#anyway. i think i speak english to about 50% of my local mutuals

[koheletgirl]

ok so there's this phenomenon i have encountered with some of my mutuals and now im curious

no option for nosy english speakers come back in a week

[lorata]

I saw your little post on "distribution of poverty in fantasy tiered cities", I'd really love to hear any of your ideas on that. My own thoughts go right to Mortal Engines (London) and Coruscant from SW.

ah yes I remember this, poor T (my wife)

mmm. hmm so. oh boy. so I haven't seen/read mortal engines and coruscant is Its Own Thing so disclaimer, my rant was referring specifically to that one Brand of fantasy city where like, "here is our tiered city, this is the lower ring, the poors live here, this is the middle ring, the crafts people/social climbers live here, this is the upper ring, here is where the rich live" (I'm paraphrasing but you get the idea)

anyway so I want to preface this as well by saying that I was not actually insulting writers or fantasy books and saying this is unrealistic! bad writing! hur hur hur I am extremely knowledgeable about real-world city planning!!!!!!!!!! blurrrrr blahhh DO THIS OR I WILL IMMEDIATELY STOP READING, WRITERS!!!!!!!

(one of my least favourite genre of Extremely Online Pedant posts is like "ACTUALLY fantasy books are BAD because they have POTATOES and those are a NEW WORLD CROP" or "UM ACTUALLY you called your ruler a DUKE and according to the ENGLISH MONARCHY SYSTEM the titles go LIKE THIS" you know those "your FAKE WORLD must conform to EUROPEAN RULES or else it's BAD" like let the rain fall down and wake your dreams maybe)

it's more that ....... I was having a lot of feelings about my (poor, urban) neighbourhood, and the fantasy book I was reading (and others I had read before) did not currently represent those feelings in a satisfying way? and so my rant was kind of like, the people who write these books feel like they have always had enough money for what they need, maybe not enough to do everything they've always dreamed exactly when they want to do it so they don't feel like they're rich, but they've never had to THINK about money or be scared of not having it, and they definitely do not know what it feels like to live in a low-income area pressed in by the wealthy but they do seem to think it means narrow alleys and rats and everything smells like urine and everyone is mean and backstabby

so it's a combination of, none of these books feel like they know what it means to be poor, no one knows what community or mutual aid means call yourself a community organizer even though you're not on speaking terms with your roommates, all of these fantasy cities operate with the exact same template of "filthy poor area", "austere rich area", "artsy suburban area" (where the author lives irl) and it had started to irritate me

but the kicker is that NONE of these that I had read ever talked about gentrification. the areas were demarcated and that was that -- MAYBE the rich build another tier as the city grew, widening the middle class and leaving the poor further behind, but that's not, er, that's not -- and this is why I was upset, not because the authors didn't like ... include gentrification in the books, but because I was angry about gentrification in real life.

I live in an immigrant neighbourhood, culturally diverse, densely populated, and one of the largest income disparities in the country. only 6% of the population earns over $60,000 and 60% earns under $20,000. right next to it is one of the wealthiest neighbourhoods, with average incomes over $300,000. the 6% of high earners here comes from high-rise condos (not for rent) bought by rich couples who want low property values but don't want to LIVE here, so they commute out for work and social life and basically use their apartment in my community as their crash pad. they don't shop here, they don't invest in any of the local infrastructure, they post negative reviews on Google of the grocery store and the library that there are "unsightly people" and people should try another location instead.

meanwhile the community across the road, the rich one, blocks condos in their neighbourhood bc they hate the look of towers, but they absolutely support them over here bc they can invite their rich friends to live in them and have them over all the time, but they don't have to stare at the ugly building. at the same time (bc we live in the same voting district) they actively block public works projects in our neighbourhood that might ~~impact~~ them like streetcars (because we might come into their territory!) or parks (because they should have a monopoly on green space and it might lower their property values if we get any grass).

in the meantime the condos keep coming in, and our actual buildings that we use (like dollar stores and laundromats and family restaurants) get demolished to make room for them, and the neighbourhoods get more expensive. if the neighbourhood a few blocks south is any indication, next step is the police come in and start clearing out the homeless but don't give them anywhere to go (they just, you know, kick them out), and the affordable housing is repurposed as a ~coworking space~ and its tenants evicted, and then later an area that was for immigrants and had a local community is labelled "up and coming" and now it's shiny and sterile and has Starbucks and cannabis shops and condos and plenty of cute young white couples with kids and all the poor families are struggling to find somewhere new to live, because rich people always want more.

you don't see this in fantasy cities. it's always, the rich stay UP THERE and the poors stay DOWN HERE and the poors WISH they could get up there and the rich think the poor area is GROSS. you don't see that kind of neighbourhood mobility, where poor neighbourhoods get gentrified, or the reverse as soon as there is any kind of diversification (e.g. white flight). and I realize why not, it's the same reason that (unless you're Max Gladstone) you don't get fantasy books based on extremely nitpicky legal battles and land titles. readers don't care! it's not a real city! the city is a setting! a backdrop!

(Max Gladstone, bless him forever, I have no idea how this man decided that working class neighbourhoods fighting wealthy gentrificators BUT WITH GODS AND MAGIC would make for a good novel series but he did, and he did it brilliantly. even if he made me endure magic-flavoured catholicism, again.)

anyway. I grew up in the middle of nowhere on a farm. I don't care about fantasy potatoes. I don't care where the linen comes from. I am fine without a detailed accounting of how the protagonists feed their horses on their journey. This is fantasy, we take some things for granted, and people who are like HORSES NEED 2% OF THEIR BODYWEIGHT PER DAY THIS IS UNREALISTIC should just put the book down and go play because clearly reading is not the right hobby for them. but that morning after ANOTHER condo notice went up on a building that had been a local restaurant because the owner (who'd fought the city on selling for the past 50 years) passed away and they won their case against the estate, I just got mad.

I'm so sorry, this is not what you were expecting to get lol

[yourcertainstudentlight-blog]

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BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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Would it be cheaper to insure a van (SWB transit size) or a Car (fiesta/Clio size)On 08 Plates.?

Ive tried insurance companies buy they wont tell me anything unless i give reg no's and stuff, and i havent got it yet so i cant :s so just a basic geuss would be good, i assumed a van would be cheaper as their arnt as many luxuries and such in them?""

What's the cheapest way to get auto insurance?

My brother is planning on purchasing a 2000 dodge dakota. He is 18 and has never been insure. He is a new driver. Our parents do not have insurance.

What are some affordable nationwide health insurance plans in New /Hampshire?

looking for health insurance for my husband and unborn baby.

Will my insurance price change?

I've been on my parents insurance account for over a year with no accidents on my record and I pay 200 a month, so if I have my own account from my parents will there be any price changes of either raise or lower? I'm so confused""

How much does it cost to run your car per month?

Including tax, insurance, petrol etc. What car do you drive? And how many miles do you do a week? Just trying to work out what kind of figures I'd be looking at.""

Can i get insurance w/out a car and vice versa?

i have my license just not a car. so can i go buy a car without insurance OR can i buy insurance THEN buy a car?

Does auto insurance cover any vehicle I drive?

I wasn't expecting it but my mom told me she will no longer be driving. Her car is 5 years newer than mine and she told me should take over her car and get rid of mine. Since my car still runs well I felt I would keep it a little longer. I checked with the insurance company and I acted like we are going to sell her vehicle. I just felt it shouldn't matter which car i drove since they are similar in size. The insurance company said I would have to turn in her plates. Does auto insurance cover any car I drive and if I want to keep 2 cars for now do I have to tell the insurance company and will they allow it if I pay more for insurance?

What auto insurance companies DON'T use a credit score when deciding rates?

I'm against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn't use the practice?

Insurance rates for 19 year old?

what would the insurace rates be for a 19 year old driving one of these cars. all cars would be sedan (4-door) models. 03-04 honda civic 97-01 subaru impreza RS 96-98 BMW 318 94+ acura integra 98-01 honda accord 00-03 nissan sentra

Insurance will go up for me?

My sister drove my car and was hit from behind. Her insurance is not under my policy. Will this affect my insurance premium? I just had a accident last month also (I hit something on the road which cost $6000 to repair and my insurance covered it without increasing my premium).

My 31 year old son is moving back in for a while can I put him on my car insurance so he's covered driving ?

I have state farm insurance I just want him to be covered if he's driving one of my cars in case he has a wreck

Insurance brokers?

Y do insurance brokers force u to join bt whn its time for the insurance to pay up they tell u all sorts of stories Even though ur account was never on arreas!!! please help guys........

Bike insurance for a cbr 600?

i live in halifax nova scotia in a rural area and was woundring how much it would cost just for plpd i allready have a bike witch is a 200cc and it cost me 300 and some odd dollors for the year woundring how much it would be for a cbr 600 year around 1998-2005 and i took a drivers course for bike and car and been with my insurance company for about a year now for my bike would they give me any speacials. also i have gotten no tickets or crashed got a clean slate.

Is this quote accurate for my car insurance?

Hi ; I'm planning to buy a 1994 Honda Civic.Yesterday , I checked insurancehotline.com to see how much my insurance will cost. I'm a new driver in Toronto-Canada but have 3 years out -of- country experience. The cheapest quote which was shown is 4900 cdn.Let's be realistic guys , the car is 1500 cdn.How come is the insurance that much.How much is the approximate quote for me?""

Help!!! I need car insurance!

What company has good deals on SR22? I'm financing a new car today & I need full coverage insurance & SR22... all the online quotes I've received has been outrageous! Any knows of a good co. with low down payments? (I live in Louisiana.)

Do life insurance companies check your medical records after you die?

Let's say that you get life insurance and claim to be a non-smoker. Then let's say that you start smoking or resume smoking. Assuming that your medical records show that you ...show more

How much will insurance cost for me?

I'm 18, Male, i'm going to be driving a rx8, And i live in Washington state. I know you can't tell me exact, But around how much.""

What Texas insurance company covers composition over wood shake shingles?

Hi everyone I'm selling a house and want to be prepared to answer questions about insuring a roof with composition shingles over wood shakes (or wood shingles). I have a major carrier, but I've heard there are insurance companies that refuse to insure these roofs these days. I'd like to know for sure what insurance companies I can say cover these roofs. I am in Dallas, Texas, so it should be a company that is in Texas. Thanks so much for your help!""

How much would an '89 Mercedes 300e cost for insurance?

So my dad has found a really good deal on a potential car for me in really good condition. It's a 1989 Mercedes Benz 300e. Do you think that since this is a 22 year old car that it'd be a ridiculous amount to insure because of the Mercedes badge? Or do you think I could afford it with a job? My insurance company would be allstate, on my parents plan, I have a 4.0GPA and I plan on taking drivers ed. Advice?""

How can I get cheaper car insurance as a new young driver?

Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert""

Statute of limitations on no car insurance fine?

how long has to go by before statute of limitations is in effect after you have had a no insurance ticket handed to you and does this stand the same if you had hit another persons vehicle with the car that was uninsured.i live in calgary alberta and am unsure of how this statute works.i am not looking for a cop out of this.this occured 3 years ago and i was sent home under the condition that i show up for court.i was unable to show up for court because i had been kicked out of where me and my mom were living and tried to find a place for us.

What type of Life Insurance Should I get?

I am 33 and I'm pretty sure that I want to get term life insurance. I have a wife and 2 kids. It's affordable. I'm in good health. My question is should I get a 15 yr plan or 20 yr plan? Money is a little tight so I'm thinking the 500K or 750K plan.

Insurance on a car that you do not own yourself?

Im 17 years old. My grandma will buy me a car. But she doesn't want me on her insurance, so she said i had to wait til i was 18 til she would buy it. I was wondering if it's possible for my mom to put insurance on the car for me, if she's not that one that own's it. She can't on it for medicaid reasons. Thanks.""

I can't afford this forced health insurance by my college! help!?

My college is telling me that it is mandatory by law that as a full time student, that I have health insurance. I will be getting my own separate health insurance at the end of the month, but tell then i have to pay the full amount with the health insurance ($1,695) I can't afford that! is there anything i can do? they told me i can't request a deferral. i don't live on campus. I only paid $200 a month last year, (I had my own insurance) but I also received less in financial aid. all of this access payment is just for health insurance! is there ANYTHING i can do?""

What's the annual policy premium?

I have an amount of 623 dollars for annual policy premium for life insurance. Do I have to pay the amount?

How much is insurance for 2008 bentleyy?

DO they Ask How you Got the money if you buy it just wondering thats my dream car lol

What is the cheapest type of car insurance?

What is the cheapest type of car insurance?

""How Can i keep my car, without paying insurance?""

I have a car that i DONT want to sell, but i will not be using very often, can i keep it WITHOUT paying insurance, because obviously it would be a waste of money to be paying insurance on a car that i do not drive.""

Car insurance question?

How do the authorities find out that you have no insurance on your car? I know that if you are pulled over or whatever you can be asked to prove you are insured to drive the car and all, that much is obvious. Thing is, I called up to cancel my insurance on a car which isnt working and Im waiting on being scrapped. The insurance company said that its illegal for the car to be on the road without being insured, regardless of wheither or not its being used. As it turns out I am gona have to keep theinsurance for a few extra days until the car is uplifted, but it got me thinking. If Im not using the car then theres no chance Id be pulled over, so is there any actual way that anyone would find out a car in that position wasnt insured? Other than something like tha handbrake slipping and it rolling into the parked car in front or something. Cheers!""

How do i transfer my brother's car to my name in california?

its a 1974 vw bus. i want it as my car. how much is it to change it to my name? and im 17 how much wud the cheapest insurance be? and the tags are a few months outdated.. wat am i getting into?

How much does auto insurance cost in Orange County?

can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.""

Cheapest and best flood insurance?

I live in Az and was told my townhome was is in a flood zone and I need flood insurance. How much does this cost and wheres the cheapest place to get it. Another guy in the unit next to me said his mortgage company forced the insurance on his loan and it was 2,500 a year so his mortgage went up 300 a month!! thats seems like an insane amount? Please help.""

Appropriate and affordable health insurance for my autistic son?

Here is the situation: My son is seven and severely autistic. He lives with his mom (we are divorced). As part of our agreement, I take care of his health insurance and medical bills, co-pays and things related to his medical care. I pay for insurance for him thru my employer, around $280 a month, just for him. However, although it is pretty good for office visits, it is really bad for hospital. Because he is autistic, he has to be knocked out for some procedures that he wouldn't normally be knocked out for. Recently he incurred a $9000 bill, which the insurance company wont pay because he already maxed out his hospital indemnity for the year. I feel that the time has come to provide him with some sort of hospital indemnity, but I can't find any that I can actually afford. I don't make very much, I make enough to pay his regular health insurance and his child support, and the occasional doctor bill. But I don't make enough to pay the huge premiums that a regular hospital indemnity plan has. To add another wrinkle, I live in New York, he lives with his mom in Connecticut, she is the one who brings him to the doctor/hospital, I'm just the one who pays for it, which I am happy to do. But the problem is, that anything available with NY, only covers providers in NY. CT wont work with me because i do not live there. Am I screwed (as in I have to pay 900 per month in hospital insurance), or is there something I can do? By the way, I make about $36000 per year, not a lot for New York. I just want to provide the best care for my son, but I need something I can actually afford""

What auto insurance companies DON'T use a credit score when deciding rates?

I'm against the practice of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a company in the U.S. that doesn't use the practice?

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