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bma-2020 · 5 years ago

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Okiedok here’s the delio. I have a list of all the blogs from the last six months who’s actively either responded to a meme i sent, responded to a message ive sent, replied to something regarding mally herself, has actually written with me, written a starter for me from my liking a starter call, has at least liked a starter i wrote for them to awknowedge it exists, all that jazz, i have a lot of open field so it’s not just a possible tumblr didnt let them no option anymore, because i send memes to everyone who posts them that i see. I reply to most peoples ooc posts. I like most starter calls I pass by. I try my darndest to actually interact bc i know how it feels to be ignored and its… i’ve been called one before so i’m using the word, thats fluffing cunty behavior, and honestly if you complain about not being interacted with but never even try when i try with you, ya being cunty, end of. I gotta list. That list only entails Mally because she’s who I care about the most. I’m probably gonna start instilling a new rule in all my blogs that if you ignore Mally and/or Darcy( @tasedandconfused ), since I would say they’re my two main blogs tho darcy gets ignored even more than mally does, probably bc i denied canon and left it entirely we know fandom hates that, if either of them is ignored then… Ya out of luck, I’m gonna unfollow you. I’m debating soft blocking everyone who ignored me on both of them but I don’t want to like be mean and deny the chance to eventually try again but at the same time i shouldnt feel bad for taking a stand and saying this is bullsheet, idk my anxiety says im awful for giving a fluff about myself but also i should give a fluff about myself probably, ive nearly died in the last three months, my brain almost exploded, i just had three root canals on one corner of my face, i have to potentially get surgery on my inner ear which i cant even afford, i dont got time to deal with only being used for like smut memes or like as a resource blog or utter bs like that, i dont got time for it. So new rules here. 1: If Mally or Darcy are not acknowledged, written with, responded to, viewed as more than just their fluffing bodies? ya dropped, im unfollowing, potentially soft blocking, which means blocking and unblocking for those not in the know, on all accounts I follow you on. Every single one. I know most of my muses are on sideblogs but despite not being able to send memes from sideblogs you can block people from sideblogs fun fact, i will do that if i have to. 2: I’m gonna be posting SCs, PCs, memes, etc. I like and respond to plotting calls, starter calls, i send memes, all of that. If I don’t get any response within.. I’m giving one week for people who don’t run on a queue and a month and a half to people on a queue based system, if i dont get anything within that time like at least an im being like ‘its posted’ or ‘its queued i wanted to let you know in case tumblrs a fluffbutt’ (i do this sometimes if i dont get even just a like on the starters i post so i at least know people saw it since i know tumblrs bs, i wait until the day they’re active to do so in case theyre busy yknow) basically i need acknowledgment at all. No you can’t claim this is abt follower count bc when you unfollow someone they inevitably unfollow you too, thats gonna drop my following, not as quickly as soft blocking would but i wanna be fair i guess, which leads to: 3: I’m basing this on your activity too, like if i like a think and you’re gone for a month after that its fine, im not gonna unfollow you unless you never come back or youre online and posting others just not mine because that tells me youre specifically ignoring me and im gonna drop you for that end of. I’m done with the bullsheet im done w the dillish behavior, i love friendship but if im giving and never receiving thats extremely one way and not gonna work. I check through my follow list weekly and i go back about five-10 pages on someones feed before i unfollow them to see their actual activity and see if theyre here or if its a q so. I’m thorough basically. 4: You dont have to be active with me on all your blogs, i mean i’d prefer it but thats hard as fluff so essentially if you have like five blogs and are just like trying w me on two or three thats fine. Ten blogs, four or five with at least a plot formed is cool. Multis just one muse is all I’d need. I’m not gonna unfollow the blogs youre not writing w me on if you at least write w me on some. Again, specifically Mally and/or Darcy. If you ignore both of them, we’re done. I havent been active on darcy because of being ignored and its a huge butt mess and im just tired i wanna use my babies, you don’t get to have my ‘better’ muses like i know a lot of ppl only follow me for my boys or my villains, you don’t get them if you ignore my baby. But, there is a limit there too. 5: If you never respond to a meme or thread even once with Mally or Darcy, or post a starter, i reply, its never replied to again after a month, I’m unfollowing and/or soft blocking for that too. Bc that means youre just raising my hopes to fluff with me or get someone else and honestly, youre even more cunty than than the people just flat out ignoring me if you do that. And this isnt a specific person, this is five of the people actually on my list. Yes, my list is also annotated with specifics again I was very thorough on this yesterday, I hyperfixated I’ll admit it, I’m in a fluffing depressionary bubble and being told to get over it because people want something they dont deserve to have to. I am a believer that people deserve good things but if youre purposefully being cunty… no you dont. 6: No I’m not releasing my list, maybe I will and I’ll omit the urls because I don’t want people being buttholes to each other too but otherwise, yall not seeing it im not giving a callout because… really thats just unnecessary here. I don’t think yall are toxic people or something i just think yall are unintentionally being cunty. And no I don’t mean everyone that follows me i mean the ppl that add up to what i’ve documented so far and fit the bill of butthat that i’ve shown, its behaviors yall gotta check before ya wreck. Yes there will be some people who have priority, everyone has those people, I write w kathryn on other platforms since she doesnt go on here as often but when Kathryn returns from war here (if she does cause she also agrees most ppl on this platform are cunty, i feel really bad saying that word so often but im gonna keep doing it i recently deleted an ask saying I was a huge cunt for not sending someone smut memes when I didn’t even follow them or know they existed so, again the travesty of this place is nutballers) same with owly, alex is here too, my most active partners are always going to be priority because theyre the ones who show the most interest and the most care. I understand that with others as well which is why I have the timeframe set up, because I want to be as open and shizz as possible while atill being firm i guess. I don’t want to have extreme double standards like its impossible for double standards not to exist at least a little bit but I want to avoid a golden chest full of them I guess. 7: I don’t have a seven rn, this was an even number and it bothered me. Seven is nust my warning that I’m bittery writing this on mobile so formatting is not real but i tried my dandest to make this look like something people might actually mind. I dont want to be butty, i dont want to be awful, i dont want to start drama or have drama but that shizz comes around anyways so i might as well make my space as okay for me as i can cause im supposed to avoid stress so my brain doesnt almost explode again, like again i almost fluffing died i dont need ppl fake being my friend or anything, i want stuff to be real and clear. I want to be happy to be on here again and have fun like i used to since my health is plummetting and I’m not allowed to go outside near plants by myself anymore because i welt up. I have plants outside my work place and im surrounded by chemicals all day long I’m welted from here to new york constantly and never comfortable in my own skin because of it and constantly see people online acting like these actual real problems are pretentious because ‘its an excuse’ when, im a fluffing sagittarius, do you know how much i want to magically be a millionaire so i can pay for friends and my own medical stuff and go on traveling and adventures, be outside probably not camping bc as a pagan i know thats a death sentence but like be outside, lay on grass, go back to swimming because i used to swim competitively and due to health reasons i can barely even go in a pool anymore because theres too much sunlight which, bit plot twist i know, im fluffing allergic to vitamin D and the rays of the sun, so go figure, attempts to be healthy kill me more, i also cant eat most plants and am constantly dying from just eating food, they dont know whats wrong with me. i cant fix it by going ve/gan for a month inf act i tried and it almost made my heart stop thanks society. These arent excuses these are the lives of disabled and diseased and to a lesser but still very real point, ethnic lives every fluffing day. This is real shit and its murder and online and gaming? It may be all I have soon since I can’t just go out and make new friends cause, again, I’d fluffing die. I get sick going to the mall or the movie theater, I miss theme parks so much but have to minimize it to weeks i dont have work so i dont get fired for having a welt while working in the beauty industry. I may have to get a degree online and change my field entirely because of my illness that nobody understands. People even make fun of it constantly online and I wish I could just drop online entirely because of how unbelievably ableist the entirety of the world is, i wish i could drop humans in general for their ableism, but i cant. I don’t have choices in most cases, but throwing away people who maybe purposefully maybe unintentionally thats why i’m giving you this warning and will be repeating this warning for awhile, this is where i have choice. I have to use what little choice I have in life while I can since everytime i go to movies or a concert or a theme park i almost die because of not having an immune system that functions or being in certain air qualities pr being near plants or unclean people, I may not have much time and I gotta do whats best for what little mental health I have, and if that means dropping people i care about and really want to write with and do things with but who ignore me then, i guess so be it.

#out.#illness cw #health cw #food mention #ive been writing this since noon and its now two pm so this is great #i’s usually put this under a read more but... maybe most people dont deserve a read more rn lol #their behavior will keep being awful if its not pointed out to them so #im done im gonna go welt up from hugging my cat and cry for a bit because i feel mean

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7scorpion · 5 years ago

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Basically Arthur x Micah

Sorry guys i really wanted to write this fic but i got tired halfway thru because i started focusing on my oc a little bit... its kind of messy since i havent written in a while but its basically that

also i only post on tumblr mobile so im preemptively apologizing for the non read-more'd post

Rated R to be safe

Cowboy hatefic

"Talk to me Cowpoke." That old, not quite as southern accent hummed from above a dim oil lamp. Leaning shoulders onto the post of Arthur's tent, Micah set a downcast glance from the brim of his leather hat. Eyes searching the warm, glistening-- pathetic, 'brother' before him. He caught his own thoughts again. His wide, well used palms gripping the edge of his cot upon hearing his voice, strong, but still so ... entrancing?

"Now what? Can't you see I'm busy?" Curtly, Arthur shot back, accompanied by his most serious face.

A chuckle, or two, then Micah sighs again "Ain't you never heard of courtesy? I'm asking you to talk. You can't come back from a job in a huff, causin' a scene and NOT expect Dutch to send someone to check on 'ya" He lied.

Micah came to see Arthur on his own accord. Something always stirred him when Arthur was enraged. Wether it be his incessant comments causing it, or, some unfortunate crossing the big lug's path the wrong way. Micah's seen him shout until he was red in the face, and it sent shivers up his spine. It infuriated him, but he had never had a better orgasm in his life thinking about that deep reverberating shout. The way his lips pulled back over his teeth, his blue eyes lighting with impulsiveness, nearly feral. It was almost a bonus for Micah, knowing from the moment he touched himself to the thought, he had to wind Arthur up constantly. Just to hear that deep visceral sound again.

"Really. Dutch, sent YOU. Of all people, to discuss this with ME." Arthurs voice raising just in that little accusatory tone, had gotten Micah to swing up straight, locking eyes with Arthur. "Oh yeah, Cowpoke. Why? You tellin' me I'm not your favorite around here?" Thick sarcasm, the usual cadence out of Micah's lips as it peels into a grin. A disgusted grunt from Arthur is returned; rejection. It helps with the process, Micah tells himself.

Arthur stands from his cot, clothes unfold from his chest. Dark eyes lock on the little bit of chest hair peeking from Arthur's linen that drives Micah wild. There was something so dainty about him? Beautifully male. Micah stirs his hips again, adjusting his growing discomfort.

Arthur steps closer, eyes meet. Micah shoots his glance down for a moment, he cant stand it for long. Piercing eyes, sad, wonderful - Vile. He gives a low growl at Arthurs new position.

"Git on. I'm not dealing with your shit right now." The words fall out of Arthurs mouth with such certainty, and Micah disliked that.

Detouring around Arthur's pitiful excuse for a blockade, Micah steps to his cot feeling welcome to a seat.

"You think yer being funny? What do you want from me?" Arthur half pleaded, now standing over Micah as he was before, watching the rat bastard make himself comfortable. This was one of Micah's favorite angles to view his Cowpoke, with his strong jaw highlighted by the lamp. Thank the Lord he isn't married.

Micah shook his head. "Well, who do you think you are coming into camp like a bat out of hell?" Micah halfheartedly pitched back, as it was all he could think of.

Plain desperate to continue on. Still dazzled by the beads of sweat on Arthurs cheek. He watched his blue eyes roll like they were falling out of his head, so clearly over what Micah intended to 'pull'.

"Please, not now. I really don't have time for this." Arthur groaned, before collecting his gun belt from his chest. "I'm going for a ride, be gone when I'm back." With that, the younger cowboy sauntered to his horse and saddled up. To ride his stress away until sunset. Micah sat enraged. Utterly boiling. His plan turned, and it hasn't worked in weeks. This was his final attempt to get that sweet release from hearing Arthur raise his voice. Weeks had gone by and the man nearly seemed passive, Micah couldn't get a rise, not even out of himself. Micah left Arthurs tent dejected, he needed something new. Simple wordplay wasn't working anymore. Striding to the campfire, Micah mulled his plans and options, for him it was dire. He held his open palms over the fire, squat on a log, eyes glossed in thought. Oblivious to the negging of the stragglers at the evening fire. Nearly desperate for a piece of Arthur's emotion.

Hours feel like days. Sitting, waiting, checking of pocket watches. The sun had gone down nearly two hours ago. Revelers of the camp were loudly singing, mostly out of tune. Micah had sequestered himself as usual at a table, whittling to pass time. His final decision was simply, to try again. Maybe this time he would break the camels back and get a rise. A deep sigh. Relief at the thought of being able to feel it again. To himself, Micah hoped at least some of the campers would be asleep by that time. He lit a cigarette and took a deep drag, closing his eyes. Desperately trying to reconjure the image of Arthur in his mind. Shouting for his life. Wonderful, wild, absolutely intoxicating.

"Mister Bell." A familiar low, drawl, dripping with honey drifts through Micahs ear. Eyes open in a flash, and dart upwards to the source; his cowpoke walking past him, with a relaxed grin.

Waves of disappointment overtook Micah. Arthur was calm, his plans were ruined. Stunned silence was exchanged, Micah's eyes darted back to his cigarette. Moments passed in thought before the cigarette was thrust between his lips and pulled to the end, nearly burning his fingers. Micah tossed the ember laden paper to the ground and tailed after Arthur, blind from his disappointment turned rage.

Arthur stood in his tent, wiping his face of the few beads of sweat with his back turned. Unaware of Micah's steam whistle mouth coming up behind him.

"Who do you think you are coming up to me like that!" Micah shouts down at the other man, causing him to whip around on his boot heel. Arthur's face twisted to a look of confusion and offense, he wasn't even aware he'd done anything.

"What in the hell are you talking about?" Arthur argues, in a lower voice, noticing Hosea had laid down for the night a few feet away after joining the small festivities. Micah shoved Arthur forward with a strong right arm, extracting the wind from his chest for a moment. Just like that, Arthur's mood turned. He thrust his arms forward and shoved Micah down.

Trying to catch himself, Micah grasped for anything. The post, the table, then, the ties to Arthur's canvas tent and tumbled to the ground. They barely noticed the canvas had fallen around them before they continued to throw punches inside of Arthur's tent. There was a limit to this Cowpoke's patience and Micah was finding it every time.

"I don't have time for this!" Arthur shouts before landing his beautiful, horrible fist into Micah's face. He sat above Micah attempting to restrain him. "What in the hell is wrong with you?!" Strained shouting through gritted teeth. Upon hearing which, Micah needed to adjust his hips under Arthur to accommodate his new rise.

Noises of resistance, grunts and shouts ensued before Micah found an opening. Arthur slipped on Micah's hips and felt something jab him, for a moment he was sure he was stabbed. With a swift motion, Micah flipped his favorite cowpoke onto his back, a new angle. He'd never seen this perspective before, his Adam's apple so pronounced, cheekbones... that chest. Nearly losing his advantage staring into Arthur's flesh, he resettles firmly, pressing the young man's arms over his head. "Now tell me why you do this to me." Micah uttered words he never thought he would. He felt as though he exposed himself for what he was. Obsessed. "Oh, you just cant help yourself, sick bastard." Arthur mumbled through labored breath followed by a low breathy chuckle, his eyes now trained on Micah's pronounced member. It took less than a moment for Micah to return to earth from Arthur basically calling him a freak. Blood pumping and a deep stare, sweat beads forming, deep, deep breaths. Slower and slower.

Lips meet. Fast and sloppy. Arthur's exposed chest shines under his oil lamp, coarse dirty hands grasp and grab at him. "Get naked, pretty boy." Micah growled, crawling upwards and jerking Arthur to his feet by his open shirt. They couldn't keep their hands off each other to do that.

Kissing desperately, chest to chest, the warmth stimulating that little dead part of their soul for passion. Assisted undressing, hats tossed without a care, physical absorption into the act. The world disappeared around them as they fell to Arthur's cot.

Hand jar, petroleum creme. God's gift to horny cowboys without a woman in sight. In this case, horny cowboys with no interest in the women in sight. Much more consumed with seeing how the other reacts to their provided pleasure. Arthur let himself be laid out, and Micah take over. After all Dutch DID want him to start trusting him more.

Not a delicate touch was exchanged as Micah ferociously tore open Arthur's button down and Arthur tossed Micah's hat away. Micah wasted no time, stepping up quickly to undo his current partner's pants, yanking downward without a care. Arthur couldn't complain, he was still wrapped up in all the groping of his various erogenous zones.

He wasn't going to allow himself to be completely nude, after all this was just impulsive and quick. Arthur was also still dwelling on the possibility that someone might be so inclined as to check on them. Though, who really would want to find out the source of those sounds. Micah unstraps his pants, allowing them to fall below his knees, and Arthur's immediately thrown back into the moment.

"You like what you see, pretty boy?" Micah's dark smug chuckle rings in one ear and out the other as he stares at the younger man sat before his hips. Arthur wasn't a man who needed to ask what he had to do next, he coated his hand in the petroleum and got to work.

#rdr2 fic #micahxarthur #micah bell x arthur morgan #rdr fic #rdr2 fanfic #rdr fanfiction #rdr2 fanfiction #hi this fic is my first in a while and i like this pairing!#im just throwing it out there for content 💕#micah x arthur #micah/arthur #morbell

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hxtqdpevuise-blog · 5 years ago

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tohavefaithistofindwings · 6 years ago

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Time to be brutally honest and just throw feelings out to the internet. That’s the healthy way to cope right? Oh well.

Here I am. Alive still. Two years after the car accident. I’m still angry. I’m still in pain. I’m still discovering new issues from that night. I’m still recovering.

Along with all the other issues that were caused like broken bones, we discovered this past year that my spine took a lot of trauma. *shock*

I have been in varying levels of extreme chronic pain for the past 11 months. And varying levels since the accident so about 2 years. The latter being expected to a certain extent. Being in extreme pain that limits my mobility while planning a wedding, while getting married, while going on my honeymoon, while working on shows non stop in between. Not great for morale as you can probably guess.

Basically, I have in simple terms is early spinal degeneration. Because of the damage done, my lower back is kind of giving up. 3 out of 5 lumbar discs are herniated or torn or both. and several have started to develop bone spurs. It took almost 3 months after my pain got extremely bad for doctors to give me that diagnosis. But even then they sugar coated it. I’ve seen a surgeon and he wants to fuse my spine to prevent further damage to my nerves and back in general. I’m waiting on a second opinion before we pursue that option.

I’m scared to pursue the surgery. What would that mean for my future? I’m 25. I’m too young to be dealing with my body breaking down. No one can even promise that this will resolve my pain or make it better. They can just promise a reduction of pain after I heal. Plus they are operating on my spine. MY SPINE. They are directly working around the nerves that let me walk and move and go to the bathroom on my own. Yeah. That’s a symptom I have to be watching for. If I lose control of my bowels I have to go to the ER immediately. TMI? Maybe. Its not really something I want to be thinking about when I have to use the bathroom.

Doing the surgery would mean I’d be out of normal life for 4 months. 4 months of not working, of not doing shows, of not pursuing things I want to be doing. And after that I don’t know what I’ll be able to do. I have a lot of things I cant do. Like go on roller coasters. Which is a silly one to be sad about but still its something. I feel like I am just starting to get my life back from the last time. I’m getting booked for shows. I’m somewhat satisfied in my day job. I’m scared what it means for my future if I’m gone for 4 months again. I don’t know how I’ll be after the surgery. The doctor says he’s had firemen go back to work afterwards but they don’t have the other damage I do. And there are so many risks. So many risks.

My therapist asked me if I was ready for the surgery. And I said I dont know. She said that there is more than just my body to consider right now. She says I need to be emotionally/mentally ready for the surgery. I dont know if I can ever get to that point though? I’m so risk adverse I don’t know if I can do it if I play by those rules. Mentally, I’m not even over the accident. I thought I was getting better. But I keep having flashbacks of that night. They are so vivid and real. I’m living it over and over again. I can see the headlights coming at me. I can hear myself saying “no no no” and the TripleA agent asking what is wrong. I remember waking up sprawled into the passenger seat. Everything hurt. I had no idea where I was. I remember struggling to sit up in my seat. It was so hard, my body felt heavy. I remember feeling the rain and someone asking if I was ok and struggling to reply. I remember touching my face and it was wet. The dashboard of my car was splattered with blood. I was so alone. People were standing outside of the car in front of it. I could see them through my front windshield. I remember screaming blurred words to them. Help. Help me please. please. I felt so utterly alone. Somewhere in all of this, I grabbed my phone and the wallet I had open in the passenger seat from trying to call the tow truck. I closed my eyes and just waited. I couldnt move. I didnt know why. I remember the first responders cutting me out of the car and asking if I could walk. I said a garbled I dont know. They pulled me out and i took one step and almost fell. The pain was too much something was wrong. They carried me to the stretcher just a few steps away. They strapped me into it. The rain was falling harder. I was soaking wet by now. They hooked the stretcher into the ambulance and it hurt so much as they shoved me in and got it latched safely. They tried asking me questions. I tried talking but everything was so garbled, I guess they couldnt hear me. They assigned me a trauma name. Georgia. All I can think about is the pain in my leg. I was shouting. My leg. My leg. They helped lift it up under a pillow. Its only slightly better. I remember them cutting off my clothes. I had just gotten new black jeans and I was wearing a brand new flannel that I loved. I asked them to not cut my flannel and they tried as best they can to help me out of it. Little did I know it was already ruined from the blood and from the car. When they cut me out of the car, it had gotten in the way. It was silly that I cared so much about a flannel shirt, shock can do that to you. I remember very little from the ride. I was in and out of consciousness apparently. I remember at one point hearing the EMTs laughing and I couldnt say anything. I dont know what they were laughing about, but I just remember that sound. My brain makes me think they were laughing about me, but I so hope I am wrong. The pain was worse getting pulled from the ambulance into the ER. The jarring slams of the stretcher coming out then down out of the bus. I remember a doctor asking me questions. She had a kind face. They put me under so I remember very little in the ER. I remember waking up at one point getting put into a CT machine then I was out again. I remember hearing doctors talking in the room. And talking about my scans or X-Rays. Who knows? I woke up again to my mother and Annie talking in the room somewhere. When I tried to call out to them, they came over. Then asking how I was etc. I was covered in bruises. I literally had a list of things that were wrong. My mom took photos of my face and my body so I could see since I couldnt move. The doctor told me I would need surgery the next day. Then when I complained of more pain, they discovered another thing to add to the list and scheduled another surgery.

That night and those days are seared into my brain. The photos of my car the next day. My brother telling me of the blood covering the inside of my car turned brown while drying. I found out later on that the TripleA agent that was on the phone with me called back, multiple times and left worried voicemails. I had at least 7 from them. From what I understand, they are the reason 911 got to me so quickly.

I’m sorry if this is all too graphic or whatever. I just need to put it down in some form. I hope that writing it out it stops pushing to the front of my brain. The smallest things trigger me right now. Some have nothing to do with cars or the accident.

Its been 2 years. I’m still recovering. I celebrated a small personal victory the other day. I was able to take the stairs two at a time without needing a handrail and minimal pain. I wasn’t running or anything. Just casually walking up. It was exicting but no one really understands why. Its just normal for them. Its something I’ve not been able to do for so long. This pending surgery makes me scared for what other things am I going to be losing, forever or even just for a very long time. Is it going to effect my progress in the other things?

I just want to move on. I want to leave it in the past. The scars are there, can the trauma just stop now? I’m so tired. I’m so tired of being “strong”. I’m ready to be done. I’m so done with all of this.

#personal #tw: blood #tw: car accident #tw: depression #its been 2 years #2nd anniversary of not dying #woo.#you dont have to read this #just putting it somewhere safe

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fitlifeblueprints · 3 years ago

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The 5 pillars of FitLife

Fit life is such a general statement. So much can apply to it. It is such a simple approach and yet so overcomplicated.

When we say that someone look or live fit, what we, exactly refer to. Do we address the health aspect, or we judge by the outside look? When we decide to take that approach, what we are, actually thinking to change.

Today I thought I would share with you, what is, in my opinion the right approach. What I realize with the years of mistake and growth. I am going to list the steps that each person who finally decided to change his/her life should check, in order to achieve optimum health, permanent results, and as a side effect, good looking body.

Without further ado, let’s get started.

1. Prioritize sleep.

It is by far the most important pillar of health. The most underestimated tool for performance. The reason for so many accidents and diseases. The free supplement, people neglect in their arsenal. The ultimate recovery tool.

Our body is constantly exposed to damage. We think, create, move, work, train. We are constantly testing our physical abilities. We are constantly using or body resources and grinding the materials by just simply living. Night is the time to rest and recover. When we sleep, we rebuild the damaged tissue, make it stronger and more resilient.

I will give you an example:

Few months ago, I was learning the handstand. I was strong enough to hold it against the wall, but I was struggling a lot with the balance. I tried so many stuff. Training modalities, consistency, metronome for counting. And the furthest I got, was 10 sec of hold.

At that time, I happened to be reading the book “Why we sleep” by Dr. Matt Walker. One of the most eye opener for me personally. Such an interesting read. Did you know that lack of sleep is the number one cause of car accidents? Mind-blowing, right? Well I decided to test it and priorities my sleep. Yes, that meant no more Netflix and popcorn at night. No artificial or bright light and not eating around 2 hours before bed. I simply developed a routine that allowed me to have quantity (at least 7 to 8 hours) and quality (allowing my body to secrete melatonin) sleep.

As a result. 3 days later I held the handstand for whole 20 sec. That blew my mind.

It is not going to fix all your health problems, but it is worth trying. It is simple to manipulate. Trust me, you will be surprised.

2. Food intake.

As we already know, our body is constantly damaging and repairing itself. During rest we recover and rebuild, but we need the building blocks to do so. Let me ask you something. If you have the best engineers and machines on earth, but no bricks and cement, will you ever be able to build a house? And If you have the wrong size bricks and poor-quality cement, how strong is that house going to be?

See, food is the main source of energy and we must prioritize it too. Nowadays we have access to so much, I can’t even call it food, products which are full of toxins, preservatives, chemicals and what not. And all, to make it more palatable, have longer shelf life and be convenient. No surprise though. The industry must make tons of money after all. But all those bad quality foods-like products are fooling the society and are making that incredible machine called human body to function not as intended. To function with dis-ease.

There are thousands of recipes for a super tasty, delicious meals. And you can be creative too. Add your favorite spices, favorite sources of food, customize your cultural dishes to a healthier option and enjoy it.

And here is a perfect place to add something that I will be diving deeper in another blog, and that is the restriction part. Rather than restricting, learn how to not overindulge. In other words, when a colleague of yours ask you to go to the bakery for some chocolate desert, instead of saying “I cant have it”, learn to say I don’t want it, because… . There is time and place for everything, and everything in excess is bad.

3. Movement

There is no doubt at the phrase: Movement provides energy. When we move, every single cell in our body moves too and create electrical current signals. Have you ever felt sleepy and after a friend forced you to move or to stand up, you instantly get excited and the tiredness went away? Do a little test. Next time you are doing something stationary for longer and you feel tired, just count to 3, stand up and do some movements. Jumping, squatting, push ups, or even a short walk. It is simple. If we don’t move, we do not provide electricity, without electricity we have no energy, without energy, there is no life.

There is the other end of the movement, where people move so much, usually by training, so they overtrain. See, our body recovers at a certain state, with certain speed and has a limit to it. if we exceed the ability of our body to recover, in other words, on a regular basis, we damage more than we recover, we will end up degenerating.

I am going to dive deeper in another blog, but I want to quickly address the activity dislikes.

Activity does not have to be at the gym, lifting for the sake of it or running on the track, because your neighbor does it and he had managed to drop 20 kg for 1 year. Activity must be your preferred way of movement. There are so many sports that you can practice. Swimming, jumping rope, climbing, running, walking, cycling, dancing, moving objects, doing exercises with your body weight. List is so long. Try stuff, find your own thing and be active, because you like it, in order to be healthy. Fall in love with the process. Get better at that craft. Live happily.

4. Be happy.

If you don’t know what makes you happy, how are you going to know when happiness arrives.

Today`s days we are constantly running. Running towards stuff that we are thought to believe will give us happiness. We believe that more money, more possessions, more success will give us what we have ultimately wanted.

The sad truth is that most of the time we are fouled by our ego. See every time we are insulted, being laughed at, criticized, or even simply tease by someone, the ego kicks in.

It is the ultimate motivator. It is the voice in the back of our head saying “I will prove them wrong. It is, when your friend teased you, about how bad bartender you are, so you spent the next 4 years becoming the best bartender in the area, instead following your true desire – psychology. Sound familiar?

And what changed? We are so drowned into what we should, and should not do, where we should stay in the society, so we forget our own needs and believes. We push and push hard to prove someone, or ourselves and when we get to the destination, we suddenly realize that nothing changed. Everything Is the same, people still judge us, but now about something else. The only thing that changed – 4 years gone.

The point I am trying to make is that we should really take a step back, slow down and assess, what we truly want. Dance, sing, climb, study java script…, whatever. Reassessing the core values in our life which have been the bricks for the house we have been building.

We are constantly searching for the happiness, we truly desire, but are we pursuing the right one?

5. Be aware of your body needs.

The last, but not least is to be aware. To be present. To be able to know the reason for the condition we are in. Why am I feeling this way? Why I have this pain, why am I bloated, why I have no energy, why am I so moody today.

Almost all our health problems are result of the way we live. We are so drowned in today`s modern life, that we simply live on autopilot. We do not listen to our body. And the beauty of it is to learn to differ the signals. What does my body want? What does my body need?

If your grandma made your favorite cream dessert, which makes your mouth wet, just by thinking of it. Well maybe you can just taste a small piece and leave another one for tomorrow, instead of eating half of it and feeling heavy, bloated and tired the next day.

If your hips and lower back are fried form the heave deadlifts yesterday, but you just watched the legend Ronnie Coleman squatting for reps with 800 lb (360 kg), you get super motivated and want to go and smash your next PB. Well, may be that is not exactly what your body needs. You can do some hips and lower back mobility instead.

Being aware, simply mean to be accountable. This is where growth happens and therefore permanent life changes.

Instead of blaming the situation, the people around, the government, god, the universe. Have a look at the way you live your life. There might be a room for improvement.

#fitness #health #behealthy #befit #bestrong #healthylife #fitlife #fitlifestyle

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vcjaouwsgkoi-blog · 5 years ago

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hbgzbnionku-blog · 5 years ago

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imchick · 6 years ago

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Hi Everyone!

Before anything else, I’d like to greet everyone a Happy Love Month. ❤

With this, I’d like to start talking about our wedding. Not necessarily our wedding per se. But I’d like to share with you our Wedding Planning Journey which I hope you can get some insights and/or tips on. 🙂

I’d like to believe I’m a pretty much Bridechilla type. 😀 Most of the time, it’s the fiancee who keeps planning NON-STOP. It got to a point where I had to limit our wedding planning to some days. ❤ He understands. Haha.

Okay! So before you start looking for your church and venue, you at least need to know the following:

NUMBER of GUESTS – The venue will depend on the number of guests you have. If you want an intimate or a grand wedding, you need to have a ballpark of who you want to invite.

CHURCH or GARDEN or BEACH? If you’re Catholic, you need to have the wedding ceremony inside the church but if otherwise, you can have it anywhere you want.

THEME – Your theme should dictate everything you plan about your wedding. You don’t want to end up having all sorts of different pinterest pieces that would might look like a jungle. Right? May it be a classic clean cut look, rustic, floral, travel theme, old and vintage… You need to have this in mind all the time.

SEVERAL DATE OPTIONS – If you’re like me who’s somewhat sentimental.. You will be disappointed. So you need to be armed with several date choices. We wanted our Anniversary which is May, but we thought it’s too far. Next option was November 18 since that was our first date but there was no available church and time on the date. So we chose the closest one. It may not be our first option, but remember — the value of the date comes from what happens right? The important thing is that you celebrate being one that day.

MANILA or DESTINATION – One of the most important thing you need to consider . . . Out of town fees!! It might seem small for 1 supplier that could range from Php 2,000 – Php 7,000 but if all suppliers will have one, it would cost a lot. But if you’re already set with your venue and church — try looking for suppliers who are in the area.

It would save you a lot of time if you know the following details above. It can extremely trim down your list. To be honest, even BEFORE my fiancee proposed, we were already talking a lot about our wedding. I, for one have been following different IG venues, bride and breakfast and the like. It’s a good thing I can freely discuss it with him without scaring him off. An added bonus? He’s also doing the same thing! ❤ before he proposed. So when he finally did, we both had ideas on what and where we want it.

Okayyyyy, so where did we start? I HAD a Non – Negotiable Church and Venue.

My Non Negotiable Church – St Benedict Parish

It definitely screams J-A-N-N-A everywhere. (cue in sad tears). It had pristine all white walls, it was clean cut anywhere you look. The problem? The next available weekend is 2 years from where we are looking at. And we didn’t want to wait that long. We can’t do it on a weekday because it would be too selfish of us.

My Non Negotiable Venue – Villa Milagros

Okay, before Bride & Breakfast did a feature on the venue, I had my eyes set on this venue. Why? It goes so well with my personality. ❤ Also, all white – it gives you the feeling of sophistication and class. It wasn’t too popular before, which I love and you will have the whole place to ourselves. The problem? We couldn’t find a beautiful church nearby. And, the place was a little too pricey and would require a lot of add ons and corkage.

What Next? Here are the different churches we considered and visited:

Sacred Heart of Jesus Parish

This was our second best church. ❤ It was lovely. If you’re looking for something in the Metro with a huge capacity, this is it. It also has this classy feel. We didn’t pick this because we couldn’t find the perfect venue near this church.

Our Lady of Lourdes Parish

For me, this is okay. There was no heartbeat though. It didn’t exude a fleeting feeling. It’s a church, alright but I think it didn’t fit my personality although this was near our venue.

San Antonio de Padua

The lawn outside the church makes it a perfect for photoshoot before and after the ceremony. But our friends is getting married here the week before our date so we opted to eliminate this one from our list.

Madre de Dios

This church is beautiful. It’s interior is somehow the same with my Non Nego church. But you are only allowed to have your ceremony here if you’re booking Tagaytay Highlands as your reception venue. We tried, but the rates given to us are really expensive yet there’s limited inclusions.

Santuario de San Ezekiel

The structure and built of the church is quite similar with Sacred Heart of Jesus. But this is so close to home and I didn’t want that. 😀 This is about 10 minutes away from our house.

Our Lady of Ephesus

If you’re having an intimate, quiet wedding, this is for you. The church is plain and a bit small. There’s also restrictions on the flowers. But if you want an all in one venue, this is inside Bella Rosa Gardens. We were about to book this Church and Venue already but we chose not to since we thought that guests might find it too far. It’s not but it’s situated inside residential areas and is hard to find.

Here are the different venues we considered and visited:

Palazzo Verde

This is fiance’s first and only choice right after seeing their rates. Let me just burst your bubble of doubt. We inquired around November 2018 and the rates are around Php 700k. With this, you already have the church, accommodation, venue, photo & video, flowers, mobile bar, coffee bar and coordinator. It really saves you a lot of hassle looking for suppliers since most of the major suppliers are already included. However, I decided to shy away from venue at the first opportunity because it’s already too popular and I know a lot who got married here. I didn’t like the idea.

Bella Rosa Gardens

You have 2 choices here: indoor and outdoor. The indoor area can fit about 100 while the outdoor can probably seat 300 or more. But in my opinion, you’d probably get the best value of the venue if you hold it outdoor, in their garden. It’s beautiful. They also have accommodation already and the bridal suite is really spacious. They even have a pool for the guests. The good thing about this place is they only book 1 event per day so you have all their attention. They can somehow be your coordinator during the day. We didn’t book this because of its location which we thought is hard to find.

The Forest Barn

For this one, we didn’t actually visit the venue anymore because it’s not suited for our theme. But if you’re having a rustic themed wedding, you can consider this. Don’t get me wrong. I love the venue but we also can’t have a garden wedding so I omitted this one already.

La Faite

I love the yellow lights, low ceiling, relaxed environment of this venue. They also have rooms where the bride and groom squad can stay during the wedding day. This also has a rustic feel so we didn’t choose this. But I still stalk their IG up to this day. ❤

Alta Veranda de Tibig

Have you seen their infamous arc? It’s absolutely stunning. This probably is the perfect backdrop during a wedding ceremony or a perfect place to set up the couple’s area during the reception. I am in love with the place. ❤ Too bad, they are quite pricey.

Angelfields

We have been keeping this place in our radar for quite some time already. The fiancee also loves this place. We didn’t bother visiting since we are aware of their packages which we can’t afford. 😀

Villa Milagros

Again, this is my Non negotiable which I didn’t get. So I should probably stop saying that this is a non negotiable for me. 😀 I’ll let the picture do the talking. ❤

I listed the things you should consider before looking for your church and venue right? But you also need to be armed with questions when you visit them so that you’ll have all the details that you need to do an informed decision.

For the Church

Principal Sponsors – Do they have a limit on the number? What if they failed to be present during the ceremony?

Parking – Do they have enough for your number of guests?

Flowers – Some churches have a limit on the flowers and there are only areas where you can place them. It may be different from what you have planned.

Photo & Video – In what areas are they allowed? Is there a limit? Some churches only have areas for PV team to stand as they may interrupt the ceremony.

Songs – Are you allowed to insert non church songs? Can you pick the songs?

Vows – Are you allowed to recite your vows

Attire – Bridal Attire restrictions and entourage

Others – Are you allowed to shower petals or what not. Some churches are very strict with garbage.

Inclusions – what are the other inclusions? Do they provide for the offertory?

Requirements – there are standard marriage requirements but it’s safe to ask if the church has other requirements

Additional Fees – Will you be incurring additional fees? For the electricity?

For the Venue:

Inclusions of the Package – does it include the caterer? Lights and sounds? Decor?

Accredited Suppliers – list of their accredited suppliers. Do they charge if you book a supplier not on the list?

Parking – is it enough for your guests?

Space – do they have enough space for the cocktails? Mobile bar? Coffee bar? Photo Booth? And other things you might want to add?

Styling – Is styling included in the package. If the venue is bare, you might need to incur additional charges for the styling.

Engagement – Once you book them, can you do your prenup there free of charge?

Preparation Venue – During the wedding day, do they have an area where the entourage can stay?

Accommodation – What are the nearest accommodations in the area? It might help to provide your guests with this list especially if it’s a destination wedding.

Lights and Sounds – Do they have a mixer? What are included in the package?

Backdrop – Should you book another supplier for the backdrop? Or is it included?

Payment terms – this is important so you know what your cash flow is.

Number of Hours – how many hours can you use the venue? How much will they charge you if you stay beyond?

Weather Provisions – Can you transfer your event indoors if it starts to rain?

Fireworks – are you allowed to set off fireworks?

These are only the things I’ve learned in four months since we got engaged. It’s still best to research beforehand. Read reviews, ask your friends, visit the place and think of all the scenarios so you are prepared.

Hope you learned a thing or two. 😀 I’ll update this if I happen to encounter something else. Happy Preps, Brides! ❤

Wedding Planning: Church and Venue Hi Everyone! Before anything else, I'd like to greet everyone a Happy Love Month. ❤ With this, I'd like to start talking about our wedding.

#churches #tagaytay #tips #venue #wedding #wedding planning

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iannoyinglysweetstudent-blog · 6 years ago

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My parked car was damaged in a hit and run by someone who had a rental car but did not have insurance.?

The rental car company did not validate proof of insurance. The drivier gave the car rental company old and outdated insuance information and did not validate insurance coverage. Now I am stuck with a damaged and totaled car and no way to pay for damages caused by this hit and run to me.

I have reasontly had my car stolen and am wondering how much the insurance are going to pay me ?

my car was a red vaxaull corsa M reg (1994) very excellent condition one OAP as a previous owner it had done 95,000 miles and had 11 months mot on it i valued it with the insurers for 500 even tho i think its worth more! and i was covered for 3rd party, fire n theft! so and ideas as to how much i will get?""

Insurance Premium Not Guaranteed?

Is it normal for insurance covering Critical Illness to come w non-fixed premium payment?

Can my uncle insure my car? 10 points?

I'm 17 and have my provisional license. I don't live with my uncle but we live in the same town (in NJ). I can't get put into my parent's insurance since they don't have their licenses. If i get my own car, can my uncle add me onto his policy even though we don't live under the same address? 10 Points""

Which company Car Insurance?

Hi, I am planing to buy new car in bangalore. Please let me know which company car insurance i have to take. Which insurance company is having good service.? Thanks""

Where can i find cheap full coverage auto insurance?

Best Ways to Reduce Car Insurance?

I found this article on ForbesAutos.com about best ways to reduce my car insurance. Is this true? http://www.forbesautos.com/advice/toptens/ten-ways-to-lower-your-car-insurance.html?partner=yahooa

I was in a car accident that was not my fault. Does my insurance go up?

This guy in front of me backed into my front end at a stop light. We both got out and he tried compromising. I refused and called the cops and took down his plates and the make of the car. Good thing I did because he left right after I called. I think this guy may have been illegal he didnt speak english and was very eager for me to not call the cops. I felt bad but my car is really messed up. Is my insurance going to go up? If so how much?

I used to own a Vauxhall Astra 1.6 I now want a Fiesta 1.4 will that be cheap tax /insurance I am 61?

female, just need a cheaper car, second hand & automatic,Thanks .""

5 Months car insurance?

I only need insurance untill october and dont want to pay for a full years worth. What are my options and any reccomended cheap comapnies for a young driver Thankyouuu

Can your car insurance company penalize you if...?

Can your car insurance company penalize you if you report an incident but decide not to file a claim?

My car insurance has been cancelled?

i need to know if i have to pay more or is the same amount in my billing if i pay for it this is for a car insurance the insurance company is aig

Would insurance for a 16 year old boy be cheaper on a 4-door 03 oldsmobile alero or a 2-door 06 chevy cobalt?

How much is the insurance for a fiat 500 for a 17 year old?

I am getting a new car. I am oping to get the Fiat 500. But i'm not sure how much on average the insurance for it will be for a 17 year old. xcheerss lovelys x

Car insurance hidden from family?

Im 17 buying a volkswagen golf 1.6 with my hard earned money working for 2 years now need a car but parents are against buying a car but i need it for uni Ill park the car down my road and everything will be legal and i was wondering if i get a insurance and a car can i hide from family so i can i tell my policy not to send letter or anything they can only contact me by email or by my phone also so give me a few options i wanna do the legal way only and from UK. Or can give them my actually address but tell them to send the letters to my friends house so that no one in family receives any information about my car what so ever thanks. I can prove my address not trying to get a cheap insurance just dont want family knowing also suggest any legal methods thanks

Do I really need car insurance?

I'm paying $170 a month for car insurance, it went up a little because i was in a minor accident and I feel it's a bit much to be paying every month. So if I don't have ...show more""

I have a few questions about car repairs and auto insurance?

first off, i was in a small accident a couple weeks ago, and was wonder how much it would cost to have the following repaired: 1. the hood is very minorly damaged, there is just a small gap where the hood closes, plus a little scratched paint on one side (very minor) how much would it cost to have that straitened out? 2. when the front end got hit, it shifted it over a little, so there is a small gap inbetween the inside corner of the headlight and the grill area, how much to straighten that out? 3. also, in regards to insurance, is it allowed to have two different people insured on one car through different insurance companies?""

Im 19 need health insurance?

Im 19 and I really need affordable health insurance. Neither for my parents can afford to put me on their insurance. Also i have a few preexisting medical conditions that makes it harder for me to find insurance.

Help - Advice on car insurance!?

I will be getting my british license this month because i will be getting a new car, even though i have been driving for the past 4 years but in Qatar. (for those who don't know Qatar its next to Dubai) Ive been searching online for car insurance under my details but i keep on getting really high rates. (Too high!) I'm 20 years old, have been driving here on an international license, and none of my family members have British licenses.... Is there anyway that i can get a cheaper car insurance? Maybe under a friends name or uncle or something? Thanks""

""Does age make a difference when getting health insurance thru employer, is the cost different. .?""

My mother is in her 60's she declined coverage thru her employer because she would pay $200 per pay check, gets paid biweekly. She said the rep from the insurance told her she would pay more than her younger coworkers because she is old and needs more health attention, visits medicine etc. Is that true?? Her company does the cleaning for a few hospitals, offices. I dont think its a big company maybe 300-500 employees. I work for a big company in sales we have 200 people in our building, the company is in every state in the u.s. with several offices in each state so we are thousands of people for the company. Our health insurance cost is the same regardless of age. We have 3 plans to choose from, but we all pay the same amount regardless of age and it cost anywhere from $15-25 per check. Could anyone give me some info on this matter thanks. We are in california if that matters. Thanks.""

I need to get health insurance. What's affordable and good?

I live in Southern California. Recently, my neck has really started to hurt and I think I might need an xray. I haven't had health insurance in so long. What would be the proper steps to take? I need something affordable.""

Estimate on car insurance for this car?

Okay, I'm looking to get a used 350z for my sixteenth birthday. I know car insurance is going to be really high for it being a sport car and for me being only 16, but I'd like an estimate to see where I'm going with this and I'm not sure how to do it myself. :) Here's a link to the car: http://www.nissanusa.com/z/index.html""

Low cost healthcare insurance for kids?

Are there low cost healthcare insurance for kids other than Healthy Families? I had healthy families but due to sending my premium late, they disenrolled my kids. I am covered by my employer through Kaiser but there is a significant amount of money deducted if I cover them. Thanks in advance.""

Law/Rules of insurance?

I am a 20year old young adult who is my my fathers insurance. I'm turning 21 in two months and my father is happy about that because he says that I will be off his insurance. I'm kinda scared because I'm getting surgery after my birthday and I won't have insurance. I've been reading online that I can be on his insurance until I'm 26 if I'm married, live on my own, enrolled in school etc. I'm not enrolled in school but I will in the summer again. So what will happen?""

Cheap insurance for 23 year old?

What are some really good auto insurance companies?

I just turned 18 and my parents are basically kicking me off the insurance. i need some good but affordable car insurance (full coverage) What insurance company are you with and about how much is it a month for 1 driver?

How much pain and suffering from my auto accident?

In Feb (2 months ago) I was rear ended at an intersection by a drunk driver. It was 3pm, I was on my way to class, and he hit me out of nowhere. This was his second offense. He was arrested that day on DUI/drug charges. He was fully insured by Nationwide Insurance. Turns out he has a LONG list of driving violations, speeding tickets, and such. I was taken by ambulance to the hospital, and then went again the next day. I have been to my medical doctor and chiropractor since then. I had never been in the hospital before, or to a chiropractor, and my neck/back are now messed up. I have had a MRI, and a ton of prescription. I have lost the natural curve in my neck, my vertebra are out of alignment, and I am having BAD, BAD headaches. I had $3000 damage to my car, and over $5000 in medical bills. How much pain and suffering can I get? Until this point, I was healthy, and fit. Since then, I cant work out at the gym, and Im getting headaches which affect my concentration, and sometimes my vision... Im only 24. What am I entitled too?""

How does 21st Century Insurance Compare to Allstate?

I currently have allstate for my car insurance. I was given a quote from 21st Century Insurance and it is less than half of allstate. Is 21st Century a good company to get? Or should I stick with Allstate?

Buying a car from a showroom. Insurance?

I am collecting a new car tomorrow from the dealership. Do I need to phone and pay for the new insurance at the showroom before I drive off, or is it allowable to take it home and do ...show more""

I am looking to buy a house. I need cheap house insurance. Where would I find this?

If I drive a car that has insurance but not in your name in Florida?

If there is a car accident can I get in trouble? Meaning can I get a ticket if someone rear ends me? A friend of mine was in an accident and they were rearended the car owner had insurance would that cover said friend?

Which auto insurance do you recommend?

I had a Scion XA 2006 and I just got a MINI Cooper 2007. I was insured under my parents insurance at AAA but with the change of cars our insurance would increase twice as much. I'm going to leave their policy and open my own. I'm 22 and I'm a full time student (GPA 3.5), which insurance do you recommend? I have road side assistance with AAA.""

If I have proof of insurance but driving a friend's car who doesn't have insurance...?

Can I get a ticket for not having insurance? I was pulled over while driving a friend's car and received a ticket for not having proof of insurance. I had proof of insurance for my car in my wallet, and I showed it to the officer. He told me there needed to be proof of insurance for the car I was driving as well. Anybody know if this is true? I'm in Washington State for the record.""

Gieco Car insurance $$$ for new drivers?

I'm turning 16 real soon but with these new laws i wont be able to drive until I'm 17, but anyway I'm saving for a car probably like 2k-3.5k range.....ive already saved up 1k but i was wondering how much i need to save up to pay for insurance and gas. (im a guy, b- average in school, ill be buying a sedan, I live in CT if that helps) thanks.....if u could just give me a general price range that would be fine i just have no idea how much it is.""

Where can I find affordable dental insurance?

i live in dallas tx ,19yrs old and im look for affordable dental insurance it will b just for me no one else any great insurance out there that wont make my bank account dusty :) plz help & thank u""

How does arbitration work between 2 car insurance companies?

I was in a car accident about a month ago. My car insurance agreed that the accident was 100% not my fault. The other car insurance company is trying to say that it was 50% my fault( which is totally ridiculous because the other driver was cited by police for failure to yield). Today i got a phone call from my car insurance company saying that my claim is now going to arbitration. What can i expect to happen next? What can I do to prepare my self? I am very frustrated with this whole thing. I know this car accident was 100% not my fault. I dont want to be blaimed at all. I forgot to mention that i live in NY state. Thank you, Zack""

Injured with no health insurance and a big hospital bill?

My girlfriend dislocated her shoulder while playing volleyball with no health insurance. Her parents health insurance stopped covering her because she had just graduated from college ...show more

Do I need a consent to settle by my own auto insurance company?

The guy who hit me does not have an ample amount of insurance to cover my injuries. They are offering me the policy limits to settle. My own uninsured or uninsured motorist has been given enough documentation to know that my additional insurance will come into play. I have filed suit against the guy and his insurance company, but do I need a letter of consent to settle with them from my own insurance company to make sure that my uninsured motorist coverage will still be available to me. I really think it is criminal for any insurance company or state to make the limits on auto insurance so low, when the average cost of an auto accident is higher than the minimum coverages that they allow drivers to driver under. Also, there are many attorneys that wont even look at taking a case unless the limits are much higher than state minimum, because they can make considerably more on those who are very well insured. My own insurance company is treating my like I am retarded, and I was until I started reading all the insurance laws and bought a very fine civil litigation book for 4 dollars, best investment I ever made. But I am no Pro Se expert, my hat is tipped to you attorneys and insurance adjusters. What a stressful job you have and so many laws to abide by and to follow. I can only get better the more I read the more I know. Thanks for your time.""

Would insurance for a 16 year old boy be cheaper on a 4-door 03 oldsmobile alero or a 2-door 06 chevy cobalt?

Car insurance for learner driver UK?

I am considering to buy a car before I pass my test. Without buying the car first I can't get a quote online. I understand insurance is not much differenet for a learner driver and someone that just passed their test. Anyone knows how much roughly insurance cost for a learner driver? Thinking of getting a 2002-2003 ford focus, and I am a female 27 years of age if that makes any difference.""

""I was hit by an uninsured motorist, and I have an uninsured clause in my car insurance.?""

My car was totaled out, and since my car insurance had a non insured motorist clause then I just have to pay the deductible, and they will cut me a check. I was hurt in the accident, and I wanted to know if my car insurance (Progressive) will also pay out pain and suffering. I am considering taking this guy to small claims court, but if I do then I have no idea what the outcome would be. IF my insurance offers me a pain and suffering settlement then should I take it? can I negoiate for a higher settlement? Everyone is telling me to take whatever is offered to me because the guy that hit my car didn't have insurance, and could possibly claim indigentcy in which case I would most likely never see the money. I can get a pain and suffering settlement from my own insurance, but I believe that the person that hit me should have to pay it, and I am also assuming that I would get more money out of him directly than letting my insurance cover the pain and suffering. This is my first wreck that I have gotten into, in which, I was the party that was damaged (almost died), and the other guy only received a ticket. I know that life is not fair, but like I said before, this is my first car wreck where I was owed money and the other person did not have insurance. Any information will be much appreciated. Thank You Very Much.""

What are the best/ cheapest private health insurance providers in wisconsin?

23 yr old male, good health medical, dental, and vision plans? Thanks!""

What is good insurance for teens?

Can I have some good companies? I want the basic insurance package. im 17, male, senior in HS thank you""

Low income insurance for a 24 years old student who live in VA?

I am a full time student who live in VA. I am looking for some low income health insurance for myself. Currently, I got some illness and I really need to see the doctor; however, I dont have any health insurance. Is anyone know any health insurance would be providing for a person like me? My family is low income family. Is any way I can get a health insurance from the government? Thank you!""

Car modifications and insurance?

Hey I'm young with my first car so insurance is high. What modifications will either not affect my premium or affect it by a little. Thanks

California speeding and no proof of insurance ticket?

It was dark and raining. I just came off the bay bridge in SF and am positive I was driving below 40 on the bridge and between 40-60 when I got off the bridge. The cop was on 80E past fremont exit. He said I was at 67 in a 50 zone and also did not give me enough time to look for my proof of insurance. He said lets make this easy and quick and cited me for speeding and for no insurance and not no proof of insurance. He cited both as non-correctable. It this accurate? I don't think his radar reading isaccurate. How can Ichallenge this?

I need to how much car insurance will be ?

Im 19 years old an i live in topeka ks. im goin to be gettin a 1994 camaro i want to no how much the car insurance will be since it is a sports car

Provisional to Full license insurance?

I am 17 years old on provisional license and about to take out insurance for my car. I received a quote from Quinn Direct for about 1050, but I wanted to know what will happen when I pass my test and have full license? Will I have to pay more?""

Is it true that some car colors cost more money for insurance? And if it is then why?

Do rich people need insurance?

I was just wondering..if they have so much money....do they really need insurance?

Why didn't GW make an effort toward affordable health insurance for the Americans w/o any?

Where can i get affordable insurance?

i got 8pts i need affordable insurance please send me a link please

""So I am 19 years old and received my first speeding ticket, will it increase my insurance?""

I've asked this before and want to clarify. Some people told me the first ticket is a freebee and my insurance won't go up. Others have told me yes, my insurance will go up. I am in the state of California, I have Allstate insurance, and I'm on an insurance plan with my mom. I've been driving for a little over a year. Thanks everyone!""

""I need car insurance, but have a terrible driving record right now. Any suggestions?""

How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""

""Car Insurance - 18 Year old added as a driver to parents car Insurance cost, high?""

My mum who doesn't drive very much is considering selling her crappy car which is probably gonna fail the MOT. But since I have a reasonably good paying job at 18, I thought, may as well spilt on a car, get something I want and will maintain, and she can use it as long as long as part of the insurance is paid off. So my mum pays around 50 a Month on a Daewoo (very small and crap car, 1.0L) I have a motorbike, so experienced on the road (could count towards a discount), but only got my driving license fully a week ago, passed with flying colours. So my mum with like 4 years no claims, and an 18 year old on a Subaru Impreza? What you reckon?""

""In indiana, Do i have to have insurance to drive someone elses car who has insurance?

My girlfriends mom wont let me drive their cars anymore because some retard told her that I wasnt legaly alloud to drive if i didnt have insurance even though its not my car and even if their car HAS insurance

How much info do the govt have on what sort of car insurance u have?

Like as long as I have an insurance certificate am I sweet until I have an accident? Or if I give the insurance company wrong info for a cheaper quote will the govt find out? If so how? My mates had his car for ages and has no insurance and the police have never said anything to him Cheers

Where can I get E&O insurance at a reasonable price?

I am an insurance agent working through an agency. I need E&O insurance before I can sell certain policies. I'm looking for easy, affordable coverage.""

Assurant Health Insurance?

At a previous job I had good health insurance but adding my husband was costly so we got him BCBS IL through a local insurance agent. He is not the type to go to the doctor very often so a very basic plan is what we got him. It started out only being $160 for 3 months; now today I received a letter that it will be going up to $250 for 3 months. I have changed jobs and kept my insurance for awhile through Cobra but eventually found different coverage because the Cobra was so high in cost. But of course it has went up to almost $300 a month. I have been searching online for health insurance and found Assurant and it seems like I can get good coverage at a fair price. Do you have assurant? Do you think it's good coverage? Do you have any problems with using it? Any advice would be greatly appreciated. Thanks!

Fastest and cheapest auto insurance?

I want to know the fastest and cheapest auto insurance online?

How much is non onwers sr22 insurance in illinois?

I dont have a car and my license has been suspended.

Insurance on a car that is not registered to me ?

Can I get insurance if the car has not yet been transferred to me?

Have a car but no insurance?

This is an answer I got about owning a car with no insurance and if my license would be suspended even if I turn in the tag and registration. It makes no sense as a lot of people have licenses for ID only and do not have a car (because they aren't allowed or can't drive): By law if you have a driver's license you are supposed to carry insurance whether you own a vehicle or not. It's usually called non-owner's liability coverage. Because of this law they would be able to suspend your license if your company cannot provide proof that you have coverage. This answer makes no sense. I won't say who provided it/they don't allow me to answer them though.

I need to get rid of my car because the payments are way to high and insurance sucks?

I bought a 2003 Toyota Avalon a little more than a year ago from a dealer. I put 7000 dollars as a down payment and now am paying 240 a month for 60 months. Its getting kind of hard to pay off the car now with all of the costs going up. The total price of the car was 15000 and I got a bumper to bumper warranty for 5 years/100,000 miles when I bought it at 35,000 miles. The car now has 54.000 miles. How do I trade it in for a car that would cost me less than 200 a month Thanks""

Would insurance for a 16 year old boy be cheaper on a 4-door 03 oldsmobile alero or a 2-door 06 chevy cobalt?

""Need a car insurance, monthly, bad credit.?""

I need a car insurance policy that insures drivers with bad credit on a monthly payment. I dont want to buy a car and then be unable to insure it, as i cant afford to pay in full. Thanks""

I want to put my niece on my car insurance?

i drive a 2001 puegoet 206 and want to include my 17 year old niece on the policy.she has a provisional licience.does anyone know what this will cost approximately

Questions about serial numbers and home insurance?

In an event of property loss or robbery and you have to report to the homeowner's insurance, should you give them the serial #'s of all items lost or stolen or should you give them the list of serial numbers the moment you start insurance?""

Is the Nissan 300zx (1991) a good first car for a teenager?

I just want to know, I'm shopping for my first car. I have about $3500 and I want a car that is sporty. I like the nissan 300zx, and I need to know if its a reliable enough car and a good buy for my first car. I f anyone has any advice or knows about the car, let me know. Thank you!""

About how much will Car Insurance for me cost?

I am a male. I am 16 almost 17. I am about to buy a car, I am looking for one now. About how much will it cost for a normal sized car? Not a sport car. Also I was told that my insurance can be lowered with my grades? I have straight A's.""

Car accident at fault no insurance?

my car was hit from behind last week and the insurance companies came to the resolution that the people that hit us were at fault. they didnt have any insurance and the person driving my car didnt have insurance either. i still owe 6k on the car, how can i get the $ back or get rid of my car without going to small claims court?""

""What comes first, insurance or the car?""

When buying my first car, what comes first? Obtaining car insurance, or buying the car? I know you kinda can't have one without the other, so how does it work?""

""California Life and Health Insurance, How can i Lower my Insurance rates?""

California Life and Health Insurance, How can i Lower my Insurance rates?""

Window tints ticket insurance rates?

does a nonmoving window tint ticket , affect my insurance rates if i pay if off and keep the tints on, here my problem i am under my parents insurance plan and my dad would not let me keep my tints if i keep getting pulled over for them. i have alot of money and i just want to keep paying for the tickets. money is not the problem, i just want to know if i pay the tickets off will it show on my insurance or anywhere else?""

Pay As You Go Insurance! Where can I get it? Cheap Insurance!

Hey people Basicly im insured with Admiral under third party fire and theft. Im doing their 10 month insurance thing which equates to 1 years insurance after the time. I was insured with them last year the price was 1090, this year its gone up to 1250 (had an accident which was my fault). Im paying monthly which has increased it to 1550. Im paying about 150 a month. My question is, where can i get cheap insurance from? Preferbably Pay as You go type. Has anyone done PAYG insurance before?""

Insurance for a 17 year old on a ninja 250?

hey im looking at getting a ninja 250r for a first bike. i choose a 250 because it is cheap, cheap to keep up, i could work on almost every job myself, it wont do a wheelie at 90 and kill me, gets 65 mpg highway, and is still as quick as a z28 0-60. what would the insurance be on a little 250 for an almost 18 year old with a perfect driving record, and almost all major discounts ( good student...etc)? i know you cant say for sure but would it be a doable amount since it is just a 250, or is it going way too much cuz im a teen?""

""Help, need cheap health insurance.?

I need to get cheap health insurance before the 31st. I tried through Obamacare but that is not an option right now. Online application will not go through and trying to call is a headache. Calls will not go through. I need real cheap health insurance so does anyone know where I can get low cost health insurance? I am in Washington state.

Should I be adding my 19yr old daughter to my auto insurance?

Our 19 yr old daughter let he car insurance laps. My insurance company found out and added her to my policy this will cost an extra $700.00 + for six months. She also kept say all along that she was paying her own auto insurance for the last 6 months. I`v found out this was not true she stopped paying about 4 months ago. So she has been driving with out insurance for at least 4 months now. Her car is also in her name so I really can`t take it from her. I`m very upset at her for lien I just found all this out the other day.

Auto insurance pricing for newly licensed 16 year old male driver?

Turning 16 soon and will need a car. I'm looking into getting a 2006 Mazda 6 with 100,000 miles on it. I live in Ohio and will basically be using it for driving around town, possibly to a job in the future of course (if it's still running). As a newly licensed driver, would any of you know how much the insurance would possibly cost? I'm a B average student with a 3.0 GPA average as well, if that has any an effect on the cost.""

How much is car insurance for a 18 yr old?

Hi, this is probably going to sound stupid but just out of curiousity how much would car insurance be for an 18 yr old female driving an Nissan primera ( saloon) As a first car? Or any car for that matter? It's manual transmission, I have no clue about car insurance! As you probably can tell so how much would it cost on average?? Thanks!""

Is it legal for auto insurance companies to adjust rates based on where you live?

I live in California, and I thought it was now illegal to charge more or less based on where you live. Does anyone know the laws regarding this?""

Wats the cheapest insurance in oklahoma?

Can i use my financial aid money for my car insurance?

I heard that the money can be used for transportation expenses. thats what they told me during my orientation at school. is this true cause i really need to pay my car insurance

Is car insurance cheaper when changing from 20 to 21 in age?

How can I lower my car insurance?

I have a 2010 Chevy cobalt LT. I pay $420 a month for insurance! I understand I'm 21, and it's a sports car. But I've been driving for 5 years, I've never got in a crash nor gotten any tickets. Why could this be? I know lots of younger people with much more expensive cars but they don't pay nearly as much.""

In New York: Best health insurance on the cheap?

This information is for my stepdaughter and her family. After long term unemployment her husband recently went back to work as a trucker. He might bring home around $500 per week. They presently have no health insurance, although she said a New York State program would cover her two younger children. This leaves her and husband uninsured because his new job has no health coverage. Somehow she found a company willing to insure them for around $200+ a month. What this insurance covers I do not know. (By the premiums, I don't think much) The problem is they don't have much more than the $200+ to pay per month. Can someone tell me how to find(in New York) legitimate insurance companies with affordable cost? Also how can I educate myself on health insurance, the details, so that I can advise them correctly? They're in their late 30s and in reasonably in good health. Any an all advice greatly appreciated Tony""

How should I renew my car insurance in this case of seperation (not yet divorced)?

My husband and I separated 6 months ago. our divorce is not yet final (an other 6 months to go). My car insurance is due, and i want to pay the next 6 months. I've always been on my husband's car insurance. what points should i pay attention to while discussing the policies with the insurance agent? some tips to avoid paying extra fees (with no necessities) please share tips / suggestions. Thank you !""

Will i still get accepted on my husbands insurance while already pregnant before him getting the job?

I recently found out that i am pregnant and i'm planning on getting medicaid but i'm not sure that if once my husband get a job with health insurance if it will affect the medicaid and that if me being pregnant before him getting the job would affect me getting accepted to his insurance?

Car insurance help????????

i have a cousin who is 16 n has a license, i am going on a trip for couple of months, i am wondering if he could drive my car legally if it is insured under my name. just becuz is costs him like 200 bucks for month to have insurance. Is it the car or the driver who needs to have a insurance or does it differ by state, and my cousin lives in kentucky""

Do I need car insurance the moment I get my provisional license (CA)?

I'll be going out for my provisional drivers license tomorrow, and I was wondering whether I need car insurance if I do get my provisional license. My parents are planning to allow me to get my provisional license, but won't add me to their policy until a year down the road. Am I allowed to drive alone with my provisional license as long as the car I'm driving is insured by my parents? (California)""

Would insurance for a 16 year old boy be cheaper on a 4-door 03 oldsmobile alero or a 2-door 06 chevy cobalt?

https://www.linkedin.com/pulse/buying-life-insurance-now-jayden-weber/"

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