State (DOS).

Only FBI check that has FBI seal and signature can obtain Apostil from the Department of the State.

IMPORTANT: Although some Secretary of State offices will Apostille FBI checks, the Korean education offices want Americans to authenticate their FBI checks through the Department of State (DOS). Therefore, all Americans need to use the DOS or a private company that deals with the DOS.

IMPORTANT: The Apostille authenticated policies for college/university degrees is different than the Apostille authentication process for FBI checks.

There are 2 ways to secure the Apostille authentication for an FBI check:

Through the Department of State office (7-10 weeks) DOS Website

Through a private company (expedited option 3-5 days) US Legalization Service Website

SAVING TIME:

The Department of State typically requires 7-10 weeks to apostille FBI checks; this is in addition to the 8-10 weeks it takes the FBI to issue the actual check – it’s an incredibly lengthy process! To save valuable time (remember, jobs are filled on a first-come, first-served basis) Planet ESL strongly recommends using the expedited service with a private company. It will cost a little more (roughly $45 USD); however, it’s well worth the valuable time (3-5 days). Note: Planet ESL does not collect a fee for referring applicants to the expedited service. We recommend it because it’s in your interests to secure your documents as soon as possible.

[rahuljoshi05]

PCC Apostille: Essential for Overseas Job Seekers

In today's globalized world, career opportunities are no longer confined to one's home country. Many job seekers aspire to work abroad, seeking better prospects, higher salaries, or simply the adventure of living in a new culture. However, securing a job overseas involves navigating various bureaucratic processes, one of which is obtaining a Police Clearance Certificate (PCC) with an apostille. This document is crucial for proving your legal and moral standing to foreign employers and authorities.

Understanding PCC and Its Importance

A Police Clearance Certificate (PCC) is an official document issued by the police or a government agency of a country to certify that an individual has no criminal record. For job seekers aiming to work abroad, especially in countries that are members of the Hague Apostille Convention, the pcc apostille must be authenticated through an apostille process.

The PCC serves multiple purposes:

Background Verification: It verifies that the applicant does not have any criminal background, which is a standard requirement for many employers.

Visa Processing: Many countries require a PCC for visa applications, ensuring that the applicant is legally fit to enter and work in the country.

Personal Integrity: It reflects the moral character and trustworthiness of the job seeker, which is critical for roles involving sensitive information, finances, or vulnerable populations.

The Apostille Process

An apostille is a form of authentication issued to documents for use in countries that participate in the Hague Convention of 1961. It simplifies the process of verifying the authenticity of documents internationally, replacing the often cumbersome and time-consuming process of traditional legalization.

The steps to obtain a PCC apostille typically include:

Application for PCC: The individual must apply for a Police Clearance Certificate at their local police station or through the relevant government portal. The process varies by country but generally requires proof of identity and a reason for the application.

Verification and Issuance: The authorities conduct a background check to ensure that the individual has no criminal record. Once verified, the PCC is issued.

Apostille Authentication: The PCC must be submitted to the relevant government department responsible for issuing apostilles. In many countries, this is the Ministry of Foreign Affairs or a similar authority. The document is then stamped with an apostille, certifying its authenticity for use abroad.

Why Apostille is Essential for Job Seekers

Global Recognition: An apostilled PCC is recognized in all member countries of the Hague Convention. This means the document is accepted without the need for further verification, streamlining the employment process.

Mandatory Requirement: For many visa categories, particularly work visas, an apostilled PCC is a mandatory requirement. Without it, visa applications are likely to be rejected.

Employer Assurance: Employers prefer candidates with an apostilled PCC as it assures them of the candidate’s clean legal standing, thus reducing hiring risks.

Practical Tips for Obtaining a PCC Apostille

Start Early: The process can take several weeks, so it’s advisable to start early in your job application process.

Consult the Authorities: Check the specific requirements for PCC and apostille in both your home country and the country where you seek employment.

Professional Assistance: Consider using professional services that specialize in document legalization and apostille to avoid delays and ensure accuracy.

Conclusion

For overseas job seekers, obtaining a PCC apostille is not just a bureaucratic formality but a crucial step in securing employment abroad. It provides assurance to foreign employers and authorities of your clean legal record and moral integrity, paving the way for a smoother and more successful job application process. In a competitive global job market, ensuring your documents are in order can significantly enhance your chances of landing your dream job overseas.

[fdgbdsfgdfshwreyhqrfeqgwh]

apostille federal background check

When looking for a good lawyer, make sure to obtain personal references. Talking to the local community that have experienced issues similar to you. For instance, if you're a victim of sexual harassment, speak with a women's group. Ask them about the lawyers they had and what their experiences were like.

Pay only $62 according to Apostille you Criminal History Record, within 25 Day. Lowest value then fastest turnaround day guaranteed. Contact client work for assistance.  apostille federal background check

[myfbijack-com]

onedayapostille

When A Lawyer Is Needed, Start With These Pointers

Whenever people need help with anything related to the law, they turn to a lawyer for help. A lawyer can get you a not guilty verdict on a court case, or even give you legal advice. Lawyers can sometimes be expensive, but that can be changed. The following article contains advice on how to find a good lawyer for an affordable price.  fbi background check apostille

Find out all that you can about lawyers that you are interested in. What sorts of legal organizations do they belong to, for example? Bar organizations often help to keep their members informed of the very lastest in legal news. You want a lawyer who stays abreast of current legal trends!

Make sure that your lawyer puts everything out on the table in regards to your options available. When going into a lawsuit, you will want to know all of the options that you have and if there is a plea bargain available. This will not only help you get the best result, but will ease your peace of mind.

Finding a good lawyer is a lot of work. You should put some time aside to do some research and give yourself a few weeks to compare different options. Meet different lawyers to get quotes and ask for advice. You should not expect to find a quality lawyer right away.

It is important to think about the specialty of a lawyer your are hiring. You want to make sure you hire the lawyer you need. You do not want to hire a lawyer that specializes in criminal law to do your estate planning. Choosing a lawyer that specializes in whatever area of law you need, will guarantee you get someone who has a lot of experience in that area and can do a good job.

Don't just pick the first lawyer you find on the Internet. It is tempting to think lawyers all do the same thing, but they can vary in quality and expertise. Ask friends if they know a good lawyer and what he represented them for. Be picky when choosing legal help.

A lawyer referral service could be exactly what you need. This type of service can locate a lawyer for you. Check the standards for any service you choose to use to find a lawyer; some services have very detailed lists. Some of these services list just about anyone though. Investigate their qualifications first to determine the best referral service.

Do not go out looking for a lawyer and only consider the ones that have very low fees. Sometimes the fees are low because they reflect the quality of the attorney. You get what you pay for in many cases, so it is best if you go into this knowing you will have to spend a decent amount of money.  apostille expediting service

Most lawyers will agree to meet with you for free so you can explain your problem and get some useful advice. You should plan on meeting with different lawyers to get several professional opinions and compare fees. Spend a few weeks meeting with different lawyers before you decide to hire one.

If a lawyer tries too hard to convince you that your case is easy to win or that you can make a fortune by filing a lawsuit, you should not hire them. A good lawyer should be honest and carefully assess your situation before encouraging you to file a lawsuit.

Be sure to research your lawyer thoroughly. You want to carefully check out their education and work experience. Make sure you pay special attention to how they manage your practice. If they struggle managing their practice, then that is a sure sign that they will most likely struggle handling your case.

Make sure you talk with multiple prospective attorneys, even if you happen to really like the first one. Legal problems can be lengthy, so you must get along with your lawyer. Choosing a good lawyer from the start will make things better.

Do you want to be able to email your lawyer? Then you must choose someone who knows what email is! Many lawyers are still in the Dark Ages when it comes to technology, so it is important to contact them through the method you'll use once they're hired to ensure it will work.

Try to stay away from court appointed lawyers, because their caseloads are really heavy and they will typically not be able to give you as much personal time as a hired attorney. When you are paying for their services they tend to be more personally invested in trying to win your case.  expedited apostille

Contact your local bar association if you need a lawyer. Bar associations provide the public with referrals for different kinds of lawyer and also receive complaints. If you need to do some background research on a lawyer, contact your local bar association to find out if anyone has filed a complaint against this lawyer.

[kiaandcia]

Teaching in Korea Part 1: Visa Documents

Required documents needed for Visa Application (USA and Canada)

1. Notarized or Apostille Certified PHOTOCOPY of your university degree - (do not submit your original degree)

-Canada doesn’t have Apostille Certification so Canadians will have to get their documents notarized by a notary public or find a lawyer that can notarize your diploma. 

- For Canadians you may also need a sealed copy of your transcripts

2. At least 5 Passport sized photos 

- You need these for your Alien Registration Card (ARC), Health Check Form (2 photos), and visa application form

3. Korean Style Resume

-This follows the style of a basic resume, so it should have a brief self-intro, relevant work information, name of post-secondary school(s) attended and certificate(s)/diploma(s) received

·        The top of the first page on the left hand-side should include: -Full Name (First and Last names), Marital status, email, contact number, Skype id

·        On the right hand-side of the first page you should have a picture of yourself

4. Criminal Background Check

-This can’t be older than 6 months old, and it MUST INCLUDE YOUR FINGERPRINTS! You should probably get this done about a month before you start applying for jobs. It takes about 10-15 business days to have your digital background check completed and the results sent to you.

For both USA and Canada, it is faster to get a digital fingerprint check done.

USA: FBI Check

Canada: RCMP background check and must include your picture. You may be able to get this done at your local police station, but you’ll most likely have to use a private company. 

5. Your recruiter may ask you to fill out a Medical Check Form

-This asks about any disabilities, diseases, and mental health problems

6. Valid Passport

- Your passport must be within 6 months of it’s expiry date.

[californiain]

california apostille

Finding A Lawyer: What You Need To Know

Selecting a lawyer is not always easy. Many people find themselves confused as to what type of lawyer to choose for the issues they are facing. Each legal dilemma that occurs is not the same as the next one, and you need the right lawyer who has the experience for your situation. Continue reading to learn what you need to know. california apostille

Always obtain some background on an attorney before hiring him. Just because he/she is a licensed attorney doesn't mean they are good at their job. Be certain to know the lawyer's record, so you can feel better about his ability to work well.

A good tip to remember when looking to hire a lawyer is to make sure you find a lawyer that has the necessary experience that you're looking for. If you're going to court soon for a criminal case, it wouldn't make sense to bring on a divorce lawyer, you'll need a criminal lawyer.

If you notice that the lawyer you chose is not doing the job that you were expecting, do not be afraid to fire them. This is the person that you are paying your money for, so at any point you can cut ties. If you are facing a legal matter, you only want the best on your side.

Stay as organized as possible when you are working with a lawyer. This means that you should have all of the documentation in relation to your case on hand at all times. If you are unorganized, your lawyer can lose valuable time planning a strategy for your case, which may result in a loss.

A good tip if you're looking to hire a lawyer is to try to find the right lawyer for the task you need. If you're simply wanting to draw up a contract, hiring a big shot, corporate lawyer is probably overkill and is just going to cost you a lot more.

You should establish a budget before you start looking for a lawyer. Go over your finances and assess how much you can afford to spend on a lawyer. You should not let lawyers know about your budget when you ask for quotes but this is a good way to narrow down your research. apostille california

Check online to find out what sort of fees are typical for your legal issues. This will help you avoid being scammed down the road. Choose a lawyer who has a good track record and a great deal of experience to ensure that they don't overcharge you for their own time-wasting mistakes.

Do not pick a lawyer because you saw their ad on television or on a billboard. Many big firms that can afford this type of advertising use lawyers that are fresh out of school for most of their cases, but charge you for the experience held by its highest lawyers.

Ask your lawyer for an estimate when you decide they're the one for you. If they say no, walk away immediately. Even if they just give you a range and explain what makes a case more or less expensive, that is good enough. Make sure to get your fee agreement in writing!

Don't just pick the first lawyer you find on the Internet. It is tempting to think lawyers all do the same thing, but they can vary in quality and expertise. Ask friends if they know a good lawyer and what he represented them for. Be picky when choosing legal help.

Only use lawyers you can trust. This is particularly important when you need a business or professional lawyer. After all, you may have to sign a blank check. They will be in control of your monetary fate. You need to keep yourself protected at all times.

Prior to hiring an attorney, check for complaints at your local bar association. If you find one or two, you shouldn't be too worried. However, if you find more than that, you may want to think of looking elsewhere. apostille 

Lawyer referral services are an excellent tool. These services can lead you to the best lawyers available. The quality level can be inconsistent, since some screen lawyers carefully and include just the ones with a certain set of qualifications and experience. Other services list favorable lawyers using the state bar's guidelines for liability insurance. Find out what qualifications are necessary on any site you consider.

Try to find a lawyer who is not booked with many cases. Discuss time availability with a prospective lawyer in advance. A good lawyer will upfront about his schedule and be able to tell you how much energy he can expend on your behalf.

When speaking to a lawyer, do not be scared to ask for an explanation about anything you do not understand. Lawyers tend to speak with words most people do not use on an everyday basis. It's important that you understand everything they are telling you, as you should know every detail about your case.

Even if you think you know the legal issues of your case well, go over the issues again with you lawyer. Have questions prepared beforehand and ask anything that comes to mind. You want to be well informed and know that he understands your case well. Being informed will ease your mind.

Before you hire an attorney, think about how much time and money you have to spend. In addition, you should also consider any lost income due to time spent away from your job. You need to factor all of this into your budget. If you have to spend thousands on a lawyer just to make or save a few hundred bucks, it's not worth it.

While this article previously mentioned that choosing a lawyer is not always easy, you should know understand that a little knowledge about lawyers does make it easier. You may find yourself needing a lawyer more than once in life, and that can mean that you may need to use several different lawyers. Each will help you to get through any tough times.

[honestseoul]

Korean Visa Application H-1

I want to try and be as in depth as possible when writing this but its been a while since i started the visa application so it may be a bit. I want to start by saying my overall visa application cost me around £420, from forms I needed to collect and mailing fees, all of that good stuff as i had a deadline for when i wanted to be there i needed everything fast tracked. And I'm writing it from UK application guidlines as I know other countries differ. You will not receive any of these documents back, only your passport will return if accepted. If you have queries the Korean embassy in your home country can answer some, in the UK they have an email address you can contact if like me you hate phone calls

Lets start with thing that were needed for application

• Application form

• Activity Plan

• Medical statement issued within last 3 months

• Passport

• Return flight itinerary

• Bank statement showing £1,500 in the last 3 months

• Criminal Background check with an Apostille

• Visa Fee

Application form is readily available for download on the Korean Embassy site along with the Activity Plan template.

The Application form is pretty straight forward, asks the basic questions. The only part i got a little torn on was the reason for visit, it gives you multiple selections such as work, tourism, diplomatic, study, marriage and so on. Now as I was choosing Working Holiday I didn't know if Work or Tourism would be the one to select, so instead I used the 'Other' and specified the 'H1 Working Holiday Visa'. It must've worked.

I need to add when sending all documents off you must have a return envelope paid for too because they won't send it back otherwise...Not like you haven't paid enough already.

Activity plan is something I've seen mixed answers online for regarding how in depth you should be on them.

For me personally I put down 4 activities a month varying on what to do. I find a Activity plan hard to write out considering you dont know what you will do when there and how flexible your job and funds are but fill it out anyway, learn some history and show willingness to learn!

Medical statement, this was annoying I honestly thought this should be easy. I went into my doctors office to book an appointment and told them why and immediately they had no idea what i was talking about. In advance I brought forms stating what was needed (basic thing sahing I was in good health) so i was expecting a basic medical check. They told me to give them a week to talk to the doctor and search what was needed. And as theyre the professionals i assumed that they knew best. After a week they called back and said doctor had written a letter confirming I was in good health. No medical check at all... but got my letter cost £15.

Passport...I can't write much on this...just send it...oh but make sure you have sufficient time left from expiry date

Return flight Itinerary. Ok this annoyed me. I paid for a private company to get me return flight itinerary as far into future as possible as flights 1 year in advance do not exist. Only to find as long as you have sufficient funds in bank you dont need to do this. Something that the embassy does not tell you. Dont waste money.

Bank statement, before we begin if youre planning on living alone in Korea you need a lot more than this if you want to be in a main area. Deposits alone can be up to £6,600 (can be lower but expect higher rent). You can get cheaper but means going further from Seoul or from the main subway line. Most on the green line which connects to major points like Hongdae and Gangnam will be expensive.

I'm not even kidding. Stupidly expensive.

But this was easiest just go into local bank and they'll print it off for free my bank was nice enough to do a little more than 3 months to be on the safe side.

Criminal background check. This probably cost me the most and annoyed me the most.

Getting a DBS certificate is pretty easy you apply on the .gov site but you do have to enter many forms of identity and they said i didnt have enough so i had to wait to receive a letter but it came swiftly but it does cost to get this certificate.

Now I'd never heard of an Apostille previously this was a new thing so I searched on what was needed, i was tomd to see a solicitor and get them to verify the document then send it away for the Apostille. So i went to a well known big solicitor group they copied it and signed the copy stating the original was true cost £5. So i sent my it off with the original then it all come back stating it wasnt proof of originality so i took it all back to them and they said we will do it again now with the correct information. And they did do it again. But the same as first time, I told them that its safe as rejected one but they insisted they were correct. I knew I'd be met with same issues so i found a private solicitors and went in there. They admitted to never having to write on a certificate before but did it anyway for me as it was what was told to be done. She declared it as original and signed it giving all her information and dates done again costing £5. I am so thankful for her to listen to me unlike the others. Once this was done my Apostille was accepted. But cost a lot in one day delivery fees.

Visa fee, the visa is multi entry (£154 I think) you cannot pay by cash when you send this away. It has to be postal checks named out to the receiver. You can get these in the local post office when sending your application.

Collecting all the forms can be a tedious and pricey thing so make sure you have saved enough for it.

Sorry for any overlooked mistskes

If you have questions feel free to ask :)

[hagueapostilleservicesblog]

Apostille Your FBI Background Check Quickly with Hague Apostille Services

Simplify Your FBI and Background Check Apostille with Hague Apostille Services If you’re planning to use an FBI or background check internationally, it may need an apostille to be accepted in a foreign country. Apostilling these documents ensures they meet the legal requirements of countries participating in the Hague Apostille Convention. At Hague Apostille Services, we specialize in processing…

[usapostille]

usapostille

Have To Hire A Lawyer? Read This First

Going through the legal system is no simple matter, no matter how uncomplicated your reasons for doing so seem to be. It's just not wise to enter into the situation without good legal advice. The following article can help you make the right decisions when looking to hire a lawyer and what your best moves are.  us apostille services

A good criteria in choosing a lawyer is how accessible he is on a normal day. If you're unable to reach your legal representation, it will be terribly inconvenient. You don't need to wonder if it's because they're golfing.

You may want to have an attorney on retainer just to be on the safe side. That way, you do not feel lots of pressure and can take enough time to find just the right attorney. A retained lawyer will also be able to answer any questions that come up throughout your life.

When choosing a lawyer, word of mouth is one of the best ways to find one. Ask friends or relatives for recommendations. They can give you honest feedback on their experience. They can tell you how well or poorly they did in their situation. This feedback can help you choose wisely.

When looking for a good lawyer, make sure to obtain personal references. Talking to the local community that have experienced issues similar to you. For instance, if you're a victim of sexual harassment, speak with a women's group. Ask them about the lawyers they had and what their experiences were like.

Ask everyone you know if they've used a lawyer for a legal situation such as yours, and who they might recommend. Don't forget to collect references for the lawyers on your short list and check them out. Also conduct a background check and Google them to see what others say about their services.

Do not pick a lawyer because you saw their ad on television or on a billboard. Many big firms that can afford this type of advertising use lawyers that are fresh out of school for most of their cases, but charge you for the experience held by its highest lawyers.  apostille services 

A good tip to remember if you're going to be working with a lawyer in a criminal case is to be completely honest. By law, anything that you say to your lawyer has to remain confidential. Telling the truth will also give your lawyer the best shot at winning your case.

Understand what you can afford. You may have a case, but can you afford it? When trying to select an attorney, take a careful look at their fee schedule. Sit with them and discuss your finances and your objectives. Take note of what cost overruns may occur and insist the lawyer needs your permission to go over a certain amount.

Discuss clearly with the lawyer what his or her role will be in your case. You want to make sure that they will file all the paperwork that is necessary and explain things to you every step of the way. Keep a journal and note all your interactions with the lawyer in it. This might come in handy if you and the lawyer later disagree on what was said or done in your case.

Steer clear of lawyers who view your matter as a simple win. If your lawyer does this, then they aren't very good. The law is complex, and you surely need a lawyer able to review every angle and spot every issue. Choose wisely here.

Always consult an attorney before filing a claim. A lawyer who specializes in the field will give you a better chance at winning your case. Independent research will help you somewhat, but you will never have the same knowledge as an expert in their field. Make sure to chose wisely.

Do not underestimate the importance of your lawyer's personality. An aggressive lawyer can be an advantage but an experienced and confident lawyer could help you win your case too. You should meet with different lawyer and find one who has the kind of personality and philosophy you need for your case.

Do not select the first lawyer you see in the yellow pages or directory search. Find a lawyer that fits your needs and is right for your claim. Avoid ambulance chasers. They do not have your best interests in mind and are not concerned with winning the case for your needs.

Be prepared when going to Small Claims Court. Bring your witnesses, documentation, bills, receipts, statements, and notarized paperwork. However, do not bring anything in excess of what is pertinent to your case. It may annoy the judge and do more harm than good. You do not need to bring a lawyer for small claims, but it may be advisable.

Check out a local lawyer's rates. You can look at local state bar's website for what the average hourly wage is for your area. You could even get further input from loved ones that have hired lawyers. After gathering all of that information, try comparing everything from credentials to personality to determine whether or not a prospective lawyer has reasonable rates. Be sure to watch for set rates and hidden fees. us apostille 

If you need a lawyer for a criminal case, do your best to gather all the information they will need to defend you. Your lawyer may request other documents that you might not have with you, but you are better off having everything ready before they need them. If your lawyer asks you for something, you need to give it to them, even if it is detrimental to your case.

Don't be afraid to let go of an attorney that you are dissatisfied with. If they aren't doing the work that they promised, or you expected, it is absolutely okay to move on. You may even know more about what you need the second time around, so hiring another lawyer shouldn't be as difficult as it was initially.

The legal system is complicated and overwhelming; don't try DIY style or you risk losing before you even get started. Use the advice above and hire reliable representation for your ordeal. The lawyer you choose can mean the difference between resolution of your issue or a prolonged and dreadful experience.

[lewisgabriel84z31]

Everything You Need To Know About KYC

Everything You Need To Know About KYC

New crypto-investors are often exposed to an array of legal and crypto-jargon that they have never heard of before. One term that crops up frequently is that of KYC, which is also a concept that is gaining wider interest in the business world in general. In the digital age, it is becoming more and more difficult for businesses and individuals to protect themselves from fraudulent accounts and activities. All you need to do is look at the plethora of warnings on social media sites about fake pages being set up for phishing scams, and the reports of credit card hacks. Counterfeit IDs are also a big problem, as is identity theft.

To combat this, traditional businesses, governments and regulators require individuals to identify themselves in person, with a government-issued photo ID, fill out and sign forms. Banks, governments, regulators and other institutions claim that this KYC process is for our own protection, as well as theirs, since it allows them to attach an ID to financial activity on a given account or transaction.

So, what is KYC?

KYC stands for ‘Know Your Customer’. It refers to the verification processes and safeguards that are implemented by the recipient of an application to validate the applicant’s identity. In simple terms, it is one of the main tools used by a person or company to prove whether the other party is who they claim to be.

Why is KYC important?

These systems are put into effect not only to protect customers from fund and data-theft, but also:

to protect the institutions from fines and legal penalties that they could face if they do not comply with the requisite procedures outlined by local authorities, and

to prevent money-laundering, tax-evasion and terrorist financing – think about people on sanctions’ lists.

What are some real-world examples of KYC practices?

Aside from the example cited above, other traditional KYC approaches include:

pre-arranged questions and answers between the two parties for future transactions,

complicated user-names and passwords that are difficult to hack and that need to be periodically changed,

background checks and credit ratings. This includes attempts at authenticating documents, which is why they often require that the original document be shown, or that the copy of the document be stamped or apostilled by a legitimate body such as the police or high court, and

fingerprint scans, in the most extreme cases.

What is the attitude towards KYC in crypto?

The world of cryptocurrency was created as a regulation free zone. Decentralized, permission-less, digital cash and censorship resistant are concepts that are largely incompatible with KYC policies. Many blockchain platforms provide users with a trustless system, where users have varying degrees of anonymity, with all transactions and agreements being simultaneously traceable and secure. The ‘trustless’ aspect comes into play due to all transactions and data being permanently and unalterably stored on the blockchain, which is distributed across a large number of nodes on the network. Blockchains typically have protocols that require a consensus mechanism across their decentralized network in order to alter any data stored on them.

This arguably means that two of the core values of implementing a blockchain system are addressing the crypto-community’s need for protection against digital fraud and theft, while still allowing for them to maintain anonymity and privacy when conducting their transactions and other activities online. There are ICOs that are trying to find a way to put our identities on-chain and establish more secure protocols for institutions to authenticate ID information and conduct KYC processes without compromising user data. A look at our ICO lists will reveal a few specialized data-sharing/KYC ICOs. These offer the added benefit of eliminating the need for resubmitting the same information multiple times to different entities.

KYC concerns regarding ICOs themselves

The issue of KYC regarding an ICO or token fraud is arguably the bigger issue and is possibly a factor discouraging mainstream adoption and investment in ICOs and cryptocurrencies. There have been a variety of cryptocurrency scams over the years. Some scams have successfully made off with many millions of dollars raised in their fake ICOs, with investors having no recourse for tracing or reclaiming their stolen funds. This is one of the reasons why many credit card companies in America have banned purchasing and transacting cryptocurrencies through their cards. Another being their fear of being penalized by the US Securities and Exchange Commission (SEC) for aiding in the sale of non-compliant ICOs and money-laundering via cryptocurrency.

The very anonymity and decentralization that blockchain affords, also makes it easier for scammers to commit their crimes, since they prey on the less knowledgeable users in the space. It is difficult to trace the individuals behind these scams. This introduces a new problem: which KYC checks can potential investors recur to, to identify potential scams? Unfortunately, there is no fool-proof method currently available to users, so they will have to do their own due diligence. Some methods have been outlined towards the end of this piece.

If you’re interested in a more detailed description of the SEC’s activities and concerns against ICOs, you can find more information here.

Which methods do ICOs adopt for KYC purposes?

On the other hand, the ICO themselves started implementing their own KYC mechanisms to protect themselves from contributions from individuals that could be involved in criminal activity. Nevertheless, the industry has no standard, basically because the space is decentralized. Some ICOs only require your email, name and ETH address, and take you at your word when you tick the ‘I am not a US citizen’ box. Others require more intensive application procedures that are more in-line with those used by banks and other financial institutions.

Which firms implement KYC processes for ICOs?

As stated previously, there are a number of current and completed ICOs that plan on creating data-sharing and KYC compliance platforms. While there are some that focus on general data and KYC authentication services, there are also a few industry-specific platforms, including:

Clears Clears is an upcoming ICO that aims to create a platform for standardized KYC verification processes, as well as easily transferable data-sharing. Their main markets will be within the cryptocurrency, ICO and Fintech industries. These processes will be autonomous and will include data authentication such as financial history checks and identity confirmation, as well as criminal history and mental health queries. All data transacted will be encrypted and will require the approval of the party who submitted the data, when a client requests disclosure.

KYC Spider KYC Spider is a platform that specializes in performing KYC checks on behalf of ICOs and other blockchain-based companies. These processes seem to follow the usual checks described above, with the main difference being that the data is stored in a central location, making it accessible to other clients in the future, pending approval from the data-owner.

They operate in compliance with the data privacy laws instituted by Switzerland, and all data is processed and stored there, Part of their screening includes country and personal risk ratings as well as other relevant information. They also provide other relevant services such as software to help counter money-laundering. Data storage is centralized, so many of these KYC solutions have that single point of failure that blockchain solves.

Do these firms conduct on-chain or off-chain KYC procedures?

In most cases, data will need to be submitted and stored off-chain. However, once the data is acquired, it is encrypted. Some KYC solutions offer to store ID data on-chain so that it cannot be tampered with or read by malicious parties, although these systems are generally still under development. There are numerous projects that have whitepapers detailing how IDs can be uploaded to a blockchain, encrypted and decrypted on-demand and when authorization is given. Encrypted data is autonomously sent to the applicant and their node then processes the coded data itself as indicating the authenticity of the platform user.

What happens to that KYC data base once the ICO is over?

Nevertheless, for as long as KYC data is centralized and stored in servers controlled by the companies that conduct the process, the issue of what happens with that data once the ICO is over, is contentious. Many ICOs that require contributors to comply with KYC requirements promise the following:

Some ICOs ensure that all data is secure, either through encryption or through general centralized storage means.

They may offer the option to delete user data upon request. Even encrypted data, which should not be legible to anyone, should be scrubbed off servers to provide users with some kind of guarantee that it will not be misused after the ICO. The ICO could keep a record on external hard drives that are kept off line for their own compliance requirements depending on the jurisdiction. Again, this entails users trusting those who are launching the ICO, which is anathema to cryptocurrency enthusiasts.

Users who invest their trust in an ICO to keep their data safe will likely have to make do with a disclaimer either on the ICOs website or in its whitepaper, stating that user data will not be shared or sold to third parties without the user’s explicit consent.

How relevant is KYC in a world in which tokens are traded on decentralized exchanges and you lose track of who has them?

Once the ICO is over, and buyers log onto exchanges to sell their tokens, initial KYC procedures may lose their relevance. KYC is relevant for both the ICO and the original buyer, as these have legal ramifications for both parties. This doesn’t mean that its relevance extends to the secondary market, where users can acquire ICO tokens through decentralized exchanges without going through KYC procedures.

For instance, when an ICO launches in Europe in order to avoid SEC compliance concerns, it will not accept purchases from the US or other restricted countries. Nevertheless, those users who want to buy into the ICO but are not allowed to participate due to these restrictions, can in theory wait until the ICO is over and then acquire the token on a decentralized exchange. Likewise, any individual who was blacklisted due to criminal activity, can still acquire the tokens at an exchange and circumvent KYC. This makes KYC functionally useless.

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Spanish One Year Non-lucrative VISA

We opted to go to Spain for one year on a non-lucrative VISA. This means we cannot work in Spain, but enjoy the privileges of a Spanish citizen, as long as we can show we are self-sufficient. Spain does not want you to take away a job from a Spaniard, however, we were both able to keep our US jobs on a part-time basis and work remotely. Since we were not able to sell our home (we leased it), this was a good option to keep our cash flow healthy. Getting the non-lucrative VISA was not an easy task and we worked on it almost every day. From the time we started until receipt of our VISAs took 8 weeks, but I would recommend leaving yourself much more time as we paid many expediting fees and made multiple trips to our state capital. I will start with the items with the longest lead times (also note, most items must be translated into Spanish by a certified translator). The first thing we did is go to our state police headquarters to get fingerprinted for background checks and letters of good conduct. The approximate costs for this was $300. Next we had to get certificates’ of health from our physicians with specific wording. Neither of our personal physicians were willing to write the letters as the consulate wanted them worded. We were lucky that our former physician, who had retired, came back to work one day a week. I brought him our physicals from our other doctors and he was familiar with the wording and was happy to write our letters. Here the requirements and our sample letter: The certificate must be issued in the place of residence, and is valid for three months counting from the date it has been issued. • The doctor must certify that the subject does not suffer from any illness that would pose a threat to public health according to WHO IHR 2005. • The certificate must bear the official stamp of the administering center; however, the stamp will not be regarded as a substitute for the doctor’s signature. • Any amendment to the certificate or erasure may render it invalid. • Visit the World Health Organization website (http://www.who.int/ihr/health_risks/en/index.html) to find the exact information regarding the control and containment of known risks to public health. (on their letter head and stamped by the signature) This health certificate verifies that Mr./Ms. _____ is free of drug addiction, mental illness and does not suffer from any disease that could cause serious repercussions to public health according to the specifications of the international sanitary regulation of 2005. Mr./Ms. _____ is a very healthy individual in all senses and she/he is capable of traveling abroad. Signature Date The gist of the letter is you are not carrying Yellow Fever, Ebola, etc. and you are not a drug addict or suffer from mental illnesss. Both of our personal care physicians said they felt they would need to test us for the diseases even though neither of us had travelled to at risk countries and we had been in their care for years. I’ve heard other people who had success at their local urgent care clinics, especially with a doctor who either travels internationally or is originally from another country. (Cost for us was the deductible for the wasted trips to our primary care physicians and then another $150 for our semi-retired doctor to actually write the letters). The marriage certificate and letters of good conduct documents require an Apostille Stamp, only available from the Secretary of the State at our Capital. And since we are married, we also had to have our marriage certificate done as well. We also had to have all three sets of these documents translated by a certified translator. We used a translator in another state and did most of our work via email and then she sent the final documents to us via overnight mail. (Cost of Apostille - $120 or $40 per document, Translation $200 for Health Letters, Marriage Certificate and Letters of Good Conduct) We got our translator from an approved list given to us by the Spanish Consulate (we used the NY jurisdiction). Here is the link to the certified translators from the consulate: : http://www.exteriores.gob.es/Portal/es/ServiciosAlCiudadano/Documents/Listado%20enero.pdf And we used monicafuente90@gmail.com and she was fast and reasonable. These are the items with the longest lead times. But remember they all have to be done within three months of your consulate appointment. We were able to easily make our appointment a week in advance. Note, I made one appointment for both of us (and they let it slide when we arrived), but was told we each needed our own appointments even though we were applying as a married couple. Now onto the most costly item, but can be done in a day. Spain requires you to have 30,000 Euros in health coverage (which is nothing), except you cannot have a deductible or a co-pay. So we had to get two policies, one to satisfy the VISA requirement and was a total throwaway and a second one which would actually insure us. We used NOMAD for the throw away policy. You get $100,000 US in coverage, which more than meets their requirement. This cost $2,200 US (may vary based on your age and was for 2 people). For our real insurance we used Cigna International. This cost us $3,500 US for $500,000 in coverage with a $3,000 deductible. The Cigna policy took a few days, as because of our age and health history, we required underwriting. You only have to show the Nomad policy at your appointment. Cigna Global +44(0)1475 492119 or email at cignaglobal_sales@cigna.com. Nomad https://www.worldnomads.com/travel-insurance/ For proof of financial sustainability, we printed out three months of bank statements showing that we as a couple had over the required 32,490 Euros (30,000 Euros for a single applicant). This equates to approximately $39,000 US for a couple at today’s (1 Euro = $1.18) exchange rate. You will need to have a Spanish address for where you are going to live and it cannot be a hotel. We reserved an AirBnB for the first three days and started working with a realtor months before arriving. Unfortunately we were not able to get our first choices, however, our apartment meets all of our must haves, just really wanted outdoor space. We were also not able to get in right away, so had to rent a second Airbnb that was a bit larger so we could work remotely for our companies. Unfortunately at the time we submitted our VISA application we were not sure when and which apartment we would be getting, plus was not excited about signing a long term year lease sight unseen. So our 1st airbnb apartment was not available for the additional 2.5 weeks we needed, therefore we had to move again, and thankfully the second flat was a penthouse with outdoor space and an elevator (not common in our preferred neighborhood of Ruzaffa in Valencia). When we were filling out the forms on the Consulate web site, we used their translation service which said you could put your US address down until you secured your apartment. When we got to the consulate they said no, you must have a local residential address. So we got out of line and quickly rented an Airbnb for three days to satisfy the requirement. Almost there… Now you need to make your appointment with the consulate and complete the two forms, which are written in Spanish on one in English. The Los Angeles consulate had a translation pdf to use to know how to answer each question. Below are the links to the forms, but check with your local consulate as forms and fees change. We got our money orders from the Post Office on a Saturday for a Tuesday appointment and the fee went up two dollars each, which they agreed to let us pay in cash, otherwise we would have had to get another appointment. Applicants must submit originals and 1 copy of the below mentioned documents. If your documents are accepted to process the visa they will not be returned. 1. Two national visa application forms, duly filled out and signed. 2. Original passport. The passport must be valid for the intended period of stay in Spain with at least two blank pages to affix the visa. 3. Two passport size photographs in color, 2 x 2 inches (51 x 51 mm) in size, printed on matte or glossy photo quality paper, taken within the last 6 months to reflect your current appearance and in front of a plain white or off- white background. Note: We went to Costco and got 4 pictures for $5 each. I think we need extras for our residence cards and other Spanish IDs. 4. Fee, go to website for most recent fee (ours were $153 each and had to be on a US Postal Money Order) http://www.exteriores.gob.es/Consulados/NUEVAYORK/en/ServiciosConsulares/Documents/2010Solicitud%20de%20visado%20nacional%20-%20EN.pdf This form is in English http://extranjeros.empleo.gob.es/es/ModelosSolicitudes/Mod_solicitudes2/imprimibles/01-Formulario_residencia_no_lucrativa_imprimible.pdf This form is in Spanish and must be completed in Spanish where applicable http://www.exteriores.gob.es/Consulados/NUEVAYORK/es/ServiciosConsulares/Documents/Form790.pdf Also in Spanish Help documents, but note they are from the Los Angeles Consulate and we used New York, so you must have a Spanish local residential address on these forms, despite what the LA Consulate indicates: http://www.exteriores.gob.es/Consulados/LOSANGELES/es/InformacionParaExtranjeros/Documents/InfoEX01.pdf http://www.exteriores.gob.es/Consulados/LOSANGELES/es/InformacionParaExtranjeros/Documents/InfoM790C52.pdf The last thing you need to do is to write a cover letter with your statement of purpose. Here is ours: September 19, 2017 Gary R. and Michelle M. US Address US City, CT US Zip To Whom It May Concern: We would like to go to Spain to explore the country and to experience its rich and historical culture. It is also our goal to become fluent in Spanish. Enclosed you will find: • Medical statements showing we are in good health and have no contagious diseases per the International Health Regulation 2005. • Criminal background checks done in the state of Connecticut where we reside, using our fingerprints and legalized with the Apostille of the Hague Convention from the Connecticut Secretary of State. • Marriage certificate with the Apostille of the Hague Convention from the Connecticut Secretary of State. • Certified copies of the above in Spanish • Certificate of insurance for both Gary and Michelle showing a zero deductible, no co-pay and at least 30,000 Euro in coverage. • Our bank statements for three months showing over the required 32,490 Euros required for a couple (in US currency would be approximately $39,000 US). Sincerely, Gary R and Michelle M. Do not use digital signatures, sign all forms, including the copies with a wet signature. We made three copies of everything, our consulate only took our originals, but good to have extra copies as once you are there you cannot make copies. We made our arrival date one month post our initial consulate interview or once issued. Our turnaround was extremely fast. We submitted and received our approval in just over two weeks. I don’t think that is normal, but we were happy. Then you need to be ready to pick it up and travel. Stinks about plane tickets, as we weren’t able to buy them in advance, so got socked there. Now that we are here we have to register with the local police department and obtain our residence cards and NIE number. The NIE is a tax identification number in Spain, known in Spanish as the NIE, or more formally the Número de identidad de extranjero. Hopefully we won’t have a problem when we go in with an Airbnb agreement for 2.5 weeks and an 11 month lease. We’ll update how that goes next week.

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apostille federal background check

Look for reviews on local lawyers online. Finding a lawyer that you can trust and respect can be very difficult, so any advice that you can get can be very helpful. Make sure the reviews you consider are on an independent site and take all comments with a grain of salt. The goal is to find the general consensus.  apostille federal background check

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 Do they put things in their proper places? Remember, you pay for their time, including the time it might take to straighten out any chaos they've created. Contact your local bar association if you need a lawyer. Bar associations provide the public with referrals for different kinds of lawyer and also receive complaints.  Pay only $62 in conformity with Apostille you Criminal History Record, inside 25 Day. Lowest charge or fastest turnaround epoch guaranteed. Contact client employment for assistance.   how to apostille fbi criminal background check

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So You Need A Lawyer? These Awesome Tips Can Help You Choose One.

Nobody wants to think about the potential for needing an attorney. The idea of hiring one can create stress on many levels, particularly because it can mean that you are in trouble of some kind. Regardless of the circumstances, there is no need to be overly concerned about choosing the right lawyer to guide you through the legal process. Read on for some insights on what to look for and how to choose wisely. apostille

You have a right to expect clear, consistent communication with your lawyer. He or she should be able to give you a general summery of what you can expect in terms of your case, as well as what potential issues might arise and what could be done to remedy these issues.

If you need a good lawyer, ask your friends, relatives and colleagues if they know anyone. It is best to get a recommendation from someone you trust rather than hiring a lawyer who spends a lot on promotional campaigns. If you cannot get a recommendation, do some background research on different lawyers.

Look for reviews on local lawyers online. Finding a lawyer that you can trust and respect can be very difficult, so any advice that you can get can be very helpful. Make sure the reviews you consider are on an independent site and take all comments with a grain of salt. The goal is to find the general consensus.

A good tip if you're thinking about hiring a lawyer is to not get swept away with just the costs alone. Deciding on the cheapest lawyer around isn't always the best idea, and it can actually cost you more in the long run because they might not be very experienced.

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Keep good records of when you interact with your lawyer. Write down how much you paid, when you talked to each other, and what you talked about. You want to keep good records of the time your lawyer did work for you. Then you will have good documentation if you do not understand the bill.

You should make sure you have a solid case before attacking someone in court. Keep in mind that some lawyers only have their own interest in mind and will advise you to go to court regardless of how solid your case is. Present your case to different professionals and do some research on your own before you go to court. apostille service

Always consult an attorney before filing a claim. A lawyer who specializes in the field will give you a better chance at winning your case. Independent research will help you somewhat, but you will never have the same knowledge as an expert in their field. Make sure to chose wisely.

Do not underestimate the importance of your lawyer's personality. An aggressive lawyer can be an advantage but an experienced and confident lawyer could help you win your case too. You should meet with different lawyer and find one who has the kind of personality and philosophy you need for your case.

Trust your first impressions of your lawyer. If a lawyer does not seem trustworthy or works too hard to convince you to file a lawsuit, you should not hire them. You should find a lawyer who makes you feel comfortable, takes the time to explain things and clearly has your best interest in mind.

Money is very important to lawyers, so unless your lawsuit will bring in money, it is unlikely that you will find a lawyer very easily. Putting a dollar amount on a suit will do nothing more than label you as a nuisance who will never be satisfied. Bringing a lawsuit is about the money, essentially. Winning on principle is just a bonus.

Even if you think you know the legal issues of your case well, go over the issues again with you lawyer. Have questions prepared beforehand and ask anything that comes to mind. You want to be well informed and know that he understands your case well. Being informed will ease your mind.  fbi criminal background check apostille

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What Kind Of Lawyer Do You Need?

How can anyone know how to search for a lawyer? There are so many to choose from, how can one whittle down the list? fbi background check apostille  Read over the information here to learn what you should look for in a good lawyer.

Never hire the first lawyer you come across. There are so many out there that it can be tempting to select the first one you come in contact with. Take your time and consult with a few before you make your decision. You don't want to make the mistake of choosing the wrong one.

When looking for a good lawyer, make sure to obtain personal references. Talking to the local community that have experienced issues similar to you. For instance, if you're a victim of sexual harassment, speak with a women's group. Ask them about the lawyers they had and what their experiences were like.

It is important to think about the specialty of a lawyer your are hiring. You want to make sure you hire the lawyer you need. apostille expediting service  You do not want to hire a lawyer that specializes in criminal law to do your estate planning. Choosing a lawyer that specializes in whatever area of law you need, will guarantee you get someone who has a lot of experience in that area and can do a good job.

A good tip to remember when hiring a lawyer is to keep track of all the bills pertaining to your lawyer. You don't want to be caught off guard when it comes time to paying for everything. You can also consult with your lawyer if there's something that doesn't add up.

If you meet with a potential lawyer, and he or she states that they will absolutely win your case, thinking about looking elsewhere. There are no guarantees in life, no matter how clear cut a case seems. A good lawyer knows this, and as such, will not make promises they can't keep.

If your lawyer has a busy schedule, your case may end up costing more to complete. That's because it will end up dragging on as they tend to all of their other clients. Try to select a lawyer who isn't running around like a chicken with their head cut off!

You should never hire a lawyer from an advertisement that you have seen on television, seen in the phone book or heard on the radio . fbi background check apostille  This is really no indication of how good of lawyer they are. Research the lawyer's legal background and read reviews from their peers to determine if they are right for you.

If your first meeting with a lawyer includes them giving you a guarantee, you need to get out of there now. All good lawyers know that there are no guarantees, as the ones who say that are simply trying to sell themselves. This is something that should be a red flag for you.

Find the lawyer who is best for your situation is likely to take some time. You should search carefully instead of choosing the very first lawyer you locate. Keep the advice from above in mind to find the right lawyer for your needs.