#and she even stole my legal identity to put it on one of the bills in the house
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I have no mouth yet I must scream
Screaming internally hoping and praying everything goes right and I can just leave the house, move out, and never come back.
#I'm trying to leave my mother's house (who is very emotionally and mentally draining to be around)#she has torn my family apart and has/is currently sabotaging my ability to get a job and be my own person#and she even stole my legal identity to put it on one of the bills in the house#i'm talking with my brother and father to help me burn the bridge down and leave so I can live with my bf#i'm scared because my mother will claw her way to me to guilt me to stay with her#but at this point its coyote ugly#I am chewing my leg off just to get away from her traps#for the time being i am logging out of tumblr and will one day return
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Drastic Measures- Part 5
@daminette-december2019-2020
~Sweater~
Shoves romance to the side and shoves friendship in your face!!!
Ao3
First< Previous > Next
----------
“Marinette,” Adrien whines as she opens the curtain the second they get back, “Sleep,”
“Just a minute, I want to design Damian something,” Marinette takes up residence at the desk, throwing open her sketchbook, “I will be friends with him!”
“Wasn't he kind of a jerk to you?” Adrien flops onto the bed, Plagg rig after him, "I think we should go back to that point, maybe sleep on it,"
“You were a jerk too~” Marinette sing-songs finishing up a rough sketch of a sweater.
“I was trying to get the gum off your seat!” Adrien slams his hands down.
“Sure you were~”
“Mariiiiiii,” Adrien collapses back into the bed covers, muffling his whining.
“Come on you,” Marinette collects her sketchbook, “Come get material with me,”
“No, it’s time to sleep,”
“It’s midday,”
“Your point?”
"Ok, Plagg 2.0 should I get you some camembert while I'm out too?"
"I'm up!" Adrien sits bolt upright, "Never call me that again,"
Marinette ends up dragging Adrien out of the mansion he pouts as Alfred delivers them into the city she thanks him profusely.
“We were just in the city why didn’t you pick up fabric then?” Adrien walks by her side down the street.
“Because I’m stuck between 2 concepts and I need to see the fabric before going forward,” Marinette bounces along looking through the windows there are quite a few craft shops in the area which suits her just fine.
“Please don’t run off,” Adrien gently holds her sleeve, “Marinette this city…”
“It’s filled with a dark energy,” Marinette agrees, even in this nicer area had something ominous hanging over it, “It’s like it’s seeped into the city’s very bones,”
“And the Akuma aren’t helping things,” A child across the street starts crying and they both instinctively lookout.
“On the plus side at least hawkmoth doesn't send Akuma after every little thing,” Marinette forces herself to relax, moving on as the kids parents comfort them.
“On the downside, he sends them after emotions that are a lot worse,” Adrien follows along into a store as Marinette filters through the shelves.
“Maybe but we can handle this,” Marinette absent-mindedly raises her fist, meeting Adreins, “Do you think I should make something for everyone, you know as a thank you?”
“I haven't gotten them anything,” Adrien takes the armful of fabric Marinette passes him as she brings out her sketchbook to select old designs.
“I’ll handle the making,” Marinette ticks off a vest she thinks with be perfect for Bruce, “And you handle the finances,”
“I stole my father's credit card,” Adrien says with a grin, “He’ll probably find out where I am soon anyway so might as well start using it,”
“In that case,” Marinette pulls out a roll of incredibly expensive fabric, “We also need new phones,”
“And we should go out for lunch,”
“Get our hair done?” Marinette adds, looking at her half hacked off hair “I still need to fix mine from this,”
“I was thinking our room could use a chair?”
“And the bookshelf is looking a bit empty,”
“A nice expensive rug would really liven up the room,”
“Would it be completely inappropriate to get a motorcycle?”
“Yes,” Adrien agrees, “Let's do it,”
They stop to get new phones first, having destroyed their old ones when they ran away. Adrien finds the most expensive restaurant in town, but it's on the far end so they stop to get a motorcycle first.
“I didn’t know you could ride,” Adrien gestures for the waiter in their private room, “Yes can I please have the duck?”
“My Nona taught me,” Marinette sips at the most expensive drink she can legally buy, “I thought you hated duck?”
“Oh I do,” Adrien grins, which drops when his phone starts ringing, “How did he even get this number?”
Marinette looks over his shoulder to see Gabriel trying to call. Adrien purposefully hangs up rolling his eyes.
“We should go do our hair next,” Adrien leans over the table with a manic grin, ”I was thinking of dying it hot pink,”
“Love the concept,” Marinette cringes at the very thought, “But the execution is flawed, you need to dye it a color you actually like not one just to spite your father otherwise he's still just controlling your life, just in a different way,”
“You're right,” Adrien sighs leaning back examining his blonde locks, “What do you think?”
“A nice pastel or cherry blossom pink would look amazing,” Adrien perks up at the suggestion he can still keep the pink, “Actually I might do that too- oh wait! Will that affect our transformation?”
“Not unless you really want to deep down,” Tikki explains, her and Plagg gorging themselves on expensive cheese and treats.
“Well deep down I really don't want to give away our identities like this,”
“It’s a plan then,” Adrien smiles, “Now do you want to order anything else?”
“Thanks but I’m full,”
“What's that got to do with anything?”
---
“Looks great Nette,” Adrien gives her a side hug, the hairdresser shooing him away while he does the final touch-ups.
“Are you talking to me or yourself?” Marinette smiles at the new and improved shock of pink hair.
“Well obviously I look fabulous, but you look great too,” Marinette rolls her eyes at him looking back in the mirror. Instead of evening out her hair, they had made it look like her little episode was actually intentional giving it nice layers and even doing an undercut on the other side. Unlike Adrien, she didn't go all pink, instead the tips being white ombre up to pink and then her natural hair color.
“Thanks, you have to send a picture of your hair to Nino he's more invested in your teenage rebellion than you are, he’s probably also hurt you left him out of the running away part,”
“He has suggested, more than once, running away together,”
“Why what's wrong with Nino's family?”
“Nothing at all,” Adrien quickly covers, “I think he just really wanted me to run away, his mum offered to pack us lunches,”
“Well, maybe we could have used the turtle,” Marinette sighs, “But I could do that to Nino, you already had to leave Kagami behind, have you given her a call yet?”
“Oh um, about that-" Adrien points at her tapping his chin thoughtfully, "Never mention it again,”
“Adrien,” Marinette scowls, “Call your girlfriend,”
“She’ll kill me,” Adrien hides partly behind a seat looking meek, “Also you don't get to lecture me, you haven't called your parents,”
“That's different,” Marinette groans sinking into the seat, only to get told off for moving, “They’ll want me to come home, how am I supposed to explain that I can’t,”
“They’re your parents,” Adrien stresses, “I’m sure they’ll be happy enough to know your ok,”
“Maybe,” Marinette hums, the cloth being removed from her shoulders letting her get up, “I just feel so bad for putting them through this,”
“Maybe one day they’ll understand,” Adrien walks with her to the front to pay.
“Maybe,” Marinette looks down at the bill, “Wow this is a lot more expensive than the usual dye job,”
Made sense because they were in the higher income distinct of the city.
“Why Marinette,” Adrien grins swiping the card, “That's the point,”
Ten minutes later they were laughing as calls kept pouring in one after the other. They are only interrupted when they get the distinct feeling of an Akuma.
“Duty calls,” Adrien sighs putting his phone on silent.
“Seems so, at least we can call out skills multiple times," Marinette walks casually into an alley with him, “What are you up to?”
“About three,” Adrien shrugs transforming, “It takes about double the time for the transformation to drop now,”
“Same, wish I could say that gives us the edge but really it only keeps us from falling off the cliff,” Marinette also transforms, her new costume bringing a smile to her face.
“How eloquent my lady,” Marinette playfully pushes him, Chat catches himself catapulting over the building, she quickly follows behind.
The Akuma is standard, Marinette guesses the akumatized item is the wrist watch. The problem comes with their recurring thorn in her side.
“Ladybug-”
“Get out of the city,” She cuts Batman off, “Yeah, yeah let us handle this first,”
Marinette throws her yoyo out just in time to deflect an attack headed at Chat.
“Do you need any help?” Robin asks, Marinette smiles, partly at the aghast face Batman makes.
“Do you think you could tag-team it with me?” She asks formulating a plan, with the extra help she might not need the lucky charm, “Make your attacks big and draw his attention, grab the wristwatch if you can,”
“On it,” Robin gives her a nod jumping into the fray, Ladybug doesn't give batman a chance to object running after.
Robin does a good job they work in perfect sync falling back when the other moves to make an attack. When the Akuma focuses on them too much Chat swoops in and gets their attention giving them the chance to swipe at the wristwatch. It goes on she sees Robin get thrown back after another failed swipe at the wristwatch. Ladybug takes the chance to move forward grabbing for the wrist, she isn't watching out for the other arm, the impact hitting and sending her flying back.
“I got you,” Her momentum is stopped by a hand bracing at her back, saving her from crashing into the adjacent building.
“Thanks, Robin,” He helps steady her as she finds her footing again, “I’ll move in you follow me up,”
“No need,” He smirks brandishing the watch.
“You did it,” Ladybug beams, taking the watch and smashing it to the ground, “Great job!”
“Ah, thanks,” Ladybug doesn't pay attention to how Robin brushes, focusing on purifying the Akuma and fixing the damage.
“We made a pretty good team,” Ladybug turns to Robin when everything is settled, “Pound it,”
Robin meets her fist with some hesitance, which disappears when she smiles at him again.
“Ladybug!” Batman yells heading their way.
“Ops sorry,” Ladybug cringes, “Sorry! Cant stop gotta go, bye bye!”
They run from the scene faster than Batman can hope to catch them. They end up back at her newly brought bike stacked with fabric and protected by a bit of luck. Marinette races home to make everyone's gifts, knowing just who she wanted to start with.
---
“There you are!” Marinette exclaims, having spent the past half hour searching the manor for him.
“What do you want?” Damian snaps as if he wasn't just playing with the cat on the floor half a second ago.
“Nothing, I made something for you~” He continues to scowl but Marinette doesn't let it discourage her, “Here, I didn’t know your size so I made a baggier style, do you like it?”
Damian takes the sweater holding it up to where she put it on him looking down a little shocked. Marinette almost wants to laugh at the expressions trying to shift back from awe to disinterest, it’s cute. She smiles wondering what his face would look like if she made a matching one for the cat, and maybe Titus too.
“.... It’s well made,” Damian eventually allows, folding it over his arm, Marinette notices how his fingers linger on the soft fabric.
“Good to know,” She smiles, bidding him goodbye before the moment can be ruined. She bounces down the hall humming to herself.
“Someone's happy,” Tikki flies out of her bag.
“He liked it, why wouldn't I be happy?”
“Someones really happy,”
“Stop it Tikki,” Marinette giggles, making the kwami laugh in turn.
“Just like adrien~” Tikki sing songs floating down the hall ahead of her.
“Well then, keep Kagami far away from this one,”
“Don’t turn into a stuttering mess and we have a deal,” Tikki agrees.
“Please Tikki I’m not thirteen anymore,” Marinette brushes her off, ready to go make the others gifts, if she spent the whole time humming to herself Tikki wasn't going to explain why to Adrien.
---------
Taglist? nope don’t have one, horrible at keeping track of them sorry~
#miraculous#miraculous ladybug fic#miraculous ladybug#miraculous fanfic#ml fic#ML#MLB#Marinette#miraculous marinette#badass marinette#maribat#daminette
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I'm 18, about to start paying for my insurance. I have a 1998, Honda accord EX, 6V 2D. I've had my license since 2010 and a clean record. My parents have us on nationwide but it's really expensive. What's a cheaper insurance company I could go to when I graduated?""
Insurance and pregnancy?
My husband and I are trying to get pregnant. I am on my own private insurance right now and will not get on his insurance until April 2009. If I get pregnant before then will they cover my pregnancy bills etc?
What would be an estimate for in on a 2WD silverado for a 16 year old male living in California?
I recently got my license and am looking at ins. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 2006 Silverado. I also have a clean record if that helps at all. Thanks!
Can i change a court order insurance?
My kids have been on medi-cal since i separated with their father and it has been great. I have a child with special needs and we were able to go to the best clinics in town like UCSF and Stanford. i felt that my child gets the best medical care. The court ordered the father to provide a new insurance and we came to Kaiser last year. In almost a year dealing with Kaiser doctors i don't feel the same professionalism and quality of care as we used to get being at different other clinics. I started to think of changing the coverage to what we had prior to this. But i am not sure how i could change the court order and what evidence i need to provide asking for the change. Kids are still on Medi-cal, but its their secondery now.""
Does my insurance go up?
i only have liabilities with my insurance. i got into a car accident but my car was the only one damaged and im paying for the repairs myself, would my insurance go up?""
First Time Insurance?
Does anyone have any suggestions of companys for Insurance for a first time driver, i dont expect it to be too cheap but most qoutes ive had are Horrendous. also, cars that would be low on insurance would be great, cheers!""
""If i trade in my car, which doesn't have gap insurance, and get a new car with gap insurance will the total lo?""
I owe $13k on my current vehicle and am looking for an upgrade. we've had horrible weather the past few months and am afraid of wrecking the (potential) new vehicle and still being stuck with a bill. would gap cover the entire cost of the loan, i.e $38k= 13k owed on my car plus the 25k for the new car.""
How can i find the name of insurance company with the policy number?
I need to find out the name of the insursnce company with the policy number
""Need cheap auto insurance, Arizona?""
only drive 2 miles a couple times a week, never had a accident or ticket; 63yrs old,Mesa,AZ""
How would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ?
how would i go on my parents car insurance? and how much cheaper than being on my own insurance would it be ? first decent answer gets 10 points:)
Do i need insurance to mot a bike?
also will the mot service station ask to see my licence?, how much does an mot cost, and how long do i have to wait? its a honda cb 500. thanks""
How much will my insurance go up with my speeding ticket?
First of all i know this question has been posted times before but i would like to use my information in this. I was going 29over the speed limit on a highway not near a school zone. This is my first ticket. The ticket costs $131. Would my insuance go up a lot? any? I appreciate any help. Thanks.
How much money would I save on car insurence?
I have a 16 year old who I am debating whether I should put him in driving school to save money on insurance when he turns 17 and gets a licence. It would be added to my insurance. about how much money would I save on car insurance with a behind the wheel driving school in New Jersey? Please dont give me wbsites with a free quotes.
I received a letter requesting that I show proof of car insurance?
I received a letter that asking me to send proof of insurance on my vehicle. I lost a good job in September and the job that I have currently, barely pays me enough to pay rent on my apartment let alone insurance for my vehicle. I just got a new job and will be able to put insurance on my car in a few weeks. I did some searching and I know my license will get suspended! My question is for the state of Ohio, when you haven't been in an accident and this is only your first offense...how long will they suspend license? the website doesn't say. It just says until requirements are met meaning I have to pay reinstatement fee and get sr22 bond. If I can't drive I will loose my new job...I'm loosing it. will someone please tell me what to expect?""
Where can i get cheap car insurance?
iv found a car ita a puegout 206 n its 2002, 50000 miles n its a 1.1. i expected the insurance to be cheap but everywhere i look i keep getting insurance quotes which are around 2000 quid im like what the hell!!! so does anyone know anywhere tht gives gd qoutes???""
I changed my car and the insurance is so expensive?
Hello Everyone, Ive changed my car and I've bought Mazda RX8, the thing is my insurance does not insure these type of car, and they said send us the certificate and we will send you a 3 NCB. I've checked many sites such us moneysupermarket, confused.com etc. and they cheapest quote was 2200 per year. anyone knows how can i get a cheaper insurance for this car ? Thanks""
What cars get low insurance rates?
I am a 16 year old and just planning ahead for when i'm 17 and get my G2. I want to buy my own car...obviously a used one...a very cheap one. I am looking to spend as little money as possible on GAS and INSURANCE. I understand there are possible discounts for good students, or if you take a driving course...but in general, what cars get low insurance?""
CT Insurance for small business?
Hi everyone, My father and I own a small company and we now both work full time for our company and we would like to get health insurance. My father indicated in the past he read some information that you can get a discount with state insurance if your company makes less than X amount of dollars per year...We can't seem to find this information. Who should we call in CT to get some answers or maybe someone already has information. Any help is greatly appreciated. Many thanks!""
Why is a car insurance trying to settle a car accident claim fast?
I was in a car accident. The other driver did a squat and stop scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver's car insurance trying to settle quick. The driver's car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver's car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much Note: The driver's girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..""
I was in a car accident and the insurance company wont pay me.?
I was rear-ended back in March of 2012. I was at a complete stop on the freeway and the guy hit me going about 30 mph. The force of him hitting me pushed me into the person in front of me, and that pushed them into the person in front of them. There was no visible damage to the cars in front of me and they left without leaving or taking any information. Now my issue is: When I tried calling the person's insurance company, the insurance adjuster told me that because there were 2 other people involved and they did not leave any information that they cannot give me coverage because the guy who hit me has a very low coverage rate and if the other two people called to get money they wouldn't be able to pay it. And that I have to wait 2 years before I can recieve any payment for the damage to my car. I did not have insurance at the time of the accident so my current insurance company will not help me with this issue. Please let me know what I can do! I live in California by the way.""
What are some cheap Auto Insurance Companies?
I pay 193 a month for basic liability with 21st century Insurance. Where can i get a cheap quote?
Did you see the left/right coalition letter against the health insurance mandate?
March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui""
Jeep wrangler Insurance rates?
Does anyone have a wrangler? Im looking at buying a 2007 this year and would like a heads up about insurance rates.
Understanding my Co-Pay Insurance?
This is my co-pay insurance plan 90/70 (in network doctors/other doctors): Co-insurance 90% Out of pocket $4000 Deductible $4000 Here is one example of what they cover: Plan Network Co-pay for physical visits to the office Co-insurance 100% Co-payment $25 Co-insurance preventive 100% Out of Plan Network Deductible $12,000 Co-insurance 70% So, does this mean that I just pay $25 for a physical? Nothing more, unless something additional is done at the visit? When the co-insurance is 80%, does that mean I pay 20% of the bill? and... Is there a difference between Out of pocket and Deductible? Thanks!""
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER
2006 cadillac cts insurance rate for teens?
i want my dad to give me his car but i wanted to know how much the insurance would be its the base 2006 2.8L cts and its salvaged , so yeah state farm rates would be a +, State of California""
Is this what health insurance companies and Conservatives think about people with preexisting conditions?
""What is the average cost for an underage driver, with a new car, on their parent's policy?
I am 17 and I am considering getting my license and buying a car. How much is the average price of insurance in my position?
Need auto insurance help?
I need to get insurance really quickly, buying a car soon. But I can't afford a huge down payment, nothing like $800 dollars... I've always been on my parents insurance (GEICO) and now I can't be on theirs, since I'm living on my own. Male, 20. I understand that insurance is generally highest for my gender and age... I need to insure a 2004 Honda Accord LX, Coupe, 3.0L V6.""
I am wondering if anyone knows what insurance would cost on a Mustang V6 for a 16 year-old female in Tennessee?
If anyone has a idea of the price range I would appreciate some input. Please don't say alot . I have had no tickets and I have not been involved in any wrecks. Thank you!
How much would insurance for a 2000 harley sportster be in Colorado?
How much would insurance for a 2000 harley sportster be in Colorado?
Average cost for insurance?
What do u think the cost of insurance for a mazda rx-8 would cost or a sports car similar to that (cars with a big bonnet like mazda rx-8). This would be for a 17 year old. Please help
Car insurance yay...?
So first off let me just say I know that all the variables going into this will change the price I.e. Type of car I have, distance I'll be driving etc. I was just curious if anyone could tell me how much I would expect to pay a month for car insurance if I was voided the last time around? I was paying 90$ a month last time (they over charged me so I didn't pay it the next month, then I quit my job. I know smart, right! Lol.) Would it double just because in the past I've shown that I'm not reliable? Do you also HAVE to have full coverage on a car you haven't fully paid off yet? This might be dif state to state. (MN) Any good info would be appreciated thanks :)""
How to appeal declining application on Health insurance?
I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""
Cheap car insurance for 17?
what is the the most reliable and most cheapest insured car the cheepest i found was a renult clio at 5390 third party fire & theft with no road experience
I want to buy a peugeot 106 1.1 zest. How much would the insurance cost? All serious answers are welcomed.?
I am 21 nearly 22 with no claims, points or convictions""
Do I need a motorcycle VIN number to get insurance in NC?
I live in North Carolina and I'm trying to get a license to purchase and operate a 150cc motorcycle. In North Carolina you must have a license for an automobile before you can get an endorsement for a motorcycle. Right now I'm learning how to drive a van so I can get a motorcycle endorsement. Before you can get a license for an automobile you must have proof of liability insurance (DMV form DL-123). Do I actually need a vehicle with a VIN number to get liability insurance? Or do I have to purchase non-owners insurance first and then switch it over to motorcycle insurance after I get an automobile license with motorcycle endorsement?
Question about car insurance and theft.?
lets say somebody that has an auto loan gets their vehicle stolen, the insurance will cover the rest of the loan but what happens to the funds the bank has already received for the vehicle?""
Health insurance. Self employed.?
Hello. I am 24 and self employed as a driver. Live in Minnesota. Made little to no money last year after all expenses. Broke even. Have no insurance. Health insurance I mean. I have looked and everyone has plans you can buy from 68$/mo with 10k deductible and so on. All are pretty much the same for my age. Being self employed. Struggling to make money. Doesn't the state have their own low cost insurance I can apply for. Anything besides the Buy your insurance Today type deal. Thank you in advance !!!!!!
Next step after finding out your being kicked from auto insurance?
My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?""
Will my Car Insurance Go up?
ok so im 17, i got my lisence last week.. well like 6 days ago to be exact and we all know winter driving is alot more dangerous than regular driving.. anyways i was driving home from work, and none of the country roads were plowed, as always.. i turned the corner in my moms car (im insured) and the car slid and went right into the ditch at the side of the road, so i called my dad he came and helped me pull the car out, but during that process, the car got stuck up against a wooden street sign and well crushed or indented part of the car right behind right side wheel. and once we finally got the car out, we noticed the alignment of the back axel was completely f**ked. so i drove it home very slowly, cause it was driving horrible from that.. just wondering if we report this to our insurance company what will happen? will my insurance go up? it was a complete accident and no police were involved. i dont know how much the damages will cost but im sure its not too cheap.. maybe a complete writeoff? the car was bought for 10000$ like 4 or 5 years ago. damages are: rear axel and front by right tire. can anyone reply? id just like to get this off my back i dont see how it can be my fault, the city did not have the roads properly plowed.. i know i cant blame it on that but it really was an accident i dont know how i can make it up to my parents, i work part time and goto hgihschool i dont make nearly enough money to pay for the damages they want me to.""
What is the best/cheapest young drivers insurance company?
I am learning to drive and purely for future reference what insurance companies are the cheapest to go buy for first time drivers. At the moment im just looking on AutoTrader and eBay and copying and pasting them into various companies if you can speak from experince it would really help...
Health insurance?
i love in ma and its a law that you need to have health insurance,i dont have it,so what are they goin to do?""
How much do you pay for car insurance?
What company are you with? How old are you? What kind of car do you drive?
Car insurance company hasn't taken any money?
As title says- Got my first car insurance on Febuarary this year, they took the deposit, sent out all paperworks, I faxed my photocard license and counterpart license and as far as I'm aware I am fully insured to drive with comprehensive cover. However, its now 2 months and 4 days since my cover started and they are yet to take any monthly installments? I've tried contacting them, but spent 20 minutes on hold on a 0845 number, when they told me to leave a message and they'll call you back, but no, 3 days later and still no call.. so whats going on, am i covered and who's in the wrong? I've given them permission to take a direct debit.""
Is there an individual health insurance plan that has bariatric coverage? ?
I need to find insurance that has the following: 1. Bariatric Coverage 2. Out of Network Coverage 3. 60-100% Out of Network Coverage per day Does anyone out there know of one that has all of these features?
""Motorcycle Accident, i have no insurance, can i sue?""
I was driving home from work, on my motorcycle, i dont have a moto license or insurance (i do have a regular license) this dude runs a red light and i end up crashing into him, breaking my left femur and fracturing my left arm. i still have a case right?""
How much would it cost if my parent added me to his/hers insurance?
I'm 17 and I've got a provisional licence and I can drive my dads car if I'm on his insurance and if he's in the car whilst I'm driving. He has a modern looking rover that was made in 2002 and litre is 1.4. Does anyone know roughly how much it would cost? Thanks.
What's the cheapest and most reliable auto insurance company in LA?
i'm with state farm and it's kinda expensive, so i'm thinking of switching to another insurance company.""
Car insurance help?
Ok so im about to turn 16. my parents said they would get me a car, but only if i paid my own insurance. can u please tell me how much it would be a month. and what company would be the lowest price. i dont know if u need this info but. im 16. white ( someone told me it matters?), i live in florida (palm beach county), and the car will probably be an audi a4. thanks for help""
Question about insurance coverage?
Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER
https://www.linkedin.com/pulse/insure-my-ride-quote-roger-torres/"
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Callout post: Kenneth David Beasley or “Kenichi Toriyama”
Tumblr user morelikeodindank (Previous URLs: gygax, magitekskald) https://www.linkedin.com/in/ken-beasley-08437a4b/ Holds administrative positions within Nexus Gaming Alliance and A&G Con [Admin Note: This was typed mostly up by another party involved. Here and there, I will add my side of things, as some of his lies were specially crafted to suit one person or small group of people. All of my comments will be formatted like this one.]
If you take nothing else away from this, please remember the following: WHEN DEALING PROFESSIONALLY WITH KENNETH DAVID BEASLEY, GET EVERYTHING IN WRITING, SIGNED AND NOTARIZED BEFORE DOING ANYTHING ELSE. He will not pay his debts, and his word is essentially worthless.
Ken lived with my wife and I for a little over a year. He did not pay his share of the bills at all for the first 7 months, and for the following 7 months he underpaid. When he moved out, he skipped out on the last months’ rent entirely. On several occasions he offered us payment in exchange for transport several hours away - a payment that was never received. Between rent he didn’t pay, money borrowed, furniture he took with him when he moved, and a small collection of miscellaneous debts, he owed us well over $16,000.00 when he left.
When he moved in, we had a verbal contract that he would pay these things. During the process of accruing these debts, he made frequent promises to pay these things. When he left, he made a point to ask my wife to total his debts so he could continue to pay them off slowly.
The above is one of the last conversations between us - my wife was UNDERSTANDABLY nervous that once Ken got into his new apartment, he would immediately blow us off. (Sidenote, I really ought to listen to my wife more often.) Ken did not, in fact, pay us the $900.00 mentioned in this message - his portion of rent and utilities for the month of September - nor sign any paperwork pertaining to his debts to us.
I’ve waited over a year to write this post, and I’m still a little reluctant to do it. I want to make it very clear that my intent in writing this is not vengeance, I’m not doing this to publicly shame him or get some sort of revenge for the shit he’s put me through. This is purely so that other people who may be dealing with him in the future can have a certain measure of warning about the kind of person they’re dealing with and what they can expect. I’m writing the post that I needed to have read when I met him - the stuff I wish I had known. For brevity, I’m putting the rest of it under a cut:
First and foremost, Ken is a chronic liar. Who he is, what he has done, who he knows and where he has lived all vary each time he tells a story about his past. I’m going to document what he has told me and what I have found out. SOME OF THIS IS BOUND TO BE TRUE - a broken clock is still correct twice a day, and I am certain at least some of the ‘facts’ about himself he has told me are true - but none of it adds up to a whole picture.
False past - Where he went to highschool and where he grew up seem to change with the breeze. He has told me he went to highschool at no less than six different highschools, both in the US and in Japan. I’m going to relate some stories he has told us that seem to have passable internal consistency, but contradict each other.
Story: He grew up in Japan, at the center of a cult. He was told he was some sort of angel of the apocalypse, and a large group of people worshipped him, and he claims he’s still dealing with the emotional ramifications of this. He claims his uncle is Akira Toriyama, and speaks often about his frustration with his uncle only wanting to talk about his work - claims he is sick of DBZ because “Goku stole his childhood”. Apparently his father, a Japanese man, committed suicide, and he feels guilt about this.
Story: He grew up in the “Ghetto”, somewhere either in Ohio or in California, depending on the telling. He grew up with a black stepfather in a black community. His mother worked long hours and had a revolving set of boyfriends who were in and out (one of whom he claims sexually abused him as a child), and Ken claims he was the primary caregiver of his three younger sisters from age eight onward. He also claims he had a large “wolfpack” of very loyal friends who would kill for him, and claims he had a lot of legal trouble as a kid/young adult because he acted as a vigilante for his community. Academically gifted, went to many special-format educational facilities. Claims to have moved around a lot, but also claims to have many loyal/local friends who go back years and years.
Story: His mother was 14 when she had him, and was in such dire straights financially that she decided to volunteer for government experimentation on her unborn child for the money. Ken was genetically modified in-utero with animal DNA, which caused a lot of the medical issues he claims to experience - (more on that later.) Was diagnosed with ALS and/or testicular cancer as a child, survived the cancer. Experienced a traumatic brain injury as an adult, has retrograde amnesia. Was trained as a military operative with a large group of other children who were experimented on - claims to be one of the only survivors from this project.
[Admin Note: His step father is a black man, but I find it interesting that he is only ever brought up when Ken is using him as an excuse to spout of racial slurs. His mother is a very kind woman, but when you ask her about the things that Ken has told you, she gets confused because, according to Ken, she has an illness that is taking her memory away from her. As someone who has serious issues with memory, she seemed fine.]
False identities - Ken will frequently “Sock-Puppet” and make fake accounts on social media. Each account will have a purpose, something he gets from it, and will only show activity while he himself is online. They also show a theme of sexually praising Ken. I don’t want to link to the accounts in question in case one or two of them are actually real people, but here are some of the personas we’re fairly sure he’s taken on:
FB account - a close personal friend of his who has no activity on his feed beyond occasionally commenting on Ken’s posts or events. Longtime old friend of Ken, desperately wants to fuck him. Messages my wife, most conversations revolve around praising Ken’s attractiveness or sexual prowess, or attempting to peer-pressure or wingman my wife into having sex with him.
Multiple Gmail accounts - Big-name celebrities. Ken claims to have multiple big name celebrity friends from his convention connections. He’ll claim he’s been telling them about how cool you are and they want to say hi to you. Most conversations these accounts want to hold revolve around Ken - whether it’s talking about how he’s a good person, praising you for the positive things you do for him, or just these accounts talking about how much they really, really love Ken and are glad good things are happening for him. Sometimes these accounts will ask for nudes. All personal information is easily google-able.
Tumblr account - (now deactivated,) Abusive ex girlfriend. Ken claims to have an exceptionally abusive ex girlfriend, who sprang into existence shortly after my wife opened up about her own personal abuse experience. This account existed solely to send inflammatory, triggering messages to Ken, lazer-focused on whatever he was feeling insecure about. This account also attacked my wife, and told her that all of the “great sex” she’s having with Ken is because she taught him how to be good at sex first.
[Admin Note: I was told that she had committed suicide. She got better, though! (According to Ken, it was all due to some he-said-she-said.)]
Created a fake gmail account for an established costume designer, offered a cheap ‘friends’ discount for a costume I wanted very badly - CONVENIENTLY, this person’s actual work paypal wasn’t functioning and he had me send the money to an ‘alternate’ paypal account - I have a feeling I just funneled $300 to some shitty friend of his. Never received the costume.
[Admin Note: There were a few times during the time I knew him that he would have money. Which was strange because he didn’t have a paying job at the time and/or his money was supposed to be going towards bills. This type of scheming would explain where he was getting cash.]
Sexual coercion
Ken identifies as asexual - HOWEVER, he also claims that he has some sort of spiritual need for sex. He legitimately claims that he actually HAS to have sex a certain amount or he will get very sick. He uses his claimed spiritual need for sex along with the multiple sock puppet accounts to pressure people into having sex with him.
I don’t PARTICULARLY want to go into details, but he has also “invited himself in” to sex before. You know how some people just… invite themselves along to parties? He does that with sex.
Race - I want to preface this bit by saying I AM WHITE, and recognize that there is a certain amount of overstepping my bounds by bringing some of this up. HOWEVER, this is important information.
Ken doesn’t believe cultural appropriation exists at all, and actively encourages those around him to appropriate cultures they don’t have rights to.
For all intents and purposes, Ken passes as white, and has never once relayed an experience where he personally experienced racism or even frustration at erasure of his heritage.
Ken claims to be biracial - half japanese on his late father’s side, but sometimes it’s his mother’s side, depending on the day - and claims he is bilingual, frequently obviously faking ‘forgetting’ English and ‘slipping into’ Japanese. My wife, who actually has a passable understanding of Japanese, says his Japanese is BAD - poor accent, he can’t speak it and can’t understand or respond appropriately.
Ken claims to have been ‘spiritually adopted’ by ‘the native americans’ - to my knowledge he never claimed a specific tribe. He says he was given a ‘native name’ or something akin to it, “Stormtalker” or “stormbringer” or something along those lines. He uses this as grounds to speak out AGAINST the concept of cultural appropriation of native spirituality and culture.
Ken claims he was raised in a black neighborhood, and on occasion claims he has some african-american relative. He uses this as an excuse to use the N word in everyday speech, and frequently hands out “permission” to nonblack friends to use the N word as well.
Gender Identity + sexuality - Preface to this, I AM TRANSGENDER. I do not make these claims lightly.
Ken publicly identifies as Agender. He’s AMAB, uses he/him pronouns, and has no desire nor plans to physically transition in any way. He does not wear any clothing that does not strictly align to cis-masculine standards. THIS IS A PERFECTLY FINE WAY TO IDENTIFY, however, in confidence among other Nonbinary/Trans identified individuals, he readily professes that he only IDs as Agender as a way to get around his male privilege - both to relieve himself of the feelings of guilt that his male privilege gives him, and as a ‘gotcha’ to SJWs who may try to call him out on this. He is viscerally upset any time male privilege is brought up in any fashion, and needs frequent placation that we’re not talking about him specifically whenever anyone around him discusses dissatisfaction with privileged men. He also frequently expects his fellow trans people to agree with him or feel the same about their gender identities - IE he wants reassurances that we too are ID-ing as Trans/Nonbinary entirely to shirk social responsibility for what cis binary people do as a group.
Ken identifies as asexual in a way that seems focused on convincing those around him that he does not particularly care for or want sex, however he claims he has a very specific spiritual need for sex, and frequently coerces people into sex with him using this and other methods listed above. He also brags often about his sexual prowess and sexual history - claiming to have sexually satisfied numerous big name celebrities.
He claims to be a victim of rape or CSA, but only ever seems to bring this up as a method of redirecting attention back to himself when someone ELSE is speaking about their own sexual assault history. Myself and my wife - both of us sexual assault survivors - find the way he speaks about his supposed assault to be HIGHLY SUSPECT, as he is particularly insensitive to others’ traumas, and participates in sexual coercion and rape culture.
Education/Military history
Ken claims to have received military training, but have been pulled from service shortly before being deployed. He claims to be eligible for VA benefits and other veteran specific programs, and also claims that most of his medical record is “classified”, (see below.)
Claims to have spent some nebulous unspecified portion of his childhood in an active military zone, complete with comically faked “PTSD trigger responses” to airplanes flying overhead. This was clearly a performance, and his trigger was forgotten and never brought up again after that, despite living relatively near an airport.
Claims he was trained in military “enhanced interrogation” techniques, and then proceeds to spout a bunch of hollywood BS about torture techniques to show off what he knows. He’s grumpy with the Obama administration for ‘making his job illegal’.
Claims to have a sizeable academic record, be academically gifted, possibly have entered grad school, and this would be unremarkable except that it conflicts with so many of his spur of the moment “I’ve been everywhere/done everything cool!” stories he likes to tell.
Medical records / Disability - I do not make these accusations lightly. I am significantly disabled myself, and accusations of faking disability USUALLY do nothing good - however these specific instances come with manipulations - shit he will try to convince you to do to accommodate him that are excessive and unnecessary. Most of them are demonstrably false as well.
Claims to have ALS despite showing zero symptoms, and in fact does not seem particularly versed on what the symptoms even ARE - claims he was diagnosed via genetic testing about ten years before science identified what genes are associated with ALS - uses his ALS ‘diagnosis’ to get out of most physical labor and chores. Claims his ALS is what makes him ‘bad at videogames’ now, as he was once supposedly a ranked pro-gamer. However, I’ve gamed with him - his reflexes aren’t the problem, he simply makes poor decisions.
Claims to be colorblind - never consistent on which kind of colorblindness he experiences, perfectly capable of playing video games that rely on color identification for a gameplay mechanic.
Claims to have an unspecified ‘skin disease’ that conveniently makes him smell of urine - says he ‘sweats blood’, explains patchy skin color as vitiligo. In truth, he simply does not bathe frequently and does not use soap when he bathes. (He also does not wash his clothes, and substitutes air-effects febreze for both baths and clean clothes.)
PTSD - with inconsistent and easily forgotten triggers, most of which seemed to revolve around an aversion to being held responsible for his own actions. Only seemed comfortable discussing his traumas in an effort to belittle any traumas you’ve experienced - plays ‘trauma olympics’ - anything you’ve experienced he’s suddenly experienced something ten times worse. It really feels more like a ploy to request emotional support and not feel required to give emotional support in return, since he’s had it worse and you aren’t allowed to be the center stage because of it.
Extensive, inconsistent allergies - he’s allergic to the food he doesn’t want to eat, (never mind if said allergen is present in something he DOES want to eat later,) he’s allergic to ‘cut grass’ during mowing season, he’s allergic to quartz, silver, (uncooked) ketchup, mayonnaise, mustard but NOT bbq sauce, and whatever else is convenient for him to be allergic to. These allergies only ever exist when he is trying to avoid something he independently does not want, and never impede him otherwise.
Claims to be a cancer survivor and have a testicular implant, only having one biological testicle - claims he is infertile to avoid most forms of birth control. Claims he has a testicular implant that is simultaneously blue, glittery, and glow in the dark - claims the doctors let him pick out his cool-looking testicle from a box before the surgery, has no scar and never speaks about the treatments for his supposed cancer nor the medical bill.
Unnamed ‘blood disease’ that causes all of the blood in his body to die. Needs to vanish for a day or so every three months to get all of the blood drained from his body and replaced with fresh blood, because it’s all coagulating in his veins. Never even seems to have needle marks afterwards.
Claims to qualify for social security disability money - somewhere around $140,000 of “back-pay�� money, that’ll come in any day now he swears. Uses this to avoid getting a job or paying his part of the bills - makes promises to use the money to buy your house for you or pay off car/medical bills. This magical payday is of course eternally delayed, but he swears it is coming soon, and that getting a job might negatively impact what he stands to receive.
Fake Deaths
Ken is perpetually and dramatically in mourning for someone or another, and uses it to demand emotional support and attention at all times. Every national tragedy that strikes - he knew someone involved, who just conveniently doesn’t show up on the victim’s list. (Claimed a good friend of his was a victim of the Pulse shooting, for example.) Some random old woman dies in New Orleans and he claims she practically raised him, despite never having mentioned living in New Orleans prior. Some minor celebrity dies and he idolized them and is personally devastated by their loss. Sometimes it’s a random army buddy. If someone isn’t freshly dead, he claims it’s the anniversary of someone dying.
He’s very dramatic and disrespectful about this - Ken claims his very presence brings terrible things into people’s lives, and demands constant reassurance otherwise.
Secretive binge eating
Normally, I wouldn’t air out someone’s personal demons like this, but if you happen to have an eating disorder yourself and you intend to live with him for any period of time, this is VITAL INFORMATION. Ken binge-eats a truly remarkable amount of food. Alone, he accounts for about a $700 a month food bill. If it’s not hidden or locked away, he will mass consume everything in the house - and he will lie to your face about it, blame other roommates, start fights, and when he is caught he will dramatically offer to let you destroy his things in vengeance - which is SUPER INSULTING because I am not a violent person at all? I have a feeling the over the top reaction to being caught was a way to divert attention away from what he did wrong and instead gain positive attention as we try to reassure him we’re not going to hurt him for overeating.
Theft - Ken has stolen or “borrowed without permission” the following:
My wife’s Nintendo DS - found in his room, he was never given permission to use it.
A folio book of my entire DS/3DS game collection - missing and never recovered
My nintendo 3ds
My laptop - ‘borrowed’ it without waiting for me to clear the data, did not return it when he moved out, refused to pay for it.
Fallout 4 strategy guide
Ken had a seemingly endless supply of Gamestop store credit, and we highly suspect he was getting it by pawning off some of our old/less played games.
Gaslighting
My wife and I both have some minor memory issues pertaining to our collective trauma history. Mentioning this around Ken was a mistake - he used this knowledge to gaslight us at every turn. He would lie to each of us individually about what the other one was saying or doing, causing numerous petty arguments over things that were ultimately found out to be his doing. He would blame the missing food or missing video games on us, and would frequently bring up our terrible memories as to why things that were happening didn’t make sense. Since he has left our lives, the world now seems to operate with standard logical physics. Things stay where we left them.
Animal abuse and neglect
While living with us, Ken was responsible for multiple animal husbandry chores - feeding, cleaning litter boxes, etc. Not once in our care did he actually do these chores - this involved starving our elderly cat, layering fresh litter over an already filthy catbox and claiming it was clean, failing to provide water for animals on his side of the house, and feeding/handling our reptiles without permission.
One of his friends who I believe he is now living with also seriously harassed our animals when he visited, going so far as to make concerning comments about the animal’s consent to be held not mattering to him. Ken seemed to take no issue to this and actively defended him.
Privacy - Ken did not and does not have respect for my or my wife’s privacy
On multiple occasions Ken brought uninvited and unannounced guests into the house without telling us anyone new was here. This involved multiple friends getting a view of myself or my wife without clothes.
I saw Ken’s dick so many times. He did not wear boxers that covered himself and I saw things I did not wish to see.
Frequently disclosed personal business of ours to coworkers even when we had EXPLICITLY asked him not to do so - also modified this information to make himself appear good.
Petty thing - bad gift giver
This is the pettiest fucking shit, and the single place where I will deviate from my express goal of this post, but considering literally everything I have listed above, I believe I am allowed one (1) petty stupid thing. He’s a shitty gift giver. He signs his name on the card of gifts other people give, (claims it’s from him AND the actual gift giver, b/c he ‘helped with the idea’), and never once actually bought a gift for either myself nor my wife - despite the fact that we went above and beyond to get him gifts while he was with us, and despite the fact that he DID have income. When he does give gifts, they’re regifted throwaway chachkies with some fake-deep meaning behind them. He’ll give you a used notebook or some thriftstore ‘home sweet home’ thing and make up a story about it. Once he went to a con and generously brought me all the free paperwork he got from the sony and nintendo booths. He gives gifts more to receive praise than to actually do a nice thing for you, and I think that’s telling about a person.
[Admin Note: This is most definitely one of his former urls. I snagged it a while back while I was feeling petty and it seemed the most appropriate to use for this purpose. None of this has anything to do with Gygax, Gary or others.]
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New Post has been published on https://toldnews.com/world/united-states-of-america/floridians-gave-ex-felons-the-right-to-vote-lawmakers-just-put-a-big-obstacle-in-their-way/
Floridians Gave Ex-Felons the Right to Vote. Lawmakers Just Put a Big Obstacle in Their Way.
NORTH MIAMI, Fla. — In November, Florida voters approved a groundbreaking ballot measure that would restore voting rights for up to 1.5 million people with felony convictions. But the Republican-led Legislature voted on Friday to impose a series of sharp restrictions that could prevent tens of thousands of them from ever reaching the ballot box.
In a move that critics say undermines the spirit of what voters intended, thousands of people with serious criminal histories will be required to fully pay back fines and fees to the courts before they could vote. The new limits would require potential new voters to settle what may be tens of thousands of dollars in financial obligations to the courts, effectively pricing some people out of the ballot box.
“Basically, they’re telling you, ‘If you have money, you can vote. If you don’t have money, you can’t,’” said Patrick Penn, 42, who spent 15 years in prison for strong-arm robbery and a violent burglary. He said he does not know whether he owes money to the court, but worries it could now prove a complication when he gets ready to cast a ballot. “That’s not what the people voted for.”
With the House voting 67-42 along party lines on Friday to endorse the new restrictions, the legislation goes next to Gov. Ron DeSantis, who had called on the Legislature to set additional standards for registering ex-felons to vote.
The vast majority of criminal defendants are poor when they are arrested and even poorer after they are released from prison.
The new restrictions have been attacked by civil rights groups and some of the initiative’s backers as an exercise in Republican power politics, driven by fears that people with felony convictions are mostly liberals who could reshape the electorate ahead of presidential elections in 2020 and beyond. Republicans have dominated Florida’s state government for more than two decades, but elections are often decided by a fraction of a percentage point.
Republicans said the restrictions are needed to clarify how the ballot measure, known as Amendment 4, should be put into practice. They cited the text of the amendment itself as requiring a rigorous interpretation of what constitutes a completed felony sentence and said politics was not their concern.
“Some have taken the position that this amendment will have some massive political impact one way or the other,” Representative James W. Grant, a Tampa Republican who sponsored the House legislation, said on Friday. “The outcomes will be what they may.”
Restoring voting rights to those who have completed felony sentences has become a national issue, with most states over time loosening or lifting barriers that limited access to the polls — so much so that, at a recent town hall, the Democratic candidates for president were asked whether even prisoners, not just former ones, should be allowed to vote.
But Florida had the highest number of people disenfranchised because of their criminal records. When nearly 65 percent of Florida voters approved Amendment 4, the momentous result was greeted as a historic civil rights victory in a state where African-Americans were disproportionately disenfranchised. The measure left just two other states, Iowa and Kentucky, with laws that prohibit anyone with a felony record from voting.
Pressed for time as they near the end of the annual session, senators on Thursday afternoon tacked the new repayment requirements onto a previously unrelated bill that addressed some of the elections problems that surfaced during last year’s recount. The surprise legislative maneuver forced Democrats who might have otherwise favored the elections bill to oppose it. The State House had earlier endorsed a bill that included the strict repayment provisions.
But as part of a compromise late Thursday between House and Senate Republicans, people with felony convictions would have ways to become eligible to vote other than just full repayment of fines and fees. They could ask a judge to waive financial obligations or convert them to community service. The Senate had initially hoped to be more lenient, and it appeared that the compromise in any case would leave a large number of potential voters unable to register.
“My heart is in a different place, and I would love to go farther,” Senator Jeff Brandes, a St. Petersburg Republican who sponsored the bill in the Senate, said before the vote on Thursday, invoking his Christian faith. “It should be our place to always try to seek mercy over sacrifice. So we will continue to work toward that goal.”
The final debate on the House floor on Friday lasted more than two hours, with black Democrats emphasizing that felons had been barred from voting in the first place in Florida as part of racist Jim Crow laws enacted during Reconstruction. Present in the House gallery was Desmond Meade, the president of the Florida Rights Restoration Coalition, who has won national acclaim for his work.
Political scientists who study voter registration in Florida have said that re-engaging previously disenfranchised felons into the democratic process takes time and effort, and that any increase in the state’s voter rolls would be gradual and would probably follow existing trends in which most new voters in the state register without party affiliation.
Mr. Penn, the ex-prisoner, said he registered to vote as a Democrat earlier this year. When he got out in 2017, a return to normal life proved elusive. Employers hired him, only to let him go soon after learning more about his criminal history. He could not afford to move out of his parents’ house. He had hoped at least for a chance to help choose the nation’s leaders and have a say in how his city is run.
“The voting thing is the most important,” Mr. Penn said. “That’s what creates that voice for people like ex-felons.”
Mr. DeSantis said while campaigning last year that he hoped lawmakers would better define which felony convictions would prevent someone from voting, though he has not publicly weighed in on the compromise reached in the Legislature. Amendment 4 did not apply to people convicted of murder or sexual offenses.
Lawmakers did that and then went further, also delving into the financial obligations attached to criminal cases. Without their guidance, legislators said, local court clerks and the state’s corrections department and elections division would struggle to maintain uniform standards for restoring voting rights.
Republican lawmakers say they want as many people as possible to be eligible to vote. They noted that the proponents of Amendment 4 said in court testimony and campaign websites ahead of the election that court fines and fees would be repaid.
“They’ve tried to walk this back,” Mr. Brandes said in an interview.
Civil rights organizations, however, counter that legislators went too far, and that the more than five million Floridians who voted for the ballot measure did not intend for court debts to become an exception to the right to vote. The text of Amendment 4 said voting rights would be automatically restored for felons “after they complete all terms of their sentence including parole or probation.”
“This is a great big slap in the face to the voters and a way to discourage people from participating in the process,” said Micah W. Kubic, the executive director of the Florida chapter of the American Civil Liberties Union. “There’s a stark disconnect between the joy and jubilation in November compared to folks now trying to do things in Tallahassee when no one is paying attention.”
“On the national stage, they’re debating should we allow people who are in prison to vote, but not us — we’re kicking and screaming,” Senator Perry E. Thurston Jr., a Fort Lauderdale Democrat, said in an impassioned floor speech on Thursday opposing the bill.
Some former felons in Florida have already cast ballots in local elections. The legislation grants any of those people who might now be made ineligible to vote immunity from prosecution.
Legislators long resisted calls to expand voting rights for Florida felons, choosing to act only after voters approved Amendment 4, which received more votes than any single candidate in November.
The new restrictions will almost certainly be met with legal challenges already being prepared by civil rights groups. Mr. DeSantis, a Republican who took office in January, has appointed three new justices to the state’s high court, shifting its balance toward conservatives. A federal lawsuit also appears likely.
Restitution, fines and fees are often turned into a lien, which records the debt but converts it from a criminal to a civil matter. The legislation adopted on Thursday specifies that conversion to a civil lien is not enough to make someone with a felony conviction eligible to vote. The law would allow former felons to go before a judge — no matter how long ago their case was closed — and ask for the lien to be waived or converted to community service, or the victim could forgive repayment of the restitution.
The requirement to repay restitution in full would leave people like Coral Nichols, who was ordered to pay $190,000 when she was convicted of grand theft and wrongful misuse of identity in 2005, unable to register to vote “unless I won the lottery,” she said.
Ms. Nichols served four years and seven months in state prison, followed by nearly 10 years of probation that ended just last week. She has paid $100 toward her restitution every month, she said, mailing checks to a post office box for the former employer she stole money from, even after the company closed down. She said she still owes $180,000.
“I’m a contributing member of society,” said Ms. Nichols, 41, who co-founded a nonprofit in Seminole, Fla., to help other people after they are released from incarceration. “I pay taxes. I work in the community. I am a redeemed, reformed, rehabilitated individual, but yet I’m not going to be allowed to vote because I don’t have the money.”
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